how might invoice finance work for your business?

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How might invoice finance work for your business?

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According to recent statistics, traditional bank lending is in decline but the use of asset based finance is increasing. With this in mind we look at how invoice finance could work for your business.

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Page 1: How might invoice finance work for your business?

How might invoice finance work for your business?

Page 2: How might invoice finance work for your business?

Traditional lending is in decline

Net lending to SMEs fell again in the second quarter of 2014...

Page 3: How might invoice finance work for your business?

Traditional lending is in decline

Net lending to SMEs fell again in the second quarter of 2014...

↓£435min Q2

Net lending to SMEs

Page 4: How might invoice finance work for your business?

Traditional lending is in decline

Net lending to SMEs fell again in the second quarter of 2014...

↓£435min Q2

↓£700min Q1

Net lending to SMEs Net lending to SMEs

Page 5: How might invoice finance work for your business?

Traditional lending is in decline

Net lending to SMEs fell again in the second quarter of 2014...

↓£435min Q2

↓£700min Q1

Net lending to SMEs Net lending to SMEs

According to data released by the Bank of England

Page 6: How might invoice finance work for your business?

Traditional lending is in decline

And even large businesses have felt the pinch...

Page 7: How might invoice finance work for your business?

↓£3.5bnin Q2

Net lending to large companies

Traditional lending is in decline

And even large businesses have felt the pinch...

Page 8: How might invoice finance work for your business?

↓£3.5bnin Q2

Net lending to large companies

Traditional lending is in decline

And even large businesses have felt the pinch...

↓£2.7bnin Q1

Net lending tolarge companies

Page 9: How might invoice finance work for your business?

↓£3.5bnin Q2

Net lending to large companies

Traditional lending is in decline

And even large businesses have felt the pinch...

↓£2.7bnin Q1

Net lending tolarge companies

According to data released by the Bank of England

Page 10: How might invoice finance work for your business?

Asset based finance is growing

However, access to asset based finance –commonly known as invoice finance - is better than ever...

Page 11: How might invoice finance work for your business?

Asset based finance is growing

However, access to asset based finance –commonly known as invoice finance - is better than ever...

£18.9bnA record

of funding was provided to UK

businesses in Q2

Page 12: How might invoice finance work for your business?

Asset based finance is growing

However, access to asset based finance –commonly known as invoice finance - is better than ever...

£18.9bn ↑ 7%A record

of funding was provided to UK

businesses in Q2

from Q1 2014

Page 13: How might invoice finance work for your business?

Asset based finance is growing

However, access to asset based finance –commonly known as invoice finance - is better than ever...

£18.9bn ↑ 7% ↑ 10%A record

of funding was provided to UK

businesses in Q2

from Q1 2014 from Q2 2013

Page 14: How might invoice finance work for your business?

Asset based finance is growing

However, access to asset based finance –commonly known as invoice finance - is better than ever...

£18.9bn ↑ 7% ↑ 10%

According to the latest figures from the Asset Based Finance Association (ABFA)

A record

of funding was provided to UK

businesses in Q2

from Q1 2014 from Q2 2013

Page 15: How might invoice finance work for your business?

Reach your potential

But what could invoice finance do for your business?

Page 16: How might invoice finance work for your business?

Invoice finance allows businesses of all sizes to access up to 90% of an invoice’s value within 24 hours of its issue.

Reach your potential

But what could invoice finance do for your business?

Page 17: How might invoice finance work for your business?

The benefits of invoice finance...

Page 18: How might invoice finance work for your business?

Benefits of invoice finance

Amount you can access grows with

your business

Page 19: How might invoice finance work for your business?

Benefits of invoice finance

Can include debtor

protectionAmount you can access grows with

your business

Page 20: How might invoice finance work for your business?

Benefits of invoice finance

Can include debtor

protectionAmount you can access grows with

your businessBridges the cash flow gap

Page 21: How might invoice finance work for your business?

Benefits of invoice finance

Can include debtor

protectionAmount you can access grows with

your business

Optional debt

recovery expertise

Bridges the cash flow gap

Page 22: How might invoice finance work for your business?

Benefits of invoice finance

Can include debtor

protectionAmount you can access grows with

your business

Optional debt

recovery expertise

Bridges the cash flow gapAccess to

funds in 24 hours

Page 23: How might invoice finance work for your business?

Benefits of invoice finance

Can include debtor

protectionAmount you can access grows with

your business

Optional debt

recovery expertise

Bridges the cash flow gapAccess to

funds in 24 hours

Flexiblefacility

Page 24: How might invoice finance work for your business?

Benefits of invoice finance

Can include debtor

protectionAmount you can access grows with

your business

Optional debt

recovery expertise

Bridges the cash flow gap Frees up

your time

Access to funds in 24 hours

Flexiblefacility

Page 25: How might invoice finance work for your business?

Invoice finance explained

The facility is tailored to the needs of your business but there are two main types of invoice finance...

Page 26: How might invoice finance work for your business?

Invoice finance explained

The facility is tailored to the needs of your business but there are two main types of invoice finance...

Factoring

Page 27: How might invoice finance work for your business?

Invoice finance explained

The facility is tailored to the needs of your business but there are two main types of invoice finance...

FactoringInvoice

discounting

Page 29: How might invoice finance work for your business?

Includes a dedicated sales ledger management service, freeing up time and resource.

Factoring explained

Page 30: How might invoice finance work for your business?

Includes a dedicated sales ledger management service, freeing up time and resource.

It can be tailored to suit the needs of your business by incorporating additional services such as bad debt protection.

Factoring explained

Page 31: How might invoice finance work for your business?

Includes a dedicated sales ledger management service, freeing up time and resource.

It can be tailored to suit the needs of your business by incorporating additional services such as bad debt protection.

Confidential factoring means the factoring company will perform credit control under your business’s name if desired.

Factoring explained

Page 32: How might invoice finance work for your business?

Factoring explained

Page 33: How might invoice finance work for your business?

Invoice discounting explained

Page 34: How might invoice finance work for your business?

Unlocks cash tied up in assets on the balance sheet.

Invoice discounting explained

Page 35: How might invoice finance work for your business?

Unlocks cash tied up in assets on the balance sheet.

You retain control of sales ledger management.

Invoice discounting explained

Page 36: How might invoice finance work for your business?

Unlocks cash tied up in assets on the balance sheet.

You retain control of sales ledger management.

Invoice discounting is typically provided on a confidential basis.

Invoice discounting explained

Page 37: How might invoice finance work for your business?

Unlocks cash tied up in assets on the balance sheet.

You retain control of sales ledger management.

Invoice discounting is typically provided on a confidential basis.

It can incorporate debtor protection to safeguard your business’s cash flow against bad debts.

Invoice discounting explained

Page 38: How might invoice finance work for your business?

Invoice discounting explained

* A trust account is an account set up by your funder

Page 39: How might invoice finance work for your business?

Invoice finance explained

Page 40: How might invoice finance work for your business?

Hilton-Baird Financial Solutions is the UK's leading independent invoice finance broker.

How we can help

Page 41: How might invoice finance work for your business?

Hilton-Baird Financial Solutions is the UK's leading independent invoice finance broker.

We have helped businesses to access funding since 1997.

How we can help

Page 42: How might invoice finance work for your business?

Hilton-Baird Financial Solutions is the UK's leading independent invoice finance broker.

We have helped businesses to access funding since 1997.

For more information about how we can help find the right funding solution for your business, call 0800 9774833 or email [email protected].

How we can help

Page 43: How might invoice finance work for your business?

Click here to find out more about

invoice finance

For further information...

Page 44: How might invoice finance work for your business?

For further information...

Download our eBook –How to Overcome

Funding Challenges

Click here to find out more about

invoice finance

Page 45: How might invoice finance work for your business?

Hilton-Baird Financial SolutionsAshwood HouseAshwood GardensSouthamptonSO16 7LF

+44 (0)2380 707390+44 (0)2380 707391

[email protected]/fs

Download our eBook –How to Overcome

Funding Challenges

Click here to find out more about

invoice finance

For further information...