“Giving Without Losing”“How to Give to My Favorite Charity

Without Giving Up My Money!”

Presented by Edward Kanemoto, Certified Retirement Planner IRA Group, LLC

Important note to those receiving this correspondence…

“The Giving Without Losing Program” is a proprietary program licensed by IRA Group,LLC and designed to increase charitable donations to schools. All information contained in this presentation and subsequent others is confidential in nature and is the property of IRA Group,LLC or it’s affiliates and is intended solely for the named individuals. Any dissemination of this information without the expressed approval from IRA Group,LLC is prohibited.

Information is educational in nature and a feasibility study is required to determine if this strategy is in the best interest of the IRA account holder.

Private School Challenges…

Attracting and Retaining Top Students and Staff

Allocating Funds For Programs and Maintaining Quality in any Economic Climate

Solicitation of donations past and current donors without “wearing out your welcome”

Create a climate for continual gifting as well as implementing the creation of a meaningful endowment fund

Donor’s Challenges I want to give to the school but…

I’ve given $$$$ for the last few years I might need the money this year or.. I’m being approached all the time I have to pick and choose my favorite

charities.. Will I need this my funds for my

retirement or will I pass it on to my heirs?

The economy is so bad that I might need my retirement funds

Students and Parents Challenges

Extra-curricular activities are expensive and becoming limited

Parents are being challenged by the economic realities today

Multi-sport athletes may be forced to settle for one sport or possibly leave for the public schools

Scholarships and grants are difficult to obtain in high school

A Possible Solution to Assist Your Fund Raising Efforts The target demographics: Donors age 45 to

70+ Investment accounts (Non-Qualified) holders

including stocks, bonds, mutual funds a min. $500,000 assets

IRA account holders with an excess of $500,000 in one or combined accounts

Charitable intent of the donor Donor willing to receive a guaranteed

reasonable return on their accounts

What this Program Isn’t… This program is not a charitable

remainder trust, charitable gift trust, or a charitable lead trust

This program is different Your donor will not be required to make a

permanent, outright gift to the school Your donor will not be required to tie money

up in a trust maintained for the benefit of the school

Your donor will not forfeit future IRA potential earnings as a result of giving through this program

Your donor will receive all their money back plus any interest when they pass away

What this program is… The Non-Qualified program uses a donor owned LLC The IRA program uses a “Self Directed IRA custodian”

Depending on the plan design: the IRA custodian will allow the donor to legally

“unlock” IRA funds on behalf of the school without creating taxable income for the account holder and allow the charity to utilize these funds

The school may be able to access funds immediately as annually, lump-sum contributions to the school or a combination of both

All funds are returned to the IRA account holder with interest at the death of the owner!

Risks.. This program involves little or no risk to the

Non-Qualified or IRA account holder The account holder will not be exposed to the volatility

of the financial markets The account holder may yield a higher return in the

future from other investments than is specified at the start of this program

Donors approaching age 70 ½ needs to consider the Required Minimum Distribution requirements in the design of this program.

This program requires an experienced law firm to oversee all aspects of plan administration and insure compliance with all parties

The participant should be aware that the funds once placed with the charity will have little or no liquidity during their lifetime

All financial products used to facilitate these transaction are AAA rated Insurance Companies

Guidelines for Plan Success

$500,000 minimum in stock, bonds, or mutual funds

$500,000 minimum in IRA account Considerations for RMD if near 70 1/2

Plan design is critical to implement this program

Custodian account selection and coordination is critical to implement this program

Requires our legal advisors for record keeping, administration and tax compliance

All Prospective Donors Will… The donor is in the driver’s seat...

They receive a “feasibility study” to determine the plan design

Once they have thoroughly reviewed the plan design options

They can pursue the plan further only if they choose

How Do I Request a Feasibility Study?

For more information Request

Special Book “Giving Without Losing”

(How to give to my favorite charity without giving up my money)

Call 1-866-921-5386 ext. 8001 Visit our website at: www.fundsforcharity.net