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Responsible gambling and consumer protection Taivo Põrk 29.09.2015

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Page 1: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

Responsible gambling and consumer protection

Taivo Põrk29.09.2015

Page 2: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

• No agreed definition for “responsible gambling” exists;

• The same is true for “problem gambling”;

• Gambling Disorder (GD; DSM-5) is defined as “persistent gambling behaviour leading to clinically significant impairment or distress” and diagnosed clinically (9 criteria) and may be classified as mild, moderate or severe.

Page 3: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

• All operators, both public and private, need to deal with a conflict of interest between seeking profit and protecting gamblers from harm. Applies to regulators too, to an extent;

• Recreational activity vs social health problem;

• Individual freedom vs social control

Page 4: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

Goals of “responsible” gambling policy• Prevention of criminal gambling

business • (e.g. fraud);• Prevention of underage gambling and

underage exposure;• Prevention of gambling disorders;• Protection of subjects with gambling

disorders;• Prevention of severe financial losses?

Page 5: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

Proportion of use disorders among users

Page 6: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

• Stages of gambling: risky use -> harmful use -> either reduction/cessation or chronic relapses.

• Transition to risky gambling: caused mainly by environmental determinants (access, advertising, peer relations)

• Transition to harmful gambling: caused mainly by individual vulnerability determinants (neurobiology, cognitive control)

• Role of gambling determinants unclear, likely relevant in interaction with individual vulnerability determinants

Page 7: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

Estonia- Population: ~1.3 million;

- 16 licensed gambling operators (13 licenses for games of chance, 7 for betting, 1 for skill games, 1 for lottery);

- ~60 gaming locations (casinos, arcades), ~2200 slot machines

- (down from ~170/5000+ in 2007);

- In 2014, 59% of population between 15-74 reported having been at least occasionally engaged in gambling. 15% said they have gambled online. “Within last 2 years”, 48% and 12% respectively,

- Addiction risk group is 3,6%. 0,7% are probably pathological gamblers.

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Page 8: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

Regulations

(1) Marketing • Clear "no underage gambling" message;• No youth-related contents, motivations, images

and campaigns;• Ban in youth related locations, publications and

websites

Page 9: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

•Objective information: chances for winning and losses, risks, possible negative consequences, support options;•No unrealistic promises for winnings or

as alternative to earned income;•No images, messages and campaigns

associating gambling with social prestige, personal success or attractiveness;•Transparent sponsor information

Page 10: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

(2) Casino distance/spread/availabilty regulations

• Licensing;• Blocking illegal websites/transactions

(3) Player identification and verification, age controls

Page 11: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

(4) Gambling-related• Information on gambling procedures,

stakes, changes for winnings and losses, regular visual feedback on play statistics;

• Options of self-imposing deposit limits, stop-loss limits;

• Self-exclusion;• No credits;• Forced random breaks?(5) Staff training (risks, indicators,

intervention)

Page 12: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

ResponsibilitiesRegulatory authority

• To define and control protection measures• To monitor core gambling parameters (stakes, wins, losses,

complaints, self- and provider-based exclusion, hotlines, treatment, prevalence figures)

• To test gambling and marketing regulations Operators

• To implement protection measures• To provide statistical figures and gambling related facts

Consumer• To be “Informed Consumers” (procedures, risks, help lines,

treatment opportunities)

Page 13: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

Credits• Heavily relied on presentation by Dr

Gerhard Bühringen “Prevention of Gambling Disorders: Implications for Consumer Protection from ALICE RAP” on 18.09.2015 at 12th EGGS meeting

Page 14: Paf Responsible Gaming Summit 2015: Responsible gaming from an international perspective. Taivo Põrk, Lawyer, Ministry of Finance, Estonia

Thank you for your attention!