LifeHerald&Review

DTHE BUZZ

www.herald-review.com

Tuesday, February 8, 2011Fallstrom:

Despite some

letdowns,

Cubs still No. 1

for fan/D2

Compiled from H&R staff and news service reports

Heart Month:

Tips for staying

on the healthy

track/Wednesday

Questions or comments regarding this section? Contact Life Editor Jeana Matherly at 421-6974

Feb. 8 birthdaysComposer-conductor John

Williams, 79; former ABC Newsanchor Ted Koppel, 71; actor NickNolte, 70; comedian Robert Klein,69; actor-rock musician Creed Brat-ton, 68; singer Ron Tyson, 63;actress Brooke Adams, 62; actress

Mary Steenburgen,58; author JohnGrisham, 56; actorHenry Czerny, 52;rock singer Vince Neil(Motley Crue), 50;rock singer-musicianSammy Llanas (TheBoDeans), 50; actressMary McCormack, 42;rock musician KeithNelson, 42; retiredNational BasketballAssociation playerAlonzo Mourning, 41;actor Seth Green, 37;actor Josh Morrow,37; rock musician

Phoenix, 34; rock musician JeremyDavis (Paramore), 26; rock musicianMax Grahn, 23; actor Ryan Pinkston,23; actress Karle Warren, 19.

Spay Day setThe Humane Society of Decatur

and Macon County, 2890 N. MartinLuther King Drive, will hold its sev-enth annual spay/neuter clinic onTuesday, Feb. 15, for dogs and catsweighing under 50 pounds. Theevent is targeted for low income andunemployed pet owners.

For applications, call 876-0000. Petowners are asked to pay $20. Strayand feral cats can be brought in atno cost. Proof of vaccinations arerequired.

About 30 volunteers and 25 staffmembers from Northgate Pet Clinicwill be involved. Dogs weighing morethan 50 pounds, will be spayed orneutered at a later date.

Pet of the WeekHannah, a 2-year-old boxer-terrier

mix, is available for adoption at theHomeward Bound Pet Shelter, 1720E. Huston Drive.

Hannah weighs about 40 poundsand loves tobe walkedand playedwith. She isshy at firstmeeting,then warmsup to you.

Hannah’sadoption feehas been

waived. She is spayed, up to date onvaccines and flea and heartwormprevention, and has an identificationchip.

Hours are noon to 3:30 p.m. Tues-day through Friday and 11 a.m. to3:30 p.m. Saturday. For more infor-mation, call 876-1266 or e-mailhomewardboundpetshelter02@yahoo.com.

First Call for HelpFirst Call for Help connects people

who have a service or item to donatewith individuals who need a serviceor item. This week, requests include:

NEED

With the recent inclement weather,it has become a priority to make sureseniors are able to get in and out oftheir homes after bad weather hits.To help us in this effort, if you or your

organizationis able toshoveldrivewaysfor thoseseniors whocould besnowed in,please con-tact FirstCall for

Help with your contact information tobe kept on file for future reference.

If you have a “Need” or a “Have”please contact First Call for Help at475-2255, by e-mail at info@first-calldecatur.org or by posting on theWeb at www.firstcalldecatur.org.

First Call for Help, a United Way ofDecatur and Mid-Illinois program, isan information and referral servicesponsored partially by The HumanService Agency Consortium.

Neil

Green

TemitopeAdeoye

Jacob Boline

NicholeBook

SydneyCaldwell

CarissaCraven

James Curlin

SydneyDavis

WilliamGrindy

Erik Harm

Daniel Hinze

Maleah Holloway

Taylor Hull

CharlesLong

AlexandraLutz

Ethan Miller

CourtneyMiner

Taylor Morthland

Alicia Priyatmo

Claire Van Natta

Emily Villarreal

Ariel Spengler

LindsayTipsword

Decatur-Macon County schools

MacArthur

ChristianSlifer

DecaturChristian

LSA

Illinois State ScholarsThe Illinois Student Assis-

tance Commission recog-nized 17,335 students from749 different high schoolsfrom across the state as2011-12 “Illinois State Schol-ars.”

The winners rank in thetop 10 percent of high schoolseniors. Selection is basedon SAT, ACT and/or PrairieState achievement examscores and/or class rank atthe end of the junior year.

While the prestigious

recognition does not includemonetary award, recipientsare encouraged to cite thehonor on applications forcollege admission and schol-arships, in addition to com-pleting the application forfederal student aid.

Decatur and Macon Coun-ty students are recognizedtoday. Other Herald &Review area students will berecognized on the followingTuesdays.

Ariel SpenglerLindsay Tipsword

Christian Slifer

MichaelBirch

MaxwellCollins

Blake Durbin

SavannahHicks

LindsayStenger

Eisenhower

Michael BirchMaxwell Collins

Blake DurbinSavannah Hicks

Lindsay Stenger

Dakota Alger

KalebDamery

Ethan Johnson

MilesMeador

ZacharyRambo

Argenta-Oreana

Dakota AlgerKaleb Damery

Ethan JohnsonMiles Meador

Zachary Rambo

MitchellGillen

Joel Grabiel

JesseYounger

Myra Kaufman

Emily West

Meridian

Mitchell GillenJoel Grabiel

Myra KaufmanEmily West

Jesse Younger

Casey Acree

JohnathonFranklin

SabrinaHartwig

JohnathanKraft

Patrick Sullivan

Sangamon Valley

Casey AcreeJohnathon Franklin

Sabrina HartwigJohnathan KraftPatrick Sullivan

Aidan Chamberlain

SamuelGooding

Austin Miller

MichaelPearson

Ryan Scribner

EvanThompson

MatthewMiller

St. Teresa

Aidan ChamberlainSamuel Gooding

Austin MillerMatthew Miller

Michael PearsonRyan Scribner

Evan Thompson

DerekahWilliams

Colin Chastain

Tanner Clawson

Kelsey Claypool

BridgetOllesch

MaryTomlovich

Rachel Vandermyde

Taylor Coit

MahmoudElrakhawy

Nabeel Khan

Mitchell Lancaster

John Nevill

Maroa-Forsyth

Colin ChastainTanner ClawsonKelsey ClaypoolTaylor CoitMahmoud ElrakhawyNabeel Khan

Mitchell LancasterJohn NevillBridget OlleschMary TomlovichRachel Vandermyde

Temitope AdeoyeJacob BolineNichole BookSydney CaldwellCarissa CravenJames CurlinSydney Davis

William GrindyErik HarmDaniel HinzeMaleah HollowayTaylor HullCharles LongAlexandra Lutz

Ethan MillerCourtney MinerTaylor MorthlandAlicia PriyatmoClaire Van NattaEmily VillarrealDerekah Williams

More Macon County Scholars on D6

D6 TELEVISION/LIFE TUESDAY, FEBRUARY 8, 2011 DECATUR, ILLINOIS www.herald-review.com

For a complete schedule of TV listings, go to www.herald-review.com/go/tv/

MORE SCHOLARS NEXT WEEK

MARY HUNT

Everyday Cheapskate

Don’t getstuck with

lifelong debtThere’s a lot of misunder-

standing going on when itcomes to student loans. Most-ly, I believe, it’s because 18-year-olds starting out theircollege careers in the finan-cial aid office are naive,believing that somehowthey’ll make so much moneyupon graduation that repay-ment will be both quick andeasy.

If I could meet with thesestudents and their parentsbefore they start taking onstudent loans, here’s what Iwould advise:

1. Borrow the very least youabsolutely need to squeak by,not the most. Stick with feder-al loans, not private educationloans. That means getting ajob, maybe two, while you arein college so that as much aspossible, you are paying asyou go. This may be hard.Really hard. But that will bechild’s play compared withhow hard it will be to repaystudent debt after you gradu-ate.

2. The minute you sign thatstudent loan, begin to makemonthly interest payments.Yes, I know you are notrequired to make any pay-ments until six months afteryou graduate, but that is thefoolish way to go. Unless youhave a subsidized loan (rarethese days), interest begins toaccrue the minute you signthe paper. When you’re notpaying, that accrued interestis added to the principal, sonext month you’ll be accruinginterest on the interest. Thatis called “compounding,” andit’s a killer when you are theborrower. I think the word“avalanche” should give you avisual illustration of what canhappen. By making the smallinterest payments from theget-go, you’ll keep thingsunder control.

3. The minute you graduate,begin making your scheduledpayments. Don’t wait for sixmonths, and do not look intoforbearance or deferment,even if you think you mightqualify. Delaying only makesthe pain of repayment worse.Infinitely worse. Come upwith your own three-year pay-ment plan, not the lender’s 30-year plan.

4. Do not buy a new car. Donot rent a fancy apartment.Do not do anything that wouldincrease your debt load whileyou are carrying student debt.Do not believe you are enti-tled to a life of ease becauseyou’ve just spent four yearsas a starving college student.You are not. In fact, you mayneed to consider moving backhome to keep your cost of liv-ing low. Once freed of thedebt, you’ll be in a position toget on with your life.

If this all sounds scary, con-sider this alternative beforeyou start borrowing money topay for college: Opt for com-munity college for the firsttwo years. You’ll get the samebasic general education cours-es that you’d take at a univer-sity, but for a fraction of thecost. Work as much as youcan in those first two years tosave up to pay for your lasttwo years at a four-year col-lege or university. That’s howyou avoid student loans forlife.

mary@everydaycheapskate.com|EverydayCheapskate, Box 2135 Paramount, CA90723.

ChristopherAmes

RebeccaBoorstein

Ashley Byers

BaileyClaussen

Laura Downing

ChristinaEgbert

Tara Gogerty

Dylan Graff

ChristopherGrimestad

Qixin Han

Alan Hogan

Krista Jesek

JenniferKappenman

Hannah Lake

Anna Locke

SamanthaLynch

SloaneLynch

KathrynMcDaniel

MclaineParkinson

Jacob Smith

GrantStoecker

DavidTaschner

GregoryMiller

HeatherBlythe

Drew Dunn

Macy Harre

Adam Hatcher

ThomasPelikan

Alyssa Riley

Dalton Van Fleet

Colton Zinn

EricHollinden

Mount Zion

Christopher AmesRebecca BoorsteinAshley ByersBailey ClaussenLaura DowningChristina EgbertTara GogertyDylan Graff

Christopher GrimestadQixin HanAlan HoganKrista JesekJennifer KappenmanJack LairHannah LakeAnna Locke

Samantha LynchSloane LynchKathryn McDanielGregory MillerMclaine ParkinsonJacob SmithGrant StoeckerDavid Taschner

Heather BlytheDrew DunnMacy HarreAdam HatcherEric HollindenThomas PelikanAlyssa RileyDalton Van FleetColton Zinn

Warrensburg-Latham

Macon County schools

Illinois State Scholars

Jack Lair

Pvt. Andrew Y. Barber graduat-ed from theMarine CorpsRecruit Depot,San Diego,Calif.

He is the sonof Charles andCarol Barberof Frankfort,formerly ofMount Zion,

and is a 2010 graduate of Lin-coln-Way East High School,

Frankfort.n o n

Spc. Adam F.

Gist graduatedfrom basic mil-itary trainingat FortLeonard Wood,Mo.

He is the sonof Dan andRhonda Gist ofDecatur and is

a graduate of Eisenhower

High School.n o n

Air National

Guard Airman

Zachary S. Morga-

son graduatedfrom basic mil-itary trainingat Lackland AirForce Base,San Antonio,Texas.

He is the sonof Scot Morgason of Peoria

and Angelique Fairbrother ofDecatur.

n o n

Air Force Reserve Master Sgt.

Rachel E. Reed has been pro-moted to the rank of mastersergeant in the Air Force.

She is the daughter ofRoger and Sue Songer ofCharleston and a graduate ofCharleston High School.

n o n

Army Pfc. Jakeb D. Ault gradu-ated from basic combat train-

ing at Fort Jackson, Colum-bia, S.C.

He is the son of HerbertAult Mattoon and RamonaWoodard of Decatur and is a2010 graduate of MattoonHigh School.

n o n

Army National Guard Pvt. Tommy

Lee D. Wright graduated frombasic combat training at FortJackson, Columbia, S.C.

He is the son of BeverlyCripps of Salem.

n o n

The Herald & Review pub-lishes military news free ofcharge. Information is pub-lished as space is available inthe order it is received. Sendinformation, with a contactname and phone number forverification, to: Militarynews, Herald & Review, 601 E.William St., Decatur, IL62523, fax 421-7965 or e-mailbfallstrom@herald-review.com.

MILITARY

BarberGist Morgason