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Panelists: Roger Patrizio Michael McGillicuddyRay Siderius

Panel Moderator: Paul Stone

PANEL INTRODUCTIONS

The History of Your Loan Program

Why did you start the program? What research

did you conduct?

How did you get it set up?

Who is in charge of the program at your school?

Program Use

What percentage of your student population

uses your in-house program?

Application Process

What type of application process do you use?

Do you often find you need to reject applications?

What are some of the common reasons that

applications are rejected?

Repayment of the Loan

Do you give students full loans or do you

require a down payment?

How often do students make payments?

When do payments start?

When do payments end?

Fees

What types of fees do students pay?

What type of interest do

you charge?

Default

What is the default rate on loan payments?

What do you do when students don’t make

payments?

Challenges

What are other challenges schools

should consider when they set up their loan

programs?

Getting Started

How might schools get started setting up in-

house loan programs?

In-H

ou

se L

oan

s—

Sh

ou

ld W

e o

r

Sh

ou

ldn

’t We?

The History of Your Loan Program

Why did you start the program? What research

did you conduct?

How did you get it set up?

Who is in charge of the program at your school?

Program Use

What percentage of your student population

uses your in-house program?

Application Process

What type of application process do you use?

Do you often find you need to reject applications?

What are some of the common reasons that

applications are rejected?

Repayment of the Loan

Do you give students full loans or do you

require a down payment?

How often do students make payments?

When do payments start?

When do payments end?

Fees

What types of fees do students pay?

What type of interest do

you charge?

Default

What is the default rate on loan payments?

What do you do when students don’t make

payments?

Challenges

What are other challenges schools

should consider when they set up their loan

programs?

Getting Started

How might schools get started setting up in-

house loan programs?

In-H

ou

se L

oan

s—

Sh

ou

ld W

e o

r

Sh

ou

ldn

’t We?

The History of Your Loan Program

Why did you start the program? What research

did you conduct?

How did you get it set up?

Who is in charge of the program at your school?

Program Use

What percentage of your student population

uses your in-house program?

Application Process

What type of application process do you use?

Do you often find you need to reject applications?

What are some of the common reasons that

applications are rejected?

Repayment of the Loan

Do you give students full loans or do you

require a down payment?

How often do students make payments?

When do payments start?

When do payments end?

Fees

What types of fees do students pay?

What type of interest do

you charge?

Default

What is the default rate on loan payments?

What do you do when students don’t make

payments?

Challenges

What are other challenges schools

should consider when they set up their loan

programs?

Getting Started

How might schools get started setting up in-

house loan programs?

Thank You!

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