pain.008.001.02 - sic; 1 · pain.008.001.02 - sic; 1.0 message overview generated by gefeg.fx page:...

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Message Implementation Guideline

pain.008.001.02 - SIC; 1.0 Model: pain.008.001.02 - SIC Version: 1.0 Issue date: November 2016

Author: Credit Suisse (Switzerland) Ltd.

Message Overview ............................................................................................................................................ 2

Message Details ................................................................................................................................................. 6

Components .................................................................................................................................................... 41

Legend ........................................................................................................................................................... 100

Disclaimer ...................................................................................................................................................... 101

pain.008.001.02 - SIC; 1.0

Message Overview

Generated by GEFEG.FX Page: 2 / 101

Index XML Name ISO Name Cardinality

Document

1 CstmrDrctDbtInitn Customer Direct Debit Initiation V02 1..1

1.1 GrpHdr Group Header 1..1

1.1.1 MsgId Message Identification 1..1 1.1.2 CreDtTm Creation Date Time 1..1 1.1.4 NbOfTxs Number Of Transactions 1..1 1.1.5 CtrlSum Control Sum 0..1

1.1.6 InitgPty Initiating Party 1..1

1.1.6.1 Nm Name 0..1

1.1.6.3 Id Identification 1..1

1.1.6.3.1 OrgId Organisation Identification 1..1

1.1.6.3.1.1 BICOrBEI BICOr BEI 0..1

1.1.6.3.1.2 Othr Other 0..n

1.1.6.3.1.2.1 Id Identification 1..1

1.1.6.3.1.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.1.6.3.1.2.2.1 Cd Code 1..1 1.1.6.3.1.2.2.2 Prtry Proprietary 1..1 1.1.6.3.1.2.3 Issr Issuer 0..1

1.1.6.5 CtctDtls Contact Details 0..1

1.1.6.5.2 Nm Name 0..1 1.1.6.5.7 Othr Other 0..1

1.2 PmtInf Payment Information 1..n

1.2.1 PmtInfId Payment Information Identification 1..1 1.2.2 PmtMtd Payment Method 1..1 1.2.3 BtchBookg Batch Booking 0..1 1.2.4 NbOfTxs Number Of Transactions 0..1 1.2.5 CtrlSum Control Sum 0..1

1.2.6 PmtTpInf Payment Type Information 1..1

1.2.6.2 SvcLvl Service Level 1..1

1.2.6.2.1 Cd Code 1..1

1.2.6.3 LclInstrm Local Instrument 1..1

1.2.6.3.1 Cd Code 1..1 1.2.6.4 SeqTp Sequence Type 1..1

1.2.6.5 CtgyPurp Category Purpose 0..1 xs:choice 1..1 1.2.6.5.1 Cd Code 1..1 1.2.6.5.2 Prtry Proprietary 1..1 1.2.7 ReqdColltnDt Requested Collection Date 1..1

1.2.8 Cdtr Creditor 1..1

1.2.8.1 Nm Name 1..1

1.2.8.2 PstlAdr Postal Address 0..1

1.2.8.2.9 Ctry Country 0..1 1.2.8.2.10 AdrLine Address Line 0..7

1.2.9 CdtrAcct Creditor Account 1..1

1.2.9.1 Id Identification 1..1 xs:choice 1..1 1.2.9.1.1 IBAN IBAN 1..1

1.2.9.1.2 Othr Other 1..1

1.2.9.1.2.1 Id Identification 1..1 1.2.9.3 Ccy Currency 0..1

1.2.10 CdtrAgt Creditor Agent 1..1

1.2.10.1 FinInstnId Financial Institution Identification 1..1

1.2.10.1.1 BIC BIC 1..1

1.2.12 UltmtCdtr Ultimate Creditor 0..1

1.2.12.1 Nm Name 0..1

1.2.12.3 Id Identification 0..1 xs:choice 1..1

1.2.12.3.1 OrgId Organisation Identification 1..1

1.2.12.3.1.1 BICOrBEI BICOr BEI 0..1 Othr Other 0..n

pain.008.001.02 - SIC; 1.0



1.2.12.3.1.2


1.2.12.3.1.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.2.12.3.1.2.2.1 Cd Code 1..1 1.2.12.3.1.2.2.2 Prtry Proprietary 1..1 1.2.12.3.1.2.3 Issr Issuer 0..1

1.2.12.3.2 PrvtId Private Identification 1..1

1.2.12.3.2.1 DtAndPlcOfBirth Date And Place Of Birth 0..1

1.2.12.3.2.1.1 BirthDt Birth Date 1..1 1.2.12.3.2.1.2 PrvcOfBirth Province Of Birth 0..1 1.2.12.3.2.1.3 CityOfBirth City Of Birth 1..1 1.2.12.3.2.1.4 CtryOfBirth Country Of Birth 1..1

1.2.12.3.2.2 Othr Other 0..n


1.2.12.3.2.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.2.12.3.2.2.2.1 Cd Code 1..1 1.2.12.3.2.2.2.2 Prtry Proprietary 1..1 1.2.12.3.2.2.3 Issr Issuer 0..1 1.2.13 ChrgBr Charge Bearer 0..1

1.2.16 CdtrSchmeId Creditor Scheme Identification 0..1

1.2.16.3 Id Identification 0..1

1.2.16.3.2 PrvtId Private Identification 1..1

1.2.16.3.2.2 Othr Other 0..n


1.2.16.3.2.2.2 SchmeNm Scheme Name 0..1

1.2.16.3.2.2.2.2 Prtry Proprietary 1..1

1.2.17 DrctDbtTxInf Direct Debit Transaction Information 1..n

1.2.17.1 PmtId Payment Identification 1..1

1.2.17.1.1 InstrId Instruction Identification 1..1 1.2.17.1.2 EndToEndId End To End Identification 1..1 1.2.17.3 InstdAmt Instructed Amount 1..1

Ccy Currency required 1.2.17.4 ChrgBr Charge Bearer 0..1

1.2.17.5 DrctDbtTx Direct Debit Transaction 1..1

1.2.17.5.1 MndtRltdInf Mandate Related Information 1..1

1.2.17.5.1.1 MndtId Mandate Identification 1..1 1.2.17.5.1.2 DtOfSgntr Date Of Signature 1..1 1.2.17.5.1.3 AmdmntInd Amendment Indicator 0..1

1.2.17.5.1.4 AmdmntInfDtls Amendment Information Details 0..1

1.2.17.5.1.4.1 OrgnlMndtId Original Mandate Identification 0..1

1.2.17.5.1.4.2 OrgnlCdtrSchmeId Original Creditor Scheme Identification 0..1

1.2.17.5.1.4.2.1 Nm Name 0..1

1.2.17.5.1.4.2.3 Id Identification 1..1

1.2.17.5.1.4.2.3.2 PrvtId Private Identification 1..1

1.2.17.5.1.4.2.3.2.2 Othr Other 1..1

1.2.17.5.1.4.2.3.2.2.1 Id Identification 1..1

1.2.17.5.1.4.2.3.2.2.2 SchmeNm Scheme Name 1..1

1.2.17.5.1.4.2.3.2.2.2.2 Prtry Proprietary 1..1

1.2.17.5.1.4.6 OrgnlDbtrAcct Original Debtor Account 0..1

1.2.17.5.1.4.6.1 Id Identification 1..1 xs:choice 1..1 1.2.17.5.1.4.6.1.1 IBAN IBAN 1..1

1.2.17.5.1.4.6.1.2 Othr Other 1..1

1.2.17.5.1.4.6.1.2.1 Id Identification 1..1

1.2.17.5.1.4.7 OrgnlDbtrAgt Original Debtor Agent 0..1

1.2.17.5.1.4.7.1 FinInstnId Financial Institution Identification 1..1

1.2.17.5.1.4.7.1.5 Othr Other 1..1

1.2.17.5.1.4.7.1.5.1 Id Identification 1..1 1.2.17.5.1.5 ElctrncSgntr Electronic Signature 0..1

pain.008.001.02 - SIC; 1.0



1.2.17.5.2 CdtrSchmeId Creditor Scheme Identification 0..1

1.2.17.5.2.3 Id Identification 0..1

1.2.17.5.2.3.2 PrvtId Private Identification 1..1

1.2.17.5.2.3.2.2 Othr Other 1..1

1.2.17.5.2.3.2.2.1 Id Identification 1..1

1.2.17.5.2.3.2.2.2 SchmeNm Scheme Name 1..1

1.2.17.5.2.3.2.2.2.2 Prtry Proprietary 1..1

1.2.17.6 UltmtCdtr Ultimate Creditor 0..1

1.2.17.6.1 Nm Name 0..1

1.2.17.6.3 Id Identification 0..1 xs:choice 1..1

1.2.17.6.3.1 OrgId Organisation Identification 1..1

1.2.17.6.3.1.1 BICOrBEI BICOr BEI 1..1

1.2.17.6.3.1.2 Othr Other 1..1


1.2.17.6.3.1.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.2.17.6.3.1.2.2.1 Cd Code 1..1 1.2.17.6.3.1.2.2.2 Prtry Proprietary 1..1 1.2.17.6.3.1.2.3 Issr Issuer 0..1

1.2.17.6.3.2 PrvtId Private Identification 1..1

1.2.17.6.3.2.1 DtAndPlcOfBirth Date And Place Of Birth 0..1

1.2.17.6.3.2.1.1 BirthDt Birth Date 1..1 1.2.17.6.3.2.1.2 PrvcOfBirth Province Of Birth 0..1 1.2.17.6.3.2.1.3 CityOfBirth City Of Birth 1..1 1.2.17.6.3.2.1.4 CtryOfBirth Country Of Birth 1..1

1.2.17.6.3.2.2 Othr Other 0..n



1.2.17.7 DbtrAgt Debtor Agent 1..1

1.2.17.7.1 FinInstnId Financial Institution Identification 1..1

1.2.17.7.1.1 BIC BIC 1..1

1.2.17.9 Dbtr Debtor 1..1

1.2.17.9.1 Nm Name 0..1

1.2.17.9.2 PstlAdr Postal Address 0..1

1.2.17.9.2.9 Ctry Country 0..1 1.2.17.9.2.10 AdrLine Address Line 0..7




1.2.17.9.3.1.2 Othr Other 0..n






1.2.17.9.3.2.2 Othr Other 0..1


1.2.17.9.3.2.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1

pain.008.001.02 - SIC; 1.0



1.2.17.9.3.2.2.2.1 Cd Code 1..1 1.2.17.9.3.2.2.2.2 Prtry Proprietary 1..1 1.2.17.9.3.2.2.3 Issr Issuer 0..1

1.2.17.10 DbtrAcct Debtor Account 1..1

1.2.17.10.1 Id Identification 1..1 xs:choice 1..1 1.2.17.10.1.1 IBAN IBAN 1..1

1.2.17.10.1.2 Othr Other 1..1

1.2.17.10.1.2.1 Id Identification 1..1 1.2.17.10.3 Ccy Currency 0..1

1.2.17.11 UltmtDbtr Ultimate Debtor 0..1

1.2.17.11.1 Nm Name 0..1




1.2.17.11.3.1.2 Othr Other 1..1






1.2.17.11.3.2.2 Othr Other 0..n



1.2.17.13 Purp Purpose 0..1

1.2.17.13.1 Cd Code 1..1

1.2.17.17 RmtInf Remittance Information 0..1

1.2.17.17.1 Ustrd Unstructured 0..n

1.2.17.17.2 Strd Structured 0..n

1.2.17.17.2.3 CdtrRefInf Creditor Reference Information 0..1

1.2.17.17.2.3.1 Tp Type 1..1

1.2.17.17.2.3.1.1 CdOrPrtry Code Or Proprietary 1..1

1.2.17.17.2.3.1.1.1 Cd Code 1..1 1.2.17.17.2.3.1.2 Issr Issuer 0..1 1.2.17.17.2.3.2 Ref Reference 1..1

pain.008.001.02 - SIC; 1.0

Message Details


XML Name Description

Document Type Document Document +CstmrDrctDbtInitn

Index 1 ISO Name Customer Direct Debit Initiation V02 Cardinality 1..1 ISO Definition The CustomerDirectDebitInitiation message is sent by the initiating party to the

forwarding agent or creditor's agent. It is used to request single or bulk collection(s) of funds from one or various debtor's account(s) to a creditor.

Type CustomerDirectDebitInitiationV02

Document +CstmrDrctDbtInitn ++GrpHdr

Index 1.1 ISO Name Group Header Cardinality 1..1 ISO Definition Set of characteristics shared by all individual transactions included in the message. Type GroupHeader39

Document +CstmrDrctDbtInitn ++GrpHdr +++MsgId

Index 1.1.1 ISO Name Message Identification Cardinality 1..1 ISO Definition Point to point reference, assigned by the instructing party and sent to the next party in

the chain, to unambiguously identify the message. Usage: The instructing party has to make sure that MessageIdentification is unique per instructed party for a pre-agreed period.

Swiss Req. Checking for duplicates takes place at the Swiss financial institutions at document (message) level and takes account of the following elements: unique Message Identification (1.1) in combination with the Initiating Party. The uniqueness is checked by the financial institutions over a period of at least 90 days. For producers this means that they must give their messages for transmission identification that is unique at least within a period of 90 days. Messages with the same Message Identification will be rejected. It is recommended that the Message Identification is generally kept unique for as long as possible, partly so as to simplify any subsequent long-term enquiries. In some cases at particular financial institutions, checking for duplicates can also be implemented for other elements (B- or C-Level). Only the SWIFT character set is permitted for this element. If there is an error, the whole message is rejected.

Type Max35Text Length 1 .. 35 Pattern ([A-Za-z0-9]|[+|\?|/|\-|:|$|$|\.|,|'|\p{Zs}])*

Document +CstmrDrctDbtInitn ++GrpHdr +++CreDtTm

Index 1.1.2 ISO Name Creation Date Time Cardinality 1..1 ISO Definition Date and time at which a (group of) payment instruction(s) was created by the

instructing party. Swiss Req. Recommendation: should be the same as the actual date/time of creation. Type ISODateTime

Document +CstmrDrctDbtInitn ++GrpHdr +++NbOfTxs

Index 1.1.4 ISO Name Number Of Transactions Cardinality 1..1 ISO Definition Number of individual transactions contained in the message. Swiss Req. Number of transactions for all C-Levels (Direct Debit Transaction Information) in the

whole message. Recommendation: at present, the customer is recommended not to send any messages (files) to the financial institution exceeding 99,999 collections (C- Level, transactions). If there is an error, the whole message is rejected.

Type Max15NumericText Pattern [0-9]{1,15}

Document +CstmrDrctDbtInitn ++GrpHdr +++CtrlSum

Index 1.1.5 ISO Name Control Sum Cardinality 0..1 ISO Definition Total of all individual amounts included in the message, irrespective of currencies. Swiss Req. Value is the same as the sum of all the Instructed Amount elements. If there is an error,

the whole message is rejected. Recommendation: the control sum should be sent in Level A. Is checked by the Swiss financial institutions, unlike Level B.

Type DecimalNumber FractionDigits 17 TotalDigits 18

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty

Index 1.1.6 ISO Name Initiating Party Cardinality 1..1 ISO Definition Party that initiates the payment.

Usage: This can either be the creditor or a party that initiates the direct debit on behalf of the creditor.

Swiss Req. Is part of duplicate checking and must contain a unique sender ID agreed with the recipient (generally the Creditor Identifier). The identification must be entered in the following sub-element: Organisation Identification/Other/Identification. The sub-element Private Identification is not supported in Switzerland and must not be used.

Type PartyIdentification32

Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++Nm

Index 1.1.6.1 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Swiss Req. Name of the message sender, maximum 70 characters. Type Max140Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]

|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++Id

Index 1.1.6.3 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a party. Type Party6Choice

Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++Id +++++OrgId

Index 1.1.6.3.1 ISO Name Organisation Identification Cardinality 1..1 ISO Definition Unique and unambiguous way to identify an organisation. Type OrganisationIdentification4

Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++Id +++++OrgId ++++++BICOrBEI

Index 1.1.6.3.1.1 ISO Name BICOr BEI Cardinality 0..1 ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362

Registration Authority as described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)".

Swiss Req. Only to be used by agreement with the financial institution. Type AnyBICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Only a valid Business identifier code is allowed. Business identifier codes for financial

or non-financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consists of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional.

Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++Id +++++OrgId ++++++Othr

Index 1.1.6.3.1.2 ISO Name Other Cardinality 0..unbounded ISO Definition Unique identification of an organisation, as assigned by an institution, using an

identification scheme. Type GenericOrganisationIdentification1

Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++Id +++++OrgId ++++++Othr +++++++Id

Index 1.1.6.3.1.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Identification assigned by an institution. Swiss Req. Must contain a unique sender ID agreed with the recipient (an identifier assigned by the

service provider, usually the Creditor Identifier). If there is an error, the whole message is rejected.

Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]

|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])*

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++Id +++++OrgId ++++++Othr +++++++SchmeNm

Index 1.1.6.3.1.2.2 ISO Name Scheme Name Cardinality 0..1 ISO Definition Name of the identification scheme. Swiss Req. Only to be used by agreement with the financial institution. Type OrganisationIdentificationSchemeName1Choice

Cardinality 1..1

Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++Id +++++OrgId ++++++Othr +++++++SchmeNm ++++++++Cd

Index 1.1.6.3.1.2.2.1 ISO Name Code Cardinality 1..1 ISO Definition Name of the identification scheme, in a coded form as published in an external list. Type ExternalOrganisationIdentification1Code Length 1 .. 4

Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++Id +++++OrgId ++++++Othr +++++++SchmeNm ++++++++Prtry

Index 1.1.6.3.1.2.2.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Name of the identification scheme, in a free text form. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++Id +++++OrgId ++++++Othr +++++++Issr

Index 1.1.6.3.1.2.3 ISO Name Issuer Cardinality 0..1 ISO Definition Entity that assigns the identification. Swiss Req. Can be used as additional information to the Identification element. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]

|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++CtctDtls

Index 1.1.6.5 ISO Name Contact Details Cardinality 0..1 ISO Definition Set of elements used to indicate how to contact the party. Swiss Req. Details of the software used and the particular version. Type ContactDetails2

Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++CtctDtls +++++Nm

Index 1.1.6.5.2 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Swiss Req. Recommendation: should contain the name of the software used to create this

message, maximum 70 characters.



Document +CstmrDrctDbtInitn ++GrpHdr +++InitgPty ++++CtctDtls +++++Othr

Index 1.1.6.5.7 ISO Name Other Cardinality 0..1 ISO Definition Contact details in an other form. Swiss Req. Recommendation: should contain the version of the software used to create this

message. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf

Index 1.2 ISO Name Payment Information Cardinality 1..unbounded ISO Definition Set of characteristics that apply to the credit side of the payment transactions included

in the direct debit transaction initiation. Type PaymentInstructionInformation4 ISO Rule If ChargeBearer is present, then DirectDebitTransactionInformation/ChargeBearer is

not allowed. If DirectDebitTransactionInformation/ChargeBearer is present, then ChargeBearer is not allowed. DirectDebitTransactionInformation/ChargeBearer and ChargeBearer may both be absent. If ChargesAccountAgent is present, then it must contain a branch of the CreditorAgent. It must not contain a completely different agent. If ChargesAccountAgent is present, then ChargesAccount must be present. If CreditorSchemeIdentification is present, then DirectDebitTransactionInformation/ CreditorSchemeIdentification is not allowed. If DirectDebitTransactionInformation/CreditorSchemeIdentification is present, then CreditorSchemeIdentification is not allowed. DirectDebitTransactionInformation/CreditorSchemeIdentification and CreditorSchemeIdentification may both be absent. If PaymentTypeInformation is present, then DirectDebitTransactionInformation/ PaymentTypeInformation is not allowed. If UltimateCreditor is present, then DirectDebitTransactionInformation/UltimateCreditor is not allowed. If DirectDebitTransactionInformation/UltimateCreditor is present, then UltimateCreditor is not allowed. DirectDebitTransactionInformation/UltimateCreditor and UltimateCreditor may both be absent.

Document +CstmrDrctDbtInitn ++PmtInf +++PmtInfId

Index 1.2.1 ISO Name Payment Information Identification Cardinality 1..1 ISO Definition Unique identification, as assigned by a sending party, to unambiguously identify the

payment information group within the message. Swiss Req. Value must be unique within the message. If there is an error, the whole message is

rejected and the A-Level is referenced in the pain.002. Only the SWIFT character set is permitted for this element.


Document +CstmrDrctDbtInitn ++PmtInf +++PmtMtd

Index 1.2.2 ISO Name Payment Method Cardinality 1..1 ISO Definition Specifies the means of payment that will be used to move the amount of money. Swiss Req. Permitted value according to ISO 20022: DD Type PaymentMethod2Code

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++BtchBookg

Index 1.2.3 ISO Name Batch Booking Cardinality 0..1 ISO Definition Identifies whether a single entry per individual transaction or a batch entry for the sum

of the amounts of all transactions within the group of a message is requested. Usage: Batch booking is used to request and not order a possible batch booking.

Swiss Req. The option "true" is recommended. "true": Wherever possible, one batch booking is made per Payment Information (B- Level). The booking is identified using the Payment Information Identification (2.1). "false": The payment group is created by the service provider (one payment group per BIC of the creditor’s financial institution, creditor’s account number, Requested Collection Date, identification of the creditor and Sequence Type). The payment group is used for authorisation by the creditor. One booking should be made for each Direct Debit Transaction Information (C-Level). Bookings are usually identified by the Payment Identification (2.29). Alternatively, the financial institution can also identify the booking using, for example, the Payment Information Identification (2.1) element. The information in the Batch Booking element corresponds to the customer's request regarding the subsequent method of booking. It is – wherever possible – carried out by the financial institution accordingly, but they are under no obligation to do so. If this element is not sent, then the booking proceeds as for "true".

Type BatchBookingIndicator

Document +CstmrDrctDbtInitn ++PmtInf +++NbOfTxs

Index 1.2.4 ISO Name Number Of Transactions Cardinality 0..1 ISO Definition Number of individual transactions contained in the payment information group. Swiss Req. Not generally checked by Swiss institutions. Checking uses the corresponding element

at A-Level. Type Max15NumericText Pattern [0-9]{1,15}

Document +CstmrDrctDbtInitn ++PmtInf +++CtrlSum

Index 1.2.5 ISO Name Control Sum Cardinality 0..1 ISO Definition Total of all individual amounts included in the group, irrespective of currencies. Swiss Req. Not generally checked by Swiss institutions. Checking uses the corresponding element

at A-Level. Type DecimalNumber FractionDigits 17 TotalDigits 18

Document +CstmrDrctDbtInitn ++PmtInf +++PmtTpInf

Index 1.2.6 ISO Name Payment Type Information Cardinality 1..1 ISO Definition Set of elements used to further specify the type of transaction. Swiss Req. Mandatory in the Swiss version (according to the SEPA Implementation Guidelines). Type PaymentTypeInformation20

Document +CstmrDrctDbtInitn ++PmtInf +++PmtTpInf ++++SvcLvl

Index 1.2.6.2 ISO Name Service Level Cardinality 1..1 ISO Definition Agreement under which or rules under which the transaction should be processed. Swiss Req. Mandatory in the Swiss version (according to the SEPA Implementation Guidelines). Type ServiceLevel8Choice

Document +CstmrDrctDbtInitn ++PmtInf +++PmtTpInf ++++SvcLvl +++++Cd

Index 1.2.6.2.1 ISO Name Code Cardinality 1..1 ISO Definition Specifies a pre-agreed service or level of service between the parties, as published in

an external service level code list. Swiss Req. SEPA AT-20: the identification code of the Scheme.

SEPA Usage Rule: only SEPA is allowed. Type ExternalServiceLevel1Code Length 1 .. 4

Code restrictions SEPA SingleEuroPaymentsArea

Payment must be executed following the Single Euro Payments Area scheme.

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++PmtTpInf ++++LclInstrm

Index 1.2.6.3 ISO Name Local Instrument Cardinality 1..1 ISO Definition User community specific instrument.

Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level.

Swiss Req. Mandatory in the Swiss version (according to the SEPA Implementation Guidelines). Type LocalInstrument2Choice

Document +CstmrDrctDbtInitn ++PmtInf +++PmtTpInf ++++LclInstrm +++++Cd

Index 1.2.6.3.1 ISO Name Code Cardinality 1..1 ISO Definition Specifies the local instrument, as published in an external local instrument code list. Swiss Req. SEPA AT-20: the identification code of the Scheme.

SEPA Usage Rule: the mixing of Core Direct Debits and Business-to-Business Direct Debits is not allowed in the same message. Only direct debits of the same type can be sent within a single message, i.e. CORE and B2B must not be used in the same message. If there is an error, the whole message is rejected and the A-Level is referenced in the pain.002.

Type ExternalLocalInstrument1Code Length 1 .. 35

Code restrictions B2B SEPA Business to Business Direct Debit

Transaction is related to SEPA business to business direct debit. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

CORE SEPA Direct Debit - Core Transaction is related to SEPA direct debit -core. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

Document +CstmrDrctDbtInitn ++PmtInf +++PmtTpInf ++++SeqTp

Index 1.2.6.4 ISO Name Sequence Type Cardinality 1..1 ISO Definition Identifies the direct debit sequence, such as first, recurrent, final or one-off. Swiss Req. SEPA AT-21: Transaction Type.

ISO 20022: FNAL, FRST, OOFF, RCUR Mandatory in the Swiss version (according to the SEPA Implementation Guidelines).

Type SequenceType1Code

Document +CstmrDrctDbtInitn ++PmtInf +++PmtTpInf ++++CtgyPurp

Index 1.2.6.5 ISO Name Category Purpose Cardinality 0..1 ISO Definition Specifies the high level purpose of the instruction based on a set of pre-defined

categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain.

Swiss Req. SEPA AT-59: category purpose of the Collection. SEPA Usage Rule: Depending on the agreement between the Creditor and the Creditor Bank, Category Purpose may be forwarded to the Debtor Bank.

Type CategoryPurpose1Choice Cardinality 1..1

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++PmtTpInf ++++CtgyPurp +++++Cd

Index 1.2.6.5.1 ISO Name Code Cardinality 1..1 ISO Definition Category purpose, as published in an external category purpose code list. Swiss Req. If used, then Proprietary must not be present.

Codes according Payments External Code Lists. If there is an error, the B-Level (incl. all associated C-Levels) is rejected.

Type ExternalCategoryPurpose1Code Length 1 .. 4

Document +CstmrDrctDbtInitn ++PmtInf +++PmtTpInf ++++CtgyPurp +++++Prtry

Index 1.2.6.5.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Category purpose, in a proprietary form. Swiss Req. If used, the Code must not be present. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++PmtInf +++ReqdColltnDt

Index 1.2.7 ISO Name Requested Collection Date Cardinality 1..1 ISO Definition Date and time at which the creditor requests that the amount of money is to be

collected from the debtor. Swiss Req. SEPA AT-11: Due Date of the Collection.

There are different delivery deadlines for CORE and B2B, details as agreed with the service provider. If the delivery deadlines are not adhered to, either a) the Requested Collection Date (or Interbank Settlement Date) can be set to the next possible Target Day (Interbank settlement day) or b) the order (B-Level, incl. all associated C-Levels) can be rejected In both cases (amendment or rejection), the creditor is notified accordingly in a pain.002.

Type ISODate

Document +CstmrDrctDbtInitn ++PmtInf +++Cdtr

Index 1.2.8 ISO Name Creditor Cardinality 1..1 ISO Definition Party to which an amount of money is due. Type PartyIdentification32

Document +CstmrDrctDbtInitn ++PmtInf +++Cdtr ++++Nm

Index 1.2.8.1 ISO Name Name Cardinality 1..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Swiss Req. SEPA AT-03: Name of the Creditor.

Maximum 70 characters. Mandatory in the Swiss version (according to the SEPA Implementation Guidelines).


|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document +CstmrDrctDbtInitn ++PmtInf +++Cdtr ++++PstlAdr

Index 1.2.8.2 ISO Name Postal Address Cardinality 0..1 ISO Definition Information that locates and identifies a specific address, as defined by postal services. Swiss Req. SEPA AT-05: Address of the Creditor.

It is recommended that the address of the creditor is always sent. Type PostalAddress6

Document +CstmrDrctDbtInitn ++PmtInf +++Cdtr ++++PstlAdr +++++Ctry

Index 1.2.8.2.9 ISO Name Country Cardinality 0..1 ISO Definition Nation with its own government. Swiss Req. Country where creditor is domiciled.

Must contain a valid Country Code (ISO3166). If there is an error, the B-Level (incl. all associated C-Levels) is rejected.

Type CountryCode Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations

(ISO 3166, Alpha-2 code).

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++Cdtr ++++PstlAdr +++++AdrLine

Index 1.2.8.2.10 ISO Name Address Line Cardinality 0..7 ISO Definition Information that locates and identifies a specific address, as defined by postal services,

presented in free format text. Swiss Req. SEPA Usage Rule: only two occurrences are allowed. Type Max70Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]

|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document +CstmrDrctDbtInitn ++PmtInf +++CdtrAcct

Index 1.2.9 ISO Name Creditor Account Cardinality 1..1 ISO Definition Unambiguous identification of the account of the creditor to which a credit entry will be

posted as a result of the payment transaction. Swiss Req. SEPA AT-04: Account Number of the Creditor. Type CashAccount16

Document +CstmrDrctDbtInitn ++PmtInf +++CdtrAcct ++++Id

Index 1.2.9.1 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification for the account between the account owner and

the account servicer. Swiss Req. This element is to be used as follows:

- IBAN (for delivery to banks or PostFinance) or - Other (only for delivery to PostFinance, for postal account numbers).

Type AccountIdentification4Choice Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++CdtrAcct ++++Id +++++IBAN

Index 1.2.9.1.1 ISO Name IBAN Cardinality 1..1 ISO Definition International Bank Account Number (IBAN) - identifier used internationally by financial

institutions to uniquely identify the account of a customer. Further specifications of the format and content of the IBAN can be found in the standard ISO 13616 "Banking and related financial services - International Bank Account Number (IBAN)" version 1997- 10-01, or later revisions.

Swiss Req. If this is used, Other cannot be present. Must include a valid Country Code in Pos. 1-2 (ISO3166) and valid check digits in Pos. 3-4 (ISO7064). If there is an error, the B-Level (incl. all associated C-Levels) is rejected.

Type IBAN2007Identifier Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30} ISO Rule A valid IBAN consists of all three of the following components: Country Code, check

digits and BBAN. Document +CstmrDrctDbtInitn ++PmtInf +++CdtrAcct ++++Id +++++Othr

Index 1.2.9.1.2 ISO Name Other Cardinality 1..1 ISO Definition Unique identification of an account, as assigned by the account servicer, using an

identification scheme. Swiss Req. If this is used the IBAN cannot be present.

Must not be used when sending to banks. If there is an error, the B-Level (incl. all associated C-Levels) is rejected.

Type GenericAccountIdentification1

Document +CstmrDrctDbtInitn ++PmtInf +++CdtrAcct ++++Id +++++Othr ++++++Id

Index 1.2.9.1.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Identification assigned by an institution. Swiss Req. Must be used if Other is used.

Must not be used when sending to banks. Must contain a valid postal account number (format fixed 9-character numeric, last postiion check digit according to Modulo 10 recursive) when sending to PostFinance. If there is an error, the B-Level (incl. all associated C-Levels) is rejected.



pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++CdtrAcct ++++Ccy

Index 1.2.9.3 ISO Name Currency Cardinality 0..1 ISO Definition Identification of the currency in which the account is held.

Usage: Currency should only be used in case one and the same account number covers several currencies and the initiating party needs to identify which currency needs to be used for settlement on the account.

Swiss Req. Element not included in processing and not passed on. Type ActiveOrHistoricCurrencyCode Pattern [A-Z]{3,3} ISO Rule The Currency Code must be registered, or have already been registered. Valid active or

historic currency codes are registered with the ISO 4217 Maintenance Agency, consist of three (3) contiguous letters, and may be or not be withdrawn on the day the message containing the Currency is exchanged.

Document +CstmrDrctDbtInitn ++PmtInf +++CdtrAgt

Index 1.2.10 ISO Name Creditor Agent Cardinality 1..1 ISO Definition Financial institution servicing an account for the creditor. Swiss Req. SEPA Usage Rule: only BIC is allowed. Type BranchAndFinancialInstitutionIdentification4

Document +CstmrDrctDbtInitn ++PmtInf +++CdtrAgt ++++FinInstnId

Index 1.2.10.1 ISO Name Financial Institution Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a financial institution, as assigned under an

internationally recognised or proprietary identification scheme. Type FinancialInstitutionIdentification7

Document +CstmrDrctDbtInitn ++PmtInf +++CdtrAgt ++++FinInstnId +++++BIC

Index 1.2.10.1.1 ISO Name BIC Cardinality 1..1 ISO Definition Code allocated to a financial institution by the ISO 9362 Registration Authority as

described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)".

Swiss Req. Mandatory in the Swiss version (according to the SEPA Implementation Guidelines [6]/ [7]). Must contain a valid BIC. If there is an error, the B-Level (incl. all associated C-Levels) is rejected.

Type BICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Valid BICs for financial institutions are registered by the ISO 9362 Registration

Authority in the BIC directory, and consist of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional.

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr

Index 1.2.12 ISO Name Ultimate Creditor Cardinality 0..1 ISO Definition Ultimate party to which an amount of money is due. Swiss Req. Can be used at B-Level or C-Level but not at both at the same time.

If used here at B-Level, this Ultimate Creditor applies to all C-Levels. Type PartyIdentification32

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Nm

Index 1.2.12.1 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Swiss Req. SEPA AT-38: Name of the Creditor Reference Party.

Maximum 70 characters. Type Max140Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id

Index 1.2.12.3 ISO Name Identification Cardinality 0..1 ISO Definition Unique and unambiguous identification of a party. Swiss Req. SEPA AT-39: Identification code of the Creditor Reference Party. Type Party6Choice

Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++OrgId

Index 1.2.12.3.1 ISO Name Organisation Identification Cardinality 1..1 ISO Definition Unique and unambiguous way to identify an organisation. Swiss Req. Identification for legal entities.

Only BIC Or BEI permitted, or Other must be used. If used, the Private Identification must not be present.

Type OrganisationIdentification4

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++OrgId ++++++BICOrBEI

Index 1.2.12.3.1.1 ISO Name BICOr BEI Cardinality 0..1 ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362


Type AnyBICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Only a valid Business identifier code is allowed. Business identifier codes for financial


Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++OrgId ++++++Othr

Index 1.2.12.3.1.2 ISO Name Other Cardinality 0..unbounded ISO Definition Unique identification of an organisation, as assigned by an institution, using an


Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++OrgId ++++++Othr +++++++Id

Index 1.2.12.3.1.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Identification assigned by an institution. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++OrgId ++++++Othr +++++++SchmeNm

Index 1.2.12.3.1.2.2 ISO Name Scheme Name Cardinality 0..1 ISO Definition Name of the identification scheme. Type OrganisationIdentificationSchemeName1Choice

Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++OrgId ++++++Othr +++++++SchmeNm ++++++++Cd

Index 1.2.12.3.1.2.2.1 ISO Name Code Cardinality 1..1 ISO Definition Name of the identification scheme, in a coded form as published in an external list. Type ExternalOrganisationIdentification1Code Length 1 .. 4

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++OrgId ++++++Othr +++++++SchmeNm ++++++++Prtry



Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++OrgId ++++++Othr +++++++Issr

Index 1.2.12.3.1.2.3 ISO Name Issuer Cardinality 0..1 ISO Definition Entity that assigns the identification. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId

Index 1.2.12.3.2 ISO Name Private Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person, eg, passport. Swiss Req. Identification for private individuals.

Only Date And Place Of Birth permitted, or Other must be used. If used, the Organisation Identification must not be present.

Type PersonIdentification5

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId ++++++DtAndPlcOfBirth

Index 1.2.12.3.2.1 ISO Name Date And Place Of Birth Cardinality 0..1 ISO Definition Date and place of birth of a person. Type DateAndPlaceOfBirth

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId ++++++DtAndPlcOfBirth +++++++BirthDt

Index 1.2.12.3.2.1.1 ISO Name Birth Date Cardinality 1..1 ISO Definition Date on which a person is born. Type ISODate

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId ++++++DtAndPlcOfBirth +++++++PrvcOfBirth

Index 1.2.12.3.2.1.2 ISO Name Province Of Birth Cardinality 0..1 ISO Definition Province where a person was born. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId ++++++DtAndPlcOfBirth +++++++CityOfBirth

Index 1.2.12.3.2.1.3 ISO Name City Of Birth Cardinality 1..1 ISO Definition City where a person was born. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId ++++++DtAndPlcOfBirth +++++++CtryOfBirth

Index 1.2.12.3.2.1.4 ISO Name Country Of Birth Cardinality 1..1 ISO Definition Country where a person was born. Type CountryCode Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations


pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId ++++++Othr

Index 1.2.12.3.2.2 ISO Name Other Cardinality 0..unbounded ISO Definition Unique identification of a person, as assigned by an institution, using an identification

scheme. Type GenericPersonIdentification1

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId ++++++Othr +++++++Id

Index 1.2.12.3.2.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person. Type Max35Text Length 1 .. 35 Pattern ([A-Za-z0-9]|[+|\?|/|\-|:|$|$|\.|,|'|\p{Zs}])*

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId ++++++Othr +++++++SchmeNm

Index 1.2.12.3.2.2.2 ISO Name Scheme Name Cardinality 0..1 ISO Definition Name of the identification scheme. Type PersonIdentificationSchemeName1Choice

Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId ++++++Othr +++++++SchmeNm ++++++++Cd

Index 1.2.12.3.2.2.2.1 ISO Name Code Cardinality 1..1 ISO Definition Name of the identification scheme, in a coded form as published in an external list. Type ExternalPersonIdentification1Code Length 1 .. 4

Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId ++++++Othr +++++++SchmeNm ++++++++Prtry



Document +CstmrDrctDbtInitn ++PmtInf +++UltmtCdtr ++++Id +++++PrvtId ++++++Othr +++++++Issr

Index 1.2.12.3.2.2.3 ISO Name Issuer Cardinality 0..1 ISO Definition Entity that assigns the identification. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++PmtInf +++ChrgBr

Index 1.2.13 ISO Name Charge Bearer Cardinality 0..1 ISO Definition Specifies which party/parties will bear the charges associated with the processing of the

payment transaction. Swiss Req. SEPA Usage Rule: only SLEV is allowed.

Can be used at B-Level or C-Level but not at both at the same time. Use at B-Level is recommended.

Type ChargeBearerType1Code Code restrictions SLEV FollowingServiceLevel

Charges are to be applied following the rules agreed in the service level and/or scheme.

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++CdtrSchmeId

Index 1.2.16 ISO Name Creditor Scheme Identification Cardinality 0..1 ISO Definition Credit party that signs the mandate. Swiss Req. Can be used at B-Level or C-Level but not at both at the same time.

Use at B-Level is recommended. Type PartyIdentification32

Document +CstmrDrctDbtInitn ++PmtInf +++CdtrSchmeId ++++Id

Index 1.2.16.3 ISO Name Identification Cardinality 0..1 ISO Definition Unique and unambiguous identification of a party. Swiss Req. SEPA AT-02: Identifier of the Creditor.

Mandatory in the Swiss version where Creditor Scheme Identification is used (according to the SEPA Implementation Guidelines).

Type Party6Choice

Document +CstmrDrctDbtInitn ++PmtInf +++CdtrSchmeId ++++Id +++++PrvtId

Index 1.2.16.3.2 ISO Name Private Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person, eg, passport. Swiss Req. SEPA Usage Rule: Private Identification is used to identify either an organisation or a

private person. Mandatory in the Swiss version where Creditor Scheme Identification is used (according to the SEPA Implementation Guidelines).


Document +CstmrDrctDbtInitn ++PmtInf +++CdtrSchmeId ++++Id +++++PrvtId ++++++Othr

Index 1.2.16.3.2.2 ISO Name Other Cardinality 0..unbounded ISO Definition Unique identification of a person, as assigned by an institution, using an identification

scheme. Swiss Req. Mandatory in the Swiss version where Creditor Scheme Identification is used, only one

occurrence of Other is allowed, no other sub-elements allowed (according to the SEPA Implementation Guidelines).

Type GenericPersonIdentification1

Document +CstmrDrctDbtInitn ++PmtInf +++CdtrSchmeId ++++Id +++++PrvtId ++++++Othr +++++++Id

Index 1.2.16.3.2.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person. Swiss Req. Must be verified with the Creditor Identifier, for description see SEPA Implementation

Guidelines. Must contain valid Country Code in Pos. 1-2 (ISO3166) and valid check digits in Pos. 3-4 (ISO7064). Note: foreign Country Codes are also permitted. Mandate checking as agreed with the service provider. If there is an error, the B-Level (incl. all associated C-Levels) is rejected. Only the SWIFT character set is permitted for this element.


Document +CstmrDrctDbtInitn ++PmtInf +++CdtrSchmeId ++++Id +++++PrvtId ++++++Othr +++++++SchmeNm

Index 1.2.16.3.2.2.2 ISO Name Scheme Name Cardinality 0..1 ISO Definition Name of the identification scheme. Swiss Req. Mandatory in the Swiss version where Creditor Scheme Identification is used (according

to SEPA Implementation Guidelines). Type PersonIdentificationSchemeName1Choice

Document +CstmrDrctDbtInitn ++PmtInf +++CdtrSchmeId ++++Id +++++PrvtId ++++++Othr +++++++SchmeNm ++++++++Prtry

Index 1.2.16.3.2.2.2.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Name of the identification scheme, in a free text form. Swiss Req. Mandatory in the Swiss version where Creditor Scheme Identification is used (according

to the SEPA Implementation Guidelines). Must contain the value SEPA.



pain.008.001.02 - SIC; 1.0



Code restrictions SEPA

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf

Index 1.2.17 ISO Name Direct Debit Transaction Information Cardinality 1..unbounded ISO Definition Set of elements used to provide information on the individual transaction(s) included in

the message. Type DirectDebitTransactionInformation9

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++PmtId

Index 1.2.17.1 ISO Name Payment Identification Cardinality 1..1 ISO Definition Set of elements used to reference a payment instruction. Type PaymentIdentification1

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++PmtId +++++InstrId

Index 1.2.17.1.1 ISO Name Instruction Identification Cardinality 1..1 ISO Definition Unique identification as assigned by an instructing party for an instructed party to

unambiguously identify the instruction. Usage: the instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction.

Swiss Req. Point-to-point reference which allows unique identification of the transaction in the event of an error. Mandatory in the Swiss version. Value must be unique within the B-Level. If there is an error, the whole B-Level is rejected and referenced in the pain.002. Only the SWIFT character set is permitted for this element.


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++PmtId +++++EndToEndId

Index 1.2.17.1.2 ISO Name End To End Identification Cardinality 1..1 ISO Definition Unique identification assigned by the initiating party to unumbiguously identify the

transaction. This identification is passed on, unchanged, throughout the entire end-to- end chain. Usage: The end-to-end identification can be used for reconciliation or to link tasks relating to the transaction. It can be included in several messages related to the transaction.

Swiss Req. SEPA AT-10: Creditor’s reference of the direct debit Collection. Only the SWIFT character set is permitted for this element. In Switzerland it is recommended that no more than 16 positions are used.


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++InstdAmt

Index 1.2.17.3 ISO Name Instructed Amount Cardinality 1..1 ISO Definition Amount of money to be moved between the debtor and creditor, before deduction of

charges, expressed in the currency as ordered by the initiating party. Swiss Req. SEPA AT-06: Amount of the Collection in Euro.

SEPA Usage Rule: only EUR is allowed. SEPA Usage Rule: Amount must be 0.01 or more and 999999999.99 or less. SEPA Format Rule: the fractional part has a maximum of two digits. In Switzerland currently only EUR permitted.

Type ActiveOrHistoricCurrencyAndAmount FractionDigits 2 TotalDigits 11 Inclusive 0.01 .. 999999999.99 ISO Rule The number of fractional digits (or minor unit of currency) must comply with ISO 4217.

Note: The decimal separator is a dot.

pain.008.001.02 - SIC; 1.0



Ccy ISO Name Currency Use required ISO Definition A code allocated to a currency by a Maintenance Agency under an international

identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".

Type ActiveOrHistoricCurrencyCode Pattern [A-Z]{3,3} ISO Rule The Currency Code must be registered, or have already been registered. Valid active or


Code restrictions EUR Euro

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++ChrgBr

Index 1.2.17.4 ISO Name Charge Bearer Cardinality 0..1 ISO Definition Specifies which party/parties will bear the charges associated with the processing of the

payment transaction. Swiss Req. SEPA Usage Rule: only SLEV is allowed.

Can be used at B-Level or C-Level but not at both at the same time. If there is an error, the C-Level is rejected. Use at B-Level is recommended.

Type ChargeBearerType1Code Code restrictions SLEV FollowingServiceLevel

Charges are to be applied following the rules agreed in the service level and/or scheme. Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx

Index 1.2.17.5 ISO Name Direct Debit Transaction Cardinality 1..1 ISO Definition Set of elements providing information specific to the direct debit mandate. Swiss Req. Mandatory in the Swiss version (according to the SEPA Implementation Guidelines). Type DirectDebitTransaction6

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf

Index 1.2.17.5.1 ISO Name Mandate Related Information Cardinality 1..1 ISO Definition Set of elements used to provide further details of the direct debit mandate signed

between the creditor and the debtor. Swiss Req. Mandatory in the Swiss version (according to the SEPA Implementation Guidelines). Type MandateRelatedInformation6 ISO Rule If AmendmentIndicator is false, then AmendmentInformationDetails is not allowed.

If AmendmentIndicator is true, then AmendementInformationDetails must be present. Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++MndtId

Index 1.2.17.5.1.1 ISO Name Mandate Identification Cardinality 1..1 ISO Definition Unique identification, as assigned by the creditor, to unambiguously identify the

mandate. Swiss Req. SEPA AT-01: Unique Mandate Reference.

"This reference identifies for a given Creditor, each Mandate signed by any Debtor for that Creditor. This number must be unique for each Mandate in combination with the identifier of the Creditor (AT-02 without the extension, called Creditor Business Code). The Creditor must organize himself in such a way that the delivery by any third party of the elements AT-01 + AT-02 without the extension, called Creditor Business Code, must allow indefinite retrieval of the Mandate data." Mandatory in the Swiss version (according to the SEPA Implementation Guidelines). Mandate checking as agreed with the service provider. If there is an error, the C-Level is rejected. Only the SWIFT character set is permitted for this element.


pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++DtOfSgntr

Index 1.2.17.5.1.2 ISO Name Date Of Signature Cardinality 1..1 ISO Definition Date on which the direct debit mandate has been signed by the debtor. Swiss Req. SEPA AT-25: Date of Signing of the Mandate.

Mandatory in the Swiss version (according to the SEPA Implementation Guidelines). Must not be in the future. If there is an error, the C-Level is rejected.

Type ISODate

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInd

Index 1.2.17.5.1.3 ISO Name Amendment Indicator Cardinality 0..1 ISO Definition Indicator notifying whether the underlying mandate is amended or not. Swiss Req. Information about a changed mandate.

"true": One or several mandate changes existing. "false" or is not present: No mandate change required.

Type TrueFalseIndicator

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls

Index 1.2.17.5.1.4 ISO Name Amendment Information Details Cardinality 0..1 ISO Definition List of mandate elements that have been modified. Swiss Req. SEPA AT-24: Reason for Amendment of the Mandate.

Must not be present if the Amendment Indicator = "false" or is not present. Must be present if the Amendment Indicator = "true", at least one sub-element must be used (more than one is possible). If there is an error, the C-Level is rejected.

Type AmendmentInformationDetails6

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlMndtId

Index 1.2.17.5.1.4.1 ISO Name Original Mandate Identification Cardinality 0..1 ISO Definition Unique identification, as assigned by the creditor, to unambiguously identify the original

mandate. Swiss Req. SEPA AT-19: Unique Mandate Reference as given by the Original Creditor who issued

the Mandate. SEPA Usage Rule: Mandatory if changes occur in Mandate Identification, otherwise not to be used. Mandate checking as agreed with the service provider. If there is an error, the C-Level is rejected. Only the SWIFT character set is permitted for this element.


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlCdtrSchmeI d

Index 1.2.17.5.1.4.2 ISO Name Original Creditor Scheme Identification Cardinality 0..1 ISO Definition Original creditor scheme identification that has been modified. Swiss Req. SEPA Usage Rule: Mandatory if changes occur in Creditor Scheme Identification

(Name and or Identification), otherwise not to be used. Type PartyIdentification32

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlCdtrSchme Id ++++++++Nm

Index 1.2.17.5.1.4.2.1 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Swiss Req. SEPA Original AT-03: Name of the Creditor.

SEPA Usage Rule: if present the new Name must be specified under Creditor. Maximum 70 characters. Mandate checking as agreed with the service provider. If there is an error, the C-Level is rejected.



pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlCdtrSchmeI d ++++++++Id

Index 1.2.17.5.1.4.2.3 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a party. Swiss Req. SEPA AT-18: Identifier of the original Creditor who issued the Mandate. Type Party6Choice

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlCdtrSchmeI d ++++++++Id +++++++++PrvtId

Index 1.2.17.5.1.4.2.3.2 ISO Name Private Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person, eg, passport. Swiss Req. SEPA Usage Rule: Private Identification is used to identify either an organisation or a

private person. Mandatory in the Swiss version where Identification is used (according to the SEPA Implementation Guidelines).


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlCdtrSchmeI d ++++++++Id +++++++++PrvtId ++++++++++Othr

Index 1.2.17.5.1.4.2.3.2.2 ISO Name Other Cardinality 1..1 ISO Definition Unique identification of a person, as assigned by an institution, using an identification

scheme. Swiss Req. Mandatory in the Swiss version where Identification is used, only one occurrence of

Other is allowed, no other sub-elements allowed (according to the SEPA Implementation Guidelines).


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlCdtrSchme Id ++++++++Id +++++++++PrvtId ++++++++++Othr +++++++++++Id

Index 1.2.17.5.1.4.2.3.2.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person. Swiss Req. Mandatory in the Swiss version where Identification is used (according to the SEPA

Implementation Guidelines). Must be verified with the Creditor Identifier, for description see SEPA Implementation Guidelines. Must contain valid Country Code in Pos. 1-2 (ISO3166) and valid check digits in Pos. 3-4 (ISO7064). Note: foreign Country Codes are also permitted. Mandate checking as agreed with the service provider. If there is an error, the C-Level is rejected. Only the SWIFT character set is permitted for this element (see section 2.3.1).


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlCdtrSchmeI d ++++++++Id +++++++++PrvtId ++++++++++Othr +++++++++++SchmeNm

Index 1.2.17.5.1.4.2.3.2.2.2 ISO Name Scheme Name Cardinality 1..1 ISO Definition Name of the identification scheme. Swiss Req. Mandatory in the Swiss version where Identification is used (according to the SEPA

Implementation Guidelines). Type PersonIdentificationSchemeName1Choice

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlCdtrSchme Id ++++++++Id +++++++++PrvtId ++++++++++Othr +++++++++++SchmeNm ++++++++++++Prtry

Index 1.2.17.5.1.4.2.3.2.2.2.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Name of the identification scheme, in a free text form. Swiss Req. Mandatory in the Swiss version where Identification is used (according to the SEPA

Implementation Guidelines). Must contain the value SEPA.



Code restrictions SEPA

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlDbtrAcct

Index 1.2.17.5.1.4.6 ISO Name Original Debtor Account Cardinality 0..1 ISO Definition Original debtor account that has been modified. Swiss Req. Must only be sent if the debtor's bank details have changed within the same bank.

Must not be used if the Original Debtor Agent is present. If there is an error, the C-Level is rejected.

Type CashAccount16

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlDbtrAcct ++++++++Id

Index 1.2.17.5.1.4.6.1 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification for the account between the account owner and

the account servicer. Swiss Req. Must be used where Original Debtor Account is used.

This element is to be used as follows: IBAN (for delivery to banks or PostFinance) or Other (only for delivery to PostFinance, for postal account number).


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlDbtrAcct ++++++++Id +++++++++IBAN

Index 1.2.17.5.1.4.6.1.1 ISO Name IBAN Cardinality 1..1 ISO Definition International Bank Account Number (IBAN) - identifier used internationally by financial


Swiss Req. If used, Other must not be present. Must contain valid Country Code in Pos. 1-2 (ISO3166) and valid check digits in Pos. 3-4 (ISO7064). Mandate checking as agreed with the service provider. If there is an error, the C-Level is rejected.


digits and BBAN. Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlDbtrAcct ++++++++Id +++++++++Othr

Index 1.2.17.5.1.4.6.1.2 ISO Name Other Cardinality 1..1 ISO Definition Unique identification of an account, as assigned by the account servicer, using an

identification scheme. Swiss Req. If used, the IBAN must not be present.

Must not be used when sending to banks. If there is an error, the C-Level is rejected.

Type GenericAccountIdentification1

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlDbtrAcct ++++++++Id +++++++++Othr ++++++++++Id

Index 1.2.17.5.1.4.6.1.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Identification assigned by an institution. Swiss Req. Must be used where Other is used.

Must not be used when sending to banks. Must contain a valid postal account number (format fixed 9-character numeric, last postiion check digit according to Modulo 10 recursive) when sending to PostFinance. Mandate checking as agreed with the service provider. If there is an error, the C-Level is rejected.


|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlDbtrAgt

Index 1.2.17.5.1.4.7 ISO Name Original Debtor Agent Cardinality 0..1 ISO Definition Original debtor agent that has been modified. Swiss Req. SEPA Usage Rule: to use Identification under Other under Financial Institution

Identification with code SMNDA to indicate same mandate with new Debtor Agent. SEPA Usage Rule: to be used with the FRST indicator in the Sequence Type. May only be used with Sequence Type = FRST. If there is an error, the C-Level is rejected

Type BranchAndFinancialInstitutionIdentification4

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlDbtrAgt ++++++++FinInstnId

Index 1.2.17.5.1.4.7.1 ISO Name Financial Institution Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a financial institution, as assigned under an

internationally recognised or proprietary identification scheme. Swiss Req. Must be used where Original Debtor Agent is used. Type FinancialInstitutionIdentification7

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlDbtrAgt ++++++++FinInstnId +++++++++Othr

Index 1.2.17.5.1.4.7.1.5 ISO Name Other Cardinality 1..1 ISO Definition Unique identification of an agent, as assigned by an institution, using an identification

scheme. Swiss Req. Mandatory in the Swiss version where Original Debtor Agent is used (according to the

SEPA Implementation Guidelines). Type GenericFinancialIdentification1

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++AmdmntInfDtls +++++++OrgnlDbtrAgt ++++++++FinInstnId +++++++++Othr ++++++++++Id

Index 1.2.17.5.1.4.7.1.5.1 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person. Swiss Req. Must be used where Original Debtor Agent is used.

Must contain the value SMNDA. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Code restrictions SMNDA

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++MndtRltdInf ++++++ElctrncSgntr

Index 1.2.17.5.1.5 ISO Name Electronic Signature Cardinality 0..1 ISO Definition Additional security provisions, such as a digital signature, as provided by the debtor. Swiss Req. SEPA AT-16: placeholder for the Electronic Signature Data, if applicable.

Swiss financial institutions currently do not support e-mandates. Only to be used by agreement with the financial institution.


|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++CdtrSchmeId

Index 1.2.17.5.2 ISO Name Creditor Scheme Identification Cardinality 0..1 ISO Definition Credit party that signs the mandate. Swiss Req. Can be used at B-Level (2.27) or C-Level but not at both at the same time. If there is an

error, the CLevel is rejected. Use at B-Level is recommended. Type PartyIdentification32

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++CdtrSchmeId ++++++Id

Index 1.2.17.5.2.3 ISO Name Identification Cardinality 0..1 ISO Definition Unique and unambiguous identification of a party. Swiss Req. SEPA AT-02: Identifier of the Creditor.

Mandatory in the Swiss version where Creditor Scheme Identification is used (according to the SEPA Implementation Guidelines).

Type Party6Choice

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++CdtrSchmeId ++++++Id +++++++PrvtId

Index 1.2.17.5.2.3.2 ISO Name Private Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person, eg, passport. Swiss Req. SEPA Usage Rule: Private Identification is used to identify either an organisation or a



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++CdtrSchmeId ++++++Id +++++++PrvtId ++++++++Othr

Index 1.2.17.5.2.3.2.2 ISO Name Other Cardinality 1..1 ISO Definition Unique identification of a person, as assigned by an institution, using an identification

scheme. Swiss Req. SEPA Usage Rule: Private Identification is used to identify either an organisation or a



pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++CdtrSchmeId ++++++Id +++++++PrvtId ++++++++Othr +++++++++Id

Index 1.2.17.5.2.3.2.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person. Swiss Req. Must be verified with the Creditor Identifier, for description see SEPA Implementation

Guidelines. When used at C-Level, the Creditor Identifier must be the same at all C-Levels within a B-Level. If there is an error, the whole B-Level (incl. all associated C-Levels) is rejected, and the B-Level is referenced in the pain.002. Must contain valid Country Code in Pos. 1-2 (ISO3166) and valid check digits in Pos. 3-4 (ISO7064). Note: foreign Country Codes are also permitted. If there is an error, the C-Level is rejected. Mandate checking as agreed with the service provider. If there is an error, the C-Level is rejected. Only the SWIFT character set is permitted for this element.


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++CdtrSchmeId ++++++Id +++++++PrvtId ++++++++Othr +++++++++SchmeNm

Index 1.2.17.5.2.3.2.2.2 ISO Name Scheme Name Cardinality 1..1 ISO Definition Name of the identification scheme. Swiss Req. Mandatory in the Swiss version where Creditor Scheme Identification is used (according

to the SEPA Implementation Guidelines). Type PersonIdentificationSchemeName1Choice

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DrctDbtTx +++++CdtrSchmeId ++++++Id +++++++PrvtId ++++++++Othr +++++++++SchmeNm ++++++++++Prtry

Index 1.2.17.5.2.3.2.2.2.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Name of the identification scheme, in a free text form. Swiss Req. Mandatory in the Swiss version where Creditor Scheme Identification is used (according

to the SEPA Implementation Guidelines). Must contain the value SEPA.


|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Code restrictions SEPA

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr

Index 1.2.17.6 ISO Name Ultimate Creditor Cardinality 0..1 ISO Definition Ultimate party to which an amount of money is due. Swiss Req. Can be used at B-Level or C-Level but not at both at the same time. If there is an error,

the CLevel is rejected. Type PartyIdentification32

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Nm

Index 1.2.17.6.1 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Swiss Req. SEPA AT-38: Name of the Creditor Reference Party.

Maximum 70 characters Type Max140Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id

Index 1.2.17.6.3 ISO Name Identification Cardinality 0..1 ISO Definition Unique and unambiguous identification of a party. Swiss Req. SEPA AT-39: Identification code of the Creditor Reference Party. Type Party6Choice

Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++OrgId

Index 1.2.17.6.3.1 ISO Name Organisation Identification Cardinality 1..1 ISO Definition Unique and unambiguous way to identify an organisation. Swiss Req. Identification for legal entities.



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++OrgId +++++++BICOrBEI

Index 1.2.17.6.3.1.1 ISO Name BICOr BEI Cardinality 1..1 ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362




Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++OrgId +++++++Othr

Index 1.2.17.6.3.1.2 ISO Name Other Cardinality 1..1 ISO Definition Unique identification of an organisation, as assigned by an institution, using an


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++OrgId +++++++Othr ++++++++Id

Index 1.2.17.6.3.1.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Identification assigned by an institution. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm

Index 1.2.17.6.3.1.2.2 ISO Name Scheme Name Cardinality 0..1 ISO Definition Name of the identification scheme. Type OrganisationIdentificationSchemeName1Choice

Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Cd

Index 1.2.17.6.3.1.2.2.1 ISO Name Code Cardinality 1..1 ISO Definition Name of the identification scheme, in a coded form as published in an external list. Type ExternalOrganisationIdentification1Code Length 1 .. 4

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Prtry

Index 1.2.17.6.3.1.2.2.2 ISO Name Proprietary Cardinality 1..1 ISO Definition Name of the identification scheme, in a free text form. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++OrgId +++++++Othr ++++++++Issr

Index 1.2.17.6.3.1.2.3 ISO Name Issuer Cardinality 0..1 ISO Definition Entity that assigns the identification. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId

Index 1.2.17.6.3.2 ISO Name Private Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person, eg, passport. Swiss Req. Identification for private individuals.



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth

Index 1.2.17.6.3.2.1 ISO Name Date And Place Of Birth Cardinality 0..1 ISO Definition Date and place of birth of a person. Type DateAndPlaceOfBirth

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++BirthDt

Index 1.2.17.6.3.2.1.1 ISO Name Birth Date Cardinality 1..1 ISO Definition Date on which a person is born. Type ISODate

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++PrvcOfBirth

Index 1.2.17.6.3.2.1.2 ISO Name Province Of Birth Cardinality 0..1 ISO Definition Province where a person was born. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++CityOfBirth

Index 1.2.17.6.3.2.1.3 ISO Name City Of Birth Cardinality 1..1 ISO Definition City where a person was born. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++CtryOfBirth

Index 1.2.17.6.3.2.1.4 ISO Name Country Of Birth Cardinality 1..1 ISO Definition Country where a person was born. Type CountryCode Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId +++++++Othr

Index 1.2.17.6.3.2.2 ISO Name Other Cardinality 0..unbounded ISO Definition Unique identification of a person, as assigned by an institution, using an identification


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId +++++++Othr ++++++++Id

Index 1.2.17.6.3.2.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a person. Type Max35Text Length 1 .. 35 Pattern ([A-Za-z0-9]|[+|\?|/|\-|:|$|$|\.|,|'|\p{Zs}])*

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId +++++++Othr ++++++++SchmeNm

Index 1.2.17.6.3.2.2.2 ISO Name Scheme Name Cardinality 0..1 ISO Definition Name of the identification scheme. Type PersonIdentificationSchemeName1Choice

Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId +++++++Othr ++++++++SchmeNm +++++++++Cd

Index 1.2.17.6.3.2.2.2.1 ISO Name Code Cardinality 1..1 ISO Definition Name of the identification scheme, in a coded form as published in an external list. Type ExternalPersonIdentification1Code Length 1 .. 4

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId +++++++Othr ++++++++SchmeNm +++++++++Prtry



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtCdtr +++++Id ++++++PrvtId +++++++Othr ++++++++Issr



pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DbtrAgt

Index 1.2.17.7 ISO Name Debtor Agent Cardinality 1..1 ISO Definition Financial institution servicing an account for the debtor. Swiss Req. SEPA AT-13: BIC of the Debtor Bank.

SEPA Usage Rule: only BIC is allowed Type BranchAndFinancialInstitutionIdentification4

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DbtrAgt +++++FinInstnId

Index 1.2.17.7.1 ISO Name Financial Institution Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification of a financial institution, as assigned under an

internationally recognised or proprietary identification scheme. Type FinancialInstitutionIdentification7

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DbtrAgt +++++FinInstnId ++++++BIC

Index 1.2.17.7.1.1 ISO Name BIC Cardinality 1..1 ISO Definition Code allocated to a financial institution by the ISO 9362 Registration Authority as

described in ISO 9362 "Banking - Banking telecommunication messages - Business identifier code (BIC)".

Swiss Req. Mandatory in the Swiss version (according to the SEPA Implementation Guidelines [6]/ [7]). Must contain a valid BIC. Mandate checking as agreed with the service provider. If there is an error, the C-Level is rejected.

Type BICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Valid BICs for financial institutions are registered by the ISO 9362 Registration

Authority in the BIC directory, and consist of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional.

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr

Index 1.2.17.9 ISO Name Debtor Cardinality 1..1 ISO Definition Party that owes an amount of money to the (ultimate) creditor. Type PartyIdentification32

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Nm

Index 1.2.17.9.1 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Swiss Req. SEPA AT-14: Name of the Debtor.

Maximum 70 characters. Mandatory in the Swiss version (according to the SEPA Implementation Guidelines).


|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++PstlAdr

Index 1.2.17.9.2 ISO Name Postal Address Cardinality 0..1 ISO Definition Information that locates and identifies a specific address, as defined by postal services. Swiss Req. SEPA AT-09: Address of the Debtor. Type PostalAddress6

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++PstlAdr ++++++Ctry

Index 1.2.17.9.2.9 ISO Name Country Cardinality 0..1 ISO Definition Nation with its own government. Swiss Req. Country where debtor is domiciled.

Must contain a valid Country Code (ISO3166). If there is an error, the C-Level is rejected. It is recommended to include this element for cross-border payments

Type CountryCode Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations


pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++PstlAdr ++++++AdrLine

Index 1.2.17.9.2.10 ISO Name Address Line Cardinality 0..7 ISO Definition Information that locates and identifies a specific address, as defined by postal services,

presented in free format text. Swiss Req. SEPA Usage Rule: only two occurrences are allowed.

It is recommended to include this element for cross-border payments. Type Max70Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]

|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id

Index 1.2.17.9.3 ISO Name Identification Cardinality 0..1 ISO Definition Unique and unambiguous identification of a party. Swiss Req. SEPA AT-27: Debtor identification code. Type Party6Choice

Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++OrgId




Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++OrgId +++++++BICOrBEI





Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++OrgId +++++++Othr

Index 1.2.17.9.3.1.2 ISO Name Other Cardinality 0..unbounded ISO Definition Unique identification of an organisation, as assigned by an institution, using an


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++OrgId +++++++Othr ++++++++Id



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm


Cardinality 1..1

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Cd


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Prtry



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++OrgId +++++++Othr ++++++++Issr



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId




Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++BirthDt


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++PrvcOfBirth



pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++CityOfBirth



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++CtryOfBirth



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId +++++++Othr

Index 1.2.17.9.3.2.2 ISO Name Other Cardinality 0..1 ISO Definition Unique identification of a person, as assigned by an institution, using an identification


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId +++++++Othr ++++++++Id


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId +++++++Othr ++++++++SchmeNm


Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId +++++++Othr ++++++++SchmeNm +++++++++Cd


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId +++++++Othr ++++++++SchmeNm +++++++++Prtry



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Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Dbtr +++++Id ++++++PrvtId +++++++Othr ++++++++Issr



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DbtrAcct

Index 1.2.17.10 ISO Name Debtor Account Cardinality 1..1 ISO Definition Unambiguous identification of the account of the debtor to which a debit entry will be

made as a result of the transaction. Swiss Req. SEPA AT-07: Account Number of the Debtor. Type CashAccount16

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DbtrAcct +++++Id

Index 1.2.17.10.1 ISO Name Identification Cardinality 1..1 ISO Definition Unique and unambiguous identification for the account between the account owner and

the account servicer. Swiss Req. This element is to be used as follows:

IBAN (for delivery to banks or PostFinance) or Other (only for delivery to PostFinance, for postal account numbers)


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DbtrAcct +++++Id ++++++IBAN

Index 1.2.17.10.1.1 ISO Name IBAN Cardinality 1..1 ISO Definition International Bank Account Number (IBAN) - identifier used internationally by financial


Swiss Req. If this is used, Other cannot be present. Must contain valid Country Code in Pos. 1-2 (ISO3166) and valid check digits in Pos. 3-4 (ISO7064). Mandate checking as agreed with the service provider. If there is an error, the C-Level is rejected


digits and BBAN. Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DbtrAcct +++++Id ++++++Othr

Index 1.2.17.10.1.2 ISO Name Other Cardinality 1..1 ISO Definition Unique identification of an account, as assigned by the account servicer, using an

identification scheme. Swiss Req. If this is used the IBAN cannot be present. Must not be used when sending to banks.

If there is an error, the C-Level is rejected. Type GenericAccountIdentification1

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DbtrAcct +++++Id ++++++Othr +++++++Id

Index 1.2.17.10.1.2.1 ISO Name Identification Cardinality 1..1 ISO Definition Identification assigned by an institution. Swiss Req. Must be used if Other is used.

Must not be used when sending to banks. Must contain a valid postal account number (format: 9 numerical positions) when sending to PostFinance. Mandate checking as agreed with the service provider. If there is an error, the C-Level is rejected.



pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++DbtrAcct +++++Ccy

Index 1.2.17.10.3 ISO Name Currency Cardinality 0..1 ISO Definition Identification of the currency in which the account is held.

Usage: Currency should only be used in case one and the same account number covers several currencies and the initiating party needs to identify which currency needs to be used for settlement on the account.

Type ActiveOrHistoricCurrencyCode Pattern [A-Z]{3,3} ISO Rule The Currency Code must be registered, or have already been registered. Valid active or


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr

Index 1.2.17.11 ISO Name Ultimate Debtor Cardinality 0..1 ISO Definition Ultimate party that owes an amount of money to the (ultimate) creditor. Swiss Req. SEPA Usage Rule: Mandatory, if provided by the Debtor in the Mandate. Type PartyIdentification32

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Nm

Index 1.2.17.11.1 ISO Name Name Cardinality 0..1 ISO Definition Name by which a party is known and which is usually used to identify that party. Swiss Req. SEPA AT-15: Name of the Debtor Reference Party (Name des Endbelasteten).

SEPA Usage Rule: Mandatory, if provided by the Debtor in the Mandate. Maximum 70 characters.


|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id

Index 1.2.17.11.3 ISO Name Identification Cardinality 0..1 ISO Definition Unique and unambiguous identification of a party. Swiss Req. SEPA AT-37: Identification code of the Debtor Reference Party. Type Party6Choice

Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++OrgId


Only BIC Or BEI permitted, or Other must be used. If used, the Private Identification must not be present


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++OrgId +++++++BICOrBEI





pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++OrgId +++++++Othr

Index 1.2.17.11.3.1.2 ISO Name Other Cardinality 1..1 ISO Definition Unique identification of an organisation, as assigned by an institution, using an


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++OrgId +++++++Othr ++++++++Id



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm


Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Cd


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Prtry



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++OrgId +++++++Othr ++++++++Issr



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId




pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++BirthDt


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++PrvcOfBirth



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++CityOfBirth



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId +++++++DtAndPlcOfBirth ++++++++CtryOfBirth



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId +++++++Othr

Index 1.2.17.11.3.2.2 ISO Name Other Cardinality 0..unbounded ISO Definition Unique identification of a person, as assigned by an institution, using an identification


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId +++++++Othr ++++++++Id


pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId +++++++Othr ++++++++SchmeNm


Cardinality 1..1

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId +++++++Othr ++++++++SchmeNm +++++++++Cd


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId +++++++Othr ++++++++SchmeNm +++++++++Prtry



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++UltmtDbtr +++++Id ++++++PrvtId +++++++Othr ++++++++Issr



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Purp

Index 1.2.17.13 ISO Name Purpose Cardinality 0..1 ISO Definition Underlying reason for the payment transaction.

Usage: Purpose is used by the end-customers, that is initiating party, (ultimate) debtor, (ultimate) creditor to provide information concerning the nature of the payment. Purpose is a content element, which is not used for processing by any of the agents involved in the payment chain.

Swiss Req. SEPA AT-40: Purpose of the Collection. Use: see ISO 20022 Message Definition Report.

Type Purpose2Choice

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++Purp +++++Cd

Index 1.2.17.13.1 ISO Name Code Cardinality 1..1 ISO Definition Underlying reason for the payment transaction, as published in an external purpose

code list. Swiss Req. Mandatory in the Swiss version where Purpose is used (according to the SEPA

Implementation Guidelines). Codes according Payments External Code Lists. If there is an error, the C-Level is rejected.

Type ExternalPurpose1Code Length 1 .. 4

pain.008.001.02 - SIC; 1.0



Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++RmtInf

Index 1.2.17.17 ISO Name Remittance Information Cardinality 0..1 ISO Definition Information supplied to enable the matching of an entry with the items that the transfer

is intended to settle, such as commercial invoices in an accounts' receivable system. Swiss Req. SEPA AT-22: Remittance information from the Creditor.

SEPA Usage Rule: either Structured or Unstructured, may be present. Type RemittanceInformation5

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++RmtInf +++++Ustrd

Index 1.2.17.17.1 ISO Name Unstructured Cardinality 0..unbounded ISO Definition Information supplied to enable the matching/reconciliation of an entry with the items

that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form.

Swiss Req. Only one occurrence is allowed (according to the SEPA Implementation Guidelines). If used, then Structured must not be present (according to the SEPA Implementation Guidelines).


|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++RmtInf +++++Strd

Index 1.2.17.17.2 ISO Name Structured Cardinality 0..unbounded ISO Definition Information supplied to enable the matching/reconciliation of an entry with the items

that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in a structured form.

Swiss Req. Only one occurrence is allowed, maximum 140 characters inclusive XML tags (according to the SEPA Implementation Guidelines). If there is an error, the C-Level is rejected. If used, then Unstructured must not be present (according to the SEPA Implementation Guidelines).

Type StructuredRemittanceInformation7

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++RmtInf +++++Strd ++++++CdtrRefInf

Index 1.2.17.17.2.3 ISO Name Creditor Reference Information Cardinality 0..1 ISO Definition Reference information provided by the creditor to allow the identification of the

underlying documents. Swiss Req. Mandatory in the Swiss version where Structured is used (according to the SEPA

Implementation Guidelines). Type CreditorReferenceInformation2

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++RmtInf +++++Strd ++++++CdtrRefInf +++++++Tp

Index 1.2.17.17.2.3.1 ISO Name Type Cardinality 1..1 ISO Definition Specifies the type of creditor reference. Swiss Req. Mandatory in the Swiss version where Creditor Reference Information is used

(according to the SEPA Implementation Guidelines). Type CreditorReferenceType2

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++RmtInf +++++Strd ++++++CdtrRefInf +++++++Tp ++++++++CdOrPrtry

Index 1.2.17.17.2.3.1.1 ISO Name Code Or Proprietary Cardinality 1..1 ISO Definition Coded or proprietary format creditor reference type. Type CreditorReferenceType1Choice

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++RmtInf +++++Strd ++++++CdtrRefInf +++++++Tp ++++++++CdOrPrtry +++++++++Cd

Index 1.2.17.17.2.3.1.1.1 ISO Name Code Cardinality 1..1 ISO Definition Type of creditor reference, in a coded form. Swiss Req. Mandatory in the Swiss version where Creditor Reference Information is used

(according to the SEPA Implementation Guidelines). SCOR (Structured Communication Reference) is the only value permitted.

Type DocumentType3Code

pain.008.001.02 - SIC; 1.0



Code restrictions SCOR StructuredCommunicationReference

Document is a structured communication reference provided by the creditor to identify the referred transaction.

Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++RmtInf +++++Strd ++++++CdtrRefInf +++++++Tp ++++++++Issr

Index 1.2.17.17.2.3.1.2 ISO Name Issuer Cardinality 0..1 ISO Definition Entity that assigns the credit reference type. Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]


Document +CstmrDrctDbtInitn ++PmtInf +++DrctDbtTxInf ++++RmtInf +++++Strd ++++++CdtrRefInf +++++++Ref

Index 1.2.17.17.2.3.2 ISO Name Reference Cardinality 1..1 ISO Definition Unique reference, as assigned by the creditor, to unambiguously refer to the payment

transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end- to-end transaction identification.

Swiss Req. Mandatory in the Swiss version where Creditor Reference Information is used (according to the SEPA Implementation Guidelines). Must contain Creditor Reference according to ISO 11649.



pain.008.001.02 - SIC

Components

pain.008.001.02 - SIC; 1.0 Generated by GEFEG.FX Page: 41 / 101

ActiveOrHistoricCurrencyAndAmount ComplexType

ActiveOrHistoricCurrencyAndAmount

Ccy

Name Active Or Historic Currency And Amount Type ActiveOrHistoricCurrencyAndAmount_SimpleType

FractionDigits / TotalDigits 5 / 18

Inclusive 0 ..

Attribute Status Description/Data type Fixed/Default

Ccy M ActiveOrHistoricCurrencyCode

ActiveOrHistoricCurrencyAndAmount_SimpleType SimpleType

Name Active Or Historic Currency And Amount _Simple Type

Type xs:decimal FractionDigits / TotalDigits 5 / 18

Inclusive 0 ..

ActiveOrHistoricCurrencyCode SimpleType

Name Active Or Historic Currency Code

Type xs:string

Pattern [A-Z]{3,3}

Applicable Codes Name/Description

AED Dirham

AFN Afghani ALL Lek

AMD Dram

ANG Netherlands Antillian Guilder

AOA Kwanza

ARS Argentine Peso

AUD Australian Dollar

AWG Aruban Guilder

AZN Azerbaijanian Manat BAM Convertible Mark

BBD Barbados Dollar

BDT Taka

BGN Bulgarian Lev

BHD Bahraini Dinar

BIF Burundi Franc

BMD Bermudian Dollar (customarily: Bermuda Dollar)

BND Brunei Dollar

BOB Boliviano

BRL Brazilian Real BSD Bahamian Dollar

BTN Ngultrum

BWP Pula

BYR Belarussian Ruble

BZD Belize Dollar

CAD Canadian Dollar

CDF Franc Congolais

CHE WIR Euro

CHF Swiss Franc

CHW WIR Franc

CLP Chilean Peso

pain.008.001.02 - SIC



CNY Yuan Renminbi COP Colombian Peso

COU Unidad de Valor Real CRC Costa Rican Colon

CUC Peso Convertible

CUP Cuban Peso

CVE Cape Verde Escudo

CZK Czech Koruna

DJF Djibouti Franc

DKK Danish Krone

DOP Dominican Peso

DZD Algerian Dinar

EEK Kroon

EGP Egyptian Pound

ERN Nakfa

ETB Ethopian Birr

EUR Euro

FJD Fiji Dollar

FKP Falkland Islands Pound

GBP Pound Sterling

GEL Lari GHS Ghana Cedi GIP Gibraltar Pound

GMD Dalasi GNF Guinea Franc

GTQ Quetzal GYD Guyana Dollar

HKD Honk Kong Dollar

HNL Lempira

HRK Kuna

HTG Gourde

HUF Forint IDR Rupiah

ILS New Israeli Sheqel INR Indian Rupee

IQD Iraqi Dinar

IRR Iranian Rial ISK Iceland Krona

JMD Jamaican Dollar

JOD Jordanian Dinar

JPY Yen

KES Kenyan Shilling

KGS Som

KHR Riel KMF Comoro Franc

KPW North Korean Won

KRW Won

KWD Kuwaiti Dinar

KYD Cayman Islands Dollar

KZT Tenge

LAK Kip

LBP Lebanese Pound

LKR Sri Lanka Rupee

LRD Liberian Dollar

LSL Loti LTL Lithuanian Litas

Latvian Lats

pain.008.001.02 - SIC



LVL

LYD Libyan Dinar

MAD Morrocan Dirham

MDL Moldovan Leu

MGA Ariary

MKD Denar

MMK Kyat MNT Tugrik

MOP Pataca

MRO Ouguiya

MUR Mauritius Rupee

MVR Rufiyaa

MWK Kwacha

MXN Mexican Peso

MYR Malaysian Ringgit MZM Metical NAD Namibia Dollar

NGN Naira

NIO Cordoba Oro

NOK Norwegian Krone

NPR Nepalese Rupee

NZD New Zealand Dollar

OMR Rial Omani PAB Balboa

PEN Nuevo Sol PGK Kina

PHP Philippine Peso

PKR Pakistan Rupee

PLN Zloty

PYG Guarani QAR Qatari Rial ROL old Romanian Leu

This currency code is valid until 30 June 2005, but the currency itself will remain legal until 31 December 2006 when it will be withdrawn.

RON new Romanian Leu This currency code is effective from 1 July 2005

RSD Serbian Dinar

RUB Russian Ruble

RWF Rwanda Franc

SAR Saudi Riyal SBD Solomon Islands Dollar

SCR Seychelles Rupee

SDG Sudanese Pound

SEK Swedish Krona

SGD Singapore Dollar

SHP St. Helena Pound

SLL Leone

SOS Somali Shilling

SRD Suriname Dollar

STD Dobra

SVC El Salvador Colon

SYP Syrian Pound

SZL Lilangeni THB Baht TJS Somoni TMT Turkmenistan New Manat TND Tunisian Dinar

pain.008.001.02 - SIC



TOP Pa'anga

TRY Turkish Lira

TTD Trinidad and Tobago Dollar

TWD New Taiwan Dollar

TZS Tanzanian Shilling

UAH Hryvnia

UGX Uganda Shilling

USD US Dollar

UYI Uruguayo Peso en Unidades Indexadas

UYU Peso Uruguayo

UZS Uzbekistan Sum

VEF Bolivar Fuerte

VND Dong

VUV Vatu

WST Tala

XAF CFA Franc

XAG Silver

XAU Gold

XCD East Carribean Dollar

XDR SDR

XOF CFA Franc

XPD Palladium

XPF CFP Franc

XPT Platinum

XSU Sucre

XUA ADB Unit of Account YER Yemeni Rial ZAR Rand

ZMK Kwacha

ZWL Zimbabwe Dollar (effective 1 February 2009)

AddressType2Code SimpleType

Name Address Type 2Code

Type xs:string


ADDR Postal Address is the complete postal address.

BIZZ Business Address is the business address.

DLVY DeliveryTo Address is the address to which delivery is to take place.

HOME Residential Address is the home address.

MLTO MailTo Address is the address to which mail is sent.

PBOX POBox Address is a postal office (PO) box.

AnyBICIdentifier SimpleType

Name Any BICIdentifier

Type xs:string

Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}

Authorisation1Code SimpleType

Name Authorisation 1Code

pain.008.001.02 - SIC


Type xs:string


AUTH PreAuthorisedFile Indicates a file has been pre authorised or approved within the originating customer environment and no further approval is required.

FDET FileLevelAuthorisationDetails Indicates that a file requires additional file level approval, with the ability to view both the payment information block and supporting customer credit transaction detail.

FSUM FileLevelAuthorisationSummary Indicates that a file requires additional file level approval, with the ability to view only the payment information block level information.

ILEV InstructionLevelAuthorisation Indicates that a file requires all customer transactions to be authorised or approved.

BatchBookingIndicator SimpleType

Name Batch Booking Indicator

Type xs:boolean

BICIdentifier SimpleType

Name BICIdentifier

Type xs:string

Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}

CashAccountType4Code SimpleType

Name Cash Account Type 4Code

Type xs:string


CACC Current Account used to post debits and credits when no specific account has been nominated.

CASH CashPayment Account used for the payment of cash.

CHAR Charges Account used for charges if different from the account for payment.

CISH CashIncome Account used for payment of income if different from the current cash account.

COMM Commission Account used for commission if different from the account for payment.

LOAN Loan Account used for loans.

MGLD MarginalLending Account used for a marginal lending facility.

MOMA MoneyMarket Account used for money markets if different from the cash account.

NREX NonResidentExternal Account used for non-resident external.

ODFT Overdraft Account is used for overdrafts.

ONDP OverNightDeposit Account used for overnight deposits.

SACC Settlement Account used to post debit and credit entries, as a result of transactions cleared and settled through a specific clearing and settlement system.

SLRY Salary Accounts used for salary payments.

SVGS Savings Account used for savings.

TAXE Tax Account used for taxes if different from the account for payment.

pain.008.001.02 - SIC



TRAS CashTrading Account used for trading if different from the current cash account.

ChargeBearerType1Code SimpleType

Name Charge Bearer Type 1Code

Type xs:string


CRED BorneByCreditor All transaction charges are to be borne by the creditor.

DEBT BorneByDebtor All transaction charges are to be borne by the debtor.

SHAR Shared In a credit transfer context, means that transaction charges on the sender side are to be borne by the debtor, transaction charges on the receiver side are to be borne by the creditor. In a direct debit context, means that transaction charges on the sender side are to be borne by the creditor, transaction charges on the receiver side are to be borne by the debtor.

SLEV FollowingServiceLevel Charges are to be applied following the rules agreed in the service level and/or scheme.

CountryCode SimpleType

Name Country Code

Type xs:string

Pattern [A-Z]{2,2}


AD ANDORRA

AE UNITED ARAB EMIRATES

AF AFGHANISTAN

AG ANTIGUA AND BARBUDA

AI ANGUILLA

AL ALBANIA

AM ARMENIA

AO ANGOLA

AQ ANTARCTICA

AR ARGENTINA

AS AMERICAN SAMOA

AT AUSTRIA

AU AUSTRALIA

AW ARUBA

AX ÅLAND ISLANDS

AZ AZERBAIJAN

BA BOSNIA AND HERZEGOVINA

BB BARBADOS

BD BANGLADESH

BE BELGIUM

BF BURKINA FASO

BG BULGARIA

BH BAHRAIN

BI BURUNDI BJ BENIN

BL SAINT BARTHÉLEMY

BM BERMUDA

BN BRUNEI DARUSSALAM

BO BOLIVIA, PLURINATIONAL STATE OF

BQ BONAIRE, SAINT EUSTATIUS AND SABA

pain.008.001.02 - SIC



BR BRAZIL

BS BAHAMAS

BT BHUTAN

BV BOUVET ISLAND

BW BOTSWANA

BY BELARUS

BZ BELIZE

CA CANADA

CC COCOS (KEELING) ISLANDS

CD CONGO, THE DEMOCRATIC REPUBLIC OF THE

CF CENTRAL AFRICAN REPUBLIC

CG CONGO

CH SWITZERLAND

CI COTE D'IVOIRE

CK COOK ISLANDS

CL CHILE

CM CAMEROON

CN CHINA

CO COLOMBIA

CR COSTA RICA

CU CUBA

CV CAPE VERDE

CW CURAÇAO

CX CHRISTMAS ISLAND

CY CYPRUS

CZ CZECH REPUBLIC

DE GERMANY

DJ DJIBOUTI DK DENMARK

DM DOMINICA

DO DOMINICAN REPUBLIC

DZ ALGERIA

EC ECUADOR

EE ESTONIA

EG EGYPT

EH WESTERN SAHARA

ER ERITREA

ES SPAIN

ET ETHIOPIA

FI FINLAND

FJ FIJI FK FALKLAND ISLANDS (MALVINAS)

FM MICRONESIA, FEDERATED STATES OF

FO FAROE ISLANDS

FR FRANCE

GA GABON

GB UNITED KINGDOM

GD GRENADA

GE GEORGIA

GF FRENCH GUIANA

GG GUERNSEY

GH GHANA

GI GIBRALTAR

GL GREENLAND

GM GAMBIA

GN GUINEA GUADELOUPE

pain.008.001.02 - SIC



GP

GQ EQUATORIAL GUINEA

GR GREECE

GS SOUTH GEORGIA AND THE SOUTH SANDWICH ISLANDS

GT GUATEMALA

GU GUAM

GW GUINEA-BISSAU

GY GUYANA

HK HONG KONG

HM HEARD ISLAND AND MCDONALD ISLANDS

HN HONDURAS

HR CROATIA

HT HAITI HU HUNGARY

ID INDONESIA

IE IRELAND

IL ISRAEL

IM ISLE OF MAN

IN INDIA

IO BRITISH INDIAN OCEAN TERRITORY

IQ IRAQ

IR IRAN, ISLAMIC REPUBLIC OF

IS ICELAND

IT ITALY

JE JERSEY

JM JAMAICA

JO JORDAN

JP JAPAN

KE KENYA

KG KYRGYZSTAN

KH CAMBODIA

KI KIRIBATI KM COMOROS

KN SAINT KITTS AND NEVIS

KP KOREA, DEMOCRATIC PEOPLE'S REPUBLIC OF

KR KOREA, REPUBLIC OF

KW KUWAIT

KY CAYMAN ISLANDS

KZ KAZAKHSTAN

LA LAO PEOPLE'S DEMOCRATIC REPUBLIC

LB LEBANON

LC SAINT LUCIA

LI LIECHTENSTEIN

LK SRI LANKA

LR LIBERIA

LS LESOTHO

LT LITHUANIA

LU LUXEMBOURG

LV LATVIA

LY LIBYAN ARAB JAMAHIRIYA

MA MOROCCO

MC MONACO

MD MOLDOVA

ME MONTENEGRO

MF SAINT MARTIN (FRENCH PART)

MG MADAGASCAR MARSHALL ISLANDS

pain.008.001.02 - SIC



MH

MK MACEDONIA, THE FORMER YUGOSLAV REPUBLIC OF

ML MALI MM MYANMAR

MN MONGOLIA

MO MACAO

MP NORTHERN MARIANA ISLANDS

MQ MARTINIQUE

MR MAURITANIA

MS MONTSERRAT

MT MALTA

MU MAURITIUS

MV MALDIVES

MW MALAWI MX MEXICO

MY MALAYSIA

MZ MOZAMBIQUE

NA NAMIBIA

NC NEW CALEDONIA

NE NIGER

NF NORFOLK ISLAND

NG NIGERIA

NI NICARAGUA

NL NETHERLANDS

NO NORWAY

NP NEPAL

NR NAURU

NU NIUE

NZ NEW ZEALAND

OM OMAN

PA PANAMA

PE PERU

PF FRENCH POLYNESIA

PG PAPUA NEW GUINEA

PH PHILIPPINES

PK PAKISTAN

PL POLAND

PM SAINT PIERRE AND MIQUELON

PN PITCAIRN

PR PUERTO RICO

PS PALESTINIAN TERRITORY, OCCUPIED

PT PORTUGAL

PW PALAU

PY PARAGUAY

QA QATAR

RE REUNION

RO ROMANIA

RS SERBIA

RU RUSSIAN FEDERATION

RW RWANDA

SA SAUDI ARABIA

SB SOLOMON ISLANDS

SC SEYCHELLES

SD SUDAN

SE SWEDEN

SG SINGAPORE SAINT HELENA, ASCENSION AND TRISTAN DA CUNHA

pain.008.001.02 - SIC



SH

SI SLOVENIA

SJ SVALBARD AND JAN MAYEN

SK SLOVAKIA

SL SIERRA LEONE

SM SAN MARINO

SN SENEGAL

SO SOMALIA

SR SURINAME

ST SAO TOME AND PRINCIPE

SV EL SALVADOR

SX SINT MAARTEN (DUTCH PART)

SY SYRIAN ARAB REPUBLIC

SZ SWAZILAND

TC TURKS AND CAICOS ISLANDS

TD CHAD

TF FRENCH SOUTHERN TERRITORIES

TG TOGO

TH THAILAND

TJ TAJIKISTAN

TK TOKELAU

TL TIMOR-LESTE

TM TURKMENISTAN

TN TUNISIA

TO TONGA

TR TURKEY

TT TRINIDAD AND TOBAGO

TV TUVALU

TW TAIWAN, PROVINCE OF CHINA

TZ TANZANIA, UNITED REPUBLIC OF

UA UKRAINE

UG UGANDA

UM UNITED STATES MINOR OUTLYING ISLANDS

US UNITED STATES

UY URUGUAY

UZ UZBEKISTAN

VA HOLY SEE (VATICAN CITY STATE)

VC SAINT VINCENT AND THE GRENADINES

VE VENEZUELA, BOLIVARIAN REPUBLIC OF

VG VIRGIN ISLANDS, BRITISH

VI VIRGIN ISLANDS, U.S. VN VIET NAM

VU VANUATU

WF WALLIS AND FUTUNA

WS SAMOA

YE YEMEN

YT MAYOTTE

ZA SOUTH AFRICA

ZM ZAMBIA

ZW ZIMBABWE

CreditDebitCode SimpleType

Name Credit Debit Code

Type xs:string

pain.008.001.02 - SIC



CRDT Credit Operation is an increase.

DBIT Debit Operation is a decrease.

DecimalNumber SimpleType

Name Decimal Number


DocumentType3Code SimpleType

Name Document Type 3Code

Type xs:string


DISP DispatchAdvice Document is a dispatch advice.

FXDR ForeignExchangeDealReference Document is a pre-agreed or pre-arranged foreign exchange transaction to which the payment transaction refers.

PUOR PurchaseOrder Document is a purchase order.

RADM RemittanceAdviceMessage Document is a remittance advice sent separately from the current transaction.

RPIN RelatedPaymentInstruction Document is a linked payment instruction to which the current payment instruction is related, eg, in a cover scenario.

SCOR StructuredCommunicationReference Document is a structured communication reference provided by the creditor to identify the referred transaction.

DocumentType5Code SimpleType

Name Document Type 5Code

Type xs:string


AROI AccountReceivableOpenItem Document is a payment that applies to a specific source document.

BOLD BillOfLading Document is a shipping notice.

CINV CommercialInvoice Document is an invoice.

CMCN CommercialContract Document is an agreement between the parties, stipulating the terms and conditions of the delivery of goods or services.

CNFA CreditNoteRelatedToFinancialAdjustment Document is a credit note for the final amount settled for a commercial transaction.

CREN CreditNote Document is a credit note.

DEBN DebitNote Document is a debit note.

DISP DispatchAdvice Document is a dispatch advice.

DNFA DebitNoteRelatedToFinancialAdjustment Document is a debit note for the final amount settled for a commercial transaction.

HIRI HireInvoice Document is an invoice for the hiring of human resources or renting goods or equipment.

MSIN MeteredServiceInvoice Document is an invoice claiming payment for the supply of metered services, eg, gas

pain.008.001.02 - SIC



or electricity, supplied to a fixed meter. SBIN SelfBilledInvoice

Document is an invoice issued by the debtor. SOAC StatementOfAccount

Document is a statement of the transactions posted to the debtor's account at the supplier.

TSUT TradeServicesUtilityTransaction Document is a transaction identifier as assigned by the Trade Services Utility.

VCHR Voucher Document is an electronic payment document.

ExternalAccountIdentification1Code SimpleType

Name External Account Identification 1Code

Type xs:string

Length 1 .. 4


BBAN BBANIdentifier Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer.

CUID CHIPSUniversalIdentifier (United States) Clearing House Interbank Payments System (CHIPS) Universal Identification (UID) - identifies entities that own accounts at CHIPS participating financial institutions, through which CHIPS payments are effected. The CHIPS UID is assigned by the New York Clearing House.

UPIC UPICIdentifier Universal Payment Identification Code (UPIC) - identifier used by the New York Clearing House to mask confidential data, such as bank accounts and bank routing numbers. UPIC numbers remain with business customers, regardless of banking relationship changes.

ExternalCategoryPurpose1Code SimpleType

Name External Category Purpose 1Code

Type xs:string

Length 1 .. 4


BONU BonusPayment Transaction is the payment of a bonus.

CASH CashManagementTransfer Transaction is a general cash management instruction.

CBLK Card Bulk Clearing A Service that is settling money for a bulk of card transactions, while referring to a specific transaction file or other information like terminal ID, card acceptor ID or other transaction details.

CCRD Credit Card Payment Transaction is related to a payment of credit card.

CORT TradeSettlementPayment Transaction is related to settlement of a trade, eg a foreign exchange deal or a securities transaction.

DCRD Debit Card Payment Transaction is related to a payment of debit card.

DIVI Dividend Transaction is the payment of dividends.

EPAY Epayment Transaction is related to ePayment via Online-Banking

FCOL Fee Collection A Service that is settling card transaction related fees between two parties.

GOVT GovernmentPayment Transaction is a payment to or from a government department.

pain.008.001.02 - SIC



HEDG Hedging Transaction is related to the payment of a hedging operation.

ICCP Irrevocable Credit Card Payment Transaction is reimbursement of credit card payment.

IDCP Irrevocable Debit Card Payment Transaction is reimbursement of debit card payment.

INTC IntraCompanyPayment Transaction is an intra-company payment, ie, a payment between two companies belonging to the same group.

INTE Interest Transaction is the payment of interest.

LOAN Loan Transaction is related to the transfer of a loan to a borrower.

OTHR OtherPayment Other payment purpose.

PENS PensionPayment Transaction is the payment of pension.

SALA SalaryPayment Transaction is the payment of salaries.

SECU Securities Transaction is the payment of securities.

SSBE SocialSecurityBenefit Transaction is a social security benefit, ie payment made by a government to support individuals.

SUPP SupplierPayment Transaction is related to a payment to a supplier.

TAXS TaxPayment Transaction is the payment of taxes.

TRAD Trade Transaction is related to the payment of a trade finance transaction.

TREA TreasuryPayment Transaction is related to treasury operations. E.g. financial contract settlement.

VATX ValueAddedTaxPayment Transaction is the payment of value added tax.

WHLD WithHolding Transaction is the payment of withholding tax.

ExternalClearingSystemIdentification1Code SimpleType

Name External Clearing System Identification 1Code

Type xs:string

Length 1 .. 5


ATBLZ Austrian Bankleitzahl Bank Branch code used in Austria Country: Austria Bank Identifier [CharacterType]{Length}: [0-9]{5,5} Example:

AUBSB Australian Bank State Branch Code (BSB) Bank Branch code used in Australia Country: Australia Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

CACPA Canadian Payments Association Payment Routing Number Bank Branch code used in Canada Country: Canada Bank Identifier [CharacterType]{Length}: [0-9]{9,9} Example:

CHBCC Swiss Clearing Code (BC Code) Bank Clearing number used in Switzerland Country: Switzerland

pain.008.001.02 - SIC



Bank Identifier [CharacterType]{Length}: [0-9]{3,5} Example:

CHSIC Swiss Clearing Code (SIC Code) Bank Branch code used in clearing with Swiss Francs Country: Switzerland Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

CNAPS CNAPS Identifier Bank Branch code used in China Country: China Bank Identifier [CharacterType]{Length}: [0-9]{12,12} Example:

DEBLZ German Bankleitzahl Bank Branch code used in Germany Country: Germany Bank Identifier [CharacterType]{Length}: [0-9]{8,8} Example:

ESNCC Spanish Domestic Interbanking Code Bank Branch code used in Spain Country: Spain Bank Identifier [CharacterType]{Length}: [0-9]{8,9} Example:

GBDSC UK Domestic Sort Code Bank Branch code used in the UK Country: UK Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

GRBIC Helenic Bank Identification Code Bank Branch code used in Greece Country: Greece Bank Identifier [CharacterType]{Length}: [0-9]{7,7} Example:

HKNCC Hong Kong Bank Code Bank Branch code used in Hong Kong Country: Hong Kong Bank Identifier [CharacterType]{Length}: [0-9]{3,3} Example:

IENCC Irish National Clearing Code Bank Branch code used in Ireland Country: Ireland Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

INFSC Indian Financial System Code Bank Branch code used in India Country: India Bank Identifier [CharacterType]{Length}: [a-zA-Z0-9]{11,11} Example:

ITNCC Italian Domestic Identification Code Bank Branch code used in Italy Country: Italy Bank Identifier [CharacterType]{Length}: [0-9]{10,10} Example:

JPZGN Japan Zengin Clearing Code Bank Branch code used in Japan Country: Japan Bank Identifier [CharacterType]{Length}: [0-9]{7,7} Example:

NZNCC New Zealand National Clearing Code Bank Branch code used in New Zealand Country: New Zealand Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

PLKNR Polish National Clearing Code

pain.008.001.02 - SIC



Bank Branch code used in Poland Country: Poland Bank Identifier [CharacterType]{Length}: [0-9]{8,8} Example:

PTNCC Portuguese National Clearing Code Bank Branch code used in Portugal Country: Portugal Bank Identifier [CharacterType]{Length}: [0-9]{8,8} Example:

RUCBC Russian Central Bank Identification Code Bank Branch code used in Russia Country: Russia Bank Identifier [CharacterType]{Length}: [0-9]{9,9} Example:

SESBA Sweden Bankgiro Clearing Code Bank Branch code used in Sweden Country: Sweden Bank Identifier [CharacterType]{Length}: [0-9]{4,4} Example:

SGIBG IBG Sort Code Bank Branch code used in Singapore Country: Singapore Bank Identifier [CharacterType]{Length}: [0-9]{7,7} or [0-9]{3,4} Example:

THCBC Thai Central Bank Identification Code Bank Identification code used in Thailand Country: Thailand Bank Identifier [CharacterType]{Length}: [0-9]{3,3} Example:

TWNCC Financial Institution Code Bank Branch code used in Taiwan Country: Taiwan Bank Identifier [CharacterType]{Length}: [0-9]{7,7} Example:

USABA United States Routing Number (Fedwire, NACHA) Routing Transit number assigned by the ABA for US financial institutons Country: US Bank Identifier [CharacterType]{Length}: [0-9]{9,9} Example:

USPID CHIPS Participant Identifier Bank identifier used by CHIPs in the US Country: US Bank Identifier [CharacterType]{Length}: [0-9]{4,4} Example:

ZANCC South African National Clearing Code Bank Branch code used in South Africa Country: South Africa Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example:

ExternalFinancialInstitutionIdentification1Code SimpleType

Name External Financial Institution Identification 1Code

Type xs:string

Length 1 .. 4

ExternalLocalInstrument1Code SimpleType

Name External Local Instrument 1Code

Type xs:string

Length 1 .. 35

pain.008.001.02 - SIC



04 Pre authorised Direct Debit Transaction is related to a direct debit that is pre authorised (Abbuchungsauftrag). Region: EMEA ISO Country Code: DE ISO Currency Code: EUR Payment System: Domestic DE cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

05 Non-pre authorised Direct Debit Transaction is related to a direct debit that is not pre authorised (Einzugsermächtigung). Region: EMEA ISO Country Code: DE ISO Currency Code: EUR Payment System: Domestic DE cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

08 Pre-authorised Direct Debit Ordinaire (Normal clearing / 4 Day) Transaction is related to a direct debit that is pre authorised (Avis de Prélèvement). Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

19 Business-to-customer Direct Debit Transaction is related to a business-to-customer direct debit (CSB19). Region: EMEA ISO Country Code: ES ISO Currency Code: EUR Payment System: Domestic ES cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

58 Business-to-business Direct Debit Transaction is related to a business-to-business direct debit (CSB58). Region: EMEA ISO Country Code: ES ISO Currency Code: EUR Payment System: Domestic ES cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

60 Recovered Bill of Exchange or Promissory Note LCR - Lettre de Change Relevé (Recovered Bill of Exchange) and BOR - Billet à Orde Relevé (Promissory Note) Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: Other Corp2Bk, Bk2Bk, or Both: Both

82 Non-pre authorised Direct Debit Transaction is related to a direct debit that is not pre authorised (Einzugsermächtigung). Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: Domestic AT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

83 Pre authorised Direct Debit Transaction is related to a direct debit that is pre authorised (Abbuchungsauftrag). Region: EMEA ISO Country Code: AT

pain.008.001.02 - SIC



ISO Currency Code: EUR Payment System: Domestic AT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

85 Pre-authorised Direct Debit Accéléré (Accelerated clearing / 2 Day)Ordinaire (Normal clearing / 4 Day) Transaction is related to an urgent direct debit that is pre authorised (Avis de Prélèvement accéléré). Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

89 Pre-authorised Direct Debit Vérifié (Verified clearing) Transaction is related to an urgent direct debit that is pre authorised (Avis de Prélèvement vérifié). Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

0000 Business Payment Transaction is related to business payment Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS (Equens Clearing & Settlement System) cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0001 Converted (Bank) Payment Transaction is related to converted (bank) payment. Conversion of physical instrument to electonric form for transmission to the paying bank and where the original paper document does not continue in the clearing process.The instrument rules change upon conversion. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0002 Standing Order Transaction is related to standing order. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0090 Mass Payment Beneficiary Transaction is related to mass payment beneficiary. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0091 Mass Payment Ours Transaction is related to mass payment ours. Region: EMEA

pain.008.001.02 - SIC



ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0092 Mass Payment Shared Transaction is related to mass payment shared. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

0220 Standing Authorisation General Transaction is related to standing authorisation general. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0221 One-off Authorisation Transaction is related to one-off authorisation. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0222 Standing Authorisation Companies Transaction is related to standing authorisation companies. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0223 Standing Authorisation Lotteries Transaction is related to standing authorisation lotteries. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0224 One-off Authorisation Charities Transaction is related to one-off authorisation charities. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0225 One-off Authorisation Tuition Fees Transaction is related to one-off authorisation tuition fees. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

pain.008.001.02 - SIC



0226 One-off Authorisation Construction Industry Transaction is related to one-off authorisation construction industry. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

0227 Standing Authorisation Companies Without Debtor Revocation Right Transaction is related to standing authorisation companies without debtor revocation right. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

ACCEPT Payment via Acceptgiro owned by Currence Transaction is related to payments via Acceptgiro owned by Currence. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

ARC Accounts Receivable Check Transaction is related to accounts receivable check. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

B2B SEPA Business to Business Direct Debit Transaction is related to SEPA business to business direct debit. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

B2BAMIPM SEPA B2B Direct Debit AMI SEPA B2B Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

BTR Bank Transfer Transaction is related to a bank transfer. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

CARD Card Clearing Transaction is related to card clearing. Region: EMEA ISO Country Code: DE ISO Currency Code: EUR Payment System: All

pain.008.001.02 - SIC



cDD/CT/ Both/ Other: Both Corp2Bk, Bk2Bk, or Both:

CCD Cash Concentration or Disbursement Corporate counterparty. Transaction is related to cash concentration or disbursement corporate counterparty. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both plus prenote. Corp2Bk, Bk2Bk, or Both: Both

CCI Cash Concentration Intragroup Transaction is related to an intra-group bank initiated cash management payment Region: GLOBAL ISO Country Code: GLOBAL ISO Currency Code: All Payment System: All cDD/CT/ Both/ Other: DD, CT and CPAR Corp2Bk, Bk2Bk, or Both:

CHN Truncated Checks Transaction is related to truncated checks. Conversion of physical instrument to electonric form for transmission to the paying bank and where the original paper document does not continue in the clearing process..The original instrument rules are retained throughout the life of the instrument. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

CIE Customer Initiated Entry A credit entry initiated by or on behalf of the holder of a consumer account Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: Both

CKS Check Same Day Settlement Wire Transaction is related to check same day settlement wire. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

COR1 SEPA Direct Debit - 1 Day Settlement Optional shorter time cycle (D-1) for SEPA Core Direct Debit Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

CORAMIPM SEPA Core Direct Debit AMI SEPA Core Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

CORE SEPA Direct Debit - Core

pain.008.001.02 - SIC



Transaction is related to SEPA direct debit -core. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

CPP Cash Per Post Transaction is related to cash per post. Transaction to ultimate recipient having no bank account. Primary beneficiary is a postal service provider. Funds are paid out by cash. Additional necessary information for address and delivery options need to be attached. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

CR1AMIPM SEPA Core D-1 Direct Debit AMI Optional shorter time cycle (D-1) for SEPA Core Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

CTP Customer Transfer Plus Transaction is related to a customer transfer, which may include information related to a cover payment or extended remittance information. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

CTR Customer Transfer Transaction is related to customer transfer. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

CTX Corporate Trade Exchange Transaction is related to corporate trade exchange. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both plus prenote. Corp2Bk, Bk2Bk, or Both: Both

DDFA DirectDebitFixedAmount SEPA Fixed Amount Direct Debit Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: B2B

DDNR CoreNoRefund SEPA Core Direct Debit with ‘no refund’ option

pain.008.001.02 - SIC



Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: B2B

DDT Direct Debits Transaction is related to direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

DEP Deposit to Sender’s Account Transaction is related to deposit to sender's account. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

DRB Bank-to-Bank Drawdown Request or Response (Non-value) Transaction is related to bank-to-bank drawdown request or response (non-value) Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: Request for credit Corp2Bk, Bk2Bk, or Both: B2B

DRC Customer or Corporate Drawdown Request or Response (Non-value) Transaction is related to customer or corporate drawdown request or response (non- value). Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: Request for credit Corp2Bk, Bk2Bk, or Both: B2B

DRW Drawdown Response (Value) to Honor a Drawdown Request Transaction is related to drawdown response (value) to honor a drawdown request. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both: B2B

FADAMIPM SEPA FA Direct Debit AMI SEPA Fixed Amount Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

FFR Fed Funds Returned Transaction is related to Fed funds returned. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

pain.008.001.02 - SIC



FFS Fed Funds Sold Transaction is related to Fed funds sold. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

GST Truncated Credit Transfers Transaction is related to truncated credit transfers. Conversion of physical instrument to electonric form for transmission to the paying bank and where the original paper document does not continue in the clearing process..The original instrument rules are retained throughout the life of the instrument. Transaction triggered by specific marked and populated paper slip. Reconciliation reference is secured by check digits supporting secure optical recognition. All other remittance information is truncated prior transmission. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

IAT International ACH Transaction is related to international ACH. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both Corp2Bk, Bk2Bk, or Both: Both

IDEAL Payments via Internet owned by Currence Transaction is related to payments via internet owned by Currence. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: Both Corp2Bk, Bk2Bk, or Both:

IN Cross Border Customer Credit Transfer Transaction is related to cross border customer credit transfer. Region: EMEA ISO Country Code: SE ISO Currency Code: All Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

NLDO Dutch Domestic Bulk Payment Transaction is related to a Domestic payment initiated by PAIN.001 Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

NLGOV Direct debit initiated by the government with special conditions Transaction is related to direct debit scheme owned by the NVB Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: DD

pain.008.001.02 - SIC



Corp2Bk, Bk2Bk, or Both: NLUP Dutch Urgent Payment

Transaction is related to a Domestic payment initiated by PAIN.001 Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

ONCL Overnight Transaction is related to overnight clearing. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: Corporate banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

POP Point-Of-Purchase Transaction is related to point-of-purchase. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

POS Point-Of-Sale Transaction is related to point-of-sale. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

PPD Prearranged Payment or Deposit. Consumer counterparty. Transaction is related to prearranged payment or deposit consumer counterparty. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both plus prenote. Corp2Bk, Bk2Bk, or Both: Both

RCK Re-presented Check Entry Transaction is related to re-presented check entry. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: Both

RDD Returned Direct Debits Transaction is related to returned direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both:

RIBA Non-pre authorised direct debit Transaction is related to a non-pre authorised collection (RIBA). Region: EMEA ISO Country Code: IT ISO Currency Code: EUR Payment System: Domestic IT

pain.008.001.02 - SIC



cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

RIDO Pre authorised revocable Direct Debit Transaction is related to a direct debit that is pre authorised and revocable (RID Ordinario). Region: EMEA ISO Country Code: IT ISO Currency Code: EUR Payment System: Domestic IT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

RIDV Pre authorised revocable urgent Direct Debit Transaction is related to an urgent direct debit that is pre authorised and revocable (RID Veloce). Region: EMEA ISO Country Code: IT ISO Currency Code: EUR Payment System: Domestic IT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

RTR Returned Credit Transfers Transaction is related to returned credit transfers. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

SCN Revoked Truncated Checks Transaction is related to revoked truncated checks. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

SDCL Same Day Transaction is related to same day clearing. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: Corporate banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B

SDD Revoked Direct Debits Transaction is related to revoked direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

SDN Payments via Standaard Digitale Nota Transaction is related to payments via a ‘Standaard Digitale Nota’ InvoiceAcceptgiro payment. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

SGT Revoked Truncated Credit Transfers Transaction is related to revoked truncated credit transfers.

pain.008.001.02 - SIC



Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

SRD Revoked Returned Direct Debits Transaction is related to revoked returned direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

SRT Revoked Returned Credit Transfers Transaction is related to revoked returned credit transfers Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

STR Revoked Credit Transfers Transaction is related to revoked credit transfers Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both:

SVC Non-Value Service Message Transaction is related to non-value service message. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: Non-value Service Message Corp2Bk, Bk2Bk, or Both: B2B

TEL Telephone Initiated Entry Transaction is related to telephone initiated entry. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

TRF Credit Transfers Transaction is related to credit transfers Region: EMEA ISO Country Code: AT ISO Currency Code: All Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both:

WEB Internet Initiated Entry Transaction is related to internet initiated entry. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both

pain.008.001.02 - SIC


ExternalOrganisationIdentification1Code SimpleType

Name External Organisation Identification 1Code

Type xs:string

Length 1 .. 4


BANK BankPartyIdentification Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client.

CBID Central Bank Identification Number A unique identification number assigned by a central bank to identify an organisation.

CHID Clearing Identification Number A unique identification number assigned by a clearing house to identify an organisation

COID CountryIdentificationCode Country authority given organisation identification (e.g., corporate registration number)

CUST CustomerNumber Number assigned by an issuer to identify a customer. Number assigned by a party to identify a creditor or debtor relationship.

DUNS Data Universal Numbering System A unique identification number provided by Dun & Bradstreet to identify an organisation.

EMPL EmployerIdentificationNumber Number assigned by a registration authority to an employer.

GS1G GS1GLNIdentifier Global Location Number. A non-significant reference number used to identify legal entities, functional entities, or physical entities according to GS1 numbering scheme rules.The number is used to retrieve detailed information that is linked to it.

SREN SIREN The SIREN number is a 9 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation in France.

SRET SIRET The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity

TXID TaxIdentificationNumber Number assigned by a tax authority to identify an organisation.

ExternalPersonIdentification1Code SimpleType

Name External Person Identification 1Code

Type xs:string

Length 1 .. 4


ARNU AlienRegistrationNumber Number assigned by a social security agency to identify a non-resident person.

CCPT PassportNumber Number assigned by an authority to identify the passport number of a person.

CUST CustomerIdentificationNumber Number assigned by an issuer to identify a customer.

DRLC DriversLicenseNumber Number assigned by an authority to identify a driver's license.

EMPL EmployeeIdentificationNumber Number assigned by a registration authority to an employee.

NIDN NationalIdentityNumber Number assigned by an authority to identify the national identity number of a person.

SOSE SocialSecurityNumber Number assigned by an authority to identify the social security number of a person.

TXID TaxIdentificationNumber Number assigned by a tax authority to identify a person.

pain.008.001.02 - SIC


ExternalPurpose1Code SimpleType

Name External Purpose 1Code

Type xs:string

Length 1 .. 4


ACCT AccountManagement Transaction moves funds between 2 accounts of same account holder at the same bank.

ADMG AdministrativeManagement Transaction is related to a payment associated with administrative management.

ADVA AdvancePayment Transaction is an advance payment.

AEMP ActiveEmploymentPolicy Payment concerning active employment policy.

AGRT AgriculturalTransfer Transaction is related to the agricultural domain.

AIRB Air Transaction is a payment for air transport related business.

ALLW Allowance Transaction is the payment of allowances.

ALMY AlimonyPayment Transaction is the payment of alimony.

ANNI Annuity Transaction settles annuity related to credit, insurance, investments, other.n

ANTS AnesthesiaServices Transaction is a payment for anesthesia services.

AREN Accounts Receivables Entry Transaction is related to a payment associated with an Account Receivable Entry

BBSC Baby Bonus Scheme Transaction is related to a payment made as incentive to encourage parents to have more children

BECH ChildBenefit Transaction is related to a payment made to assist parent/guardian to maintain child.

BENE UnemploymentDisabilityBenefit Transaction is related to a payment to a person who is unemployed/disabled.

BEXP BusinessExpenses Transaction is related to a payment of business expenses.

BLDM BuildingMaintenance Transaction is related to a payment associated with building maintenance.

BOCE Back Office Conversion Entry Transaction is related to a payment associated with a Back Office Conversion Entry

BONU BonusPayment. Transaction is related to payment of a bonus.

BUSB Bus Transaction is a payment for bus transport related business.

CAFI Custodian Management fee In-house Transaction is the payment of custodian account management fee where custodian bank and current account servicing bank coincide

CASH CashManagementTransfer Transaction is a general cash management instruction.

CBFF CapitalBuilding Transaction is related to capital building fringe fortune, ie capital building in general

CBFR CapitalBuildingRetirement Transaction is related to capital building fringe fortune for retirement

CBLK Card Bulk Clearing A Service that is settling money for a bulk of card transactions, while referring to a specific transaction file or other information like terminal ID, card acceptor ID or other transaction details.

CBTV CableTVBill Transaction is related to a payment of cable TV bill.

CCRD CreditCardPayment Transaction is related to a payment of credit card account.

pain.008.001.02 - SIC



CDBL CreditCardBill Transaction is related to a payment of credit card bill.

CDCB CardPayment with CashBack Purchase of Goods and Services with additional Cash disbursement at the POI (Cashback)

CDCD CashDisbursement ATM Cash Withdrawal in an unattended or Cash Advance in an attended environment (POI or bank counter)

CDCS Cash Disbursement with Surcharging ATM Cash Withdrawal in an unattended or Cash Advance in an attended environment (POI or bank counter) with surcharging.

CDDP Card Deferred Payment A combined service which enables the card acceptor to perform an authorisation for a temporary amount and a completion for the final amount within a limited time frame. Deferred Payment is only available in the unattended environment. Examples where this service is widely used are unattended petrol pumps and phone booths

CDOC OriginalCredit A service which allows the card acceptor to effect a credit to a cardholder' account. Unlike a Merchant Refund, an Original Credit is not preceded by a card payment. This service is used for example for crediting winnings from gaming.

CDQC QuasiCash Purchase of Goods which are equivalent to cash like coupons in casinos.

CFDI Capital falling due In-house Transaction is the payment of capital falling due where custodian bank and current account servicing bank coincide

CFEE CancellationFee Transaction is related to a payment of cancellation fee.

CGDD CardGeneratedDirectDebit Transaction is related to a direct debit where the mandate was generated by using data from a payment card at the point of sale.

CHAR CharityPayment Transaction is a payment for charity reasons.

CLPR CarLoanPrincipalRepayment Transaction is a payment of car loan principal payment.

CMDT CommodityTransfer Transaction is payment of commodities.

COLL CollectionPayment Transaction is a collection of funds initiated via a credit transfer or direct debit.

COMC CommercialPayment Transaction is related to a payment of commercial credit or debit. (formerly CommercialCredit)

COMM Commission Transaction is payment of commission.

COMT ConsumerThirdPartyConsolidatedPayment Transaction is a payment used by a third party who can collect funds to pay on behalf of consumers, ie credit counseling or bill payment companies.

COST Costs Transaction is related to payment of costs.

CPKC Carpark Charges Transaction is related to carpark charges.

CPYR Copyright Transaction is payment of copyright.

CSDB CashDisbursement Transaction is related to cash disbursement.

CSLP CompanySocialLoanPaymentToBank Transaction is a payment by a company to a bank for financing social loans to employees.

CVCF ConvalescentCareFacility Transaction is a payment for convalescence care facility services.

DBTC DebitCollectionPayment Collection of funds initiated via a debit transfer.

pain.008.001.02 - SIC



DCRD Debit Card Payment Transaction is related to a debit card payment.

DEPT Deposit Transaction is releted to a payment of deposit.

DERI Derivatives Transaction is related to a derivatives transaction

DIVD Dividend Transaction is payment of dividends.

DMEQ DurableMedicaleEquipment Transaction is a payment is for use of durable medical equipment.

DNTS DentalServices Transaction is a payment for dental services.

EDUC Education Transaction is related to a payment of study/tuition fees.

ELEC ElectricityBill Transaction is related to a payment of electricity bill.

ENRG Energies Transaction is related to a utility operation.

ESTX EstateTax Transaction is related to a payment of estate tax.

ETUP E-Purse Top Up Transaction is related to a Service that is first reserving money from a card account and then is loading an e-purse application by this amount.

FAND FinancialAidInCaseOfNaturalDisaster Financial aid by State authorities for abolition of consequences of natural disasters.

FCOL Fee Collection A Service that is settling card transaction related fees between two parties.

FCPM Late Payment of Fees & Charges Transaction is the payment for late fees & charges. E.g Credit card charges

FERB Ferry Transaction is a payment for ferry related business.

FREX ForeignExchange Transaction is related to a foreign exchange operation.

FWLV Foreign Worker Levy Transaction is related to a payment of Foreign Worker Levy

GASB GasBill Transaction is related to a payment of gas bill.

GDDS PurchaseSaleOfGoods Transaction is related to purchase and sale of goods.

GDSV PurchaseSaleOfGoodsAndServices Transaction is related to purchase and sale of goods and services.

GFRP GuaranteeFundRightsPayment Compensation to unemployed persons during insolvency procedures.

GOVI GovernmentInsurance Transaction is related to a payment of government insurance.

GOVT GovernmentPayment Transaction is a payment to or from a government department.

GSCB PurchaseSaleOfGoodsAndServicesWithCashBack Transaction is related to purchase and sale of goods and services with cash back.

GSTX Goods & Services Tax Transaction is the payment of Goods & Services Tax

GVEA Austrian Government Employees Category A Transaction is payment to category A Austrian government employees.

GVEB Austrian Government Employees Category B Transaction is payment to category B Austrian government employees.

GVEC Austrian Government Employees Category C Transaction is payment to category C Austrian government employees.

GVED Austrian Government Employees Category D Transaction is payment to category D Austrian government employees.

GWLT GovermentWarLegislationTransfer Payment to victims of war violence and to disabled soldiers.

HEDG Hedging

pain.008.001.02 - SIC



Transaction is related to a hedging operation. HLRP HousingLoanRepayment

Transaction is related to a payment of housing loan. HLTC HomeHealthCare

Transaction is a payment for home health care services. HLTI HealthInsurance

Transaction is a payment of health insurance. HSPC HospitalCare

Transaction is a payment for hospital care services. HSTX HousingTax

Transaction is related to a payment of housing tax. ICCP IrrevocableCreditCardPayment

Transaction is reimbursement of credit card payment. ICRF IntermediateCareFacility

Transaction is a payment for intermediate care facility services. IDCP IrrevocableDebitCardPayment

Transaction is reimbursement of debit card payment. IHRP InstalmentHirePurchaseAgreement

Transaction is payment for an installment/hire-purchase agreement. INPC InsurancePremiumCar

Transaction is a payment of car insurance premium. INSM Installment

Transaction is related to a payment of an installment. INSU InsurancePremium

Transaction is payment of an insurance premium. INTC IntraCompanyPayment

Transaction is an intra-company payment, ie, a payment between two companies belonging to the same group.

INTE Interest Transaction is payment of interest.

INTX IncomeTax Transaction is related to a payment of income tax.

INVS Investment & Securities Transaction is for the payment of mutual funds, investment products and shares

IVPT Invoice Payment Transaction is the payment for invoices.

LBRI LaborInsurance Transaction is a payment of labor insurance.

LICF LicenseFee Transaction is payment of a license fee.

LIFI LifeInsurance Transaction is a payment of life insurance.

LIMA LiquidityManagement Bank initiated account transfer to support zero target balance management, pooling or sweeping.

LOAN Loan Transaction is related to transfer of loan to borrower.

LOAR LoanRepayment Transaction is related to repayment of loan to lender.

LTCF LongTermCareFacility Transaction is a payment for long-term care facility services.

MDCS MedicalServices Transaction is a payment for medical care services.

MSVC MultipleServiceTypes Transaction is related to a payment for multiple service types.

MTUP Mobile Top Up A Service that is first reserving money from a card account and then is loading a prepaid mobile phone amount by this amount.

NETT Netting Transaction is related to a netting operation.

NITX NetIncomeTax Transaction is related to a payment of net income tax.

pain.008.001.02 - SIC



NOWS NotOtherwiseSpecified Transaction is related to a payment for type of services not specified elsewhere.

NWCH NetworkCharge Transaction is related to a payment of network charges.

NWCM NetworkCommunication Transaction is related to a payment of network communication.

OFEE OpeningFee Transaction is related to a payment of opening fee.

OTHR Other Other payment purpose.

OTLC OtherTelecomRelatedBill Transaction is related to a payment of other telecom related bill.

PADD Preauthorized debit Transaction is related to a pre-authorized debit origination

PAYR Payroll Transaction is related to the payment of payroll.

PENO PaymentBasedOnEnforcementOrder Payment based on enforcement orders except those arising from judicial alimony decrees.

PENS PensionPayment Transaction is the payment of pension.

PHON TelephoneBill Transaction is related to a payment of telephone bill.

POPE Point of Purchase Entry Transaction is related to a payment associated with a Point of Purchase Entry.

PPTI PropertyInsurance Transaction is a payment of property insurance.

PRCP PricePayment Transaction is related to a payment of a price.

PRME PreciousMetal Transaction is related to a precious metal operation.

PTSP PaymentTerms Transaction is related to payment terms specifications

PTXP Property Tax Transaction is related to a payment of property tax.

RCKE Re-presented Check Entry Transaction is related to a payment associated with a re-presented check entry

RCPT ReceiptPayment Transaction is related to a payment of receipt.

RDTX Road Tax Transaction is related to a payment of road tax.

REBT Rebate Transaction is the payment of a rebate.

REFU Refund Transaction is the payment of a refund.

RENT Rent Transaction is the payment of rent.

RHBS RehabilitationSupport Benefit for the duration of occupational rehabilitation.

RIMB Reimbursement of a previous erroneous transaction Transaction is related to a reimbursement of a previous erroneous transaction.

RINP RecurringInstallmentPayment Transaction is related to a payment of a recurring installment made at regular intervals.

RLWY Railway Transaction is a payment for railway transport related business.

ROYA Royalties Transaction is the payment of royalties.

SALA SalaryPayment Transaction is the payment of salaries.

SAVG Savings Transfer to savings/retirement account.

pain.008.001.02 - SIC



SCVE PurchaseSaleOfServices Transaction is related to purchase and sale of services.

SECU Securities Transaction is the payment of securities.

SEPI Securities Purchase In-house Transaction is the payment of a purchase of securities where custodian bank and current account servicing bank coincide

SSBE SocialSecurityBenefit Transaction is a social security benefit, ie payment made by a government to support individuals.

STDY Study Transaction is related to a payment of study/tuition costs.

SUBS Subscription Transaction is related to a payment of information or entertainment services either in printed or electronic form.

SUPP SupplierPayment Transaction is related to a payment to a supplier.

TAXR TaxRefund Transaction is the refund of a tax payment or obligation.

TAXS TaxPayment Transaction is the payment of taxes.

TBIL Telecommunications Bill Transaction is related to a payment of telecommunications related bill.

TCSC Town Council Service Charges Transaction is related to a payment associated with charges levied by a town council.

TELI Telephone-Initiated Transaction Transaction is related to a payment initiated via telephone.

TRAD TradeServices Transaction is related to a trade services operation.

TREA TreasuryPayment Transaction is related to treasury operations.

TRFD TrustFund Transaction is related to a payment of a trust fund.

TRPT RoadPricing Transaction is for the payment to top-up pre-paid card and electronic road pricing for the purpose of transportation

UBIL Utilities Transaction is for the payment to common utility provider that provide gas, water and/ or electricity.

VATX ValueAddedTaxPayment Transaction is the payment of value added tax.

VIEW VisionCare Transaction is a payment for vision care services.

WEBI Internet-Initiated Transaction Transaction is related to a payment initiated via internet.

WHLD WithHolding Transaction is related to a payment of withholding tax.

WTER WaterBill Transaction is related to a payment of water bill.

ExternalServiceLevel1Code SimpleType

Name External Service Level 1Code

Type xs:string

Length 1 .. 4


BKTR Book Transaction Payment through internal book transfer.

NUGP Non-urgent Priority Payment Payment must be executed as a non-urgent transaction with priority settlement.

NURG Non-urgent Payment

pain.008.001.02 - SIC



Payment must be executed as a non-urgent transaction, which is typically identified as an ACH or low value transaction.

PRPT EBAPriorityService Transaction must be processed according to the EBA Priority Service.

SDVA SameDayValue Payment must be executed with same day value to the creditor.

SEPA SingleEuroPaymentsArea Payment must be executed following the Single Euro Payments Area scheme.

URGP Urgent Payment Payment must be executed as an urgent transaction cleared through a real-time gross settlement system, which is typically identified as a wire or high value transaction.

URNS Urgent Payment Net Settlement Payment must be executed as an urgent transaction cleared through a real-time net settlement system, which is typically identified as a wire or high value transaction.

Frequency1Code SimpleType

Name Frequency 1Code

Type xs:string


ADHO Adhoc Event takes place on request or as necessary.

DAIL Daily Event takes place every day.

INDA IntraDay Event takes place several times a day.

MIAN SemiAnnual Event takes place every six months or two times a year.

MNTH Monthly Event takes place every month or once a month.

QURT Quarterly Event takes place every three months or four times a year.

WEEK Weekly Event takes place once a week.

YEAR Annual Event takes place every year or once a year.

IBAN2007Identifier SimpleType

Name IBAN2007Identifier

Type xs:string

Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}

ISODate SimpleType

Name ISODate

Type xs:date

ISODateTime SimpleType

Name ISODate Time

Type xs:dateTime

Max1025Text SimpleType

Name Max 1025Text Type xs:string

Pattern ([a-zA-Z0-9\.,;:'\+\-/?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ

Length 1 .. 1025


pain.008.001.02 - SIC




Length 1 .. 10




Length 1 .. 128




Length 1 .. 140

Max15NumericText SimpleType

Name Max 15Numeric Text Type xs:string

Pattern [0-9]{1,15}



Length 1 .. 16




Length 1 .. 2048




Length 1 .. 34




Length 1 .. 35

Max4Text SimpleType



Length 1 .. 4



pain.008.001.02 - SIC



Length 1 .. 70

NamePrefix1Code SimpleType

Name Name Prefix 1Code

Type xs:string


DOCT Doctor Title of the person is Doctor or Dr.

MADM Madam Title of the person is Madam.

MISS Miss Title of the person is Miss.

MIST Mister Title of the person is Mister or Mr.

Number SimpleType

Name Number


PaymentMethod2Code SimpleType

Name Payment Method 2Code

Type xs:string


DD DirectDebit Collection of an amount of money from the debtor's bank account by the creditor. The amount of money and dates of collections may vary.

PercentageRate SimpleType

Name Percentage Rate


PhoneNumber SimpleType

Name Phone Number

Type xs:string

Pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}

Priority2Code SimpleType

Name Priority 2Code

Type xs:string


HIGH High Priority level is high.

NORM Normal Priority level is normal.

RegulatoryReportingType1Code SimpleType

Name Regulatory Reporting Type 1Code

Type xs:string


BOTH Both Regulatory information applies to both credit and debit sides.

pain.008.001.02 - SIC



CRED Credit Regulatory information applies to the credit side.

DEBT Debit Regulatory information applies to the debit side.

RemittanceLocationMethod2Code SimpleType

Name Remittance Location Method 2Code

Type xs:string


EDIC ElectronicDataInterchange Remittance advice information must be sent through Electronic Data Interchange (EDI).

EMAL EMail Remittance advice information must be sent through e-mail.

FAXI Fax Remittance advice information must be faxed.

POST Post Remittance advice information must be sent through postal services.

SMSM SMS Remittance advice information must be sent through by phone as a short message service (SMS).

URID UniformResourceIdentifier Remittance advice information needs to be sent to a Uniform Resource Identifier (URI). URI is a compact string of characters that uniquely identify an abstract or physical resource. URI's are the super-set of identifiers, such as URLs, email addresses, ftp sites, etc, and as such, provide the syntax for all of the identification schemes.

SequenceType1Code SimpleType

Name Sequence Type 1Code

Type xs:string


FNAL Final Final collection of a series of direct debit instructions.

FRST First First collection of a series of direct debit instructions.

OOFF OneOff Direct debit instruction where the debtor's authorisation is used to initiate one single direct debit transaction.

RCUR Recurring Direct debit instruction where the debtor's authorisation is used for regular direct debit transactions initiated by the creditor.

TaxRecordPeriod1Code SimpleType

Name Tax Record Period 1Code

Type xs:string


HLF1 FirstHalf Tax is related to the first half of the period.

HLF2 SecondHalf Tax is related to the second half of the period.

MM01 FirstMonth Tax is related to the second month of the period.

MM02 SecondMonth Tax is related to the first month of the period.

MM03 ThirdMonth Tax is related to the third month of the period.

pain.008.001.02 - SIC



MM04 FourthMonth Tax is related to the fourth month of the period.

MM05 FifthMonth Tax is related to the fifth month of the period.

MM06 SixthMonth Tax is related to the sixth month of the period.

MM07 SeventhMonth Tax is related to the seventh month of the period.

MM08 EigthMonth Tax is related to the eigth month of the period.

MM09 NinthMonth Tax is related to the ninth month of the period.

MM10 TenthMonth Tax is related to the tenth month of the period.

MM11 EleventhMonth Tax is related to the eleventh month of the period.

MM12 TwelvethMonth Tax is related to the twelveth month of the period.

QTR1 FirstQuarter Tax is related to the first quarter of the period.

QTR2 SecondQuarter Tax is related to the second quarter of the period.

QTR3 ThirdQuarter Tax is related to the third quarter of the period.

QTR4 FourthQuarter Tax is related to the forth quarter of the period.

TrueFalseIndicator SimpleType

Name True False Indicator

Type xs:boolean

AccountIdentification4Choice ComplexType

AccountIdentification4Choice

1..1 1..1

IBAN1..1

Othr1..1

Name Account Identification 4Choice

Elemente Status Description/Data type Fixed/Default

IBAN M IBAN2007Identifier

Othr M GenericAccountIdentification1

AccountSchemeName1Choice ComplexType

AccountSchemeName1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Account Scheme Name 1Choice


Cd M ExternalAccountIdentification1Code

Prtry M Max35Text

AmendmentInformationDetails6 ComplexType

pain.008.001.02 - SIC


AmendmentInformationDetails6

1..1

OrgnlMndtId0..1

OrgnlCdtrSchmeId0..1

OrgnlCdtrAgt0..1

OrgnlCdtrAgtAcct0..1

OrgnlDbtr0..1

OrgnlDbtrAcct0..1

OrgnlDbtrAgt0..1

OrgnlDbtrAgtAcct0..1

OrgnlFnlColltnDt0..1

OrgnlFrqcy0..1

Name Amendment Information Details 6


OrgnlMndtId O Max35Text

OrgnlCdtrSchmeId O PartyIdentification32

OrgnlCdtrAgt O BranchAndFinancialInstitutionIdentification4

OrgnlCdtrAgtAcct O CashAccount16

OrgnlDbtr O PartyIdentification32

OrgnlDbtrAcct O CashAccount16

OrgnlDbtrAgt O BranchAndFinancialInstitutionIdentification4

OrgnlDbtrAgtAcct O CashAccount16

OrgnlFnlColltnDt O ISODate

OrgnlFrqcy O Frequency1Code

Authorisation1Choice ComplexType

Authorisation1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Authorisation 1Choice


Cd M Authorisation1Code

Prtry M Max128Text

BranchAndFinancialInstitutionIdentification4 ComplexType

BranchAndFinancialInstitutionIdentification4

1..1

FinInstnId1..1

BrnchId0..1

pain.008.001.02 - SIC


Name Branch And Financial Institution Identification 4


FinInstnId M FinancialInstitutionIdentification7

BrnchId O BranchData2

BranchData2 ComplexType

BranchData2

1..1

Id0..1

Nm0..1

PstlAdr0..1

Name Branch Data 2


Id O Max35Text

Nm O Max140Text

PstlAdr O PostalAddress6

CashAccount16 ComplexType

CashAccount16

1..1

Id1..1

Tp0..1

Ccy0..1

Nm0..1

Name Cash Account 16


Id M AccountIdentification4Choice

Tp O CashAccountType2

Ccy O ActiveOrHistoricCurrencyCode

Nm O Max70Text

CashAccountType2 ComplexType

CashAccountType2

1..1 1..1

Cd1..1

Prtry1..1

Name Cash Account Type 2


Cd M CashAccountType4Code

Prtry M Max35Text

CategoryPurpose1Choice ComplexType

pain.008.001.02 - SIC


CategoryPurpose1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Category Purpose 1Choice


Cd M ExternalCategoryPurpose1Code

Prtry M Max35Text

ClearingSystemIdentification2Choice ComplexType

ClearingSystemIdentification2Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Clearing System Identification 2Choice


Cd M ExternalClearingSystemIdentification1Code

Prtry M Max35Text

ClearingSystemMemberIdentification2 ComplexType

ClearingSystemMemberIdentification2

1..1

ClrSysId0..1

MmbId1..1

Name Clearing System Member Identification 2


ClrSysId O ClearingSystemIdentification2Choice

MmbId M Max35Text

ContactDetails2 ComplexType

ContactDetails2

1..1

NmPrfx0..1

Nm0..1

PhneNb0..1

MobNb0..1

FaxNb0..1

EmailAdr0..1

Othr0..1

Name Contact Details 2

pain.008.001.02 - SIC



NmPrfx O NamePrefix1Code

Nm O Max140Text

PhneNb O PhoneNumber

MobNb O PhoneNumber

FaxNb O PhoneNumber

EmailAdr O Max2048Text

Othr O Max35Text

CreditorReferenceInformation2 ComplexType

CreditorReferenceInformation2

1..1

Tp0..1

Ref0..1

Name Creditor Reference Information 2


Tp O CreditorReferenceType2

Ref O Max35Text

CreditorReferenceType1Choice ComplexType

CreditorReferenceType1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Creditor Reference Type 1Choice


Cd M DocumentType3Code

Prtry M Max35Text

CreditorReferenceType2 ComplexType

CreditorReferenceType2

1..1

CdOrPrtry1..1

Issr0..1

Name Creditor Reference Type 2


CdOrPrtry M CreditorReferenceType1Choice

Issr O Max35Text

DateAndPlaceOfBirth ComplexType

pain.008.001.02 - SIC


DateAndPlaceOfBirth

1..1

BirthDt1..1

PrvcOfBirth0..1

CityOfBirth1..1

CtryOfBirth1..1

Name Date And Place Of Birth


BirthDt M ISODate

PrvcOfBirth O Max35Text

CityOfBirth M Max35Text

CtryOfBirth M CountryCode

DatePeriodDetails ComplexType

DatePeriodDetails

1..1

FrDt1..1

ToDt1..1

Name Date Period Details


FrDt M ISODate

ToDt M ISODate

DirectDebitTransaction6 ComplexType

DirectDebitTransaction6

1..1

MndtRltdInf0..1

CdtrSchmeId0..1

PreNtfctnId0..1

PreNtfctnDt0..1

Name Direct Debit Transaction 6


MndtRltdInf O MandateRelatedInformation6

CdtrSchmeId O PartyIdentification32

PreNtfctnId O Max35Text

PreNtfctnDt O ISODate

DirectDebitTransactionInformation9 ComplexType

pain.008.001.02 - SIC


DirectDebitTransactionInformation9

1..1

PmtId1..1

PmtTpInf0..1

InstdAmt1..1

ChrgBr0..1

DrctDbtTx0..1

UltmtCdtr0..1

DbtrAgt1..1

DbtrAgtAcct0..1

Dbtr1..1

DbtrAcct1..1

UltmtDbtr0..1

InstrForCdtrAgt0..1

Purp0..1

RgltryRptg0..10

Tax0..1

RltdRmtInf0..10

RmtInf0..1

Name Direct Debit Transaction Information 9 Elemente Status Description/Data type Fixed/Default

PmtId M PaymentIdentification1

PmtTpInf O PaymentTypeInformation20

InstdAmt M ActiveOrHistoricCurrencyAndAmount

ChrgBr O ChargeBearerType1Code

DrctDbtTx O DirectDebitTransaction6

UltmtCdtr O PartyIdentification32

DbtrAgt M BranchAndFinancialInstitutionIdentification4

DbtrAgtAcct O CashAccount16

Dbtr M PartyIdentification32

DbtrAcct M CashAccount16

UltmtDbtr O PartyIdentification32

InstrForCdtrAgt O Max140Text

Purp O Purpose2Choice

RgltryRptg O RegulatoryReporting3

Tax O TaxInformation3

pain.008.001.02 - SIC



RltdRmtInf O RemittanceLocation2

RmtInf O RemittanceInformation5

DocumentAdjustment1 ComplexType

DocumentAdjustment1

1..1

Amt1..1

CdtDbtInd0..1

Rsn0..1

AddtlInf0..1

Name Document Adjustment 1


Amt M ActiveOrHistoricCurrencyAndAmount

CdtDbtInd O CreditDebitCode

Rsn O Max4Text

AddtlInf O Max140Text

FinancialIdentificationSchemeName1Choice ComplexType

FinancialIdentificationSchemeName1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Financial Identification Scheme Name 1Choice


Cd M ExternalFinancialInstitutionIdentification1Code

Prtry M Max35Text

FinancialInstitutionIdentification7 ComplexType

FinancialInstitutionIdentification7

1..1

BIC0..1

ClrSysMmbId0..1

Nm0..1

PstlAdr0..1

Othr0..1

Name Financial Institution Identification 7 Elemente Status Description/Data type Fixed/Default

BIC O BICIdentifier

ClrSysMmbId O ClearingSystemMemberIdentification2

Nm O Max140Text


O GenericFinancialIdentification1

pain.008.001.02 - SIC



Othr

GenericAccountIdentification1 ComplexType

GenericAccountIdentification1

1..1

Id1..1

SchmeNm0..1

Issr0..1

Name Generic Account Identification 1


Id M Max34Text

SchmeNm O AccountSchemeName1Choice

Issr O Max35Text

GenericFinancialIdentification1 ComplexType

GenericFinancialIdentification1

1..1

Id1..1

SchmeNm0..1

Issr0..1

Name Generic Financial Identification 1


Id M Max35Text

SchmeNm O FinancialIdentificationSchemeName1Choice

Issr O Max35Text

GenericOrganisationIdentification1 ComplexType

GenericOrganisationIdentification1

1..1

Id1..1

SchmeNm0..1

Issr0..1

Name Generic Organisation Identification 1


Id M Max35Text

SchmeNm O OrganisationIdentificationSchemeName1Choice

Issr O Max35Text

GenericPersonIdentification1 ComplexType

pain.008.001.02 - SIC


GenericPersonIdentification1

1..1

Id1..1

SchmeNm0..1

Issr0..1

Name Generic Person Identification 1


Id M Max35Text

SchmeNm O PersonIdentificationSchemeName1Choice

Issr O Max35Text

GroupHeader39 ComplexType

GroupHeader39

1..1

MsgId1..1

CreDtTm1..1

Authstn0..2

NbOfTxs1..1

CtrlSum0..1

InitgPty1..1

FwdgAgt0..1

Name Group Header 39


MsgId M Max35Text

CreDtTm M ISODateTime

Authstn O Authorisation1Choice

NbOfTxs M Max15NumericText

CtrlSum O DecimalNumber

InitgPty M PartyIdentification32

FwdgAgt O BranchAndFinancialInstitutionIdentification4

LocalInstrument2Choice ComplexType

LocalInstrument2Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Local Instrument 2Choice


Cd M ExternalLocalInstrument1Code

Prtry M Max35Text

MandateRelatedInformation6 ComplexType

pain.008.001.02 - SIC


MandateRelatedInformation6

1..1

MndtId0..1

DtOfSgntr0..1

AmdmntInd0..1

AmdmntInfDtls0..1

ElctrncSgntr0..1

FrstColltnDt0..1

FnlColltnDt0..1

Frqcy0..1

Name Mandate Related Information 6


MndtId O Max35Text

DtOfSgntr O ISODate

AmdmntInd O TrueFalseIndicator

AmdmntInfDtls O AmendmentInformationDetails6

ElctrncSgntr O Max1025Text

FrstColltnDt O ISODate

FnlColltnDt O ISODate

Frqcy O Frequency1Code

NameAndAddress10 ComplexType

NameAndAddress10

1..1

Nm1..1

Adr1..1

Name Name And Address 10


Nm M Max140Text

Adr M PostalAddress6

OrganisationIdentification4 ComplexType

OrganisationIdentification4

1..1

BICOrBEI0..1

Othr0..*

Name Organisation Identification 4


BICOrBEI O AnyBICIdentifier

Othr O GenericOrganisationIdentification1

OrganisationIdentificationSchemeName1Choice ComplexType

pain.008.001.02 - SIC


OrganisationIdentificationSchemeName1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Organisation Identification Scheme Name 1Choice


Cd M ExternalOrganisationIdentification1Code

Prtry M Max35Text

Party6Choice ComplexType

Party6Choice

1..1 1..1

OrgId1..1

PrvtId1..1

Name Party 6Choice


OrgId M OrganisationIdentification4

PrvtId M PersonIdentification5

PartyIdentification32 ComplexType

PartyIdentification32

1..1

Nm0..1

PstlAdr0..1

Id0..1

CtryOfRes0..1

CtctDtls0..1

Name Party Identification 32


Nm O Max140Text


Id O Party6Choice

CtryOfRes O CountryCode

CtctDtls O ContactDetails2

PaymentIdentification1 ComplexType

PaymentIdentification1

1..1

InstrId0..1

EndToEndId1..1

Name Payment Identification 1 Elemente Status Description/Data type Fixed/Default

InstrId O Max35Text

pain.008.001.02 - SIC



EndToEndId M Max35Text

PaymentInstructionInformation4 ComplexType

PaymentInstructionInformation4

1..1

PmtInfId1..1

PmtMtd1..1

BtchBookg0..1

NbOfTxs0..1

CtrlSum0..1

PmtTpInf0..1

ReqdColltnDt1..1

Cdtr1..1

CdtrAcct1..1

CdtrAgt1..1

CdtrAgtAcct0..1

UltmtCdtr0..1

ChrgBr0..1

ChrgsAcct0..1

ChrgsAcctAgt0..1

CdtrSchmeId0..1

DrctDbtTxInf1..*

Name Payment Instruction Information 4 Elemente Status Description/Data type Fixed/Default

PmtInfId M Max35Text

PmtMtd M PaymentMethod2Code

BtchBookg O BatchBookingIndicator

NbOfTxs O Max15NumericText

CtrlSum O DecimalNumber

PmtTpInf O PaymentTypeInformation20

ReqdColltnDt M ISODate

Cdtr M PartyIdentification32

CdtrAcct M CashAccount16

CdtrAgt M BranchAndFinancialInstitutionIdentification4

pain.008.001.02 - SIC



CdtrAgtAcct O CashAccount16

UltmtCdtr O PartyIdentification32

ChrgBr O ChargeBearerType1Code

ChrgsAcct O CashAccount16

ChrgsAcctAgt O BranchAndFinancialInstitutionIdentification4

CdtrSchmeId O PartyIdentification32

DrctDbtTxInf M DirectDebitTransactionInformation9

PaymentTypeInformation20 ComplexType

PaymentTypeInformation20

1..1

InstrPrty0..1

SvcLvl0..1

LclInstrm0..1

SeqTp0..1

CtgyPurp0..1

Name Payment Type Information 20


InstrPrty O Priority2Code

SvcLvl O ServiceLevel8Choice

LclInstrm O LocalInstrument2Choice

SeqTp O SequenceType1Code

CtgyPurp O CategoryPurpose1Choice

PersonIdentification5 ComplexType

PersonIdentification5

1..1

DtAndPlcOfBirth0..1

Othr0..*

Name Person Identification 5


DtAndPlcOfBirth O DateAndPlaceOfBirth

Othr O GenericPersonIdentification1

PersonIdentificationSchemeName1Choice ComplexType

PersonIdentificationSchemeName1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Person Identification Scheme Name 1Choice


Cd M ExternalPersonIdentification1Code

Prtry M Max35Text

pain.008.001.02 - SIC


PostalAddress6 ComplexType

PostalAddress6

1..1

AdrTp0..1

Dept0..1

SubDept0..1

StrtNm0..1

BldgNb0..1

PstCd0..1

TwnNm0..1

CtrySubDvsn0..1

Ctry0..1

AdrLine0..7

Name Postal Address 6


AdrTp O AddressType2Code

Dept O Max70Text

SubDept O Max70Text

StrtNm O Max70Text

BldgNb O Max16Text

PstCd O Max16Text

TwnNm O Max35Text

CtrySubDvsn O Max35Text

Ctry O CountryCode

AdrLine O Max70Text

Purpose2Choice ComplexType

Purpose2Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Purpose 2Choice


Cd M ExternalPurpose1Code

Prtry M Max35Text

ReferredDocumentInformation3 ComplexType

pain.008.001.02 - SIC


ReferredDocumentInformation3

1..1

Tp0..1

Nb0..1

RltdDt0..1

Name Referred Document Information 3


Tp O ReferredDocumentType2

Nb O Max35Text

RltdDt O ISODate

ReferredDocumentType1Choice ComplexType

ReferredDocumentType1Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Referred Document Type 1Choice


Cd M DocumentType5Code

Prtry M Max35Text

ReferredDocumentType2 ComplexType

ReferredDocumentType2

1..1

CdOrPrtry1..1

Issr0..1

Name Referred Document Type 2


CdOrPrtry M ReferredDocumentType1Choice

Issr O Max35Text

RegulatoryAuthority2 ComplexType

RegulatoryAuthority2

1..1

Nm0..1

Ctry0..1

Name Regulatory Authority 2


Nm O Max140Text

Ctry O CountryCode

RegulatoryReporting3 ComplexType

pain.008.001.02 - SIC


RegulatoryReporting3

1..1

DbtCdtRptgInd0..1

Authrty0..1

Dtls0..*

Name Regulatory Reporting 3


DbtCdtRptgInd O RegulatoryReportingType1Code

Authrty O RegulatoryAuthority2

Dtls O StructuredRegulatoryReporting3

RemittanceAmount1 ComplexType

RemittanceAmount1

1..1

DuePyblAmt0..1

DscntApldAmt0..1

CdtNoteAmt0..1

TaxAmt0..1

AdjstmntAmtAndRsn0..*

RmtdAmt0..1

Name Remittance Amount 1


DuePyblAmt O ActiveOrHistoricCurrencyAndAmount

DscntApldAmt O ActiveOrHistoricCurrencyAndAmount

CdtNoteAmt O ActiveOrHistoricCurrencyAndAmount

TaxAmt O ActiveOrHistoricCurrencyAndAmount

AdjstmntAmtAndRsn O DocumentAdjustment1

RmtdAmt O ActiveOrHistoricCurrencyAndAmount

RemittanceInformation5 ComplexType

RemittanceInformation5

1..1

Ustrd0..*

Strd0..*

Name Remittance Information 5


Ustrd O Max140Text

Strd O StructuredRemittanceInformation7

RemittanceLocation2 ComplexType

pain.008.001.02 - SIC


RemittanceLocation2

1..1

RmtId0..1

RmtLctnMtd0..1

RmtLctnElctrncAdr0..1

RmtLctnPstlAdr0..1

Name Remittance Location 2


RmtId O Max35Text

RmtLctnMtd O RemittanceLocationMethod2Code

RmtLctnElctrncAdr O Max2048Text

RmtLctnPstlAdr O NameAndAddress10

ServiceLevel8Choice ComplexType

ServiceLevel8Choice

1..1 1..1

Cd1..1

Prtry1..1

Name Service Level 8Choice


Cd M ExternalServiceLevel1Code

Prtry M Max35Text

StructuredRegulatoryReporting3 ComplexType

StructuredRegulatoryReporting3

1..1

Tp0..1

Dt0..1

Ctry0..1

Cd0..1

Amt0..1

Inf0..*

Name Structured Regulatory Reporting 3


Tp O Max35Text

Dt O ISODate

Ctry O CountryCode

Cd O Max10Text

Amt O ActiveOrHistoricCurrencyAndAmount

Inf O Max35Text

StructuredRemittanceInformation7 ComplexType

pain.008.001.02 - SIC


StructuredRemittanceInformation7

1..1

RfrdDocInf0..*

RfrdDocAmt0..1

CdtrRefInf0..1

Invcr0..1

Invcee0..1

AddtlRmtInf0..3

Name Structured Remittance Information 7


RfrdDocInf O ReferredDocumentInformation3

RfrdDocAmt O RemittanceAmount1

CdtrRefInf O CreditorReferenceInformation2

Invcr O PartyIdentification32

Invcee O PartyIdentification32

AddtlRmtInf O Max140Text

TaxAmount1 ComplexType

TaxAmount1

1..1

Rate0..1

TaxblBaseAmt0..1

TtlAmt0..1

Dtls0..*

Name Tax Amount 1


Rate O PercentageRate

TaxblBaseAmt O ActiveOrHistoricCurrencyAndAmount

TtlAmt O ActiveOrHistoricCurrencyAndAmount

Dtls O TaxRecordDetails1

TaxAuthorisation1 ComplexType

TaxAuthorisation1

1..1

Titl0..1

Nm0..1

Name Tax Authorisation 1


Titl O Max35Text

Nm O Max140Text

TaxInformation3 ComplexType

pain.008.001.02 - SIC


TaxInformation3

1..1

Cdtr0..1

Dbtr0..1

AdmstnZn0..1

RefNb0..1

Mtd0..1

TtlTaxblBaseAmt0..1

TtlTaxAmt0..1

Dt0..1

SeqNb0..1

Rcrd0..*

Name Tax Information 3


Cdtr O TaxParty1

Dbtr O TaxParty2

AdmstnZn O Max35Text

RefNb O Max140Text

Mtd O Max35Text

TtlTaxblBaseAmt O ActiveOrHistoricCurrencyAndAmount

TtlTaxAmt O ActiveOrHistoricCurrencyAndAmount

Dt O ISODate

SeqNb O Number

Rcrd O TaxRecord1

TaxParty1 ComplexType

TaxParty1

1..1

TaxId0..1

RegnId0..1

TaxTp0..1

Name Tax Party 1


TaxId O Max35Text

RegnId O Max35Text

TaxTp O Max35Text

TaxParty2 ComplexType

pain.008.001.02 - SIC


TaxParty2

1..1

TaxId0..1

RegnId0..1

TaxTp0..1

Authstn0..1

Name Tax Party 2


TaxId O Max35Text

RegnId O Max35Text

TaxTp O Max35Text

Authstn O TaxAuthorisation1

TaxPeriod1 ComplexType

TaxPeriod1

1..1

Yr0..1

Tp0..1

FrToDt0..1

Name Tax Period 1


Yr O ISODate

Tp O TaxRecordPeriod1Code

FrToDt O DatePeriodDetails

TaxRecord1 ComplexType

TaxRecord1

1..1

Tp0..1

Ctgy0..1

CtgyDtls0..1

DbtrSts0..1

CertId0..1

FrmsCd0..1

Prd0..1

TaxAmt0..1

AddtlInf0..1

Name Tax Record 1

pain.008.001.02 - SIC



Tp O Max35Text

Ctgy O Max35Text

CtgyDtls O Max35Text

DbtrSts O Max35Text

CertId O Max35Text

FrmsCd O Max35Text

Prd O TaxPeriod1

TaxAmt O TaxAmount1

AddtlInf O Max140Text

TaxRecordDetails1 ComplexType

TaxRecordDetails1

1..1

Prd0..1

Amt1..1

Name Tax Record Details 1


Prd O TaxPeriod1

Amt M ActiveOrHistoricCurrencyAndAmount

CustomerDirectDebitInitiationV02 ComplexType

CustomerDirectDebitInitiationV02

1..1

GrpHdr1..1

PmtInf1..*

Name Customer Direct Debit Initiation V02


GrpHdr M GroupHeader39

PmtInf M PaymentInstructionInformation4

Document ComplexType

Document

1..1

CstmrDrctDbtInitn1..1


CstmrDrctDbtInitn M CustomerDirectDebitInitiationV02

xs:boolean SimpleType

xs:date SimpleType

xs:dateTime SimpleType

xs:decimal SimpleType

xs:string SimpleType

pain.008.001.02 - SIC


Description of Cardinality

pain.008.001.02 - SIC


Disclaimer

The information provided herein was produced by Credit Suisse Group AG and/or its affiliates (hereafter "CS") with the greatest of care and to the best of its knowledge and belief. The information and views expressed herein are those of CS at the time of writing and are subject to change at any time without notice. CS provides no guarantee with regard to the content and completeness of the information and does not accept any liability for losses that might arise from making use of the information.

Neither this information nor any copy thereof may be sent, taken into or distributed in the United States or to any U. S. person (within the meaning of Regulation S under the US Securities Act of 1933, as amended). It may not be reproduced, neither in part nor in full, without the written permission of CS. Copyright © 2016 Credit Suisse Group AG and/or its affiliates. All rights reserved.

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