funds management by banks in india
TRANSCRIPT
-
8/13/2019 Funds Management by Banks in India
1/27
EYNDP LMNMKILINT OX
OHXMNH KH_JP @AJJIKI7
PAJYTHAN TA M RI_PHPTHNKARTHLHWMTHAN R_AOJIL
MNYOFMU JMLOM
-
8/13/2019 Funds Management by Banks in India
2/27
Omnchnk hn Hndhm
@allir`hmj omncs hn Hndhm ms unhvirsmjomncs
@alprifinshvi ehnmn`hmj sirvh`is undir
ani raae
_isirvi Omnc ae Hndhm (_OH) rikujmtis tfieund-omsid m`thvhthis
Pi`urhthis mnd Ix`fmnki Oamrd ae Hndhm(PIOH) rikujmtis tfi eii-omsid m`thvhthis.
-
8/13/2019 Funds Management by Banks in India
3/27
[archnk @mphtmj Jamn Mnd @msf @ridht Pystil
[archnk `mphtmj jindhnk sthjj m lmgareun`thanmj mrim ear `allir`hmj omncs
@anvinthanmjjy, warchnk `mphtmj ehnmn`hnk hn
Hndhm hs hn tfi earl ae `msf `ridht em`hjhty
Yndir tfi `msf `ridht systil, tfi jindhnkomnc smn`thans m lmxhlul jamn jhlht ta m
`ustalir Ythjhsmthan hs suogi`t ta mvmhjmohjhty ae
mdiqumti mssits pjidkid ar fypatfi`mtid
-
8/13/2019 Funds Management by Banks in India
4/27
[archnk @mphtmj Jamn Mnd @msf @ridht Pystil
Tfi drmwhnk pawir hs mdgustid mt rikujmrhntirvmjs (narlmjjy an`i m lantf) oy
`anshdirhnk tfi jivij ae `urrint mssit tfmt
fms oiin pmhd ear mnd didu`thnk lmrkhn(s)
tfirieral mt sthpujmtid rmti(s)
Tfisi lmrkhns mri warcid aut hn jhni whtftfi jindhnk narls ae Tmndan @allhttii.
Tfi mlaunt ae jamn autstmndhnk `mn vmryeriijy whtfhn tfi drmwhnk pawir mnd mt thlis
tfi omjmn`i hn tfi `msf `ridht m``aunt `mn
ivin oi hn `ridht
-
8/13/2019 Funds Management by Banks in India
5/27
[archnk @mphtmj Jamn Mnd @msf @ridht Pystil
Hntirist hs pmymoji omsid an tfi m`tumj jivij ae
jamn ingayid an m dmhjy pradu`t omshs
Tfus, m ehxid jhlht hs warcid aut ear mny jamn
m``aunt oy mssisshnk tfi `ustalirs pimc
riquhrilint an tfi omshs ae hts pragi`tid fajdhnk ae`urrint mssit
An`i tfhs jhlht hs sit, tfi oarrawir oi`alis
vhrtumjjy inthtjid ta drmw, suogi`t ta sueeh`hint`urrint mssit fajdhnk, mny mlaunt up ta tfi jhlht.
-
8/13/2019 Funds Management by Banks in India
6/27
[archnk @mphtmj Jamn Mnd @msf @ridht Pystil
Tfi oarrawir fms
tfi apthan ta drmw mt mny pahnt ae thli,
whtfaut mny prhar nath`i, up ta tfi ixtint ae
tfi jhlht
out na `arrispandhnk aojhkmthan ihtfir ta
`alpinsmti tfi omncir ear tfhs apthan ar ta
insuri mn apthlul uthjhzmthan ae tfi em`hjhty mt
mjj pahnts ae thli
-
8/13/2019 Funds Management by Banks in India
7/27
[archnk @mphtmj Jamn Mnd @msf @ridht Pystil
Tfirieari, m omncir lmy oi `mjjid upan ta mrrmnki
ear jmrki mlaunts ae eunds mt sfart ar na nath`i mtpri-ditirlhnid rmti ae hntirist.
Hn su`f m shtumthan, eunds lmnmkilint mnd
ehnmn`hmj pjmnnhnk oi`ali rijmthvijy jaw prharhtyhssuis ear tfi oarrawirs
Tfiy `mn pmss an tfi `ansiquin`is ae
hnmdiqumti pjmnnhnk mnd hnieeh`hint lmnmkilint
an tfihr pmrt ta tfi omnchnk systil
Tfi praojil lmy lmnheist htsije hn tfi earl ae m
sirhaus strmhn an tfi omncs `msf lmnmkilint
systil.
-
8/13/2019 Funds Management by Banks in India
8/27
[archnk @mphtmj Jamn Mnd @msf @ridht Pystil
Tfi jindhnk omnc lmy try fmrd ta mrrhvi mt m
rimjhsth` isthlmti ae tfi warchnk `mphtmjriquhrilint ae m `jhint `alpmny avir m `irtmhn
jinktf ae thli hn euturi
Out tfi jmttir fms fmrdjy mny stmci hn tfi m``urm`yae tfhs ixir`hsi sa jank ms tfi smn`thanid jhlht hs
sit mt m sueeh`hintjy fhkf jivij
Tfi praehtmohjhty ae tfi jindhnk omnc lmy oi
mdvirsijy meei`tid dui ta su`f hndheeirin`i mnd
hnieeh`hin`y ae hts `jhintiji.
Tfhs hs m drmwom`c ae tfi `msf `ridht systil
-
8/13/2019 Funds Management by Banks in India
9/27
[archnk @mphtmj Jamn Mnd @msf @ridht Pystil
Tfhs hs mt vmrhmn`i whtf tfi `msf jamn systil
privmjint hn vmrhaus `auntrhis wfirioy tfi inthrimlaunt ae jamn jhlht hs dhsoursid hn ani sfat
suogi`t ta riniwmj/rivhiw mt rikujmr hntirvmjs.
Oishdis, hn Hndhm, `ridht hs `anshdirid m s`mr`i`alladhty mnd niid-omsid ehnmn`hnk hs ani ae tfi
lmgar pjmncs undirjyhnk tfi `intrmj omncs `ridhtpajh`y ivin hn tfi jhoirmjhzid rikhli.
Pystilmth` pjmnnhnk ae `ridht mnd apthlmj
uthjhzmthan tfiriae mri `anshdirid quhti vhtmj.
-
8/13/2019 Funds Management by Banks in India
10/27
[archnk @mphtmj Jamn Mnd @msf @ridht Pystil
Mny mrohtrmry orimc-up ae warchnk `mphtmj em`hjhty
hnta ehxid mnd vmrhmoji `alpanints whjj tfus nat oi
hn jhni whtf tfi sphrht ae tfi pajh`y ae tfi `intrmj
omnc.
-
8/13/2019 Funds Management by Banks in India
11/27
Tmndan @allhttii NarlsPtyji Ae @ridhtTfi ehrst mnd tfi last suostmnthmj warc hn tfi ehijd
ae warchnk `mphtmj ehnmn`i hn Hndhm wms dani oy tfi
Tmndan @allhttii
Tfi @allhttii mhlid mt hn`uj`mthnk hn tfioarrawirs tfi fmoht ae lmchnk mn ieei`thvi ehnmn`hmj
pjmnnhnk tfraukf m systil ae riwmrd mnd pinmjty
Ht sukkistid tfmt tfi warchnk `mphtmj em`hjhty sfaujdoi oheur`mtid hnta twa `alpanints
-
8/13/2019 Funds Management by Banks in India
12/27
Tmndan @allhttii NarlsPtyji Ae @ridht(h) M ehxid ar dilmnd jamn `alpanint,
hntirist an wfh`f hs ta oi `fmrkid mt m `irtmhn ehxid
rmti tfraukfaut tfi yimr
(hh) M vmrhmoji ar `msf `ridht `alpanint,hntirist an wfh`f hs ta oi `fmrkid mt m saliwfmt
fhkfir rmti. Tfhs `alpanint waujd hndh`mti oy
wfmt mlaunt tfi jivij ae oarrawhnk ear m pmrth`ujmr
`ustalir ix`iids tfi dilmnd jamn `alpanint
-
8/13/2019 Funds Management by Banks in India
13/27
Tmndan @allhttii NarlsPtyji Ae @ridhtHe m oarrawir pragi`ts tfi dilmnd jamn `alpanint
mt m fhkfir tfmn ni`issmry jivij, fi waujd ind
up pmyhnk hntirist an mlaunts nat m`tumjjy
riquhrid oy ht.
He fi pragi`ts tfi dilmnd jamn mt m jaw jivij, lu`f
ae hts whtfdrmwmjs whjj mttrm`t m fhkfir rmti ae
hntirist mnd tfi avirmjj hntirist `ast avir tfi yimr
waujd nat oi lhnhlhzid.
-
8/13/2019 Funds Management by Banks in India
14/27
Tmndan @allhttii NarlsPtyji Ae @ridhtHt waujd, tfirieari, oi hn tfi hntirist ae tfi
oarrawhnk `alpmny ta insuri mn ieeh`hint ehnmn`hmj
pjmnnhnk mnd ta pragi`t `arri`t jivijs ear hts
pragi`tid eund riquhrilint
An`i tfi lantfjy riquhrilint ae warchnk `mphtmj hs
suolhttid oy m oarrawhnk `alpmny, tfi jindhnk
omnc fms ta warc aut tfi apthlul jivij ear
dilmnd jamn tfmt whjj lhnhlhzi tfi mnnumj hntirist
ourdin
-
8/13/2019 Funds Management by Banks in India
15/27
EarlujmthanAe Tfi RraojilAn`i m `ustalir suolhts tfi pmttirn ae tfi
warchnk `mphtmj riquhrilint avir tfi nixt aniyimr, tfi quisthan mrhsis ms ta faw m prm`th`mj
omncir whjj oheur`mti tfi warchnk `mphtmj
riquhrilint hnta m ehxid mnd m vmrhmoji
`alpanint ta lhnhlhsi tfi mnnumj hntirist
ourdin
-
8/13/2019 Funds Management by Banks in India
16/27
EarlujmthanAe Tfi RraojilJit [(t) < warchnk `mphtmj ehnmn`i riquhrid oy
m oarrawhnk `alpmny, ixprissid
ms m eun`than ae thli, avir tfi nixt
ani yimr,
x < jivij ae dilmnd jamn ar ehxid
`alpanint,[(t) xSwfiri [(t) >x\ < jivij ae vmrhmoji
`alpanint,
H < Hntirist ourdin ear tfi `alpmny
ear tfi nixt ani yimr
m < _mti ae hntirist ear tfi ehxid
`alpanint
(m+ o) < _mti ae hntirist ear tfi vmrhmoji `alpanint
-
8/13/2019 Funds Management by Banks in India
17/27
EarlujmthanAe Tfi RraojilTfin,
(=) H
-
8/13/2019 Funds Management by Banks in India
18/27
Tfi Pajuthan
He m `alpmny warcs aut hts riquhrilint ae warchnk `mphtmj
ehnmn`i ear tfi nixt twijvi lantfs h.i. [h ear h
-
8/13/2019 Funds Management by Banks in India
19/27
Tfi Pajuthan
Ar, =?
(4) < m -S(m+o)/=?\ S([h
x) + ([h
x)([h
x)\h
-
8/13/2019 Funds Management by Banks in India
20/27
Tfi Pajuthan
Ar,
(9) n/=? < m/(m+o) ear < 2dx
dH
-
8/13/2019 Funds Management by Banks in India
21/27
Tfi Pajuthan
Hn atfir wards, ear H ta oi lhnhlul, x hs ta oi sa
`fasin tfmt ear n lantfs [h>x, wfiri n/=?