global money transfer

GLOBALMONEY

TRANSFER

XM-Corporate Video Eng-BGMmp4

Who we arehellipSimple reliable affordable and friendly are words often used to describe Xpress

Money A global brand that has developed rapidly in just over a decade has earned the trust

of millions of people worldwideWhat we dohellipOver the last 13 years we have strived to provide our customers with an affordable

accessible and alternative money transfer service that has because of its dependability become globally recognized

Business Principle

lsquoCustomer needrsquo is at the heart of Xpress Money business values Every action of Xpress Money is

with the ultimate objective of delivering un-matched value to the

customers

Fastest growing money transfer brand in the world

Committed to provide customers with the most reliable and convenient means to send and receive money ndash Service Quality is our motto

Physical Locations

Alternate Channels

Anywhere Everywhere

20132014

2015

ATMs

Cards

Mobiles

XM EuropeLondon

XM USNew Jersey

XM CanadaOntario

XM MENADubaiAbu Dhabi

XM Local

XM AfricaNairobi

XM SADelhiBangaloreMumbaiKolkata

XM AsiaHong KongShanghaiManilaJakarta

XM AustraliaMelbourneSydney

XM Russia amp CISMoscow

XM team operates from more than 25 dispersed local offices around the world with each region having a strategic Head Office backed by a central global team XM Africa

SADC

Products amp ServicesStaying ahead with changing customer needs

InnovationAlthough lsquocashrsquo is the king Xpress Money understands the significance of evolving

customer needs through new technological developments

Multi channelMulti currency

Interoperable platform

XM NetworkAmericasbullCanada ndash 1200 locations through strategic retail partnershipsbullUnited States ndash slated to cross 5000 locations in 2013 through key strategic tie-upsbullLatin America ndash Addition of Argentina Bolivia Chile Costa Rica Columbia Dominican Republic Ecuador El Salvador Guatemala Honduras Nicaragua Panama Peru Uruguay and Caribbean

EuropebullCentral Europe ndash more than 6500 locationsbullNorthern Europe ndash 1000 locations with strong presence in UK Norway Ireland and DenmarkbullSouthern Europe ndash 800 locations with an established network in Turkey Italy amp SpainbullWestern Europe ndash Strong presence in Greece and Cyprus France amp Belgium

AfricabullNorth Africa ndash 2500 locations with extensive presence in Egypt Morocco and TunisiabullEast Africa ndash 2000 locations No 1 in terms of locations and market share in Ethiopia and SeychellesbullWest amp South Africa ndash 1500 locations covering Cameron Nigeria South Africa Ghana Gabon Botswana etc

network list is non-exhaustive

XM NetworkMiddle EastbullGCC ndash 1000+ locations with largest network among all Money Transfer OperatorsbullRest ndash another 100 locations including Lebanon and Yemen

AsiabullSouth Asia ndash the most comprehensive and reliable network in the region

India ndash more than 50000 locations 100000 ATM locations through XM exclusive Remit CardsPakistan ndash 6000 locations and the worlds biggest service providerBangladesh ndash 10000 locations covering remote towns and villagesSri-Lanka Nepal and Maldives ndash 8000 locations

bullSouth East Asia ndash Philippines ndash 12000 locations the biggest and the only MTO with both Cebuana amp M Lhuillier13000 locations covering Japan Hong Kong Thailand Vietnam Indonesia Malaysia Brunei Cambodia among the only two MTOs to enter Myanmar

PacificbullAustralia and New Zealand ndash 200 locations among the few MTOs in the region under AUSTRACbullAnother 120 locations covering the Pacific Islands ndash Fiji Cook Islands Palau Saipan Samoa Tonga and Vanuatu

Brand

Technology

bullIn-house IT Development Company ndash Chennai (India)bullDedicated integration and web-interface development specialistsbullState of the art lsquointeroperablersquo system architecture with DR and load optimization for seamless processing and uninterrupted operationsbullData Security and Network Security - ISO 27001 Certified

Web Portal Access amp Web-service Integration

(API)

Backend Aggregators and Business Intelligence Systems

Send Receive Agent Platform

XM Transaction System

Compliance

Detailed process documents available on request

XM - CISXM - CIS

15000 locations15000 locations

bullDirect AgentsbullMarketing AgentsbullStrategic Partnerships

Armenia Azerbaijan Belarus Georgia Kazakhstan Kyrgyzstan Moldova Russia Tajikistan Ukraine amp Uzbekistan

ANDAND YOUYOUCANCAN

BE A BE A BIGBIG PART PART

OF THISOF THIS

INCREDIBLE STORYINCREDIBLE STORY

DELIVERING WITH A TAG LINEDELIVERING WITH A TAG LINE

Simple Fast SafeSimple Fast Safe

XXMM

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XM-Corporate Video Eng-BGMmp4





Business Principle



customers



Physical Locations

Alternate Channels

Anywhere Everywhere

20132014

2015

ATMs

Cards

Mobiles

XM EuropeLondon

XM USNew Jersey

XM CanadaOntario


XM Local

XM AfricaNairobi






SADC















Brand

Technology



(API)




Compliance


XM - CISXM - CIS




ANDAND YOUYOUCANCAN


OF THISOF THIS




XXMM

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Business Principle



customers



Physical Locations

Alternate Channels

Anywhere Everywhere

20132014

2015

ATMs

Cards

Mobiles

XM EuropeLondon

XM USNew Jersey

XM CanadaOntario


XM Local

XM AfricaNairobi






SADC















Brand

Technology



(API)




Compliance


XM - CISXM - CIS




ANDAND YOUYOUCANCAN


OF THISOF THIS




XXMM

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Physical Locations

Alternate Channels

Anywhere Everywhere

20132014

2015

ATMs

Cards

Mobiles

XM EuropeLondon

XM USNew Jersey

XM CanadaOntario


XM Local

XM AfricaNairobi






SADC















Brand

Technology



(API)




Compliance


XM - CISXM - CIS




ANDAND YOUYOUCANCAN


OF THISOF THIS




XXMM

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XM EuropeLondon

XM USNew Jersey

XM CanadaOntario


XM Local

XM AfricaNairobi






SADC















Brand

Technology



(API)




Compliance


XM - CISXM - CIS




ANDAND YOUYOUCANCAN


OF THISOF THIS




XXMM

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Brand

Technology



(API)




Compliance


XM - CISXM - CIS




ANDAND YOUYOUCANCAN


OF THISOF THIS




XXMM

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Technology



(API)




Compliance


XM - CISXM - CIS




ANDAND YOUYOUCANCAN


OF THISOF THIS




XXMM

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Compliance


XM - CISXM - CIS




ANDAND YOUYOUCANCAN


OF THISOF THIS




XXMM

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XM - CISXM - CIS




ANDAND YOUYOUCANCAN


OF THISOF THIS




XXMM

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ANDAND YOUYOUCANCAN


OF THISOF THIS




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global money transfer

Documents

atm locations

terms of locations

action of xpress money

money service quality

money transfer operators

growing money transfer

reliable network

east africa