sofis - peer to peer lending platform in indonesia
TRANSCRIPT
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Indonesia 4%
Singapore 37%
Philippines 3%
China 75%
BANK & CREDIT PENETRATION
Credit Penetration
Indonesia 20%
Singapore 98%
Philippines 27%
China 80%
Bank Penetration
*Source data from Global Financial Inclusion Database from World Bank Group
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P2P PROCESS FLOW
Origination Fee
Servicing FeeReserved Fund Fee
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SOLUTION| HOME IMPROVEMENT LOAN |
| EQUITY MORTGAGE LOAN|| EQUITY AUTO LOAN |
| MICRO LENDING |
| WORKING CAPITAL LOAN || CONTRACT FINANCING |
| INVOICE FINANCING || E COMMERCE FINANCING |
BUSINESS LOAN
PERSONAL LOAN
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FEATURED PRODUCTS IN BUSINESS LOAN
WORKING CAPITAL LOAN
INVOICE FINANCING LOAN
CONTRACT FINANCING LOAN
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FEATURED PRODUCTS IN PERSONAL LOAN
MORTGAGE DOWNPAYMENT
LOAN
AUTO DOWNPAYMENT
LOAN
CREDIT CARD PAYOFF LOAN
MICRO LENDING
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COMPETITIVE ADVANTAGES
AUTOMATED PROCESS FLOW
CONSERVATIVE &COMPLETE
CREDIT SCORINGSYSTEM
ACCESS TOINVESTORS
INSTANT APPLICATION & APPROVAL
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FEATURES
• Instant Approval• Loan Monthly Payment Simulation• Auto Payment Reminder • Interest Calculation• Late Payment Calculation• Automatic Loan Grading
BORROWER
• Loan Filtering• Loan Portfolio Management• Loan Origination, Analysis and Grading• Risk Management Education• Bank Custodian System
LENDER
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PROFILE BORROWERS
INDIVIDUALS SMALL TO MEDIUM ENTERPRISES
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PROFILE LENDERS
HIGH NET WORTHINDIVIDUALS
CORPORATION FINANCIAL INSTITUTION
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LENDERS SHIELD
CREDIT SCORING RISK MANAGEMENT
KNOW YOUR CUSTOMERS
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CREDIT SCORING
BANK OF INDONESIA CREDIT SCORING
BEHAVIORALCREDIT SCORING
INTERNAL LOAN ORIGINATIONCREDIT SCORING
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MEDIA & SOCIAL EVENT
@FINSPIRE 2016 by MANDIRI CAPITAL – SOFIS IS CHOSEN TO BE THE TOP TEN BEST STARTUP
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STRATEGIC PARTNERSHIP
@Bank Indonesia Fintech Office With Mr. Imam T. Saptono, President Director of BNI Syariah
Regular Event with UMKM @SOFIS Office
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MANAGEMENT TEAM
Harry DhavillaChairman & Strategic Partner
Safaridin SalimCOO
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THANK YOUSOFIS| [email protected]