investment in mutual funds through...

Investment in Mutual Funds

through ICICIdirect.com

How to select a

scheme for investing?

Why should you invest

in Equity Mutual

Funds?

How to invest in

Mutual Funds?

Should you invest

through Lump Sum or

SIP?

Do you have the following queries with regards to Mutual Fund investments?

Why should you

invest in Equity

Markets?

0

5000

10000

15000

20000

25000

30000

35000

Jun-01 Jun-02 Jun-03 Jun-04 Jun-05 Jun-06 Jun-07 Jun-08 Jun-09 Jun-10 Jun-11 Jun-12 Jun-13 Jun-14 Jun-15 Jun-16

Sensex Last 15 years

Why should you invest in Equity Markets?

Compounded Annual Growth Rate of 14.6%

Investment in Equity markets has the potential to generate higher returns in the long term.

Source: Bloomberg

If you had invested in Sensex in last 15 years, your

money would have grown by approximately 6.7 times.

Why should you invest in Equities through MF?

Mutual Funds are a great way to invest in equity markets. Equity Mutual Funds have consistently out-

performed their benchmarks.

91.70%

98.30%97.80%

96.00%

98.00%97.50%

88.00%

90.00%

92.00%

94.00%

96.00%

98.00%

100.00%

1 Year 3 Years 5 Years 10 Years 15 Years 20 Years

% corpus of Equity Funds* outperforming Sensex

As shown above Equity Mutual Funds have consistently performed better than market(Sensex).

Above 90% of the amount invested of Equity Funds* have out-performed their benchmarks

consistently over time-frame.

Source: Accord FinTech, ICICIdirect Research, Data as on May-end 2016

* Equity Large Cap Funds

Why should you invest in MF?

Professional Management

Diversification

Low Cost

Liquidity

Higher Return Potential

Fund Managers who are specialists in investing and have access

to analysts and research information manage your investments.

A mutual fund portfolio holds multiple instruments (in same or

across asset classes) thereby offering diversification(reducing

risk) for your investments.

Following are some of the key advantages of investing in Mutual Funds:

Investment through SIP is possible with amount as low as Rs

1000 and in case of lump sum with Rs 5000.

Investors have the advantage of getting their money back

promptly, in case of open-ended schemes at the then prevailing

NAV.

For medium or long-term investment, mutual funds have the

potential to generate higher return, as MFs invest in a diverse

range of sectors and industries.

How to select a scheme?

Select a scheme to invest on ICICIdirect.com easily through the following:

Our Research

Recommendations

What others are

buying on

ICICIdirect.com

Independent

scheme ratings

(Value Research

ratings)


Research recommendations

Select scheme(s) from the comprehensive list of schemes recommended by our Research after

extensive analysis and start your investment journey.

These recommendations are available on Mutual Funds Place Order page.

-5.1

12.5

7.7

10.1

14.6

1.7

22.0

14.5

15.3

23.4

-10.0

-5.0

0.0

5.0

10.0

15.0

20.0

25.0

1 Year 3 Years 5 Years 10 Years 15 Years

S&P BSE SENSEX Our research Rec. Equity Large Cap Funds Average


ICICIdirect Research Recommended Equity Schemes Average Return* – Performance w.r.t. benchmark

Our Research recommended Equity schemes* have consistently out-performed the benchmarks.

6.8%

9.5%

6.8%

5.2%

8.8%

Source: Accord FinTech, ICICIdirect Research, Data as on June 24, 2016


You should invest in Equity schemes* recommended by our Research to create wealth over long

term.

Our Research recommended equity schemes* have performed

consistently better than benchmark.

9,49014,234 14,466

26,280

77,416

10,167

18,158 19,700

41,415

234,942

0

50000

100000

150000

200000

250000

1 Year 3 Years 5 Years 10 Years 15 Years

S&P BSE SENSEX Our research Rec. Equity Large Cap Funds Average


ICICIdirect Research Recommended Equity Schemes* – Average Returns w.r.t. benchmark

Resultant value from Rs 10,000 invested in Sensex & our recommended equity schemes*

Majority of our investors prefer investing in our Research recommended equity schemes for long-term

wealth creation.

Source: Accord FinTech, ICICIdirect Research, Data as on June 24, 2016


As shown above our Research recommended equity schemes* perform better than market

(Sensex) and hence for long term wealth-creation you should invest in them.

If you had invested in our recommended equity

schemes*, your money would have grown more than 22

times in last 15 years as compared to ~ 6.7 times in

Sensex


View ratings of independent research firm – Value Research in our website, which will help you in

selecting a scheme.

Independent scheme ratings


View what other investors are buying the most in the last 30 days on our website – ICICIdirect.com.

Most Bought Funds

Invest in Mutual Funds through Systematic Investment Plan(regular periodic investment) or Lump

Sum(one time investment). SIP is preferred choice for long-term wealth creation by majority of our

customers.

How should you invest?

When should you invest through Lump Sum?

You have investible surplus in hand & are investing for long term.

You should invest through SIP when:

You want to invest fixed amounts in a disciplined way on a regular basis for long term.

You should invest through Lump Sum when:

Why should you invest through SIP?

Investing through SIPs is possible with amount as low as Rs 1,000 every month.

Investors need not worry about market fluctuations and the right time to start investing. Due to

regular investments, average cost of investment is maintained at lower level.

Most of our customers prefer investing through SIPs in our recommended equity schemes for long-

term wealth creation. Following are some of the key advantages of investing through SIPs.

It inculcates saving habit & discipline in investment and disciplined investment helps in wealth

creation over long term.

By investing with a small amount, you start investing early. An investor starting early usually

earns much more than one starting late even with a higher amount.

Key points for MF Investment

Select scheme(s) to invest from comprehensive list of schemes recommended by our

Research. These recommendations are available on our Mutual Funds Place Order page.

To sum up, following are the two key points that you should consider for investments in Mutual Funds:

Start SIP in the selected scheme(s) and invest regularly to create wealth in the long term.

ICICIdirect.com helps you in every step of your investment journey – from Fund

Selection to generation of Capital Gains statement.

How to invest in Mutual Funds?

Fund

Selection

Investing

MonitoringRedemption

Taxation

Mutual Fund Investment Cycle

Now we will show you how to select scheme(s) & invest in just a few clicks

through our user-friendly website – ICICIdirect.com.

How to invest in Mutual Funds?

Login

Enter User Id, Password, Date of Birth/PAN, select

Mutual Funds to Start in and click on “Login Now”.

First, login to our website –ICICIdirect.com using your login credentials.

Fund Selection

Click on “Purchase” to

select scheme(s) to Invest.

Next step is to select scheme(s) to invest.

Fund Selection

Research Recommended Funds

Select scheme(s) to invest from:

These are schemes recommended

by our award-winning Research after

extensive analysis.

Mutual Funds Purchase

After selecting a fund, click on :

• SIP – To start a Systematic Investment Plan(SIP)

or

• Buy - To purchase one time (Lump sum

Purchase)

Once you have selected scheme(s), invest in the scheme through Systematic Investment Plan

(investment on a regular basis) or Lump Sum(one time). Most of our customers prefer investing

through SIPs for long-term wealth creation.

Mutual Funds SIP

View the Fund details and

click on:

“Continue to Invest” to

continue or

“Back” to go back

First let us see, how to set up a Systematic Investment Plan(SIP) following these simple steps.

Mutual Funds SIP

After providing the details, click

on “Submit” to proceed or

“Back” to go back.

1

2

3

Select Folio. You may also select

Joint Holders and provide

details of nominee.

Enter SIP details – Frequency,

SIP Period, Start Date and

Installment Amount.

If assisted by an agent select

Yes and provide details.

To renew SIP automatically on

expiry of SIP select Yes, else

select No.

4

Mutual Funds SIP

Review the investment details provided,

Accept T&C and click on “Confirm” to set up

your SIP. To go back click on “Back”.

Mutual Funds SIP

You have successfully set up your SIP. A confirmation message

with instructions will be displayed.

Mutual Funds Lump Sum Purchase

View the scheme details and

click on:

“Continue to Invest” to continue

or

Back to go back

Now, let us see how to invest through Lump Sum mode in just a few clicks.


Select Folio. You may also select

Joint Holders and provide

details of nominee, if desired

1

Enter amount, select payment

source. If assisted by an Agent,

select Yes and provide details,

else select No.

2

After providing the details, click

on “Submit” to proceed or

“Back” to go back.

3


Review the investment details provided, Accept T&C and click on

“Confirm” to place the Order.

To go back click on “Back”.


Your Lump Sum order has been successfully placed. A confirmation

message with Transaction Id (using which you can track the Order

status) will be displayed.

Having seen how easy it is to invest through ICICIdirect.com, wondering when to start investing?

There is no time like the present. The earlier you start, the better it is.

Regular Investment can turn your money in to wealth.

Thank You

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