gta new home guide - may 30, 2015

May 30 - Jun 13, 2015 Volume 23 Issue 11

INSIDE THIS ISSUE

REMOVING REGULATORYBARRIERS TO GROWTH

5 WAYS TO BUILD BETTERGTA NEIGHBOURHOODS

TORONTO THE TOPECONOMY IN CANADA

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6.875" x 10.5" OGFfold

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ASPIRE INTRODUCING CHELSEA AT MAPLE STATION

aspenridgehomes.com

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AMAZINGAMAZINGAMAZING LOCATION LOCATION LOCATION Chelsea is ideally located right across from the Maple Chelsea is ideally located right across from the Maple Chelsea is ideally located right across from the Maple Go Station, with easy access to Highway 400, and Go Station, with easy access to Highway 400, and Go Station, with easy access to Highway 400, and within minutes of shopping centres, entertainment within minutes of shopping centres, entertainment within minutes of shopping centres, entertainment complexes, restaurants, golf courses, parks, farmland complexes, restaurants, golf courses, parks, farmland complexes, restaurants, golf courses, parks, farmland and conservation areas. and conservation areas. and conservation areas.

aspenridgehomes.comaspenridgehomes.comaspenridgehomes.com

SOPHISTICATED SOPHISTICATED SOPHISTICATED NEW MODERN NEW MODERN NEW MODERN TOWNHOME TOWNHOME TOWNHOME COMMUNITYCOMMUNITYCOMMUNITY

Register today and be one of the first Register today and be one of the first Register today and be one of the first to receive news about Chelsea at to receive news about Chelsea at to receive news about Chelsea at

Maple Station, an exciting new modern Maple Station, an exciting new modern Maple Station, an exciting new modern townhome community coming soon to townhome community coming soon to townhome community coming soon to Maple. Stay up to date about previews, Maple. Stay up to date about previews, Maple. Stay up to date about previews,

floorplans, events and more.floorplans, events and more.floorplans, events and more.

FROM THE $600’SFROM THE $600’SFROM THE $600’S

ASPIREASPIREASPIRE

NOW OPENBRADFORD Dream� elds Presentation Centre & 2 Model Homes 905.551.1631

BRAMPTON Credit Manor HeightsPresentation Centre & Model Home 905.216.5155

BRAMPTONMay� eld VillagePresentation Centre 905.230.2592

KLEINBURGKleinburg HillsPresentation Centre & 2 Model Homes 905.552.0678

NOBLETON King Country EstatesPresentation Centre & 2 Model Homes 905.558.0255

RICHMOND HILLKettle Lakes ClubPresentation Centre & 4 Model Homes 289.234.1064

VAUGHANUpper West SidePresentation Centre & 2 Model Homes289.553.5633

WATERDOWNWaterdown MeadowsPresentation Centre905.690.2224

MORE INFO ATaspenridgehomes.com

COMING SOONKESWICKSimcoe Landing Phase 2

MARKHAMUnion

QUEENSVILLEQueensville

VAUGHANChelsea

REGISTER ATaspenridgehomes.com

2 NEW HOME GUIDE GTA | MAY 30 - JUN 13, 2015 MAY 30 - JUN 13, 2015 | NEW HOME GUIDE GTA 3

contentsMAY 30 – JUNE 13, 2015 || VOLUME 23 ISSUE 11

community focus features

24 Brampton Fieldgate Homes Early closing sales event at Valleylands in west Brampton

40 Aurora Aurora Trails Final phase from four leading builders set to open in June

48 Caledon Primont Homes Grand Opening Saturday, June 13 – Seasons in Caledon

84 Multi-Site Dunsire Developments Modern developer building in Ontario’s hottest pockets

88 Brampton Lindvest Spring Valley Junction – the harmony of home, family and community

ON THE COVER

p. 32ROSEHAVEN

HOMESSeek haven from the ordinary –

in all the very best locations


INSIDE THIS ISSUE




regular and special featuresIN EVERY ISSUE

4 Editor’s Note

10 Contributors

110 Ad Index

COLUMNISTS

14 BILD Report Removing regulatory barriers key to prosperity by Bryan Tuckey

20 Fundamentally Speaking Housing valuations: Who and what to believe? by Wayne Karl

30 Mortgage Finesse Choosing between fixed and variable rate mortgages by Calum Ross

44 Taxing Issues Pooling financial resources by Henry Choo Chong


84

48

36

88

56 Legally SpeakingFinancing – and what happens if it goes wrong? by Jayson Schwarz

HOMEBUYERS’ HELP

62 Outdoor Living 2015 outdoor trendsby Carson Arthur

82 Designer Q&A In the kitchen with Jillian Harris

86 Get This Look Entertaining in colourby Sara Duck

103 Resource Section Mortgage Calculator and Rate Table

107 GTA Hot SheetTwo pages of new openings, new releases and preview registrations

IN THE NEWS

22 Empire Communities extends program honouring anniversary of end of WWII

36 Mortgages Many Canadians looking to lock in a long-term mortgage

42 Economy Toronto the top economy in Canada this yearby Wayne Karl

52 Urban Planning 5 ways to build better GTA neighbourhoodsby Wayne Karl

68 Brookfield Residential Award-winning models now open at Fox Trail in Uxbridge


It was about this time last year that parts of the GTA were left reeling from severe rainfall, � ooding and

power outages, and homeowners were learning the hard way about home insurance and new-home warranties. Indeed, you wouldn’t dream of buying a new car, TV or other big-ticket item without � rst inquiring about the manufacturer’s warranty. And when it comes to buying a new home, you should be even more diligent.

Some people may be so excited about their purchase that they’re more interested in choosing � nishes than reading the � ne print of a sales agreement. Or maybe they assume all builders are created equal, and that certain things are covered, when in fact they may not be. Or it might be a lack

of awareness of just how new-home warranties work in Ontario.

Tarion Warranty Corp. is a non-pro� t company designed to protect the rights of new-home buyers and to regulate builders. With four main responsibilities – homeowner education, warranty enforcement, builder licensing, and identifying and prosecuting illegal building – it is, unfortunately, a necessary but extremely valuable body. It is also one you should get to know.

Just like for cars or electronic devices, all manufacturers and products are not created equal. Learning about your new-home builder’s warranty – before the time when you actually may need it – is a crucial part of the homebuying process.

Know your builder – and warrantyUnderstand what’s covered and what’s not

Three simple steps to successConsider these pointers before heading out on your search

S hopping for a home online is a great way to narrow your search, but there’s nothing like visiting

the sites, models and sales o� ces to get down to the nitty-gritty. Before you venture out, here are some pointers:

First, be clear about what you want and expect in a new home and in your builder.

Remember, the range of prices in the new-home market generally re� ects di� erences in location, features and home styles. � ere’s no magic involved. If a builder’s pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, � nishings, features and service. Make sure that

the price you are paying will deliver the quality you want.

Second, understand exactly what is included with the home you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included, as well as any upgrade options.

� ird, evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail – then take it to a lawyer before it’s � nalized.

//EDITOR’S NOTE

WAYNE KARL EDITOR Yellow Pages [email protected]

Follow me on Twitter at Twitter.com/WayneKarlLike us on Facebook. Search: New Home Guide

SUSAN LEGGE EDITOR-IN-CHIEF Yellow Pages NextHome [email protected]

Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

MAY 30 - JUN 13, 2015 | NEW HOME GUIDE GTA 5

menkes.com

Your Life Storey always comes � rst.For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building

homes in the city’s most desirable and accessible locations. Discover elegant family homes in communities across the Greater

Toronto Area that exude this company’s trademark character, charm and lasting value. Come home to Menkes today, where

your Life Storey always begins and ends with total customer satisfaction.

menkes.comFacebook.com/MenkesLife @MenkesLife

menkes.comPrices and speci� cations are subject to change. E.&O.E. May 2015.

NEW RELEASE

Burnhamthorpe Rd. & West MallEtobicoke

Starting from the mid $500’s 416.259.2525

NEW RELEASE

Guelph St. & MacFarlane Dr.Georgetown

Starting from the high $400’s 289.891.9103

NEW RELEASE

Brown’s Line & Evans Ave.Etobicoke


COMING SOON

Leslie & Green LaneEast GwillimburyRegister now at menkes.com

MEN 26765 New Homes DPS May.indd All Pages 2015-05-21 9:13 AM

6

menkes.com

Your Life Storey always comes � rst.For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building

homes in the city’s most desirable and accessible locations. Discover elegant family homes in communities across the Greater

Toronto Area that exude this company’s trademark character, charm and lasting value. Come home to Menkes today, where

your Life Storey always begins and ends with total customer satisfaction.

menkes.comFacebook.com/MenkesLife @MenkesLife

menkes.comPrices and speci� cations are subject to change. E.&O.E. May 2015.

NEW RELEASE

Burnhamthorpe Rd. & West MallEtobicoke


NEW RELEASE

Guelph St. & MacFarlane Dr.Georgetown

Starting from the high $400’s 289.891.9103

NEW RELEASE

Brown’s Line & Evans Ave.Etobicoke


COMING SOON

Leslie & Green LaneEast GwillimburyRegister now at menkes.com

MEN 26765 New Homes DPS May.indd All Pages 2015-05-21 9:13 AM

7

SUMMERTIME AND THE LIVING IS BEAUTIFULDiscover Happiness In A Mattamy Home In A Mattamy Community

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM

Follow us: All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject

to change without notice. E.&O.E.

SCARBOROUGHA Whole New Community Featuring

A Variety Of Townhome Designs

MARKHAMFeaturing A Wide Selection Of

Townhome Styles To Choose From

WATERDOWNA New Selection Of Town And Detached Homes In A Popular Community

RICHMOND HILLUpscale Towns And Detached Homes

In A Prestigious Community

OAKVILLEA Wide Selection of

Townhomes And Detached Designs

PICKERINGA Brand New Seaton

Neighbourhood With A Variety Of Town And Detached Homes

Taunton Taunton

COMING SOON, GREAT NEW WAYS TO LIVE IN A MATTAMY COMMUNITY

The long weekend marked Canada’s unofficial start of

summer. You’ll find a lot of us making any excuse at all

to get out-of-doors. Happily for Mattamy homeowners,

Mattamy communities are created to let people live as

joyfully outside as they do inside. Come take a stroll around

here. You’ll surely find neighbours greeting one another

from their generous front porches. (Yes, we still believe in

front porches.)

And you’ll probably see lots of gardening and the planting

of flowers. You should probably keep an eye out for waves

of kids on their bikes and scooters as you take in the

neighbourhood walking and biking paths and trails. Not to

worry, you’ll likely hear them laughing long before your paths

cross. Welcome to summer living in a Mattamy community.

We hope you’ll join us soon.

MATGTA - AllSites - New Homes and Condos - Magazine DPS Due: 20/05/15

File Name: MATGTA-AllSites_NHnC_DPS_Mag Publication: New Homes and Condos

Trim: 7.5" x 10.5" Safety/V.O.: .25 DPI: 300

Bleed: .125 Colours: CMYK Built: 14/05/2015 – JND

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MORTGAGE FINESSE CALUM ROSSCalum Ross is a mortgage columnist for New Home Guide and New Condo Guide. He holds both a B.Comm and MBA in finance from the Schulich School of Business and in 2011 completed the Comprehensive Leadership Program at Harvard Business School. He can be reached at 416.410.9905

OUTDOOR LIVING CARSON ARTHURCarson Arthur is an international landscape designer with a focus on environmentally friendly design. He is HGTV’s Critical Listing landscape guru and appears regularly on TV, writes for various publications about outdoor design and is the author of the acclaimed book Garden Designs for Outdoor Living. Visit carsonarthur.com

contributorsNEW HOME GUIDE

BILD REPORT BRYAN TUCKEYBryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES HENRY CHOO CHONG, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: [email protected]

LEGALLY SPEAKING JAYSON SCHWARZ Schwarz Law -Barristers and Solicitors

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at [email protected] or phone at 416.486.2040

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeDIRECTOR OF SALES, NATIONAL

Moe LalaniSALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DECOR & RENOVATIONS

Conni RobinsonASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung

EDITOR

Wayne KarlCONTRIBUTING EDITORS

Sara Duck (on leave) Elisa Krovblit, Lydia McNutt

SENIOR ACCOUNT EXECUTIVE

Nina Downs [email protected]

SENIOR ACCOUNT EXECUTIVE Dionne Fraser [email protected]

SALES & MARKETING CO-ORDINATOR

Terry BassettDISTRIBUTION & SALES CO-ORDINATOR

Jennifer BistronADMINISTRATIVE ASSISTANT

Antoinette Jackson

NATIONAL CIRCULATION MANAGER John Jenkins

PRODUCTION MANAGER

Bala GnanapandithanPRODUCTION CO-ORDINATOR

Sandra Hanak-VujnovicGRAPHIC DESIGNERS Miguel Cea, Mike Terentiev

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867YPNextHome.ca ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at [email protected]

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Published by

madisonhomes.caGet Social with us: @ mymadisonhome mymadisonhome

*Prices and specifi cations are subject to change without notice. E. & O. E. See Sales Representative for details.

MARKHAM

GRAND OPENINGLuxury Bonus PackageSingles on 41’ & 45’ lots

from $1 MillionSALES OFFICE

4 Green Hollow Court (9th line and Bur Oak)905-201-7700

MARKHAM

NEW RELEASE AND DESIGNS Freehold Townhomes from the high $600’s

Singles on 30’, 36’ & 40’ lots from the $800’s

SALES OFFICE655 Cornell Centre Blvd. (at 16th Avenue)

905-472-7667

THORNHILL

Luxury homes on 60’ ravine lotsfrom $1.8 Million

SALES OFFICE650 Valley Vista Drive

(Dufferin at Major MacKenzie)905-417-1203

D E C O R A T E DM O D E L H O M E S

N O W O P E N

MADI-MUL-A-AD-NHC-MAY6-1.indd 1 5/7/15 9:44 AM


StoryBuilder

H O M E S ™ Consider Yourself at Home PrimontHomes.com

SALES OFFICE HOURS: MON-THURS 1PM - 8PM FRI & HOL CLOSED SAT & SUN 11 AM - 6 PMSee Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

GRAND OPENING! Saturday, June 13th

Elegant 36’, 42’ and 43’ Detached Homes from $599,900Imagine a beautiful family community from Primont, where nature paints gorgeous masterpieces with every changing season. A home that’s just steps to schools, shops and community centres. Welcome to Seasons in Caledon.

Presentation Centre 12688 Old Kennedy Road, North of Mayfield

where happinessis always in season

SEASONSI N C A L E D O N

REGISTER NOW at Primonthomes.com

Connect with us on #MyPrimontHome

$390,900

MOUNT PLEASANT BRAMPTON

MOUNT PLEASANTBRAMPTON

FREEHOLD TOWNS & 38’ DETACHED

SUMMER 2015 CLOSINGS 10629 Mississauga Rd.

905.495.5067

FROM

FREEHOLD TOWNHOMES

CORNELLMARKHAM

A T C O R N E L L

REGISTER NOW!

PrimontHomes.com

REGISTER NOW!

PrimontHomes.com

COMING SOON

WOODBRIDGE

FREEHOLD TOWNHOMES

NEW RELEASE PHASE 3NO CONDO FEES!

COMING SEPT 19TH

FROM

$339,900

FINAL RELEASE NOW OPEN

URBANTOWNHOMES

VISIT US TODAY 10629 Mississauga Rd.

905.495.5067

As a family-owned homebuilder with over 40 years of experience, Primont Homes is committed to providing the highest quality and value to all our homebuyers. Prime locations, elegant design, superb craftsmanship and unrivaled customer service have made Primont a leading and trusted name in the industry.

PRIM 40387 NHG MAY20_FA-v1.indd All Pages 15-05-22 10:14 AM

12 NEW HOME GUIDE GTA | MAY 30 - JUN 13, 2015

StoryBuilder

H O M E S ™ Consider Yourself at Home PrimontHomes.com

SALES OFFICE HOURS: MON-THURS 1PM - 8PM FRI & HOL CLOSED SAT & SUN 11 AM - 6 PMSee Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

GRAND OPENING! Saturday, June 13th

Elegant 36’, 42’ and 43’ Detached Homes from $599,900Imagine a beautiful family community from Primont, where nature paints gorgeous masterpieces with every changing season. A home that’s just steps to schools, shops and community centres. Welcome to Seasons in Caledon.

Presentation Centre 12688 Old Kennedy Road, North of Mayfield

where happinessis always in season

SEASONSI N C A L E D O N

REGISTER NOW at Primonthomes.com

Connect with us on #MyPrimontHome

$390,900

MOUNT PLEASANT BRAMPTON

MOUNT PLEASANTBRAMPTON

FREEHOLD TOWNS & 38’ DETACHED

SUMMER 2015 CLOSINGS 10629 Mississauga Rd.

905.495.5067

FROM

FREEHOLD TOWNHOMES

CORNELLMARKHAM

A T C O R N E L L

REGISTER NOW!

PrimontHomes.com

REGISTER NOW!

PrimontHomes.com

COMING SOON

WOODBRIDGE

FREEHOLD TOWNHOMES

NEW RELEASE PHASE 3NO CONDO FEES!

COMING SEPT 19TH

FROM

$339,900

FINAL RELEASE NOW OPEN

URBANTOWNHOMES

VISIT US TODAY 10629 Mississauga Rd.

905.495.5067

As a family-owned homebuilder with over 40 years of experience, Primont Homes is committed to providing the highest quality and value to all our homebuyers. Prime locations, elegant design, superb craftsmanship and unrivaled customer service have made Primont a leading and trusted name in the industry.

PRIM 40387 NHG MAY20_FA-v1.indd All Pages 15-05-22 10:14 AM



//BILD REPORT

» by BRYAN TUCKEY

BRYAN TUCKEY is President and CEO

of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal,

regional and provincial governments. Follow

him on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta)

and BILD’s official online blog (bildblogs.ca).

Removing regulatory barriers is key to prosperity

In a recent column, I referenced the Ontario government’s review of four key pieces of legislation including the Growth Plan and the GreenbeltPlan.

The land and development industry is actively involved in the ongoing review process. We have a number of important recommendations to bring forward, all of which will significantly increase our industry’s ability to build quality complete communities across the GTA.

Among our list of recommendations is encouraging the province and municipalities to focus on removing barriers to intensification in areas that are ready for development. These regulatory barriers exist at municipal, regional and provincial levels, and are a significant source for delays in bringing new residential and commercial developments to market.

This is important because the province is forecasting that up to 100,000 people and 50,000 jobs will come to the GTA every single year for the next few decades; and through the Growth Plan the province mandates that much of that growth be accommodated through intensification in order to protect land in the Greenbelt.

Removing barriers would not only make it easier to comply with the existing policies it would also save time and money. It’s unfortunate but true that any delays in the development process result in additional costs for new-home buyers and business owners.

The first step is for municipalities to implement a “making this happen” strategy by pre-designating and pre-zoning lands where they want

intensification to occur. Zoning bylaws have to be updated and targeting development to certain corridors will help reduce unnecessary delays and costs, as well as improve housing choice for new-home buyers.

Building homes that people can afford to purchase and businesses that can remain competitive has been a growing challenge for our industry, partially due to the perpetual increase of government fees and charges on new homes. These fees are taxes on new homes paid by new-home buyers and make up approximately 20 per cent of the cost of a home, according to an Altus Group study conducted a few years ago.

Our association has advocated for fair and reasonable government fees and charge for several years. We understand that growth pays for growth, but new-home buyers already do their fair share. It is estimated that more than $1 billion in development charges is paid to municipalities across the GTA every year.

All these factors act as barriers to the implementation of the Growth Plan, and BILD is proud to be at the table with our government partners on behalf of the industry and new-home buyers. I’ll keep you updated on the proceedings in this column space as we work together to build a greater GTA.

Life just got better in these two communities

by Rosehaven Homes & Homes by DeSantis

TWO AWARD-WINNING BUILDERS IN SOUTH WEST ONTARIO

TO TORONTO TO NIAGARA

LAINNETNEC REPPUY

WKRP

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MUD ST. E.

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NIAGARARIVER

STONEY CREEKCHIPPAWA/NIAGARA

Prices and specifications correct at press time. Renderings are Artist’s concept. Prices quoted are in $ thousands. Maps not to scale. E. & O.E.

LyonsCreekChippawa.com

LiveOnTheRidge.caHOMES BY DESANTIS

ROSEHAVEN HOMES

Walk, Bike & PlayIN STONEY CREEK’S FAMILY FRIENDLY COMMUNITY

Discover your new home at on The Ridge. An exciting new enclave of 40’ & 35’ Singles, Semis and Towns within an established and sought-after neighbourhood in Stoney Creek. Surrounded by fun for the whole family – hiking, biking, swimming and all the attractions of Niagara. It’s the lifestyle you want for your family... a touch above!

9 MODELS TO TOUR

Semis from the mid $300’sSingles from the mid $400’s

You can afford the Niagara Lifestyle!WORRY FREE CONDOMINIUM TOWNS FROM THE $270’S

• Live in beautiful Chippawa, Ontario just mins from The Falls! • Limited selection of all designs• Bungalow & two-storey designs to choose from• 9’ main floor ceilings • gourmet kitchens• Luxurious ensuites • 9 MODELS TO TOUR• 1,100 to over 2,283 sq.ft.• Sneak peak at Homes by DeSantis new 30’ model home• Quick closings available• RAVINE/PARK/GREEN SPACE LOTS AVAILABLE

36’, 30’ Singles and 36’ Wide Freehold Towns from the high $200’s

For directions, maps, hours and community information call our hotline (1-888/416) 410-0175

Prices and specifications correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in thousands except for Kleinburg & Randall pricing.

Visit RosehavenHomes.com

Seek haven from the ordinary

HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the oh-so-typical, the average, the middle-of-the-road, the good-enough, the run-of-the-mill. At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

Urban Towndominiums, Mount Pleasant, Brampton

Urban Towndominiums, Mount Pleasant, Brampton

COMMUNITIES

CHIPPAWA/NIAGARALYON’S CREEKCondominium Townhomes from $279,99036’ Singles and Freehold Towns from $319,990

THOROLDGIBSON HEIGHTSLIMITED HOMES REMAINING!30’ Attached Singlesand Freehold Towns from $276,990Move in Ready Inventory Homes Available

STONEY CREEKON THE RIDGE40’ and 35’ Singles from $468,990Semi Detached Homes from $358,990

WATERDOWNWATERDOWN MEADOWSOnly 8 homes remain! 35’ Singles from $479,990

OAKVILLEWOODLAND TRAILSGRAND OPENING CONTINUES!50’ & 45’ Singles, Semis and Freehold Towns starting from the mid $600’s

BRAMPTONNEIGHBOURHOODS OFMOUNT PLEASANT41’, 38’ & 30’ Singles from $519,990Attached Singles andFreehold Towns from $409,990

BRAMPTONURBAN TOWNDOMINIUMSIN MOUNT PLEASANTStarting from $296,990From 893 sq.ft to over 1,084 sq.ft.

CALEDONLOTUS POINTE36’ Singles from $614,9902 & 3 Storey Freehold Towns from $459,990

BRADFORDDREAMFIELDSOnly a few homes remain! 45’ Singles from $599,990

OAKVILLETHE RANDALL RESIDENCESOnly 14 remaining, suites from 1,900 to over 3,000 sq.ft.Move in from $2.0 million.CONSTRUCTION UNDERWAY

KLEINBURGKLEINBURG HERITAGE ESTATESOnly 9 Estate Singles remaining.Move in from $1.5 million.MODEL HOMES NOW OPEN

ROSEHAVENPLATINUM.COMMAY 30 - JUN 13, 2015 | NEW HOME GUIDE GTA 17

*Limited quantities available to qualified purchasers. Price and information correct at press deadline. Some lots may have premiums. All illustrations reflect artist’s impression. Map not to scale. E. & O. E. Ask a sales representative for details.

TREASURE HILL COMMUNITIES

URBAN TOWNS ESTATE SINGLESLUXURY SINGLES

NOW OPEN NOW OPEN COMING SOON

WOODBRIDGE KING CITYBRAMPTON

COMING SOON

SINGLES

VAUGHAN

E L E V A T E Y O U R L I F E I N V A U G H A NE S T A T E SA C A C I A

E S T A T E SA C A C I A

SALES CENTRE HOURS: Monday - Thursday: 1PM-8PM | Saturday, Sunday & Holidays: 11AM – 6PM

GRAND OPENINGIN CALEDON

Surround yourself with nature.

FREEHOLD TOWNS FROM THE LOW $400’s*

Only $500 initial deposit required


Surround yourself with nature in Treasure Hill’s Southfield Meadow. Buying

a home in Caledon will give you the opportunity to live in one of the most

nature-inspired neighbourhoods in the GTA. With the Credit River and the

Bruce Trail located nearby, you can enjoy the tranquility of your beautiful

new home amidst the surrounding stunning landscape.

Old School Rd.

Sandalwood Pkwy.

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WITH TREASURE HILL

SMARTSTART

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*Limited quantities available to qualified purchasers. Price and information correct at press deadline. Some lots may have premiums. All illustrations reflect artist’s impression. Map not to scale. E. & O. E. Ask a sales representative for details.

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//FUNDAMENTALLY SPEAKING

WAYNE KARL is an award-winning

writer and editor with experience in real

estate and business. In Fundamentally Speaking, Wayne explores the basics

of buying property. Email wayne.karl@

ypnexthome.caor follow him on Twitter atTwitter.

com/WayneKarl

» by WAYNE KARL

Who and what to believe?

For homeowners, when someone says your home is drastically overvalued, naturally, you worry. If you’re a prospective homebuyer, such news might cause you to delay your purchase. at’s the power of housing valuations.

e problem is, who and what to believe?

Here are some recent examples of Canada’s housing valuations, from a variety of sources: Deutsche Bank: overvalued by 60 per centBank of Canada: overvalued by 30 per centInternational Monetary Fund: overvalued by 11 per centTD Bank: overvalued by 11 per centCanadian housing economist Will Dunning: undervalued by nine per cent

With such a wide variance in valuations, and using di� ering measures, who to believe, indeed?

“Far too many foreign economists try to make overly simpli� ed statements about foreign housing markets they don’t understand enough about,” Calum Ross, mortgage broker and real estate investor, told New Home Guide.

“Above and beyond the traditional measures, there are a number of less tangible measures, such as the stability of social, political and economic systems at the federal, provincial and municipal level.

“Canada represents one of single largest countries in the world and going from coast to coast, Canada is home to a very diverse group of people with local economics that are vastly di� erent,” Ross says. “Saying there is a Canadian housing market is no less ridiculous than saying there is ‘Canadian temperature.’”

ankfully, Canada Mortgage and Housing Corp. (CMHC) added some context recently in its House Price Analysis and Assessment (editor’s note: for more information, � ip to page 56), which provided a market-by-market snapshot by Canada’s larger centres. e report attached a risk level – low, moderate or high – for the major cities, using risk factors of overheating, acceleration in house prices, overvaluation and overbuilding.

With Regina and Winnipeg, of all places, being the only major centres earning “high risk” assessments, CMHC’s

report reminds everyone that housing markets must be assessed on a micro level, not wide-swathing national viewpoints. Canada’s most expensive market, Vancouver, earned a “low risk,” while Toronto, the other market often mentioned in conversations about overvaluation, was ranked as “moderate risk.”

“From a pure economic theory standpoint, when interest rates are low, then real asset prices will go up,” says Ross. “Real estate is one of the most interest-rate-sensitive sectors of the global economy. When it comes to mortgages, what we know is that people have a tendency to buy payments and be less concerned with total debt. e lower interest rates and longer amortizations allow for lower payment and as long as payments stay a� ordable – many people won’t get caught up with the sticker shock of more expensive real estate prices.”

So, who to believe, next time you see a report on Canada’s housing valuations? Well, a Canadian source such as CMHC is a good start. Otherwise, as experts stress, remember to look at your individual market for a clearer indication, not the national assessment.

HOUSING VALUATIONS

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Beautiful detached family homes in Vaughan. Now under construction

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ARIS-MUL-A-AD-NHC-MAY 7-1.indd 1 5/7/15 10:56 AM


//IN THE NEWS

Empire Communities extends Empire Heroes Program TO COMMEMORATE 70TH ANNIVERSARY OF END OF SECOND WORLD WAR

This month marks the 70th anniversary of the end of the Second World War and Empire Communities is recognizing individuals who have served our country with the extension of the Empire Heroes Program.

“The Empire Heroes Program was launched in 2013 after marking 20 years of developing and building communities as a way for Empire to give back to these communities,” says Paul A. Golini Jr., co-founder and executive vice-president, industry

relations, Empire. The program assists those working in the hospital, law enforcement and other EMS services with purchasing a new home in neighbourhoods where Empire builds. With each home purchased through the Empire Heroes Program, Empire makes a $1,000 donation to the local hospital foundation.

“The Empire Heroes Program is open to police, firefighters, paramedics, doctors, nurses and other staff that are working in hospitals,” says Golini. “With the 70th anniversary of the end of WWII this year, it only made sense for us to extend the program to Canada’s Acting Members of the Armed Forces, Reservists and Veterans.”

On Thursday, May 14, Empire presented cheque donations to the Hamilton Health Sciences Foundation, Brant Community Healthcare System Foundation and St. Joseph’s Lifecare Foundation in the amount of $67,000, $10,500 and $10,500, respectively, as a result of the Empire Heroes Program.

These donations are a direct result of sales from Empire’s master-planned communities, including Lush and Victory in Stoney Creek, Summerlea in Binbrook and Wyndfield in Brantford.

Empire Communities is a residential builder/developer involved in all sectors of the new home building industry, including both low and highrise communities. Founded in 1993, the company has an established tradition of creating prestigious award-winning new homes, communities and amenities throughout the Greater Toronto Area and Southwestern Ontario.


W hen driving along Chinguacousy Road in west Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor

playground of lush green parkland. It is within this remarkable setting that esteemed builder Fieldgate Homes has announced an exciting Early Closing Sales Event in this popular family community, Valleylands on Chinguacousy.

The southwest corner of Queen St. West and Chinguacousy Rd. is the site for these early closings at Valleylands. Four- and five-bedroom homes are available from 2,987 to 3,276 sq. ft. There are also singles with traditional closings on 38-, 41-, 45- and 50-ft. lots available. There’s a home for everyone at Valleylands. Starting from the $590’s.

One of the many popular designs currently available at Valleylands is the breathtaking 3,008-sq.-ft. Dufferin Elevation B. This classic-yet-contemporary

VALLEYLANDS

//COMMUNITY FOCUS

LOCATION West Brampton

HOUSING TYPE Singles on 38-, 41-, 45- and 50-ft. lots from the low $600’s; bonus packages available for each housing type. Early closing homes with four bedrooms from the mid $700’s with up to 150-day closings available

CONTACT 905.457.0445 fieldgatehomes.com

Early Closing Sales Event in west Brampton

The Dufferin’s breathtaking front elevation of brick and stone contributes to the luxurious atmosphere of this exceptional family home.

...continued on pg 26

FIELDGATE HOMES | Valleylands


two-storey, five-bedroom, 45-ft. detached home offers a spectacular front elevation of brick and stone that features a covered porch, double-car garage, large bright windows and charming dormers. One enters the home to discover a spacious front foyer, followed immediately by a cozy library. Further down the hall is the large open-concept living/dining room with coffered ceiling. Across from the living/dining room, the home’s staircase offers easy access to a sunken main floor powder room and laundry room. Further down the main hallway, one enters into a sizable family room complete with a gas fireplace. Across from the family room, the kitchen and breakfast area offers a kitchen island and ample counter space, creating the perfect space for the family to gather for a home cooked meal. Upstairs, the elegant master suite features two walk-in closets, tray ceilings and a lavish ensuite complete with oval soaker tub, his and hers sinks and separate glass shower. Bedroom two and three share an ensuite, as do bedrooms four and five. The Dufferin is priced from the $750’s.

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is proposed for construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance. And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-at-home college lifestyle a breeze. Well-regarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away.

In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity

Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away. With more than 55 years of experience, Fieldgate Homes is one of the GTA’s finest home builders, known for their exceptional floorplan designs. For more information on Valleylands, call 905.457.0445 or visit fieldgatehomes.com

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities.

FIELDGATE HOMES | Valleylands//COMMUNITY FOCUS...continued

Homebuyers love the Dufferin’s conveniently located sunken main-floor laundry room and lavish master suite.

WITH OVER 40 YEARS EXPERIENCE

Setting high standards with superior features.

foresthillhomes.ca*Prices & specifications are subject to change without notice. Finishes vary by Builder. See sales representatives for details. Renderings are artist’s concept. E. & O. E.

LOCATION • DESIGN • VALUE

DECORATED MODEL HOMES NOW OPEN

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A fabulous selection of freehold townhomes and singles in an established community.

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Fully upgraded, premium lots with thousands of extras now included. Semi detached homes

starting from the high $600’s, 2,015 sq. ft.

Sales Centre: 471 Meadowridge Ct., East side of McLaughlin Rd., just North of Derry Rd.

Luxurious single detached homes on 46’, 50’ and 60’ Lots. Starting from $1.7 million

Sales Centre: 679 Valley Vista Drive, Dufferin and Major Mackenzie

Jefferson Forest prestigious new home community. Freehold Townhomes

from the $800’s.

Sales Centre: 53 Paper Mills Crescent, Yonge and Jefferson Forest

MIS

SIS

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FORE-MUL-A-AD-NHC-MAY20-1.indd 1 5/20/15 3:53 PM


545 North Rivermede Rd, unit 201 Concord, Ontario L4K 4H1905.761.6436

File Name Corporate_NewHomes Guide_May30_otlDocket N/A Publication New Homes Guide Page 2Client CWH Flat size 7.5”w x 10.5”h Rev Operator NZ

Campaign Corporate Ad Bleed .125 Change Date May 19Start Date May 19, 2015 Colours CMYKDesigner NZ Built at 100%

RedNGEN WIP:CountryWideHomes:CW_Media:1_Ads_Jan_Dec2015:3_NewHomesGuide:7_NHG_Corporate_May2015_Twopage:Corporate_NewHomes Guide_May30_otl.indd

All colours are printed as process match unless indicated otherwise. Please check before use. In spite of our careful checking, errors infrequently occur and we request that you check this proof for accuracy.



» by CALUM ROSS

CALUM ROSSis senior vice-president

and practicing mortgage agent with The Mortgage Centre. He has appeared

on Canada AM, Investment Television,

BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be

reached at 416.410.9905.

Choosing between a � xed and variable rate mortgage is an exercise many homebuyers go through, particularly in times such as these when rates are low. Here are some tips that will work in any set of market conditions, and perhaps most importantly, will help you determine the best choice for your own personal risk tolerance and � nancial circumstances.

At any given time, Canada’s capital markets represent about three per cent or less of global capital markets, and our economy is heavily reliant on exports. For Canadian mort-gage consumers, no matter how closely we watch our own economy, we will always be subject to changes in our capital markets (debt and equity markets) as a result of shocks to the global system and particularly shocks to our key trading partner – the U.S.

What this means to the � xed versus variable decision is this: at any given time, there is a set spread between the di� erence in the discounted � ve-year � xed rate (the most popular long-term mortgage product) and the discounted variable rate product. � is spread can increase or decrease in response to movements in the overnight lending rate set by the Bank of Canada and the Government of Canada bond market. � is di� erence in rate represents the premium that mortgage consumers have to pay for the peace of mind that a longer term � xed mortgage o� ers. Conversely, the di� erence in savings for going variable represents the reward for taking on the extra risk of not locking in your rate and protecting yourself against future potential rate movements.

� e only thing a longer term � xed mortgage gives you is a guarantee against your rate and subsequently your payment moving for a longer period. It is essentially an insurance premium against interest rate risk, and like all insurance premiums, they change and are more or less valuable to di� erent market participants.

� e di� erence between this longer term � xed rate and the variable rates, rise and fall in di� erent market conditions. Traditionally, the di� erence between short and long-term rates is highest when in� ation is high – at some of these points in time, the di� erence was more than two per cent. When in� ation is extraordinarily low, the di� erence in these two rates has been as low as less than 0.5 per cent. Regardless of the di� erence in the two rates, the relative cost-bene� t analysis really comes down to your own tolerance for risk and how much you ultimately pay

Doing the mathCHOOSING BETWEEN FIXED AND VARIABLE RATE MORTGAGES

(cost) for that piece of mind, or stand to gain (save) from taking the extra risk.

Only you can gauge that decision, but if you want to do the math, it is fairly simple: just multiply your mortgage balance between the di� erence in the � xed versus variable.

For example – if you have a $100,000 mortgage and the di� erence between a competitive � xed rate mortgage and a variable rate mortgage is one per cent, then the additional premium per year for that peace of mind is $1,000 or $100,0000 x (the di� erence in interest rates). If this cost seems reasonable, you are likely suited for a longer term � xed mortgage. If it seems expensive, you might be best to go for a variable rate mortgage.

One � nal caveat: there is no amount of � nancial gain that ever warrants putting yourself under � nancial duress. When it comes to mortgage or � nancial decisions, smart consumers don’t take on more risk than they can � nancially handle. � e implication – if you can’t a� ord an upswing in rates, then going variable is not a sound decision in any economy.

//MORTGAGE FINESSE

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sales office hours: sat. & sun. 11am - 6pm • Mon.-Thurs. 1 - 8pm • Closed Fri. Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

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Bovaird Dr.

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Steeles Ave.

Chinguacousy R

d.

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d.

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Winston

Churchill B

lvd.

QEW

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F or those who are looking in the Niagara region, Rosehaven’s Lyons Creek in historic Chippawa offers a selection of stunning new condo towns from the

$270’s as well as 36-ft. singles and 36-ft. freehold townhomes. Another exceptional choice in Niagara is Rosehaven’s Gibson Heights in Thorold, where only a limited number of homes remain in this lovely, family community on the escarpment overlooking St. Catharines. You can choose from 30-ft. attached singles and freehold towns, all of which can be ready for you to move into this year.

Nearby in Stoney Creek’s preferred setting, On The Ridge offers a collection of 40- and 35-ft. singles and semis. This magnificent Rosehaven community is ideal for families. Located right on the Niagara Escarpment, close to convenient amenities, beautiful parks and nature reserves, On The Ridge features gorgeous home designs and extra deep lots with exceptional backyards.

//COVER STORY

SEEK HAVEN FROM THE ORDINARY

Rosehaven has the community that’s just right for you in all the very best locations

Just up the road in Waterdown, the countdown has begun! Only eight exquisite 35-ft. single homes remain. This is your last chance to buy at this successful established community, close to shops, restaurants, parks, schools, libraries and more. You’ll also enjoy easy access to QEW, 403 and 407 highways.

If Halton Region is your preferred neighbourhood, the Grand Opening continues at one of Oakville’s most desirable communities. Woodland Trails is back with a brand new release of towns, semis and 50- and 45-ft. singles. Just minutes away from downtown Oakville, you’ll enjoy stunning parks, delicious restaurants and championship golf courses.

Brampton continues to be the first choice for many families. Rosehaven is introducing a brand new release at their popular Neighbourhoods of Mount Pleasant, surrounded by parks and woodland trails. Choose from 41-, 38- and 30-ft. singles, attached singles and freehold towns, and Urban Towndominiums from 893 to more than 1,084 sq. ft. In


ROSEHAVEN HOMES | Multi-Site

prestigious Caledon, nature and elegance intersect at Rosehaven’s luxurious community of Lotus Pointe. Here you will discover 36-ft. singles, as well as two- and three-storey freehold towns just moments away from galleries, antique markets and vineyards.

Or if you are looking in the country, try Rosehaven’s Dreamfields in Bradford where there are two stunning 45-ft. singles left – and they won’t last long! This highly successful community on the Holland River is a gateway to the region’s playground and yet is close enough to commute to Toronto.

Rosehaven goes Platinum in Oakville and KleinburgRosehaven’s Platinium Collections exist in a class all their

own. These homes are fully loaded with the very finest features and finishes that include every imaginable luxury. Presently, there are two Rosehaven Platinum Communities.

Construction is underway at Rosehaven’s magnificent Oakville condominium. At The Randall Residences, only 14 gorgeous suites remain in this award-winning condominium located in the heart of Oakville’s downtown.

Those looking for estate home elegance simply must visit Kleinburg Heritage Estates in Kleinburg right away. Only nine fabulous estate singles remain at this award-winning community. Tour the stunning decorated model homes – they will take your breath away!

No matter which Rosehaven community suits your needs, you can be sure that you are buying a home that has been painstakingly designed and built to the highest standards.

For more information on any of these communities, visit rosehavenhomes.com

S T O U F F V I L L E

BOUTIQUE CONDO LIVING IN DOWNTOWN STOUFFVILLE

650 – 1,517 sq. ft. from

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STOUFFVILLE’S AWARD WINNING RAVINE COMMUNITY IS GROWING AGAIN

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ONLY A FEW REMAIN IN THIS VIBRANT COMMUNITY

Two and Three Bedroom designs• on 42’ Lots

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1,322 – 2,188 sq. ft. from

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14 Estate Homes on 3/4 acre lots•

Bungalow and two storey designs•

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A WOODED ENCLAVE OF ESTATE HOMES IN BLOOMINGTON

905-642-1900

2,990 – 6,000 sq. ft. from

$1.3 MILLION

BILD 2014 P2G COMMUNITY OF THE YEARBILD 2012 HOME BUILDER OF THE YEARCHBA 2011 GRAND SAM AWARD WINNER

Prices and specifications are subject to change without notice. Renderings are artist’s concept. Maps not to scale. Brokers Protected. E.&O.E.

Located just minutes north of Markham, Stouffville and its neighbouring areas allow you to enjoy the richness of small town living together with everything that’s important to your lifestyle. Shopping. GO Transit. Dining. Recreation. Have it all. Have it now. In Stouffville!

There’s So Much To Love About Life

In Stouffville

SPACIOUS BUNGALOWS IN PORT HOPE

BLOOMINGTON WOODS

PACE ON MAINCARDINAL POINT

UPTOWNES

VERANDAS

Main St

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UPTOWNES

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HAVE YOU DISCOVERED

STOUFFVILLE?ONLY A

FEW REMAIN

Register for our next release of Singles and

Towns at Cardinal Point

BLOOMINGTON WOODS


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E5-1399-NH Guide GTA May 30, 2015.indd 1-2 5/25/15 12:34:09 PM

S T O U F F V I L L E

BOUTIQUE CONDO LIVING IN DOWNTOWN STOUFFVILLE

650 – 1,517 sq. ft. from

$329,900905-591-1071

1, 2 & 3 Bedroom suites•

Sun-filled open concept designs•

Steps to GO, dining, shopping, • parks, culture and entertainment

STOUFFVILLE’S AWARD WINNING RAVINE COMMUNITY IS GROWING AGAIN

905-640-9999

geraniumhomes.com/cardinalpoint

ONLY A FEW REMAIN IN THIS VIBRANT COMMUNITY

Two and Three Bedroom designs• on 42’ Lots

Two-car garages•

Luxurious finishes•

Built to ENERGY STAR® standards•

1,322 – 2,188 sq. ft. from

$316,900 1-877-540-0555

14 Estate Homes on 3/4 acre lots•

Bungalow and two storey designs•

Intimate enclave setting•

A WOODED ENCLAVE OF ESTATE HOMES IN BLOOMINGTON

905-642-1900

2,990 – 6,000 sq. ft. from

$1.3 MILLION

BILD 2014 P2G COMMUNITY OF THE YEARBILD 2012 HOME BUILDER OF THE YEARCHBA 2011 GRAND SAM AWARD WINNER

Prices and specifications are subject to change without notice. Renderings are artist’s concept. Maps not to scale. Brokers Protected. E.&O.E.

Located just minutes north of Markham, Stouffville and its neighbouring areas allow you to enjoy the richness of small town living together with everything that’s important to your lifestyle. Shopping. GO Transit. Dining. Recreation. Have it all. Have it now. In Stouffville!

There’s So Much To Love About Life

In Stouffville

SPACIOUS BUNGALOWS IN PORT HOPE

BLOOMINGTON WOODS


UPTOWNES

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HAVE YOU DISCOVERED

STOUFFVILLE?ONLY A

FEW REMAIN

Register for our next release of Singles and

Towns at Cardinal Point

BLOOMINGTON WOODS


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ONLY A

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E5-1399-NH Guide GTA May 30, 2015.indd 1-2 5/25/15 12:34:09 PM


//IN THE NEWS

MANY CANADIANS LOOKING TO LOCK IN

a long-term mortgageCanada’s continuing low interest rate environment has Canadians thinking now is the time to lock in a long-term mortgage.

A new poll from CIBC reveals the majority of Canadians, 74 per cent, would opt for a medium or long-term mortgage if they were to acquire, refinance or renew a mortgage today. Twenty-seven per cent think now is the time to look beyond the traditional five-year fixed mortgage for a term of up to 10 years.

“Canadians are recognizing that today’s historically low rates won’t last forever and some are looking for ways to bring predictability to their finances over the long term,” says Barry Gollom, vice-president, mortgages and lending at CIBC. “Most Canadians tend to opt for a fixed rate over five years when choosing a mortgage today. With more than one in four Canadians now saying they would choose a longer term of seven or 10 years, we may be seeing the start of a shift to longer terms.”

BENEFITS OF A LONG-TERM MORTGAGE Locking in to a fixed rate, medium or long-term mortgage can reduce the stress that can come with following interest rates.

“If interest rates rise in the next year or two, homeowners with shorter term mortgages or variable rate mortgages could see their payments move higher,” Gollom says. “Having a medium or longer term fixed rate can act as a measure of stability and protection – especially for those who have recently bought their first home.”

The prospect of rising rates may not be something Canadians have to worry too much about in the near term. During its interest rate announcement on April 15, the Bank of Canada announced it was going to hold its overnight lending rate at 0.75 per cent for another six weeks at least. (BoC’s latest announcement was scheduled for May 27, after press time.)

“The overnight rate has only been

sitting at 0.75 per cent for a little less than three months now, after Governor Stephen Poloz finally decided to cut it down from the one per cent it had held steady at for nearly 4.5 years,” SAYS Alyssa Richard, founder and CEO of RateHub.ca. “That decision was made in January, in an attempt to shield highly indebted Canadians from the negative impacts of the significant drop in oil prices (and job losses that have occurred as a result).”

CIBC says the shift to longer term, fixed rate mortgages signals growing interest by Canadians to gain greater control and certainty over their largest financial obligation. With a consistent and predictable mortgage payment at today’s low rates guaranteed for many years, Canadians may have the opportunity to pay down their mortgage faster and minimize interest costs, which will help to keep them on track for their broader financial goals.

“Finding an expert who can crunch the numbers on a variety of mortgage options while factoring in your other debts, your savings goals and your personal risk tolerance is an extremely important part of the evaluation process,” says Gollom.

CANADIANS’ MORTGAGE MOOD» 47 per cent would choose a medium

term mortgage (three or five years) if they were to acquire, refinance or renew a mortgage today

» 7 per cent would opt for a longer term (seven or 10 years)

» 19 per cent would go with a shorter term (one or two years)

» 62 per cent of Canadians with a mortgage believe it will be at least 10 years before they are mortgage-free, making it possible to choose a longer term such as a 10-year fixed rate

Source: CIBC Mortgage Poll

Canadians are recognizing that today’s historically low rates won’t last forever and some are looking for ways to bring predictability to their finances over the long term

SALES OFFICE LOCATED AT

655 Cornell Centre Boulevard (at 16th Avenue)

Open Monday to Thursday from 1 to 8 p.m.Friday by appointment only

Weekends & Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept. Prices and specifi cations are subject to change without notice. See sales representatives for details. E & O.E.

cornellrouge.com 905.472.9556

Markham

FREEHOLD TOWNHOMES

FROM 1,881 SQ FT

FROM 2,175 SQ FT

SINGLE FAMILY HOMES on 30', 36' & 40'

$600's $800'sfrom the

New Release! New Designs!

M A R K H A M

AMAZING AMENITIES AT YOUR DOORSTEP• new cornell community centre & library

• markham stouffville hospital

• new shopping centres & retail shops

• excellent public & private schools

• parks, playgrounds & woodlots

• easy access to 401, 404, 407 & GO transit

tour our

8decoratedmodel homes

from the high

MADI-COR-A-AD-NHC-MAY7-1.indd 1 5/7/15 10:52 AM

A U R O R A T R A I L S . C O M

YOUR PRIME OPPORTUNITY TO PURCHASE OPENING JUNE 6 & 7 • 11am - 5pm • FINAL RELEASE

WE’RE NEARING THE END OF AURORA’S BEST SELLER.

DON’T MISS THE FINAL CHAPTER. TO AURORA’S MOST SUCCESSFUL NEW HOME COMMUNITY OF 2014,

THE DOORS ARE NOW OPEN FOR THE FINAL RELEASE OF LOTS IN 2015!

Arista Homes, Fieldgate Homes, Opus Homes and Paradise Homes return with a final release of the community’s Detached Homes on 32’, 38’ and

44’ lots as well as popular Semi Detached and Freehold Townhome designs.Sales Office:

25 Mavrinac Blvd., Aurora, ON L4G 0E7

AURORA

ARIS-AUR-A-AD-NHC-MAY21-1.indd 1 5/21/15 11:04 AM

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Prices and specifications are subject to change without notice. E. & O. E.

A U R O R A T R A I L S . C O M

YOUR PRIME OPPORTUNITY TO PURCHASE OPENING JUNE 6 & 7 • 11am - 5pm • FINAL RELEASE

WE’RE NEARING THE END OF AURORA’S BEST SELLER.

DON’T MISS THE FINAL CHAPTER.

TOWNS FROMTHE LOW $600’S

SEMIS FROMTHE UPPER $600’S

SINGLES FROMTHE UPPER $700’S

ARIS-AUR-A-AD-NHC-MAY21-1.indd 2 5/21/15 11:04 AM

39


//COMMUNITY FOCUS

FINAL PHASE OF AURORA TRAILS SET TO OPEN THIS JUNEFour of the GTA’s leading builders unveil final phase of one of Aurora’s most sought-after new home communities

P rospective buyers looking to live in the affluent Town of Aurora – look no further!

In one of the greatest building collaborations, four of the GTA’s most respected builders have just announced the final release of Aurora Trails.

Situated on the southwest corner of Leslie Street and St. John’s Sideroad, Aurora Trails – a partnered development between Arista Homes, Fieldgate Homes, Paradise Homes and Opus Homes – is an incredible new home community in heart of Aurora.

On Saturday, June 6 and Sunday, June 7, all four builders will be opening their sales centre doors, welcoming hundreds of registrants for the official grand opening of the community’s second and final phase.

Offering homebuyers with the ultimate in luxury and comfort, Aurora Trails

LOCATION Aurora

HOUSING TYPE 32-, 38-, and 44-ft. detached homes from 1,495 to 3,350 sq. ft.

CONTACT auroratrails.com


//COMMUNITY FOCUS

FINAL PHASE OF AURORA TRAILS SET TO OPEN THIS JUNEFour of the GTA’s leading builders unveil final phase of one of Aurora’s most sought-after new home communities

P rospective buyers looking to live in the affluent Town of Aurora – look no further!

In one of the greatest building collaborations, four of the GTA’s most respected builders have just announced the final release of Aurora Trails.

Situated on the southwest corner of Leslie Street and St. John’s Sideroad, Aurora Trails – a partnered development between Arista Homes, Fieldgate Homes, Paradise Homes and Opus Homes – is an incredible new home community in heart of Aurora.

On Saturday, June 6 and Sunday, June 7, all four builders will be opening their sales centre doors, welcoming hundreds of registrants for the official grand opening of the community’s second and final phase.

Offering homebuyers with the ultimate in luxury and comfort, Aurora Trails

LOCATION Aurora

HOUSING TYPE 32-, 38-, and 44-ft. detached homes from 1,495 to 3,350 sq. ft.

CONTACT auroratrails.com

ARISTA HOMES, FIELDGATE HOMES, PARADISE HOMES, OPUS HOMES | Aurora Trails

will offer an exquisite selection of several home design options including freehold townhomes, semi-detached homes and detached singles.

Featured on 32-, 38-, and 44-ft. lots and ranging in size from 1,495 to 3,350 sq. ft., each home at Aurora Trails is designed and crafted with today’s discerning homebuyer in mind.

Showcasing an extensive selection of features, finishes and colours from which to choose, Aurora Trails will feature family-friendly floor plans with a choice of fabulous exterior elevations. Offering the finest architectural details, Aurora Trails will seamlessly blend into the natural history and architecture of the Town of Aurora.

Committed to building vibrant sustainable communities, more than 40 per cent of the Aurora Trails community will be set aside for public greenspace, including

environmental protection areas, storm water management ponds, a 16-km bike trail and a two-hectare community park. Each builder will also incorporate Green building features, from eco-friendly materials and energy-efficient technologies to water-conservation measures.

Other community features will include the Marsh and Weslie Creek, the Coltham Farm House and the Butternut Plantation. The local, century-old landmark, Coltham Farm House, will be restored and relocated to its new home at Aurora Trails, which will also house a convenience store and other services. At the Butternut Plantation, a special grove will be planted to help preserve and propagate butternut trees (an endangered species), as well as a group of “companion” oaks.

Committed to environmental sustainability, Aurora Trails will not only complement the town’s natural landscape, but fill every need of its resident families.

Nestled within Aurora’s finest countryside setting, Aurora Trails offers the ideal combination of small town charm and urban amenities. Surrounded by public greenspace and parklands, Aurora Trails is walking distance to the town’s extensive pedestrian trail system, connecting many of its neighbourhood parks, town facilities and open space corridors. Residents are also minutes away from local amenities, including an array of excellent schools, local shops, restaurants, world-class golf courses and a myriad of community activities.

With Hwy. 404 and the nearby GO Station just minutes away, residents will have easy access to Richmond Hill and Vaughan, as well as to downtown Toronto and the surrounding area.

Don’t miss out on this exclusive opportunity! For an invitation to attend the Aurora Trail’s final phase opening weekend, register today at auroratrails.com


//IN THE NEWS

Toronto the top economy in Canada this year

Toronto is back. No, not as the centre of the hockey universe now that the Toronto Maple Leafs have hired Mike Babcock. Toronto is back as the top economy in Canada.

Thanks largely to a weaker Canadian dollar and a strengthening U.S. economy, Toronto will see its economic fortunes improve this year, according to the Conference Board of Canada’s Metropolitan Outlook: Spring 2015.

“For the first time since 1999, Toronto will boast the fastest growing metropolitan economy this year among the 13 cities covered in this edition of our report,” says Alan Arcand, associate director, centre for municipal studies.

With a gain of 2.9 per cent last year, Toronto’s economy grew at its fastest pace in four years, and is expected pick up steam over the next two years. The city’s economy is expected to expand by 3.1 per cent in 2015 and by 3.2 per cent in 2016, supporting employment growth of 1.9 per cent this year and 2.5 per cent next year.

The tourism sector is set for a big year, expected to benefit from the stronger U.S. economy, weaker loonie and the upcoming Pan Am/Parapan Am Games.

At the other end of the economic scale, lower oil prices will hurt growth in Calgary, Edmonton, Regina and Saskatoon.

REGIONAL HIGHLIGHTS FOR 2015

TORONTO: Decent gains in manufacturing and tourism will help the economy expand by 3.1 per cent.

HALIFAX: Economy is expected to grow by 3.1 per cent, fueled by strength in manufacturing and construction.

VANCOUVER: Strength in manufacturing, construction and consumer spending will support GDP growth of 3.1 per cent.

HAMILTON: Stronger growth in the services sector and construction output will support GDP growth of 2.7 per cent.

MONTREAL: GDP growth will reach 2.6 per cent, thanks in part to infrastructure projects.

WINNIPEG: GDP will grow 2.5 per cent, as services growth stays healthy and non-residential construction picks up.

VICTORIA: GDP will rise 2.1 per cent, driven by a turnaround in public administration and strong manufacturing.

REGINA: Prompted by the drop in oil prices, economic growth in Regina will slow to 1.9 per cent.

SASKATOON: GDP growth will be limited to 1.8 per cent because of weakness in the primary and utilities sector.

OTTAWA-GATINEAU: GDP will grow by 1.3 per cent, with strength in non-residential construction and high-tech services.

EDMONTON: The economy will contract by 0.8 per as a result of the drop in oil prices.

CALGARY: The oil price slump will hit the economy hard, with GDP set to drop by 1.2 per cent.

» by WAYNE KARL

L I V E I N O A K V I L L E . C A

SPACIOUS SEMIS

Located at Dundas St. & Neyagawa Blvd.

*Prices and information correct at press time. Some lots may have premiums. Map not to scale. All illustrations reflect artist’s impression. E.&.O.E.

GRANDOPENING

PRESENTATION CENTRE HOURS: Monday to Thursday: 1pm-8pm Friday: Closed Saturday & Sunday: 11am-6pm

3rd

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lvd.

Traf

alga

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6th

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Burnhamthorpe Rd.

Upper Middle Rd. W

QEW

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PRESENTATIONCENTRES

STARLANE HOMES • RIVERGLEN 3 ELEV. 3 • 45’ LOT

NEW RELEASE OFFREEHOLD TOWNS $589,900*

FROM

45’ & 50’SINGLES$969,900*

FROMFROM$614,900*



Q My wife and I would like to purchase a home but the initial

down payment is an issue. My mother and uncle are new immigrants to Canada and have approached us to buy a home together. What do you think of buying a home with family members? Tse, Scarborough

A The pride of homeownership is a dream for most Canadians.

Unfortunately, this may only be a dream for many and may never become a reality.

Some individuals may have difficulty qualifying for a mortgage, even with the creativity of many financial lenders. Rule number 1: Buy what you can afford, not what you can borrow. Price increases in the Toronto real estate market easily outpace the marginal increases in salaries of the average Toronto household.

Pooling the financial resources of several family members can be an excellent opportunity for first-time buyers to get into a home. Eventually, you can save sufficient equity to have your own dream home. Obviously, this does not come without making sacrifices and concessions. A dream home can quickly become a nightmare, particularly when your mother-in-law may not be your first choice in house mates.

Extended family arrangements are not uncommon for many immigrant families that have three generations under one roof. For some cultures, this is the norm. However, this form of living arrangement is not for everyone. Most couples marry to start a family, not to inherit two generations of families.

//TAXING ISSUES

Pooling financial resources» by HENRY CHOO CHONG

HENRY CHOO CHONG, CGA, sits on many

committees and provides accounting and tax

services to individuals and businesses in the GTA. He can be reached at

416.485.5225. Questions to Taxing Issues can

be emailed to [email protected]

Food for thought that may help you make a decision:›› Discuss the financial arrangements with your family

member(s) before making a commitment. Are the down payments equal? How will the equity of the home be divided in the event of a sale? Are the mortgage payments divided equally? What about other costs? What happens if one partner wants out? Whose names goes on title?

›› Does the extended family get along? Family relations can deteriorate faster than an old home with termites! Discuss these arrangements thoroughly with your spouse.

›› A meeting with a lawyer beforehand can ease tension later. Sometimes, it’s good to write things down and not have regrets later. Make no mistake, this is a business relationship.

›› Family financial resource pooling can be very successful for real estate and stock investments. Some of Canada’s wealthiest owners of real estate and public companies are family owned. It sometimes pays to keep it “all in the family.”

›› Your tax adviser can explain some pros and cons of pooling from a tax perspective. Compare the tax advantages of having extended families under one roof, with the loss of other tax credits and government programs.

›› How is the credit rating of the other family members? Pooling can help family members with less than excellent credit re-establish themselves.

Family dynamics are an important ingredient when families pool their financial resources. Real estate prices will always rise and fall, but families are priceless.

Buy what you can afford, not what you can borrow.

L I V E I N O A K V I L L E . C A

SPACIOUS SEMIS

Located at Dundas St. & Neyagawa Blvd.

*Prices and information correct at press time. Some lots may have premiums. Map not to scale. All illustrations reflect artist’s impression. E.&.O.E.

GRANDOPENING

PRESENTATION CENTRE HOURS: Monday to Thursday: 1pm-8pm Friday: Closed Saturday & Sunday: 11am-6pm

3rd

Line

Ney

agaw

a B

lvd.

Traf

alga

r Rd.

6th

Line

Dundas St. W

Burnhamthorpe Rd.

Upper Middle Rd. W

QEW

N

PRESENTATIONCENTRES

STARLANE HOMES • RIVERGLEN 3 ELEV. 3 • 45’ LOT

NEW RELEASE OFFREEHOLD TOWNS $589,900*

FROM

45’ & 50’SINGLES$969,900*

FROMFROM$614,900*


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Averton.caLearn more @Follow us on

Prices and specifi cations are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.*Limited time only. Ask sales representative for details.

A uniquely appealing collection of incredible detached homes on 33’ and 40’ lots in a spectacular Mount Albert setting.from the low 500’s

Mount AlbertA beautiful and exclusive new residential enclave in Canada’s prettiest town, Niagara-On-The- Lake.Only 20 Detached Bungalows from the low $600’s

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Three luxurious condominium villas o� ering suites ranging from 890 to 1,560 sq. ft. in historic Kleinburg village.from the low $600’s

Kleinburg

TOUR OUR MODEL HOMES TODAY!

Luxurious detached homes with easy access to miles of trails winding down to the waterfront. from the low $400’s

For today’s home buyers, Averton o� ers the a� ordable alternative – Main Street Seaton. An incredible new selection of Brownstone Townhomes including Coach Towns, Garden Towns and Urban Towns. All in a central Pickering location close to parks, shopping, schools and GO Transit.Brownstone Townhomes from the $280’s

PICKERING’S BEST PLACE TO LIVE!

GRAND OPENING

AVER-MUL-A-AD-NHC-MAY20-3.indd 1 5/21/15 12:23 PM






Niagara-on-the-Lake




Kleinburg





GRAND OPENING







Niagara-on-the-Lake




Kleinburg





GRAND OPENING



Discover a beautiful family community of magnificent homes amidst the rolling meadows of Caledon’s captivating landscapes. A master-planned community from an award-winning home builder renowned for quality,

livability, design, style and outstanding customer service. Welcome to Seasons in Caledon from Primont Homes. You will enjoy the richness of nature and have access to amenities that suit your lifestyle.

A HOME FOR ALL SEASONSLocated at Kennedy and Mayfield in one of Caledon’s fastest growing neighbourhoods, this is a community where nature paints gorgeous masterpieces with every changing season. Seasons in Caledon is part of an established and dynamic, master-planned family community. Live amongst intimate crescents and cul-de-sacs designed to foster beautiful, traditional streetscapes. With unique amenities at your doorstep, your family can enjoy all-season living set against the magnificent backdrop of Caledon’s year round beauty.

SEASONS IN CALEDON

//COMMUNITY FOCUS

Grand Opening Saturday, June 13

LOCATION Caledon

HOUSING TYPE All-brick, detached, two-car garage single-family homes on 36-, 42- and 43-ft. lots

SALES CENTRE 12688 Old Kennedy Rd., north of Mayfield

CONTACT 905.843.8686 primonthomes.com

Master ensuite


SEASONED WITH GREAT FAMILY AMENITIESCaledon is home to more than 70 spectacular parks and more than 260 km of walking trails! Your family will love hiking the in the summer and shoulder seasons, cross country skiing and snowshoeing in the winter. Indulge in locally grown food and farm-fresh goods from nearby farmer’s markets. Antique markets, art and handicraft galleries, local fairs and a roster of family-centred activities are also just around the corner.

Minutes from Hwy. 410 at Kennedy and Mayfield, Seasons is surrounded by convenient amenities and is only a hop, skip and a jump from every destination in the GTA. Nearby transit, shops, dining, recreation and more are close and easy to find.

PRIMONT HOMES | Seasons

Your family will also love the nearby Heart Lake Conservation Area, complete with a pool and splash pad, cross country running during the fall, day camps during the summer, picnic venues, hiking and biking trails.

A FANTASTIC SELECTION OF HOMESSeasons in Caledon offers a wide selection of all-brick, detached, two-car garage single-family homes on 36-, 42- and 43-ft. lots. Models feature beautiful oversized windows, stunning entranceways, double door entries and gorgeous porches and balconies. Many of the homes feature large open-to-above spaces with soaring ceiling heights intended to create an air of contemporary beauty and spacious luxury. The second floor overlooks the formal living and dining room creating a layered ambiance that adds dimension to the exceptional design.

A COMPANY BUILT ON VALUES Prime locations, elegant design, superlative craftsmanship and exceptional customer service have earned Primont Homes the trust of tens of thousands of homebuyers. Primont Homes is committed to providing the highest quality and value. We know that every homebuyer is unique and special, which is why we work individually with each of you to reflect your dreams and aspirations. Our mission is to meet your expectations at every step of the way, through our design, workmanship, decor selections and after-sales service. Today, you can see our signature quality and excellence at dozens of Primont communities across the Greater Toronto Area.

Live at Seasons and acquire a prestigious Caledon address. Join the Grand Opening celebration on June 13 at the Presentation Centre at 12688 Old Kennedy Rd., North of Mayfield. Visit primonthomes.com or call 905.843.8686 for more information.

Seasons streetscape

Kitchen

Living room

COMING JUNE 2015REGISTER NOW!

Blending small town charm and big city conveniences, Holland

Landing offers the ideal setting for your new home, surrounded by

nature and green spaces. Andrin is proud to present a wonderful

new collection of fully Detached Homes on 38’, 40’ and 45’ Lots

in a remarkable new community called Hillsborough.

A UNIQUE COLLECTION OF DETACHED HOMES ON 38’, 40’ AND 45’ LOTS

to stay informed REGISTER AT

AndrinHomes.com

HOLLAND LANDING

ANDR-HIL-A-AD-NHC-MAY6-4.indd 1 5/12/15 9:39 AM

Your Ultimate Upper Thornhill Address is Here!

Prices and specifi cations are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.

NOW OPEN

ANDRINHOMES.COM905-237-2613

3 STOREY TERRACE TOWNHOMESStarting

from $669,99010640 Bathurst Street, Vaughan.Hours: Mon. - Thurs. 1pm - 8pm,

Friday by appointment, Weekends & Holidays 11am - 6pm

With luxury and class, Claridge Gate will refl ect the ultimate in sophisticated living.

Offering a spectacular array of townhomes, Claridge Gate will bring convenience

and lifestyle to the heart of Thornhill’s most sought after neighbourhood. For an opportunity to live

in one of Thornhill’s most anticipated addresses, visit our sales offi ce today!

ANDR-CLA-A-AD-NHC-MAY19-2.indd 1 5/20/15 3:49 PM

51


//IN THE NEWS

5 ways to build better GTA neighbourhoods

» by WAYNE KARL

Midrise homes are key to the successful growth of GTA neighbourhoods, and there are five ways to make this happen, according to a new report from the Pembina Institute and the Ontario Home Builders’ Association.

The study identifies barriers to creating walkable, affordable and transit-connected homes for families, and recommends five simple changes to development rules to help increase the supply of family-friendly midrise homes.

Make Way for Midrise: How to Build More Homes in Walkable, Transit-Connected Neighbourhoods, shows how the GTA could build more medium-density housing where it is needed most. This is critical to accommodate the region’s growing population, while still providing affordable choices for families in central neighbourhoods.

“Our region has a very strong housing market, but for many people affordable choices are limited,” Mike Collins-Williams, director of policy for the OHBA, told New Home Guide. “For many homeowners and potential homebuyers, their affordable choices are limited to either highrise towers or traditional suburban neighbourhoods. Our recommendations would provide more choices by offering more locations for affordable midrise development which are often more suitable for neighbourhood avenues and main streets, as well as along rapid transit corridors.

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//IN THE NEWS

“Midrise buildings are more human-scaled in terms of size. They fit into the character of neighbourhoods and animate sidewalk culture, in particular by providing street-level retail. They can also offer family-sized units. Midrise, mixed-use development is a valuable tool when creating neighbourhoods that support healthy lifestyles and local economies, since it can help increase walkability and put more people close to transit, while also supporting local business.”

The report notes important implications for upcoming transit projects, such as SmartTrack and the Hurontario-Main light rail line. Unless there are strong requirements for higher-density development along new transit lines, the region is squandering opportunities to create thousands of new homes and businesses in these GTA neighbourhoods where people want to live and work.

The report identifies five additional changes to make midrise development more economically viable.1| Require minimum densities along rapid transit lines2| Eliminate minimum parking requirements3| Pre-approve midrise development along avenues and

transit corridors4| Require retail planning before midrise is built5| Make parkland dedication rules more equitable

“A number of rules, regulations and financial constraints make building midrise cost-prohibitive, compared to other options,” says Collins-Williams. This means developers often choose to build highrise instead, to generate better returns on their investment by selling more units. If developers do take on the higher costs of midrise buildings, these are ultimately passed on to homebuyers, making the units too costly for many families.

“It doesn’t have to be this way,” Collins-Williams says. “The provincial government recently revised the building code to allow for wood frame construction up to six storeys – a simple policy change that will help encourage midrise development. But there are real challenges, some organized community groups are opposed to any changes in their neighbourhoods (NIMBYism) and fight midrise proposals. Some municipalities are resistant to pre-zoning for midrise as they prefer to have control over all new proposals and to obtain section 37 density bonusing money, which means midrise homes take longer to go through the planning process and are more expensive to bring to the market.”

Some municipalities, for example, still plan for and require more parking than is necessary, even though many people are choosing to own just one car per household and in transit accessible locations, no car at all.

“Such a plan would deliver more affordable homes in walkable, transit-connected neighbourhoods. Our recommendations also mean a shift towards more transit accessible and oriented development, rather than auto-centric, and would provide a wide range of housing options for people living in the region.”

For more content on this subject, visit YPNextHome.ca

The report notes important implications for upcoming transit projects, such as SmartTrack and the Hurontario-Main light rail line.

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//LEGALLY SPEAKING

JAYSON SCHWARZ LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If

you have a topic in mind, mail, deliver or fax letters

to the magazine or to the firm, email

([email protected]) and give us your

questions, concerns, critiques and quandaries.

» by JAYSON SCHWARZ

Before you go new-home shopping, visit your bank, trust company or other financial institution to see what amount of mortgage you qualify for.

Take your significant other, if you have one, because everyone’s income and assets help. Once you know how much you can borrow, secure the best rate you can and lock it in for as long a period as possible. Don’t be afraid to negotiate – the banks want and need your business. Don’t be afraid to shop around for rates and lock-in periods.

You should also visit the condo sales centre armed with your knowledge and check what mortgage rate and term the builder is offering. Take note that the builder may have brought the rate down to make his package more attractive or forced his bank as part of his deal with them to offer special rates. Remember, if your bank’s offered rate and terms are close, you may be able to negotiate a better deal with the builder. If you do not take the builder’s mortgage you may

be able to get some leverage in your overall negotiations as the builder may save money by not having to pay his bank for the better rate. Question this and make sure you understand all of the financing details. Regardless of where you go to get financing, get your commitment in writing!

When you walk into that sales centre, all ready to buy that beautiful

new condo, perhaps the most important piece of the puzzle you need to have is security in your financial arrangements. A tragedy waiting to happen occurs when you sign an unconditional offer, give your hard-earned, harder-saved deposit to the builder and later find out you do not qualify for the mortgage. In other words, don’t buy the home unless you have a mortgage commitment or a conditional deal. This leads us into the next part of the discussion – what happens if your financing goes wrong?

An Agreement of Purchase and Sale for the purchase of land is a legal contract, and once it is signed it binds both parties to certain obligations. If either party does not hold up to their end of the arrangement, they can be held liable to the other party for either specific performance or damages. Firstly, if the purchasers default, they will likely lose their deposit. The builder will then have the option of suing to force them to close the deal and pay all legal fees related thereto, or sue them for any damages the builder might suffer before he resells the condo (for items such as interest, changes and price differential) and legal fees. Sometimes, in a booming market, kindhearted builders will release purchasers who have made a mistake or encountered personal tragedies. But don’t count on it!

The moral of the story is to make sure you have financing, or that the offer is conditional for a few days on both financing and review by a lawyer. It is critical you get the right advice, and only a lawyer can provide legal advice. That is the law. When you select a lawyer, find one who cares about you and a long-term relationship.

FINANCING, AND WHAT HAPPENS

if it goes wrong?

It is critical you get the right advice, and only a lawyer can provide legal advice. That is the law.

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IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region>> Builder news and the latest in new homes in the central and north region

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» by CARSON ARTHUR

Outdoor trends2015

//OUTDOOR LIVING

Whether you have a large backyard or a balcony built for two, outdoor living and renovating has become a trend in itself. With new stats coming out every day about the impact of outdoor renovations on home value, landscaping is quickly rising to the top of the to-do list. So, whether you are planning to renovate or just sit outside and enjoy the sun, here are my top outdoor trends for 2015.

CARSON ARTHUR is an international

landscape designer with a focus on environmentally

friendly design. He is HGTV’s Critical Listing

landscape guru and appears regularly on TV, writes for various publications about outdoor design and is the author of the acclaimed book Garden Designs for Outdoor Living.

Visit carsonarthur.com

COLOURFUL BARBECUES Building on its success of the condo-sized Q-1200 propane barbecue, Weber has launched a new line of the popular model with bright and colourful lids! Now you can have a grill that also adds a splash of colour to your balcony. These small-scale units use liquid propane cylinders versus the big tanks, making them portable and space saving. They’re functional and stylish at the same time!

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canvas

OUTDOOR RUGS… THAT LOOK LIKE GRASS! Canadian Tire’s new private label, Canvas, is coming into the market place with a rug that surprised me with its unique innovation. Combining the look of turf with a classic baroque design, these carpets are not to be confused with the indoor models. Finally, we have a carpet that complements outdoor living.

HEIRLOOM VEGETABLES The “grow-it-yourself ” movement has firmly taken root in Canada! GIY has been my mantra for several years, and now homeowners are jumping on board with planters and gardens full of vintage veggies and herbs. This trend of growing food that you know is safe for your family has really resonated with the younger generation, with millennials starting seed saving companies and protesting anything GMO. edibleantiques.ca

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//OUTDOOR LIVING...continued

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Brookfield Residential opened two new designer decorated model homes at its Fox Trail community in Uxbridge, Ontario. Each of the two models were recently honoured by the Durham Region Home Builders’ Association at the Awards of Excellence for top design in their respective categories.

“The architectural detailing and design of these homes can’t truly be appreciated until you have the opportunity to walk through and see it firsthand,” says Marc Thibault, vice-president of sales and marketing at Brookfield Residential. “We are delighted with how each of them turned out and the entire community is now taking shape and should be fully constructed by the end of this year. These models are inspiring and provide our guests with a glimpse of what life may entail in this wonderful community they might one day call home.”

Fox Trail is a community of 46 upscale bungalow townhomes located in a mature neighbourhood surrounded by existing residential and with a number of homes backing onto an existing golf course providing spectacular views. The feature list for these homes is vast with many of the items that today’s homeowners come to expect, such as hardwood, granite, nine-ft. ceilings, upgraded kitchen cabinets and Panorama View Window which floods the rear of your home with an abundance of natural light, to name a few.

The models at Fox Trail feature two very popular designs including the Maple and Quaker, both a 36-ft. bungalow with loft and double-car garage. Each is unique in their own right and feature modern designs to maximize living spaces including gourmet kitchens, grand family rooms, optional finished basement spaces and relaxing master retreats. The models are open from Saturday through Wednesday from 11 a.m. to 5 p.m.

The community in total features seven different bungalow plans offering a variety of choice to meet different family needs as well as optional loft and basement plans for those looking for a little more added space. The community is condominium based to provide homeowners with the added benefit of carefree living – no grass cutting, snow shovelling or exterior maintenance worries. As an added benefit, the current limited time bonus package offers homeowners three years of free condo fees and an air conditioner.

“Delivering an upscale design on both the exterior and interior was important to us to ensure we met the needs of today’s discerning buyers. With time becoming more and more scarce today, we felt it was important to deliver a carefree living experience where residents could spend more time doing the things they desire with family and friends rather than worry about mundane maintenance upkeep,” says Thibault.

Brookfield is dedicated to creating the best places to call home and has built more than 25,000 homes in Ontario since 1956. Brookfield’s ongoing commitment to quality, design and customer service has earned the company several highly coveted industry recognitions, including the JD Power and Associates Award for Highest in Customer Satisfaction and Ontario Builder of the Year from OHBA and Tarion. Brookfield currently has active communities in Alliston (Treetops), Aurora (The Arbors), Bradford (Grand Central), Caledon East (Pathways), Mono (Fieldstone), Niagara-on-the-Lake (The Village) and Tottenham (Willow Glen). For more information, please visit brookfieldhomes.ca

//IN THE NEWS

Award-winning models now open at Fox Trail in Uxbridge

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Builder Site Tel Price Range Page No.

1 ARiSTA HomeS Goddard on the Valley aristahomes.com • • from$690,000 21 7B

10 FielDgATe HomeS 90 Niagara 416-981-0036 • • from$346,000 25 7H

15 mATTAmy HomeS Downsview Park www.mattamyhomes.com from$270,000 BC 6C

17 FielDgATe HomeS Zigg 416-545-0223 • • 25 8F

18 FielDgATe HomeS Axiom fieldgatehomes.com • • from$250,000 25 8H

21 mATTAmy HomeS Heron Park www.mattamyhomes.com • • 9 17e

22 AveRToN HomeS Evolution averton.ca • from$320,000 47 3G

86 meNkeS Humber Mews 416-259-2525 • from$550,000 7 3I

86 meNkeS Dwell City Town 416-259-2525 • from$550,000 7 3I

89 DeCADe HomeS Yorkdale Village Phase II 416-638-5656 • from$320,000 67 6D

2 NATioNAl HomeS The Churchill Collection in Forest Hill 416-922-1414 • from$1400,000 7g

3 CoNSeRvAToRy gRouP Weston Village 416-748-7001 • • from$490,000 4C

4 geoRgiAN CoRPoRATioN Lex Towns 416-428-3419 • • • from$495,000 12g

5 TiFFANy PARk HomeS Westhaven 416-792-6655 • from$633,000 3G

5 gRAywooD DeveloPmeNTS lTD Westhaven 416-792-6655 • from$633,000 3G

6 CoveNTRy HomeS Danforth’s Crossing 416-924-8338 • from$450,000 12g

8 emSATeC CANADA iNC. The Brownstones 5 416-531-7760 • • from$350,000 6G

9 liNDveST The Brownstones at Westown lindvest.com • • from$330,000 4C

9 liNDveST Grand Cornell Brownstones in Markham lindvest.com • • from$340,000 4C

9 liNDveST Corporate lindvest.com • • 4C

11 TRiBuTe CommuNiTieS Canterbury 647-352-2130 • from$767,000 9E

12 NATioNAl HomeS The Townes of Richview 416-746-1234 • from$570,000 3E

13 iNSoHo DeveloPmeNTS Highland Creek Collection ownhighlandcreek.com • • from$650,000 17D

14 DuNPAR HomeS The Ossington 416-253-5888 • from$700,000 7g

16 CoNSeRvAToRy gRouP Oakdale Village 416-243-0567 • from$429,000 5C

18 FielDgATe HomeS Axiom Tower 2 fieldgatehomes.com • • from$250,000 8H

19 CoNSeRvAToRy gRouP Upper Beach Villas 416-698-7796 • from$415,000 11g

20 BeAveRBRook HomeS Evolution 416-747-9691 • from$270,000 2g

28 PemBeRToN gRouP Park Lake Residences 416-769-4343 • from$180,000 5H

34 H&R DeveloPmeNTS Westown hr-newhomes.com • • • from$190,000 5C

43 ASPeN RiDge HomeS Scenic On Eglinton 416-805-1781 • • from$190,000 10F

49 TRiBuTe CommuNiTieS RCMI 416-363-4800 • from$324,000 8H

77 ASPeN RiDge HomeS Seventy Seven Charles 416-203-7034 • • from$2100,000 8G

78 youR Home DeveloPmeNTS Nature’s Path 647-340-6972 • from$280,000 17e

83 ARiSTA HomeS Lilly Factory Towns 416-792-4872 • • from$395,000 12g

87 meNkeS Bloom Park Towns 416-730-1600 • from$690,000 8B

90 SuNDANCe HomeS Braeburn Lane sundancehomes.ca • from$430,000 15D

map

Finde

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on:

Toronto,Etobicoke

,York,NorthYork,EastYork,Scarbo

rough

71

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Site

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Builder Site Tel Price RangePage No.

3 ARiSTA HomeS IMPRESSIONS impressionskleinburg.com • • • from$690,000 5 & 21 4e

3 FielDgATe HomeS IMPRESSIONS impressionskleinburg.com • • • from$690,000 5,25&Insert 4e

3 PARADiSe HomeS IMPRESSIONS impressionskleinburg.com • • • from$690,000 5 4e

4 ARiSTA HomeS Vellore Woods aristahomes.com • from$750,000 21 8F

5 ASPeN RiDge HomeS Upper West Side uwscommunity.com • from$1099,000 23 14D

5 CoNSeRvAToRy gRouP Upper West Side 289-553-4156 • from$1099,000 23 14D

5 CouNTRy WiDe HomeS Upper West Side uwscommunity.com • from$1099,000 23 14D

5 RegAl CReST HomeS Upper West Side uwscommunity.com • from$1099,000 23 14D

5 ToWNWooD HomeS Upper West Side uwscommunity.com • from$1099,000 23 14D

6 PRimoNT HomeS Renaissance Townes 905-417-3363 • from$595,000 12 8D

9 TReASuRe Hill HomeS Moda Urban Village treasurehill.com • 19 8e

10 FoReST Hill HomeS Bridle Path of Thornhill foresthillhomes.ca • from$1700,000 27 13F

20 ANDRiN HomeS Claridge Gate andrinhomes.com • from$670,000 51 14D

24 ARiSTA HomeS Vaughan Valley Estates aristahomes.com • from$1400,000 21 8F

32 ASPeN RiDge HomeS Chelsea Maple Station aspenridgehomes.com • from$600,000 iFC & 1 11e

44 mADiSoN HomeS Thornhill 905-417-1203 • from$1800,000 11 13g

56 SeNAToR HomeS Bathurst 9130 289-597-4381 • • from$720,000 43 13g

1 CouNTRy WiDe HomeS Kleinburg Hills KleinburgHills.com • 4e

1 ASPeN RiDge HomeS Kleinburg Hills aspenridgehomes.com • 4e

2 TRiBuTe CommuNiTieS Gates of Nobleton 647-633-3500 • from$950,000 4A

3 TiFFANy PARK HomeS Valleybrooke Estates 905-303-1620 • from$870,000 8e

7 loRmel HomeS La Viva lavivatowns.com • from$350,000 5J

8 FielDgATe HomeS Kleinburg 905-893-9500 • • from$523,000 4e

12 RoSeBuRy HomeS Riverside in Pine Grove 416-746-1234 • from$400,000 6I

32 ANDRiN HomeS Chelsea Maple Station 905-553-0288 • from$620,000 11e

42 DuNPAR HomeS Riverside Village 416-253-5888 • from$519,000 5i

46 CouNTRy WiDe HomeS The Point at Woodbridge 905-907-1500 • from$700,000 8e

47 CouNTRy WiDe HomeS Upper Thornhill Estates 905-907-1500 • from$900,000 14e

48 BeAveRHAll HomeS Regency Estates 905-265-2634 • from$1301,000 6H

48 gRAyWooD DeveloPmeNTS lTD Regency Estates 905-265-2634 • from$1250,000 6H

51 ASPeN RiDge HomeS King Oaks 905-539-0181 • from$1100,000 11B

51 gReAT gulF King Oaks 905-833-6413 • from$1300,000 11B

52 ZANCoR HomeS Royal Collection 905-833-0883 • • from$550,000 12A

53 TReASuRe Hill HomeS Thornhill Woods treasurehill.com • from$950,000 13g

55 oSKAR gRouP Le Sedici lesedici.com from$600,000 10E

map

Finde

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King Rd Yon

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Jefferson Sideroad

Bloomington Sideroad

Leslie St

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Elgin Mills Rd

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Major MacKenzie

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1 2 3 4 5 6 7 8 9 10 11 12

Attention Builders - Want to add your

community to our maps? Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see build-

er’s ads for exact locations.cent

ral

regi

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74

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#

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9 MaTTaMy HoMeS Richmond Green www.mattamyhomes.com • • 9 9J

15 FoReST HIll HoMeS Jefferson Forest foresthillhomes.ca • • from$800,000 27 4H

28 SeNaToR HoMeS Richvale senatorhomes.com • • from$800,000 43 2J

1 HeaTHwooD HoMeS Hampshire Mews heathwood.com from$485,000 5I

3 CeNTRa HoMeS The Mills Collections 416-238-2404 • from$940,000 5J

4 aSPeN RIDge HoMeS Kettle Lakes Club 289-231-2849 • from$550,000 6D

5 ST. RegIS HoMeS Mission Hill on Bayview 905-884-8885 from$850,000 6C

7 HIgHMaRk HoMeS Nuvo 647-206-2276 • from$1100,000 2e

8 TReaSuRe HIll HoMeS Urbantowns on Bayview treasurehill.com from$730,000 7Q

14 aRISTa HoMeS Jefferson Forest jeffersonforest.ca • • from$586,000 4H

15 MaDISoN HoMeS Jefferson Forest jeffersonforest.ca • • from$586,000 4H

20 NoRTH STaR HoMeS King’s Crossing 416-291-9666 • from$530,000 2e

22 yoRkwooD HoMeS Hillside Manors 905-770-4662 • from$472,000 4I

26 aRTeN DeveloPMeNT gRouP The Manors of Roseview Grand roseviewgrand.com • • from$650,000 4l

27 aCoRN HoMeS Oak Knoll acornhomes.ca • from$650,000 3C cent

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Ric

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75

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Builder Site Tel Price RangePage No.

4 FielDgaTe HomeS The New U 905-477-6464 • • from$593,000 25 & insert 5g

11 maDiSoN HomeS Greensborough 905-201-7700 • • from$1000,000 11 7g

15 FielDgaTe HomeS Aurora Trails fieldgatehomes.com • • from$600,000 25,38-39&Insert 14e

15 aRiSTa HomeS Aurora Trails aristahomes.com • • from$590,000 21,38-39 14e

15 PaRaDiSe HomeS Aurora Trails auroratrails.com • • from$620,000 38-39 14e

15 oPUS HomeS Aurora Trails auroratrails.com • • from$620,000 38-39 14e

20 FielDgaTe HomeS BlueSky Stouffville fieldgatehomes.com • from$700,000 25 & insert 18f

22 geRaNiUm HomeS Pace on Main 905-591-1071 • from$330,000 35 18f

23 aRiSTa HomeS Boxgrove Markham aristahomes.com • 21 7H

26 geRaNiUm HomeS Bloomington Woods 905-642-1900 • from$1300,000 35 18D

30 maDiSoN HomeS Cornell Rouge 905-472-9556 • • from$690,000 11&37 8G

30 FoReST Hill HomeS Cornell Rouge 905-472-9556 • from$690,000 27&37 8G

50 geRaNiUm HomeS Uptownes at Cardinal Point 905-640-9999 • • from$420,000 35 7F

70 maTTamy HomeS Cornell mattamyhomes.com • • 9 8G

1 maRyDel HomeS Woodland Hills 905-898-7380 • from$400,000 10B

2 BeaveRBRook HomeS The Terrace On Rouge Creek 905-640-7360 • • from$390,000 18f

3 maTTamy HomeS St. John Forest www.mattamyhomes.com from$650,000 14e

4 aRiSTa HomeS The New U 905-534-1564 • • • from$490,000 5g

4 PaRaDiSe HomeS The New U 905-477-0317 • • • from$490,000 5g

4 STaRlaNe Home CoRPoRaTioN The New U 905-534-0493 • • • from$490,000 5g

5 TReaSURe Hill HomeS Accolades in Markham 416-798-7705 • from$830,000 6F

6 PRimoNT HomeS Heirloom in Markham 905-201-2804 • • from$510,000 7F

7 leBoviC HomeS Bovaird Trail 905-640-7361 • • • from$2597,000 14H

8 CoUNTRy WiDe HomeS Wismer Commons 905-907-1500 • • from$450,000 6g

9 BRookFielD ReSiDeNTial The Arbors 905-503-0992 • from$650,000 14F

9 CoUNTRy WiDe HomeS The Arbors 905-907-1500 • from$720,000 14F

10 BRiaRWooD HomeS Havelock Town Manors 289-301-0077 • from$560,000 6i

13 NaTioNal HomeS Stonehaven 416-746-1234 • from$730,000 13D

13 NaTioNal HomeS Stonehaven 416-746-1234 • from$730,000 13D

14 aSPeN RiDge HomeS Woodland Hills 416-270-9484 • from$450,000 9C

16 liNDveST Auroraglen lindvest.com • • 14e

17 CoNSeRvaToRy gRoUP Heritage Estates 905-640-2274 • • from$283,000 18f

18 kylemoRe CommUNiTieS Angus Glen West Village 905-887-9950 • from$2000,000 4g

19 NeW eRa HomeS Landmark Estates 905-953-9046 from$550,000 11D

20 STaRlaNe Home CoRPoRaTioN BlueSky Stouffville starlanehomes.com • from$434,000 18f

21 aNDRiN HomeS Glenway andrinhomes.com • 10e

22 CoNSeRvaToRy gRoUP Heritage Collection 905-640-2274 • • from$680,000 18f

24 BallaNTRy HomeS Cornell ballantryhomes.com • • from$520,000 8G

28 PReSToN HomeS Copper Hills 905-954-4050 • from$500,000 14e

30 maDiSoN HomeS Forest Hill cornellrouge.com • from$400,000 8G

41 aSPeN RiDge HomeS Upper Cornell 905-554-3446 • • from$495,000 7F

42 NaTioNal HomeS Wismer Woods 416-746-1234 • • • from$680,000 6g

50 geRaNiUm HomeS The Neighbourhoods of Cardinal Point 905-640-9999 • • from$575,000 7F

50 geRaNiUm HomeS Cardinal Point Downtown Stouffville 905-640-9999 • • from$600,000 7F

50 geRaNiUm HomeS Copperstone Ballantrae 905-640-9999 • • from$1.1,000 7F

51 oxFoRD HomeS Coventry Valley 905-836-8902 from$600,000 10D

52 FielDgaTe HomeS Potter’s Bend 905-294-3125 • • from$700,000 6g

53 H&R DeveloPmeNTS Castle Square hr-newhomes.com • 6g

54 BeaveRBRook HomeS Victoria Highlands 416-924-0110 • from$450,000 10H

55 CoUNTRy WiDe HomeS Woodland Hills 905-907-1500 • 10C

59 PRimoNT HomeS Harmony 905-305-8871 • 5i

62 NoRTH STaR HomeS Mill Fair Village NorttStarHomesinc.com • from$500,000 5T

64 STaRlaNe Home CoRPoRaTioN Upper Unionville 905-534-0493 • • • from$520,000 5g

64 PaRaDiSe HomeS Upper Unionville 905-477-6464 • • from$520,000 5g

66 TReaSURe Hill HomeS Aurora Woods on Bayview 905-727-5794 • from$769,000 13H

86 CHeRRyWooD HomeS Glengrove on the Park 905-640-7571 • • from$250,000 19F

map

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Builder Site Tel Price Range Page No.6 MaNCiNi HoMeS West Ridge Place Orillia 905-773-9997 • 64 8C

13 aveRToN HoMeS Victoria Highlands averton.ca • from$520,000 47 10H

16 GReaT Gulf Summerlyn Village 905-775-3461 • from$580,000 31 8i

20 oxfoRD HoMeS The Fairgrounds in Sutton 905-235-7744 • • from$320,000 69 9G

71 BRiaRwooD HoMeS Mill Street Village millstreethomes.com • • from$480,000 65 8J

71 BallyMoRe HoMeS Mill Street Village millstreethomes.com • • from$480,000 65 8J

1 PaCifiC HoMeS liMiTeD MarlLake Village 1-877-428-5115 • from$210,000 5f

1 ReD BeRRy HoMeS MarlLake Village 1-877-428-5115 • from$210,000 5f

2 DelPaRk HoMeS Cedar Ridge 905-722-7210 • • • from$275,000 10G

3 loSaNi HoMeS Summit Shores losanihomes.com/readybuilt from$390,000 2E

4 MaNCiNi HoMeS Princeton Woods 705-730-1978 • from$330,000 14e

5 NaTioNal HoMeS The Forest 416-746-1234 • from$480,000 7i

6 MaRiPoSa HoMeS Trailside 705-329-3330 • • from$249,000 8C

7 GRaNDview HoMeS Mayberry Estates 705-735-0732 • from$460,000 9G

8 faNDoR HoMeS Hamptons on Big Bay Point 705-792-6807 • from$250,000 18e

9 GRaNDview HoMeS Big Bay Point 705-735-0732 • from$355,000 13e

10 SuMMeRHill HoMeS West Shore Lakeside Community 705-689-0001 • • from$350,000 9C

11 BallyMoRe HoMeS Lakeside Meadows 1-877-455-0201 • • from$290,000 9G

11 BallyMoRe HoMeS Lakeside Meadows 1-877-455-0201 • from$293,000 9G

12 PReviN CouRT HoMeS Victorian Village 1-855-777-3846 • • from$335,000 6i

13 RoSeHaveN HoMeS Victoria Highlands 905-473-3225 • 9H

14 RoSeHaveN HoMeS King Country Estates 905-558-0098 • from$700,000 7k

14 aSPeN RiDGe HoMeS King Country Estates 905-558-0255 • from$780,000 7k

14 CouNTRy wiDe HoMeS King Country Estates 905-907-1500 • from$750,000 7k

15 MaRyDel HoMeS Seven Meadows marydelhomes.com • • from$290,000 11f

17 BRookfielD ReSiDeNTial Grand Central 905-778-0873 • from$500,000 8i

18 GRaNDview HoMeS Cromwell Place 705-735-0732 • 7G

20 aSPeN RiDGe HoMeS Simcoe Landing Keswick 647-921-0381 • from$490,000 9H

24 kaiTliN CoRPoRaTioN Blue Shores 1-866-625-2583 • from$380,000 3e

28 DeMoCRaT HoMeS Maplewood 705-835-0354 • from$430,000 8e

28 GeoRGiaN iNTeRNaTioNal Braestone Horseshoe Valley 705-727-5656 • from$450,000 8e

32 CouNTRy HoMeS Alcona by the Lake 1-866-531-3424 • • from$300,000 7H

33 SaNDieGo HoMeS Lakeside Living in Innisfil 705-436-5445 • • from$285,000 8G

37 PRiSTiNe HoMeS Pebbleshores 705-436-5547 • from$240,000 7G

39 SToNeBRiDGe BuilDiNG GRouP Stonebridge by The Bay 1-877-420-0880 • from$200,000 5e

40 RoyalPaRk HoMeS Emerald Forest royalpark.com • • from$200,000 6H

41 DelPaRk HoMeS Pretty River on Georgian Bay 1-888-257-1999 from$298,000 3e

42 RayMaC HoMeS Brennan Enclave 705-516-0681 • from$252,000 6H

43 BReMoNT HoMeS Centretown 1-877-855-1122 • from$234,000 5e

44 BRookfielD ReSiDeNTial Treetops 1-855-590-3577 • from$370,000 7i

44 SoRBaRa GRouP of CoMPaNieS Treetops 1-855-590-3577 • from$360,000 7i

45 RoSeHaveN HoMeS Dreamfields in Bradford dreamfieldsbradford.com • • from$490,000 8i

45 ReGal CReST HoMeS Dreamfields in Bradford dreamfieldsbradford.com • • from$490,000 8i

45 CouNTRy wiDe HoMeS Dreamfields in Bradford dreamfieldsbradford.com • • from$490,000 8i

45 aSPeN RiDGe HoMeS Dreamfields in Bradford dreamfieldsbradford.com • • from$490,000 8i

46 DevoNleiGH HoMeS iNC. Creekside 705-444-0555 • • from$210,000 2E

47 DevoNleiGH HoMeS iNC. Parkside by Devonleigh 705-435-9991 • from$275,000 6H

48 DevoNleiGH HoMeS iNC. Brownley Meadows 705-423-9662 • • from$225,000 7G

55 BRiaRwooD HoMeS Briarwood Estates 705-294-2288 • from$420,000 8G

58 lakeview HoMeS Greenbrook Village 519-306-0665 • from$280,000 4i

59 BRookfielD ReSiDeNTial Fieldstone 1-855-379-1495 • from$600,000 5J

59 DelPaRk HoMeS Fieldstone Myfieldstone.ca • from$570,000 5J

60 BRiaRwooD HoMeS Pretty River Collingwood 1-888-257-1999 • from$310,000 3e

65 BRookfielD ReSiDeNTial Willow Glen Tottenham 905-406-1044 • from$330,000 7J

70 faR SiGHT HoMeS Greenfields 1-855-299-7929 • from$310,000 7i

Map

finde

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: Barrie,Collin

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79

Get your copy now!416.626.4889

Spring issue now available.

luxury homes and condos to life

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium,high rise and low rise developments in the GTA.

SPRING 2015

REDEFINING LUXURY

– GEN Y STYLESTYLE ICON KARL LAGERFELD

ARRIVES AT YONGE + EGLINTONDESIGNER DETAILS WITH

CANDICE OLSON: Q&A

LuxuryLivingGTA.com

High-end homes & condos IN THE GTA:High-end homes

IN THE GTA: Who’s building what, and where!

Cover photo courtesy of

UPPER WEST SIDE, PHASE 2

BY REGAL CREST HOMES

LuxuryCover-SPRING 2015.indd 1

4/15/15 4:24 PM

Luxury Spring 2015_Master.indd 1

15-04-15 5:30 PM


Showcasing new homes in the GTA’s west region

May 30 - June 13, 2015

IN THIS SECTION

>> Maps and listings for new-home communities in the west region>> Builder news and the latest in new homes in the west region


//DESIGNER Q&A

Ikea recently partnered with Jillian Harris to showcase its new Sektion kitchen system – which provides endless possibilities for personalization to suit any space. We adore Jillian’s pretty and feminine-inspired cooking space, and we got a chance to ask her all about it!

In the kitchen with interior designer Jillian Harris

New Home Guide: What is your favourite detail about this Ikea kitchen? Jillian Harris: The drawers-inside-drawers that provide maximum storage! I love how they are removable and adjustable. This makes it easy to store your dishes in drawers so that no reaching or looking is necessary.

NHG: How can homeowners keep organized in the kitchen? JH: I put a reminder in my calendar once every six months to look at everything in my cupboards and drawers to see what I’m using – and how often – and organize accordingly. I find ways to section my cupboards and drawers by using Tupperware containers or other storage containers.Lots of labels are really important to me too, as they make everything quick, easy and organized. Another secret of mine is keeping like items stored together. For example, I have a drawer that opens things and cuts food like knives, scissors, and bottle openers and a drawer that “stirs” with items like spatulas, spoons and whisks.

NHG: How can homeowners add style to their cooking space without breaking the bank? JH: Adding a touch of fresh herbs and plants you can cook with is a great way to get creative. Also, changing countertop pieces to inexpensive on-trend items such as unique cutting boards, vases and vintage trays.

NHG: What’s the best meal you’ve ever eaten? JH: I have eaten a ton of great meals, but I’d have to say Spaghetti Bolognese will always have a place in my heart as my favourite meal to eat!

NHG: If you could invite anyone famous (living or past) for dinner who would it be? What would be on the menu? JH: It would probably be my great grandpa because I’ve heard from everyone in my family that he was such a great guy. I would make him some pork chops, sauerkraut and home-made perogies. If I had to choose someone famous it would be Oprah, Taylor Swift and Martha Stewart.

For more information visit ikea.ca

Dunsire Developments builds homes and communities throughout the GTA & Southwestern Ontario that are elegant, warm and perfectly suited to your lifestyle. Discover Dunsire today.

Discover the Dunsire difference.

MississaugaCustom Luxury Homes

across from Meadowvale Conservation Area from

$1.75Mcrowncollection.ca888.519.2346 x201

Mississauga

Urban Towns by the Lake

from the lower

$400sanchorsatlakeview.com

905.990.1745

MississauGa

Semis on the the Golf Course from the upper

$600sbarcaverde.ca905.990.1745

GUELPH

Luxury Bungalows & Bungalofts on Conservation

Lots from the upper

$500swhitecedarestates.com

888.519.2346 x204

Dunsire.com 888 519 2346Bringing community to life.™

*Prices subject to change.


//COMMUNITY FOCUS

D unsire Developments describes itself as “dedicated to developing homes that are well built, environmentally mindful and value conscious,”

and if you’ve ever visited one of the company’s sites, sales centres or homes, you’d understand how true that statement is. Dunsire has proven not only to be a quality builder, but one that is acutely aware of where to build. The company is meeting the desires of an array of buyers looking for better communities, living options and fresh neighbourhoods to call home.

Here are three of Dunsire’s most exciting sites

THE CROWN COLLECTION – MEADOWVALEDunsire’s most elegant offering can be found in beautiful

DUNSIREYoung, modern developer is building up

Ontario’s hottest pockets

Meadowvale Village, Mississauga. Apart from incredibly prestigious luxury homes available from the Crown Collection, reasons to live here are abundant. Meadowvale offers its inhabitants spectacular views, access to beautiful conservation areas, as well as all of the amenities of Mississauga. This is where the natural rustic beauty of Ontario meets convenient, prestigious urban living. The area is in the vicinity of more than 480 parks to experience with your family. It has some of the best shopping Canada has to offer via places such as Square One Shopping Centre; you can keep entertained at Playdium, a multitude of theatres, as well as a list of restaurants that range from cosy diners to high-end fine dining to appeal to all tastes. Play some golf, hit a museum or just relax at the lake. There’s never a dull moment living here.


LOCATION Meadowvale, Mississauga, Guelph

HOUSING TYPE Meadowvale, luxury homes; Mississauga, urban towns and semi-detached homes; Guelph, detached bungalows on 50-ft lots

CONTACT dunsire.com

DUNSIRE DEVELOPMENTS | Multi-Site

THE ANCHORS AND BARCA VERDE – LAKEVIEW, MISSISSAUGARated among Canada’s top 100 places to invest, the Lakeview area of Mississauga is starting to explode with popularity. Along with the coming “Inspiration Lakeview” urbanization plan that is set to revitalize the area, modernize it and substantially up property values, it also offers wonderful access to the downtown core (just 20 minutes), great restaurants and cafes, and a waterfront that will make every summer a memorable one. It’s a perfect place for young families, those who enjoy urban living but want a slightly slower pace and investors looking to really cash in. Homes here are larger than the compact condos in Toronto, are convenient enough so that you still have access to all of the city’s charms, and provide a community that is welcoming, and diverse.

WHITE CEDAR ESTATES – GUELPH Located in the south end of Guelph, White Cedar Estates

backs onto protected greenspace and woods, and offers well thought out bungalows with lofts. Be privy to all of Guelph’s many offerings; as a university town it’s got that youthful vibe, and urban aura everyone is after these days. Live just minutes from all of the restaurants, entertainment, outdoor activities and quiet Sunday strolls you could ask for. Simply stated, this is one of Ontario’s most beloved little gems; Guelph is enjoyed by all who live there. Just drive through its inviting streets and you’ll understand why Dunsire has decided to construct this fantastic community.

If you’re looking for the perfect new home, this energetic developer has what your family is dreaming about. Also visit any of their sales centres for a discovery session; they’d be happy to answer any of your questions and help you find your perfect home.

For more information on all of these developments, visit dunsire.com

//COMMUNITY FOCUS

D unsire Developments describes itself as “dedicated to developing homes that are well built, environmentally mindful and value conscious,”

and if you’ve ever visited one of the company’s sites, sales centres or homes, you’d understand how true that statement is. Dunsire has proven not only to be a quality builder, but one that is acutely aware of where to build. The company is meeting the desires of an array of buyers looking for better communities, living options and fresh neighbourhoods to call home.

Here are three of Dunsire’s most exciting sites

THE CROWN COLLECTION – MEADOWVALEDunsire’s most elegant offering can be found in beautiful

DUNSIREYoung, modern developer is building up

Ontario’s hottest pockets

Meadowvale Village, Mississauga. Apart from incredibly prestigious luxury homes available from the Crown Collection, reasons to live here are abundant. Meadowvale offers its inhabitants spectacular views, access to beautiful conservation areas, as well as all of the amenities of Mississauga. This is where the natural rustic beauty of Ontario meets convenient, prestigious urban living. The area is in the vicinity of more than 480 parks to experience with your family. It has some of the best shopping Canada has to offer via places such as Square One Shopping Centre; you can keep entertained at Playdium, a multitude of theatres, as well as a list of restaurants that range from cosy diners to high-end fine dining to appeal to all tastes. Play some golf, hit a museum or just relax at the lake. There’s never a dull moment living here.


Entertaining in colour

» by SARA DUCK

Pearl Place Highball Glasses - Set of 2 by Kate Spade. $50.

chapters.indigo.ca

Sissinghurst Castle Side Plate. $14.

anthropologie.com

Meddela Paper Napkin in Patterned Beige. $4 for 30.

ikea.ca

Entertaining in Make

your next celebration

a gardenthemed one!

Set of four Ombre Placemats. $13 Floral Melamine Dinner Plate. $5

Banded Side Plate. $4 Gunmetal Finish Flatware. $50

Set of four Block-Printed Cotton Napkins. $8-$10 Glassware with gold accents. $4 Poured Scented Soy Candle. $10

Visit homesense.ca

//GET THIS LOOK

“Lindvest”, the Lindvest logo, and “Life Happens Here” are trademarks of Lindvest Marketing Limited and are used under

license. * As per specific plan design. Reproduction in any form without prior written permission of Lindvest Marketing Limited is

strictly prohibited. Pricing, specifications and availability subject to change without notice. Rendering is artist’s concept. E.& O.E.

Coming Soon!detached homes in Brampton

open concept main floor*side door entrances*double car garages*contemporary & traditional designs*

STARTING FROM

The Harmony of Home, Family and Community

$600,000’sthelow


//COMMUNITY FOCUS

SPRING VALLEY JUNCTION

The harmony of home, family and community

LOCATION Brampton

HOUSING TYPE 38- and 41-ft. detached homes

CONTACT lindvest.com

T he harmony of home, family and community is found at Spring Valley Junction, a new development of 38- and 41-ft. detached homes in Brampton. It is a spirited enclave of thoughtfully designed properties

featuring contemporary and traditional elevations, open concepts and unique standard features. Spring Valley Junction is the ideal community for families who desire convenient amenities, connection to transit and a home built with quality workmanship.

Spring Valley is located on the western edge of Brampton, a cornerstone of the GTA. It is a neighbourhood where families grow, friendships flourish and community is nurtured. Spring Valley is prosperous and vibrant – a multicultural hub that embraces a spirit of individuality while fostering an essence of togetherness.

The team at Lindvest first broke ground in the area in the 1980s, making Spring Valley Junction a homecoming as much as it is a new beginning. With this community, they continue their legacy of building high-quality homes that blend


LINDVEST | Spring Valley Junction

striking elevations with thoughtful layout and design. The homes feature double car garages, multiple entrances and generous windows – the interiors feature airy, open spaces, ideal for entertaining.

The attention to detail is easily noticed upon entering a Lindvest home. The smooth nine-ft. ceilings on the main floors provide a sense of openness, while the living areas are set off with natural gas fireplaces inset with clean face drywall finish, spotlighting contemporary linear burners and opaque pebble stones.

Architecturally, the elevations of Spring Valley Junction are a fusion of traditional brick, combination brick and stone, and eye-catching contemporary design. On the exteriors, modern style details and stone accents combine with brick elements to frame grand windows. Each home type is available in a variety of elevations, making for an out-of-the-ordinary community of varied, striking architecture.

Keeping with their fresh approach to building communities, Lindvest has added unique value by introducing standard technological features such as smart

thermostats and energy efficient LED lighting. Streamlining a homeowner’s life, each residence comes installed with a smart thermostat that learns how a home is used – when individuals come and go, when they sleep – and adjusts the climate accordingly. Controllable from a smartphone, these changes can show huge savings on energy bills.

The same goes for LED lighting. Once again, utility savings are reflected regularly. In fact, these bulbs last for years, using 80 per cent less energy than incandescent bulbs and last 10 times as long as traditional bulbs. Standard in each Spring Valley Junction home, the bulbs give off minimal heat, draw less energy and are safe on artwork.

Most important, Spring Valley Junction is ideally located. It is amidst a vast network of parks and a wealth of nearby amenities, and is within steps of Brampton’s far-reaching transit system and GO Train Stations. Five golf courses are nearby, ample big-box stores make shopping for necessities a breeze, plus the bustle of Brampton – restaurants, theatres, activities – is a short distance away. When it comes to schools, the community couldn’t be better situated.

All of this comes from one of Ontario’s finest builder-developers. Toronto-based Lindvest is part of the well-respected award-winning H&R family of companies, which has been building with excellence for more than 60 years.

Lindvest has been recognized for excellence in planning, progressive urban design and superb construction standards. The firm is known for selecting established, up-and-coming locations that appreciate in value over time and Spring Valley Junction is a welcome addition to their portfolio. Prices start in the low $600’s.

For more information, visit lindvest.com

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8 DUNSIRE DEVELOPMENTS Crown Collection 1-888-519-2346 x201 • from $1750,000 83 7B

20 FOREST HILL HOMES Derry Village Mississauga foresthillhomes.ca • from $690,000 27 8B

24 DUNSIRE DEVELOPMENTS Barca Verde barcaverde.ca • from $690,000 83 10I

24 DUNSIRE DEVELOPMENTS Anchors at lakeview 905-990-1745 • from $420,000 83 10I

1 VANDYK COMMUNITIES Windows on the Green vandykcommunities.com • from $300,000 5H

2 AMACON The Towns at Parkside Village 705-435-9991 • from $550,000 8F

3 STARLANE HOME CORPORATION Churchill Woods starlanehomes.com • • • from $562,000 4E

3 GREENPARK HOMES Churchill Woods churchillwoods.ca • • • from $529,000 4E

4 CONSERVATORY GROUP Central Park North 905-890-0195 • • from $465,000 7F

5 DUNPAR HOMES Heritage Gate heritagegate.ca • from $639,000 6F

6 COUNTRY HOMES Lakeshore Village 1-866-746-2999 • • from $550,000 9J

7 GREAT GULF Hot 905-828-4257 • from $420,000 5K

19 DEZEN HOMES McLaughlin 905-696-7938 • from $544,000 8B

23 DUNPAR HOMES Park View Trail 416-253-5888 • from $500,000 11G

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Builder Site Tel Price Range Page No.2 MoNaRCh CoRPoRaTioN The Village of Southfields 905-843-0707 • • • from$420,000 iBC 6L

11 FieLDgaTe hoMeS Lotus Pointe Caledon 905-838-2806 • • from$600,000 25 & insert 6M

12 gReaT guLF Westfield 905-866-6876 • from$470,000 31 10K

19 LiNDveST Spring Valley Junction lindvest.com/svj • from$620,000 87 7P

21 PRiMoNT hoMeS Centretown 905-495-5067 • • • from$391,000 12 6P

23 heaThwooD hoMeS Meadow Green 647-287-7042 • • from$520,000 55 8R

55 PRiMoNT hoMeS Newtowns at Mount Pleasant www.primonthomes.com • from$340,000 12 6P

62 FieLDgaTe hoMeS Valley Lands 905-457-0445 • • • from$602,000 25 & insert 9o

67 PRiMoNT hoMeS Seasons in Caledon www.primonthomes.com • • from$600,000 13 7M

1 Liv CoMMuNiTieS The Classics [email protected] • from$600,000 6o

2 CoSCoRP iNC. The Village of Southfields thevillageofsouthfields.ca • • • from$490,000 6L

3 eMPiRe CoMMuNiTieS Lakeside empirelakeside.com • • from$350,000 7N

4 vaNMaR hoMeS Credit Ridge Estates 416-746-1234 • from$550,000 8P

5 TiFFaNy PaRK hoMeS The Estates of Spring Valley 905-216-5620 • from$583,000 6P

6 RegaL CReST hoMeS Countryside Meadows countrysidemeadows.ca • from$346,000 8M

7 aSPeN RiDge hoMeS Mayfield Village 905-230-2592 • • • from$360,000 11L

8 TReaSuRe hiLL hoMeS Vales of the Humber Estates valesofthehumber.com • from$780,000 11L

8 STaRLaNe hoMe CoRPoRaTioN Vales of the Humber Estates valesofthehumber.com • from$780,000 11L

8 gReeNPaRK hoMeS Vales of the Humber Estates valesofthehumber.com • from$780,000 11L

8 QueeNSgaTe hoMeS Vales of the Humber queensgateavalee.com • from$640,000 11L

8 avaLee Vales of the Humber queensgateavalee.com • from$640,000 11L

9 MaTTaMy hoMeS Mount Pleasant North mattamyhomes.com • • from$341,000 7o

9 MaTTaMy hoMeS Mount Pleasant Village mattamyhomes.com • • • from$255,000 7o

10 STaRLaNe hoMe CoRPoRaTioN Mount Pleasant Meadows meadowsbrampton.com • from$464,000 6o

10 vaLeRy hoMeS Mount Pleasant Meadows meadowsbrampton.com • from$464,000 6o

11 gReeNPaRK hoMeS Lotus Pointe Caledon LotusPointeCaledon.ca • from$450,000 6M

11 STaRLaNe hoMe CoRPoRaTioN Lotus Pointe Caledon LotusPointeCaledon.ca • from$450,000 6M

11 RoSehaveN hoMeS Lotus Pointe Caledon LotusPointeCaledon.ca • from$450,000 6M

13 STaNFoRD hoMeS The Ravines of Credit Woods 905-453-4200 • from$570,000 6P

14 TReaSuRe hiLL hoMeS Southfield Meadows treasurehill.com • from$380,000 6M

15 FieLDgaTe hoMeS Cobblestones 905-457-0445 • • from$679,000 8Q

16 RoSehaveN hoMeS Urban Towndominiums at Mount Pleasant rosehavenurban.com • • from$295,000 6o

17 PeMBeRToN gRouP Rosedale Village Golf & Country Club 905-799-5000 • • • • from$190,000 8M

18 SaBeRwooD hoMeS Heart Lake Village 905-773-6549 • from$300,000 8N

20 Liv CoMMuNiTieS Casablanca 905-915-5227 • from$700,000 9J

24 CoNSeRvaToRy gRouP Trinity Village 905-846-2930 • • from$440,000 7N

25 heaThwooD hoMeS Terracotta Village at The Credit Valley 905-874-4741 • from$430,000 9Q

32 FoReST hiLL hoMeS Ravines of Castlemore 905-794-8875 • from$650,000 8K

37 oxFoRD hoMeS Adena Ridge 905-584-6444 from$600,000 37o

38 aNDRiN hoMeS Turnberry Townhomes andrinTowns.com • from$350,000 9M

45 BRooKFieLD ReSiDeNTiaL Pathways 905-584-2225 • from$490,000 8K

48 aSPeN RiDge hoMeS Credit Manor Heights yourkingdom.ca • • from$850,000 8Q

48 RegaL CReST hoMeS Credit Manor Heights yourkingdom.ca • • from$850,000 8Q

48 CouNTRy wiDe hoMeS Credit Manor Heights yourkingdom.ca • from$850,000 8Q

51 aCoRN hoMeS Castlegate acornhomes.ca • from$575,000 11K

55 RoSehaveN hoMeS The Neighbourhoods of Mount Pleasant 416-410-0175 • • from$405,000 6P

55 TowNwooD hoMeS The Neighbourhoods of Mount Pleasant LoveMountPleasant.com • • from$270,000 6P

55 TowNwooD hoMeS The Neighbourhoods of Mount Pleasant LoveMountPleasant.com • • from$405,000 6P

55 PaRaDiSe hoMeS Upper Mount Pleasent paradisedevelopments.com • • from$400,000 6P

58 DevoNLeigh hoMeS iNC. Meadowlands 519-942-3312 • • from$339,000 3C

60 PRiMoNT hoMeS Castlemore 905-856-5777 • • from$430,000 9K

64 MeRiDiaN hoMeS Credit Valley Manors 905-216-5186 • • from$400,000 8P

65 gReaT guLF Mount Pleasant 905-459-5772 • from$640,000 6P

66 BaLLaNTRy hoMeS Spring Valley Village ballantryhomes.com • from$420,000 9M

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* Due to scale restrictions locators are approximate. Please see build-

er’s ads for exact locations.

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8 MaTTaMy HoMeS Cranberry Hill www.mattamyhomes.com 9 8M

14 aveRToN HoMeS Averton Square avertonsquare.com • from $620,000 47 9H

33 MeNkeS The Enclaves of Upper Canada 289-891-9103 • • from $490,000 7 9C

45 RoSeHaveN HoMeS On the Ridge liveontheridge.ca • • from $350,000 16 3R

45 HoMeS By DeSaNTiS On the Ridge liveontheridge.ca • • from $350,000 16 3R

out of range HoMeS By DeSaNTiS Lyon’s Creek lyonscreekchippawa.com • • • from $270,000 16

out of range RoSeHaveN HoMeS Lyon’s Creek lyonscreekchippawa.com • • • from $270,000 16

1 SCHuiT HoMeS Perth Park 905-628-9559 • 2Q

2 GReaT Gulf Edgewood 905-356-9408 • from $305,000 11Q

3 SPallaCCi HoMeS Simona Place spallaccihomes.com • 2Q

4 SPallaCCi HoMeS Eden Park 905-381-4280 • from $320,000 2Q

4 SPallaCCi HoMeS Eden Park www.spallaccihomes.com • from $320,000 2Q

6 CouNTRy GReeN HoMeS The Uptowns of waterdown 905-690-7600 • • from $250,000 10k

7 lakeview HoMeS Cannery Park 1800-565-5150 • from $320,000 9G

9 BeaveRHall HoMeS Forestwood 905-636-1365 • • from $518,000 9G

10 GReaT Gulf Rolling Meadows 905-680-0841 • from $300,000 12R

11 BRaNTHaveN HoMeS Jazz Condos jazzcondos.ca • from $200,000 9N

12 ToByN PaRk HoMeS Park City parkliving.ca • from $180,000 10l

13 HeaTHwooD HoMeS The Village at Traditions 905-876-3140 • • from $441,000 8H

17 MaTTaMy HoMeS Hawthorne South Village mattamyhomes.com • from $380,000 9G

19 CoNSeRvaToRy GRouP Jasper Village 905-636-1942 • • from $520,000 10G

20 PaRkBRiDGe lifeSTyle CoMMuNiTieS iNC. Cherry Hill at Vineland 1-800-479-9777 • from $194,000 12R

22 CouNTRy GReeN HoMeS Park Place Village 905-690-7600 • • • from $250,000 8M

26 eDeN oak Weaver’s Mill weaversmill.com/nh • from $336,000 6B

35 PHelPS HoMeS Jordan Village phelpshomes.com • from $345,000 8R

36 PHelPS HoMeS Brookside phelpshomes.com • from $236,000 7R

37 PHelPS HoMeS Streamside phelpshomes.com • from $316,000 6R

38 loSaNi HoMeS Ancaster Glen 289-239-7629 from $370,000 2Q

39 loSaNi HoMeS The Fairgrounds 289-286-0928 from $250,000 2Q

40 loSaNi HoMeS Greenhill Glen 905-538-8752 from $270,000 4Q

41 loSaNi HoMeS Sherman Oaks 905-574-0828 from $290,000 3R

42 loSaNi HoMeS Paramount 905-560-2061 from $230,000 3R

43 loSaNi HoMeS Orchard Park 905-930-9943 from $390,000 5Q

44 loSaNi HoMeS Discovery 905-563-0666 from $330,000 8R

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* Due to scale restrictions locators are approximate. Please see builder’s

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Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

96

Site

#

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1 MaTTaMy HOMeS The Preserve mattamyhomes.com • • from$579,000 9 4e

2 STaRlaNe HOMe CORPORaTiON Woodland Trails liveonoakville.ca • from$590,000 45 5D

2 ROSeHaveN HOMeS Woodland Trails liveonoakville.ca • from$590,000 45 5D

4 GReaT GulF Trafalgar Landing 905-844-1605 • from$600,000 31 5C

3 MaRkay HOMeS Bronte Park Town Manors 416-746-1234 • from$590,000 3H

6 BRaNTHaveN HOMeS Oakvillage oakvillage.ca • from$410,000 5C

6 MiNTO Oakvillage oakvillage.ca • from$410,000 5C

6 eMSHiH DevelOPMeNTS iNC Oakvillage 905-639-9006 • from$410,000 5C

15 MeNkeS Millstone On The Park 905-825-3619 • from$420,000 3G

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Dixie Rd

Liverpool Rd

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Thickson Rd

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Mary St N

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Henry StBrock St N

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Wilson Rd N

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2 AristA Homes Whitby Meadows aristahomes.com • • 21 9H

11 mAttAmy Homes Seaton www.mattamyhomes.com • • 9 5G

12 Averton Homes Main Street Seaton averton.ca from $280,000 47 4F

14 HeAtHwood Homes Country Lane in Whitby Heathwood.com • • • 55 9G

15 KAntium development & ConstruCtion Trafalgar Green 416-746-1234 • from $280,000 53 11I

16 tribute Communities U.C. Towns 905-571-0222 • from $300,000 15 13F

47 senAtor Homes Harbourside Condominiums 905-493-3823 • • from $250,000 43 9J

1 tribute Communities Charing Cross 905-571-1011 • from $390,000 14e

3 GreAt Gulf Stonecrest greatgulf.com • • from $298,000 14G

4 menKes Somerset 905-428-0500 • from $690,000 7G

5 tribute Communities The Village of Brooklin West 905-425-0539 • from $400,000 11d

6 emery Homes Town Central 1-877-953-6379 • from $350,000 4J

7 HiGHmArK Homes Triumph whitbytriumph.ca • from $390,000 10G

8 lAKeview Homes The Forest of Lyndebrook 416-746-1234 • from $490,000 10f

9 stAfford Homes Elements Townhomes elementsajax.com from $390,000 7H

10 fernbrooK Homes Altona Woods fernbrookhomes.com • from $450,000 1i

13 lifetime Homes Folkstone 1-877-365-9555 • • from $335,000 10G

21 GreAt Gulf Grandview Oshawa 1-888-579-7235 • from $334,000 14f

31 preston Homes Prestonvale Heights 905-432-2800 • • from $350,000 15J

34 tribute Communities The Neighbourhoods of Park Ridge 905-723-2344 • from $339,000 15G

45 sundiAl Homes limited Mulberry Meadows 905-427-8255 • from $500,000 6J

48 senAtor Homes Whitby by the Lake senatorhomes.com • • from $250,000 10J

54 bAyCliffe Homes The Gates of Whitby 905-668-9828 • • from $250,000 9G

60 GreyCrest Homes the fields of conlin 905-725-4539 • from $310,000 15G

67 midHAven Homes Breeze 1-877-773-6888 • • from $300,000 15f

68 storybooK Homes Brookstone Estates 905-438-9516 • from $1050,000 11C

90 leboviC Homes Old Taunton in Pickering 905-428-3434 • • • 5H

91 sundAnCe Homes The Towns of Nichol Green Phase 2 905-441-3312 • from $350,000 11J

92 Glen rouGe Homes The Cornerstone 905-415-2710 • from $796,000 6i

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5 AveRToN HoMeS Beacon Hill Bowmanville averton.ca • from $420,000 47 13B

20 GeRANiuM HoMeS Verandas 905-885-0555 • from $317,000 35 10I

1 MASoN HoMeS Port Hope Lakeside Village 905-885-6565 • from $229,000 15J

2 FAR SiGHT HoMeS King’s Bay Golf & Country Club Estates 905-642-8383 • from $460,000 16B

3 FAR SiGHT HoMeS The Estates at Sunset Ridge 905-642-9015 • from $930,000 2e

4 PARkview HoMeS Jackson Creek Meadows 705-748-4663 • 2i

4 PARkview HoMeS Jackson Creek Meadows Townhomes 705-748-4663 • 2i

7 BRookFielD ReSiDeNTiAl Foxtrail foxtraillife.ca • from $470,000 5C

8 kAiTliN GRouP lTD. Port of Newcastle 1-800-305-6849 • • • from $260,000 14e

8 kyleMoRe CoMMuNiTieS Port of Newcastle 905-987-5146 • from $479,000 14e

8 SToRyBook HoMeS Bond Head Estates 905-438-9516 • from $850,000 14e

9 PARkview HoMeS Harmony Condominiums 705-748-4663 • from $189,000 2i

14 RiCe DeveloPMeNTS Willmot Creek On The Lake 905-697-5806 • from $225,000 11D

18 B.G. SCHiCkeDANz Lake Scugog Estates 1-888-894-9888 • from $330,000 18B

26 kAiTliN GRouP lTD. Aspen Heights 905-697-0513 • from $165,000 10C

26 kAiTliN GRouP lTD. Condominiums at Clarington Centre 905-697-4513 • from $210,000 10C

26 kAiTliN GRouP lTD. Country Classics 1-866-514-3573 • • from $300,000 10C

30 eMPiRe CoMMuNiTieS Estates of Wyndance 905-649-8197 • from $900,000 3e

34 CARRiNGToN HoMeS Woodlands of Upper Courtice 905-787-0963 • from $260,000 9i

35 MASoN HoMeS Parklands 1-866-443-7900 • from $269,000 3H

39 H&R DeveloPMeNTS Gracefields hr-newhomes.com • from $322,000 4C

39 THoRNRiDGe HoMeS Gracefields 1-877-361-4226 • from $320,000 4C

39 liNDveST Gracefields 1-877-361-4226 • from $320,000 4C

45 HiGHCASTle HoMeS Northglen northglen.ca • • from $221,000 11B

45 DelPARk HoMeS Northglen 905-419-7222 • • • from $221,000 11B

45 eSquiRe HoMeS Northglen northglen.ca from $245,000 11B

48 JeFFeRy HoMeS BrookHill 905-697-0765 • • • from $300,000 10B

72 vANDyk CoMMuNiTieS West Park Village vandykcommunities.com • • • from $210,000 3i east

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101

Whether you’re renting or buying, finding your next home has never

been so easy.


Homebuyers’ Resource SectionYou love the home, see what you can afford!» Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

HOMEBUYERS’ HELP//


Calculate your mortgage payments

01 Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.

02 Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

03 Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).

04At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

CHART FIGURE MORTGAGE AMOUNT ÷ 1,000INTEREST RATE MONTHLY PAYMENT

EXAMPLE: 5% 25 YEARS 5.82 (MORTGAGE AMOUNT $125,000) 125 $

AMORTIZATION PERIOD

Canadian mortgage payment factors Instructions:

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.


2.50% $666 $529 $448 $394

2.75% $678 $541 $461 $407

3.00% $690 $554 $473 $421

3.25% $702 $566 $486 $434

3.50% $714 $579 $499 $448

3.75% $726 $591 $513 $461

4.00% $738 $604 $526 $476

4.25% $750 $617 $540 $490

4.50% $763 $630 $553 $504

4.75% $775 $644 $567 $519

5.00% $788 $657 $582 $534

5.25% $801 $671 $596 $549

5.50% $814 $684 $610 $564

5.75% $827 $698 $625 $579

6.00% $840 $712 $640 $595

6.25% $853 $726 $655 $611

6.50% $866 $741 $670 $626

6.75% $880 $755 $685 $642

7.00% $893 $769 $700 $659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, [email protected] and calumross.com

Mortgage payment calculation chartAMORTIZATION PERIODS

INTEREST RATES

15 YEARS

20 YEARS

25 YEARS

30 YEARS

%


Compare mortgage rates for your best deal

CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLEMay 15, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700

OTHER FINANCIAL INSTITUTIONS

TRUST COMPANIES

ATB Financial 2.35 4 2.94 2.64 2.54 2.69 2.74 4.00op 4.00op 4.00op Alterna Svgs/Alterna Bk 2.45 4 2.85 2.85 2.39 2.94 2.68 6.30op 6.30op Bank of Montreal 2.85 4 2.89 2.84 3.39 3.89 2.74 6.30op 6.30op Bank of Nova Scotia 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74 6.45op 6.30op CFF Bank 2.99 2.79 2.49 2.89 2.74CIBC 2.85 2.89 2.29 3.55 2.69 4.79 6.70op 6.35op ICICI Bank Canada 2.9 3.15 3.65 3.64 3.69 3.69Manulife Bank 2.55 4.45 3 2.94 2.84 2.79 2.79 3.35op National Bank n/a 4.4 2.89 2.84 3.39 2.74 2.84 6.70op 6.70op President’s Choice Finan 2.5 2.29 3.49 2.67 4.44Royal Bank 2.85 3.14 3.04 3.65 4.39 4.64 6.30op 6.30op TD Canada Trust 2.85 2.89 2.24 3.39 3.89 2.74 6.30op Tangerine 2.85 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.39 4.64Concentra Financial n/a 5 2.89 2.59 3.39 3.89 4.64 6.70op 6.30op Effort Trust n/a 4.45 3.35 3.5 3.7 4.3 4.35 6.30op 6.30op Home Trust Company 2.35 3.95 2.69 2.35 2.39 2.59 2.59Investors Group Trust n/a 4.2 3.14 3.09 3.75 4.39 3.29 6.50op 6.30op MTCC 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op

Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.13 6.25op Comtech Credit Union 2.45 6.2 2.89 2.89 2.95 2.99 2.69 6.40op 6.30op First National Fin. LP 3.1 2.29 2.19 2.34 2.54 2.69FirstOntario C.U. 2.85 2.89 2.59 2.69 2.84 2.69 6.34op 6.34op IC Savings 2.89 2.69 2.89 2.79 2.89London Life n/a 4.2 3.14 3.09 3.75 4.39 4.79 6.50op 6.30op Luminus Financial 2.8 2.95 2.9 2.99 3.9 4.45 6.25op Meridian Credit Union 2.65 4 3.09 3.09 3.55 3.29 2.69 6.30op Parama Credit Union 2.65 2.8 2.85 2.95 3.05 3.15 2.95op Steinbach Credit Union 2.4 2.45 2.55 2.55 2.65 2.65


NEW OPENINGSAndrin Homes Thornhill – Claridge GateThree-storey terrace townhomes from $669,990.andrinhomes.comMadison Homes Markham – GreensboroughSingles on 41- and 45-ft. lots.madisonhomes.caArista Homes Vaughan – Vellmore WoodsDetached family homes in Vaughan, now under construction.aristahomes.comBallymore Homes Tottenham – Mill Street VillageGrand opening now on for these 50-ft. ravine lot homes.millstreethomes.comAverton Homes Bowmanville – Beacon Hill Now open – collection of detached homes on 40-ft. lots from the low $400’s.averton.caRosebury Homes Woodbridge – Riverside in Pine Grove Now open – an intimate enclave of urban towns by the river. liveatriverside.caRosehaven Homes Caledon – Lotus PointeNow open – two- and three-storey freehold towns from $459,990 and 36-ft. singles from $614,990.moveuptocaledon.caLaurier Homes Scarborough – Keeler ParkNow open – a small enclave of architecturally distinct semis and detached home designs.laurierhomes.comAndrin Homes Vaughan – Maple StationNow open – modern freehold townhomes from the low $600’s.andrinhomes.com

Rosehaven Homes Brampton – Urban Towndominiums at Mount PleasantGrand Opening now on – collection of 64 spacious two- and three-bedroom Towndominiums.rosehavenurban.comMadison Homes Markham – GreensboroughA limited number of detached 36-, 41- and 45-ft. lots. madisonhomes.caBrookfield Residential Uxbridge – FoxtrailModel homes now open for these bungalow townhomes from $469,990. brookfieldhomes.caTreasure Hill Homes Markham – AccoladesNow open – singles, semis and townhomes in Markham. treasurehill.comNational Homes Etobicoke – RichviewFreehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.comTribute Communities Nobleton – Gates of Nobleton Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots.mytribute.caTribute Communities Oshawa – U.C.Grand opening of this new master-planned community in north Oshawa.mytribute.caAverton Homes Mount Albert – Victoria Highlands Now open – community of bungalows and two-storey homes.victoriahighlands.com Fieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.comMattamy HomesBrampton – Mount Pleasant NorthNow open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots.mattamyhomes.comFieldgate Homes Richmond Hill – The HumberlandsGrand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more.fieldgatehomes.com Aspen Ridge Homes Richmond Hill – Kettle Lakes ClubNow open in Richmond Hill – a collection of executive townhomes on a protected ravine.aspenridgehomes.comNational Homes Forest Hill – The Churchill CollectionNow open at Spadina and St. Clair, refined townhome residences.churchillcollection.ca

NEW RELEASESMenkes Etobicoke – Dwell City TownsNew release of urban townhomes in the heart of Etobicoke.menkes.com

Rosehaven Homes Bradford – DreamFieldsLimited release of 45- and 36-ft. singles from $519,990s.rosehavenhomes.comBallymore Homes/Briarwood Homes Sutton – Jubilee Singles on 36-, 40- and 50-ft. lots from the $300’s.myjubilee.caBrookfield Residential Aurora – The ArborsNew phase of two- and three-storey upscale townhomes in a master-planned community. brookfieldhomes.caBrookfield Residential Tottenham – Willow GlenPhase II now open – 36, 43- and 50-ft. designs. brookfieldhomes.caBrookfield Residential Alliston – TreetopsPhase 2 now open – 32-, 36- and 45-ft. single-family homesites. brookfieldhomes.ca

Fieldgate Homes Etobicoke – Humber MewsNew release of urban townhomes and new balcony suites.fieldgatehomes.com

Menkes Etobicoke – Humber MewsNew release of townhomes with basement and garage access, from $559,990.menkes.com

Empire Communities Brampton – LakesideNew 38-ft. designs in a community of townhomes, semis and detached homes.empirelakeside.comMattamy Homes Oakville – The Preserve A new release of Village Homes and 34-, 38- and 45-ft. detached homes.mattamyhomes.comBallantry Homes Brampton – Spring Valley VillageNew release of semi-detached and detached homes surrounded by valley lands.ballantryhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots.mytribute.caAspen Ridge Homes Markham – Upper Cornell New release now available – semis and detached homes on 30-ft. lots.aspenridgehomes.comGreat Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.comQueensgate Avalee Brampton – Vales of the Humber Limited release of prime 40- and 45-ft. lots. queensgateavalee.com

GTAHOT SHEETBUILDERS: To include or update your listing, email [email protected] Please say you saw it in New Home Guide!

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INSIDE THIS ISSUE

NEW COMMUNITIES SUPPORT TRANSIT EXPANSION IN THE GTA

HOUSING VALUATIONS: WHO & WHAT TO BELIEVE?

WHAT ARE CONDO OCCUPANCY FEES?

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GRIMSBY: WHERE NATURE AND DEVELOPMENT CO-EXIST

BUILDERS APPROVE OF INFRASTRUCTURE PLANS

LONDON’S FIRSTNET-ZERO HOME

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GIVING YOUR WINDOWSTHE DESIGNER TREATMENT

THE CUSTOM HOME: THINKING OUTSIDE THE BOX

BUILDERS GIVE ONTARIO BUDGET THE THUMBS UP


PREVIEW REGISTRATIONAndrin Homes Holland Landing – HillsboroughA collection of detached homes on 38-, 40- and 45-ft. lots.andrinhomes.comTreasure Hill Homes Caledon – Southfield MeadowComing soon – freehold towns starting from $379,900 at Heart Lake Road and Hwy. 410. treasurehill.comTribute Communities Oshawa – U.C. TownsComing soon to north Oshawa – urban village townhomes.mytribute.caPrimont Homes Caledon – SeasonsComing soon – elegant 36- and 42-ft. detached homes from $599,900.primonthomes.comMattamy Homes Scarborough – Heron ParkA whole new community of towns and semi-detached homes.mattamyhomes.comParadise Developments Whitby – Whitby MeadowsTowns, semis and detached homes coming soon to this master-planned community.paradisedevelopments.comSenator Homes Richmond Hill – 9130 BathurstModern two-car garage towns in a contemporary urban community.senatorhomes.com

Queensgate/Avalee Brampton – Vales of the HumberComing soon – register now for priority preview of 40- and 45-ft. luxury homes.queensgateavalee.comLindvest Brampton – Spring Valley JunctionComing soon – 38- and 41-ft. detached homes in Brampton.lindvest.comKantium Development Whitby – Trafalgar Green Register now for garden and village townhomes in Whitby. trafalgargreen.comHeathwood Homes Brampton – Meadowgreen Preview opening of towns, semis and singles on Mississauga Road. heathwood.comBremont Homes Brampton – Credit River Golf EstatesEstate homes on Creditview Road, from more than $1 million.mybremont.caGreat Gulf Oakville – Trafalgar LandingRegister now for freehold townhomes at Dundas and Trafalgar.greatgulf.comLakeview Homes/Andrin Homes Newmarket – GlenwayComing soon – 50-ft. bungalows and two-storey singles, two-storey towns and three-storey urban towns. liveinglenway.comAspen Ridge/Lakeview/CountryWide Queensville – NewmarketComing soon, townhomes and 36- and 45-ft. singlesmyqueensville.comBayview Wellington Homes Bradford – Green Valley EstatesGrand opening for this community of towns, semis and singles. greenvalleyestates.comTreasure Hill Homes Aurora – Aurora Views on WellingtonFreehold townhomes in an exclusive enclave community. treasurehill.comCountryWide Homes Aurora – The ArborsRegister now for these singles, coming soon.countrywidehomes.caGreenpark/Starlane Mississauga – Churchill WoodsRegister now for these towns and semis in one of Mississauga’s newest communities.churchillwoods.caCountryWide Homes Bradford – DreamFieldsRegister now for priority opportunity of singles and towns coming soon.countrywidehomes.ca

Ballantry Homes Oakville – Oak ParkRegister now for this collection of urban townhomes and midrise condominiums.ballantryhomes.comMattamy Homes Milton – Hawthorne Village On The EscarpmentComing soon, exclusive new townhome designs on the Escarpment.mattamyhomes.com Great Gulf Brampton – Mount PleasantPreview opening at Bovaird and Creditview – full depth lots with unique standard features.greatgulf.comCountryWide Homes Newmarket – Woodland HillsComing soon – towns and singles, some with court, ravine and pie-shaped lots.countrywidehomes.caTreasure Hill Homes Richmond Hill – Urbantowns at BayviewComing soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.comFieldgate Homes Markham – Victoria Manor Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes Richmond Hill – Hampshire Mews Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.comBallantry Homes Oakville – OakParkRegister now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.comDelpark Homes Sutton – Cedar RidgeComing soon – register now for towns and singles from the upper $200’s. delparkhomes.caLindvest Aurora – Aurora GlenComing soon Phase 2 – traditional and contemporary detached homes.lindvest.com

BUILDERS: To include or update your listing, email [email protected] Please say you saw it in New Home Guide!

GTAHOT SHEET

ANDRIN HOMES - Claridge Gate 51

ANDRIN HOMES - Hillsborough Holland Landing 50

ARISTA HOMES - Aurora Trails 21, 38-39

ARISTA HOMES - Boxgrove Markham 21

ARISTA HOMES - Corporate 21

ARISTA HOMES - Goddard on the Valley 21

ARISTA HOMES - IMPRESSIONS 5 & 21

ARISTA HOMES - Vaughan Valley Estates 21

ARISTA HOMES - Vellore Woods 21

ARISTA HOMES - Whitby Meadows 21

ASPEN RIDGE HOMES - Chelsea Maple Station IFC & 1

ASPEN RIDGE HOMES - Corporate 1

ASPEN RIDGE HOMES - Upper West Side 23

AVERTON HOMES - Averton Common 47

AVERTON HOMES - Averton Square 47

AVERTON HOMES - Beacon Hill Bowmanville 47

AVERTON HOMES - Evolution 47

AVERTON HOMES - Main Street Seaton 47

AVERTON HOMES - Model Home Of The Month 46

AVERTON HOMES - Victoria Highlands 47

BALLYMORE HOMES - Jubilee 63

BALLYMORE HOMES - Mill Street Village 65

BRIARWOOD HOMES - Jubilee 63

BRIARWOOD HOMES - Mill Street Village 65

CONSERVATORY GROUP - Upper West Side 23

COUNTRY WIDE HOMES - Corporate 28-29

COUNTRY WIDE HOMES - Upper West Side 23

DECADE HOMES - Yorkdale Village Phase II 67

DUNSIRE DEVELOPMENTS - Anchors at lakeview 83

DUNSIRE DEVELOPMENTS - Barca Verde 83

DUNSIRE DEVELOPMENTS - Crown Collection 83

DUNSIRE DEVELOPMENTS - White Cedar Estates 83

FAMILY OF MAGAZINES - Promo 108

FIELDGATE HOMES - 90 Niagara 25

FIELDGATE HOMES - Aurora Trails 25, 38-39 & Insert

FIELDGATE HOMES - Axiom 25

FIELDGATE HOMES - BlueSky Stouffville 25 & Insert

FIELDGATE HOMES - IMPRESSIONS 5, 25 & Insert

FIELDGATE HOMES - Lotus Pointe Caledon 25 & Insert

FIELDGATE HOMES - Valley Lands 25 & Insert

FIELDGATE HOMES - Zigg 25

FOREST HILL HOMES - Bridle Path of Thornhill 27

FOREST HILL HOMES - Cornell Rouge 27 & 37

FOREST HILL HOMES - Derry Village Mississauga 27

FOREST HILL HOMES - Jefferson Forest 27

GERANIUM HOMES - Bloomington Woods 35

GERANIUM HOMES - Corporate 34

GERANIUM HOMES - Pace on Main 35

GERANIUM HOMES - Uptownes at Cardinal Point 35

GERANIUM HOMES - Verandas 35

GREAT GULF - Summerlyn Village 31

GREAT GULF - Trafalgar Landing 31

GREAT GULF - Westfield 31

HEATHWOOD HOMES - Country Lane in Whitby 55

HEATHWOOD HOMES - Meadow Green 55

HI RISE (WEST) INC. - Spice Urban Towns on Danforth Rd 60-61

ADVERTISERINDEX

110 NEW HOME GUIDE GTA | MAY 30 -JUN 13, 2015

HOMES BY DESANTIS - Lyon’s Creek 16

HOMES BY DESANTIS - On the Ridge 16

KANTIUM DEVELOPMENT & CONSTRUCTION - Trafalgar Green 53

LINDVEST - Spring Valley Junction 87

LUXURY LIVING MAGAZINE - Promo 80

MADISON HOMES - Cornell Rouge 11 & 37

MADISON HOMES - Greensborough 11

MADISON HOMES - Thornhill Ravines 11

MANCINI HOMES - West Ridge Place Orillia 64

MATTAMY HOMES - Cornell 9

MATTAMY HOMES - Corporate 8

MATTAMY HOMES - Cranberry Hill 9

MATTAMY HOMES - Downsview Park BC

MATTAMY HOMES - Heron Park 9

MATTAMY HOMES - Richmond Green 9

MATTAMY HOMES - Seaton 9

MATTAMY HOMES - The Preserve 9

MENKES - Corporate 6

MENKES - Dwell City Town 7

MENKES - Hometown Sharon Village 7

MENKES - Humber Mews 7

MENKES - The Enclaves of Upper Canada 7

MONARCH CORPORATION - Kleinburg Crown Estates 112 & IBC

MONARCH CORPORATION - The Village of Southfields IBC

MONARCH CORPORATION - Topper Woods IBC

OPUS HOMES - Aurora Trails 38-39

OXFORD HOMES - The Fairgrounds in Sutton 69

PARADISE HOMES - Aurora Trails 38-39

PARADISE HOMES - IMPRESSIONS 5

PRIMONT HOMES - Centretown 12

PRIMONT HOMES - JadeGarden at Cornell 12

PRIMONT HOMES - Newtowns at Mount Pleasant 12

PRIMONT HOMES - Renaissance Townes 12

PRIMONT HOMES - Seasons in Caledon 13

REGAL CREST HOMES - Upper West Side 23

ROSEHAVEN HOMES - Corporate 17

ROSEHAVEN HOMES - Lyon’s Creek 16

ROSEHAVEN HOMES - On the Ridge 16

ROSEHAVEN HOMES - Woodland Trails 45

SCHWARZ LAW LLP - Barristers & Solicitors 57

SENATOR HOMES - Bathurst 9130 43

SENATOR HOMES - Harbourside Condominiums 43

SENATOR HOMES - Havelock Corners 43

SENATOR HOMES - Richvale 43

STARLANE HOME CORPORATION - Woodland Trails 45

TOWNWOOD HOMES - Upper West Side 23

TREASURE HILL HOMES - Acacia Estates 19

TREASURE HILL HOMES - Corporate 18

TREASURE HILL HOMES - Moda Urban Village 19

TREASURE HILL HOMES - Southfield Medows 19

TREASURE HILL HOMES - Tiara Estate Collection 19

TREASURE HILL HOMES - Victory Heights 19

TRIBUTE COMMUNITIES - U.C. Towns 15

YP NEXT HOME - Promo 58 & 102

MAY 30 -JUN 13, 2015 | NEW HOME GUIDE GTA 111

first.first.discover moreMonarchGroup.net

Please see a sales associate for full details. Prices and specifications subject to change without notice. *Square footage includes finished space in the lower level.E.&O.E. May 2015. 16494.

LIVE REGALLY Tour two models decorated by an award-winning designerMonarch’s successful upscale detached home community is the last word in prestige and elegant lifestyle. Impressive formal rooms for entertaining. Spacious contemporary family spaces. Lavish master retreats and so much more. Tour Monarch’s Designer Models and be captivated by the stunning interiors by award-winning Mike Niven Design. Experience the synergy and fresh modern spaces of manor-inspired two-storey and bungalow residences in a picturesque setting minutes from the sought-after Village of Kleinburg. It’s everything you want for your royal family! Visit today.

Up to 4,516 sq. ft.* | 42’ & 50’ Singles from the low $900,000’s

Limited Time Offer! Dream Packages valued up to $70,000 Select from 4 packages available on all Phase 1 50’ Singles

KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the low $400,000’sSales Centre located at 7 Wetland Way, Kitchener519-894-8222

HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm

ALSO BUILDING HIGH RISE COMMUNITIES IN:Etobicoke | Downtown Toronto

CALEDON | SouthFields | Models To ViewTownhomes from the low $400,000’s Semis from the high $400,000’s Singles from the high $600,000’sSales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.)905-843-0707

KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models42’ & 50’ Singles from the low $900,000’sSales Centre located at 165 Timber Creek Boulevard416-495-3513

CHOOSE MONARCH FIRST.








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YOU CAN’T BEAT THE HEART OF THE CITY FOR $1,338 PER MONTH*

1a. 2a.

mattamyhomes.com

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

SALES CENTRE HOURS: Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm

*Price based on an RBC 5 year term, with 20% down and a 25 year amortization with an 18 month cap based on the Balboa Park. Interest rates and housing prices subject to change. Broker Protected 3%.

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MATGTA - DVP - New Homes & Condos - Magazine Back Cover Due: 20/05/2015

File Name: MATGTA-DVP_NHnC_BackCover Publication: New Homes & Condos

Trim: 7.5" x 10.5" Safety/V.O.: 7” x 10” DPI: 300

Bleed: 0.125” Colours: CMYK Built: 13/05/2015 – JND

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gta new home guide - may 30, 2015

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