Internal

Global bank connections webinar 6.10.2015

05/03/2023 OpusCapita Global Bank Connections | Confidentiality: Public 1

Markus MakkonenProduct Manager

+358 40 510 6220markus.makkonen@opuscapita.com

InternalOpusCapita Global Bank Connections | Confidentiality: Public

OpusCapita Group as a company

Key Figures (2014)

The Offering

Examples of Customers

Own operations in 9 countries, End users in more than 50 countries

Net sales: € 260 millionNumber of staff: 2 300Number of customers: > 11,500Number of transactions: > 650M

• Financial process outsourcing

• Purchase-to-pay and order-to-cash process development

• Cash management, e-invoicing and order-to-cash products and solutions

• Transaction services (e.g. invoice operator, electronic supply chain messaging (EDI))

Worldwide Partner network covering Europe, Asia and North America

Norway Germany Poland Slovakia Estonia Latvia LithuaniaFinland Sweden

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OpusCapita for cash management today – in a nutshell

OpusCapita is cloud-based cash management solution for demanding needs of international mid-sized and large corporates. The solution includes our SWIFT Lite2 Business Application and direct bank connections, and supports all ERP systems via it’s CGI-MP format libraries and Web Service based interfaces.Service Level Agreement to meet global support needs, and consultancy competence in cash management formats and technology globally.Modern solution portfolio including payment and collection factory, liquidity management, netting and in-house bank.

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NO CHALLENGE

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THE CHALLENGE

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THE CHALLENGE

How to deal with multiple banking partners using different banking communication solutions?

• Use bank’s online web portal?• Use software provided by the bank?• Develop direct host-to-host connections between your and banks’ systems?• Use bank specific communication methods and formats?• Use several different finance and accounting processes with multiple

banking partners?• Keep up with software updates, security and maintenance?

Is dealing with all this your core business?

InternalOpusCapita Global Bank Connections | Confidentiality: Public

Licenses

Upgrades and patches

Upgrades that you didn’t expect

Hosting capacity

Maintenance of in-house solutions and competence

Implementation project

Inefficient processes due to old systems

Application management

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Security requirements

THE CHALLENGE

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THE SOLUTION

Direct connectionsRegional connectionsSWIFT Lite2 connections

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THE SOLUTION

• Centralize all your bank connections and message exchange with banking partners to OpusCapita.

• Harmonize finance and accounting processes with OpusCapita.• Take full advantage of the ISO20022 business model.• Utilize our cloud services and let us take care of the technology.

That’s part of our core business and the solutions we offer to you.

InternalOpusCapita Global Bank Connections | Confidentiality: Public

Benefits in many areas IT

• Common tools and processes

• Reduced supplier portfolio

• ERP strategy enablement

• End-to-end security

F&A• Process

harmonization globally

• Efficiency to transactional processes

• Sharing of best practises

• Uniform internal controls

• Centralized development

Treasury• Transparency and

control on cash• Bank strategy

enablement• Reduced manual

work

Business• Business agility

and flexibility• Enablement for

scaling

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OpusCapita’s bank connection offering today• Close to 100 direct or regional bank connections available from cloud.

• OpusCapita is SWIFT Alliance Lite2 Business application: enabling integrated communication solution to reach over 10 000 financial institutions in over 200 countries through SWIFT SCORE network.

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Ways to get connected with banks

Direct• Use OpusCapita’s built-in direct bank connections whenever available.

Regional• Use OpusCapita’s single point of entry connections with banks like Nordea,

Danske bank, SHB, SEB and Raiffeisen to reach wider area.• Well standardized areas, e.g. Germany with EBICS.

Global• Use OpusCapita’s SWIFT Lite2 connectivity to reach out the whole world

through SWIFTNet.• SWIFT Lite2 connectivity is available to all OpusCapita cloud customers.

Internal

Mixed or all in with our SWIFT L2BA?

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Going all in with our cloud-based SWIFT L2BA simplifies everything a lot.You can of course utilize our direct and regional connections as well (mixed mode).

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OpusCapita is SWIFT Lite 2 Business Application• OpusCapita’s cloud software is integrated and very securely connected to SWIFT Alliance

Lite2.

• Cloud based Alliance Lite2 is the easiest way to use SWIFT’s messaging services.

• You can exchange FileAct and FIN messages through our service with institutions in SWIFT’s SCORE network.

• FileAct: exchange any message types, ISO20022 standard family is our recommendation.

• FIN: value-added processing includes message validation to ensure messages are formatted according to SWIFT message standards.

• Reconciliation support on multiple level built-in to OpusCapita products.

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Successful payment factory project at Sapa Pioneering integrated bank connectivity solution

in merger was a challenge worth taking

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Case

Sapa

ChallengeTo develop a new financial infrastructure and accordingly implement new cash management processes to meet the needs of Sapa, the new global business established with the merger, within less than 12 months.

SolutionA centralized cloud-based cash, liquidity and payments factory solution provided by OpusCapita, using OpusCapita’s Payment Manager integrated with SWIFT’s Alliance Lite2 bank connections. ”The solution helps us standardize our

cash and liquidity operations and gives many possibilities to develop the

financial processes further.”

Lars Grimsgård Vice President & Corporate Treasurer, SapaRead more:opuscapita.com/references-new/sapa/

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Customer on-boarding to SWIFT Alliance Lite2 with us

We’ll guide you through the whole process.

1. Letter of recommendation (non-listed companies)2. Joining SWIFT SCORE3. Ordering Alliance Lite24. Bank agreements5. Provisioning customer’s BIC to SWIFTNet6. Alliance Lite2 installation and training7. Test period8. Go-live

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Agreements and costs with SWIFT Lite2 bank connections

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Corporate

- SCORE membership agreement • Alliance Lite2 agreement • Alliance Lite2 costs

OpusCapita

Banks

€

4 License/Subscription agreement

Monthly fee & Setup fee

4 SCORE agreement

4 Alliance Lite2 agreement

€ Monthly fee & Transaction fee

4 SCORE and Bank agreement

€ Transaction fees

€

4 Partner agreement

Yearly fee

€

4 Partner agreement

Transaction fees & yearly fees

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Thank You!Please contactmarkus.makkonen@opuscapita.com with any questions.