Give Your Finances A Facelift

with this

15-DAY PROGRAM

They say,

IT TAKES 21 DAYS

TO MAKE OR BREAK A HABIT

However, 21 days may be too long for some people.

Try this

15-DAY CHALLENGE

and jump-start your

financial savvinessstarting today!

FIGURE OUT YOUR CURRENT FINANCIAL STATEDA

Y 1

Understand first where you’re

standing. Review the flow of your finances for up to the last three months.

FIND THE BEST WAY TO TRACK YOUR FINANCES

Track your spending habits

and make adjustments to

make your money handling more

efficient.

DAY 2

Oversee where your money comes from

and where does it go.

LIST DOWN ALL YOUR DEBT

Debt is one of the many reasons why you are continuously shackled financially, although they are all connected with each other.

If you want to turn your whole financial life around, you need to be aware of your all your debts—whether they are interest-bearing or not.

DAY 3

Overspending is one of the main reasons why a lot of people crash and burn their budget

SPENDING MORE THAN THEY

SHOULD BE.

SET A WORKING BUDGET

Have a working budget so you will never stray far from your money.

DAY 4

THINK OF SOMETHING TO SAVE FOR

It can go from something as mundane as a new phone or something as ambitious as a new home.

By having a sense of

PURPOSE for your SAVINGS, you can easily get motivated without even trying hard.

DAY 5

DECLUTTER YOUR BUDGET

Whether it’s cutting the cord or trying to get rid of the junk food, try to make your budget leaner and meaner.

Eliminate some unnecessary expenses from your budget.

DAY 6

POWER UP YOUR SAVINGSToday, it is

much easier to make savings automatic when you have an online account, giving you the power to transfer your money to a purely savings account.

When you make savings automatic, you can stop worrying about it and focus more on other

things.

DAY 7

LOOK FOR WAYS TO EARN MORE

There are many ways you can $tart Earning Money without leaving your full-time job.

Be CREATIVE: whether these are

online jobs or some small-time gig like

selling snacks, what’s important is

that you have another source of

income.

DAY 8

GET INTO INVESTING

DAY 9

Putting your money on a savings account can be good for your financial health, but investing your money somewhere else can give you greater yields.

BOOST YOUR CREDIT SCORE Your credit score can make or break your application for credit cards and other banking products. When you have a low credit score, it can hurt your chances to get approved.

DAY 10

In a nutshell, BOOST your Credit Score by

paying your bills, including existing

loans, before their due date.

REVIEW YOUR BANKING PARTNER

Do you have a savings account and you feel like you’re not getting enough?

Or do you feel like your credit card provider is ripping you off with monumental fees and other charges?  

Review your

banking terms and

see if you’re at a

disadvantage—then change

your banking

provider if you have

to.

DAY 11

COMPILE YOUR DOCUMENTS IN ONE PLACE

ORGANIZATION is key in making your financial life more streamlined.

Put your documents such as bank

statements, passbook, ATM cards, receipts,

and other financial documents in one place

to help you have a better overview of your

money flow.

DAY 12

REVIEW YOUR INSURANCE

POLICYInsurance exists to protect you from the financial fallout of different unfortunate events.

Whether you’re looking at car insurance or travel insurance, you have to go over your policies again and see if you are getting more bang for your buck.

DAY 13

CREATE A THREE-MONTHFINANCIAL PLAN

While you’re almost at the end of your financial overhaul, you shouldn’t waste the momentum and follow up on your whole two week activity.

Create a three-month plan for your money and have a clear overview of what’s going to happen with your money.

DAY 14

RESIST THE URGE OF SPLURGING ON PAYDAY

Remember, Everything

You Planned

Days Before Starts

When You Get Your

Paycheck And Put

Things In Motion.

DAY 15

After 14 days of trying to turn your financial life upside down, it’s time to put everything you’ve learned to practice.

Follow this procedure religiously and you may be able to turn your

whole life around…