HealthMattersSpecialists in Employee Bene�ts

Employee Healthcare

Group Risk

Employee Wellbeing

Benefits Administration

Private medical insurance

International PMI

Health cash plans

Dental plans

Group income protection

Group life assurance

Group critical illness

Occupational health

Employee assistance programme

Onsite health screens

Health assessments

Day one absence management

Full scheme administation

Flexible benefits and portal management

Specialise in multi product benefits packages

Health Matters provides industry leading service coupled with the knowledge and experience to run your benefit packages. We make

your employees feel appreciated so that they appreciate you.

0800 988 0085www.health-matters.co.uk

HealthMattersSpecialists in Employee Bene�ts

With over 15 years experience and 450 corporate customers Health Matters is perfectly positioned to assist you with all your employee health and wellbeing benefits.Providing:

• A full market review and detailed report

• Recommendations and scheme implementation

• Ongoing account management

• Unique hand-holding service to your employees

Health Benefits can often be confusing or overwhelming but with a partner like Health Matters working on your behalf to negotiate rates, benefits and service delivery you will have the peace of mind knowing that you are in safe hands.

Our clients rely on us to present them with facts, information and recommendations in all aspects of their benefits package.

If an employee requires medical treatment or support they will not be performing their duties and responsibilities to the best of their ability. To help you when this happens we will discuss the relevant options available to the employee so that you know that they are covered.

Medical Insurance or a Health Cash Plan can help provide treatment to aid their recovery at a convenient time and place to accommodate work hours and commitments. We can also advise on products to help

with covering the cost of long term absentees such as Group Income Protection.

This is all coupled with our extensive knowledge and experience with wellbeing services such as health screening and employee assistance programmes.

Typical costs for a Health Cash Plan would be around £52 per employee per annum.

For an indicative quotation for either full medical insurance or a health cash plan we just need the following information:• Names• Ages• Location

Certain Employee Benefits are now expected to be provided by an employer Death in Service Typically paying a multiple of an employee’s salary in the event of their death is fast becoming one of the UK’s most expected benefits. Cover is not expensive but will help you attract and retain loyal staff.

Employee Assistance Programmes Your employees and members of their household will be provided with vital support and information services. Offering counselling services or advice on the challenges the life presents.

Private Medical Insurance & Health Cash Plans These will pay for treatment to keep your employees fit and well to complete their job requirements with a minimal impact on the working environment.

Workforce Health Screens Providing an onsite medical that gives your employees a ‘snap-shot’ report of their current health. This can include diabetes test, cholesterol levels, body fat, lung function and heart rate.

Executive Medicals These are becoming a valued benefit and provide your key employees detailed information about their health and allow them to make important life-style alterations if required.

Occupational Health Services Working with your managers to ensure your employees are able to complete their job roles without detriment to their, or to other employees, health. Whether you have a service in place or not we can provide an assessment of your needs based both on best practice and statutory requirements. This will help you mitigate any risks to the business and your employees.

So, what’s next?Step 1 - Contact us for a quote Contact the Health Matters team on 0800 988 0085. We can arrange for a visit by a health benefits consultant.

Step 2 - Discuss your personal requirements and goals A representative from Health Matters will talk to you about your organisation, your current situation together with your requirements and what you are hoping to achieve in terms of your employee health and wellbeing.

Step 3 - Presentation of a full market review Health Matters will provide you with a full market review together with recommendations and suggestions.

Benefits to your employees• Highly valued benefits – health

and wellbeing products and services are highly prized benefits. With many individuals not being able to afford nor access them other than via an employer sponsored scheme.

• Excellent staff retention and recruitment tool – offering healthcare benefits will set you apart from other employers and you will attract and retain valued employees.

• Plan treatment - your staff can arrange their treatment around work commitments offering the minimum impact on the day to day operation of your business.

• Increase productivity - when your workforce is fit and well they are working at maximum capacity.

• Reduce absenteeism - with healthcare benefits your employees will have less time off waiting for NHS treatment

• Access to clean and modern facilities – providing access to modern facilities such as private hospitals to help ease your employee’s discomfort when they need to be looked after the most.

All your Health Related Insurances with one Intermediary Benefits to the employer• Independent review of the

market based on your current benefits and your requirements. This will included a detailed report incorporating premium, benefit comparisons and recommendations.

• Negotiations with your current or preferred insurer/provider so that they produce the best cover at the most realistic and competitive price.

• Leverage due to our industry reputation and sizeable portfolio of clients we command enhanced service levels and reduced premiums.

• Independent advice - we work for our clients not the insurer. We will review the market and present you with a report incorporating our recommendations saving you time and money.

• Renewal accounts - organise membership changes and check that the invoices/credits received are accurate.

• Policy document – ensure that documentation is correct and any changes have been applied to the scheme design.

• Medical underwriting - facilitate any underwriting, for example, due to benefits over the free cover limits or discretionary entrants on group protection schemes. Negotiate removal of loadings on medical grounds where possible.

• Claims management - assist in the smooth running of the claim process. Liaising with both insurers and medical professionals.

Typical Health Cash Plan SchemeA low cost health cash plan scheme is an ideal solution for employers who do not wish to provide costly medical insurance to their employees but want to offer a real tangible and useable benefit.

For £52 per year per employee (Level 1)

Your table of coverPayback

levelLevel 1 Level 2 Level 3

Annual limit per person

Dental 100% £60 £120 £180Includes dentures, bridges, crowns, check-ups, and hygienist fees

Optical 100% £60 £120 £180Includes sight test and fitting fees, prescription glasses, goggles and sunglasses, frames and repairs plus contact lenses

Health Screening 100% £50 £100 £150Enables you to be proactive about your health

Physiotherapy, Osteopathy, Chiropody and Podiatry, Chiropractic, Acupuncture and Homeopathy

100% £150 £300 £400

Help to keep fit and healthy – if you choose to go private to gain access to faster treatment

Consultations and Scans 100% £500 £500 £500Covers consultations and scans with medically qualified specialists or surgeons

New child payment (six month qualifying period) Per child £100 £200 £300Single payment at the birth/adoption of each child

Looking after your most valuable assets

HealthMattersSpecialists in Employee Bene�ts

Health Matters (UK) ltd is authorised and regulated by the Financial Conduct Authority

0800 988 0085 service@health-matters.co.uk

www.health-matters.co.uk

Health Matters promises to...

• Provide a personal professional service to all its clients regardless of size

• Guarantee a high level of attention to detail and customer service

• Any advice provided is based on an understanding of your organisation requirements on a ‘best advice’ basis

• Undertake regular quality service surveys to our clients

• Respond to all enquiries in a timely manner