Medical Plans

In-Network Out-of-NetworkDeductible

Individual $5,000 $15,000Family $10,000 $30,000Coinsurance 70% 50%

Out-of-Pocket MaximumIndividual $6,350 $18,750Family $12,700 $37,500

Preventive 100% 50% after deductibleOffice Visits 70% after deductible 50% after deductibleInpatient Hospital Services 70% after deductible 50% after deductibleOutpatient Hospital Services 70% after deductible 50% after deductibleUrgent Care 70% after deductible 50% after deductibleEmergency Room 70% after deductible 50% after deductibleAmbulance 70% after deductible 50% after deductible

Prescription Drug CoverageGeneric 70% after deductible Not covered Formulary Brand Name 60% after deductible Not covered Nonformulary Brand Name 50% after deductible Not covered

KBP Foods Benefits Guide2020 • Shift Manager and Team Member

Plan Comparisons Catastrophic PlanPreventive Services Plan

Employee $41.54$12.00Employee + Child(ren) $363.48$41.89Employee + Spouse $376.67$38.94Family $585.72$54.00

Employee Premium Paycheck Employee Premium Paycheck

You are an important part of our business at KBP. When we hire, retain and develop the right people at all levels of our organization, we achieve extraordinary results. KBP is pleased to offer the following benefits to Shift Managers and Team Members.

Eligibility

Catastrophic Plan Design

KBP offers two plans from which to choose, a Preventive Services Plan, administered by The American Worker, and a Catastrophic Plan, administered by UMR.

FYI!

Those enrolled in the Catastrophic Plan will have access to our telemedicine provider, Teledoc, which is available at a $0 copay.

Teledoc gives you 24 hours a day, seven days a week access to a US board-certified doctor through the convenience of phone, video, or mobile app visits. Visit teladoc.com. or call 1-800-TELADOC (835-2362)

h KBP Foods employees are eligible for Medical insurance on the first of the month following 60 days aftercompletion of an 11-month measurement period if they worked an average of 30 hours or more per week.

h The spouse of an employee who is eligible for coverage under his or her employer's health plan will not beeligible for coverage under KBP’s Medical plans.

h The Preventive Services Plan is a preventative-only plan that covers 63 specific tests and procedures requiredby the Affordable Care Act. It does not cover any medical treatments, such as doctor’s office visits andEmergency Room visits for illnesses or accidents. Prescription drugs are not covered, unless noted in the list ofservices offered.

h The Catastrophic Plan utilizes the UnitedHealthcare Choice Plus Network and is a high-deductible plan. Inorder to ensure that your provider is in-network, visit umr.com. Added details of this plan are below.

No Change in Employee Medical Premiums for 2020!

2

401(k) and Matching PlanAll employees are eligible to participate after working 1,000 hours and completing a 6 month waiting period. Must be at least 21 years old to enroll. h Eligible to enroll during each quarterly Open Enrollment period.

h KBP matches $.25 for each $1.00 contributed up to 8%. Contributionsare deducted on a pretax basis, or post tax for Roth contributions.

h Online enrollment and access, allowing change of investment choices atany time.

Voluntary Critical Illness Bi-weekly Premium per $1,000

Age Band Employee/Spouse

Under 30 $0.27

30-39 $0.35

40-49 $0.61

50-59 $1.49

60-64 $2.75

$3.72

$5.19Bi-weekly Premium

$1.80

65-69

70+

Dependent Children Coverage

$5,000 in Coverage Elected

$10,000 in Coverage Elected $3.60

Voluntary Legal Plan - New!KBP now offers access to voluntary professional legal services, administered by MetLaw Group. Employees can have peace of mind knowing that there are no out-of-pocket costs when using an in-network attorney for a covered service. Questions? Call MetLife - Hyatt Legal Services at (800) 621-6400.

MetLaw/Hyatt Legal Bi-weekly Premium

Low Plan $4.15High Plan $9.69

Voluntary Accident - New!The Voluntary Accident benefit, administered by Voya, pays specific benefit amounts for expenses resulting from non-work-related injuries or accidents and is designed to supplement employer-sponsored health coverage. Benefits are paid lump-sum, tax-free to employees and generally increase with the severity of the accident. This coverage also includes an annual health screening benefit. The option of electing spouse and/or dependent coverage is also available. Call Voya Customer Service at (877) 236-7564.

Voluntary Accident Bi-weekly Premium

Employee Only $4.71

Employee + Spouse $7.71

Employee + Child(ren) $8.81

Employee + Family $11.81

Voluntary Identity Theft Protection - New!InfoArmor leads the identity protection industry with PrivacyArmor Plus, a proactive monitoring service that alerts you at the first sign of fraud. This voluntary benefit provides alerts for credit inquiries, accounts opened in your name, compromised credentials, financial transactions, and more. Enrolling your family extends that protection to anyone in your household. Questions? Call PrivacyArmore at (800) 789-2720.

InfoArmor PrivacyPlus Bi-weekly Premium

Employee Only $4.59

Employee + Family $8.28

Voluntary Critical Illness and Accident insurances is designed for added

financial security and not a replacement for medical coverage.

Voluntary and Other Benefits

New Voluntary Benefits in 2020

Voluntary Critical Illness - New!The Voluntary Critical Illness benefit, administered by Voya, supplements major Medical coverage by helping employees pay the direct and indirect costs associated with a critical illness or event. This coverage also includes an annual health screening benefit. Benefits are paid tax-free in a lump sum to be used at the claimant’s discretion. Employees select the amount of coverage purchased. The option of electing spouse and/or dependent coverage is also available. Questions? Call Voya Customer Service at (877) 236-7564.

WorkLifeMatters Employee Assistance Program (EAP) WorkLifeMatters offers a variety of services to promote well-being and help enhance the quality of life for you and your family, at every stage of life. From family support, legal assistance, fitness, mental health resources, and work-related help, the WorkLifeMatters Employee Assistance Program (EAP) provides access to solutions and support for the challenges of daily living. These services are always confidential, and very often free. Call 800-386-7055 Monday-Friday 6:00AM - 5:00PM P.S.T., or for 24/7 onlineaccess, visit: www.ibhworklife.com and type in User Name: Matters andPassword: wlm70101. This benefit is available on day 1 of employment.

KBP Cares

KFC FoundationEligibility to participate in KFC Foundation programs as follows:h REACH, an educational grant program which provides college tuition

assistance to employees with dreams of pursuing a college education.

h RISE, which works with GEDWorks to assist employees that did not finishhigh-school obtain a GED.

h MyChange Personal Finance, a program which empowers employees totake charge of, and manage their money.

h KFC Family Fund, similar to KBP Cares, provides temporary, limitedfinancial relief to employees impacted by a severe hardship.

h Kentucky Fried Wishes - New!, a wish granting program.

KBP Hourly Benefits 2020

To learn more about these programs access kfcfoundation.org

KBP Cares is an assistance program that provides financial grants to help employees who have experienced a fire or natural disaster, medical emergency and/or death of spouse or dependent, or other catastrophic or extreme circumstances that directly impacts their ability to pay for basic living expenses.

To apply for assistance access https://www.kbpcares.org, call 913-356-6343, or email Kristen kdela@kbpcares.org

Paid Time Off (accrual is based on date of service)Shift Managers are eligible to earn up to 40 hours per year.