Notes of Robo-Signing What is Robo-Signing? In the foreclosure industry, robo-signing is the practice of an employee signing thousands of documents and affidavits without verifying the information contained therein. Some reports have revealed that one bank official signed off on almost 10,000 documents in one month. The practice calls into question the validity of thousands of mortgage foreclosures across the country. Banks have been under investigation since 2010 for their part in the robo-signing scandal which resulted in many homeowners losing their homes without merit. After the scandal came to light, the banks said they would no longer engage in this practice. However, as recently as July 2011, it was discovered that mortgage robo-signing still continued. As a result, lawmakers called for hearings and pushed for greater oversight on banks which led to all 50 state Attorneys General filing law suits against the nation’s top five banks, among them Bank of America, Chase, Ally Financial, and CitiMortgage. State Prosecutors and the United States government offered a settlement deal of $26 billion dollars which is the largest settlement in the history of this country. 1. The Assignment that was executed by Mortgage Electronic Registration Systems, Inc.

on July 7, 2006 was signed by Rick Wilken and Liquenda Allotey and was notarized by Matthew Allan Banaszewski, a notary public of the state of Minnesota.

a. Rick Wilken is one of the persons who is alleged to have participated in the robo-

signing of loan and mortgage documents. The link below provides specimens of the signatures of Rick Wilken signing as an alleged robo-signer. One of the specimens bears a similarity to his signature on the subject document.

http://www.whatsignature.com/files/Wilken_Rick.GIF b. Liquenda Allotey is one of the persons who is alleged to have participated in the

robo-signing of loan and mortgage documents. The link below provides specimens of the signatures of Liquenda Allotey signing as an alleged robo-signer. One of the specimens bears a similarity to her signature on the subject document.

http://www.whatsignature.com/files/Allotey_Liquenda.GIF http://www.whatsignature.com/files/Allotey_Liquenda.2.pdf

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c. Matthew Allan Banaszewski is listed on these links as one of the persons who is alleged to have participated in the robo-signing of loan and mortgage documents.

http://www.whatsignature.com/Bsignatures.html

http://livinglies.wordpress.com/2011/02/18/2-federal-judges-announce-multiple-lenders-with-the-same-original-note/

2. The Corrective Assignment that was executed by Mortgage Electronic Registration Systems, Inc. on July 15, 2010 was signed by Esad Cavka and Damir Pekusic, Foreclosure Officers and was notarized by Florina C. Munoz, a notary public of the state of Florida.

a. Esad Cavka is one of the persons who is alleged to have participated in the robo-

signing of loan and mortgage documents. The link below provides a specimen of the signature of Esad Cavka signing as an alleged robo-signer. It bears a similarity to his signature on the subject document.

http://www.whatsignature.com/files/Cavka_Esad.pdf

b. Damir Pekusic is one of the persons who is alleged to have participated in the robo-signing of loan and mortgage documents. The link below provides a specimen of the signature of Damir Pekusic signing as an alleged robo-signer. It bears a similarity to his signature on the subject document. http://www.whatsignature.com/files/Pekusic_D.1.pdf

c. Florina C. Munoz is one of the persons who is alleged to have participated in the robo-signing of loan and mortgage documents. The link below provides a specimen of the signature of Ms. Munoz signing as an alleged robo-signer. It bears a similarity to her signature on the subject document. http://www.whatsignature.com/files/Munoz_Florina.pdf

It is imperative that a thorough investigation of the involvement of the above-mentioned signatories in the robo-signing of loan and mortgage documents is in order. That investigation should extend to the particular documents mentioned above. If proven true, then the borrower should be entitled to all relief provided by law for these acts committed by the lenders and their employees and associates.

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