Old Shakopee Road Branch Now Open

Featuring an open concept, solar roof panels, along with other advancements, the newly remodeled branch is certainly an improvement from the old one. We are always looking for ways to create a better member experience at RBCU.

The services at the Old Shakopee Road Branch are much the same as they were before and in line with the services offered at our other branches. Both lobby and drive-up banking services are available at Old Shakopee Road, although the interior service counter is atypical of what traditional bank customers will find. The open counter model is designed to create less of a barrier between the employees and the customers, yet maintains a secure process through the use of technology.

The new building provides space for members to meet with credit union employees for many of our core services, such as mortgages, automotive loans, business loans and financial advisory.

Stop in and check it out. We look forward to serving you!

It took a few months longer than anticipated, but we have opened Our newOld Shakopee Road Branch in Bloomington.

SUMMER 2019

Need To Mail Us?

Ready For Adventure

Join the Club…

Most of you are aware by now RBCU recently launched our 55+ Adventure Travel Club (ATC). It has been very well received so far! We have taken trips to the Old Log Theatre, the James J Hill House, a Minnesota Twins game and a Mobster Tour - with many new adventures on the horizon!

so signing up for the club hopefully prevents you from missing out on the fun!

Imagine being able to go to Door County for example, for nearly half the price of other travel providers and not have to plan anything, drive anywhere and really have no responsibility other than to sit back relax and enjoy! That sounds like a

Some ATC members have recruited 55+ family and friends to join RBCU so they do

money RBCU would save you to travel to Door County for example achieving a

AdventureClub@rbcu.org.

Happy Trails!

Sincerely,Greg WorthenRBCU President

Please send all RBCU payments and other correspondents to our Lyndale

President’sMessage

Greg Worthen

Jim Habeck (Chair)(Vice-Chair)

Secretary)Teresa Kruse ((Treasurer)Jim McDonald

Dylan Klopp

Paul Cullen

Robert Warrick

Lynne Scherer

Evans OnchiriJohn Suarez

David Kriesel-Koll

Richard Schugel (Chair)Joe MeuwissenRobert Pike

RBCU Lyndale Branch9550 Lyndale Ave. SouthBloomington, MN 55420

Mortgages Made Easy

Courtesy Pay

Whether you’re a first-time homeowner, considering a move, or in the market for a vacation property, RBCU has mortgage loan* options to make buying a home simple. Our competitive market rates and member friendly terms are just what you need to make a house your home.

RBCU offers: Fixed rate terms of 10, 15, 20 and 30 years Up to 95% LTV financing on owner occupied homes or refinanced mortgage loans** Plus more!

Brian DrakeMortgage Loan Officer612.798.7127brian.drake@rbcu.orgNMLS # 1046028

Get Started Today!

What can Courtesy Pay do for You? Occasionally, some of us find ourselves a little short on funds, which can inadvertently result in an overdraft. If something like this happens to you, Courtesy Pay can save you time, money and hassle.

Advantages of Courtesy PayCourtesy Pay allows you to pay bills with confidence. When money gets tight, or you’ve made a mistake in your check registry, have an unexpected bill to pay, or simply miscommunicate with another signer on the account, Courtesy Pay will help cover those bills.

Limit Inconvenience Courtesy Pay can help prevent an inconvenient situation such as having your debit card declined. RBCU understands that many people need an occasional safety net to avoid this situation - that’s why we offer Courtesy Pay.

How Courtesy Pay WorksCourtesy Pay is a non-contractual overdraft protection service that we offer to our members with eligible Checking accounts. As long as you maintain your account in good standing, we may cover non-sufficient fund items up to your approved limit of $500. We will charge our standard overdraft fee of $30*. You are then required to bring your account to a positive balance for at least one full business day within the next 15 calendar days.It’s that simple!

Enroll today!To sing up for Courtesy Pay, call 612.798.7100 to speak with a RBCU Member Service Representative – or stop into any RBCU branch location.

*A $30 overdraft fee will be assessed per item. A fee may be imposed for covering overdrafts created by debit or ATM transactions. You have 15 business days to pay your negative balance before you will be considered no longer in good standing. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or you have too many overdrafts. Overdraft transfers and fees are activated based on your available balance, which may be less than your current balance, depending on pending charges, holds and pledges on your account. Additionally, RBCU may change the terms, conditions and fees within the Courtesy Pay service in accordance with established policies.

RBCUNews&Notes

To keep up with the latest RBCU news and updates, visit rbcu.org.

Shred Day Recap

Flags For Fort Snelling

Bandshell Events In The Park

CommunityInterest

OSR GRAND RE- OPENING

Members of the community and credit union came together to celebrate with friends,

We also were able to securely shred over 5,000 pounds of our members documents.

Thanks to everyone who showed up to our Annual Shred Day. Our members donated 710 pounds of food and $960 cash and checks to VEAP! WOW!

The Sunday before Memorial Day, RBCU staff, family, and friends joined six to 7,000 volunteers at the Mall of America and Fort Snelling National Cemetery to assist with merchandise and to place flags on each of the headstones.

We appreciate our service members and are proud to be a part of such a wonderful event.

Be sure to stop by our booth for prizes and giveaways!

Come Say Hi!

Federally Insured by NCUA

Stop by now through July 31st to take advantage of great deals and super savings during RBCU's RED WHITE & YOU DAYS - AUTO EVENT!

Rates as low as 2.99% APR*

No MN Title Transfer Fee - RBCU will cover the cost

Veterans - ask about our "Salute to Savings" special on Auto

Would you like to skip a payment on one of your RBCU loans in July?

RBCU members will be happy to hear about our summer Skip a Payment program!

expenses, summer camps or simply

RBCUPromotions

2

Red White And You - Auto Event

Summer Skip-a-Pay

* 2.99% APR on 2014 vehicles or newer for up to a 36-month term ($29.08 per $1,000 borrowed). All rates are subject to change at any time and

upon your credit worthiness and collateral. Membership required.

situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call 612.798.7100 for more information.

Limited time.

introductory APR for 6 months on all purchases and balance transfers (new cardholder’s only). After the 6-month introductory period, the following standard rates will apply: Purchases 9.9% APR (Platinum) 12.99% APR (Classic). Application of Payments: Payments made in excess of the minimum payment will generally be applied to balances with higher APRs

There is a $35 non-refundable processing fee which must be received before your skip request will be processed.

Save the dates: August 22nd - September 3rd, 2019

Thank you for putting your trust in RBCU. We appreciate our members and the community we serve.

To say “thank you” for your continued loyalty and support, we’re inviting you to be our special guests for Member Appreciation Days during scheduled events. Be sure to Join us in celebrating YOU, our members!

Join us for fun, food, prizes, and giveaways along with other specials during our Member Appreciation Days!

For updates and more information please visit rbcu.org.

We hope you’ll join the celebration!

2019 Holiday Hours –

RBCU Branches Closed

4th of July - Thursday, July 4

Labor Day - Monday, Sept. 2

When: July 15 – August 1

Drop Sites: Any RBCU Branch Location

Many students in our community need help filling a backpack to ensure success during the school year. Every child should have access to the tools and supplies they need! This summer RBCU is helping VEAP collect and sort school supplies, then distribute to the schools.

What supplies are most needed?

Backpacks, headphones, USB thumb drives and calculators are the most needed items. Traditional supplies like notebooks, paper, pens and pencils are needed as well—see below for other ideas*:

PensSpiral NotebooksTwo-pocket Folders#2 PencilsMarkersColored PencilsCrayons (24 ct.)

RulersPencil Boxes and PouchesHighlightersErasersGlue SticksGlue BottlesScissors*new supplies only, please

RBCU Blood Drive - Friday, August 30th

Penn Fest - Sunday, September 15th

Heritage Days- Saturday, September 21stVEAP Back To School Drive

Member Appreciation Days 2019

RBCUCalendar

Old Shakopee Rd. Branch Now OpenPresident’s MessageVEAP School Supply DriveShed Day RecapCommunity EventsRBCU PromotionsCourtesy PayRBCU Adventure ClubMortgagesRBCU Calendar

FOLLOW US

Download ourMobile App!

To see a complete list of the holiday schedule

please visit rbcu.org.

Upcoming Events