mortgage loans | retail banking services - joshua ng, ambank butterworth
TRANSCRIPT
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Presented by:
Joshua NgJoshua Ng(15.07.2010)
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Retail Business
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What you need to know
about mortgage loans?
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Interest rate
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Fixed rate vs Variable rate
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Fixed rate vs Variable rate
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Base Lending Rates(1976-2009)
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Base Lending Rates(2003-2010)
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Market Interest Rates
BLR-1.50% to -1.90%
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Target Markets
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Packages
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Flexi - HomeLink
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Flexi - HomeLink
You are in control of the interest paid!
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Requirements
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Requirements
5 Cs
Character – Intention & integrity to repay the loan, CCRIS
Capacity – Legal & financial capacity, RCR/RAR
Capital – Financial standing in term of net worth
Condition – factors that affects business/employment
Collateral – Prime areas, market value
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I am looking for:
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I am looking for:
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A good referral for me
1. Give them my business cards & give me their contacts.
2. Tell them that I will call them.
3. Meet face-to-face.
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Q & A