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Whether working in thefields or sitting aroundthe dinner table, family isthe heart that drives

most farms. Keeping a farm in thefamily becomes an issue when apassing or detrimental illness is athand. Estate planning is often thesolution when considering how afarm stays in the family.

There are many myths regardingestate planning. The first being thatone should wait until their elderyears to start the process. Estateplanning is a process that should bestarted when a farm is first inherited;the reason for this is because noone individual can predict their pass-ing day, accidents happen, and it isbest to be prepared for them. Ac-cording to civil and criminal attorneyThomas Bolling, “It is never too soonto begin the process of estate plan-ning.”

When considering estate plan-ning, Bolling advises to first find anattorney who specializes in thatarea, and then discuss where theindividual wants their land to go.With that, he emphasizes having agoal is essential to the process. Ifone is unsure of what their goals areor do not know what they want,Bolling finds it advisable to presenttheir situation to said attorney. Evenif one has an idea of what goals theyhave, he encourages farmers toseek out an estate planner becauseof the broad possibilities. Not only isit necessary to seek an attorney tolearn of legal possibilities, but havingan outside opinion assists in the situ-ation where biasness occurs.

He also discussed the impor-tance of planning in the procedure,stating many people believe that onecan walk into an attorney’s officeand leave after one visit with a de-

tailed document. The goals that theindividual brings in on their first visitwill be laid out, then discussed forthe next meeting; this initiates pro-posals to be added to a will or trust.After this, a series of meetings willoccur, one of which will include theconsideration of either a will or atrust.

Understanding the difference be-tween a will and a trust is crucial inthe process, as it is a deciding factorin where and how land is dispersed.According to the Legal Encyclope-dia, one main difference between awill and a trust is that a will is a doc-ument that directs who will receiveany property at the time of death,appointing a legal representative tocarry out any wishes, this processoccurs only after the time of death. Awill covers any property that is onlyin ones name at the time of death,but it does not cover property held in

joint tenancy or in a trust.A trust on the other hand takes

effect as soon as it is created andcan be used to begin distributingproperty before death, at death or af-terward. A trust is a legal arrange-ment through which one person,called a trustee, holds legal title toproperty for another person, called abeneficiary. A trust usually has twotypes of beneficiaries -- one set thatreceives income from the trust dur-ing their lives and another set thatreceives whatever is left over afterthe first set of beneficiaries dies. Atrust also covers only property thathas been transferred to the trust.

Another difference between a willand a trust is that a will passesthrough probate. That means a courtoversees the administration of thewill and ensures the will is valid andthe property is distributed accordingto the wishes of the deceased. A

trust passes outside of probate, so acourt does not need to oversee theprocess, which can save time andmoney. Contrary to a will, which be-comes part of the public record, atrust can remain private.

According to Bolling, a majorasset when deciding on either a willor a trust is the size of the land. Heclaims that if the land is quite smallthat it may be smart to go with a will,but if the farm is sizeable, a trustwould be the best choice.

Handing down property may be afar-fetched thought for several farm-ers, but family farms are dwindlingdown and estate planning is beingpushed to the back of the mind. Tokeep mid-Missouri thriving with fam-ily farms, it is essential that estateplanning be put on the forefront.

Contact Ashton Clark ataclark@marshallnews.com

missouri farms 3

Story by Ashton ClarkAgriculture reporter

Keeping farms in the family

Sar

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4 missouri farms

CONCORDIANTHE

Missouri Farms

A monthly publication of The Marshall Democrat-News and

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Mail Subscription Rate$25 per year

On Monday, Jan. 19,Santa Fe AgriLeaders held its

winter meeting and kick-off dinner in Alma.

Keynote speaker MarkRussell, executive direc-tor of the Missouri BeefCouncil, spoke of the re-cent beef summit at theUniversity of Missouri-Co-lumbia, the current andfuture market for cattle,and what 2015 has instore of the beef industry.

Russell spoke of theBeef Checkoff Program.According to the BeefBoard’s website, the BeefCheckoff Program is a“producer-funded market-ing and research programdesigned to increase do-mestic and/or interna-tional demand for beef.”Russell emphasized thereis a three-word missionfor the program, “drivebeef demand,” which canbe achieved through pro-motion, research and ed-ucation. With theprogram, there is one dol-lar withheld from the sale

Story and photos by Ashton Clark

Above: Mark Russell, executive director of the Missouri Beef Council, speaks atSanta Fe Agri Leader’s winter meeting.

Below: Jarred Lewis speaks to the crowd the the Santa Fe Agril Leader’s meeting.Lewis was recently named the adult agriculture advisor.

Read more on page 6 >>

Santa Fe Agri Leaders beefs up winter meetingwith Checkoff Program updates

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JEFFERSON CITY — MissouriFarm Bureau President Blake Hursttestified before the State Senate Agri-culture Committee Wednesday, Jan.21, in support of the SB 12, the Agri-culture Omnibus Bill. According to apress release issued by the bureau,Hurst, of Westboro, said the legisla-tion will provide stability and flexibilityto Missouri agriculture.

Farm Bureau supports severalmajor provisions in the bill, includingthe Dairy Revitalization Act, the in-creased livestock truck weights, re-peal of language prohibiting Missouribeef producers from instituting a statecheckoff, and moving the cap on for-eign-owned farmland down from 1 toone-half percent.

The Dairy Revitalization Act is acritical component of the bill for Mis-souri dairy farmers.

“Growing up, I never thought theday would come when there would beless than 100,000 dairy cows in thestate of Missouri,” Hurst told the com-mittee. “But here we are. We now im-port milk for consumption.”

A proposed Dairy RevitalizationFund would assist with some of the fi-nancial burden through a dairy pro-ducer margin insurance premiumassistance program. A Dairy ScholarsProgram would provide monetary sup-port to educate the next generation ofdairy farmers, and an annual study

would be required by the University ofMissouri’s commercial agriculture pro-gram to find ways to enhance thestate’s dairy industry.

Hurst said maximum truck weightsfor hauling livestock need to be in-creased.

“Surrounding states (Iowa, Kansasand Nebraska) have increased maxi-mum weights for trucks hauling live-stock to 85,000 pounds or greater onstate roads and highways…thiscauses inefficiencies when travelingacross state lines and puts our pro-ducers at a disadvantage,” Hurst testi-fied.

Missouri’s maximum weight limit iscurrently 80,000 pounds.

On legislation to control foreignownership of land, Hurst said FarmBureau members support a completeprohibition on foreign-owned farmland,but believe the compromise in theOmnibus Agriculture Bill is a start.“Missouri Farm Bureau supports thislegislation as a whole and will work tosee it passed by the General Assem-bly and signed by the Governor,”Hurst concluded in his remarks to thecommittee.

The Omnibus Agriculture Bill is ex-pected to pass because a provision toclassify captive deer was removed.The Governor vetoed similar legisla-tion last session because of the provi-sion.

Farm Bureau testifies forAgriculture Omnibus Bill

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Santa Fe Agri Leaders himself to theSanta Fe Agri-

leaders organization. Asthe new adult agricultureadvisor, Lewis says he“plans to build upon thesuccess of the Agri-Leaders … that the pastshows that the group isvery active.” He thenwelcomed younger mem-bers to come and seewhat the organization isabout, explaining theyhave several aspects to

offer including a greateducational program.

To wrap up the meet-ing several committeemembers discussed fu-ture planning for thegroup, and the currentsuccesses, as well as theexpectations for thegroup. Vice president-elect Jody Bergman an-nounced the Santa FeAgri Leaders organiza-tion won both regionaland state awards.

>>>

Buyers' Guide: Accounting Softwareby agriculture.com staff

Phyllis Parks still meets with farmerswho use paper ledgers and simple com-puter spreadsheets to track expenses. Parksis a CPA and certified valuation analystwith Daughhetee and Parks ManagementConsulting in Danville, Illinois. She does-n't think that's enough today.

"They need to keep track of whatthey're doing, year to year, because pricesare so volatile," she says.

At a minimum, you should have ac-counting software, ideally a program thatallows detailed reports on enterprise orcost centers and profit centers. It could bejust three profit centers — corn, soybeansand custom work, for example -- or scoresof individual fields and farms.

"You need it to know if you're makingthe right decisions on seed," she says.

Or to know the cost of trading in acombine annually. "To have it sitting inyour shed 10 months out of the year," shesays. "Is there a better way you can do that— maybe by sharing equipment?"

Parks, president of the Farm FinancialStandards Council (www.ffsc.org), hastaken her message on the road, along withher partner, Joe Daughhetee. At Farm Bu-reau meetings and elsewhere, she makes apitch for better accounting.

"We always say you don't have tojump in with both feet. You can startsmall," she says. "But we stress if youdon't do this, you don't know where you'reat, really."

Off-the-shelf products — Quick-Books, Peachtree, and others — are cheap($100 and up) and work reasonably well.QuickBooks remains widely used in farm-

ing. But quantifying income by agricul-tural units such as bushels can be cumber-some. For $149, Flagship Technologies(www.goflagship.com) sells add-on soft-ware, ManagePLUS, that also makes iteasier.

If you want detailed reports by enter-prise or field, Parks says you're better offwith software for farming and ranching.

The Farm Financial Standards Councilis a brand-neutral nonprofit, so Parks does-n't recommend any product. She andDaughhetee have farm customers usingQuickBooks, Farm Works, CenterPoint,PcMars and FBS Systems.

QuickBooks buyers are among theconsulting clients of Paul Gorman, farmbusiness management instructor at SouthCentral college in North Mankato, Min-nesota.

"It's virtually impossible to pull thevalue of growing crops and growing live-stock from QuickBooks," says Gorman,who is also on the FFSC board.

With more advanced products such asFBS Systems, CenterPoint, Ag Manager,and Farm Works, "you get an incomestatement that's tightly wired to the balancesheet," he says.

"These higher-end softwares are notfor procrastinators," he cautions. "If you'renot going to stay within 60 days of beingcurrent, they're going to be a challenge."

Gorman also has clients and studentsusing PcMars, a program used by severalstate farm business associations and rec-ommended by Extension.

Gorman sees it as a good financial ac-counting program that is harder to workaccrual values into profit center reportsthan some programs.

Technology

When my husband and Istarted farming as fresh-faced22-year-olds, we had no ideahow fast things would change.We had no idea our young faceswould soon give way to wrinkles.We had no idea words on thepages we read would soon be-come too small to see. And weespecially had no idea we wouldbe the “older” generation in ablink of an eye.

When I look back, I realize weshould have seen it coming. Afterall, although it was hard to be-lieve, our parents had once beenour age. But when you’re 22, it’sunimaginable to believe that in awink of an eye, you too wouldgrow up (and out).

One of the biggest changeson the farm – as well as our lives– has been technology.

When hubby and I graduatedfrom college, computers werethe size of the average person’sliving room. The closest thing totoday’s computer was an electrictypewriter and an endless supplyof Whiteout. GPS was an abbre-viation for Grandpa’s … as inGrandpa’s house. Facebookwould have been a book about,well, faces. A mouse was actu-ally a rodent, and when we said

“desktop” we meant the top of anactual desk. A hard drive was a13-hour car ride with two tod-dlers and a teenager. (“Mom,make him stop – he’s looking atme.”

Telephones were anything butmobile. With the phone, attachedby a lovely, curly cord, mobilitywas limited to about 10 feet. Formy toddler, a few minutes ofMom on the phone meant free-dom to explore, climb, touch andtaste as fast as his little legscould move. It was a sad day forhim when I finally got a cordlessphone.

Without cell phones, we actu-ally had to communicate witheach other before we left for theday. As in: “Honey, I’m going tothe store after work and won’t behome until after 7 p.m.” Or fromhubby: “I’ll be working the Smithplace today and probably won’tquit until after dark.”

If our vehicles broke down orgot stuck we actually had to walkto the closest house and tele-phone.

We could go on vacation andunless there was an emergency(and we actually left the name ofa hotel) we would have no ideawhat was going on at the farm.There was no Facebook or Inter-net. No texting, no Twitter andcertainly no Instagram.

When our oldest was 9months old, the three of us spentthree days in a cabin in BennettSprings with no television, phoneor even a radio. Hard to believe,but not only did we survive, wehad a good time. On our lastfamily vacation a few years ago,panic set in if our phones wereout of tower range for more than7.3 minutes. After all, texting isn’ta luxury, it’s a right — and notknowing the weather at homewhen you are 1,000 miles awaycan cause severe mental stress.

Technology on the farm hashelped us in so many ways. Acell phone can and has savedlives and even limbs in farm acci-dents. It saves time on a break-down and more than once hassaved a five-mile hike.

GPS (as in Global PositioningSystem) and other tools meanfarmers save costs and the envi-ronment with variable rate fertil-izer, seed and chemicals.

Of course, as with every ad-vancement in history, there aredrawbacks. Some might see thechanges as improvement andothers might not. When carswere invented transportation be-came easier, but small towns be-came less relevant and citiesbecame larger. Blacksmiths be-came outdated and were re-placed by auto mechanics.Horse manure was re-placed by exhaustfumes. Infrequentbuggy accidents werereplaced by thousandslosing their lives dailyto traffic accidents.

Today, talking onthe phone is being re-placed by texting. (Andthe word “are” is beingreplaced by “r”) Check-ing up on neighbors isbeing replaced by

Facebook, and carrying yourloved ones’ pictures in your wal-let is being replaced by snap-shots on our cell phones.

Sometimes I’m glad of the ad-vancements. Other times I missthe good ol’ days of dinner con-versations without phones andcar rides with games such as“slugbug,” instead of videogames on an iPad. But most ofall I wonder what the next 30years will bring. After all, for mysons and those just startingadulthood, the ‘good ol’ days’ areright now.

As for me, I’m hoping for self-cleaning kitchens, disposablefarm clothes, dust-free roads,rural pizza delivery and climatechange of endless spring tem-peratures for Missouri. Ahhh, thegood new days …

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February Events

Q. What would you consider to be the mostparamount strategy for 2015?

A. As we reflect on 2014, we celebrate oursuccesses and look to identify the areas that weknow need improvement. In taking control andstrategically planning ahead we put ourselves at anadvantage. We move into 2015 well educated andready to take on any challenges.

You will be seeing many headlines stating:“Trends” or “What’s Trending.” Don’t get caughtin a passing phase! There is a difference in what’snew and proven, and what’s not well researchedand just hot at the moment. There is a fine line, bewell informed and choose wisely. I believe that in2015 we will see three things come to fruition fromone smart move — this will save you time, saveyou money and, best of all, make you money. Whatis that move? Biologicals!

Biologicals have been around for a while, justas genetics in relation to seed. What makes todayversus even a year ago different in the world of Bi-ologicals? This is very simple. Science and re-search has advanced in many areas giving us amore natural product that is precise and targeted tohelp in eliminating pests, weeds and fungus. All ofthis while giving a healthier plant and soil.

This ultimately gives bigger yields, heavierweights at the market and much more. Biologicalstoday are a sound decision. Make the move!

You will find that Biologicals work hand inhand with your current planting portfolio and offera clean application. You will realize that this smallinvestment will pay for itself time and again. Thedifference you will see in the continued improve-ment and health in your soil, and plants will nodoubt bring you back to Biologicals year after year.

The Research I conduct on The Farm(tm) ismore compelling than ever. The data that was col-lected last year, as well at that being collected aswe move into the new year, has and will bring re-sults that are very telling. Farmers are not just giv-ing exciting testimonies, they are ringing the phoneoff the hook! This is a very exciting time to be inthis industry.

Q. Do Biologicals support the way Americais eating?

A. Yes, most definitely! We know that weare in the age of health consciousness. Americansare reading labels and educating themselves onwhat’s going into their shopping carts and endingup on their kitchen tables. Not only is our govern-ment bringing food and its source to the frontburner, but so are doctors and schools. This bringsa heightened awareness to the general public re-garding their health and food source.

Farmers are excited about Biologicals bringingbigger yields, healthier soil and crops. The bestpart is farmers are able to offer the marketplace aproduct that is grown using a more natural ap-proach and being able to cut back on the use of pes-ticides, herbicides and fungicides in the process.

That’s a win-win from the farmer’s field to theconsumer’s table.

We are fortunate to have Biologicals readilyavailable, and at a price we can all afford. Yearsago, Biologicals were known to be a costly addi-tion, time and research has changed this. What wasonce only available to the researcher’s and Uni-versities, is now available to farmers worldwide.

Biologicals are key to soil health — they offer

several strains of beneficial bacteria and microor-ganisms that work in harmony to unleash boundnutrients already existing in your soil. They alsocreate a microenvironment that is crucial for thedevelopment of a strong, deep root system. Astrong root system then allows for a fast shoot andsupport at a cellular level. This creates a dominoeffect — strong roots lend to cell wall strength andgreat nutrient uptake from the root to the tip of theleaves. We now have a plant able to handle extremetemperatures and dormancy if this was to occur.Biologicals are like an inexpensive, but powerfulinsurance policy.

Attention Readers:We are having such a great response to John’s

Jargon and have great questions coming inmonthly. We are inviting you to email us with yourQuestions about Biologicals and John will behappy to answer you right here. So email us andremember to include your name and state if youwish! Thank you for your support! Email us :johno@agteampro.com

John Or�z is the ownerof Basic Solu�ons Re-search, an AgriculturalResearch Farm, and heis the General Managerof MOF2 in Garden City,Missouri. Contact John atjohno@agteampro. com,or at MOF2, LLC - P.O. Box401, Garden City, MO64747. John can also bereached by phone at 816-773-6018.

12 missouri farms

John’s Jargon Q.A.Reflecting on 2014 ...and planning ahead fora prosperous New Year!

COLUMBIA – Milk prices at thefarm level are expected to be about $6 ahundredweight lower than the recordprices in 2014.

“That is not going to be fun for pro-ducers,” says Joe Horner, University ofMissouri Extension agricultural econo-mist. “But it is not as bad as it has beensome years in the past.”

Horner told the MU Ag MarketingOutlook Conference on Jan. 21 that itgoes back to the three-year cycle.

“Dairy tends to go from high pricesto high prices in about three years; wego from low prices to low prices in

about three years,” he says. “2015 is thethird year down. We had fantastic prof-itability in 2014 with falling feedprices, great milk prices at the farmlevel and dairymen made a lot ofmoney.”

When producers see that kind ofprofitability, they tend to expand bothnumber of cows and milk productionper cow.

Horner says cow numbers are 0.9percent higher than a year ago and milkper cow is 2.4 percent higher. You havemore cows producing more milk percow and suddenly U.S. milk productionis growing 3.4 percent.

That is about twice what the U.S.

market can consume, so prices will fallover time and the herd will contract.

But Horner says this year there arealso some demand issues.

“The U.S. economy is growing rela-tively slowly,” he says. “We’ve de-pended on fast-growing exports to keepmilk prices high the last few years.We’re starting to see low growth in a lotof the emerging markets; China hasbacked off as a major importer.”

Also, New Zealand and Europe haveextra milk to sell because of the sanc-tions against Russia.

Because of the larger supply, pricesin the grocery store are coming down.

“Consumers are already seeing the

drop in cheese and butter prices, andfluid milk will be coming down,”Horner says. “We hit all-time highs forbutter last summer, and those havedropped between a half and a third al-ready, so we are seeing some lowerprices and should see some pickup indemand with those drops in price.”

While farm gate milk prices will belower in 2015, Horner says slaughtercow numbers will be a bright spot fordairy producers.

Hamburger prices have been fantas-tic this year, he says, and cull cows arebringing record prices. Horner says thatwill pull the national herd down andcorrect the supply situation.

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by Jason Vance

Increased dairy supply, steady demand lead to drop in prices

by Jason Vance

COLUMBIA — The song remainsthe same for the cattle market: tightsupplies and high prices.

“Supplies are going to remain tightfor some time, and domestic and exportdemand for beef looks good,” says RonPlain, University of Missouri Extension

agricultural economist. “So we expect2015 cattle prices to average higherthan what we saw last year.”

Plain made his comments Jan. 21during the MU Ag Marketing OutlookConference.

He noted that the 19-year trend of

Cattle continue to trend higher; hog markets 'yo-yo'

Read more on page 14 >>

by Jason Vance

COLUMBIA — Pricesfor all commodities arelower than they have beenthe last few years, and thatwill put some economicstress on many farmers.

“I think farmers need tohave a good idea of their fi-nancial needs for this year,”says University of Missouriagricultural economistDavid Reinbott. “Both short-and long-term ranges andcash flow needs. Any timewe get rallies back into theprice levels where it canmeet those cash flow and fi-nancial goals, farmers reallyneed to start locking thosein.”

There is an ample sup-ply of old crop corn becauseof the record harvest in2014. Reinbott says USDAhas trimmed back the de-mand outlook some, but it’sstill almost 13.6 billionbushels.

“Right now we are look-ing at corn prices for oldcrop around $3.80,” Rein-bott says. “That’s sort of theinitial level of support withpossible rebounds to $4 or$4.15.”

Reinbott says if corngets into that range, farmersshould probably sell oldcrop they have in storage.

The outlook for newcrop corn is that acres willbe down 1-2 million. With anincrease in demand, endingstocks could drop and withthat, Reinbott says, produc-ers could see new cropprices in the $3.90 to $4.20range.

With fewer acres of cornexpected to be planted,more acres of soybeansshould be planted. Reinbottsays we could easily see 87million acres or more of soy-beans.

“This would definitelypush up ending stocks fornew crop soybeans,” Rein-bott says. “We’re probablyseeing prices around $9 orpossibly even slipping backinto the upper $8 range.”

Of course, the SouthAmerican soybean crop willaffect the markets. AlthoughSouth American producershad early planting delaysdue to weather, Reinbottsays their early soybeansare looking pretty good.Weather during the nextfour weeks will be critical

and any problems could seea rally in bean prices. Rein-bott says farmers shouldsell some new crop beans ifthey get above $10.

There were some prob-lems with winter wheatplanting last fall. Winterwheat will be down at least

2 million acres, which mayhelp support it around the$5 level, Reinbott says.

“I’d say right now, $5 forJuly wheat is probably goingto be the support,” he says.“Any kind of rallies above$5.60 for new crop probablyneeds to be sold.”

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We’ve got Missouri covered.HOMEAUTO LIFE

JUSTIN SCHUSTERSaline County Agent(660) 886-7458

justin.schuster@mofb.com

Jack’s Sales and Service• Single & Double WallPolyethylene Pipe

• Signs, Post, Brackets• Cutting Edges, Grader & ETC.

• Field Tile & Stringing• Metal Culvert Pipe• P.V.C. Pipe

Call Eric Edwards1-800-223-9033

Fax 573-787-3311 • 573-353-580429636 Brick School Road • Clarksburg, MO 65025

jackssales@gmail.com

We Carry:New Peck Grain Augers,NevilleGrain Trailers, Strobel Scrapers,Thunder Creek Fuel Trailers,Redline Harrows,Hayliner BaleTrailers,Tri-L Attachments

David Igo660-631-2310www.saltforkfeedandsupply.com

1260 N.Hwy. 65Marshall,MO 65340

Reg.Angus bulls For SaleYearling to 2yrs. oldDavid Igo 660-631-2310

MU Extanion Corner

fewer calves is going to end in the nextcouple of years. In recent months, heiferand cow slaughter has been down sharply.

Female slaughter was 10 percent lower in 2014.“We are saving more heifers and cows for breed-

ing, but it’s a slow process — nine months frombreeding to birth and another two years before thosecalve reach slaughter weight,” Plain says. “So yes,more beef is coming in 2017 and 2018, but for thetime being tight supplies and high prices will con-tinue.”

The hog market was up and down over the pastyear and Plain expects a repeat of that in 2015. The

main reason is porcine epidemic diarrhea virus.“We lost a lot of pigs to PED last winter,” Plain

says. “Since pigs go to slaughter at 6 months of age,those death losses meant a short supply of hogs andpork in the summer, which resulted in record prices.”

Like many viruses, PED was less of a problemduring the summer, so six months later hog slaughteris back to normal and prices have dropped off. Plainexpects the same situation in 2015, with the marketyo-yoing every six months with the death loss and theresulting price increases.

Plain also says that both cattle and hogs slaughterweights are higher.

“Whenever supplies get tight and there aren’tmany animals to slaughter and prices are high, farm-ers tend to feed them a little bit longer,” Plain says.“So that adds to the supply and moderates a bit theprice we see in grocery stores because of that extrameat from each animal.”

Cattle continue to trend higher; hog markets 'yo-yo'>>>

Farmers need to watch markets carefully in 2015

To place your Classified Ad

660-886-2233

15

Looking for Farrow House Manager for 3000 sowfarm. Please send resume to leefarms@outlook.com

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Contact:email: Leefarms@outlook.com

To place your ad Marshallnews.comThen Missouri FarmsThen Online classifieds

JD 7200 12r planter, fingerpickup CM, JD BM, rebuiltmarkers, air clutches, sharktooth screw adj. residuemanagers. Kinze Seedmon., exc cond. $15000.660-463-7634

JD 8440 4WD tractor, triplehyd, 20.8x38 tires, 8450 up-dates, 319-230-4349

NH BR7090 rd baler '08extra wide sweep, 5500bales, new belts. $18,500.608-732-1072

1500-1800 Gal. SS Spayertank w/ or w/o baffles, onskids. Like new, $2500.660-341-9557

45 KW Winco PTO Genera-tor & others. Farm Power,Inc. 712-566-2606

4640 JD, '78, new 42" radi-als, 3 Pioneer SCV's, duals,asking $17,500. 573-822-2991

Cat 7G, OS, hyd., dozer &scraper, OH eng. 1000hours, U.C. 30% $40K 563-542-1874

CIH 9380, '00, 3300 hrs,metrics, very clean,$79,500; CIH STX 325, 3 pt,PTO, 5900 hr, leather, 42's,90%, $82,500. 217-430-0837

CIH STX 480 '07, 710/70/42duals, 2200 hrs, 409's, PS,$129,500. 217-430-0837

CIH SPX 4260, '01, 3283hrs, 90" boom, 1200g. SStank, clean $55,000. 217-430-0837

Hardi Navigator 1000, 4Sect. 80' booms, diaphragmpump, low acres, alwaysshedded, exc cond. 660-200-5488

JD 1770 NT Pltr '08, 16/30,Seed Star, VRD-2 mtrs,Max Emerge, XP, 1.6 bu, E-set, Insect, PDF, TW, LowAc, Exc! $59,500. 319-350-0579

JD 4450 '83, 5800 hrs, PS,MFWD, 3 hyd, wts, frt tank,42" rubber, duals & hubs.Nice! $54,500. 515-341-3188

JD 9650 combine, 1600sep. hrs, dls, yld mot, hop &unload ext, exel, $90K. 319-821-3244

(200) SimAngus open repl.hfrs Calfhood avc & PItested, $2100/hd for 10 ormore. Central KS, 785-258-0173

(50) Red Angus feedercalves of western origin. 25strs, 700-750# $2.50/lb; 25replacement hfrs, 600-700#$2.70/lb. Will sep. Days217-430-2502, Eves 217-967-2223

Top Quality Red AngusCows & Heifers bred to reg-ister red Angus bulls, pregchecked, all vacc., due inMarch and April. 309-945-8840

Duroc, York & Hamp BoarsGood Selection. Paul Mar-tin, Shelbina, MO, 573-822-4216

150 strs, 725-750#, del Jan15-22; 1st calf hfr pairs on con-tract del Apr/May; 40 blk 2ndcalf br hfr, del NOW; 37 blk brhfr, start Feb 15, del NOW.Contact Rod Wright, WrightLivestock. 308-530-4537;www.wrightlivestock.com

40 Fancy Big Black BredHfrs, extra quiet all shotsdone, bred to Western Orig,LBW, Angus Bulls. March &April calving. $3,150. Bed-ford, IA, 712-621-5506

FOR SALE! Bred Limousincows & heifers, Red &Black, March & April calving.15 Limousin heifers, suit-able for spring breeding.Floyd Marx, Bryant, IA, 563-212-8874

Red Angus 2 yr old bulls,exc. disposition, easy calv-ing, GREAT muscle &growth. Prefect fit for heifersFertility Checked. 641-220-4014

Subcribe to Missouri Farms!$25 for a whole year!

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EXCHANGE BANK OF MISSOURIHome Dwned • Home Dperated

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EXCHANGE BANK OF MISSOURIHome Owned • Home Operated

Home Town

Harvesting RelationshipsSince 1927

Harvesting RelationshipsSince 1927

Slater MarshallFultonFayette New Franklin

Schmitt Irrigation & Pump ServiceMarshall, Mo. 65340

Ph: 660-886-8693 • Fax: 660-886-4229E-Mail: schmitt.irrigation@sbcglobal.net

Selling the best & Servicing the Restfor 30 Years

That’s what you get when you buy a Valley®.We work hard to bring you the most advanced technology tohelp make your life easier.With Valley equipment you can bethere for the important moments in life and build a successfuloperation that makes you proud.

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