give yourself a financial check-up by any aa branch. accepting scholarship applications until april...

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Close to Close to Close to Each year, AAC members are invited to join us for the Annual Meeng and Appreciaon Dinner. Members are up- dated on the financial condion of the credit union and treated to a delicious dinner. To top it off, fabulous door prizes are awarded at the end of the evening. Last year was our biggest turnout to date. Thursday, March 23rd Check In 5:30pm / Dinner 6:00pm Sunnybrook Country Club 624 Port Sheldon St. Grandville, MI 49418 RSVP to any branch by March 13th Winter 2016 FEDERALLY INSURED BY THE NCUA | EQUAL HOUSING LENDER IN THIS ISSUE: Xtend Shared Branching Annual Dinner/Meeng Invitaon New CU Travel Club $1,500 Scholarship Announcement TRAVEL NOTIFICATION: Let us know if you are traveling out-of- state or abroad so that we may place a noce on your AAC debit or Visa card for hassle-free transacons while away. DID YOU MOVE RECENTLY? Please alert us when you have a new address, telephone or email so that we can stay in touch with important ac- count updates. GIVE YOURSELF A FINANCIAL CHECK-UP An evening of An evening of An evening of Are you interested in serving on the AAC Board/ Commiee? See reverse for nominaon informaon. Find branches in: HUDSONVILLE, MUSKEGON, BATTLE CREEK, CEDAR SPRINGS, GRANDVILLE, JENISON, KALAMAZOO, SPARTA, TRAVERSE CITY, WYOMING, AND MORE!! It’s the me of year that many resolve to make beer financial deci- sions in the New Year. Here’s a few ps to get you started: Make a spending plan or budget that suits your needs and income. Don’t try to follow others. A budget is a personal system that has to work for YOU. Include all of your income and expenses. It’s usually easy to deter- mine your income, but geng a grasp of your expenses can be chal- lenging. Grab all of your bills and plan to sit down and review what is really going out. Pay yourself first by trying to save 10% of your income. If you can’t afford 10%, start with a smaller amount. Treat savings as a monthly bill. Sck to your plan, but don’t be afraid to alter your program. Never give up. Be determined to get your finances in order and to succeed. XTEND SHARED BRANCHING Snow Day Relief On a snowy, blowy day do your banking close to home with Xtend Shared Branching. Go to www.goaac.com and visit the Get in Touch tab. You’ll find over 200 branches where you can: Make a Deposit/Withdrawal Make a Loan Payment When vising an Xtend Shared branch you will need your account number and a photo ID. You can also download the FREE Xtend app to find branches near you. Available for iPhone and Android devices.

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Page 1: GIVE YOURSELF A FINANCIAL CHECK-UP by any AA branch. Accepting Scholarship Applications Until April 21, 2016 APPLY TODAY for a little extra credit oard of Director Elections

Close toClose toClose to

Each year, AAC members are invited to join us for the Annual Meeting and Appreciation Dinner. Members are up-dated on the financial condition of the credit union and treated to a delicious dinner. To top it off, fabulous door prizes are awarded at the end of the evening. Last year was our biggest turnout to date.

Thursday, March 23rd Check In 5:30pm / Dinner 6:00pm

Sunnybrook Country Club 624 Port Sheldon St.

Grandville, MI 49418 RSVP to any branch by March 13th

Winter 2016

FEDERALLY INSURED BY THE NCUA | EQUAL HOUSING LENDER

IN THIS ISSUE:

Xtend Shared Branching

Annual Dinner/Meeting Invitation

New CU Travel Club

$1,500 Scholarship Announcement

TRAVEL NOTIFICATION:

Let us know if you are traveling out-of-

state or abroad so that we may place a

notice on your AAC debit or Visa card for

hassle-free transactions while away.

DID YOU MOVE RECENTLY?

Please alert us when you have a new

address, telephone or email so that we

can stay in touch with important ac-

count updates.

GIVE YOURSELF A FINANCIAL CHECK-UP

An evening of An evening of An evening of

Are you interested in serving on the AAC Board/Committee? See reverse for nomination information.

Find branches in: HUDSONVILLE, MUSKEGON, BATTLE CREEK,

CEDAR SPRINGS, GRANDVILLE, JENISON, KALAMAZOO, SPARTA,

TRAVERSE CITY, WYOMING, AND MORE!!

It’s the time of year that many resolve to make better financial deci-sions in the New Year. Here’s a few tips to get you started:

Make a spending plan or budget that suits your needs and income. Don’t try to follow others. A budget is a personal system that has to work for YOU.

Include all of your income and expenses. It’s usually easy to deter-mine your income, but getting a grasp of your expenses can be chal-lenging. Grab all of your bills and plan to sit down and review what is really going out.

Pay yourself first by trying to save 10% of your income. If you can’t afford 10%, start with a smaller amount. Treat savings as a monthly bill.

Stick to your plan, but don’t be afraid to alter your program. Never give up. Be determined to get your finances in order and to succeed.

XTEND SHARED BRANCHING

Snow Day Relief

On a snowy, blowy day do your banking close to home with Xtend Shared Branching. Go to www.goaac.com and visit the Get in Touch tab. You’ll find over 200 branches where you can:

Make a Deposit/Withdrawal

Make a Loan Payment

When visiting an Xtend Shared branch you will need your account number and a photo ID.

You can also download the FREE Xtend app to find branches near you. Available for iPhone and Android devices.

Page 2: GIVE YOURSELF A FINANCIAL CHECK-UP by any AA branch. Accepting Scholarship Applications Until April 21, 2016 APPLY TODAY for a little extra credit oard of Director Elections

HERMAN MILLER 855 E MAIN 616.288.0220 M-F 9AM-4:30PM

ZEELAND 612 E MAIN 616.772.3820 M-F 9AM-5PM SAT 9AM-12PM

HOLLAND 12390 RILEY 616.994.6300 M-F 9AM-5PM SAT 9AM-12PM

HOLLAND 215 E 25TH 616-396-5000 M-F 9AM-5PM

SPRING LAKE 17228 VAN WAGONER 616.842.3147 M-F 9AM-5PM

GRAND RAPIDS 904 BROADWAY NW 616.459.4429 M-TH 9AM-5PM FRI 9AM-5:30PM

TO REPORT A LOST OR STOLEN: DEBIT CARD 800.528.2273 VISA CREDIT CARD 800.858.1633 WEEKDAYS

866-333-4740 NIGHTS/WEEKENDS

AAC CREDIT UNION WILL BE CLOSED

JANUARY 2 | FEBRUARY 20

24 HOUR SERVICE - CHECK YOUR BALANCE, MAKE A TRANSFER AND MORE

CU*TALK AUTOMATED TELEPHONE SYSTEM 616.285.5720 OR TOLL FREE 866.267.4724

ONLINE / MOBILE / TEXT BANKING

THESE SERVICES REQUIRE ACTIVATION. PLEASE CONTACT AAC FOR ASSISTANCE.

To review the AAC Credit Union Privacy Policy, visit

www.aaccreditunion.org and

click Privacy Policy at the bottom of any page.

Member Benefit Spotlight CU Travel Club & Sprint

Attention High School Seniors

$1,500 Joan Szarowicz Memorial Scholarship

Graduating high school seniors may be eligible to apply for our annu-al scholarship award. Students must meet the following qualifica-tions:

Be a 2017 graduating high school senior

Have a 2.50 GPA or higher

Complete and return application before deadline

Be a member of AAC Credit Union for at least one year prior to application date

Be enrolled or plan to attend an accredited college or university

To learn more, or to apply, visit our website at www.goaac.com or stop by any AAC branch.

Accepting

Scholarship Applications

Until April 21, 2016

APPLY TODAY

for a little extra credit

Board of Director Elections

Deadline January 31, 2017

CU TRAVEL CLUB

If you are making plans for a winter getaway, make your first

stop Credit Union Travel Club. Get reduced pricing exclu-

sively for credit union members.

Hotels

Flights

Cruises

Cars

To activate your FREE Travel Membership

visit ‘Must Haves’ at www.goaac.com

SPRINT

This new exclusive cash reward offer is our best one EVER! As

a credit union member, you can earn $100 for every line

when you switch to Sprint.

Members get a $100 cash rewards for every new line

when you switch to Sprint.

Current Sprint custom-

ers will receive $50 cash

reward for every line

transferred into Sprint

Credit Union Member

Cash Rewards.

Plus, get a $50 loyalty cash reward every year for every

line.

Make the switch to Sprint and save

Get a $100 Cash Reward for every new line

To sign up for Sprint cash rewards: Become a Sprint Custom-

er - Register at LoveMyCreditUnion.org/SprintRewards or in

the Love My Credit Union Rewards app. Allow up to 6-8

weeks to see cash rewards directly deposited into your credit

union account.

Are you interested in serving on the AAC volunteer Board of Directors

or Credit Committee? Please submit a letter of interest by January

31, 2017 to: Nominating Committee - AAC Credit Union, 177 Wilson

Avenue NW, Grand Rapids, MI 49534.

2017 Elections

(2) board of directors and (1) credit committee