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What is iWish?

iWish is a fun & flexible way of saving online to fulfill your wishes

It is a flexible recurring deposit that lets you save for your goals as and when you have the funds and earn better interest rates just like a fixed deposit

iWish is also a flexible recurring deposit which allows you to create goals to save for specific wishes and share them with friends and family on Facebook 1

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Key features of iWish

FlexibilityThe freedom to choose when and how much to save!

This is exactly what makes iWish different from a regular RD where a fixed amount must be saved every month. There are no penalties or charges if money could not be deposited towards your goal every month and you continue to enjoy the rate of interest applicable on your recurring deposit.

Better Returns This flexible Recurring Deposit gives you the same interest as a

Fixed Deposit. This way your savings grow better. Check out the interest rates

Share and Receive Contributions Let your buddies know about your goals. With iWish, you can

choose to share your goals on Facebook and let your loved ones contribute towards your goal 2

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How do you create a goal?

1. Visit ICICI Bank website

To begin with, visitwww.icicibank.com and click on ‘iWish

flexibleRD’ under ‘Apply

Online’ section on the page

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How do you create a goal?

2. Get started To start with, clickany of these:"Make a wish” “Wish now” “Open iWish RD now”

If you are an existing customer: You can login with your ICICI Bank online banking Id OR

If you are a new customer: You can apply for a savings account online at http://www.icicibank.com/Personal-Banking/account-online/savings-account/savings-account.html

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How do you create a goal?

3. Login

Before you start, you will be askedto login with your ICICI Bank InternetBanking User ID andpassword.

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How do you create a goal?

4. Login contd…You will then be taken to the iWish page. To create a goal, click on "Start Now“ and if you have already opened your iWish account, click on “Manage your goals”.

Manage your goals : You can see the list of all your goals by clicking

on “Manage your goals” on ICICI

Bank iWish page.

The “Goals” page displaysa list of all your Open andClosed goals along withthe progress.

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How do you create a goal?

5. Goal information

Name your goal, enterhow much you need tosave up for it and chooseyour tenure to achieve it.

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How do you create a goal?

6. First deposit

You can create your first flexible recurring depositby funding Rs.500 from

anyof your ICICI Bank

account.

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How do you create a goal?

7. Customize your settings

If you wish to automaticallydeposit money every month from a savings account, you can choose to set up standing instructions.

The calculator helps to calculate how much to save every month to achieve your desired goal. You may also choose to havemultiple goals.

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How do you create a goal?

8. Create your goal

Finally, click on "Creategoal". Congrats! Youhave successfully taken the first step towards achieving your goal.

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How can you manage your goal?

Get a summary

Get a complete snapshot

of all your Open goals(for which you are currently saving) andclosed goals (which youhave achieved or

closed prematurely) on ‘My Goals’ page anytime. 11

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Getting started with iWish

Now, make your wish come true!

There’s no better joy than achieving what you’ve wanted to have for

a long time. Whether it’s a trip to the Bahamas or a new gadget, all

you need to do is create a goal and start saving up for it and have fun

along the way!

Create a goal, manage your goal, share and seek contributionfrom family and friends. Click on the button below to find out

how:

View demo to make a wish

Make a wish now12

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How can you manage your goal?

1. Manage your activities

For each goal, you canview the balance andpercentage achievement.You can also add funds to goals through any Savings Account linked to your ICICI Bank InternetBanking User ID.

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How can you manage your goal?

2. Make modifications

You can modify your goal whenever you wish. You can even choose to change the goal category and sharing settings.

You can also modify your standing instructions. If

required,you can also create additional standing instructions. An

optionto cancel the standing instruction is also provided.  15

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Share your wish

It always feels good when your friends and family cheer you as you get closer to your achievements. Plus, when you choose to share on Facebook who knows, a generous pal or relative may just contribute towards your goal to help you get there faster. Here’s how you can share...

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How can you share your goal?

1. Enable sharing

Simply click on “Sharing" tab on the

top bar and enable yoursharing settings to connect it to your Facebook account

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How can you share your goal?

2. FB connect

Click on "Connect with Facebook" and enter your Facebook login credentials

You can add a description, choose whether you want to show percentage completion or goal balance and whetheryou want to auto post on Facebook when goal milestones are reached.

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How can you share your goal?

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3. Choose who can see it

The Facebook app that

opens lets you choose

groups like family, close friends, etc. with whom you wish to share your posts.

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How can you share your goal?

4. Customize your avatar

You can also have fun customizing your avatar to match your

personalityand enter a display

name.

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How can you share your goal?

5. Goal sharing settings

You can choose to share the

goal at the time of creation or

later through the “Sharing” tab

on the ICICI Bank iWish page.

You can modify options with whom and how much the goals should be sharedby going to Facebook >AppCentre >your apps >iWish from ICICI Bank & clicking

on settings

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How can you share your goal?

6. Auto-post setting

Choose the instances when auto-posts should be done on your Facebook account for goals that you have shared under Goal

Sharingsettings. You can choose from the options

mentionedto enable sharing. 22

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How can you get contributions?

1. How can others contribute?

Your friends and family can contribute from any bank account.On clicking on your Facebook posts, they will be led to your iWish profile page.

Family and friends can directly contribute

to the goal by using their VISA Debit Card.

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How can you get contributions?

2. Which goals can they see?

This is how your iWish profile page looks. Here, only those goals are

visiblethat you have made

public under your sharing settings.

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How can you get contributions?

3. Mode of payment

They can contribute using any bank's VISADebit Card through

our secure payment gateway. Your friends need not have an account with ICICI

Bank.25

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Make a wish today!

All ICICI bank customers can get started with iWish by creating an internet banking Id today!

Click here for details on creating an internet banking Id with ICICI Bank

Click here to make a wish with iWish, the wish fulfilling deposit

Click here to learn how successfully create a wish with iWish

Click here to know more about the interest rates applicable on your iWish account

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Happy saving!