page a1 - themls.com™forms.themls.com/forms/mlsohg/10_13_2015/10_13_15_mlsohg...this guarantee...
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Minimize Down Payment, Maximize Monthly Cash Flow!
Exciting New Jumbo Options
85% Jumbo Loan
$3,000,000up to loan amount
ONE LOAN, NO MORTGAGE INSURANCE30yr Fixed Rate and ARM Products Available
90% Jumbo Loan
$1,500,000up to combined loan amount
NO MORTGAGE INSURANCE30yr Fixed Rate or ARM plus Interest Only HELOC
85% Interest Only
$1,700,000up to loanamount
IO FIRST + FIXED SECOND MORTGAGE10/1, 7/1 or 5/1 ARM plus Fixed Rate HELOC
Robert CraigVP, Mortgage Lending
[email protected] BRE #01167542NMLS #249734
SOUTHERN CALIFORNIA BRANCHESWestlake Village5701 Lindero Canyon Road, Bldg 1, Ste 203Westlake, CA 91362
Los Angeles12400 Wilshire Blvd. Suite 900Los Angeles, CA 90025
Beverly Hills9595 Wilshire Blvd, Suite 205Beverly Hills, CA 90212
Calabasas23564 Calabasas Road, Suite 201WCalabasas, CA 91302
Robyn RosenbachVP, Mortgage Lending
310-295-6236�[email protected] BRE #00977972NMLS #259226
Trevor LaneVP, Mortgage Lending
[email protected] BRE #01814408NMLS #531594
TUESDAY, OCTOBER 13, 2015 | A3THE MLS BROKER CARAVAN™
Loans are a PuzzleYou need experts to help you fit the right pieces together.n Work directly with you and your clientn Stellar support staff, always keeping buyers informed and engaged in every transactionn No deal is too small or too bign A true partner you can count on for all your escrows
Let us put all the pieces together on your next sale.
Prospect Mortgage proudly presentsYour mortgage experts in the Los Angeles area
Loan inquiries and applications in states where we are not licensed will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. Prospect Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC (NMLS Identifier #3296, www.nmlsconsumeraccess.org) is a Delaware limited liability company, licensed by the Department of Business Oversight under
the California Residential Mortgage Lending Act. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. Rev. 10.30.14 (1014-1704) LR 2014-876
Follow us on social media:
Mike HartunianVice President NMLS# 247330
Direct: (818) 728-3702 [email protected]
www.mikehartunian.com
Joe ParisiVice President NMLS# 255572
Direct: (818) 728-3703 [email protected] www.josephparisi.com
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THE MLS BROKER CARAVAN™A6 | TUESDAY, OCTOBER 13, 2015
Valencia27240 Turnberry Ln., Ste. 200
Valencia CA 91355(661) 362-0722
Pasadena200 S. Los Robles Ave., Ste. 230
Pasadena, CA 91101(626) 316-5768
Westlake Village2555 Townsgate Rd., Ste. 315 Westlake Village, CA 91361
(818) 386-6666
WWW.WINTRUSTMORTGAGE.COM
Sherman Oaks15060 Ventura Blvd., Ste. 490
Sherman Oaks CA 91403(818) 386-6666
Beverly Hills350 S. Beverly Dr., Ste. 350
Beverly Hills CA 90212(310) 676-6666
Palos Verdes28924 S. Western Ave., Ste. 201
Palos Verdes CA 90275(310) 521-5242
Northridge18860 Nordhoff St., Ste. 201
Northridge CA 91324(818) 534-2441
High-touch customer service Quick turn times and funding A dedicated support team Jumbo pricing
Variety of ARM loan pricing
We’re here for all of your needs, in Los Angeles, and across the
nation. Don’t forget that we can lend in all 50 states!
This information is intended for mortgage and real estate professional use only and is not an advertisement to extend customer credit as defined by Section 1026.2 Regulation Z. All approvals are subject to underwriting guidelines. Programs, rates, terms, and conditions are subject to change at any time. Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust
Community Bank NMLS# 449042 © 2015 Wintrust Mortgage. 151004770KO
THE DIFFERENCE IS...WINTRUST MORTGAGE!
Here’s what people are saying about Wintrust Mortgage and our loan originators...
Dana and Team,Thank you SO much for all of your help, hard work, and patience in this process. We recognize that it must not have been easy to get this done so quickly, and appreciate how meticulous and patient you were with us throughout the process. We will certainly recommend you to friends who are looking for a mortgage. Daria R., 10/1/15
Doug,We are excited to have real estate in LA, and clearly recognize this would not have happened without you. You are a real PRO, and we are lucky to have met you.Heidi M., 9/13/15
151004770 Burton MLS Ad - Testimonials v2.indd 1 10/7/15 11:39 AM
TUESDAY, OCTOBER 13, 2015 | A7THE MLS BROKER CARAVAN™
*14 business day guarantee only applies to purchase transactions. This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td. The guarantee does not apply if events occur beyond the control of New American Funding, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized credit card payment for your appraisal. If New American Funding fails to perform
otherwise, a credit of $250 will be applied toward closing costs. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act - NMLS ID #6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2015
9465 WILSHIRE BLVD. SUITE 400, BEVERLY HILLS, CA 90212branch.newamericanfunding.com/beverlyhills
VISIT US AT OUR LOCAL BRANCH OR GO ONLINE TODAY!
14 BUSINESS DAY CLOSE GUARANTEE* 24 hr credit approval by Sr. Underwriters24 hr underwriting turn time for Purchase loans
LA WEST
ELI WEINBERGERSales Manager, nmls# [email protected]
ERIN HICKEYBranch Manager, nmls# [email protected]
SCOTT ENGELSales Manager, nmls# [email protected]
RICK KLEINFINGERSr. Loan Consultant, nmls# [email protected]
DANIEL GATSr. Loan Consultant, nmls# [email protected]
JAY GOLDBERGSr. Loan Consultant, nmls# [email protected]
CHRISTIAN CRANDALLLoan Consultant, nmls# [email protected]
STEPHANIE KATESSr. Loan Consultant, nmls# [email protected]
RON SEQUEIRALoan Consultant, nmls# [email protected]
RAMIN LAVILoan Consultant, nmls# [email protected]
WILFREDO PERDOMOLoan Consultant, nmls# [email protected]
JAMES GUZIKLoan Consultant, nmls# [email protected]
TODD SEABOLDRegional Manager, VP – LA Westnmls# 486120
310.367.7696 [email protected]
JOIN OUR TEAM
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Syd Leibovitch, President of Rodeo Realty, is proud to
RODEO REALTYB R E N T W O O D
www.rodeoRE.com
Adriane Westland
Over 25 years Experience on the WestsideSelling Luxury Homes and Condominiums.
Broker Associate310.873.4143 Office310.403.5535 Cell
Welcome
11940 San Vicente Blvd, #100Los Angeles, CA 90049
TUESDAY, OCTOBER 13, 2015 | A9THE MLS BROKER CARAVAN™
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TUESDAY, OCTOBER 13, 2015 | A11THE MLS BROKER CARAVAN™
No Tax Return Loans*
310-859-0488
Foreign National LoansFrom $500K to $25 million.
DAMON GERMANIDESBRE 01794261 | NMLS [email protected]
CHRIS FURIEBRE 01004991 | NMLS [email protected]
9595 Wilshire Blvd., #205, Beverly Hills, CA 90212 | www.insigniamortgage.com
Irrevocable Trust, Blind Trust, & LLC Vesting OK. Purchase or Refinance. Business Funds Allowed.
Self Employed & Real Estate Investor OK
Purchase, Rate and Term and Cash-out
2.500%
2.643%APR
3/1 Adjustable Rate Mortgage
1st Lien Loans
1st Lien Loans
$500,000 - $4,500,000 • 60% LTV
3.750%
3.907%APR
5/1 Adjustable Rate Mortgage$500,000 - $4,500,000 • 60% LTV
©2015 Insignia Mortgage, Inc. *(1) These products require other forms of income documentation and asset verification in lieu of tax returns. Not all applicants will qualify. Some products we offer may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change without notice. Loan to values (LTV) are based on appraised value. Actual closing times will vary based on borrower qualifications and loan terms. Insignia Mortgage, Inc., is a real estate broker licensed by the CA Bureau of Real Estate, BRE #01969620, NMLS #1277691. (2) With an interest-only mortgage payment, you will not pay down the loan's principal balance during the interest-only period. Once the interest-only period ends, your payments will increase to pay back the principal and interest. Rates are subject to increase over the life of the loan. Contact your Insignia Mortgage, Inc. loan officer to determine what your payments might be once the interest-only period ends. (3) Loan to Cost (LTC) is defined as the acquisition price of the property plus the cost to build as determined by a bank appraisal. Loan to values (LTV) are values based on a bank appraisal.
30-Day Close!Sampling of rates as of October 07, 2015
NATIONALLY RANKEDMORTGAGE BROKERPER SCOTSMAN GUIDE#6 NATIONALLY RANKED
MORTGAGE BROKERPER SCOTSMAN GUIDE#32
AS SEEN IN THE
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150 El Camino DriveBeverly Hills ELLIMAN.COM
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With 80 offices and 5,700 agents nationwide plus the international scale and
scope of Knight Frank Residential, the world’s largest independent property
consultancy, the Douglas Elliman network reaches across 55 countries and 6
continents to connect with the world’s most desirable customers.
OUR WEST COAST HOME / FALL 2015
#ELLIMANLA
THE BUILDER:
EXECUTION IS EVERYTHING. WE’RE CONSTRUCTING AN OFFICE THAT REALIZES OUR
PLANS FOR THE FUTURE.
THE MLS BROKER CARAVAN™A14 | TUESDAY, OCTOBER 13, 2015
WE HAVE MORE WAYSTO SAY YES!BANC HOME LOANS, a division of Banc of California N.A., (NYSE: BANC) has provided home loans to borrowers
throughout California and across the West since 1941. We combine the speed and agility of a decentralized
mortgage lender, with the expertise and resources of a tier-one bank–and our complete selection of portfolio
lending products o� er More Ways To Say YES! to your buyers.
*on exception only
FLEXIBLE PORTFOLIO LENDING
• Non-QM Experts
• Alternative Documentation
• 1-Year Tax Return
• 12-Months Bank Statements
• Asset Depletion
• Expanded Criteria (Second Chance) Programs:
• FICOs to 620*
• I/O Options Available on Most Programs
CONVENTIONAL LENDING
• Conventional Conforming (“Agency”)
• Agency High Balance
• Jumbo/Non-conforming
• Jumbo Conduits
• FHA, VA, CalHFA, USDA
• Renovation Lending: 203(k), HomeStyle®, Construction Lending
• Home Equity Line of Credit (HELOC)
• Reverse Mortgages
• Niche Products
*Third-party survey representing 2,542 client responses over a 365-day period, April 2014 to April 2015. ©2015 Banc of California, National Association, dba Banc Home Loans. All rights reserved. Not all applicants will qualify. Some products o� ered by Banc Home Loans include modifi ed documentation requirements and may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your Loan O� cer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APR’s and programs are subject to change at any time until locked-in. NMLS #530611 EQUAL OPPORTUNITY LENDER | MEMBER FDIC
“My experience was the best I could imagine it being.” The West Family, Laguna Niguel, CA
30 DAYS OR LESS
AVERAGECLOSE TIME
We asked over 2,500 Banc Home Loans clients to provide their feedback and the results are unanimously positive:
800.874.5952 | banchomeloans.com/branch/beverly-hills
96%indicated they
“would refer or recommend us to friends or family”*
91%give us the Service Rating of
Excellent*
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Opening Winter 2015
THE MLS BROKER CARAVAN™A16 | TUESDAY, OCTOBER 13, 2015