Check out all the great benefits and offers brought to you from this year’s Health & Well-Being Expo!

Health@HomeMagazine

Consumer Choice Plus HSA Plan ............................................................................................ 3

Live Well incentive (Virgin Pulse) ............................................................................................ 5

Cigna .................................................................................................................................................... 9

Workplace Options ........................................................................................................................ 10

Citrix ERGs ........................................................................................................................................ 12

Health Advocate ............................................................................................................................. 14

Kaiser .................................................................................................................................................. 15

Legal Shield ...................................................................................................................................... 18

Livongo ............................................................................................................................................... 19

Thrive ................................................................................................................................................... 20

meQuilibrium .................................................................................................................................... 21

Ayco ..................................................................................................................................................... 22

Abenity ............................................................................................................................................... 24

Corporate Citizenship ................................................................................................................... 25

Fidelity ................................................................................................................................................ 27

Chile Lime Shrimp Taco Bowl Recipe .................................................................................... 29

“Chicken” Enchiladas Recipe .................................................................................................... 31

Chia-Grape Jelly Filled Baked Donuts Recipe .................................................................... 33

Zucchini Ravioli Recipe ................................................................................................................ 35

Lemon Basil Spaghetti with Burrata and Breadcrumbs Recipe ................................. 37

Table of Contents:

Consumer Choice Plus HSA plan

Why is this plan so popular?• Flexibility: Use in-network or out-of-network providers• Cost: Pay the lowest payroll premium of the medical

plan options• HSA: Save money with a tax-advantaged Health Savings

Account for when you need it• Free preventive prescriptions: Generic preventive

medications are free

All unused money rolls over from year to year, so you never lose it!

What will Citrix contribute to your HSA?• $1,000 for employee-only enrollment and $1,700 for

family enrollment• Contributions to your HSA are pro-rated for any

enrollments on February 1st or after

What are employees saying about this plan?I’m healthy“I’m healthy and I’d like to pay less. The Consumer Choice plan costs the least. While the annual out-of-pocket maximum is higher than other plans, I don’t foresee having any major health expenses.”

I like the tax bene� ts“Putting aside pre-tax dollars makes sense. It costs me less money every month, and when I put aside money in my HSA, I get a triple tax advantage.”

I’m taking responsibility“I’d rather pay less for my medical plan and pay more out of my pocket if I have an unexpected health expense. Plus, the Citrix contribution to my HSA just about covers my deductible, and if I don’t use that money, it’s mine to keep.”

The Consumer Choice plan is a high-deductible health plan, meaning the deductibles are higher than most traditional medical plans. It is a good plan for people who want ownership of the money being spent on their healthcare needs.

Bene� t In-network, you pay Out-of-network, you pay

Annual Deductible $1,500 individual/$3,000 family (Family = 1 or more dependents)

$3,000 individual/$6,000 family (Family = 1 or more dependents)

Annual Preventive Exams $0 co-pay 30% co-insurance, after deductible

Emergency Room Visit 20% co-insurance, after deductible 20% co-insurance, after deductible

Prescription Drugs 20% co-insurance, after deductible; Preventive generic drugs are free

No coverage, you pay 100%

All Other Services 20% co-insurance, after deductible 30% co-insurance, after deductible

Annual Out-Of-Pocket Maximum $4,000 individual/$6,850 family $8,000 individual/$16,000 family

*All money that you pay toward the annual deductible and co-insurance counts toward the annual out-of-pocket maximum (OOP maximum). Once you’ve reached the OOP maximum, the plan pays the rest of your eligible healthcare expenses for the year.

How much can I contribute to my HSA?For 2022, the maximum amount of money the IRS allows you and your employer to contribute is a total of $3,650 for single coverage or $7,300 for family coverage. If you are age 55 or older, you can also make a $1,000 catch-up contribution. Employees age 65 and over are ineligible to contribute to an HSA due to Medicare eligibility.

How do I enroll in the HSA?Once enrolled in the Consumer Choice plan, we will notify HSA Bank of your enrollment and they will initiate opening your HSA account on your behalf (for first time enrollees only). HSA Bank may contact you directly to verify certain personal information during the account opening process. Citrix will make our contribution to your HSA account once it has opened.

Contribute to the HSA account yourself by setting up a payroll deduction within Workday. Deductions can be changed once per month, and will take effect on the 1st of the next month.

Consumer ChoicePlan enrollment

Maximum allowed contribution (Under 55) Citrix contribution

What you cancontribute

Individual coverage $3,650 -$1,000 = $2,650

Family coverage $7,300 -$1,700 = $5,600

Note: The Citrix contribution will be pro-rated for enrollments effective on February 1st or after.

Health Savings Account (HSA)A Health Savings Account is designed to be used with the high-deductible Consumer Choice medical plan. It is a tax-advantaged savings account that can be used to pay for current and future qualified medical expenses for you and your eligible family members.

How do I use my HSA?Pay for your expenses at the time of service using your HSA debit card or check book.

How does my HSA work with the Consumer Choice medical plan?You will use your Consumer Choice health plan to obtain services and can use the money in your HSA to pay for your out-of-pocket expenses. The below flowchart helps to outline the process.

Your deductible is $1,500.

You go to the doctor for a knee injury and pay the full cost of

the visit, $100.

Your doctor orders an MRI of your knee, which

you pay $1,000 for.

After several follow up visits, you reach your

deductible. Now you’ll only pay a percentage of

the cost for your services, called co-insurance.

A month later, you get a cold and go to the doctor. You pay 20%

of the $100 of� ce visit, which is $20.

You still have $1,400 more to pay until you

reach your deductible.

Co-insurance is 20% forin-network services and 30% for out-of-network services.

You still have $400 more to pay until you

reach your deductible.

Use the money in your HSA to pay for these expenses.

Live Well incentive

NEW

Begin tracking your goals on

Virgin Pulse and earn points!

Not only will you build healthy

habits and have fun with

other Citrites, but the points

you earn can be redeemed

for a wide variety of prizes.

How to get started• If you don’t already have a Virgin Pulse account, register today

at join.virginpulse.com/citrix or download the app • If you register by the app, just enter “citrix” when asked for

your company

• Complete your profile and interests • The information you enter into the app is confidential and your

privacy is protected, share what you want to share with others

• Complete the Health Check (formerly Health Assessment)

• Sync your activity tracker or device to earn points for steps and/or workouts

• Now you are earning your Virgin Pulse points!

Who’s eligible• All Citrix employees

• Sign up now: join.virginpulse.com/citrix

• Already a member? Sign in at member.virginpulse.com

Questions? support@virginpulse.com

Take action on your goals, earn Virgin Pulse Credits and redeem for prizes! Get started today!

Additional incentive information• Annual well-being incentive is now through the Virgin

Pulse program and called “Pulse Credits”

• You will not receive actual cash, but Credits that can used in the Virgin Pulse Store

• Complete the Health Check (formerly known as Health Assessment) to earn a 1000 Pulse Credits

• Earn additional Credits per quarter by completing activities on the Virgin Pulse Platform

• Points will reset at the start of each quarter and the points earned each quarter will equate to your Pulse Credits awarded to your account

• Credits earned are only seen by the individual employee

• Credits for the Virgin Pulse Store never expire

How to complete the Health Check (formerly Health Assessment*)• On the home page, select Health

• On the drop down select Health Check

• Complete the assessment

• Completing this assessment is what will give you your Virgin Pulse Credit

* The Cigna health assessment will remain available to you on the myCigna.com website and we encourage you to continue utilizing this assessment if you would like to continue your progress, however, you will not receive your incentive reward unless the Virgin Pulse Health Check is completed.

Ways to earn rewardsDo healthy things Earn points

Daily Complete a Journey Step 20Complete your Daily Cards 20 points each, 2 per daySleep more than 7 hours in one night 50Complete a Whil (mindfulness session) 50Take 7,000 steps in a day 70

Monthly Complete 20 Daily Cards in a month 200Sleep more than 7 hours for 20 nights in a month 200Track calories 10 days in a month 20020-day triple tracker: 7,000 steps, 15 active min or 15 workout min 400

Quarterly Set your interests 100Join a challenge 100Complete a journey 150Complete your sleep profile 250Choose your eating type 250

Annual Awards Complete the Health Check (can complete more than once per year, but incentive is only earned once per year) 1000 Pulse Credits

Invite a colleague to join (up to 5) Up to 250

For additional information on all the activities and points, visit “How to Earn” under the Rewards tab on the mobile app or “Home” on the website.

Questions? support@virginpulse.com

Cigna retail pharmacy medical vaccine network

Confirm that your pharmacy is in-network for vaccines and immunizations under Cigna medical benefits

Bring this information to the pharmacy with your medical ID card:

CHANGE HEALTHCARE/EMDEON BIN 004766 / PCN COM62308

OMNISYSBIN 004303 / PCN CIGPPOIMM

Your pharmacist may need to use the BIN and PCN numbers listed on the right to submit your claim.

Plans vary so check your plan materials for details, including a current list of covered vaccinations and the pharmacies included in your specific plan’s network. Most immunizations for travel are generally not covered. If you use an out-of-network pharmacy, services may not be covered or may be subject to your plan’s copayment, coinsurance or deductible requirements.All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company, Connecticut General Life Insurance Company, and HMO or service company subsidiaries of Cigna Health Corporation. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.

Questions? AskHR@citrix.com

A list of major participating pharmaciesYou may be able to get the seasonal flu shot—as well as other vaccines—at your local retail pharmacy. Depending on your plan, vaccines may be covered under your medical benefit at no cost-share ($0) to you.*

You shouldn’t need to make an appointment to get a vaccine but you should call your pharmacy to make sure your vaccine is available at that location.

Major participating pharmacies in your network that offer vaccines include: CVS, Kroger, Publix, Rite Aid, Safeway, Sam’s Club, United Super Markets, Walgreens, and Walmart which includes their family of pharmacies:

Other participating pharmacies

Additional pharmacies may be in-network for vaccines and immunizations under Cigna medical benefits, ask your pharmacy.

Enrolled in the Kaiser HMO medical plan?Receive your � u vaccine at your doctor’s office or at one of these local designated sites.

Not enrolled in a Cigna or Kaiser medical plan?You can still receive your free flu vaccination. Citrix will reimburse you. Please save your detailed receipt and submit your expense with the receipt via Concur for reimbursement up to $40 USD equivalent. Click here for the Concur process.

• American Drug Stores

• ACME Markets• Bond Drugs• Carrs• Dillon• Duane Reade• Food Lion• Fred Meyer• Giant Food

• Costco• Dierbergs• Giant Eagle• H-E-B• Hy-Vee• Ingles• Klien’s ShopRite

• Hannaford• Happy Happy

Harry’s• Harris Teeter• Jewel-Osco• Junior Food Stores• KWIK Shop• May’s• Med-X• Pavilion’s

• Meijer• Price Chopper• Roundy’s

Supermarkets • Super Value• Weis• Winn-Dixie

• Ralph’s• Shaw’s• Smith’s• Star’s• Stephen La

France• Stop and Shop• Super D• Tom Thumb• Vons

LET’S DO THIS TOGETHER

Sign up for Virgin Pulse today.

Get the Virgin Pulse mobile app and use “Citrix” as your sponsor name or go to join.virginpulse.com/citrix

Motivation • Healthy living tips • Friendly competition

Some things are just more fun with colleagues and friends. Join the Citrix Live Well free well-being program today to help you

get active, be healthier, and live your best life.

© Virgin Pulse 2021

You go the extra mile to be healthy, but you don’t have to go it alone. We’ll be right byyour side with the coverage, tools and resources to help you feel better and live healthier.

Your Health and Well-Being Resources

Your FSA Plan:Cigna Choice Fund® Flexible Spending Account (FSA).

There are two ways to save:

> Health Care FSA

> Dependent Care FSA

Your HSA Plan:If you elect to enroll in the HSA plan offered by your

employer, a bank account will automatically be opened

for you.

> Your employer will prepare an eligibility file and

submit it to Cigna

> We’ll forward your eligibility information to HSA Bank

> HSA Bank assigns you an account number and

performs a Customer Identification Program (CIP)

> Once your account is opened, you will be sent a

welcome brochure and debit card(s)

Cigna One Guide®:Cigna One Guide® helps you make informed choices and

get the most from your plan, offering personalized

support to help you stay healthy and save money. Your

employer will prepare an eligibility file and submit it to

Cigna.

> Starting September 30, 2021 the Citrix Pre-

Enrollment Line will be available. Call 888.806.5042

for assistance in choosing the right plan for you.

MyCigna.com:

Your online home for assessment tools, plan

management, medical updates and much more.

> Download the myCigna® app and access your

account.

Virtual Medical and Behavioral Health Care:

> Primary Care

> Wellness Screenings

> Minor Medical Conditions / Urgent Care

> Psychiatrists and Therapists

Emotional Well-Being:Programs and digital tools increase resiliency,

boost mood and help manage life events.

> Self-Guided Resiliency, dCBT (digital

Cognitive Behavioral Therapy)

> Coaching and Peer Support

> Outpatient Therapy

Your Pharmacy Plan Options:Get the most out of your pharmacy benefits plan

> Spend Smarter on Medications

> Use the “Price a Medication” tool

> Ask a pharmacist: Cigna’s pharmacists will

help you stay on track

Cigna Healthy Pregnancies, Healthy Babies®:Guidance and support on everything from

infertility and preconception planning to post-

delivery information - at no extra cost.

> 24/7 live telephone support from a maternity

specialist, with nursing experience who can

help you with tips on how to handle your

discomfort during pregnancy, birthing classes

and maternity benefits.

Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2021 Cigna

Learn More:Visit Mycigna.com or call 800-Cigna-24 (800-244-6224)

Welcome to Your Employee Wellbeing Journey

In our busy lives, it can be difficult to find the right balance between work and life while managing our own wellbeing. We are here to help you find the balance and give you the tools you need to take control of your wellness and thrive in your work and at home.

To view or download your Employee Wellbeing Journey video, please click on your preferred language:

US English

Global English

EU French

CA French

Spanish

Dutch

Simplified Chinese

German

Portuguese

We can help you achieve your Emotional, Practical and Physical wellbeing No matter when, no matter where,

you have free, confidential support by phone, email or web. Log into the website to get all the information.

Employee support is provided by Workplace Options. The organization is staffed by professionals who are completely independent of your employer. They are bound by professional standards regarding confidentiality, and do not disclose details of individuals who have contacted the service. Any information you share is at your discretion and will not be shared with your employer.

SUPPORT TO ACHIEVE YOUR BEST

TOLL FREE:

DIRECT LINE:

1 888 851 7032

+1 919 706 4551

And many other topics. Just call us. We can help!

EMPLOYEE ASSISTANCE PROGRAM

Dial us direct and we will return your call.

Connect to local resources

Help for staying healthy

Talk to a counselor

• Improving relationships• Managing life changes• Improving esteem and confidence

• Childcare needs• Caring for an elder• School success• Legal resources

• Sleep• Pregnancy• Eating well• Finding a gym

ACCESS IS EASY AND CONFIDENTIAL

Download the app from the App Store (iOS) or Google Play (Android) and register using

196343COMPANY PASSCODE:

Mobile or internet based calls may not be guaranteed. Please consider another access method listed here.

iConneCtYou

• Achieving work-life harmony

EMAIL:support@resourcesforyourlife.com

SMS TEXTING:+1 919 593 9364 Standard text messaging rates may apply. When emailing or texting, please include your name, your company, your country location, and the phone number where you can be reached.

WEBSITE:http://global.resourcesforyourlife.comCOMPANY CODE: Citrix

Bring your authentic self to work Our Employee Resource Groups are self-organized, company-sponsored groups, focused on cultivating a sense of belonging and inclusion at Citrix. Each group supports an underrepresented group of employees to build community for members, educate allies, and attract and retain diverse talent. ERGs are an example of our commitment as a company to foster and create a diverse and inclusive workplace aligned with our company mission, values, and business objectives.

Citrix Asian Professionals An organization of Asian Citrix employees and allies, dedicated to social, professional, and cultural development.

Citrix Black Professionals Network Fostering an environment that attracts, promotes, and retains employees of African descent, including providing opportunities for professional growth.

Citrix Emerge Supports and inspires the next generation of Citrites by building a cross functional community of Citrites emerging in their careers or any new role.

Citrix Enabled Promote the awareness of diverse-abilities, including physical disabilities, neurodiversity, and mental health in the workplace while also offering a community of support for Citrix employees and their loved ones.

Citrix Foster Family & Adoption Providing an open and supportive atmosphere for employees who are in the process of adopting or considering adoption.

Citrix Latino Professionals Promoting awareness on Latino issues and fostering a sense of community and belonging at Citrix.

Citrix Military Veterans Supporting military veterans and military families at Citrix globally.

Citrix Parents & Caregivers A group to provide support, share experiences, and get information on issues related to family responsibilities. Whether you are expecting a child or taking care of children or an elder parent this group is here to support you through all stages of your family life.

Citrix Pride Alliance Championing LGBTQ+ employees by providing support, enhancing career development, and evolving the work environment.

Citrix Women’s Inspirational Network Providing opportunities for women at Citrix to connect, educate, inspire and empower one another to enhance business and personal success. If you're interested in joining one of these groups or starting a chapter in your office, email: lee.rubin@citrix.com

We make healthcare easier

Support for every type of medical condition

• Explain health conditions, diagnoses and treatments; research treatment options

• Answer questions so you can make the right choices for your care

Available at no cost to employees, spouses, dependents, parents and parents-in-law. Completely confidential.

Turn to us—we can help.866.695.8622 Email: answers@HealthAdvocate.com Web: HealthAdvocate.com/members

Download the app today!

Navigating the healthcare system can be a challenge.

Health Advocate offers a unique level of personalized support you

won’t find anywhere else. Our experts will do the work to ensure

that you and your family get the right care and support – at the

right time.

All at no cost to you.

We’re not an insurance company. Health Advocate is not a direct medical care provider, and is not affiliated with any insurance company or third party provider.

©2018 Health Advocate HA-CM-1801024-1FLY

Coordinate medical care and additional services

• Facilitate any necessary pre-authorizations and coordinate benefits

• Provide in-hospital support and arrange post-discharge services and care

Research and arrange second opinions and tests

• Identify and connect you with leading specialists and Centers of Excellence

• Arrange for the transfer of medical records, lab results and X-rays

Take the hassle out of healthcare

• Find the right in-network doctors and make appointments

• Review medical bills to find errors or duplicate charges; resolve claims and billing issues

To view the video presentation for Citrix Systems Inc. please visit

https://www.brainshark.com/kp/CA21CixtrixOE or scan the QR code

kp.org

Bringing you the information you need. Your benefits, your choices, your health!

Click the link below or use the QR code to connect virtually to us and learn about your benefits at your own pace, and in the comfort of your home.

• Get specific information about your benefits.

• Learn about ways to maximize you benefits.

• Become the best Kaiser Permanente member you can be!

Learn more at kp.org

Kaiser Permanente Resources To help you save time and thrive

Telehealth

Members have access to telehealth via phone, video, and email. Telehealth appointments are available at no cost, allowing you to save time and money. Visit kp.org/getcare to learn more.

Healthy Resources

Take advantage of our most recent partnerships with ClassPass, Calm, and myStrength to thrive at home with your family.

ClassPass

4,000+ online fitness classes — including cardio, dance, meditation, bootcamp, and more — for $0/month. kp.org/exercise

Emotional Well-Being Apps

Calm and myStrength can help you build resilience, set goals, and take meaningful steps toward becoming healthier and happier. Choose the areas you want to focus on – including managing depression, reducing stress, improving sleep, and more. Available at no cost. kp.org/selfcare

Wellness Coaching by Phone

Speak with a Wellness Coach one-on-one to get personalized support and achieve your health goals. Available at no cost. kp.org/wellnesscoaching

ChooseHealthy Member Discounts

Enjoy reduced rates on a variety of fitness, health, and wellness products. kp.org/choosehealthy

Open Enrollment

Learn more at kp.org

Other healthy resources include:

Healthy lifestyle programs

Connect to better health with programs to help you lose weight, quit smoking, reduce stress, and more — all at no cost. Learn more at kp.org/healthylifestyles.

Health classes

Sign up for health classes and support groups at many of our facilities. See what’s available near you at kp.org/classes — some may require a fee.

Online wellness tools

Visit kp.org/healthyliving for wellness information, health calculators, fitness videos, podcasts, and recipes from worldclass chefs.

Food for Health

Find healthy recipes at kp.org/foodforhealth.

Register at well.livongo.com/CITRIX/register or call (800) 945-4355 with code: CITRIX

GET STARTED

Connected DevicesLivongo connected devices send readings

right to your mobile app. View trends in one place and get personalized tips

to help you live healthier.

Expert Health CoachingOur expert coaches can help create a custom plan that fits your lifestyle. Get

advice on healthy eating, exercise, and more.

Good for Your Health and Your WalletLivongo helps you stay on top of your health. Join today and get connected devices, personalized guidance, on-demand coaching, an easy-to-use app, and more.

This program is offered at no cost to you and your families who qualify for Livongo with coverage through the Citrix health plan.

To enroll in Livongo, you must opt into at least one program that Citrix Systems, Inc. offers as a health benefit. You must also meet the health criteria for each program you wish to enroll in. If a Livongo program is not offered by Citrix Systems, Inc., or if you do not meet the specific health criteria of that program, you will not be able to enroll.

Program includes trends and support on your secure Livongo account and mobile app, but does not include a phone,tablet, or smartwatch.

Las comunicaciones del programa Livongo están disponibles en español. Al inscribirse, podrá configurar el idioma que prefiera para las comunicaciones provenientes del medidor y del programa. Para inscribirse en español, llame al (800) 945-4355 o visite bienvenido.livongo.com/CITRIX

PM09616.A 2020 © Livongo. l Rights Reserved.

THRIVE CITRIX'S EMPLOYEE MINDFULNESS NETWORK

JOIN THRIVE'S WEEKLYMINDFUL  MEDITATIONS

The connection is irrefutable between moments of quiet (mindfulness)and the impact on individual resilience, innovation and performance. Noexperience needed - beginners are welcome!

Thrive hosts weekly 20 minute mindful meditations at 12:30 pmEST on Mondays and Wednesdays. Please join us on Teams.

ONLINE MINDFUL MOMENTGUIDED MEDITATION

A Thrive facilitator, Danielle Taylor, recorded a 20 minute guidedmeditation that leads you through a foundational mindfulness practicefocused on breath awareness.

Youtube video link

RESILIENCE RESOURCES ON THECITRIX LEARNING CENTER

CONTACT US AT THRIVE@CITRIX.COM & JOIN US ON TEAMS #THRIVE

Check out all of the great training and resources to help you buildresilience on the Citrix Learning Center. Options range from live virtualworkshops to 3-minute eLearnings.

Resilience trainings just for Citrites

DIGITAL WELLNESS PAGE ONCITRIX.COMThis webpage shares various Thrive meditations and thought leaderarticles that encourage digital wellness and mindful work.

meQuilibrium | Have questions? Contact us at support@meQuilibrium.com

Citrix is pleased to offer you meQuilibrium—a stress management app designed to help you discover simple techniques to build your resilience and shift your response to stressful thoughts and situations. meQuilibrium is HIPAA compliant and all information is confidential.

You’ll get a personalized program created from over 20 years of research in positive psychology, resilience training, and integrative medicine spearheaded by psychologist Andrew Shatté, Ph.D. and Adam Perlman, M.D.

• Enroll at:

• Complete the assessment. Immediately gain insights into your stress personality, thinking patterns, and lifestyle habits that cause you to feel overwhelmed. It takes 10-15 minutes!

• Download the meQuilibrium app. Get quick access to daily stress-busting tips and inspiration whenever and wherever you need it.

How To Get Started:

• Engagement

• Support System

• Purpose

• Problem Solving

• Empathy

• Stress Management

• Work-Life Balance

• Energy

• Physical Activity

• Eating Habits

• Pain Protection

• Sleep

• Positivity

• Focus

• Self Confidence

• Emotion Control

• Emotional Intelligence

• Mindfulness

Getmeq.com/citrix

Proven Methods to Manage StressConquer the Chaos of Life’s Demands

Discover how changing your thoughts and habits helps you build resilience in the following areas:

Take control of your personal finances.

Get organized, set up a realistic budget, pay off credit card and student loan debt and build an emergency fund.

Optimize your company benefits.

Review your options and learn how all of your benefits work together.

Protect your family.

Decide what types of insurance and how much coverage make sense for you. Outline what you need to include in your estate plan.

Plan for your goals, including retirement.

Set, prioritize and plan for your goals, like buying a new home, funding education and retiring.

Create an investment strategy.

Learn about investment basics and how to build and diversify your portfolio using different types of accounts.

Plan for your taxes.

Learn tax basics and create a plan to be as tax-efficient as possible by lowering your taxable income and considering taxes when making financial decisions.

Through Ayco’s Financial Wellness program you have access to our digital platform and confidential one-on-one guidance from a coach, provided by Citrix at no cost to you.

Get the most out of your company benefits

888.714.8747Access Ayco through the financial wellness page on Backstage or go to www.ayco.com/login/citrix

FAQs

01 What type of help will Ayco provide? Ayco can help with cash flow and debt management, benefits and retirement, investing, tax planning, risk management and estate planning through digital tools and one-on-one financial coaching.

02 What if I’m not sure where to begin? Call anyway! Ayco coaches can help you get started.

03 Can my spouse/partner contact Ayco? Yes, your spouse or partner may use Ayco services after you contact Ayco to give your permission.

04 Will the information I share be kept confidential? Yes. Ayco’s privacy policy protects personal information.

05 What happens if I leave my company? In most cases, your access to Ayco will end when you leave the company.

06 Is Ayco a fiduciary? Yes and no. Under the Investment Advisers Act of 1940, as a registered investment adviser, Ayco is a fiduciary. This means that when Ayco acts in an investment advisory capacity, it has an obligation to act in its client’s best interests. Under The Employee Retirement Income Security Act of 1974, Ayco does not act in a fiduciary capacity. Ayco’s Financial Wellness program provides investment education to help employees understand relevant issues, concepts, etc., so they can make informed decisions for themselves.

07 Is there a secure way to share my personal documents with an Ayco financial coach? Yes. You can upload electronic documents through the Vault on Ayco360.

Advisory services offered by The Ayco Company, L.P. d/b/a Goldman Sachs Ayco Personal Financial Management (“Ayco”).

Any retirement planning information, including, but not limited to, information regarding your retirement account(s), included in this presentation is for informational and educational purposes only and is provided solely on the basis that it will not constitute investment or other advice or a recommendation relating to any person’s or plan’s investment or other decisions, and Ayco is not a fiduciary or advisor with respect to any person or plan by reason of providing the material or content herein including under the Employee Retirement Income Security Act of 1974, the Internal Revenue Code or Department of Labor Regulations. Unless Ayco has agreed in writing to provide discretionary investment management services to your retirement account, you understand that all investment decisions concerning your retirement accounts are made by you, without any advice or recommendations from Ayco.

Neither Goldman Sachs & Co. LLC nor Ayco provide legal advice to their clients, and all clients should consult with their own legal advisor regarding any potential strategy, investment, financial plan, estate plan or with respect to their interest in any employee benefit or retirement plan.

Ayco may provide tax advice to clients in accordance with its client agreement. Any advice contained in the communication including attachments and enclosures is intended for the sole use of the addressee and is limited to

the facts and circumstances actually known to the author at the time of this writing. Certain tax matters may require you to consult with your tax counsel. You should consult with your tax preparer regarding implementation of tax advice.

Ayco may provide bookkeeping services and tax advice to its clients. Goldman Sachs & Co. LLC does not provide accounting or tax advice to its clients, unless explicitly agreed between the client and Goldman Sachs & Co. LLC. All clients should be aware that tax treatment is subject to change by law, in the future or retroactively, and clients should consult with their tax advisors regarding any potential strategy, investment or transaction.

Under certain of Ayco’s financial counseling programs, Ayco may recommend securities or investment products, including those offered by its affiliates. This could lead to conflicts of interest of which you should be aware. More information regarding Ayco’s business practices and conflicts is set forth in Ayco’s Form ADV brochure, which is available upon request.

The Ayco Company, L.P. is a subsidiary of The Goldman Sachs Group, Inc and an affiliate of Goldman Sachs & Co. LLC, a worldwide, full-service investment banking, broker-dealer and asset management organization.

©2021 The Ayco Company, L.P. d/b/a Goldman Sachs Ayco Personal Financial Management. All Rights Reserved.

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Disclosures

Enjoy private discounts and corporate rates on everything from pizza and the zoo, to movie tickets, oil changes, car rentals, and hotels. With thousands of discounts,

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Corporate Citizenship Updated August, 2021

1. What is the role of Corporate Citizenship at Citrix? The Corporate Citizenship Team supports the employee engagement of global Citrites by managing employee donating and volunteering programs as well employee emergency assistance due to natural disasters or personal hardships. Other responsibilities include:

Conducts strategic planning sessions for future global community outreach programs.

Administers and tracks global nonprofit grant requests.

Oversees Community Ambassador global network to ensure employee engagement.

Manages financial support for disaster relief and employee assistance in cases of disaster and hardships.

Develops, organizes and implements community outreach programs at Citrix Corporate events.

2. Who are the Corporate Citizenship Team members? The two Corporate Citizenship Team members are:

Sohini Karmakar, Lead Specialist based in Bangalore, India, who supports the APJ region Sohini.karmakar@citrix.com.

Jo Moskowitz, Director of Corporate Citizenship based in Fort Lauderdale, Florida

who supports the Americas and EMEA Jo.moskowitz@citrix.com. 3. What are the Corporate Citizenship programs at Citrix? Citrix Serves and Global Day of Impact (GDI) is the brand name of all our volunteer programs.

• Employees receive 16 hours of paid volunteer time off to support the charities of their choice. • Volunteer time be used individually or as part of a team volunteer activity supporting any 501c3

registered nonprofit/NGO. • Only virtual volunteering is eligible at this time due to the current COVID-19 pandemic. • Log into the Corporate Citizenship website to search for virtual volunteer options. • Your Manager’s verbal approval is required before taking your paid volunteer time. • Log your volunteer hours in Workday under GDI/VOL.

Citrix Gives is the name of our employee matching donation program and our global grant making

initiative.

• Citrix will match employee donations up to 2,000 USD per employee per calendar year to eligible nonprofit charities/ NGO’s.

• Log into the Corporate Citizenship website to search for vetted 501c3 nonprofits/NGO’s who are eligible for the company match.

• Citrix provides global grants to eligible 501c3 nonprofits/NGO’s recommended by local Community Ambassadors.

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4. What is the Dollars for Doers program? The Dollars for Doers program incents employees who volunteer on their personal time. For every 1

hour of personal volunteering you log here, you will receive 10 USD up to a maximum of 30 hours or 300

USD per year. The funds will be placed in your Giving Account under Rewards found on your dashboard

for you to use to donate to the charity of your choice.

5. What is the Citrix Employee Relief Fund? Citrix provides financial support for disaster relief efforts and for employee emergency assistance due to

natural disasters or personal hardships. The Citrix Employee Relief Fund is administered through the

nonprofit, the Emergency Assistance Foundation. It is available to global Citrites who are experiencing a

financial hardship or emergency, natural disaster, serious illness, death of an employee or immediate

family member.

Employees can apply for one grant per calendar year, up to a 5,000 USD, available annually.

The Fund relies on individual donations from Citrites and financial contributions from Citrix.

Employee donations made to the fund are matched by Citrix here.

Additional information is posted on Backstage here along with the FAQ’s below. • Apply for a Grant How to Apply FAQ's How to Donate FAQs

For support or clarification, employees can reach out to:

Citrix: CorporateCitizenship@citrix.com EAF: applicantsupport@emergencyassistancefdn.org

6. What is a Community Ambassador and what is their role? Community Ambassadors help people connect to their communities and embody the spirit of Corporate

Citizenship. They represent a cross section of individuals from various departments and levels of the

organization. They plan and implement volunteer activities, recruit participants and assist with the

administration of local community grants. Check out the list of global Community Ambassadors.

7. How can I learn more about becoming a Community Ambassador if I am interested? Talk with your manager about your interest in becoming involved in your local community and representing your location to help those most in need. Once you receive your manager’s verbal approval, email corporatecitizenship@citrix.com and we will meet with you to provide you with more details. For any questions, please email Corporatecitizenship@citrix.com.

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CHILE LIME SHRIMP TACO BOWL RECIPE

Part 1: The Rice

IngredientsRice• 2-3 tbsp olive oil• 1 cup long-grain white rice• ½ can petite diced tomatoes• ½ small yellow onion, diced small• 2 cups low sodium chicken broth• ¼ bunch fresh cilantro, chopped• 1 tsp garlic salt

The Method1. Heat oil in a large saucepan over medium heat

and add rice. Cook, constantly stirring, until puffed and golden. While rice is cooking, sprinkle with salt and cumin.

2. Stir in onions and cook until tender. Stir in tomato sauce and chicken broth; bring to a boil. Reduce heat to low, cover, and simmer for 20 to 25 minutes. Fluff with a fork.

Serves 4-6

Part 2: Shrimp

Part 3: Assembly & Toppings

The Method1. Divide cooked rice into bowls. 2. Top each bowl with 1/4th of the shrimp, avocado,

tomato, black beans, corn, onion, and tortilla strips.

3. Drizzle with a squeeze of lime.

IngredientsShrimp• ½ pound medium shrimp,

peeled and deveined• 1 tbsp olive oil• ½ tsp smoked paprika• ¼ tsp cayenne pepper• ½ tsp granulated garlic• ½ tsp onion powder• Salt and pepper

The Method1. Sprinkle shrimp with spices on both sides. 2. Heat a large, heavy-duty pan to high heat. Add

olive oil and shrimp to the pan. 3. Cook shrimp on high heat for 2-3 minutes per

side.

IngredientsAssembly & Toppings• 1 avocado peeled, pitted, and

sliced• 1 cup pico de gallo or diced

fresh Roma tomato• ½ cup black beans, rinsed and

drained• ¼ cup minced onion or pickled

onions (optional)• 1 cup shredded cabbage• 1 lime cut into wedges

“CHICKEN” ENCHILADAS RECIPE

IngredientsGreen Enchilada Sauce• 1 poblano pepper • 3 Anaheim peppers • 1 jalapeno• 6 small tomatillos • 1 garlic clove, minced• 1/4 yellow onion, diced small• 1/2 small bunch cilantro • 1/2 tsp cumin • 1 tsp Trader Joe’s Vegan

Chicken-less Seasoning Salt or other chicken-less bouillon

• 2 cups of no-chicken broth • Extra virgin olive oil, as needed

Part 1: Green Enchilada Sauce

The Method1. Preheat oven to 400 degrees. On a lined sheet tray,

roast the poblano, Anaheim, and jalapeno peppers along with the tomatillos until the skin starts to blister and pull away from the chilies. About 15 minutes. Flip halfway through cooking time.

2. Once charred, pull from the oven, and let cool. Then peel the chilies and tomatillos and add to blender along with 1 cup of broth. Blend on high until smooth, then transfer to a small pot. Add the cumin and chicken-less seasoning and simmer on low. Meanwhile, in a separate saucepan over medium heat, add two tablespoons of extra virgin olive oil. Add the onion, a pinch of salt, and cook, frequently stirring until translucent, then add garlic. Cook for about 30 seconds, then add the remaining 1 cup of broth and deglaze the pan. Pour contents back into the blender and puree until smooth. Add the green chile puree to the onion puree, then cilantro, and blend everything until smooth. Set aside to cool.

The MethodCombine everything in a bowl and stir together well. Let sit for 30 minutes.

IngredientsJackfruit “Chicken”• 1 can young jackfruit, rinsed,

soaked, and minced• 1/2 cup no-chicken broth• 1 tsp onion powder• 1 tbs granulated garlic• 1/8 tsp smoked paprika• Extra virgin olive oil• Kosher salt, to taste• Freshly ground pepper, to

taste

Part 2: Jackfruit “Chicken”

Part 3: The FillingIngredientsFilling• 1 bag shredded cheese • 1/2 small can of diced green

chilies (mild)• 1 recipe jackfruit “chicken”

The MethodCombine half of the cheese, green chilies, and jackfruit in a medium bowl and toss together. Set aside.

Part 4: Assembly

Ingredients• 8 cassava tortillas or your

preferred tortilla choice • 1 full recipe of the filling• Green enchilada sauce, as

needed• 8x8 baking pan

The Method1. Preheat oven to 375 degrees2. place the tortillas in a damp kitchen towel and

microwave for 30 seconds or until warmed through3. Fan the tortillas out onto a work surface.4. Place about 1/4 cup of filling onto the lower third of

the tortilla and roll upward, tucking it tightly, ending with the seam side down. Repeat with remaining tortillas until filling is gone.

5. Add a small even layer of sauce to the bottom of your baking pan. Then place the enchiladas into the pan side by side. Cover with more sauce and remaining cheese. Bake the enchiladas until they are thoroughly heated and sauce is bubbling—about 15 minutes.

CHIA-GRAPE JELLY FILLED BAKED DONUTS

Serves 3-4

Ingredients

The Donut:

• 3 1/3 cups spelt flour

• 1/2 tsp salt

• 1 package active dry yeast

• 1 1/3 cup oat milk

• 1/4 cup maple syrup

• 4 tbsp vegan butter +

more for brushing

• Coconut sugar for dusting

• Avocado oil

The Jelly:

• 3 cups seedless grapes

• 1 cup blueberries

• 1 cup filtered water

• 1/4 cup maple butter

• 1/2 lemon, juiced

• 3 tbsp chia seeds

Makes 10 donutsDifficulty level: Intermediate

Prep time: 30-minutesTotal time: 150-minutes

CHIA-GRAPE JELLY FILLED BAKED DONUTS CONT.

Method:1. In a stand mixer with the hook attachment, mix the spelt flour, salt and yeast.2. In a saucepan, heat the oat milk. 3. Next add the maple syrup and 4 tbsp vegan butter. Only heat until it starts steaming and butter is melted. This mixture shouldn’t be too hot to put your finger in! This step is important to not kill the yeast. 4. Slowly add in the oat milk mixture to the flour while on low speed. Mix for about 5-minutes until everything is well combined and sticky while scraping the sides. 5. In a separate bowl, drizzle a bit of avocado oil to coat the bowl and add the dough to the bowl.6. Cover the bowl tightly and let rise for at least 60-minutes on the counter. 7. While the dough is rising, make the chia jelly!8. Add all the jelly ingredients, except the chia seeds, to a saucepan. 9. Cook and stir on medium heat until grapes soften, and blueberries start to release their juice. 10. Flatten grapes with a fork and cook for about 5-minutes more. 11. Pour mixture into a blender and blend until smooth.12. Pour back into saucepan and add chia seeds.

13. Cook on low for 2-minutes and set aside to cool.14. Once your dough has risen, scoop it out onto a floured surface. 15. Flour the top of the dough and roll out to about 1/2 inch thick. It’s better if the consistency is too thick rather than too thin, or you cannot fill the donuts with jelly!16. Using a large mason jar lid (or a cookie cutter) cut out as many circles as you can. Re-roll the dough out until you use all of it! 17. Place each dough circle on a baking sheet lined with parchment paper and cover with a kitchen towel. 18. Let the cut dough rise for 30-minutes more and preheat the oven to 350 degrees. 19. Brush each donut with melted butter and bake for 13-minutes.20. Once cooked, brush again with butter and roll in coconut sugar. Let cool. 21. To fill the donuts, use a chopstick or knife to make a hole inside the donut from the side. Using a piping bag or squeeze bottle, squeeze the jelly into each donut. 22. Devour immediately and store in the fridge for up to a week!

ZUCCHINI RAVIOLI RECIPE

Part 1: Tomato Basil Marinara

IngredientsTomato Basil Marinara • 3 tbs extra virgin olive oil• 1 28oz can organic crushed tomatoes

or whole peeled San Marzano tomatoes, crushed

• 1/2 small yellow onion, chopped• 3 cloves garlic, minced• 1 pinch dried red pepper flakes• Kosher salt• Fresh ground pepper• 5 large sprigs of fresh basil

The MethodIn a medium pot over medium-low heat, warm the olive oil. Add onions and sauté until translucent, add salt and pepper, then garlic and cook just until the garlic starts to soften but be careful not to let it scorch. Carefully add tomatoes, red pepper flakes, and 3 of the basil sprigs. Mix until combined. Simmer on low heat for 30 minutes. Add the remaining sprigs of basil to finish before serving.

IngredientsCashew Ricotta• 2 cups raw cashews, soaked

overnight• 1 tsp onion powder• 1 tbs nutritional yeast• 1 tsp dried garlic granules (I use garlic

by Tastefully Simple)• 1/2 lemon, zested and juiced• 1 tsp kosher salt• 1/2 tsp ground pepper• 3 tbs extra virgin olive oil

The MethodIn a food processor, combine all ingredients except oil and pulse until combined. With the machine running, slowly drizzle in olive oil and blend until smooth. Set aside.

Part 2: Cashew Ricotta

Part 3: Zucchini Ravioli

The MethodUsing a vegetable peeler, shave the zucchini lengthwise into thin ribbons until you have about 48 pieces. Working with four at a time, lay two strips into an “X” and then offset the remaining two into another “X.” The ends of the strips should all be pointing in 8 different directions, almost like a flower. Place 2 Tablespoons of the ricotta mixture into the center of the “flower” and fold the ends of the zucchini over the mixture one at a time until it is completely enclosed and forms a ravioli. You should end up with 12 raviolis.

Ingredients• 3 medium zucchini

OptionalHeat a couple of tablespoons of olive oil over medium-high heat in a non-stick sauté pan. Working quickly and in two batches of 6, brown the ravioli on both sides and remove from heat.

If desired, you can add mushrooms at this point. Add a couple of tablespoons of additional oil to the pan. Slightly increase heat. Add two cups of sliced mushrooms of your choice and spread into a single layer. Cook 1-2 minutes flipping as needed until browned on both sides. Remove from heat and set aside.

Assembly1. Preheat oven to 375 degrees2. In an 8x8 or 10-inch diameter baking pan,

spoon some of the marinara sauce down into the bottom in a thin, even layer. Place the ravioli seam side down into the dish and cover with additional sauce and mushrooms. Bake for 15 minutes or until sauce is bubbling. Remove from oven, top with freshly grated vegan parmesan, and garnish with a fresh basil sprig.

Part 4: Options & Assembly

LEMON BASIL SPAGHETTI WITH BURRATA AND BREADCRUMBS RECIPE

The Method1. Cook the pasta in a large pot of boiling salted, water until

tender but still firm to the bite, occasionally stirring, about 8 minutes. Meanwhile, whisk the oil, parmesan, and lemon juice in a large bowl to blend. Set aside.

2. For the breadcrumbs, break the bread into large pieces, throw it into a blender or food processor, and pulse until you have small crumbs. Add the crumbs to a small saucepan over medium heat, add 1 tbsp. olive oil and cook, frequently stirring until golden brown, sprinkle lightly with salt and pepper, and transfer to a paper towel to drain off excess oil.

3. Drain the pasta, reserving 1 cup of the cooking liquid. Toss the noodles with the lemon mixture and a small amount of the reserved cooking liquid, adding 1/4 cup at a time as needed to moisten. Cut the burrata into pieces and place over warm pasta—season with salt and pepper. Garnish with lemon zest and chopped basil.

Ingredients• 1 pound spaghetti• ⅔ cup olive oil• ½ cup grated parmesan• ½ cup fresh lemon juice

(about 2-3 lemons)• Salt and freshly ground

black pepper• 1 tbsp lemon zest• 1 ball burrata cheese • Fresh basil leaves, about 4-

5 large sprigs• 2 slices leftover crusty

bread

Serves 3-4