General Information

Reinsurance Company «Profile Re» OJSC

Date of foundation: February 19, 2001

License for Reinsurance: № П 3486 77

Shareholders : 100% JSC «Alex Group»

Paid authorized capital stock: RUR 500 000 000

General Director: RUSTEM GARAEV

Head of Reinsurance Department: OLGA LUGOVTSOVA

• 2001 Establishment of Reinsurance Company Rosstrah (OJSC), Novosibirsk• 2003 Opened Moscow Office of Reinsurance Company Rosstrah (OJSC)• 2003 Joining the Company in the All-Russian Insurance Association• 2004 The first insurance indemnity in the amount more than RUB 1 million (agricultural risk)• 2005 The first risk (Aircraft Hull Insurance) from foreign countries (South America)• 2006 Functions of the Company's management transferred to Moscow. Moscow office became a Central Branch, Novosibirsk office - a branch

of the Company. Reinsurance Company Rosstrah (OJSC) acquired status of Federal level• 2006 Rebranding of Rosstrah Re (OJSC). Company has renamed on Reinsurance Company Profile Re (OJSC), has changed of corporate

identity and quality standards, has selected development strategy and identified a new goals and targets• 2006 Started up the website of Profile Re (OJSC)• 2006 The first time that Company has been the sponsor for November Business Meeting of Reinsurance. The Round table was organized

within the Conference• 2007 Started up the English version of website of Profile Re (OJSC)• 2007 Management of the Company transferred to the Central Office. Accounts department transferred from Novosibirsk to Moscow• 2007 Founded Department of Underwriting• 2008 The Expert RA rating agency has awarded Profile Re (OJSC) the highest level of reliability and service quality rating A• 2008 For the first time Profile Re has placed obligatory reinsurance protection in a foreign reinsurance companies• 2008 For the first time Company took part in the X International Insurance and Reinsurance Forum ‘FIAR, Romania’• 2008 Loss Settlement Department became a separate division• 2008 Organized the first joint business-training for Company's partners and employees• 2008 Increased authorized capital stock from 120 million rubles to 500 million rubles• 2008 Profile Re (OJSC) received Trademark Registration Certificate (Russian and English versions)• 2009 The first issue of corporate publication «Information Bulletin «Profile Re »• 2010 Founded the International reinsurance department of Profile Re• 2010 Increased the limit on the obligatory reinsurance protection that has placed in a foreign reinsurance companies• 2010 Put the CRM-system into operation• 2010 Registered the domain www.profile-re.com• 2010 Established Development Department within of Reinsurance Department• 2011 Purchase of 100% shares of Rosstrah-Kyrgyzstan (JSC)• 2011 Restyling of Company

The main milestones of the Company:

Territory of business activity

Paid losses to foreign companies in 2011

Country The insured accident

Vietnam Property Damage

Kirgyzstan

Theft of cargo (antimony)

Indonesia Fire in woodworking enterprise, causing damage to buildings, machinery and stocks

Jordan Fire in a factory for the production of plastic foam

2003 2004 2005 2006 2007 2008 2009 2010 2011

Authorized capital

stock40,0 120,0 120,0 120,0 120,0 500,0 500,0 500,0 500,0

Written Premium

21,6 40,6 41,8 85,5 154,8 227,2 111,9 118,4 162,2

Paid Losses

5,5 16,1 23,4 37,0 69,4 94,8 68,4 80,5 53,9

Dynamic of Basic Figures, mln RUR

21,6

40,6 41,8

85,5

154,8

227,2

111,9118,4

162,2

5,5 16,123,4

37

69,4

94,8

68,480

53,9

0

20

40

60

80

100

120

140

160

180

200

220

240

2003 2004 2005 2006 2007 2008 2009 2010 2011

Paid Losses

Written Premium

Portfolio Structure

REINSURANCE CAPACITY PROFILE RE ON 2012Class of Business

Period Territory Covered Limit Retention Leader of Reinsurance

Treaty

Property

01.01.2012 – 31.12.2012

Worldwide excluding USA and Canada

USD 7 000 000,00

USD 200 000,00Partner Re (Zurich)(AA- by S&P)

CAR/EAR

Construction machines

Cargo Whole world in respect of risks, where destination and/or departure point is situated in the territory of the former USSR

USD 2 000 000,00

Liability Policies written in Russia and the interests abroad but worldwide for Product Liability (excluded USA, Canada, Japan)

USD 2 000 000,00

FACULTATIVE REINSURANCE

Risks are included in the capacity :

OBLIGATORY REINSURANCE

•All risks on a proportional basis •Risks on a non-proportional basis (with the exception of priorities)

•All risks on non-proportional basis upon condition that the PROFILE RE is a exclusive Reinsurer •Special acceptance basis

Policies are covered on basis:

Sum Insured

Bank loan property may be covered on first loss basis (upon condition that Insurance value is to be set not less than the market value discounted by 30%)

Loss limit (upon condition that limit is not less than Probable Maximum Loss)

Tel/Fax: +7 495 780 36 65, +7 495 780 36 66101000, Myasnitskaya str. 46/2 , bldg 3, Moscow, Russia

e-mail: lov@profile-re.ru http://www.profile-re.com