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NATIONAL BANK OF THE REPUBLIC OF BELARUS

STATISTICS BULLETIN

№ 1 (62) 2019

MINSK 2019

Statistics Bulletin

2

Conventional signs and notes: In some cases minor discrepancies between the total and the sum of items are

due to the rounding of data. Bold and italicized data have been updated compared to the previously published data, while italicized data are preliminary data.

Prepared by the Balance of Payments and Banking Statistics Directorate in collaboration with

International Cooperation Directorate

Person in charge – V. Korytko

Tel.: 219 22 22, 215 44 40

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CONTENTS

Tentative Schedule of Publication of Data Disseminated by the National Bank of the Republic of Belarus in Accordance with the Requirements of the International Monetary Fund Special Data Dissemination Standard (IMF SDDS)…………………………………………………………..…..…….….. 8

Contact Information of Data Disseminated by the National Bank of the Republic of Belarus in Accordance with the Requirements of the International Monetary Fund Special Data Dissemination Standard (IMF SDDS)……………………………………………………….……………..… 10

1. Monetary Indicators of the Republic of Belarus……………………… 11

1.1 Survey of the National Bank of the Republic of Belarus…………………..… 11

1.2 Survey of Other Depository Organizations of the Republic of Belarus…...… 17

1.3 Survey of Depository Organizations of the Republic of Belarus……..…...… 23

1.4 Dynamics of Survey Indicators of the National Bank of the Republic of Belarus…………………………………………………………………..……

28

1.5 Dynamics of Monetary Base Structure………………………………..…....... 31

1.6 Dynamics of Survey Indicators of Other Depository Organizations of the Republic of Belarus….....……………………………………………….……. 32

1.7 Dynamics of Survey Indicators of Depository Organizations of the Republic of Belarus…………………………………………………………………….. 36

1.8 Dynamics of Broad Money Indicators……………………………….………. 39

1.9 Dynamics of Broad Money Structure…………………………………..……. 43

1.10 Dynamics of Average Broad Money Indicators (monthly)………………….. 46

1.11 Dynamics of Average Broad Money Indicators (progressive total)…………. 50

1.12 Dynamics of Ruble Money Supply Structure……………………….….…..... 54

1.13 Deposits of Sectors of the Economy in Banks of the Republic of Belarus… 55

1.14 Survey of Insurance Organizations of the Republic of Belarus…………….. 60

1.15 Survey of Leasing Organizations of the Republic of Belarus………………. 63

1.16 Survey of Other Financial Organizations of the Republic of Belarus……….. 66

1.17 Survey of the Financial Sector of the Republic of Belarus ……………….. 69

1.18 Dynamics of Survey Indicators of Insurance Organizations of the Republic of Belarus……………………………………………………….…………... 73

1.19 Dynamics of Survey Indicators of Leasing Organizations of the Republic of Belarus………………………………………………………….…………... 75

1.20 Dynamics of Survey Indicators of Other Financial Organizations of the Republic of Belarus ………………………………………………………….. 77

1.21 Dynamics of Survey Indicators of Financial Sector of the Republic of Belarus ………………………………………………………………………. 79

1.22 Dynamics of Customers’ and Banks’ Debts on Credits and Other Active Operations……………………………………………………………..….….. 80

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1.23 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy…………………………………………….….….. 81

1.24 Dynamics of Overdue Debt on Credits Granted by Banks of the Republic of Belarus by Sectors of the Economy…………………..……………………… 85

1.25 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Natural Persons………………..……………………………………….…. 89

1.26 Dynamics of Overdue Debt on Credits Granted by Banks of the Republic of Belarus to Natural Persons ………………..…………………………………. 90

1.27 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National and Foreign Currencies (by Form of Ownership)……………….. 91

1.28 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National Currency (by Form of Ownership)……………………………..... 92

1.29 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in Foreign Currency (by Form of Ownership)……….……………………..... 93

1.30 Dynamics of Credits Provision by Banks of the Republic of Belarus in National and Foreign Currencies (by Form of Ownership) ………………….

94

1.31 Dynamics of Credits Provision by Banks of the Republic of Belarus in National Currency (by Form of Ownership)…………….………………........ 95

1.32 Dynamics of Overdue Debt on Credits Granted by Banks of the Republic of Belarus in National and Foreign Currencies (by Form of Ownership)……… 96

1.33 Dynamics of Overdue Debt on Credits Granted by Banks of the Republic of Belarus in National Currency (by Form of Ownership) …………………….. 97

1.34 Dynamics of Overdue Debt on Credits Granted by Banks of the Republic of Belarus in Foreign Currency (by Form of Ownership) ….…. 98

1.35 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National and Foreign Currencies (by Type of Economic Activity) ………. 99

1.36 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National Currency (by Type of Economic Activity) ……………………... 102

1.37 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in Foreign Currency (by Type of Economic Activity) ……………………… 105

1.38 Dynamics of Credits Provision by Banks of the Republic of Belarus in National and Foreign Currencies (by Type of Economic Activity) .………… 108

1.39 Dynamics of Credits Provision by Banks of the Republic of Belarus in National Currency (by Type of Economic Activity) ………………………... 111

1.40 Dynamics of Overdue Debt on Credits Granted by Banks of the Republic of Belarus in National and Foreign Currencies (by Type of Economic Activity) 114

1.41 Dynamics of Overdue Debt on Credits Granted by Banks of the Republic of Belarus in National Currency (by Type of Economic Activity)……………... 117

1.42 Dynamics of Overdue Debt on Credits Granted by Banks of the Republic of Belarus in Foreign Currency (by Type of Economic Activity)……………… 120

1.43 Dynamics of Debt on Credits Granted by Banks to Small and Medium Businesses…………………………………………………….……………… 123

1.44 Dynamics of Credits Provision by Banks to Small and Medium Businesses 124

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1.45 Dynamics of Overdue Debt on Credits Granted by Banks to Small and Medium Businesses.…………………………………………………………. 125

1.46 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus for Construction (Renovation) and Acquisition of Housing……………… 126

1.47 Dynamics of Credits Provision by Banks of the Republic of Belarus for Construction (Renovation) and Acquisition of Housing…………….……. 127

1.48 Dynamics of Overdue Debt on Credits Granted by Banks of the Republic of Belarus for Construction (Renovation) and Acquisition of Housing…………

128

2. Major Indicators and Instruments of the National Bank of the Republic of Belarus Monetary Policy………………………………………………… 129

2.1 Refinancing Rate of the National Bank of the Republic of Belarus……….… 129

2.2 Interest Rates on the National Bank’s Operations in the Financial Market... 130

2.3 Ratios of Required Reserves Placed on Deposit with the National Bank of the Republic of Belarus……………………………………………….…..... 131

2.4 Official Average Exchange Rate of the Belarusian Ruble Against Foreign Currencies (calculated as the geometric mean)………………………… 132

2.5 Official Average Exchange Rate of the Belarusian Ruble Against Foreign Currencies (calculated as the arithmetical mean)…………………………… 133

2.6 Exchange Rate Indices of the Belarusian Ruble against Currencies of Major Trade Partners compared with December of the previous year……………… 134

3. Financial Markets….…………………………………………………….…. 138

3.1 Weighted Average Belarusian Ruble Rate in Currency Market………….….. 138

3.2 Foreign Exchange Turnover in Domestic Currency Market Segments…..….. 139

3.3 Cash Foreign Exchange Purchase/Sale by Natural Persons……….…..….…. 140

3.4 Information on Foreign Exchange Purchase/Sale in the Domestic Foreign Exchange Market by Entities of Foreign Exchange Transactions – Residents of the Republic of Belarus …….................................................................... 141

3.5 Information on Foreign Exchange Purchase/Sale in Domestic Currency Market by Non-residents of the Republic of Belarus……………….….……. 142

3.6 Dynamics of Average Interest Rates of the Financial Market of the Republic of Belarus……………………………………………………….……………. 143

3.7 Dynamics of Interbank Market Average Interest Rates……………………… 147

3.8 Amounts, Value, and Maturities of Newly Attracted Bank Deposits in National Currency…………………………….………………….……….….. 149

3.9 Amounts, Value, and Maturities of Newly Attracted Revocable Bank Deposits in National Currency……………………………………………….. 151

3.10 Amounts, Value, and Maturities of Newly Attracted Irrevocable Bank Deposits in National Currency……………………………………………….. 153

3.11 Amounts, Value, and Maturities of Newly Attracted Bank Deposits in Hard Currency……………………………………………………………………… 155

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3.12 Amounts, Value, and Maturities of Newly Attracted Revocable Bank Deposits in Hard Currency…………………………………………………… 157

3.13 Amounts, Value, and Maturities of Newly Attracted Irrevocable Bank Deposits in Hard Currency…………………………………………………… 159

3.14 Amounts, Value, and Terms of Banks’ Newly Extended Credits in National Currency……………………………………………………………………… 161

3.15 Amounts, Value, and Terms of Banks’ Newly Extended Credits in Hard Currency……………………………………………………………………… 163

3.16 Dynamics of Average Interest Rates on Banks Credits in National Currency by Sector of Economy…………………………………………………….….. 164

3.17 Dynamics of Average Interest Rates on Banks Credits in Hard Currency by Sector of Economy…………………………………………………….……... 165

3.18 Dynamics of Average Interest Rates on Banks` Newly Extended Credits in National Currency by Types of Economic Activity…………………………. 166

3.19 Dynamics of Average Interest Rates on Banks` Newly Extended Credits in Hard Currency by Types of Economic Activity……………………………... 167

3.20 Dynamics of Indicators of Government Securities in the Domestic Market 168

3.21 Government Securities in Circulation in Domestic Market ……………….. 170

3.22 Dynamics of Indicators for the Bonds Market of the National Bank of the Republic of Belarus in the domestic market…..……………….……………. 171

3.23 Information on the Bonds of the National Bank of the Republic of Belarus Circulating in the Domestic Market……………………………….…………. 173

3.24 Dynamics of Issue Volume of Shares Issued by Legal Persons of the Republic of Belarus…………………………………..………………………. 174

3.25 Dynamics of Issue Volume of Corporate Bonds ……………….…………... 175 3.26 Dynamics of Volume of the Belarusian Legal Persons` Market for Shares

and Bonds………………………………………………………………….…

176

4. Selected Performance Indicators of Banks and Non-Banks Credit and Financial Organizations the Republic of Belarus………………………. 178

4.1 Information on Banks and Non-bank Credit and Financial Organizations of the Republic of Belarus……………………………………………………… 178

4.2 Information on Belarusian Banks’ Liabilities ...……………………………... 180

4.3 Dynamics of Belarusian Banks’ Liabilities…………………………….……. 182

4.4 Structure of Belarusian Banks’ Liabilities …………………………………... 184

4.5 Information on Belarusian Banks’ Assets …………………………………… 185

4.6 Dynamics of Belarusian Banks’ Assets ……………...……………………… 186

4.7 Structure of Belarusian Banks’ Assets …………………..………….……….. 188

4.8 Structure of Investment Portfolio of Banks of the Republic of Belarus……... 189

4.9 Financial Indicators of the Republic of Belarus Banks’ Performance……….. 190

4.10 Financial Soundness Indicators………………………………………………. 191

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5. Separate Indicators of Activity of the Leasing and Microfinance Organizations of the Republic of Belarus……….………………………… 193

5.1 Information on Leasing Organizations of the Republic of Belarus………….. 193

5.2 Financial Indicators of Activity of Leasing Organizations of the Republic of Belarus……………………………………………………………………. 194

5.3 Key Indicators of Microfinance Organizations` Activity………………… 197

6. Selected Indicators Characterizing the Republic of Belarus Payment System……………………………………………………………………… 198

6.1 Selected Indicators of the Belarus Interbank Settlement System Performance 198

6.2 Selected Indicators Characterizing Development of Settlement System Involving Bank Plastic Cards……………………………………………….... 199

6.3 Indicators Characterizing Cash Circulation in the Republic of Belarus……. 200

7. Methodological Notes to Statistics Bulletin Tables……….………………. 202

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Tentative Schedule of Publication of Data Disseminated by the National Bank of the Republic of Belarus in Accordance with the Requirements of the International Monetary Fund

Special Data Dissemination Standard (IMF SDDS)

Publication April 2019 – July 2019

(in brackets – period for which data are shown) April May June July

Financial sector

1. Deposit corporations (banking system) survey — cash in circulation M0, broad money, domestic credit (broken down by sectors) and net foreign assets as at the end of period1

12.04.2019 (as at 01.04.2019)

14.05.2019 (as at 01.05.2019)

14.06.2019 (as at 01.06.2019)

12.07.2019 (as at 01.07.2019)

2. National Bank of the Republic of Belarus survey — monetary base, net credit to general government, claims on commercial public enterprises, claims on private sector enterprises, claims on banks and net foreign assets as at the end of period

12.04.2019 (as at 01.04.2019)

14.05.2019 (as at 01.05.2019)

14.06.2019 (as at 01.06.2019)

12.07.2019 (as at 01.07.2019)

3. National Bank interest rates

3.1. Refinancing rate On the day when the corresponding resolution of the Board of the National Bank comes into force

3.2. National Bank deposit attraction interest rates (stated)

as they change as they change as they change as they change

3.3. Overnight (one-day settlement) credit interest rates (stated)

as they change as they change as they change as they change

3.4. Lombard credit interest rate (stated) as they change as they change as they change as they change

4. One-day intra-bank credits and deposits interest rates (actual)

daily daily daily daily

5. Government securities market rates daily daily daily daily

6. Official exchange rates daily daily daily daily

Foreign sector

7. Balance of payments– export and import of goods (f.o.b.), export and import of services, income from investment, income, compensation of employees, current transfers, capital transfers, direct investment, portfolio investment, other investment, reserve assets, net errors and omissions in reporting quarter, year

14.06.2019 (Q1, 2019)

8. International reserves and foreign currency liquidity (reporting form) 1

15.04.2019 (as at 01.04.2019)

15.05.2019 (as at 01.05.2019)

14.06.2019 (as at 01.06.2019)

15.07.2019 (as at 01.07.2019)

9. International reserves – monetary gold, foreign currency, special drawing rights (SDRs), reserve position in the IMF as at the end of period1

05.04.2019 (as at 01.04.2019)

04.05.2019 (as at 01.05.2019)

07.06.2019 (as at 01.06.2019)

05.07.2019 (as at 01.07.2019)

1Preliminary data publication date.

Statistics Bulletin

9

Publication April 2019 – July 2019

(in brackets – period for which data are shown) April May June July

10. External trade in reporting month (using balance of payments methodology)

10.04.2019 (02.2019)

13.05.2019 (03.2019)

10.06.2019 (04.2019)

10.07.2019 (05.2019)

11. International investment position of the Republic of Belarus – direct investment, portfolio investment, other investment, reserve assets – by sector of the economy as at the end of period1

14.06.2019 (Q1, 2019)

12. External Debt – by sectors of the economy as at the end of period1

14.06.2019 (Q1, 2019)

The National Bank of the Republic of Belarus also disseminates the above data on its official web-site –http://www.nbrb.by/ (Special Data Dissemination Standard section).

Statistics Bulletin

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Contact Information of Data Disseminated by the National Bank of the Republic of Belarus in Accordance with the Requirements of the International Monetary Fund Special Data

Dissemination Standard (IMF SDDS)

Data Information

1. Survey of Depository Organizations of the Republic of Belarus

B.Vlasenko: Telephone 219 24 88, [email protected]

2. Survey of the National Bank of the Republic of Belarus


3. National Bank interest rates

3.1. Refinancing rate D.Murin: Telephone 219 22 17, [email protected]

3.2. National Bank deposit attraction interest rates (stated)

D.Vanitskiy: Telephone 215 35 56, [email protected]

3.3. Overnight (one-day settlement) credit interest rates (stated)

D.Vanitskiy: Telephone 215 35 56, [email protected]

3.4. Lombard credit interest rate (stated) D.Vanitskiy: Telephone 215 35 56, [email protected]

4. One-day intra-bank credits and deposits interest rates (actual)


5. Government short-term bonds market interest rates

G.Barzdov: Telephone 259 14 50, [email protected]

6. Exchange rates D.Ostanin: Telephone 219 22 77, [email protected]

7. Balance of payments A.Garbuz: Telephone 219 24 35, [email protected]

8, 9. International reserves A.Chizhevskij: Telephone 219 23 44, [email protected]

10. External trade in reporting month (using balance of payments methodology)

A.Garbuz: Telephone 219 24 35, [email protected]

11. International investment position of the Republic of Belarus

A.Chizhevskij: Telephone 219 23 44, [email protected]

12. External Debt – by sectors of the economy as at the end of period

A.Chizhevskij: Telephone 219 23 44, [email protected]

Indicators 01.01.2019 01.03.2019 01.04.2019

in appropriate % in appropriate %

units of units of

measurement measurement

Official rate (BYN/USD) 2.1598 2.1385 2.1288 -0.0310 -1.4 -0.0097 -0.5BYN per 1 USD

Net foreign assets 13 473.7 13 191.4 13 518.5 44.8 0.3 327.1 2.5

USD m 6 238.4 6 168.5 6 350.3 111.9 1.8 181.8 2.9

foreign assets 7 029.9 6 822.1 7 005.0 -24.9 -0.4 182.9 2.7

foreign liabilities 791.5 653.6 654.7 -136.8 -17.3 1.1 0.2including:

1. Net foreign assets in convertible currency 12 669.8 12 698.2 12 976.6 306.8 2.4 278.3 2.2

USD m 5 866.2 5 937.9 6 095.7 229.5 3.9 157.8 2.7

foreign assets 6 566.1 6 500.2 6 659.3 93.2 1.4 159.2 2.4

foreign liabilities 699.9 562.3 563.6 -136.3 -19.5 1.4 0.2

2. Net foreign assets in non-convertible currency 803.9 493.2 541.9 -262.0 -32.6 48.8 9.9

USD m 372.2 230.6 254.6 -117.6 -31.6 24.0 10.4

foreign assets 463.8 321.9 345.6 -118.2 -25.5 23.7 7.4

foreign liabilities 91.6 91.3 91.1 -0.5 -0.5 -0.3 -0.2

1. Net domestic claims -10 440.0 -9 206.6 -9 235.3 1 204.7 11.5 -28.7 -0.3

in rubles -554.4 531.5 448.9 1 003.3 181.0 -82.6 -15.5

in foreign currency -9 885.6 -9 738.2 -9 684.2 201.3 2.0 53.9 0.6

USD m -4 577.1 -4 553.7 -4 549.1 27.9 0.6 4.6 0.1

Table 1.1

Survey of the National Bank of the Republic of BelarusBYN m

2019 March, 2019

Gain since the beginning of:

1. MONETARY INDICATORS OF THE REPUBLIC OF BELARUS

11

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019


units of units ofmeasurement measurement

1.1. Net claims on general government -12 769.5 -10 856.5 -10 836.4 1 933.0 15.1 20.1 0.2

in rubles -2 093.6 -1 022.5 -1 064.1 1 029.5 49.2 -41.5 -4.1


USD m -4 943.0 -4 598.5 -4 590.5 352.4 7.1 8.0 0.2of which:

claims on general government 340.1 340.2 339.7 -0.4 -0.1 -0.5 -0.1

in rubles 340.1 340.2 339.7 -0.4 -0.1 -0.5 -0.1

in foreign currency 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 x 0.0 x

liabilities to general government 13 109.6 11 196.7 11 176.1 -1 933.5 -14.7 -20.6 -0.2

in rubles 2 433.7 1 362.8 1 403.7 -1 030.0 -42.3 41.0 3.0

in foreign currency 10 675.9 9 833.9 9 772.3 -903.5 -8.5 -61.6 -0.6

USD m 4 943.0 4 598.5 4 590.5 -352.4 -7.1 -8.0 -0.2

1.1.1. Net claims on central government -12 778.7 -10 865.9 -10 845.1 1 933.6 15.1 20.8 0.2

in rubles -2 102.9 -1 031.9 -1 072.7 1 030.1 49.0 -40.8 -4.0


USD m -4 943.0 -4 598.5 -4 590.5 352.4 7.1 8.0 0.2of which:

claims on central government 330.9 330.9 330.9 0.0 0.0 0.0 0.0

in rubles 330.9 330.9 330.9 0.0 0.0 0.0 0.0


USD m 0.0 0.0 0.0 0.0 x 0.0 x

liabilities to central government 13 109.6 11 196.7 11 175.9 -1 933.6 -14.8 -20.8 -0.2

in rubles 2 433.7 1 362.8 1 403.6 -1 030.1 -42.3 40.8 3.0


USD m 4 943.0 4 598.5 4 590.5 -352.4 -7.1 -8.0 -0.2

Table 1.1 cont'd

BYN m


2019 March, 2019

12

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



1.1.2. Net claims on local government 9.3 9.4 8.7 -0.6 -6.5 -0.7 -7.4

in rubles 9.3 9.4 8.7 -0.6 -6.5 -0.7 -7.4


USD m 0.0 0.0 0.0 0.0 x 0.0 xof which:

claims on local government 9.3 9.4 8.8 -0.4 -5.4 -0.5 -6.4

in rubles 9.3 9.4 8.8 -0.4 -5.4 -0.5 -6.4


liabilities to local government 0.0 0.0 0.2 0.2 x 0.2 x

in rubles 0.0 0.0 0.2 0.2 x 0.2 x


USD m 0.0 0.0 0.0 0.0 x 0.0 x

1.2.1. Claims on other depository organizations 917.2 250.7 217.8 -699.4 -76.3 -32.9 -13.1

in rubles 126.9 154.9 129.7 2.8 2.2 -25.2 -16.3

in foreign currency 790.3 95.8 88.1 -702.2 -88.9 -7.7 -8.0

USD m 365.9 44.8 41.4 -324.5 -88.7 -3.4 -7.6

1.3. Claims on other sectors 1 412.3 1 399.2 1 383.3 -29.0 -2.1 -15.9 -1.1

in rubles 1 412.3 1 399.2 1 383.3 -29.0 -2.1 -15.9 -1.1


USD m 0.0 0.0 0.0 0.0 x 0.0 x

claims on other financial organizations 1 268.9 1 255.6 1 239.7 -29.2 -2.3 -15.9 -1.3

in rubles 1 268.9 1 255.6 1 239.7 -29.2 -2.3 -15.9 -1.3


claims on nonfinancial organizations 142.9 143.0 143.0 0.1 0.1 0.0 0.0

in rubles 142.9 143.0 143.0 0.1 0.1 0.0 0.0


claims on natural persons 0.5 0.6 0.6 0.0 20.0 0.0 0.0

in rubles 0.5 0.5 0.5 0.0 0.0 0.0 0.0


USD m 0.0 0.0 0.0 0.0 x 0.0 x

BYN m


2019 March, 2019

Table 1.1 cont'd

13

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



Monetary base 8 623.9 8 286.3 8 453.2 -170.7 -2.0 166.9 2.0

in rubles 7 835.4 7 631.4 7 841.5 6.0 0.1 210.0 2.8


USD m 365.1 306.2 287.4 -77.7 -21.3 -18.9 -6.1including:

1. Cash in circulation 2 991.6 2 926.2 2 986.7 -4.8 -0.2 60.6 2.1

2. Cash in other depository organizations' offices 746.6 694.5 675.3 -71.4 -9.5 -19.2 -2.8

3. Required reserves 4 093.1 3 999.0 4 174.5 81.4 2.0 175.5 4.4

in rubles 4 093.1 3 999.0 4 174.5 81.4 2.0 175.5 4.4

4. Other depository organizations' deposits 788.5 654.9 611.7 -176.7 -22.4 -43.1 -6.6

in rubles 0.0 0.0 0.0 0.0 x 0.0 x


USD m 365.1 306.2 287.4 -77.7 -21.3 -18.9 -6.1

5. Other sectors' deposits 4.1 11.7 4.9 0.8 19.5 -6.8 -58.1

in rubles 4.1 11.7 4.9 0.8 19.5 -6.8 -58.1


USD m 0.0 0.0 0.0 0.0 x 0.0 x

Securities other than shares excluded from

monetary base and broad money 1 853.6 3 015.8 3 149.6 1 296.0 69.9 133.8 4.4

in rubles 398.1 1 797.8 1 916.8 1 518.7 381.5 119.0 6.6

in foreign currency 1 455.5 1 218.0 1 232.8 -222.7 -15.3 14.8 1.2

USD m 673.9 569.5 579.1 -94.8 -14.1 9.6 1.7of which:

in other depository organizations 1 655.2 2 737.0 2 867.4 1 212.2 73.2 130.4 4.8

in rubles 199.6 1 519.0 1 634.6 1 435.0 718.9 115.6 7.6


USD m 673.9 569.5 579.1 -94.8 -14.1 9.6 1.7

in other financial organizations 198.5 278.8 282.2 83.8 42.2 3.4 1.2

in rubles 198.5 278.8 282.2 83.8 42.2 3.4 1.2


USD m 0.0 0.0 0.0 0.0 x 0.0 x

March, 2019

Table 1.1 cont'd

BYN m


2019

14

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



Deposits excluded from monetary base and broad

money 1 451.9 1 451.0 1 444.7 -7.1 -0.5 -6.3 -0.4

in rubles 7.0 0.0 2.5 -4.5 -64.3 2.5 x


USD m 669.0 678.5 677.5 8.5 1.3 -1.0 -0.1of which:

in other depository organizations 7.0 0.0 2.5 -4.5 -64.3 2.5 x

in rubles 7.0 0.0 2.5 -4.5 -64.3 2.5 x


USD m 0.0 0.0 0.0 0.0 x 0.0 x

in other financial organizations 1 444.9 1 451.0 1 442.2 -2.6 -0.2 -8.8 -0.6

in rubles 0.0 0.0 0.0 0.0 x 0.0 x


USD m 669.0 678.5 677.5 8.5 1.3 -1.0 -0.1

Securities, except for shares, not included in base

money and included in broad money 0.0 0.0 0.0 0.0 x 0.0 x

in rubles 0.0 0.0 0.0 0.0 x 0.0 x


USD m 0.0 0.0 0.0 0.0 x 0.0 x

Financial derivatives 0.0 0.0 0.0 0.0 x 0.0 x

in rubles 0.0 0.0 0.0 0.0 x 0.0 x


USD m 0.0 0.0 0.0 0.0 x 0.0 x

Other liabilities to other depository organizations 2.7 16.8 125.2 122.4 x 108.3 645.2

in rubles 1.2 12.9 0.7 -0.5 -41.7 -12.2 -94.6


USD m 0.7 1.8 58.4 57.8 x 56.6 x

Shares and other equity -8 569.4 -8 446.6 -8 558.0 11.4 0.1 -111.3 -1.3

Other items (net) -329.0 -338.6 -331.5 -2.6 -0.8 7.1 2.1

2019 March, 2019

Table 1.1 cont'd

BYN m


15

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



For information:

Central government securities in National Bank 330.9 330.9 330.9 0.0 0.0 0.0 0.0

portfolio

Local government securities in National Bank 9.3 9.4 8.8 -0.4 -5.4 -0.5 -6.4

portfolio

BYN m


2019 March, 2019

Table 1.1 cont'd

16

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



Official rate (BYN/USD) 2.1598 2.1385 2.1288 -0.0310 -1.4 -0.0097 -0.5Br per 1 USD

Net foreign assets -5 514.8 -5 911.7 -5 909.4 -394.5 -7.2 2.3 0.0

USD m -2 553.4 -2 764.4 -2 775.9 -222.5 -8.7 -11.5 -0.4

foreign assets 2 320.4 2 144.9 1 992.7 -327.7 -14.1 -152.2 -7.1

foreign currency 318.6 329.7 331.0 12.4 3.9 1.2 0.4

transferable deposits non-residents 870.9 711.9 711.7 -159.2 -18.3 -0.2 0.0

other deposits non-residents 221.4 244.9 291.3 69.9 31.6 46.4 18.9

securities other than shares non-residents 102.3 103.9 103.9 1.6 1.6 0.1 0.0

loans non-residents 734.5 716.4 477.1 -257.4 -35.0 -239.3 -33.4

financial derivatives non-residents 1.7 1.6 7.1 5.4 317.6 5.6 343.8

other foreign assets * 70.9 36.5 70.6 -0.4 -0.4 34.1 93.4

foreign liabilities 4 873.8 4 909.3 4 768.6 -105.2 -2.2 -140.7 -2.9

transferable deposits non-residents 326.8 367.9 359.8 33.0 10.1 -8.1 -2.2

other deposits non-residents 196.4 200.3 195.0 -1.4 -0.7 -5.3 -2.6

securities other than shares non-residents 0.0 0.0 0.0 0.0 x 0.0 x

loans non-residents 4 307.6 4 316.3 4 157.9 -149.8 -3.5 -158.4 -3.7

financial derivatives non-residents 2.9 1.3 1.8 -1.1 -37.9 0.5 38.5

other foreign liabilities ** 40.0 23.5 54.2 14.2 35.5 30.7 130.6

For information:

1. Net foreign assets in convertible currency -4 849.6 -5 029.5 -4 843.2 6.5 0.1 186.3 3.7

USD m -2 245.4 -2 351.9 -2 275.1 -29.7 -1.3 76.8 3.3

foreign assets 2086.1 1988.4 1789.5 -296.6 -14.2 -198.8 -10.0

foreign liabilities 4331.5 4340.2 4064.6 -266.9 -6.2 -275.6 -6.3

2. Net foreign assets in non-convertible currency -665.2 -882.2 -1 066.2 -401.0 -60.3 -184.0 -20.9

USD m -308.0 -412.5 -500.9 -192.9 -62.6 -88.3 -21.4

foreign assets 234.3 156.5 203.2 -31.1 -13.3 46.6 29.8

foreign liabilities 542.3 569.1 704.0 161.7 29.8 135.0 23.7

* Other foreign assets - shares and other equity non-residents, trade credit/advances non-residents, other accounts receivable non-residents.

** Other foreign liabilities - trade credit/advances non-residents, other accounts payable non-residents.

Table 1.2

Survey of Other Depository Organizations of the Republic of BelarusBYN m

March, 2019


2019

17

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



1. Net domestic claims 59 110.1 59 746.0 60 053.2 943.1 1.6 307.2 0.5

in rubles 26 751.8 26 707.0 26 995.0 243.1 0.9 287.9 1.1

in foreign currency 32 358.3 33 039.0 33 058.2 699.9 2.2 19.2 0.1

USD m 14 982.1 15 449.6 15 529.0 547.0 3.7 79.4 0.5

1.1. Net claims on general government 3 267.9 1 858.8 2 052.6 -1 215.2 -37.2 193.8 10.4

in rubles -2 824.3 -4 248.9 -4 309.0 -1 484.7 -52.6 -60.0 -1.4


USD m 2 820.7 2 856.1 2 988.4 167.6 5.9 132.3 4.6of which:

claims on general government 9 050.5 8 973.7 9 089.7 39.3 0.4 116.1 1.3

in rubles 1 375.4 1 378.6 1 273.0 -102.4 -7.4 -105.6 -7.7


USD m 3 553.6 3 551.6 3 671.9 118.3 3.3 120.3 3.4

liabilities to general government 5 782.6 7 114.9 7 037.1 1 254.5 21.7 -77.8 -1.1

in rubles 4 199.7 5 627.5 5 582.0 1 382.3 32.9 -45.5 -0.8


USD m 732.9 695.5 683.5 -49.4 -6.7 -12.0 -1.7

1.1.1. Net claims on central government 2 255.8 830.3 1 075.8 -1 180.0 -52.3 245.5 29.6

in rubles -2 322.3 -3 788.0 -3 837.2 -1 514.8 -65.2 -49.2 -1.3


USD m 2 119.7 2 159.6 2 307.9 188.2 8.9 148.3 6.9of which:

claims on central government 6 450.4 6 418.2 6 585.7 135.3 2.1 167.5 2.6

in rubles 442.0 468.0 390.4 -51.6 -11.7 -77.6 -16.6


USD m 2 781.9 2 782.4 2 910.2 128.3 4.6 127.8 4.6

liabilities to central government 4 194.6 5 587.9 5 509.9 1 315.3 31.4 -78.1 -1.4

in rubles 2 764.3 4 255.9 4 227.6 1 463.3 52.9 -28.4 -0.7


USD m 662.2 622.9 602.4 -59.9 -9.0 -20.5 -3.3

2019

Table 1.2 cont'd


March, 2019

BYN m

18

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



1.1.2. Net claims on local government 1 012.1 1 028.5 976.8 -35.3 -3.5 -51.7 -5.0

in rubles -502.0 -461.0 -471.8 30.2 6.0 -10.8 -2.3


USD m 701.0 696.5 680.5 -20.5 -2.9 -16.0 -2.3of which:

claims on local government 2 600.1 2 555.5 2 504.1 -96.1 -3.7 -51.4 -2.0

in rubles 933.4 910.6 882.6 -50.8 -5.4 -28.0 -3.1


USD m 771.7 769.2 761.7 -10.0 -1.3 -7.5 -1.0

liabilities to local government 1 588.0 1 526.9 1 527.2 -60.8 -3.8 0.3 0.0

in rubles 1 435.4 1 371.6 1 354.4 -81.0 -5.6 -17.2 -1.3

in foreign currency 152.6 155.3 172.8 20.2 13.2 17.5 11.3

USD m 70.7 72.6 81.2 10.5 14.9 8.5 11.8

For information:

Central government securities in other depository

organizations' portfolio 6 356.1 6 332.1 6 504.9 148.7 2.3 172.8 2.7

in rubles 348.4 382.6 310.3 -38.1 -10.9 -72.3 -18.9


USD m 2 781.6 2 782.1 2 909.9 128.3 4.6 127.8 4.6

Local government securities in other depository

organizations' portfolio 2 476.9 2 436.7 2 396.0 -80.9 -3.3 -40.7 -1.7

in rubles 810.2 791.8 774.6 -35.6 -4.4 -17.3 -2.2


USD m 771.7 769.2 761.7 0.0 0.0 -12.7 -1.6

BYN m

Table 1.2 cont'd

March, 2019


2019

19

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



1.2. Claims on other sectors 49 535.3 49 712.1 49 628.6 93.3 0.2 -83.5 -0.2

in rubles 24 529.8 24 745.9 24 818.4 288.6 1.2 72.5 0.3


USD m 11 577.7 11 674.6 11 654.5 76.9 0.7 -20.1 -0.2

claims on other financial organizations 2 715.2 2 713.1 2 732.5 17.3 0.6 19.4 0.7

in rubles 895.4 862.2 855.4 -40.0 -4.5 -6.8 -0.8


USD m 842.6 865.5 881.8 39.2 4.7 16.2 1.9

claims on nonfinancial organizations 35 054.3 35 002.4 34 749.8 -304.4 -0.9 -252.5 -0.7

in rubles 11 915.4 11 931.1 11 860.1 -55.4 -0.5 -71.0 -0.6


USD m 10 713.4 10 788.5 10 752.4 39.0 0.4 -36.1 -0.3

claims on natural persons 11 765.8 11 996.6 12 146.2 380.5 3.2 149.6 1.2

in rubles 11 719.0 11 952.6 12 102.9 383.9 3.3 150.3 1.3


USD m 21.6 20.6 20.3 -1.3 -6.0 -0.2 -1.5

1.3. Net claims on National Bank 6 307.0 8 175.1 8 372.0 2 065.0 32.7 196.9 2.4

in rubles 5 046.3 6 210.0 6 485.5 1 439.2 28.5 275.5 4.4

claims on National Bank 5 046.3 6 210.1 6 485.5 1 439.2 28.5 275.4 4.4

National Bank claims on other depository

organizations 0.0 0.1 0.0 0.0 x -0.1 -100.0

in foreign currency 1 260.7 1 965.1 1 886.4 625.8 49.6 -78.6 -4.0

claims on National Bank 2 051.0 2 060.8 1 974.5 -76.4 -3.7 -86.3 -4.2

National Bank claims on other depository

organizations 790.3 95.8 88.1 -702.2 -88.9 -7.7 -8.0

USD m 583.7 918.9 886.2 302.5 51.8 -32.7 -3.6

BYN m

Table 1.2 cont'd


2019 March, 2019

20

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



Liabilities included in broad money 40 237.2 40 441.7 40 869.6 632.3 1.6 427.9 1.1

in rubles 13 903.3 13 610.1 14 041.5 138.2 1.0 431.4 3.2

in foreign currency 26 333.9 26 831.6 26 828.1 494.2 1.9 -3.5 0.0

USD m 12 192.8 12 546.9 12 602.5 409.7 3.4 55.5 0.4

1. Other sectors' deposits 36 996.6 36 998.6 37 318.0 321.4 0.9 319.4 0.9including:

in rubles 12 998.5 12 436.8 12 750.2 -248.3 -1.9 313.5 2.5

transferable deposits 5 620.0 4 951.8 4 921.4 -698.6 -12.4 -30.4 -0.6

others deposits 7 378.5 7 484.9 7 828.8 450.3 6.1 343.9 4.6


transferable deposits 6 181.5 6 872.8 7 167.3 985.8 15.9 294.5 4.3

others deposits 17 816.6 17 689.1 17 400.5 -416.1 -2.3 -288.6 -1.6

USD m 11 111.3 11 485.6 11 540.7 429.4 3.9 55.1 0.5


others deposits 8 249.2 8 271.7 8 173.8 -75.4 -0.9 -97.9 -1.2

2. Securities issued by other depository organizations 2 985.0 3 219.0 3 341.8 356.8 12.0 122.8 3.8

in rubles 904.7 1 173.3 1 291.2 386.5 42.7 117.9 10.0


USD m 963.2 956.6 963.3 0.1 0.0 6.7 0.7

3. Precious metals deposits 255.6 224.0 209.8 -45.8 -17.9 -14.3 -6.3

in rubles 0.0 0.0 0.0 0.0 x 0.0 x


USD m 118.3 104.8 98.5 -19.8 -16.7 -6.2 -6.0

March, 2019

Table 1.2 cont'd

BYN m


2019

21

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



Deposits excluded from broad money 493.2 479.1 479.2 -13.9 -2.8 0.2 0.0

in rubles 393.7 379.6 380.8 -12.9 -3.3 1.2 0.3


USD m 46.1 46.5 46.2 0.2 0.2 -0.3 -0.6

Securities other than shares excluded from broad money 635.2 626.6 612.4 -22.7 -3.6 -14.2 -2.3

in rubles 635.2 626.6 612.4 -22.7 -3.6 -14.2 -2.3


USD m 0.0 0.0 0.0 0.0 x 0.0 x

Loans 28.5 29.6 31.6 3.1 10.9 2.0 6.8

in rubles 0.1 1.4 3.6 3.5 x 2.1 157.1


USD m 13.2 13.2 13.2 0.0 0.0 0.0 0.0

Financial derivatives 0.2 0.1 1.0 0.8 400.0 0.9 900.0

in rubles 0.2 0.1 1.0 0.8 400.0 0.9 900.0


USD m 0.0 0.0 0.0 0.0 x 0.0 x

Shares and other equity 10 746.2 10 883.8 10 901.8 155.6 1.4 18.1 0.2

Other items (net) 1 454.8 1 373.5 1 248.1 -206.7 -14.2 -125.4 -9.1

2019 March, 2019

Table 1.2 cont'd

BYN m


22

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



Official rate (BYN/USD) 2.1598 2.1385 2.1288 -0.0310 -1.4 -0.0097 -0.5BYN per 1 USD

Net foreign assets 7 958.9 7 279.7 7 609.1 -349.8 -4.4 329.4 4.5

USD m 3 685.0 3 404.1 3 574.4 -110.6 -3.0 170.3 5.0

foreign assets 9 350.3 8 967.0 8 997.7 -352.7 -3.8 30.7 0.3

foreign liabilities 5 665.3 5 562.9 5 423.3 -242.0 -4.3 -139.6 -2.5including:

1. Net foreign assets in convertible currency 7 820.2 7 668.7 8 133.4 313.2 4.0 464.7 6.1

USD m 3 620.8 3 586.0 3 820.6 199.9 5.5 234.6 6.5

foreign assets 8 652.3 8 488.5 8 448.9 -203.4 -2.4 -39.6 -0.5

foreign liabilities 5 031.5 4 902.5 4 628.2 -403.2 -8.0 -274.3 -5.6

2. Net foreign assets in non-convertible currency 138.7 -389.1 -524.3 -663.0 -478.0 -135.2 -34.7

USD m 64.2 -181.9 -246.3 -310.5 -483.6 -64.3 -35.4

foreign assets 698.1 478.4 548.8 -149.3 -21.4 70.3 14.7

foreign liabilities 633.9 660.4 795.1 161.2 25.4 134.7 20.4

1. Net domestic claims 41 446.0 42 113.6 42 228.1 782.1 1.9 114.5 0.3

in rubles 21 024.2 20 873.6 20 828.7 -195.6 -0.9 -45.0 -0.2


USD m 9 455.4 9 932.2 10 052.3 596.9 6.3 120.2 1.2

2019 March, 2019


Table 1.3

Survey of Depository Organizations of the Republic of BelarusBYN m

23

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



1.1. Net claims on general government -9 501.6 -8 997.7 -8 783.8 717.8 7.6 213.9 2.4

in rubles -4 917.9 -5 271.5 -5 373.0 -455.1 -9.3 -101.6 -1.9

in foreign currency -4 583.6 -3 726.2 -3 410.7 1 172.9 25.6 315.5 8.5

USD m -2 122.3 -1 742.4 -1 602.2 520.1 24.5 140.3 8.0of which:


in rubles 1 715.5 1 718.9 1 612.7 -102.8 -6.0 -106.1 -6.2


USD m 3 553.6 3 551.6 3 671.9 118.3 3.3 120.3 3.4

liabilities to general government 18 892.2 18 311.6 18 213.2 -679.0 -3.6 -98.4 -0.5

in rubles 6 633.4 6 990.3 6 985.7 352.3 5.3 -4.6 -0.1

in foreign currency 12 258.7 11 321.3 11 227.4 -1 031.3 -8.4 -93.8 -0.8

USD m 5 675.9 5 294.0 5 274.1 -401.8 -7.1 -19.9 -0.4

1.1.1. Net claims on central government -10 522.9 -10 035.6 -9 769.3 753.7 7.2 266.3 2.7

in rubles -4 425.2 -4 819.9 -4 909.9 -484.7 -11.0 -90.0 -1.9

in foreign currency -6 097.7 -5 215.7 -4 859.4 1 238.4 20.3 356.3 6.8

USD m -2 823.3 -2 439.0 -2 282.7 540.6 19.1 156.3 6.4of which:

claims on central government 6 781.2 6 749.1 6 916.6 135.3 2.0 167.5 2.5

in rubles 772.8 798.9 721.3 -51.6 -6.7 -77.6 -9.7


USD m 2 781.9 2 782.4 2 910.2 128.3 4.6 127.8 4.6

liabilities to central government 17 304.2 16 784.6 16 685.8 -618.4 -3.6 -98.8 -0.6

in rubles 5 198.0 5 618.7 5 631.2 433.1 8.3 12.4 0.2

in foreign currency 12 106.1 11 165.9 11 054.7 -1 051.5 -8.7 -111.3 -1.0

USD m 5 605.2 5 221.4 5 192.9 -412.3 -7.4 -28.5 -0.5

Table 1.3 cont'd

BYN m


2019 March, 2019

24

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



1.1.2. Net claims on local government 1 021.4 1 037.9 985.5 -35.9 -3.5 -52.4 -5.0

in rubles -492.7 -451.6 -463.1 29.6 6.0 -11.5 -2.5


USD m 701.0 696.5 680.5 -20.5 -2.9 -16.0 -2.3of which:

claims on local government 2 609.4 2 564.8 2 512.9 -96.5 -3.7 -52.0 -2.0

in rubles 942.7 920.0 891.5 -51.2 -5.4 -28.6 -3.1


USD m 771.7 769.2 761.7 -10.0 -1.3 -7.5 -1.0

liabilities to local government 1 588.0 1 526.9 1 527.4 -60.6 -3.8 0.4 0.0

in rubles 1 435.4 1 371.6 1 354.6 -80.8 -5.6 -17.0 -1.2


USD m 70.7 72.6 81.2 10.5 14.9 8.5 11.8

1.2. Claims on other sectors 50 947.6 51 111.3 51 011.9 64.3 0.1 -99.4 -0.2

in rubles 25 942.2 26 145.1 26 201.7 259.5 1.0 56.6 0.2


USD m 11 577.7 11 674.6 11 654.5 76.9 0.7 -20.1 -0.2

claims on other financial organizations 3 984.1 3 968.7 3 972.2 -11.9 -0.3 3.5 0.1

in rubles 2 164.3 2 117.8 2 095.1 -69.1 -3.2 -22.6 -1.1


USD m 842.6 865.5 881.8 39.2 4.7 16.2 1.9

claims on nonfinancial organizations 35 197.1 35 145.4 34 892.8 -304.3 -0.9 -252.6 -0.7

in rubles 12 058.3 12 074.1 12 003.1 -55.2 -0.5 -71.1 -0.6


USD m 10 713.4 10 788.5 10 752.4 39.0 0.4 -36.1 -0.3

claims on natural persons 11 766.3 11 997.2 12 146.8 380.5 3.2 149.6 1.2

in rubles 11 719.6 11 953.2 12 103.5 383.9 3.3 150.3 1.3


USD m 21.7 20.6 20.3 -1.3 -6.5 -0.2 -1.5


2019 March, 2019

Table 1.3 cont'd

BYN m

25

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



Broad Money 43 232.9 43 379.6 43 861.2 628.3 1.5 481.6 1.1

in rubles 16 899.0 16 548.0 17 033.1 134.1 0.8 485.1 2.9

in foreign currency 26 333.9 26 831.6 26 828.1 494.2 1.9 -3.5 0.0

USD m 12 192.8 12 546.9 12 602.5 409.7 3.4 55.5 0.4including:

1. Cash in circulation 2 991.6 2 926.2 2 986.7 -4.8 -0.2 60.6 2.1

2. Deposits (transferable and others deposits) 37 000.8 37 010.4 37 322.9 322.1 0.9 312.5 0.8

in rubles 13 002.7 12 448.5 12 755.1 -247.5 -1.9 306.6 2.5

transferable deposits 5 624.2 4 963.6 4 926.3 -697.8 -12.4 -37.2 -0.8

others deposits 7 378.5 7 484.9 7 828.8 450.3 6.1 343.9 4.6



others deposits 17 816.6 17 689.1 17 400.5 -416.1 -2.3 -288.6 -1.6

USD m 11 111.3 11 485.6 11 540.7 429.4 3.9 55.1 0.5


others deposits 8 249.2 8 271.7 8 173.8 -75.4 -0.9 -97.9 -1.2

3. Securities issued by other depository organizations 2 985.0 3 219.0 3 341.8 356.8 12.0 122.8 3.8

in rubles 904.7 1 173.3 1 291.2 386.5 42.7 117.9 10.0


USD m 963.2 956.6 963.3 0.1 0.0 6.7 0.7

3. Precious metals deposits 255.6 224.0 209.8 -45.8 -17.9 -14.3 -6.3

in rubles 0.0 0.0 0.0 0.0 x 0.0 x


USD m 118.3 104.8 98.5 -19.8 -16.7 -6.2 -6.0

2019 March, 2019

Table 1.3 cont'd

BYN m


26

Statistics Bulletin

Indicators 01.01.2019 01.03.2019 01.04.2019



Deposits excluded from broad money 1 938.0 1 930.1 1 921.5 -16.6 -0.9 -8.7 -0.4

in rubles 393.7 379.6 380.8 -12.9 -3.3 1.2 0.3


USD m 715.0 725.0 723.7 8.7 1.2 -1.3 -0.2

Securities other than shares excluded from broad money 833.6 905.4 894.7 61.1 7.3 -10.8 -1.2

in rubles 833.6 905.4 894.7 61.1 7.3 -10.8 -1.2


USD m 0.0 0.0 0.0 0.0 x 0.0 x

Loans 28.5 29.6 31.6 3.1 10.9 2.0 6.8

in rubles 0.1 1.4 3.6 3.5 x 2.1 157.1


USD m 13.2 13.2 13.2 0.0 0.0 0.0 0.0

Financial derivatives 0.2 0.1 1.0 0.8 400.0 0.9 900.0

in rubles 0.2 0.1 1.0 0.8 400.0 0.9 900.0


USD m 0.0 0.0 0.0 0.0 x 0.0 x

Shares and other equity 2 176.8 2 437.1 2 343.9 167.1 7.7 -93.3 -3.8

Other items (net) 1 194.8 711.3 783.4 -411.4 -34.4 72.1 10.1

For information:

Central government securities in 6 687.0 6 663.0 6 835.7 148.7 2.2 172.8 2.6

depository organizations' portfolio

Local government securities in 2 486.1 2 446.0 2 404.8 -81.3 -3.3 -41.2 -1.7

depository organizations' portfolio

Table 1.3 cont'd

BYN m


2019 March, 2019

27

Statistics Bulletin

Indicators Years 01.01 01.02 01.03 01.04 01.05 01.06 01.07 01.08 01.09 01.10 01.11 01.12

Official rate (BYN/USD) 2018 1.9727 1.9839 1.9537 1.9568 2.0094 2.0225 2.0011 1.9916 2.0799 2.1087 2.1178 2.1384

BYN per 1 USD 2019 2.1598 2.1584 2.1385 2.1288 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000

NET FOREIGN ASSETS 2018 11 841.0 10 010.0 11 208.8 11 166.8 11 628.1 11 530.6 11 337.2 11 678.2 12 527.9 12 050.4 13 087.9 13 728.0

2019 13 473.7 13 294.0 13 191.4 13 518.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

CLAIMS ON NON-RESIDENTS 2018 14 026.8 12 239.5 13 409.1 13 258.6 13 767.8 13 646.2 13 238.2 13 493.9 14 425.4 13 979.4 14 761.7 15 480.8

2019 15 183.2 14 699.4 14 589.0 14 912.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Monetary gold 2018 3 747.9 3 911.5 3 778.2 3 803.1 3 874.1 3 877.9 3 680.4 3 577.2 3 683.4 3 691.2 3 802.3 3 849.3

2019 4 085.0 4 225.1 4 178.6 4 085.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Foreign currency 2018 88.6 92.1 90.6 90.5 91.2 88.2 87.0 87.3 91.4 92.7 90.6 91.3

2019 93.0 92.8 91.5 90.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 2018 8 528.6 5 525.8 7 928.6 7 807.0 8 198.5 8 167.5 7 702.3 7 887.2 8 618.3 8 496.3 9 392.9 9 548.3

2019 9 280.2 8 861.0 8 794.8 8 997.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Securities other than shares 2018 440.2 451.2 438.1 446.0 453.1 464.4 439.3 440.2 465.6 466.2 481.5 491.6

2019 548.7 535.4 550.8 533.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Loans 2018 1 219.1 2 256.0 1 169.5 1 108.8 1 145.6 1 044.5 1 327.1 1 494.3 1 559.1 1 222.8 988.0 1 490.0

2019 1 176.4 985.1 973.3 1 206.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other 2018 2.5 2.8 4.2 3.2 5.3 3.7 2.1 7.7 7.6 10.2 6.5 10.3

2019 0.0 0.0 0.1 0.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

LIABILITIES TO NON-RESIDENTS 2018 2 185.8 2 229.5 2 200.3 2 091.8 2 139.7 2 115.6 1 901.0 1 815.7 1 897.5 1 928.9 1 673.8 1 752.8

2019 1 709.5 1 405.4 1 397.7 1 393.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 2018 112.3 119.9 120.0 120.3 128.6 123.3 124.7 97.5 96.1 97.9 67.2 97.0

2019 103.5 98.4 99.1 98.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Loans 2018 1 122.3 1 119.4 1 107.0 1 113.6 1 147.1 1 157.7 1 146.1 1 085.6 1 138.9 1 159.2 1 138.3 1 185.4

2019 1 203.9 1 023.3 1 019.0 1 018.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 401.9 283.2 279.2 274.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other 2018 0.2 0.4 0.2 0.6 0.3 0.2 0.3 0.2 0.1 0.2 2.0 0.2

2019 0.2 0.4 0.3 1.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.4

Dynamics of Survey Indicators of the National Bank of the Republic of BelarusBYN m

28

Statistics Bulletin


NET DOMESTIC CLAIMS 2018 -8 252.2 -6 842.5 -8 681.5 -8 541.5 -9 433.1 -9 715.3 -9 432.3 -9 733.2 -10 257.4 -9 848.7 -11 487.4 -11 931.6

2019 -10 440.0 -11 024.5 -9 206.6 -9 235.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

NET CLAIMS ON GENERAL GOVERNMENT 2018 -10 183.9 -9 327.2 -10 443.5 -10 388.4 -11 708.7 -11 657.2 -11 153.6 -11 446.9 -11 901.3 -11 774.9 -13 562.9 -13 764.6

2019 -12 769.5 -12 705.6 -10 856.5 -10 836.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

CLAIMS ON GENERAL GOVERNMENT 2018 465.3 465.4 465.5 441.8 441.9 442.0 441.4 441.4 441.5 440.9 441.0 438.0

2019 340.1 340.2 340.2 339.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 340.1 340.2 340.2 339.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other claims 2018 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.1 0.1 0.0

2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

LIABILITIES TO GENERAL GOVERNMENT 2018 10 649.2 9 792.6 10 909.0 10 830.2 12 150.6 12 099.1 11 595.0 11 888.3 12 342.8 12 215.8 14 003.9 14 202.6

2019 13 109.6 13 045.8 11 196.7 11 176.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 2018 10 649.1 9 792.0 10 908.4 10 830.1 12 150.5 12 098.9 11 595.0 11 887.8 12 342.6 12 215.4 14 003.3 14 202.5

2019 13 109.6 13 045.7 11 196.6 11 175.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other liabilities 2018 0.1 0.6 0.6 0.0 0.1 0.2 0.0 0.5 0.2 0.5 0.6 0.1

2019 0.0 0.1 0.1 0.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

CLAIMS ON OTHER DEPOSITORY 2018 421.0 974.5 252.3 349.8 796.8 462.7 254.2 260.2 190.4 485.3 650.7 408.1

ORGANIZATIONS 2019 917.2 281.8 250.7 217.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

CLAIMS ON OTHER SECTORS 2018 1 510.6 1 510.2 1 509.6 1 497.0 1 478.8 1 479.2 1 467.2 1 453.4 1 453.5 1 440.9 1 424.8 1 424.9

2019 1 412.3 1 399.3 1 399.2 1 383.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other financial organizations 2018 1 370.8 1 370.8 1 370.8 1 358.3 1 340.2 1 340.6 1 328.1 1 310.0 1 310.0 1 297.5 1 281.4 1 281.4

2019 1 268.9 1 255.6 1 255.6 1 239.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Public nonfinancial organizations 2018 132.0 131.8 131.7 131.6 131.5 131.4 131.9 136.2 136.2 136.2 136.3 136.4

2019 136.5 136.6 136.6 136.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other nonfinancial organizations 2018 7.3 7.0 6.5 6.5 6.6 6.6 6.6 6.7 6.7 6.6 6.5 6.5

2019 6.4 6.5 6.4 6.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Natural persons 2018 0.6 0.6 0.7 0.6 0.6 0.6 0.6 0.6 0.6 0.6 0.6 0.6

2019 0.5 0.6 0.6 0.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

BYN m

Table 1.4 cont'd

29

Statistics Bulletin


MONETARY BASE 2018 7 169.3 6 952.6 7 088.5 7 164.0 7 224.8 6 922.6 7 163.8 7 100.4 7 088.7 7 415.1 7 426.2 7 510.9

2019 8 623.9 7 619.6 8 286.3 8 453.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Cash in circulation 2018 2 346.6 2 214.0 2 276.7 2 351.3 2 502.1 2 523.3 2 663.1 2 699.1 2 800.4 2 851.2 2 793.5 2 811.2

2019 2 991.6 2 870.2 2 926.2 2 986.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Cash in other depository organizations' offices 2018 729.2 562.3 580.8 593.1 647.9 578.8 691.0 611.1 644.8 647.7 638.6 639.0

2019 746.6 651.5 694.5 675.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Required reserves 2018 3 558.2 3 765.2 3 625.0 3 771.7 3 808.9 3 565.9 3 567.6 3 592.8 3 570.2 3 536.2 3 700.1 3 805.5

2019 4 093.1 3 672.6 3 999.0 4 174.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other depository organizations' deposits 2018 533.5 410.3 605.7 445.7 262.1 250.6 237.0 193.1 69.4 376.0 289.8 250.9

2019 788.5 421.1 654.9 611.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other sectors' deposits 2018 1.7 0.7 0.3 2.1 3.8 4.0 5.1 4.4 4.0 4.0 4.2 4.3

2019 4.1 4.2 11.7 4.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

OTHER LIABILITIES TO OTHER DEPOSITORY 2018 3 708.3 3 367.3 2 687.4 2 697.3 2 238.4 2 197.0 2 214.9 2 394.9 2 667.0 2 325.8 1 675.2 1 675.4

ORGANIZATIONS 2019 1 664.9 1 717.8 2 753.8 2 995.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 2018 40.0 55.2 43.3 42.0 15.3 7.0 0.0 30.0 2.5 6.0 0.0 0.0

2019 7.0 2.6 0.0 2.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Financial derivatives 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other 2018 3 668.3 3 312.1 2 644.0 2 655.3 2 223.1 2 190.0 2 214.9 2 364.8 2 664.5 2 319.8 1 675.2 1 675.4

2019 1 657.9 1 715.2 2 753.8 2 992.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

SECURITIES OTHER THAN SHARES

EXCLUDED FROM MONETARY BASE 2018 41.6 41.9 41.2 41.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

AND INCLUDED IN BROAD MONEY 2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

DEPOSITS EXCLUDED FROM MONETARY BASE 2018 1 370.6 1 414.5 1 259.4 1 261.0 1 312.5 1 313.7 1 299.4 1 315.2 1 374.1 1 393.2 1 415.2 1 428.8

AND BROAD MONEY 2019 1 444.9 1 465.4 1 451.0 1 442.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

SECURITIES OTHER THAN SHARES

EXCLUDED FROM MONETARY BASE 2018 0.0 0.0 139.1 139.1 147.7 149.6 162.0 171.6 269.6 229.5 188.6 188.5

AND BROAD MONEY 2019 198.5 248.9 278.8 282.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

SHARES AND OTHER EQUITY 2018 -8 102.0 -8 258.5 -8 332.3 -8 332.8 -8 393.0 -8 432.5 -8 599.4 -8 711.9 -8 800.2 -8 845.4 -8 781.5 -8 784.9

2019 -8 569.4 -8 448.8 -8 446.6 -8 558.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

OTHER ITEMS (NET) 2018 -599.0 -350.1 -356.1 -344.7 -335.3 -335.1 -335.8 -325.2 -328.6 -316.5 -323.3 -222.3

2019 -329.0 -333.3 -338.6 -331.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other liabilities 2018 9 322.3 9 337.7 9 141.4 9 036.7 9 056.9 9 035.4 8 866.6 8 758.3 8 906.7 9 037.7 9 009.6 9 086.2

2019 8 938.1 8 832.6 8 537.2 8 472.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other assets 2018 9 921.3 9 687.8 9 497.5 9 381.3 9 392.1 9 370.5 9 202.4 9 083.5 9 235.4 9 354.2 9 332.8 9 308.5

2019 9 267.1 9 165.9 8 875.8 8 804.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.4 cont'd

BYN m

30

Statistics Bulletin

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.

Monetary base 2018 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0

2019 100.0 100.0 100.0 100.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:

1. Cash in circulation(М0) 2018 32.8 31.8 32.2 32.9 34.6 36.4 37.2 38.0 39.4 38.4 37.6 37.4

2019 34.7 37.6 35.3 35.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. Cash in other depository 2018 10.2 8.1 8.2 8.3 9.0 8.4 9.6 8.6 9.1 8.7 8.6 8.5

organizations' offices 2019 8.7 8.6 8.4 8.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3. Required reserves 2018 49.6 54.2 51.1 52.6 52.7 51.5 49.8 50.6 50.4 47.7 49.8 50.7

2019 47.5 48.2 48.3 49.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

4. Other depository 2018 7.4 5.9 8.5 6.2 3.6 3.6 3.3 2.7 1.0 5.1 3.9 3.3

organizations deposits 2019 9.1 5.5 7.9 7.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

5. Deposits of other sectors

of the economy (excluding 2018 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1

general government) 2019 0.0 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

6. Precious metals deposits 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.5

Dynamics of Monetary Base Structure

%

31

Statistics Bulletin



BYN per 1 USD 2019 2.1598 2.1584 2.1385 2.1288 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000

NET FOREIGN ASSETS 2018 -5 547.8 -5 915.0 -5 520.4 -5 633.4 -6 069.8 -5 332.8 -5 524.2 -5 299.4 -5 837.1 -4 990.7 -5 091.7 -6 125.7

2019 -5 514.8 -6 188.1 -5 911.7 -5 909.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

CLAIMS ON NON-RESIDENTS 2018 3 219.2 3 157.6 3 650.9 3 394.6 3 211.7 3 855.6 3 432.5 3 513.4 3 224.1 4 239.5 4 075.3 3 501.2

2019 5 011.7 4 201.9 4 586.8 4 242.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Foreign currency 2018 594.6 680.8 721.0 653.7 713.2 755.4 639.6 704.0 743.0 709.1 771.6 717.0

2019 688.1 795.0 705.2 704.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 2018 1 941.3 1 664.2 1 736.0 1 718.8 1 478.0 1 586.3 1 438.4 1 492.2 1 518.7 2 178.6 1 777.2 1 686.2

2019 2 359.3 1 968.8 2 046.1 2 135.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 221.0 223.3 222.1 221.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Loans 2018 432.7 494.8 849.9 719.3 691.9 1 138.7 917.7 960.0 594.5 986.3 1 119.7 790.2

2019 1 586.3 1 130.5 1 532.0 1 015.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other 2018 179.8 164.7 169.5 130.9 158.3 202.1 268.1 188.5 195.3 191.9 225.4 124.0

2019 157.0 84.4 81.4 165.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

LIABILITIES TO NON-RESIDENTS 2018 8 767.0 9 072.6 9 171.3 9 028.0 9 281.5 9 188.4 8 956.7 8 812.8 9 061.2 9 230.1 9 167.0 9 626.9

2019 10 526.5 10 390.0 10 498.5 10 151.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 2018 1 120.9 1 190.5 1 203.8 1 081.6 1 012.1 1 126.0 1 014.3 1 080.6 1 077.0 1 070.9 1 081.4 1 195.8

2019 1 130.1 1 287.4 1 215.1 1 181.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Loans 2018 7 612.8 7 830.2 7 908.2 7 781.4 8 101.2 8 012.3 7 898.1 7 685.3 7 870.6 8 066.2 8 007.3 8 290.9

2019 9 303.6 9 047.2 9 230.4 8 851.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other 2018 23.4 51.9 59.3 165.1 168.2 50.1 44.3 46.9 113.6 93.0 78.3 140.2

2019 92.8 55.4 53.1 119.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

NET DOMESTIC CLAIMS 2018 54 547.8 54 081.6 54 040.7 54 191.7 54 002.4 53 827.0 54 262.8 53 935.5 55 724.1 56 164.8 55 863.5 57 268.5

2019 59 110.1 59 132.7 59 746.0 60 053.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

NET CLAIMS ON GENERAL GOVERNMENT2018 3 179.9 3 232.2 3 272.0 3 363.1 2 847.5 2 708.5 2 742.7 2 008.4 2 232.3 2 269.4 2 043.1 2 287.4

2019 3 267.9 2 933.2 1 858.8 2 052.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

CLAIMS ON GENERAL GOVERNMENT2018 8 293.6 8 335.1 8 357.2 8 404.4 8 520.7 8 362.4 8 368.6 8 273.8 8 572.5 8 698.0 8 761.2 8 798.9

2019 9 050.5 9 032.9 8 973.7 9 089.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Securities other than shares 2018 8 068.5 8 119.6 8 140.7 8 202.4 8 324.3 8 158.6 8 166.1 8 088.8 8 381.8 8 517.7 8 576.4 8 610.0

2019 8 833.0 8 828.1 8 768.8 8 900.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other claims 2018 225.1 215.5 216.4 202.0 196.4 203.8 202.5 185.0 190.7 180.3 184.7 188.9

2019 217.4 204.8 204.9 188.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.6

Dynamics of Survey Indicators of Other Depository Organizations of the Republic of BelarusBYN m

32

Statistics Bulletin


LIABILITIES TO GENERAL 2018 5 113.8 5 102.9 5 085.1 5 041.3 5 673.3 5 653.9 5 625.8 6 265.4 6 340.2 6 428.6 6 718.1 6 511.5

GOVERNMENT 2019 5 782.6 6 099.7 7 114.9 7 037.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 2018 4 702.3 4 640.7 4 589.4 4 602.7 5 299.9 5 245.2 5 204.7 5 903.0 5 961.5 6 022.8 6 350.3 6 128.4

2019 5 382.2 5 677.6 6 678.1 6 612.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 400.4 422.1 436.8 424.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 49 535.3 49 592.1 49 712.1 49 628.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 715.2 2 715.5 2 713.1 2 732.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Public nonfinancial organizations 2018 17 613.6 17 895.8 17 626.0 17 682.8 17 968.1 17 835.4 17 293.9 17 561.7 18 233.0 18 359.8 18 186.4 18 465.8

2019 18 576.8 18 717.6 18 719.6 18 320.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other nonfinancial organizations 2018 14 345.1 14 269.3 14 253.8 14 404.6 15 058.1 14 817.0 15 115.6 14 896.8 15 232.3 15 608.9 15 951.1 16 277.8

2019 16 477.5 16 261.3 16 282.8 16 429.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Natural persons 2018 9 185.7 9 344.1 9 478.9 9 668.7 9 905.4 10 147.3 10 319.8 10 530.0 10 788.0 11 048.4 11 332.7 11 549.9

2019 11 765.8 11 897.7 11 996.6 12 146.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

NET CLAIMS ON NATIONAL BANK 2018 8 092.7 7 126.9 7 271.7 6 836.1 5 906.6 5 999.5 6 343.4 6 458.9 6 556.0 6 227.4 5 741.8 6 023.5

2019 6 307.0 6 607.5 8 175.1 8 372.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

CLAIMS ON NATIONAL BANK 2018 8 441.8 7 968.0 7 426.3 7 093.9 6 612.2 6 371.0 6 494.0 6 626.1 6 653.3 6 585.8 6 265.6 6 304.3

2019 7 097.3 6 762.5 8 271.0 8 460.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Currency 2018 729.2 562.3 580.8 593.1 647.9 578.8 691.0 611.1 644.8 647.7 638.6 639.0

2019 746.6 651.5 694.5 675.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 2018 4 490.7 4 518.9 4 512.9 4 314.6 4 187.7 4 010.4 3 970.9 4 004.6 3 711.1 4 004.3 4 320.4 4 355.0

2019 5 013.7 4 705.2 5 103.2 5 142.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Securities other than shares 2018 3 221.8 2 886.8 2 332.5 2 186.2 1 776.6 1 781.7 1 832.2 2 010.4 2 297.3 1 933.8 1 306.4 1 309.7

2019 1 336.9 1 405.7 2 473.3 2 642.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other claims 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.2 0.6

2019 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

LIABILITIES TO NATIONAL BANK 2018 349.1 841.2 154.6 257.9 705.7 371.5 150.6 167.2 97.2 358.4 523.8 280.7

2019 790.3 155.0 95.9 88.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 2018 228.9 30.1 30.2 75.8 36.1 32.5 17.0 25.1 18.3 280.5 30.9 39.2

2019 732.4 57.1 34.3 27.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Loans 2018 120.2 811.0 124.4 182.0 669.5 339.0 133.6 142.0 78.9 77.9 492.9 241.5

2019 57.9 97.8 61.5 60.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 0.0 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.6 cont'd

BYN m

33

Statistics Bulletin


DEPOSITS INCLUDED IN BROAD MONEY 2018 34 451.5 33 458.4 33 610.3 33 379.7 32 790.4 33 098.7 33 262.6 33 291.1 34 259.0 35 230.0 34 907.2 35 171.9

2019 36 996.6 36 470.5 36 998.6 37 318.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

TRANSFERABLE DEPOSITS INCLUDED 2018 10 084.4 9 057.3 9 228.1 9 218.8 9 046.5 9 344.4 9 900.1 10 076.4 10 206.3 10 903.7 10 854.2 10 770.4

IN BROAD MONEY 2019 11 801.5 11 549.9 11 824.6 12 088.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other financial organizations 2018 61.3 44.1 62.0 98.1 73.3 116.4 57.3 65.4 253.0 67.1 68.8 56.8

2019 67.5 99.0 85.4 96.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Public nonfinancial organizations 2018 1 493.5 1 053.5 1 039.4 1 009.6 1 031.0 955.2 1 013.7 1 022.1 952.2 1 264.8 1 217.1 1 221.8

2019 1 494.8 1 242.2 1 188.6 1 096.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 5 246.2 5 539.3 5 629.0 5 935.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Natural persons 2018 3 565.7 3 303.8 3 611.2 3 669.1 3 988.2 3 887.8 4 402.2 4 224.4 4 376.1 4 566.5 4 347.0 4 545.7

2019 4 993.0 4 669.4 4 921.6 4 960.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

OTHER DEPOSITS INCLUDED 2018 24 367.1 24 401.1 24 382.2 24 160.9 23 743.9 23 754.3 23 362.5 23 214.7 24 052.7 24 326.3 24 053.0 24 401.5

IN BROAD MONEY 2019 25 195.1 24 920.7 25 174.1 25 229.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other financial organizations 2018 932.2 997.1 1 074.2 984.7 929.1 928.0 960.2 1 121.7 1 012.7 1 047.8 1 063.2 1 068.7

2019 1 036.2 1 045.0 1 118.8 1 088.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 201.6 2 284.5 2 420.8 2 394.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 4 776.3 4 222.5 4 311.9 4 422.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Natural persons 2018 16 537.5 16 649.2 16 393.7 16 343.5 16 522.2 16 454.8 16 256.6 16 165.8 16 665.0 16 816.4 16 830.2 16 965.7

2019 17 180.9 17 368.8 17 322.6 17 324.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

PRECIOUS METALS DEPOSITS 2018 138.0 145.7 162.5 186.1 173.8 211.3 230.5 224.8 235.7 236.0 240.2 251.1

2019 255.6 245.0 224.0 209.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

SECURITIES OTHER THAN SHARES 2018 2 869.2 2 884.5 2 860.9 3 008.2 2 909.6 3 033.9 2 987.7 2 851.9 3 018.7 2 904.5 2 874.9 2 974.1

INCLUDED IN BROAD MONEY 2019 2 985.0 2 985.1 3 219.0 3 341.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

DEPOSITS EXCLUDED 2018 344.0 336.5 379.1 399.9 422.3 441.9 467.5 469.1 486.2 496.3 467.5 478.6

FROM BROAD MONEY 2019 493.2 477.8 479.1 479.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

SECURITIES OTHER THAN SHARES 2018 701.5 692.3 691.7 683.1 673.6 688.9 664.7 656.3 656.4 648.3 640.6 640.5

EXCLUDED FROM BROAD MONEY 2019 635.2 627.0 626.6 612.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

LOANS 2018 38.9 39.3 39.2 29.1 29.8 29.6 29.1 29.4 30.5 31.0 61.0 95.5

2019 28.5 74.5 29.6 31.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

FINANCIAL DERIVATIVES 2018 0.1 0.9 0.7 0.6 1.4 1.6 1.4 1.0 1.1 2.1 1.9 0.6

2019 0.2 0.2 0.1 1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

SHARES AND OTHER EQUITY 2018 9 673.4 9 731.5 9 855.4 9 802.1 9 821.0 9 912.8 10 040.4 10 115.2 10 224.3 10 302.8 10 382.3 10 521.3

2019 10 746.2 10 787.7 10 883.8 10 901.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

BYN m

Table 1.6 cont'd

34

Statistics Bulletin


OTHER ITEMS (NET) 2018 783.3 877.4 920.4 1 069.4 1 110.8 1 075.5 1 054.8 997.3 975.0 1 323.1 1 196.0 1 009.2

2019 1 454.8 1 276.9 1 373.5 1 248.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 5 107.3 5 218.8 5 321.6 5 214.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other assets 2018 3 661.0 3 643.9 3 682.0 3 739.1 3 770.8 3 734.6 3 818.6 3 807.7 3 747.4 3 812.4 3 790.3 3 827.8

2019 3 890.6 3 836.1 3 919.8 3 886.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Consolidation adjustment 2018 -37.2 -36.1 -69.7 -120.5 -42.7 128.2 6.3 52.9 82.3 -113.4 50.2 130.4

2019 -238.1 105.9 28.3 79.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

BYN m

Table 1.6 cont'd

35

Statistics Bulletin



BYN per 1 USD 2019 2.1598 2.1584 2.1385 2.1288 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000

NET FOREIGN ASSETS 2018 6 293.2 4 095.1 5 688.4 5 533.4 5 558.3 6 197.8 5 813.0 6 378.7 6 690.8 7 059.8 7 996.1 7 602.3

2019 7 958.9 7 105.9 7 279.7 7 609.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Claims on non-residents 2018 17 246.0 15 397.2 17 060.0 16 653.3 16 979.5 17 501.8 16 670.7 17 007.3 17 649.5 18 218.8 18 836.9 18 982.0

2019 20 194.9 18 901.3 19 175.8 19 154.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Liabilities to non-residents 2018 10 952.8 11 302.1 11 371.5 11 119.9 11 421.2 11 304.0 10 857.7 10 628.5 10 958.7 11 159.1 10 840.8 11 379.6

2019 12 236.0 11 795.4 11 896.2 11 545.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

NET DOMESTIC CLAIMS 2018 37 781.8 39 137.7 37 835.1 38 464.3 37 866.0 37 649.5 38 232.9 37 483.2 38 720.2 39 603.4 37 983.6 38 905.3

2019 41 446.0 41 218.9 42 113.6 42 228.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

NET CLAIMS ON GENERAL GOVERNMENT 2018 -7 004.1 -6 095.0 -7 171.5 -7 025.2 -8 861.2 -8 948.7 -8 410.9 -9 438.5 -9 669.0 -9 505.5 -11 519.8 -11 477.2

2019 -9 501.6 -9 772.4 -8 997.7 -8 783.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Claims on general government 2018 8 758.9 8 800.6 8 822.7 8 846.2 8 962.6 8 804.3 8 810.0 8 715.2 9 013.9 9 138.9 9 202.1 9 236.9

2019 9 390.6 9 373.1 9 313.9 9 429.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Liabilities to general government 2018 15 763.0 14 895.6 15 994.2 15 871.5 17 823.8 17 753.0 17 220.9 18 153.7 18 683.0 18 644.4 20 722.0 20 714.1

2019 18 892.2 19 145.4 18 311.6 18 213.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 50 947.6 50 991.3 51 111.3 51 011.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 3 984.1 3 971.1 3 968.7 3 972.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 18 713.3 18 854.2 18 856.2 18 456.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 16 483.9 16 267.7 16 289.2 16 436.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Natural persons 2018 9 186.3 9 344.7 9 479.6 9 669.3 9 906.1 10 147.9 10 320.4 10 530.6 10 788.6 11 049.1 11 333.2 11 550.5

2019 11 766.3 11 898.3 11 997.2 12 146.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.7

Dynamics of Survey Indicators of Depository Organizations of the Republic of BelarusBYN m

36

Statistics Bulletin


BROAD MONEY 2018 39 848.5 38 745.1 38 952.0 38 968.8 38 379.7 38 871.2 39 149.0 39 071.3 40 317.8 41 225.7 40 820.0 41 212.7

2019 43 232.9 42 575.0 43 379.6 43 861.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

CASH IN CIRCULATION 2018 2 346.6 2 214.0 2 276.7 2 351.3 2 502.1 2 523.3 2 663.1 2 699.1 2 800.4 2 851.2 2 793.5 2 811.2

2019 2 991.6 2 870.2 2 926.2 2 986.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

DEPOSITS INCLUDED IN BROAD MONEY 2018 34 453.2 33 459.1 33 610.6 33 381.8 32 794.2 33 102.7 33 267.7 33 295.5 34 262.9 35 234.0 34 911.4 35 176.3

2019 37 000.8 36 474.7 37 010.4 37 322.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

TRANSFERABLE DEPOSITS INCLUDED IN 2018 10 086.1 9 058.0 9 228.5 9 220.9 9 050.3 9 348.4 9 905.2 10 080.7 10 210.3 10 907.6 10 858.4 10 774.8

BROAD MONEY 2019 11 805.6 11 554.1 11 836.3 12 093.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other financial organizations 2018 63.0 44.8 62.3 100.2 77.1 120.5 62.4 69.8 257.0 71.1 73.0 61.2

2019 71.6 103.2 97.1 101.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Public nonfinancial organizations 2018 1 493.5 1 053.5 1 039.4 1 009.6 1 031.0 955.2 1 013.7 1 022.1 952.2 1 264.8 1 217.1 1 221.8

2019 1 494.8 1 242.2 1 188.6 1 096.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 5 246.2 5 539.3 5 629.0 5 935.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Natural persons 2018 3 565.7 3 303.8 3 611.2 3 669.1 3 988.2 3 887.8 4 402.2 4 224.4 4 376.1 4 566.5 4 347.0 4 545.7

2019 4 993.0 4 669.4 4 921.6 4 960.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

OTHER DEPOSITS INCLUDED 2018 24 367.1 24 401.1 24 382.2 24 160.9 23 743.9 23 754.3 23 362.5 23 214.7 24 052.7 24 326.3 24 053.0 24 401.5

IN BROAD MONEY 2019 25 195.1 24 920.7 25 174.1 25 229.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other financial organizations 2018 932.2 997.1 1 074.2 984.7 929.1 928.0 960.2 1 121.7 1 012.7 1 047.8 1 063.2 1 068.7

2019 1 036.2 1 045.0 1 118.8 1 088.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 201.6 2 284.5 2 420.8 2 394.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 4 776.3 4 222.5 4 311.9 4 422.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Natural persons 2018 16 537.5 16 649.2 16 393.7 16 343.5 16 522.2 16 454.8 16 256.6 16 165.8 16 665.0 16 816.4 16 830.2 16 965.7

2019 17 180.9 17 368.8 17 322.6 17 324.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

PRECIOUS METALS DEPOSITS 2018 138.0 145.7 162.5 186.1 173.8 211.3 230.5 224.8 235.7 236.0 240.2 251.1

2019 255.6 245.0 224.0 209.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

SECURITIES OTHER THAN SHARES 2018 2 910.8 2 926.4 2 902.1 3 049.5 2 909.6 3 033.9 2 987.7 2 851.9 3 018.7 2 904.5 2 874.9 2 974.1

INCLUDED IN BROAD MONEY 2019 2 985.0 2 985.1 3 219.0 3 341.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

BYN m

Table 1.7 cont'd

37

Statistics Bulletin


DEPOSITS EXCLUDED FROM BROAD MONEY 2018 1 714.6 1 751.0 1 638.5 1 660.9 1 734.7 1 755.6 1 766.9 1 784.3 1 860.3 1 889.5 1 882.8 1 907.4

2019 1 938.0 1 943.2 1 930.1 1 921.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

SECURITIES OTHER THAN SHARES EXCLUDED 2018 701.5 692.3 830.8 822.2 821.3 838.5 826.6 827.9 926.0 877.8 829.2 829.0

FROM BROAD MONEY 2019 833.6 875.9 905.4 894.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

LOANS 2018 38.9 39.3 39.2 29.1 29.8 29.6 29.1 29.4 30.5 31.0 61.0 95.5

2019 28.5 74.5 29.6 31.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

FINANCIAL DERIVATIVES 2018 0.1 0.9 0.7 0.6 1.4 1.6 1.4 1.0 1.1 2.1 1.9 0.6

2019 0.2 0.2 0.1 1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

SHARES AND OTHER EQUITY 2018 1 571.5 1 473.0 1 523.2 1 469.3 1 427.9 1 480.3 1 441.0 1 403.3 1 424.0 1 457.5 1 600.8 1 736.4

2019 2 176.8 2 338.9 2 437.1 2 343.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

OTHER ITEMS (NET) 2018 199.8 531.1 539.2 1 046.8 1 029.5 870.6 831.9 744.8 851.2 1 179.6 784.0 726.0

2019 1 194.8 517.3 711.3 783.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 14 045.4 14 051.4 13 858.9 13 686.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other assets 2018 13 582.4 13 331.7 13 179.4 13 120.4 13 162.9 13 105.1 13 020.9 12 891.2 12 982.8 13 166.6 13 123.2 13 136.3

2019 13 157.6 13 002.0 12 795.7 12 690.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Consolidation adjustment 2018 -52.8 -39.9 -44.6 -442.6 -296.6 -1.9 -106.5 -19.9 -122.6 -286.4 139.0 191.3

2019 -307.0 532.1 351.9 212.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.7 cont'd

BYN m

38

Statistics Bulletin

Dynamics of Broad Money Indicators

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.1. Cash in circulation - М0 2018 2 346.6 2 214.0 2 276.7 2 351.3 2 502.1 2 523.3 2 663.1 2 699.1 2 800.4 2 851.2 2 793.5 2 811.2

2019 2 991.6 2 870.2 2 926.2 2 986.72. Transferable deposits 2018 4 956.4 3 993.2 4 186.3 4 216.8 4 181.8 4 256.1 4 763.1 4 556.2 4 749.2 4 773.4 4 447.7 4 610.2

2019 5 624.2 4 671.1 4 963.6 4 926.3natural persons 2018 2 190.0 1 849.8 2 049.4 2 084.6 2 266.9 2 116.5 2 579.9 2 358.1 2 415.9 2 510.9 2 264.2 2 401.3

2019 2 757.1 2 383.4 2 570.8 2 579.2legal entities^ 2018 2 766.4 2 143.4 2 136.9 2 132.2 1 914.9 2 139.7 2 183.3 2 198.1 2 333.3 2 262.5 2 183.5 2 208.9

2019 2 867.1 2 287.7 2 392.8 2 347.2monetary aggregate - M1 2018 7 302.9 6 207.1 6 463.0 6 568.1 6 683.9 6 779.5 7 426.2 7 255.3 7 549.5 7 624.6 7 241.2 7 421.4

2019 8 615.7 7 541.3 7 889.7 7 913.03. Other deposits 2018 6 383.6 6 140.3 6 552.3 6 668.4 6 337.5 6 555.9 6 676.3 6 777.7 7 097.1 7 229.0 6 844.7 7 096.6

2019 7 378.5 7 377.4 7 484.9 7 828.8natural persons 2018 3 340.9 3 406.0 3 481.4 3 565.0 3 626.5 3 671.5 3 753.0 3 819.1 3 893.9 3 881.5 3 896.8 3 949.4

2019 4 010.8 4 102.8 4 167.1 4 222.9legal entities^ 2018 3 042.7 2 734.3 3 071.0 3 103.4 2 711.0 2 884.5 2 923.3 2 958.6 3 203.2 3 347.5 2 947.9 3 147.2

2019 3 367.7 3 274.6 3 317.9 3 605.9Ruble money supply according 2018 13 686.6 12 347.4 13 015.3 13 236.5 13 021.4 13 335.4 14 102.6 14 033.0 14 646.6 14 853.5 14 085.8 14 518.0to the national definition - M2 2019 15 994.2 14 918.6 15 374.7 15 741.9

4. Securities issued by other depository organizations 2018 383.6 448.4 513.2 667.6 574.8 706.8 773.3 704.2 832.6 741.6 730.5 838.9 in national currency 2019 904.7 950.5 1 173.3 1 291.2

Ruble money supply - M2* 2018 14 070.2 12 795.8 13 528.5 13 904.1 13 596.2 14 042.2 14 875.8 14 737.2 15 479.3 15 595.1 14 816.4 15 357.02019 16 899.0 15 869.1 16 548.0 17 033.1

Table 1.8

BYN m

39

Statistics Bulletin

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12. 5. Deposits in foreign currency 2018 23 113.1 23 325.6 22 872.0 22 496.7 22 274.9 22 290.7 21 828.3 21 961.5 22 416.7 23 231.6 23 619.0 23 469.4

2019 23 998.1 24 426.3 24 561.9 24 567.8 5.1. Transferable deposits 2018 5 129.7 5 064.8 5 042.1 5 004.1 4 868.4 5 092.3 5 142.1 5 524.5 5 461.1 6 134.3 6 410.7 6 164.6

2019 6 181.5 6 883.0 6 872.8 7 167.3natural persons 2018 1 375.7 1 454.0 1 561.7 1 584.5 1 721.3 1 771.3 1 822.3 1 866.3 1 960.2 2 055.6 2 082.8 2 144.4

2019 2 235.9 2 286.0 2 350.8 2 381.3legal entities^ 2018 3 754.0 3 610.8 3 480.4 3 419.6 3 147.1 3 321.0 3 319.8 3 658.2 3 500.9 4 078.7 4 327.9 4 020.2

2019 3 945.6 4 597.0 4 522.0 4 786.0 5.2. Other deposits 2018 17 983.5 18 260.9 17 829.9 17 492.6 17 406.4 17 198.4 16 686.2 16 437.0 16 955.6 17 097.4 17 208.4 17 304.9

2019 17 816.6 17 543.3 17 689.1 17 400.5natural persons 2018 13 196.6 13 243.2 12 912.4 12 778.5 12 895.7 12 783.3 12 503.5 12 346.7 12 771.1 12 934.9 12 933.4 13 016.3

2019 13 170.2 13 266.0 13 155.5 13 101.6legal entities^ 2018 4 786.9 5 017.6 4 917.5 4 714.0 4 510.8 4 415.0 4 182.7 4 090.2 4 184.4 4 162.5 4 275.0 4 288.6

2019 4 646.4 4 277.3 4 533.6 4 298.96. Securities issued by other depository organizations 2018 2 527.2 2 478.0 2 389.0 2 381.9 2 334.8 2 327.1 2 214.4 2 147.7 2 186.1 2 162.9 2 144.4 2 135.2 in foreign currency 2019 2 080.3 2 034.6 2 045.7 2 050.67. Precious metals deposits 2018 138.0 145.7 162.5 186.1 173.8 211.3 230.5 224.8 235.7 236.0 240.2 251.1 2019 255.6 245.0 224.0 209.8

Broad money - M3 2018 39 848.5 38 745.1 38 952.0 38 968.8 38 379.7 38 871.2 39 149.0 39 071.3 40 317.8 41 225.7 40 820.0 41 212.72019 43 232.9 42 575.0 43 379.6 43 861.2

Table 1.8 cont'dBYN m

40

Statistics Bulletin

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.For information:Active broad money^^ 2018 12 432.6 11 271.9 11 505.1 11 572.2 11 552.4 11 871.7 12 568.3 12 779.8 13 010.6 13 758.8 13 651.8 13 586.0

2019 14 797.2 14 424.3 14 762.5 15 080.3Ruble deposits 2018 11 340.0 10 133.5 10 738.7 10 885.2 10 519.3 10 812.1 11 439.4 11 334.0 11 846.3 12 002.3 11 292.4 11 706.8

2019 13 002.7 12 048.4 12 448.5 12 755.1natural persons 2018 5 530.9 5 255.8 5 530.8 5 649.6 5 893.4 5 787.9 6 332.9 6 177.2 6 309.8 6 392.4 6 161.0 6 350.7

2019 6 767.9 6 486.1 6 737.9 6 802.0legal entities^ 2018 5 809.1 4 877.6 5 207.9 5 235.5 4 625.9 5 024.1 5 106.5 5 156.8 5 536.5 5 609.9 5 131.3 5 356.1

2019 6 234.8 5 562.3 5 710.6 5 953.1Deposits in foreign currency 2018 23 113.1 23 325.6 22 872.0 22 496.7 22 274.9 22 290.7 21 828.3 21 961.5 22 416.7 23 231.6 23 619.0 23 469.4

2019 23 998.1 24 426.3 24 561.9 24 567.8natural persons 2018 14 572.2 14 697.2 14 474.1 14 363.0 14 617.0 14 554.6 14 325.8 14 213.0 14 731.3 14 990.5 15 016.2 15 160.7

2019 15 406.1 15 552.1 15 506.3 15 482.9legal entities^ 2018 8 540.9 8 628.4 8 397.9 8 133.6 7 657.9 7 736.0 7 502.4 7 748.5 7 685.3 8 241.2 8 602.9 8 308.8

2019 8 592.0 8 874.3 9 055.6 9 084.8Deposits in foreign currency, 2018 11 716.5 11 757.5 11 707.0 11 496.7 11 085.3 11 021.3 10 908.1 11 027.1 10 777.8 11 017.0 11 152.6 10 975.2USD m 2019 11 111.3 11 316.9 11 485.6 11 540.7

natural persons 2018 7 386.9 7 408.2 7 408.6 7 340.1 7 274.3 7 196.4 7 159.0 7 136.5 7 082.7 7 108.9 7 090.5 7 089.72019 7 133.1 7 205.4 7 251.0 7 273.1

legal entities^ 2018 4 329.6 4 349.2 4 298.5 4 156.6 3 811.0 3 825.0 3 749.2 3 890.6 3 695.0 3 908.2 4 062.2 3 885.52019 3 978.2 4 111.5 4 234.6 4 267.6

BYN mTable 1.8 cont'd

41

Statistics Bulletin

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.Ruble deposits and deposits in foreign 2018 34 453.2 33 459.1 33 610.6 33 381.8 32 794.2 33 102.7 33 267.7 33 295.5 34 262.9 35 234.0 34 911.4 35 176.3currency 2019 37 000.8 36 474.7 37 010.4 37 322.9

natural persons 2018 20 103.1 19 953.0 20 004.9 20 012.6 20 510.4 20 342.6 20 658.7 20 390.2 21 041.1 21 382.9 21 177.2 21 511.42019 22 173.9 22 038.2 22 244.1 22 285.0

legal entities^ 2018 14 350.1 13 506.1 13 605.7 13 369.2 12 283.8 12 760.2 12 609.0 12 905.2 13 221.8 13 851.1 13 734.2 13 664.92019 14 826.8 14 436.6 14 766.2 15 037.9

Securities issued by other depository 2018 2 910.8 2 926.4 2 902.1 3 049.5 2 909.6 3 033.9 2 987.7 2 851.9 3 018.7 2 904.5 2 874.9 2 974.1organizations, total 2019 2 985.0 2 985.1 3 219.0 3 341.8Securities issued by other depository organizations in foreign 2018 1 281.1 1 249.0 1 222.8 1 217.2 1 161.9 1 150.6 1 106.6 1 078.4 1 051.1 1 025.7 1 012.5 998.5currency, USD m 2019 963.2 942.6 956.6 963.3Official rate (BYN/USD), 2018 1.9727 1.9839 1.9537 1.9568 2.0094 2.0225 2.0011 1.9916 2.0799 2.1087 2.1178 2.1384BYN per 1 USD 2019 2.1598 2.1584 2.1385 2.1288

^ Legal entities - commercial and non-commercial organizations, independent entrepreneurs, other financial organizations.^^ Active broad money - cash in circulation and transferable deposits in national and foreign currencies.


42

Statistics Bulletin

Dynamics of Broad Money Structure

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.1. Cash in circulation - М0 2018 5.9 5.7 5.8 6.0 6.5 6.5 6.8 6.9 6.9 6.9 6.8 6.8

2019 6.9 6.7 6.7 6.82. Transferable deposits 2018 12.4 10.3 10.7 10.8 10.9 10.9 12.2 11.7 11.8 11.6 10.9 11.2

2019 13.0 11.0 11.4 11.2natural persons 2018 5.5 4.8 5.3 5.3 5.9 5.4 6.6 6.0 6.0 6.1 5.5 5.8

2019 6.4 5.6 5.9 5.9legal entities^ 2018 6.9 5.5 5.5 5.5 5.0 5.5 5.6 5.6 5.8 5.5 5.3 5.4

2019 6.6 5.4 5.5 5.4monetary aggregate - M1 2018 18.3 16.0 16.6 16.9 17.4 17.4 19.0 18.6 18.7 18.5 17.7 18.0

2019 19.9 17.7 18.2 18.03. Other deposits 2018 16.0 15.8 16.8 17.1 16.5 16.9 17.1 17.3 17.6 17.5 16.8 17.2

2019 17.1 17.3 17.3 17.8natural persons 2018 8.4 8.8 8.9 9.1 9.4 9.4 9.6 9.8 9.7 9.4 9.5 9.6

2019 9.3 9.6 9.6 9.6legal entities^ 2018 7.6 7.1 7.9 8.0 7.1 7.4 7.5 7.6 7.9 8.1 7.2 7.6

2019 7.8 7.7 7.6 8.2Ruble money supply according 2018 34.3 31.9 33.4 34.0 33.9 34.3 36.0 35.9 36.3 36.0 34.5 35.2to the national definition - M2 2019 37.0 35.0 35.4 35.9

4. Securities issued by other depository organizations 2018 1.0 1.2 1.3 1.7 1.5 1.8 2.0 1.8 2.1 1.8 1.8 2.0 in national currency 2019 2.1 2.2 2.7 2.9

Ruble money supply - M2* 2018 35.3 33.0 34.7 35.7 35.4 36.1 38.0 37.7 38.4 37.8 36.3 37.32019 39.1 37.3 38.1 38.8

Table 1.9

%

43

Statistics Bulletin

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12. 5. Deposits in foreign currency 2018 58.0 60.2 58.7 57.7 58.0 57.3 55.8 56.2 55.6 56.4 57.9 56.9

2019 55.5 57.4 56.6 56.0 5.1. Transferable deposits 2018 12.9 13.1 12.9 12.8 12.7 13.1 13.1 14.1 13.5 14.9 15.7 15.0

2019 14.3 16.2 15.8 16.3natural persons 2018 3.5 3.8 4.0 4.1 4.5 4.6 4.7 4.8 4.9 5.0 5.1 5.2

2019 5.2 5.4 5.4 5.4legal entities^ 2018 9.4 9.3 8.9 8.8 8.2 8.5 8.5 9.4 8.7 9.9 10.6 9.8

2019 9.1 10.8 10.4 10.9 5.2. Other deposits 2018 45.1 47.1 45.8 44.9 45.4 44.2 42.6 42.1 42.1 41.5 42.2 42.0

2019 41.2 41.2 40.8 39.7natural persons 2018 33.1 34.2 33.1 32.8 33.6 32.9 31.9 31.6 31.7 31.4 31.7 31.6

2019 30.5 31.2 30.3 29.9legal entities^ 2018 12.0 13.0 12.6 12.1 11.8 11.4 10.7 10.5 10.4 10.1 10.5 10.4

2019 10.7 10.0 10.5 9.86. Securities issued by other depository organizations 2018 6.3 6.4 6.1 6.1 6.1 6.0 5.7 5.5 5.4 5.2 5.3 5.2 in foreign currency 2019 4.8 4.8 4.7 4.77. Precious metals deposits 2018 0.3 0.4 0.4 0.5 0.5 0.5 0.6 0.6 0.6 0.6 0.6 0.6 2019 0.6 0.6 0.5 0.5

Broad money - M3 2018 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.02019 100.0 100.0 100.0 100.0

For information:Active broad money^^ 2018 31.2 29.1 29.5 29.7 30.1 30.5 32.1 32.7 32.3 33.4 33.4 33.0

2019 34.2 33.9 34.0 34.4Securities issued by other depository 2018 7.3 7.6 7.5 7.8 7.6 7.8 7.6 7.3 7.5 7.0 7.0 7.2organizations, total 2019 6.9 7.0 7.4 7.6

Table 1.9 cont'd%

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Statistics Bulletin

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.Ruble deposits 2018 28.5 26.2 27.6 27.9 27.4 27.8 29.2 29.0 29.4 29.1 27.7 28.4

2019 30.1 28.3 28.7 29.1natural persons 2018 13.9 13.6 14.2 14.5 15.4 14.9 16.2 15.8 15.7 15.5 15.1 15.4

2019 15.7 15.2 15.5 15.5legal entities^ 2018 14.6 12.6 13.4 13.4 12.1 12.9 13.0 13.2 13.7 13.6 12.6 13.0

2019 14.4 13.1 13.2 13.6Deposits in foreign currency 2018 58.0 60.2 58.7 57.7 58.0 57.3 55.8 56.2 55.6 56.4 57.9 56.9

2019 55.5 57.4 56.6 56.0natural persons 2018 36.6 37.9 37.2 36.9 38.1 37.4 36.6 36.4 36.5 36.4 36.8 36.8

2019 35.6 36.5 35.7 35.3legal entities^ 2018 21.4 22.3 21.6 20.9 20.0 19.9 19.2 19.8 19.1 20.0 21.1 20.2

2019 19.9 20.8 20.9 20.7Ruble deposits and deposits in foreign 2018 86.5 86.4 86.3 85.7 85.4 85.2 85.0 85.2 85.0 85.5 85.5 85.4currency 2019 85.6 85.7 85.3 85.1

natural persons 2018 50.4 51.5 51.4 51.4 53.4 52.3 52.8 52.2 52.2 51.9 51.9 52.22019 51.3 51.8 51.3 50.8

legal entities^ 2018 36.0 34.9 34.9 34.3 32.0 32.8 32.2 33.0 32.8 33.6 33.6 33.22019 34.3 33.9 34.0 34.3


Table 1.9 cont'd%

45

Statistics Bulletin

Dynamics of Average Broad Money Indicators (monthly)

Indicators Years January February March April May June July August September October November December

1. Cash in circulation - М0 2018 2 322.9 2 301.1 2 413.5 2 496.1 2 565.6 2 649.7 2 756.2 2 821.1 2 879.4 2 909.7 2 877.0 2 962.92019 2 976.4 2 979.0 3 057.3

2. Transferable deposits 2018 4 540.6 4 201.8 4 353.2 4 427.5 4 346.7 4 555.7 4 846.0 4 719.5 4 767.8 4 860.4 4 684.6 5 049.62019 5 229.4 4 924.2 5 082.0

natural persons 2018 2 217.0 2 107.9 2 318.8 2 400.8 2 269.4 2 454.8 2 722.0 2 558.8 2 673.4 2 667.7 2 548.5 2 797.82019 2 683.0 2 666.9 2 849.6

legal entities^ 2018 2 323.6 2 094.0 2 034.4 2 026.7 2 077.3 2 100.9 2 124.0 2 160.8 2 094.4 2 192.8 2 136.1 2 251.82019 2 546.4 2 257.4 2 232.4

monetary aggregate - M1 2018 6 863.5 6 502.9 6 766.7 6 923.6 6 912.3 7 205.4 7 602.2 7 540.6 7 647.2 7 770.1 7 561.6 8 012.52019 8 205.8 7 903.2 8 139.2

3. Other deposits 2018 6 451.5 6 341.5 6 616.3 6 774.8 6 524.4 6 677.0 6 935.4 6 850.9 7 248.8 7 270.8 6 956.2 7 215.82019 7 580.1 7 397.7 7 709.7

natural persons 2018 3 359.2 3 442.6 3 518.5 3 593.7 3 631.9 3 704.0 3 772.5 3 852.1 3 880.7 3 884.9 3 909.1 3 972.52019 4 041.6 4 132.5 4 190.7

legal entities^ 2018 3 092.2 2 898.9 3 097.8 3 181.1 2 892.5 2 972.9 3 162.9 2 998.7 3 368.0 3 385.8 3 047.1 3 243.32019 3 538.5 3 265.2 3 519.0

Ruble money supply according 2018 13 315.0 12 844.5 13 382.9 13 698.4 13 436.7 13 882.4 14 537.6 14 391.5 14 896.0 15 040.9 14 517.9 15 228.3to the national definition - M2 2019 15 786.0 15 301.0 15 848.9

4. Securities issued by other depository organizations 2018 396.2 557.8 643.4 621.6 621.8 794.7 787.2 827.5 847.1 803.7 837.2 903.7 in national currency 2019 921.6 1 113.1 1 244.3

Ruble money supply - M2* 2018 13 711.2 13 402.3 14 026.3 14 320.0 14 058.5 14 677.1 15 324.8 15 219.0 15 743.1 15 844.6 15 355.1 16 132.02019 16 707.6 16 414.0 17 093.2

Table 1.10

BYN m

46

Statistics Bulletin


5. Deposits in foreign currency 2018 23 296.5 23 075.9 22 642.1 22 429.3 22 073.9 21 928.1 21 744.2 22 148.0 23 007.6 23 574.6 23 464.1 23 927.52019 24 151.3 24 443.1 24 666.1

5.1. Transferable deposits 2018 5 165.1 4 938.4 4 880.7 4 936.8 4 989.0 5 114.3 5 352.5 5 488.8 5 852.5 6 525.0 6 224.2 6 628.72019 6 485.6 6 796.1 7 148.8

natural persons 2018 1 423.5 1 501.3 1 569.0 1 699.5 1 761.4 1 802.1 1 848.4 1 911.3 2 038.1 2 076.9 2 121.7 2 166.52019 2 269.7 2 326.5 2 387.4

legal entities^ 2018 3 741.6 3 437.2 3 311.7 3 237.3 3 227.6 3 312.2 3 504.0 3 577.5 3 814.4 4 448.1 4 102.5 4 462.22019 4 215.9 4 469.6 4 761.4

5.2. Other deposits 2018 18 131.4 18 137.5 17 761.5 17 492.5 17 084.9 16 813.8 16 391.7 16 659.2 17 155.1 17 049.6 17 239.9 17 298.82019 17 665.7 17 647.0 17 517.2

natural persons 2018 13 302.7 13 138.9 12 911.6 12 925.5 12 785.6 12 620.0 12 374.0 12 568.3 12 971.9 13 015.7 12 956.4 12 990.52019 13 212.2 13 236.2 13 100.1

legal entities^ 2018 4 828.7 4 998.6 4 849.9 4 567.1 4 299.3 4 193.8 4 017.7 4 090.8 4 183.2 4 033.9 4 283.5 4 308.42019 4 453.5 4 410.7 4 417.1

6. Securities issued by other depository organizations 2018 2 510.3 2 467.7 2 371.7 2 362.3 2 338.7 2 269.4 2 169.6 2 184.9 2 170.1 2 185.2 2 101.3 2 085.0 in foreign currency 2019 2 062.0 2 038.4 2 035.47. Precious metals deposits 2018 148.2 156.3 172.0 186.7 191.9 223.4 250.3 236.4 249.8 259.3 251.5 263.4 2019 269.8 236.0 216.0

Broad money - M3 2018 39 666.3 39 102.2 39 212.2 39 298.4 38 663.0 39 098.0 39 488.8 39 788.4 41 170.6 41 863.7 41 172.0 42 407.92019 43 190.7 43 131.5 44 010.6


47

Statistics Bulletin


For information:Active broad money^^ 2018 12 028.7 11 441.4 11 647.3 11 860.4 11 901.3 12 319.7 12 954.7 13 029.5 13 499.7 14 295.1 13 785.8 14 641.2

2019 14 691.4 14 699.3 15 288.0Ruble deposits 2018 10 992.0 10 543.4 10 969.5 11 202.4 10 871.1 11 232.6 11 781.4 11 570.4 12 016.6 12 131.2 11 640.9 12 265.4

2019 12 809.5 12 322.0 12 791.6natural persons 2018 5 576.2 5 550.5 5 837.3 5 994.5 5 901.2 6 158.8 6 494.5 6 410.9 6 554.2 6 552.6 6 457.7 6 770.3

2019 6 724.6 6 799.4 7 040.3legal entities^ 2018 5 415.8 4 992.9 5 132.1 5 207.8 4 969.8 5 073.8 5 286.9 5 159.5 5 462.4 5 578.6 5 183.2 5 495.1

2019 6 084.9 5 522.6 5 751.4Deposits in foreign currency 2018 23 296.5 23 075.9 22 642.1 22 429.3 22 073.9 21 928.1 21 744.2 22 148.0 23 007.6 23 574.6 23 464.1 23 927.5

2019 24 151.3 24 443.1 24 666.1natural persons 2018 14 726.3 14 640.2 14 480.6 14 625.0 14 547.0 14 422.1 14 222.4 14 479.7 15 010.0 15 092.6 15 078.1 15 157.0

2019 15 481.9 15 562.8 15 487.5legal entities^ 2018 8 570.3 8 435.8 8 161.6 7 804.3 7 526.9 7 506.0 7 521.8 7 668.4 7 997.7 8 482.0 8 386.0 8 770.5

2019 8 669.4 8 880.3 9 178.6Deposits in foreign currency, 2018 11 706.0 11 667.8 11 548.2 11 232.0 10 985.5 10 924.6 10 943.1 10 849.6 10 884.2 11 073.4 11 047.8 11 222.2USD m 2019 11 183.8 11 353.9 11 586.6

natural persons 2018 7 399.4 7 402.5 7 385.5 7 321.8 7 239.9 7 185.1 7 157.5 7 092.2 7 100.4 7 088.9 7 099.3 7 108.52019 7 169.2 7 228.9 7 275.0

legal entities^ 2018 4 306.6 4 265.4 4 162.7 3 910.2 3 745.6 3 739.5 3 785.6 3 757.4 3 783.7 3 984.5 3 948.5 4 113.72019 4 014.5 4 125.0 4 311.6


48

Statistics Bulletin


Ruble deposits and deposits in foreign 2018 34 288.6 33 619.3 33 611.6 33 631.7 32 945.0 33 160.7 33 525.6 33 718.4 35 024.2 35 705.8 35 104.9 36 192.9currency 2019 36 960.8 36 765.1 37 457.7

natural persons 2018 20 302.5 20 190.6 20 317.9 20 619.5 20 448.2 20 580.9 20 716.9 20 890.5 21 564.1 21 645.3 21 535.8 21 927.32019 22 206.6 22 362.2 22 527.7

legal entities^ 2018 13 986.1 13 428.7 13 293.7 13 012.2 12 496.8 12 579.8 12 808.7 12 827.9 13 460.1 14 060.6 13 569.2 14 265.62019 14 754.3 14 402.9 14 930.0

Securities issued by other depository 2018 2 906.5 3 025.5 3 015.1 2 983.9 2 960.6 3 064.2 2 956.8 3 012.5 3 017.3 2 988.9 2 938.5 2 988.7organizations, total 2019 2 983.6 3 151.5 3 279.6Securities issued by other depository organizations in foreign 2018 1 261.3 1 247.7 1 209.6 1 182.8 1 163.9 1 130.6 1 091.9 1 070.2 1 026.6 1 026.4 989.4 977.9currency, USD m 2019 954.8 946.9 956.1Precious metals deposits 2018 74.5 79.0 87.7 93.5 95.5 111.3 126.0 115.8 118.2 121.8 118.4 123.5USD m 2019 124.9 109.6 101.5



49

Statistics Bulletin

Dynamics of Average Broad Money Indicators (progressive total)

Indicators Years January January – January – January – January – January – January – January – January – January – January – January –February March April May June July August September October November December

1. Cash in circulation - М0 2018 2 322.9 2 312.0 2 345.8 2 383.4 2 419.8 2 458.2 2 500.7 2 540.8 2 578.4 2 611.5 2 635.7 2 662.92019 2 976.4 2 977.7 3 004.2

2. Transferable deposits 2018 4 540.6 4 371.2 4 365.2 4 380.8 4 374.0 4 404.2 4 467.4 4 498.9 4 528.8 4 561.9 4 573.1 4 612.82019 5 229.4 5 076.8 5 078.5

natural persons 2018 2 217.0 2 162.4 2 214.5 2 261.1 2 262.8 2 294.8 2 355.8 2 381.2 2 413.7 2 439.1 2 449.0 2 478.12019 2 683.0 2 674.9 2 733.1

legal entities^ 2018 2 323.6 2 208.8 2 150.7 2 119.7 2 111.2 2 109.5 2 111.5 2 117.7 2 115.1 2 122.9 2 124.1 2 134.72019 2 546.4 2 401.9 2 345.4

monetary aggregate - M1 2018 6 863.5 6 683.2 6 711.0 6 764.2 6 793.8 6 862.4 6 968.1 7 039.7 7 107.2 7 173.5 7 208.8 7 275.72019 8 205.8 8 054.5 8 082.8

3. Other deposits 2018 6 451.5 6 396.5 6 469.8 6 546.0 6 541.7 6 564.2 6 617.3 6 646.5 6 713.4 6 769.1 6 786.1 6 821.92019 7 580.1 7 488.9 7 562.5

natural persons 2018 3 359.2 3 400.9 3 440.1 3 478.5 3 509.2 3 541.7 3 574.6 3 609.3 3 639.5 3 664.0 3 686.3 3 710.12019 4 041.6 4 087.1 4 121.6

legal entities^ 2018 3 092.2 2 995.6 3 029.6 3 067.5 3 032.5 3 022.6 3 042.6 3 037.1 3 073.9 3 105.1 3 099.8 3 111.82019 3 538.5 3 401.8 3 440.9

Ruble money supply according 2018 13 315.0 13 079.7 13 180.8 13 310.2 13 335.5 13 426.7 13 585.4 13 686.1 13 820.6 13 942.6 13 994.9 14 097.7to the national definition - M2 2019 15 786.0 15 543.5 15 645.3

4. Securities issued by other depository organizations 2018 396.2 477.0 532.5 554.7 568.2 605.9 631.8 656.3 677.5 690.1 703.5 720.2 in national currency 2019 921.6 1 017.4 1 093.0

Ruble money supply - M2* 2018 13 711.2 13 556.7 13 713.3 13 864.9 13 903.7 14 032.6 14 217.2 14 342.4 14 498.0 14 632.7 14 698.4 14 817.82019 16 707.6 16 560.8 16 738.3

Table 1.11

BYN m

50

Statistics Bulletin


5. Deposits in foreign currency 2018 23 296.5 23 186.2 23 004.9 22 861.0 22 703.6 22 574.3 22 455.7 22 417.3 22 482.9 22 592.0 22 671.3 22 776.02019 24 151.3 24 297.2 24 420.1

5.1. Transferable deposits 2018 5 165.1 5 051.8 4 994.7 4 980.3 4 982.0 5 004.0 5 053.8 5 108.2 5 190.9 5 324.3 5 406.1 5 508.02019 6 485.6 6 640.8 6 810.2

natural persons 2018 1 423.5 1 462.4 1 497.9 1 548.3 1 590.9 1 626.1 1 657.9 1 689.6 1 728.3 1 763.2 1 795.7 1 826.62019 2 269.7 2 298.1 2 327.9

legal entities^ 2018 3 741.6 3 589.4 3 496.8 3 431.9 3 391.1 3 377.9 3 395.9 3 418.6 3 462.6 3 561.2 3 610.4 3 681.42019 4 215.9 4 342.7 4 482.3

5.2. Other deposits 2018 18 131.4 18 134.5 18 010.1 17 880.7 17 721.6 17 570.3 17 401.9 17 309.1 17 292.0 17 267.7 17 265.2 17 268.02019 17 665.7 17 656.3 17 610.0

natural persons 2018 13 302.7 13 220.8 13 117.7 13 069.7 13 012.9 12 947.4 12 865.5 12 828.3 12 844.3 12 861.4 12 870.1 12 880.12019 13 212.2 13 224.2 13 182.9

legal entities^ 2018 4 828.7 4 913.6 4 892.4 4 811.1 4 708.7 4 622.9 4 536.4 4 480.7 4 447.7 4 406.3 4 395.1 4 387.92019 4 453.5 4 432.1 4 427.1

6. Securities issued by other depository organizations 2018 2 510.3 2 489.0 2 449.9 2 428.0 2 410.2 2 386.7 2 355.7 2 334.3 2 316.1 2 303.0 2 284.7 2 268.0 in foreign currency 2019 2 062.0 2 050.2 2 045.27. Precious metals deposits 2018 148.2 152.2 158.8 165.8 171.0 179.8 189.8 195.7 201.7 207.4 211.4 215.8 2019 269.8 252.9 240.6

Broad money - M3 2018 39 666.3 39 384.2 39 326.9 39 319.8 39 188.4 39 173.3 39 218.4 39 289.7 39 498.7 39 735.2 39 865.8 40 077.62019 43 190.7 43 161.1 43 444.3


51

Statistics Bulletin


For information:Active broad money^^ 2018 12 028.7 11 735.0 11 705.8 11 744.4 11 775.8 11 866.5 12 021.9 12 147.9 12 298.1 12 497.8 12 614.9 12 783.7

2019 14 691.4 14 695.4 14 892.9Ruble deposits 2018 10 992.0 10 767.7 10 835.0 10 926.8 10 915.7 10 968.5 11 084.6 11 145.3 11 242.1 11 331.1 11 359.2 11 434.7

2019 12 809.5 12 565.7 12 641.0natural persons 2018 5 576.2 5 563.3 5 654.7 5 739.6 5 772.0 5 836.4 5 930.4 5 990.5 6 053.1 6 103.1 6 135.3 6 188.2

2019 6 724.6 6 762.0 6 854.8legal entities^ 2018 5 415.8 5 204.4 5 180.3 5 187.2 5 143.7 5 132.1 5 154.2 5 154.8 5 189.0 5 228.0 5 223.9 5 246.5

2019 6 084.9 5 803.7 5 786.3Deposits in foreign currency 2018 23 296.5 23 186.2 23 004.9 22 861.0 22 703.6 22 574.3 22 455.7 22 417.3 22 482.9 22 592.0 22 671.3 22 776.0

2019 24 151.3 24 297.2 24 420.1natural persons 2018 14 726.3 14 683.2 14 615.7 14 618.0 14 603.8 14 573.5 14 523.3 14 517.9 14 572.6 14 624.6 14 665.8 14 706.7

2019 15 481.9 15 522.3 15 510.7legal entities^ 2018 8 570.3 8 503.0 8 389.2 8 243.0 8 099.8 8 000.8 7 932.4 7 899.4 7 910.3 7 967.5 8 005.5 8 069.3

2019 8 669.4 8 774.8 8 909.4Deposits in foreign currency, 2018 11 706.0 11 686.9 11 640.7 11 538.5 11 427.9 11 344.0 11 286.7 11 232.1 11 193.4 11 181.4 11 169.3 11 173.7USD m 2019 11 183.8 11 268.8 11 374.8

natural persons 2018 7 399.4 7 400.9 7 395.8 7 377.3 7 349.8 7 322.4 7 298.8 7 273.0 7 253.8 7 237.3 7 224.8 7 215.12019 7 169.2 7 199.1 7 224.4

legal entities^ 2018 4 306.6 4 286.0 4 244.9 4 161.2 4 078.1 4 021.6 3 987.9 3 959.1 3 939.6 3 944.1 3 944.5 3 958.62019 4 014.5 4 069.7 4 150.4


52

Statistics Bulletin


Ruble deposits and deposits in foreign 2018 34 288.6 33 954.0 33 839.8 33 787.8 33 619.2 33 542.8 33 540.3 33 562.6 33 725.0 33 923.1 34 030.5 34 210.7currency 2019 36 960.8 36 862.9 37 061.2

natural persons 2018 20 302.5 20 246.5 20 270.3 20 357.6 20 375.7 20 409.9 20 453.8 20 508.4 20 625.7 20 727.6 20 801.1 20 895.02019 22 206.6 22 284.4 22 365.5

legal entities^ 2018 13 986.1 13 707.4 13 569.5 13 430.2 13 243.5 13 132.9 13 086.6 13 054.2 13 099.3 13 195.4 13 229.4 13 315.82019 14 754.3 14 578.6 14 695.7

Securities issued by other depository 2018 2 906.5 2 966.0 2 982.4 2 982.7 2 978.3 2 992.6 2 987.5 2 990.6 2 993.6 2 993.1 2 988.1 2 988.2organizations, total 2019 2 983.6 3 067.5 3 138.2Securities issued by other depository organizations in foreign 2018 1 261.3 1 254.5 1 239.5 1 225.3 1 213.1 1 199.3 1 184.0 1 169.8 1 153.8 1 141.1 1 127.3 1 114.9currency, USD m 2019 954.8 950.8 952.6Precious metals deposits 2018 74.5 76.8 80.4 83.7 86.1 90.3 95.4 97.9 100.2 102.3 103.8 105.4USD m 2019 124.9 117.3 112.0



53

Statistics Bulletin

Dynamics of Ruble Money Supply Structure

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.1. Cash in circulation - М0 2018 16.7 17.3 16.8 16.9 18.4 18.0 17.9 18.3 18.1 18.3 18.9 18.3

2019 17.7 18.1 17.7 17.52. Transferable deposits 2018 35.2 31.2 30.9 30.3 30.8 30.3 32.0 30.9 30.7 30.6 30.0 30.0

2019 33.3 29.4 30.0 28.9natural persons 2018 15.6 14.5 15.1 15.0 16.7 15.1 17.3 16.0 15.6 16.1 15.3 15.6

2019 16.3 15.0 15.5 15.1legal entities^ 2018 19.7 16.8 15.8 15.3 14.1 15.2 14.7 14.9 15.1 14.5 14.7 14.4

2019 17.0 14.4 14.5 13.8monetary aggregate - M1 2018 51.9 48.5 47.8 47.2 49.2 48.3 49.9 49.2 48.8 48.9 48.9 48.3

2019 51.0 47.5 47.7 46.53. Other deposits 2018 45.4 48.0 48.4 48.0 46.6 46.7 44.9 46.0 45.8 46.4 46.2 46.2

2019 43.7 46.5 45.2 46.0natural persons 2018 23.7 26.6 25.7 25.6 26.7 26.1 25.2 25.9 25.2 24.9 26.3 25.7

2019 23.7 25.9 25.2 24.8legal entities^ 2018 21.6 21.4 22.7 22.3 19.9 20.5 19.7 20.1 20.7 21.5 19.9 20.5

2019 19.9 20.6 20.1 21.2Ruble money supply according 2018 97.3 96.5 96.2 95.2 95.8 95.0 94.8 95.2 94.6 95.2 95.1 94.5to the national definition - M2 2019 94.6 94.0 92.9 92.4

4. Securities issued by other depository 2018 2.7 3.5 3.8 4.8 4.2 5.0 5.2 4.8 5.4 4.8 4.9 5.5 organizations 2019 5.4 6.0 7.1 7.6

Ruble money supply - M2* 2018 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.02019 100.0 100.0 100.0 100.0

^ Legal entities - commercial and non-commercial organizations, independent entrepreneurs, other financial organizations.

Table 1.12

%

54

Statistics Bulletin

Deposits of Sectors of the Economy in the Banks of the Republic of Belarus


Deposits of sectors of the economy 2018 34 795.5 33 794.8 33 989.4 33 779.6 33 212.6 33 540.6 33 730.1 33 760.2 34 745.2 35 726.3 35 374.8 35 650.52019 37 489.8 36 948.3 37 477.7 37 797.2

including:public commercial enterprises 2018 3 884.6 3 148.5 3 268.0 3 011.0 2 850.4 2 944.4 2 782.1 2 932.2 3 052.0 3 267.4 3 210.4 3 266.8

2019 3 667.1 3 495.9 3 578.6 3 460.4private sector 2018 9 475.0 9 320.5 9 206.0 9 277.5 8 431.2 8 770.8 8 807.3 8 784.7 8 902.8 9 464.9 9 387.7 9 268.2

2019 10 051.9 9 792.6 9 971.8 10 388.1natural persons 2018 20 103.5 19 953.4 20 005.3 20 013.0 20 510.8 20 343.0 20 659.1 20 390.6 21 041.6 21 383.2 21 177.6 21 511.8

2019 22 174.3 22 038.6 22 244.5 22 285.4other financial organizations 2018 1 332.3 1 372.4 1 510.1 1 478.0 1 420.3 1 482.4 1 481.5 1 652.7 1 748.9 1 610.7 1 599.1 1 603.7

2019 1 596.4 1 621.3 1 682.8 1 663.3including:

1. Deposits of sectors of the economy 2018 11 579.6 10 385.3 11 006.7 11 172.7 10 825.1 11 139.9 11 792.9 11 689.6 12 215.8 12 382.4 11 647.7 12 080.3 in national currency 2019 13 392.2 12 423.5 12 816.4 13 131.0


2019 2 026.1 1 692.6 1 786.9 1 751.6private sector 2018 3 349.5 3 029.9 3 177.1 3 348.0 2 892.2 3 230.3 3 291.1 3 174.3 3 294.8 3 533.5 3 210.8 3 403.2

2019 3 803.1 3 448.2 3 456.4 3 746.9natural persons 2018 5 531.2 5 256.1 5 531.1 5 649.9 5 893.7 5 788.3 6 333.2 6 177.5 6 310.1 6 392.7 6 161.4 6 351.0

2019 6 768.2 6 486.4 6 738.2 6 802.4other financial organizations 2018 553.7 517.0 621.0 667.4 676.7 711.2 760.9 916.8 991.5 824.9 766.1 790.2

2019 794.8 796.3 834.9 830.1

Table 1.13

BYN m

55

Statistics Bulletin

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.of which:

1.1. Transferable deposits 2018 4 955.4 3 993.8 4 186.7 4 215.4 4 178.7 4 252.7 4 758.6 4 552.4 4 745.7 4 769.9 4 444.0 4 606.42019 5 620.5 4 667.4 4 952.3 4 921.9

including:public commercial enterprises 2018 1 043.9 710.9 657.7 625.1 567.1 589.7 608.6 604.1 555.3 654.4 644.6 640.6

2019 985.3 670.7 724.5 671.2private sector 2018 1 695.7 1 412.2 1 456.2 1 480.4 1 315.8 1 517.9 1 538.0 1 559.8 1 551.4 1 578.4 1 514.6 1 546.0

2019 1 853.4 1 584.2 1 630.0 1 647.6natural persons 2018 2 190.3 1 850.1 2 049.7 2 084.9 2 267.2 2 116.8 2 580.2 2 358.4 2 416.2 2 511.2 2 264.5 2 401.6


2019 24.5 28.9 26.7 23.6

1.2. Other deposits 2018 6 624.3 6 391.4 6 820.0 6 957.3 6 646.4 6 887.3 7 034.3 7 137.2 7 470.1 7 612.5 7 203.7 7 473.92019 7 771.7 7 756.1 7 864.1 8 209.1

including:public commercial enterprises 2018 1 101.3 871.4 1 019.8 882.3 795.3 820.5 799.1 816.9 1 064.1 977.0 864.7 895.2

2019 1 040.8 1 021.9 1 062.4 1 080.4private sector 2018 1 653.8 1 617.6 1 720.9 1 867.6 1 576.4 1 712.4 1 753.1 1 614.5 1 743.5 1 955.0 1 696.2 1 857.2

2019 1 949.8 1 863.9 1 826.4 2 099.3natural persons 2018 3 340.9 3 406.0 3 481.4 3 565.0 3 626.5 3 671.5 3 753.1 3 819.1 3 893.9 3 881.5 3 896.8 3 949.4


2019 770.3 767.5 808.2 806.5


56

Statistics Bulletin


2. Deposits of sectors of the economy 2018 23 215.8 23 409.6 22 982.7 22 606.9 22 387.5 22 400.6 21 937.2 22 070.5 22 529.3 23 343.8 23 727.1 23 570.3 in foreign currency 2019 24 097.6 24 524.9 24 661.3 24 666.2


2019 1 641.0 1 803.3 1 791.7 1 708.7private sector 2018 6 125.5 6 290.6 6 028.9 5 929.5 5 539.0 5 540.5 5 516.2 5 610.3 5 607.9 5 931.5 6 176.8 5 865.0

2019 6 248.8 6 344.5 6 515.4 6 641.2natural persons 2018 14 572.3 14 697.3 14 474.2 14 363.1 14 617.1 14 554.7 14 325.9 14 213.1 14 731.4 14 990.6 15 016.2 15 160.7


2019 801.6 824.9 847.9 833.2of which:


including:public commercial enterprises 2018 449.5 342.6 381.7 384.5 463.9 365.5 405.0 418.0 396.9 610.4 572.5 581.1

2019 509.5 571.6 464.1 425.3private sector 2018 3 268.5 3 243.9 3 059.6 2 961.9 2 638.4 2 867.2 2 889.0 3 204.8 3 073.7 3 426.9 3 706.7 3 400.3

2019 3 392.9 3 955.1 3 999.1 4 288.0natural persons 2018 1 375.7 1 454.0 1 561.7 1 584.5 1 721.3 1 771.3 1 822.3 1 866.3 1 960.2 2 055.6 2 082.8 2 144.4


2019 43.2 70.3 58.8 72.7


57

Statistics Bulletin


2.2. Other deposits 2018 18 086.1 18 345.4 17 940.5 17 602.8 17 519.0 17 308.4 16 795.1 16 546.0 17 068.2 17 209.5 17 316.4 17 405.72019 17 916.1 17 641.8 17 788.6 17 498.9

including:public commercial enterprises 2018 1 289.9 1 223.7 1 208.8 1 119.2 1 024.0 1 168.7 969.4 1 093.2 1 035.7 1 025.6 1 128.5 1 149.9

2019 1 131.5 1 231.7 1 327.6 1 283.4private sector 2018 2 857.0 3 046.7 2 969.3 2 967.6 2 900.6 2 673.2 2 627.2 2 405.5 2 534.2 2 504.6 2 470.1 2 464.8

2019 2 855.9 2 389.3 2 516.3 2 353.3natural persons 2018 13 196.6 13 243.3 12 912.4 12 778.6 12 895.8 12 783.4 12 503.6 12 346.8 12 771.2 12 935.0 12 933.5 13 016.4


2019 758.4 754.7 789.1 760.5

3. Deposits of sectors of the economy 2018 11 768.6 11 799.8 11 763.7 11 553.0 11 141.4 11 075.7 10 962.5 11 081.8 10 831.9 11 070.2 11 203.7 11 022.4 in foreign currency, USD m 2019 11 157.3 11 362.5 11 532.1 11 586.9


2019 759.8 835.5 837.8 802.7private sector 2018 3 105.1 3 170.8 3 085.9 3 030.2 2 756.6 2 739.4 2 756.6 2 817.0 2 696.2 2 812.9 2 916.6 2 742.7

2019 2 893.2 2 939.4 3 046.7 3 119.7natural persons 2018 7 387.0 7 408.3 7 408.6 7 340.1 7 274.3 7 196.4 7 159.0 7 136.5 7 082.8 7 108.9 7 090.5 7 089.8


2019 371.2 382.2 396.5 391.4


58

Statistics Bulletin




2019 235.9 264.8 217.0 199.8private sector 2018 1 656.8 1 635.1 1 566.1 1 513.6 1 313.0 1 417.7 1 443.7 1 609.2 1 477.8 1 625.1 1 750.3 1 590.1

2019 1 570.9 1 832.4 1 870.0 2 014.3natural persons 2018 697.4 732.9 799.4 809.7 856.6 875.8 910.7 937.1 942.5 974.8 983.5 1 002.8


2019 20.0 32.6 27.5 34.2

3.2. Other deposits 2018 9 168.2 9 247.2 9 182.8 8 995.7 8 718.5 8 557.9 8 392.9 8 307.9 8 206.3 8 161.2 8 176.6 8 139.62019 8 295.3 8 173.6 8 318.2 8 220.1


2019 523.9 570.7 620.8 602.9private sector 2018 1 448.3 1 535.7 1 519.8 1 516.6 1 443.5 1 321.8 1 312.9 1 207.8 1 218.4 1 187.7 1 166.4 1 152.6

2019 1 322.3 1 107.0 1 176.7 1 105.4natural persons 2018 6 689.6 6 675.4 6 609.2 6 530.4 6 417.7 6 320.6 6 248.4 6 199.4 6 140.3 6 134.1 6 107.0 6 087.0


2019 351.2 349.7 369.0 357.3

Table 1.13 cont'dUSD m

59

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019


units of units of


Official rate (BYN/USD) 1.9727 2.1087 2.1598 0.1360 6.9 0.1076 5.4BYN per 1 USD

Net foreign assets 3.1 6.7 4.6 1.5 48.4 -2.1 -31.3USD m 1.6 3.2 2.1 0.5 31.3 -1.1 -34.4

foreign assets 20.5 26.0 22.5 2.0 9.8 -3.5 -13.5USD m 10.4 12.3 10.4 0.0 0.0 -1.9 -15.4

foreign liabilities 17.4 19.2 17.9 0.5 2.9 -1.3 -6.8USD m 8.8 9.1 8.3 -0.5 -5.7 -0.8 -8.8

Net domestic claims 2 257.7 2 461.2 2 483.3 225.6 10.0 22.2 0.9in rubles 1 341.8 1 419.7 1 427.4 85.5 6.4 7.7 0.5in foreign currency 915.9 1 041.4 1 056.0 140.1 15.3 14.5 1.4

USD m 464.3 493.9 488.9 24.6 5.3 -5.0 -1.0including:

1. Net claims on general government 1 114.4 1 161.7 1 186.5 72.1 6.5 24.9 2.1

in rubles 780.4 725.5 744.6 -35.8 -4.6 19.2 2.6in foreign currency 334.0 436.2 441.9 107.9 32.3 5.7 1.3

USD m 169.3 206.9 204.6 35.3 20.9 -2.3 -1.1of which:


in rubles 804.9 764.7 769.7 -35.2 -4.4 4.9 0.7in foreign currency 334.0 436.2 441.9 107.9 32.3 5.7 1.3

USD m 169.3 206.9 204.6 35.3 20.9 -2.3 -1.1

liabilities to general government 24.5 39.3 25.0 0.6 2.0 -14.2 -36.4

in rubles 24.5 39.3 25.0 0.6 2.0 -14.2 -36.4in foreign currency 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 x 0.0 x

Table 1.14

Survey of Insurance Organizations of the Republic of BelarusBYN m

Gain for

2018 Q4 2018

60

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019


units of units of


2. Claims on other sectors 126.9 129.4 129.2 2.3 1.8 -0.2 -0.2in rubles 118.3 121.3 121.2 2.9 2.5 -0.1 -0.1in foreign currency 8.6 8.1 8.0 -0.6 -7.0 -0.1 -1.2

USD m 4.4 3.9 3.7 -0.6 -15.9 -0.1 -5.1claims on nonfinancial organizations 126.9 129.4 129.2 2.3 1.8 -0.2 -0.2

in rubles 118.3 121.3 121.2 2.9 2.5 -0.1 -0.1in foreign currency 8.6 8.1 8.0 -0.6 -7.0 -0.1 -1.2

USD m 4.4 3.9 3.7 -0.6 -15.9 -0.1 -5.1claims on natural persons 0.0 0.0 0.0 0.0 x 0.0 x

in rubles 0.0 0.0 0.0 0.0 x 0.0 xin foreign currency 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 x 0.0 x

3. Claims on depository organizations 1 016.4 1 170.1 1 167.5 151.2 14.9 -2.5 -0.2in rubles 443.1 573.0 561.6 118.5 26.7 -11.4 -2.0in foreign currency 573.3 597.1 606.0 32.7 5.7 8.9 1.5

USD m 290.6 283.2 280.6 -10.0 -3.4 -2.6 -0.9

Table 1.14 cont'd

BYN m

Gain for

2018 Q4 2018

61

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019


units of units of


Liabilitiesincluding:

Insurance technical reserves 1 443.1 1 649.2 1 745.8 302.8 21.0 96.6 5.9in rubles 856.5 948.3 1 014.1 157.6 18.4 65.8 6.9in foreign currency 586.6 700.9 731.7 145.1 24.7 30.8 4.4

USD m 297.3 332.4 338.8 41.4 14.0 6.4 1.9

Deposits 0.0 0.0 0.0 0.0 x 0.0 xin rubles 0.0 0.0 0.0 0.0 x 0.0 xin foreign currency 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 x 0.0 x

Securities other than shares 0.0 0.0 0.0 0.0 x 0.0 xin rubles 0.0 0.0 0.0 0.0 x 0.0 xin foreign currency 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 x 0.0 x

Loans 4.3 6.1 3.8 -0.5 -11.6 -2.3 -37.7in rubles 1.8 4.2 3.8 2.0 111.1 -0.4 -9.5in foreign currency 2.5 1.9 0.0 -2.5 -100.0 -1.9 -100.0

USD m 1.3 0.9 0.0 -1.3 -100.0 -0.9 -100.0


Shares and other equity 1 568.9 1 621.2 1 641.8 72.9 4.6 20.6 1.3

Other items (net) -755.4 -808.7 -903.6 -148.2 -19.6 -94.9 -11.7

BYN m

Gain for

2018 Q4 2018

Table 1.14 cont'd

62

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019

in appropriate % in appropriate %units of units of



Net foreign assets -335.5 -352.3 -269.1 66.4 19.8 83.2 23.6USD m -170.1 -167.1 -124.6 45.5 26.7 42.5 25.4

foreign assets 298.0 283.1 372.3 74.3 24.9 89.2 31.5USD m 151.0 134.2 172.4 21.3 14.2 38.1 28.5

foreign liabilities 633.5 635.4 641.4 7.9 1.2 6.0 0.9USD m 321.1 301.3 297.0 -24.1 -7.5 -4.4 -1.4

Net domestic claims 2 801.3 3 679.2 3 993.7 1 192.4 42.6 314.5 8.5in rubles 1 937.5 2 846.2 3 176.6 1 239.1 64.0 330.4 11.6in foreign currency 863.8 833.0 817.1 -46.7 -5.4 -15.9 -1.9

USD m 437.9 395.0 378.3 -59.5 -13.6 -16.7 -4.2including:

1. Net claims on general government -15.4 -18.8 -1.6 13.8 89.6 17.2 91.5

in rubles -15.4 -18.8 -2.3 13.2 85.1 16.6 87.8in foreign currency 0.0 0.0 0.7 0.7 x 0.7 x

USD m 0.0 0.0 0.3 0.3 x 0.3 xof which:

claims on general government 15.4 11.9 20.7 5.3 34.4 8.8 73.9

in rubles 15.4 11.9 20.0 4.7 29.9 8.2 68.1in foreign currency 0.0 0.0 0.7 0.7 x 0.7 x

USD m 0.0 0.0 0.3 0.3 x 0.3 x

liabilities to general government 30.8 30.7 22.3 -8.5 -27.6 -8.4 -27.4

in rubles 30.8 30.7 22.3 -8.5 -27.6 -8.4 -27.4in foreign currency 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 x 0.0 x

Gain for2018 Q4 2018

Table 1.15

Survey of Leasing Organizations of the Republic of BelarusBYN m

63

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019


units of units of


2. Claims on other sectors 2 590.8 3 419.6 3 700.2 1 109.4 42.8 280.7 8.2in rubles 1 857.3 2 757.4 3 079.4 1 222.1 65.8 322.0 11.7in foreign currency 733.5 662.1 620.8 -112.7 -15.4 -41.3 -6.2

USD m 371.8 314.0 287.4 -84.4 -22.7 -26.6 -8.5

claims on nonfinancial organizations 2 425.7 3 111.8 3 329.0 903.3 37.2 217.2 7.0in rubles 1 692.2 2 449.7 2 708.2 1 016.0 60.0 258.5 10.6in foreign currency 733.5 662.1 620.8 -112.7 -15.4 -41.3 -6.2

USD m 371.8 314.0 287.4 -84.4 -22.7 -26.6 -8.5

claims on natural persons 165.1 307.8 371.2 206.1 124.8 63.5 20.6in rubles 165.1 307.8 371.2 206.1 124.8 63.5 20.6in foreign currency 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 x 0.0 x

3. Claims on depository organizations 225.9 278.5 295.1 69.2 30.6 16.6 6.0in rubles 95.7 107.6 99.5 3.8 4.0 -8.1 -7.5in foreign currency 130.3 170.9 195.6 65.4 50.1 24.8 14.5

USD m 66.0 81.0 90.6 24.5 37.3 9.5 11.9

Table cont'd 1.15BYN m


64

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019



Liabilitiesincluding:

Deposits 0.0 0.0 0.0 0.0 x 0.0 xin rubles 0.0 0.0 0.0 0.0 x 0.0 xin foreign currency 0.0 0.0 0.0 0.0 x 0.0 x

USD m 0.0 0.0 0.0 0.0 x 0.0 x

Secur ities other than shares 130.0 205.1 207.7 77.8 59.8 2.7 1.3in rubles 126.0 186.8 179.9 53.9 42.8 -6.9 -3.7in foreign currency 4.0 18.3 27.9 23.9 597.5 9.6 52.5

USD m 2.0 8.7 12.9 10.9 545.0 4.3 48.3

Loans 718.4 862.5 954.4 236.0 32.9 91.9 10.7in rubles 248.0 358.8 403.9 155.9 62.9 45.1 12.6in foreign currency 470.3 503.7 550.5 80.2 17.1 46.8 9.3

USD m 238.4 238.9 254.9 16.5 6.9 16.0 6.7

Financial der ivatives 0.0 0.0 0.0 0.0 x 0.0 x

Shares and other equity 777.6 1 146.0 1 160.1 382.4 49.2 14.1 1.2

Other items (net) 839.8 1 113.3 1 402.4 562.6 67.0 289.1 26.0

2018 Q4 2018

BYN m

Gain for

Table cont'd 1.15

65

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019


units of units of



Net foreign assets -865.0 -1 188.2 -1 251.0 -386.0 -44.6 -62.7 -5.3

USD m -438.5 -563.5 -579.2 -140.7 -32.1 -15.7 -2.8

foreign assets 581.8 607.8 679.3 97.5 16.8 71.5 11.8

USD m 294.9 288.3 314.5 19.6 6.6 26.3 9.1

foreign liabilities 1 446.8 1 796.1 1 930.3 483.5 33.4 134.2 7.5

USD m 733.4 851.7 893.7 160.3 21.9 42.0 4.9

Net domestic claims 12 167.4 14 113.0 14 653.8 2 486.3 20.4 540.7 3.8

in rubles 7 344.1 8 244.6 8 481.5 1 137.5 15.5 236.9 2.9

in foreign currency 4 823.4 5 868.4 6 172.2 1 348.9 28.0 303.8 5.2

USD m 2 445.1 2 783.0 2 857.8 412.7 16.9 74.8 2.7

including:

1. Net claims on general government 2 277.3 2 466.7 2 582.2 305.0 13.4 115.5 4.7

in rubles 1 501.1 1 267.3 1 215.4 -285.7 -19.0 -51.9 -4.1


USD m 393.4 568.8 632.8 239.4 60.9 64.1 11.3

of which:


in rubles 1 779.8 1 702.2 1 729.1 -50.7 -2.8 26.9 1.6


USD m 548.8 730.1 788.3 239.5 43.6 58.3 8.0

liabilities to general government 585.2 775.0 849.5 264.3 45.2 74.5 9.6

in rubles 278.7 434.9 513.7 235.0 84.3 78.8 18.1

in foreign currency 306.6 340.1 335.9 29.3 9.6 -4.3 -1.2USD m 155.4 161.3 155.5 0.1 0.1 -5.8 -3.6

Gain for

2018 Q4 2018

Table 1.16

Survey of Other Financial Organizations of the Republic of BelarusBYN m

66

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019


units of units of


2. Claims on other sectors 6 141.6 7 363.0 7 778.9 1 637.3 26.7 415.9 5.6

in rubles 4 214.6 4 993.9 5 349.5 1 135.0 26.9 355.6 7.1


USD m 976.9 1 123.5 1 124.8 148.0 15.1 1.3 0.1

claims on nonfinancial organizations 5 976.3 7 055.0 7 407.5 1 431.2 23.9 352.5 5.0

in rubles 4 049.3 4 685.9 4 978.1 928.8 22.9 292.2 6.2


USD m 976.9 1 123.5 1 124.8 148.0 15.1 1.3 0.1

claims on natural persons 165.3 308.0 371.4 206.2 124.7 63.4 20.6

in rubles 165.3 308.0 371.4 206.2 124.7 63.4 20.6


USD m 0.0 0.0 0.0 0.0 x 0.0 x

3. Claims on the depository organizations 3 748.6 4 283.3 4 292.6 544.1 14.5 9.3 0.2

in rubles 1 628.4 1 983.4 1 916.6 288.2 17.7 -66.8 -3.4

in foreign currency 2 120.2 2 300.0 2 376.1 255.9 12.1 76.1 3.3USD m 1 074.8 1 090.7 1 100.1 25.4 2.4 9.4 0.9

Table 1.16 cont'd

BYN m

Gain for

2018 Q4 2018

67

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019


units of units of


Liabilities

including:

Insurance technical reserves 1 443.1 1 649.2 1 745.8 302.8 21.0 96.6 5.9

in rubles 856.5 948.3 1 014.1 157.6 18.4 65.8 6.9


USD m 297.3 332.4 338.8 41.4 14.0 6.4 1.9

Deposits 45.5 67.7 49.9 4.4 9.7 -17.8 -26.3

in rubles 15.9 11.4 12.9 -3.0 -18.9 1.6 13.2

in foreign currency 29.6 56.3 37.0 7.4 25.0 -19.4 -34.3

USD m 15.0 26.7 17.1 2.1 14.0 -9.6 -36.0

Securities other than shares 1 909.0 2 178.4 2 183.8 274.8 14.4 5.4 0.2

in rubles 1 848.9 2 048.5 2 008.8 160.0 8.6 -39.7 -1.9


USD m 30.5 61.6 81.0 50.5 165.6 19.4 31.5

Loans 1 779.9 2 299.4 2 460.8 680.9 38.3 161.4 7.0

in rubles 297.5 363.0 427.7 130.2 43.8 64.7 17.8


USD m 751.5 918.3 941.3 189.9 25.3 23.1 2.5


Shares and other equity 6 441.6 7 416.1 7 499.6 1 058.1 16.4 83.5 1.1

Other items (net) -316.7 -686.1 -537.1 -220.5 -69.6 148.9 21.7

Table 1.16 cont'd

BYN m

Gain for

2018 Q4 2018

68

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019


units of units of



Net foreign assets 5 428.2 5 871.5 6 707.9 1 279.7 23.6 836.4 14.2

USD m 2 751.6 2 784.4 3 105.8 354.1 12.9 321.4 11.5

foreign assets 17 827.8 18 826.7 20 874.2 3 046.4 17.1 2 047.5 10.9

USD m 9 037.3 8 928.1 9 664.9 627.6 6.9 736.8 8.3

foreign liabilities 12 399.6 12 955.2 14 166.3 1 766.7 14.2 1 211.1 9.3

USD m 6 285.6 6 143.7 6 559.1 273.5 4.4 415.4 6.8

Net domestic claims 42 699.0 45 484.9 47 823.0 5 124.0 12.0 2 338.1 5.1

in rubles 22 324.2 23 798.4 25 424.9 3 100.7 13.9 1 626.5 6.8


USD m 10 328.4 10 284.3 10 370.5 42.1 0.4 86.2 0.8

1. Net claims on general government -4 726.8 -7 038.8 -6 919.4 -2 192.5 -46.4 119.4 1.7

in rubles -1 955.5 -3 857.1 -3 702.5 -1 747.0 -89.3 154.6 4.0

in foreign currency -2 771.3 -3 181.7 -3 216.9 -445.6 -16.1 -35.2 -1.1

USD m -1 404.8 -1 508.8 -1 489.4 -84.6 -6.0 19.4 1.3

of which:

claims on general government 11 621.4 12 380.6 12 822.3 1 200.9 10.3 441.7 3.6

in rubles 3 646.5 3 472.4 3 444.6 -201.9 -5.5 -27.8 -0.8


USD m 4 042.7 4 224.5 4 341.9 299.3 7.4 117.4 2.8

liabilities to general government

16 348.3 19 419.4 19 741.7 3 393.4 20.8 322.3 1.7

in rubles 5 602.0 7 329.5 7 147.1 1 545.1 27.6 -182.4 -2.5

in foreign currency 10 746.3 12 089.9 12 594.6 1 848.3 17.2 504.6 4.2USD m 5 447.5 5 733.4 5 831.4 383.9 7.0 98.0 1.7

2018 Q4 2018

Survey of the Financial Sector of the Republic of Belarus

Table 1.17

BYN m

Gain for

69

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019


units of units of


1.1. Net claims on central government -6 320.6 -7 919.9 -8 123.6 -1 803.0 -28.5 -203.7 -2.6

in rubles -2 022.3 -3 222.6 -3 392.6 -1 370.3 -67.8 -170.1 -5.3

in foreign currency -4 298.3 -4 697.3 -4 731.0 -432.7 -10.1 -33.6 -0.7

USD m -2 178.9 -2 227.6 -2 190.5 -11.6 -0.5 37.1 1.7

of which:

claims on central government 8 596.8 9 533.9 9 944.8 1 348.0 15.7 410.9 4.3

in rubles 2 290.1 2 274.3 2 233.8 -56.3 -2.5 -40.5 -1.8


USD m 3 197.0 3 442.7 3 570.3 373.3 11.7 127.6 3.7

liabilities to central government 14 917.4 17 453.8 18 068.4 3 151.0 21.1 614.6 3.5

in rubles 4 312.4 5 496.9 5 626.4 1 314.0 30.5 129.6 2.4


USD m 5 375.9 5 670.3 5 760.7 384.9 7.2 90.4 1.6

1.2. Net claims on local government 1 593.7 881.1 1 204.2 -389.5 -24.4 323.1 36.7

in rubles 66.8 -634.5 -309.9 -376.7 -563.9 324.7 51.2


USD m 774.0 718.8 701.0 -73.0 -9.4 -17.7 -2.5

of which:

claims on local government 3 024.6 2 846.7 2 877.5 -147.1 -4.9 30.8 1.1

in rubles 1 356.4 1 198.1 1 210.8 -145.6 -10.7 12.7 1.1


USD m 845.7 781.8 771.7 -74.0 -8.8 -10.1 -1.3

liabilities to local government 1 430.9 1 965.6 1 673.3 242.4 16.9 -292.4 -14.9

in rubles 1 289.6 1 832.6 1 520.7 231.1 17.9 -311.9 -17.0

in foreign currency 141.3 133.0 152.6 11.3 8.0 19.6 14.7USD m 71.6 63.1 70.7 -1.0 -1.3 7.6 12.0



70

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019


units of units of


2. Claims on other sectors 47 425.8 52 523.7 54 742.4 7 316.6 15.4 2 218.7 4.2

in rubles 24 279.7 27 655.6 29 127.4 4 847.7 20.0 1 471.9 5.3


USD m 11 733.2 11 793.1 11 859.9 126.7 1.1 66.8 0.6

claims on nonfinancial organizations 38 074.3 41 166.7 42 604.6 4 530.4 11.9 1 438.0 3.5

in rubles 14 982.5 16 347.5 17 036.4 2 053.9 13.7 688.9 4.2


USD m 11 705.7 11 769.9 11 838.2 132.6 1.1 68.3 0.6

claims on natural persons 9 351.5 11 357.1 12 137.7 2 786.2 29.8 780.7 6.9

in rubles 9 297.2 11 308.0 12 091.0 2 793.7 30.0 782.9 6.9

in foreign currency 54.3 49.0 46.8 -7.5 -13.8 -2.2 -4.5USD m 27.5 23.2 21.7 -5.9 -21.1 -1.6 -6.5

BYN m


Table 1.17 cont'd

71

Statistics Bulletin

Indicators 01.01.2018 01.10.2018 01.01.2019


units of units of


Liabilities

including:

Cash in circulation outside financial sector 2 346.2 2 850.5 2 991.1 644.9 27.5 140.6 4.9

Deposits 33 645.2 34 415.2 36 194.6 2 549.4 7.6 1 779.4 5.2

in rubles 11 040.6 11 565.1 12 606.5 1 565.9 14.2 1 041.4 9.0


USD m 11 458.7 10 836.1 10 921.4 -537.3 -4.7 85.3 0.8Securities other than shares outside

financial sector 2 839.3 3 169.0 3 287.6 448.3 15.8 118.6 3.7

in rubles 444.9 983.7 1 146.2 701.3 157.6 162.5 16.5


USD m 1 213.8 1 036.4 991.5 -222.3 -18.3 -44.8 -4.3

Insurance technical reserves 1 443.1 1 649.2 1 745.8 302.8 21.0 96.6 5.9

in rubles 856.5 948.3 1 014.1 157.6 18.4 65.8 6.9


USD m 297.3 332.4 338.8 41.4 14.0 6.4 1.9

Loans 35.7 46.8 46.1 10.4 29.1 -0.7 -1.5

in rubles 7.0 16.3 17.7 10.7 152.9 1.4 8.6


USD m 14.5 14.5 13.2 -1.4 -9.0 -1.3 -9.0

Financial derivatives 0.1 2.1 0.2 0.1 100.0 -1.9 -90.5

in rubles 0.1 2.1 0.2 0.1 100.0 -1.9 -90.5


USD m 0.0 0.0 0.0 0.0 x 0.0 x

Shares and other equity 8 013.0 8 873.6 9 676.4 1 663.4 20.8 802.9 9.0

Other items (net) -195.5 350.0 589.0 784.5 401.3 239.0 68.3

2018 Q4 2018


Gain for

72

Statistics Bulletin

2019

Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01

Official rate (BYN/USD)

BYN per 1 USD 1.9585 1.8720 1.9336 1.9689 1.9727 1.9568 2.0011 2.1087 2.1598

NET FOREIGN ASSETS 5.8 -10.5 -6.1 0.5 3.1 1.8 5.0 6.7 4.6

CLAIMS ON NON-RESIDENTS 19.6 17.9 16.5 15.9 20.5 23.3 25.7 26.0 22.5

Foreign currency 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Securities other than shares 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other 19.6 17.9 16.5 15.9 20.5 23.3 25.6 25.9 22.5

LIABILITIES TO NON-RESIDENTS 13.8 28.4 22.6 15.4 17.4 21.5 20.7 19.2 17.9

Deposits 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Loans 2.8 2.9 3.2 3.4 3.3 3.3 3.2 3.4 3.4

Other 11.0 25.5 19.4 12.0 14.1 18.2 17.5 15.8 14.5

NET CLAIMS ON GENERAL GOVERNMENT 1 237.9 1 178.7 1 094.5 1 106.2 1 114.4 1 089.0 1 124.6 1 161.7 1 186.5

CLAIMS ON GENERAL GOVERNMENT 1 246.8 1 185.2 1 109.6 1 122.5 1 138.9 1 118.4 1 153.0 1 201.0 1 211.6

Securities other than shares 1 246.8 1 185.2 1 109.6 1 122.5 1 138.9 1 118.4 1 153.0 1 201.0 1 211.6

Other claims 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

LIABILITIES TO GENERAL GOVERNMENT 8.8 6.5 15.0 16.3 24.5 29.4 28.4 39.3 25.0

Deposits 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other liabilities 8.8 6.5 15.0 16.3 24.5 29.4 28.4 39.3 25.0

CLAIMS ON DEPOSITORY ORGANIZATIONS 794.1 872.1 966.0 1 022.0 1 016.4 1 098.2 1 105.8 1 170.1 1 167.5

Currency 0.2 0.4 0.4 0.4 0.2 0.3 0.4 0.4 0.2

Deposits 633.7 672.2 756.8 825.8 796.1 872.8 869.7 936.2 929.7

Other claims 160.2 199.5 208.8 195.8 220.1 225.1 235.7 233.5 237.7

2018

Table 1.18

Dynamics of Survey Indicators of Insurance Organizations of the Republic of BelarusBYN m

2017

73

Statistics Bulletin

2019

Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01

CLAIMS ON OTHER SECTORS 88.2 91.6 120.9 123.0 126.9 126.7 126.9 129.4 129.2

Public nonfinancial organizations 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other nonfinancial organizations 88.2 91.6 120.9 123.0 126.9 126.7 126.9 129.4 129.2

Natural persons 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

LOANS 12.1 11.4 14.8 14.8 4.3 4.9 7.2 6.1 3.8

INSURANCE TECHNICAL RESERVES 1 179.7 1 232.8 1 302.6 1 347.5 1 443.1 1 493.9 1 540.1 1 649.2 1 745.8

Net equity of households in life insurance reserves 348.3 367.7 398.5 423.3 445.5 467.5 486.1 525.9 555.7

Prepaid premiums/reserves against outstanding claims 831.4 865.2 904.1 924.2 997.6 1 026.4 1 053.9 1 123.3 1 190.2

SHARES AND OTHER EQUITY 1 513.6 1 509.0 1 554.2 1 572.6 1 568.9 1 587.4 1 579.6 1 621.2 1 641.8

OTHER ITEMS (NET) -579.2 -621.3 -696.3 -683.2 -755.4 -770.3 -764.6 -808.7 -903.6

Table 1.18 cont'd

BYN m

2017 2018

74

Statistics Bulletin

2019Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01

Official rate (BYN/USD) BYN per 1 USD 1.9585 1.8720 1.9336 1.9689 1.9727 1.9568 2.0011 2.1087 2.1598

NET FOREIGN ASSETS -166.9 -110.3 -194.0 -188.3 -335.5 -234.2 -271.3 -352.3 -269.1



Deposits 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Loans 160.8 160.0 154.9 178.4 160.7 173.1 159.3 148.0 186.2

Other 116.6 124.3 134.7 134.9 137.2 136.3 145.5 135.1 186.1

LIABILITIES TO NON-RESIDENTS 444.4 394.8 483.7 501.7 633.5 543.5 576.1 635.4 641.4

Deposits 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Loans 429.8 375.0 467.1 474.7 537.9 513.6 550.8 590.1 588.9

Other 14.6 19.7 16.6 27.0 95.6 29.9 25.3 45.4 52.5

NET CLAIMS ON GENERAL GOVERNMENT -7.8 -5.0 4.1 5.3 -15.4 -28.9 -0.2 -18.8 -1.6

CLAIMS ON GENERAL GOVERNMENT 25.8 24.4 24.9 25.2 15.4 11.8 25.7 11.9 20.7


Other claims 25.8 24.4 24.9 25.2 15.4 11.8 15.7 11.9 20.0


Deposits 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


CLAIMS ON DEPOSITORY ORGANIZATIONS 251.5 209.7 213.7 197.1 225.9 247.0 239.1 278.5 295.1

Currency 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.3 0.3

Deposits 113.3 87.9 95.8 83.1 113.3 131.8 131.8 154.3 160.0Other claims 138.1 121.8 117.9 114.1 112.6 115.1 107.3 123.8 134.8

Table 1.19

Dynamics of Survey Indicators of Leasing Organizations of the Republic of BelarusBYN m

2017 2018

75

Statistics Bulletin

2019Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01

CLAIMS ON OTHER SECTORS 2 024.3 1 950.1 2 104.7 2 353.8 2 590.8 2 742.9 2 982.5 3 419.6 3 700.2

Puplic nonfinancial organizations 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other nonfinancial organizations 1 912.3 1 819.5 1 964.0 2 202.7 2 425.7 2 560.7 2 737.5 3 111.8 3 329.0

Natural persons 112.0 130.6 140.7 151.0 165.1 182.2 245.0 307.8 371.2

SECURITIES OTHER THAN SHARES 86.7 71.5 74.3 96.3 130.0 159.9 192.6 205.1 207.7

LOANS 624.4 639.6 613.2 659.9 718.4 739.6 769.5 862.5 954.4

SHARES AND OTHER EQUITY 589.1 621.2 669.3 702.7 777.6 881.7 899.6 1 146.0 1 160.1

OTHER ITEMS (NET) 800.8 712.2 771.8 909.1 839.8 945.6 1 088.3 1 113.3 1 402.4

Table 1.19 cont'd

2017 2018BYN m

76

Statistics Bulletin

2019

Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01


BYN per 1 USD 1.9585 1.8720 1.9336 1.9689 1.9727 1.9568 2.0011 2.1087 2.1598

NET FOREIGN ASSETS -561.6 -497.3 -660.8 -659.8 -865.0 -788.7 -1 005.8 -1 188.2 -1 251.0



Deposits 25.1 18.9 37.0 3.6 22.7 3.5 7.2 6.3 9.8


Loans 264.7 279.8 317.9 378.6 379.0 411.4 401.6 439.6 460.8

Other 161.1 142.6 151.5 151.1 180.0 160.9 172.2 162.0 208.7

LIABILITIES TO NON-RESIDENTS 1 012.7 938.7 1 167.3 1 193.3 1 446.8 1 364.6 1 586.8 1 796.1 1 930.3

Deposits 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.2

Loans 987.0 893.4 1 131.3 1 154.2 1 337.0 1 316.3 1 543.5 1 734.5 1 862.8

Other 25.7 45.3 36.1 39.1 109.9 48.2 43.2 61.5 67.3

NET CLAIMS ON GENERAL GOVERNMENT 1 997.3 1 895.1 1 954.3 1 933.1 2 277.3 2 253.1 2 324.2 2 466.7 2 582.2

CLAIMS ON GENERAL GOVERNMENT 2 680.0 2 600.2 2 578.0 2 518.1 2 862.5 2 967.1 3 059.1 3 241.7 3 431.7

Securities other than shares 1 918.0 1 877.5 1 880.8 1 798.7 2 141.0 2 298.3 2 482.8 2 639.1 2 829.8

Other claims 762.1 722.7 697.2 719.4 721.5 668.7 576.3 602.6 601.9


Deposits 640.0 668.8 587.2 548.4 527.6 636.9 673.0 703.3 799.7


CLAIMS ON DEPOSITORY ORGANIZATIONS 3 436.1 3 578.3 3 730.3 4 022.8 3 748.6 3 972.4 3 978.9 4 283.3 4 292.6

Currency 0.2 0.4 0.5 0.4 0.3 0.4 0.5 0.7 0.5

Deposits 2 259.0 2 267.4 2 478.9 2 819.6 2 639.4 2 739.1 2 778.9 3 014.2 3 045.1

Other claims 1 176.9 1 310.6 1 250.9 1 202.7 1 108.9 1 232.9 1 199.5 1 268.4 1 247.1

Table 1.20

Dynamics of Survey Indicators of Other Financial Organizations of the Republic of BelarusBYN m

2017 2018

77

Statistics Bulletin

2019

Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01


Public nonfinancial organizations 1 186.6 1 047.9 1 037.8 1 051.9 1 936.1 1 914.9 1 960.5 2 154.5 2 251.6


Natural persons 112.1 130.8 140.9 151.2 165.3 182.3 245.1 308.0 371.4

DEPOSITS 14.0 18.8 16.9 14.0 45.5 44.5 86.7 67.7 49.9

SECURITIES OTHER THAN SHARES 1 865.8 1 837.7 1 784.6 1 795.8 1 909.0 1 913.8 1 897.4 2 178.4 2 183.8

LOANS 1 256.8 1 302.9 1 368.8 1 572.2 1 779.9 1 893.5 2 085.4 2 299.4 2 460.8

FINANCIAL DERIVATIVES 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


Net equity of households in life insurance reserves 348.3 367.7 398.5 423.3 445.5 467.5 486.1 525.9 555.7

Prepaid premiums/reserves against outstanding claims 831.4 865.2 904.1 924.2 997.6 1 026.4 1 053.9 1 123.3 1 190.2


OTHER ITEMS (NET) 439.6 -202.3 -274.6 -144.4 -316.7 -329.4 -357.2 -686.1 -537.1

Table 1.20 cont'd

BYN m

2017 2018

78

Statistics Bulletin

2019Indicators 01.01 01.04 01.07 01.10 01.01 01.04 01.07 01.10 01.01


BYN per 1 USD 1.9585 1.8720 1.9336 1.9689 1.9727 1.9568 2.0011 2.1087 2.1598

NET FOREIGN ASSETS -1 433.5 -1 415.4 2 159.0 4 132.6 5 428.2 4 744.7 4 807.1 5 871.5 6 707.9

Claims on non-residents 13 851.1 11 992.1 16 263.5 17 997.0 17 827.8 17 229.2 17 251.6 18 826.7 20 874.2

Liabilities to non-residents 15 284.7 13 407.5 14 104.6 13 864.4 12 399.6 12 484.4 12 444.5 12 955.2 14 166.3

NET DOMESTIC CLAIMS 43 002.6 41 173.7 40 521.1 40 055.8 42 699.0 43 319.1 43 469.7 45 484.9 47 823.0

NET CLAIMS ON GENERAL GOVERNMENT -813.2 -1 298.5 -2 782.3 -4 805.7 -4 726.8 -4 772.1 -6 086.7 -7 038.8 -6 919.4

Claims on general government 11 566.1 10 687.0 11 325.6 11 440.3 11 621.4 11 813.3 11 869.1 12 380.6 12 822.3

Liabilities to general government 12 379.2 11 985.5 14 107.9 16 246.0 16 348.3 16 585.4 17 955.8 19 419.4 19 741.7


Other financial organizations 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Public nonfinancial organizations 19 397.7 18 785.1 18 697.8 18 819.3 19 681.6 19 729.3 19 386.3 20 650.6 20 964.9


Natural persons 7 416.6 7 575.4 7 990.3 8 570.3 9 351.5 9 851.7 10 565.5 11 357.1 12 137.7

CASH IN CIRCULATION OUTSIDE FINANCIAL SECTOR 1 790.4 1 778.9 2 090.4 2 260.1 2 346.2 2 350.9 2 662.7 2 850.5 2 991.1

DEPOSITS 29 035.9 28 278.2 30 826.0 31 031.5 33 645.2 32 528.7 32 561.5 34 415.2 36 194.6

SECURITIES OTHER THAN SHARES OUTSIDE FINANCIAL

SECTOR 2 388.2 2 334.1 2 351.5 2 742.6 2 839.3 2 978.0 2 958.5 3 169.0 3 287.6

LOANS 32.4 35.9 37.1 36.3 35.7 37.1 39.1 46.8 46.1

FINANCIAL DERIVATIVES 0.6 0.4 0.2 1.0 0.1 0.5 1.4 2.1 0.2



OTHER ITEMS (NET) 803.8 -610.1 -1 172.7 -669.6 -195.5 588.5 339.6 350.0 589.0

Table 1.21

Dynamics of Survey Indicators of Financial Sector of the Republic of BelarusBYN m

20182017

79

Statistics Bulletin


1. Customers’ and banks’ debts on credits and other 2018 42 249.8 42 627.1 42 755.7 43 158.7 44 093.8 44 170.2 43 947.6 44 185.2 45 145.3 46 367.9 47 238.6 47 845.0 active operations 2019 48 791.4 48 327.5 48 675.0 48 123.5

including: in national currency 2018 20 092.5 19 922.0 20 179.4 20 445.1 21 120.4 21 032.2 21 147.5 21 450.8 21 846.8 22 354.7 23 115.0 23 513.0

2019 23 610.8 23 732.1 23 818.5 23 812.7

in foreign currency 2018 22 157.3 22 705.2 22 576.3 22 713.6 22 973.4 23 138.0 22 800.1 22 734.4 23 298.5 24 013.1 24 123.6 24 332.0

2019 25 180.6 24 595.4 24 856.4 24 310.8

1.1. Customers’ debts on credits and other active 2018 40 492.6 40 920.9 40 623.7 41 052.7 42 246.2 41 994.5 42 075.4 42 315.1 43 649.5 44 246.8 44 677.9 45 494.6

operations 2019 46 090.5 46 149.1 46 120.2 46 030.4

in national currency 2018 19 523.9 19 684.9 19 882.5 20 135.1 20 755.2 20 812.6 20 929.1 21 226.6 21 689.2 22 117.4 22 636.9 22 928.3

2019 23 249.3 23 355.0 23 474.0 23 541.9


2019 22 841.1 22 794.1 22 646.2 22 488.5

1.2. Banks’ debts on credits and other active operations 2018 1 757.2 1 706.3 2 132.0 2 106.0 1 847.6 2 175.7 1 872.2 1 870.2 1 495.9 2 121.1 2 560.6 2 350.4

2019 2 700.9 2 178.3 2 554.7 2 093.1

in national currency 2018 568.6 237.1 296.9 310.0 365.2 219.6 218.4 224.3 157.6 237.4 478.2 584.7

2019 361.5 377.1 344.5 270.8


2019 2 339.4 1 801.3 2 210.3 1 822.2

2. Customers’ and banks’ overdue debts on credits 2018 131.1 167.4 155.7 159.4 146.5 176.0 162.5 170.1 167.4 166.8 149.2 156.5

and other active operations 2019 203.2 215.0 228.8 123.8


2019 110.9 111.7 125.8 82.4

in foreign currency 2018 36.2 60.7 52.5 50.2 23.6 40.3 40.0 29.8 35.6 35.3 27.9 33.6

2019 92.3 103.3 103.0 41.4

Share of overdue debts in customers’ and banks’ debts on credits and other active operations, % 2018 0.3 0.4 0.4 0.4 0.3 0.4 0.4 0.4 0.4 0.4 0.3 0.3

2019 0.4 0.4 0.5 0.3


2019 0.5 0.5 0.5 0.3

in foreign currency 2018 0.2 0.3 0.2 0.2 0.1 0.2 0.2 0.1 0.2 0.1 0.1 0.1

2019 0.4 0.4 0.4 0.2

Table 1.22Dynamics of Customers’ and Banks’ Debts on Credits and Other Active Operations

BYN m

80

Statistics Bulletin

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy


Debt on Credits 2018 38 762.5 39 214.2 38 934.8 39 345.8 40 551.7 40 270.6 40 303.9 40 482.4 41 786.5 42 280.6 42 726.6 43 530.1to sectors of the economy 2019 44 061.0 44 139.6 44 060.3 43 976.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

in national currency 2018 19 077.7 19 282.7 19 478.3 19 710.8 20 316.5 20 350.6 20 441.4 20 706.4 21 206.7 21 626.4 22 146.6 22 425.02019 22 723.2 22 811.5 22 939.6 23 013.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

in foreign currency 2018 19 684.8 19 931.6 19 456.4 19 635.0 20 235.2 19 920.1 19 862.5 19 776.0 20 579.8 20 654.2 20 580.0 21 105.02019 21 337.8 21 328.1 21 120.7 20 963.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

USD m 2018 9 978.6 10 103.7 9 862.8 9 953.4 10 257.6 10 097.9 10 068.7 10 024.8 10 432.3 10 470.0 10 432.4 10 698.52019 10 816.5 10 811.6 10 706.5 10 626.8 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

including: To public commercial enterprises 2018 15 619.8 15 890.3 15 693.0 15 732.6 16 026.1 15 913.7 15 393.5 15 583.6 16 181.4 16 292.0 16 161.8 16 394.5 2019 16 499.0 16 689.7 16 577.0 16 198.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0




To private sector 2018 12 613.9 12 526.1 12 395.9 12 483.9 13 092.1 12 696.2 12 955.7 12 726.2 12 951.6 13 180.4 13 494.4 13 788.72019 13 901.5 13 661.0 13 582.7 13 710.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0




To natural persons 2018 9 031.9 9 192.0 9 327.8 9 516.0 9 750.4 9 990.9 10 162.5 10 373.4 10 629.5 10 885.9 11 167.8 11 384.12019 11 596.4 11 728.6 11 827.1 11 972.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


in foreign currency 2018 50.8 49.8 47.9 47.1 47.4 46.7 45.3 44.3 45.3 45.2 44.2 43.72019 43.0 41.6 40.1 39.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

USD m 2018 25.8 25.3 24.3 23.9 24.0 23.7 23.0 22.5 23.0 22.9 22.4 22.22019 21.8 21.1 20.3 19.8 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

BYN m

Table 1.23

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Statistics Bulletin


To other financial organizations 2018 1 496.9 1 605.8 1 518.1 1 613.3 1 683.1 1 669.9 1 792.3 1 799.1 2 023.9 1 922.3 1 902.6 1 962.8 2019 2 064.0 2 060.3 2 073.5 2 094.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

in national currency 2018 148.2 147.6 156.0 164.9 213.1 222.2 249.5 249.6 419.4 221.8 221.8 223.62019 261.5 247.0 245.0 242.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


USD m 2018 683.7 739.2 690.5 734.2 745.2 733.9 782.0 785.4 813.4 862.0 852.1 881.62019 913.7 919.2 926.9 939.0 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

including:1. Short-term credits 2018 10 253.7 10 292.2 10 323.9 10 424.6 10 948.0 10 774.4 11 161.9 11 062.9 11 530.5 11 647.2 11 877.7 12 235.9

2019 12 343.6 12 270.4 12 413.4 12 513.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0in national currency 2018 4 023.6 4 107.2 4 207.1 4 292.4 4 547.2 4 468.3 4 591.2 4 601.7 4 860.8 4 916.4 5 077.9 5 130.8

2019 5 178.4 5 153.0 5 199.0 5 228.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0in foreign currency 2018 6 230.1 6 184.9 6 116.8 6 132.2 6 400.9 6 306.1 6 570.6 6 461.3 6 669.7 6 730.8 6 799.8 7 105.1

2019 7 165.2 7 117.4 7 214.4 7 284.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0of which:

1.1. To public commercial enterprises 2018 6 038.4 6 072.8 6 130.7 6 105.2 6 329.8 6 386.6 6 325.7 6 530.2 6 877.0 7 070.8 7 092.1 7 283.6 2019 7 448.2 7 570.5 7 656.1 7 645.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



1.2. To private sector 2018 3 817.4 3 725.7 3 804.2 3 864.0 4 205.4 4 011.5 4 358.0 4 056.0 4 015.3 4 108.9 4 342.9 4 515.02019 4 441.4 4 274.0 4 347.8 4 458.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0




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Statistics Bulletin


1.3. To natural persons 2018 300.8 329.0 329.6 331.6 331.5 343.1 338.4 356.5 372.2 389.4 405.9 404.92019 408.7 415.1 403.5 402.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



1.4. To other financial organizations 2018 97.1 164.6 59.4 123.8 81.3 33.2 139.8 120.2 266.1 78.2 37.0 32.4 2019 45.3 10.7 6.0 7.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



2. Long-term credits 2018 28 508.8 28 922.1 28 610.8 28 921.2 29 603.6 29 496.3 29 142.0 29 419.4 30 256.0 30 633.4 30 848.9 31 294.22019 31 717.4 31 869.2 31 646.9 31 463.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



of which: 2.1. To public commercial enterprises 2018 9 581.4 9 817.5 9 562.3 9 627.3 9 696.3 9 527.1 9 067.8 9 053.5 9 304.4 9 221.1 9 069.7 9 110.9 2019 9 050.8 9 119.2 8 920.9 8 553.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0




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2.2. To private sector 2018 8 796.5 8 800.4 8 591.7 8 619.9 8 886.7 8 684.7 8 597.7 8 670.3 8 936.3 9 071.5 9 151.6 9 273.72019 9 460.2 9 387.0 9 234.9 9 251.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



2.3. To natural persons 2018 8 731.1 8 863.0 8 998.2 9 184.4 9 418.9 9 647.8 9 824.0 10 016.9 10 257.4 10 496.5 10 762.0 10 979.12019 11 187.7 11 313.4 11 423.5 11 570.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



2.4. To other financial organizations 2018 1 399.8 1 441.2 1 458.7 1 489.5 1 601.7 1 636.7 1 652.5 1 678.8 1 757.8 1 844.2 1 865.6 1 930.4 2019 2 018.7 2 049.7 2 067.5 2 087.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0




84

Statistics Bulletin

Dynamics of Overdue* Debt on Credits Granted by Banks of the Republic of Belarus by Sectors of the Economy**


Overdue Debt on Credits 2018 1 474.7 1 454.4 1 327.3 1 840.3 1 848.0 1 861.5 1 678.8 1 668.6 1 720.7 1 715.5 1 675.2 1 606.3to sectors of the economy 2019 485.7 212.5 226.3 121.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public commercial enterprises 2018 718.5 702.9 710.8 1 157.4 1 185.8 1 167.5 1 118.9 1 150.2 1 196.1 1 190.1 1 175.1 1 179.32019 153.2 77.7 91.1 36.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

private sector 2018 701.8 696.2 560.0 627.3 605.0 635.8 501.2 460.2 457.4 457.0 442.1 369.62019 290.6 106.8 106.6 56.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

natural persons 2018 44.5 44.7 45.9 45.5 46.9 48.0 49.3 48.8 48.9 50.9 49.1 48.62019 33.0 28.0 28.6 28.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other financial organizations 2018 10.0 10.6 10.6 10.1 10.3 10.2 9.4 9.4 18.3 17.5 8.8 8.92019 8.9 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

including:1. In national currency 2018 282.5 310.1 316.4 331.3 339.9 352.0 329.8 338.8 340.2 320.4 310.8 302.0

2019 177.0 110.7 125.7 82.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0public commercial enterprises 2018 136.7 136.5 145.3 160.2 169.0 160.3 131.2 162.7 169.7 148.7 151.1 154.4

2019 58.8 63.7 73.6 28.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0private sector 2018 112.7 140.1 135.8 136.2 134.7 154.2 159.8 137.6 132.3 131.6 121.0 109.4

2019 89.7 19.5 23.8 26.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0natural persons 2018 32.9 33.3 35.0 34.7 36.0 37.2 38.8 38.5 38.2 40.1 38.7 38.2

2019 28.5 27.6 28.4 27.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0other financial organizations 2018 0.2 0.2 0.2 0.2 0.2 0.2 0.0 0.0 0.0 0.0 0.0 0.0

2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

BYN m

Table 1.24

85

Statistics Bulletin


1.1. Banks' short - term credits 2018 72.7 79.6 78.0 83.8 84.6 93.8 89.4 78.4 92.5 72.1 71.6 72.12019 51.7 32.2 44.1 43.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public commercial enterprises 2018 30.5 30.0 28.6 34.8 36.3 26.1 19.6 20.5 38.1 16.7 23.4 26.92019 13.5 16.3 24.4 22.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

private sector 2018 40.4 47.7 47.4 46.8 45.8 64.8 66.7 54.6 51.1 51.8 44.9 42.02019 35.1 12.7 16.4 17.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

natural persons 2018 1.8 1.9 2.0 2.2 2.5 2.9 3.1 3.3 3.3 3.6 3.4 3.22019 3.1 3.2 3.3 3.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


1.2. Banks' long - term credits 2018 209.8 230.6 238.4 247.5 255.4 258.2 240.4 260.4 247.7 248.4 239.2 229.92019 125.3 78.5 81.7 38.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


private sector 2018 72.3 92.4 88.4 89.3 88.9 89.4 93.1 83.0 81.2 79.9 76.2 67.42019 54.7 6.7 7.4 8.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

natural persons 2018 31.1 31.4 33.0 32.6 33.6 34.4 35.7 35.1 34.8 36.6 35.3 35.02019 25.4 24.4 25.1 24.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



86

Statistics Bulletin

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.2. In foreign currency 2018 1 192.2 1 144.3 1 010.9 1 509.0 1 508.1 1 509.5 1 349.0 1 329.8 1 380.5 1 395.0 1 364.4 1 304.3

2019 308.7 101.8 100.5 38.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0public commercial enterprises 2018 581.8 566.4 565.5 997.3 1 016.8 1 007.1 987.7 987.5 1 026.4 1 041.5 1 024.1 1 024.9

2019 94.4 14.0 17.5 8.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0private sector 2018 589.1 556.1 424.2 491.1 470.3 481.6 341.4 322.6 325.1 325.4 321.1 260.2

2019 200.9 87.3 82.8 30.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0natural persons 2018 11.6 11.4 10.8 10.8 10.9 10.8 10.5 10.4 10.7 10.7 10.4 10.3


2019 8.9 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0of which:

2.1. Banks' short - term credits 2018 227.2 230.3 200.4 209.1 208.8 223.1 223.3 207.5 212.8 218.3 208.4 206.02019 120.8 63.6 64.0 8.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


private sector 2018 136.9 137.3 106.7 110.1 108.4 124.1 122.7 104.4 108.7 109.2 109.3 106.12019 100.6 62.8 61.5 8.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

natural persons 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



87

Statistics Bulletin

Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.2.2. Banks' long - term credits 2018 965.0 914.0 810.5 1 299.9 1 299.3 1 286.4 1 125.7 1 122.3 1 167.6 1 176.8 1 156.0 1 098.3


2019 74.3 13.3 15.0 7.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0private sector 2018 452.2 418.7 317.5 381.0 361.9 357.5 218.7 218.2 216.4 216.2 211.9 154.1

2019 100.3 24.5 21.2 22.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0natural persons 2018 11.6 11.4 10.8 10.8 10.9 10.8 10.5 10.4 10.7 10.7 10.4 10.3


2019 8.9 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02.3. In foreign currency, USD m 2018 604.4 576.8 517.4 771.1 750.5 746.3 674.1 667.7 663.7 661.6 644.2 609.9


2019 43.7 6.5 8.2 3.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0private sector 2018 298.6 280.3 217.1 251.0 234.1 238.1 170.6 162.0 156.3 154.3 151.6 121.7

2019 93.0 40.4 38.7 14.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0natural persons 2018 5.9 5.8 5.5 5.5 5.4 5.3 5.2 5.2 5.1 5.1 4.9 4.8


2019 4.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

* The data for 2018 are calculated with acount of extended debt.** Without arrears of interest.


88

Statistics Bulletin

1000 Table 1.25

BYN mIndicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.

2018 9 031.9 9 192.0 9 327.8 9 516.0 9 750.4 9 990.9 10 162.5 10 373.4 10 629.5 10 885.9 11 167.8 11 384.12019 11 596.4 11 728.6 11 827.1 11 972.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 8 981.1 9 142.2 9 279.9 9 468.9 9 703.1 9 944.2 10 117.1 10 329.1 10 584.2 10 840.7 11 123.6 11 340.32019 11 553.4 11 687.0 11 787.0 11 933.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 50.8 49.8 47.9 47.1 47.4 46.7 45.3 44.3 45.3 45.2 44.2 43.72019 43.0 41.6 40.1 39.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 25.8 25.1 24.5 24.1 23.6 23.1 22.6 22.3 21.8 21.4 20.9 20.42019 19.9 19.3 18.8 18.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

including:2018 3 009.8 3 110.6 3 174.9 3 268.2 3 399.7 3 542.5 3 614.7 3 733.7 3 883.1 4 019.7 4 168.1 4 276.62019 4 385.3 4 441.6 4 479.3 4 561.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 3 009.6 3 110.5 3 174.8 3 268.1 3 399.7 3 542.4 3 614.7 3 733.7 3 883.1 4 019.7 4 168.0 4 276.62019 4 385.2 4 441.6 4 479.3 4 561.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 0.2 0.1 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.02019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 6 022.1 6 081.4 6 152.9 6 247.8 6 350.7 6 448.4 6 547.7 6 639.7 6 746.4 6 866.2 6 999.8 7 107.42019 7 211.2 7 286.9 7 347.7 7 411.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 5 971.4 6 031.7 6 105.0 6 200.8 6 303.4 6 401.7 6 502.4 6 595.4 6 701.1 6 821.0 6 955.5 7 063.72019 7 168.2 7 245.4 7 307.7 7 371.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 50.7 49.7 47.8 47.0 47.3 46.7 45.3 44.3 45.3 45.2 44.2 43.72019 43.0 41.6 40.1 39.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 25.7 25.1 24.5 24.0 23.5 23.1 22.6 22.2 21.8 21.4 20.9 20.42019 19.9 19.3 18.7 18.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

of which:2018 5 910.8 5 970.3 6 041.8 6 137.1 6 240.0 6 337.5 6 436.2 6 527.6 6 633.5 6 752.5 6 885.4 6 992.62019 7 096.2 7 172.6 7 234.3 7 298.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 5 860.3 5 920.7 5 994.1 6 090.2 6 192.8 6 290.9 6 391.1 6 483.4 6 588.4 6 707.4 6 841.3 6 949.02019 7 053.3 7 131.2 7 194.3 7 259.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 50.5 49.6 47.7 46.9 47.2 46.5 45.2 44.2 45.2 45.0 44.1 43.62019 42.8 41.4 40.0 39.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 25.6 25.0 24.4 24.0 23.5 23.0 22.6 22.2 21.7 21.4 20.8 20.42019 19.8 19.2 18.7 18.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

* Excluding banks in the process of liquidation.

USD m

Credits for finance real estate

Credits for construction (renovation) and acquisition of housing *

Credits for consumer needs

in national currency

in foreign currency

USD m

in foreign currency

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Natural Persons


in foreign currency



in foreign currency

Debt on Credits to natural persons

USD m

USD m

89

Statistics Bulletin

1000 Table 1.26

BYN mIndicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12.

2018 44.5 44.7 45.9 45.5 46.9 48.0 49.3 48.8 48.9 50.9 49.1 48.62019 33.0 28.0 28.6 28.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 32.9 33.3 35.0 34.7 36.0 37.2 38.8 38.5 38.2 40.1 38.7 38.22019 28.5 27.6 28.4 27.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 11.6 11.4 10.8 10.8 10.9 10.8 10.5 10.4 10.7 10.7 10.4 10.32019 4.5 0.4 0.2 0.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 5.9 5.8 5.5 5.5 5.4 5.3 5.2 5.2 5.1 5.1 4.9 4.82019 2.1 0.2 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

including:2018 29.8 30.1 31.3 31.6 32.8 34.1 35.2 35.4 35.1 37.0 35.6 35.22019 28.2 27.4 28.2 27.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 29.7 30.1 31.3 31.5 32.7 34.1 35.2 35.3 35.1 37.0 35.6 35.22019 28.2 27.4 28.2 27.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 0.1 0.1 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.02019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 14.7 14.6 14.5 13.9 14.2 13.9 14.1 13.5 13.7 13.9 13.5 13.32019 4.8 0.6 0.4 0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 3.2 3.2 3.8 3.2 3.3 3.2 3.6 3.1 3.0 3.1 3.1 3.02019 0.4 0.2 0.2 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 11.5 11.3 10.7 10.7 10.9 10.8 10.5 10.3 10.7 10.7 10.4 10.32019 4.4 0.4 0.2 0.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 5.8 5.7 5.5 5.5 5.4 5.3 5.2 5.2 5.1 5.1 4.9 4.82019 2.1 0.2 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

of which:2018 14.7 14.6 14.5 13.9 14.2 13.9 14.1 13.5 13.7 13.8 13.5 13.32019 4.8 0.6 0.4 0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 3.2 3.2 3.8 3.2 3.3 3.2 3.6 3.1 3.0 3.1 3.1 3.02019 0.4 0.2 0.2 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 11.5 11.3 10.7 10.7 10.9 10.8 10.5 10.3 10.7 10.7 10.4 10.32019 4.5 0.4 0.2 0.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 5.8 5.7 5.5 5.5 5.4 5.3 5.2 5.2 5.1 5.1 4.9 4.82019 2.1 0.2 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


to Natural Persons


USD m

USD m

USD m

Overdue Debt on Credits to natural persons


in foreign currency

in foreign currency

*The data for 2018 are calculated with acount of extended debt.** Excluding banks in the process of liquidation.

USD m

in foreign currency

Dynamics of Overdue* Debt on Credits Granted by Banks of the Republic of Belarus

Credits for finance real estate

Credits for construction (renovation) and acquisition of housing **

Credits for consumer needs


in foreign currency

90

Statistics Bulletin


Debt on Credits 2018 38 750.0 39 203.1 38 924.9 39 337.1 40 544.0 40 264.1 40 298.3 40 477.8 41 782.8 42 277.6 42 724.3 43 528.3

2019 44 059.6 44 138.4 44 059.4 43 975.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2018 16 685.2 17 056.9 16 747.8 16 879.0 17 180.7 17 050.1 16 653.1 16 845.3 17 664.1 17 632.1 17 490.6 17 760.9

2019 17 946.3 18 134.4 18 033.3 17 677.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

private form of ownership 2018 22 064.8 22 146.2 22 177.0 22 458.1 23 363.3 23 214.0 23 645.3 23 632.5 24 118.7 24 645.5 25 233.8 25 767.4

2019 26 113.3 26 004.0 26 026.1 26 298.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:

1. short-term 2018 10 253.7 10 292.2 10 323.9 10 424.6 10 948.0 10 774.4 11 161.9 11 062.9 11 530.5 11 647.2 11 877.7 12 235.9

2019 12 343.6 12 270.4 12 413.4 12 513.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 7 493.9 7 581.9 7 663.4 7 655.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 4 849.7 4 688.4 4 750.0 4 858.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. long-term 2018 28 496.3 28 910.9 28 600.9 28 912.5 29 596.0 29 489.7 29 136.4 29 414.9 30 252.3 30 630.4 30 846.6 31 292.5

Table 1.27Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National and Foreign Currencies*

BYN m(by Form of Ownership)

2. long term 2018 28 496.3 28 910.9 28 600.9 28 912.5 29 596.0 29 489.7 29 136.4 29 414.9 30 252.3 30 630.4 30 846.6 31 292.5

2019 31 716.0 31 868.1 31 645.9 31 462.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 10 452.4 10 552.4 10 369.9 10 022.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 21 263.6 21 315.6 21 276.0 21 439.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


91

Statistics Bulletin


Debt on Credits 2018 19 065.2 19 271.5 19 468.4 19 702.1 20 308.8 20 344.0 20 435.9 20 701.8 21 203.0 21 623.4 22 144.4 22 423.3

2019 22 721.8 22 810.3 22 938.6 23 012.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 5 138.4 5 157.8 5 151.6 4 994.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 17 583.3 17 652.5 17 787.1 18 018.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:

1. short-term 2018 4 023.5 4 107.2 4 207.1 4 292.4 4 547.2 4 468.2 4 591.2 4 601.7 4 860.8 4 916.4 5 077.9 5 130.8

2019 5 178.4 5 153.0 5 199.0 5 228.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 399.9 2 419.8 2 450.0 2 446.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 778.5 2 733.1 2 749.0 2 782.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. long-term 2018 15 041.6 15 164.3 15 261.3 15 409.7 15 761.7 15 875.7 15 844.6 16 100.2 16 342.1 16 707.0 17 066.5 17 292.5

Table 1.28Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National Currency*


2. long-term 2018 15 041.6 15 164.3 15 261.3 15 409.7 15 761.7 15 875.7 15 844.6 16 100.2 16 342.1 16 707.0 17 066.5 17 292.5

2019 17 543.3 17 657.3 17 739.6 17 783.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 738.5 2 738.0 2 701.5 2 547.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 14 804.8 14 919.4 15 038.1 15 236.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


92

Statistics Bulletin


Debt on Credits 2018 9 978.6 10 046.7 9 958.8 10 034.2 10 070.3 9 849.2 9 925.8 9 929.7 9 894.6 9 794.7 9 717.6 9 869.5

2019 9 879.5 9 881.4 9 876.4 9 847.5 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!




2019 3 949.4 3 869.3 3 852.7 3 889.5 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!including:

1. short-term 2018 3 158.2 3 117.6 3 130.9 3 133.8 3 185.5 3 118.0 3 283.5 3 244.3 3 206.8 3 191.9 3 210.8 3 322.6




private form of ownership 2018 936.3 866.7 890.3 888.8 972.4 895.4 1 049.3 935.8 877.7 848.6 919.9 983.6

2019 959.0 905.9 935.7 975.3 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

2. long-term 2018 6 820.5 6 929.1 6 827.9 6 900.4 6 884.8 6 731.3 6 642.2 6 685.4 6 687.9 6 602.8 6 506.8 6 546.9

Table 1.29Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in Foreign Currency*

USD m(by Form of Ownership)

2. long-term 2018 6 820.5 6 929.1 6 827.9 6 900.4 6 884.8 6 731.3 6 642.2 6 685.4 6 687.9 6 602.8 6 506.8 6 546.9







93

Statistics Bulletin

Indicators Years January January – February

January – March

January – April

January – May

January – June

January – July

January – August

January – September

January – October

January – November

January – December

Provided Credits 2018 5 654.1 10 745.7 16 937.2 23 350.4 29 545.3 36 149.4 42 535.5 49 510.3 56 025.0 63 518.2 70 464.0 77 948.3

2019 6 540.5 12 660.2 19 362.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 333.2 4 528.4 7 036.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 4 207.3 8 131.8 12 326.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:

1. short-term 2018 3 984.1 7 770.4 12 290.8 16 924.0 21 380.4 26 156.9 30 713.4 35 677.5 40 261.4 45 821.2 50 794.9 56 105.9

2019 4 895.7 9 620.5 14 685.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 145.9 4 196.2 6 485.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 749.7 5 424.3 8 199.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2 l t 2018 1 670 1 2 975 3 4 646 5 6 426 4 8 165 0 9 992 5 11 822 0 13 832 8 15 763 7 17 696 9 19 669 1 21 842 3

Table 1.30Dynamics of Credits Provision by Banks of the Republic of Belarus in National and Foreign Currencies*


2. long-term 2018 1 670.1 2 975.3 4 646.5 6 426.4 8 165.0 9 992.5 11 822.0 13 832.8 15 763.7 17 696.9 19 669.1 21 842.3

2019 1 644.9 3 039.7 4 677.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2018 418.2 580.8 972.0 1 272.7 1 676.2 1 954.5 2 270.0 2 664.8 3 005.6 3 325.2 3 729.8 4 111.4

2019 187.3 332.2 550.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 1 457.6 2 707.5 4 127.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


94

Statistics Bulletin


January – March

January – April

January – May

January – June

January – July

January – August


January – October




2019 3 382.8 6 545.3 9 813.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2018 695.0 1 284.3 2 090.9 2 871.1 3 566.8 4 312.0 4 974.7 5 874.2 6 578.7 7 406.0 8 144.4 8 987.4

2019 644.9 1 258.5 1 934.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 737.9 5 286.7 7 879.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:

1. short-term 2018 1 851.3 3 557.6 5 653.6 7 777.4 9 873.6 12 020.5 14 089.9 16 544.7 18 806.1 21 476.9 23 944.3 26 428.0

2019 2 294.2 4 453.7 6 606.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2018 594.2 1 125.5 1 787.1 2 495.1 3 096.1 3 761.2 4 319.9 5 119.8 5 715.5 6 446.3 7 072.1 7 827.8

2019 591.9 1 148.4 1 747.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 1 702.3 3 305.3 4 859.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2 l t 2018 960 7 1 830 8 2 862 1 4 035 7 5 205 2 6 384 1 7 549 1 8 843 9 10 059 4 11 411 0 12 754 0 14 098 2

Table 1.31Dynamics of Credits Provision by Banks of the Republic of Belarus in National Currency*


2. long-term 2018 960.7 1 830.8 2 862.1 4 035.7 5 205.2 6 384.1 7 549.1 8 843.9 10 059.4 11 411.0 12 754.0 14 098.2

2019 1 088.7 2 091.5 3 206.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2018 100.8 158.9 303.8 376.0 470.7 550.7 654.9 754.4 863.2 959.7 1 072.4 1 159.6

2019 53.0 110.1 187.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

private form of ownership 2018 859.9 1 671.9 2 558.4 3 659.7 4 734.5 5 833.3 6 894.3 8 089.5 9 196.2 10 451.4 11 681.6 12 938.6

2019 1 035.6 1 981.4 3 019.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


95

Statistics Bulletin


Overdue Debt on Credits 2018 1 474.0 1 453.8 1 326.7 1 839.6 1 847.4 1 860.9 1 678.2 1 668.1 1 720.2 1 715.0 1 674.8 1 605.9

2019 485.2 212.0 225.8 120.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 153.2 77.7 91.8 37.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

private form of ownership 2018 749.4 745.2 610.8 677.7 657.6 690.1 556.6 515.6 522.3 523.7 499.1 426.6

2019 332.0 134.3 134.1 83.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:

1. short-term 2018 299.9 309.9 278.4 292.9 293.3 316.8 312.7 285.9 305.4 290.3 280.0 278.0

2019 172.5 95.8 108.1 52.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

public form of ownership 2018 120.9 123.0 122.3 133.8 136.6 125.1 120.3 123.7 142.3 125.8 122.5 126.8

2019 33.7 17.0 27.6 24.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 138.8 78.7 80.5 28.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.32Dynamics of Overdue* Debt on Credits Granted by Banks of the Republic of Belarus in National and Foreign Currencies**

(by Form of Ownership)

BYN m

2. long-term 2018 1 174.1 1 143.9 1 048.3 1 546.7 1 554.1 1 544.1 1 365.5 1 382.2 1 414.8 1 424.7 1 394.8 1 327.9

2019 312.7 116.2 117.8 67.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 119.5 60.7 64.2 13.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 193.2 55.6 53.6 54.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

* The data for 2018 are calculated with acount of extended debt.** Excluding banks in the process of liquidation.

96

Statistics Bulletin


Overdue Debt on Credits 2018 281.8 309.5 315.8 330.6 339.3 351.4 329.2 338.3 339.7 320.0 310.4 301.6

2019 176.5 110.2 125.3 81.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 58.8 63.7 73.6 28.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 117.7 46.6 51.7 53.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0including:

1. short-term 2018 72.7 79.6 78.0 83.8 84.6 93.8 89.4 78.4 92.5 72.0 71.6 72.1

2019 51.7 32.2 44.1 43.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 13.5 16.3 24.4 22.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 38.2 15.9 19.6 21.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.33Dynamics of Overdue* Debt on Credits Granted by Banks of the Republic of Belarus in National Currency**


BYN m

2. long-term 2018 209.1 229.9 237.8 246.8 254.7 257.6 239.8 259.9 247.2 247.9 238.8 229.5

2019 124.7 78.0 81.2 37.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 45.2 47.4 49.2 5.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 79.5 30.6 32.1 32.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


97

Statistics Bulletin







2019 99.2 40.7 38.5 14.0 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!including:

1. short-term 2018 115.2 116.1 102.6 106.9 103.9 110.3 111.6 104.2 102.3 103.5 98.4 96.3






Table 1.34Dynamics of Overdue* Debt on Credits Granted by Banks of the Republic of Belarus in Foreign Currency**


USD m

2. long-term 2018 489.2 460.7 414.9 664.3 646.6 636.1 562.5 563.5 561.4 558.1 545.9 513.6







98

Statistics Bulletin


Debt on Credits 2018 29 730.6 30 022.2 29 607.0 29 829.8 30 801.2 30 279.8 30 141.5 30 108.9 31 157.0 31 394.7 31 558.8 32 146.0

2019 32 464.6 32 411.0 32 233.3 32 003.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

agriculture, forestry and fishing 2018 2 322.5 2 300.0 2 317.0 2 327.0 2 341.5 2 338.0 2 327.1 2 323.2 2 351.2 2 359.6 2 352.2 2 318.8

2019 2 337.7 2 318.9 2 275.2 2 297.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 307.7 343.6 273.7 285.8 333.0 277.2 174.4 205.0 244.6 250.7 246.4 279.4

2019 298.8 266.2 178.6 161.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2018 16 344.4 16 458.5 16 195.6 16 158.6 16 487.1 16 387.8 16 414.7 16 381.2 16 834.1 17 139.8 17 202.0 17 562.5

2019 17 329.2 17 243.1 17 211.2 17 144.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

distribution of energy, gas, steam, warm water 2018 490.5 478.7 491.8 529.8 581.7 554.3 528.3 518.0 608.4 559.8 503.9 509.3

and conditioned air 2019 582.0 498.1 534.5 544.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

water supply, collection, processing and disposal 2018 29.0 29.3 29.7 29.8 34.5 33.4 21.6 20.6 19.7 16.7 17.9 19.0

of waste, pollution removing activity 2019 19.5 21.8 22.6 23.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

construction 2018 1 026.3 1 049.3 1 039.2 1 045.6 1 072.6 1 063.8 1 087.4 1 111.1 1 152.2 1 169.1 1 201.3 1 206.8

2019 1 218.8 1 274.1 1 290.8 1 009.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.35Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National and Foreign Currencies*

BYN m(by Type of Economic Activity)

wholesale and retail trade, 2018 4 852.3 4 890.0 4 915.6 5 001.3 5 353.1 5 219.8 5 070.3 5 045.1 5 116.1 5 114.9 5 228.3 5 318.0

repair of cars and motor cycles 2019 5 524.1 5 603.5 5 628.7 5 416.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

transport activity, storing, postal 2018 927.4 941.6 937.4 930.9 951.7 917.6 897.5 874.9 910.2 951.7 969.4 1 014.5

and courier activities 2019 1 089.7 1 106.0 1 133.8 1 151.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

real estate operations 2018 912.2 915.0 898.1 898.4 957.0 815.6 843.9 853.0 899.2 908.6 936.1 932.5

2019 992.4 1 021.3 897.6 1 135.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2018 2 518.3 2 616.3 2 508.9 2 622.6 2 689.0 2 672.3 2 776.1 2 776.8 3 021.2 2 923.8 2 901.4 2 985.3

2019 3 072.4 3 058.2 3 060.4 3 120.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

99

Statistics Bulletin


including:

1. short-term 2018 9 952.9 9 963.2 9 994.4 10 093.1 10 616.5 10 431.3 10 823.5 10 706.4 11 158.4 11 257.9 11 471.9 11 830.9

2019 11 934.9 11 855.2 12 009.9 12 111.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

agriculture, forestry and fishing 2018 271.5 265.1 306.7 343.7 376.5 390.9 405.8 413.7 441.8 461.2 471.9 497.8

2019 512.3 499.3 491.9 518.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 3.8 8.1 3.9 12.3 16.7 17.4 5.9 13.4 23.2 20.2 3.2 26.4

2019 54.4 41.7 22.1 84.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 7 577.6 7 582.1 7 645.3 7 700.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 268.8 288.2 304.9 313.2 330.3 327.8 339.4 342.8 347.0 347.4 364.3 355.6

2019 333.6 359.1 376.2 316.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



wholesale and retail trade,


transport activity, storing, postal 2018 135.9 150.6 149.5 144.0 152.7 135.2 127.0 128.9 134.2 153.8 163.7 160.5

and courier activities 2019 160.7 175.4 197.7 212.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 17.0 17.7 18.3 19.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2018 183.4 248.2 133.0 199.9 160.1 116.5 220.7 208.3 354.5 170.6 133.6 137.2

2019 155.1 116.4 116.9 122.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

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Statistics Bulletin


2. long-term 2018 19 777.7 20 059.0 19 612.6 19 736.8 20 184.7 19 848.5 19 318.0 19 402.5 19 998.6 20 136.8 20 086.9 20 315.1

2019 20 529.7 20 555.8 20 223.4 19 892.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 1 825.4 1 819.6 1 783.4 1 778.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 304.0 335.5 269.8 273.5 316.2 259.8 168.6 191.7 221.4 230.5 243.2 253.0

2019 244.4 224.4 156.5 77.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 9 751.6 9 661.0 9 565.9 9 444.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 757.6 761.1 734.3 732.4 742.4 736.0 748.0 768.3 805.2 821.7 836.9 851.2

2019 885.2 915.0 914.6 692.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0







2019 975.4 1 003.7 879.3 1 115.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2018 2 334.9 2 368.2 2 375.8 2 422.7 2 528.9 2 555.8 2 555.3 2 568.5 2 666.7 2 753.2 2 767.8 2 848.1

2019 2 917.3 2 941.8 2 943.5 2 998.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


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Statistics Bulletin


Debt on Credits 2018 10 096.6 10 140.5 10 198.5 10 241.9 10 613.4 10 406.4 10 324.3 10 377.3 10 622.5 10 785.7 11 023.1 11 084.7

2019 11 169.8 11 124.5 11 152.6 11 079.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 1 800.7 1 774.7 1 733.8 1 746.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 3.7 3.7 3.7 7.3 7.0 6.3 5.6 5.0 3.9 3.6 3.2 6.0

2019 10.8 13.7 22.3 6.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 4 193.0 4 126.5 4 171.7 4 194.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 377.1 381.2 393.9 404.4 414.1 410.6 422.7 427.2 433.1 438.3 460.7 454.9

2019 432.3 463.5 474.4 452.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 1.36Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National Currency*







2019 301.5 306.4 307.9 322.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 753.3 743.2 735.2 748.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

102

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including:

1. short-term 2018 3 722.8 3 778.3 3 877.6 3 960.8 4 215.6 4 125.2 4 252.8 4 245.1 4 488.7 4 527.1 4 672.0 4 725.9

2019 4 769.8 4 737.8 4 795.5 4 826.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 468.9 449.2 442.0 458.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 2.9 2.9 2.9 6.5 6.0 5.4 4.9 4.3 3.2 2.9 2.6 5.4

2019 10.4 13.3 22.0 5.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 107.5 2 072.9 2 115.1 2 144.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 207.6 221.6 238.1 249.7 258.9 253.8 261.1 265.9 264.1 269.5 284.5 275.8

2019 247.7 271.2 279.1 269.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



,





2019 14.0 14.3 14.2 14.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 97.8 84.4 76.8 81.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

103

Statistics Bulletin


2. long-term 2018 6 373.9 6 362.2 6 320.9 6 281.1 6 397.7 6 281.3 6 071.5 6 132.2 6 133.8 6 258.6 6 351.0 6 358.9

2019 6 400.0 6 386.7 6 357.1 6 253.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 1 331.8 1 325.5 1 291.8 1 287.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 0.8 0.8 0.8 0.8 0.9 0.9 0.7 0.7 0.7 0.7 0.6 0.6

2019 0.4 0.4 0.3 0.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 085.4 2 053.6 2 056.6 2 050.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 169.5 159.6 155.9 154.7 155.1 156.7 161.5 161.3 169.0 168.8 176.2 179.1

2019 184.5 192.3 195.3 182.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0







2019 287.4 292.1 293.7 307.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 655.6 658.8 658.5 666.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


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Statistics Bulletin


Debt on Credits 2018 9 952.9 10 021.5 9 934.2 10 010.2 10 046.7 9 826.1 9 903.1 9 907.4 9 872.8 9 773.3 9 696.7 9 849.1




mining industry 2018 154.1 171.3 138.2 142.3 162.2 134.0 84.4 100.4 115.7 117.2 114.8 127.9





and conditioned air 2019 226.4 187.5 207.0 212.6 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!


of waste, pollution removing activity 2019 0.6 0.6 0.9 0.9 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

construction 2018 329.1 336.7 330.3 327.7 327.7 323.0 332.2 343.4 345.7 346.5 349.7 351.6


Table 1.37Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in Foreign Currency*

USD m(by Type of Economic Activity)

Д Д Д Д Д Д Д Д

wholesale and retail trade, 2018 1 074.2 1 044.2 1 091.5 1 123.3 1 183.2 1 159.7 1 161.6 1 124.7 1 083.1 977.7 967.4 965.9

repair of cars and motor cycles 2019 1 043.9 1 077.3 1 094.0 1 053.5 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!


and courier activities 2019 366.8 371.3 387.2 389.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!



other types of economic activity 2018 933.5 992.3 952.1 1 002.1 982.2 958.7 1 028.3 1 034.0 1 025.2 1 054.7 1 032.0 1 059.0


105

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including:

1. short-term 2018 3 158.2 3 117.6 3 130.9 3 133.8 3 185.5 3 118.0 3 283.5 3 244.3 3 206.8 3 191.9 3 210.8 3 322.6




mining industry 2018 0.5 2.6 0.5 3.0 5.3 5.9 0.5 4.6 9.6 8.2 0.3 9.8








construction 2018 31.0 33.6 34.2 32.5 35.5 36.6 39.1 38.6 39.9 36.9 37.7 37.3


wholesale and retail trade, 2018 479.8 476.2 477.6 489.1 525.9 506.5 559.3 530.4 489.7 456.0 471.1 469.7


repair of cars and motor cycles 2019 538.4 547.1 564.8 564.7 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!







106

Statistics Bulletin


2. long-term 2018 6 794.7 6 904.0 6 803.4 6 876.4 6 861.2 6 708.2 6 619.6 6 663.2 6 666.1 6 581.4 6 485.9 6 526.5




mining industry 2018 153.7 168.7 137.7 139.4 156.9 128.0 83.9 95.9 106.1 109.0 114.5 118.0








construction 2018 298.1 303.2 296.1 295.2 292.2 286.4 293.1 304.8 305.9 309.6 312.0 314.3



USD mTable 1.37 cont'd






other types of economic activity 2018 880.5 899.2 916.0 932.6 937.8 937.8 968.4 981.3 986.2 1 010.2 1 006.2 1 031.4



107

Statistics Bulletin


January – March

January – April

January – May

January – June

January – July

January – August


January – October




2019 5 824.1 11 274.5 17 248.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

agriculture, forestry and fishing 2018 66.8 179.5 294.5 387.6 484.6 571.4 659.1 770.9 858.9 973.0 1 083.8 1 221.5

2019 81.3 182.9 324.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 49.6 70.6 108.1 179.0 260.3 361.9 459.8 565.3 600.3 723.7 815.0 925.3

2019 94.4 140.8 273.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 458.3 4 837.3 7 571.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

distribution of energy, gas, steam, warm water 2018 179.5 445.2 717.6 952.6 1 116.4 1 284.0 1 448.2 1 633.3 1 782.7 1 948.6 2 106.4 2 357.0




construction 2018 194.1 354.3 524.8 699.9 901.4 1 132.2 1 360.0 1 607.1 1 838.8 2 105.6 2 343.5 2 609.7

2019 238 9 449 1 682 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Table 1.38Dynamics of Credits Provision by Banks of the Republic of Belarus in National and Foreign Currencies*


2019 238.9 449.1 682.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


repair of cars and motor cycles 2019 2 286.5 4 385.8 6 477.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

transport activity, storing, postal 2018 82.4 168.1 281.2 393.7 486.4 589.2 689.1 789.3 913.2 1 050.2 1 217.1 1 403.1



2019 64.5 106.8 161.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2018 313.1 452.0 616.4 937.6 1 143.5 1 484.4 1 750.8 2 232.2 2 531.1 2 779.5 3 050.8 3 444.1

2019 249.9 449.6 662.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

108

Statistics Bulletin


January – March

January – April

January – May

January – June

January – July

January – August


January – October



including:

1. short-term 2018 3 823.8 7 474.7 11 846.9 16 332.4 20 621.9 25 246.0 29 636.7 34 424.8 38 843.1 44 212.9 49 010.9 54 138.0

2019 4 716.9 9 281.1 14 171.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 67.8 152.2 264.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 23.3 43.6 57.2 79.6 110.7 135.2 192.1 277.7 306.8 399.8 481.8 577.5

2019 94.4 138.4 268.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 2 172.7 4 300.0 6 720.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

distribution of energy, gas, steam, warm water 2018 175.1 408.5 646.8 877.6 1 033.1 1 192.3 1 340.4 1 519.1 1 628.1 1 777.8 1 929.8 2 141.1




construction 2018 140.4 268.1 410.1 552.7 717.5 889.2 1 057.0 1 242.0 1 421.5 1 630.7 1 808.2 2 005.5

2019 174.9 330.5 509.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0








2019 11.5 20.3 31.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

other types of economic activity 2018 197.1 254.5 312.6 444.3 511.4 710.6 833.0 1 090.9 1 185.8 1 272.3 1 354.4 1 463.0

2019 76.2 142.3 208.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

109

Statistics Bulletin


January – March

January – April

January – May

January – June

January – July

January – August


January – October



2. long-term 2018 1 213.9 2 075.1 3 234.8 4 453.8 5 617.7 6 929.7 8 222.2 9 635.0 10 981.2 12 259.7 13 623.9 15 193.7

2019 1 107.2 1 993.3 3 076.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 13.4 30.7 60.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 26.3 27.0 50.8 99.4 149.5 226.7 267.6 287.6 293.5 323.9 333.2 347.9

2019 0.0 2.4 5.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2018 561.1 847.5 1 405.1 1 735.4 2 196.4 2 541.5 2 947.4 3 412.6 3 957.6 4 373.0 4 861.7 5 229.7

2019 285.6 537.3 851.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 53.8 86.2 114.7 147.2 183.9 243.0 303.0 365.1 417.3 475.0 535.3 604.1

2019 64.0 118.5 173.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

wholesale and retail trade, 2018 379.7 712.4 1 050.5 1 494.7 1 892.9 2 421.2 2 890.7 3 418.2 3 838.0 4 299.4 4 784.2 5 349.2


repair of cars and motor cycles 2019 460.1 791.5 1 215.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0




2019 53.0 86.5 129.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 173.7 307.3 454.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


110

Statistics Bulletin


January – March

January – April

January – May

January – June

January – July

January – August


January – October




2019 2 666.4 5 159.6 7 699.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

agriculture, forestry and fishing 2018 56.3 153.1 250.1 333.4 416.3 491.5 567.8 665.0 744.6 839.0 928.4 1 047.8

2019 63.6 150.5 269.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 0.2 0.5 4.5 5.0 5.3 6.2 6.4 6.6 6.9 7.1 10.1 16.1

2019 3.4 15.8 16.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2018 694.9 1 350.9 2 174.4 2 967.3 3 734.8 4 523.8 5 270.5 6 040.0 6 816.6 7 782.5 8 657.4 9 458.4

2019 649.1 1 274.3 1 950.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 153.9 295.2 450.0 603.5 785.4 981.0 1 165.7 1 377.4 1 582.2 1 813.1 2 028.4 2 238.1

2019 190 8 372 2 557 8 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Table 1.39

BYN m

Dynamics of Credits Provision by Banks of the Republic of Belarus in National Currency*(by Type of Economic Activity)

2019 190.8 372.2 557.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0






2019 20.0 32.9 61.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 179.2 328.5 437.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

111

Statistics Bulletin


January – March

January – April

January – May

January – June

January – July

January – August


January – October



including:

1. short-term 2018 1 691.6 3 261.6 5 209.7 7 185.8 9 115.2 11 109.5 13 013.2 15 292.0 17 387.8 19 868.6 22 160.3 24 460.1

2019 2 115.3 4 114.4 6 092.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 54.8 131.9 231.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 0.2 0.5 4.5 4.9 5.2 6.1 6.3 6.5 6.8 7.0 10.0 16.0

2019 3.4 15.8 16.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2018 529.6 1 060.2 1 675.9 2 348.0 2 964.1 3 609.1 4 178.1 4 768.2 5 374.9 6 176.5 6 874.4 7 546.5

2019 559.8 1 088.2 1 652.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 135.9 259.3 393.7 524.4 678.5 838.7 991.8 1 163.3 1 337.2 1 529.6 1 698.7 1 878.1

2019 163.5 303.2 460.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

wholesale and retail trade, 2018 883.3 1 623.4 2 615.8 3 583.1 4 545.9 5 512.3 6 490.2 7 619.3 8 718.8 9 958.2 11 158.3 12 349.1







2019 10.0 17.4 27.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 65.6 118.5 174.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

112

Statistics Bulletin


January – March

January – April

January – May

January – June

January – July

January – August


January – October



2. long-term 2018 504.5 930.1 1 450.5 2 063.1 2 657.8 3 321.2 3 949.2 4 646.1 5 276.9 5 973.8 6 708.8 7 449.6

2019 551.0 1 045.2 1 606.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 8.8 18.5 38.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1

2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2018 165.3 290.7 498.5 619.3 770.8 914.7 1 092.5 1 271.8 1 441.7 1 606.1 1 783.0 1 911.9

2019 89.3 186.1 297.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 18.1 35.9 56.3 79.1 106.9 142.3 173.9 214.1 245.0 283.5 329.7 360.0

2019 27.3 68.9 97.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

wholesale and retail trade, 2018 245.5 417.0 612.3 882.3 1 176.4 1 526.0 1 819.1 2 150.7 2 453.1 2 776.4 3 152.4 3 531.2


repair of cars and motor cycles 2019 284.2 509.5 816.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0




2019 10.1 15.5 34.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 113.6 210.0 263.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


113

Statistics Bulletin


Overdue Debt on Credits 2018 1 430.2 1 409.7 1 281.5 1 794.8 1 801.1 1 813.4 1 629.5 1 619.8 1 671.8 1 664.6 1 626.1 1 557.7

2019 452.7 184.5 197.7 92.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 48.6 19.7 24.0 16.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2018 973.7 949.5 849.3 1 268.1 1 295.8 1 311.7 1 289.8 1 263.8 1 314.6 1 311.9 1 291.8 1 287.5

2019 258.2 49.2 51.3 49.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 101.2 100.7 83.8 78.2 77.3 76.6 78.3 79.9 74.3 71.7 69.7 68.1

Table 1.40Dynamics of Overdue* Debt on Credits Granted by Banks of the Republic of Belarus in National and Foreign Currencies**

(by Type of Economic Activity)

BYN m

2019 54.5 55.7 54.1 1.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0






2019 2.9 0.9 2.2 2.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 20.4 0.7 0.7 1.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

114

Statistics Bulletin


including:

1. short-term 2018 298.1 308.0 276.4 290.8 290.8 313.9 309.6 282.5 302.0 286.8 276.6 274.8

2019 169.4 92.6 104.8 49.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 9.8 10.5 15.5 9.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2018 197.5 203.6 171.6 179.9 182.6 205.5 201.5 179.4 199.8 185.9 175.0 169.9

2019 82.1 13.6 16.6 20.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 56.3 54.6 57.7 54.0 55.3 54.9 56.6 57.7 57.2 57.1 57.2 58.7

2019 53.7 54.7 53.1 1.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0







2019 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 0.3 0.2 0.3 0.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

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2. long-term 2018 1 132.1 1 101.7 1 005.0 1 504.0 1 510.2 1 499.5 1 319.9 1 337.2 1 369.8 1 377.9 1 349.5 1 282.9

2019 283.3 91.9 92.9 43.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 38.8 9.2 8.6 6.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

processing industry 2018 776.2 745.9 677.7 1 088.2 1 113.2 1 106.2 1 088.3 1 084.4 1 114.8 1 126.1 1 116.7 1 117.6

2019 176.2 35.6 34.7 28.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 44.9 46.1 26.1 24.2 22.0 21.7 21.7 22.2 17.1 14.6 12.5 9.4

2019 0.8 1.0 1.0 0.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0







2019 2.8 0.8 2.2 2.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 20.1 0.5 0.4 0.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


116

Statistics Bulletin



2019 148.5 83.2 97.4 54.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 46.1 17.8 22.6 15.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 42.1 7.6 11.2 16.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 15.1 12.9 11.4 9.8 10.3 9.8 11.9 12.9 11.1 10.1 9.3 5.5

Table 1.41Dynamics of Overdue* Debt on Credits Granted by Banks of the Republic of Belarus in National Currency**


BYN m

2019 1.6 1.7 1.6 1.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0






2019 2.0 0.2 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 1.6 0.6 0.6 1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

117

Statistics Bulletin


including:

1. short-term 2018 70.9 77.7 76.0 81.7 82.1 90.9 86.3 75.0 89.2 68.5 68.3 68.8

2019 48.6 29.0 40.8 40.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 8.3 10.1 14.5 8.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 25.1 4.9 8.0 13.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 7.4 5.4 6.5 5.5 5.7 4.9 5.6 6.2 5.0 4.3 5.4 4.9

2019 0.9 1.0 0.9 1.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0







2019 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 0.3 0.2 0.3 0.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

118

Statistics Bulletin


2. long-term 2018 178.7 199.1 205.4 214.9 221.8 223.9 204.7 225.3 212.8 211.8 203.8 194.9

2019 99.9 54.1 56.6 13.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 37.8 7.7 8.1 6.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

mining industry 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 17.1 2.6 3.2 3.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0





construction 2018 7.7 7.5 4.9 4.3 4.6 4.9 6.4 6.7 6.1 5.8 3.9 0.6

2019 0.6 0.7 0.7 0.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0







2019 2.0 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


2019 1.3 0.3 0.3 0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


119

Statistics Bulletin






mining industry 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0








construction 2018 43.7 44.3 37.1 35.0 33.4 33.0 33.1 33.7 30.4 29.2 28.5 29.3

Table 1.42Dynamics of Overdue* Debt on Credits Granted by Banks of the Republic of Belarus in Foreign Currency**


USD m










120

Statistics Bulletin


including:

1. short-term 2018 115.2 116.1 102.6 106.9 103.9 110.3 111.6 104.2 102.3 103.5 98.4 96.3




mining industry 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0








construction 2018 24.8 24.8 26.2 24.8 24.7 24.7 25.5 25.8 25.1 25.0 24.4 25.2











121

Statistics Bulletin


2. long-term 2018 483.3 454.9 409.3 658.8 641.2 630.7 557.3 558.3 556.2 553.0 541.0 508.8




mining industry 2018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0








construction 2018 18.9 19.5 10.9 10.2 8.7 8.3 7.6 7.8 5.3 4.2 4.1 4.1












122

Statistics Bulletin

Table 1.43

1000


Debt on credits 2018 8 297.5 8 423.6 8 503.0 8 836.3 9 102.0 8 891.9 8 965.4 8 913.9 9 102.8 9 305.1 9 471.9 9 547.12019 9 876.9 9 624.2 9 602.0 9 529.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

short-term 2018 2 169.1 2 205.9 2 271.4 2 449.9 2 626.0 2 590.5 2 758.1 2 693.4 2 721.9 2 706.9 2 820.2 2 839.42019 2 974.4 2 976.8 3 066.3 3 084.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

long-term 2018 6 128.4 6 217.7 6 231.5 6 386.4 6 476.0 6 301.4 6 207.3 6 220.5 6 380.9 6 598.1 6 651.7 6 707.72019 6 902.5 6 647.3 6 535.7 6 445.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

including:in national currency 2018 4 145.1 4 217.4 4 314.4 4 491.3 4 646.5 4 584.4 4 426.2 4 412.8 4 450.9 4 557.0 4 646.3 4 724.9

2019 4 846.1 4 758.9 4 806.3 4 731.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0short-term 2018 1 300.0 1 327.8 1 388.8 1 482.5 1 574.1 1 558.5 1 584.5 1 582.3 1 606.0 1 665.4 1 705.3 1 741.6

2019 1 778.3 1 787.8 1 823.3 1 844.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term 2018 2 845.0 2 889.7 2 925.6 3 008.8 3 072.4 3 025.9 2 841.6 2 830.5 2 844.8 2 891.6 2 941.1 2 983.3

2019 3 067.8 2 971.1 2 983.0 2 886.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0in foreign currency 2018 4 152.5 4 206.2 4 188.5 4 345.0 4 455.5 4 307.5 4 539.2 4 501.1 4 651.9 4 748.1 4 825.6 4 822.2

2019 5 030.8 4 865.3 4 795.7 4 798.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0short-term 2018 869.1 878.1 882.6 967.4 1 051.8 1 032.0 1 173.5 1 111.0 1 115.9 1 041.6 1 115.0 1 097.8

2019 1 196.0 1 189.1 1 243.0 1 239.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term 2018 3 283.4 3 328.0 3 305.9 3 377.6 3 403.6 3 275.5 3 365.7 3 390.1 3 536.0 3 706.5 3 710.6 3 724.4

2019 3 834.7 3 676.2 3 552.7 3 558.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0in foreign currency, USD m 2018 2 105.0 2 120.1 2 143.9 2 220.5 2 217.3 2 129.8 2 268.4 2 260.0 2 236.6 2 251.7 2 278.6 2 255.0 2019 2 329.3 2 254.1 2 242.5 2 253.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

short-term 2018 440.6 442.6 451.8 494.4 523.5 510.2 586.5 557.9 536.5 493.9 526.5 513.42019 553.8 550.9 581.2 582.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

long-term 2018 1 664.4 1 677.5 1 692.1 1 726.1 1 693.9 1 619.6 1 681.9 1 702.2 1 700.1 1 757.7 1 752.1 1 741.72019 1 775.5 1 703.2 1 661.3 1 671.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


BYN m

Dynamics of Debt on Credits Granted by Banks to Small and Medium Businesses *

123

Statistics Bulletin

Table 1.44


January – March

January – April

January – May

January – June

January – July

January – August


January – October



Provided Credits 2018 1 782.0 3 530.2 5 745.0 7 980.5 10 159.2 12 449.9 14 615.1 16 908.2 19 190.6 21 711.6 24 032.7 26 592.42019 2 242.4 4 412.5 6 731.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

short-term 2018 1 304.3 2 610.3 4 340.3 6 021.0 7 746.4 9 438.0 11 008.3 12 726.0 14 321.7 16 216.8 17 947.7 19 749.52019 1 638.6 3 290.2 5 014.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

long-term 2018 477.7 919.9 1 404.7 1 959.5 2 412.8 3 012.0 3 606.7 4 182.2 4 868.9 5 494.8 6 085.0 6 842.92019 603.7 1 122.4 1 717.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

including:in national currency 2018 1 031.9 2 075.4 3 368.4 4 680.8 5 949.7 7 212.1 8 484.6 9 900.2 11 275.0 12 893.8 14 394.2 15 894.5

2019 1 427.2 2 787.0 4 169.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0short-term 2018 760.3 1 521.7 2 519.6 3 472.4 4 423.2 5 332.7 6 267.9 7 297.5 8 298.9 9 487.2 10 589.4 11 636.8

2019 1 039.2 2 058.7 3 092.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term 2018 271.6 553.7 848.8 1 208.4 1 526.5 1 879.4 2 216.8 2 602.7 2 976.2 3 406.7 3 804.8 4 257.7

2019 388.0 728.3 1 076.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


BYN mDynamics of Credits Provision by Banks to Small and Medium Businesses *

124

Statistics Bulletin

Table 1.45


Overdue debt on credits 2018 276.9 273.6 266.7 335.6 313.3 319.1 302.2 313.8 310.9 309.6 296.2 227.5 2019 168.7 69.7 76.7 37.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

short-term 2018 51.8 55.9 48.1 60.3 55.2 68.2 66.2 58.3 59.5 59.9 54.0 51.92019 39.7 22.1 27.0 22.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

long-term 2018 225.1 217.7 218.7 275.3 258.1 251.0 236.0 255.5 251.4 249.7 242.2 175.62019 129.0 47.6 49.7 14.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

including:in national currency 2018 113.3 119.9 110.0 119.7 123.0 133.8 106.8 125.9 123.2 125.5 117.4 114.0

2019 93.5 59.1 65.7 28.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0short-term 2018 26.2 31.8 25.2 30.3 29.8 42.2 38.8 38.4 38.0 40.4 35.7 38.4

2019 31.3 18.2 23.4 21.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term 2018 87.1 88.1 84.8 89.4 93.2 91.6 68.0 87.4 85.1 85.1 81.7 75.6

2019 62.2 40.9 42.3 7.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0in foreign currency 2018 163.5 153.7 156.7 215.9 190.3 185.3 195.4 188.0 187.8 184.1 178.8 113.5

2019 75.3 10.5 11.0 8.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0short-term 2018 25.5 24.1 22.8 30.0 25.4 26.0 27.4 19.9 21.5 19.5 18.3 13.5

2019 8.5 3.9 3.7 1.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0long-term 2018 138.0 129.6 133.9 185.9 164.9 159.4 168.0 168.0 166.3 164.6 160.5 100.0

2019 66.8 6.6 7.4 7.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0in foreign currency, USD m 2018 82.9 77.5 80.2 110.3 94.7 91.6 97.6 94.4 90.3 87.3 84.4 53.1 2019 34.8 4.9 5.2 4.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

short-term 2018 12.9 12.1 11.7 15.3 12.6 12.8 13.7 10.0 10.3 9.2 8.7 6.32019 3.9 1.8 1.7 0.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

long-term 2018 70.0 65.3 68.5 95.0 82.1 78.8 83.9 84.4 79.9 78.1 75.8 46.82019 30.9 3.1 3.4 3.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


BYN m

Dynamics of Overdue* Debt on Credits Granted by Banks to Small and Medium Businesses **

125

Statistics Bulletin

1000 Table 1.46

BYN m


2018 6 496.4 6 553.3 6 621.6 6 714.0 6 814.0 6 909.6 7 004.5 7 094.5 7 197.0 7 314.9 7 447.0 7 554.92019 7 656.1 7 731.3 7 790.5 7 852.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 6 436.8 6 494.5 6 566.0 6 660.1 6 760.0 6 858.1 6 955.5 7 046.7 7 149.0 7 267.2 7 400.2 7 508.62019 7 613.0 7 689.6 7 750.3 7 813.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 59.6 58.8 55.6 53.9 54.0 51.5 49.0 47.8 48.1 47.7 46.8 46.32019 43.1 41.7 40.2 39.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 30.2 29.6 28.5 27.5 26.9 25.4 24.5 24.0 23.1 22.6 22.1 21.72019 20.0 19.3 18.8 18.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

of which:2018 585.6 583.1 579.8 576.9 574.1 572.2 568.3 566.9 563.5 562.5 561.7 562.32019 559.9 558.7 556.2 554.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 576.5 573.9 571.9 569.9 567.3 567.2 564.5 563.3 560.6 559.8 559.0 559.62019 559.6 558.4 556.0 554.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 9.1 9.2 7.9 7.0 6.8 4.9 3.8 3.6 2.9 2.7 2.7 2.72019 0.2 0.2 0.2 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 4.6 4.6 4.1 3.6 3.4 2.4 1.9 1.8 1.4 1.3 1.3 1.32019 0.1 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 5 910.8 5 970.3 6 041.8 6 137.1 6 240.0 6 337.5 6 436.2 6 527.6 6 633.5 6 752.5 6 885.4 6 992.62019 7 096.2 7 172.6 7 234.3 7 298.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 5 860.3 5 920.7 5 994.1 6 090.2 6 192.8 6 290.9 6 391.1 6 483.4 6 588.4 6 707.4 6 841.3 6 949.02019 7 053.3 7 131.2 7 194.3 7 259.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 50.5 49.6 47.7 46.9 47.2 46.5 45.2 44.2 45.2 45.0 44.1 43.62019 42.8 41.4 40.0 39.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 25.6 25.0 24.4 24.0 23.5 23.0 22.6 22.2 21.7 21.4 20.8 20.42019 19.8 19.2 18.7 18.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



USD m

USD m

USD m

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus


in foreign currency

for Construction (Renovation) and Acquisition of Housing *

in foreign currency

legal entities


Debt on Credits for construction (renovation) and acquisition of housing

in foreign currency

natural persons

126

Statistics Bulletin

1000 Table 1.47

BYN m

Indicators Years JanuaryJanuary – February

January – March

January – April

January – May

January – June

January – July

January – August


January – October



2018 104.7 215.4 351.5 492.9 632.1 770.5 902.3 1 048.6 1 205.0 1 381.1 1 532.4 1 681.62019 120.1 224.6 331.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1 681.62018 104.7 215.4 351.5 492.9 632.1 770.5 902.3 1 048.6 1 205.0 1 381.1 1 532.4 1 681.62019 120.1 224.6 331.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1 681.62018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

of which:2018 0.0 0.1 0.5 1.1 1.7 2.4 3.1 4.7 6.1 6.1 9.7 12.82019 0.0 0.3 1.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 12.82018 0.0 0.1 0.5 1.1 1.7 2.4 3.1 4.7 6.1 6.1 9.7 12.82019 0.0 0.3 1.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 12.82018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 104.7 215.3 350.9 491.8 630.5 768.1 899.1 1 043.9 1 198.9 1 375.0 1 522.7 1 668.82019 120.1 224.3 330.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1 668.82018 104.7 215.3 350.9 491.8 630.5 768.1 899.1 1 043.9 1 198.9 1 375.0 1 522.7 1 668.82019 120.1 224.3 330.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1 668.82018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02019 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Dynamics of Credits Provision by Banks of the Republic of Belarus for Construction (Renovation) and Acquisition of Housing *


in foreign currency

USD m

USD m

Credits for construction (renovation) and acquisition of housing

to legal entities


in foreign currency


to natural persons


USD m

in foreign currency

127

Statistics Bulletin

1000 Table 1.48

BYN m


2018 17.9 17.9 17.4 17.0 17.2 16.9 16.3 15.9 15.4 15.4 15.0 14.92019 5.5 1.2 1.0 0.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 3.8 3.8 4.0 3.6 3.6 3.5 3.9 3.6 3.5 3.7 3.7 3.62019 1.0 0.8 0.8 0.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 14.2 14.1 13.5 13.4 13.6 13.4 12.5 12.3 11.9 11.7 11.3 11.32019 4.6 0.4 0.2 0.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 7.2 7.1 6.9 6.8 6.8 6.6 6.2 6.2 5.7 5.5 5.4 5.32019 2.1 0.2 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

of which:2018 3.3 3.4 2.9 3.1 3.0 3.0 2.3 2.5 1.7 1.6 1.6 1.62019 0.7 0.7 0.6 0.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 0.6 0.6 0.2 0.4 0.3 0.3 0.3 0.5 0.5 0.6 0.6 0.62019 0.6 0.7 0.6 0.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 2.7 2.8 2.7 2.7 2.7 2.7 2.0 2.0 1.2 1.0 1.0 1.02019 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 1.4 1.4 1.4 1.4 1.4 1.3 1.0 1.0 0.6 0.5 0.5 0.52019 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 14.7 14.6 14.5 13.9 14.2 13.9 14.1 13.5 13.7 13.8 13.5 13.32019 4.8 0.6 0.4 0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 3.2 3.2 3.8 3.2 3.3 3.2 3.6 3.1 3.0 3.1 3.1 3.02019 0.4 0.2 0.2 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 11.5 11.3 10.7 10.7 10.9 10.8 10.5 10.3 10.7 10.7 10.4 10.32019 4.5 0.4 0.2 0.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.02018 5.8 5.7 5.5 5.5 5.4 5.3 5.2 5.2 5.1 5.1 4.9 4.82019 2.1 0.2 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

** Excluding banks in the process of liquidation.

Dynamics of Overdue* Debt on Credits Granted by Banks of the Republic of Belarus


in foreign currency

for Construction (Renovation) and Acquisition of Housing **

USD m

Overdue Debt on Credits for construction (renovation) and asquisition of housing

in foreign currency

legal entities


in foreign currency

natural persons

* The data for 2018 are calculated with acount of extended debt.

USD m

USD m


128

Statistics Bulletin

Table 2.1

Valid between %

15.02.2012 – 29.02.2012 43.0

01.03.2012 – 01.04.2012 38.0

02.04.2012 – 15.05.2012 36.0

16.05.2012 – 19.06.2012 34.0

20.06.2012 – 17.07.2012 32.0

18.07.2012 – 14.08.2012 31.0

15.08.2012 – 11.09.2012 30.5

12.09.2012 – 12.03.2013 30.0

13.03.2013 – 16.04.2013 28.5

17.04.2013 – 14.05.2013 27.0

15.05.2013 – 09.06.2013 25.0

10.06.2013 – 15.04.2014 23.5

16.04.2014 – 18.05.2014 22.5

19.05.2014 – 15.07.2014 21.5

16.07.2014 – 12.08.2014 20.5

13.08.2014 – 08.01.2015 20.0

09.01.2015 – 31.03.2016 25.0

01.04.2016 – 30.04.2016 24.0

01.05.2016 – 30.06.2016 22.0

01.07.2016 – 16.08.2016 20.0

17.08.2016 – 17.01.2017 18.0

18.01.2017 – 14.02.2017 17.0

15.02.2017 – 14.03.2017 16.0

15.03.2017 – 18.04.2017 15.0

19.04.2017 – 13.06.2017 14.0

14.06.2017 – 18.07.2017 13.0

19.07.2017 – 12.09.2017 12.0

13.09.2017 – 17.10.2017 11.5

18.10.2017 – 13.02.2018 11.0

14.02.2018 – 26.06.2018 10.5

27.06.2018 – 10.0

of the Republic of Belarus

2. MAJOR INDICATORS AND INSTRUMENTS OF THE NATIONAL BANKOF THE REPUBLIC OF BELARUS MONETARY POLICY

Refinancing Rate of the National Bank

129

Statistics Bulletin

Table 2.2

Term not more than not more than(calendar days) 1 1 30 days 30 days

22.01.2014 33.00 33.00 33.00 33.00

12.02.2014 32.00 32.00 32.00 32.00

12.03.2014 30.00 30.00 30.00 30.00

16.04.2014 28.00 28.00 28.00 28.00

19.05.2014 27.00 27.00 27.00 27.00

18.06.2014 26.00 26.00 26.00 26.00

02.07.2014 26.00 26.00 26.00 26.00

16.07.2014 25.00 25.00 25.00 25.00

13.08.2014 24.00 24.00 24.00 24.00

06.10.2014 24.00 24.00 24.00 24.00

19.12.2014 50.00 50.00 50.00 50.00

14.01.2015 40.00 40.00 40.00 40.00

09.03.2015 35.00 35.00 35.00 35.00

01.06.2015 33.00 33.00 33.00 33.00

01.07.2015 30.00 30.00 30.00 30.00

01.05.2016 27.00 27.00 27.00 27.00

01.07.2016 25.00 25.00 25.00 25.00

17.08.2016 23.00 23.00 23.00 23.00

19.10.2016 23.00 23.00 23.00 23.00

18.01.2017 22.00 22.00 22.00 22.00

15.02.2017 20.00 20.00 20.00 20.00

15.03.2017 18.00 18.00 18.00 18.00

19.04.2017 17.00 17.00 17.00 17.00

14.06.2017 15.00 15.00 15.00 15.00

19.07.2017 14.00 14.00 14.00 14.00

13.09.2017 13.00 13.00 13.00 13.00

01.12.2017 12.00 12.00 12.00 12.0014.02.2018 11.75 11.75 11.75 11.7527.06.2018 11.50 11.50 11.50 11.5013.02.2019 11.50 11.50 11.50 11.50

8.008.50

11.0010.009.008.008.00

11.00

18.0017.0017.0020.0020.0018.0016.0015.0013.0013.0011.00

8.00

8.008.00

19.00

120.0020.0020.0020.0020.0020.0019.00

Interest Rates on the National Bank's Operations in the Financial Market

Standing facilities Bilateral operations

SWAP (the rate for the national

currency)Overnight credit

SWAP overnight (the rate for the

national currency)Deposits overnight

Lombard credit (fixed rate)

130

Statistics Bulletin

Table 2.3

%

Natural Legal

persons persons

01.03.2009 – 28.02.2011 0.0 6.0 6.0

01.03.2011 – 31.10.2011 0.0 9.0 9.0

01.11.2011 – 30.04.2012 0.0 7.5 7.5

01.05.2012 – 31.08.2012 0.0 10.0 10.0

01.09.2012 – 31.07.2013 0.0 10.0 12.0

01.08.2013 – 31.01.2014 0.0 10.0 14.0

01.02.2014 – 31.12.2014 0.0 9.0 13.0

01.01.2015 – 31.01.2015 0.0 9.0 12.5

01.02.2015 – 28.02.2015 0.0 9.0 10.0

01.03.2015 – 30.06.2015 0.0 9.0 9.0

01.07.2015 – 31.08.2015 7.0 7.0 7.0

01.09.2015 – 31.03.2016 8.0 8.0 8.0

01.04.2016 – 31.01.2017 7.5 7.5 7.5

01.02.2017 – 30.06.2017 4.0 4.0 11.001.07.2017 – 31.12.2017 4.0 4.0 15.0

01.01.2018 – 4.0 4.0 17.0

Ratios of Required Reserves Placed on Deposit with the National Bank of the Republic of Belarus

Attracted resources, BYN

Effective dateAttracted resources foreign exchange

131

Statistics Bulletin

Table 2.4

BYN

US Dollar Euro 100 Russian ruble

2018January 1.9887 2.4204 3.5077February 1.9757 2.4434 3.4786

January – February 1.9822 2.4319 3.4931March 1.9578 2.4131 3.4324

January – March 1.9740 2.4256 3.4728

April 2.0003 2.4566 3.3063January – April 1.9806 2.4333 3.4304

May 2.0075 2.3762 3.2237

January – May 1.9859 2.4218 3.3880

June 2.0028 2.3395 3.1910

April – June 2.0035 2.3903 3.2400

January – June 1.9887 2.4079 3.3543

July 1.9844 2.3186 3.1580

January – July 1.9881 2.3949 3.3256

August 2.0398 2.3550 3.0884

January – August 1.9945 2.3899 3.2950

September 2.1169 2.4687 3.1249

July – September 2.0463 2.3799 3.1237

January – September 2.0077 2.3985 3.2756

October 2.1230 2.4420 3.2250

January – October 2.0190 2.4028 3.2705

November 2.1226 2.4115 3.1991

January – November 2.0282 2.4036 3.2640

December 2.1318 2.4253 3.1730

October – December 2.1258 2.4262 3.1990

July – December 2.0857 2.4030 3.1611January – December 2.0366 2.4054 3.2563

2019January 2.1574 2.4637 3.2187

February 2.1539 2.4457 3.2736

January – February 2.1557 2.4547 3.2460

March 2.1262 2.4071 3.2659January – March 2.1458 2.4387 3.2526

Official Average Exchange Rate of the Belarusian Ruble AgainstForeign Currencies (calculated as the geometric mean)

Official average exchange rate of the Belarusian ruble to:Period

132

Statistics Bulletin

Table 2.5

BYN

US Dollar Euro 100 Russian ruble

2018January 1.9872 2.4171 3.5040

February 1.9752 2.4443 3.4779


March 1.9575 2.4148 3.4317

January – March 1.9732 2.4248 3.4710

April 2.0003 2.4558 3.3042

January – April 1.9800 2.4325 3.4293

May 2.0072 2.3788 3.2242

January – May 1.9856 2.4215 3.3872

June 2.0022 2.3378 3.1911

April – June 2.0033 2.3907 3.2397

January – June 1.9883 2.4076 3.3547

July 1.9853 2.3172 3.1588

January – July 1.9879 2.3944 3.3260

August 2.0410 2.3537 3.0882

January – August 1.9947 2.3892 3.2957

September 2.1149 2.4676 3.1267

July – September 2.0463 2.3785 3.1246


October 2.1239 2.4417 3.2242

January – October 2.0197 2.4023 3.2717

November 2.1209 2.4111 3.2012


December 2.1339 2.4281 3.1672



2019January 2.1577 2.4637 3.2157

February 2.1550 2.4468 3.2731



Official Average Exchange Rate of the Belarusian Ruble AgainstForeign Currencies (calculated as the arithmetical mean)

PeriodOfficial average exchange rate of the Belarusian ruble to:

133

Statistics Bulletin

Table 2.6


1. Belarusian ruble nominal exchange rate index

(belarusian rubles for a foreign currency unit) to:

Russian ruble 2018 2.1 1.3 -0.1 -3.8 -6.2 -7.1 -8.1 -10.1 -9.0 -6.1 -6.9 -7.6

2019 1.4 3.2 2.9

Euro 2018 1.6 2.5 1.3 3.1 -0.3 -1.8 -2.7 -1.2 3.6 2.5 1.2 1.8

2019 1.6 0.8 -0.8

Pound sterling 2018 1.6 2.4 1.3 4.3 0.3 -1.3 -3.2 -2.7 2.3 2.4 1.3 0.1

2019 2.7 3.5 3.8

Polish zloty 2018 2.6 3.5 1.2 3.3 -2.0 -4.0 -5.4 -3.0 1.3 0.2 -1.2 -0.2

2019 1.4 0.2 -1.0

Ukrainian hryvnia 2018 -4.6 -0.7 1.5 4.4 4.7 4.3 2.6 1.2 2.5 3.1 3.7 4.8

2019 0.7 3.4 3.1

US dollar 2018 -1.3 -1.9 -2.8 -0.7 -0.3 -0.6 -1.5 1.3 5.1 5.4 5.4 5.8

2019 1.2 1.0 -0.3

Tenge 2018 0.9 1.7 1.2 2.1 1.3 -1.3 -4.5 -5.4 -4.5 -4.2 -5.1 -5.0

2019 -0.6 -0.4 -1.8

effective* 2018 1.7 1.7 0.7 -1.0 -3.4 -4.5 -5.6 -6.8 -4.9 -3.0 -3.7 -4.1

2019 1.7 3.0 2.5

Exchange Rate Indices of the Belarusian Ruble agаinst Currencies of Major Trade Partners compared with December of the previous year

% of growth

134

Statistics Bulletin

Table 2.6 cont'd


2. Belarusian ruble nominal exchange rate index

(foreign currency units for BYN 1) to:

Russian ruble 2018 -2.1 -1.2 0.1 3.9 6.6 7.7 8.8 11.2 9.9 6.5 7.4 8.3

2019 -1.4 -3.1 -2.8

Euro 2018 -1.6 -2.5 -1.3 -3.0 0.3 1.9 2.8 1.2 -3.5 -2.4 -1.2 -1.7

2019 -1.6 -0.8 0.8

Pound sterling 2018 -1.6 -2.4 -1.2 -4.1 -0.3 1.4 3.3 2.7 -2.3 -2.4 -1.2 -0.1

2019 -2.6 -3.4 -3.6

Polish zloty 2018 -2.6 -3.4 -1.2 -3.2 2.0 4.2 5.7 3.1 -1.2 -0.2 1.2 0.2

2019 -1.4 -0.2 1.0

Ukrainian hryvnia 2018 4.9 0.7 -1.4 -4.2 -4.5 -4.1 -2.5 -1.2 -2.5 -3.0 -3.6 -4.6

2019 -0.7 -3.3 -3.0

US dollar 2018 1.3 2.0 2.9 0.7 0.3 0.6 1.5 -1.2 -4.8 -5.1 -5.1 -5.5

2019 -1.2 -1.0 0.3

Tenge 2018 -0.9 -1.7 -1.1 -2.0 -1.3 1.3 4.7 5.7 4.7 4.4 5.3 5.3

2019 0.6 0.4 1.8

effective* 2018 -1.7 -1.7 -0.7 1.0 3.5 4.7 6.0 7.2 5.1 3.1 3.9 4.3

2019 -1.7 -2.9 -2.5

% of growth

135

Statistics Bulletin

Table 2.6 cont'd


3. Belarusian ruble real exchange rate index

(foreign currency for a belarusian rubles unit, -0.7 -0.4 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6 1.6

calculated using consumer price index) to:

Russian ruble 2018 -1.6 -0.1 1.7 5.5 7.5 8.5 9.1 11.7 11.1 7.8 8.7 9.6

2019 -1.5 -2.3 -2.0

Euro 2018 0.1 -0.2 0.8 -1.1 1.3 3.3 4.2 2.6 -1.8 -0.4 2.1 2.3

2019 0.3 2.1 3.1

Pound sterling 2018 -0.4 -0.8 1.1 -1.9 1.3 3.4 5.2 4.1 -0.2 0.0 1.5 3.3

2019 -1.0 -1.0 -1.0

Polish zloty 2018 -2.0 -1.6 1.4 -0.8 4.0 6.6 8.2 5.9 1.9 3.2 5.2 4.9

2019 -0.4 1.8 3.0

Ukrainian hryvnia 2018 4.1 -0.1 -2.5 -5.7 -6.2 -5.4 -3.4 -2.0 -4.2 -5.8 -7.2 -8.2

2019 -0.8 -2.6 -2.8

US dollar 2018 1.5 2.6 4.1 1.8 0.7 1.3 2.0 -0.7 -3.6 -3.6 -2.7 -2.1

2019 -0.5 0.6 2.3

Tenge 2018 -0.8 -1.3 -0.5 -1.5 -1.2 1.6 4.7 5.6 5.1 4.9 5.5 5.5

2019 1.0 1.8 3.2

effective* 2018 -0.3 0.3 1.7 3.2 5.2 6.4 7.4 8.8 7.1 5.1 6.1 6.6

2019 -0.7 -1.0 -0.6

% of growth

136

Statistics Bulletin

Table 2.6 cont'd


4. Belarusian ruble real exchange rate index

(foreign currency for a belarusian rubles unit,calculated using industrial products producersprice index) to:

Russian ruble 2018 -1.9 -1.4 1.1 4.8 3.9 2.2 3.2 5.7 4.1 -1.8 -1.3 3.4

2019 1.5 0.3 0.2

Euro 2018 -1.5 -2.0 -0.5 -1.2 1.7 3.6 4.1 2.5 -1.9 -1.0 0.9 1.5

2019 -1.0 0.3 2.6

Pound sterling 2018 -1.4 -1.3 0.0 -2.8 -0.4 1.4 3.9 3.1 -2.1 -2.6 0.9 4.2

2019 -1.8 -2.8 -3.2

Polish zloty 2018 -2.3 -2.6 -0.6 -2.0 2.6 5.3 7.0 4.4 0.5 1.8 4.0 4.5

2019 -0.9 0.5 2.1

Ukrainian hryvnia 2018 0.6 -4.2 -6.4 -8.4 -9.4 -9.6 -9.5 -9.1 -10.3 -10.2 -12.3 -12.6

2019 -1.4 -5.0 -2.8

US dollar 2018 1.2 2.3 3.1 1.6 0.6 1.1 2.2 -0.1 -2.9 -3.0 -1.5 -0.6

2019 0.1 0.6 1.1

Tenge 2018 -1.9 -3.9 -2.4 -2.2 -3.4 -3.7 -1.5 -2.3 -4.4 -5.9 -7.3 -0.8

2019 2.7 3.0 2.6

effective* 2018 -0.9 -1.2 0.7 2.5 2.5 1.9 2.8 4.1 1.8 -1.8 -1.2 2.2

2019 0.9 0.0 0.5

trade partners of the Republic of Belarus.The efficient exchange rates of the Belarusian ruble for 2018 are recalculated by the weighted coefficients of the adjusted turnover for 2017.Calculations are based on geometric mean values.

% of growth

* Effective exchange rate indices of the Belarusian Ruble are calculated using weight coefficients of the trade turnover for the previous year of the countries – major

137

Statistics Bulletin

Table 3.1

100 Russian Rubles US Dollar Euro

2018January 3.5091 1.9903 2.4252

February 3.4722 1.9739 2.4396


March 3.4242 1.9573 2.4121

January – March 3.4664 1.9748 2.4242

April 3.2868 2.0023 2.4269

January – April 3.4163 1.9820 2.4250

May 3.2221 2.0073 2.3412

January – May 3.3741 1.9873 2.4070

June 3.1831 2.0014 2.3363

April – June 3.2311 2.0037 2.3708

January – June 3.3406 1.9897 2.3952

July 3.1549 1.9840 2.3185

January – July 3.3118 1.9889 2.3844

August 3.0782 2.0429 2.3592

January – August 3.2770 1.9961 2.3813

September 3.1295 2.1191 2.4679

July – September 3.1191 2.0500 2.3785


October 3.2372 2.1217 2.4368

January – October 3.2573 2.0222 2.3956

November 3.1944 2.1235 2.4115


December 3.1609 2.1332 2.4280



2019January 3.2273 2.1578 2.4629

February 3.2681 2.1523 2.4438



Weighted average BYN rate with respect to: Period

3. FINANCIAL MARKETS

Weighted Average Belarusian Ruble Rate in Currency Market

BYN

138

Statistics Bulletin



1. Open JSC "Belarusian currency 2018 924.5 682.4 619.0 691.2 638.6 660.4 802.4 673.8 609.2 596.8 559.8 700.7 8 158.9

and stock exchange" 2019 543.1 490.0 525.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

average daily 2018 42.0 34.1 29.5 34.6 30.4 31.4 38.2 29.3 30.5 25.9 26.7 35.0 32.2

2019 25.9 24.5 26.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. Off-exchange currency market 2018 3 813.3 3 574.6 4 223.8 4 621.0 4 316.4 4 094.1 3 931.3 4 234.0 4 120.8 4 638.5 4 646.7 5 098.9 51 313.4

2019 3 839.8 3 896.1 4 394.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

average daily 2018 173.3 178.7 201.1 231.1 205.5 195.0 187.2 184.1 206.0 201.7 221.3 254.9 202.8

2019 182.8 194.8 219.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3. Cash currency market 2018 1 079.1 964.6 1 047.4 1 067.1 1 185.5 1 116.0 1 206.8 1 248.9 1 118.7 1 218.6 1 119.7 1 115.6 13 488.0

2019 1 044.1 974.9 1 064.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

average daily 2018 34.8 34.5 33.8 35.6 38.2 37.2 38.9 40.3 37.3 39.3 37.3 36.0 37.0

2019 33.7 34.8 34.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

4.Total turnover of currency market 2018 5 817.0 5 221.6 5 890.2 6 379.4 6 140.5 5 870.5 5 940.4 6 156.7 5 848.8 6 453.9 6 326.2 6 915.2 72 960.2

2019 5 427.0 5 361.0 5 983.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

average daily 2018 250.2 247.3 264.4 301.2 274.2 263.6 264.3 253.7 273.8 266.9 285.3 326.0 272.0

2019 242.4 254.1 280.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Table 3.2

Foreign Exchange Turnover in Domestic Currency Market Segments

USD m

139

Statistics Bulletin

IndicatorsYears

January February March April May June July August September October November DecemberJanuary – December

1. Purchase 2018 656.7 547.8 591.5 617.8 635.7 626.1 688.5 710.5 705.7 749.5 715.6 729.3 7 974.92019 677.5 612.7 727.7

cash 2018 494.9 402.3 433.2 434.1 475.4 471.3 519.8 524.6 514.9 552.4 520.7 531.3 5 874.9

2019 481.2 427.1 483.6

non-cash 2018 161.8 145.5 158.3 183.7 160.3 154.8 168.8 185.9 190.8 197.1 194.9 198.0 2 099.9

2019 196.3 185.6 244.1

weighted average rate*, 2018 2.0029 1.9815 1.9652 2.0156 2.0144 2.0083 1.9921 2.0530 2.1322 2.1224 2.1306 2.1439 2.0520

BYN per USD1 2019 2.1683 2.1598 2.1329

2. Sale 2018 693.8 675.2 730.4 764.9 843.0 765.3 814.7 862.9 712.5 793.9 725.8 707.5 9 089.72019 683.3 668.6 707.3

cash 2018 584.3 562.3 614.2 633.0 710.2 644.7 687.0 724.3 603.8 666.1 599.0 584.2 7 613.0

2019 562.9 547.8 580.7

non-cash 2018 109.5 112.9 116.2 132.0 132.8 120.5 127.7 138.6 108.7 127.8 126.8 123.2 1 476.7

2019 120.4 120.8 126.5

weighted average rate*, 2018 1.9811 1.9659 1.9489 1.9884 1.9971 1.9917 1.9754 2.0295 2.1059 2.1127 2.1135 2.1243 2.0267

BYN per USD1 2019 2.1489 2.1451 2.1179

3. Balance 2018 -37.1 -127.4 -138.9 -147.2 -207.3 -139.2 -126.1 -152.4 -6.7 -44.4 -10.2 21.9 -1 114.82019 -5.8 -55.9 20.4

cash 2018 -89.4 -159.9 -181.0 -198.9 -234.8 -173.4 -167.2 -199.6 -88.9 -113.7 -78.3 -52.9 -1 738.1

2019 -81.8 -120.7 -97.2

non-cash 2018 52.3 32.5 42.1 51.7 27.5 34.3 41.1 47.3 82.2 69.4 68.2 74.8 623.2

2019 75.9 64.8 117.6

* Calculated on the basis of operations with cash foreign exchange.

Table 3.3

Cash Foreign Exchange Purchase/Sale by Natural Persons

USD m

140

Statistics Bulletin

Indicators Years January February March April May June July August September October November DecemberJanuary – December

1. Purchase 2018 1 735.3 1 458.1 1 809.8 1 690.5 1 730.8 1 716.7 1 585.9 1 719.8 1 715.8 1 832.5 1 736.1 1 981.5 20 712.72019 1 576.4 1 526.9 1 655.8

1.1. Open JSC "Belarusian 2018 35.3 10.4 45.9 8.8 10.4 6.1 9.5 8.2 10.9 19.5 14.2 30.7 209.9

currency and stock exchange" 2019 27.6 4.2 6.5

1.2. Off-exchange 2018 1 699.9 1 447.6 1 763.8 1 681.7 1 720.4 1 710.6 1 576.4 1 711.6 1 704.8 1 813.0 1 721.9 1 950.8 20 502.5

currency market 2019 1 548.8 1 522.7 1 649.3

2. Sale 2018 1 469.3 1 461.6 1 685.7 1 728.3 1 653.8 1 663.9 1 831.2 1 648.2 1 527.2 1 776.7 1 641.5 1 952.9 20 040.22019 1 509.8 1 477.9 1 811.2

2.1. Open JSC "Belarusian 2018 248.3 236.9 262.4 244.8 259.1 253.8 278.7 31.3 14.4 15.3 6.1 15.5 1 866.6

currency and stock exchange" 2019 8.9 7.9 11.2including:

obligatory sale 2018 237.8 228.5 248.9 235.2 249.5 244.2 266.4 19.3 - - - - 1 729.8

2019 - - -

2.2. Off-exchange 2018 1 221.1 1 224.7 1 423.3 1 483.5 1 394.6 1 410.1 1 552.5 1 617.0 1 512.8 1 761.3 1 635.4 1 937.4 18 173.6

currency market 2019 1 500.9 1 469.9 1 800.0

3. Balance 2018 265.9 -3.4 124.1 -37.8 77.0 52.8 -245.3 71.6 188.6 55.8 94.6 28.6 672.42019 66.6 49.0 -155.4

3.1. Open JSC "Belarusian 2018 -213.0 -226.5 -216.5 -236.0 -248.8 -247.7 -269.1 -23.0 -3.5 4.2 8.1 15.2 -1 656.7

currency and stock exchange" 2019 18.7 -3.7 -4.7

3.2. Off-exchange 2018 478.8 222.9 340.5 198.2 325.8 300.5 23.9 94.6 192.1 51.7 86.5 13.4 2 328.9

currency market 2019 48.0 52.8 -150.7

Table 3.4

Information* on Foreign Exchange Purchase/Sale in the Domestic Foreign Exchange Marketby Entities of Foreign Exchange Transactions – Residents of the Republic of Belarus

USD m

* Information on transactions of entities of foreign exchange transactions is given with respect to spot transactions, excluding transactions of the Ministry of Finance of the Republic of Belarus.

141

Statistics Bulletin


1. Purchase 2018 9.3 9.0 5.8 8.1 16.4 5.5 6.4 12.3 5.8 26.2 7.8 11.9 124.6

2019 13.1 7.6 17.2

1.1. Open JSC "Belarusian currency 2018 - - - - - - - - - - - - -

and stock exchange" 2019 - - -

1.2. Off-exchange currency market 2018 9.3 9.0 5.8 8.1 16.4 5.5 6.4 12.3 5.8 26.2 7.8 11.9 124.6

2019 13.1 7.6 17.2 - - - - - - - - - -

2. Sale 2018 49.6 53.8 44.5 47.0 45.7 56.8 46.3 51.8 38.7 54.7 71.4 57.9 618.3

2019 44.5 94.4 52.4 - - - - - - - - - -


and stock exchange" 2019 1.4 0.2 0.2

2.2. Off-exchange currency market 2018 49.6 53.8 44.5 47.0 45.7 56.8 46.3 51.8 38.7 54.7 71.4 57.9 618.3

2019 43.1 94.2 52.2

3. Balance 2018 -40.2 -44.7 -38.7 -38.9 -29.3 -51.4 -39.9 -39.5 -32.8 -28.6 -63.6 -46.0 -493.7

2019 -31.4 -86.8 -35.2 - - - - - - - - - -


and stock exchange" 2019 -1.4 -0.2 -0.2

3.2. Off-exchange currency market 2018 -40.2 -44.7 -38.7 -38.9 -29.3 -51.4 -39.9 -39.5 -32.8 -28.6 -63.6 -46.0 -493.7

2019 -30.0 -86.6 -35.1 - - - - - - - - - -

*Information is given on spot transactions, excluding transactions carried out within the Treaty on the Eurasion Economic Union dated May 29, 2014.

Table 3.5

Information* on Foreign Exchange Purchase/Sale in Domestic Currency Marketby Non-residents of the Republic of Belarus

USD m

142

Statistics Bulletin

Table 3.6

% p.a.


1. The National Bank's refinancing rate 11.0 11.0 10.5 10.5 10.5 10.5 10.0 10.0 10.0 10.0 10.0 10.0from from

14-10.5 27-10.0average1 11.0 10.73 10.5 10.5 10.5 10.43 10.0 10.0 10.0 10.0 10.0 10.0 10.3

10.0 10.0 10.0

average1 10.0 10.0 10.02. Yield on short-term government bonds (placement)

in the national currency 2018 - - - - - - - - - - - - -2019 - - -

in foreign currency: 2018 - - - - - - - - - - - - -in US dollars 2019 - - -

2018 - - - - - - - - - - - - -in euroes 2019 - - -

3. Yeild on long-term government bonds (placement)in the national currency 2018 - - - - - - - - - - - - -

2019 - - -in foreign currency:

in US dollars 2018 4.32 4.87 4.39 5.04 5.37 5.66 - 4.20 4.19 5.45 5.37 4.14 5.182019 - 4.12 4.57

in euroes 2018 - - 3.93 3.86 3.93 3.79 3.69 3.69 3.66 3.66 3.47 4.95 4.652019 - 1.14 2.08

4. Yield of the bonds of the National Bank of the Republic of Belarus (placement) 2018 9.94 10.21 10.31 10.46 10.45 10.36 9.88 9.98 9.98 9.98 9.97 9.98 10.07

in the national currency 2019 9.98 9.94 9.98

in foreign currency: in US dollars 2018 3.15 3.66 3.78 3.79 3.79 3.80 3.86 3.89 3.90 3.90 3.90 3.74 3.70

2019 3.79 3.90 3.90in euroes 2018 - - - - - - - - - - - - -

2019 - - -5. Average interest rates in the overnight interbank market

in the national currency 2018 10.46 11.16 11.20 11.23 11.26 10.64 10.18 10.11 10.04 10.27 10.51 10.82 10.742019 10.14 10.51 10.22

in FCC 2018 1.45 1.51 1.55 1.67 1.63 1.83 1.93 1.92 1.91 2.11 2.12 2.15 1.852019 2.35 2.36 2.38

6. Average interest rates on banks' liabilitiesin the national currency 2018 5.64 5.81 5.83 5.82 6.09 5.94 5.84 5.97 5.92 6.00 6.15 6.04 5.93

2019 6.03 6.29 6.537. Average interest rates on all term bank deposits 2018 8.01 8.24 8.23 8.33 8.51 8.57 8.62 8.72 8.58 8.65 8.81 8.89 8.52

in the national currency 2019 8.90 9.12 9.29held by legal entities 2018 6.29 6.58 6.74 6.91 7.03 7.13 7.14 7.24 7.19 7.13 7.20 7.26 6.99

2019 7.23 7.46 7.87revocable 2018 5.49 5.85 6.24 6.46 6.53 6.63 6.55 6.60 6.59 6.58 6.68 6.72 6.42

2019 6.71 6.95 7.46irrevocable 2018 7.71 7.77 7.67 7.87 7.88 8.02 8.13 8.30 8.34 8.18 8.24 8.26 8.03

2019 8.35 8.40 8.68held by natural persons 2018 9.56 9.63 9.53 9.58 9.66 9.70 9.81 9.83 9.78 9.92 10.04 10.20 9.78

2019 10.31 10.41 10.44revocable 2018 7.42 7.47 7.74 7.86 8.06 8.10 7.07 7.19 7.23 7.41 7.61 7.82 7.62

2019 8.01 8.19 8.02irrevocable 2018 9.53 9.67 9.65 9.85 10.05 10.11 10.28 10.33 10.23 10.36 10.45 10.59 10.17

2019 10.70 10.78 10.80

Dynamics of Average Interest Rates of the Financial Market of the Republic of Belarus

2018

2019

143

Statistics Bulletin

% p.a.


8. Average interest rates on new bank deposits 2018 6.11 6.82 7.00 7.07 7.03 7.35 7.23 7.20 7.11 7.01 7.39 7.42 7.05 in the national currency 2019 7.45 7.82 8.05 held by legal entities 2018 5.96 6.65 6.81 6.74 6.60 6.89 6.91 6.75 6.70 6.41 6.82 6.92 6.67

2019 7.06 7.49 7.60 held by natural persons 2018 7.13 7.87 8.07 8.44 8.57 8.96 8.66 8.84 8.79 8.91 9.40 9.48 8.67

2019 9.47 9.55 9.829. Average interest rates on new term bank 2018 6.19 6.89 7.11 7.18 7.12 7.41 7.27 7.24 7.16 7.06 7.43 7.47 7.11deposits in the national currency 2019 7.48 7.86 8.28 held by legal persons 2018 5.96 6.66 6.81 6.74 6.60 6.89 6.91 6.75 6.70 6.41 6.82 6.92 6.67

2019 7.06 7.50 7.80 revocable 2018 5.34 6.56 6.43 6.38 6.41 6.47 6.52 6.48 6.42 6.49 6.59 6.73 6.40

2019 6.82 7.63 7.58 irrevocable 2018 7.46 6.89 8.39 8.19 7.13 8.45 8.17 8.18 8.12 6.09 8.05 8.03 7.69


2019 9.71 9.86 10.14 revocable 2018 4.19 4.92 5.00 5.16 5.19 5.46 5.59 6.05 5.95 5.99 6.87 7.02 5.63

2019 7.07 7.28 7.08 irrevocable 2018 9.52 9.72 10.07 10.16 9.97 10.10 9.83 9.81 9.73 9.76 10.22 10.34 9.96

2019 10.24 10.41 10.6510. Average interest rates on banks' liabilities in FCC 2018 2.27 2.21 2.10 2.05 2.02 1.99 1.96 1.95 1.90 1.88 1.88 1.90 2.01

2019 1.98 1.99 1.9611. Average interest rates on all term 2018 1.85 1.76 1.61 1.51 1.49 1.48 1.48 1.48 1.47 1.49 1.48 1.51 1.56 bank deposits in FCC 2019 1.55 1.62 1.60 held by legal entities 2018 1.81 1.62 1.49 1.40 1.35 1.36 1.33 1.33 1.34 1.36 1.34 1.40 1.44

2019 1.45 1.46 1.50 revocable 2018 1.76 1.56 1.43 1.31 1.25 1.25 1.21 1.22 1.23 1.24 1.23 1.27 1.34

2019 1.29 1.30 1.33 irrevocable 2018 1.99 1.82 1.67 1.63 1.61 1.64 1.63 1.64 1.64 1.65 1.63 1.72 1.69


2019 1.57 1.66 1.63 revocable 2018 1.72 1.64 1.48 1.35 1.28 1.25 1.04 1.04 1.03 1.03 1.00 0.99 1.24

2019 1.01 1.01 1.01 irrevocable 2018 2.25 2.19 2.00 1.91 1.90 1.89 2.01 2.00 1.95 1.95 1.95 1.94 1.99

2019 1.96 2.09 2.0012. Average interest rates on new 2018 1.29 1.24 0.76 0.83 0.91 0.99 1.10 1.04 1.02 1.06 1.12 1.21 1.07 bank deposits in FCC 2019 1.26 1.37 1.39 held by legal persons 2018 1.75 1.69 0.85 1.21 1.05 1.25 1.25 1.20 1.03 1.14 1.34 1.28 1.30


2019 1.30 1.30 1.32

Table 3.6 cont'd

144

Statistics Bulletin

% p.a.


13. Average interest rates on new term 2018 1.41 1.32 0.83 0.93 0.99 1.08 1.17 1.12 1.08 1.11 1.17 1.25 1.14 bank deposits in FCC 2019 1.31 1.44 1.48 held by legal persons 2018 1.75 1.69 0.85 1.21 1.05 1.25 1.25 1.20 1.03 1.14 1.34 1.28 1.31

2019 1.20 1.54 1.60 revocable 2018 1.70 1.57 1.00 1.00 1.26 0.96 1.19 1.08 0.77 1.07 1.16 1.06 1.23

2019 1.17 1.32 1.37 irrevocable 2018 1.94 1.95 0.72 1.51 0.83 1.62 1.48 1.49 1.70 1.50 1.61 1.44 1.44


2019 1.39 1.40 1.43 revocable 2018 0.80 0.63 0.54 0.52 0.56 0.62 0.70 0.72 0.72 0.68 0.67 0.64 0.66

2019 0.70 0.66 0.63 irrevocable 2018 1.48 1.33 1.17 1.30 1.44 1.48 1.60 1.56 1.54 1.54 1.53 1.70 1.49

2019 1.93 1.97 2.0414. Average interest rates on all banks' credits 2018 8.63 8.54 8.49 8.58 8.66 8.68 8.68 8.74 8.75 8.80 8.89 8.91 8.70 in the national currency (excluding interbank credits) 2019 8.94 8.95 9.01 held by legal persons 2018 8.61 8.54 8.46 8.56 8.60 8.61 8.64 8.69 8.70 8.69 8.83 8.84 8.65


2019 9.03 9.02 9.1215. Average interest rates on new banks' credits 2018 11.40 11.12 10.98 11.07 11.15 11.07 10.99 10.92 11.01 10.84 10.63 10.50 10.95 in national currency (excluding interbank credits) 2019 10.87 10.92 10.90 held by legal persons 2018 11.52 11.09 10.92 10.96 11.14 11.06 11.06 10.97 11.08 10.89 10.69 10.68 10.99


2019 10.46 11.11 11.0116. Average interest rates on all banks' credits² 2018 12.62 12.42 12.20 12.17 12.09 12.05 11.87 11.79 11.74 11.66 11.66 11.61 11.96 in national currency (excluding interbank credits) 2019 11.88 11.88 11.87 held by legal persons 2018 10.88 10.75 10.55 10.57 10.49 10.47 10.31 10.26 10.27 10.22 10.26 10.23 10.42


2019 13.36 13.32 13.3417. Average interest rates on new banks' credits² 2018 11.57 11.44 11.28 11.36 11.41 11.30 11.23 11.23 11.22 11.06 10.91 10.82 11.22 in national currency (excluding interbank credits) 2019 10.99 11.18 11.21 held by legal persons 2018 11.70 11.45 11.25 11.27 11.45 11.28 11.32 11.33 11.32 11.16 11.01 11.06 11.28


2019 10.51 11.17 11.08

Table 3.6 cont'd

145

Statistics Bulletin

% p.a.


18. Average interest rates on all banks' credits in FCC 2018 6.95 6.80 6.72 6.63 6.58 6.48 6.41 6.35 6.25 6.25 6.17 6.08 6.48 (excluding interbank credits) 2019 6.01 5.98 5.92 held by legal persons 2018 6.94 6.79 6.71 6.62 6.57 6.47 6.40 6.34 6.24 6.24 6.16 6.07 6.47


2019 10.27 10.32 10.2019. Average interest rates on new banks' credits in FCC (excluding interbank credits) 2018 5.70 5.25 5.23 5.26 5.26 5.07 5.39 5.28 5.22 5.06 4.73 4.86 5.19 held by legal persons 2019 4.80 4.67 4.71

2018 5.70 5.25 5.23 5.26 5.26 5.07 5.39 5.28 5.22 5.06 4.73 4.86 5.19 held by natural persons 2019 4.80 4.67 4.71 - - - - - - - - - -

2018 - - -20. Average interest rates on all banks' credits in FCC² 2018 7.20 7.03 6.96 6.82 6.76 6.65 6.58 6.52 6.42 6.42 6.33 6.24 6.67 (excluding interbank credits) 2019 6.19 6.15 6.09 held by legal persons 2018 7.19 7.02 6.95 6.81 6.75 6.64 6.57 6.51 6.41 6.41 6.32 6.23 6.66


2019 10.27 10.32 10.2021. Average interest rates on new banks' credits in FCC² 2018 5.70 5.27 5.25 5.28 5.27 5.09 5.41 5.31 5.25 5.09 4.72 4.85 5.20 (excluding interbank credits) 2019 4.81 4.68 4.71 held by legal persons 2018 5.70 5.27 5.25 5.28 5.27 5.09 5.41 5.31 5.25 5.09 4.72 4.85 5.20

2019 4.81 4.68 4.71 held by natural persons 2018 - - - - - - - - - - - - -

2019 - - -

1 Calculated as an arithmetic average over the effective period (number of calendar days). 2 Excluding subsidized loans provided by the decisions of the President of the Republic of Belarus and the Government of the Republic of Belarus; at the expense of the budgets of republican and local general government.

Table 3.6 cont'd

146

Statistics Bulletin

during 4 to 7 8 to 14 15 to 21 22 to 30 31 to 60 over 61the day days days days days days days

2018January 10.52 0.00 0.00 10.46 10.44 12.00 10.96 0.00 0.00 10.78 0.00 0.00February 11.18 0.00 0.00 11.16 11.37 0.00 11.38 10.50 0.00 11.04 0.00 0.00March 11.22 0.00 0.00 11.20 11.00 11.32 11.30 0.00 0.00 10.59 0.00 12.99April 11.23 0.00 0.00 11.23 0.00 12.30 11.39 11.30 0.00 10.50 0.00 0.00May 11.26 0.00 0.00 11.26 11.50 11.50 11.49 11.54 0.00 10.50 0.00 10.60June 10.67 0.00 0.00 10.64 11.12 0.00 10.87 10.92 0.00 10.25 0.00 9.75July 10.14 0.00 0.00 10.18 9.82 10.69 9.98 0.00 0.00 10.25 10.25 0.00August 10.23 0.00 0.00 10.11 10.59 10.75 10.61 11.25 0.00 10.01 10.10 0.00September 10.10 0.00 0.00 10.04 10.29 0.00 10.48 10.53 10.07 10.16 0.00 11.98October 10.41 0.00 0.00 10.27 11.09 0.00 10.83 10.98 0.00 10.00 10.15 10.98November 10.53 0.00 0.00 10.51 11.05 10.50 10.76 11.00 0.00 10.15 0.00 10.40December 10.82 0.00 0.00 10.82 10.49 0.00 10.92 11.06 0.00 0.00 10.25 0.00January – December 10.75 0.00 0.00 10.74 10.42 11.04 10.88 11.00 10.07 10.38 10.18 11.43

2019January 10.23 0.00 0.00 10.14 10.50 0.00 10.85 10.44 10.10 0.00 0.00 11.98

February 10.53 0.00 0.00 10.51 10.65 0.00 10.80 10.70 10.75 10.45 9.30 10.82

March 10.29 0.00 0.00 10.22 10.33 0.00 10.71 10.62 10.75 0.00 9.90 12.48

Table 3.7

Dynamics of Interbank Market Average Interest Rates% p.a.

Average interest rates on interbank credits and deposits in national currency:

of which by maturity:

on demandTotal 1 day 2 days 3 days

147

Statistics Bulletin

during 4 to 7 8 to 14 15 to 21 22 to 30 31 to 60 over 61the day days days days days days days

2018January 1.48 0.00 0.00 1.45 1.40 1.58 1.53 2.50 0.00 0.00 1.39 2.23February 1.56 0.00 0.00 1.51 0.85 2.30 1.50 0.00 0.00 1.45 0.00 2.82March 1.59 0.00 0.00 1.55 2.50 1.48 1.56 1.65 2.00 3.20 1.64 2.49April 1.70 0.00 0.00 1.67 2.13 1.87 1.66 1.50 0.00 1.80 1.78 2.25May 1.67 0.00 0.00 1.63 2.42 2.25 1.70 1.66 0.00 1.88 0.00 2.60June 1.86 0.00 0.00 1.83 2.72 2.55 1.85 0.00 0.00 0.00 1.94 2.82July 1.94 0.00 2.50 1.93 3.11 1.96 1.88 0.00 0.00 0.00 0.00 2.53August 1.94 0.00 0.00 1.92 2.96 1.73 2.06 1.80 0.00 0.00 0.00 2.25September 1.92 0.00 0.00 1.91 2.53 0.00 2.21 1.80 0.00 0.00 0.00 1.67October 2.12 0.00 0.00 2.11 2.01 0.50 2.06 2.02 1.97 0.00 0.00 2.89November 2.15 3.00 0.00 2.12 2.18 1.99 2.13 2.26 3.00 0.00 0.00 3.02December 2.23 0.00 0.00 2.15 2.13 0.88 2.28 2.36 0.00 0.00 4.00 3.14January – December 1.88 3.00 2.50 1.85 2.23 1.72 1.92 1.96 2.00 1.60 1.71 2.69

2019January 2.36 0.00 0.00 2.35 2.36 1.75 2.37 2.27 2.10 0.00 3.50 2.55

February 2.35 0.00 0.00 2.36 1.80 2.30 2.36 2.39 2.36 2.40 3.20 2.08

March 2.37 0.00 0.00 2.38 2.42 1.89 2.26 2.00 2.33 0.00 0.00 2.83

Total on demand 1 day 2 days 3 days

of which by maturity:

Table 3.7 cont'd

% p.a.Average interest rates on interbank credits and deposits in hard currency:

148

Statistics Bulletin

amount, share, interest amount, share, interest amount, share, interest amount, share, interestBYN m % rate, BYN m % rate, BYN m % rate, BYN m % rate,

% p.a. % p.a. % p.a. % p.a.demand deposits 36.4 1.3 0.20 27.4 1.0 0.34 45.8 1.6 0.23 109.5 1.3 0.25

up to 1 month 1 135.1 40.0 4.74 987.9 37.5 6.65 800.9 28.7 5.77 2 923.9 35.4 5.671 to 3 months 659.8 23.2 6.70 712.9 27.0 7.02 639.4 22.9 7.24 2 012.0 24.3 6.993 to 6 months 268.5 9.5 6.84 231.2 8.8 4.72 151.4 5.4 6.95 651.1 7.9 6.12

6 to 12 months 252.4 8.9 7.09 304.3 11.5 7.35 693.7 24.8 7.59 1 250.3 15.1 7.43 1 year 44.7 1.6 7.30 27.3 1.0 7.06 44.7 1.6 7.35 116.8 1.4 7.26

1 to 2 years* 336.1 11.8 8.46 218.9 8.3 9.06 323.0 11.6 9.03 878.0 10.6 8.822 to 3 years 65.0 2.3 6.80 122.9 4.7 7.03 92.9 3.3 7.65 280.8 3.4 7.18over 3 years 40.7 1.4 7.23 4.7 0.2 5.49 0.5 0.0 4.52 46.0 0.6 7.02

subtotal 2 838.7 100.0 6.11 2 637.4 100.0 6.82 2 792.4 100.0 7.00 8 268.5 100.0 6.64up to 1 year 2 360.6 84.2 5.83 2 263.5 86.7 6.67 2 330.1 84.8 6.82 6 954.1 85.2 6.44over 1 year 441.8 15.8 8.10 346.5 13.3 8.29 416.5 15.2 8.71 1 204.8 14.8 8.37

time deposits 2 802.3 100.0 6.19 2 610.0 100.0 6.89 2 746.6 100.0 7.11 8 158.9 100.0 6.72demand deposits 0.2 0.0 3.00 1.1 0.0 3.00 0.1 0.0 3.00 1.4 0.0 3.00

up to 1 month 1 112.3 44.9 4.72 962.6 42.2 6.66 773.1 32.6 5.74 2 848.0 39.9 5.661 to 3 months 588.1 23.7 6.80 636.4 27.9 7.08 564.0 23.8 7.32 1 788.4 25.1 7.073 to 6 months 227.4 9.2 6.95 192.2 8.4 4.30 111.2 4.7 6.88 530.9 7.4 5.98

6 to 12 months 214.4 8.6 7.02 267.4 11.7 7.34 627.7 26.5 7.47 1 109.5 15.6 7.35 1 year 18.0 0.7 4.87 15.1 0.7 6.40 33.1 1.4 7.17 66.1 0.9 6.37


subtotal 2 479.2 100.0 5.96 2 283.4 100.0 6.65 2 370.2 100.0 6.81 7 132.7 100.0 6.46up to 1 year 2 160.2 87.1 5.75 2 073.6 90.9 6.66 2 109.0 89.0 6.76 6 342.9 88.9 6.38over 1 year 318.7 12.9 7.37 208.7 9.1 6.62 261.0 11.0 7.17 788.4 11.1 7.11


up to 1 month 22.8 6.4 5.70 25.3 7.1 6.25 27.8 6.6 6.43 75.9 6.7 6.151 to 3 months 71.7 19.9 5.86 76.5 21.6 6.46 75.4 17.9 6.66 223.6 19.7 6.343 to 6 months 41.1 11.4 6.23 38.9 11.0 6.83 40.2 9.5 7.16 120.3 10.6 6.74

6 to 12 months 38.0 10.6 7.45 36.9 10.4 7.44 66.0 15.6 8.75 140.8 12.4 8.06 1 year 26.7 7.4 8.93 12.3 3.5 7.86 11.7 2.8 7.86 50.7 4.5 8.43


subtotal 359.5 100.0 7.13 354.0 100.0 7.87 422.2 100.0 8.07 1 135.8 100.0 7.71up to 1 year 200.3 62.0 6.63 189.8 57.9 6.79 221.1 58.7 7.41 611.3 59.5 6.96over 1 year 123.0 38.0 10.00 137.9 42.1 10.82 155.5 41.3 11.31 416.4 40.5 10.76

time deposits 323.4 100.0 7.91 327.7 100.0 8.49 376.6 100.0 9.02 1 027.6 100.0 8.50

Maturity

Table 3.8Amounts, Value, and Maturities of Newly Attracted Bank Deposits in National Currency

2018January February March January - March

Tot

al:

lega

l ent

ities

*na

tura

l per

sons

149

Statistics Bulletin

Table 3.8 cont'd



up to 1 month 1 668.4 47.8 6.82 1 185.7 34.6 7.70 1 166.9 40.8 7.60 4 020.9 41.2 7.311 to 3 months 898.2 25.8 7.55 720.5 21.0 7.02 802.3 28.1 8.10 2 421.0 24.8 7.573 to 6 months 248.9 7.1 7.87 230.0 6.7 8.25 191.5 6.7 8.47 670.4 6.9 8.17

6 to 12 months 268.8 7.7 7.60 553.9 16.2 7.87 214.3 7.5 8.33 1 037.0 10.6 7.90 1 year 35.4 1.0 7.12 132.3 3.9 6.47 32.0 1.1 7.38 199.7 2.0 6.73

1 to 2 years* 299.0 8.6 10.62 518.6 15.1 9.42 324.3 11.3 11.01 1 141.9 11.7 10.192 to 3 years 53.6 1.5 7.18 61.5 1.8 9.22 12.9 0.5 10.65 128.0 1.3 8.51over 3 years 0.4 0.0 7.65 0.9 0.0 10.17 0.8 0.0 10.38 2.1 0.0 9.75

subtotal 3 487.7 100.0 7.45 3 425.0 100.0 7.82 2 858.1 100.0 8.05 9 770.7 100.0 7.76up to 1 year 3 119.7 89.8 7.19 2 822.4 82.9 7.55 2 407.0 87.7 7.90 8 349.0 86.8 7.51over 1 year 353.0 10.2 10.10 581.1 17.1 9.40 337.9 12.3 10.99 1 272.1 13.2 10.02



6 to 12 months 231.2 7.9 7.25 517.7 18.0 7.76 176.3 7.8 7.98 925.2 11.5 7.671 year 34.0 1.2 7.08 131.4 4.6 6.46 31.4 1.4 7.38 196.7 2.4 6.71


subtotal 2 914.8 100.0 7.06 2 879.9 100.0 7.49 2 273.7 100.0 7.60 8 068.4 100.0 7.37short-term 2 737.1 93.9 6.97 2 477.8 86.1 7.38 2 061.4 94.6 7.74 7 276.3 91.3 7.33long-term 177.2 6.1 8.35 399.3 13.9 8.21 118.7 5.4 8.74 695.2 8.7 8.34



6 to 12 months 37.5 6.5 9.80 36.2 6.6 9.50 38.1 6.5 9.95 111.8 6.6 9.751 year 1.4 0.2 8.07 0.9 0.2 7.73 0.6 0.1 7.53 3.0 0.2 7.85


subtotal 572.9 100.0 9.47 545.1 100.0 9.55 584.4 100.0 9.82 1 702.3 100.0 9.62short-term 382.6 68.5 8.72 344.6 65.5 8.73 345.6 61.2 8.82 1 072.8 65.0 8.76long-term 175.8 31.5 11.85 181.8 34.5 12.01 219.2 38.8 12.21 576.9 35.0 12.04

time deposits 558.4 100.0 9.71 526.4 100.0 9.86 564.8 100.0 10.14 1 649.6 100.0 9.91

Tot

al:

lega

l ent

ities

!na

tura

l per

sons

* Excluding 2 years.

Maturity


150

Statistics Bulletin


% p.a. % p.a. % p.a. % p.a.up to 1 month 918.6 49.6 4.68 884.2 51.1 6.85 779.3 39.1 5.73 2 582.1 46.3 5.741 to 3 months 375.5 20.3 5.74 349.3 20.2 5.86 330.2 16.5 6.50 1 055.0 18.9 6.023 to 6 months 176.4 9.5 6.30 109.1 6.3 6.37 106.2 5.3 6.36 391.7 7.0 6.34

6 to 12 months 97.7 5.3 5.52 157.2 9.1 6.05 495.6 24.8 7.00 750.5 13.5 6.611 year 18.2 1.0 4.90 15.6 0.9 6.42 31.3 1.6 6.99 65.1 1.2 6.27



up to 1 month 907.0 51.7 4.67 870.9 52.9 6.86 764.7 39.9 5.72 2 542.5 47.8 5.731 to 3 months 345.0 19.7 5.90 314.4 19.1 5.95 301.5 15.7 6.69 960.9 18.1 6.163 to 6 months 160.5 9.1 6.52 97.8 5.9 6.68 92.0 4.8 6.67 350.4 6.6 6.60

6 to 12 months 86.7 4.9 5.71 146.1 8.9 6.18 486.7 25.4 7.06 719.5 13.5 6.711 year 17.4 1.0 4.77 14.9 0.9 6.39 30.2 1.6 6.97 62.5 1.2 6.22




6 to 12 months 11.0 11.3 4.00 11.1 13.2 4.37 8.9 11.4 4.05 31.1 11.9 4.151 year 0.8 0.8 7.57 0.7 0.8 7.19 1.1 1.4 7.50 2.6 1.0 7.44


subtotal 97.3 100.0 4.19 84.2 100.0 4.92 78.5 100.0 5.00 260.0 100.0 4.67short-term 69.9 71.8 4.32 71.3 84.6 4.97 67.7 86.2 4.89 208.8 80.3 4.72long-term 27.4 28.2 3.85 12.9 15.4 4.66 10.8 13.8 5.75 51.2 19.7 4.45

March January - March

Tot

al:

Table 3.9Amounts, Value, and Maturities of Newly Attracted Revocable Bank Deposits in National Currency

2018le

gal p

erso

nsna

tura

l per

sons

MaturityJanuary February

151

Statistics Bulletin

Table 3.9 cont'd


% p.a. % p.a. % p.a. % p.a.up to 1 month 1 637.5 63.2 6.80 1 168.6 45.3 7.68 1 128.1 59.9 7.59 3 934.3 55.8 7.291 to 3 months 478.2 18.5 6.84 278.4 10.8 7.19 397.4 21.1 7.45 1 153.9 16.4 7.133 to 6 months 134.1 5.2 7.01 144.1 5.6 7.70 89.2 4.7 7.59 367.4 5.2 7.42

6 to 12 months 190.5 7.4 6.88 470.3 18.2 7.58 153.1 8.1 7.65 813.9 11.5 7.431 year 30.3 1.2 6.91 129.8 5.0 6.43 28.1 1.5 7.14 188.2 2.7 6.61




6 to 12 months 188.3 7.5 6.88 461.8 18.6 7.58 150.4 8.3 7.66 800.5 11.8 7.431 year 29.8 1.2 6.90 129.5 5.2 6.43 28.0 1.6 7.14 187.2 2.8 6.61




6 to 12 months 2.3 2.4 7.62 8.4 9.1 7.90 2.7 3.4 7.37 13.4 5.0 7.741 year 0.5 0.5 7.76 0.3 0.3 6.97 0.1 0.2 6.95 0.9 0.3 7.37




2019January

natu

ral p

erso

nsFebruary March January - March

Tot

al:

lega

l per

sons

Maturity

152

Statistics Bulletin


% p.a. % p.a. % p.a. % p.a.up to 1 month 216.5 22.8 5.02 103.7 11.8 4.99 21.6 2.9 7.09 341.7 13.2 5.141 to 3 months 284.3 29.9 7.97 363.6 41.3 8.13 309.2 41.2 8.04 957.0 37.1 8.05

3 to 6 months 92.1 9.7 7.88 122.0 13.9 3.26 45.2 6.0 8.34 259.4 10.1 5.796 to 12 months 154.7 16.3 8.08 147.1 16.7 8.75 198.1 26.4 9.06 499.8 19.4 8.66

1 year 26.5 2.8 8.95 11.7 1.3 7.90 13.4 1.8 8.19 51.7 2.0 8.511 to 2 years* 157.4 16.6 11.43 115.2 13.1 11.53 145.6 19.4 11.66 418.2 16.2 11.54

2 to 3 years 17.7 1.9 10.21 16.8 1.9 10.44 17.8 2.4 10.48 52.4 2.0 10.38over 3 years 0.8 0.1 10.49 0.0 0.0 10.43 0.1 0.0 10.76 0.9 0.0 10.51


up to 1 month 205.3 28.4 4.97 91.7 14.4 4.83 8.4 1.8 8.11 305.4 16.8 5.021 to 3 months 243.1 33.6 8.09 321.9 50.6 8.19 262.5 58.0 8.05 827.6 45.6 8.123-6 месяцев 66.9 9.2 8.00 94.4 14.8 1.84 19.2 4.2 7.85 180.5 10.0 4.76

6 to 12 months 127.7 17.6 7.92 121.3 19.1 8.75 141.0 31.1 8.88 390.0 21.5 8.521 year 0.6 0.1 7.74 0.2 0.0 7.67 2.9 0.6 9.25 3.6 0.2 8.94

1-2 лет* 80.1 11.1 10.76 7.1 1.1 10.14 18.7 4.1 10.10 105.9 5.8 10.612 to 3 years 0.1 0.0 5.45 0.0 0.0 6.07 0.2 0.0 9.44 0.3 0.0 7.79over 3 years 0.0 0.0 10.36 0.0 0.0 9.40 0.0 0.0 0.00 0.0 0.0 10.29



6 to 12 months 27.0 11.9 8.85 25.7 10.6 8.76 57.1 19.1 9.49 109.8 14.3 9.161 year 25.9 11.5 8.98 11.6 4.7 7.90 10.5 3.5 7.90 48.0 6.3 8.48



Tot

al:

lega

l per

sons

natu

ral p

erso

ns

Maturity

Table 3.10Amounts, Value, and Maturities of Newly Attracted Irrevocable Bank Deposits in National Currency


153

Statistics Bulletin

Table 3.10 cont'd


% p.a. % p.a. % p.a. % p.a.up to 1 month 30.8 3.5 7.97 17.0 2.1 9.07 38.7 4.5 8.01 86.6 3.4 8.211 to 3 months 420.1 47.5 8.36 442.1 53.7 6.92 404.9 47.1 8.74 1 267.1 49.4 7.98


1 year 5.1 0.6 8.33 2.5 0.3 8.36 3.9 0.5 9.13 11.5 0.4 8.601 to 2 years* 229.7 26.0 11.77 185.9 22.6 12.01 240.1 27.9 12.16 655.6 25.5 11.98




6 to 12 months 43.0 10.2 8.89 55.9 14.4 9.24 25.8 6.9 9.87 124.7 10.5 9.251 year 4.2 1.0 8.35 1.9 0.5 8.45 3.4 0.9 9.34 9.5 0.8 8.72

1-2 лет* 64.5 15.4 10.95 14.3 3.7 10.45 34.8 9.3 11.18 113.6 9.6 10.962 to 3 years 0.1 0.0 6.93 0.2 0.1 8.01 0.2 0.0 10.27 0.5 0.0 8.61over 3 years 0.0 0.0 0.00 0.0 0.0 9.20 0.0 0.0 0.00 0.0 0.0 9.20



6 to 12 months 35.2 7.6 9.94 27.8 6.4 9.99 35.3 7.3 10.15 98.4 7.1 10.031 year 0.9 0.2 8.23 0.6 0.1 8.10 0.5 0.1 7.69 2.0 0.1 8.06


subtotal 464.4 100.0 10.24 433.7 100.0 10.41 484.8 100.0 10.65 1 382.9 100.0 10.44short-term 294.4 63.4 9.20 256.5 59.1 9.23 270.7 55.8 9.31 821.6 59.4 9.24long-term 170.0 36.6 12.06 177.2 40.9 12.13 214.1 44.2 12.33 561.3 40.6 12.18


Tot

al:

lega

l per

sons

natu

ral p

erso

nsMaturity


154

Statistics Bulletin

amount, share, interest amount, share, interest amount, share, interest amount, share, interestUSD m % rate, USD m % rate, USD m % rate, USD m % rate,



6 to 12 months 113.9 11.6 1.21 64.1 7.8 1.04 121.9 17.4 0.45 299.9 12.0 0.871 year 24.1 2.5 0.98 31.0 3.8 1.18 26.1 3.7 0.71 81.2 3.2 0.97

1 to 2 years* 248.5 25.3 1.58 137.0 16.6 1.38 146.8 20.9 1.22 532.3 21.2 1.432 to 3 years 156.6 16.0 2.04 101.1 12.2 1.82 58.8 8.4 1.36 316.5 12.6 1.84

over 3 years 20.7 2.1 1.73 28.3 3.4 1.82 16.7 2.4 2.04 65.7 2.6 1.85subtotal 981.7 100.0 1.29 825.4 100.0 1.24 701.3 100.0 0.76 2 508.3 100.0 1.13

short-term 467.0 52.3 1.09 505.7 65.5 1.18 409.9 64.8 0.57 1 382.6 60.2 0.97long-term 425.8 47.7 1.76 266.4 34.5 1.59 222.3 35.2 1.32 914.5 39.8 1.60

time deposits 892.8 100.0 1.41 772.1 100.0 1.32 632.2 100.0 0.83 2 297.1 100.0 1.22demand deposits 0.0 0.0 0.20 0.0 0.0 0.10 0.0 0.0 0.10 0.1 0.0 0.12


6 to 12 months 55.4 12.2 1.42 18.2 4.6 1.49 77.8 36.2 0.29 151.4 14.2 0.851 year 3.7 0.8 2.20 8.1 2.0 2.57 0.0 0.0 1.58 11.9 1.1 2.45





6 to 12 months 58.5 11.1 1.01 45.9 10.7 0.86 44.1 9.1 0.74 148.6 10.3 0.881 year 20.4 3.8 0.76 22.9 5.4 0.68 26.1 5.4 0.71 69.3 4.8 0.71



time deposits 440.2 100.0 1.06 375.0 100.0 0.93 417.5 100.0 0.82 1 232.7 100.0 0.94

Tot

al:

lega

l ent

ities

*na

tura

l per

sons

Maturity

Table 3.11Amounts, Value, and Maturities of Newly Attracted Bank Deposits in Hard Currency


155

Statistics Bulletin

Table 3.11 cont'd




6 to 12 months 111.9 11.6 1.14 80.8 11.6 1.28 84.3 11.8 1.53 277.0 11.7 1.301 year 97.8 10.2 0.21 16.4 2.4 1.00 16.4 2.3 0.98 130.6 5.5 0.40

1 to 2 years* 207.4 21.6 2.00 150.7 21.7 1.99 130.2 18.3 2.08 488.4 20.6 2.022 to 3 years 140.0 14.6 1.94 79.1 11.4 2.44 81.8 11.5 2.52 300.9 12.7 2.23

over 3 years 15.4 1.6 2.93 14.0 2.0 2.56 16.3 2.3 2.31 45.7 1.9 2.59subtotal 962.1 100.0 1.26 693.9 100.0 1.37 711.6 100.0 1.39 2 367.6 100.0 1.33

short-term 556.3 60.5 0.86 412.9 62.9 1.01 437.8 65.7 1.07 1 407.1 62.8 0.97long-term 362.8 39.5 2.01 243.8 37.1 2.17 228.3 34.3 2.25 835.0 37.2 2.12



6 to 12 months 34.6 9.3 1.15 23.6 11.2 1.49 25.2 13.1 2.17 83.4 10.8 1.551 year 84.5 22.8 0.12 1.3 0.6 1.78 0.5 0.3 2.69 86.3 11.2 0.16

1 to 2 years* 76.5 20.6 1.88 51.1 24.3 1.61 29.0 15.1 1.54 156.6 20.2 1.732 to 3 years 50.1 13.5 1.19 17.8 8.5 1.88 5.1 2.6 2.27 73.0 9.4 1.44

over 3 years 0.0 0.0 0.65 0.1 0.1 2.50 0.0 0.0 0.00 0.1 0.0 2.35subtotal 371.2 100.0 1.19 210.4 100.0 1.54 192.7 100.0 1.58 774.2 100.0 1.38

short-term 242.3 65.7 0.98 141.1 67.2 1.47 156.8 82.1 1.59 540.1 70.2 1.28long-term 126.6 34.3 1.61 69.0 32.8 1.68 34.1 17.9 1.65 229.7 29.8 1.64

time deposits 368.8 100.0 1.20 210.1 100.0 1.54 190.9 100.0 1.60 769.8 100.0 1.39demand deposits 40.6 6.9 0.10 36.9 7.6 0.10 43.7 8.4 0.10 121.2 7.6 0.10


6 to 12 months 77.3 13.1 1.13 57.2 11.8 1.19 59.1 11.4 1.27 193.7 12.2 1.191 year 13.3 2.3 0.76 15.1 3.1 0.93 15.9 3.1 0.93 44.3 2.8 0.88



time deposits 550.3 100.0 1.39 446.6 100.0 1.40 475.2 100.0 1.43 1 472.2 100.0 1.40

Tot

al:

lega

l ent

ities

*na

tura

l per

sons


Maturity


156

Statistics Bulletin


% p.a. % p.a. % p.a. % p.a.up to 1 month 51.8 8.4 1.45 145.9 30.1 1.44 16.5 5.0 0.35 214.2 14.9 1.361 to 3 months 65.8 10.6 0.40 54.6 11.3 0.37 56.5 17.1 0.38 177.0 12.3 0.393 to 6 months 81.3 13.1 0.73 56.5 11.7 0.45 74.8 22.7 0.30 212.7 14.8 0.516 to 12 months 66.7 10.8 1.05 24.5 5.1 0.75 28.9 8.8 0.83 120.1 8.4 0.94

1 year 14.9 2.4 0.64 25.5 5.3 1.16 19.5 5.9 0.48 60.0 4.2 0.81 1 to 2 years* 217.6 35.2 1.54 102.3 21.1 1.26 112.8 34.2 1.10 432.7 30.2 1.36



up to 1 month 40.0 11.4 1.80 130.9 48.0 1.56 2.6 2.6 0.38 173.5 24.0 1.601 to 3 months 9.5 2.7 0.86 5.7 2.1 0.65 8.1 8.2 0.74 23.2 3.2 0.773 to 6 months 29.6 8.5 1.32 9.5 3.5 0.89 13.1 13.2 0.17 52.2 7.2 0.956 to 12 months 41.2 11.8 1.27 7.5 2.8 1.30 13.2 13.4 1.27 61.9 8.6 1.28

1 year 1.7 0.5 1.23 8.1 3.0 2.57 0.0 0.0 0.76 9.8 1.4 2.34 1 to 2 years* 129.6 37.1 1.61 48.4 17.7 1.32 60.2 60.7 1.18 238.2 33.0 1.44




1 year 13.2 4.9 0.56 17.4 8.2 0.51 19.5 8.4 0.48 50.2 7.0 0.51 1 to 2 years* 88.0 32.7 1.44 53.9 25.4 1.20 52.6 22.8 1.00 194.5 27.3 1.26



Table 3.12Amounts, Value, and Maturities of Newly Attracted Revocable Bank Deposits in Hard Currency


Tot

al:

lega

l per

sons

natu

ral p

erso

ns

Maturity

157

Statistics Bulletin

Table 3.12 cont'd


% p.a. % p.a. % p.a. % p.a.up to 1 month 15.5 3.8 0.80 15.2 5.2 0.55 9.8 3.5 0.49 40.5 4.1 0.631 to 3 months 87.8 21.8 0.42 68.5 23.5 0.44 82.5 29.0 0.44 238.8 24.4 0.433 to 6 months 62.7 15.6 0.36 66.0 22.6 0.52 67.3 23.7 0.65 196.0 20.0 0.516 to 12 months 46.6 11.6 0.58 31.0 10.6 1.04 35.4 12.5 1.22 113.0 11.5 0.91

1 year 15.4 3.8 0.80 12.0 4.1 0.43 11.4 4.0 0.25 38.8 4.0 0.53 1 to 2 years* 105.0 26.1 1.51 69.7 23.9 1.37 56.7 19.9 1.28 231.4 23.6 1.41




1 year 4.4 2.7 1.66 1.2 1.2 1.71 0.0 0.1 0.48 5.6 1.7 1.66 1 to 2 years* 48.9 29.8 1.82 31.7 33.2 1.45 18.9 23.8 1.36 99.5 29.4 1.62




1 year 11.0 4.6 0.46 10.9 5.6 0.29 11.3 5.5 0.25 33.2 5.2 0.33 1 to 2 years* 56.2 23.5 1.24 38.0 19.4 1.30 37.7 18.4 1.24 132.0 20.6 1.26



2019January February


March January - MarchT

otal

:le

gal p

erso

nsna

tura

l per

sons

Maturity

158

Statistics Bulletin


% p.a. % p.a. % p.a. % p.a.

up to 1 month 3.5 1.3 0.78 2.2 0.8 0.21 1.2 0.4 0.28 7.0 0.8 0.511 to 3 months 84.0 30.7 1.69 106.6 37.1 1.81 68.6 22.7 1.02 259.2 30.0 1.56


1 year 9.2 3.4 1.53 5.5 1.9 1.25 6.5 2.2 1.38 21.2 2.5 1.411 to 2 years* 30.9 11.3 1.87 34.7 12.1 1.74 34.0 11.2 1.63 99.6 11.5 1.74





1 year 2.0 2.0 2.99 0.0 0.0 0.00 0.0 0.0 2.50 2.1 0.6 2.98 1 to 2 years* 15.6 15.2 2.01 17.6 14.2 1.73 5.5 4.7 1.72 38.7 11.3 1.84





1 year 7.1 4.2 1.12 5.5 3.4 1.25 6.5 3.5 1.38 19.2 3.7 1.24 1 to 2 years* 15.3 8.9 1.73 17.1 10.5 1.74 28.5 15.3 1.62 60.9 11.7 1.68



Tot

al:

lega

l per

sons

natu

ral p

erso

ns

Maturity

Table 3.13Amounts, Value, and Maturities of Newly Attracted Irrevocable Bank Deposits in Hard Currency


159

Statistics Bulletin

Table 3.13 cont'd


% p.a. % p.a. % p.a. % p.a.up to 1 month 4.2 0.8 2.05 0.0 0.0 0.76 2.4 0.6 1.22 6.6 0.5 1.751 to 3 months 107.8 20.9 1.53 104.5 28.6 1.36 105.4 27.6 1.37 317.7 25.1 1.42


1 year 82.4 16.0 0.09 4.4 1.2 2.56 5.0 1.3 2.64 91.8 7.3 0.351 to 2 years* 102.4 19.8 2.49 81.0 22.2 2.52 73.5 19.3 2.70 256.9 20.3 2.56





1 year 80.1 39.0 0.03 0.2 0.1 2.30 0.5 0.4 2.91 80.7 18.7 0.05 1 to 2 years* 27.6 13.5 1.99 19.4 16.9 1.87 10.1 9.1 1.89 57.1 13.2 1.93





1 year 2.4 0.8 2.18 4.2 1.7 2.57 4.6 1.7 2.62 11.1 1.3 2.51 1 to 2 years* 74.8 24.0 2.68 61.6 24.6 2.73 63.4 23.4 2.82 199.9 24.0 2.74




Tot

al:

lega

l per

sons

natu

ral p

erso

nsMaturity


160

Statistics Bulletin


% p.a. % p.a. % p.a. % p.a.up to 1 month 80.2 2.9 11.35 58.8 2.3 11.67 75.2 2.4 11.68 214.3 2.5 11.551 to 3 months 421.9 15.0 11.96 330.5 12.8 12.09 459.8 14.7 11.99 1 212.2 14.2 12.013 to 6 months 340.4 12.1 11.43 333.1 12.9 11.45 408.0 13.0 11.33 1 081.5 12.7 11.40

6 to 12 months 476.1 16.9 10.94 432.9 16.8 10.89 468.8 15.0 10.69 1 377.9 16.2 10.841 year 16.3 0.6 9.44 20.3 0.8 7.21 15.2 0.5 8.80 51.8 0.6 8.38

1 to 2 years* 643.4 22.9 11.28 625.8 24.3 10.54 790.4 25.3 10.42 2 059.5 24.2 10.732 to 3 years 405.0 14.4 10.93 350.2 13.6 10.62 411.9 13.2 10.54 1 167.0 13.7 10.70over 3 years 428.8 15.2 12.07 424.7 16.5 11.69 498.0 15.9 11.27 1 351.5 15.9 11.66

subtotal 2 812.0 100.0 11.40 2 576.4 100.0 11.12 3 127.4 100.0 10.98 8 515.8 100.0 11.16short-term 1 334.9 47.5 11.39 1 175.7 45.6 11.36 1 427.2 45.6 11.32 3 937.7 46.2 11.36long-term 1 477.2 52.5 11.41 1 400.6 54.4 10.91 1 700.2 54.4 10.70 4 578.0 53.8 10.99

up to 1 month 77.9 3.5 11.27 50.1 2.5 11.67 74.2 3.0 11.59 202.1 3.0 11.491 to 3 months 399.1 18.2 11.98 316.6 15.9 12.13 442.9 17.9 12.06 1 158.6 17.4 12.053 to 6 months 317.7 14.5 11.47 316.0 15.8 11.39 382.3 15.5 11.29 1 016.1 15.3 11.37

6 to 12 months 390.9 17.8 11.43 358.9 18.0 11.31 390.4 15.8 11.04 1 140.2 17.1 11.261 year 1.0 0.0 13.27 7.3 0.4 5.35 1.6 0.1 12.46 9.9 0.1 7.29


subtotal 2 196.0 100.0 11.52 1 995.6 100.0 11.09 2 468.5 100.0 10.92 6 660.2 100.0 11.17short-term 1 186.6 54.0 11.62 1 048.9 52.6 11.56 1 291.3 52.3 11.49 3 526.9 53.0 11.55long-term 1 009.4 46.0 11.41 946.7 47.4 10.56 1 177.2 47.7 10.28 3 133.3 47.0 10.73


6 to 12 months 85.2 13.8 8.69 74.0 12.7 8.86 78.4 11.9 8.94 237.7 12.8 8.831 year 15.3 2.5 9.18 13.0 2.2 8.25 13.7 2.1 8.38 42.0 2.3 8.63


subtotal 616.0 100.0 10.98 580.8 100.0 11.22 658.8 100.0 11.24 1 855.6 100.0 11.15short-term 148.2 24.1 9.61 126.9 21.8 9.74 135.8 20.6 9.70 410.9 22.1 9.68long-term 467.8 75.9 11.42 453.9 78.2 11.63 523.0 79.4 11.64 1 444.7 77.9 11.56

Table 3.14Amounts, Value, and Terms of Banks, Newly Extended Credits in National Currency


Tot

al:

lega

l ent

ities

Maturity

natu

ral p

erso

ns

161

Statistics Bulletin

Table 3.14 cont'd


% p.a. % p.a. % p.a. % p.a.up to 1 month 75.2 2.2 11.70 59.1 1.9 11.22 89.5 2.7 11.42 223.8 2.3 11.461 to 3 months 534.5 15.8 11.24 456.5 14.4 11.25 421.2 12.9 11.80 1 412.2 14.4 11.413 to 6 months 503.8 14.9 10.78 557.2 17.6 11.01 434.6 13.3 10.97 1 495.6 15.2 10.92

6 to 12 months 584.9 17.3 10.70 537.6 17.0 10.48 572.0 17.5 10.46 1 694.5 17.3 10.551 year 12.8 0.4 9.72 13.2 0.4 9.16 15.0 0.5 10.49 41.0 0.4 9.82

1 to 2 years* 785.1 23.2 10.30 719.1 22.7 10.17 786.2 24.1 9.89 2 290.4 23.3 10.122 to 3 years 401.6 11.9 10.02 349.0 11.0 10.26 438.6 13.4 10.27 1 189.2 12.1 10.18over 3 years 481.5 14.2 12.31 470.7 14.9 12.68 510.9 15.6 12.57 1 463.1 14.9 12.52


up to 1 month 73.2 2.8 11.67 49.2 2.0 11.73 88.4 3.5 11.34 210.8 2.7 11.551 to 3 months 506.7 19.0 11.36 440.1 17.7 11.31 400.4 15.8 11.98 1 347.1 17.5 11.533 to 6 months 482.3 18.1 10.83 538.0 21.6 11.04 407.6 16.1 11.00 1 427.9 18.6 10.96

6 to 12 months 473.5 17.8 11.11 437.2 17.5 10.70 464.0 18.3 10.71 1 374.7 17.9 10.851 year 2.2 0.1 10.17 4.0 0.2 6.64 5.0 0.2 10.48 11.1 0.1 9.04




6 to 12 months 111.4 15.5 8.91 100.4 15.0 9.49 108.0 14.8 9.41 319.8 15.1 9.261 year 10.6 1.5 9.63 9.2 1.4 10.24 10.1 1.4 10.49 29.9 1.4 10.11


subtotal 717.0 100.0 10.46 669.2 100.0 11.11 728.7 100.0 11.01 2 114.9 100.0 10.86short-term 173.4 24.2 9.13 155.1 23.2 9.57 167.0 22.9 9.55 495.4 23.4 9.41long-term 543.6 75.8 10.89 514.1 76.8 11.58 561.7 77.1 11.44 1 619.4 76.6 11.30


2019March January - March

Maturity

natu

ral p

erso

nsJanuary February

Tot

al:

lega

l ent

ities 162

Statistics Bulletin


% p.a. % p.a. % p.a. % p.a.

up to 1 month 51.2 4.4 2.34 37.4 3.4 2.74 44.9 3.3 1.59 133.5 3.7 2.20

1 to 3 months 233.3 20.2 4.82 249.0 22.5 4.60 297.8 22.0 4.14 780.1 21.6 4.49

3 to 6 months 163.9 14.2 5.53 196.5 17.7 4.56 145.9 10.8 5.66 506.3 14.0 5.19

6 to 12 months 197.3 17.1 6.22 206.9 18.7 5.29 285.9 21.1 5.43 690.1 19.1 5.621 year 0.3 0.0 4.94 0.3 0.0 6.77 0.3 0.0 7.41 0.8 0.0 6.34

1 to 2 years* 288.5 25.0 5.65 252.0 22.7 5.83 327.1 24.1 5.60 867.6 24.0 5.68

2 to 3 years 117.8 10.2 7.65 61.2 5.5 6.92 163.3 12.0 6.29 342.4 9.5 6.87

over 3 years 103.2 8.9 6.52 104.4 9.4 6.56 90.4 6.7 6.01 297.9 8.2 6.38

subtotal 1 155.5 100.0 5.70 1 107.7 100.0 5.25 1 355.5 100.0 5.23 3 618.7 100.0 5.39short-term 646.0 55.9 5.23 690.1 62.3 4.70 774.7 57.2 4.76 2 110.8 58.3 4.88

long-term 509.5 44.1 6.29 417.6 37.7 6.17 580.8 42.8 5.86 1 507.9 41.7 6.09


% p.a. % p.a. % p.a. % p.a.

up to 1 month 48.6 4.2 4.63 35.8 3.1 5.84 38.0 2.9 2.40 122.4 3.4 4.29

1 to 3 months 359.0 30.7 3.88 326.1 28.4 3.33 243.3 18.3 4.31 928.3 25.4 3.80

3 to 6 months 142.8 12.2 5.56 144.5 12.6 5.47 123.1 9.3 5.46 410.4 11.2 5.50

6 to 12 months 266.3 22.8 3.97 230.9 20.1 4.32 352.7 26.5 3.97 849.8 23.3 4.07

1 year 6.2 0.5 8.42 6.3 0.5 8.47 12.2 0.9 5.07 24.7 0.7 6.78

1 to 2 years* 131.3 11.2 5.62 124.2 10.8 5.94 206.9 15.5 5.71 462.4 12.7 5.74

2 to 3 years 119.6 10.2 5.93 197.4 17.2 4.92 239.6 18.0 4.72 556.7 15.3 5.05

over 3 years 96.3 8.2 6.78 82.9 7.2 6.23 115.3 8.7 5.95 294.5 8.1 6.30

subtotal 1 170.0 100.0 4.80 1 148.0 100.0 4.67 1 331.1 100.0 4.71 3 649.1 100.0 4.73short-term 822.8 70.3 4.28 743.5 64.8 4.22 769.3 57.8 4.26 2 335.6 64.0 4.25

long-term 347.2 29.7 6.05 404.5 35.2 5.50 561.8 42.2 5.34 1 313.5 36.0 5.58

March January - March

lega

l ent

ities

2019

Maturity

lega

l ent

ities


JanuaryMaturity

February

Table 3.15Amounts, Value, and Terms of Banks Newly Extended Credits in Hard Currency


163

Statistics Bulletin

Years January February March April May June July August September October November DecemberJanuary – December

1. Credits to non-bank 2018 11.86 11.65 11.51 11.53 11.41 11.29 11.03 11.26 11.03 10.94 10.90 10.91 11.24

financial institutions 2019 10.77 10.79 10.77

2. Credits to banks 2018 10.29 10.60 10.41 10.16 10.51 9.97 10.22 10.37 10.30 10.43 10.63 10.85 10.41

2019 10.57 10.72 10.48

3. Credits to commercial 2018 8.51 8.44 8.36 8.46 8.50 8.51 8.56 8.60 8.63 8.62 8.77 8.78 8.56

organizations 2019 8.78 8.81 8.84

4. Credits to independent 2018 13.21 12.86 12.61 12.40 12.25 12.08 11.76 11.69 11.57 11.49 11.41 11.39 11.98

entrepreneurs 2019 11.30 11.30 11.32

5. Credits to natural persons 2018 8.64 8.55 8.53 8.61 8.73 8.75 8.72 8.79 8.79 8.91 8.94 8.97 8.75

2019 9.03 9.02 9.12

6. Credits to non-profit 2018 9.97 9.62 9.43 9.35 9.25 9.02 8.49 8.42 8.28 8.48 8.03 8.03 8.82

organizations 2019 8.02 7.99 7.84

Table 3.16

Dynamics of Average Interest Rates on Banks, Credits in National Currencyby Sector of Economy

% р.а.

164

Statistics Bulletin

Table 3.17

Years January February March April May June July August September October November December


1. Credits to non-bank 2018 8.80 8.73 8.60 8.17 8.17 8.03 7.15 6.10 6.31 6.40 6.38 6.37 7.42

financial institutions 2019 6.36 6.34 6.36

2. Credits to banks 2018 3.18 2.62 2.79 3.10 2.56 2.51 2.58 2.68 2.83 2.61 2.54 2.58 2.68

2019 2.63 2.63 2.58

3. Credits to commercial 2018 6.90 6.74 6.66 6.58 6.52 6.42 6.37 6.33 6.23 6.23 6.14 6.05 6.44

organizations 2019 5.98 5.95 5.89

4. Credits to independent 2018 9.45 9.18 9.05 9.06 9.11 8.80 8.74 8.62 8.41 8.27 8.18 8.16 8.72

entrepreneurs 2019 8.12 8.10 8.06

5. Credits to natural persons 2018 10.69 10.81 10.74 10.61 10.67 10.61 10.63 10.74 10.45 10.66 10.72 10.54 10.66

2019 10.27 10.32 10.20

6. Credits to non-profit 2018 7.10 6.67 6.88 6.73 6.57 6.54 6.65 6.67 6.83 5.86 6.83 6.64 6.67

organizations 2019 6.66 6.52 6.46

Dynamics of Average Interest Rates on Banks, Credits in Hard Currencyby Sector of Economy

% p.a.

165

Statistics Bulletin

Type of activity: Years January February March April May June July August September October November December


2018 8.91 7.06 7.73 7.35 7.51 7.74 7.67 7.35 7.67 7.63 7.45 6.86 7.51

2019 8.80 7.32 7.39

2018 11.81 12.07 9.51 10.78 11.33 11.19 9.65 10.69 11.10 11.50 11.46 11.52 10.94

2019 11.44 9.12 13.25

2018 11.54 10.93 10.32 10.99 11.00 10.67 11.00 10.71 10.91 10.77 10.15 10.45 10.77

2019 11.11 10.98 10.78

2018 13.04 10.47 12.11 12.51 9.40 11.95 11.72 11.88 11.23 11.05 10.58 11.06 11.30

2019 11.13 11.34 11.41

2018 12.46 12.18 12.10 12.06 11.96 12.14 11.99 12.05 11.59 11.15 11.24 11.10 11.79

2019 11.70 11.68 11.69

2018 12.17 12.00 12.00 12.03 11.98 11.87 11.71 11.75 11.68 11.69 11.66 11.41 11.80

2019 11.58 11.63 11.62

2018 11.54 11.53 11.40 10.96 11.38 11.33 11.18 11.22 11.25 11.04 10.96 10.97 11.21

2019 10.88 10.89 11.02

2018 12.06 11.33 11.36 11.33 11.47 11.17 11.25 11.40 11.43 11.52 11.29 11.54 11.42

2019 11.56 11.66 11.70

2018 10.43 10.30 11.35 11.19 11.45 11.12 10.87 9.42 10.74 8.48 11.27 9.18 10.36

2019 11.05 11.56 9.65

2018 11.13 10.88 10.98 11.25 10.90 11.05 11.08 10.93 11.15 11.13 11.20 10.90 11.06

2019 11.18 11.06 11.51

Dynamics of Average Interest Rates on Banks, Newly Extended Credits in National Currency by Types of Economic Activity

% p.a.

1. Agriculture, forestry and fishing

2. Mining industry

3. Processing industry

4. Distribution of energy, gas, steam, warm water and conditioned air

5. Water supply, collection, processing and disposal of waste, pollution removing activity

10.

Table 3.18

6. Construction

Other types of economic activity

7. Wholesale and retail trade, repair of cars and motor cycles

8. Transport activity, storing, postal and courier activities

9. Real estate operations

166

Statistics Bulletin

Type of activity: Years January February March April May June July August September October November December


2018 7.35 6.20 7.19 7.34 6.64 7.91 7.48 7.54 6.89 6.86 5.90 6.56 6.89

2019 7.11 6.74 5.92

2018 3.56 2.70 3.81 4.00 3.60 3.82 3.13 2.91 2.55 2.81 3.04 2.47 3.19

2019 2.28 2.56 3.52

2018 5.47 5.05 5.14 5.01 4.99 4.75 5.06 5.32 5.10 4.92 4.59 4.80 5.01

2019 4.65 4.66 4.57

2018 2.00 2.53 2.39 1.45 2.20 1.31 1.41 1.81 3.13 2.47 1.60 1.55 1.99

2019 2.39 1.38 2.15

2018 8.37 7.11 6.50 6.77 6.67 9.03 10.00 6.50 7.94 5.90 6.94 6.71 6.86

2019 6.74 6.51 5.95

2018 9.02 7.04 6.59 6.49 7.93 7.25 7.14 6.44 6.87 6.60 7.22 7.71 7.33

2019 7.10 6.89 6.37

2018 7.14 6.60 6.19 6.60 6.46 6.14 6.26 6.12 5.78 5.96 5.61 5.78 6.22

2019 5.51 5.45 5.68

2018 7.14 6.42 6.86 6.91 6.31 6.49 6.60 5.49 5.44 5.54 5.60 5.71 6.11

2019 5.47 5.30 5.37

2018 7.84 7.78 8.31 6.81 7.69 6.83 11.63 7.17 6.89 8.82 7.05 6.66 8.23

2019 8.94 6.65 7.11

2018 6.17 6.73 6.39 6.39 6.44 5.73 5.64 6.44 7.34 6.73 6.16 4.82 6.11

2019 5.85 6.35 5.43

5. Water supply, collection, processing and disposal of waste, pollution removing activity

10.

2. Mining industry

3. Processing industry

4. Distribution of energy, gas, steam, warm water and conditioned air

6. Construction

Other types of economic activity

7. Wholesale and retail trade, repair of cars and motor cycles

8. Transport activity, storing, postal and courier activities

9. Real estate operations

Table 3.19

Dynamics of Average Interest Rates on Banks, Newly Extended Credits in Hard Currencyby Type of Economic Activity

% p.a.

1. Agriculture, forestry and fishing

167

Statistics Bulletin

Indicators Years January February March April May June July August September October November DecemberJanuary-

December

1.Results of government securities placement1.1. Volume of government short-term bonds at nominal costin national currency, BYN million 2018 - - - - - - - - - - - - -

2019 - - -in foreign currency,

USD million 2018 - - - - - - - - - - - - -2019 - - -

EUR million 2018 - - - - - - - - - - - - -2019 - - -

1.2. Volume of government short-term bonds at the price of offering in national currency, BYN million 2018 - - - - - - - - - - - - -

2019 - - -

in foreign currency, USD million 2018 - - - - - - - - - - - - -

2019 - - -

EUR million 2018 - - - - - - - - - - - - -

2019 - - -

1.3. Yield of government short-term bonds% per annumin national currency 2018 - - - - - - - - - - - - -

2019 - - -

in foreign currency, (in USD) 2018 - - - - - - - - - - - - -

2019 - - -

(in EUR) 2018 - - - - - - - - - - - - -

2019 - - -

1.4. Average borrowing period of government short-term bonds, daysin national currency 2018 - - - - - - - - - - - - -

2019 - - -

in foreign currency, (in USD) 2018 - - - - - - - - - - - - -

2019 - - -

(in EUR) 2018 - - - - - - - - - - - - -

2019 - - -

Table 3.20Dynamics of Indicators of Government Securities in the Domestic Market

168

Statistics Bulletin

Indicator Years January February March April May June July August September October November DecemberJanuary-

December

1.5. Volume of government long-term bonds at nominal cost

in national currency, BYN million 2018 - - - - - - - - - - - - -2019 - - -

in foreign currency, USD million 2018 6.2 57.4 17.0 47.2 16.0 50.0 - 4.2 4.5 39.7 10.1 0.3 252.6

2019 - 2.8 63.7EUR million 2018 - - 47.3 0.4 1.9 0.4 8.1 1.6 5.5 3.2 2.6 167.7 238.7

2019 - 10.6 60.01.6. Volume of government long-term bonds at the price of offeringin national currency, BYN million 2018 - - - - - - - - - - - - -


USD million 2018 6.3 57.5 17.0 47.3 16.1 50.1 - 4.2 4.5 39.7 10.1 0.3 253.22019 - 2.9 63.7

EUR million 2018 - - 47.3 0.4 1.9 0.4 8.1 1.6 5.5 3.2 2.6 167.7 238.92019 - 10.6 60.0

1.7. Yield of government long-term bonds % per annumin national currency 2018 - - - - - - - - - - - - -

2019 - - -in foreign currency

(in USD) 2018 4.32 4.87 4.39 5.04 5.37 5.66 - 4.20 4.19 5.45 5.37 4.14 5.182019 - 4.12 4.57

(in EUR) 2018 - - 3.93 3.86 3.93 3.79 3.69 3.69 3.66 3.66 3.47 4.95 4.652019 - 1.14 2.08

1.8. Average borrowing term of government long-term bonds, daysin national currency 2018 - - - - - - - - - - - - -

2019 - - -in foreign currency

(in USD) 2018 1 749 1 748 1 691 2 899 2380 2 535 - 2 196 2 174 2 740 2 711 2 080 2 3642019 - 2 023 1 834

(in EUR) 2018 - - 2 256 2 220 2 198 2 171 2 311 2 289 2 246 2 223 2 192 2 551 2 4632019 - 2 182 2 065

Table 3.20 cont'd169

Statistics Bulletin

Amount, BYN

million*

share in the total volume

in circulation, %

Amount, BYN

million*

share in the total volume in circulation, %

201801.02.2018 - - - - - 9 257.1 100.0 1 604.5 162.0 1 960.2 1 533.0 9 257.101.03.2018 - - - - - 9 246.7 100.0 1 604.5 162.0 2 017.7 1 533.0 9 246.701.04.2018 - - - - - 9 341.2 100.0 1 581.4 162.0 2 034.6 1 566.4 9 341.201.05.2018 - - - - - 9 457.3 100.0 1 581.4 162.0 2 076.1 1 524.5 9 457.301.06.2018 - - - - - 9 306.0 100.0 1 581.4 162.0 2 051.7 1 522.8 9 306.001.07.2018 - - - - - 9 277.3 100.0 1 581.4 162.0 2 098.7 1 509.3 9 277.301.08.2018 - - - - - 9 191.7 100.0 1 581.4 162.0 2 098.7 1 475.1 9 191.701.09.2018 - - - - - 9 548.6 100.0 1 581.4 162.0 2 102.9 1 475.7 9 548.601.10.2018 - - - - - 9 642.2 100.0 1 581.4 162.0 2 104.3 1 467.3 9 642.201.11.2018 - - - - - 9 567.7 100.0 1 581.4 162.0 2 144.0 1 428.2 9 567.701.12.2018 - - - - - 9 664.6 100.0 1 578.4 162.0 2 154.1 1 430.7 9 664.601.01.2019 - - - - - 8 887.2 100.0 1 481.1 162.0 2 077.7 1 178.0 8 887.2

201901.02.2019 - - - - - 8 878.5 100.0 1 481.1 162.0 2 077.7 1 178.0 8 878.501.03.2019 - - - - - 8 648.6 100.0 1 481.1 162.0 2 030.5 1 158.6 8 648.601.04.2019 - - - - - 8 755.1 100.0 1 381.1 162.0 2 091.2 1 218.6 8 755.1

* Recalculation into the Belarusian ruble is carried out according to the official exchange rate as at the reporting date.

USD millionEUR

million

Table 3.21 Government Securities in circulation in Domestic Market

As at the date

Volume of short-term bonds in circulation at nominal cost Volume of long-term bonds in circulation at nominal cost

Total

BYN million

USD million

Total in circulation securities,

BYN million*EUR

million

Total

BYN million

RUB, million

170

Statistics Bulletin


December

1. Results of the National Bank's bonds placement1.1. Volume of short-term bonds at nominal cost in national currency, BYN million 2018 1 385.7 304.8 927.2 1 183.5 623.5 1 572.7 2 886.9 5 592.3 4 198.1 2 286.0 320.5 1 043.5 22 324.4

2019 2 708.6 3 763.3 6 900.1in foreign currency,

USD million 2018 94.4 139.6 40.8 51.5 32.4 58.6 31.2 35.4 68.8 34.8 41.6 44.3 673.22019 56.1 73.2 51.3

EUR million 2018 - - - - - - - - - - - - -2019 - - -

1.2. Volume of short-term bonds at the price of offeringin national currency, BYN million 2018 1 383.0 301.3 925.3 1 181.2 620.4 1 567.6 2 881.3 5 579.1 4 190.1 2 277.3 320.0 1 041.5 22 268.2

2019 2 698.7 3 756.2 6 886.9in foreign currency,

USD million 2018 91.5 134.7 39.3 49.6 31.2 56.4 30.0 34.0 66.2 33.5 40.0 42.8 649.22019 54.1 70.5 49.4

EUR million 2018 - - - - - - - - - - - - -2019 - - -

1.3. Yield of short-term bonds, % per annumin national currency 2018 9.94 10.21 10.31 10.46 10.45 10.36 9.88 9.98 9.98 9.98 9.97 9.98 10.07

2019 9.98 9.94 9.98in foreign currency,

(in USD) 2018 3.15 3.66 3.78 3.79 3.79 3.80 3.86 3.89 3.90 3.90 3.90 3.74 3.702019 3.79 3.90 3.90

(in EUR) 2018 - - - - - - - - - - - - -2019 - - -

1.4. Average borrowing period of short-term bonds, daysin national currency 2018 7 40 7 7 17 11 7 9 7 14 6 7 9

2019 13 7 7in foreign currency,

(in USD) 2018 365 365 365 365 365 365 365 365 365 365 365 365 3652019 365 365 365

(in EUR) 2018 - - - - - - - - - - - - -2019 - - -

Table 3.22Dynamics of Indicators for the Bonds Market of the

National Bank of the Republic of Belarus in the domestic market

171

Statistics Bulletin


December

1.5. Volume of long-term bonds at the nominal cost in national currency, BYN million 2018 - - - - - - - - - - - - -


USD million 2018 - - - - - - - - - - - - -2019 - - -

EUR million 2018 - - - - - - - - - - - - -2019 - - -

1.6. Volume of long-term bonds at the price of offeringin national currency, BYN million 2018 - - - - - - - - - - - - -


USD million 2018 - - - - - - - - - - - - -2019 - - -

EUR million 2018 - - - - - - - - - - - - -2019 - - -

1.7. Yield of long-term bonds, % per annumin national currency 2018 - - - - - - - - - - - - -


USD million 2018 - - - - - - - - - - - - -2019 - - -

EUR million 2018 - - - - - - - - - - - - -2019 - - -

1.8. Average borrowing period of long-term bonds, daysin national currency 2018 - - - - - - - - - - - - -


USD million 2018 - - - - - - - - - - - - -2019 - - -

EUR million 2018 - - - - - - - - - - - - -2019 - - -

Table 3.22 cont'd172

Statistics Bulletin

Amount, BYN

million*

share in the total volume in

circulation, %

Amount, BYN

million.*

share in the total volume in

circulation, %

201801.02.2018 3 315.1 79.2 230.2 1 523.3 25.6 872.6 20.8 - - 356.0 4 187.7

01.03.2018 2 882.1 77.1 261.5 1 309.7 25.6 857.9 22.9 - - 356.0 3 739.9

01.04.2018 2 775.8 76.4 353.4 1 206.3 25.6 857.4 23.6 - - 356.0 3 633.2

01.05.2018 2 366.1 73.3 147.7 1 073.1 25.6 863.7 26.7 - - 356.0 3 229.8

01.06.2018 2 326.8 73.6 403.0 921.5 25.6 834.4 26.4 - - 356.0 3 161.2

01.07.2018 2 368.7 79.0 557.5 875.5 25.6 629.9 21.0 - - 272.4 2 998.7

01.08.2018 2 530.5 80.0 872.9 802.4 25.6 632.4 20.0 - - 272.4 3 162.9

01.09.2018 2 926.1 81.5 1 225.4 787.7 25.6 662.3 18.5 - - 272.4 3 588.4

01.10.2018 2 544.8 79.1 848.0 804.6 - 671.6 20.9 - - 272.4 3 216.4

01.11.2018 1 857.1 79.9 188.6 787.8 - 466.4 20.1 - - 193.6 2 323.5

01.12.2018 1 852.0 79.8 188.5 777.9 - 470.2 20.2 - - 193.6 2 322.201.01.2019 1 852.1 82.2 398.1 673.2 - 401.9 17.8 - - 162.5 2 254.1

201901.02.2019 1 947.1 87.3 576.6 635.0 - 283.2 12.7 - - 114.7 2 230.3

01.03.2019 3 013.7 91.5 1 797.8 568.5 - 279.2 8.5 - - 114.7 3 292.901.04.2019 3 149.6 92.0 1 916.8 579.1 - 274.6 8.0 - - 114.7 3 424.2

* Recalculation into the Belarusian ruble is carried out according to the official exchange rate as at the reporting date.

USD millionEUR

million

Table 3.23

Information on the Bonds of the National Bank of the Republic of Belarus Circulating in the Domestic Market

As at the date

Volume of short-term bonds in circulation at nominal cost Volume of long-term bonds in circulation at nominal cost

Total BYN

million

Total in circulation

securities, BYN million*USD million

EUR million

TotalBYN

million

173

Statistics Bulletin

BYN m


1. Issue volume of shares:** 2018 46.9 44.7 1.0 190.9 -66.6 123.2 67.6 366.9 499.0 148.5 59.6 91.22019 -65.2 73.3 32.9

open joint-stock companies 2018 8.7 42.3 -5.8 157.3 -88.3 67.9 40.8 361.1 489.0 43.3 42.8 55.22019 -64.9 25.5 32.1

closed joint-stock companies 2018 38.3 2.4 6.7 33.6 21.8 55.2 26.8 5.8 10.0 105.2 16.8 36.02019 -0.3 47.8 0.8

01.01 01.02 01.03 01.04 01.05 01.06 01.07 01.08 01.09 01.10 01.11 01.12

2. Issue volume of shares as at the reporting date: 2018 31 136.8 31 205.5 31 226.2 31 229.3 31 407.6 31 356.2 31 470.7 31 538.3 31 913.2 32 410.3 32 560.6 32 618.4

2019 32 709.7 32 645.5 32 717.8 32 750.6open joint-stock companies 2018 28 207.0 28 237.5 28 255.8 28 252.2 28 396.9 28 323.1 28 391.0 28 423.8 28 792.9 29 280.0 29 325.0 29 366.1

2019 29 421.3 29 357.5 29 381.9 29 414.0closed joint-stock companies 2018 2 929.7 2 967.9 2 970.4 2 977.1 3 010.7 3 033.1 3 079.7 3 114.5 3 120.3 3 130.3 3 235.6 3 252.4

2019 3 288.4 3 288.0 3 335.8 3 336.6

* The source: data of Securities Department of the Ministry of Finance of the Republic of Belarus.** The new issues of shares, changes in their face value and number, and cancellation thereof are included.

Table 3.24

Dynamics of Issue Volume of Shares Issued by Legal Persons of the Republic of Belarus *

174

Statistics Bulletin


1. Issue volume of bonds: in national currency, BYN m 2018 28.6 71.9 48.3 232.9 231.3 141.5 75.3 122.2 289.0 57.1 107.3 298.5

2019 33.3 283.3 309.3 in foreign currency

RUB m 2018 399.0 - - - 540.0 1 100.0 2 535.0 - 950.0 3 492.4 - 10 080.02019 500.0 950.0 -

USD m 2018 243.8 0.3 115.9 13.1 189.0 22.6 197.2 122.1 221.7 99.8 62.3 297.72019 80.0 5.3 1.2

EUR m 2018 - 7.0 - - 16.0 - 50.0 50.0 162.5 3.8 12.0 34.92019 25.3 41.9 -

PLN m 2018 - - - - - - - - - - - -2019 - - -

01.01 01.02 01.03 01.04 01.05 01.06 01.07 01.08 01.09 01.10 01.11 01.12

2. Issue volume of bonds in circulation as at the reporting date:

in national currency, BYN m 2018 6 293.1 6 157.2 6 203.5 6 093.2 6 198.4 6 562.5 6 650.2 6 658.7 6 762.2 7 008.7 6 966.7 6 848.02019 7 086.3 7 111.1 7 358.0 7 621.5

in foreign currency RUB m 2018 7 024.0 7 423.0 7 423.0 7 423.0 7 423.0 7 423.0 9 063.0 11 199.0 8 999.0 9 454.0 12 546.4 11 763.4

2019 21 843.4 22 343.4 23 293.4 22 343.4 USD m 2018 2 236.8 2 331.3 2 332.3 2 397.8 2 280.3 2 180.9 2 258.6 2 398.4 2 419.6 2 628.3 2 596.3 2 541.0

2019 2 675.6 2 720.6 2 860.9 2 842.8 EUR m 2018 814.1 781.1 788.1 788.1 686.3 666.3 679.1 709.6 755.2 895.7 799.5 703.3

2019 716.2 771.0 812.5 794.5 PLN m 2018 - - - - - - - - - - - -

2019 - - - -

* The source: data of Securities Department of the Ministry of Finance of the Republic of Belarus.

Table 3.25Dynamics of Issue Volume of Corporate Bonds*

The data on exchange bonds of resident legal persons of the Republic of Belarus are excluded.

175

Statistics Bulletin

BYN m

Years January February March April May June July August September October November DecemberJanuary –

December***

1. Organized market:Volume of purchase and sale transactions:involving shares of resident legal personsof the Republic of Belarus

at face value 2018 0.3 2.1 2.7 1.4 1.4 15.7 0.4 0.3 1.2 1.2 3.6 5.4 35.52019 1.4 7.1 6.3

at actual value 2018 2.8 1.4 2.1 11.4 21.3 12.4 0.9 5.3 30.7 1.3 2.0 4.1 95.7

2019 2.1 9.0 2.0

involving bonds of resident legal personsof the Republic of Belarus**

at face value 2018 520.2 578.4 626.9 582.4 580.9 527.0 421.2 420.7 512.7 323.7 715.3 599.9 3 475.72019 193.2 497.0 304.2

at actual value 2018 501.3 563.2 614.7 570.4 560.1 513.7 412.1 411.2 506.9 316.0 691.5 590.1 3 452.12019 194.0 492.8 304.3

2. Over-the-counter market:***Volume of purchase and sale transactions:involving shares of resident legal personsof the Republic of Belarus

at face value 2018 4.3 15.7 140.9 1.5 3.9 1.4 1.3 236.3 2.1 2.1 5.6 48.0 451.52019 2.8 1.9 4.3

at actual value 2018 27.1 14.8 3.1 15.1 11.2 10.8 5.2 14.3 59.0 119.4 5.1 92.0 375.32019 2.7 16.6 12.5

involving bonds of resident legal personsof the Republic of Belarus

at face value 2018 691.5 1 239.5 963.2 828.7 830.0 1 066.4 1 199.0 1 557.5 1 512.4 1 650.5 1 521.0 1 614.7 15 118.12019 1 860.2 1 920.0 1 312.3

at actual value 2018 698.2 1 246.3 973.8 835.1 839.9 1 073.5 1 204.3 1 566.5 1 528.2 1 655.3 1 538.7 1 611.4 15 220.12019 1 876.7 1 942.5 1 316.1

Table 3.26

Dynamics of Volume of the Belarusian Legal Persons' Market for Shares and Bonds*

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BYN m

Years January February March April May June July August September October November DecemberJanuary –

December***

Total:***total involving shares

at face value 2018 4.6 17.7 143.6 2.8 5.3 17.1 1.7 236.7 3.3 3.2 9.2 53.4 487.12019 4.2 9.0 10.6

at actual value 2018 29.9 16.3 5.2 26.5 32.5 23.2 6.1 19.5 89.7 120.6 7.1 96.1 471.12019 4.8 25.5 14.4

total involving bonds**at face value 2018 1 211.7 1 817.8 1 590.2 1 411.0 1 410.9 1 593.5 1 620.2 1 978.1 2 025.1 1 974.1 2 236.4 2 214.6 18 593.8

2019 2 053.4 2 417.1 1 616.5at actual value 2018 1 199.5 1 809.5 1 588.5 1 405.5 1 400.0 1 587.2 1 616.4 1 977.6 2 035.1 1 971.3 2 230.2 2 201.5 18 672.3

2019 2 070.6 2 435.3 1 620.4

***The final information on transactions carried out in the over-the-counter market in the period under review may change with account of the terms prescribed by legislation of the Republic of Belarus for provision by the professional securities market participants of information on the transactions registered thereby to the stock exchange,as well as taking into account the capability of the professional exchange market participants to annul the previously submitted information on deals.

Table 3.26 cont'd

* The source: data of JSC ”Belarusian Currency and Stock Exchange“.**The data on exchange bonds of resident legal persons of the Republic of Belarus are excluded.

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units


1. Banks and non-bank credit and financial organizations registered by the National Bank 2018 31 31 31 32 32 32 32 32 32 31 31 31

of the Republic of Belarus 2019 31 31 31 31of which banks 2018 28* 28* 28* 28* 28* 28* 28* 28* 28* 28* 28* 28*

2019 28* 28* 28* 28*

1.1. Wholly foreign-owned registered banks and non-bank credit and financial organizations

2018 5 5 5 5 5 5 5 5 5 4 4 4 2019 4 4 4 4

2. Banks and non-bank credit and financialorganizations licensed to conduct banking 2018 27 27 27 28 28 28 28 28 28 27 27 27transactions 2019 27 27 27 27

of which banks 2018 24 24 24 24 24 24 24 24 24 24 24 242019 24 24 24 24

2.1. Banks licensed (authorized ):

to attract deposits from natural persons 2018 24 24 24 24 24 24 24 24 24 24 24 242019 24 24 24 24

to conduct banking activity 2018 24 24 24 24 24 24 24 24 24 24 24 242019 24 24 24 24

to conduct transactions with precious 2018 8 8 8 8 8 8 8 8 8 8 8 8 metals and precious stones 2019 8 8 8 8

to conduct transactions with precious metals 2018 12 12 12 12 12 12 12 12 12 12 12 122019 12 12 12 12

to conduct transactions with precious stones 2018 8 8 8 8 8 8 8 8 8 8 8 82019 8 8 8 8

2.2. Banks and non-bank credit and financial 2018 20 20 20 20 20 20 20 20 20 19 19 19 organizations with a foreign stake in authorized capital, 2019 19 19 19 19

of which banks: wholly foreign-owned 2018 4 4 4 4 4 4 4 4 4 4 4 4

2019 4 4 4 4with foreign ownership over 50 percent 2018 10 10 10 10 10 10 10 10 10 10 10 10

2019 10 10 10 10

Table 4.1Information on Banks and Non-bank Credit and Financial Organizations of the Republic of Belarus

4. SELECTED PERFORMANCE INDICATORS OF BANKS AND NON-BANK CREDIT AND FINANCIAL ORGANIZATIONS OF THE REPUBLIC OF BELARUS

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Table 4.1 cont'dunits


3. Registered authorized capital of operating banks and non-bank credit and financialinstitutions, BYN m

of which banks 2018 5 181.9 5 181.9 5 181.9 5 181.9 5 181.9 5 181.9 5 207.3 5 207.3 5 211.2 5 266.7 5 266.7 5 277.7

2019 5 452.5 5 482.5 5 482.5 5 482.5

4. Branches of operating banks in the Republic 2018 34 33 33 33 32 32 31 28 28 28 28 27

of Belarus 2019 27 27 27 27of which:

Open Joint-Stock Company "Belagroprombank" 2018 4 4 4 4 3 3 2 1 1 1 1 0

2019 0 0 0 0

Joint-Stock Savings Bank "Belarusbank" 2018 30 29 29 29 29 29 29 27 27 27 27 27

2019 27 27 27 27

5. Missions of operating banks abroad 2018 8 8 8 8 7 7 7 6 6 6 6 6

2019 6 6 6 6

6. Banks and non-bank credit and financial institutions whose licenses to conduct banking

transactions have been revoked for breach of banking legislation and regulatory acts of the National Bank of the Republic of Belarus 2018 3 3 3 3 3 3 3 3 3 3 3 3

2019 3 3 3 3

7. Banks with respect to which an entry has been made in the Single State Register of LegalPersons and Independent Entrepreneurs 2018 26 26 26 26 26 26 26 26 26 26 26 26respecting liquidation of legal entity, 2019 26 26 26 26

including members' liquidation 2018 15 15 15 15 15 15 15 15 15 15 15 152019 15 15 15 15

* Four Banks are Under Bankruptcy or Liquidation in the Republic of Belarus ("Delta Bank", "Bank of Investment Technologies", "Eurobank", "North European Bank")

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Indicators 01.01. 01.03. 01.04. Gain since the beginning of:2019 2019 2019 2019 March, 2019

in appropriate units of

measurement%


measurement%

Banks' Liabilities 73 706.4 74 295.2 74 276.1 569.6 0.8 -19.1 0.0 in national currency 32 828.9 34 227.0 34 490.3 1 661.3 5.1 263.2 0.8 in foreign currency 40 877.5 40 068.2 39 785.8 -1 091.7 -2.7 -282.4 -0.7

USD m 18 926.5 18 736.6 18 689.3 -237.2 -1.3 -47.3 -0.3including:

1. Funds received from residents 49 647.0 50 112.8 50 612.0 964.9 1.9 499.2 1.0 of the Republic of Belarus in national currency 19 743.7 20 842.6 21 212.1 1 468.4 7.4 369.5 1.8 in foreign currency 29 903.4 29 270.2 29 399.9 -503.4 -1.7 129.7 0.4

USD m 13 845.4 13 687.3 13 810.6 -34.9 -0.3 123.3 0.9of which:

1.1. general government funds 5 780.1 7 111.8 7 033.8 1 253.7 21.7 -77.9 -1.1 1.2. National Bank funds 790.3 95.8 88.1 -702.2 -88.9 -7.7 -8.0 1.3. economic entities' funds* 17 529.0 17 676.6 18 044.4 515.4 2.9 367.8 2.1 1.4. natural persons' funds 23 969.9 24 018.3 24 070.2 100.3 0.4 51.9 0.2 1.5. other depository organizations' funds 1 577.8 1 210.3 1 375.5 -202.3 -12.8 165.2 13.6 2. Funds received from non-residents 10 526.5 10 498.5 10 151.4 -375.1 -3.6 -347.1 -3.3 of the Republic of Belarus in national currency 254.7 352.2 343.5 88.8 34.9 -8.7 -2.5 in foreign currency 10 271.8 10 146.3 9 807.9 -463.9 -4.5 -338.4 -3.3

USD m 4 755.9 4 744.6 4 607.2 -148.6 -3.1 -137.3 -2.9

Table 4.2Information on Belarusian Banks' Liabilities

BYN m

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measurement%


measurement%

3. Other liabilities 13 532.9 13 683.9 13 512.7 -20.2 -0.1 -171.2 -1.3of which:

3.1. own bank capital 10 607.4 10 737.9 10 758.1 150.8 1.4 20.3 0.2For information: Authorized funds of banks received from non-residents of the Republic of Belarus 1 069.5 1 069.5 1 069.5 0.0 0.0 0.0 0.0

Chare of non-residents of the Republic of Belarus in liabilities of banks (funds received from non-residents of the Republic of Belarus including authorized funds of banks received from non-residents of the Republic of Belarus) 11 596.0 11 568.0 11 220.9 -375.1 -3.2 -347.1 -3.0

* Economic entities - other financial organizations, commercial and non-commercial organizations, individual entrepreneurs.


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Banks' Liabilities 2018 66 679 6 66 057 4 65 955 0 66 164 5 66 644 5 66 458 4 66 239 3 66 547 9 68 093 8 70 192 6 70 327 2 70 768 2

Table 4.3

BYN mDynamics of Belarusian Banks' Liabilities

Banks' Liabilities 2018 66 679.6 66 057.4 65 955.0 66 164.5 66 644.5 66 458.4 66 239.3 66 547.9 68 093.8 70 192.6 70 327.2 70 768.22019 73 706.4 72 481.3 74 295.2 74 276.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



USD m 2018 18 963 6 18 814 3 18 990 1 18 856 4 18 342 1 18 190 5 18 106 0 18 121 0 17 758 7 18 412 8 18 258 2 18 061 1USD m 2018 18 963.6 18 814.3 18 990.1 18 856.4 18 342.1 18 190.5 18 106.0 18 121.0 17 758.7 18 412.8 18 258.2 18 061.1 2019 18 926.5 18 492.9 18 736.6 18 689.3 #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ!

including: 1. Funds received from residents 2018 46 000.4 45 005.1 44 660.3 44 879.3 45 134.8 44 886.8 44 806.0 45 244.7 46 421.1 47 882.2 48 088.5 48 146.7 of the Republic of Belarus 2019 49 647.0 48 510.0 50 112.8 50 612.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in national currency 2018 17 607.9 16 912.8 16 942.9 17 256.5 17 826.2 17 613.7 17 966.8 18 302.6 18 844.6 18 940.2 19 127.1 19 361.1

2019 19 743 7 19 323 6 20 842 6 21 212 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 02019 19 743.7 19 323.6 20 842.6 21 212.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in foreign currency 2018 28 392.5 28 092.3 27 717.3 27 622.8 27 308.5 27 273.1 26 839.2 26 942.1 27 576.5 28 942.0 28 961.5 28 785.5

2019 29 903.4 29 186.3 29 270.2 29 399.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0USD m 2018 14 392.7 14 160.1 14 187.1 14 116.3 13 590.4 13 484.8 13 412.2 13 527.9 13 258.6 13 725.0 13 675.3 13 461.2

2019 13 845.4 13 522.2 13 687.3 13 810.6 #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ!of which:

1 1 general government funds 2018 5 111 9 5 101 4 5 082 6 5 038 8 5 672 8 5 652 6 5 624 1 6 264 6 6 338 9 6 426 3 6 716 9 6 509 7 1.1. general government funds 2018 5 111.9 5 101.4 5 082.6 5 038.8 5 672.8 5 652.6 5 624.1 6 264.6 6 338.9 6 426.3 6 716.9 6 509.72019 5 780.1 6 097.6 7 111.8 7 033.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.2. National Bank funds 2018 349.1 841.2 154.6 257.9 705.7 371.5 150.6 167.2 97.2 358.4 523.8 280.72019 790.3 155.0 95.8 88.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.3. economic entities' funds* 2018 16 631.2 15 726.3 15 877.0 15 802.1 14 614.9 15 273.2 15 137.4 15 343.3 15 826.1 16 380.0 16 297.8 16 379.82019 17 529.0 17 174.0 17 676.6 18 044.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1 4 natural persons' funds 2018 22 029 2 21 970 2 22 005 8 22 006 6 22 507 1 22 365 3 22 615 0 22 303 6 22 969 5 23 301 0 23 024 6 23 340 2 1.4. natural persons funds 2018 22 029.2 21 970.2 22 005.8 22 006.6 22 507.1 22 365.3 22 615.0 22 303.6 22 969.5 23 301.0 23 024.6 23 340.22019 23 969.9 23 823.5 24 018.3 24 070.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.5. other depository organizations' funds 2018 1 878.9 1 366.1 1 540.4 1 773.8 1 634.3 1 224.2 1 278.9 1 166.1 1 189.4 1 416.6 1 525.4 1 636.22019 1 577.8 1 260.0 1 210.3 1 375.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

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2. Funds received from non-residents 2018 8 767.0 9 072.6 9 171.3 9 028.0 9 281.5 9 188.4 8 956.7 8 812.8 9 061.2 9 230.1 9 167.0 9 626.9of the Republic of Belarus 2019 10 526 5 10 390 0 10 498 5 10 151 4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0


of the Republic of Belarus 2019 10 526.5 10 390.0 10 498.5 10 151.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in national currency 2018 167.0 184.1 160.5 203.3 174.0 167.7 216.8 220.8 272.9 218.7 212.6 247.2

2019 254.7 261.7 352.2 343.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in foreign currency 2018 8 600.0 8 888.5 9 010.7 8 824.7 9 107.4 9 020.7 8 739.9 8 592.0 8 788.3 9 011.4 8 954.4 9 379.6

2019 10 271.8 10 128.3 10 146.3 9 807.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0USD m 2018 4 359.5 4 480.3 4 612.1 4 509.8 4 532.4 4 460.2 4 367.5 4 314.1 4 225.4 4 273.4 4 228.2 4 386.3

2019 4 755 9 4 692 5 4 744 6 4 607 2 #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ!2019 4 755.9 4 692.5 4 744.6 4 607.2 #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! 3. Other liabilities 2018 11 912.2 11 979.7 12 123.5 12 257.2 12 228.2 12 383.2 12 476.6 12 490.4 12 611.5 13 080.2 13 071.7 12 994.7

2019 13 532.9 13 581.3 13 683.9 13 512.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0of which:

3.1. own bank capital 2018 9 631.4 9 687.2 9 811.2 9 756.3 9 654.4 9 745.6 9 876.1 9 948.0 10 059.5 10 157.0 10 238.7 10 382.42019 10 607.4 10 645.0 10 737.9 10 758.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

For information:For information:

Authorized funds of banks received from non-residents 2018 821.5 821.5 821.5 821.5 821.5 821.5 838.1 838.1 842.0 897.5 897.5 897.5of the Republic of Belarus 2019 1 069.5 1 069.5 1 069.5 1 069.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Chare of non-residents of the Republic of Belarus in liabilities of banks (funds received from non-residents f h R bli f B l i l di h i d f dof the Republic of Belarus including authorized funds

of banks received from non-residents of the Republic 2018 9 588.5 9 894.1 9 992.8 9 849.5 10 103.0 10 009.9 9 794.8 9 650.9 9 903.2 10 127.7 10 064.5 10 524.4of Belarus) 2019 11 596.0 11 459.6 11 568.0 11 220.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


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Banks' Liabilities 2018 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.02019 100.0 100.0 100.0 100.0 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

in national currency 2018 43.9 43.5 43.7 44.2 44.7 44.6 45.3 45.8 45.8 44.7 45.0 45.42019 44.5 44.9 46.1 46.4 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

in foreign currency 2018 56.1 56.5 56.3 55.8 55.3 55.4 54.7 54.2 54.2 55.3 55.0 54.62019 55.5 55.1 53.9 53.6 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

including: 1. Funds received from residents 2018 69.0 68.1 67.7 67.8 67.7 67.5 67.6 68.0 68.2 68.2 68.4 68.0 of the Republic of Belarus 2019 67.4 66.9 67.5 68.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in national currency 2018 26.4 25.6 25.7 26.1 26.7 26.5 27.1 27.5 27.7 27.0 27.2 27.4

2019 26.8 26.7 28.1 28.6 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in foreign currency 2018 42.6 42.5 42.0 41.7 41.0 41.0 40.5 40.5 40.5 41.2 41.2 40.7

2019 40.6 40.3 39.4 39.6 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!of which:

1.1. general government funds 2018 7.7 7.7 7.7 7.6 8.5 8.5 8.5 9.4 9.3 9.2 9.6 9.22019 7.8 8.4 9.6 9.5 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.2. National Bank funds 2018 0.5 1.3 0.2 0.4 1.1 0.6 0.2 0.3 0.1 0.5 0.7 0.42019 1.1 0.2 0.1 0.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.3. economic entities' funds* 2018 24.9 23.8 24.1 23.9 21.9 23.0 22.9 23.1 23.2 23.3 23.2 23.12019 23.8 23.7 23.8 24.3 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.4. natural persons' funds 2018 33.0 33.3 33.4 33.3 33.8 33.7 34.1 33.5 33.7 33.2 32.7 33.02019 32.5 32.9 32.3 32.4 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.5. other depository organizations' funds 2018 2.8 2.1 2.3 2.7 2.5 1.8 1.9 1.8 1.7 2.0 2.2 2.32019 2.1 1.7 1.6 1.9 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

2. Funds received from non-residents 2018 13.1 13.7 13.9 13.6 13.9 13.8 13.5 13.2 13.3 13.1 13.0 13.6 of the Republic of Belarus 2019 14.3 14.3 14.1 13.7 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in national currency 2018 0.3 0.3 0.2 0.3 0.3 0.3 0.3 0.3 0.4 0.3 0.3 0.3


2019 13.9 14.0 13.7 13.2 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! 3. Other liabilities 2018 17.9 18.2 18.4 18.6 18.4 18.7 18.9 18.8 18.5 18.7 18.6 18.4


3.1. own bank capital 2018 14.4 14.7 14.9 14.7 14.5 14.7 14.9 14.9 14.8 14.5 14.6 14.72019 14.4 14.7 14.5 14.5 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!


Table 4.4Structure of Belarusian Banks' Liabilities

percent

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measurement%


measurement%

Banks' Assets 73 706.4 74 295.2 74 276.1 569.6 0.8 -19.1 0.0 in national currency 33 064.7 34 431.6 34 650.7 1 586.0 4.8 219.0 0.6 in foreign currency 40 641.8 39 863.6 39 625.4 -1 016.4 -2.5 -238.2 -0.6

USD m 18 817.4 18 640.9 18 614.0 -203.4 -1.1 -26.9 -0.1including:

1. Claims on residents of the Republic of Belarus 67 055.3 68 065.6 68 407.7 1 352.4 2.0 342.1 0.5 in national currency 31 348.6 32 730.8 32 947.5 1 598.9 5.1 216.7 0.7 in foreign currency 35 706.7 35 334.8 35 460.2 -246.5 -0.7 125.4 0.4

USD m 16 532.4 16 523.2 16 657.4 124.9 0.8 134.2 0.8of which:

1.1. claims on general government 9 049.3 8 972.5 9 088.8 39.6 0.4 116.3 1.3

1.2. claims on economics 49 534.2 49 711.0 49 627.5 93.3 0.2 -83.5 -0.2 1.2.1. claims on economic entities * 37 768.4 37 714.4 37 481.3 -287.1 -0.8 -233.1 -0.6 1.2.2. claims on natural persons 11 765.8 11 996.6 12 146.2 380.5 3.2 149.6 1.2 1.3. claims on the National Bank 7 059.5 8 238.8 8 433.7 1 374.2 19.5 194.9 2.4 1.4. claims on other depository organizations 1 412.4 1 143.3 1 257.7 -154.7 -11.0 114.4 10.0 2. Claims on non-residents of the Republic of Belarus 4 982.0 4 562.7 4 214.1 -767.8 -15.4 -348.6 -7.6 in national currency 46.9 34.0 48.9 2.0 4.3 15.0 43.8 in foreign currency 4 935.0 4 528.7 4 165.2 -769.9 -15.6 -363.6 -8.0

USD m 2 285.0 2 117.7 1 956.6 -328.4 -14.4 -161.1 -7.6 3. Other assets 1 669.2 1 666.8 1 654.2 -14.9 -0.9 -12.6 -0.8

of which: 3.1. fixed assets 1 669.2 1 666.8 1 654.2 -14.9 -0.9 -12.6 -0.8


Table 4.5Information on Belarusian Banks' Assets

BYN m

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BYN m


Banks' Assets 2018 66 679.6 66 057.4 65 955.0 66 164.5 66 644.5 66 458.4 66 239.3 66 547.9 68 093.8 70 192.6 70 327.2 70 768.2

Table 4.6Dynamics of Belarusian Banks' Assets

2019 73 706.4 72 481.3 74 295.2 74 276.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in national currency 2018 29 326.3 28 808.3 28 938.0 29 422.7 29 947.9 29 866.1 30 224.5 30 671.0 31 379.7 31 586.8 31 880.8 32 378.2

2019 33 064.7 32 790.9 34 431.6 34 650.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in foreign currency 2018 37 353.3 37 249.1 37 017.1 36 741.8 36 696.6 36 592.3 36 014.7 35 876.9 36 714.1 38 605.8 38 446.3 38 390.0

2019 40 641.8 39 690.4 39 863.6 39 625.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0USD m 2018 18 935.1 18 775.7 18 947.2 18 776.5 18 262.5 18 092.6 17 997.5 18 014.1 17 651.9 18 307.9 18 153.9 17 952.7

2019 18 817.4 18 388.8 18 640.9 18 614.0 #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ!including:

1. Claims on residents 2018 61 703.8 61 177.4 60 591.8 61 059.4 61 737.7 60 917.7 61 120.8 61 350.5 63 174.4 64 278.1 64 579.3 65 600.8 of the Republic of Belarus 2019 67 055.3 66 627.7 68 065.6 68 407.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in national currency 2018 27 511.0 27 038.2 27 169.0 27 654.8 28 176.5 28 086.9 28 436.1 28 896.0 29 609.9 29 842.2 30 128.9 30 655.3

2019 31 348.6 31 078.0 32 730.8 32 947.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in foreign currency 2018 34 192.9 34 139.2 33 422.9 33 404.6 33 561.2 32 830.9 32 684.7 32 454.5 33 564.4 34 435.9 34 450.3 34 945.5

2019 35 706.7 35 549.7 35 334.8 35 460.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0USD m 2018 17 333.0 17 208.1 17 107.5 17 071.0 16 702.1 16 232.8 16 333.4 16 295.7 16 137.5 16 330.4 16 267.0 16 341.9

2019 16 532.4 16 470.4 16 523.2 16 657.4 #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ!of which:

1.1. claims on general government 2018 8 291.8 8 332.1 8 355.6 8 403.1 8 519.8 8 361.4 8 367.5 8 273.0 8 571.6 8 697.3 8 760.8 8 798.2g g2019 9 049.3 9 031.9 8 972.5 9 088.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.2. claims on economics 2018 43 267.5 43 715.7 43 490.8 43 986.8 45 243.1 45 113.9 45 171.9 45 463.6 46 931.3 47 667.1 48 077.7 48 956.62019 49 534.2 49 591.0 49 711.0 49 627.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.2.1. claims on economic entities * 2018 34 088.7 34 377.4 34 017.2 34 322.9 35 342.1 34 970.8 34 856.0 34 937.4 36 146.9 36 618.7 36 745.0 37 406.72019 37 768.4 37 693.3 37 714.4 37 481.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.2.2. claims on natural persons 2018 9 178.8 9 338.3 9 473.6 9 663.9 9 901.0 10 143.2 10 315.8 10 526.2 10 784.4 11 048.4 11 332.7 11 549.9p2019 11 765.8 11 897.7 11 996.6 12 146.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.3. claims on the National Bank 2018 8 404.6 7 941.6 7 396.1 7 066.6 6 545.5 6 336.6 6 459.8 6 599.4 6 623.5 6 555.9 6 237.0 6 281.72019 7 059.5 6 732.9 8 238.8 8 433.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.4. claims on other depository organizations 2018 1 739.9 1 188.0 1 349.4 1 602.9 1 429.2 1 105.9 1 121.7 1 014.5 1 048.0 1 357.8 1 503.8 1 564.32019 1 412.4 1 271.9 1 143.3 1 257.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

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2. Claims on non-residents 2018 3 188.7 3 133.6 3 627.4 3 369.0 3 182.7 3 825.4 3 401.9 3 484.3 3 199.5 4 216.9 4 051.3 3 475.6 of the Republic of Belarus 2019 4 982.0 4 176.8 4 562.7 4 214.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


p in national currency 2018 28.3 23.6 33.2 31.8 47.4 64.0 71.9 61.9 49.9 47.1 55.3 31.2

2019 46.9 36.1 34.0 48.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 in foreign currency 2018 3 160.4 3 110.0 3 594.2 3 337.2 3 135.4 3 761.5 3 330.0 3 422.4 3 149.7 4 169.8 3 996.0 3 444.4

2019 4 935.0 4 140.7 4 528.7 4 165.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0USD m 2018 1 602.1 1 567.6 1 839.7 1 705.4 1 560.4 1 859.8 1 664.1 1 718.4 1 514.3 1 977.4 1 886.9 1 610.7

2019 2 285.0 1 918.4 2 117.7 1 956.6 #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! #ЗНАЧ! 3. Other assets 2018 1 787.0 1 746.4 1 735.8 1 736.0 1 724.0 1 715.2 1 716.6 1 713.1 1 719.8 1 697.6 1 696.6 1 691.7

2019 1 669.2 1 676.8 1 666.8 1 654.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0of which:

3.1. fixed assets 2018 1 787.0 1 746.4 1 735.8 1 736.0 1 724.0 1 715.2 1 716.6 1 713.1 1 719.8 1 697.6 1 696.6 1 691.72019 1 669.2 1 676.8 1 666.8 1 654.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


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percent

Indicators Years 01.01 01.02 01.03 01.04 01.05 01.06 01.07 01.08 01.09 01.10 01.11 01.12 Banks' Assets 2018 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0


Table 4.7Structure of Belarusian Banks' Assets

2019 100.0 100.0 100.0 100.0 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in national currency 2018 44.0 43.6 43.9 44.5 44.9 44.9 45.6 46.1 46.1 45.0 45.3 45.8


2019 55.1 54.8 53.7 53.3 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!including:

1. Claims on residents 2018 92.5 92.6 91.9 92.3 92.6 91.7 92.3 92.2 92.8 91.6 91.8 92.72018 of the Republic of Belarus 2019 91.0 91.9 91.6 92.1 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in national currency 2018 41.3 40.9 41.2 41.8 42.3 42.3 42.9 43.4 43.5 42.5 42.8 43.3



1.1. claims on general government 2018 12.4 12.6 12.7 12.7 12.8 12.6 12.6 12.4 12.6 12.4 12.5 12.42019 12.3 12.5 12.1 12.2 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.2. claims on economics 2018 64.9 66.2 65.9 66.5 67.9 67.9 68.2 68.3 68.9 67.9 68.4 69.22019 67.2 68.4 66.9 66.8 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.2.1. claims on economic entities * 2018 51.1 52.0 51.6 51.9 53.0 52.6 52.6 52.5 53.1 52.2 52.2 52.92019 51.2 52.0 50.8 50.5 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

l i l 1.2.2. claims on natural persons 2018 13.8 14.1 14.4 14.6 14.9 15.3 15.6 15.8 15.8 15.7 16.1 16.32019 16.0 16.4 16.1 16.4 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.3. claims on the National Bank 2018 12.6 12.0 11.2 10.7 9.8 9.5 9.8 9.9 9.7 9.3 8.9 8.92019 9.6 9.3 11.1 11.4 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

1.4. claims on other depository organizations 2018 2.6 1.8 2.0 2.4 2.1 1.7 1.7 1.5 1.5 1.9 2.1 2.22019 1.9 1.8 1.5 1.7 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

2 Cl i id t 2018 4 8 4 7 5 5 5 1 4 8 5 8 5 1 5 2 4 7 6 0 5 8 4 9 2. Claims on non-residents 2018 4.8 4.7 5.5 5.1 4.8 5.8 5.1 5.2 4.7 6.0 5.8 4.9 of the Republic of Belarus 2019 6.8 5.8 6.1 5.7 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! in national currency 2018 0.0 0.0 0.1 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.0


2019 6.7 5.7 6.1 5.6 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!3 Other assets 2018 2 7 2 7 2 6 2 6 2 6 2 5 2 6 2 6 2 5 2 4 2 4 2 4 3. Other assets 2018 2.7 2.7 2.6 2.6 2.6 2.5 2.6 2.6 2.5 2.4 2.4 2.4


3.1. fixed assets 2018 2.7 2.6 2.6 2.6 2.6 2.6 2.6 2.6 2.5 2.4 2.4 2.42019 2.3 2.3 2.2 2.2 #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0! #ДЕЛ/0!

* Economic entities - other financial organizations, commercial and non-commercial organizations, individual entrepreneurs. Economic entities other financial organizations, commercial and non commercial organizations, individual entrepreneurs.

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1000


1. Investments in liabilities, total 2018 13 547.6 13 362.5 12 951.6 12 897.1 12 660.9 12 633.2 12 672.7 12 833.3 13 550.3 13 416.8 12 803.7 12 880.4

2019 13 176.0 13 239.3 14 373.0 14 729.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.1. Government securities of general government 2018 8 068.5 8 118.2 8 140.7 8 202.4 8 324.3 8 158.6 8 166.1 8 088.8 8 381.8 8 517.7 8 576.4 8 610.0

of the Republic of Belarus 2019 8 833.0 8 828.1 8 768.8 8 900.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.1.1. Central government 2018 5 443.6 5 488.2 5 560.5 5 673.7 5 763.6 5 628.0 5 667.0 5 647.9 5 906.8 6 024.8 6 094.9 6 136.5

2019 6 356.1 6 365.7 6 332.1 6 504.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.1.2. Local government 2018 2 624.9 2 630.0 2 580.3 2 528.7 2 560.7 2 530.6 2 499.1 2 440.9 2 475.0 2 492.9 2 481.5 2 473.5

2019 2 476.9 2 462.3 2 436.7 2 396.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.2. Securities of economic entities* of the Republic 2018 2 063.2 2 083.7 2 158.7 2 228.8 2 281.7 2 404.5 2 394.7 2 480.1 2 591.6 2 677.4 2 654.6 2 682.5

of Belarus 2019 2 692.3 2 702.0 2 820.9 2 827.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.3. Securities issued by deposit organizations** 2018 3 345.0 3 007.4 2 477.7 2 294.0 1 884.5 1 897.1 1 943.3 2 095.8 2 404.5 2 048.1 1 391.4 1 404.1

of the Republic of Belarus 2019 1 429.7 1 486.0 2 561.2 2 780.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1.4. Securities of non-residents purchased by banks 2018 70.8 153.1 174.5 172.0 170.4 173.0 168.7 168.6 172.5 173.6 181.3 183.8

of the Republic of Belarus 2019 221.0 223.3 222.1 221.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. Investments in shares 2018 285.9 286.4 286.4 286.6 286.9 290.9 293.6 306.6 313.4 387.7 387.8 401.6

2019 401.4 401.8 401.9 402.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2.1. Shares of banks of the Republic of Belarus 2018 2.4 2.4 2.4 2.4 2.4 2.4 2.8 2.8 2.8 2.8 2.8 2.8

2019 2.8 2.8 2.8 2.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2.2. Shares of non-residents of the Republic of Belarus 2018 0.2 0.2 0.2 0.2 0.5 0.5 0.6 13.6 14.1 14.6 14.8 15.0

2019 14.3 14.7 14.8 15.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2.3. Other shares 2018 283.3 283.8 283.8 283.9 283.9 287.9 290.3 290.3 296.5 370.3 370.3 383.9

2019 384.3 384.3 384.3 384.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Total investments in liabilities and shares 2018 13 833.5 13 649.0 13 238.0 13 183.7 12 947.7 12 924.0 12 966.3 13 139.9 13 863.8 13 804.5 13 191.6 13 282.1

2019 13 577.4 13 641.1 14 774.9 15 131.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

* Economic entities – other financial organizations, commercial and non-commercial organizations.

**Deposit organizations – the National Bank, banks and non-bank credit and financial organizations.

Table 4.8

Structure of Investment Portfolio of Banks of the Republic of Belarus

BYN m

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Indicators Years 01.01. 01.02. 01.03. 01.04. 01.05. 01.06. 01.07. 01.08. 01.09. 01.10. 01.11. 01.12. 01.01.*2018 5 181.9 5 181.9 5 181.9 5 181.9 5 181.9 5 181.9 5 207.3 5 207.3 5 211.2 5 266.7 5 266.7 5 277.7 -2019 5 452.5 5 482.5 5 482.5 5 482.5 -2018 9 853.1 9 980.4 10 082.8 9 854.5 9 996.4 10 081.2 10 191.6 10 285.2 10 395.0 10 419.3 10 500.5 10 643.5 9 846.82019 10 673.3 10 526.7 10 612.9 10 429.2 10 666.02018 18.5 18.5 18.9 18.2 18.0 18.6 18.6 18.8 18.7 18.2 18.0 18.0 18.52019 17.7 17.8 17.9 18.1 17.72018 886.7 61.1 127.8 172.8 277.3 365.2 493.9 598.6 705.4 809.4 901.1 1 047.1 859.92019 1 096.3 67.3 141.7 233.4 1 074.42018 1.4 1.3 1.3 1.3 1.4 1.4 1.4 1.5 1.5 1.5 1.5 1.6 -2019 1.6 1.6 1.6 1.6 -2018 1.4 0.1 0.2 0.3 0.4 0.5 0.7 0.9 1.0 1.2 1.3 1.5 -2019 1.6 0.1 0.2 0.3 -2018 9.6 9.3 9.1 9.1 9.6 9.6 9.5 10.2 10.2 10.4 10.5 11.0 -2019 10.7 10.7 10.8 11.2 -2018 9.6 0.6 1.3 1.7 2.8 3.7 4.9 6.0 7.0 8.0 8.9 10.3 -2019 10.7 0.6 1.3 2.2 -

9. Assets subject to credit risk, BYN m 2018 43 177.1 42 850.2 43 232.4 43 800.0 49 401.6 49 581.0 49 526.3 49 691.9 50 826.7 52 787.6 53 103.2 53 589.7 -2019 55 671.5 54 620.8 55 161.7 54 746.5 -2018 - - - - 1 743.4 1 989.0 1 848.7 1 921.5 2 118.3 2 177.6 2 624.8 2 778.4 -2019 2 789.3 3 209.2 3 356.3 3 308.6 -

11. Actually established provision for the assets 2018 2 688.4 2 743.3 2 735.1 2 868.1 3 161.8 3 284.8 3 167.7 3 139.3 3 189.0 3 310.4 3 407.6 3 417.9 2 992.3 subject to credit risk, BYN m 2019 3 486.5 3 590.6 3 656.7 3 553.9 3 630.2

12. Share of non-performing assets in the assets 2018 - - - - 3.5 4.0 3.7 3.9 4.2 4.1 4.9 5.2 - subject to credit risk, % 2019 5.0 5.9 6.1 6.0 -

2018 145.7 151.7 144.0 143.8 162.5 157.3 157.3 152.8 158.4 149.4 164.2 138.6 -13. Liquidity coverage ratio, % 2019 167.6 139.8 174.3 159.5 -

2018 121.6 120.5 122.1 119.5 116.9 118.3 118.5 119.4 119.4 119.2 118.7 118.7 -2019 120.4 134.5 135.5 135.9 -

Financial Indicators of the Republic of Belarus Banks’ Performance

10. Non-performing assets, BYN m

* According to the annual individual financial statements of banks compiled in line with Resolution of the Board of the National Bank of the Republic of Belarus No. 507 dated November 9, 2011 and confirmed by an audit report.

14. Net stable funding ratio, %

Table 4.9

2. Regulatory capital, BYN m

8. Profitability of regulatory capital, %

7. Profitability of regulatory capital over the year, %

6. Profitability of assets, %

5. Profitability of assets over the year, %

4. Profit (loss), BYN m

1. Authorized capital (registered), BYN m

3. Regulatory capital adequacy, %

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Table 4.10

Percent2019

01.01. 01.04. 01.07. 01.10. 01.01. 01.04. 01.07. 01.10. 01.01. 01.04. 01.07. 01.10. 01.01.Core setRegulatory Capital to Risk-Weighted Assets 18.7 16.3 17.2 18.0 18.6 19.1 19.6 19.0 18.5 18.2 18.6 18.2 17.7Regulatory Tier 1 Capital to Risk-Weighted Assets 14.7 13.4 13.9 14.5 14.2 15.3 15.4 14.9 14.0 14.7 14.6 14.1 13.6Non-performing Loans Net of Provisions to Capital 21.2 43.3 48.8 48.9 38.9 39.1 35.7 33.7 37.2 38.0 12.0 15.8 15.6Non-performing Loans to Total Gross Loans 6.8 11.5 13.4 14.3 12.8 13.7 13.7 12.8 12.9 13.1 3.7 4.1 5.0Sectoral Distribution of Total Loans: Residents 99.5 99.5 99.6 99.6 98.6 99.8 99.4 99.7 99.0 98.3 97.9 97.9 96.7

Sectoral Distribution of Total Loans: Deposit-takers 1.5 1.6 1.3 1.1 2.0 1.8 1.6 1.6 2.4 1.8 1.2 1.2 1.3

Sectoral Distribution of Total Loans: Central Bank 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Sectoral Distribution of Total Loans: Other Financial Corporations 1.8 2.1 2.4 2.5 2.8 2.9 3.2 3.5 3.7 3.8 4.2 4.3 4.3Sectoral Distribution of Total Loans: General Government 0.0 0.0 0.0 0.0 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2Sectoral Distribution of Total Loans: Nonfinancial Corporations 79.0 79.5 79.2 78.2 75.0 75.4 74.3 73.6 71.0 70.0 68.8 68.2 66.8Sectoral Distribution of Total Loans: Other Domestic Sectors 17.2 16.4 16.7 17.6 18.5 19.4 20.0 20.8 21.7 22.5 23.5 23.9 24.2

Sectoral Distribution of Total Loans: Nonresidents 0.5 0.5 0.4 0.4 1.4 0.2 0.6 0.3 1.0 1.7 2.1 2.1 3.3Return on Assets 1.3 1.4 1.3 1.2 1.6 1.6 1.9 1.9 1.8 1.8 1.9 2.0 2.0Return on Equity 10.4 11.4 10.4 9.4 12.6 12.3 13.6 13.1 12.1 12.1 12.6 13.5 13.6Interest Margin to Gross Income 10.6 13.1 12.4 13.6 14.7 15.0 17.9 17.0 16.9 17.8 16.7 17.7 17.3Non-interest Expenses to Gross Income 96.2 95.4 96.2 96.3 95.1 95.1 93.5 93.9 93.9 93.4 93.2 92.1 92.0Liquid Assets to Total Assets (Liquid Asset Ratio) 26.0 23.4 20.4 24.5 24.6 23.8 24.8 27.5 27.4 14.2 14.8 13.9 14.4Liquid Assets to Short Term Liabilities 75.8 79.8 68.7 83.0 51.0 52.9 56.5 61.0 60.2 143.8 152.8 149.4 167.6Net Open Position in Foreign Exchange to Capital 4.4 5.6 3.7 4.8 6.3 6.2 4.6 4.9 3.0 3.2 3.6 3.8 3.0Encouraged setDeposit takersCapital to Assets 12.8 12.6 13.0 13.6 13.5 14.5 14.8 14.8 14.6 14.8 15.1 14.7 14.6Large Exposures to Capital 193.8 203.7 198.0 191.6 176.5 149.7 156.6 163.2 160.2 145.0 148.6 167.6 166.5Geographical distribution of loans to total loans: Domestic economy 99.6 99.6 98.6 99.8 99.4 99.7 99.0 98.3 97.9 97.9 96.7Geographic distribution of total loans: Advanced economies, excluding China 0.0 0.0 0.7 0.1 0.3 0.2 0.1 1.1 1.7 1.4 3.1Geographic distribution of total loans: Other emerging market and developing countries, including China 0.4 0.4 0.6 0.1 0.3 0.1 0.9 0.5 0.4 0.8 0.2

Of which: RegionsAfrica 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 Of which: Sub-Sahara Africa 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Central and Eastern Europe 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Indicators2016 2017 2018

Financial Soundness Indicators*191

Statistics Bulletin

Table 4.10 cont'dPercent2019

01.01. 01.04. 01.07. 01.10. 01.01. 01.04. 01.07. 01.10. 01.01. 01.04. 01.07. 01.10. 01.01.

Commonwealth of Independent States and Mongolia 0.4 0.4 0.6 0.1 0.3 0.1 0.9 0.5 0.3 0.7 0.2Developing Asia, including China 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Middle East 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0Western Hemisphere 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Gross asset position in financial derivatives to capital 7.1 0.9 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.4 0.2 0.2

Gross liability position in financial derivatives to capital 0.5 0.1 0.0 0.0 0.1 0.1 0.2 0.2 0.0 0.1 0.1 0.2 0.1Trading income to total income 3.8 2.3 2.0 1.9 2.3 2.5 2.7 3.1 3.0 3.4 3.6Personnel expenses to noninterest expenses 5.4 5.9 5.1 5.2 5.3 5.5 6.7 6.5 6.8 7.4 7.3 7.9 7.2Spread between reference lending and deposit rates (basis points) 690 690 630 630 690 680 570 490 420 360 316 286Spread between highest and lowest interbank rates (basis points) 1 170 740 1 510 775 900 363 459 141 353 263 286 344 350Customer deposits to total (noninterbank) loans 87.6 85.3 85.0 89.4 96.4 93.0 96.8 93.4 96.8 92.2 91.2 93.5 93.4Foreign-Currency-Denominated Loans to Total Loans 58.1 60.4 59.9 58.5 57.5 56.3 56.1 54.1 52.1 51.8 51.3 51.1 51.0Foreign-Currency-Denominated Liabilities to Total Liabilities 74.1 75.8 75.0 73.1 72.6 70.1 70.2 69.2 67.6 67.0 66.2 66.6 66.9Other financial corporationsOFC's financial assets to total financial assets 8.3 8.3 8.4 8.1 8.1 9.3 9.1 9.4 9.9 9.9OFC's financial assets to gross domestic product 12.4 12.8 13.0 13.2 13.1 13.0 12.7 12.6 12.8 13.1 13.5 14.0Households

Household debt to gross domestic product 7.5 7.6 7.5 7.6 7.6 7.7 8.0 8.2 8.4 8.7Household debt service and principal payments to income 7.3 7.4 8.2 8.2 8.2 8.4 9.7 9.7 9.6 9.8Real estate markets

Residential real estate prices (Percentage change/last 12 months) 21.7 12.5 5.6 -0.6 -12.8 -4.8 1.3 8.4 14.8 17.9 15.5 16.3Commercial real estate prices (Percentage change/last 12 months) 4.1 4.4 3.0 -15.6 -3.2 9.2 0.6 24.9 37.0 17.0Residential real estate loans to total gross loans 12.7 12.2 12.5 13.2 13.7 14.2 14.1 13.9 14.2 14.4 14.7 14.7 14.6Commercial real estate loans to total gross loans 2.3 3.7 3.3 3.4 3.1 3.1 3.1 2.8 2.4 2.4 2.5 2.5 2.5

*Calculated in accordance with the "Financial Soundness Indicators. Compilation Guide" (IMF, 2007).

Indicators2016 2017 2018

192

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Table 5.1

Indicators Years 01.01 01.04 01.07 01.10

1. Leasing organizatiions registered (included in the Register of Leasing Organizations)

by the National Bank of the Republic of Belarus 2018 103 104 103 1012019 97 99

2. Registered banks carrying outleasing activity 2018 14 14 15 15

2019 15 153. Leasing organizations with foreign capital participation 2018 31 30 29 30

in the authorized capital 2019 30 29

2018 438.5 451.3 449.9 651.62019 649.7 650.2

5. Leasing organizations excluded from 2018 31 33 37 42 the Register of Leasing Organizations 2019 50 51

2018 12 Х Х Х2019 2 Х Х Х

* - the data is given by the Jan, 1 of each year

5. SEPARATE INDICATORS OF ACTIVITY OF THE LEASING AND MICROFINANCEORGANIZATIONS OF THE REPUBLIC OF BELARUS

Information on Leasing Organizations of the Republic of Belarus

6. Leasing organizations' branches*

4. Leasing organizations' authorized capital, BYN mln

193

Statistics Bulletin

Indicators Period 01.01. 01.04. 01.07. 01.10.

I. Leasing portfolio volume, total:BYN mln 2018 2 878.0 3 042.7 3 405.6 3 931.6

2019 4 229.4 4 269.3number of agreements, pcs. 2018 406 399 380 922 395 210 393 373

2019 407 383 393 488 Natural persons

BYN mln 2018 326.1 342.0 397.3 462.22019 541.9 575.4

number of agreements, pcs. 2018 376 864 351 618 366 683 362 7192019 377 914 362 298

Legal persons and independent entrepreneurs BYN mln 2018 2 551.9 2 700.7 3 008.3 3 469.4

2019 3 687.5 3 693.8number of agreements, pcs. 2018 29 535 29 304 28 527 30 654

2019 29 469 31 190of leasing portfolio volume:

SubleasingBYN mln 2018 21.8 29.6 27.5 25.4

2019 27.8 26.3number of agreements, pcs. 2018 43 45 46 46

2019 29 27 Leaseback

BYN mln 2018 400.0 435.3 362.0 433.82019 446.3 438.0

number of agreements, pcs. 2018 895 1 077 1 121 3 3162019 4 911 6 463

International leasing BYN mln 2018 65.5 89.0 87.3 83.9


2019 92 88 export leasing

BYN mln 2018 61.0 85.4 84.3 81.82019 76.3 71.4

number of agreements, pcs. 2018 80 82 84 852019 81 80

Import leasing BYN mln 2018 551.7 553.8 556.5 572.1

2019 580.6 532.1number of agreements, pcs. 2018 1 133 1 256 1 508 1 598

2019 1 621 1 684

Table 5.2Financial Indicators of Activity of the Leasing Organizations of the Republic of Belarus

194

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II. Volume of a new business, total:BYN mln 2018 2 096.9 574.7 1 518.8 2 405.8

2019 3 392.1 698.4number of agreements, pcs. 2018 347 767 75 960 138 294 207 973

2019 299 367 60 698 Natural persons

BYN mln 2018 412.7 100.9 246.5 404.02019 589.6 154.9

number of agreements, pcs. 2018 337 539 73 257 132 010 198 2692019 285 269 57 222

Legal persons and independent entrepreneursBYN mln 2018 1 684.2 473.8 1 272.3 2 001.8

2019 2 802.6 543.5number of agreements, pcs. 2018 10 228 2 703 6 284 9 704

2019 14 098 3 476

of volume of a new business: Subleasing

BYN mln 2018 14.6 13.0 13.1 13.12019 13.1 0.0


LeasebackBYN mln 2018 129.7 10.7 26.6 105.5

2019 179.5 44.8number of agreements, pcs. 2018 1 014 245 404 2 820

2019 4 601 1 813 International leasing

BYN mln 2018 15.6 37.9 50.5 52.72019 149.4 0.7


export leasingBYN mln 2018 13.0 37.7 49.7 51.9


2019 25 2 Import leasing

BYN mln 2018 253.7 71.0 150.1 235.72019 340.7 89.1


Table 5.2 cont'd195

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III. Transferred objects of leasing, total: BYN mln 2018 1 477.2 410.0 953.7 1 572.6

2019 2 285.5 471.8Objects of leasing acquired at the expense of own funds

BYN mln 2018 692.4 219.9 440.9 663.22019 1 060.1 254.9

Objects of leasing acquired at the expense of attracted funds

BYN mln 2018 784.8 190.1 512.7 909.42019 1 225.4 216.9

Table 5.2 cont'd196

Statistics Bulletin

Indicators Year 01.01. 01.04. 01.07. 01.10.

1.Number of microfinance institutions 2018 121 121 106 102

2019 104 99

including:

consumers' cooperatives 2018 5 6 4 4

2019 4 4

funds 2018 8 8 5 5

2019 5 5

pawn shops 2018 108 107 97 93

2019 95 90

2. Assets, BYN mln 2018 27.9 28.9 30.2 29.8

2019 30.1 30.9

3. Own capital, BYN mln 2018 16.0 16.5 17.8 17.1

2019 16.6 17.2

4. Liabilities, BYN mln 2018 11.9 12.4 12.4 12.7

2019 13.5 13.7

5. Borrowers’ debt to microfinance institutions 2018 14.3 14.2 14.3 14.5

under microloan/loan agreements, BYN mln 2019 14.3 15.2

Indicators January – March January – June January – September January – December

1. Revenues from current activity, BYN mln 2018 6.0 12.1 17.7 23.8

2019 7.1

2. Net profit, BYN mln 2018 0.5 1.1 1.1 0.9

2019 1.2

3. Monetary funds granted under microloan/loan agreement, 2018 28.3 57.8 85.5 111.0

BYN mln 2019 31.4

Table 5.3

Key Indicators of Microfinance Organizations’ Activity197

Statistics Bulletin

Table 6.1

units '000 BYN m units '000 BYN m units% of total volume of

payments sent

BYN thousand

rubles

% of total value of payments sent

2018January 6 007.7 47 674.7 273.1 2 167.0 7.9 0 0.0 0.0 0.0

February 5 739.9 40 548.5 287.0 2 027.4 7.1 0 0.0 0.0 0.0

March 6 178.1 46 736.7 294.2 2 225.6 7.6 0 0.0 0.0 0.0

April 6 270.7 45 817.6 313.5 2 290.9 7.3 0 0.0 0.0 0.0

May 6 780.9 51 840.7 322.9 2 468.6 7.6 0 0.0 0.0 0.0

June 6 556.5 43 886.8 312.2 2 089.8 6.7 0 0.0 0.0 0.0

July 6 558.5 52 149.4 312.3 2 483.3 8.0 0 0.0 0.0 0.0

August 6 835.7 50 539.4 297.2 2 197.4 7.4 0 0.0 0.0 0.0

September 6 238.9 47 125.0 311.9 2 356.2 7.6 0 0.0 0.0 0.0

October 7 247.1 51 281.3 315.1 2 229.6 7.1 0 0.0 0.0 0.0

November 6 735.3 47 941.7 320.7 2 282.9 7.1 0 0.0 0.0 0.0December 6 821.8 53 209.3 341.1 2 660.5 7.8 0 0.0 0.0 0.0

Total 77 971.3 578 751.2 308.2 2 287.6 7.4 0 0.0 0.0 0.0

2019January 6 222.1 50 829.9 296.3 2 420.5 8.2 0 0.0 0.0 0.0

February 6 091.4 44 355.0 304.6 2 217.7 7.3 0 0.0 0.0 0.0March 6 456.7 57 666.3 322.8 2 883.3 8.9 0 0.0 0.0 0.0

Total 18 770.1 152 851.2 307.7 2 505.8 8.1 0 0.0 0.0 0.0

6. SELECTED INDICATORS CHARACTERIZING THE REPUBLIC OF BELARUS PAYMENT SYSTEM

Selected Indicators of the Belarus Interbank Settlement System Performance

Period

Volume of transactions Average daily turnoverAverage amount of

payment, BYN thousand rubles

Cancelled payments

198

Statistics Bulletin

Table 6.2

2019Q1 Q2 Q3 Q4 Annual in total Q1

Total volume of operations with bank cards payment cards , BYN thousand including: on receiving cash funds, BYN thousand 6 663 770.5 7 482 414.7 7 682 098.2 8 034 546.4 29 862 829.8 7 378 134.1 on paying for goods (works, services), other non-cash operations, BYN thousand

01.01.2018 01.04.2018 01.07.2018 01.10.2018 01.01.2019 01.04.2019Data on the number of bank payment cards andsoftware-hardware infrastructure objects of their servicing

Number of bank payment cards in circulation, units 13 854 945 14 103 013 14 321 993 14 719 967 15 011 675 15 063 824 Number of software-hardware infrastructure objects, units Organizations of commerce (service) that service card holders

payment terminals in the commerce organizations (service) 150 946 152 243 155 585 157 126 160 719 162 234

ATM 4 404 4 332 4 301 4 265 4 249 4 247

Сash dispensing offices 3 357 3 271 3 246 3 208 3 105 3 073

Infokiosks 3 294 3 272 3 172 3 142 3 103 3 071

2018

8 803 307.8

122 459

7 098 979.8 7 548 140.1 8 635 812.7 29 740 147.5

115 272 116 338 118 787 119 632 121 296

Indicators

13 120 985.5 14 581 394.5 15 230 238.3 16 670 359.0 59 602 977.3 16 181 441.9

Selected Indicators Characterizing Development of Settlement System Involving Bank Plastic Cards

6 457 214.9

199

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2018 4 193.2 3 678.2 3 951.7 4 086.6 4 613.6 4 245.5 4 526.0 4 639.1 4 248.0 4 864.7 4 426.1 4 371.7

2019 4 393.2 4 001.1 4 315.4

including:2018 2 906.6 2 569.0 2 770.0 2 857.8 3 299.1 2 964.3 3 166.7 3 204.0 2 856.7 3 306.4 2 952.9 2 894.9

2019 2 983.3 2 676.0 2 854.7

2018 433.6 426.5 449.5 473.4 492.4 467.4 459.9 518.7 457.1 521.3 497.6 483.4

2019 507.9 519.8 550.1

2018 853.0 682.8 732.2 755.4 822.2 813.8 899.5 916.3 934.3 1 037.1 975.7 993.32019 902.0 805.3 910.6

2018 4 067.4 3 744.3 4 031.1 4 239.9 4 641.9 4 392.4 4 566.9 4 745.4 4 307.0 4 811.7 4 446.6 4 560.2

2019 4 279.4 4 062.9 4 379.4

including:

2018 326.1 331.9 320.0 332.6 344.0 346.1 334.5 391.6 369.9 372.4 378.4 389.7

2019 347.9 355.5 353.7

2018 2 402.0 2 145.4 2 341.2 2 431.6 2 681.3 2 555.3 2 671.3 2 705.2 2 477.0 2 817.9 2 630.2 2 756.7

2019 2 568.5 2 414.5 2 634.1

2018 247.2 230.1 248.5 281.3 274.8 250.8 227.9 241.9 249.7 255.4 231.1 229.9

2019 211.3 191.6 222.6

2018 1 034.3 978.8 1 057.6 1 128.8 1 272.8 1 158.6 1 224.9 1 309.2 1 129.8 1 282.0 1 140.1 1 101.1

2019 1 093.2 1 043.1 1 102.4

2018 57.8 58.1 63.8 65.6 69.0 81.6 108.3 97.5 80.6 84.0 66.8 82.82019 58.5 58.2 66.6

2018 - 125.8 66.1 79.4 153.3 28.3 146.9 40.9 106.3 59.0 - 53.0 20.5 188.52019 - 113.8 61.8 64.0

Withdrawals for remuneration of labor and other payments and expenses that are not reflected in the remuneration of labor fund; withdrawals for payments of pensions, benefits

Withdrawals from current (settlement) bank accounts of natural persons

Withdrawals from bank deposits of natural persons

Withdrawals for foreign exchange operations

Withdrawals for other purposes

Issue result

Table 6.3

Indicators Characterizing Cash Circulation in the Republic of Belarus BYN m

Cash inflows to the cash offices of banks, non-bank financial institutions

Inflows from legal persons, independent entrepreneurs, natural persons

Inflows to current (settlement) bank accounts and bank deposits of natural persons

Inflows from foreign exchange operations

Cash withdrawals from the cash offices of banks, non-bank financial institutions 200

Statistics Bulletin

Indicators Years JanuaryJanuary – February

January – March

January – April

January – May

January – June

January – July

January – August


January – October



2018 4 193.2 7 871.4 11 823.2 15 909.7 20 523.3 24 768.8 29 294.9 33 934.0 38 182.0 43 046.7 47 472.9 51 844.5

2019 4 393.2 8 394.3 12 709.7including:

2018 2 906.6 5 475.6 8 245.7 11 103.4 14 402.5 17 366.8 20 533.5 23 737.5 26 594.2 29 900.6 32 853.5 35 748.4

2019 2 983.3 5 659.4 8 514.0

2018 433.6 860.1 1 309.6 1 783.0 2 275.4 2 742.8 3 202.7 3 721.4 4 178.5 4 699.8 5 197.3 5 680.8

2019 507.9 1 027.7 1 577.8

2018 853.0 1 535.7 2 267.9 3 023.3 3 845.4 4 659.2 5 558.7 6 475.0 7 409.3 8 446.4 9 422.0 10 415.42019 902.0 1 707.3 2 617.9

2018 4 067.4 7 811.7 11 842.9 16 082.7 20 724.6 25 117.0 29 684.1 34 429.4 38 736.4 43 548.1 47 994.8 52 554.9

2019 4 279.4 8 342.3 12 721.7including:

2018 326.1 658.0 978.0 1 310.6 1 654.7 2 000.8 2 335.3 2 726.9 3 096.7 3 469.1 3 847.4 4 237.1

2019 347.9 703.4 1 057.1

2018 2 402.0 4 547.4 6 888.6 9 320.2 12 001.5 14 556.8 17 228.1 19 933.3 22 410.3 25 228.2 27 858.4 30 615.1

2019 2 568.5 4 983.0 7 617.1

2018 247.2 477.3 725.8 1 007.1 1 281.9 1 532.7 1 760.6 2 002.5 2 252.2 2 507.5 2 738.7 2 968.6

2019 211.3 403.0 625.6

2018 1 034.3 2 013.1 3 070.6 4 199.5 5 472.3 6 630.9 7 855.8 9 165.0 10 294.8 11 576.7 12 716.9 13 818.02019 1 093.2 2 136.2 3 238.6

2018 57.8 115.9 179.9 245.3 314.2 395.8 504.3 601.7 682.4 766.6 833.4 916.12019 58.5 116.7 183.3

2018 - 125.8 - 59.7 19.7 173.0 201.3 348.2 389.2 495.4 554.4 501.4 521.9 710.42019 - 113.8 - 52.0 12.0

Source: statistical reports relative to cash turnover of a bank (non-bank financial institution) (Form 0520).

Withdrawals for foreign exchange operations

Withdrawals for other purposes

Issue result

BYN m

Cash inflows to the cash offices of banks, non-bank financial institutions

Inflows from legal persons, independent entrepreneurs, natural persons

Inflows to current (settlement) bank accounts and bank deposits of natural persons

Inflows from foreign exchange operations

Withdrawals for remuneration of labor and other payments and expenses that are not reflected in the remuneration of labor fund; withdrawals for payments of pensions, benefits

Withdrawals from current (settlement) bank accounts of natural persons

Withdrawals from bank deposits of natural persons

Cash withdrawals from the cash offices of banks, non-bank financial institutions

Table 6.3 cont'd201

Statistics Bulletin

Statistics Bulletin

202

7. METHODOLOGICAL NOTES TO STATISTICS BULLETIN TABLES

Section 1. Monetary Indicators of the Republic of Belarus

Tables Survey of the National Bank of the Republic of Belarus,

Dynamics of Survey Indicators of the National Bank of the Republic of Belarus, Survey of Other Depository Organizations of the Republic of Belarus,

Dynamics of Survey Indicators of Other Depository Organizations of the Republic of Belarus, Survey of Depository Organizations of the Republic of Belarus,

Dynamics of Survey Indicators of Depository Organizations of the Republic of Belarus General Provisions The tables contain aggregated indicators characterizing depository organizations in the economy of the

Republic of Belarus. The scheme of survey designed by the IMF as a standard of analytical presentation of monetary statistics

serves as a methodological framework for compilation of the said tables. The scheme provides for producing of key monetary aggregates on the basis of accounting data on operations and stock of the National Bank of the Republic of Belarus (hereinafter – the ”National Bank“) and other depository organizations1 in such a way as to present liabilities of depository organizations2 on the one side and claims on other sectors of the economy and non-residents of the Republic of Belarus – on the other side.

Such data presentation is used for analyzing the broad money and its structure, as well as credit investments, foreign assets and liabilities, and other assets and liabilities of depository organizations of the Republic of Belarus.

Table 1.1

Survey of the National Bank of the Republic of Belarus Table 1.4

Dynamics of Survey Indicators of the National Bank of the Republic of Belarus General Provisions The tables are compiled on the basis of the monthly consolidated balance sheet of the National Bank and

supplementary data thereto. Description of Selected Indicators Net foreign assets – the balance of asset-related and liability-related operations of the National Bank with

non-residents of the Republic of Belarus carried out in Belarusian rubles and foreign currency. Foreign assets include monetary gold (beginning from January 1, 2004, it is valued at the market price of

gold), foreign currency with the National Bank, and all kinds of funds placement with non-residents of the Republic of Belarus (credits and overdue and accrued interest thereon, deposits, correspondent accounts of the National Bank with non-resident banks of the Republic of Belarus, investments in securities issued by non-residents of the Republic of Belarus, funds provided under REPO operations, participation in the capital of non-resident banks of the Republic of Belarus, commercial credits and advances, as well as funds involved in settlements under operations with non-residents).

Foreign liabilities include all kinds of borrowings of the National Bank from non-residents of the Republic of Belarus (credits, deposits, correspondent accounts of non-resident banks with the National Bank, overdue and accrued interest thereon, and other borrowings in Belarusian rubles and foreign currency).

Net domestic claims – the aggregate of claims of the National Bank on other depository organizations, other financial organizations, nonfinancial organizations, resident natural persons of the Republic of Belarus, as well as net claims on general government in Belarusian rubles and foreign currency.

Net claims on general government – claims of the National Bank on the Government of the Republic of Belarus and local government of the Republic of Belarus minus obligations of the National Bank to the Government of the Republic of Belarus and local government of the Republic of Belarus.

Claims on general government - credits extended to the Government of the Republic of Belarus; investments of the National Bank in securities issued by the Government of the Republic of Belarus and local government of the Republic of Belarus; commercial credits and advances, as well as funds involved in settlements under operations with the general government of the Republic of Belarus.

Liabilities to general government – balances on the accounts of the republican and local budgets of the Republic of Belarus; deposits and other funds attracted from the Government of the Republic of Belarus and local government of the Republic of Belarus; external public loans (credits) obtained by the Government; and budgetary funds of the Union of Belarus and Russia.

Claims on other depository organizations – credits granted to other depository organizations of the Republic of Belarus (including extended and overdue debt thereon); deposits placed by the National Bank with other depository organizations of the Republic of Belarus, balances on the correspondent accounts of the National Bank with other depository organizations of the Republic of Belarus, accrued and overdue interest on credits, deposits, and funds held on correspondent accounts with other depository organizations of the Republic of Belarus; funds provided by the National Bank to other depository organizations of the Republic of Belarus under REPO operations; funds invested by the National Bank in securities of other depository organizations of the Republic of Belarus and interest thereon; derivatives involved in operations with other depository organizations of the Republic of Belarus; participation in the capital of other depository organizations of the Republic of Belarus; commercial credits and advances, as well as funds

1Banks; beginning from February 1, 2017 – banks and non-bank credit and financial organizations. 2 The National Bank and banks; beginning from February 1, 2017 – the National Bank, banks and non-bank credit and financial organizations.

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203

involved in settlements under operations with other depository organizations of the Republic of Belarus. Claims on other financial organizations 3 – credits and loans (including extended and overdue debt), accrued

and overdue interest on credits and loans granted to other financial organizations; funds provided to other financial organizations under REPO operations; funds invested by the National Bank in securities of other financial organizations and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with other financial organizations.

Claims on nonfinancial organizations – claims of the National Bank on public nonfinancial organizations and other nonfinancial organizations of the Republic of Belarus.

Claims on public nonfinancial organizations4 – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to public nonfinancial organizations of the Republic of Belarus; funds provided to public nonfinancial organizations of the Republic of Belarus under REPO operations; funds invested by the National Bank in securities of public nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with public nonfinancial organizations of the Republic of Belarus.

Claims on other nonfinancial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to other nonfinancial organizations of the Republic of Belarus; funds provided to other nonfinancial organizations of the Republic of Belarus under REPO operations; funds invested by the National Bank in securities of other nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with other nonfinancial organizations of the Republic of Belarus.

Claims on natural persons – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to resident natural persons of the Republic of Belarus; commercial credits and advances, as well as funds involved in settlements under operations with resident natural persons of the Republic of Belarus.

Monetary base – cash put in circulation by the National Bank (excluding balances at the cash office of the National Bank), balances on the accounts of required reserves deposited by other depository organizations of the Republic of Belarus with the National Bank, on correspondent accounts of other depository organizations of the Republic of Belarus with the National Bank, deposits on demand and precious metals deposits on demand; deposits included in broad money of other financial organizations and nonfinancial organizations.

Required reserves – monetary funds of other depository organizations of the Republic of Belarus transferred thereby to the required reserves with the National Bank as well as funds of other depository organizations of the Republic of Belarus placed on correspondent accounts with the National Bank in the national currency (Resolution of the Board of the National Bank of the Republic of Belarus No. 781 dated December 30, 2015).

Other sectors’ deposits – deposits included in broad money of other financial organizations, nonfinancial organizations of the Republic of Belarus placed with the National Bank.

Securities, other than shares, excluded from the monetary base and broad money – securities issued by the National Bank in portfolios of other depository organizations of the Republic of Belarus and other financial organizations.

Deposits excluded from the monetary base and broad money – monetary funds of other depository organizations of the Republic of Belarus and other financial organizations placed on deposit accounts, including precious metals and precious stones deposits.

Shares and other equity include authorized and reserve funds, other funds set up in compliance with the Statute of the National Bank, results of revaluation of securities and monetary funds in foreign currency, financial results of the current year, profit of previous years less the loss of previous years.

Other items (net) – the balance of assets and liabilities items that are not included in the above aggregates and that characterize operations aimed at ensuring the activity of the National Bank (accounts intended for fixed assets, non-monetary gold, and other non-financial assets, accounts payable with respect to operations related to economic activity, as well as the balance of interbranch settlements, incomes and expenses of future periods, and other items).

Table 1.2

Survey of Other Depository Organizations of the Republic of Belarus Table 1.6

Dynamics of Survey Indicators of Other Depository Organizations of the Republic of Belarus General Provisions Survey of other depository organizations of the Republic of Belarus is compiled on the basis of the monthly

consolidated balance sheet of other depository organizations (including those in the process of liquidation) and supplementary data thereto.

Description of Selected Indicators Net foreign assets – the balance of other depository organizations’ assets and liabilities transactions with non-

residents of the Republic of Belarus in Belarusian rubles and foreign currency. Foreign assets – foreign currency cash at cash offices of other depository organizations of the Republic of

Belarus and balances on the accounts thereof with respect to operations with non-residents of the Republic of Belarus carried out in foreign currency, Belarusian rubles, precious metals and precious stones (funds on correspondent accounts, deposits and other kinds of funds placement with non-resident banks of the Republic of Belarus; funds provided to non-resident banks of the Republic of Belarus under REPO operations; credits extended to non-resident 3 Sector of other financial organizations is a general term for organizations engaged in financial operations, including such institutions as stock exchanges, currency exchanges, investment funds, non-state pension funds, insurance and reinsurance companies – mutual insurance companies, dealer and broker offices, leasing companies, and others. 4 Public nonfinancial organizations – nonfinancial organizations, in which the state’s share amounts to 50% and more.

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204

banks of the Republic of Belarus as well as overdue and accrued interest thereon; investments in securities of non-residents of the Republic of Belarus; commercial credits and advances, as well as funds involved in settlements under operations with non-residents of the Republic of Belarus).

Foreign liabilities – funds attracted by other depository organizations of the Republic of Belarus from non-residents of the Republic of Belarus (credits, deposits, funds provided under REPO operations, precious metals and precious stones deposits, other funds attracted from non-residents of the Republic of Belarus and interest accrued thereon in Belarusian rubles and foreign currency).

Net domestic claims – the aggregate of other depository organizations’ claims on other financial organizations, nonfinancial organizations, and resident natural persons of the Republic of Belarus, as well as net claims on the National Bank, and net claims on general government in Belarusian rubles and foreign currency.

Net claims on general government – claims of other depository organizations of the Republic of Belarus on the Government of the Republic of Belarus and local government of the Republic of Belarus less obligations of other depository organizations of the Republic of Belarus thereto.

Claims on general government – funds invested in securities issued by the Government of the Republic of Belarus and local government of the Republic of Belarus, credits extended to local government, commercial credits and advances, as well as funds involved in settlements under operations with general government.

Liabilities to general government – balances on the accounts of general government and interest accrued thereon.

Claims on other financial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to other financial organizations; funds provided to other financial organizations under REPO operations; funds invested by other depository organizations of the Republic of Belarus in securities of other financial organizations and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with other financial organizations.

Claims on nonfinancial organizations – claims of other depository organizations of the Republic of Belarus on public nonfinancial organizations and other nonfinancial organizations of the Republic of Belarus.

Claims on public nonfinancial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to public nonfinancial organizations of the Republic of Belarus; funds provided to public nonfinancial organizations under REPO operations; funds invested by other depository organizations of the Republic of Belarus in securities of public nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with public nonfinancial organizations of the Republic of Belarus.

Claims on other nonfinancial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to other nonfinancial organizations of the Republic of Belarus; funds provided to other nonfinancial organizations under REPO operations; funds invested by other depository organizations of the Republic of Belarus in securities of other nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with nonfinancial organizations of the Republic of Belarus.


Net claims on the National Bank – the balance of mutual claims and liabilities of other depository organizations of the Republic of Belarus and the National Bank with respect to the received and placed monetary funds, including extended and overdue debt, funds provided under repo operations as well as overdue and accrued interest thereon, commercial credits and advances, as well as funds involved in settlements under operations with the National Bank.

Liabilities included in the broad money – deposits, including precious metals deposits, of other financial organizations, nonfinancial organizations (excluding those financed out of state budgetary funds), and resident natural persons of the Republic of Belarus; securities issued by other depository organizations and placed with other financial organizations, nonfinancial organizations (excluding those financed out of state budgetary funds), and resident natural persons of the Republic of Belarus.

Deposits excluded from the broad money – deposits, inclusive of precious metals and precious stones deposits, of other financial organizations, nonfinancial organizations, and resident natural persons of the Republic of Belarus placed with other depository organizations that undergo the liquidation process, deposits for which withdrawals are restricted during the long period of time.

Loans – liabilities of other depository organizations (funds received under REPO operations, credits and loans) to other financial organizations, nonfinancial organizations, and resident natural persons of the Republic of Belarus.

Shares and other equity include authorized and reserve funds, other depository organizations development funds, other funds, as well as the results of securities and foreign currency funds revaluation, financial performance of the year under review, and profit of previous years less the loss of previous years.

Other items (net) – the balance of assets and liabilities items that are not included in the above aggregates and that characterize operations between other depository organizations aimed at ensuring the activity of such organizations (accounts intended for fixed assets, gold, and other nonfinancial assets, accounts payable with respect to operations related to economic activity, as well as the balance of interbranch settlements, incomes and expenses of future periods, and other items).

Table 1.3

Survey of Depository Organizations of the Republic of Belarus Table 1.7

Dynamics of Survey Indicators of Depository Organizations of the Republic of Belarus

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General Provisions The tables result from consolidated data provided in tables ”Survey of the National Bank of the Republic of

Belarus“ and ”Survey of Other depository organizations of the Republic of Belarus“ (data are consolidated by deducting all mutual claims and liabilities between other depository organizations and the National Bank and by adding up their operations with other sectors of the economy and non-residents of the Republic of Belarus). They are based on data from the accounting balance sheet of the National Bank issued monthly, the balance sheet of Belarusian other depository organizations consolidated on a monthly basis (including other depository organizations in the process of liquidation), additional information intended for the balance sheets of the National Bank and other depository organizations of the Republic of Belarus, as well as data provided by the International Monetary Fund.

Description of Selected Indicators Net foreign assets – the balance of assets and liabilities transactions of the National Bank of the Republic of

Belarus and other depository organizations with non-residents of the Republic of Belarus in foreign currency and Belarusian rubles.

Net domestic claims – the aggregate of claims of depository organizations of the Republic of Belarus on other financial organizations, nonfinancial organizations, and resident natural persons of the Republic of Belarus, as well as net claims of depository organizations on general government in Belarusian rubles and foreign currency.

Net claims on general government – claims of depository organizations of the Republic of Belarus on general government of the Republic of Belarus less liabilities of depository organizations thereto.

Claims on other financial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to other financial organizations; funds provided to other financial organizations under REPO operations; funds invested by depository organizations of the Republic of Belarus in securities of other financial organizations and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with other financial organizations.

Claims on nonfinancial organizations – claims of depository organizations of the Republic of Belarus on public nonfinancial organizations and other nonfinancial organizations of the Republic of Belarus.

Claims on public nonfinancial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to public nonfinancial organizations of the Republic of Belarus; funds provided to public nonfinancial organizations under REPO operations; funds invested by depository organizations of the Republic of Belarus in securities of public nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with public nonfinancial organizations of the Republic of Belarus.

Claims on other nonfinancial organizations – credits and loans (including extended and overdue debt), accrued and overdue interest on credits and loans granted to other nonfinancial organizations of the Republic of Belarus; funds provided to other nonfinancial organizations under REPO operations; funds invested by depository organizations of the Republic of Belarus in securities of other nonfinancial organizations of the Republic of Belarus and interest accrued thereon; commercial credits and advances, as well as funds involved in settlements under operations with other nonfinancial organizations of the Republic of Belarus.


The terms ”Broad money“, ”Cash in circulation“, ”Transferable deposits“, ”Other deposits“, ”Securities issued by other depository organizations“, ”Deposits in foreign currency“, and ”Precious metals deposits “ are provided in the notes to the table ”Dynamics of Broad Money Indicators“.

Deposits excluded from the broad money – monetary funds of other financial organizations placed on deposit accounts, including precious metals and precious stones deposits, with the National Bank; deposits, inclusive precious metals deposits, of other financial organizations, nonfinancial organizations, and resident natural persons of the Republic of Belarus placed with other depository organizations that undergo the liquidation process; deposits the withdrawals of which are restricted during the long period of time.

Securities, other than shares, excluded from the broad money – securities issued by the National Bank in portfolios of Belarusian other financial organizations.

Loans – liabilities of other depository organizations (funds received under REPO operations, credits and loans) to other financial organizations, nonfinancial organizations, and resident natural persons of the Republic of Belarus.

Shares and other equity – comprise authorized and reserve funds, other funds, as well as the results of securities and foreign currency funds revaluation, financial performance of the year under review, and profit of previous years less the loss of previous years of depository organizations of the Republic of Belarus.

Other items (net) – the balance of mutual claims and liabilities of the National Bank and other depository organizations of the Republic of Belarus as well as the balance of other assets and liabilities that are not included in the above-mentioned aggregates and that characterize operations aimed at ensuring the activity of depository organizations.

Table 1.8

Dynamics of Broad Money Indicators Table 1.9

Dynamics of Broad Money Structure Table 1.10

Dynamics of Average Broad Money Indicators (monthly) Table 1.11

Dynamics of Average Broad Money Indicators (progressive total) Table 1.12

Dynamics of Ruble Money Supply Structure General Provisions

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The tables contain information on the volume, structure, and dynamics of broad money. Broad money – the aggregate of monetary funds in the Belarusian rubles and foreign currency used for paying

for goods, works and services, as well as saving by resident legal and natural persons of the Republic of Belarus. Monetary aggregates М0, М1, М2 and М2* are calculated in Belarusian rubles, while M3, in addition,

includes deposits in foreign currency, funds in securities in foreign currency, and precious metals deposits. As liquidity declines, aggregates expand.

Basic reference points for definition of monetary aggregates are data of the consolidated balance sheet of the National Bank and the consolidated balance sheet of other depository organizations of the Republic of Belarus. Deposits of legal and natural persons with other depository organizations that are in the process of liquidation are excluded from the monetary aggregates.

In the calculation of the average broad money for a month the formula of average chronological for n = 5 is used:

⋯, where

y1 ... y5 are the value of indicator of the broad money respectively on the 1st, 8th, 15th, 22nd of the settlement

month and the 1st day of the month following the settlement one. In the calculation of indicators of the average broad money on a cumulative total from the beginning of the

year – according to the formula of the average chronological for n = m * 4 + 1, where m – the ordinal number of the month.

Description of Selected Indicators Legal persons – non-bank financial organizations, public profit-making organizations (excluding budgetary organizations), private profit-making organizations, non-profit-making organizations, and independent entrepreneurs of the Republic of Belarus. Transferable deposits – monetary funds in Belarusian rubles and foreign currency held by natural and legal persons with depository organizations in line with legislation which may be repaid on first demand without payment of any fine, are subject to no restrictions, and may be used directly to make payments. They include balances of current (settlement) accounts, accounts designed to record demand deposits, and other client’s accounts (temporary accounts, and charitable accounts of legal and natural persons).

Other deposits – time deposits and deposits in escrow (excluding transferable deposits) placed by natural and legal persons in depository organizations in line with legislation, that are confirmed by banking deposit agreement and bear interest, as well as balances of other clients’ accounts (designed to carry out settlements in the form of the letter of credit, clients’ trust management accounts, and accounts designed to record funds received as collateral).

Securities issued by other depository organizations include securities in Belarusian rubles and foreign currency issued by other depository organizations of the Republic of Belarus and placed among natural and legal persons of the Republic of Belarus.

Deposits in foreign currency include transferable and other deposits in foreign currency held by natural and legal persons with depository organizations of the Republic of Belarus.

Precious metals deposits include demand precious metals deposits and time deposits and precious metals deposits in escrow held by natural and legal persons with depository organizations in line with legislation, and natural and legal persons’ unallocated bullion accounts.

M0 (cash in circulation) – the most liquid part of money supply available for immediate use as a means of payment. It includes banknotes and coins in circulation held by natural persons and at legal persons’ cash offices, excluding cash at cash offices of depository organizations of the Republic of Belarus.

M1 – М0 plus transferable deposits in Belarusian rubles held by natural and legal persons at depository organizations of the Republic of Belarus.

M2 (money supply according to the national methodology) – M1 plus other deposits in Belarusian rubles held by natural and legal persons at depository organizations of the Republic of Belarus.

М2* (ruble money supply) – M2 plus legal and natural persons’ funds in Belarusian rubles securities issued by other depository organizations of the Republic of Belarus in Belarusian rubles.

M3 (broad money) – М2* plus transferable deposits, other deposits in foreign currency, precious metals deposits, and legal and natural persons’ funds in securities issued by other depository organizations of the Republic of Belarus in foreign currency.

Table 1.13

Deposits of Sectors of the Economy in Banks of the Republic of Belarus General Provisions Table ”Deposits of Sectors of the Economy in Banks of the Republic of Belarus“ shows the amount of deposits

in Belarusian rubles and in foreign currency attracted by banks of the Republic of Belarus (including banks that are in the process of liquidation) from resident legal (excluding general government and other depository organizations) and resident natural persons of the Republic of Belarus with a breakdown by the sectors of the economy.

The source of information for calculation of the amount of deposits by the sectors of the economy placed with banks of the Republic of Belarus is the consolidated balance sheet of banks of the Republic of Belarus.

Description of Selected Indicators Deposits of public profit-making enterprises include monetary funds of public profit-making enterprises

(profit-making organizations, in which the public share totals 50% or more) on accounts (current (settlement) accounts, accounts designed to record deposits, temporary accounts, trust management accounts, charitable accounts, accounts designed to carry out settlements in the form of the letter of credit, and accounts designed to carry out settlements by

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checks) with banks of the Republic of Belarus, as well as funds on current (settlement) accounts and accounts designed to record deposits obtained from the republican and local budgets.

Deposits of private sector enterprises include monetary funds of private sector enterprises (profit-making organizations, in which the public share totals less than 50%, non-profit-making organizations, and independent entrepreneurs) on accounts (current (settlement) accounts, accounts designed to record deposits, temporary accounts, trust management accounts, charitable accounts, accounts designed to carry out settlements in the form of the letter of credit, and accounts designed to carry out settlements by checks) with banks of the Republic of Belarus, as well as funds on current (settlement) accounts and accounts designed to record deposits obtained from the republican and local budgets.

Deposits of natural persons include monetary funds of natural persons on accounts (current (settlement) accounts, accounts designed to record deposits, temporary accounts, trust management accounts, charitable accounts, accounts designed to carry out settlements in the form of the letter of credit, and accounts designed to carry out settlements by checks) with banks of the Republic of Belarus as well as funds on current (settlement) accounts and accounts designed to record deposits obtained from the republican and local budgets.

Deposits of other financial organizations include monetary funds of other financial organizations on accounts (current (settlement) accounts, accounts designed to record deposits, temporary accounts, trust management accounts, charitable accounts, accounts designed to carry out settlements in the form of the letter of credit, and accounts designed to carry out settlements by checks) with banks of the Republic of Belarus as well as funds on current (settlement) accounts and accounts designed to record deposits obtained from the republican and local budgets.

Table 1.14

Survey of Insurance Organizations of the Republic of Belarus Table 1.18

Dynamics of Survey Indicators of Insurance Organizations of the Republic of Belarus General Provisions Quaterly reports of insurance organizations presented to the National Bank in the form of state statistical

reporting 4-c (the National Bank) ”Report on the Composition of the Insurer’s Assets and Liabilities“ are the source of information for compiling the survey of insurance organizations of the Republic of Belarus.

Table ”Survey of insurance organizations of the Republic of Belarus“ is compiled on a quarterly basis. Description of Selected Indicators Net foreign assets – balance of insurance organizations’ assets and liabilities transactions with non-residents

of the Republic of Belarus. Foreign assets – foreign currency cash at cash offices of insurance organizations of the Republic of Belarus

and balances of accounts of insurance organizations on operations in foreign currency and Belarusian rubles with non-residents of the Republic of Belarus, as well as the amounts owed by non-residents of the Republic of Belarus to insurance organizations of the Republic of Belarus on reinsurance operations.

Foreign liabilities include obligations of insurance organizations of the Republic of Belarus to non-residents and insurance technical reserves created under insurance and reinsurance agreements with non-residents; and the amounts owed by insurance organizations of the Republic of Belarus on reinsurance operations with non-residents of the Republic of Belarus.

Net domestic claims – the entirety of insurance organizations’ claims on depository organizations, nonfinancial organizations, and natural persons and net claims in Belarusian rubles and foreign currency on general government.

Net claims on general government – insurance organizations’ claims on the Government of the Republic of Belarus and local government of the Republic of Belarus less obligations of insurance organizations to general government.

Claims on general government – investments in securities issued by the Government of the Republic of Belarus and local government of the Republic of Belarus and other accounts receivable on operations with the Government of the Republic of Belarus and local government of the Republic of Belarus.

Liabilities to general government – accounts payable by insurance organizations to the Government of the Republic of Belarus and local government of the Republic of Belarus.

Claims on other sectors include insurance organizations’ investments in securities (excluding shares) of nonfinancial organizations; participation of insurance organizations in the capital of nonfinancial organizations; and other accounts receivable and funds in settlements of operations with nonfinancial organizations, and natural persons.

Claims on depository organizations include balances in Belarusian rubles in cash offices of insurance organizations, transferable and other deposits of insurance organizations held with other depository organizations of the Republic of Belarus, insurance organizations’ investments in securities of depository organizations of the Republic of Belarus, and participation in the capital of other depository organizations of the Republic of Belarus.

Insurance technical reserves – insurance organizations’ funds designed to meet obligations to the resident insurers (nonfinancial organizations, natural persons, and other financial organizations (excluding insurance organizations).

Loans – credits granted to insurance organizations by other depository organizations of the Republic of Belarus.

Shares and other equity include authorized and reserve funds, other funds, targeted financing and transfers to the funds established in compliance with legislation, financial performance in the current year, and profit of previous years minus losses of previous years.

Other items (net) include balance of assets and liabilities items which are not included in the above-mentioned aggregates – transactions associated with the functioning of insurance organizations (accounting items designed to record fixed assets (less amortization), capital investments and other economic expenditures, and deferred

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incomes and expenditures). Table 1.15

Survey of Leasing Organizations of the Republic of Belarus Table 1.19

Dynamics of Survey Indicators of Leasing Organizations of the Republic of Belarus General Provisions Quaterly reporting of leasing organizations ”Report on the Composition of Assets and Liabilities“ submitted to

the National Bank is the source of information for compiling the survey of leasing organizations of the Republic of Belarus.

The organizations, the main economic activities of which are ”leasing activities“, are included in the survey of leasing organizations of the Republic of Belarus.

Table ”Survey of leasing organizations of the Republic of Belarus“ is compiled on a quarterly basis. Description of Selected Indicators Net foreign assets – balance of leasing organizations’ assets and liabilities transactions with non-residents of

the Republic of Belarus. Foreign assets – foreign currency cash at cash offices of leasing organizations of the Republic of Belarus and

balances of accounts of leasing organizations on operations in foreign currency and Belarusian rubles with non-residents of the Republic of Belarus, as well as the amounts owed by non-residents of the Republic of Belarus to leasing organizations of the Republic of Belarus on leasing operations.

Foreign liabilities include obligations of leasing organizations of the Republic of Belarus to non-residents; the amounts owed by leasing organizations of the Republic of Belarus on leasing operations with non-residents of the Republic of Belarus.

Net domestic claims – the aggregate amount of leasing organizations ’ claims on depository organizations, nonfinancial organizations, and natural persons and net claims in Belarusian rubles and foreign currency on general government.

Net claims on general government – leasing organizations ’ claims on the Government of the Republic of Belarus and local government of the Republic of Belarus less obligations of leasing organizations to general government.

Claims on general government – investments in securities issued by the Government of the Republic of Belarus and local government of the Republic of Belarus; the amounts owed by general government on leasing operations; other accounts receivable on operations with the Government of the Republic of Belarus and local government of the Republic of Belarus.

Liabilities to general government – accounts payable by leasing organizations to the Government of the Republic of Belarus and local government of the Republic of Belarus.

Claims on other sectors include leasing organizations ’ investments in securities (excluding shares) of nonfinancial organizations; participation of leasing organizations in the capital of nonfinancial organizations; the amounts owed by nonfinancial organizations and natural persons on leasing operations; other accounts receivable and funds in settlements of operations with nonfinancial organizations, and natural persons.

Claims on depository organizations include balances in Belarusian rubles in cash offices of leasing organizations ; transferable and other deposits of leasing organizations held with other depository organizations of the Republic of Belarus; the amounts owed by depository organizations on leasing operations; leasing organizations ’ investments in securities of depository organizations of the Republic of Belarus; participation in the capital of other depository organizations of the Republic of Belarus.

Loans – credits granted to leasing organizations by other depository organizations of the Republic of Belarus. Shares and other equity include authorized and reserve funds, other funds, targeted financing and transfers to

the funds established in compliance with legislation, financial performance in the current year, and profit of previous years less losses of previous years.

Other items (net) include balance of items involving assets and liabilities, which are not included in the above-mentioned aggregates – transactions associated with ensuring of functioning of leasing organizations (accounting items designed to record fixed assets (less amortization), capital investments and other economic expenditures, and deferred incomes and expenditures).

Table 1.16 Survey of Other Financial Organizations of the Republic of Belarus

Table 1.20 Dynamics of Survey Indicators of Other Financial Organizations of the Republic of Belarus

General Provisions

Quarterly state statistical reporting of insurance organizations according to the form 4-c (the National Bank) ”Report on the Composition of the Insurer’s Assets and Liabilities“; reporting of The Agency of Deposit Compensation; balance sheet of JSC ”Development Bank of the Republic of Belarus“ and additional data thereto; balance sheet of JSC ”Belarusian Currency and Stock Exchange“ and additional data thereto; balance sheet of JSC “Assets Management Agency” and additional data thereto; reporting of leasing organizations ”Report on the Composition of Assets and Liabilities“ are the source of information for compiling the survey of other financial organizations of the Republic of Belarus.

Table ”Survey of Other Financial Organizations of the Republic of Belarus“ is compiled on a quarterly basis. The survey of other financial organizations of the Republic of Belarus was earlier compiled according to the

data of insurance organizations of the Republic of Belarus; beginning from January 1, 2012 – was compiled based on the information of insurance organizations of the Republic of Belarus, JSC ”Development Bank of the Republic of

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Belarus“, and The Agency of Deposit Compensation; beginning from January 1, 2013 – based on the information of insurance organizations of the Republic of Belarus, JSC ”Development Bank of the Republic of Belarus“, The Agency of Deposit Compensation, and JSC ”Belarusian Currency and Stock Exchange“; beginning from January 1, 2015 – based on the information of insurance organizations of the Republic of Belarus, JSC ”Development Bank of the Republic of Belarus“, The Agency of Deposit Compensation, JSC ” Belarusian Currency and Stock Exchange“, and leasing organizations of the Republic of Belarus.

Beginning from January 1, 2018 the survey of other financial organizations of the Republic of Belarus is compiled based on the information of insurance organizations of the Republic of Belarus, JSC ”Development Bank of the Republic of Belarus“, The Agency of Deposit Compensation, JSC ”Belarusian Currency and Stock Exchange“, and leasing organizations of the Republic of Belarus and JSC “Assets Management Agency” (hereinafter – “other financial organizations”).

Description of Selected Indicators Net foreign assets – balance of assets and liabilities transactions of other financial organizations with non-

residents of the Republic of Belarus. Foreign assets – foreign currency cash at cash offices of other financial organizations of the Republic of

Belarus; balances of accounts of other financial organizations of the Republic of Belarus on operations in foreign currency and Belarusian rubles with non-residents of the Republic of Belarus; and the amounts owed by non-residents of the Republic of Belarus to other financial organizations of the Republic of Belarus.

Foreign liabilities include obligations of other financial organizations of the Republic of Belarus to non-residents and insurance reserves created under insurance and reinsurance agreements with non-residents; and the amounts owed by other financial organizations of the Republic of Belarus to non-residents of the Republic of Belarus.

Net domestic claims include the entirety of other financial organizations’ claims on depository organizations, nonfinancial organizations, and natural persons and net claims in Belarusian rubles and foreign currency on general government.

Net claims on general government – other financial organizations’ claims on the Government of the Republic of Belarus and local government of the Republic of Belarus less obligations of other financial organizations to general government.

Claims on general government include investments in securities issued by the Government of the Republic of Belarus and local government of the Republic of Belarus, the amounts owed by general government on leasing operations, other accounts receivable on transactions with the Government of the Republic of Belarus and local government of the Republic of Belarus.

Liabilities to general government include accounts payable by other financial organizations to the Government of the Republic of Belarus and local government of the Republic of Belarus.

Claims on other sectors include investments of other financial organizations in securities (excluding shares) of nonfinancial organizations; participation of other financial organizations in the capital of nonfinancial organizations; the amounts owed by non-financial organizations and natural persons on leasing operations; other accounts receivable and funds in settlements of operations with other nonfinancial organizations and natural persons.

Claims on depository organizations include balances in Belarusian rubles in cash offices of other financial organizations, transferable and other deposits of other financial organizations held with other depository organizations of the Republic of Belarus, the amounts owed by depository organizations on leasing operations, other financial organizations’ investments in securities of depository organizations of the Republic of Belarus, and participation in the capital of other depository organizations of the Republic of Belarus.

Insurance technical reserves include insurance organizations’ resources designed to meet obligations to the resident insurers (nonfinancial organizations, natural persons, and other financial organizations (excluding insurance organizations)).

Deposits – deposits including deposits of precious metals, other financial organizations, nonfinancial organizations and natural persons being residents of the Republic of Belarus to other financial organizations.

Securities, except for shares, outside financial sector – securities issued by other financial organizations of the Republic of Belarus in the portfolios of non-financial organizations and natural persons and placed with other financial organizations and nonfinancial organizations.

Loans – credits granted to other financial organizations by other depository organizations of the Republic of Belarus.

Shares and other equity include authorized and reserve funds, other funds, target financing and transfers to the funds established in compliance with legislation, financial performance in the current year, and profit of previous years less losses of previous years.

Other items (net) include balance of assets and liabilities items which are not included in the above-mentioned aggregates – transactions associated with the functioning of other financial organizations (accounting items designed to record fixed assets (less amortization), capital investments and other economic expenditures, and deferred incomes and expenditures).

Table 1.17

Survey of Financial Sector of the Republic of Belarus Table 1.21

Dynamics of Survey Indicators of Financial Sector of the Republic of Belarus General Provisions Table ”Survey of financial sector of the Republic of Belarus “ is compiled on the basis of consolidated data on

depository organizations and other financial organizations of the Republic of Belarus provided in tables ”Survey of depository organizations of the Republic of Belarus“ and ”Survey of Other Financial Organizations of the Republic of

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Belarus“ (consolidated by dint of deducting mutual claims and obligations among the National Bank, other depository organizations , insurance organizations of the Republic of Belarus, The Agency of Deposit Compensation, JSC “Development Bank of the Republic of Belarus”, JSC “Belarusian Currency and Stock Exchange”, leasing organizations and JSC “Assets Management Agency” and summing up their transactions with the sectors of the economy and non-residents of the Republic of Belarus).

Methodological basis for compiling the table is the Monetary and Financial Statistics Manual (IMF, 2000) that provides for compilation of the financial survey as the entirety of indicators reflecting the role of financial sector in the economy of the country.

Table ”Survey of financial sector of the Republic of Belarus“ is compiled on a quarterly basis. The survey of financial sector of the Republic of Belarus was earlier compiled according to the data of the National Bank, banks and insurance organizations of the Republic of Belarus; beginning from January 1, 2012 was compiled on the information of the National Bank, banks, insurance organizations of the Republic of Belarus, JSC “Development Bank of the Republic of Belarus”, and The Agency of Deposit Compensation; beginning from January 1, 2013 – based on the information of the National Bank, banks, insurance organizations of the Republic of Belarus, JSC “Development Bank of the Republic of Belarus”, The Agency of Deposit Compensation, and JSC “Belarusian Currency and Stock Exchange”; beginning from January 1, 2015 – based on the information of the National Bank, banks, insurance organizations of the Republic of Belarus, JSC ”Development Bank of the Republic of Belarus“, The Agency of Deposit Compensation, JSC ”Belarusian Currency and Stock Exchange“, leasing organizations; beginning from April 1, 2017 – based on the information of the National Bank, other depository organizations, insurance organizations of the Republic of Belarus, JSC ”Development Bank of the Republic of Belarus“, The Agency of Deposit Compensation, JSC ”Belarusian Currency and Stock Exchange“, leasing organizations.

Beginning from January 1, 2018 the survey of financial sector of the Republic of Belarus is compiled based on the information of the National Bank, other depository organizations, insurance organizations of the Republic of Belarus, JSC ”Development Bank of the Republic of Belarus“, The Agency of Deposit Compensation, JSC ” Belarusian Currency and Stock Exchange“, leasing organizations of the Republic of Belarus and JSC “Assets Management Agency” (hereinafter – the “financial sector”).

Description of Selected Indicators Net foreign assets – balance of assets and liabilities transactions of financial sector with non-residents of the

Republic of Belarus. Net domestic claims include the entirety of financial sector’s claims on nonfinancial organizations, and

natural persons and net claims in Belarusian rubles and foreign currency on general government. Net claims on general government – financial sector’s claims on the Government of the Republic of Belarus

and local government of the Republic of Belarus less obligations of financial sector to the Government of the Republic of Belarus and local government of the Republic of Belarus.

Claims on general government include credits granted to the Government of the Republic of Belarus, financial sector’s investments in securities issued by the Government of the Republic of Belarus and local government of the Republic of Belarus, the amounts owed by general government on leasing operations, commercial credits and payments made in advance and other accounts receivable on transactions with the Government of the Republic of Belarus and local government of the Republic of Belarus.

Liabilities to general government include balances of accounts of the republican and local budgets of the Republic of Belarus, deposits and other funds attracted from the Government of the Republic of Belarus and local government of the Republic of Belarus, resources of public and local budgetary and extra-budgetary funds, budgetary funds of the Union of Belarus and Russia, and accounts payable by financial sector to the Government of the Republic of Belarus and local government of the Republic of Belarus.

Claims on other sectors include credits and loans granted by financial sector of the Republic of Belarus to nonfinancial organizations, and natural persons of the Republic of Belarus; investments of financial sector of the Republic of Belarus in securities (including shares) of nonfinancial organizations; the amounts owed by non-financial organizations and natural persons on leasing operations; other accounts receivable and funds in settlements of operations with nonfinancial organizations, and natural persons.

Cash in circulation outside financial sector – the amount of cash put in circulation by the National Bank of the Republic of Belarus less the amount of money at the cash offices of the National Bank, other depository organizations, insurance organizations, The Agency of Deposit Compensation, JSC “Development Bank of the Republic of Belarus”, and JSC “Belarusian Currency and Stock Exchange”, leasing organizations and JSC “Assets Management Agency”.

Insurance technical reserves include the entirety of resources of insurance organizations of the Republic of Belarus designed to meet obligations to the resident insurers (other financial organizations, nonfinancial organizations, and natural persons).

Deposits include monetary funds of nonfinancial organizations, and natural persons on accounts (current (settlement) accounts, accounts designed to record deposits, temporary accounts, trust management accounts, charitable accounts, accounts designed to carry out settlements in the form of the letter of credit, and accounts designed to carry out settlements by checks) with depository organizations of the Republic of Belarus, as well as funds on current (settlement) accounts and accounts designed to record deposits obtained from the republican and local budgets.

Securities other than shares outside financial sector – securities issued by financial sector of the Republic of Belarus in portfolios of nonfinancial organizations, and natural persons.

Shares and other equity include authorized and reserve funds, other funds, financial performance in the current year, and profit of previous years less losses of previous years incurred by financial sector.

Other items (net) include balance of other liabilities and assets which are not included in the above-mentioned aggregates as well as the sum of differences in mutual obligations and claims of financial sector of the Republic of Belarus.

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Table 1.22

Dynamics of Customers’ and Banks’ Debts on Credits and Other Active Operations General Provisions Table “Dynamics of Customers’ and Banks’ Debts on Credits and Other Active Operations” contains

information that characterizes banks’ credit portfolio structure and quality (in national and foreign currencies). The source of information is data derived from balance sheets of banks of the Republic of Belarus (excluding banks in the process of liquidation).

Description of Selected Indicators Customers’ and banks’ debt on credits and other active operations is the sum of customers’ debt on credits

and other active operations and banks’ debt on credits and other active operations. Customers’ debt on credits and other active operations is a debt of legal and natural persons resulting from

credits and loans granted by banks, funds on repo operations, financial rent (leasing), operations with bills of exchange, factoring, operations with performance of obligations under bank guarantee, and other active operations. They are recorded in class II balance accounts as well as in customers’ current (settlement) active accounts and customer’s active accounts involving plastic card settlements.

Banks’ debt on credits and other active operations is a debt resulting from credits granted to other banks, deposits with other banks, leasing to other banks, and performed obligations of other banks, other active operations, and recorded in class I balance accounts.

Customers’ and banks’ overdue debt on credits and other active operations is a customers’ and banks’ overdue debt on credits and other active operations.

Share of overdue debt in customers’ and banks’ debt on credits and other active operations is the ratio of customers’ and banks’ overdue debt on credits and other active operations to customers’ and banks’ debt on credits and other active operations.

Table 1.23

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy

Table 1.24 Dynamics of Overdue and Extended Debt on Credits Granted by Banks of the Republic of Belarus

by Sectors of the Economy Table 1.25

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Natural Persons

Table 1.26 Dynamics of Overdue and Extended Debt on Credits Granted by Banks of the Republic of Belarus

to Natural Persons

General Provisions

Tables show the amount of debt of sectors of the economy on credits granted to them by banks of the Republic of Belarus, including overdue and extended debt, as well as data on the indebtedness of the sectors of the economy, reflected in the accounts for the recording of extended and overdue debts in Belarusian rubles and foreign currency.

The source of information is the consolidated balance sheet of banks of the Republic of Belarus (including banks that are in the process of liquidation).

Description of Selected Indicators Short-term credits are credits whose term of repayment in full is specified in advance in the credit agreement

(up to one year, inclusively) as well as the credits granted under revolving credit lines and overdraft crediting, excluding credits whose term of repayment specified in advance in the credit agreement exceeds one year at least for one of its parts.

Long-term credits are other credits excluding credits classified as short-term credits. Short- and long-term credits are granted to clients-residents of the Republic of Belarus (except for general

government and other depository organization). Public commercial enterprises - commercial organizations with a share of public ownership of 50 percent or

more. Private sector enterprises are commercial organizations with a public ownership share of less than 50

percent, non-profit organizations and individual entrepreneurs. Overdue and extended debt on credits granted by banks to the sectors of the economy– debt of sectors of

the economy on credits which is recorded in overdue and extended debt accounts.

Table 1.27

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National and Foreign Currencies (by Form of Ownership)

Table 1.28

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Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National Currency (by Form of Ownership)

Table 1.29 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in Foreign Currency

(by Form of Ownership) Table 1.30

Dynamics of Credits Provision by Banks of the Republic of Belarus in National and Foreign Currencies (by Form of Ownership)

Table 1.31 Dynamics of Credits Provision by Banks of the Republic of Belarus in National Currency

(by Form of Ownership) Table 1.32

Dynamics of Overdue and Extended Debt on Credits Granted by Banks of the Republic of Belarus in National and Foreign Currencies (by Form of Ownership)

Table 1.33 Dynamics of Overdue and Extended Debt on Credits Granted by Banks of the Republic of Belarus in

National Currency (by Form of Ownership) Table 1.34

Dynamics of Overdue and Extended Debt on Credits Granted by Banks of the Republic of Belarus in Foreign Currency (by Form of Ownership)

General Provisions These tables contain data characterizing provision of credits to the customers-residents of the Republic of

Belarus by banks of the Republic of Belarus. Information on the volume of provided credits and remaining debt on short-term and long-term credits as at the reporting date is given in the breakdown by the types of currencies (national and foreign currencies), forms of ownership (public and private).

Information is created on the basis of the monthly reports of banks (which are functioning in normal operation mode) provided in accordance with the Form 1702 ”Information on Credit Granted to the Economy and Operations Related to the Financial Leasing“.

Description of Selected Indicators Debt on Credits – debt of customers-residents of the Republic of Belarus (except for general government and

other depository organizations) to banks of the Republic of Belarus on all credits granted to them, including overdue and extended debt by form of ownership.

For definitions of ”short-term credits“ and ”long-term credits“ see notes to the Table ”Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy“. Provided Credits – the sum of credits granted to customers-residents of the Republic of Belarus (except for general government and other depository organizations) in the period under review by form of ownership.

Overdue and Extended Debt on Credits – debt of customers-residents of the Republic of Belarus (except for general government and other depository organizations) on credits, which is recorded in overdue and extended debt accounts by form of ownership.

Table 1.35

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National and Foreign Currencies (by Type of Economic Activity)

Table 1.36 Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in National Currency

(by Type of Economic Activity) Table 1.37

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus in in Foreign Currency (by Type of Economic Activity)

Table 1.38 Dynamics of Credits Provision by Banks of the Republic of Belarus in National and Foreign Currencies

(by Type of Economic Activity) Table 1.39

Dynamics of Credits Provision by Banks of the Republic of Belarus in National Currency (by Type of Economic Activity)


National and Foreign Currencies (by Type of Economic Activity) Table 1.41

Dynamics of Overdue and Extended Debt on Credits Granted by Banks of the Republic of Belarus in National Currency (by Type of Economic Activity)


Foreign Currency (by Type of Economic Activity)

General Provisions

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These tables contain data characterizing provision of credits (debts on credits and issuance of credits) to the customers-residents of the Republic of Belarus by type of activity in accordance with National Classifier of the Republic of Belarus NCRB 005-2006 ”Types of Economic Activity“ approved by Resolution of the State Committee for Standardization of the Republic of Belarus No. 65 dated December 28, 2006 (agriculture, hunting and forestry; mining industry; processing industry; production and distribution of energy, gas, and water; construction; trading and maintenance of cars, consumer products, and personal articles; real estate operations, leasing and provision of services to consumers; and other types of economic activity). Beginning from January, 2016 – according to the National Classifier of the Republic of Belarus NCRB 005-2011 ”Types of Economic Activity“ approved by Resolution of the State Committee for Standardization of the Republic of Belarus No. 85 dated December 5, 2011 (agriculture, fishing, and forestry; mining industry; manufacturing industry; production and distribution of energy, gas, steam, hot water, and conditioned air; water supply, collection, disposal and removal of wastes; activities on pollution disposal; construction; wholesale and retail trade, maintenance of cars and motorcycles; transport activities, stock-keeping, post and courier activities; real estate operations; and other types of economic activities).


Description of Selected Indicators Debt on Credits – debt of customers-residents of the Republic of Belarus (except for general government and

other depository organizations) to banks of the Republic of Belarus on all credits granted to them, including overdue and extended debt by type of economic activity.

For definitions of ”short-term credits“ and ”long-term credits“ see notes to the Table ”Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy“.

Provided Credits – the sum of credits granted to customers-residents of the Republic of Belarus (except for general government and other depository organizations) in the period under review by type of economic activity.

Overdue and Extended Debt on Credits – debt of customers-residents of the Republic of Belarus (except for general government and other depository organizations) on credits, which is recorded on overdue and extended debt accounts by type of economic activity.

Table 1.43

Dynamics of Debt on Credits Granted by Banks to small and medium businesses Table 1.44

Dynamics of Credits Provision by Banks to small and medium businesses Table 1.45

Dynamics of Overdue and Extended Debt on Credits Granted by Banks to small and medium businesses

General Provisions These tables contain data characterizing provision of credits (debts on credits and issuance of credits) to legal

persons and independent entrepreneurs which are small and medium businesses in accordance with the Law of the Republic of Belarus "On supporting small and medium businesses".


Description of Selected Indicators Debt on Credits – debt of customers-residents of the Republic of Belarus which are small and medium

businesses to banks of the Republic of Belarus on all credits granted to them, including overdue and extended debt. For definitions of ”short-term credits“ and ”long-term credits“ see notes to the Table ”Dynamics of Debt on

Credits Granted by Banks of the Republic of Belarus to Sectors of the Economy“. Provided Credits – the sum of credits granted to customers-residents of the Republic of Belarus which are small and medium businesses in the period under review.

Overdue and Extended Debt on Credits – debt of customers-residents which are small and medium businesses, on credits which is recorded in overdue and extended debt accounts.

Table 1.46

Dynamics of Debt on Credits Granted by Banks of the Republic of Belarus for construction (renovation) and acquisition of housing

Table 1.47 Dynamics of Credits Provision by Banks of the Republic of Belarus

for construction (renovation) and acquisition of housing Table 1.48

Dynamics of Overdue and Extended Debt on Credits Granted by Banks of the Republic of Belarus for construction (renovation) and acquisition of housing

General Provisions These tables contain data characterizing provision of credits to the customers-residents of the Republic of

Belarus by banks of the Republic of Belarus for construction (renovation) and acquisition of housing. Information is created on the basis of the monthly reports of banks (which are functioning in normal operation

mode) provided in accordance with the Form 1702 ”Information on Credit Granted to the Economy and Operations

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Related to the Financial Leasing“. Description of Selected Indicators Debt on Credits – debt of customers-residents of the Republic of Belarus (except for general government and

other depository organization) to banks of the Republic of Belarus for construction (renovation) and acquisition of housing all credits granted to them, including overdue and extended debt . Provided Credits – the sum of credits granted to customers-residents of the Republic of Belarus (except for general government and other depository organization) in the period under review.

Overdue and Extended Debt on Credits – debt of customers-residents (except for general government and other depository organization) on credits for construction (renovation) and acquisition of housing, which is recorded in overdue and extended debt accounts.

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Section 2. Major Indicators and Instruments of the National Bank of the Republic of Belarus Monetary Policy

The basic function of the National Bank of the Republic of Belarus is to develop and carry out, in concert with

the Government of the Republic of Belarus, a single monetary policy of the Republic of Belarus designed to maintain stable prices, ensure stability of the banking system of the Republic of Belarus, and ensure effective, reliable, and safe functioning of the payment system.

To implement this function, the National Bank of the Republic of Belarus employs a set of instruments and methods laid down in the Banking Code of the Republic of Belarus, i.e. interest rates on transactions of the National Bank of the Republic of Belarus in the financial market, norms of required reserves deposited in the National Bank of the Republic of Belarus, refinancing of banks, foreign exchange regulation, etc.

Table 2.1

Refinancing Rate of the National Bank of the Republic of Belarus General Provisions Data on the current rate of refinancing are published on the official web-site of the National Bank of the

Republic of Belarus following its establishment by the Board of the National Bank of the Republic of Belarus. Description of Selected Indicators The refinancing rate of the National Bank of the Republic of Belarus is the rate of the National Bank of the

Republic of Belarus, which is a base instrument of regulation of the level of interest rates in the money market and the basis for setting the interest rates under the transactions involving provision of liquidity to banks.

Table 2.3

Ratios of Required Reserves Placed on Deposit with the National Bank of the Republic of Belarus General Provisions The table “Ratios of Required Reserves Placed on Deposit with the National Bank of the Republic of Belarus”

shows dynamics of changes in the required reserves ratios with regard to the monetary resources attracted by banks from legal entities and natural persons in Belarusian Rubles and foreign exchange.

Description of Selected Indicators Banks’ required reserves (reserve requirements) held with the National Bank of the Republic of Belarus

constitute one of the basic instruments used to regulate the overall liquidity of the banking system and money supply in circulation, as well as to smooth fluctuations of interest rates in the money market.

Rules for the establishment by banks and non-bank financial institutions of the required reserves fund at the National Bank of the Republic of Belarus are approved by the Board of the National Bank.

Table 2.4

Belarusian Ruble Official Average Exchange Rate to Foreign Currencies General Provisions This table contains data on the official average exchange rate of the Belarusian Ruble to foreign currencies (the

Russian Ruble, the U.S. dollar, and the euro) calculated by the National Bank of the Republic of Belarus. Description of Selected Indicators The official average exchange rate of the Belarusian Ruble to the Russian Ruble, the U.S. dollar, and the

euro is calculated as a geometric mean of the official rates of the Belarusian Ruble to the Russian Ruble, the U.S. dollar, and the euro which were set by the National Bank of the Republic of Belarus and were in effect during each calendar month, except rest days and state holidays in the Republic of Belarus.

Table 2.5

Exchange Rate Indices of the Belarusian Ruble against Currencies of Major Trade Partners compared with December of the previous year

General Provisions Indices of exchange rates of the Belarusian Ruble against foreign currencies are calculated by making use of

official exchange rates of the Belarusian Ruble versus foreign currencies set by the National Bank of the Republic of Belarus versus currencies which are legal tender of major trade partners (against the Russian Ruble, the euro, the pound sterling, the Polish zloty, the Ukrainian hryvnia, Tenge and the US dollar). Real exchange rate indices are calculated both by making use of consumer price indices in the Republic of Belarus and foreign trade partners and by making use of producer price indices.

The geometric mean has been used in the calculations. Data on the dynamics of indices of the exchange rate of the Belarusian Ruble against currencies of major trade

partners are posted, along with their publication in the NBRB’s “Statistics Bulletin”, on the NBRB’s website in the Internet.

Description of Selected Indicators Index of the nominal exchange rate of the Belarusian Ruble (Belarusian Rubles per foreign currency unit) is

calculated as the ratio of the average nominal exchange rate of the Belarusian Ruble (Belarusian Rubles per foreign currency unit) in the period under review to the average nominal exchange rate of the Belarusian Ruble (Belarusian Rubles per foreign currency unit) in the reference period.

Index of the nominal effective exchange rate of the Belarusian Ruble (Belarusian Rubles per foreign currency unit) is calculated as the weighted geometric mean of indices of nominal exchange rates of the Belarusian Ruble (Belarusian Rubles per foreign currency unit) by making use of weighing coefficients of major trade partners.

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Index of the real exchange rate of the Belarusian Ruble (foreign currency per one Belarusian Ruble) is calculated, by making use of consumer price indices or producer price indices, as the quotient of the nominal exchange rate of the Belarusian Ruble (foreign currency per one Belarusian Ruble) by the ratio of the consumer price index (industrial producer prices) in the country where the foreign the currency is legal tender to the consumer price index (industrial producer prices) in the Republic of Belarus, in compliance with the following formula:

),)(())(()()(

BYPPICPI

iPPICPIiNERIiRER , where

RER(i) – index of the real exchange rate of the Belarusian Ruble against foreign currency of country i (foreign currency per one Belarusian Ruble); NERI(i) – index of the nominal exchange rate of the Belarusian Ruble against foreign currency of country i (foreign currency per one Belarusian Ruble); CPI(PPI)(BY) – the consumer price index (industrial producer prices) in the Republic of Belarus; and CPI(PPI)( (i) – the consumer price index (industrial producer prices) in country i. Index of the real effective exchange rate of the Belarusian Ruble (foreign currency per one Belarusian

Ruble) is calculated as the weighted geometric mean of indices of real exchange rates of the Belarusian Ruble by making use of weighing coefficients of major trade partners, in compliance with the following formula:

)()( iW

i

iRERREER , where

REER – index of the real effective exchange rate of the Belarusian Ruble (foreign currency per one Belarusian Ruble); RER(i) – index of the real exchange rate of the Belarusian Ruble against foreign currency of country i; and W(i) – weighing coefficient of country i, major trade partner.

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Section 3. Financial Markets Table 3.1

Weighted Average Belarusian Ruble Rate in Currency Market General Provisions This table contains information on the weighted average rate of the Belarusian Ruble to foreign currencies (the

Russian Ruble, the U.S. dollar, and the euro) in the currency market of the Republic of Belarus, which is made up of the Open JSC "Belarusian Currency and Stock Exchange", off-exchange market, and cash currency market.

Description of Selected Indicators The weighted average rate of the Belarusian Ruble to the Russian Ruble is calculated as a ratio of the sum

of Belarusian Rubles received/paid for the sale/purchase of Russian Rubles to the sum of Russian Rubles sold/bought for Belarusian Rubles in the currency market of the Republic of Belarus.

The weighted average rate of the Belarusian Ruble to the U.S. dollar is calculated as a ratio of the sum of Belarusian Rubles received/paid for the sale/purchase of U.S. dollars to the sum of U.S. dollars sold/bought for Belarusian Rubles in the currency market of the Republic of Belarus.

The weighted average rate of the Belarusian Ruble to the euro is calculated as a ratio of the sum of Belarusian Rubles received/paid for the sale/purchase of euro to the sum of euro sold/bought for Belarusian Rubles in the currency market of the Republic of Belarus.

Table 3.2 Foreign Exchange Turnover in Domestic Currency Market Segments

General Provisions This table contains information on all transactions in foreign exchange accomplished in the currency market of

the Republic of Belarus. The source of information are daily and monthly reports of banks of the Republic of Belarus. Description of Selected Indicators Foreign currency turnover at the Open JSC "Belarusian Currency and Stock Exchange" and off-exchange

currency market is the sum of all transactions accomplished in the specified market segments by all market participants (i.e. banks, economic entities, residents, and non-residents of the Republic of Belarus) involving all foreign currencies in the U.S. dollars equivalent.

Cash currency market turnover is the sum of all transactions of purchase and sale of cash foreign exchange and payment documents in foreign exchange accomplished by natural persons and involving all foreign currencies in the U.S. dollars equivalent.

Table 3.3 Cash Foreign Exchange Purchase/Sale by Natural Persons

General Provisions This table contains information on the sum of transactions of purchase/sale of cash foreign exchange and

payment documents in foreign exchange by natural persons through the network of exchange and cash offices across the Republic of Belarus. The source of the information are monthly reports of banks of the Republic of Belarus.

Description of Selected Indicators Cash foreign exchange purchase/sale is the sum of all transactions of purchase/sale of cash foreign exchange

and payment documents in foreign exchange accomplished by natural persons of the Republic of Belarus and involving all currencies in the U.S. dollars equivalent.

The weighted average rate is calculated as a ratio of the sum of cash Belarusian Rubles received/paid for the sale/purchase of cash foreign exchange to the sum of cash foreign exchange sold/ bought by natural persons for cash Belarusian Rubles in the Republic of Belarus.

Table 3.4

Information on Foreign Exchange Purchase/Sale in the Domestic Foreign Exchange Market by Entities of Foreign Exchange Transactions – Residents of the Republic of Belarus

General Provisions This table contains information on spot transactions involving foreign exchange purchase/sale, accomplished

in the foreign exchange market of the Republic of Belarus by entities of foreign exchange transactions (according to the terms approved by Resolution of the Board of the National Bank of the Republic of Belarus No. 112 dated July 28, 2005) – residents of the Republic of Belarus, excluding transactions of the Ministry of Finance of the Republic of Belarus. The sources of information are reports of banks of the Republic of Belarus.

Description of Selected Indicators Foreign exchange purchase is the sum of all spot transactions involving foreign exchange purchase

accomplished by entities of foreign exchange transactions – residents of the Republic of Belarus in all currencies in the US dollar equivalent at the trades of the JSC "Belarusian Currency and Stock Exchange" and in the over-the-counter foreign exchange market.

Foreign exchange sale is the sum of all spot transactions involving foreign exchange sale, accomplished by entities of foreign exchange transactions – residents of the Republic of Belarus in all currencies in the US dollar equivalent at the trades of the JSC "Belarusian Currency and Stock Exchange" and in the over-the-counter foreign exchange market.

Purchase/sale balance is the difference between foreign exchange purchase and foreign exchange sale.

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Table 3.5 Information on Foreign Exchange Purchase/Sale in Domestic Currency Market by

Non-residents of the Republic of Belarus General Provisions This table contains information on foreign exchange purchase/sale transactions conducted in the currency

market of the Republic of Belarus by non-residents of the Republic of Belarus, excluding operations carried out in compliance with the Agreement on the Establishment and Application of Procedures for Paying and Allocating Import Customs Duties in the Customs Union. The source of information is Belarusian banks’ reporting.

Description of Selected Indicators Foreign exchange purchase – the sum of all foreign exchange purchase transactions conducted by non-

residents of the Republic of Belarus in all currencies in the U.S. dollar terms at the auctions held by JSC "Belarusian Currency and Stock Exchange" and in the over-the-counter currency market.

Foreign exchange sale – the sum of all foreign exchange sale transactions conducted by non-residents of the Republic of Belarus in all currencies in the U.S. dollar terms at the auctions held by JSC "Belarusian Currency and Stock Exchange" and in the over-the-counter currency market.

Purchase/sale balance – the difference between foreign exchange purchase and foreign exchange sale.

Table 3.6 Dynamics of Average Interest Rates of the Financial Market of the Republic of Belarus

General Provisions This table characterizes yield of different segments of the financial market of the Republic of Belarus. The sources are reports of banks of the Republic of Belarus, information of the Ministry of Finance and JSC

“Belarusian Currency and Stock Exchange”, as well as of the National Bank of the Republic of Belarus. Description of Selected Indicators

Average refinance rate is calculated as a weighted arithmetical average value (over the effective period – number of calendar days).

GKO, GDO yield (placement) is weighted average yield of issues of government short-term bonds, government long-term bonds placed in the reporting period in the domestic market in the form of direct sales on the basis of issue volume at the offering price and time to maturity. The calculation of the indicator is based on the data on the yield at placement of government short-term, government long-term bonds calculated as an average weighted yield to maturity (for discount and interest bonds, the interest income on which is paid as a lump sum) and by the date of the income payment under the current payment period (for interest bonds, the interest income on which is paid on a periodic basis).

Yield of the bonds of the National Bank of the Republic of Belarus (placement) is calculated as a weighted average yield of issues of short-term (long-term) bonds of the National Bank of the Republic of Belarus, placed in the reporting period in the domestic market, on the issue volumes at a placement price and maturity period. The indicator is calculated on the basis of the data on the yield at placement of short-term (long-term) bonds of the National Bank of the Republic of Belarus calculated as an average weighted yield to maturity (for discount and interest bonds, the interest income on which is paid as a lump sum) and on the date of income payment under the current payment period (for interest bonds, the interest income on which is paid on a periodic basis).

Average interest rates of the intraday interbank market are the weighted average interest rates on intraday interbank credits and/or deposits weighted on the basis of transactions volumes.

Average interest rates on banks’ liabilities are average interest rates on banks’ liabilities (including funds on current (settlement) accounts, deposits, interbank credits, credits extended by the general government of the Republic of Belarus, loans, funds under REPO operations, correspondent accounts, and banks’ debt liabilities), which are calculated based on balances of banks’ liabilities and interest charged thereon in the reporting period.

Average interest rates on all bank time deposits are average interest rates on all bank time deposits and deposits in escrow attracted in the reporting period, which are calculated based on the balances of time deposits and deposits in escrow and interest charged thereon in the reporting period.

Average interest rates on newly attracted bank time deposits are weighted average (based on the amounts) interest rates set in agreements, on newly attracted in the reporting period time deposits and deposits in escrow.

Average interest rates on newly attracted revocable (irrevocable) bank deposits are average weighted (by volumes) interest rates set in agreements on newly attracted in the reporting period revocable and irrevocable bank time deposits and deposits in escrow.

Average interest rates on all banks’ credits are average interest rates on banks’ credit portfolio (the entire average balance of debt under credits in the reporting period) calculated based on the balances of debt under banks’ credits, accrued (or paid, if not accrued) interest income for the reporting period.

Average interest rates on banks’ newly extended credits are weighted average interest rates on the amounts of banks’ credits newly extended in the reporting period. The interest rate on newly extended credit, which incorporates creditor’s costs related to the extension and repayment of credit, is interest rate stated in the agreement as interest per annum.

Table 3.7 Dynamics of Interbank Market Average Interest Rates

General Provisions This table contains average interest rates at which banks attract (place) credits and/or deposits in national and

hard currencies broken down by maturities shown in the table in the interbank market from (with) banks, both residents or non-residents of the Republic of Belarus.

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The sources of information are daily reports of banks participating in the interbank market. Data on interbank market average interest rates are available in the National Bank of the Republic of Belarus

publications “Bank Bulletin” and “Statistics Bulletin” and on official website of the National Bank of the Republic of Belarus in the Internet.

Description of Selected Indicators Interbank market average interest rates are calculated as average rate weighted by the amount of

transactions for each standard maturity of interbank credits and/or deposits. Interbank credits and/or deposits extended by banks to their branches and prolonged credits are disregarded.

Interbank market weighted average interest rates ( P ) by standard maturity are calculated as follows:

, where

P – interest rate on interbank credit and/or deposit; V – amount of interbank credit and/or deposit; and n – number of interbank credits and deposits.

Table 3.8 Amounts, Value, and Maturities of Newly Attracted Bank Deposits in National Currency

Table 3.11 Amounts, Value, and Maturities of Newly Attracted Bank Deposits in Hard Currency

General Provisions These tables contain data on amounts of newly attracted bank deposits in the national and hard currencies and

weighted average interest rates thereon. Information is given by type of depositor (legal persons [excluding banks and government agencies] and natural persons) and by maturity. Information on newly attracted bank deposits does not include bank deposits attracted earlier than the reporting month, except for bank deposits in respect of which maturity is prolonged in the reporting month, or which are considered to be automatically prolonged in the reporting month or renewed according to the terms and conditions of deposit banking agreement, including deposits without flows on balance sheet, capitalization of accumulated interest, and replenishment of bank deposits accounts, excluding replenishment of new deposits attracted in the period under review.

The sources of information are monthly reports of banks of the Republic of Belarus. Data on average interest rates on newly attracted bank deposits are available in the National Bank of the

Republic of Belarus publications “Bank Bulletin” and “Statistics Bulletin” and on official website of the National Bank of the Republic of Belarus in the Internet.

Description of Selected Indicators Average interest rates on newly attracted bank deposits ( P ) are calculated by each standard maturity and

by type of depositor (in % p.a.) as weighted average on the basis of amounts of newly attracted bank deposits in the reporting month as follows:

, where

P – interest rate on bank deposit; V – actual amount of newly attracted bank deposit; n – number of bank deposits.

Table 3.9 Amounts, Value, and Maturities of Newly Attracted Revocable Bank Deposits

in National Currency Table 3.10

Amounts, Value, and Maturities of Newly Attracted Irrevocable Bank Deposits in National Currency

Table 3.12 Amounts, Value, and Maturities of Newly Attracted Revocable Bank Deposits

in Hard Currency Table 3.13

Amounts, Value, and Maturities of Newly Attracted Irrevocable Bank Deposits in Hard Currency

General Provisions These tables contain data on amounts and average interest rates on newly attracted revocable and irrevocable

bank time deposits and deposits in escrow in the national and hard currencies. Information is given by type of depositor (legal persons [excluding banks and government agencies] and natural persons) and by maturity. Information on newly

n

ii

n

iii

V

VPP

1

1

n

ii

n

iii

V

VPP

1

1

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attracted revocable and irrevocable bank deposits does not include bank deposits attracted earlier than the reporting month, except for bank deposits in respect of which maturity is prolonged in the reporting month, or which are considered to be automatically prolonged in the reporting month or renewed according to the terms and conditions of deposit bank agreement, including deposits without flows on balance sheet, capitalization of accumulated interest, and replenishment of bank deposits accounts, excluding replenishment of new deposits attracted in the reporting period.

The sources of information are monthly reports of banks of the Republic of Belarus. Data on average interest rates on newly attracted revocable and irrevocable bank deposits are available in the

National Bank of the Republic of Belarus publication “Statistics Bulletin” and on official website of the National Bank of the Republic of Belarus in the Internet.

Description of Selected Indicators Average interest rates on newly attracted revocable and irrevocable bank deposits (P) are calculated by

each standard maturity and by type of depositor (in % p.a.) as weighted average on the basis of amounts of newly attracted revocable and irrevocable bank (n) time deposits and deposits in escrow, attracted in the reporting month, as follows:

, where

P – interest rate on bank deposit; V – actual amount of newly attracted bank deposit; n – number of bank deposits.

Table 3.14

Amounts, Value, and Terms of Banks’ Newly Extended Credits in National Currency

Table 3.15 Amounts, Value, and Terms of Banks’ Newly Extended Credits

in Hard Currency General Provisions The tables contain data on the amounts of and weighted average interest rates on banks’ credits in national and

hard currencies newly extended in the reporting period. The information is broken down by the type of borrower (legal persons (except for banks), natural persons) and by credit maturity. Loans in hard currencies are not provided to natural persons.

Monthly reports submitted by the banks of the Republic of Belarus served as the source of information contained in the tables.

Data on credit market average interest rates are published in the Bankauski Vestnik and “Statistics Bulletin” issued by the National Bank of the Republic of Belarus and are available on the official website of the National Bank of the Republic of Belarus.

Description of Selected Indicators Average interest rates on banks’ newly extended credits are weighted average interest rates on the amounts

of banks’ credits newly extended in the reporting period. The interest rate on newly extended credit, which incorporates creditor’s costs related to the extension and repayment of credit, is interest rate stated in the agreement as interest per annum.

Table 3.16 Dynamics of Average Interest Rates on Banks’ Credits in National Currency

by Sector of Economy Table 3.17

Dynamics of Average Interest Rates on Banks’ Credits in Hard Currency by Sector of Economy Table 3.18

Dynamics of Average Interest Rates on Banks’ Newly Extended Credits in National Currency by Types of Economic Activity

Table 3.19 Dynamics of Average Interest Rates on Banks ‘Newly Extended Credits in Hard Currency

by Types of Economic Activity General Provisions Tables contain data on average interest rates on banks’ credits in national and hard currencies by sector of

economy: credits to non-bank financial institutions, banks, profit-making organizations, individual entrepreneurs, natural persons, and non-profit organizations.

Tables contain data on average interest rates on Banks’Newly Extended Credits in national and hard currencies by types of economic activity of legal persons (except for banks) and individual entrepreneurs according to the National Classifier of the Republic of Belarus NCRB 005-2011 ”Types of Economic Activity“ approved by Resolution of the State Committee for Standardization of the Republic of Belarus No. 85 dated December 5, 2011: agriculture, fishing, and forestry; mining industry; manufacturing industry; production and distribution of energy, gas, steam, hot water, and conditioned air; water supply, collection, disposal and removal of wastes; activities on pollution disposal; construction; wholesale and retail trade, maintenance of cars and motorcycles; transport activities, stock-keeping, post and courier activities; real estate operations; and other types of economic activities.

n

ii

n

iii

V

VPP

1

1

n

ii

n

iii

V

VPP

1

1

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n

ii

n

ii

O

DGHS

1

1100**

Data on average interest rates on Banks’Newly Extended Credits by types of economic activity of legal persons (except for banks) and individual entrepreneurs in the national and hard currencies were received for the first time for January 2016.

Monthly reports submitted by the banks of the Republic of Belarus served as the source of information contained in the tables.

Description of Selected Indicators Average interest rates on banks’ credits in the national and hard currencies by sector of economy of legal

persons (except for banks) and individual entrepreneurs (S) are calculated based on the balances of debt under credits, accrued (or paid, if not accrued) interest income for the use of credit in the reporting period:

, where

Hi – the amount of accrued (or paid, if not accrued) interest income for the use of credit in the reporting period; Oi – the amount of daily balances of bank credit in the reporting period; DG – the average number of days in the year used by the bank when charging interest income for the use of credit; n – the number of bank credits.

Table 3.20 Dynamics of Domestic Market Government Securities Indicators

General Provisions This table contains data on volumes, yield, borrowing period of government securities (GS), namely

government short-term bonds and government long-term bonds in the domestic market. The sources of information are the Ministry of Finance and JSC “Belarusian Currency and Stock Exchange”. Description of Selected Indicators Results of the placement of GS: Amount of short-term (long-term) bonds placement at nominal cost (or offering price) is the total volume

of short-term (long-term) bonds issues placed in the domestic market at nominal cost (or offering price). GKO, GDO yield is calculated as weighted average yield of short-term (long-term) bonds issues placed within

reporting period in the domestic market, by volumes of issues (at offering price) and by maturities. The indicator is calculated on the basis of the data on the yield at placement of short-term (long-term) bonds calculated as an average weighted yield to maturity (for discount and interest bonds, the interest income on which is paid as a lump sum) and on the date of income payment under the current payment period (for interest bonds, the interest income on which is paid on a periodic basis).

Government short-term (long-term) bonds’ average borrowing period is calculated as weighted average period up to repayment of short-term (long-term) bond issues in the domestic market by volumes (at offering price).

Table 3.21

Government Securities in circulation in Domestic Market

General Provisions This table shows data on volumes of government securities in circulation, namely short-term bonds and long-

term bonds (GDO). Description of Selected Indicators Amount of short-term (long-term) bonds in circulation at nominal cost is the total volume of short-term

(long-term) bonds issues at nominal cost which are in circulation as at the reporting date.

Table 3.22

Dynamics of Indicators for the Bonds Market of the National Bank of the Republic of Belarus in the domestic market

General Provisions This table contains data on the volumes, yield, borrowing period of the bonds of the National Bank of the

Republic of Belarus — short-term and long-term bonds of the National Bank of the Republic of Belarus placed in the domestic market.

The source of information is the National Bank of the Republic of Belarus. Description of Selected Indicators Results of the placement of the National Bank’s bonds: The amount of placement of short-term bonds at nominal cost (at offering price) is the total amount of

issues of short-term (long-term) bonds of the National Bank of the Republic of Belarus placed in the domestic market at nominal cost, offering price.

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Yield from short-term (long-term) bonds is calculated as weighted average yield of issues of short-term (long-term) bonds of the National Bank of the Republic of Belarus placed within the reporting period in the domestic market, and sales without auctioning in the primary market on the basis of issue volumes at offering price and time to maturity. The indicator is calculated on the basis of the data on the yield at placement of short-term (long-term) bonds of the National Bank of the Republic of Belarus calculated as an average weighted yield to maturity (for discount and interest bonds, the interest income on which is paid as a lump sum) and on the date of income payment under the current payment period (for interest bonds, the interest income on which is paid on a periodic basis).

Average borrowing period of short-term (long-term) bonds is calculated as weighted average time to maturity of issues of short-term (long-term) bonds of the National Bank of the Republic of Belarus placed in the domestic market on the basis of issue volumes at offering price.

Table 3.23 Information on the Bonds of the National Bank of the Republic of Belarus Circulating

in the Domestic Market General Provisions The table contains data on the volumes in circulation of bonds of the National Bank of the Republic of Belarus:

short-term and long-term bonds of the National Banks of the Republic of Belarus. Description of Selected Indicators Volume in circulation of short-term (long-term) bonds of the National Bank of the Republic of Belarus

at the nominal price – the total amount of issues of short-term (long-term) bonds of the National Bank of the Republic of Belarus at the nominal price that are in circulation as at the reporting date.

Table 3.24 Dynamics of Issue Volume of Shares Issued by Legal Persons of the Republic of Belarus

General Provisions This table dynamically presents data on the issue volume of shares over the period and as at the reporting date,

the issuers of which are legal persons of the Republic of Belarus, i.e. open joint-stock companies and closed joint-stock companies.

The source of information are data of the Ministry of Finance of the Republic of Belarus. Description of Selected Indicators Share is a registered issue-grade security, which bear evidence of contribution to authorized capital of a joint-

stock company, is issued for an indefinite period of time in a dematerialized form and certify a definite volume of the owner’s property rights depending on its category (ordinary (common) or preferred) and type (for a preferred share).

Issue volume of shares shows the aggregate of changes, which took place due to the new issues of shares, changes in their face value and number, and cancellation thereof.

Issue volume of shares as at the reporting date is a volume of registered issues of shares of operating issuers as at the reporting date.

Table 3.25

Dynamics of Issue Volume of Corporate Bonds General Provisions This table dynamically presents data on the issue volume of corporate bonds over the period, which are in

circulation as at the reporting date. The source of information are data of the Ministry of Finance of the Republic of Belarus. Description of Selected Indicators Bond is an issue-grade security, which certifies the right of its owner to receive its face value or other

equivalent in property from the issuer within the term specified therein. A bond may also certify the right of its owner to obtain the percent of the face value or other equivalent in property specified therein. The bond yield is a percent and/or a discount.

Issue volume of bonds is volume of new registered issues of bonds over the period at face value. Issue volume of bonds in circulation as at the reporting date is volume of issued bonds at face value less

bonds out of circulation as at the reporting date.

Table 3.26 Dynamics of Volume of the Belarusian Legal Persons' Market for Shares and Bonds

General Provisions This table contains information on volume of purchase and sale transactions in the organized and over-the-

counter markets involving shares and bonds issued by resident legal persons of the Republic of Belarus. Volume of transactions involving shares and bonds of resident legal persons of the Republic of Belarus

in the organized market is volume of purchase and sale transactions involving shares and bonds that were accepted for placement and/or circulation at JSC ”Belarusian Currency and Stock Exchange“ pursuant to legislation of the Republic of Belarus on securities.

Volume of transactions involving shares and bonds of resident legal persons of the Republic of Belarus in the over-the-counter market is volume of purchase and sale transactions involving shares and bonds carried out at the over-the-counter market, that were registered by the professional securities market participants within reporting

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period, the information on which had been passed to the Belarusian quotation automated system of JSC ”Belarusian Currency and Stock Exchange“ (BEKAS).

The source of information is data of JSC ”Belarusian Currency and Stock Exchange“. Description of Selected Indicators Organized market is entirety of relations covering the execution of transactions involving securities in the

trading system of the securities trading organizer, including stock exchange. In the organized market: Volume of purchase and sale transactions involving shares of resident legal persons of the Republic of

Belarus is the volume of purchase and sale transactions concluded in the trading system with the shares of joint-stock companies at face, actual value.

Volume of purchase and sale transactions involving bonds of resident legal persons of the Republic of Belarus is the volume of purchase and sale transactions concluded in the trading system with the bonds of resident legal persons of the Republic of Belarus at face, actual value (including the volume of purchase and sale transactions involving the listed bonds of resident legal persons of the Republic of Belarus, the data on which are not included in the table).

Over-the-counter market is entirety of relations covering the execution of transactions involving securities outside the trading system of the securities trading organizer, including stock exchange.

In the over-the-counter market: Volume of purchase and sale transactions involving shares of resident legal persons of the Republic of

Belarus is volume of purchase and sale transactions involving the shares of open and closed joint-stock companies at face, actual value.

Volume of purchase and sale transactions involving bonds of resident legal persons of the Republic of Belarus is volume of purchase and sale transactions involving the bonds of resident legal persons of the Republic of Belarus at face, actual value.

Volume of transactions conducted: - in the organized market, the payment currency of which is foreign exchange, is given in Belarusian rubles

at the exchange rate of the National Bank of the Republic of Belarus as at the date of execution of the transaction; and

- in the over-the-counter market, the payment currency of which is foreign exchange, is given in Belarusian rubles at the exchange rate of the National Bank of the Republic of Belarus as at the date of registration of transaction at the professional securities market participant.

The final information on transactions carried out in the over-the-counter market in the period under review may change with account of the terms prescribed by legislation of the Republic of Belarus for provision by the professional securities market participants of information on the transactions registered thereby to the stock exchange, as well as taking into account the capability of the professional exchange market participants to annul the previously submitted information on deals.

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Section 4. Selected Indicators of the Republic of Belarus Banks’ Performance

Table 4.1 Information on Banks and Non-bank Credit and Financial Institutions of the Republic of Belarus

General Provisions Table “Information on Banks and Non-bank Credit and Financial Institutions of the Republic of Belarus”

presents information on the number of banks and non-bank credit and financial institutions registered in the Republic of Belarus.

State registration and issuance to Belarusian banks and non-bank credit and financial institutions of special authorizations, i.e. licenses to engage in banking (hereinafter – the “banking license”), suspension thereof, and revocation, including with respect to individual banking operations, is done by the National Bank of the Republic of Belarus in accordance with the Banking Code of the Republic of Belarus and Instructions on state registration of banks and non-bank credit and financial institutions and licensing banking activities approved by Resolution of the Board of the National Bank of the Republic of Belarus No. 640 dated December 07, 2012.

Following its decision about state registration of a bank and non-bank credit and financial institutions, the National Bank of the Republic of Belarus furnishes the Ministry of Justice of the Republic of Belarus with required data on the bank and non-bank credit and financial institutions with a view to entering them on the Uniform State Register of Legal Persons and Independent Entrepreneurs.

Description of Selected Indicators Notions of "bank" and " non-bank credit and financial institutions" are laid down in the Banking Code of the

Republic of Belarus. Bank is a legal person which shall have the sole right to perform, in the aggregate, the following banking

operations: - to attract deposits from natural and/or legal persons; - to allocate attracted money on its behalf and at its cost on the condition of reparability, interest payment, and

maturity; and - to open and operate bank accounts for natural and/or legal persons. Banks shall be entitled to perform other banking operations and engage in other kinds of activities provided in

the Banking Code. Non-bank credit and financial institutions is a legal person entitled to perform individual banking operations

and activities stipulated by the Banking Code of the Republic of Belarus, exclusive of the following banking operations (in the aggregate):

- accepting deposits from natural and/or legal persons; - allocating attracted money on its behalf and at its cost on the condition of reparability, interest payment, and

maturity; and - opening and operating bank accounts for natural and/or legal persons. Registered banks and Non-bank Credit and Financial Institutions – banks and non-bank credit and

financial institutions which enjoy the status of a legal person as at the reporting date, including banks and non-bank credit and financial institutions which have lost the right to engage in banking, but which have not yet been liquidated as a legal person.

Banks and non-bank credit and financial institutions licensed to engage in banking – banks and non-bank credit and financial institutions registered by the National Bank of the Republic of Belarus and issued with the banking license.

The banking license lists banking operations the bank or non-bank credit and financial institutions is entitled to engage in.

The bank acquires the right to engage in banking on the day it is in receipt of the banking license. On the basis of decision about making amendments and/or modifications to the list of banking operations

specified in the banking license, the National Bank issues the bank with the license on a new letterhead specifying therein updated list of banking operations the bank is entitled to engage in. Previous banking license (its duplicate) and copies of such license must be returned to the National Bank.

The amount of regulatory capital and criteria for assessing financial soundness of the bank are set forth in Instructions on state registration of banks and non-bank credit and financial institutions and licensing banking activities approved by Resolution of the Board of the National Bank of the Republic of Belarus No. 640 dated December 07, 2012.

The register of banking licenses is subject to publication by the National Bank of the Republic of Belarus in its official publication at least once a year. Amendments and/or modifications made to the said register are published by the National Bank within thirty days from the date of their entering on the register.

Branch of an operating bank – an independent off-site division of a bank carrying out, on behalf of the bank, all or part of banking transactions stipulated by the banking license.

Banks and non-bank credit and financial institutions whose banking licenses have been revoked – banks and non-bank credit and financial institutions whose banking licenses have been revoked by resolution the Board of the National Bank of the Republic of Belarus on grounds set forth in the Banking Code of the Republic of Belarus.

Banks entered into the Uniform State Register of Legal Persons and Independent Entrepreneurs respecting liquidation of a legal person, including in connection with decision on bank liquidation made by its shareholders (property owner) or the bank’s body that has the authority under the Statute – a bank is deemed liquidated on the day an appropriate entry is made in the Uniform State Register of Legal Persons and Independent Entrepreneurs.

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Banks can be liquidated by resolution of its shareholders (property owner) or the bank’s body that has the authority under the Statute, the Economic Court or the National Bank of the Republic of Belarus in cases stipulated by legislative acts of the Republic of Belarus.

Table 4.2

Information on Belarusian Banks’ Liabilities Table 4.3

Dynamics of Belarusian Banks’ Liabilities Table 4.4

Structure of Belarusian Banks’ Liabilities

General Provisions The source of information for compiling these tables is the detailed balance of banks which is based on their

aggregate summary balance sheets and supplementary data thereto. This table shows the structure of banks’ liabilities by sector of the economy, residency, and currencies.

Description of Selected Indicators Banks’ liabilities – funds attracted by banks from residents (general government, the National Bank,

economic entities, natural persons of the Republic of Belarus), non-residents of the Republic of Belarus, and other liabilities.

General government funds –the funds of the Government of the Republic of Belarus and local government of the Republic of Belarus allocated on the accounts in banks, including the accrued outstanding interests on the accounts, as well as funds in the accounts aimed for credits attracted from the Government of the Republic of Belarus and local government of the Republic of Belarus, commercial credits and advances, as well as funds in the settlements involving operations with the Government of the Republic of Belarus and local government of the Republic of Belarus.

National Bank funds – credits received from the National Bank, including credits received for financing programs from funds of international financial organizations, and credits received from the National bank under agreements with the Government, deposits and correspondent accounts of the National Bank with banks, accrued outstanding interest on the accounts, securities issued by banks in the portfolio of the National Bank and accrued interest incomes thereon, commercial credits and advances, financial derivatives and funds in the settlements involving operations with the National Bank.

Economic entities’ funds – funds placed in current (settlement) accounts, deposits intended for accounting deposits, demand accounts and other accounts, as well as accrued outstanding interest on the accounts of non-bank credit and financial organizations, public (excluded those financed from the state budget) and non-public commercial organizations, non-profit organizations, and independent entrepreneurs (hereinafter— economic entities), securities issued by banks placed among economic entities' and accrued interest incomes thereon; funds obtained by banks under repo transactions; commercial credits and advances, financial derivatives and funds in the settlements involving operations with economic entities.

Natural persons’ funds – funds placed in deposits intended for accounting deposits, bank cards’ accounts, other accounts, and accrued outstanding interest on the accounts of natural persons, securities issued by banks and held by the natural persons, commercial credits and advances, as well as funds in the settlements involving operations with natural persons.

Funds of other depository organizations – funds at correspondent accounts of other depository organizations, deposits intended for accounting deposits; credits of other depository organizations with banks of the Republic of Belarus, funds at the accounts of other liabilities banking operations of other depository organizations, accrued outstanding interest payable on the deposits, accrued outstanding interest payable on the credits received from other depository organizations, securities issued by banks and placed in other depository organizations' assets and accrued interest incomes thereon, commercial credits and advances, financial derivatives, as well as funds in the settlements involving operations with other depository organizations. Non-residents’ funds – balances in correspondent accounts with non-resident banks of the Republic of Belarus, credits received from non-resident banks of the Republic of Belarus, deposits non-residents of the Republic of Belarus, financial derivatives, other liabilities operations involving non-resident banks of the Republic of Belarus, and accrued outstanding interest on the accounts, commercial credits and advances, as well as funds in the settlements involving operations with non-residents.

Other banks’ liabilities – bank’ own capital, foreign exchange revaluation accounts, interbank and interbranch settlements, and other funds.

Bank capital – banks’ own funds, including authorized capital, bank development fund, reserve fund and other funds, financial performance in the current year profit of the previous years, excluding losses of the previous years, own repurchased shares, and share holdings in other banks.

Adjustment due to accumulated depreciation – a net balanced item with respect to all changes in the value of assets and liabilities in banks’ balance, including revaluation funds of balance items, foreign exchange revaluation accounts, and foreign exchange position.

Interbank and interbranch settlements - results of balancing assets and liabilities accounts opened with a view to carrying out interbranch and interbank transactions.

Other funds – reserves for doubtful debt on credit transactions and for securities investment depreciation, gold and other precious metals and precious stones stocks; results of balancing active and passive transactions in capital investment and other economic expenses, income and expenditure of future periods.

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Table 4.5 Information on Belarusian Banks’ Assets

Table 4.6 Dynamics of Belarusian Banks’ Assets

Table 4.7 Structure of Belarusian Banks’ Assets

General Provisions The source of information for compiling these tables is the detailed balance of banks which is based on their

aggregate balance sheets and supplementary data thereto. Banks’ assets are defined as claims on residents (general government, the National Bank of the Republic of Belarus, banks, economic entities, natural persons), and non-residents and other assets.

Description of Selected Indicators Claims to general government – banks’ investment in the securities issued by the Government and local

government of the Republic of Belarus, and accrued interest thereon, credits and other assets operations with the Government of the Republic of Belarus and local government of the Republic of Belarus, commercial credits and advances, as well as funds in the settlements involving operations with the Government of the Republic of Belarus and local government of the Republic of Belarus.

Claims on the economy – claims on economic entities and natural persons of the Republic of Belarus. Claims on the economic entities – credits to the economic entities of the Republic of Belarus, factoring and

leasing transactions, loans, and other assets operations, as well as overdue and accrued interest thereon; funds under repo transactions granted to economic entities; investments of funds by banks of the Republic of Belarus in economic entities’ securities, as well as overdue and accrued interest thereon; commercial credits and advances, financial derivatives and funds in the settlements involving operations with economic entities.

Claims on natural persons – credits to natural persons for consumer purposes, real estate financing, and loans, including overdue and accrued interest thereon; commercial credits and advances, financial derivatives and funds in the settlements involving operations with natural persons.

Claims on the National Bank – cash Belarusian rubles in cash offices of banks, deposits, required reserves, correspondent accounts with the National Bank, funds passed to the National Bank on repo operations, securities of the National Bank in banks’ portfolios, including accrued and overdue interest incomes thereon, commercial credits and advances, financial derivatives, and funds in the settlements involving operations with the National Bank.

Claims on other depository organizations – granted credits, demand accounts and time deposits of banks with banks of the Republic of Belarus, other assets operations, including accrued and overdue interest thereon, securities in banks’ portfolios issued by other banks, and interest accrued thereon, commercial credits and advances, financial derivatives, as well as funds in the settlements involving operations with banks.

Claims on non-residents – assets placed with non-resident of the Republic of Belarus, including credits, deposits including accrued and overdue interest thereon, participation in the capital of non-resident banks, commercial credits and advances, financial derivatives, funds in settlements under operations with non-residents of the Republic of Belarus.

Other assets – include fixed assets accounting items less depreciation of fixed assets.

Table 4.8 Structure of Investment Portfolio of Banks of the Republic of Belarus

General Provisions Data in this table are presented by types of securities and by groups of legal entities – issuers of such securities.

Data on the amount of securities are based on their acquisition price including accrued interest. Investment in liabilities - includes funds of other depository organizations and the National Bank of the

Republic of Belarus used to purchase government securities, bonds, saving certificates and certificates of deposit, as well as bills/notes of legal entities.

The source of information are the consolidated balance sheet of banks of the Republic of Belarus. Description of Selected Indicators Government securities are liabilities of the Government of the Republic of Belarus in national and foreign

currencies. Local government securities are local (regional, city, and district) government liabilities in national and

foreign currencies. Securities issued by depository organizations are bonds, certificates of deposit, bills/notes, and other types

of securities in national and foreign currencies issued by the National Bank and other depository organizations of the Republic of Belarus.

Securities issued by non-residents of the Republic of Belarus is liabilities of foreign countries and non-resident banks.

Investments in shares are investments in: shares of other depository organizations – residents of the Republic of Belarus; shares of non-residents, including shares of banks - non-residents of the Republic of Belarus; and other shares (shares of non-bank credit and financial organizations and commercial organizations).

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Table 4.9 Financial Indicators of Belarusian Banks’ Performance

General Provisions Table “Financial Indicators of the Republic of Belarus Banks’ Performance” contains individual indicators

characterizing banks’ financial performance (excluding banks in the process of liquidation). The source of information are data from the balance sheets of operating banks of the Republic of Belarus and

financial statements furnished by the banks pursuant to Instructions on the Secure Functioning Requirements for Banks and Non-bank Financial Institutions No.137 dated September 28, 2006 (hereinafter – “Instructions No. 137”) and Instructions on the Procedures for Creating and Using Special Reserves to Cover Possible Losses under the Assets and Operations not Reflected in the Balance by the Banks and Non-bank Financial Institutions No. 138 dated September 28, 2006 (hereinafter – “Instructions No. 138”).

The table also provides background information on individual indicators as of January 1 of the year following the reporting year, calculated on the basis of the annual individual financial statements of banks compiled in line with Resolution of the Board of the National Bank of the Republic of Belarus No. 507 of November 9, 2011 and confirmed by an audit report. The deviations in the value of these indicators from the value of the indicators calculated based on the data of the reporting form “Balance Sheet” are due to the adjustments made in the course of the audit and the preparation of the annual financial statements.

Description of Selected Indicators Registered authorized capital is made up of the value of contributions of its promoters (shareholders) and

determines the minimal size of the property, which guarantees the protection of interests of the bank's creditors. Regulatory capital in accordance with Instructions No. 137 is intended to cover bank losses in ordinary

activities and under stressful conditions and is calculated as the sum of Tier I capital and Tier II capital. Tier I capital is calculated as the sum of the Tier I core capital and Tier I additional capital.

Regulatory capital adequacy is the percentage ratio of the bank’s regulatory capital size to the risks assumed by the bank.

Profit (loss) is the total amount of profit (losses) generated (incurred) by the banks in the period under review. It is defined as the difference between incomes received in the period under review and expenditures incurred in the period under review.

Return on assets of regulatory capital is the ratio of profit (loss) made in the period under review to the average amount of assets of regulatory capital in the period under review. The average amount of assets of regulatory capital in the period under review is calculated as an arithmetic average of assets of regulatory capital as at the beginning and the end of the period under review as well as at all reporting dates (the beginning of month) within the period under review.

Return on assets of regulatory capital over the year is the ratio of profit (loss) made over 12 months preceding the reporting date to the average amount of assets of regulatory capital over 12 months preceding the reporting date. The average amount of assets of regulatory capital over 12 months preceding the reporting date is calculated as an arithmetic average of assets of regulatory capital by 13 corresponding values of assets of regulatory capital as at the reporting dates (the beginning of month) preceding the reporting date, including the reporting date.

Assets subject to credit risk is the sum of bank’s assets subject to credit risk. Credit risk is the risk of loss occurrence resulting from non-performance, delayed or partial performance of financial and other property obligations (in accordance with the agreement and/or legislation) to the bank by the debtor, or the losses that can appear as a result of performing the contingent liabilities by the bank.

Debt to the bank under assets for which a credit risk arises includes: debt appeared as a result of granting credits by the bank to legal persons (except for the banks), individual

entrepreneurs, natural persons, as well as the debt under the funds granted to the said persons under REPO operations and upon issuing (selling) bills with delay in payment, debts due to the applicant’s reimbursement to the bank of funds transferred by the bank under a letter of credit (debt under credits);

debt due to financing under the assignment of a monetary claim (factoring); debt resulting from the assignment by the debtor of its right to a monetary claim against a third party in favor

of the bank; debt due to the implementation of a financial lease (leasing); debt due to the performance of obligations issued by the bank for third parties; debt on securities held by the bank to maturity, and securities available for sale for which it is impossible to

determine fair value (securities subject to credit risk); debt arising as a result of advance payment, prepayment, deferral (installment plan) for payment of goods,

works or services (commercial loan); debt arising under contracts related to the bank's alienation of assets resulting from the termination of

obligations on assets subject to credit risk, with granting to the debtor the right to deferred (installment) payment; debt on funds placed in other banks in the form of credits, deposits, on correspondent accounts, in securities

subject to credit risk issued by other banks, as well as in any other forms, regardless of the type of contract, including funds in settlements, arrears arising from the bank’s performance of the issuing bank’s obligation to make payment under the letter of credit, including with respect to the issuing bank, confirming bank, and the bank issuing an irrevocable reimbursement obligation or other guarantee obligation; and

debt on other active operations subject to credit risk.

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Non-performing assets are the assets subject to credit risk and classified pursuant to Instructions No. 138

under risk groups V –VI, as well as restructured debt classified in IV - VI risk groups. Actually established provision for the assets subject to credit risk is the amount of established special

provision to cover potential losses on assets subject to credit risk. Share of non-performing assets in the assets subject to credit risk is the ratio of non-performing assets to

the assets subject to credit risk. Liquidity coverage ratio is calculated as the ratio of the amount of highly liquid assets and the net expected

cash outflow within the next 30 days. It characterizes the bank’s ability to provide a stock of highly liquid unencumbered assets at a level sufficient

for timely and full performance of the bank’s liabilities under stressful conditions accompanied by a significant shortage of liquidity in the next 30 days.

Net stable funding ratio is calculated as the ratio of the available and the required amount of stable funding. It characterizes the bank's ability to ensure the adequacy of stable funding ratio to the liquidity structure of the

bank’s assets and operations to limit the risk of shortage of funding in the medium and long term (up to 1 year or more).

Table 4.10 Financial Soundness Indicators

General Provisions Financial Soundness Indicators (FSIs) represent the IMF’s system of indicators characterizing current

financial health and soundness of deposit-taking corporations in relation to other sectors of the economy. The purpose of calculating and disseminating FSIs is to assess and survey financial systems with a view to enhancing financial stability.

The calculation of FSIs follows the methodology compliant with the recommendations set forth in the IMF’s edition of the Financial Soundness Indicators: Compilation Guide. (IMF, 2006).

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Section 5. Separate Indicators of Activity of the Leasing and Microfinance Organizations of the Republic of Belarus

Table 5.1

Information on Leasing Organizations of the Republic of Belarus General Provisions Leasing organizations of the Republic of Belarus mean legal persons, registered and carrying out leasing activities in the Republic of Belarus, which, in accordance with Decree of the President of the Republic of Belarus No.99 “On the Issues of Regulation of Leasing Activities” dated February 25, 2014, are included by the National Bank in the Register of Leasing Organizations. Without inclusion in the above-mentioned Register the leasing activities may be carried out by: – legal persons and independent entrepreneurs on the conditions of entering into no more than three agreements on financial rent (leasing) during one calendar year and/or the total value of the leasing objects transferred under one or several agreements on financial rent (leasing) concluded by these lessors in one calendar year, being less than 10,000 base units; – foreign institutions carrying out leasing activities in the Republic of Belarus through their permanent representative office; and – legal persons authorized to provide property on the conditions of financial rent (leasing) in accordance with decisions of the President of the Republic of Belarus. The Table “Information on Leasing Organizations of the Republic of Belarus” incorporates general information on leasing organizations of the Republic of Belarus. Data are provided as of 8:00 of the reporting date. Description of Selected Indicators Leasing organizations registered (included in the Register of Leasing Organizations) by the National Bank of the Republic of Belarus – a number of leasing organizations included in the Register of Leasing Organizations by the National Bank. Registered banks carrying out leasing activities – number of banks carrying out leasing activities in the Republic of Belarus and having valid agreements on financial rent (leasing). Leasing organizations with foreign capital participation in the authorized capital – a number of leasing organizations the authorized capital of which incorporates the capital of legal and natural persons which are non-residents of the Republic of Belarus. Leasing organizations’ authorized capital – an aggregate authorized capital of leasing organizations according to their constituent documents. Leasing organizations excluded from the Register of Leasing Organizations – a number of leasing organizations excluded by the National Bank from the Register of Leasing Organizations on the grounds stipulated by Edict of the President of the Republic of Belarus No. 99 dated February 25, 2014 “On the Issues of Leasing Activity Regulation”. Legal organizations’ branches – a number of branches established by the leasing organizations in the Republic of Belarus and other states.

Table 5.2 Financial Indicators of Activity of the Leasing Organizations of the Republic of Belarus

General Provisions Leasing organizations of the Republic of Belarus mean legal persons registered and carrying out leasing activities in the Republic of Belarus, which are included by the National Bank in the Register of Leasing Organizations in line with Edict of the President of the Republic of Belarus No. 99 “On the Issues of Leasing Activity Regulation” dated February 25, 2014. Without inclusion in the above-mentioned Register the leasing activities may be carried out by: – legal persons and independent entrepreneurs on the conditions of entering into no more than three agreements on financial rent (leasing) during one calendar year and/or the total value of the leasing objects transferred under one or several agreements on financial rent (leasing) concluded by these lessors in one calendar year being less than 10,000 base units; – foreign institutions carrying out leasing activities in the Republic of Belarus through their permanent representative office; – legal persons authorized to provide property on the conditions of financial rent (leasing) in accordance with decisions of the President of the Republic of Belarus; and – banks and non-bank financial institutions. A subleasing agreement – an agreement according to which the lessee (sublessor under the subleasing agreement) transfers to the third party (sublessee), within its powers granted under the financial rent (leasing) agreement, the property, obtained from a lessor under the financial rent (leasing) agreement and constituting the objects of such agreement, for ownership and use for a definite term for a fee. A leaseback agreement – an agreement according to which a lessee is a seller (supplier) of the objects of leasing under the single financial leasing agreement. International leasing agreement – an agreement according to which a lessor and a lessee are persons of different states. Export leasing agreement – an international leasing agreement, under which a lessor and a seller (supplier) of an object of leasing are entities of the Republic of Belarus, while a lessee is an entity of another state. Import leasing agreement – an agreement under which a lessor and a lessee are entities of the Republic of Belarus, while a seller (supplier) of an object of leasing is an entity of another state.

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A table “Financial Indicator of Activity of Leasing Organizations of the Republic of Belarus” incorporates separate indicators characterizing the leasing organizations’ activity. Characteristics of Separate Indicators Leasing portfolio volume – a volume of natural and legal persons’ and independent entrepreneurs’ liabilities under the financial rent (leasing) agreements subject to execution at the specified date. Leasing portfolio volume, natural persons – a volume of natural persons’ liabilities under financial rent (leasing) agreements subject to execution at the specified date. Leasing portfolio volume, legal persons and independent entrepreneurs – a volume of legal persons’ and independent entrepreneurs’ liabilities under financial rent (leasing) agreements subject to execution at the specified date. Leasing portfolio volume, subleasing – a volume of the natural and legal persons’ and independent entrepreneurs’ liabilities under the subleasing agreements subject to execution at the specified date. Leasing portfolio volume, leaseback – a volume of the natural and legal persons’ and independent entrepreneurs’ liabilities under the leaseback agreements subject to execution at the specified date. Leasing portfolio volume, international leasing – a volume of the natural and legal persons’ and independent entrepreneurs’ liabilities under the international leasing agreements subject to execution at the specified date. Leasing portfolio volume, export leasing – a volume of the natural and legal persons’ and independent entrepreneurs’ liabilities under the export leasing agreements subject to execution at the specified date. Leasing portfolio volume, import leasing – a volume of the natural and legal persons’ and independent entrepreneurs’ liabilities under the import leasing agreements subject to execution at the specified date. Volume of a new business – a total amount of leasing payments and redemption value under the financial rent (leasing) agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, natural persons – a total amount of leasing payments and redemption value under the financial rent (leasing) agreements, entered into with natural persons, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, natural persons and independent entrepreneurs – a total amount of leasing payments and redemption value under the financial rent (leasing) agreements, entered into with legal persons and independent entrepreneurs, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, subleasing – a total amount of leasing payments and redemption value under the subleasing agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, leaseback – a total amount of leasing payments and redemption value under the leaseback agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, international leasing – a total amount of leasing payments and redemption value under the international leasing agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, export leasing – a total amount of leasing payments and redemption value under the export leasing agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Volume of a new business, import leasing – a total amount of leasing payments and redemption value under the import leasing agreements, under which the objects of leasing were transferred during the period from January 1 of the year under review to the specified date. Transferred objects of leasing – aggregated value of the initial cost of the objects of leasing transferred to lessees under the financial rent (leasing) agreements during the period from January 1 of the year under review to the specified date.

5.3 Key Indicators of Microfinance Organizations’ Activity

General Provisions The table “Key Indicators of Microfinance Organizations’ Activity” incorporates separate indicators characterizing the activity of microfinance organizations. The sources of information are the data of reports submitted by microfinance organizations in line with Resolution of the Board of the National Bank of the Republic of Belarus No.837 “On Establishing Reporting Forms and Other Information on Microfinance Institutions’ Activities and Approving Instructions on the Volume, Content, Terms of Compiling and Submitting Reports, and Other Information on the Microfinance Institutions’ Activities and Procedures Therefor” dated December 29, 2014. Description of Selected Indicators Number of microfinance institutions – number of legal persons registered in the Republic of Belarus which meet the requirements set by Edict of the President of the Republic of Belarus No. 325 “On Attracting and Granting Loans and Microfinance Institutions’ Activities” dated June 30, 2014 and regulatory legal acts of the National Bank and included by the National Bank in the Register of Microfinance Institutions. Assets – balances of accounts which are accounted in the sections “Long-term assets” and “Short-term assets” of the balance sheet. Own capital – balances of accounts which are accounted in the section “Own capital” of the balance sheet.

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Liabilities – balances of accounts which are accounted in the sections “Long-term assets” and “Short-term assets” of the balance sheet. Borrowers’ debt to microfinance institutions under microloan/loan agreements – an amount of the borrowers’ debt (under the principal debt and interest thereon) owed to the microfinance institutions under microloans/loans. Revenues from current activity – an amount of microfinance institutions’ revenues under current activity in the period under review, excluding taxes and charges calculated from revenues under current activity. Net profit – amount of net profit obtained by microfinance organizations in the period under review. Is calculated as the difference between the revenues obtained in the period under review and the expenses incurred in the period under review, as well as the taxes, charges and payments calculated from profit and revenues of microfinance organization. Monetary funds granted under microloan/loan agreement – amount of monetary funds granted by microfinance organizations under microloan/loan agreements in the period under review.

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Section 6. Selected Indicators Characterizing the Republic of Belarus Payment System

Table 6.1 Selected Indicators of the Belarus Interbank Settlement System Performance

General Provisions Table, Selected Indicators of the Belarus Interbank Settlement System Performance, presents information on

average daily turnover in the system, average payment size broken down by subsystems, and volumes of non-effected (cancelled) payments.

The source of information is monthly reports of Settlement Center of the National Bank of the Republic of Belarus.

Description of Selected Indicators Non-effected (cancelled) payments are those which are entered by banks during daytime and cancelled after

closure of business of the Interbank Settlement System due to insufficient funds on correspondent accounts.

Table 6.2 Selected Indicators Characterizing Development of Settlement System

Involving Bank Plastic Cards General Provisions This table reflects dynamics of development of the non-cash payment system using bank payment cards in the

Republic of Belarus. Information derived from the quarterly information provided by banks.

Description of Selected Indicators Bank payment card— a payment instrument that provides access to a banking account, deposit accounts, credits

of a natural or legal person for receiving cash funds and carrying out settlements in a non-cash form, as well as ensures carrying out other operations in accordance with the legislation of the Republic of Belarus.

Number of bank plastic cards in circulation – the actual amount of bank payment cards held by the public.

Table 6.3

Indicators Characterizing Cash Circulation in the Republic of Belarus General Provisions

This table shows data characterizing the state of cash circulation in the country and the amount of cash inflows to the cash offices of banks and non-bank financial institutions, as well as cash withdrawals from the cash offices of banks and non-bank financial institutions.

Data in the table are delivered from monthly statistical reports relative to cash turnover of a bank (non-bank financial institution) (Form 0520). Description of Selected Indicators The amount of cash inflows to the cash offices of banks, non-bank financial institutions – inflows from legal persons, independent entrepreneurs, natural persons; inflows to current (settlement) bank accounts and bank deposits of natural persons; inflows from foreign exchange operations.

The amount of cash withdrawals from the cash offices of banks, non-bank financial institutions – withdrawals for remuneration of labor and other payments and expenses that are not reflected in the remuneration of labor fund; withdrawals for payments of pensions, benefits; withdrawals from current (settlement) bank accounts of natural persons; withdrawals from bank deposits of natural persons; withdrawals for foreign exchange operations; and withdrawals for other purposes.

Issue result – the difference between cash inflows to the cash offices of banks and non-bank financial institutions and cash withdrawals from the cash offices of banks and non-bank financial institutions, which is defined for a specific period as an issue of cash into circulation (a surplus of withdrawals from the cash offices of banks and non-bank financial institutions over cash inflows) or a withdrawal of cash from circulation (a surplus of cash inflows to the cash offices of banks and non-bank financial institutions over cash withdrawals).

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