innovative solutions

Step into Software Solutions Powered By Co operatives

INFORMATION TECHNOLOGY CO-OPERATIVE SOCIETY LTD

ISO 9001:2015 Certified || ISO/IEC 27001:2013 Certified

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innovative solutions

PROFILE

Co-operative organizations are becoming an effective way to help us to stay live in the changing circumstances. Flexibility is one of the greatest advantages of the co-operative form of enterprise. iTCS is the first of such enterprise in co-operative sector Committed to harness the opportunities in the thrillenium. iTCS is the latest addition to the international co-operative movement with 760 million members who have chosen the co-operative advantage. iTCS is a “Business enterprises with a difference committed to improve the lives of people bridging the digital divide”.

Information Technology Co-operative Society Ltd. (iTCS), is the first ever IT Company from Co-operative Sector in the state of Kerala, with its Head quarters at Malappuram District, Kerala and Corporate office at Cochin, Ernakulum, Kerala. The prime aim of iTCS is the propagation of Information Technology in business environment that is essential for the success of the endeavor. Core Banking, ATM’s, Mobile Applications, NEFT Fund Transfer Services, Software Projects, System Integration, Total networking Solution, Software Development are some of our prominent services.

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iTCS, a reliable name in the customized software solutions, offers a high-end alternative to all business solutions. Utilizing the high-end technologies, we offer our customers with impeccable service in compliance with their requirements.

iTCS which exist by the motive Powered by Co-operation is a confluence of technocrats, business veterans and management professionals. At iTCS, an innovative team of technical and management experts with an unerring urge for excellence always strive hard to fulfill customers needs by developing and implementing unfailing solutions at the most cost effective rates.

iTCS begins its operations in 2000, which is sponsored by the Integrated Co-operative Development Project (ICDP) being implemented in Malappuram District under the aegis of Government of Kerala and National Co-operative Development Corporation (NCDC). The Society is promoted by 98 primary Co-operative banks in Malapuram District, Kerala. The Society is registered under the Registrar of Co-operative Societies and acquired ISO 9001:2000 Quality Standards in 2007 and ISO/IEC 27001:2013 for Information Security Management Systems (ISMS) in 2017.

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MISSION

VISIONWe are committed to empower the community with information and communication technology through Co-Operative initiative. Our processes are managed through a Quality Management System, aimed at continual updating of in-house skills and process performance improvement. The ultimate vision of this co-operative is bridging the digital divide of the co-operative sector and expanding the population of IT enabled organizations.

At iTCS, we provide superior, proactive solutions & services to our clients that create value and reliable competitive advantage for our clients in the market.

Reliance on iTCS will enable any entity to cut across the threats and weaknesses and translate those challenges to opportunities hands down with innovative technological advancements.

At iTCS, an innovative team of technical and management experts with an unerring urge for excellence always strive hard to fulfill customers' needs by developing and implementing unfailing solutions at the most cost effective rates

Every offer from iTCS is a unique solution integrating the needs of the customers with advanced systems and innovative idea. Obsessed with perfection, we have been the alter ego of commitment that calls for impeccable quality and immaculate finish.

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VALUES

Our most innate values that drive us to success are:Promoted, supported and backed up by Co-opera�ive firms

Guided by experienced and qualified Tec-brains

Recogni�ion for Client's requirements

Discipline & Punctuality

Sincerity & Honesty

Technical Excellence

Pride in everything that we do

Valuing Time, Money & E�forts

Passion & zeal

iBankCBS CoPay ATMService

CoPayMobile Application

iBankRemote

CoPayNEFT/RTGS

IMPSService

CopayPOS/Card

PacsWare CreditWare

OUR PRODUCTS OUR SERVICES

Infra Management Services

Disaster Recovery Services

Connectivity Solutions

Hardware and Networking

Consultancy Services

Software and Web solutions

Ticketing Solution

Customer / Call center Services

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HIGHLIGHTS

Cloud based Data storage at Secure Data Centers Fully browser based Core Banking Solution Supported by Industry leading RDBMS - Oracle/ MS SQL Developed on latest web app development platform - Microsoft .NET Completely platform independent at client side Supports Windows, Linux, Mac. Supports all leading browsers like IE, Firefox, Chrome etc. Supports PC, Thin clients, Tablets, Mobile etc Supports multiple delivery channels

Role based security Multiple device interfaces CAPEX and OPEX model deployment Simplicity & ease of use Affordable pricing Intuitive workflow Faster operations Flexibility by maximum parameterization

iBankCBS is the first Multi Tenant Web

based Core Banking Application exclusively

for the Primary Co-operative Banks. This

Application is available on a Comprehensive

SaaS Platform hosted on a Private Cloud

Infrastructure.

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F U N C T I O N A L F E AT U R E S

Saving / Current / OD / Cash Credit Accounts

Fixed Deposits

Recurring Deposit

Loans - Retail / Corporate

User Management

Passbook / Cheque book management

Bills / Remittance

Locker / Sundry / Suspense Operations

Web camera for Account Opening / Verification

Handheld collection machines / POS

Voice calling

SMS Banking

Tele banking

Mobile Banking

E-Passbook Service

Bill Payments (Mobile/DTH/ Landline)

IMPS

iBank Remote

FE ATU R E S B E N E F ITS

Copay ATM ServiceCoPay ATM Service offers end to end ATM Solutions for the Primary Co-operative Banks. It is available on a comprehensive Service Model which facilitates banks to offer ATM facility to customers at an affordable cost. This Solution supports both onsite and offsite ATM implementation for the Primary Co-operative Banks.

Integrated Card Management Service

ATM Switching Service

Single Delivery Channel Integration – CoPay CONNECT

No extra connectivity for onsite ATM

No dedicated ATM Switch require

Fully Managed & Monitored by experts

Will be able to use any CoPay ATM in future

Mobile RechargeThis facility enables the instant recharge of Prepaid / Postpaid mobile, Data cards, DTH along with Land line/Broadband internet and KSEB bill payment services for PACS. This service is fully integrated with CoPay Mobile and iBankCBS. This is a fully managed service and will be available for 24 X 7 X 365.

FE ATU R E S

Single App for Entire PACS

SSL enabled for data Security

E –Passbook Service

Mobile Recharge and Bills Payments

Fund Transfer (IMPS)

Copay Mobile Application

E-Passbook Service

CoPay Mobile Application is the one and only common mobile application created for PACS. This is a fully managed service integrated with the iBankCBS. This application features industry standard data security.

E-Passbook Service facility provides passbook view service for its customers which would allow customer to view their bank account statements of the Various Loans and deposits of customers in their mobile

IMPSImmediate Payment Service is an instant interbank electronic fund transfer service facility through mobile phones which allows customers to send money 24 x 7 x 365. It’s very simple and easy to use which transfer funds instantly providing credit and debit confirmations to sender and receiver.

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FE ATU R E S

ATM Card Based Payment

Complete Mobility

Real time update of Transaction to CBS

SMS alert for Transactions

BENEFITS

Fully Managed Service

No infrastructure required for the bank

iBank RemoteiBank Remote offer complete mobi l i ty of iBankCBS. This enables the faci l i ty for operat ing Extension counters or Loan Recovery camps at remote locat ions for PACS. iBank Remote is secured by two factor authent icat ion and Secure Wireless Connect iv i ty .

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FE ATU R E S

Automated Host to Host Communication

Incoming Funds will be credited to Customer account with SMS

Confirmation

Outgoing Funds will be debited from Customer account with SMS

Confirmation

IFSC Code for PACS

Enable fund transfer between PACS

BENEFITS

Fully Managed Service

No infrastructure required for the bank

Future ready for mobile instruction

CoPay NEFT/RTGSNEFT/RTGS service enables interbank electronic fund transfer services for PACS. This service is powered by Nation-al Payment Corporation of India and enables to send and receive money with any bank account in India. This is fully managed service integrated with iBankCBS. This opens a new delivery channel for PACS®

CoPay POS/Card CoPay POS is a Cashless Merchant Payment Solution for PACS. This application is designed to wok in a closed group with fully integrated with iBankCBS. This application follows Merchant initiated transactions through QR code Scanning. All the transactions are protected with two factor Authentication and will be reflected in the customer account in real time. Cus-tomer account details are secured by a Universal Pay-ID. The CoPay POS Mobile Application is highly secured with SSL Enabled for Data Communication.

BENEFITS

No need for Smartphones or Internet Access

for Customers

No Smartphone Literacy is required for Customers

Helps to limit the money flow within the Bank

A small number of Merchants can serve a large

Group of Customers

Universal App for all Merchants Enrolled for CoPay POS.

FE ATU R E S

Cashless Purchase at Merchant outlets,

Hotels, Hospitals etc.

Merchant Initiated Transactions

QR code Scanning for Error free Data Capture.

Faster Rollout and Easy to Learn

Transaction Secured by Two Factor Authentication

Universal Pay-ID secures Customer details

Single Merchant can be enrolled with more than

one Banks

Multiple CoPay POS can be deployed

at Merchant Outlets

Highly Secured Mobile App and SSL Enabled

Data communication

24 x 365 Service Availability

Real Time Transaction Posting

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PacsWarePacsWare is our Total Branch Automation (TBA) software developed exclusively for Primary Agricultural Credit Societies (PACS). With an experience of 15+years, PacsWare is one of the most comprehensive TBA applications in the market catering the end-to-end business requirements of PACS in Kerala. PacsWare covers entire functional areas of PACS including the non-banking business like fertilizer business, Retail Business etc. PacsWare continuously getting updated with new technologies like Any Branch Banking (ABB) Tele- Banking, Mobile Collection Device integration etc.

CreditWareCreditware is our Total Branch Automation (TBA) software developed exclusively for Co-operative Credit Societies/Employees Credit Societies operated by the employees of various organizations.Since the business practices of each society are different, this product is offered as a turnkey project.

www.itcsm.com info@itcsm.com

Information Technology Co-operative Society Ltd No. M.605

Tel: +91-483-2732703 / 2738743 / 2971015

First Floor, UMK Tower, Jubilee Road, Uphill,Malappuram, Kerala, India. 676 505

Registered Office

Tel: +91-0484 2361703

Door No.9/4609 G-2, 5th Floor,C KG oxford Center, Sreekandath Road, Ravipuram,Cochin, Ernakulam, Kerala, India. 682 106

Corporate Office