Lending

Lender Borrower

$

Lender Borrower

$�+�$�+�$

TimeRisk

Lender Borrower

my�money�!

DiversificationRisk

#�of�loans

100�loans

1�loan

$$$

Pooling

$$$

$

$

$

Bank

Ouch�!

Borrower�13.5%

Lender�0.85%

operating�expenses

NO�Banks

More�$$$

Borrower�11.8%

Lender�7.17%

Expenses

it’s�growing$20,000,000,000

really

now tomorrow

Time�+�Complexity

AUTOMATE

LendingRobot