MAB – Doing what’s right for you

MY PAST

MY PRESENT

MY AIMS

HOW ?

* Purchase

* Re-mortgage

* Further

advance

Secured

loans

* Commercial

* Bridging

* Affordable

Housing

/Section 106

Help

To Buy

* Buy to let

* Protection

Social media

presence:

Twitter

Social media

presence:

Twitter

Important

factors in

choosing a

broker

Award

winners Modern responsive

website

Large

National Customer

Testimonials

National media

presence 1st page

Google

Active on

Social Media

Social media

presence:

Twitter

Mortgage

market super

brands

MY

We can also recommend

the right protection………

MAB – Doing what’s right for you

DEAL OF THE WEEK

PURCHASE

MAB – Doing what’s right for you

DEAL OF THE WEEK

RE-MORTGAGE

http://www.google.co.uk/url?sa=i&rct=j&q=&esrc=s&frm=1&source=images&cd=&cad=rja&uact=8&ved=0CAcQjRw&url=http://www.aidanjreed.co.uk/mortgages.html&ei=NAgAVZenCs3xatHlgNgO&bvm=bv.87611401,d.d2s&psig=AFQjCNFJ8HR3xGgNA0GgJC7DjduJ_nCVaA&ust=1426151677366297

MAB – Doing what’s right for you

Are you a first-time buyer, tired of paying rent, who can

afford mortgage payments but cannot afford a deposit of

more than 5%?

Or do you already own a home but feel trapped because

the value of your home has not increased, so you can

afford only a 5% deposit on your next place?

Now could be a great time to get on the property ladder

and own your first home or make your next move, contact

us today to see how Help to Buy could help.

Help to Buy: Equity Loan

For home-buyers, the Help to Buy: Equity Loan scheme is

for people who wish to purchase a new build property

when they cannot afford one in their area because of lack

of income and insufficient deposit.

These include first-time buyers who are trying to get on

the property ladder, and ‘second-movers’, needing to

move up the ladder to a bigger home.

These loans are not available for Buy-to-Let landlords or

second homeowners

MAB – Doing what’s right for you

MAB – Doing what’s right for you

Help to Buy: Mortgage Guarantee

The Help to Buy: Mortgage Guarantee

scheme helps home-buyers with good

credit records who can afford to

purchase the property outright with a

deposit as low as 5%.

These include first-time buyers who are

trying to get onto the property ladder,

and ‘second-movers’, needing to move

up the ladder to a bigger home.

These loans are not available for Buy-to-

Let landlords, second homeowners or

for a Shared Ownership purchase.

MAB – Doing what’s right for you

What makes a good mortgage rate?

Initial Rate: An initial rate is the amount charged by a lender to a borrower at

the beginning of the mortgage. This is usually a promotional rate

that is over a short-term period before then changing to the

subsequent rate.

Subsequent Rate: This is the rate that you will end up paying after the promotional

period. It is usually the lender's Standard Variable Rate (SVR) and

releases you from any early repayment charge that you would

have to pay if you were to re-mortgage during the initial rate

period.

Overall Rate for Comparison/APR:

This is simply the overall rate if you combine the initial rate with

the subsequent rate and includes any fees that may have been

added.

Typically, having a lower overall rate is the better option as this

means that you will pay less interest over the life of your

mortgage. However, there are circumstances where you may

benefit from a lower initial rate, though this will result in bigger

repayments further down the line.

MAB – Doing what’s right for you

http://www.mortgageadvicebureau.com/sign-up-to-e-alerts/

MAB – Doing what’s right for you

Feelin’ the love……..