The Travelers Indemnity Company and its property casualty affiliatesOne Tower SquareHartford, CT 06183

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This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy. Coverages are subject to individual insureds meeting our underwriting qualifications and to state availability.

© 2011 The Travelers Indemnity Company. All rights reserved. PL-13858 Rev. 4-11

Notes:1. Policy HO 00 03 10 00 copyrighted by Insurance Services Office, Inc.2. Coverage against risks of direct physical loss subject to specified exclusions and other provisions of the policy.3. Provides additional amount up to 50 percent over Coverage A limit on Declarations.4. Jewelry and furs have a combined limit of $5,000 in 57000 (Endorsement # may vary by state)

If there is any conflict between the policy and this comparison, the provisions of the policy will apply.

* Countrywide coverages may vary by state.

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High Value HomesComparison Guide*(HVH Endorsement)

Comprehensive homeowners coverage that’s as distinctive asyour lifestyle

Travelers Claim is available 24 hours a day, 365 days a yearat 800.CLAIM.33 (800.252.4633)

Coverage Comparison Charts

BuildingPerilsReplacement CostProtection

ContentsPerilsReplacement Cost

Loss of Use% of Dwelling (Cov. A)

Special LimitsMoneySecuritiesWatercraftTrailersJewelry/Furs4

FirearmsSilverwareStamps (collectible)Coins (collectible)Business Property- On PremisesBusiness Property- Off Premises

Other Coverage EnhancementsOrdinance or LawBackup of Sewers/Drains

“All Risk”2

RC w/ 50% cap3

“All Risk”2

Included

Included

$1,000$5,000$2,000$3,000$5,000$5,000$10,000Incl. with SecuritiesIncl. with Money$10,000

$500

30% of Coverage A Included

“All Risk”2

Included

Named PerilsNot Included

30%

$200$1,500$1,500$1,500$1,500$2,500$2,500Incl. with SecuritiesIncl. with Money$2,500

$500

10% of Coverage AAvailable in some states

Additional CoveragesDebris Removal

Tree Removal

Trees and Shrubs

Fire Department ChargesProperty RemovedCredit Card/ Bank CardLoss AssessmentInflation CoverageFood SpoilageLock Replacement If Keys StolenRewardData ReplacementIdentity Theft Protection*

LiabilityPersonal LiabilityMedical Payments(each person)

Damage to Property(of others)Personal InjuryLoss Assessment Outboard Boat Liability

Included

$500 per tree

$1,000/treeshrub, plant

$1,000

90 days$10,500

$5,000Included$750$500

$500$5,000$25,000

+$200,000+$2,000

$750

Included $5,000 50 HP

5% of applicablelimit of liabilityLimited Perils$1,000 per loss$500 per tree

5% of Cov. A$500/treeshrub, plant$500

30 days$500

$1,000No CoverageNo CoverageNo Coverage

Not Included Incl. with SecuritiesNo Coverage

$100,000 $1,000

$1,000 Not Included $1,000 25 HP

CoverageFeature

Travelers High Value Homeowners

Standard HomeownersPolicy (HO 00 03)1

CoverageFeature

Travelers High Value Homeowners

Standard HomeownersPolicy (HO 00 03)1

*Identity Theft Protection not available in all states.