hdfc final 5

8/8/2019 Hdfc Final 5

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HDFC BANKWe Understand Your World

MONIKA CHUDIWALA 74TEJAS DEDHIA 76SHUBHAM DESAI 77APURVA KAUL 84PRANIT RAORANE 96HETAL VAKHARIA 119

We Understand Your world


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HDFC

HDFC

HDFC

HDFC

HDFC

HDFC

HDFC

HDFC

HDFC

HDFC

HDFCWe

Understand

Your world


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IN NEXT 30 MINUTES..

HDFC BANK

PROFILE BRANCH NETWORK

BOARD OF DIRECTORS

BUSINESS STRATEGY PRODUCT & SERVICES



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Continue. Demand Analysis

Supply Analysis

Market share Competitor

Demand

Achievements Future plans



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HDFC BANK Housing Development Finance Corporation

Founded in 1977 by Hasmukh bhai Parakh

HDFC Bank was incorporated in August 1994

IPO in India in 1995

Listed in NSE, BSE, NYSE(ADR)



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PROFILE OF HDFC BANK

Type Private

Founded 1994

Headquarters Mumbai, India

Industry Banking, Insurance,Capital Market

and alliedindustries

Net income INR 199.80 billion



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BOARD OF DIRECTORS

Mr. Aditya Puri, Managing director

Mr. C.M.Vasudev, Chairman

Mr. Keki Mistry, Managing Director



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Business Strategy Increasing market share in Indias

expanding banking. Delivering high quality customer service.

Delivering more products to morecustomers. Maintaining current high standards for

asset quality through disciplined creditrisk management.

Develop innovative products and servicesthat attract targeted customers andaddress inefficiencies in the Indianfinancial sector.



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NETWORK 1725 branches

4393 ATMs in the country

780 cities in India

All branches are OLRTconnected

16 branches in Middle east

6 in Africa

Representative offices inHong Kong, New York,London & Singapore



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Product & services Travellers Cheques credit card home loan

personal loan Foreign Currency Cash Foreign Currency Demand Drafts Cheque Deposits Remittances

Trade Services Mutual funds Insurance



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What is Demand ?? Desire to buy

Willingness to buy

Ability to buy



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Factors Affecting Demand Price

Income

Price of Related Services

Taste and Preference

Economic Growth

Population Future Expectation



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Elasticity Price elasticity

Income elasticity

Cross elasticity


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E=1


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E>1


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E < 1


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Supply analysis Technology

Firms

Government Policies

Price



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Market Share



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Competitors


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SWOT ANALYSIS

STRENGTHS: Superior customer service.

Dedicate right strategy for theright products.

Dedicated workforce .

Good amount ofcapitalisation.

Opportunities:

Profit margins will be good.

Could seek better customerdeals.

An applied research centre tocreate opportunities.

Steps to Ensure loyalty by old

customers.

Threats:Legislation could impact.

Very high competition prevailing inthe industry.

Entry of many Foreign banks.

Weakness: Some gaps in range for certain sectors. Sectoral growth is constrained by low

unemployment levels and competitionfor staff.

Working Hours not up to the customer

satisfaction.


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GROWTH

1257

14821590

1702

2244

0

500

1000

1500

2000

2500

2005-2006 2006-2007 2007-2008 2008-2009 2009-2010

PAT(IN CRORES)

PAT(IN CRORES)


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Demand ForecastingBarometric Forecasting

Leading indicators

Coincident Indicators

Lagging Indicators



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Achievements HDFC Bank merged with TIMES BANK

in 2000.

HDFC Bank ties up with QatarNational Bank.

HDFC Bank merged with CENTURION

BANK OF PUNJAB in 2007.



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Awards


AWARDS AWARDED BY

BEST PRIVATE SECTORBANK

NDTV BUSSINESSLEADERSHIP AWARD2010

BEST PRIVATE SECTORBANK IN SME FINANCE

DUN AND BRADSTREETBANKING AWARD

AMONG FAB 50COMPANIES

FORBES ASIA


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Future plans Launch 450 new branches.

Rural Banking

Focus on Education Loan. To sell Home Loans through Web.


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Any Questions?

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