Maximizing Financial Management with PFM

FIS and MX Partnership

5/25/17

Erica Pilon, Lou Byfield, Anne Konop

Pete Chapman, VP Partnerships, MX

Not Just Another PFM

Actionable Data

Meets Customer

Advocacy

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• Founded in 2010

• $50 million total funding

• $30 million Series A funding, led by USAA

• 1000+ Financial Institutions

• 5 year growth > 17000%

• 181% CAGR

• 200+ Professionals

headquartered in Lehi, UT

FIS Personal Finance powered by MX

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Ongoing Digital

Leadership

by FIS

Shared Vision

of Consumer

Advocacy

Why Did We Partner with MX?

Customer

Demand

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Customer

Experience Marketing Data

FIS Personal Finance

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Tightly woven integration

into FIS ecosystem

Deeply embedded

customer experience

across all digital

channels

MX best in market data

quality, industry leading

adoption and increased

digital engagement

Why is FIS Personal Finance Right for our Clients?

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How is FIS Personal Finance Different?

• Delivering into both Online and Mobile

channels

• Tight API platform integration

• Leveraging API to show external accounts

alongside internal accounts

• External account aggregation workflow

placed prominently

• Leveraging mini widgets throughout the

experience

• Proven client success program and best

practices to drive adoption

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What Differentiates MX From Competitors?

Multi-sourced aggregation – for a better customer experience

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One of the leading

US banks ran 5 million

transactions through

their system to test

categorization rates.

91%

Case Study: Cleanse, Categorize, Classify

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Case Study: Uncovering the True Value of Your Data

Represents $1,661,308,788 per quarter in POTENTIAL REVENUE

333,246 users with external

credit cards DETECTED(71,496 detected only)

261,750 users with external

credit cards DISCOVERED

18,867 users with external

credit cards aggregated

that carry a balance

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Case Study: Better Customer Experience, Better Results

Large Regional

Credit Union

client

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OLB/CeB and Mobile

Integration Overview

OLB/CeB Integration with MX

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Enrollment

• Client branded marketing space

with links to disclosures

• User information and all bank accounts

passed to MX at enrollment

• 90 days or more of transactions

sent for auto-categorization

• Held-away accounts

shown on CeB and OLB account

overview for 360 degree

view with optional CeB

“net worth” view

OLB/CeB Integration with MX

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Master Widget

• MX master widget

integrated in CeB and

OLB menus under

Personal Finance

• All secondary navigation

performed on the MX

master widget

• Available in both current

and new CeB user

interfaces

OLB/CeB integration with MX

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• Spending Widget displayed on the CeB

Financial Center dashboard above the Mobile

Banking Center and on the OLB accounts

overview

• CeB and OLB links to Add Personal Finance

Account redirect to MX to add more accounts.

• Targeted splash pages and announcements to

unenrolled users

• Enrollment and master widget access reports

to monitor adoption and usage.

• eManager and Web Admin MX un-enrollment

support

Mobile integration with MX

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Available and Forthcoming Widgets

• Spending: A visualization of spending categories over a

defined date range. Users can change the date range,

view a visualization of income sources.

• Budgets: A visualization of a user’s data on a monthly

basis. Users can create custom budget categories.

• Transactions: An aggregate view of all transactions from

internal and external accounts.

• Accounts: A single view of a user’s internal accounts

(“held”) and external accounts (“held away”).

• Net Worth and Goals Coming Q1 2018

Leveraging Data Insights

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