patty resume
TRANSCRIPT
PATRICIA MEDINA
ACCOMPLISHMENTS Detail oriented and highly methodical loan processor with 5 + years solid experience managing mortgage and loan processing. Consistent growth and increased of pipeline due to completed loans, strong work ethics.
SKILLS & ABILITIES Bilingual. Demonstrated high degree of confidentiality. Detailed oriented with good problem solving skills. Excellent communication skills. MS Office Proficient. Knowledge of Conventional and FHA guidelines. ACT, Mortgagebot, Fraudguard, SharePoint, Equifax – E-Mortgage, Real Servicing,
PROFESSIONAL EXPERIENCE
HOMEWARD RESIDENTIAL
Senior Mortgage Processor/Jr. Underwriter
08/2016 - Present
Ensure that the loan application is complete and accurate. Contact applicants in a variety of ways, including by telephone, e-mail. Skilled in receiving, analyzing and evaluating incoming documents to ascertain loan eligibility. Adept at verifying credit reports, income and assets. Well versed in filing and submitting loan through automated underwriting programs like DU/LP. Profound experience in verifying and validating loan information and submission to underwritersHighly skilled in following processes and procedures when maintaining liaison with loan originatorsExperienced in tracking a loan application from its inception point to its maturity. Substantial knowledge of real estate terminology and departmental procedures, loan related documentation requirements and relevant state issued regulations.
Ocwen Loan Servicing
Home Retention Consultant
09/2012- 07/2016
Analyze loss mitigation options with customers to determine the most effective means to cure delinquencies.
Assist customers to apply for loss mitigation programs as modifications, short sale, Deed In Lieu of Foreclosure, Repayment plans and full reinstatement.
Stay abreast of any changes in loan underwriting provisions to maintain compliance.
Comprehensive knowledge and experience in Conventional, FHA and VA Mortgage underwriting.
Experienced in reviewing income and asset verification, property appraisal and title insurance, compliance with Fannie Mae and Freddie Mac and government loans.
Regular follow up with borrowers, third party, attorneys, and underwriting to complete resolution
in a timely manner to avoid foreclosure.
Maintain accurate records on borrower’s request and concerns in Company’s internal software application.
HOMES, LOFTS AND OFFICES
Office Manager
07/2008-10/2011
Mentor and trained new team members
Interviewed and hired new team members
Maintained and distributed a myriad of financial reports, invoices, purchase orders, vendor and job files.
Monitor achievements of sales objectives and key performance indicators.
Controlled accounts payable and receivable.
EVOLUTION FUNDING
Junior Underwriter
08-2005-10-2007Examined and evaluated documents such as application forms, inspection reports, appraisals, credit reports and other data to determine degree of risk underwriting and market selection.
Communicated orally, by correspondence or in person with account executives, clients and underwriters to obtain further information for completion of originating loan.
EDUCATION NATIONAL ASSOCIATION MORTGAGE UNDERWRITERS (NAMU)
Florida 2016- Present
Certifications for Conventional and Government Loans.
ASSOCIATE OF BACHELORS IN BUSINESS MANAGEMENT
LIMA,PERU 1986-1990