guide to title insurance policy endorsements · 12/29/2016 · old republic national title...

GUIDE TO TITLE INSURANCE

POLICY ENDORSEMENTS

Revised December 29, 2016

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This guide has been prepared by Old Republic Title Company (Company) to provide a basic directory of title insurance policy endorsements. It does not contain a complete list of all the available endorsements, nor should this guide be thought of as modifying coverage of any policy or endorsement in any way or as an offer on behalf of the Company to issue any policy or endorsement.

Revised December 29, 2016 1

TABLE OF CONTENTS

INTRODUCTION ....................................................................................................................................... 4 CLTA AND ALTA ENDORSEMENTS STREET ASSESSMENTS SERIES ............................................................................................................. 6 RESTRICTIONS (CC&R's) SERIES .......................................................................................................... 6 CONSTRUCTION SERIES ........................................................................................................................ 8 EASEMENT SERIES .................................................................................................................................. 9 DEED OF TRUST/ASSIGNMENT SERIES ............................................................................................ 10 POLICY MODIFICATION SERIES ......................................................................................................... 10 ALLOCATION OF LIABILITY SERIES ................................................................................................. 11 ADDITIONAL ADVANCE SERIES ........................................................................................................ 11 MODIFICATION SERIES ........................................................................................................................ 12 RECONVEYANCE, SUBORDINATION, INTEREST RATE, ENFORECEABILITY SERIES ........... 13 REVENUE BOND SERIES ...................................................................................................................... 14 CO-INSURANCE SERIES ....................................................................................................................... 14 CONDOMINIUM/PLANNED UNIT DEVELOPMENT SERIES ........................................................... 14 DESCRIPTION SERIES ........................................................................................................................... 15 AGGREGATION/TIE-IN SERIES ........................................................................................................... 16 LEASEHOLD SERIES .............................................................................................................................. 16 CONSTRUCTION LOAN ADVANCE SERIES ...................................................................................... 16 ZONING SERIES ...................................................................................................................................... 17 COVENANTS ARE BINDING SERIES .................................................................................................. 17 NONIMPUTATION SERIES .................................................................................................................... 17 MEZZANINE FINANCING SERIES ....................................................................................................... 18 TAX PARCEL SERIES ............................................................................................................................. 18 FIRST LOSS SERIES ................................................................................................................................ 18 USURY SERIES ........................................................................................................................................ 18 DOING BUSINESS SERIES .................................................................................................................... 19 INTEREST RATE SWAP SERIES ............................................................................................................ 19 ONE TO FOUR FAMILY SERIES ........................................................................................................... 19 SEVERABLE IMPROVEMENTS SERIES .............................................................................................. 19 CONSTRUCTION LOAN SERIES .......................................................................................................... 20 DISBURSEMENT SERIES ....................................................................................................................... 20 IDENTIFIED RISK COVERAGE SERIES .............................................................................................. 20 MINERALS AND OTHER SUBSURFACE SUBSTANCES SERIES .................................................... 20


POLICY AUTHENTICATION SERIES ................................................................................................... 21 WATER SERIES ....................................................................................................................................... 21 COMMERCIAL LENDER GROUP SERIES ........................................................................................... 21 ANTI-TAINT SERIES .............................................................................................................................. 21 INSURED MORTGAGE RECORDING SERIES .................................................................................... 22 TAX CREDIT SERIES .............................................................................................................................. 22 PARI PASSU MORTGAGE SERIES ....................................................................................................... 22 OPTION SERIES ....................................................................................................................................... 22 ORT ENDORSEMENTS ORT ENDORSEMENTS ........................................................................................................................... 23 EQUIVALENTS CLTA/ALTA EQUIVALENTS .................................................................................................................. 25 ALTA/CLTA EQUIVALENTS .................................................................................................................. 26


INTRODUCTION

An endorsement can be defined as a rider that modifies a title insurance policy. Most often an endorsement will have the effect of expanding the scope of policy coverage. However, a policy may also be endorsed to limit coverage. Although all title policies can be endorsed, not all endorsements are intended to be issued with all policies. Some endorsements apply to owners policies while others are appropriate to loan policies with yet others being equally applicable to both, but not necessarily with standard and extended coverage policies.

Old Republic National Title Insurance Company, issues policies and endorsements promulgated by the American Land Title Association (ALTA) and the California Land Title Association (CLTA) as well as its own “ORT” forms.

ALTA is the nationwide association of the title insurance industry. Its members include title insurers, title agents, attorneys and other affiliated professionals. ALTA serves as an advocate on behalf of its members and the industry’s interest, provides education and information to its members and the industry’s interest, provided education and information to its members and creates and promotes professional industry standards. ALTA also promulgates uniform title insurance policies and endorsements for use by its members on a national basis.

CLTA is the California association of thee title insurance industry. Its members also include title insurers, title companies, attorney’s and affiliated professionals. CLTA offers services to its members, provides a unified voice on legislative and regulatory issues and adopts, develops and publishes standardized title insurance forms.

The primary types of title insurance policies issued by the Company are the CLTA Standard Coverage Policy, CLTA/ALTA Homeowner’s Policy of Title Insurance, ALTA Owner’s Policy (2006) and ALTA Loan Policy (2006).

The CLTA Standard Coverage Policy, as its name would imply, is a standard coverage policy. The ALTA Owner’s and ALTA Loan Policies may be issued in either standard coverage or extended form. The CLTA/ALTA Homeowner’s Policy of Title Insurance is distinct from both the CLTA and ALTA forms as it may insure only a one to four unit residential structure where the insured is a natural person. It is often referred to as an expanded coverage policy.

The difference between “standard coverage” and “extended coverage” can be thought of, in simplistic terms, as the difference between “record coverage”, being insurance against those matters covered by the policy disclosed by an examination of the public records and “off record coverage” being those covered matters disclosed by an inquiry, inspection and survey.

As noted above the ALTA Owner’s Policy and ALTA Loan Policy may be issued in either standard or extended coverage form. Structurally the distinction between standard and extended coverage is not the policy from, but the inclusion of the six “standard exceptions”, sometimes called “western regional exceptions” or “pre-printed exceptions”, in the policy. Thus, it is the exceptions to coverage in an ALTA Owner’s or Loan Policy that dictate whether the policy is written in standard or extended coverage form.


With the significant expansion of the policy coverage under an extended coverage policy over a standard coverage policy it is logical that endorsements that may add further coverage to an extended coverage policy are not appropriate with a standard coverage policy. Likewise endorsements which may add coverage to a standard coverage policy may not be necessary with an extended coverage policy as the desired coverage may exist by reason of the absence of the standard exceptions in the policy.

Endorsements are individually named and can be referred to by their particular title or purpose. However, endorsements are most commonly and more accurately identified by reference to the endorsement form number assigned by the originating and/or adopting title association.

ALTA and CLTA both employ their own numbering sequence for endorsements. Since CLTA has, with one exception, adopted all of the ALTA endorsement forms, this Guide will list endorsement forms primarily under the CLTA form designation number with a cross reference to the ALTA number.

CLTA employs a three digit numbering system beginning with “100”. Endorsements with a common purpose or subject matter are generally numbered within the series using a sub number, typically beginning with “.1”. Endorsements which employ a “-06” are specifically designed to be issued with the ALTA Owners Policy (2006) and/or ALTA Loan Policy (2006).

For example, the CLTA 100 series encompasses endorsements that by and large provide assurance in respect to covenants, conditions and restrictions (CC&R’s). The first endorsement in the 100 series is the “100-06”. The second endorsement is the “100.1” and the third is the “100.2-06”. Of these three sample endorsements we know that the 100-06 and the 100.2-06 are for use only with an ALTA 2006 Policy, in this case an ALTA Loan Policy (2006), whereas the 100.1 because of the absence of the “-06” is intended for use with the CLTA Standard Coverage Policy.


CLTA AND ALTA ENDORSEMENTS

Endorsement Number Summary Description Applicable Policy

STREET ASSESSMENTS SERIES

ALTA 1-06 Assessments – Street Improvements ALTA – Loan


RESTRICTIONS (CC&R’S) SERIES

CLTA 100-06 Restrictions, Encroachments & Minerals ALTA – Loan CLTA 100.2-06 (ALTA 9-06) Restrictions, Encroachments & Minerals – Loan Policy ALTA – Loan CLTA 100.2.1-06 (ALTA 9.3-06) Covenants, Conditions and Restrictions – Loan Policy ALTA – Loan CLTA 100.2.6-06 (ALTA 9.6-06) Private Rights - Loan Policy ALTA – Loan CLTA 100.2.7-06 (ALTA 9.7-06)

Restrictions, Encroachments, Minerals – Land Under Development - Loan Policy ALTA – Loan

CLTA 100.2.8-06 (ALTA 9.8-06)

Covenants, Conditions and Restrictions – Land Under Development - Owner Policy ALTA – Owner

CLTA 100.2.9-06 (ALTA 9.9-06) Private Rights – Owner’s Policy ALTA – Owner CLTA 100.2.10-06 (ALTA 9.10-06)

Restrictions, Encroachments, Minerals – Current Violations – Loan Policy ALTA – Loan

CLTA 100.4-06 CC&R’s, Violations ALTA – Loan

CLTA 100.5-06 CC&R’s, Violations ALTA – Owner

CLTA 100.6-06 CC&R’s, Including Future Violations – Owner’s Policy ALTA – Owner





CLTA 100.9-06 (ALTA 9.1-06)

Covenants, Conditions and Restrictions – Unimproved Land – Owner’s Policy ALTA – Owner

CLTA 100.10-06 (ALTA 9.2-06)

Covenants, Conditions and Restrictions – Improved Land – Owner’s Policy ALTA – Owner

CLTA 100.12-06 CC&R’s, Right of Reversion ALTA – Loan or Owner

CLTA 100.13-06 CC&R’s, Assessment Liens – Loan Policy ALTA – Loan

CLTA 100.17-06 CC&R’s, Proper Modification ALTA – Loan or Owner

CLTA 100.18-06 CC&R’s, Right of Reversion ALTA – Loan or Owner

CLTA 100.19-06 CC&R’s, Violations ALTA – Loan or Owner

CLTA 100.20-06 CC&R’s, Violations ALTA – Loan or Owner

CLTA 100.21-06 CC&R’s, Plans and Specifications ALTA – Loan

CLTA 100.23-06 Minerals, Surface Damage ALTA – Loan

CLTA 100.24-06 Minerals, Surface Entry by Lessee ALTA – Loan

CLTA 100.25-06 Minerals, Surface Use ALTA – Loan

CLTA 100.26-06 Minerals, Present – Future Improvements ALTA – Loan

CLTA 100.27-06 CC&R’s, Violations ALTA – Loan

CLTA 100.28-06 CC&R’s, Violation – Future Improvements ALTA – Loan or Owner

CLTA 100.29-06 Minerals, Surface Damage ALTA – Loan or Owner


Endorsement

Number Summary Description Applicable Policy

CONSTRUCTION SERIES

CLTA 101 Mechanic’s Liens CLTA – Loan

CLTA 101.1-06 Mechanic’s Liens ALTA – Owner

CLTA 101.2-06 Mechanic’s Liens, Notice of Completion ALTA – Loan




CLTA 101.8 Mechanic’s Liens CLTA – Loan

CLTA 101.9-06 Mechanic’s Liens, Notice of Completion ALTA – Owner


CLTA 101.11-06 Mechanic’s Liens, No Notice of Completion ALTA – Loan

CLTA 101.12-06 Mechanic’s Liens, No Notice of Completion ALTA – Owner


CLTA 102.4-06 Foundation ALTA – Loan

CLTA 102.5-06 Foundation ALTA – Loan

CLTA 102.6-06 Foundation, Portion of Premises ALTA – Loan

CLTA 102.7-06 Foundation, Portion of Premises ALTA – Loan


Endorsement


EASEMENT SERIES

CLTA 103.1-06 (ALTA 28-06) Easement, Damage or Enforced Removal ALTA – Owner

CLTA 103.2-06 Easement, Damage – Use or Maintenance ALTA – Loan

CLTA 103.3-06 Easement, Existing Encroachment, Enforced Removal ALTA – Loan

CLTA 103.4-06 Easement, Access to Public Street ALTA – Loan or Owner

CLTA 103.5-06 Water Rights, Surface Damage ALTA – Loan or Owner

CLTA 103.6-06 Encroachments, None Exist ALTA – Loan

CLTA 103.7-06 Land Abuts Street ALTA – Loan or Owner

CLTA 103.8-06 Water Rights, Future Improvements ALTA – Loan

CLTA 103.9-06 Encroachment, Future Improvements ALTA – Loan

CLTA 103.10-06 Surface Use, Horizontal Subdivision ALTA – Loan or Owner

CLTA 103.11-06 (ALTA 17-06) Access and Entry

ALTA – Loan or Owner

CLTA 103.12-06 (ALTA 17.1-06) Indirect Access and Entry


CLTA 103.13-06 (ALTA 17.2-06) Utility Access


CLTA 103.14-06 (ALTA 28.1-06) Encroachments – Boundaries and Easements


CLTA 103.15-06 (ALTA 28.2-06)

Encroachments – Boundaries and Easements – Described Improvements


CLTA 103.16-06 (ALTA 28.3-06)

Encroachments – Boundaries and Easements – Described Improvements and Land Under Development



Endorsement


DEED OF TRUST/ASSIGNMENT SERIES

CLTA 104-06 Assignment of Mortgage ALTA – Loan

CLTA 104A Assignment of Mortgage CLTA – Loan

CLTA 104.1-06 Assignment of Mortgage ALTA – Loan

CLTA 104.4-06 Collateral Assignment of Mortgage ALTA – Loan CLTA 104.6-06 (ALTA 37-06) Assignment of Rents or Leases ALTA – Loan

CLTA 104.7-06 Assignment of Rents/Leases ALTA – Loan


CLTA 104.9 Assignment of Mortgage CLTA – Loan


CLTA 104.11-06 Collateral Assignment of Mortgage ALTA – Loan CLTA 104.12-06 (ALTA 10-06) Assignment ALTA – Loan CLTA 104.13-06 (ALTA 10.1-06) Assignment (and Date Down) ALTA – Loan


POLICY MODIFICATION SERIES

CLTA 105-06 Multiple Mortgages in One Policy ALTA – Loan

CLTA 105.1 Multiple Mortgages in One Policy CLTA – Loan



ALLOCATION OF LIABILITY SERIES

CLTA107.1-06 Allocation of Liability of Parcels ALTA – Loan or Owner

CLTA 107.2-06 Amount of Insurance, Increase ALTA – Loan or Owner

CLTA 107.5-06 Leasehold Improvements ALTA – Loan or Owner

CLTA 107.9-06 Additional Insured ALTA – Loan or Owner

CLTA 107.10-06 Additional Insured ALTA – Loan or Owner

CLTA 107.11-06 Non-Merger After Lender Acquires Title ALTA – Loan or Owner


ADDITIONAL ADVANCE SERIES

CLTA 108.7 Additional Advance CLTA – Loan

CLTA 108.8-06 Additional Advance ALTA – Loan

CLTA 108.9 Additional Advance – Department of Veterans Affairs (DVA)

CLTA – Owner (DVA)

CLTA 108.10-06 Revolving Credit Loan, Increase ALTA – Loan



MODIFICATION SERIES

CLTA 110.1-06 Deletion of Item From Policy ALTA – Loan or Owner

CLTA 110.3-06 Minerals, Conveyance of Surface Rights ALTA – Loan or Owner

CLTA 110.4-06 Modification of Mortgage ALTA – Loan

CLTA 110.5-06 Modification of Mortgage ALTA – Loan

CLTA 110.6 Modification of Mortgage CLTA – Loan

CLTA 110.7-06 Insurance Against Enforceability of Item ALTA – Loan or Owner

CLTA 110.9-06 (ALTA 8.1-06) Environmental Protection Lien


CLTA 110.9.1-06 (ALTA 8.2-06) Environmental Protection Lien ALTA – Owner

CLTA 110.10-06 Modification and Additional Advance ALTA – Loan CLTA 110.11-06 (ALTA 11-06) Mortgage Modification ALTA – Loan CLTA 110.11.1-06 (ALTA 11.1-06) Mortgage Modification with Subordination


CLTA 110.11.2-06 (ALTA 11.2-06)

Mortgage Modification with Additional Amount of Insurance ALTA – Loan


Endorsement


RECONVEYANCE, SUBORDINATION, INTEREST

RATE, ENFORCEABILITY SERIES

CLTA 111-06 Mortgage Priority, Partial Reconveyance ALTA – Loan

CLTA 111.1-06 Mortgage Priority, Partial Reconveyance ALTA – Loan

CLTA 111.2-06 Mortgage Priority, Subordination ALTA – Loan

CLTA 111.3-06 Mortgage Priority, Encroachment, Address ALTA – Loan

CLTA 111.4-06 Mortgage Impairment After Reconveyance ALTA – Loan CLTA 111.5-06 (ALTA 6-06) Variable Rate Mortgage ALTA – Loan

CLTA 111.7-06 Variable Rate, Renewal ALTA – Loan CLTA 111.8-06 (ALTA 6.2-06) Variable Rate Mortgage, Negative Amortization ALTA – Loan

CLTA 111.9-06 Variable Rate, FNMA 7 Year Balloon ALTA – FNMA Balloon Mortgage

CLTA 111.10-06 Revolving Credit Loan, Optional Advance ALTA – Loan

CLTA 111.11-06 Revolving Credit Loan, Obligatory Advance ALTA – Loan CLTA 111.14-06 (ALTA 14-06) Future Advance – Priority ALTA – Loan CLTA 111.14.1-06 (ALTA 14.1-06) Future Advance – Knowledge ALTA – Loan CLTA 111.14.2-06 (ALTA 14.2-06) Future Advance – Letter of Credit ALTA – Loan CLTA 111.14.3-06 (ALTA 14.3-06) Future Advance – Reverse Mortgage ALTA – Loan


Endorsement


REVENUE BOND SERIES

CLTA 112 Bondholder CLTA – Bondholder

CLTA 112.1-06 Bondholder ALTA – Loan or Bondholder

CLTA 112.3 Bondholder, Joint Powers Transactions CLTA – Loan or Bondholder


CO-INSURANCE SERIES

CLTA 114-06 Co-Insurance ALTA – (Co-Insurance)

CLTA 114.1-06 Co-Insurance, Joint and Several Liability ALTA – (Co-Insurance)

CLTA 114.2-06 Co-Insurance, Joint and Several Liability ALTA – (Co-Insurance)

CLTA 114.3-06 (ALTA 23-06) Co-Insurance, Single Policy


CLTA 114.4-06 (ALTA 23.1-06) Co-Insurance - Multiple Policies



CONDOMINIUM/PLANNED UNIT DEVELOPMENT

SERIES

CLTA 115-06 Condominium ALTA – Loan or Owner

CLTA 115.1-06 (ALTA 4-06) Condominium ALTA – Loan CLTA 115.2-06 (ALTA 5-06) Planned Unit Development ALTA – Loan CLTA 115.3-06 (ALTA 4.1-06) Condominium


CLTA 115.4-06 (ALTA 5.1-06) Planned Unit Development



Endorsement


DESCRIPTION SERIES

CLTA 116-06 Designation of Improvements, Address ALTA – Loan CLTA 116.01-06 (ALTA 22-06) Location


CLTA 116.02-06 (ALTA 22.1-06) Location and Map


CLTA 116.1-06 (ALTA 25-06) Same as Survey ALTA – Owner CLTA 116.1.2-06 (ALTA 25.1-06) Same as Portion of Survey


CLTA 116.2-06 Designation of Improvements, Condominium ALTA – Loan or Owner

CLTA 116.3-06 Legal Description – New Subdivision ALTA – Loan or Owner

CLTA 116.4-06 (ALTA 19.1-06) Contiguity, Single Parcel


CLTA 116.4.1-06 (ALTA 19-06) Contiguity, Multiple Parcels


CLTA 116.5-06 (ALTA 7-06) Manufactured Housing Unit


CLTA 116.5.1-06 (ALTA 7.1-06) Manufactured Housing – Conversion – Loan ALTA – Loan CLTA 116.5.2-06 (ALTA 7.2-06) Manufactured Housing – Conversion – Owner’s ALTA – Owner

CLTA 116.6-06 Manufactured Housing Unit ALTA – Loan or Owner

CLTA 116.7-06 Subdivision Map Act Compliance ALTA – Loan or Owner

CLTA 116.8-06 (ALTA 26-06) Subdivision


CLTA 116.9.06 (ALTA 19.2-06) Contiguity – Specified Parcels



Endorsement


AGGREGATION/TIE-IN SERIES

CLTA 117-06 (ALTA 12-06) Aggregation – Loan ALTA – Loan CLTA 117.1-06 (ALTA 12.1-06) Aggregation – State Limits – Loan ALTA – Loan


LEASEHOLD SERIES

CLTA 119-06 Validity of Lease in Schedule B ALTA – Loan

CLTA 119.2-06 Validity and Priority of Lease ALTA – Loan

CLTA 119.3-06 Priority of Lease ALTA – Loan

CLTA 119.4 Validity of Sublease, Joint Powers CLTA – Bondholder

CLTA 119.5-06 (ALTA 13-06) Leasehold – Owner ALTA – Owner CLTA 119.6-06 (ALTA 13.1-06) Leasehold – Loan ALTA – Loan


CONSTRUCTION LOAN ADVANCE SERIES

CLTA 122-06 Construction Lender Advance ALTA – Loan

CLTA 122.1A-06 Construction Loan Advance – Initial Advance, 2006 ALTA Loan Policy ALTA – Loan

CLTA 122.1B-06 Construction Loan Advance – Subsequent Disbursement, 2006 ALTA Loan Policy ALTA – Loan

CLTA 122.2-06 Construction Lender Advance ALTA – Loan



ZONING SERIES

CLTA 123.1-06 (ALTA 3-06) Zoning – Unimproved Land


CLTA 123.2-06 (ALTA 3.1-06) Zoning – Completed Structure


CLTA 123.3-06 (ALTA 3.2-06) Zoning – Land Under Development



COVENANTS ARE BINDING SERIES

CLTA 124.1-06 Covenants are Binding ALTA – Loan or Owner

CLTA 124.2-06 Covenants in Lease are Binding ALTA – Loan or Owner

CLTA 124.3-06 Covenants in Lease are Binding ALTA – Loan or Owner


NONIMPUTATION SERIES

CLTA 127-06 (ALTA 15-06) Nonimputation – Full Equity Transfer ALTA – Owner CLTA 127.1-06 (ALTA 15.1-06) Nonimputation – Additional Insured ALTA – Owner CLTA 127.2-06 (ALTA 15.2-06) Nonimputation – Partial Equity Transfer ALTA – Owner



MEZZANINE FINANCING SERIES

CLTA 128-06 (ALTA 16-06) Mezzanine Financing ALTA – Owner


TAX PARCEL SERIES

CLTA 129-06 (ALTA 18-06) Single Tax Parcel


CLTA 129.1-06 (ALTA 18.1-06) Multiple Tax Parcel


CLTA 129.2-06 (ALTA 18.2-06) Multiple Tax Parcel



FIRST LOSS SERIES

CLTA 130-06 (ALTA 20-06) First Loss – Multiple Parcel Transactions ALTA – Loan


USURY SERIES

CLTA 132-06 (ALTA 27-06) Usury ALTA – Loan



DOING BUSINESS SERIES

CLTA 133-06 (ALTA 24-06) Doing Business ALTA – Loan


INTEREST RATE SWAP SERIES

CLTA 134-06 (ALTA 29-06) Interest Rate Swap – Direct Obligation ALTA – Loan CLTA 134.1-06 (ALTA 29.1-06) Interest Rate Swap – Additional Interest ALTA – Loan CLTA 134.2-06 (ALTA 29.2-06) Interest Rate Swap – Direct Obligation - Defined Amount ALTA – Loan CLTA 134.3-06 (ALTA 29.3-06) Interest Rate Swap – Additional Interest – Defined Amount ALTA – Loan


ONE TO FOUR FAMILY SERIES

CLTA 135-06 (ALTA 30-06) One to Four Family Shared Appreciation ALTA – Loan CLTA 135.1-06 (ALTA 30.1-06) Commercial Participation Interest ALTA – Loan


SEVERABLE IMPROVEMENTS SERIES

CLTA 136-06 (ALTA 31-06) Severable Improvements ALTA – Loan



CONSTRUCTION LOAN SERIES

CLTA 137-06 (ALTA 32-06) Construction Loan – Loss of Priority ALTA – Loan CLTA 137.1-06 (ALTA 32.1-06) Construction Loan – Loss of Priority – Direct Payment ALTA – Loan CLTA 137.2-06 (ALTA 32.2-06)

Construction Loan – Loss of Priority – Insured’s Direct Payment ALTA - Loan


DISBURSEMENT SERIES

CLTA 138-06 (ALTA 33-06) Disbursement ALTA – Loan


IDENTIFIED RISK COVERAGE SERIES

CLTA 139-06 (ALTA 34-06) Identified Risk Coverage ALTA – Loan


MINERALS AND OTHER SUBSURFACE

SUBSTANCES SERIES CLTA 140-06 (ALTA 35-06) Minerals and Other Subsurface Substances – Buildings


CLTA 140.1-06 (ALTA 35.1-06) Minerals and Other Subsurface Substances – Improvements


CLTA 140.2-06 (ALTA 35.2-06)

Minerals and Other Subsurface Substances – Described Improvements


CLTA 140.3-06 (ALTA 35.3-06)

Minerals and Other Subsurface Substances – Land Under Development



Endorsement


POLICY AUTHENTICATION SERIES

CLTA 142-06 (ALTA 39-06)

Policy Authentication Owner or Lender



WATER SERIES

CLTA 143-06 (ALTA 41-06) Water – Buildings


CLTA 143.1-06 (ALTA 41.1-06) Water – Improvements


CLTA 143.2-06 (ALTA 41.2-06) Water – Described Improvements


CLTA 143.3-06 (ALTA 41.3-06) Water – Land Under Development



COMMERCIAL LENDER GROUP SERIES

CLTA 144-06 (ALTA 42-06) Commercial Lender Group Endorsement ALTA – Loan


ANTI-TAINT SERIES

CLTA 145-06 (ALTA 43-06) Anti-Taint ALTA – Loan



INSURED MORTGAGE RECORDING SERIES

CLTA 146-06 (ALTA 44-06) Insured Mortgage Recording – Loan ALTA – Loan


TAX CREDIT SERIES

CLTA 147-06 (ALTA 40-06) Tax Credit – Owner’s Policy ALTA – Owner CLTA 147.1-06 (ALTA 40.1-06 Tax Credit – Defined Amount – Owner’s Policy ALTA – Owner


PARI PASSU MORTGAGE SERIES

CLTA 148-06 (ALTA 45-06) Pari Passu Mortgage – Loan Policy ALTA – Loan


OPTION SERIES

CLTA 149-06 (ALTA 46-06) Option



ORT ENDORSEMENTS

In addition to endorsements promulgated by the CLTA and ALTA, Old Republic National Title Insurance Company, has also developed its own form of endorsements and offers them under the designation “ORT”.

The following is a partial list of ORT Endorsements which are issued exclusively through Old Republic Title Company and other underwritten companies of Old Republic National Title Insurance Company.


ORT ENDORSEMENTS

Endorsement


ORT-19 Option CLTA - Owner

ORT-19-06 Option ALTA or CLTA – Owner

ORT-32-06 Extension ALTA – Loan

ORT-33-06 Partial Modification ALTA – Loan

ORT-37-06 Deletion of Arbitration ALTA or CLTA – Loan

ORT-38-06 Reverse Annuity Mortgage ALTA – Loan

ORT-38A-06 Reverse Annuity Mortgage ALTA – Loan

ORT-43-06 Loan Reset ALTA – Loan

ORT-44-06 Loan Workout ALTA – Loan

ORT-46-06 Environmental Protection Lien, Non-Residential ALTA - Loan

ORT-47 Fairway ALTA – Owner

ORT-49 Gap ALTA – Loan

ORT-52-06 Unimproved Land ALTA – Loan

ORT-54-06 Tax Deed ALTA – Loan or Owner

ORT-58-06 Land Same as Map ALTA – Loan

ORT-68-06 Date-Down ALTA – Loan


CLTA-ALTA EQUIVALENTS

CLTA-06 ALTA-06 CLTA-06 ALTA-06 CLTA-06 ALTA-06 100.2-06 9-06 114.4-06 23.1-06 132-06 27-06

100.2.1-06 9.3-06 115.1-06 4-06 133-06 24-06 100.2.6-06 9.6-06 115.2-06 5-06 134-06 29-06 100.2.7-06 9.7-06 115.3-06 4.1-06 134.1-06 29.1-06 100.2.8-06 9.8-06 115.4-06 5.1-06 134.2-06 29.2-06 100.2.9-06 9.9-06 116.01-06 22-06 134.3-06 29.3-06

100.2.10-06 9.10-06 116.02-06 22.1-06 135-06 30-06 100.9-06 9.1-06 116.1-06 25-06 135.1-06 30.1-06

100.10-06 9.2-06 116.1.2-06 25.1-06 136-06 31-06 103.1-06 28-06 116.4-06 19.1-06 137-06 32-06

103.11-06 17-06 116.4.1-06 19-06 137.1-06 32.1-06 103.12-06 17.1-06 116.5-06 7-06 137.2-06 32.2-06 103.13-06 17.2-06 116.5.1-06 7.1-06 138-06 33-06 103.14-06 28.1-06 116.5.2-06 7.2-06 139-06 34-06 103.15-06 28.2-06 116.8-06 26-06 140-06 35-06 103.16-06 28.3-06 116.9-06 19.2-06 140.1-06 35.1-06

104.6-06 37-06 117-06 12-06 140.2-06 35.2-06 104.12-06 10-06 117.1-06 12.1-06 140.3-06 35.3-06 104.13-06 10.1-06 119.5-06 13-06 142-06 39-06

110.9-06 8.1-06 119.6-06 13.1-06 143-06 41-06 110.9.1-06 8.2-06 123.1-06 3-06 143.1-06 41.1-06 110.11-06 11-06 123.2-06 3.1-06 143.2-06 41.2-06

110.11.1-06 11.1-06 123.3-06 3.2-06 143.3-06 41.3-06 110.11.2-06 11.2-06 127-06 15-06 144-06 42-06

111.5-06 6-06 127.1-06 15.1-06 145-06 43-06 111.8-06 6.2-06 127.2-06 15.2-06 146-06 44-06

111.14-06 14-06 128-06 16-06 147-06 40-06 111.14.1-06 14.1-06 129-06 18-06 147.1-06 40.1-06 111.14.2-06 14.2-06 129.1-06 18.1-06 148-06 45-06 111.14.3-06 14.3-06 129.2-06 18.2-06 149-06 46-06

114.3-06 23-06 130-06 20-06


ALTA-CLTA EQUIVALENTS

ALTA-06 CLTA-06 ALTA-06 CLTA-06 ALTA-06 CLTA-06 3-06 123.1-06 13.1-06 119.6-06 28.3-06 103.16-06

3.1-06 123.2-06 14-06 111.14-06 29-06 134-06 3.2-06 123.3-06 14.1-06 111.14.1-06 29.1-06 134.1-06

4-06 115.1-06 14.2-06 111.14.2-06 29.2-06 134.2-06 4.1-06 115.3-06 14.3-06 111.14.3-06 29.3-06 134.3-06

5-06 115.2-06 15-06 127.06 30-06 135-06 5.1-06 115.4-06 15.1-06 127.1-06 30.1-06 135.1-06

6-06 115.5-06 15.2-06 127.2-06 31-06 136-06 6.2-06 111.8-06 16-06 128-06 32-06 137-06

7-06 116.5-06 17-06 103.11-06 32.1-06 137.1-06 7.1-06 116.5.1-06 17.1-06 103.12-06 32.2-06 137.2-06 7.2-06 116.5.2-06 17.2-06 103.13-06 33-06 138-06 8.1-06 110.9-06 18-06 129-06 34-06 139-06 8.2-06 110.9.1-06 18.1-06 129.1-06 35-06 140-06

9-06 100.2-06 18.2-06 129.2-06 35.1-06 140.1-06 9.1-06 100.9-06 19-06 116.4.1-06 35.2-06 140.2-06 9.2-06 100.10-06 19.1-06 116.4-06 35.3-06 140.3-06 9.3-06 100.2.1-06 19.2-06 116.9-06 37-06 104.6-06 9.6-06 100.2.6-06 20-06 130-06 39-06 142-06 9.7-06 100.2.7-06 22-06 116.01-06 40-06 147-06 9.8-06 100.2.8-06 22.1-06 116.02-06 40.1-06 147.1-06 9.9-06 100.2.9-06 23-06 114.3-06 41-06 143-06

9.10-06 100.2.10-06 23.1-06 114.4-06 41.1-06 143.1-06 10-06 104.12-06 24-06 133-06 41.2-06 143.2-06

10.1-06 104.13-06 25-06 116.1-06 41.3-06 143.3-06 11-06 110.11-06 25.1-06 116.1.2-06 42-06 144-06

11.1-06 110.11.1-06 26-06 116.8-06 43-06 145-06 11.2-06 110.11.2-06 27-06 132-06 44-06 146-06

12-06 117-06 28-06 103.1-06 45-06 148-06 12.1-06 117.1-06 28.1-06 103.14-06 46-06 149-06

13-06 119.5-06 28.2-06 103.15-06


guide to title insurance policy endorsements · 12/29/2016 · old republic national title...

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