HSFPPHSFPP20072007Financial Literacy for a New Financial Literacy for a New GenerationGeneration
Megan O’Neil-HaightMegan O’Neil-Haight
Finance EducatorFinance Educator
410-632-1972410-632-1972Worcester, Wicomico & Worcester, Wicomico &
Somerset CountiesSomerset Counties University of Maryland University of Maryland Cooperative ExtensionCooperative Extension
[email protected]@umd.edu
Okarsamaa Brooks-WhiteOkarsamaa Brooks-White
Finance EducatorFinance Educator
301-868-9366301-868-9366Prince George’s & CharlesPrince George’s & Charles
CountiesCounties
University of Maryland University of Maryland Cooperative ExtensionCooperative Extension
[email protected]@umd.edu
What is NEFE?What is NEFE?
• The National Endowment for Financial The National Endowment for Financial Education (NEFE) is a non-profit 501 (c) Education (NEFE) is a non-profit 501 (c) (3) foundation dedicated to helping all (3) foundation dedicated to helping all Americans acquire the information and Americans acquire the information and gain the skills necessary to take control of gain the skills necessary to take control of their personal finances.their personal finances.
Program BackgroundProgram Background• The program is strictly The program is strictly nonnoncommercial in commercial in
content and all materials have always been content and all materials have always been provided in bulk at provided in bulk at no costno cost..
• 55thth Edition 2007 Edition 2007• United States Department of Agriculture – United States Department of Agriculture –
Cooperative State Research, Education and Cooperative State Research, Education and Extension Service (CSREES) and participating Extension Service (CSREES) and participating Land-Grant University Cooperative extension Land-Grant University Cooperative extension ServicesServices
• Credit Union National Association (CUNA)Credit Union National Association (CUNA)• America’s Credit UnionsAmerica’s Credit UnionsTMTM
• Junior Achievement (JA)Junior Achievement (JA)
Where Is It Taught?Where Is It Taught?• Generally taught by public and private Generally taught by public and private
school teachers in grades 11 -12 school teachers in grades 11 -12 classroom settingsclassroom settings
• Unique environments including: Unique environments including: Native American reservations, 4-H clubs, Native American reservations, 4-H clubs, Technical schools, Juvenile detention Technical schools, Juvenile detention centers, Boys and girls clubs, Inner-city centers, Boys and girls clubs, Inner-city community education programs, Summer community education programs, Summer youth camps, Adult education centers, youth camps, Adult education centers, Churches, Military installations Churches, Military installations
HSFPPHSFPP20072007
Many Teaching Many Teaching Opportunities for Outside Opportunities for Outside Financial ProfessionalsFinancial Professionals
Tested in ClassroomsTested in Classrooms
Continuous LearningContinuous Learning
Powerful NEWPowerful NEWWeb PresenceWeb Presence
Program promotion materialsProgram promotion materialsat your fingertipsat your fingertips
HSFPPHSFPP20200707
Step-by-step learning introduced in bite-sized portions
ContinuousContinuousLearning for StudentsLearning for Students From theFrom the
HomeHome
In theIn theClassroomClassroom
From the From the InternetInternet
From the From the BookBook
HSFPPSTUDENT’SWEB SITE
ContinuousContinuousLearning for TeachersLearning for Teachers FromFrom
NEFENEFE
From HSFPPFrom HSFPPNat’l NetworkNat’l Network
HSFPPHSFPPTeacher’s Teacher’s PortalPortal
InstructorInstructorManualManual
HSFPPTEACHER’SWEB SITE
StudentStudentGuideGuide
ContinuousContinuousLearning for ParentsLearning for Parents
From theFrom theClassroomClassroom
From the From the HSFPPHSFPP
From the From the BookBook
FromFromNEFENEFE
HSFPPPARENT’SWEB SITE
www.nefe.orgwww.nefe.org
Parent Web PortalParent Web Portal
Student Web PortalStudent Web Portal
Written Written With Teens With Teens in Mindin Mind
Clearly Clearly Defined Defined ObjectivesObjectives
HSFPPHSFPP20072007
Unit OneUnit OneYour Financial Your Financial Plan: Where it Plan: Where it All BeginsAll Begins
AttractivAttractivelyelyIllustrateIllustratedd
Real World Real World LearningLearning
HSFPPHSFPP20072007Unit TwoUnit TwoBudgeting: Budgeting: Making the Making the Most of Your Most of Your MoneyMoney
HSFPPHSFPP20072007Unit ThreeUnit ThreeInvesting: Investing: Making Making Money Work Money Work for Youfor You
HSFPPHSFPP20200707Unit FourUnit FourGood Debt, Good Debt, Bad Debt: Bad Debt: Using Using Credit Credit WiselyWisely
HSFPPHSFPP20072007Unit FiveUnit FiveYour Money: Your Money: Keeping it Keeping it Safe and Safe and SecureSecure
HSFPPHSFPP20072007Unit SixUnit SixInsurance: Insurance: Protecting Protecting What You What You HaveHave
HSFPPHSFPP20072007Unit SevenUnit SevenYour Career: Your Career: Doing What Doing What Matters Matters MostMost
PresentationPresentationVisualsVisualsData DiskData Disk
Student GuideStudent Guide Instructor ManualInstructor ManualHSFPPHSFPP20020077
Web Sites / Web Tools / Web GamesWeb Sites / Web Tools / Web Games
Online TrainingOnline Training
To Order Materials:To Order Materials:• Lanell Daniel-Knight, Project Assistant Lanell Daniel-Knight, Project Assistant
NEFE High School Financial Planning Program NEFE High School Financial Planning Program National Endowment for Financial EducationNational Endowment for Financial Education 5299 DTC Boulevard, Suite 1300 5299 DTC Boulevard, Suite 1300 Greenwood Village, CO 80111 Greenwood Village, CO 80111 (303) 224-3511 (telephone) (303) 224-3511 (telephone) (303) 220-0838 (fax) (303) 220-0838 (fax) [email protected]@nefe.org
Questions About the Program?Questions About the Program?
• John Parfrey, Director John Parfrey, Director NEFE High School Financial Planning Program NEFE High School Financial Planning Program National Endowment for Financial Education National Endowment for Financial Education 5299 DTC Boulevard, Suite 1300 5299 DTC Boulevard, Suite 1300 Greenwood Village, CO 80111 Greenwood Village, CO 80111 (303) 224-3516 (telephone) (303) 224-3516 (telephone) [email protected]@nefe.org
HSFPPHSFPP20072007Financial Literacy for a New Financial Literacy for a New GenerationGeneration