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In this chapter, you will learn concepts w.r.t.: Well known global companies and their headquarters Years of establishment of the companies Names of the founders Present business heads and their designations Chapter 1 Major Global Companies

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Page 1: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

In this chapter, you will learn concepts w.r.t.:

Well known global companies and their headquarters

Years of establishment of the companies

Names of the founders

Present business heads and their designations

Chapter 1

Major Global Companies

Page 2: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

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12 BMW Munich, Germany 1913 Karl Friedrich Rapp Helmut Panke Chairman

13 Bank of America

Charlotte,

North Carolina 1928 Amadeo Giannini Kenneth D Lewis

Chairman and CEO

14 Barclays London, UK 1896 Several Banks united

under one banner called Barclays & Co.

Matthew Barrett Chairman

15 Bayer Leverkusen,

Germany 1863 Public Company Werner Wenning Chairman

16 Boeing Chicago, USA 1916 William A. Allen W. James

McNerny, Jr. CEO

17 Cisco

Systems San Jose,

California, USA 1984

Len Bosack and Sandy Lerner

John Morgridge Chairman

----- ----- --- ------ John Chambers CEO

18 Coca-Cola Atlanta, USA 1892 Asa Griggs Candler E. Neville Isdell CEO

19 Colgate

Palmolive New York, USA 1953 Public Company Reuben Mark CEO

20 Citigroup New York, USA 1812 Public Company Charles Prince Chairman and

CEO

21 Cadbury

Schweppes London, UK 1969 Public Company John Sunderland Chairman

22 Canon Tokyo, Japan 1937 Goro Yoshida and

Saburo Uchida Fujio Mitarai

Chairman and CEO

23 Daimler Chrysler

Stuttgart, Germany and

Michigan, USA 1998

Formed by the merger of Daimler-Benz

(Germany) and Chrysler corporation (America)

Dieter Zetsche Chairman

24 Deutsche

Bank Frankfurt, Germany

1870 Adelbert Delbruck and

Ludwig Bamberger Josef Ackermann

Chairman and CEO

25 Dell

Computer Texas, USA 1984 Michael Dell Michael Dell Chairman

26 Exxon Mobil

Irving, Texas, USA

1999 Formed by the merger of

Exxon & Mobil Rex W. Tillerson

Chairman and CEO

Page 3: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

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42 Intel Santa Clara, USA 1968 Gordon E. Moore Craig R. Barrett Chairman

43 IBM New York, USA 1888 Thomas J. Watson Sr., Samuel

Palmisano Chairman and

CEO

44 Johnson

and Johnson

New Jersey, USA 1886 Robert James and Edward Johnson

William Weldon Chairman and

CEO

45 Kellogg’s Battle Creek,

USA 1906 Will Keith Kellogg James M. Jenness

Chairman and CEO

46 L’Oreal Paris, France 1909 Eugene Schuller Lindsay Owen-

Jones Chairman and

CEO

47 LG Seoul, Korea 1947 Koo In Hoe Bon Moo Koo Chairman

48 Lufthansa Frankfurt, Germany

1926

Formed as a merger between Deutsche Aero

Lloyd (DAL) and Junkers Luftverkehr

Wolfgang Mayrbuber

CEO

49 Morgan Stanley

New York, USA 1935 Henry S. Morgan and

Harold Stanley John J. Mack

Chairman and CEO

50 Mitsubishi Tokyo, Japan 1870 Yataro Iwasaki Takashi Nishioka Chairman

51 Microsoft Redmond, USA 1975 Bill Gates and Paul

Allen Bill Gates Chairman

----- ----- ----- ------ Steven Ballmer CEO

52 Mittal Steel Rotterdam,

The Netherlands 1989 Lakshmi N. Mittal

Lakshmi N. Mittal

Chairman and CEO

53 Mittal - Arcelor

Luxemburg,

Luxemburg 2006

Founded when Mittal steel took over Arcelor

Lakshmi

N. Mittal CEO

54 News Corp New York, USA 1979 Rupert Murdoch Rupert Murdoch CEO

55 Nestle Vevey,

Switzerland 1866 Henri Nestle

Peter Brabeck-

Letmathe

Chairman and

CEO

56 Nike Beaverton,

Oregon, USA 1972

Phil Knight and Bill Bowerman

Phil Knight Chairman

Page 4: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

In this chapter, you will learn concepts w.r.t.:

Well known Indian companies and their headquarters

Years of establishment of the companies

Names of the founders

Present business heads and their designations

Chapter 2

Major Indian Companies

Page 5: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

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15 BIOCON

Bangalore, Karnataka and New

Jersey USA

1978 Ms. Kiran Mazumdar-Shaw

Ms. Kiran Mazumdar

Shaw

Chairman and MD

16 BILT Gurgaon, Haryana

1945

Founded by Late Karam Chand Thapar as

Ballarpur Paper and Straw to Ballarpur Industries

Ltd. In 1975

L M Thapar Chairman Emeritus

Gautam Thapar Chairman

17 Bajaj Auto Pune, Maharashtra

1945 Jamnalal Bajaj Rahul Bajaj Chairman and MD

18 Crompton Greaves

Mumbai, Maharashtra 1947

Late Karam Chand Thapar

Mr. Gautam Thapar Chairman

19 Cipla Mumbai, Maharashtra 1935 Khwaja Abdul Hamied Dr. Y.K.

Hamied Chairman and

MD

20 Castrol India Mumbai, Maharashtra

1899 Castrol the global brand was founded by Charles

Wakefield

Naveen Kshatriya

Managing Director

21 Dr. Reddy’s Hyderabad,

Andhra Pradesh

1984 Dr. Anji Reddy Dr. Anji Reddy Chairman

22 Dabur Ghaziabad,

Uttar Pradesh

1884 Dr. S K. Burman Mr. V.C. Burman

Chairman

23 Escorts Ltd. Faridabad, Haryana 1944

Mr.H P. Nanda and Mr. Yudi Nanda Rajan Nanda

Chairman and MD

24 Eicher Group Pune, Maharashtra

1959 ------ Mr. S.Sandilya Chairman

25 Eveready Kolkata, West Bengal 1964 Brij Mohan Khaitan Brij Mohan

Khaitan Chairman

26 Essar Group Mumbai, Maharashtra

1956 Nand Kishore Ruia Shashi Ruia Chairman

27 Exide Industries

Kolkata, West Bengal 1920 ----- S.B. Ganguly Chairman and

CEO

28 East India

Hotels New Delhi 1949 MS Oberoi Bikki Oberoi Chairman

29 Finolex Pune, Maharashtra

1956 P.P. Chhabria and K.P. Chhabria

P.P. Chhabria Chairman

30 Kansai Nerolac Mumbai, Maharashtra

1920 ----- Dr. Jamshed Jiji Irani

Chairman

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41 I-Flex Bangalore, Karnataka

1991 Rajesh Hukku Rajesh Hukku Chairman and

MD

42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash

Gaur Chairman

43 JK Group

Varied Locations for

different Group

companies

1918 Lakshmipat Singhania H S Singhania Chairman

44 Larsen & Toubro

Mumbai, Maharashtra

1938 Henning Holck-Larsen

and Soren Kristian Toubro

A M Naik Chairman

45 Modi Group New Delhi 1932 Rai Bahadur Gujar Mal

Modi Mr. Umesh K.

Modi Chairman

46 Moser Baer New Delhi 1983 Mr. Deepak Puri Mr. Deepak

Puri Chairman

47 Max India New Delhi Bhai Mohan Singh Analjit Singh Chairman

48 Mukta Arts Mumbai,

Maharashtra 1972 Subhash Ghai Subhash Ghai Chairman and

MD

49 Nicholas Piramal

Mumbai, Maharashtra

1988 ----- Ajay G Piramal Chairman

50 Nirma Ahmedabad,

Gujarat 1969 Karsanbhai Patel

Karsanbhai Patel

Chairman and MD

51 Pantaloon India Mumbai,

Maharashtra 1987 Kishore Biyani Kishore Biyani MD

52 Patni Computers

Mumbai, Maharashtra

1978 Narendra K. Patni,

Gajendra K. Patni and Ashok K. Patni

Narendra K Patni

Chairman and CEO

53 Polaris Chennai,

Tamil Nadu 1983 Arun Jain Arun Jain

Chairman and MD

54 RPG

Enterprises Mumbai,

Maharashtra 1979 RP Goenka

Harsh Vardhan Goenka

Chairman

55 Ranbaxy Gurgaon, Haryana 1961 Bhai Mohan Singh

Mr. Tejendra Khanna Chairman

----- ----- ------ ----- Malvinder

Mohan Singh CEO and MD

56 Reliance Industries

Mumbai, Maharashtra

1966 Dhirubhai Ambani Mukesh Ambani

Chairman and MD

57 Raymond Mumbai,

Maharashtra 1925 Lala Juggilal

Gautam Hari Singhania

Chairman and MD

Page 7: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

In this chapter, you will learn concepts w.r.t.:

Major brands of leading companies

Brand endorsers

Chapter 3

Brand Quotient and Brand Endorsers

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FMCG Companies

HLL Lifebuoy Sunsilk Surf Excel Ponds Yellow Label Tea Lux

Clinic Range Wheel Lakme Rexona Rin Fair & Lovely

Brooke Bond Annapurna Breeze Ala Kissan Dove Pepsodent Bru Hamam Closeup Axe Pears Kwality Walls Liril Ayush Knorr

P&G Head &

Shoulders Ariel Vicks Whisper Pantene Pro V

Tide Detergent

Rejoice Pampers Gillette Reckitt

Benckiser Cherry Dettol Lyzol Mortein Harpic Robin

Vanish Veet Colin Henkel Fa Mr. White Henko Glaxo

Smithkline Aquafresh Toothpaste Crocin Horlicks Boost

Britannia Fifty-Fifty Tiger Half-Half cake

Dairy Whitener

Cheese Spread

Marie

GoodDay Milkman Flavoured milk

Cheese

Bread

Butter

Ghee Milk Hide n Seek

Dabur Hajmola Chyawanprash Glucose D Pudin Hara Honey Red

Toothpaste

Amla Hair Oil Hommade Real Vatika Hair Oil

Anmol Shampoo Shilajit

Binaca Lal Dantmanjan Lal Tail Babool Toothpaste Janma Ghuti Baby Olive

oil Lemoneez

Marico Industries

Ltd. Parachute Saffola Hair&Care

Shanti Amla

Mediker Mealmaker

Oil of Malabar Sil Revive Kaya Skin Clinics Sweekar Silk n Shine

CocaCola Coca-Cola Limca Thums-Up Fanta Sunfil Kinley Maaza Coke Sprite Georgia

Pepsi Pepsi 7-Up Slice Miranda Frito Lays MountainDew Lipton Tropicana Gatorade

Page 9: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

In this chapter, you will learn concepts w.r.t.:

Punchlines of some important brands/companies

Chapter 4

Brand/Company Punchlines

Page 10: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

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Connecting India BSNL

Connecting people Nokia

Cooling Solutions to help your business do better

Bluestar

Count on us Maruti Suzuki

Creating Life ING Vysysa Life Insurance

Definitely Male Bajaj Pulsar

Designed to excel Splendor +

Diamonds are Forever De Beers

Digitall Inspiration Samsung Digital

Discover a passion Wills Classic

Do more live more Tata Indicom

Drive your way Hyundai Motors

Eat Healthy, Think Better Britannia

Elegance is an Attitude Longines

Emotionally yours Air Sahara

Empowering People Acer

Enduring value ITC

Energising Capital.....Realising Ideas IL & FS

Energising Lives Bharat Petroleum

Enjoy the change Wills Lifestyle

Experience. Truth first NDTV

Expertise with resposiblity Bayer

Explore your World Discovery Channel

Express Yourself Airtel

Feel the news Times Now

Fly Emirates Emirates

For a special journey called life Chevrolet Optra

For Managing Tomorrow Business Today

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Its now or never TVS Apache

Jiyo Zee Bhar ke ZEE Network

Journalism of courage Indian Express

Joy, Hope, Freedom, Life ICICI Prudential Life Insurance

Kal par control Aviva Life Insurance

Leap Ahead Intel

Let there be light Hindustan Times

Let truth prevail Times of India

Let’s Go Alto

Lifeline of Delhi & Mumbai MTNL

Life’s a journey Toyota Corolla

Life’s Good LG

Live life kingsize India Kings

Looking forward to tomorrow Centurion Bank

Made for each other Wills Navy Cut

Make everyday exciting Ford Motors

Making sense of it all BBC World

Making tomorrow brighter ONGC

More car per car Indica V2

More is less Peter England

Moving forward Toyota

New Horizons. Enduring Values Indian Airlines

Not just healthcare ... lifecare Torrent Pharmaceuticales

Nothing else will do Mahindra Scorpio

Number one any which way Business World

Obsessed with quality since 1895 Skoda Auto

One Bank many solutions Corporation Bank

Original European Jeanswear Lee Cooper

Outperform Honda City ZX

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The Josh machine Ford Ikon

The joy of flying Jet Airways

The most friendly airlines Austrian Airlines

The Next Big Thing Ford Endeavour

The Pen the World prefers Reynolds

The people’s paper Tehelka

The power of access FedEx

The Power of Dreams Honda

The Power of Fashion Grasim Suitings

The power of knowledge Economic Times

The sign of excellence Omega

The symbol of partnership Chevron

The taste of good health Tropicana

The taste of India Amul

The ultimate driving machine BMW

The Unbeatable Accord Honda Accord

The Upper Crest Louis Phillipe

The World’s Favourite Airline British Airways

The World’s Local Bank HSBC

The World’s News Leader CNN

There is no better way to fly Lufthansa

Think Different Apple Computers

Thinking of you Electrolux

Time is What You Make of It Swatch

Touching Lives Apollo Hospitals

Touching your heart Yamaha

Trusted Family Bank Dena Bank

Uber Casuals Scullers

Undoubtedly Distinguished Hyundai Sonata Embera

Page 13: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

In this chapter, you will learn concepts w.r.t.:

National Readership Survey (2006)

Major print media companies in India

Major Indian magazines

Major Indian newspapers

Chapter 5

Print Media

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cinema audience seems to have been reversed in urban India – from 23 million regular theatre-goers last year to what NRS now estimates at 25 million. As a proportion this means a marginalincrease from 9.6% to 10.0%.

• The Internet as a medium seems to have paused on its growth trajectory. From 7.2 million userswho logged in every week last year, the number has grown, though only to 9.4 million. Asproportions, these represent 0.9% and 1.2% of India’s 12 years plus population. However, urbanIndia has shown faster growth in internet reach – from 2.3% to 3.4%.

• Mobile phones must now be given their due place as part of media. Reach of this medium –as measured by the proportion of the population accessing value-added-features (VAS) atleast once a week – has grown from 1.1% last year to 2.7% - translating to nearly 22million individuals.

• If there is one overall conclusion, it is that the press medium must watch emerging media closely.The NRS has the data points to indicate media consumption amongst consumers from all walks oflife. It is also worth remembering that, socio-culturally speaking, India is like a couple of dozencountries with a total of sixteen official languages and wide disparities in living standards. Thecomplexity of the Indian media market would rival those of Europe if taken as a whole.

II. Major Print Media Companies in India

1. ANANDA BAZAR PATRIKA LTD. (ABP LTD.)

ABP Ltd. is one of the leading media companies in India. The group started out as a newspaper bythe name of Ananda Bazar Patrika in 1922. ABP was founded by Prafulla Chandra Sarkar whowas also the editor. Today along with its flagship newspaper, the group publishes 9 other publications.These include

• Ananda Bazar Patrika – a premier Bengali language daily

• Anandamala – a children’s magazine in Bengali

• Anadalok – a film magazine published in Bengali

• Desh – a literary magazine

• Boier Desh – another literary magazine in Bengali

• Sanada – Bengali language women’s magazine

• Sports World – a sports magazine

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• NavBharat Times – a leading Hindi language daily

• Maharashtra Times – a leading Marathi daily

• Femina – a women’s magazine published in English

• Filmfare – a film magazine

• Planet M – a leading music store

• Times Music – The group’s music label

• Radio Mirchi – The group’s radio station

• Indiatimes.com – The group’s internet portal

The present chairperson of the group is Ms. Indu Jain. Mr. Vineet Jain is the Managing Directorof the group.

4. HT MEDIA LTD.

One of the largest Indian media company, HT Media ltd. was founded in 1924 when its first newspaper,Hindustan Times was launched. A flagship company of the KK Birla group, HT Media Ltd. todayoperates with 15 printing facilities across India. Some major brands owned by the company are:

• Hindustan Times – a leading English daily

• Hindustantimes.com – online newspaper of the group

• Hindustan – a leading Hindi daily

• Hindustandainik.com – online Hindi newspaper

• HT Next – a youth newspaper

• Kadambini – a monthly Hindi magazine

• Nandan – a popular children’s magazine published in Hindi and English

The present Chairman of HT Media Ltd. is Mr. K K Birla.Mr. Vir Sanghvi is the editor-in-chief.

5. INDIA TODAY GROUP (LIVING MEDIA PVT. LTD.)

India Today Group is the largest media house in India. The group was founded in 1975 by Mr. AroonPurie, who has held the position of editor- in- chief for the last three decades. Today the group has 12

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• Frontline – fortnightly features magazine

• Survey of the Indian Industry – an annual review on Indian industries

• Survey of Indian Agriculture – an annual review on Indian agriculture

• Survey of the Environment – an annual review of the environment

• Indian Cricket – an annual record book on cricket

The present group editor-in-chief is Mr. N. Ram.

III. Major Indian Magazines

Magazine Publishing House

A & M Spectrum Magazines

Business World Ananda Bazar Patrika

The Week Malayala Manorama

Business Today Living Media

Computers Today Living Media

Cosmopolitan Living Media

Digit Jassubhai Digital Media

Economic & Political Weekly Sameeksha Trust

Femina Bennett Coleman & Co.

Filmfare Bennett Coleman & Co.

Fortune (Indian Edition) Living Media

Frontline Hindu Group

Gentleman Express Publications

Good Housekeeping Living Media

India Today Living Media

Intelligent Investor Berkshire Hathaway

Kadambini HT Media Ltd.

Nandan HT Media Ltd.

Page 17: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

In this chapter, you will learn concepts w.r.t.:

Major Indian production houses

Major internet companies

Major television companies

Major radio stations

Chapter 6

Electronic Media

Page 18: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

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Major ProductionsSome of the major serials produced by Balaji Telefilms are:

• Kahaani Ghar Ghar Kii

• Kahiin To Hoga

• Karam Apnaa Apnaa

• Kasamh Se

• Kasautii Zindagi Kay

• Kyunki Saas Bhi Kabhi Bahu Thi

3. United Television (UTV)United Television is a leading media and entertainment company of India with offices in South EastAsia, US and UK. UTV is into producing content for television, motion pictures and broadcasting. Thecompany was established 16 years ago by Ronnie Screwvala.

The company has 4 subsidiaries:

• United Entertainment Solutions Ltd.

• UTV Communication (USA) LLC

• UTV Communication (UK) Ltd.

• UTV Communication (Mauritius) Ltd.

HeadquarterUTV is headquartered at Mumbai.

Present ManagementMr. Ronnie Screwvala is the CEO of UTV.

4. AdlabsAdlabs is the largest entertainment company in India. Adlabs was founded by Manmohan Shetty in 1978along with Vasanji Mamania as a small film processing unit catering to ad films. In 1989, the firm enteredmainstream cinema processing. Today, the company processes more them 60 percent of all Hindi filmsproduced in India. In 2005, Anil Ambani owned Reliance-Anil Dhirubhai Ambani Group (ADAG) became amajority stakeholder (51%) in Adlabs. Recently, Adlabs has also entered into television content creation bybecoming a majority stakeholder in Siddhartha Basu’s Synergy Communication. Adlabs cinema is also oneof the largest motion picture exhibitors in India, with two IMAX theaters and 13 cinemas till date.

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II. Major Internet Companies

1. Google Inc.Google was started by Sergey Brin and Larry Page as a research project of the two Ph.D. students atStanford University, California. The search engine was initially nicknamed “Baer Rub”. The domainname google.com was registered on September 7, 1998. The company has its office in Menlo Park,California. The total initial investment raised for the new company was US $1.1 million, including acheque of $ 1 million from Andy Bechtolscheim, one of the founders of Sun Microsystems.

HeadquarterThe head office of Google inc. “The Googleplex” is situated at Mountain View, California.

Present ManagementEric C. Schmidt – CEOSergey Brin – President, TechnologyLarry Page – President, Products

Products and Services offeredThe major product offerings of Google include the Google Search Engine, Gmail, Google Calendar,Google Talk, Google Docs and Spreadsheets, Jot Spot, Adwords, Google Notebook, Orkut, googleGroups, Picassa-Web albums, Google Earth, Google Maps and You Tube.

2. Yahoo! IncYahoo! Inc was founded by David Filo and Jerry Yang, two Ph.D. students of electrical engineering atStanford University, in February 1994. The website was initially named ‘Jerry and David’s guide to theworld wide web’, but eventually got the name ‘Yahoo! – Yet another hierarchical officious oracle’.

HeadquarterThe present headquarter of Yahoo! Inc is at Sunnyvale, California, USA

Present ManagementTerry Semel – Chairman and CEOJerry Yang – Chief YahooDavid Filo – Chief Yahoo

Products and Services offeredThe major product/service offering of Yahoo include - Ask Yahoo!, Blogs, Flickr – a public photoalbum for users, Geocities – a web hosting service, My Yahoo – personalized homepage for users,

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5. Microsoft Corporation Inc.Microsoft Corporation was founded by two students from Harvard University, Bill Gates and Paul Allenon November 29, 1975. The name became a registered trademark on November 26, 1976. The companystarted its operations from Albuquerque, New Mexico. Its first international office was opened in Japanon November 1, 1978. The company underwent a restructuring on June 25, 1981 to become anincorporated business in the state of Washington.

HeadquartersMicrosoft Inc. is headquartered at Redmond, Washington, USA

Present ManagementBill Gates – Co-founder and Executive ChairmanSteve Ballmer – CEORay Ozzie – Chief software Architect

Products and Services offeredSome of the major product/service offerings of Microsoft include Ultra Mobile PC, Windows operatingsystem MS Office, Windows Series System, Developer Tools, Xbox and MSN.

III. Major Television Channels

Company Owner

NDTV Prannoy Roy

Sony Entertainment Television Kunal Dasgupta (CEO)

Star Group Peter Mukherjea (CEO)

Synergy Communication Sidharth Basu

TV Eighteen Raghav Behl

TV Today Group Living Media

UTV Ronnie Screwvala (CEO)

Zee Network Subhash Chandra

IV. Major Radio Stations

Station Owner

Radio City Star Group

Page 21: Major Global Companiescaclubindia.s3.amazonaws.com/cdn/forum/files/29_ba_brm.pdf · 42 Jaypee Group New Delhi 1972 Jaiprakash Gaur Jaiprakash Gaur Chairman ... 1988 ----- Ajay G Piramal

In this chapter, you will learn concepts w.r.t.:

Navratna companies

Other Public Sector companies

Chapter 7

Public Sector Companies

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2. Mahanagar Telephone Nigam Limited (MTNL)The Mahanagar Telephone Nigam Limited (MTNL) was established on the 28th of February, 1986. Thecompany was set up to take over the management, control and operation of Delhi Telephone Districtand Mumbai Telephone District. It is a public limited company largely owned by the Government ofIndia (GOI).

HeadquartersMahanagar Telephone Nigam Limited (MTNL) is headquartered at Mumbai.

Present ManagementMr. R. S. P. Sinha is the Chairman of MTNL and Ms. Anita Soni is the CFO of MTNL.

Services OfferedMahanagar Telephone Nigam Limited (MTNL) provides fixed line telephone services, cellular services– both GSM & WLL and internet services through both Dial -Up & Digital Subscriber Loop (DSL).

3. Hindustan Petroleum Corporation Limited (HPCL)HPCL came into existence in 1974 after the takeover and merger of the erstwhile Esso and Lube Indiaundertaking by the government. In 1976, Caltex Oil Refinery India Ltd. was taken over by the governmentand was subsequently merged with HPCL in 1978. In 1979, Kosan Gas Company was taken over andmerged with HPCL and a single entity HPCL came into existence. Today, HPCL is the second largest oilcompany in India and is one of the largest PSU companies in terms of revenue. It is also one of theFortune 500 companies of the world, ranked at 378th position.

HeadquartersHindustan Petroleum Corporation Limited (HPCL) is headquartered at Mumbai.

Present ManagementMr. Mahesh B. Lal is the present Chairman and MD.

Products and Services OfferedThe product/service offerings by the company include• Refined oil for industrial use and export• LPG for domestic consumption offered through its subsidiary HP gas• Lubricants for domestic consumption, industrial consumption and exports• Bulk fuels & specialties for industrial consumers like power plants, chemical companies, fertilizer

companies and shipping companies• Aviation fuel and Lubricants• Products and services for retail customers which it markets through Club HP outlets

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Product and Services OfferedApart from marketing of gas, city gas distribution and CNG distribution, GAIL (India) Ltd. has presencein various other product areas. It offers petrochemical products, telecom services, Liquefied NaturalGas (LNG) and power. It is also into exploration and production of gas and holds participatory interestin 12 exploration blocks in the country.

6. Indian Oil Corporation Limited (IOCL)Indian Oil Corporation Limited was founded in 1964 through a merger of Indian Oil Company Ltd. andIndian Refineries Ltd. In 1965, Gujarat Refinery was inaugurated. In 1967, Haldia Barauni Pipeline wascommissioned. In 1969, the company undertook the marketing of Madras Refinery Products. ‘Servo’the first indigenous lubricant was launched in 1972. In 1982, Mathura Refinery started operations andMathura – Jalandhar Pipeline was set up. In 1995, Kandla – Bhatinda Pipeline started operations andIOCL launched Indane Home Shoppe. In 1997 the company entered into LNG business through a JVcompany, Petronet LNG. Panipat Refinery was commissioned in 1998. IOCL, in 2000 became the firstIndian company to achieve the turnover of Rs. 1,00,000 crore. In 2001, Chennai Petroleum CorporationLtd. (CPCL) and Bongaigaon Refinery and Petrochemicals Ltd. (BRPL) were acquired by the company.In 2003, Lanka IOC Pvt. Ltd. (LIOC) was launched in Sri Lanka. In 2004, Indian Oil started sale of re-gasified LNG. IOCL is the top ranked Indian company in the Fortune 500 list. It is ranked at the 153rdposition in the world.

HeadquarterIndian Oil Corporation Limited (IOCL) is headquartered at New Delhi.

Present ManagementMr. Sarthak Behuria is the present chairman and MD of IOCL.

Products and Services OfferedThe product/service offerings of the company include:• Refined oil for industrial use and export purposes.• LPG for domestic consumption offered by its subsidiary Indane Gas.• Lubricants for domestic consumption, industrial consumption and export.• Aviation fuel and lubricants.• Auto gas – company’s LPG variant which has been launched in selected markets in India.• Retail services - at petrol pumps, Xtrapower products for customers and ‘Swagat’ highway flagship

retail outlets.

7. Oil and Natural Gas Corporation (ONGC)In 1955, the Government of India decided to develop oil and natural gas resources in various areas of thecountry. With this objective, an Oil and Natural Gas Directorate was set up. In April 1956, the government

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Products/Services OfferedBSNL offers a wide range of service to its customers. These include:• Fixed line telephony service• Mobile service, both GSM and CDMA services• Internet service, both Dial-up and Broadband• Message carrier services• VSAT and VOIP services• Intelligent Network (I.N) services

9. Steel Authority of India Limited (SAIL)Steel Authority of India Limited is the leading steel-making company in India. Ranked amongst the topten public sector companies in India in terms of turnover, SAIL is a fully integrated iron and steelmaker. SAIL produces iron and steel at 5 steel plants located at Bhilai, Bokaro, Durgapur, Rourkela andAsansol (West Bengal). SAIL featured in 2005 list of Forbes Global 2000 ranked at 764th position.

HeadquarterSAIL is headquartered in New Delhi

Present ManagementMr. S K Roongta is the present Chairman of the company

Products offeredA broad range of steel products is offered by the company. These include:• Hot and cold - rolled sheets and coils• Galvanised sheets.• Electrical sheets and structures.• Railway product.• Iron plates, bars and rods.• Stainless steel and other steel alloys.

The company clientele include construction companies, engineering companies, power companies,engineering companies, railways industry, automobile companies, defense industries and importersfrom other countries.

II. Other Important Public Sector Undertaking’s (PSU’s)

1. Indian RailwaysIndian Railway is owned by the GOI. It is one of the largest and busiest rail networks in the world,transporting over six billion of passengers and freight worth INR 750 million annually. Railways were

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Notable Achievement of Indian RailwaysSome of the notable achievements of Indian railways are:• The Darjeeling Himalayan Railways, Nilgiri Mountain Railway and Chatrapati Shivaji Terminus

(railway station in Mumbai) are all world heritage sites accredited by UNESCO.• Samjhauta Express and Thar express are two trains run by Indian Railway that connect India and

Pakistan.• ‘Lifeline Express’ is a hospital on wheels providing healthcare facilities to people in rural areas.• ‘Kharagpur’ railway station has the largest railway platform in the World while ‘ib’ is the shortest

name for a station.

Present ManagementPresently, Mr. Lalu Prasad Yadav is the Union Railway Minister of the Government of India. IndianRailway also enjoys the distinction of being the world’s largest employer with more than 16 millionemployees. Mr. J.P. Batra is the present Managing Director of Indian Railways.

2. Air IndiaAir India was originally founded as Tata Airlines in 1932, a subsidiary of Tata Sons Ltd by J.R.D. Tata.In 1946, government of India purchased a majority stake in Tata Airlines and the company was renamedAir-India International. Air-India International was registered on March 8, 1948 and inaugurated itsinternational service on June 8, 1948 with a weekly flight between Mumbai and London. The word‘International’ was dropped by the company in 1962. In 1994, the airline was renamed as Air IndiaLimited. Air India has recently started with “Air India Express”, the low cost variant of Air India.

HeadquarterThe company is headquartered at Mumbai.

Present ManagementMr. V. Thulasidas is the present Chairman of Air India.

Fleet and NetworkAt present Air India has 37 aircrafts which include Boeing 747’s, Airbus 310’s, Airbus 300’s andBoeing 777’s. The airline operates its flight on all major international air routes and on some importantdomestic air routes. The airline at present covers 42 destinations - 29 international air routes and 13domestic air routes.

3. Indian (formerly Indian Airlines)Indian is Government of India owned domestic airline and is directly under the control of the Ministryof Civil Aviation. The airline was set up under the Air Corporations Act, 1953. It was formed with themerger of eight domestic airlines after the government passed legislation to nationalise the entire airlineindustry. The economic liberalisation of 1991 ended the Indian airlines’ dominance in India’s domesticair transport industry. The company was formerly known as Indian Airlines, but in December, 2005 the

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In this chapter, you will learn concepts w.r.t.:

Major business sectors

Leading private companies

Major business groups

Chapter 8

Private Sector Companies

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HeadquarterHero Honda Motors Limited is headquartered at Gurgaon, Haryana.

Present ManagementMr. Brij Mohan Lal Munjal is the present Chairman of the company while Mr. Pawan Munjal is theManaging Director of Hero Honda Group.

Products OfferedThe product range offered by the company includes Karizma, Splendor, CD100 SS, Super Splendor,CD Deluxe, Passion, Passion Plus, CD Down, Glamour, Achiever and CBZ Xtreme.

2. Bajaj AutoBajaj Auto started its business as M/s Bachraj Trading Corporation Limited in 1945 by JamnalalBajaj. It started with the sales of imported two and three wheelers in 1948. In 1959, Bajaj Autoobtained license from Government of India to manufacture two and three wheelers. It became apublic limited company in 1960. Rahul Bajaj took charge of the business in 1965. Under hisleadership, the company tied up with Kawasaki Industries of Japan for technological collaborationand launched Kawasaki Bajaj KB 100 motorcycles. At present, Bajaj Auto is ranked as world’sfourth largest two and three wheelers manufacturer. Bajaj is a well known brand in Europe, LatinAmerica, US and Asia.

Products OfferedThe product range offered by the company includes Bajaj CT100, Bajaj Wind, Bajaj Discover, BajajPulsar, Bajaj Avenger, Kawasaki Bajaj Caliber and Kawasaki Bajaj Eliminator.

HeadquarterBajaj Auto is headquartered at Pune, Maharashtra.

Present ManagementMr. Rahul Bajaj is the present Chairman and Mr. Madhur Bajaj is the Vice Chairman of the Bajaj Group.

b) Market for Four WheelersThe four wheelers market in India is at present experiencing a boom owing to high domestic demand,increasing exports, ambitious expansion plans by the major players of the sector and entry of foreigncar manufacturer in the domestic market. The domestic sales are expected to grow annually at 12 percent from 1.06 million vehicles 2004 – 05 to nearly 1.87 million in 2004 –10. Healthy growth in thedisposable incomes of consumers, lower EMI’s owing to longer tenure and an improved distributionnetwork will drive the growth in passenger cars and utility vehicles. The export of four wheels fromIndia is also growing at an increasing rate and is expected to grow by 21 percent per annum in the next

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The Company has also been awarded ISO 1400 certification for its sustainable environment managementpractices.

Brand OfferedThe brands offered by Hyundai India are:• Santro Xing • Getz• Accent • Verna• Elantra • Embera• Tucson

HeadquarterThe company’s headquarters are located at New Delhi

Present ManagementMr. H.S. Lheem is the Managing Director of Hyundai Motor India Limited

II. Information Technology IndustryPost Liberalization, the IT industry has become one of the core business sectors of the economy.The annual growth rate of India’s software exports has been consistently over 50 percent since1991. India has built up valuable brand equity in the global markets for its IT enabled Services(ITES). India has emerged as the most preferred destination for business process outsourcing (BPO).According to a report from Ministry of Communication and Information Technology, The ITeS –BPO industry has grown by about 54 per cent with exports earnings of US $3.6 billion during 2003– 2004. The government has also taken major steps towards promoting IT in the country. Thegovernment’s IT policy aims to use IT as a tool for raising the living standards of population basedin rural areas by enhancing rural connectivity and increasing IT awareness. The recent findings ofNASSCOM – Mc Kinsey report projects a further growth in the revenue of IT industry. It is expectedto reach US $87 billion in 2008. The report also says that the growth in the IT industry would lead tocreation of about 2.2 million jobs.

Key Players in the Market

1. InfosysWithout any doubt, Infosys can be termed as India’s most famous and world recognized IT company.Infosys Technologies Limited (NASDAQ: INFY) is an information technology (IT) company foundedat Pune in 1981, by seven IT professionals. In 1987 the company set up its first international office inthe US. In the year 1992, Infosys became a public limited company in India. In 1999, it became thefirst Indian company to be listed on NASDAQ and attained SEI – CMM level 5 certification. Thecompany operates eight development centres in India and has over 30 offices in 20 other nations.

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Present ManagementMr. Azim Premji is the present Chairman of Wipro Technologies/Wipro Group.

III. Fast Moving Consumer Goods (FMCG) MarketThe Indian FMCG sector is the fourth largest sector in the economy with a total market size in excessof US $13.1 billion. The Indian economy has a strong MNC presence and is characterised by a wellestablished distribution network, intense competition between the organised and unorganised segmentsand low production costs. Availability of key raw material and cheap labor costs gives India a competitiveadvantage. India is one of the largest emerging markets and the fourth largest economy in terms ofpurchasing power parity, with a strong middle class base. The large share of fast moving consumergoods (FMCG) in total individual spending clubbed with the large population base marks Indian as oneof the largest FMCG markets. The size of the FMCG market is set to treble from US $11.6 billion in2003 to US $33.4 billion in 2015. Increasing Indian population both in urban and rural India presents anopportunity to the makers of FMCG products to tap the potential. Growth in this sector is also likely tocome from consumer upgradation to matured product categories like processed food. By 2010, about200 million people in India are expected to consume processed and packaged food, which wouldrequire a large investment in the food processing industry.

Key Players in The Market

1. Hindustan Lever Limited (HLL)In the summer of 1888, visitors to the Kolkata harbour noticed crates full of ‘Sunlight’ soap barsembossed with the words “Made in England by Lever Brothers”. With it, began the era of branded FastMoving Consumer Goods (FMCG) in India. In 1895 the company launched Lifebuoy and other famousbrands like Pears, Lux and Vim. Vanaspati was launched in 1918. In 1931, Unilever set up its Indiansubsidiary by the name Hindustan Vanaspati Manufacturing Company. It was followed by setting up ofLever Brothers Limited in 1933 and United Traders Limited in 1935. Brand ‘Dalda’ came to the IndianMarket in 1937. The three Companies were merged together in 1956 and Hindustan Lever Limited(HLL) was formed. At present, HLL is India’s largest FMCG company with its presence across variedproduct categories namely Home and Personal care, processed foods and Beverages. It is also one ofthe largest exporters in the country and has been recognised as Golden Super Star Trading House bythe Government of India.

HeadquarterHindustan Lever Limited has its headquarters at Mumbai.

Present ManagementMr. Harish Manwani is the Present non – executive Chairman of the company.

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Products OfferedMajor Brands in various product offerings of company include:Cigarettes - India Kings, Gold Flake, Wills, Classic, Capstan, Insignia etc.Food Brands - Kitchens of India (ready to eat food and cooking paste) Sunfeast Biscuits, AshirwadReady Meals, Aashirwad salt and Aashirwad Atta.Confectionary - Minto-O, Candyman, Butterscotch Licks, Orange Licks, Candyman eclairs and WildBanana. Company also offers “Mangaldeep” brand of matches and agarbattis.Apparel Range - Wills Life Style, John Players.

3. Proctor and Gamble India (P & G)Proctor & Gamble started its operation in India when Vicks Product Inc. India was established in 1951.In 1964, a public limited company, Richardson Hindustan Limited (RHL) was formed which obtained alicense from the government to produce menthol oil and Vicks range of products. In 1967, RHLintroduced ‘CLEARASIL’, the pimple cream and subsequently in 1979, ‘VICKS ACTION 500’ waslaunched. In 1985, RHL became an affiliate of Proctor & Gamble Company, USA and the name wasfinally changed to Proctor & Gamble, India in 1989. In 1991, ‘Ariel’ brand of detergent was introduced.In 1993, Proctor and Gamble India started the marketing of Old Spice brand of products. In 1999, thename of the company was changed to Proctor & Gamble Hygiene and Health Care Limited.

HeadquarterP & G India is headquartered at Mumbai.

Products OfferedThe various products offered by P & G are• Whisper • Ariel• Tide • Pantene Pro V• Head & Shoulders • Rejoice• Pampers

IV. Telecom SectorAccording to a recent report by CRIS INFAC the Indian Telecom Sector is one of the fastest growing,high potential telecom markets in the world. The total subscriber base in India is expected to growfrom 98.1 million in 2004–05 to 283.7 million in 2009–10 at a Compounded Annual Growth Rate(CAGR) of 24.3 percent. The urban teledensity is expected to cross 50 percent mark by 2009–10 andthe rural teledensity would reach double figures. Wireless telephony services (Mobile & fixed wireless)until now account for almost the entire growth in the sector. The mobile subscriber base is expected togrow from 52.2 million at the end of 2004 – 05 to 210.2 million in 2009 – 10. The fixed line subscriberbase is expected to grow from 45.9 million at the end of 2004–05 to 73.4 million in 2009 – 10.

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Present ManagementMr. Li Ka-Shing is the Chairman of Hutchison Whampoa Hong Kong and Mr. Asim Ghosh is theManaging Director of Hutchison Essar.

3. Reliance Communications Limited (RCL)Reliance Communications Limited was originally incorporated on July 15, 2004 under the CompaniesAct, 1956 as Reliance Infrastructure Limited. The status of the company was changed from privatelimited to public limited on July 25, 2005. The name of the company was changed to RelianceCommunication Ventures Ltd. on August 3, 2005. The name has since been changed to its presentname - Reliance Communications Limited, under a fresh Certificate of incorporation obtained from thegovernment for the consequent change of name on June 7, 2006.

HeadquarterReliance Communications Limited is headquartered at Navi Mumbai.

Present ManagementMr. Anil Dhirubhai Ambani is the present chairman of the company

V. Infrastructure SectorInfrastructure Development has begun to pick up over the past two years and is set to surge over thenext few years. Driven by government initiatives, private participation in the sector, innovative financingschemes and low interest rate on borrowing, have made it easier and cheaper for companies to fundlarge projects. According to a recent CMIE (Centre for Monitoring Indian Economy) report, the furthergrowth expected in the sector would require investments to the tune of Rs. 6,196 billion over FY 2005– 08. The focus of the Public–Private partnership is on development of roads, ports and power sector.All these initiatives would translate into huge earnings for the construction companies.

Key Players in the Market

1. Jaiprakash Industries (Jaypee Group)The Jaypee Group is a well diversified infrastructure company of India. The company was set up byShri Jayparakash Gaur in 1979. After his stint with the government of Uttar Pradesh, he branched offon his own as a Civil Contractor in 1958. Jaiprakash Associates Pvt. Ltd (JAPL) was set up in 1979. In1980, Hotel Siddharth (New Delhi) and Hotel Vasant Continental (New Delhi) were set up. In 1983,Jaypee Rewa Cement Plant (JRCL) was set up and subsequently Jaiprakash Industries Limited (JIL)was formed in 1986 by amalgamation of JAPL into JRCL. In 1992, the group ventured into powersector and two New Companies – Jaiprakash Hydro Power Ltd. (JHPL) and Jaiprakash Power VentureLtd. (JPVL) were formed. In the year 2000, Jaypee Cement Ltd (JCL) was set up after a merger of

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4. GMR GroupGMR Group is an infrastructure development company founded in 1978. The group today has majorinterests in energy, transportation and business in manufacturing. As a part of group’s corporate socialresponsibility initiative, GMR Varalakshmi foundation (GMRVF) was established in 1991 with focus oneducation, community services, health and hygiene and creation of livelihood through empowerment oflocal communities. In early 2006, the group also bagged the contract for restructuring and modernizingDelhi’s International Airport, jointly with FRAPORT (Frankfurt airport)

HeadquarterThe company has its corporate office at Bangalore.

Present ManagementMr. G. M. Rao is the founding chairman of the GMR Group.

VI. Major Business Groups

1. Tata GroupBorn in a Parsi family in 1839, Jamsetji Nusserwanji Tata came to Bombay at the age of 14. In 1868, hestarted a private trading firm with a capital of Rs.21000, laying the foundation of what now exists asTata Group. His travels in the Far East and Europe created a strong desire in him to manufacture cottongoods. Finally, he launched the famous Central India Spinning, Weaving and Manufacturing companyin 1874 marking the group’s entry into Textiles. Sir Jamsetji Tata envisaged enabling India to competewith the British Empire on its own terms. The group later moved in to steel, electric power, locomotives,automobiles, banking, insurance, hotels and eventually information technology. Jamsetji had got theapproval for building a steel plant in 1895. Many years were spent in surveying the Indian terrain beforethe group hit gold in the remote coalfields of Bengal which had ore with rich iron content and acontinuous flow of water. The Tata Iron and Steel Company was founded in 1907 at Jamshedpur, inBihar (present day Jharkhand). Sir Dorabji Tata, aided by his cousin RD Tata, saw Jamsetji’s projectsthrough to the stage of accomplishment. Sir Dorabji always believed that wealth must be put toconstructive use. Towards the end of his career in 1932, he put all his wealth–including the 245-caratJubilee Diamond, twice as large as the Koh-i-noor and estimated at Rs. 1 crore–into a trust for theadvancement of learning and research, the relief of distress and other charitable purposes. JehangirRatanji Dadabhoy Tata (JRD) was born in Paris on July 29, 1904. JRD, as he was fondly referred to allhis life, arrived at group headquarters, Bombay House to work under John Peterson, director-in-chargeof Tata Steel, in 1925. In 1938, after the death of Sir Nowroji Saklatvala, chairman of Tata Sons, JRDTata was catapulted to be the head of India’s largest industrial empire. He was barely 34. JRD’s passionfor flying was fulfilled with the formation of the Tata Aviation Service back in 1932. Just beforeIndia’s Independence, in 1945, Tata Steel promoted the Tata Engineering and Locomotive Company

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1998 : Tata Indica, India’s first indigenously designed, developed and manufactured car is launched.

1999 : The new Tata Group corporate mark and logo are launched.

2001 : Tata-AIG – a joint venture between the Tata Group and American International GroupInc (AIG) – marks the Tata’s re-entry into insurance. (The Group’s insurance companyNew India Assurance, was nationalised in 1956). The Tata Group Executive Office(GEO) is set up to design and implement change in the Tata Group and to provide long-term direction.

2003 : Tata BP Solar inaugurates plant; launches three new products. Tata Motors launches CityRover – Indica fashioned for the European market.

2005 : Tata Steel acquires Singapore-based steel company NatSteel by subscribing to 100 percent equity of its subsidiary, NatSteel Asia.

HeadquarterThe Tata Group’s holding company has its headquarters at Mumbai, Maharashtra.

Present ManagementMr. Ratan Tata is the present Chairman of the group.

Group Companies

Engineering Services/ Products

Power Chemicals Communication IT Consumer Products

Services

Global Operations

TAL Manufacturing

Solutions

Tata BP Solar India

Rallies India Tata Sky Nelito

Systems

Tata McGrawhill publishing

Indian Hotels (Taj Group)

Tata Enterprise

AG

Tata AutoComp

System

Tata power

Tata Chemicals

Tata Teleservices

SerWizSol Tata Tea

Taj Housing Development Corporation

(THDC)

Tata Incorporated

Tata Holset Tata

Pigments Tatanet

Tata Elxsi

Trent

Tata International

Tata Motors VSNL Tata

Technolgies Tata

Ceramics Financial Services

Tata International

AG

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The successful streak of entrepreneurship continued with Keshav Prasad Goenka, son of Sir BadridasGoenka. He managed to steer his companies through the pre-independence and post-independence eraand in the 1950s, embarked on a course of expansion and diversification at an escalating tempo.

Keshav Prasad Goenka acquired the two British trading houses, Duncan Brothers and OctaviusSteel. In the early 1960s, he promoted three companies in the automobile tyre industry namely PhillipsCarbon Black and acquired several others. By the end of 1970s, when he progressively retired leavingthe management of his business to his three sons, he had acquired substantial interests in tea,automobile tyre, jute, cotton textile and electric cables. Like his father, he played an active role inpublic life. He held the position of President of FICCI in 1965, and became a director of India’scentral bank, the Reserve Bank of India, a position later held by his son Rama Prasad Goenka,better known as RP Goenka.

In 1979, the fortune owned by Keshav Prasad Goenka was shared amongst his three sons. Fromowning four companies; Phillips Carbon Black, Asian Cables, Agarpara Jute and Murphy India, with aturnover of Rs 75 crore, RP Goenka, led the group to what it is today: a Rs 7,472 crore company (US$1.65 billion), with more than 20 companies in 7 different business sectors. With razor sharp businessinstincts, RP Goenka excelled in buying and selling companies. His first purchase was CEAT Tyres ofIndia in 1981. In the 1980s, this takeover specialist acquired KEC (1982), Searle India (1983, laterrenamed RPG Life Sciences), Dunlop (1984), HMV (1988), and finally in 1989,CESC, HarrisonsMalayalam, Spencer & Co. and ICIM.

In 1990, he entrusted the management of the group to his two sons, Harsh and Sanjiv Goenka. RPGoenka became Chairman Emeritus, Harsh Goenka Chairman and Sanjiv Goenka Vice-Chairman ofRPG Enterprises.

Milestones1979 : Inception of RPG Enterprises by Mr RP Goenka, a Rs. 700 million group, which comprises

Phillips Carbon Black, Asian Cables, Agarpara Jute and Murphy (India)

1983 : RPG Life Sciences (formerly Searle India) is acquired.

1985 : Saregama India (formerly the Gramophone of India Ltd.) is acquired

1988 : HMV (His Master’s Voice) is acquired.

1989 : Harrisons Malayalam Ltd., Spencer’s CESC Ltd., Raychem RPG (formerly RaychemCorporation) and Zensar Technologies (formerly ICIL) are acquired.

1995 : RPG Cellular commences its operations.

1996 : RPG Netcom is established.

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3. Bajaj GroupThe Bajaj Group is amongst the top 10 business houses in India. Its footprint stretches over a widerange of industries, spanning automobiles (two-wheelers and three-wheelers), home appliances, lighting,iron and steel, insurance, travel and finance.

The group’s flagship company, Bajaj Auto, is ranked as the world’s fourth largest two and three wheelermanufacturer and the Bajaj brand is well-known in over a dozen countries in Europe, Latin America, theUS and Asia.

Founded in 1926, at the height of India’s movement for independence from the British, the group hasan illustrious history. The integrity, dedication, resourcefulness and determination to succeed whichare characteristic of the group today, can be traced back to its birth during those days of relentlessdevotion to a common cause. Jamnalal Bajaj, founder of the group, was a close confidant and discipleof Mahatma Gandhi. In fact, Gandhiji had adopted him as his son. This close relationship and his deepinvolvement in the independence movement did not leave Jamnalal Bajaj with much time to spend on hisnewly launched business venture.

His son, Kamalnayan Bajaj, then 27, took over the reins of business in 1942. He too was close toGandhiji and it was only after Independence in 1947, that he was able to give his full attention to thebusiness. Kamalnayan Bajaj not only consolidated the group, but also diversified into variousmanufacturing activities.

HeadquarterBajaj group is headquartered at Pune, Maharashtra.

Present ManagementThe present Chairman and Managing Director of the group, Rahul Bajaj, took charge of the business in1965. Under his leadership, the turnover of the Bajaj Auto, the flagship company, has gone up fromINR 72 million to INR 46.16 billion (USD 936 million) and its product portfolio has expanded and thebrand has found a global market. He is one of India’s most distinguished business leaders and isinternationally respected for his business acumen and entrepreneurial spirit.

Bajaj Group Companies

Bajaj Auto Ltd. Mukand Global Finance Ltd.

Bajaj Electricals Ltd. Bachraj Factories Pvt. Ltd

Bajaj Hindustan Ltd. Bajaj Consumer Care Ltd.

Maharashtra Scooters Ltd. Bajaj Auto Holdings Ltd.

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1966 : The Indian Rayon Corporation Ltd. is acquired.

1985 : India’s first gas-based fertiliser plant in the private sector – Indo Gulf – goes on stream atJagdishpur, UP

1986 : The Birla Growth Fund is set up.

1990 : Mr Kumar Mangalam Birla gets actively involved in the Group’s operations.

1995 : The group enters the telecommunications sector through a joint venture with AT & T (USA)

1996 : All group companies are consolidated under the umbrella of the Aditya Birla Group, led byMr. Kumar Mangalam Birla.

1999 : A joint venture with financial services major Sun Life of Canada is inked, as part of theoverall restructuring of the Group’s financial services business.

2000 : • Indian Rayon acquires Madura Garments and selected overseas brand rights, takingthe Group to the top of the league in the branded apparels sector.

• The Group forays into e-business through a strategic alliance of its software arm, BirlaSoftware and Consultancy Services (BCSS), with Lawson Software (USA).

• ‘Gyanodaya’, the Institute of Management Learning of the Aditya Birla Group, isinaugurated.

• Hindalco acquires Indal. The Indal board is reconstituted. Mr Kumar Mangalam Birlabecomes Indal’s new chairman. The Group holding goes up to 74.6 percent, and furtherincreases to 96 per cent in FY’03.

• The Insurance Regulatory Development Authority (IRDA) grants registration in principleto Birla Sun Life Insurance Company. Indian Rayon acquires major world rights forinternational apparel brands Louis Philippe, Allen Solly and Peter England.

• The Group announces its intention to launch a 450 MW ‘Green Power Project’in Karnataka.

• The merger of Birla AT&T and Tata Cellular is completed

2004 : Board reconstituted with Mr. Kumar Mangalam Birla taking over as Chairman. Completionof the implementation process to de-merge the cement business of L&T andcompletion of open offer by Grasim, with the latter acquiring controlling stake in thenewly formed company UltraTech.

HeadquarterThe group is headquartered at Mumbai, Maharashtra.

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In this chapter, you will learn concepts w.r.t.:

Commonly used business terminologies

Chapter 9

Key Business Terminologies

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CommodityAny saleable item in commerce or trade which has a value attached to it, is termed as a commodity.

Comparative AdvantageWhen a country specializes in products that it can produce at a lower cost than another country andcan trade them to get products which it can only produce at a higher cost than that another country,then the former country has a comparative advantage to the latter.

Concentrated IndustryAn industry in which a few large companies dominate the manufacturing and sale of a given productline, such as automobiles is termed as a concentrated industry.

ConglomerateA big business comprising several product lines and unrelated industries is termed as a conglomerate.

Consumer GoodsProducts used to meet immediate consumer demands, rather than being used for further productivepurposes is called consumer goods.

Consumer Price IndexA measure of the cost of living as tabulated by the U.S. Bureau of Labor Statistics based on the actualretail prices of a wide variety of consumer goods and services at a given time and compared to a baseperiod which is changed from time to time.

Cost-Benefit AnalysisMeasurement of costs of a specific procedure, program, product or service in terms of the benefits itwill yield against the cost, is termed as cost-benefit analysis.

Cost–Push InflationAn increase in price level in the economy stemming from an increase in cost of production rather thanan increase in demand is termed as cost-push inflation.

DebentureA debenture is usually a written secured or unsecured promise to pay, issued by a company or government.

Deficit FinancingA situation in which government spending exceeds government income, with the difference covered byborrowing.

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Economic ProfitThe profit after all implicit and explicit costs of production and operation are paid, taking into accountalternative uses the resources applied to a business.

Economies of ScaleAn increase in the factors of production, as in market production resulting in a proportionategreater increase in productivity output per unit of production is termed as economies ofscale.

EntrepreneurA person who assumes the risk and responsibility attached with starting and operating a business iscalled an entrepreneur.

Equity PartnershipA limited partnership arrangement for providing start-up and seed capital to a business for itsoperations.

Exchange RateThe price that a country must pay to exchange its currency with the currency of another nation istermed as exchange rate of that country.

Factors of ProductionThe resources like land, labor capital and enterprise, necessary for the production of goods and servicesare called factors of production.

Free Trade ZoneA port designated by the government of a country for duty–free entry of any non-prohibited goods.Merchandise can be stored, displayed, etc., within the zone and re-exported without duties being paid.Duties are paid only when the goods pass from the zone into the area of the country subject to thecustoms authority.

Fringe BenefitAny variety of indirect, non-cash benefits provided to employees by employers in addition to regularwage or salary compensation is called fringe benefit.

Fringe Benefit TaxThe tax paid by the employer or his company on the benefits offered to the employees, is termed asfringe benefit tax.

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OligopolyAn oligopoly is a market form in which a market or industry is dominated by a small number of sellerswho are called oligopolists.

PatentA patent is a set of exclusive rights granted by a state to a patentee (the inventor or assignee) for a fixedperiod of time in exchange for the regulated, public disclosure of certain details of a device, method,process or composition of matter (substance) (known as an invention) which is new, inventive, anduseful or industrially applicable.

Private EnterpriseA system in which means of production are owned and operated by an individual or a group of individualsor privately owned organizations for the purpose of making profits, as opposed to government ownedand controlled corporations, is termed as a private enterprise.

Real IncomeReal Income refers to the amount of money earned by an individual during a period of time, with whichhe/she can buy goods and services.

RecessionRecession refers to a period in the economy, when the economic activity witnesses an overall declinein production and employment.

SpeculationThe act of putting money into some security or company or scheme with the hope of quick, sizeableprofit; usually involves a significant degree of risk.

StocksIn financial markets, stock is the capital raised by a corporation through the issuance and distributionof shares.

Stock MarketA stock market is a market for the trading of a company’s stock, and derivatives of the same; both ofthese comprise securities listed on a stock exchange as well as those which are only traded privately.

SubsidySubsidy is a kind of government assistance to a company in the form of grant, tax break, or tradebarrier to encourage production or purchase of the goods.

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In this chapter, you will learn concepts w.r.t.:

Commonly used business and economic abbreviations

Chapter 10

Business and Economic Abbreviations

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ER & DC : Electronic Research and Development Centre

ESOP : Employee Stock Ownership Plan

FDI : Foreign Direct Investment

FICCI : Federation of Indian Chambers of Commerce and Industry

FII : Foreign Institutional Investor

GATT : General Agreement on Tariffs and Trade

GDP : Gross Domestic Product

GDR : Global Depository Receipt

GNP : Gross National Product

ICRA : Investment Information and Credit Rating Agency of India

IDBI : Industrial Development Bank of India

IFC : Industrial Finance Corporation; International Finance Corporation

IPO : Initial Public Offering

IRR : Internal Rate of Return

JIT : Just In Time

JV : Joint Venture

KPI : Key Performance Indicators

LIBOR : London Inter-bank Offered Rate

LIC : Life Insurance Corporation of India

LIFO : Last In, First Out

M1 : Money supply with public

M2 : M1 + time related deposits + savings deposits, money market funds.

M3 : Aggregate monetary resources

MNC : Multi National Corporation

MOU : Memorandum of Understanding

MSCI : Morgan Stanley Capital International

NABARD : National Bank of Agriculture and Rural Development

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In this chapter, you will learn concepts w.r.t.:

Sole Proprietorship Business

Partnership Business

Company

Chapter 11

Types of Business Entities

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Characteristics of a Partnership Business

i. An association of two or more persons.

ii. An agreement entered into by all persons concerned.

iii. Existence of business (and not just an agreement) .

iv. The carrying on of business by all, or any one of them acting for all.

v. Sharing of profits (or losses)of the business.

From the point of view, the main thing is that relations among the partners will be governed by mutualagreement. The agreement is known as The Partnership Deed which is to be properly stamped. It shouldbe comprehensive to avoid disputes later on. It is usual therefore, to find the following clauses in aPartnership business:

i. Name of the firm and the partnership business.

ii. Commencement and duration of business

iii. Amount of capital to be contributed by each partner

iv. Rate of interest to be provided to each partner on his capital

v. Disposal of profits and the ratio in which it would be done

vi. Amount to be allowed to each partner as drawings and the timings of such drawings

vii. Whether a partner will be allowed a salary

viii. Any variation in the mutual rights and duties of the partners

ix. Method by which goodwill will be calculated

x. Procedure by which a partner may retire and the method of payment of his dues

xi. Treatment of losses arising out of the insolvency of a partner

xii. Preparation of accounts and their audit

3. COMPANY

The word Company etymologically is a combination of two Latin words ‘Com’ meaning ‘with or together’and ‘Pains’ meaning ‘bread’. Originally, it referred to a group of persons who took their meals together.

In business terminology, a company “refers to a legal entity formed which has a separate legal entity from itsmembers, and is ordinarily incorporated to undertake commercial business”.

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Types of Companies1. Public Company

Public Company is a company in which shares are held collectively by the general public rather than aselected few individuals. Minimum number of members in a public company is seven, if membersbecome less than seven, the company is no longer a public company but is rather a private company.

2. Private CompanyPrivate company means a company which by its articles of association,

• Restricts the right of members to transfer its shares

• Limits the number of its members to fifty. In determining this number of 50, employee-members andex-employee members are not to be considered.

• Prohibits an invitation to the public to subscribe to any shares in or the debentures of the company.If a private company contravenes any of the aforesaid provisions, it ceases to be a private company andloses all the exemptions and privileges which a private company is entitled to. Minimum number ofmembers in a private company is two. A private company does not need a separate certificate from theRegistrar of Companies for the commencement of its business.

3. Companies deemed to be Public Limited CompanyA private company will be treated as a deemed public limited company under one of the followingcircumstances:• Where at least 25% of the paid up share capital of a private company is held by one or more body

corporates, the private company shall automatically become a public company on and from the dateon which the aforesaid percentage is so held.

• Where the annual average turnover of the private company during the period of three consecutivefinancial years is not less than Rs 25 crores, the private company shall be, irrespective of its paid upshare capital, deemed a public company.

• Where not less than 25% of the paid up capital of a public limited company is held by the privatecompany, then the private company shall become a public company on and from the date on whichthe aforesaid percentage is so held.

• Where a private company accepts deposits from public, after an invitation is made by advertisement orrenews deposits from the public (other than from its members or directors or their relatives), such companyshall become public company on and from the date when such acceptance or renewal is first made.

4. Limited and Unlimited CompaniesCompanies may be limited, limited by shares or limited by guarantee.

a) Company limited by shares - In this case, the liability of the members is limited to the amount ofuncalled share capital. No member of the company limited by the shares can be called upon to pay morethan the face value of shares or so much of it as has remained unpaid. The members of limited companieshave no liability in case of fully paid up shares.

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In this chapter, you will learn concepts w.r.t.:

Important governing institutions

Chapter 12

Important Governing Institutions

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HeadquarterNASSCOM has its headquarters at New Delhi

Present ManagementMr. B. Ramalinga Raju – Chairman, NASSCOMMr. Kiran Karnik – President, NASSCOM

4. Bombay Stock Exchange Limited (BSE)Bombay Stock Exchange Limited is the oldest stock exchange in Asia with a rich heritage. Popularly knownas “BSE”, it was established as “The Native Share & Stock Brokers Association” in 1875. It is the first stockexchange in the country to obtain permanent recognition in 1956 from the Government of India under theSecurities Contracts (Regulation) Act, 1956.The Exchange’s pivotal and pre-eminent role in the developmentof the Indian capital market is widely recognized and its index, SENSEX, is tracked worldwide. The Exchangeis professionally managed under the overall direction of the Board of Directors. The Board compriseseminent professionals, representatives of Trading Members and the Managing Director of the Exchange.The Exchange has a nation-wide reach with its presence in 417 cities and towns of India. The systems andprocesses of the Exchange are designed to safeguard market integrity and enhance transparency in operations.

HeadquarterThe BSE is located in Mumbai.

Present ManagementMr. Rajnikant Patel – Managing Director & CEO, Bombay Stock Exchange.

5. National Stock Exchange of India Limited (NSE)The National Stock Exchange of India was promoted by leading financial institutions at the behest ofGovernment of India and was incorporated in 1992 as a tax paying company. On its recognition as a stockexchange in April 1993 under the Securities Contracts (Regulation) Act, 1956, NSE commenced operationsin the Wholesale Debt Market (WDM) segment in June 1994. The Capital Market (Equities) segmentcommenced operations in November 1994 and operations in Derivatives segment commenced in June 2000.

HeadquarterThe NSE is located in Mumbai.

Present ManagementMr. Ravi Narain – Managing Director & CEO, National Stock Exchange of India.

6. Securities Exchange Board of India (SEBI)Securities and Exchange Board of India (SEBI) is a board (autonomous body) created by the Government ofIndia in 1988 and given statutory form in 1992 under the SEBI Act 1992. SEBI has three functions rolledinto one body: legislative, judicial and executive. It drafts rules in its legislative capacity, it conducts enquiriesand enforcement action in its executive function and it passes rulings and orders in its judicial capacity. SEBIhas had a mixed history in terms of its success as a regulator. Though it has pushed systemic reformsaggressively and successively (e.g. the quick movement towards making the markets electronic and paperless),it seems to lack the legal expertise needed to sustain prosecutions/enforcement actions.

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In this chapter, you will learn concepts w.r.t.:

Special Economic Zone (SEZ)

Indian Stock Market

Business Process Outsourcing (BPO)

Chapter 13

Miscellaneous Business Knowledge

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• The units are also exempted from Central Excise duty on procurement of capital goods, rawmaterials, consumable spares etc. from the domestic market.

• The central sales tax paid by the units in a SEZ on domestic purchases is reimbursed. Also 100%income tax exemption is provided for a block of five years, 50% tax exemptions for two years andup to 50% of the profits are ploughed back for a period of 3 years under section-10 A of theIncome tax Act.

• 100% income-tax exemption for a period of 3 years & 50% income-tax exemption for a period of 2years is provided to off-shore banking units under section 80-L(A) of the Income-Tax Act (IT Act)

• 100 % Foreign Direct Investment is allowed in manufacturing sector.• Duty free goods, imported or purchased by the units have to be utilized within 5 years from the

date of import/purchase.• No separate documentation is required for customs and EXIM (Export-Import) policy.• Support services like banking, post office clearing agents etc. are provided within the zone complex.• Exemption from Custom/Excise Duty is provided on goods manufactured by units set up in

the zone.

INDIAN STOCK MARKET

Indian stock markets have been on a ride for quite some time. In the beginning of 2005, the sensex wasaround 6000 or so levels, but till date it has already once crossed 14000 levels. Nothing so dramatic hashappened in last one year that justifies this kind of growth. Indian economy is definitely on a rise, butthe rise is not enough to warranty such kind of valuations for the stocks. Almost all the major stocksare trading at their all time highs.

The fundamentals that govern the market operations are strong and do not react to many negativeevents that the stock market has faced during the last year, such as floods in Mumbai, soaring oil pricesin the World or SEBI banning some well known brokers for their involvement in trade malpractices etc.Some analysts predict that this is a bubble, and can burst any time. Sensex and Nifty breach new highseveryday, and this does not seem to be stopping.

The valuations of all the stocks have gone haywire. Market value of the actively traded companies hassimply doubled in this rally and some of even the lesser known stocks have gained obscene valuationsand P/E (Price to Earning) ratios. Are all these really justified? What is driving the markets forward?

The answer lies in the simple principle of demand and supply. Nowadays, more and more people aretaking stocks as a serious investment option. Foreign Institutional Investors (FIIs) are being more andmore attracted to Indian markets. And there is lot of surplus cash available. So, everyone is vouchingfor a share of pie in this exciting space, and that’s what is keeping the markets going upwards. This isalso proven by the kind of interest that IPOs are getting. Almost all the companies that are launching

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The Sensex took just 26 trading sessions to move from 13000 to 14000 and the Nifty has conquered4000. Sensex has gained nearly 6 per cent over the last one month, mostly led by banking, capitalgoods and technology stocks. Among the sectoral indices on the BSE, the bank index (Bankex) hasbeen the best performer with gains of close to 10 per cent over the last one month or so. BSE capitalgoods and BSE IT indices also did well during this period.

SBI was the best performer in the rally from 13000 to 14000, with gains of over 20 per cent. Telecomstocks - Bharti and Reliance Communications gained between 16 and 18 per cent each. Cement stocksalso had a good time as ACC rallied almost 19 per cent and Gujarat Ambuja gained over 9 per cent.

Total market capitalisation of all listed Indian companies now stands at a staggering Rs. 36.4 lakhcrore, higher than last financial year’s GDP of Rs. 32 lakh crore at current prices.

With a market capitalisation of around $820 billion, India now ranks fourth among the largest stockmarkets in the Asia-Pacific region. Japan leads the region with a market cap of over $4 trillion, followedby Hong Kong and Australia. India is followed by South Korea at the fifth position. With some highprofile IPOs like Cairn India, Power Finance Corporation and Idea Cellular which would have a combinedmarket value in excess of $30 billion — in the pipeline, India would extend its lead in market cap overSouth Korea by early next year.

Among major global markets, India has been only the 4th best performing market over the last monthand the worst among the BRIC (Brazil, Russia, India and China) economies. Shanghai has been the bestperformer with returns in excess of 16 per cent followed by Russia, which gained nearly 9 per cent.Brazil gained nearly 8 per cent during this period.

However, a large section of retail investors have not benefited from this rally. The up move has beenvery selective and has bypassed many stocks, especially in the mid-cap and small-cap spaces. Retailinvestors are still stuck in positions built before the May 2006 slump.

Mid-caps lagMid-caps are yet to regain the heights scaled in May last year and many stocks continue to trade withsignificant discounts from the levels seen earlier this year. The CNX Mid-cap Index is still around 200points below its lifetime high of 5350 touched in May 2006. A large number of the 100 stocks, whichform this index, are still trading below their May levels.

The BSE Mid-cap index has gained only around 4 per cent over the last one month and is more than 300points below its lifetime high. On the BSE Mid-cap Index, more than 60 per cent of the stocks, whichare part of the index, are trading below their May levels and only about 25 per cent have given decentreturns in excess of 10 per cent.

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wheelers and 2-wheelers, appear in the list. As two of the larger telecom companies — BSNL & TataTele — are as yet unlisted, only two telecom service providers find themselves in the list.

Reliance Industries captured the ‘most valuable’ company crown from ONGC for a brief period, butthe PSU oil behemoth easily won it back with ease. ONGC now commands a market value of Rs183,333crore or $41.2 billion, which is still nearly $6 billion short of its peak value touched in May this year.Reliance Industries follows with a market cap of $40.01 billion.

Infosys and NTPC are fighting it out for the third place. As of yesterday, Infosys has a modest leadwith a market cap of $27.96 billion while NTPC comes in 4th with a market cap of $27.73 billion.Bharti Airtel has seen a spectacular rally over the last 6 months and is 5th on the list with a market valueof $27.21 billion.

TCS has also done well to lift its market value to $26.14 billion, the last one with a market cap of overRs. 1 lakh crore, and occupies the 6th slot. Reliance Communications, Wipro Limited, ICICI Bank andITC complete the top-10 in terms of market capitalisation.

BUSINESS PROCESS OUTSOURCING (BPO)

When the rate of growth in software exports slowed earlier in the decade as a result of the tech bubblebursting and the impact of 9/11 on global business, it was IT-enabled Services (ITeS) and businessprocess outsourcing which carried the can.

Now that software exports are rebounding, with leading billion dollar plus companies recording near 50per cent topline growth and stable, if not slightly improving margins, it is time to look at what BPO isdoing. This year (2004-05) BPO exports were slated by Nasscom to grow by over 58 per cent to $5.7billion, until last year’s figures got revised upwards by $200 million to $5.9 billion.

It is a safe bet that the current year will also eventually clock more than current projections. So is it allhunky dory? No.

Indian software industry has arrived, in a way. The global IT market acknowledges it. But the IndianBPO effort is in a different category.

It is still early days for the industry and several key issues need to be addressed before becomingcertain that BPO will follow in the footsteps of IT.

The BPO outlook, based on the achieved compound annual growth rate of 50 per cent plus, can be alittle rosier than is warranted. Naturally, a lot of it is not the industry’s fault.

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One result of this concentration at the commodity end is price competition and the daily threat of newplayers from new geographies offering to work for less.

Bhargava says that Progeon, in any case, has remained well within its self-imposed upper limit of 30per cent of revenues from call handling. Industry sources do not dispute the numbers quoted by Royand Bhargava but the point is that call handling is to BPO today what ‘body shopping’ was to thesoftware industry.

Everyone knows that it is the staple but it is difficult to get someone to admit: “Yes, this is about all thatwe do.”

One result of huge demand and commoditisation is massive recruitments and commensuratestaff attrition.

Since call handling does not require high skills, firms recruit mostly on the basis of price (by offeringto pay a bit more) and youngsters doing undifferentiated jobs keep drifting from company to companyto earn more.

Bhargava says his attrition rate is 28 per cent annualised. One well-known company lost over 90 percent of its staff in a single year. Vivek Kulkarni, chairman and CEO of B2K, readily admits, “The resultof high attrition and recruitment is a delivery problem. You live from day-to-day,” not knowing when achunk of seats will fall vacant and upset your delivery.

The attrition problem has been accentuated by MNCs seeking to rapidly ramp up their captive centres.But interestingly, the bright spots for the industry in the future may be around the MNC captives whowill almost inevitably become third party providers tomorrow.

Starting with industry leader WNS, which was born out of British Airways, and right down to GECISand Indigo Lever today, high end work in some volume may increasingly come out of former MNCcaptives. Right now stand-alone Indian third party BPOs are an endangered species.The BPO industry will bring about a tectonic social shift in ten years. There is so much euphoria aboutthe BPO business that it almost seems too good to be true. New customers land in Bangalore every day,new companies are opened every month, and existing ones are growing at an unbelievable pace.

The government is in favour, the media loves it, college graduates think its cool, and middle managementprofessionals now have a new career option…move over IT industry—BPO is here!

There is, of course, good reason for this optimism. BPO represents a new commercial paradigm forinternational trade in services and India’s unique positioning makes it a beneficiary of this tsunami, that

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Recruitment: If you talk to the leading BPO companies, they will all report a recruitment rate ofaround 5 per cent. This means that out of every 100 people who apply for a job, only five get selected.This ensures that the BPO workers are really the best from amongst the crop of graduates that leaveour colleges every year.

If you put all this together, you have an industry that is recruiting the best people at the entry levelfrom a very wide spectrum of colleges, placing them in a world-class work environment, trainingthem to very high standards and putting them to work for some of the most demanding customersin the world.

Indian BPO industry—10 years later... :Now fast forward this situation to 10 years hence. The Indian BPO industry is an enormous success.It has grown at a compounded annual growth rate of 50 per cent and now employs 6.5 million people.If you include people who started life in the BPO industry and have moved on to do other things(assuming an annual attrition rate of 30 per cent for the BPO industry as a whole), you will haveanother 6 million people.

This means that there will be over 12 million individuals in our country who have worked in the BPOindustry, that is, who have been through the rigorous recruitment tests, extensive training, areaccustomed to working in a very high-quality environment, don’t consider air-conditioning a luxury,have a very strong work ethic and expect similar professionalism from their colleagues as a matter ofcourse, are used to satisfying very demanding customers, and delivering quality that is second to nonein the world.

These will be the Indians who have acquired global skills without having to migrate to the West.

The underwater earthquake: This is what the IT industry did to India during the 1990s. The dramaticimpact of BPO becomes clearer when you consider the fact that the IT industry employs only about500,000 people. Yet, in 10 years, it transformed the social, economic, and trade pattern of our country.It has increased India’s forex reserves beyond belief and has placed India on the world services mapwhere the “Made in India” label can be used with pride.

If 500,000 people can transform India in 10 years, imagine what 12 million can do—just think of whatIndia would be like if we have an IT industry 24 times its current size…the mind boggles.

We will have a large body of people who will deliver, expect and demand quality not just in theirprofessional lives but in their personal lives too. It will no longer be acceptable to have dirtystreets, chaotic traffic, grubby common areas in apartment blocks, and lack of efficiently-runpublic services.

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BRM Tests

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10. Which of the following terminologies is not related to share market operations?a) Bulls b) Indexc) Brick and Mortar Company d) Derivatives

11. The brand ‘Dalda’ has been bought by Bunge, of USA, from which Indian company?a) HLL b) Tata Chemicalsc) Dalmiya Corp. d) Godrej Agrovet

12. “With you always” is the punchline of __________a) UTI Bank b) Bank of Indiac) SBI d) Induslnd Bank

13. ‘Rabo Bank’ of Netherlands has a large equity share in which Indian bank?a) Yes Bank b) Vyas Bank c) IndusInd Bank d) South Indian Bank

14. Ramesh Gelli was associated with which of the following scam?a) SEBI scam b) GTB scam c) Security scam d) None of these

15. Which among the following companies is the world’s largest car manufacturer for 2006?a) Ford b) Toyota c) Honda Motors d) General Motors

16. Which of the following persons would you associate with Berkshire Hathaway?a) Larry Page b) Paul Allen c) Warren Buffet d) Helen Hunt

17. ‘Ronald’ is the mascot of which company?a) McDonald b) Raymonds c) Mattel Toys d) Wal Mart

18. Which among the following is World’s largest airline?a) United Airlines b) Air America c) American Airlines d) Lufthansa

19. “The Taste of India” is the punch line of which company?a) ITC b) Amul c) MTR Foods d) Marico Industries

20. ‘Harry Potter’ book series is published by which publishing house?a) McGraw Hills b) Kaplan c) Scholastic d) Penguin

21. Which among the following companies has tied up with Walt Disney to market its products in India?a) Archies b) Hallmark c) Bilt d) H K Greetings

22. Dish TV is a direct-to-home (DTH) venture launched by which of the following TV networks?a) Star TV b) Prasar Bharti c) India TV d) Zee TV

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35. Last year “Petrocon India” recently merged itself with which of the following companies?a) Vedanta Resources b) Videocon Industriesc) Reliance Industries Limited d) Tata Power

36. Which among the following cities recently hosted India’s first wedding mall named “Shagun” ?a) Pune b) Delhic) Kolkata d) Gurgaon

37. Audio giant “Blaupunkt GmbH” belongs to which country?a) Denmark b) Swedenc) Finland d) Germany

38. India’s first government owned five star hotel is ____a) Hotel Ashok b) Janpath Hotelc) Hotel Jal Mahal d) Qutub Hotel

39. Which company has been ranked “India’s most respected Business Conglomerate”, in 2006 by theUnited States- India Business council?a) RIL Limited b) ONGCc) Tata Group d) IOC

40. Largest exporter of software services in India for the year 2005-06? (excluding BPO and ITESservices) is _____a) Satyam b) TCSc) Wipro d) Infosys

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10. Which company provides anti virus services for the users of Hotmail?a) Veritas b) Trend Micro c) Norton d) McAfee

11. National Bank for Agriculture and Rural Development (NABARD) was set up in which year?a) 1962 b) 1972 c) 1982 d) 1978

12. Which company owns ‘Kwality Walls’ brand of Ice Cream?a) HLL b) P&G c) Godrej d) Heinz

13. Famous eatery chain ‘Subway’ belongs to which of the following nations?a) Germany b) Holland c) UK d) USA

14. ‘CellOne’ is a mobile service brand belonging to which of the following service providers?a) MTNL b) BSNL c) Airtel d) Essar

15. GATS stand fora) Global Act on Trading Servicesb) Global Agricultural Trading Systemc) Geographic Aids and Technology Servicesd) General Agreement on Trade in Services

16. ‘Smyle’ is a herbal over-the-counter (OTC) product belonging to which among the followingcompanies?a) Jyothi Labs. b) Kopran Pharmaceuticalsc) Tata Chemicals d) Shantha Biotech

17. Park Avenue brand of apparel belongs to which among the following companies?a) Raymonds b) Provoguec) Grasim d) Pantaloons

18. Who among the following is the Chairman of the 12th Finance Commission?a) N K Singh b) Vijay Kelkarc) C Rangarajan d) Bimal Jalan

19. ‘Pureit’ is a brand of water purifier launched by which among the following companies?a) HLL b) Kent c) Eureka Forbes d) Forbes Gokak

20. Which among the following is not matched with others?a) Moody b) CRISIL c) IRCON d) Standard’s and Poors

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33. Swiss major ‘Bovet’ is associated with which among the following products?a) Baby foods b) Leather products c) Watches d) All of the above

34. Which among the following Indian companies bought Flag Telecom, an international telephonecompany?a) Reliance Communications Ltd. b) Bharti Telephone Nigam Ltd.d) Tata Telecom c) RPG Group

35. Which among the following is world’s largest TV manufacturing company?a) Sony b) Electroluxc) TTE Corp d) Samsung

36. Paul Allen was co-founder of which among the following companies?a) IBM b) Microsoftc) Google d) Dell Computers

37. Progeon is a BPO subsidiary of ______a) Wipro b) Satyamc) Infosys d) IBM

38. Which company had tied up with UK’s MG Rover to sell its cars in Britain under the brand name‘City Rover’?a) Maruti Udyog b) Tata Motorsc) Hyundai Motors d) Mahindra and Mahindra

39. Which among the following firms bought over the MGM studio?a) Toshiba b) Time Warnerc) Channel 9 d) Sony

40. Abbey awards is associated with which of the following fields?a) Marketing b) Advertisingc) Business Communication d) All of the above

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9. Which among the following pairs is not correctly matched?a) Naina Lal Kidwai - ICICI b) Kiran Mazumdar Shaw - Bioconc) Vineeta Bali - Britannia d) Sulajja Firodia Motwani - Kinetic

10. “Maharaja” is the mascot of which among the following organization ?a) Indian Tourism Development Corporation (ITDC)b) Air Indiac) Indian Airlinesd) Both b) and c)

11. ‘Mukta Arts’ is owned by ________ .a) Dev Anand b) Subhash Ghaic) Yash Chopra d) Suraj Barjatya

12. Kenneth Lay who passed away recently was the chief executive of which company?a) Enron b) Walt Disneyc) America Airlines d) World Com

13. Vedanta Resources is promoted by ______a) Ravi Nair b) Anil Agarwalc) Sunil Mittal d) Navin Jindal

14. ‘Ultra Tech’ the cement company is a subsidiary of which business group?a) ACC b) A V Birla Group c) Ambuja Group d) L & T Group

15. Which European city hosts the ‘World Economic Forum’?a) Geneva b) Vienna c) Davos d) Lausanne

16. When was Value Added Tax (VAT) adopted by 21 states ?a) March 1, 2005 b) April 1, 2005 c) June 1, 2005 d) October 1, 2005

17. ‘Elantra’ is a brand of car from the stable of?a) Daewoo b) General Motors c) Hyundai d) Honda

18. Samuel J Palmisano is the CEO of which company?a) Apple b) IBM c) Intel d) AT & T

19. Which company has launched ‘Cayenne’ sports car in India?a) Ferrari b) Porsche c) BMW d) Hyundai Motors

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32. Which among the following motor companies is credited with creating world’s first moving assemblyline for cars?a) General Motors b) Ford Motorsc) Honda Motors d) BMW

33. Which biscuit brand is the largest selling brand, only in a single country?a) Britannia Milk Bikis b) Parle Gc) Britannia Tiger d) Priyagold

34. He worked for the World Bank, The Indian Express and is presently the deputy charman of thePlanning Commission. Who is he?a) Montek Singh Ahluwalia b) Arun Shouriec) M.J. Akbar d) Sam Pitroda

35. This IIM graduate is well known for his long association with cricket. Can you name this India’ssensation behind the mike?a) Harsha Bhogle b) Navjot Singh Sidhuc) Charu Sharma d) Anil Kumble

36. This brewer turned biotechnologist is now the second richest woman in India. Can you identify thefirm with which she is associated with?a) Dabur b) BioCon c) Dr. Reddy’s d) Jumbo Group

37. His name is associated with making balloons, creating India’s largest Tyre factory and helping Indiannew ball attack getting new faces. Can you identify this person ?a) T Shekhar b) A C Muthaiahc) Mammen Mappillai d) Sharth Divakar

38. The full name of LML is ________ .a) Lohia Machine Limited b) Loco-Motors Limitedc) Lohia Manufacturing Limited d) Lohia Motors Limited

39. Who amongst the following are the brand endorsers of Sunfeast biscuits?a) Shahrukh Khan b) Sania Mirza c) Gayatri Joshi d) All of the above

40. This former chairman of State Bank Of India who retired in 2006, was the main force behind thebank’s recent accomplishments. He is ______a) G N Vajpayee b) Subir Raha c) A K Purwar d) M S Verma

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12. Who is the CEO of Biocon India?a) Kiran Mazumdar Shaw b) Phiroz Vandrevalac) Ronnie Screwala d) Naresh Goyal

13. The newly-appointed chairman of the revamped Board of Trade is ______a) KM Birla b) Kamal Nath c) Mukesh Ambani d) Vijay Kelkar

14. Which finance minister has presented maximum number of budgets in India?a) Manmohan Singh b) Yaswant Sinha c) V.P. Singh d) Moraji Desai

15. BSE Sensex consists of ____ shares.a) 30 b) 50 c) 100 d) none of the above

16. The Central Bank of India is _________a) Oriental Bank of Commerce b) Reserve Bank of Indiac) State Bank of India d) ICICI Bank

17. Pierre Omidyar is the founder of which famous web portal ?a) amazon.com b) ebay.com c) hotmail.com d) yahoo.com

18. The first private Indian company to enter the list of Fortune 500 companies is ________ .a) Reliance Industries b) Aditya Birla Groupc) Tata Motors d) Infosys

19. Which of the following is not a listed company?a) Air India b) Deccan chronicle c) TCS d) Wipro

20. Prannoy Roy is the head of which television company?a) NDTV b) STAR TV c) ZEE TV d) SONY TV

21. The first Indian city to get ISO 9001 certification was ______a) Jamshedpur b) Chandigarh c) Jaipur d) Bangalore

22. The Japanese company which introduced Just-In-Time (JIT) isa) Toyota b) Nippon c) Sony d) Panasonic

23. Brijmohanlal Munjal is associated with which industrial group?a) Hero Group b) Hindustan Times Groupc) India Today Group d) Times of India Group

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37. IBM has sold its personal computer business to which company?a) Lenovo b) Compaq c) Hewlett Packard d) Canon

38. NBC an American TV channel is owned by ________ .a) General Electric b) General Motors c) CNN d) BBC

39. Which well known company started its life as ‘Wadia Mill’ ?a) Raymond Mills b) Delhi Cloth Mill c) Bombay Dyeing d) Arvind Mill

40. The R in Wagon R stands for ________ .a) Reliable b) Recreation c) Rally d) Rejoice

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10. Which Indian ad man was the head of jury at the Cannes advertising festival 2006?a) Prahlad Kakkar b) Prasoon Joshi c) Prasoon Pandey d) Piyush Pandey

11. ‘Hummer’ the car belongs to which company?a) Ford Motors b) Hyundai Motors c) Mitsubishi Motors d) General Motors

12. The name of which Japanese company literally means ‘Three Diamonds’?a) Mitsubishi b) Isuzu c) Sony d) None of the above

13. Which was the first car to be exported from India?a) Ambassador b) Maruti Zen c) Tata Indica d) None of the above

14. Which is the oldest magazine in the world?a) Spectator b) Wisden c) India Today d) Punch

15. Which among the following ad agency keeps a bowl of fresh apples in its offices world over?a) Leo Burnett b) Ogilvy & Matherc) Rediffusion d) None of the above

16. ‘Some of our customer will never buy a Mercedes Benz’ was the famous tagline of ________ .a) Mercedes b) BMW c) Porsche d) none of the above

17. Which company uses bull as its brand mascot?a) Merrill Lynch b) J.P. Morgan c) Sharekhan d) Kotak Securities

18. You would associate Carlos Ghosn with which car company ?a) Nissan b) Suzukic) Hindustan motors d) Hyundai

19. The tyre company which belongs to RPG group is ________ .a) MRF b) Ceat c) Bridgestone d) None of the above

20. ‘Smooth as Silk’ is the tagline of which airways ?a) Cathay Pacific Airways b) Thai Airwaysc) Royal Nepal Airlines d) Jet Airways

21. Which company launched gel based back pain relieving ointment “Back-Aid”?a) Dabur b) Glaxoc) Paras d) None of the above

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33. Which medicinal syrup did Dr. John Stythe Pemberton concoct?a) Viagra Concentrate b) Coca-Colac) Pfizer d) Budweiser

34. What is the Birla Group’s BPO arm called?a) Pan Century b) PSI Datac) Tran works Information d) Smart Analyst

35. Which business family owns the Outlook Publishing group?a) The Goenkas b) The Birlasc) The Ambanis d) The Rahejas

36. Who is the CEO of Formula One management (F-1 grand prix racing championships)?a) Bernie Ecclestone b) Stuart Lewis-Evansc) Jochen Rindt d) None of these

37. Dumex India, the manufacturer of brands ‘Protinex’ and ‘Farex’ has been acquired by ________ .a) Wockhardt India Ltd. b) Nestle India Ltd.c) Ranbaxy India Ltd. d) Cipla Ltd.

38. Who is the new chairman of State Bank Of India?a) S Damodaran b) O P Bhatt c) C S Ravi d) Deepak Parekh

39. India’s most profitable company for the FY 2005-06 was ________ .a) ONGC b) Reliance Industries Pvt Ltd.c) IOC d) Infosys

40. The disinvestment of Neyveli Lignite Corporation (NLC) was withheld because of opposition fromalliance partners of the government. NLC is in which Indian state?a) Karnataka b) Maharastrac) Tamil Nadu d) Orissa

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11. When was the Ministry of Disinvestment formed in India?a) 1995 b) 1999 c) 2001 d) 2002

12. Who was the first Indian actress to model for Lux soaps?a) Devika Rani b) Leela Chitnisc) Shobhana Samarth d) Jayaprada

13. Which company did Narayana Murthy quit to start Infosys?a) IBM b) Tata Consultancy Servicesc) Wipro d) Patni Computer Systems

14. Which company’s punchline is “Empowering the Internet Generation” ?a) Cisco Systems b) Oracle c) Wipro d) None of these

15. What is the name of the HMV dog (mascot)?a) Hixie b) Puppy c) Nipper d) Ricky

16. What is the military variant of the American civilian vehicle, ‘the Hummer’ called?a) Humcee b) Humvee c) Humcivic d) Hunter

17. Who was the first Indian woman to graduate from the Harvard Business School?a) Naina Lal Kidwai b) Gita Piramal c) Rajashree Birla d) Kiran Mazumdar Shaw

18. Companies that provide access to the Internet are called ________ .a) International Account Providers b) Internet Service Providersc) Internet Account Providers d) International Hosting Services

19. Gulf Oil and IndusInd Bank are group of companies of which business house?a) Hindujas b) TATAc) The Murugappa Group d) The Wadia Group

20. Which organization has the ad-line ‘The World put stock on us’?a) NASDAQ b) LSE c) NYSE d) BSE

21. ‘Agfa’ is a trademark for ________ .a) Tyres b) Cars c) Photo goods d) Agricultural goods

22. India’s first electric car is called ________ .a) Reva b) Meva c) Beva d) Mega

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33. Which industrialist donated $800,000 for the land on which the U.N. General Assembly has beenbuilt?a) Steve Jobs b) Bill Gatesc) John D. Rockefeller Jr. d) Morgan Stanley

34. Which business tycoon has decided to give away 85% of his wealth for philanthropic causes, mostof which will go to Gates foundation?a) Warren Buffet b) Paul Allenc) Bill Gates d) Steve Jobs

35. World’s Wealthiest Nation survey 2006 conducted by World Bank places India at which position?a) Eleventh b) Twelfthc) Fourteenth d) Fifteenth

36. Royal Enfield is the motorcycle division of which group?a) Eicher Motors b) Mahindra and Mahindrac) Escorts Motors d) It is an independent company.

37. Luxury cars “Gallardo” and “Murcielago” have been launched in India by………..a) Porche b) BMWc) Lamborghini d) Volkswagen

38. With which company would you associate Vyomesh Joshi?a) Hewlett-Packard b) Yahooc) Vodafone d) Coca Cola

39. Which of the following company has agreed to buy Pfizer’s consumer health product unit for$16.6 billion?a) Glaxo Smithkline b) Ely Lillyc) Johnson & Johnson d) Fortis

40. Budget airliner ‘Jazeera Airways’ is from which country?a) Saudi Arabia b) Qatarc) UAE d) Kuwait

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10. The book ‘Indian Economy: Essays on Money and Finance’ has been authored by ________ .a) Bimal Jalan b) CVK Reddyc) C. Rangarajan d) None of the above

11. Which is the oldest broadcasting organization in the world?a) CNN b) CNBCc) ABC d) BBC

12. CDMA stands for ________ .a) Code Division Multiple Access b) Client Dialer Mainframe Accessc) Compact Disc Music-Audio d) Carrier Data Mobile Authorization

13. Which large Indian retail store describes itself as ‘The Family Store’?a) Wal-Mart b) Pantaloons c) Shopper’s Stop d) Ebony

14. Which company does Larry Ellison head?a) Sun Microsystems b) Cisco c) Netscape d) Oracle

15. What do the first three letters (SUN) in Sun Microsystems stand for?a) Stanford University Network b) Synergy Unlimited Networksc) Scalable Ultrasecure Networks d) Nothing, it is the word ‘Sun’

16. In Japan, the McDonalds Clown is called ________ .a) Ronald McDonald b) Ronald McClown c) Roland McDonald d) Donald McDonald

17. Who wrote the book ‘The Fortune at the Bottom of the Pyramid’?a) Henry Mintzbergb) Michael Porterc) C.K. Prahaladd) Dr. Alan Bates (co-authors: three Egyptian students)

18. What does ‘HB’ on pencils stand for?a) Hard Black b) Hard Bond c) Hard Bonded d) Heavy Bond

19. Which company claims to make ‘24 carat steel’?a) SAIL b) ESSAR c) Salem Steel d) BHEL

20. Which firm owns the ‘Chevrolet’ brand?a) General Motors b) Toyota c) Honda d) Hyundai

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32. Which is the World’s first low-cost airline?a) Southwest Airlines b) Deccan Airwaysc) Easyjet d) Ryan Air

33. ‘Bata’ brand of shoes is originally from which country?a) India b) Hungary c) Czech Republic d) Italy

34. ‘Made in America: My Story’, is the biography of which among the following persons?a) Larry Ellison b) Sam Walton c) Bill Gates d) Steve Jobs

35. Which brand name derives its name from the Japanese name of the Chinese goddess of Fortune?a) Kodak b) Konica c) Yashika d) Canon

36. Which of the following sectors is the biggest contributor to India’s GDP?a) Services b) Agriculture c) Industry d) Both (b) and (c)

37. ‘Incredible India!’ is the punchline of Ministry of Tourism of ________ .a) Government of Kerala b) Government of Rajasthanc) Government of Goa d) Government of India

38. BILT is a well known ............. branda) Paper & Paper products b) Shoesc) Engineering goods d) Cooking Range

39. Tulsi Tanti is the chairman of which company?a) Jayprakash Industries b) Suzlon Energyc) Ashok Leyland d) L&T

40. Aviva group belongs to which country?a) United Kingdom b) Francec) Switzerland d) Holland

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10. The term National Income represents ________ .a) Gross National Product at market prices minus depreciationb) Gross National Product at market prices minus net factor income from abroadc) Gross National Product at market prices minus depreciation and indirect taxes plus subsidiesd) Gross National Product at market prices minus depreciation plus net factor income from abroad

11. Which of the following option is not correctly matched?a) Rupert Murdoch — News Corporationb) Richard Parsons — Time Warnerc) Li Ka-Shing — Honda Motor Companyd) Shinzo Nakanishi — Maruti Udyog

12. The software company I-flex Solutions was originally a division of which famous financial servicescompany?a) Citicorp b) ICICI c) HSBC d) ABN Amro Bank

13. I-flex Solutions is owned by which IT giant?a) Cisco Systems b) SUN Microsystemsc) Oracle d) Apple Inc.

14. Which among the following banks recently became the first Indian bank to have full-fledged bankingoperations in China?a) Bank of India b) Indian Overseas Bankc) Syndicate Bank d) Bank of Maharashtra

15. What do the letters XP stand for in the product Microsoft XP?a) Extended product b) Extra Pamperingc) Experience d) Entry level product

16. Which among the following companies is India’s No. 1 company in terms market capitalization?a) ICICI Bank b) Reliance India Limitedc) ONGC d) Maruti Udyog

17. ‘Tiger Airways’ is a budget airlines belonging to which country?a) China b) Singapore c) Hongkong d) Malaysia

18. Which one of the following is not an Insurance Company?a) ICICI Prudential b) HDFC Natwestc) Om Kotak Mahindra d) Birla Sun Life

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31. Beverage major Pepsi has a joint venture with which company to distribute Ice Tea in India?a) Lipton b) McDonalds c) Parle foods d) Godrej Agrovat

32. Dewang Mehta Award for Innovation in Information Technology is given by which organization/institutions?a) National Institute of Information Technology (NIIT)b) Department of Information Technologyc) NASSCOMd) Indian Software Producer Association (ISPA)

33. Which is the largest private sector bank in India?a) HDFC Bank b) ING Vysya Bank c) ICICI Bank d) UTI Bank

34. Bernard Ebbers, who was sentenced to 25 years of prison for orchestrating the largest acountingfraud in US history, was associated with which among the following firms?a) Enron b) Viacom c) American Airlines d) World Com

35. Who is the CEO of Prasar Bharti?a) Y K Alagh b) K S Sarma c) T V K Prasad d) Anuradha Prasad

36. Caparo Group belongs to which well known NRI?a) Vikram Chatwal b) Lord Swaraj Paulc) Sir Ghulam Noon d) Sabeer Bhatia

37. Acronym BIFR stands for ________ .a) Board for Industrial and Financial Reviewb) Board of Institutional and Financial Researchc) Board for Industrial and Financial Researchd) Board for Industrial and Financial Reconstruction

38. Sports apparel manufacturer ‘Reebok’ was acquired last year by ________ .a) Puma b) Lotto c) Adidas d) Solomon AG

39. Coffee chain ‘Costa Cafe’ belongs to which nation?a) Cuba b) Brazil c) UK d) Italy

40. The acronym FBT expands to ________ .a) Fiscal Benefit Tax b) Fringe Benefit Taxc) Fixed Benefit Tax d) None of these

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12. Which of the following is not a part of the definition of broad money (M3)?a) Time deposits b) Credit Cardsc) Currency with the citizens d) Demand Deposits

13. Arrange the following in descending order of their contribution to revenues of the country?i. Corporation Tax ii. Income Taxiii. Excise Duties iv. Customs Dutya) iv, iii, ii, i b) iii, iv, i, iic) iv, i, iii, ii d) iii, iv, ii, i

14. Who is the founder chairman of Apollo Hospitals?a) Dr. Anji Reddy b) Dr. Pratap C Reddyc) Dr. Vinay Reddy d) Dr. Anju Reddy

15. Centurion Bank had merged with which bank last year?a) Punjab National Bank b) Punjab and Sind Bankc) Bank of Punjab d) None of the above

16. The National Stock Exchange of India was incorporated in ________ .a) 1991 b) 1992 c) 1993 d) 1994

17. Which one of the following is the largest mutual fund organisation in India?a) SBI Mutual Fund b) GIC Mutual Fundc) Unit Trust of India d) Ind Bank Mutual Fund

18. Which of the following places does not have manufacturing unit of the Indian Telephone Industries (ITI)?a) Naini (UP) b) Kota (Rajasthan) c) Palghat (Kerala) c) Rai Bareilly (UP)

19. What is the new economic term that is used to describe a new product or service that uses newtechnology, which can destroy competitors and/or sometime even the entire industry?a) Melissa b) Virus c) Killer App d) Widget

20. According to Human Development Report, 2006 India is ranked at which position?a) 125 b) 126 c) 127 d) 128

21. Which software development company advertises itself as the “Software for the most advancedmicro-processor on this planet”?a) Sun Microsystems b) Cisco Systemsc) Intel d) Linux

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32. Mittal steel has recently acquired which steel company?a) Arcelor b) Posco c) Nat Steel d) ABB

33. The founders of this company were brother-in-law of each other, today the company is the World’slargest FMCG conglomerate. Which company is being referred to in the question?a) Unilever b) Nestlec) Proctor and Gamble d) Marks and Spencer

34. This famous apparel brand had Shahrukh Khan, Dilip Vengsrakar and Sunil Gavaskar as its brandambassadors in the past. Currently Virendra Sehwag is the brand endorser. Which brand is thequestion talking about?a) Vimal b) Mayur c) JCT d) Siyarams

35. She is the youngest grand master ever produced by India and also the brand ambassador of Bank ofBaroda. Name the woman chess player?a) D Harika b) Tania Sachdev c) Koneru Humpy d) Sai Vijaylakshmi

36. He started selling computers from his hostel room and today heads one of the biggest hardwarecompanies of the world. He is ________ .a) Michael Dell b) Sars Esdell c) Kerry Lindwal d) George Soros

37. Which business was the cell phone giant “Nokia” into before its present business?a) FMGC b) Paper c) Transportation d) Wireless Networks

38. ‘Fairever’ fairness cream is owned by ________ .a) Cavin Kare b) HLL c) P&G d) Paras

39. Which company is the largest steel producer in the World?a) Pohang Iron & steel b) Nippon Iron & steelc) Mittal-Arcelor d) Severstal

40. The ‘World Gold Rates’ are decided in which city?a) Washington b) New York c) London d) Singapore

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11. Which famous MNC is known for its Palo Alto Research Center (PARC) which has been behindmany technology inventions in the world, including laser printing, ethernet and GUI?a) Hewlett Packard b) Xerox c) IBM d) Oracle

12. He became the CEO of Standard Chartered in 1998, quit Standard in 2001 due to a boardroom clash.Presently he is the chairman of Centurion Bank of Punjab. Who is he ?a) Rana Talwar b) Rajat Gupta c) Mike Khanna d) Mukesh Pant

13. Which Indian business group owns a controlling stake in Eveready Industries, the makers of theEveready brand of batteries?a) Hindujas b) Rahejas c) Goenkas d) Khaitans

14. In which current business best-seller would you encounter ‘Sniffy and Scurry’, the rats, and ‘Hemand Haw’, the humans?a) What they dont teach you at Wharton b) Who Moved My Cheese?c) Emotional Intelligence d) Big Brands , Big Trouble

15. Which company owns and promotes the skin care brand Margo?a) Henkel Spic b) HLL c) Godrej Soaps d) Wipro

16. Henry Ford revolutionised the car market with the first mass- produced car, the Ford Model -T.In which year was it launched?a) 1914 b) 1910 c) 1912 d) 1908

17. Which company owns the beer brands ‘Haywards 5000’, ‘Hi-Five’ and ‘Lal Toofan’?a) McDowell b) Shaw Wallace c) United Breweries d) Mohan Meakins

18. Which company owns the footwear brand ‘Stryde’?a) Reliance b) Batac) Woodland d) Tata International

19. In which famous series of ads would you find actress Ava Mukherjee as ‘Dadimaa’?a) Hamam b) Promisec) Dhara d) Himalaya

20. Which motivational speaker has been consistently high on the list of best-selling non-fiction books inIndia with his book ‘You can Win’?a) G. Parthasarathy b) Shiv Kherac) Arindam Choudhary d) Deepak Chopra

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30. Which company/companies have won the privatization bid for Mumbai airport?a) GVKb) South African Airportc) Consortium of the above two companiesd) None of the above

31. Chhabaria owned ‘Jumbo’ group is registered in which country?a) UK b) UAE c) Mauritius d) India

32. GSM mobile service provider ‘Hutch’ an erstwhile partnership business between Essar-Hutchison isregistered in which country?a) Mauritius b) Hong Kong c) South Korea d) India

33. Oil major ‘Chevron Texaco’ has recently acquired a stake in which Indian company?a) Essar Oil b) Reliance Petrochemicalsc) IOC d) HPCL

34. Which of the following pairs is not correctly matched?a) Ford Fiesta– Abhishek Bachchan b) Hyundai Getz- Sania Mirzac) Toyota Corolla- Narain Kartikeyan d) Santro Xing- Shahrukh Khan

35. Airliner “Aeroflot” is from which country?a) Austria b) Poland c) Romania d) Russia

36. Which company owns the ‘Rasna’ brand?a) Hindustan Lever Ltd. b) Parle Agroc) Pioma Industries d) Dabur

37. NASSCOM was established in ………………..a) 1990 b) 1991 c) 1992 d) 1993

38. Rajesh Exports would be associated with which of the following product?a) Tea Coffee b) Jewellery c) Machine tools d) Iron

39. Which country is ranked number one according to the recent UNDP-HDI report 2006?a) Norway b) Iceland c) Australia d) Ireland

40. Which is the lowest ranked country according to the UNDP-HDI report 2006?a) Mali b) Sierra Leone c) Niger d) Guinea-Bissau

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10. Which famous company is credited to have developed the concept of nylon bristles for toothbrushesin 1938?a) Oral B b) Colgate c) Ciba-Gigey d) Dupont

11. Which famous watch brand was launched in 1983 by hanging a 500-ft-long sign in the shape of awatch in Frankfurt?a) Swatch b) Longines c) Casio d) Rolex

12. Which famous brand is owned by a little known Acme Clothing?a) Polo b) John Sculley c) Provogue d) Color Plus

13. After independence, under the fixed exchange rate system, the Indian Rupee was linked to ________.a) The British Pound b) The American Dollarc) Gold Standard d) Silver measure

14. The Tobin Tax can be applied on ________ .a) Imports b) Exports c) Trade of currency d) Agriculture

15. Which company had taken over Hindustan Zinc Ltd. last year?a) Binani b) Zinc India c) Gujrat Ambuja d) Vedanta Resources

16. Which Commerce Minister evolved the concept of ‘The Navratnas’?a) Ramakrishna Hegde b) Pranab Mukherjeec) P. Chidambaram d) Murasoli Maran

17. What does the term ‘Hyundai’ mean?a) Have a nice day! b) Good Day!c) Modernity d) I am the King

18. About which car was the following said: ‘The people can have it in any colour as long as it is black.’a) Rolls Royce Silver Sword b) Ford Model Tc) Mercedes Benz d) Hyundai Accent

19. Who wrote the motivational classic ‘How to Win Friends and Influence People’?a) Peter S. Drucker b) Edward de Bono c) Dale Carnegie d) John D. Rockefeller

20. Which celebrity endorser is common to the following products - American Express Cards, BuickCars, Nike Sports Apparel, Wheaties Flakes?a) Oprah Winfrey b) Michael Jordan c) Jerry Seinfield d) Tiger Woods

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32. Which of this is not an ITC Brand?a) Wills b) Gold Flake c) Charms d) Bristol

33. ‘Blue Chip’ companies are indicator of ________ .a) The predominance of blue collar workers in themb) The American companies listed in the stock exchangec) The most valuable scripts in the marketd) Cutting edge computer chip companies

34. Which product and brand name is advertised with the line ‘Discover a Passion’?a) Signature Whisky b) Classic Cigarettesc) Adidas Sportswear d) Royal Challenge Golf

35. India’s biggest Advertising agency in terms of billings is ________ .a) Lintas b) Mudra c) O & M d) JWT

36. Name India’s first public sector undertaking?a) IOC b) BHEL c) ITI d) None

37. Who is the author of the famous Management book ‘The Seven Habits of Highly Effective People’?a) Peter Drucker b) Stephen R Covey c) Henry Ford d) David Ogilvy

38. GSM technology is used in ________ .a) Personal Computers b) Tractorsc) Mobile Phones d) Printers

39. Which is the first Indian bank to make it to Fortune Global 500 companies list in 2006?a) HDFC b) ICICI c) Bank of India d) SBI

40. Which Indian business tycoon has been appointed ‘Sheriff of Mumbai’, recently?a) Vijaypat Singhania b) Rahul Bajajc) Ratan Tata d) Ajay Piramal

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c) Reliance Communication Ltd. d) BSNL10. Percentage of Indian exports to the total world exports in 2005 was ________ .

a) 0.1% b) 0.5%c) 0.9% d) 1.5%

11. Mr. Sam Pitroda, is the Chairman of ________ .a) Word Tel b) National Knowledge Commissionc) ITI d) BSNL

12. The newly-appointed CMD of the Indian Airlines (now renamed as ‘Indian’) is _____a) Viswapati Trivedi b) Sunil Arorac) Sushma Chawla d) V. Tulasidas

13. Grocery chain store ‘Food Bazaar’ is owned by........a) Vidya Chabbaria b) Kishore Biyanic) Feroze Biyani d) Harsh Goenka

14. You would associate the ‘India Millennium Deposit’ scheme with which bank?a) Canara Bank b) State Bank of Indiac) Bank of Baroda d) Punjab National Bank

15. Which of the following is a nationalized bank?a) Federal Bank b) Lord Krishna Bankc) UCO Bank d) ICICI

16. ‘We cover you, at every step in life’ is the punch line that you would associate with ______a) HDFC Standard Life b) ING Vysya Lifec) ICICI Prudential Life d) None of these

17. According to a recent Goldman Sachs report, India will be the third largest economy of the World bywhich year?a) 2010 b) 2020 c) 2030 d) 2050

18. Government of India hold what percentage stake in Maruti-Suzuki ?a) 18.8% b) 16.4% c) 10.27% d) 11%

19. Can you identify this energy major that has recently struck oil and gas reserve in Krishna Godavaribasin?a) ONGC Ltd. b) Reliance Petrochemicals Ltd.

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a) RPG Group b) UB Group c) Jumbo Group d) None of these32. Vijay Thadani is the CEO of which company?

a) I-Flex Solutions b) NIIT Ltd. c) Polaris Software d) Sify

33. Which of the following represents the expansion of ‘I’ in ‘IPTV’?a) Internet b) India c) International d) Intelligent

34. ‘Shanti Amla’ hair oil belongs to which company?a) Marico Industries b) Daburc) HLL d) Godrej Ltd.

35. Mr. Karan Billimoria heads which company?a) Cobra Beer b) ACC Cements c) Bombay Dyeing d) Shaw Wallace and co.

36. Who is the CEO of HSBC India?a) Vidya Chhabaria b) Villoo Morawala Patellc) Naina Lal Kidwai d) Kalpana Moraparia

37. Who is Alex Kuruvilla?a) Creative head of O & M b) MD, MTV Indiac) Creative head of Mudra d) None

38. ‘Making the sky the best place on earth’ is a tag line that you would associate with ______a) British Airways b) Emirates c) Air France d) Cathay Pacific

39. Mobile phones of which company are endorsed by David Beckham?a) BENQ Siemens b) Sony Ericsson c) Motorola d) Haier

40. Which of the following is not a Tata group company?a) Telstra b) Indian Hotels Company Ltd.c) Voltas d) Titan

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10. Soon after Mittal’s signing the of MoU with the Jharkhand government in 2005, another steel companyhas announced the setting up of a steel plant in the state. The company in question is _____a) Essar Steel b) Jindal Steel c) Balaji Steel d) LNM

11. The new name of Gecis Global, the erstwhile GE owned BPO company is ______a) Scandant b) Trinity c) WNS Global d) Genpact

12. ‘Connecting India’ punch line is associated with ______a) Zee Group b) STAR c) Sify d) BSNL

13. Which of the following pharmaceutical companies is based in Israel?a) Astra Zeneca b) Novartis c) Teva d) Eli Lilly

14. The Famous apparel brand ‘Sisley’ is owned by which company?a) Benetton Group b) Tommy Hilfiger c) GAP d) Calvin Klein

15. Which of the following has become the first Indian telecom company to achieve the 15-million markin subscriber base?a) BSNL b) Airtel c) Reliance d) Hutch

16. ‘Making more possible’ punch line is associated with ______a) Hutch b) ICICI Bankc) ABN-AMRO d) SBI Life

17. Which of the following apparel brands is owned by Celebrity Fashions?a) Tamarind b) Indian Terrainc) Numero Uno d) Koutons

18. The single largest shareholder in the Kerala based Federal Bank is ______a) Mahindra & Mahindra b) Global Trust Bankc) Hinduja group d) ICICI Bank

19. Reliance Capital has acquired a 10 percent stake in a Bangalore-based company. Identify the company.a) Murudeshwar Ceramics b) Gokuldas Exportc) Century Textiles d) Forbes Gokak

20. Last year Vodafone acquired a 10 percent stake in Bharti Televenture. What was the size of the deal?a) $ 1 billion b) $ 1.9 billionc) $ 0.8 billion d) $ 1.5 billion

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32. According to the World Investment Report 2005 published by the UNCTAD, India’s rank in terms ofthe most attractive global business destination is _____a) Second b) Third c) First d) Fourth

33. Australia-based core banking software vendor, Financial Network Services (FNS) has been acquiredby an Indian company. Identify the company from the choices given below.a) Wipro Technologies b) Mindtreec) Infosys d) TCS

34. Which of the following brands/companies is not owned by Sony Corporation of Japan?a) VAIO b) PlayStations c) MGM d) Xbox

35. For the first time in 50 years, an expat has been appointed as the CEO of Hindustan Lever. Who is he?a) Douglas Baillie b) Patrick Cescau c) James Scott d) Mathew Jack

36. The car ‘Sonata’ belongs to the stable of _____a) Honda b) Hyundai c) Maruti-Suzuki d) Skoda Auto

37. Captain GR Gopinath is the managing director of which airlines company?a) Air Deccan b) Go Airlines c) Air Sahara d) Air India

38. Kidscare’s retail chain ‘Mothercare’ has announced the setting of a 100% subsidiary in India. Namethe country where Kidscare is based.a) US b) Switzerland c) Malaysia d) Britain

39. Mahendra Singh Dhoni does not endorse which of the following brands?a) TVS Star City b) Hyundai Sonata c) Cherry Blossom d) Brylcreem

40. The satellite television launched by Tata is called _____a) Tata Satlink b) Tata Sky c) Tata TV d) Tata One

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9. Delhi based Jagatjit Industries owns a famous whiskey brand. The brand in the question is?a) McDowell b) Bagpiper c) Old Monk d) Aristocrat

10. Bangalore-based Imperial Cancer Hospital and Research Centre has been acquired by which company?a) Apollo Hospitals b) Dr. Batra’s Hospitalc) Fortis d) Max Healthcare

11. Which of the following bank is headquartered at Singapore?a) ANZ b) DBS Bank c) YES Bank d) HSBC Bank

12. Which Indian bank is termed as the most valuable bank in terms of market capitalization?a) HDFC Bank b) Bank of Indiac) State Bank of India d) ICICI Bank

13. One of the following cricketers has never been the brand ambassador of the health drink ‘Boost’.Identify the cricketer in question?a) Kapil Dev b) Sunil Gavaskarc) Virender Seghwag d) Sachin Tendulkar

14. Boost and Crocin brands are owned by which company?a) GlaxoSmithKline b) Pfizer c) Heinz d) Paras Pharma

15. ‘With Us, You’re Sure’ baseline is associated with which insurance company?a) ICICI-Lombard b) ICICI-Prudentialc) SBI Life Insurance Co. d) Franklin Templeton

16. New York-based brokerage and investment bank Merrill Lynch has said that they will take fullcontrol of Indian JV, DSP Merrill Lynch. Which person has sold his 47 percent stake in the firm toMerrill Lynch?a) Hemendra Kothari b) Rakesh Jhunjhunwalac) Anand Rathi d) Shankar Sharma

17. With which state government, luxury carmaker BMW has signed an MoU for establishing a carassembly plant?a) Haryana b) Punjab c) Tamil Nadu d) Orissa

18. During his recent visit to India, Microsoft chairman Bill Gates announced that he will make aninvestment in the Indian market over the next four years. How much is that amount?a) $ 1 billion b) $2.3 billion c) $1.7 billion d) 2.7 billion

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29. According to the latest predictions by Gartner, the total size of the domestic IT and telecom businessby the end of 2006 will bea) Rs. 1 lakh crore b) Rs. 2 lakh crorec) Rs. 2.5 lakh crore d) Rs. 3 lakh crore

30. A ranking done by the Hong Kong based think-tank, Political & Economic Risk Consultancy Ltd, hasranked which country as the most corrupt in Asia? (Only selected fast growing countries werecovered in the survey)a) India b) Indonesiac) China d) Vietnam

31. Which company owns the Flying Machine brand of jeans?a) Levi’s b) Arvind Millsc) Lee cooper d) Mafatlal

32. Which of the following companies owns the TV channels ESPN, Buena Vista Television andTouchstone Pictures?a) Warner Brothers b) Star TVc) 20th Century Fox d) Walt Disney Company

33. The automobile brands Cadillac, Pontiac and Opel belong to _____a) Ford b) Fiat Autoc) BMW d) General Motors

34. Arvind mills manufactures all of the following brands of jeans except _____a) Flying Machine b) Newportc) Levi’s d) Ruf & Tuf

35. Which brand is the market leader in the alkaline battery market in India?a) Duracell b) BPL Excellc) Panasonic d) Energizer

36. TCS, a company under the Tatas, deals in ______a) Automobiles b) Steelc) Software Solutions and Consultancy d) Cement

37. Which of the following brands is owned by P&G?a) Crocin b) Iodexc) Honeytus d) Vicks

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BRM Test - 15

Questions: 40 Time : 20 Mins.

1. Sidhharth Lal is the Managing Director of which group?a) Escorts Group b) Sonalika Motors c) Eicher Group d) Essar Group

2. Who owns the famous brands ‘Sat Isabgol’ and ‘Burnol’?a) Ranbaxy b) Cadilla c) Dr. Reddy’s Labs d) Dr. Morepen

3. Which company is the largest tyre manufacturer in India?a) J.K. b) MRF c) Dunlop d) Ceat

4. Identify the logo of the famous software company and give the name of the bird.a) Linux, Penguin b) Apple, Penguin c) Linux, Kiwi d) Apple, Kiwi

5. With what would you associate the brand name ‘Ruggers’?a) Shirts b) Jeans c) Cigarettes d) Casual Wear

6. Ashok Leyland, a company manufacturing trucks is owned by _____ ?a) Mahindra b) Tata c) Birlas d) Hindujas

7. Which of the following is not a shoe brand of Liberty Shoes?a) Force 10 b) Footfun c) Windsor d) Pyramid

8. ‘Candyman’ is a confectionery brand belonging to which company?a) Parry’s b) Perfetti c) ITC Ltd. d) Parle

9. Who manufactures ‘Pan Pasand’?a) Ravalgaon b) Nutrine c) Perfetti d) Parry’s

10. The brands ‘Royale’, ‘Apcolite’, ‘Tractor’ and ‘Utsav’ are from the stable of _______?a) Asian Paints b) ICI c) Berger d) Nerolac

11. Biscuit brands ‘Fifty-Fifty’, ‘Bourbon’, ‘Nice’ and ‘Good Day’ are owned by ______?a) Parle b) Britannia c) Apsara d) Priya Gold

12. In 1969, he introduced the brand ‘Nirma’. Who is he?a) D.K. Patel b) D.S. Parekh c) N.A. Palkhivala d) K.K. Patel

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24. The first electronic typewriter (ET 101 in 1978) and the first personal computer (M20 in 1982) werelaunched in India by _______a) Samsung b) IBM c) Olivetti d) HCL

25. The well known brands like ‘Lux’, ‘Sunsilk’, ‘Lipton’, ‘Ponds’ and ‘Close Up’ are owned by _____?a) Godrej b) P&G c) Unilever d) Colgate Palmolive

26. Automobile brands ‘Corolla’, ‘Land Cruiser’ and ‘Highlander’ are the products of _____ ?a) Mitsubishi b) Toyota Motors Co. Ltd.c) Isuzu d) Daewoo

27. To whom do the brands ‘Eno’ and ‘Horlicks’ belong?a) Colgate - Palmolive b) GlaxoSmithklinec) Nestle d) P&G

28. ‘Internet Protocol’, the basic language to communicate over the internet, has been developedby _____?a) IBM b) Apple c) Cisco d) Sun Microsystems

29. The mega Mobil oil brand ‘Esso’ is owned by ______ ?a) Shell b) Exxon Mobil c) ONGC d) IBP

30. What does ‘Motorola’ mean?a) Sound in motion b) Sound in music c) The rising sun d) The flying eagle

31. What was the first product of Hewlett-Packard?a) A Laptop b) A printer c) A computer d) An audio oscillator

32. Name the Public Sector Undertaking acquired by Reliance Industries.a) IDPL b) ITDC c) IPCL d) IFCL

33. Which company has taken over the newspaper ‘Business Standard’?a) Ananda Bazaar Patrika b) Kotak Mahindrac) Bennett Coleman & Co. d) TV Today

34. ‘BRITCO Food’ is a holding company of ______a) Coca Cola b) Pepsic) ITC d) Schwepps

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BRM Test - 16

Questions: 40 Time : 20 Mins.

1. Gazprom, the world’s biggest gas company accounting for 23% of the world output, belong to ____a) Austria b) Iran c) Venezuela d) Russia

2. To which country does the diamond mining giant De Beers belong?a) South Africa b) India c) Italy d) France

3. To which country does the sportswear company Adidas belong?a) Germany b) France c) Italy d) Belgium

4. To which country does ‘Hyundai Motors’ belong?a) Japan b) S. Korea c) Taiwan d) N. Korea

5. Zee (currently Zee Tele Films Ltd) was promoted in 1992 by which business group?a) The Essel Group b) Birla Group c) The Tata Group d) Essar Group

6. The foundation of which company was laid in a small shop in Calcutta, from where medicines weresent directly through mail by Dr. S.K. Burman, to even the smallest of villages in Bengal?a) Dabur b) Hamdard c) Zandu d) Cipla

7. HMT Ltd. was established in 1953, in technical collaboration with ______a) Swatch, Switzerland b) Timex, USAc) Oerlikon, Switzerland d) Rolex, Switzerland

8. Which Indian pharmaceutical company owns a US Food and Drug Administration (FDA) certifiedplant?a) Ranbaxy b) Pfizerc) Cadilla d) Lupin

9. The Toyota Motor Co. Ltd has derived its name from ______a) The Toyota river b) The Toyota cityc) Sakichi Toyoda d) Kiichiro Toyoda

10. With which of the following is the ‘Badla’ system associated?a) Foreign exchange b) Forward tradingc) Currency markets d) Day trading

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21. In which year was TISCO set up?a) 1904 b) 1905c) 1906 d) 1907

22. In which year was RBI established?a) 1935 b) 1936c) 1940 d) 1945

23. In 1935, Khwaja Abdul Hamied, set up a pharmaceutical company, which came to be popularlyknown asa) Novartis b) Daburc) Hamdard Laboratories d) Cipla

24. In which year was P&G launched in USA?a) 1937 b) 1890 c) 1837 d) 1927

25. In which year was the Harley Davidson motorcycle first produced?a) 1906 b) 1903 c) 1920 d) 1935

26. In which year was Intel founded?a) 1878 b) 1982 c) 1968 d) 1986

27. In which year was Unit Trust of India started?a) 1964 b) 1965 c) 1966 d) 1967

28. Intel introduced the world’s first micro-processor in the year ______a) 1981 b) 1991 c) 1971 d) 1995

29. ONGC was converted into a statutory body by an act of the Indian Parliament in ______a) Dec 1955 b) Aug 1956 c) Oct 1959 d) Jan 1973

30. Who founded the Ford Motor Company?a) Lionel Ford b) Henry Ford c) Charlie Ford d) Nicholas Ford

31. Bill Gates was one of the founders of Microsoft. Who was the other?a) Paul Allen b) John Naisbitt c) Michael Crichton d) Kenneth Clarke

32. Which city is known as the Silicon Valley of India?a) Bangalore b) Gurgaon c) Hyderabad d) Chennai

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BRM Test - 17

Questions: 40 Time : 20 Mins.

1. The company with the largest refining capacity in India is ______a) Indian Oil Corporation b) Hindustan Petroleumc) Bharat Petroleum d) Indo-Burma Petroleum

2. Which was the first public sector share to be quoted on the Bombay Stock Exchange?a) Hindustan Petroleum b) Sailc) ONGC d) Indian Oil

3. Who has written the book ‘The World Bank and the Poverty of Nations’?a) Don Morrison b) Doug Cowiec) Catherine Caulfield d) Amartya Sen

4. Name the apex bank for small industries.a) IDBI b) SIDBI c) ICICI d) HDFC

5. Name the apex institution in the field of industrial development banking in India.a) IFCI b) ICICI c) HDFC d) IDBI

6. Who among the following is considered to be the quality guru of the World?a) Philip Crosby b) Gary Hamel c) Renato Rugieru d) Edwards Deming

7. The Indian partner of Microsoft to provide software development consultancy is ______a) HCL b) PCL c) TCS d) Infosys

8. ‘Apache’ is the name of the recently launched bike model that belongs to the stable of _______a) Kinetic Engineering Ltd. b) TVS Motors Ltd.c) Hero Honda Motors Ltd. d) Bajaj Auto Ltd.

9. Indian Terrain is the name of the clothing brand that belongs to the stable of _______a) S. Kumars b) Celebrity Fashionsc) J.K. Synthetics d) None of these

10. Name the MD of cellular service provider Hutcha) Vikram Mehmi b) Sunil Bharti Mittalc) Asim Ghosh d) AK Sinha

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22. Who is the former chairman of Bharat Hotels who passed away last year?a) M.S. Oberoi b) Lalit Suri c) Y.C. Deveshwar d) None of these

23. ‘Tarang’ is the CDMA service from _______a) VSNL b) BSNL c) MTNL d) Spice Telecom

24. Which is the largest source of Revenue for the Government of India?a) Sales Tax b) Service Tax c) Income Tax d) Value Added Tax

25. India’s first private airline operator to start overseas flight is ______a) Jet Airways b) Air Deccan c) Sahara Airlines d) Kingfisher Airlines

26. Kareena Kapoor and Priyanka Chopra have recently been roped in as the brand ambassadorfor _____a) Parker pens b) Cadbury’s dairy milkc) Tata Tea d) None of these

27. “Namaste” ad campaign is associated with which airline?a) Air India b) Pakistan International Airlinesc) Sri Lankan Airlines d) British Airways

28. RBI is headquartered at _____a) New Delhi b) Chennaic) Kolkata d) Mumbai

29. Hema Malini is the brand ambassador for which bank?a) Corporation Bank b) Syndicate Bankc) Bank of Rajasthan d) Union Bank of India

30. Brad Pitt endorses which of the following brand of watches?a) Omega b) Tag Heuer c) Rado d) Rolex

31. ‘Alfa Romeo’, ‘Grande Punto’ and ‘Palio’ are the names of the car models that belong to the stableof _____a) Ford Motors b) Fiat Motors c) Tata Motors d) Mahindra & Mahindra

32. Which of the following insurance companies has introduced ‘Barish Bima Yojana’ an insurancecover against deficit rainfall?a) Allianz - Bajaj b) ICICI-Lombard c) Iffco-Tokio d) ING-Vysya

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BRM Test - 18

Questions: 40 Time : 20 Mins.

1. India is world’s__________ largest economy in terms of purchasing power parity (PPP)?a) Eighth b) Tenth c) Fourth d) Sixth

2. Who is known as the father of Cellular Phone?a) Martin Cooper b) Martin Bayer c) Willy Barnet d) Julius Nayaree

3. R. Seshasayee is president of which of the following apex organization?a) FICCI b) CII c) ASSOCHAM d) NASSCOM

4. Arcelor was recently bought by LN Mittal’s company Mittal Steel. Arcelor is headquartered in whichcountry?a) China b) Australia c) Luxemburg d) Sweden

5. International Business Machines (IBM) recently sold its Personal Computers division to Lenovogroup. Lenovo belongs to which country?a) Taiwan b) China c) Russia d) Germany

6. Which among the following Tech companies and executives associated with them is matched wrongly?a) Google - Larry Page b) Sun Solaris - Scot McNealyc) ebay - Meg Ryan d) Oracle - Larry Ellison

7. MRPL is a subsidiary of which of the following Public Sector Undertaking?a) ONGC b) GAIL c) IOC d) HPCL

8. Which among the following companies is owned by Dhoot brothers?a) BPL b) ESSAR c) Videocon d) Pioma Industries

9. Tennis icon Sania Mirza became the woman sportsperson to be featured on the cover of which ofthe following magazine?a) India Today b) Outlookc) Time d) None of the above

10. Which of the following airlines and the countries they belong to is not matched correctly?a) Lufthansa - Germany b) Aeroflot - Francec) Royal Airways - Britain d) Etihad - UAE

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21. This company, based in Finland started its manufacturing operations by owning a paper mill; later itdiversified into leather goods and today it is one of the leading producers of mobile phones worldwide.Identify the company?a) Siemens b) Ericsson c) Nokia d) Motorola

22. Paper money was first introduced in India in the late 18th Century. It was introduced in India bywhich of the following firms?a) Central Bank of India b) The Bank of Awadh and Hindustanc) The General Bank of Bengal and Bihar d) Central Indian Bank

23. In the share market terminology GDR stands for ______a) Gradual Decreasing Ratio b) Grand Depository Retractionc) Global Depository Receipt d) Gross Depository Receipt

24. Fortis Healthcare recently acquired the Escorts Heart Research Institute. Fortis is promoted bywhich of the following pharmaceutical giants?a) Ranbaxy b) Cadilla c) Cipla d) Dr. Reddy’s Labs

25. Which among the following persons is chairman of Insurance Regulatory and Development Authority(IRDA)?a) CK Prahlad b) CS Rao c) Anajan Sharma d) JK Bajpai

26. Which among the following companies is credited with developing the computer language ‘Java’?a) Oracle b) Sun Microsystemsc) NextGen d) Red Hat

27. The profile of a well-known consumer appliances company goes like this. Besides its flagship brand,it also owns the brand Kenstar and follows a multi-brand strategy. It also has the rights to distributeinternational brands such as Sansui, York, Akai, Toshiba and Hyundai in India. The company inquestion is?a) Thomson b) Voltas c) Videocon d) Forbes Gokak

28. Which among the following persons played a key role in negotiating the partition deal betweenAmbani brothers, Anil and Mukesh?a) Nusli Wadia b) KV Kamath c) Rahul Bajaj d) YK Birla

29. John Walton, who passed away on 28 June 2005, was a ______a) Retail Industrialist b) Stock Brokerc) Hollywood Producer d) Chief of US’s Federal Reserve

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BRM Test - 19

Questions: 40 Time : 20 Mins.

1. NIS Sparta is the management-consulting arm of which company?a) Satyam b) Reliance Industries c) Wipro d) NIIT

2. ‘Life’s Good’ is the tagline associated with which electronics major?a) Samsung b) Philips c) LG d) Sony

3. Which city is known as ‘The Silicon Valley’ of India?a) Bangalore b) Gurgaon c) Hyderabad d) Chennai

4. Which company owns ‘Sunfeast’ brand of biscuits?a) Parle b) HLL c) ITC d) Priyagold

5. Which media & entertainment Company was started by Manmohan Shetty in 1978?a) Adlabs b) PVR c) PNC d) I-max

6. Which of the following companies offers Indians a chance to partly own a personal jet?a) Go Air b) Paramount Air c) Club One Air d) None till date

7. ‘Kaya’ skin clinic is promoted by?a) Marico b) HLL c) P&G d) Tatas

8. ‘Applying Thought’ is associated with which IT giant?a) Wipro b) Infosys c) TCS d) Satyam

9. Who is the brand ambassador for Ford Fiesta?a) John Abraham b) Abhishek Bachchanc) Dino Morea d) Sunil Shetty

10. Delhi based Escorts Heart Institute & Research Centre (EHIRC) was sold to which pharmaceuticalcompany in 2006?a) Ranbaxy b) Fortis c) Cipla d) Pfizer

11. Which group completed the buyout of the Shaw Wallace Distilleries in 2005?a) UB Group b) Philips Godfrey c) Bacardi d) Cobra Beer

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23. The tagline “Power of Dreams” is associated with?a) Honda b) Bajaj c) Hero Honda d) Yamaha

24. A new marketing project launched by ITC to facilitate farmers in selling their produce?a) e-choupal b) e-market c) e-commodity d) virtual market

25. From the following which company does not belong to the Anil Dhirubahi Ambani Group?a) Reliance Energy Ltd. (REL) b) Reliance Capital Ltd. (RCL)c) Reliance Communications Ltd. (RCOL) d) Reliance Petrochemicals Ltd. (RPL)

26. The Delhi Government citizen - government partnership program is known as?a) Bhagidari b) Icchadharic) Namdhari d) Jodi Programme

27. ‘Xtra Mile’ is a super diesel variant of which petro company?a) HPCL b) BPCLc) IOC d) Reliance Petroleum

28. Who is the chairman of the National Knowledge Commission?a) C. Rangarajan b) Prof. R.S. Sharmac) Sam Pitroda d) Ms. Girija Vyas

29. Which of the following statements related to the Reliance Group is incorrect?a) Mukesh Ambani heads Reliance Communications Ltd.b) Chevron has bought 10% stake in Reliance Petrochemicalsc) Reliance Industries Ltd. is the largest business group in Indiad) The Revenue of Reliance Industries is equivalent to 3.5% of India’s GDP

30. Value Added Tax (VAT) has been adopted by how many states?a) 21 b) 22 c) 23 d) 24

31. VAT has replaced which of the following taxes?a) Customs Duty b) State Sales Taxc) Excise Duty d) Service Tax

32. A recent Memorandum of Understanding (MoU) was signed by the LN Mittal Group and which stateowned oil major?a) OIL India Ltd. b) Indian Oilc) Hindustan Petroleum d) Oil & Natural Gas Corporation (ONGC)

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BRM Test - 20

Questions: 40 Time : 20 Mins.

1. Which company manufactures A-380 aircraft?a) Airbus b) Boeing c) Lockhead Martin d) Ray Theon

2. Which Indian company secured the highest export revenue from IT software and services duringthe past 2 years?a) TCS b) Infosys c) Wipro d) Satyam

3. Who built the first modern motorcar?a) Henry Ford b) Karl Benz c) Daimler d) Henry Austin

4. Who has been acclaimed as the world’s most powerful women for the year 2006 by Forbes?a) Melinda Gates b) Angela Merkelc) Condoleezza Rice d) Oprah Winfrey

5. Which of the following Indian companies is setting up its first manufacturing plant in china?a) L&T b) Tiscoc) Essar d) Hero Honda

6. The Government has increased the foreign direct investment in the Telecom sector from 49%to ______a) 75% b) 74 %c) 92% d) 86%

7. Who is the CEO of Hewlett-Packard (HP)?a) Mark Hurd b) Robert Wayman c) Carly Fiorina d) Richard Branson

8. Which FMCG major has recently acquired Balsara for Rs. 143 cr in an all-cash deal?a) HLL b) Godrej c) Dabur d) None of these

9. The SUV ‘Tucson’ belongs to which company?a) Honda b) Ford c) Suzuki d) Hyundai

10. Which of the following is not an Indian pharmaceutical company?a) Ranbaxy b) Pfizer c) Cipla d) Nicholas Piramal

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22. Which celebrity is the brand ambassador of Toyota Motors?a) Hrithik Roshan b) Aamir Khanc) Abhishek Bachchan d) Shah Rukh Khan

23. Berkshire Hathaway was founded by _____a) Warren Buffett b) Larry Ellison c) Percy Barnevik d) None

24. Kenneth D Lewis is the CEO of _______a) Deutsche Bank b) ABN AMRO c) Bank of America d) American Express

25. X-Trail, the SUV belongs to?a) Honda Motors b) Nissan Motors c) Toyota Motors d) Hyundai Motors

26. With which airline company did the ICICI bank launch a co-branded credit card?a) Jet Airways b) Spice Jetc) Air Deccan d) Kingfisher Airlines

27. Which of the following is NOT a part of the France-based advertising group ‘Publicis’?a) Ambience Publicis b) FCB Ulkac) Saatchi & Saatchi d) Leo Burnett

28. Government owned Kochi Refinery has been merged with which state owned oil company?a) HPCL b) IOCc) BPCL d) Reliance Petroleum

29. Which bike model has been recently launched by LML?a) CRD-200 b) CRD-100 c) XAN-200 d) XAN-100

30. The steel major Posco hails from _______a) China b) S. Korea c) N. Korea d) Japan

31. The Cafe Chain “Lipton Tea Bar” belongs to _______a) Wadias b) HLL c) Birlas d) Tatas

32. The Car model ‘Petra’ belongs to ______a) Hyundai b) Suzuki Motors c) Fiat Motors d) General Motors

33. What does ‘R’ signify in RTV?a) Region b) Rural c) Rivel d) Redesigned

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BRM Test - 21

Questions: 40 Time : 20 Mins.

1. ‘Spoil yourself’ is a punch line of which utility vehicle?a) Ford Endeavor b) Tata Indigo c) Hyundai Tuscon d) Tata Sumo

2. ‘India’s best informed weekly’ is the punch line of ______a) India Today b) Outlook c) The Week d) None of these

3. This company is also known as ‘Big Blue’. Identify the company from the given options.a) Intel b) HP c) IBM d) Microsoft

4. Who is the chairman of VSNL?a) Ratan Tata b) Subodh Bhargava c) V.K. Bhatt d) H.S. Arora

5. Which amongst the following is not an advertising agency?a) O & M b) McCann Erickson c) Leo Burnett d) IMRB

6. ‘Rediscover Luxury’ is the punch line of _______a) Maruti Swift b) Hyundai Sonata c) Honda CRV d) Chevrolet Optra

7. Peter Jennings, the TV news ‘superstar’ who died of lung cancer at 67, represented which channel?a) CNN b) BBC c) ABC d) CNBC

8. Gujarat Cooperative Milk Marketing Federation Ltd. (GCCMF) is about to launch India’s first sportsdrink. Can you identify the name of the drink in question from the given options?a) Power b) Stamina c) Strength d) Energy

9. Aditya Birla owned Hindalco has bought which American aluminium company?a) Novelis b) Sual c) Rusal d) Glencore

10. The Richest person in the world is _______a) Steve Jobs b) L.N. Mittalc) James Walton d) Bill Gates

11. Taiwan’s Sanyang motors recently bought ______ percent stake in the Kinetic Motor Company Ltd.a) 8.56 b) 11.12c) 13.53 d) 16.21

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24. Find the odd one out.a) IOC b) SAIL c) HPCL d) BPCL

25. Who is the President of ASSOCHAM?a) Anil K. Agarwal b) Pradip Dar c) Kiran Karnik d) K. S. Sarna

26. Who is the chairman of the US Federal Reserve?a) Ben S. Bernanke b) Allan Greenspanc) James D. Wolfenson d) Paul Wolfowitz

27. Business World magazine belongs to _______a) Living Media b) Ananda Bazar Partikac) Planman Publications d) The Times Group

28. ‘Experience. Truth first’ is the punch line that you would associate with _______a) NDTV Profit b) CNBC TV18 c) NDTV 24x7 d) CNN IBN

29. The Headquarters of the International Bank for Reconstruction and Development (IBRD) are locatedat ______a) Montreal b) Washington DC c) Geneva d) Paris

30. CNN IBN is the name of a recently-launched TV channel. Which personality would you associatewith the channel?a) Vikram Chandra b) Rajdeep Sardesai c) Pronnoy Roy d) Paranjal Sharma

31. ‘Corsa’, ‘Swing’ and ‘Astra’ are car models that belong to the stable of ______a) Ford Motors b) Toyota Motors c) Honda Motors d) General Motors

32. Which of the following is not a Kinetic Engineering brand?a) Boss b) Scootyc) Acquila d) 4S

33. Habil F. Khorakiwala leads which pharmaceutical company?a) Cipla b) Wockhardt Ltd.c) Cadila Healthcare d) Hamdard

34. The Bombay Stock Exchange was established in ______a) 1775 b) 1825c) 1875 d) 1895

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BRM Test - 22

Questions: 40 Time : 20 Mins.

1. Fosters proclaims to be a/an _____ beera) American b) Australianc) British d) European

2. Which cine star promotes ‘Provogue’ brand of clothing?a) Salman Khan b) Saif Ali Khanc) Fardeen Khan d) Aamir Khan

3. What position does Harish Manwani hold in HLL?a) CEO b) Non executive Chairmanc) MD d) CMD

4. Swoosh, the logo of Nike, was designed by ______a) Phil Knight b) Carolyn Davidsonc) Bill Bowerman d) None of these

5. ‘Fazer’ the bike belongs to the stable of _____a) LML Ltd. b) Bajaj Auto Ltd.c) Yamaha Motors Ltd. d) Kinetic Engineering Ltd.

6. The new rate for Minimum Alternate Tax is ______a) 10% b) 7.5 % c) 8 % d) 9 %

7. Who presents the rail budget in India?a) Finance Secretary b) Finance Ministerc) Railway Minister d) Prime Minister

8. The present Cash Revenue Ratio (CRR) rate as on January, 2007?a) 5.5% b) 5.25% c) 5% d) 5.75 %

9. Which brand of watches is endorsed by Twinkle Khanna?a) Movado b) Tag Heuer c) Longines d) Cartier

10. In which state did the State Bank of India start its first floating ATM?a) Andhra Pradesh b) Tamil Nadu c) Kerala d) Orissa

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21. Identify the incorrect match in the followingAutomobile Company Car Model

a) Ford Automobiles Fusionb) Skoda Automobile Laurac) Honda Automobile Civicd) All of them are matched properly

22. Etihad Airways is the national airlines of ______a) Iran b) Iraq c) Bahrain d) U.A.E.

23. Speech-to-text mobile phone has been launched by ______a) Motorola b) Sagem c) Samsung d) BenQ

24. ‘Aapka Fayda’ is the punch line that you would associate with ______a) IBN Hindi b) Channel 7 c) India TV d) Zee Business

25. Aramco is a/ana) Cement Firm b) Steel Firmc) Aluminium Company d) Oil Firm

26. ‘Capitalist Tool’ is the punch line of ______a) Fortune b) Forbes c) Time d) Business Herald

27. ‘Insuring Lives, Ensuring smiles’ is the punch line of ______a) MMTC b) LIC c) IOC d) GIC

28. ‘Awaaz’, the hindi business news channel belongs to ______a) Jagran b) CNBC TV 18c) NTDV d) IBN

29. The full form of MAT is _______a) Medium Accounting Tad b) Minimum A/c Taxable Incomec) Minimum Automated Tax d) Minimum Alternate Tax

30. Kishore Biyani, the Indian retail king owns ______a) Vishal Megamart b) Future Group c) West Side d) K. Mart

31. ‘R’ in RFID implies ______a) Regional b) Redundant c) Repeated d) Radio

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BRM Test - 23

Questions: 40 Time : 20 Mins.

1. The airline that advertises ‘Nonstop caring’ is ______a) Etihad Airways b) Thai Airways c) Air Mauritius d) PIA

2. ‘Food-World’, ‘Health & Glow’ and ‘Music World’ are all retail outlets owned by ______a) Biyanis b) Goenkas c) Birlas d) Singhanias

3. ‘Fido Dido’ ad campaign is associated with ______a) Mirinda b) 7 UP c) Slice d) Fanta

4. ‘Mahila card’, a debit card exclusively for women, belongs to the ______a) Union Bank of India b) J&K Bankc) Indusland Bank d) Canara Bank

5. What is the FDI limit for the construction sector?a) 26 % b) 50%c) 74 % d) 100%

6. Which Indian Company has bought 21 % stake in Hispano Carrocera last year?a) Mahindra & Mahindra b) Tata Motorsc) Bajaj d) LML

7. Sarthak Behuria is the CMD of ______a) IOC b) ONGC c) BPCL d) HPCL

8. Who is the chairman of IDBI?a) K. Ragunathan b) V. P. Shetty c) D.S. Parekh d) N. Vaghul

9. Which of the following is not an HLL brand?a) Pond’s b) Surf c) Pepsodent d) Pantene

10. Howard Stringer is the chief executive officer (CEO) of...a) Nokia b) Sony Inc. c) Panasonic d) Motorola

11. Which is the most corrupt Asian country as per Political & Economic risk?a) Sri Lanka b) Pakistan c) Indonesia d) Bangladesh

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23. ‘Good people to bank with’ is the punch line that you would associate with the ______a) Oriental Bank of Commerce b) Bank of Indiac) Union Bank of India d) Canara Bank

24. Col. J Harris is the CEO of ______a) UCB Ulka b) JWT India c) Rediffusion d) Mudra Advertising

25. ‘Be 100 percent sure’ is the punch line of which product?a) Pepsodent b) Savlonc) Anchor Toothpaste d) Dettol

26. Chairman and Managing Director of ITDC?a) Vinod Mehra b) MS Manchandac) Rajeev Chandrashekar d) M. Sundaram

27. Based on the world wide cost of living index, which is the costliest city in the world ?a) Chicago b) Tokyoc) London d) Rome

28. Indira Nooyi, is the first Indian to be the____?a) Chairperson of PepsiCo. Inc. b) CMD of PepsiCo Inc.c) President & CFO of PepsiCo Inc. d) MD of PepsiCo Inc.

29. Service Tax has been replaced by _____a) MAT b) TAT c) VAT d) None of the above

30. Ashok Sinha is the CMD of _____a) GAIL India Ltd. b) Bharat Petroleum Corporation Ltd.c) Hindustan Petroleum Corporation Ltd. d) Oil & Natural Gas Corporation

31. The Indian economy is a ______a) capitalist economy b) socialist economyc) mixed economy d) none of these

32. Who was the first Indian governor of the Reserve Bank of India (RBI)?a) CD Deshmukh b) C.K. Rao c) D. Kraishnan d) C. Rangarajan

33. Infosys was the ____ Indian company to be listed on NASDAQ.a) 2nd b) 1st c) 3rd d) 4th

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BRM Test - 24

Questions: 40 Time : 20 Mins.

1. ‘RELIGARE’, a financial services company is promoted by which pharmaceutical company?a) Dr. Morepen b) Wockdhartc) Ranbaxy Laboratories d) Cipla

2. Britannia Industries belongs to ______a) Godrej b) Wadia Group c) Goenkas d) Ruias

3. ‘Smart Privilege’ is the name of the savings bank account launched specially for women by ______a) IDBI Bank b) ICICI Bank c) HDFC bank d) UTI bank

4. ‘The Common Man’ is the mascot for which airlines?a) Go Air b) Air India c) Air Deccan d) Sahara Airlines

5. ‘Let there be light’ is the punch line for which newspaper?a) The Tribune b) The Times of Indiac) The Hindustan Times d) Tehelka

6. ‘Royal Airlines’ is the former name of which air carrier?a) Spice Jet b) Spic Airwaysc) Air Deccan d) Go Air

7. The Wall Street Journal is published by which stock exchange?a) NYSE b) NASDAQc) Dow Jones d) LSE

8. ‘Star city’ is the name of the bike model that belongs to the stable of ______ ?a) TVS Motors b) Kinetic Engineering Ltd.c) Yamaha Ltd. d) Honda Motors

9. ‘The Reliable Airline’ is the punch line of ______a) KLM b) Cathay Pacific c) US Airways d) Delta

10. According to a recent report by World Bank, which country is ranked number one in terms ofPurchasing Power Parity for the year 2006?a) Luxemburg b) Norway c) The US d) India

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23. What does FBT imply?a) Fixed benefit from Tax b) Financially Beneficial Taxc) Fringe benefit tax d) Freely Beneficial Tax

24. What is the name of the buoy-tender-cum-research vessel launched by Hindustan Shipyard Limited(HSL) in November 2005?a) Sagar Ratna b) Sagar Manjushac) Victoria d) Brahma

25. The new gaming TV channel “Play TV” belongs to the ______a) Living Media Group b) Times Groupc) Essel Group d) Jagran Group

26. Identify the NRI who is now a successful venture capitalist?a) Vineet Jain b) K.J. Rao c) Pramod Haque d) C.K. Prahlad

27. Deccan chronicle recently acquired 67% stake in which newspaper?a) Bombay Times b) The Asian Age c) Indian Express d) Mid Day

28. ‘Adventure Sport’ was a car variant launched by?a) Fiat b) Hyundai c) Ford d) Chevrolet

29. Which bank calls itself ‘India’s International Bank’?a) Dena Bank b) Bank of Baroda c) Vijaya Bank d) Bank of India

30. The electronic goods company BenQ is from which country?a) Japan b) Taipei c) Taiwan d) S.Korea

31. Which is the first airline to launch direct flights between India and the US?a) Air Sahara b) Continental Airlinesc) Lufthansa d) Air India

32. Identify the navratna company from the following?a) Indian b) Indian Railwaysc) HPCL Ltd. d) Air India

33. Abbreviation ATR stands for?a) Action taken result b) Actually true reportc) Action taken report d) Action taken rejoinder

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BRM Test - 25

Questions: 40 Time : 20 Mins.

1. Which among the following Indian IT companies has been included in the global ‘Most AdmiredKnowledge Enterprises (MAKE)’ Hall of Fame?a) Satyam Computers b) Infosysc) TCS d) Wipro

2. K. Ramachandran who has moved to Nokia, was the Vice Chairman, Managing Director and CEO ofwhich company?a) Philips India Ltd. b) Samsungc) LG d) Sony Erickson

3. India has recently signed a $18 billion import deal with Iran to import?a) CNG b) LNG c) Petroleum d) Crude Oil

4. The IT academy started by Microsoft Inc. is situated in which state?a) Maharashtra b) Kerala c) Haryana d) Karnataka

5. AMP groups insurance venture AMP Sanmar has been taken over by the Anil Dhirubhai AmbaniGroup (ADAG), AMP Group hails from ______a) Spain b) Italy c) Australia d) Switzerland

6. How much oil does an oil barrel contain?a) 152 litres b) 157 litresc) 156 litres d) 159 litres

7. Which of the following is not correctly matched?Media Campaign Company

a) The Complete Man Raymondb) There’s No Better Way Lufthansac) With You-All The Way Sonyd) The Indian Multinational Videocon

8. Who is the CEO & MD of ICICI Bank?a) Chanda Kochchar b) Lalita Guptac) Kalpana Morparia d) K.V. Kamath

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20. Soft drink concentrate ‘Sunfil’ is owned by?a) ITC Ltd. b) Pepsi c) Coca Cola d) HLL

21. Which bank has a “Rising Sun” as its logo?a) Vijaya Bank b) Union Bank of Indiac) Bank of Baroda d) Bank of Maharashtra

22. Vicks Vaporub and Whisper brands are globally owned by which company?a) Godrej Sara Lee b) Wipro Healthcarec) P&G Hygine d) Tata Chemicals

23. Milk additive ‘Delite’ is a product of company?a) Amul b) Cadbury c) HLL d) Nestle

24. ‘Be a wing rider’ is the punch line that you would associate with ______a) Bajaj wind 125 b) Honda Unicorn c) Yamaha Libero d) Kinetic Challenger

25. Which among the following battery manufacturers have roped in India’s new cricket sensationMahendra Singh Dhoni as its brand ambassador?a) Amara Raja Battery Ltd. b) Standard Furukawac) Exide Batteries d) He does not endorse any battery brand

26. Carly Fiorina stepped down from the post of Chairman and CEO of which company in late 2005?a) Dell Computers b) HPc) Intel d) Sun Microsystems

27. The ‘Duracell’ battery brand belongs to which company?a) Panasonic b) P&Gc) Philips d) It’s an individual company

28. Which among the following tea companies has decided to merge its brand - Noble House andChai House-into a single brand?a) ITC b) Tea City c) Godrej Group d) Tata Tea

29. ‘Babool’, ‘Odonil’ and ‘Sani Fresh’ are famous consumer good brands owned by?a) Dabur b) Balsara c) HLL d) Jyothi Labs.

30. Mirc Electronics owns which of the following white goods brand?a) Onida b) Oscar c) Whirlpool d) IFB

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BRM Test - 26

Questions: 40 Time : 20 Mins.

1. South Asian Free Trade Agreement (SAFTA) had become effective from ______a) January 1, 2006 b) Dec 1, 2005c) February 1, 2006 d) March 1, 2006

2. Which was the first fully Indian bank?a) Bank of India b) Punjab National Bankc) Punjab & Sind Bank d) Bank of Baroda

3. The Companies ‘Nelco’ and ‘Nelito Systems’ are owned by which business group?a) Tata Group b) AV Birla Group c) Mittal Group d) Jindal Group

4. Who is the Chairman of ICICI bank?a) K V Kamath b) Narayan Vagul c) Lalita Gupte d) Kalpana Moraparia

5. Who is the Chairman and Managing Director of I-Flex solution?a) R. Ravisankar b) Vijay Thadani c) Rajesh Hukku d) Atul Nishar

6. Vertex, the UK based BPO company has been acquired by which Indian IT company?a) Satyam Computers b) Wiproc) Infosys d) TCS

7. ‘Cartoon Network’ and ‘Pogo’ are channels from the bouquet of ______a) Sony Entertainment Networks b) Disney Corporationc) Time Warner d) Zee Networks

8. Mobile service provider ‘Idea’ is owned by?a) The Tatas b) Aditya Birla Groupc) AT & T d) Jointly owned by all three

9. Who is the Chairman of DLF Infrastructure?a) Harish Manwani b) Naresh Thakur c) Tulsi R. Tanti d) K P Singh

10. ‘Connecting People’ is the tagline of which company?a) Nokia b) Siemens c) Haier d) Cisco

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23. Financial services major, AXA, hails from which country?a) UK b) Australia c) Singapore d) Japan

24. This person is the highest paid executive and is currently the President and CEO of Ford MotorCompany, Inc. Who is he?a) Alan Mulally b) Lewis Booth c) William Ford Jr. d) Mark Fields

25. For what amount did the Aditya Birla Group buy 48 per cent stake from Tata to take control of IdeaCellular?a) Rs. 4406 crore b) Rs. 3406 crore c) Rs. 3456 crore d) Rs. 4456 crore

26. United Breweries is jointly owned by Vijay Mallaya and ______?a) Diageo b) Scottish & Newcastlec) Radico Khaitan d) SAB Miller

27. Anand Kripalu heads which Indian consumer good company?a) Cadbury India b) Nestle Indiac) HLL d) EID Parry

28. Radio station ‘Radio One’ is owned by which company?a) Times Group b) Mid Day c) HT Media Ltd d) NDTV

29. Temasek Holdings is the investment arm of the government of which Asian country?a) Hong Kong b) Taiwan c) Vietnam d) Singapore

30. Which of the following brands is not owned by Raymond?a) Color Plus b) Zapp c) Daks d) Manzoni

31. Wal-Mart, the largest retail chain of the World has entered into an agreement with which Indiancompany to start retail operations in the country?a) Bharti b) Reliance c) Wellspun d) Wipro

32. In India, beyond what price level is an increase in the price of oil transferred to the customers so asto reduce the burden on oil companies?a) $ 70/barrel b) $ 74/barrel c) $ 78/barrel d) $ 80/barrel

33. The government of India has decided to sell ______ per cent stake in National Aluminum CompanyLimited (NALCO) and Neyveli Lignite Corporation (NLC)?a) 35 per cent b) 25 percent b) 20 per cent d) 10 per cent

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BRM Test - 27

Questions: 40 Time : 20 Mins.

1. The name Baskin Robbins is associated with which product?a) Chocolates b) Cookies c) Ice Cream d) Toys

2. Which bank is the largest issuer of credit cards in India?a) ICICI b) SBIc) American Express d) HSBC

3. According to a recent survey conducted by Conde Nast Traveller magazine of UK, India is ranked atwhich position as the world’s most popular tourist destination?a) First b) Second c) Third d) Fourth

4. Which is the largest mutual fund company in India?a) Kotak Mutual b) UTI Mutual Fund c) SBI Mutual d) Reliance Mutual Fund

5. Hugo Boss watches will be marketed in India by ______a) Maxima b) Orpat c) Titan d) HMT

6. VP Shetty is the Chairman of ______a) IDBI b) Indian Banking Associationc) IFCI d) Both a & b

7. United Western Bank has been merged with which bank?a) SBI b) IDBIc) Bank of India d) Yes Bank

8. Till the year 2006 who was responsible for organizing the Pravasi Bhartiya Divas?a) Ministry of External Affairs b) CIIc) FICCI d) PHDCCI

9. Pilani Investments is a Group company of ______a) Birla Group b) Thapar Group c) Tata d) Hinduja Group

10. Who is the General Manager of PepsiCo India?a) Anand Kripalu b) Indra Nooyi c) Rajeev Bakshi d) Sanjeev Chadha

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23. Which famous personality is not the brand endorser of ‘Xylys’ watches?a) Saira Mohan b) Rahul Bose c) Rafael Nadal d) Carlos Moya

24. Bike models ‘Heat’ and ‘Zeus’ belong to ______a) Kinetic b) Suzuki c) Honda d) Yamaha

25. Which business group is the promoter of Hindustan Motors?a) KK Birla Group b) Aditya Birla Groupc) CK Birla Group d) MP Birla Group

26. Who is the brand endorser for the Louis Vuitton brand of fashion goods?a) Jennifer Lopez b) Gwyneth Paltrowc) Angelina Jolie d) Jessica Simpson

27. Which Indian celebrity endorses Raymond Weil watches?a) Lisa Ray b) Diana Hayden c) Lara Dutta d) Priyanka Chopra

28. Which pharmaceutical company has acquired ‘Strepsils’, ‘Clearsil, and ‘Sweetex’ brands from BootsPiramal?a) P&G b) Cipla c) Reckitt Benckiser d) Ranbaxy

29. Meg Whitman is the CEO and President of which company?a) EBay b) Xerox c) ADM d) Sara Lee

30. R Seshasayee is the Managing Director of which company?a) Mahindra & Mahindra b) Ashok Leylandc) TELCO d) Eicher

31. Tata Tea Inc has acquired a 30% stake in which US based Energy Drink Company?a) Glaceau b) Red Bull c) Reload d) Vault

32. Tata Coffee has acquired which US based coffee company?a) Merdeka Coffee b) Eight O’clock c) Starbucks d) JEMCA

33. Which oil major has picked up a 5% stake in Reliance Petrochemicals Ltd (RPL)?a) Shell b) Caltex c) Chevron d) IOC

34. Who designs jewellery for the company called Artex?a) Maneka Gandhi b) Priyanka Gandhi c) Twinkle Gandhi d) Dimple Gandhi

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BRM Test - 28

Questions: 40 Time : 20 Mins.

1. Which international brand is the first to get FDI approval to open retail outlets in the country?a) V F Corp. b) Louis Vuitton c) L’Oreal d) Lee Cooper

2. Following the RBI guidelines, Naina Lal Kidwai stepped down from the board of directors of whichcompany?a) Coca Cola b) Pepsi Co. Inc c) Nestle d) HSBC

3. Kumar Mangalam Birla has stepped down from the board of directors of which Tata group company?a) TELCO b) Tata Tea c) Titan d) Tata Steel

4. Which company supplies formal clothing for the Indian Cricket Team?a) Pantaloon b) Arvind Mills c) Raymonds d) Mayur Suitings

5. Management Consultant and columnist Gurcharan Das was formerly the CEO of which company?a) HLL b) P&G India c) Cadbury India d) Ravalgon Confectionery

6. ‘Now that’s performance’ is the punch line of which car?a) Zen Estilo b) Ford Fiesta c) Hyundai Verna d) Chevrolet Aveo

7. Who is the Chairperson of Pepsi Co. Inc?a) Steve Reinemund b) Indra Nooyic) Ray Hunt d) Dina Dublon

8. With which company will you associate Raju Vegesna?a) Satyam Computers b) Sifyc) I-flex d) Zenith Computers

9. Foster, the Australian beer company, has sold its Indian operations to which company?a) United Breweries b) Mohan Meakinsc) Kalyani Beverages d) SAB Miller

10. Which of the following software manufacturer is based in Germany?a) Oracle b) Microsoftc) SAP d) IBM

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22. TEN Sports is headquartered at ______a) Dubai b) Sharjah c) New Delhi d) Mumbai

23. The soon to be launched direct-to-home (DTH) service from Reliance communications is called?a) Reliance Magic b) Reliance Blue magicc) Reliance Sky Magic d) Reliance TV

24. ‘Bailey’ brand of mineral water is owned by ______a) Parle b) Nestle c) Britania d) Pepsi

25. Before joining Ford Motor Company, Alan Mulally was with which company?a) Boeing b) GM c) Toyota d) Airbus

26. ‘Gain from our perspective’ is the punch line of which company?a) Reliance mutual fund b) Franklin Templeton Investmentsc) Kotak mutual fund d) ICICI mutual fund

27. Reliance Capital Ltd. owns a 44% stake in which courier company?a) Blazeflash b) DTDC c) Gati d) Trackon

28. Bennett Coleman & Co. has started the news channel ‘Times Now’ in association with which globalmedia company?a) CNN b) News Corp. c) Reuters d) ASI

29. High end mobile phone brand ‘Vertu’ is owned by which company?a) Nokia b) Sony Ericsson c) Siemens d) Motorola

30. Online encyclopedia ‘Wikipedia’ was started by _____a) Jeffery Immelt b) Bill Gates c) Larry Page d) Jim Wales

31. The Third richest man in the World, Carlos Slim Helu has a business interest in which area?a) Oil b) ITc) Telecommunications d) Retail Stores

32. Dilmah, the World’s second largest tea company, is from which country?a) China b) Sri Lanka c) India d) Bangladesh

33. ‘Stupid Cupid’ brand of accessories has been launched by ______a) Tanishq b) Hallmark c) Archies d) Gili

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BRM Test - 29

Questions: 40 Time : 20 Mins.

1. Which is the most corrupt economy according to the World Bank report for the year 2006?a) Spain b) Portugalc) Brazil d) Mexico

2. Mahesh Bhupathi and Leander Paes had once appeared in the advertisement of a soft drink. Whichsoft drink was it?a) Pepsi Cola b) Coca Colac) 7’Up d) Canada Dry

3. The retail chain ‘Lifestyle’ is owned by ______a) Future Group b) Landmark Groupc) Raheja Group d) Reliance Industries

4. The online video sharing website, You Tube, has been bought by ______a) MSN b) e bayc) Google d) Yahoo

5. In which of the following instruments does investment provide hedge against inflation?a) Deposits in company b) Debenturesc) Government Bonds d) Shares

6. A dearer monetary policy implies ______a) High level of credit b) Large money supplyc) High Production d) High interest rate

7. NABARD is a ______a) Refinancing agency b) Credit rating agencyc) Credit providing agency d) Credit agency for farmers

8. The definition of a small scale industry is based on what criteria?a) The market share of the unitb) The sales value of the unitc) The value of plant and machinery investment in the unitd) The number of employees in the unit

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17. The gap between GDP and GNP is significant for a country with ______a) No foreign investment b) Small foreign investmentc) Huge foreign investment d) None of the above

18. The finance provided by commercial banks is ______a) Not for agriculture b) For short and medium termc) For long term d) Not for industrial units

19. The regulatory authority for mutual funds in India is ______a) RBI b) SEBIc) Ministry of Finance d) Finance Secretary

20. What will be the impact of a reduction in Statutory Liquidity Ratio (SLR) and Cash Reserve Ratio(CRR) on the economy?a) Credit creation by banks will increaseb) Credit creation by financial institutions will increasec) Credit creation with banks will decreased) Credit creation with financial institutions will decrease

21. Oligopolistic Competition implies ______a) The supply in the market is concentrated in few handsb) High profit marginsc) Market Dominanced) All of the above

22. Which of the following is/are example of Oligopolistic market structure?a) Automobile Industryb) Textile Industryc) Bicycle Industryd) All the above

23. Profit margins are lowest under which type of market structure?a) Perfect Competition b) Oligopolistic Competitionc) Monopolistic Competition d) Monopoly

24. Price elasticity of demand is highest in ______a) Monopolistic Competition b) Oligopolistic Competitionc) Perfect Competition d) Monopoly

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34. Which of the following was the most exported item from India for the year 2005-06?a) Gems and Jewels b) Petroleum c) Wheat d) Spices

35. Which of the following spices was the most exported for the year 2005-06?a) Cardamom b) Chilly c) Turmeric d) Pepper

36. Which country is the second largest importer of spices from India?a) China b) Japan c) Malaysia d) Taiwan

37. The Power distribution company BSES is owned by ______a) ADAG b) Reliance Industriesc) Tata d) It is a government company

38. ‘Uncle Chips’ is associated with which company?a) Heinz b) Kraft Foods c) Duma Foods d) Pepsi Co.

39. Who is the CEO of Max Healthcare?a) Analjit Singh b) Manavjeet Singh c) Omkar S Kanwar d) Vishwajeet Singh

40. Which one of the following is not a deficit financing method?a) Borrowing from RBI b) Borrowing from PSU banksc) Printing new currency d) Borrowing from IMF

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10. Which business group owns ‘Big Bazaar’?a) Future Group b) Raheja Groupc) Ruia’s d) Aditya Birla Group

11. You would associate Karsanbhai Patel with which company?a) Godrej b) Nirmac) GCMMF d) Arvind Mills

12. India is the largest importer of which commodity?a) Diamonds b) Crude Oilc) Rice d) Pulses

13. Which automobile company is the largest in the World in terms of revenue?a) GM b) Daimler Chryslerc) Nissan d) Toyota

14. Which was the first bank in the World to start an ATM for cash withdrawals?a) Bank of America b) American Expressc) Barclays Bank d) HSBC

15. Tata steel has recently picked up a 67% stake in Millennium Steel Company. This steel companybelongs to which country?a) Malaysia b) Sri Lankac) China d) Thailand

16. What is the motto of the Indian Railways?a) Taking India places b) Lifeline of Indiac) Serving the nation d) Bridging gap of India

17. What is India’s rank according to the new global competitiveness index?a) 26th b) 27thc) 28th d) 29th

18. Jagdish Khattar is the Chief Executive of which company?a) Maruti Suzuki b) Ford Indiac) Hyundai India d) GM India

19. ‘Flying for everyone’ is the tagline of which air carrier?a) Air Deccan b) Go Air c) Indigo Airlines d) Spicejet

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30. In financial terminology ‘Open market operations’ of RBI refers to ______a) Disbursement of currency in the marketb) Disbursement of gold reserve by RBIc) Auctioning of foreign currencyd) Trading of securities

31. Mukta Arts is owned by ______a) Shahrukh Khan b) Subhash Ghaic) Karan Johar d) Abbas Mustan

32. For the fiscal year 2006-07, the tax GDP ratio was ______a) 10% b) 10.5%c) 11% d) 11.5%

33. Name the founder of Daewoo who has been sentenced to 10 years in jail for fraudulent dealings?a) Kim woo-chong b) Jim woo-chongc) Shin woo-chong d) Lia woo-chong

34. Rani Mukherji endorses which footwear brand?a) Lakhani b) Libertyc) Relaxo d) Bata

35. Who is the Managing Director of Kotak Mahindra Bank Ltd?a) Uday Kotak b) Anand Mahindra c) K M Gherda d) Om Kotak

36. According to NASSCOM, which was the number one BPO in India for the year 2006?a) WNS b) Genpact c) Convergys d) Progeon

37. ‘Nebula’ is a premium brand of watch owned by ______a) HMT b) Maxima c) Titan d) Swatch

38. Phaneesh Murthy is the CEO of which company?a) Infosys b) Tech Mahindra c) Wipro d) I Gate

39. According to a recent survey, who is India’s richest person?a) Azim Premji b) Mukesh Ambani c) Anil Ambani d) Ratan Tata

40. Which of the following brand of biscuits is not owned by Britannia?a) Tiger b) Bourbon c) Sunfeast d) Good Day

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BRM Test -61. (b) 2. (b) 3. (a) 4. (a) 5. (c) 6. (c) 7. (d) 8. (b) 9. (c) 10.(b)

11.(b) 12.(b) 13.(d) 14.(d) 15.(a) 16.(b) 17.(a) 18.(b) 19.(a) 20.(a)

21.(c) 22.(a) 23.(a) 24.(b) 25.(c) 26.(b) 27.(d) 28.(b) 29.(a) 30.(d)

31.(b) 32.(d) 33.(c) 34.(a) 35.(b) 36.(a) 37.(c) 38.(a) 39.(c) 40.(d)

BRM Test -71. (b) 2. (c) 3. (d) 4. (d) 5. (a) 6. (c) 7. (b) 8. (a) 9. (a) 10.(c)

11.(d) 12.(a) 13.(b) 14.(d) 15.(a) 16.(a) 17.(c) 18.(a) 19.(a) 20.(a)

21.(c) 22.(a) 23.(d) 24.(b) 25.(c) 26.(c) 27.(c) 28.(d) 29.(c) 30.(d)

31.(d) 32.(d) 33.(c) 34.(b) 35.(d) 36.(a) 37.(d) 38.(a) 39.(b) 40.(a)

BRM Test -81. (a) 2. (d) 3. (a) 4. (c) 5. (d) 6. (b) 7. (c) 8. (c) 9. (a) 10.(b)

11.(c) 12.(a) 13.(c) 14.(a) 15.(a) 16.(b) 17.(a) 18.(b) 19.(a) 20.(b)

21.(a) 22.(b) 23.(a) 24.(b) 25.(c) 26.(c) 27.(b) 28.(d) 29.(a) 30.(d)

31.(a) 32.(c) 33.(c) 34.(d) 35.(b) 36.(b) 37.(d) 38.(c) 39.(c) 40.(b)

BRM Test -91. (b) 2. (a) 3. (d) 4. (b) 5. (c) 6. (a) 7. (d) 8. (b) 9. (b) 10.(b)

11.(c) 12.(b) 13.(b) 14.(b) 15.(c) 16.(b) 17.(c) 18.(c) 19.(d) 20.(b)

21.(a) 22.(d) 23.(d) 24.(b) 25.(a) 26.(c) 27.(c) 28.(c) 29.(b) 30.(a)

31.(d) 32.(a) 33.(a) 34.(b) 35.(c) 36.(a) 37.(b) 38.(a) 39.(c) 40.(c)

BRM Test -101. (a) 2. (c) 3. (c) 4. (b) 5. (c) 6. (d) 7. (d) 8. (d) 9. (d) 10.(b)

11.(a) 12.(a) 13.(d) 14.(b) 15.(b) 16.(d) 17.(d) 18.(d) 19.(d) 20.(b)

21.(d) 22.(a) 23.(b) 24.(a) 25.(d) 26.(d) 27.(a) 28.(d) 29.(a) 30.(c)

31.(b) 32.(a) 33.(b) 34.(c) 35.(d) 36.(c) 37.(a) 38.(b) 39.(a) 40.(c)

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BRM Test -161. (d) 2. (a) 3. (a) 4. (b) 5. (a) 6. (a) 7. (c) 8. (d) 9. (d) 10.(b)

11.(d) 12.(a) 13.(a) 14.(c) 15.(a) 16.(d) 17.(c) 18.(c) 19.(b) 20.(d)

21.(d) 22.(a) 23.(d) 24.(c) 25.(b) 26.(c) 27.(a) 28.(c) 29.(c) 30.(b)

31.(a) 32.(a) 33.(d) 34.(b) 35.(a) 36.(b) 37.(d) 38.(c) 39.(c) 40.(c)

BRM Test -171. (a) 2. (a) 3. (c) 4. (b) 5. (d) 6. (a) 7. (c) 8. (b) 9. (b) 10.(c)

11.(b) 12.(a) 13.(b) 14.(c) 15.(c) 16.(b) 17.(b) 18.(b) 19.(c) 20.(c)

21.(a) 22.(b) 23.(b) 24.(c) 25.(c) 26.(d) 27.(d) 28.(d) 29.(c) 30.(b)

31.(b) 32.(c) 33.(b) 34.(a) 35.(d) 36.(c) 37.(b) 38.(d) 39.(a) 40.(c)

BRM Test -181. (c) 2. (a) 3. (b) 4. (c) 5. (b) 6. (a) 7. (a) 8. (c) 9. (c) 10.(b)

11.(d) 12.(c) 13.(c) 14.(c) 15.(a) 16.(b) 17.(b) 18.(c) 19.(c) 20.(b)

21.(c) 22.(c) 23.(c) 24.(a) 25.(b) 26.(b) 27.(c) 28.(b) 29.(a) 30.(c)

31.(c) 32.(b) 33.(a) 34.(c) 35.(b) 36.(b) 37.(c) 38.(a) 39.(a) 40.(d)

BRM Test -191. (b) 2. (c) 3. (a) 4. (c) 5. (a) 6. (c) 7. (a) 8. (a) 9. (b) 10.(b)

11.(a) 12.(c) 13.(b) 14.(c) 15.(d) 16.(b) 17.(d) 18.(b) 19.(a) 20.(b)

21.(d) 22.(a) 23.(a) 24.(a) 25.(d) 26.(a) 27.(c) 28.(c) 29.(a) 30.(a)

31.(b) 32.(d) 33.(b) 34.(b) 35.(a) 36.(c) 37.(c) 38.(a) 39.(b) 40.(a)

BRM Test -201. (a) 2. (a) 3. (c) 4. (b) 5. (a) 6. (b) 7. (a) 8. (c) 9. (d) 10.(b)

11.(b) 12.(a) 13.(b) 14.(b) 15.(a) 16.(b) 17.(b) 18.(c) 19.(c) 20.(c)

21.(b) 22.(b) 23.(a) 24.(c) 25.(b) 26.(d) 27.(b) 28.(c) 29.(b) 30.(b)

31.(b) 32.(c) 33.(b) 34.(d) 35.(d) 36.(a) 37.(d) 38.(c) 39.(a) 40.(a)

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BUSINESS AWARENESS - BRM

BRM Test -261. (a) 2. (b) 3. (a) 4. (b) 5. (c) 6. (d) 7. (c) 8. (b) 9. (d) 10.(a)

11.(a) 12.(b) 13.(a) 14.(b) 15.(c) 16.(a) 17.(b) 18.(d) 19.(d) 20.(c)

21.(a) 22.(d) 23.(b) 24.(a) 25.(a) 26.(b) 27.(a) 28.(b) 29.(d) 30.(c)

31.(a) 32.(b) 33.(d) 34.(a) 35.(c) 36.(b) 37.(c) 38.(b) 39.(a) 40.(b)

BRM Test -271. (c) 2. (a) 3. (d) 4. (b) 5. (c) 6. (d) 7. (b) 8. (c) 9. (a) 10.(d)

11.(b) 12.(c) 13.(a) 14.(c) 15.(d) 16.(a) 17.(b) 18.(d) 19.(a) 20.(a)

21.(d) 22.(c) 23.(c) 24.(b) 25.(c) 26.(a) 27.(b) 28.(c) 29.(a) 30.(b)

31.(a) 32.(b) 33.(c) 34.(b) 35.(b) 36.(a) 37.(c) 38.(c) 39.(a) 40.(b)

BRM Test -281. (b) 2. (c) 3. (d) 4. (a) 5. (b) 6. (d) 7. (b) 8. (b) 9. (d) 10.(c)

11.(a) 12.(b) 13.(a) 14.(c) 15.(b) 16.(c) 17.(a) 18.(b) 19.(d) 20.(c)

21.(c) 22.(a) 23.(b) 24.(a) 25.(a) 26.(b) 27.(b) 28.(c) 29.(d) 30.(d)

31.(c) 32.(b) 33.(c) 34.(d) 35.(b) 36.(a) 37.(c) 38.(a) 39.(b) 40.(c)

BRM Test -291. (d) 2. (c) 3. (b) 4. (c) 5. (d) 6. (d) 7. (a) 8. (c) 9. (d) 10.(c)

11.(d) 12.(a) 13.(b) 14.(d) 15.(a) 16.(d) 17.(c) 18.(b) 19.(b) 20.(a)

21.(d) 22.(d) 23.(a) 24.(c) 25.(c) 26.(b) 27.(a) 28.(d) 29.(a) 30.(b)

31.(d) 32.(a) 33.(c) 34.(a) 35.(b) 36.(c) 37.(a) 38.(d) 39.(a) 40.(c)

BRM Test -301. (a) 2. (d) 3. (a) 4. (b) 5. (c) 6. (c) 7. (b) 8. (d) 9. (c) 10.(a)

11.(b) 12.(b) 13.(a) 14.(c) 15.(d) 16.(b) 17.(d) 18.(a) 19.(d) 20.(a)

21.(c) 22.(a) 23.(c) 24.(c) 25.(a) 26.(b) 27.(a) 28.(b) 29.(b) 30.(d)

31.(b) 32.(b) 33.(a) 34.(d) 35.(a) 36.(b) 37.(c) 38.(d) 39.(b) 40.(c)