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    EYNDP LMNMKILINT OX

    OHXMNH KH_JP @AJJIKI7

    PAJYTHAN TA M RI_PHPTHNKARTHLHWMTHAN R_AOJIL

    MNYOFMU JMLOM

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    Omnchnk hn Hndhm

    @allir`hmj omncs hn Hndhm ms unhvirsmjomncs

    @alprifinshvi ehnmn`hmj sirvh`is undir

    ani raae

    _isirvi Omnc ae Hndhm (_OH) rikujmtis tfieund-omsid m`thvhthis

    Pi`urhthis mnd Ix`fmnki Oamrd ae Hndhm(PIOH) rikujmtis tfi eii-omsid m`thvhthis.

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    [archnk @mphtmj Jamn Mnd @msf @ridht Pystil

    [archnk `mphtmj jindhnk sthjj m lmgareun`thanmj mrim ear `allir`hmj omncs

    @anvinthanmjjy, warchnk `mphtmj ehnmn`hnk hn

    Hndhm hs hn tfi earl ae `msf `ridht em`hjhty

    Yndir tfi `msf `ridht systil, tfi jindhnkomnc smn`thans m lmxhlul jamn jhlht ta m

    `ustalir Ythjhsmthan hs suogi`t ta mvmhjmohjhty ae

    mdiqumti mssits pjidkid ar fypatfi`mtid

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    [archnk @mphtmj Jamn Mnd @msf @ridht Pystil

    Tfi drmwhnk pawir hs mdgustid mt rikujmrhntirvmjs (narlmjjy an`i m lantf) oy

    `anshdirhnk tfi jivij ae `urrint mssit tfmt

    fms oiin pmhd ear mnd didu`thnk lmrkhn(s)

    tfirieral mt sthpujmtid rmti(s)

    Tfisi lmrkhns mri warcid aut hn jhni whtftfi jindhnk narls ae Tmndan @allhttii.

    Tfi mlaunt ae jamn autstmndhnk `mn vmryeriijy whtfhn tfi drmwhnk pawir mnd mt thlis

    tfi omjmn`i hn tfi `msf `ridht m``aunt `mn

    ivin oi hn `ridht

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    [archnk @mphtmj Jamn Mnd @msf @ridht Pystil

    Hntirist hs pmymoji omsid an tfi m`tumj jivij ae

    jamn ingayid an m dmhjy pradu`t omshs

    Tfus, m ehxid jhlht hs warcid aut ear mny jamn

    m``aunt oy mssisshnk tfi `ustalirs pimc

    riquhrilint an tfi omshs ae hts pragi`tid fajdhnk ae`urrint mssit

    An`i tfhs jhlht hs sit, tfi oarrawir oi`alis

    vhrtumjjy inthtjid ta drmw, suogi`t ta sueeh`hint`urrint mssit fajdhnk, mny mlaunt up ta tfi jhlht.

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    [archnk @mphtmj Jamn Mnd @msf @ridht Pystil

    Tfi oarrawir fms

    tfi apthan ta drmw mt mny pahnt ae thli,

    whtfaut mny prhar nath`i, up ta tfi ixtint ae

    tfi jhlht

    out na `arrispandhnk aojhkmthan ihtfir ta

    `alpinsmti tfi omncir ear tfhs apthan ar ta

    insuri mn apthlul uthjhzmthan ae tfi em`hjhty mt

    mjj pahnts ae thli

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    [archnk @mphtmj Jamn Mnd @msf @ridht Pystil

    Tfirieari, m omncir lmy oi `mjjid upan ta mrrmnki

    ear jmrki mlaunts ae eunds mt sfart ar na nath`i mtpri-ditirlhnid rmti ae hntirist.

    Hn su`f m shtumthan, eunds lmnmkilint mnd

    ehnmn`hmj pjmnnhnk oi`ali rijmthvijy jaw prharhtyhssuis ear tfi oarrawirs

    Tfiy `mn pmss an tfi `ansiquin`is ae

    hnmdiqumti pjmnnhnk mnd hnieeh`hint lmnmkilint

    an tfihr pmrt ta tfi omnchnk systil

    Tfi praojil lmy lmnheist htsije hn tfi earl ae m

    sirhaus strmhn an tfi omncs `msf lmnmkilint

    systil.

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    [archnk @mphtmj Jamn Mnd @msf @ridht Pystil

    Tfi jindhnk omnc lmy try fmrd ta mrrhvi mt m

    rimjhsth` isthlmti ae tfi warchnk `mphtmjriquhrilint ae m `jhint `alpmny avir m `irtmhn

    jinktf ae thli hn euturi

    Out tfi jmttir fms fmrdjy mny stmci hn tfi m``urm`yae tfhs ixir`hsi sa jank ms tfi smn`thanid jhlht hs

    sit mt m sueeh`hintjy fhkf jivij

    Tfi praehtmohjhty ae tfi jindhnk omnc lmy oi

    mdvirsijy meei`tid dui ta su`f hndheeirin`i mnd

    hnieeh`hin`y ae hts `jhintiji.

    Tfhs hs m drmwom`c ae tfi `msf `ridht systil

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    [archnk @mphtmj Jamn Mnd @msf @ridht Pystil

    Tfhs hs mt vmrhmn`i whtf tfi `msf jamn systil

    privmjint hn vmrhaus `auntrhis wfirioy tfi inthrimlaunt ae jamn jhlht hs dhsoursid hn ani sfat

    suogi`t ta riniwmj/rivhiw mt rikujmr hntirvmjs.

    Oishdis, hn Hndhm, `ridht hs `anshdirid m s`mr`i`alladhty mnd niid-omsid ehnmn`hnk hs ani ae tfi

    lmgar pjmncs undirjyhnk tfi `intrmj omncs `ridhtpajh`y ivin hn tfi jhoirmjhzid rikhli.

    Pystilmth` pjmnnhnk ae `ridht mnd apthlmj

    uthjhzmthan tfiriae mri `anshdirid quhti vhtmj.

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    [archnk @mphtmj Jamn Mnd @msf @ridht Pystil

    Mny mrohtrmry orimc-up ae warchnk `mphtmj em`hjhty

    hnta ehxid mnd vmrhmoji `alpanints whjj tfus nat oi

    hn jhni whtf tfi sphrht ae tfi pajh`y ae tfi `intrmj

    omnc.

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    Tmndan @allhttii NarlsPtyji Ae @ridhtTfi ehrst mnd tfi last suostmnthmj warc hn tfi ehijd

    ae warchnk `mphtmj ehnmn`i hn Hndhm wms dani oy tfi

    Tmndan @allhttii

    Tfi @allhttii mhlid mt hn`uj`mthnk hn tfioarrawirs tfi fmoht ae lmchnk mn ieei`thvi ehnmn`hmj

    pjmnnhnk tfraukf m systil ae riwmrd mnd pinmjty

    Ht sukkistid tfmt tfi warchnk `mphtmj em`hjhty sfaujdoi oheur`mtid hnta twa `alpanints

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    Tmndan @allhttii NarlsPtyji Ae @ridht(h) M ehxid ar dilmnd jamn `alpanint,

    hntirist an wfh`f hs ta oi `fmrkid mt m `irtmhn ehxid

    rmti tfraukfaut tfi yimr

    (hh) M vmrhmoji ar `msf `ridht `alpanint,hntirist an wfh`f hs ta oi `fmrkid mt m saliwfmt

    fhkfir rmti. Tfhs `alpanint waujd hndh`mti oy

    wfmt mlaunt tfi jivij ae oarrawhnk ear m pmrth`ujmr

    `ustalir ix`iids tfi dilmnd jamn `alpanint

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    Tmndan @allhttii NarlsPtyji Ae @ridhtHe m oarrawir pragi`ts tfi dilmnd jamn `alpanint

    mt m fhkfir tfmn ni`issmry jivij, fi waujd ind

    up pmyhnk hntirist an mlaunts nat m`tumjjy

    riquhrid oy ht.

    He fi pragi`ts tfi dilmnd jamn mt m jaw jivij, lu`f

    ae hts whtfdrmwmjs whjj mttrm`t m fhkfir rmti ae

    hntirist mnd tfi avirmjj hntirist `ast avir tfi yimr

    waujd nat oi lhnhlhzid.

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    Tmndan @allhttii NarlsPtyji Ae @ridhtHt waujd, tfirieari, oi hn tfi hntirist ae tfi

    oarrawhnk `alpmny ta insuri mn ieeh`hint ehnmn`hmj

    pjmnnhnk mnd ta pragi`t `arri`t jivijs ear hts

    pragi`tid eund riquhrilint

    An`i tfi lantfjy riquhrilint ae warchnk `mphtmj hs

    suolhttid oy m oarrawhnk `alpmny, tfi jindhnk

    omnc fms ta warc aut tfi apthlul jivij ear

    dilmnd jamn tfmt whjj lhnhlhzi tfi mnnumj hntirist

    ourdin

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    EarlujmthanAe Tfi RraojilAn`i m `ustalir suolhts tfi pmttirn ae tfi

    warchnk `mphtmj riquhrilint avir tfi nixt aniyimr, tfi quisthan mrhsis ms ta faw m prm`th`mj

    omncir whjj oheur`mti tfi warchnk `mphtmj

    riquhrilint hnta m ehxid mnd m vmrhmoji

    `alpanint ta lhnhlhsi tfi mnnumj hntirist

    ourdin

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    EarlujmthanAe Tfi RraojilJit [(t) < warchnk `mphtmj ehnmn`i riquhrid oy

    m oarrawhnk `alpmny, ixprissid

    ms m eun`than ae thli, avir tfi nixt

    ani yimr,

    x < jivij ae dilmnd jamn ar ehxid

    `alpanint,[(t) xSwfiri [(t) >x\ < jivij ae vmrhmoji

    `alpanint,

    H < Hntirist ourdin ear tfi `alpmny

    ear tfi nixt ani yimr

    m < _mti ae hntirist ear tfi ehxid

    `alpanint

    (m+ o) < _mti ae hntirist ear tfi vmrhmoji `alpanint

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    EarlujmthanAe Tfi RraojilTfin,

    (=) H

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    Tfi Pajuthan

    He m `alpmny warcs aut hts riquhrilint ae warchnk `mphtmj

    ehnmn`i ear tfi nixt twijvi lantfs h.i. [h ear h

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    Tfi Pajuthan

    Ar, =?

    (4) < m -S(m+o)/=?\ S([h

    x) + ([h

    x)([h

    x)\h

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    Tfi Pajuthan

    Ar,

    (9) n/=? < m/(m+o) ear < 2dx

    dH

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    Tfi Pajuthan

    Hn atfir wards, ear H ta oi lhnhlul, x hs ta oi sa

    `fasin tfmt ear n lantfs [h>x, wfiri n/=?