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Digitisation -

Making business

processes paperless

Tom Scharning, Nets

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1. Click View menu

2. Set check on Guides

Crop image

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picture, Pan the picture

3. Hold SHIFT and resize

the picture by draging the

corners of the picture

SECURITY

STABILITY

DIGITAL

MONEY

Creating the future of digital values

DIGITAL

INFORMATION

DIGITAL

IDENTITY

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Market forces shaping

our industry

NEW

CONSUMERS ANALYTICS

REGULATIONS

API ECONOMY ALTERNATIVE

PAYMENTS

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SEND

DOCUMENT

DIGITALLY

SIGN WITH

YOUR E-ID

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Enter/supply information Approve or deny loan Produce documents

for signing

Sign mortgage if approved

Pay out loan

Chose relevant insurance Enter/supply information

Produce documents for signing

Sign claim Settle claim

Car

Loan

Insurance

claim

Gather information for statement

Add relevant campaign information

Identify relevant output digital channel

Distribute Track&Trace Statement

distribution

MULTI

CHANNEL

MULTI

COUNTRY

MULTI

ID

MOBILE OTP

AUTHORISATION

ARCHIVING DISTRIBUTION

SIGNING

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2015 2018

Annual spend (Nordic) more than 10 bSEK on paper distribution In addition og internal process cost

• High direct cost savings for banks

and businesses

• Consumers demand instant

response

• Digitisation increases revenue

• Digitisation improves CSI

Digitisation effects

-11%

13%

CAGR

2015-2018

-6%

7%

13 bSEK 11 bSEK

eInvoicing Paper invoices Digitisation

services

Paper

distribution

Paper

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As the compexity is increasing - the need for a strong

hub grows

VS HUB

PAYMENT SCHEMES REGULATORS

CHANNELS

INVOICE

ISSUERS

BANKS

PAYMENT SCHEMES REGULATORS

CHANNELS

BANKS

INVOICE

ISSUERS

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9

Digitisation – an example Introduces change to businesses

Due to digitisation of the society:

Enterprises are expected to offer an

increasing number of document delivery

and payment channels

Digitisation is no longer a pure matter of

internal cost reduction, but also compliance

• Business and consumer e-networks are

not tied together, and maintenance

of numerous integrations steals

internal resources.

Epost

Aksesspunkt

So… how can digitisation still be cost efficient?

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10

Digitisation – an example Digtisation made simple

Epost

Aksesspunkt Yo

ur

bu

sin

ess IT

la

nd

sca

pe

ediEX

IT systems

IT system

ediEX customized layer ediEX standardized layer

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11

ediEX simplifies digitisation Benefits to invoice issuer

Yo

ur

bu

sin

ess IT

la

nd

sca

pe

ediEX

IT systems

IT system

No changes to existing it systems ! Compliant with formats and regulatory requirements

FAST IMPLEMENTATION

SELF SERVICE CUSTOMISATION

ALL RELEVANT CHANNELS AVAILABLE

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• Digitisation partner for banks

• eInvoice provider

• Multichannel invoice distribution

• Signing and identification services

• A full service provider

Nets - Making business processes paperless

across the Nordic region

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SECURITY

STABILITY

DIGITAL

MONEY

DIGITAL

INFORMATION

DIGITAL

IDENTITY

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THANK YOU