online purchasing: keys, insight as well as pointer you need

3
Online Purchasing: Keys, Insight As well as Pointer You Need Did you know that you can save hundreds of dollars each year just by shopping online? Are you aware that there are right ways of doing things as well as wrong ways? Knowing the best advice to follow when it comes to online shopping could save you money, protect your identity and make it easier for you to find what you are looking for. Read on to learn more. If you are going to be doing some shopping online, make sure you understand the liability for each credit card you use online. Many credit cards have automatic fraud prevention built in while others offer it for a minimal fee. You do not want to get stuck with purchases made on your card if the number is stolen. When you're shopping online, and you're looking at unfamiliar merchant names, be hesitant before turning over your personal information. Become familiar with security symbols such as Cybertrust or Verisign to help decide if a website is legitimate and concerned with your security. Before buying from a new online retailer, do some research on them. Check online reviews from other customers to see how it handles items like customer service, shipping, and its overall buying experience. You can also check the BBB to see if it has any disputes and whether those disputes were resolved professionally. Try contacting the company via email and phone number, if it's posted to ask questions about its business before you buy anything. Make sure you read the return policy before buying online. Some online purchases can have different return policies than you normally see. This is especially true if you are buying from an online auction store like eBay. Take the additional time to look into what your return rights are so that you aren't surprised later. When shopping online, most places only accept debit or credit cards. Keep this in mind when you are deciding on a site to shop from. If you don't feel comfortable providing the company with your credit card information, try to find another site. Try to find a site that offers a secure page when you're adding your credit card information. If an online vendor asks for your social security number, do not make any purchases for them. While your credit card information is needed, there is no need for a company to ask for your credit card information if you are shopping from them. In fact, you should report any business that asks for this information to the Better Business Bureau.

Upload: gloriousnosh6434

Post on 16-Aug-2015

18 views

Category:

Documents


0 download

TRANSCRIPT

Page 1: Online Purchasing: Keys, Insight As well as Pointer You Need

Online Purchasing: Keys, Insight As well as Pointer YouNeed

Did you know that you can save hundreds of dollars each year just by shopping online? Are youaware that there are right ways of doing things as well as wrong ways? Knowing the best advice tofollow when it comes to online shopping could save you money, protect your identity and make iteasier for you to find what you are looking for. Read on to learn more.

If you are going to be doing some shopping online, make sure you understand the liability for eachcredit card you use online. Many credit cards have automatic fraud prevention built in while othersoffer it for a minimal fee. You do not want to get stuck with purchases made on your card if thenumber is stolen.

When you're shopping online, and you're looking at unfamiliar merchant names, be hesitant beforeturning over your personal information. Become familiar with security symbols such as Cybertrust orVerisign to help decide if a website is legitimate and concerned with your security.

Before buying from a new online retailer, do some research on them. Check online reviews fromother customers to see how it handles items like customer service, shipping, and its overall buyingexperience. You can also check the BBB to see if it has any disputes and whether those disputeswere resolved professionally. Try contacting the company via email and phone number, if it's postedto ask questions about its business before you buy anything.

Make sure you read the return policy before buying online. Some online purchases can havedifferent return policies than you normally see. This is especially true if you are buying from anonline auction store like eBay. Take the additional time to look into what your return rights are sothat you aren't surprised later.

When shopping online, most places only accept debit or credit cards. Keep this in mind when you aredeciding on a site to shop from. If you don't feel comfortable providing the company with your creditcard information, try to find another site. Try to find a site that offers a secure page when you'readding your credit card information.

If an online vendor asks for your social security number, do not make any purchases for them. Whileyour credit card information is needed, there is no need for a company to ask for your credit cardinformation if you are shopping from them. In fact, you should report any business that asks for thisinformation to the Better Business Bureau.

Page 2: Online Purchasing: Keys, Insight As well as Pointer You Need

If a deal seems too good to be true, it is. Keep in mind that anyone can launch an online store andnot all stores all reputable. Do more research on different stores before deciding where you want topurchase your products from. Do not choose a very affordable product if it is sold by a store with abad reputation.

If you notice an item that you like and want to purchase while you're out running errands, see if youcan find a better deal for it online! Many things like shoes or video games are cheaper online, sodoing a quick internet search could save you some money.

Unless you need an item right away, avoid choosing the expedited shipping option when shoppingonline. Most websites will charge you a fortune to have your items delivered the next day or the dayafter. Most of the time, standard shipping is much cheaper and your items will still come within afew days.

The great thing about online shopping is that you can check out different sites before committing toa particular purchase. This allows you to compare prices from different online retailers. You mightfind that something that is out of your price range, is much more affordable on a different website.

When you purchase online, be sure that you completely understand the return policy. You don't needto buy anything and struggle with getting refunded if it's the wrong item or if you're not happy withit.

Beware of phishing scams. No online retailerwill send an email requesting you to send themany personal information in an email. If youreceive an email like this, contact your creditcard company using the number on the back ofyour credit card. This will ensure that the emailis legit.

Always verify that the company from which youare purchasing a product has your full address.A small address error could lead to your packagebeing delivered to the wrong home. This, due tothe fact that it was your fault, could lead to youpaying for something that you never will receive.

Check the return policy. This is a great idea,because a bad return policy could cost youmoney and a lot of time. Before you buyanything, find out what happens if you need toreturn an item. Do you pay for shipping? Howlong does a refund take? Find out before youmake a purchase you'll regret.

Along with making sure your browser says "https," you should also check for a lockhttp://fashion.about.com/ by the web address. This is not easy to do with mobile phones. Also, whenmobile shopping, you have to understand thathttp://www.putri.com.my/product-category/shawl/shawl-half-moon/ there is less of a chance you're

Page 3: Online Purchasing: Keys, Insight As well as Pointer You Need

shopping over a secure Internet connection.

Find out how much shipping costs, and where they are shipping from. This can be a great help inunderstanding how soon your item will arrive. Some companies give you a specific day your item willreach your home, but you can always get a good idea by finding out where the factory is in the firstplace.

Look at an online shopping merchant's privacy policy. This privacy policy will tell you whatinformation they are allowed to share with others and what information will be kept strictly private.This is especially important to keep down on junk mail both online and offline. By reading thewebsite's terms of service, you can know exactly what information will be shared.

If you feel that you have a better grip on your online shopping experience now, then you havelearned something from this article. Keep in mind the tips that you have read so that you can benefitfrom them. And, remember to keep up with the many changes that you need to know.