The RCP Solutions Advantage

With a 60+ year legacy of finding people and getting them to take action in compliance with government processes and regulations, RCP Solutions is uniquely skilled at finding missing plan participants, creating effective communication strategies and ensuring actions and documentation are in compliance with Department of Labor guidelines for ERISA protected property. Today, RCP Solutions is the retirement industry’s leading independent provider of end-to-end solutions for missing participants in active as well as terminating plans.

RCP reduces the risk and simplifies the administrative complexities of handling missing participants in defined benefit and defined contribution plans. We help plan sponsors, third-party administrators, record keepers, bankruptcy trustees and advisors stay compliant with ERISA and Department of Labor guidelines while navigating common challenges such as communicating with missing participants, managing terminating or abandoned 401(k) plans, plans in bankruptcy, uncashed check mitigation strategies and cost-reduction strategies for ongoing plans.

As a trusted partner we offer the expertise and integrity to help creatively solve your problems, manage your risks, ensure compliance and provide transparency in all we do. Our clients come from all industries and represent organizations of all sizes, including Fortune 500 companies as well as court appointed trustees.

Our Clients

• Defined Contribution Plan Sponsors • Defined Benefit Plan Sponsors • Record Keepers• Bankruptcy Trustees • Third-Party Administrators • Consultants and Advisors

Managing Retirement Plans is Complex. RCP Solutions Makes it Simple.

To eliminate possible conflicts between my duty to maximize value for the bankruptcy estate and its constituency, I have retained RCP Solutions to assist in handling administration and termination issues associated with the process. Their extensive experience in managing ERISA compliance and 401(k) plan termination helps me stay compliant with the Department of Labor guidelines while terminating abandoned plans and locating missing participants quickly and efficiently.

Monty Claybrook Chapter 7 Trustee Wilmington, DE

I was relieved to be introduced to RCP Solutions’ Retirement Plan Management Services. Finally, I could close a complicated plan we had been attempting to close for over 5 years. Once RCP got involved the process became very straightforward, seamless and, overall, very easy.

Bill Iacono W.D. Iacono & Co.

RETIREMENT PLAN MANAGEMENT

Channel Partner Solutions

RCP Solutions’ Retirement Plan Management Services frequently and successfully partners with a range of professional services firms—including auditors, actuaries, third-party administrators, record keepers, and financial advisors. We can engage with your clients directly or integrate with your team to present a seamless solution to your clients.

RCP Solutions works with each partner to develop an approach and a relationship that is mutually beneficial. We offer a number of innovative solutions that enable you and your clients to meet specific business goals involving risk management, cost reduction, and asset retention. RCP can help you and your clients better manage active plans, terminate plans, and address the challenges associated with uncashed checks.

Leveraging Technology – Ensuring Comprehensive Controls

State-of-the-Art technology is key to how RCP Solutions delivers accurate, timely and innovative services. We continue to develop proprietary, purpose-built tools and systems to ensure the highest quality solutions in the industry that exceed our clients’ expectations.

And no one is more conscious of the importance of data security than RCP Solutions—integrity is essential to everything we do. We strive to adhere to the strictest of applicable financial services industry standards and seek to review and update those standards regularly. We’ve created a client portal for encrypted data transfer, perform regular external vulnerability audits, and restrict remote and wireless access.

All of our systems and data are backed up for business continuity and disaster recovery purposes and plans are reviewed and tested annually. RCP Solutions is committed to ensuring the utmost care is taken when handling sensitive information.

Retirement Plan Management Services

Retirement Plan Experts Benefit from RCP SolutionsRCP Solutions is the leading provider of specialty risk management and compliance solutions for managing retirement plan data according to ERISA and Department of Labor guidelines. Plan Sponsors, Third-Party Administrators (TPAs), Record Keepers, Bankruptcy Trustees and Advisors trust us to quickly, accurately, and cost-effectively optimize plan participant data and associated processes. The results create value, save time, eliminate administrative burdens, and increase customer satisfaction.

RCP Solutions will accomplish the following:

• Protect you from fiduciary and regulatory risks by providing best–practice guidance and solutions. • Ensure defensibility under audit with all the necessary evidentiary reports and supporting documentation. • Complete plan terminations in six months or less so you can redirect resources. • Save you time and money by outsourcing. We can locate missing participants, determine the beneficiaries of deceased participants, and handle all related participant communications for you. • Eliminate the costs resulting from outdated and inaccurate plan participant data.• Mitigate your uncashed check liability.

We simplify the administrative complexities of missing participants in defined benefit and defined contribution plans. Through the use of purpose-built, proprietary systems and proven communication strategies, our solutions can minimize fiduciary liability, help reduce costs and improve the quality of your participant data.

Active Plan Services

PLANSCAPESM & OUTREACHSM

• Deceased Participant Analysis & Beneficiary Communication • Missing Participant Location & Communication • Uncashed Check Resolution

Terminating Plan Services

CLOSURESM & CLOSUREplusSM

• Advanced Participant Location • Department of Labor Compliance • Flexible Final Distribution Options • Legal and Compliance Support • Participant Communication

Abandoned Plan Services

CLOSURESM & CLOSUREplusSM

• Asset Disbursement and Closure • Fiduciary Location, Communication, and Authorization to Terminate • Missing Participant Location • Qualified Termination Administrator (QTA) support • Uncashed Check Resolution

MAILING 200 Dryden Road, Suite 3500 | Dresher, PA 19025 PHONE (267) 607-4120 EMAIL Questions@RCP-Solutions.com WEB RCP-Solutions.com

About RCP SolutionsRisk Compliance Performance Solutions specializes in risk management, compliance, communications and outreach programs that drive performance and positively impact the bottom line. We are a women-owned business with an executive team of 100+ years combined experience in a variety of industries and disciplines bringing a wealth of knowledge, excellence and innovation to all of our services. Driven by state-of-the-art technology, we integrate the many facets of business, risk, compliance and management to achieve the best results for our clients.

As a large plan sponsor, we were extremely happy with RCP Solutions’ ERISA expertise and risk mitigation efforts to resolve a significant population of un-cashed check owners. In addition, their ability to attain a best address for our missing un-cashed check owners allowed us to maximize the results of this program. I would highly recommend RCP Solutions to any company looking to resolve risk issues within their plans.

Retirement Plans Delivery Manager Large Nationwide Retailer with over 168,000 participants