creative services

24%

Home Businesses in the UKAnother useful infographic from HomeProtect

3%

mostly at the clients premises

equally at the business owners �home & at clients premises

60%

16%

30%

Buy your home business home insurance online: www.homeprotect.co.uk

S o u r c e s : http://www.ons.gov.uk/ons/dcp171778_280959.pdf http://www.enterprisenation.com/blog/what-does-a-uk-small- business-really-look-like-in-2013/, http://www.claimsjournal.com /news/international/2013/01/22/221392.htm

UK home workers

1 i n 8 people who work in the UK, work from home

Number of people running a business from home has increased 20% in the last 10 years

+20%2003 2013

Huge increase in a decade

O n l y 1 6 % home workers employ one or more staff

Majority: One man operations

Working uninsured

O n l y 3 % have employers liability insurance

3%

Business use: vehicles

6 6 % use their car for business purposes

1 4 % have car insurance with business use

Where home businesses meet their clients

10%

&

mostly at the business owners home

Professional indemnity cover

8 % have professional indemnity insurance cover

Startups (mostly) start at home

4%

15%

69%

1.4%

11%

% of startup businesses (0-3 years old)

operate mainly from home

rent premises

are mobile businesses

use co-working spaces

mixture of the above

Types of home businesses

creative services

retail to consumers

30% 24%

otherbusiness consultancy

24%22%

Ecommerce

55%of home businesses sell products or services online

Buying a house can be hard

9 7 % say it’s more difficult to buy a house as a small business owner

13% employ staff without employers libility cover