HSFPPHSFPP20072007Financial Literacy for a New Financial Literacy for a New GenerationGeneration

Megan O’Neil-HaightMegan O’Neil-Haight

Finance EducatorFinance Educator

410-632-1972410-632-1972Worcester, Wicomico & Worcester, Wicomico &

Somerset CountiesSomerset Counties University of Maryland University of Maryland Cooperative ExtensionCooperative Extension

oneil@umd.eduoneil@umd.edu

Okarsamaa Brooks-WhiteOkarsamaa Brooks-White

Finance EducatorFinance Educator

301-868-9366301-868-9366Prince George’s & CharlesPrince George’s & Charles

CountiesCounties

University of Maryland University of Maryland Cooperative ExtensionCooperative Extension

obwhite@umd.eduobwhite@umd.edu

What is NEFE?What is NEFE?

• The National Endowment for Financial The National Endowment for Financial Education (NEFE) is a non-profit 501 (c) Education (NEFE) is a non-profit 501 (c) (3) foundation dedicated to helping all (3) foundation dedicated to helping all Americans acquire the information and Americans acquire the information and gain the skills necessary to take control of gain the skills necessary to take control of their personal finances.their personal finances.

Program BackgroundProgram Background• The program is strictly The program is strictly nonnoncommercial in commercial in

content and all materials have always been content and all materials have always been provided in bulk at provided in bulk at no costno cost..

• 55thth Edition 2007 Edition 2007• United States Department of Agriculture – United States Department of Agriculture –

Cooperative State Research, Education and Cooperative State Research, Education and Extension Service (CSREES) and participating Extension Service (CSREES) and participating Land-Grant University Cooperative extension Land-Grant University Cooperative extension ServicesServices

• Credit Union National Association (CUNA)Credit Union National Association (CUNA)• America’s Credit UnionsAmerica’s Credit UnionsTMTM

• Junior Achievement (JA)Junior Achievement (JA)

Where Is It Taught?Where Is It Taught?• Generally taught by public and private Generally taught by public and private

school teachers in grades 11 -12 school teachers in grades 11 -12 classroom settingsclassroom settings

• Unique environments including: Unique environments including: Native American reservations, 4-H clubs, Native American reservations, 4-H clubs, Technical schools, Juvenile detention Technical schools, Juvenile detention centers, Boys and girls clubs, Inner-city centers, Boys and girls clubs, Inner-city community education programs, Summer community education programs, Summer youth camps, Adult education centers, youth camps, Adult education centers, Churches, Military installations Churches, Military installations

HSFPPHSFPP20072007

Many Teaching Many Teaching Opportunities for Outside Opportunities for Outside Financial ProfessionalsFinancial Professionals

Tested in ClassroomsTested in Classrooms

Continuous LearningContinuous Learning

Powerful NEWPowerful NEWWeb PresenceWeb Presence

Program promotion materialsProgram promotion materialsat your fingertipsat your fingertips

HSFPPHSFPP20200707

Step-by-step learning introduced in bite-sized portions

ContinuousContinuousLearning for StudentsLearning for Students From theFrom the

HomeHome

In theIn theClassroomClassroom

From the From the InternetInternet

From the From the BookBook

HSFPPSTUDENT’SWEB SITE

ContinuousContinuousLearning for TeachersLearning for Teachers FromFrom

NEFENEFE

From HSFPPFrom HSFPPNat’l NetworkNat’l Network

HSFPPHSFPPTeacher’s Teacher’s PortalPortal

InstructorInstructorManualManual

HSFPPTEACHER’SWEB SITE

StudentStudentGuideGuide

ContinuousContinuousLearning for ParentsLearning for Parents

From theFrom theClassroomClassroom

From the From the HSFPPHSFPP

From the From the BookBook

FromFromNEFENEFE

HSFPPPARENT’SWEB SITE

www.nefe.orgwww.nefe.org

Parent Web PortalParent Web Portal

Student Web PortalStudent Web Portal

Written Written With Teens With Teens in Mindin Mind

Clearly Clearly Defined Defined ObjectivesObjectives

HSFPPHSFPP20072007

Unit OneUnit OneYour Financial Your Financial Plan: Where it Plan: Where it All BeginsAll Begins

AttractivAttractivelyelyIllustrateIllustratedd

Real World Real World LearningLearning

HSFPPHSFPP20072007Unit TwoUnit TwoBudgeting: Budgeting: Making the Making the Most of Your Most of Your MoneyMoney

HSFPPHSFPP20072007Unit ThreeUnit ThreeInvesting: Investing: Making Making Money Work Money Work for Youfor You

HSFPPHSFPP20200707Unit FourUnit FourGood Debt, Good Debt, Bad Debt: Bad Debt: Using Using Credit Credit WiselyWisely

HSFPPHSFPP20072007Unit FiveUnit FiveYour Money: Your Money: Keeping it Keeping it Safe and Safe and SecureSecure

HSFPPHSFPP20072007Unit SixUnit SixInsurance: Insurance: Protecting Protecting What You What You HaveHave

HSFPPHSFPP20072007Unit SevenUnit SevenYour Career: Your Career: Doing What Doing What Matters Matters MostMost

PresentationPresentationVisualsVisualsData DiskData Disk

Student GuideStudent Guide Instructor ManualInstructor ManualHSFPPHSFPP20020077

Web Sites / Web Tools / Web GamesWeb Sites / Web Tools / Web Games

Online TrainingOnline Training

To Order Materials:To Order Materials:• Lanell Daniel-Knight, Project Assistant Lanell Daniel-Knight, Project Assistant

NEFE High School Financial Planning Program NEFE High School Financial Planning Program National Endowment for Financial EducationNational Endowment for Financial Education 5299 DTC Boulevard, Suite 1300 5299 DTC Boulevard, Suite 1300 Greenwood Village, CO 80111 Greenwood Village, CO 80111 (303) 224-3511 (telephone) (303) 224-3511 (telephone) (303) 220-0838 (fax) (303) 220-0838 (fax) ldk@nefe.orgldk@nefe.org

Questions About the Program?Questions About the Program?

• John Parfrey, Director John Parfrey, Director NEFE High School Financial Planning Program NEFE High School Financial Planning Program National Endowment for Financial Education National Endowment for Financial Education 5299 DTC Boulevard, Suite 1300 5299 DTC Boulevard, Suite 1300 Greenwood Village, CO 80111 Greenwood Village, CO 80111 (303) 224-3516 (telephone) (303) 224-3516 (telephone) jp@nefe.orgjp@nefe.org

HSFPPHSFPP20072007Financial Literacy for a New Financial Literacy for a New GenerationGeneration