Introduction/Agenda•Julia Wilding – Background & Experience

•Insurance Industry - Use of Accident Investigations

•Industry Sectors

•Directors & Officers Liability & Entity Defence

•Conclusion

Loss Adjusters

• Did the incident occur?

• Was insurance cover in place?

• Acceptance or denial of liability

• Quantum

Insurance Companies

•Post Loss Surveys

•Pre-cover Surveys

•Pre/Post Renewal Surveys

Brokers

•Understanding the Risk

•Presenting the Risk to Insurers

•Advising on Risk Reduction

Directors & Officers Liability & Entity Defence

•The Corporate Manslaughter & Homicide Act

•Insurance Protection

•Recent Cases

R v Costwold Geotechnical Holdings 2011

R v Lion Steel 2013

Barristers Defence Costs Alone - £720,000

Conclusion

Questions?