planet of the api's - opinion of 83 experts on open banking and apis
TRANSCRIPT
Tomorrow’s transactionstoday
PlanetoftheAPIs
Money2020EuropeCopenhagen
AndréBajorat,Alex Mifsud,ChristopheChazot,SimonRedfern,Shamir Sharkal,ShikkoNijland(moderator)
2 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
PlanetoftheAPIspanelmembers
3 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
PlanetoftheAPIspanelmembers
AndréBajoratCEOfigo GmbH
ChristopheChazotGroupHeadofInnovationHSBC
ShamirKarkalHeadofOpenPlatformBBVA
AlexMifsudCEO&Co-founderIxaris Systems
SimonRedfernCEO&FounderOpenBankProject
Shikko NijlandManagingPartnerInnopay
4 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
InnopaysetoutashortsurveyonOpenAPIamongstEuropeanexperts
5 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
Fivestatementshavebeenselectedbytheexpertsforthepaneldiscussion
6 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
1.OpenBankingwillbethenewnormalforcustomersin2020
Europeanexperts
André
Christophe
Shamir
Simon
AlexCD
Panel
C
DD
Source:InnopayOpenAPIsurvey2016(n=78)
7 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
2.Winnerwillbetheonewhoownsthecustomerdataandthereforecancontroltheopenbusinessmodel
Europeanexperts
André
Christophe
Shamir
Simon
Alex
DDDD
D
Panel
D
Source:InnopayOpenAPIsurvey2016(n=78)
8 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
3.BankswillbecomethenewBigtech
Europeanexperts
André
Christophe
Shamir
Simon
Alex
Panel
CDD
DD
Source:InnopayOpenAPIsurvey2016(n=78)
9 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
4.OpenAPIsonlyhaverealaddedvalueforcustomerswhentheycancontroltheirowndataandwhentheycontrolwhogetsaccesstoit
Europeanexperts
André
Christophe
Shamir
Simon
Alex
Panel
C DC
CD
Source:InnopayOpenAPIsurvey2016(n=78)
10 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
5.PaymentInitiation&AccountInformationServices(PSD2)arejustthestart;GeneralDataProtectionRegulationwillreallyopenupdatainsidebanks
CAndré
Christophe
Shamir
Simon
Alex
Europeanexperts Panel
CC
DD
Source:InnopayOpenAPIsurvey2016(n=78)
11 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
6.Banksshouldsticktotheircorecompetencies(trustandreach)andbuy/acquiretheinnovationtheyneed
Europeanexperts
André
Christophe
Shamir
Simon
Alex
CCD
Panel
DD
Source:InnopayOpenAPIsurvey2016(n=78)
12 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
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Tomorrow’s transactionstoday
Shortintroduction ofInnopay
14 Innopay– Innovationexperts inPayments,DigitalIdentityandE-Business.November2015©InnopayBV.Allrightsreserved.
InnovationexpertsinPayments,DigitalIdentityandE-Business
• Founded in2002
• Partners:ShikkoNijland&Douwe Lycklama
• OfficesinAmsterdam(HQ)andFrankfurt
• 30consultantsplusInternationalnetworkofassociatedexperts
• Threecorepractices:Payments,DigitalIdentityandE-Business
• Strategy,co-creationandtransformation
• Geographical focusonEU
• Memberofa.o. EBA,ECPandEPCA(seepictureleft)
• Founding memberofHollandFintech
Moscow
Warsaw
Budapest
Milan
Rome
Malta
Frankfurt
Amsterdam
Paris
London
Copenhagen
Source:EPCA(2015)
Zurich
Riga
15 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
Ourserviceportfolioensuresclientscancountonusthroughoutthewholedigitaljourney
InnovationServices
Corepractices
Strategy
Co-creation
Transformation
Payments DigitalIdentity
E-Business Sampleclients
• Marketandproductassessment• Multi-sidedplatformdesign• Vendorandsolutionselection
• Co-creationofproductsandservices• Developingplatformsforco-creation• Buildingco-creationcapabilities
• Content-basedprojectmanagementsupport• Opportunitybasedoperatingmodelimprovement• Digital changeandmigrationmanagement
Tomorrow’s transactionstoday
Looking forwardto hear from you!Shikko Nijland
+31653741465