form nl-1-b-ra name of the insurer: tata aig general ... · pdf fileform nl-2-b-pl name of the...

FORM NL-1-B-RA

Name of the Insurer: TATA AIG GENERAL INSUR ANCE COMPANY LIMITED IRDA Registration No. 108, dated January 22, 2001

REVENUE ACCOUNT FOR THE YEAR ENDED MARCH 31, 2015(Rs. in '000s)

Particulars Schedule

Fire Marine Miscellaneous Total Fire Marine Miscellaneous Total1 Premium earned (Net) NL-4-

Premium Schedule

242,346 2,108,778 15,671,323 18,022,447 247,392 2,190,323 14,290,104 16,727,819

2 Profit/ Loss on sale/redemption of Investments

18,406 31,019 315,962 365,387 5,897 15,908 128,983 150,788

3 Others 386 1,180 9,156 10,722 125 370 2,886 3,381 Co-insurance Administration income 3,375 426 4,409 8,210 1,488 2,208 4,178 7,874

Amortisation of Investments (1,447) (2,438) (24,834) (28,719) (1,089) (2,937) (23,813) (27,839)

4 Interest, Dividend & Rent – Gross 147,866 143,234 1,458,949 1,750,049 114,825 165,672 1,343,241 1,623,738

TOTAL (A) 410,932 2,282,199 17,434,965 20,128,096 368,638 2,371,544 15,745,579 18,485,761

1 Claims Incurred (Net) NL-5-Claims Schedule

203,191 1,545,828 11,012,560 12,761,579 151,041 1,050,122 10,203,744 11,404,907

2 Commission NL-6-Commission Schedule

(578,535) 276,478 688,281 386,224 (514,651) 235,622 647,782 368,753

3 Operating Expenses related to Insurance Business

NL-7-Operating Expenses Schedule

412,896 349,392 4,954,155 5,716,443 277,287 310,032 4,433,319 5,020,638

Contribution towards Solatium Fund - - 4,449 4,449 - - 3,744 3,744

4 Premium Deficiency - - - - - - - - Co-insurance Administration Fees 10,335 768 2,730 13,833 8,525 579 2,227 11,331

Motor pool Administration Fees - - - - - - TOTAL (B) 47,887 2,172,466 16,662,175 18,882,528 (77,798) 1,596,355 15,290,816 16,809,373 Operating Profit/(Loss) from Fire/Marine/Miscellaneous Business C= (A - B)

363,045 109,733 772,790 1,245,568 446,436 775,189 454,763 1,676,388

APPROPRIATIONS

Transfer to Shareholders’ Account 363,045 109,733 772,790 1,245,568 446,436 775,189 454,763 1,676,388

Transfer to Catastrophe Reserve

Transfer to Other Reserves (to be specified)

TOTAL (C) 363,045 109,733 772,790 1,245,568 446,436 775,189 454,763 1,676,388

For the Year Ended March 31, 2015


FORM NL-1-B-RA

Name of the Insurer: TATA AIG GENERAL INSUR ANCE COMPANY LIMITED IRDA Registration No. 108, dated January 22, 2001

REVENUE ACCOUNT FOR THE QUARTER ENDED MARCH 31, 201 5(Rs. in '000s)

Particulars Schedule

Fire Marine Miscellaneous Total Fire Marine Miscellaneous Total1 Premium earned (Net) NL-4-

Premium Schedule

53,943 593,897 4,030,968 4,678,808 71,507 554,318 3,670,019 4,295,844

2 Profit/ Loss on sale/redemption of Investments

2,349 1,997 44,814 49,160 (101) (2,946) (8,290) (11,337)

3 Others 172 480 4,129 4,781 23 55 541 619 Co-insurance Administration income 793 239 553 1,585 73 556 767 1,396

Amortisation of Investments (377) (504) (6,761) (7,642) (272) (368) (5,106) (5,746)

4 Interest, Dividend & Rent – Gross 37,209 27,067 373,633 437,909 32,269 29,228 349,797 411,294

TOTAL (A) 94,089 623,176 4,447,336 5,164,601 103,499 580,843 4,007,728 4,692,070

1 Claims Incurred (Net) NL-5-Claims Schedule

(21,094) 335,528 2,832,612 3,147,046 35,242 205,982 2,730,342 2,971,566

2 Commission NL-6-Commission Schedule

(125,447) 52,910 192,859 120,322 (131,490) 55,142 175,987 99,639

3 Operating Expenses related to Insurance Business

NL-7-Operating Expenses Schedule

136,914 81,543 1,427,470 1,645,927 89,647 81,421 1,223,367 1,394,435

Contribution towards Solatium Fund - - 1,377 1,377 - - 2,389 2,389

4 Premium Deficiency - - - - - - - - Co-insurance Administration Fees 4,281 72 327 4,680 3,752 143 934 4,829

Motor pool Administration Fees - - - - - - TOTAL (B) (5,346) 470,053 4,454,645 4,919,352 (2,849) 342,688 4,133,019 4,472,858 Operating Profit/(Loss) from Fire/Marine/Miscellaneous Business C= (A - B)

99,435 153,123 (7,309) 245,249 106,348 238,155 (125,291) 219,212

APPROPRIATIONS

Transfer to Shareholders’ Account 99,435 153,123 (7,309) 245,249 106,348 238,155 (125,291) 219,212

Transfer to Catastrophe Reserve

Transfer to Other Reserves (to be specified)

TOTAL (C) 99,435 153,123 (7,309) 245,249 106,348 238,155 (125,291) 219,212

Quarter Ended March 31, 2015


FORM NL-2-B-PL

Name of the Insurer: TATA AIG GENERAL INSUR ANCE COMPANY LIMITED

IRDA Registration No. 108, dated January 22, 2001

PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED MARCH 31 , 2015Particulars Schedule For the Year Ended

March 31, 2015Quarter Ended March 31, 2015



(Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000)1 OPERATING PROFIT/(LOSS)

(a) Fire Insurance 363,045 99,435 446,436 106,348 (b) Marine Insurance 109,733 153,123 775,189 238,155 (c ) Miscellaneous Insurance 772,790 (7,309) 454,763 (125,291)

2 INCOME FROM INVESTMENTS(a) Interest, Dividend & Rent – Gross 698,072 171,802 671,963 174,603 (b) Profit on sale of investments 160,809 25,548 90,279 1,335 Less: Loss on sale of investments (9,629) (5,848) (25,754) (5,535)

(c) Amortization of Debt Securities (11,883) (3,119) (11,912) (2,547)

3 OTHER INCOME (To be specified)Claims Service Fees 2,268 231 4,157 1,788 Miscellaneous 75,115 990 7,039 (1,985) TOTAL (A) 2,160,320 434,853 2,412,160 386,871

4 PROVISIONS (Other than taxation)(a) For diminution in the value of investments - - - - (b) For doubtful debts (15,103) 4,738 3,915 2,926

5 OTHER EXPENSES(a) Expenses other than those related to Insurance Business

Employee's remuneration 22,561 22,561 13,267 13,267 Donation 805 (6,310) 7,125 227 CSR Expenditure 23,233 23,233 - - (Profit) / Loss on Sale / Write off of Fixed Assets (Net) (100) 12 (1,467) (12)(b) Bad debts written off 19,841 - - - (c) Wealth Tax 111 111 109 109 (d) Directors Commission 7,500 7,500 - - TOTAL (B) 58,848 51,845 22,949 16,517

Profit Before Tax 2,101,472 383,008 2,389,211 370,354

Provision for Taxation (a) Current tax 606,074 145,074 774,089 121,626 (b) Deferred tax (45,300) (62,916) (14,406) (22,965)(c) Wealth Tax - - - - (d) Adjustment for earlier years - - 6,672 (2)

Profit / (Loss) After Tax 1,540,698 300,850 1,622,856 271,695

APPROPRIATIONS(a) Interim dividends paid during the year - - - - (b) Proposed final dividend 378,750 378,750 505,000 505,000 (c) Dividend distribution tax 77,105 77,105 85,825 85,825 (d) Transfer to any Reserves or Other Accounts (to be specified)

- -

-

-

Balance of profit/ loss brought forward from prior period2,061,838 3,301,686 1,029,807 2,380,967

Balance carried forward to Balance Sheet 3,146,681 3,146,681 2,061,838 2,061,838

FORM NL-3-B-BS

Name of the Insurer: Tata AIG General Insurance Co. Ltd. IRDA Registration No. 108, dated January 22, 2001

BALANCE SHEET AS AT MARCH 31, 2015

Schedule As at March 31, 2015

As at March 31, 2014

(Rs.’000) (Rs.’000)SOURCES OF FUNDS

SHARE CAPITAL NL-8-Share Capital Schedule

5,050,000 5,050,000

SHARE APPLICATION MONEY PENDING ALLOTMENT - -

RESERVES AND SURPLUS NL-10-Reserves and Surplus Schedule

3,297,918 2,213,075

FAIR VALUE CHANGE ACCOUNT 123,099 141,271

BORROWINGS NL-11-Borrowings Schedule

- -

TOTAL 8,471,017 7,404,346

APPLICATION OF FUNDS

INVESTMENTS NL-12-Investment Schedule 30,282,425 28,107,632

LOANS NL-13-Loans Schedule - -

FIXED ASSETS NL-14-Fixed Assets Schedule

968,287 915,154

DEFERRED TAX ASSET 84,477 39,177

CURRENT ASSETSCash and Bank Balances NL-15-Cash and bank

balance Schedule 1,750,540 1,247,955

Advances and Other Assets NL-16-Advances and Other Assets Schedule

4,332,260 3,566,700

Sub-Total (A) 6,082,800 4,814,655

CURRENT LIABILITIES NL-17-Current Liabilities Schedule

18,385,596 17,438,764

PROVISIONS NL-18-Provisions Schedule 10,561,376 9,033,508

Sub-Total (B) 28,946,972 26,472,272

NET CURRENT ASSETS (C) = (A - B) (22,864,172) (21,657,617)

MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted)

NL-19-Miscellaneous Expenditure Schedule

- -

DEBIT BALANCE IN PROFIT AND LOSS ACCOUNT - -

TOTAL 8,471,017 7,404,346

0.38 -

CONTINGENT LIABILITIES

Particulars As at March 31, 2015


(Rs.’000) (Rs.’000)1 Partly paid-up investments - - 2 Claims, other than against policies, not acknowledged as debts by

the company - -

3 Underwriting commitments outstanding (in respect of shares and securities)

- -

4 Guarantees given by or on behalf of the Company - - 5 Statutory demands/ liabilities in dispute, not provided for 108,023 106,783

6 Reinsurance obligations to the extent not provided for in accounts - -

7 Others (Insurance Claims disputed by the company, to the extent not provided/reserved)

96,570 37,861

TOTAL 204,593 144,644

FORM NL-4-PREMIUM SCHEDULEPREMIUM EARNED [NET]

(Rs. in '000s)Particulars FIRE MARINE For the Year Ended

March 31, 2015

Motor-OD Motor-TP Motor TotalWorkmen's

CompensationPersonal Accident

Health Insurance

Liability Engineering Trade Credit Aviation Others Total Gran d Total

Premium from direct business written 3,486,274 2,490,504 7,905,364 4,340,419 12,245,783 217,865 1,414,606 2,378,197 2,234,654 723,922 128,834 22,048 1,798,688 21,164,597 27,141,375 Service Tax - - - - - - - - - - - - - - - Adjustment for change in reserve for unexpired risks

(477,856) (58,135) (571,513) (572,069) (1,143,582) (9,896) 32,975 (121,892) (33,081) (41,677) 471 (3,652) (192,209) (1,512,544) (2,048,534)

Gross Earned Premium 3,008,418 2,432,369 7,333,851 3,768,350 11,102,201 207,969 1,447,581 2,256,305 2,201,573 682,245 129,305 18,396 1,606,479 19,652,053 25,092,841 Add: Premium on reinsurance accepted 678,995 52,684 - (2,313) (2,313) 1,761 - 86,975 178,238 96,653 - - 11 361,325 1,093,004 Less : Premium on reinsurance ceded 3,551,812 358,336 444,708 256,982 701,690 35,492 105,756 129,398 1,390,546 757,204 53,686 22,038 1,472,207 4,668,017 8,578,165 Net Premium 613,457 2,184, 852 7,460,656 4,081,124 11,541,780 184,134 1,308,850 2,335,774 1,022,346 63,371 75,148 10 326,492 16,857,905 19,656,214 Adjustment for change in reserve for unexpired risks (371,111) (76,074) (554,739) (511,313) (1,066,052) (10,149) 30,876 (116,413) (33,744) (4,574) (747) 7 14,214 (1,186,582) (1,633,767)

Premium Earned (Net) 242,346 2,108,778 6,905,917 3,569,811 10,475,728 173,985 1,339,726 2,219,361 988,602 58,797 74,401 17 340,706 15,671,323 18,022,447

(Rs. in '000s)Particulars FIRE MARINE

MISCELLANEOUSFor the Year Ended

March 31, 2014



Health Insurance


Premium from direct business written 3,124,611 2,266,763 7,087,373 3,652,920 10,740,293 204,098 1,489,635 2,144,201 1,990,664 760,238 113,615 26,743 766,250 18,235,737 23,627,111 Service Tax - - - - - - - - - - - - - Adjustment for change in reserve for unexpired risks

(484,859) 287,978 173,932 (98,318) 75,614 167 (234,137) 238,507 (107,266) (41,337) (14,307) (1,232) 2,960 (81,030) (277,911)

Gross Earned Premium 2,639,752 2,554,741 7,261,305 3,554,602 10,815,907 204,265 1,255,498 2,382,708 1,883,398 718,901 99,308 25,511 769,210 18,154,707 23,349,200 Add: Premium on reinsurance accepted 551,324 4,113 - 81,316 81,317 (21) - 65,499 157,191 74,356 - - - 378,342 933,779 Less : Premium on reinsurance ceded 3,101,258 337,097 331,089 346,747 677,835 33,871 95,228 417,865 1,243,345 777,278 42,688 26,713 486,829 3,801,652 7,240,007 Net Premium 574,677 1,933, 779 6,756,284 3,387,489 10,143,775 170,206 1,394,407 1,791,835 904,510 57,316 70,927 30 279,421 14,812,427 17,320,883 Adjustment for change in reserve for unexpired risks (327,285) 256,544 (8,273) (148,001) (156,275) (3,902) (244,434) (1,303) (148,655) (6,026) (8,088) (13) 46,373 (522,323) (593,064)

Premium Earned (Net) 247,392 2,190,323 6,748,011 3,239,488 9,987,500 166,304 1,149,973 1,790,532 755,855 51,290 62,839 17 325,794 14,290,104 16,727,819


MISCELLANEOUSQuarter Ended March 31, 2015

Motor-OD Motor-TP MotorWorkmen's


Health Insurance


Premium from direct business written 921,080 551,262 2,474,649 1,343,316 3,817,964 54,788 295,899 566,814 468,277 116,050 31,320 8,326 575,005 5,934,443 7,406,785 Service Tax - - - - - - - - - - - - - Adjustment for change in reserve for unexpired risks

(170,527) 113,277 (569,420) (321,959) (891,380) (1,777) 43,044 (54,648) 88,173 66,669 (389) (4,657) 71,610 (683,355) (740,605)

Gross Earned Premium 750,553 664,539 1,905,229 1,021,357 2,926,584 53,011 338,943 512,166 556,450 182,719 30,931 3,669 646,615 5,251,088 6,666,180 Add: Premium on reinsurance accepted 61,971 21,685 - - - - - 646 20,127 8,795 - - - 29,568 113,224 Less : Premium on reinsurance ceded 813,220 79,374 135,659 81,987 217,646 8,509 22,565 28,808 311,807 113,316 4,463 8,326 479,439 1,194,879 2,087,473 Net Premium 169,831 493 ,573 2,338,990 1,261,329 3,600,318 46,279 273,334 538,652 176,597 11,529 26,857 - 95,566 4,769,132 5,432,536 Adjustment for change in reserve for unexpired risks (115,888) 100,324 (541,251) (300,945) (842,195) (1,236) 40,937 (42,346) 107,360 4,054 (5,132) 2 392 (738,164) (753,728)

Premium Earned (Net) 53,943 593,897 1,797,739 960,384 2,758,123 45,043 314,271 496,306 283,957 15,583 21,725 2 95,958 4,030,968 4,678,808





Health Insurance


Premium from direct business written 795,190 515,576 682,129 2,330,684 3,012,813 46,684 341,222 450,970 469,660 100,627 25,936 1,985 302,607 4,752,504 6,063,270 Service Tax - - - - - - - - - - - - - - - Adjustment for change in reserve for unexpired risks

(137,489) 118,652 266,826 (642,932) (376,106) 3,795 (987) 83,491 27,418 80,970 4,256 2,274 (48,021) (222,910) (241,747)

Gross Earned Premium 657,701 634,228 948,955 1,687,752 2,636,707 50,479 340,235 534,461 497,078 181,597 30,192 4,259 254,586 4,529,594 5,821,523 Add: Premium on reinsurance accepted 58,102 4,113 - 2,908 2,909 - - 65,499 8,927 21,354 - - - 98,689 160,904 Less : Premium on reinsurance ceded 699,283 70,323 (87,661) 276,611 188,949 8,762 20,845 58,276 272,223 108,978 7,587 5,480 218,930 890,030 1,659,636 Net Premium 154,009 449 ,366 769,790 2,056,981 2,826,773 37,922 320,377 458,193 206,364 13,003 18,349 (3,495) 83,677 3,961,163 4,564,538 Adjustment for change in reserve for unexpired risks (82,502) 104,952 252,920 (617,450) (364,530) 3,346 (2,231) 13,627 52,890 1,052 1,765 1,090 1,847 (291,144) (268,694)

Premium Earned (Net) 71,507 554,318 1,022,710 1,439,531 2,462,243 41,268 318,146 471,820 259,254 14,055 20,114 (2,405) 85,524 3,670,019 4,295,844

TATA AIG GENERAL INSURANCE COMPANY LIMITED

MISCELLANEOUS

FORM NL-5 - CLAIMS SCHEDULECLAIMS INCURRED [NET]


March 31, 2015



Health Insurance

Liability Engineering Trade Credit Aviation Others Total Grand Total

Claims paid - Direct 1,826,077 1,604,052 4,717,256 1,444,343 6,161,599 46,722 634,829 1,616,125 278,217 145,900 9,284 - 527,330 9,420,006 12,850,135 Add Claims Outstanding at the end of the period 285,710 1,209,317 1,065,545 6,635,186 7,700,731 83,284 531,261 639,919 537,223 80,696 35,320 5 100,474 9,708,913 11,203,940 Less Claims Outstanding at the beginning of the year 259,079 982,056 1,052,909 4,383,207 5,436,116 63,309 315,422 589,667 446,512 60,861 16,637 2 68,608 6,997,134 8,238,269 Gross Incurred Claims 1,852,708 1,831,313 4,729,892 3,696,322 8,426,214 66,697 850,668 1,666,377 368,928 165,735 27,967 3 559,196 12,131,785 15,815,806 Add :Re-insurance accepted to direct claims 100,778 - - 38,672 38,672 - - 111,265 23,427 1,510 - - - 174,874 275,652 Less :Re-insurance Ceded to claims paid 1,750,295 285,485 242,678 298,952 541,631 3,114 36,204 102,890 228,367 138,177 5,367 - 238,349 1,294,099 3,329,879

Net Claims 203,191 1,545,828 4,487,214 3,436,042 7,923,255 63,583 814,464 1,674,752 163,988 29,068 22,600 3 320,847 11,012,560 12,761,579


March 31, 2014



Health Insurance


Claims paid - Direct 1,067,486 1,326,386 4,443,439 814,151 5,257,589 56,594 416,796 1,569,976 425,309 429,716 45,073 - 606,957 8,808,010 11,201,882 Add Claims Outstanding at the end of the period 259,079 982,056 1,052,909 4,383,207 5,436,116 63,309 315,422 589,667 446,512 60,861 16,637 2 68,608 6,997,134 8,238,269

Less Claims Outstanding at the beginning of the year 207,938 1,059,837 888,028 2,029,328 2,917,356 73,703 217,527 304,105 413,543 43,263 43,694 - 96,109 4,109,300 5,377,075 Gross Incurred Claims 1,118,627 1,248,605 4,608,320 3,168,030 7,776,349 46,200 514,691 1,855,538 458,278 447,314 18,016 2 579,456 11,695,844 14,063,076 Add :Re-insurance accepted to direct claims 74,549 - - 294,983 294,983 - - - 32,220 3,459 - - 1,728 332,390 406,939 Less :Re-insurance Ceded to claims paid 1,042,135 198,483 359,207 247,488 606,695 5,114 34,060 335,214 164,329 413,226 18,119 - 247,733 1,824,490 3,065,108

Net Claims 151,041 1,050,122 4,249,113 3,215,525 7,464,637 41,086 480,631 1,520,324 326,169 37,547 (103) 2 333,451 10,203,744 11,404,907





Health Insurance


Claims paid - Direct 299,022 553,646 1,321,013 490,820 1,811,833 11,694 175,856 414,625 64,346 45,034 2,196 - 243,718 2,769,302 3,621,970 Add Claims Outstanding at the end of the quarter 285,710 1,209,317 1,065,545 6,635,186 7,700,731 83,284 531,261 639,919 537,223 80,696 35,320 5 100,474 9,708,913 11,203,940

Less Claims Outstanding at the beginning of the quarter 353,582 1,302,703 1,104,808 6,176,832 7,281,641 74,172 492,234 663,050 525,141 95,569 17,325 4 108,181 9,257,317 10,913,602 Gross Incurred Claims 231,150 460,260 1,281,750 949,174 2,230,923 20,806 214,883 391,494 76,428 30,161 20,191 1 236,011 3,220,898 3,912,308 Add :Re-insurance accepted to direct claims 38,061 - - 13,125 13,125 - - 46,294 104 14 - - - 59,537 97,598 Less :Re-insurance Ceded to claims paid 290,305 124,732 65,751 86,654 152,406 712 9,455 21,835 48,778 44,923 2,969 - 166,745 447,823 862,860

Net Claims (21,094) 335,528 1,215,999 875,645 2,091,642 20,094 205,428 415,953 27,754 (14,748) 17,222 1 69,266 2,832,612 3,147,046





Health Insurance


Claims paid - Direct 310,674 453,831 1,168,731 275,571 1,444,302 17,515 149,364 557,234 187,791 95,580 4,150 - 141,839 2,597,775 3,362,280

Add Claims Outstanding at the end of the quarter 259,079 982,056 1,052,909 4,383,207 5,436,116 63,309 315,422 589,667 446,512 60,861 16,637 2 68,608 6,997,134 8,238,269

Less Claims Outstanding at the beginning of the quarter 250,691 1,169,521 1,138,637 3,790,377 4,929,014 79,878 302,275 516,100 514,067 43,467 18,172 363 82,596 6,485,932 7,906,144 Gross Incurred Claims 319,062 266,366 1,083,003 868,401 1,951,404 946 162,511 630,801 120,236 112,974 2,615 (361) 127,851 3,108,977 3,694,405 Add :Re-insurance accepted to direct claims 46,553 - - 30,501 30,501 - - - 22,777 119 - - 1,589 54,986 101,539 Less :Re-insurance Ceded to claims paid 330,373 60,384 76,703 79,197 155,899 1,321 9,557 76,909 47,904 85,837 409 - 55,785 433,621 824,378

Net Claims 35,242 205,982 1,006,300 819,705 1,826,006 (375) 152,954 553,892 95,109 27,256 2,206 (361) 73,655 2,730,342 2,971,566


MISCELLANEOUS

MISCELLANEOUS

FORM NL-6-COMMISSION SCHEDULE

(Rs. in '000s)

Particulars FIRE MARINEFor the Year Ended

March 31, 2015



Health Insurance

Liability Engineering Trade Credit Aviation Others Total G rand Total

Commission Paid - Direct 208,307 325,925 608,495 - 608,495 19,741 118,391 172,986 280,408 46,184 14,555 326 48,769 1,309,855 1,844,087 Add: Reinsurance accepted 68,912 5,455 - - - 453 - 4,339 20,472 12,090 - - 122 37,476 111,843 Less : Reinsurance ceded 855,754 54,902 66,763 10,995 77,758 6,800 28,353 26,085 55,505 179,254 2,933 759 281,603 659,050 1,569,706 Net Commission (578,535) 276,478 541,732 (10,995) 530,737 13,394 90,038 151,240 245,375 (120,980) 11,622 (433) (232,712) 688,281 386,224

Break up of Gross CommissionAgents 29,907 64,210 383,491 - 383,491 6,769 29,464 50,857 14,855 8,516 400 - 12,696 507,048 601,165 Brokers 118,610 255,751 159,321 - 159,321 9,847 49,764 66,822 264,372 36,205 14,155 326 29,810 630,622 1,004,983 Corporate Agents 59,790 5,964 65,683 - 65,683 3,125 39,163 55,307 1,181 1,463 - - 6,263 172,185 237,939 Referral - - - - - - - - - - - - - - -

208,307 325,925 608,495 - 608,495 19,741 118,391 172,986 280,408 46,184 14,555 326 48,769 1,309,855 1,844,087

(Rs. in '000s)

Particulars FIRE MARINEFor the Year Ended

March 31, 2014



Health Insurance


Commission Paid - Direct 185,624 282,312 524,266 (158) 524,108 18,042 111,538 134,866 239,589 42,550 13,620 70 24,201 1,108,584 1,576,520 Add: Reinsurance accepted 54,236 1,152 - - - (4) - 1,647 25,974 12,328 - - - 39,945 95,333 Less : Reinsurance ceded 754,511 47,842 70,354 6,430 76,784 7,399 29,146 109,795 49,536 117,786 1,713 549 108,039 500,747 1,303,100 Net Commission (514,651) 235,622 453,912 (6,588) 447,324 10,639 82,392 26,718 216,027 (62,908) 11,907 (479) (83,838) 647,782 368,753

Break up of Gross CommissionAgents 34,828 63,124 345,497 - 345,497 6,708 28,540 40,076 14,464 10,240 820 - 5,291 451,636 549,588 Brokers 100,722 215,227 114,015 (157) 113,858 9,419 44,498 60,378 223,983 31,517 12,800 70 17,468 513,991 829,940 Corporate Agents 50,074 3,961 64,754 (1) 64,753 1,915 38,500 34,412 1,142 793 - - 1,442 142,957 196,992 Referral - - - - - - - - - - - - - - -

185,624 282,312 524,266 (158) 524,108 18,042 111,538 134,866 239,589 42,550 13,620 70 24,201 1,108,584 1,576,520

(Rs. in '000s)

Particulars FIRE MARINE MISCELLANEOUSQuarter Ended March 31, 2015



Health Insurance


Commission Paid - Direct 50,115 66,672 191,679 (221) 191,458 4,996 26,737 42,945 58,649 10,316 4,453 326 12,700 352,580 469,367 Add: Reinsurance accepted 9,132 (1,095) - - - 264 - 32 1,863 685 - - - 2,844 10,881 Less : Reinsurance ceded 184,694 12,667 18,576 3,618 22,194 4,131 2,220 2,107 7,966 32,349 338 572 90,688 162,565 359,926 Net Commission (125,447) 52,910 173,103 (3,839) 169,264 1,129 24,517 40,870 52,546 (21,348) 4,115 (246) (77,988) 192,859 120,322

Break up of Gross CommissionAgents (20,480) 10,969 83,376 - 83,376 129 (14,671) (17,325) 4,180 1,582 42 - 706 58,019 48,508 Brokers 23,408 50,810 54,495 (221) 54,274 2,477 10,411 14,409 53,638 7,570 4,411 326 6,556 154,072 228,290 Corporate Agents 47,187 4,893 53,809 - 53,809 2,390 30,997 45,861 831 1,164 - - 5,438 140,490 192,570 Referral - - (1) - (1) - - - - - - - - (1) (1)

50,115 66,672 191,679 (221) 191,458 4,996 26,737 42,945 58,649 10,316 4,453 326 12,700 352,580 469,367

(Rs. in '000s)

Particulars FIRE MARINE MISCELLANEOUSQuarter Ended March 31, 2014



Health Insurance


Commission Paid - Direct 42,256 66,004 143,331 (158) 143,173 4,395 28,875 34,651 51,529 8,950 3,638 35 9,426 284,672 392,932 Add: Reinsurance accepted 6,831 1,152 - - - - - 1,647 (516) 2,724 - - - 3,855 11,838 Less : Reinsurance ceded 180,577 12,014 19,800 2,566 22,365 6,183 20,108 19,954 23,186 (31,642) 211 (427) 52,602 112,540 305,131 Net Commission (131,490) 55,142 123,531 (2,724) 120,808 (1,788) 8,767 16,344 27,827 43,316 3,427 462 (43,176) 175,987 99,639

Break up of Gross CommissionAgents 8,020 15,858 86,606 - 86,606 1,728 3,761 9,254 4,487 3,093 277 - 328 109,534 133,412 Brokers 16,245 49,015 29,739 (157) 29,582 2,109 16,957 12,918 46,632 5,991 3,361 35 8,060 125,645 190,905 Corporate Agents 17,991 1,131 26,986 (1) 26,985 558 8,157 12,479 410 (134) - - 1,038 49,493 68,615 Referral - - - - - - - - - - - - - - -

42,256 66,004 143,331 (158) 143,173 4,395 28,875 34,651 51,529 8,950 3,638 35 9,426 284,672 392,932


MISCELLANEOUS

MISCELLANEOUS

FORM NL-7-OPERATING EXPENSES SCHEDULEOPERATING EXPENSES RELATED TO INSURANCE BUSINESS

(Rs. in '000s)

FIRE MARINE MISCELLANEOUSFor the Year Ended

March 31, 2015

FIRE MARINE Motor-OD Motor-TP Motor TotalWorkmen's


Health Insurance

Liability Engineering Trade Credit Aviation Others Total Grand T otal

Employees’ remuneration and welfare benefits 131,663 156,292 444,338 244,167 688,505 17,719 129,544 284,554 136,250 11,768 9,454 47 90,124 1,367,965 1,655,920

Travel, conveyance and vehicle running expenses 10,414 8,007 25,611 14,058 39,669 786 8,414 16,691 6,779 998 621 3 10,753 84,714 103,135 Training expenses 2,641 4,833 12,787 7,018 19,805 435 3,620 8,786 4,019 263 212 - 2,094 39,234 46,708 Rents, rates and taxes 28,912 52,091 361,866 198,563 560,429 5,106 68,518 130,003 27,528 1,858 1,159 10 10,401 805,012 886,015 Repairs 2,437 5,070 15,231 8,358 23,589 522 3,239 6,535 4,356 215 237 1 1,144 39,838 47,345 Printing and Stationery 2,872 4,424 26,693 14,648 41,341 1,150 10,891 20,190 3,224 239 173 1 3,566 80,775 88,071 Communication 6,659 13,381 50,143 27,516 77,659 1,350 12,959 24,256 10,887 634 591 2 4,927 133,265 153,305 Legal and Professional charges 50,691 57,521 563,561 309,244 872,805 11,030 114,302 211,945 27,110 2,959 723 8 19,578 1,260,460 1,368,672

Auditors' fees, expenses etc.a) as auditors 191 583 873 479 1,352 53 545 1,930 491 31 25 - 299 4,726 5,500

b) as advisor or in any other capacity, in respect of : - - - - - - - - - - - - - - - (i) Taxation matters - - - - - - - - - - - - - - - (ii) Insurance matters - - - - - - - - - - - - - - -

(iii) Management services - - - - - - - - - - - - - - - c) in any other capacity and 23 69 103 57 160 6 64 228 58 4 3 - 35 558 650

d) out of pocket expenses 3 9 14 8 22 1 9 31 8 1 - - 5 77 89 Advertisement and publicity 154,158 12,368 223,502 122,634 346,136 14,564 77,317 137,714 6,029 786 58 1 3,457 586,062 752,588 Interest and Bank Charges 1,210 3,697 5,538 60,836 66,374 333 5,501 15,821 3,114 198 161 - 1,894 93,396 98,303

Others:Information Technology Expenses 9,475 20,395 76,129 41,772 117,901 2,065 14,978 30,019 17,750 803 841 - 7,593 191,950 221,820

Miscellaneous Expenses 1,243 (163) 66,260 36,359 102,619 4,643 23,165 (30,793) 2,209 249 41 1 6,292 108,426 109,506 Depreciation/ Amortisation 10,287 15,692 46,233 25,373 71,606 1,781 10,225 21,695 13,471 846 857 4 4,933 125,418 151,397 Service Tax Account 17 (4,877) 589 323 912 7 5,138 9,056 10 - 1,530 - 15,626 32,279 27,419 Total 412,896 349,392 1,919,471 1,111,413 3,030,884 61,551 488,429 888,661 263,293 21,852 16,686 78 182,721 4,954,155 5,716,443

(Rs. in '000s)

FIRE MARINE MISCELLANEOUSQuarter Ended March 31, 2015

FIRE MARINE Motor-OD Motor-TP MotorWorkmen's


Health Insurance


Employees’ remuneration and welfare benefits 34,990 39,645 135,241 73,681 208,922 4,915 31,391 72,101 33,563 2,515 2,638 22 28,860 384,927 459,562

Travel, conveyance and vehicle running expenses 3,139 2,095 8,389 4,557 12,946 252 2,295 4,792 1,924 238 167 1 3,138 25,753 30,987 Training expenses 758 1,035 3,841 2,085 5,926 102 904 1,950 843 53 66 - 807 10,651 12,444 Rents, rates and taxes 7,823 10,194 111,171 60,333 171,504 1,253 12,402 25,863 6,123 345 308 4 3,354 221,156 239,173 Repairs 564 1,218 4,939 2,683 7,622 129 737 1,499 974 40 67 - 334 11,402 13,184 Printing and Stationery 782 1,025 7,791 4,225 12,016 350 2,361 4,737 793 48 58 1 756 21,120 22,927 Communication 1,688 2,928 13,906 7,534 21,440 352 2,278 4,794 2,294 100 175 1 961 32,395 37,011 Legal and Professional charges 17,303 11,978 186,438 101,295 287,733 3,015 20,854 43,092 6,330 696 931 4 2,682 365,337 394,618 Auditors' fees, expenses etc. - - - - - - - - - - - - - - -

a) as auditors 89 251 379 206 585 24 231 806 203 14 12 - 160 2,035 2,375 b) as advisor or in any other capacity, in respect of : - - - - - - - - - - - - - - -

(i) Taxation matters - - - - - - - - - - - - - - - (ii) Insurance matters - - - - - - - - - - - - - - - (iii) Management services - - - - - - - - - - - - - - -

c) in any other capacity and 10 26 40 22 62 2 24 84 21 2 1 - 17 213 249 d) out of pocket expenses 1 1 2 1 3 - 1 4 1 1 - - 2 12 14

Advertisement and publicity 65,450 3,093 96,181 52,436 148,617 5,504 26,173 49,012 1,890 245 29 1 1,262 232,733 301,276 Interest and Bank Charges 438 1,178 1,788 971 2,759 114 1,061 3,761 934 67 60 - 838 9,594 11,210 Others: - - - - - - - - - - - - - - -

Information Technology Expenses 2,101 4,130 21,785 11,809 33,594 470 3,194 6,912 3,306 100 216 - 2,266 50,058 56,289 Miscellaneous Expenses (229) (83) 20,216 10,966 31,182 174 21,238 (33,674) 55 (33) (28) 1 4,908 23,823 23,511

Depreciation/ Amortisation 2,002 2,829 11,414 6,170 17,584 344 1,828 4,178 2,155 119 167 1 1,371 27,747 32,578 Service Tax Account 5 - 103 55 158 1 1,861 3,418 5 - 377 - 2,694 8,514 8,519 Total 136,914 81,543 623,624 339,029 962,653 17,001 128,833 193,329 61,414 4,550 5,244 36 54,410 1,427,470 1,645,927


FORM NL-7-OPERATING EXPENSES SCHEDULEOPERATING EXPENSES RELATED TO INSURANCE BUSINESS

(Rs. in '000s)

FIRE MARINEFor the Year Ended

March 31, 2014

FIRE MARINE Motor-OD Motor-TP Motor TotalWorkmen's


Health Insurance


Employees’ remuneration and welfare benefits 112,118 131,745 395,939 201,764 597,703 15,530 131,334 216,185 123,203 9,680 8,630 98 82,786 1,185,149 1,429,012

Travel, conveyance and vehicle running expenses 8,877 5,672 21,663 11,060 32,723 604 7,667 12,376 6,033 831 490 5 9,030 69,759 84,308 Training expenses 1,974 3,358 8,727 4,439 13,166 309 3,390 7,429 2,739 187 145 1 2,066 29,432 34,764 Rents, rates and taxes 23,159 44,565 303,147 152,980 456,127 4,099 63,751 89,559 24,486 1,551 1,058 17 8,582 649,230 716,954 Repairs 2,133 3,926 11,724 5,924 17,648 439 2,928 4,455 3,460 161 205 2 860 30,158 36,217 Printing and Stationery 2,270 4,691 29,733 15,054 44,787 559 7,007 10,355 3,780 184 199 1 3,037 69,909 76,870 Communication 6,980 14,828 52,517 26,556 79,073 1,444 16,267 23,109 11,803 650 637 5 5,531 138,519 160,327 Legal and Professional charges 35,927 44,127 482,909 243,806 726,715 9,702 136,798 185,610 25,058 2,079 818 16 23,527 1,110,323 1,190,377

Auditors' fees, expenses etc.a) as auditors 151 449 696 350 1,046 43 493 1,305 381 19 21 - 346 3,654 4,254


(iii) Management services - - - - - - - - - - - - - - - c) in any other capacity and 14 42 65 33 98 4 46 123 36 2 2 - 33 344 400

d) out of pocket expenses 3 8 12 6 18 1 9 23 7 - - - 6 64 75 Advertisement and publicity 60,183 9,677 156,461 78,839 235,300 10,307 59,788 78,614 4,970 696 72 1 5,669 395,417 465,277 Interest and Bank Charges 899 2,664 4,130 249,214 253,344 254 8,507 14,946 2,262 114 122 1 2,057 281,607 285,170

Others: - - - - - - - - - - - - - - - Information Technology Expenses 8,397 17,833 68,331 34,447 102,778 1,847 16,005 22,787 15,481 676 791 1 6,541 166,907 193,137

Miscellaneous Expenses 3,498 9,843 93,512 47,139 140,651 (1,725) 27,498 (26,203) 4,616 60 292 2 4,907 150,098 163,439 Depreciation/ Amortisation 10,791 17,429 53,062 26,891 79,953 1,956 12,565 19,035 14,791 802 863 11 4,312 134,288 162,508 Service Tax Account (87) (825) (1,026) (517) (1,543) (29) 13,417 17,313 (230) (9) 567 - (11,025) 18,461 17,549 Total 277,287 310,032 1,681,602 1,097,985 2,779,587 45,344 507,470 677,021 242,876 17,683 14,912 161 148,265 4,433,319 5,020,638

(Rs. in '000s)

FIRE MARINE MISCELLANEOUSQuarter Ended March 31, 2014

FIRE MARINE Motor-OD Motor-TP MotorWorkmen's


Health Insurance


Employees’ remuneration and welfare benefits 28,993 33,360 37,369 125,526 162,895 4,105 33,423 57,526 31,452 2,216 2,308 (706) 27,385 320,604 382,957

Travel, conveyance and vehicle running expenses 2,643 1,417 1,543 6,883 8,426 166 1,941 3,392 1,662 200 126 (28) 2,591 18,476 22,536 Training expenses 606 1,074 968 2,785 3,753 106 969 2,347 891 61 52 (41) 1,074 9,212 10,892 Rents, rates and taxes 5,290 10,048 43,362 96,180 139,542 963 16,083 24,230 6,074 394 270 (139) 3,004 190,421 205,759 Repairs 430 645 (12) 3,366 3,354 78 512 972 549 31 41 (14) 303 5,826 6,901 Printing and Stationery 251 (161) (86) 8,600 8,514 101 (1,613) (1,348) 360 47 18 (26) 1,379 7,432 7,522 Communication 2,016 4,729 8,482 17,021 25,503 393 3,732 5,876 3,403 168 205 (43) 1,680 40,917 47,662 Legal and Professional charges 9,993 9,786 56,658 150,708 207,366 2,290 1,881 11,154 6,890 709 191 (146) 11,947 242,282 262,061

Auditors' fees, expenses etc. - - - - - - - - - - - - - - - a) as auditors 41 111 51 208 259 11 106 288 89 6 6 (11) 148 902 1,054


(iii) Management services - - - - - - - - - - - - - - - c) in any other capacity and - - (16) 15 (1) - (2) (4) - - - (1) 8 - -

d) out of pocket expenses - - (3) 3 - - - (1) - - - - 1 - - Advertisement and publicity 32,037 3,584 40,158 53,320 93,478 5,346 29,692 40,439 2,668 348 43 (16) 2,168 174,166 209,787 Interest and Bank Charges 255 688 356 62,767 63,123 65 1,855 3,549 556 36 34 (63) 897 70,052 70,995

Others: - - - - - - - - - - - - - - - Information Technology Expenses 1,854 4,583 7,507 21,113 28,620 480 3,976 6,224 3,910 138 221 (56) 2,125 45,638 52,075

Miscellaneous Expenses 1,505 4,631 12,992 29,486 42,478 (2,153) 22,171 (36,620) 2,100 30 131 (77) 2,849 30,909 37,045 Depreciation/ Amortisation 2,724 3,965 3,957 16,277 20,234 478 2,915 4,870 3,526 203 245 (57) 1,636 34,050 40,739 Service Tax Account 4 1,884 211 (245) (34) 2 2,597 3,863 22 1 257 1 (2) 6,707 8,595 Total 88,642 80,344 213,497 594,013 807,510 12,431 120,238 126,757 64,152 4,588 4,148 (1,423) 59,193 1,197,594 1,366,580


MISCELLANEOUS

FORM NL-8-SHARE CAPITAL SCHEDULESHARE CAPITAL



(Rs.’000). (Rs.’000).1 Authorised Capital

750,000,000 (Previous Year : 750,000,000) Equity Shares of Rs.10 each

7,500,000 7,500,000

2 Issued Capital505,000,000 (Previous Year : 505,000,000) Equity Shares of Rs.10 each

5,050,000 5,050,000

3 Subscribed Capital505,000,000 (Previous Year : 505,000,000) Equity Shares of Rs.10 each

5,050,000 5,050,000

4 Called-up Capital505,000,000 (Previous Year : 505,000,000) Equity Shares of Rs.10 each

5,050,000 5,050,000

Less : Calls unpaid - - Add : Equity Shares forfeited (Amount originally paid up)

- -

Less : Par Value of Equity Shares bought back - -

Less : Preliminary Expenses - - Expenses including commission or brokerage on Underwriting or subscription of shares TOTAL 5,050,000 5,050,000


FORM NL-9-PATTERN OF SHAREHOLDING SCHEDULESHARE CAPITAL

PATTERN OF SHAREHOLDING[As certified by the Management]

Shareholder

Number of Shares

% of Holding Number of Shares

% of Holding

Promoters· Indian - Tata Sons Limited 373,700,000 74% 373,700,000 74%

· Foreign - CHARTIS MEMSA Holdings Inc. 131,300,000 26% 131,300,000 26%

Others - - - - TOTAL 505,000,000 100% 505,000,000 100%




FORM NL-10-RESERVE AND SURPLUS SCHEDULERESERVES AND SURPLUS



(Rs.’000). (Rs.’000).1 Capital Reserve - - 2 Capital Redemption Reserve - - 3 Share Premium - -

General Reserves 151,237 151,237 Less: Debit balance in Profit and Loss Account - -

Less: Amount utilized for Buy-back - - 5 Catastrophe Reserve - - 6 Other Reserves (to be specified) - - 7 Balance of Profit in Profit & Loss Account 3,146,681 2,061,838

TOTAL 3,297,918 2,213,075

4


FORM NL-11-BORROWINGS SCHEDULEBORROWINGS



(Rs.’000). (Rs.’000).1 Debentures/ Bonds - - 2 Banks - - 3 Financial Institutions - - 4 Others (to be specified) - -

TOTAL - -


FORM NL-12-INVESTMENT SCHEDULEInvestments



(Rs.’000). (Rs.’000).LONG TERM INVESTMENTS

1 Government securities and Government guaranteed bonds including Treasury Bills

5,809,358 8,402,488

2 Other Approved Securities - - 3 Other Investments

(a) Shares(aa) Equity - - (bb) Preference - - ( b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds 2,747,096 3,932,083 (e) Other Securities - - (f) Subsidiaries - - (g) Investment Properties-Real Estate

- -

4 Investments in Infrastructure and Social Sector 12,780,003 9,933,804

5 Other than Approved Investments - - SHORT TERM INVESTMENTS

1 Government securities and Government guaranteed bonds including Treasury Bills

4,699,762 3,266,002

2 Other Approved Securities - - 3 Other Investments

(a) Shares(i) Equity 2,157,030 1,185,014 (ii) Preference - - (b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds 1,609,440 691,161 (e) Other Securities (to be specified) 379,766 149,457 (f) Subsidiaries - - (g) Investment Properties-Real Estate - -

4 Investments in Infrastructure and Social Sector 99,970 547,623

5 Other than Approved Investments - - TOTAL 30,282,425 28,107,632


FORM NL-13-LOANS SCHEDULELOANS



(Rs.’000). (Rs.’000).1 SECURITY-WISE CLASSIFICATION

Secured(a) On mortgage of property(aa) In India - - (bb) Outside India - - (b) On Shares, Bonds, Govt. Securities - - (c) Others (to be specified) - - Unsecured - - TOTAL - -

2 BORROWER-WISE CLASSIFICATION(a) Central and State Governments - - (b) Banks and Financial Institutions - - (c) Subsidiaries - - (d) Industrial Undertakings - - (e) Others (to be specified) - - TOTAL - -

3 PERFORMANCE-WISE CLASSIFICATION(a) Loans classified as standard(aa) In India - - (bb) Outside India - - (b) Non-performing loans less provisions(aa) In India - - (bb) Outside India - - TOTAL - -

4 MATURITY-WISE CLASSIFICATION(a) Short Term - - (b) Long Term - - TOTAL - -


FORM NL-14-FIXED ASSETS SCHEDULE

FIXED ASSETS(Rs.’000)

ParticularsOn Sales/

AdjustmentsGoodwill - - - - - - - - - - Intangibles (software) 514,376 95,250 - 609,626 414,714 57,277 - 471,991 137,635 99,662 Land-Freehold - - - - - - - - - - Leasehold Improvements 209,678 38,679 1,205 247,152 160,322 16,807 1,205 175,924 71,228 49,356 Buildings 528,498 - - 528,498 9,549 8,808 - 18,357 510,141 518,949 Freehold Improvements 56,585 1,160 - 57,745 12,244 5,000 - 17,244 40,501 44,340 Furniture & Fittings 77,938 5,370 255 83,053 62,830 8,556 255 71,131 11,922 15,108 Information Technology Equipment

476,833 62,946 1,927 537,852 380,946 35,243 1,854 414,335 123,517 95,887

Vehicles 23,279 4,338 365 27,252 12,840 5,396 365 17,871 9,381 10,439 Office Equipment 137,331 13,766 262 150,835 104,299 14,307 262 118,344 32,491 33,033 Others (Specify nature) - - - - - - - - - - TOTAL 2,024,518 221,509 4,014 2,242,013 1,157,744 151,394 3,941 1,305,197 936,816 866,774 Work in progress - - - - - - - - 31,471 48,380 Grand Total 2,024,518 221,509 4,014 2,242,013 1,157,744 151,394 3,941 1,305,197 968,287 915,154 PREVIOUS YEAR 1,889,755 145,315 10,553 2,024,517 1,005,490 162,506 10,253 1,157,743 915,154




To DateCost/ Gross Block Depreciation Net Block

ClosingOpening Additions/Adjustments

Deductions/Adjustments

Up to Last Year For The Period

FORM NL-15-CASH AND BANK BALANCE SCHEDULECASH AND BANK BALANCES



(Rs.’000) (Rs.’000)1 Cash (including cheques, drafts and

stamps) 347,081 272,324

2 Bank Balances(a) Deposit Accounts (aa) Short-term (due within 12 months)

- -

(bb) Others - - (b) Current Accounts 1,403,459 975,631 (c) Others (to be specified) - -

3 Money at Call and Short Notice(a) With Banks - - (b) With other Institutions - -

4 Others (to be specified) - - TOTAL 1,750,540 1,247,955

Balances with non-scheduled banks included in 2 and 3 above


FORM NL-16-ADVANCES AND OTHER ASSETS SCHEDULE ADVANCES AND OTHER ASSETS



(Rs.’000). (Rs.’000).ADVANCES

1 Reserve deposits with ceding companies - -

2 Application money for investments - - 3 Prepayments 45,583 43,655 4 Commission Paid on Premium Received

in Advance 14,270 9,681

5 Advances to Directors/Officers - - 6 Advance tax paid and taxes deducted at

source (Net of provision for taxation) 263,850 270,696

7 Others Advance to Employees 4,850 3,134 Advance to Suppliers 12,617 11,772 Advances against Capital Assets 7,831 76,554 TOTAL (A) 349,001 415,492

OTHER ASSETS1 Income accrued on investments 817,878 785,504 2 Outstanding Premiums 1,022,225 202,546 3 Agents’ Balances 46,527 28,946 4 MAT Credit Entitlement - - 5 Foreign Agencies Balances - - 6 Due from other entities carrying on

insurance business (including reinsurers)

1,822,784 1,680,198

7 Due from subsidiaries/ holding - - 8 Deposit with Reserve Bank of India

[Pursuant to section 7 of Insurance Act, 1938]

- -

9 OthersDeposits for Office Premises 97,194 96,172 Deposits with Telecom Authorities and Housing Deposits for employees

25,510 27,844

Service tax unutilised credit 118,824 293,964 Earnest Money Deposit 3,140 2,400 Other Deposits - 12,631 Balance due from AIG entities & others 29,177 21,003

Balance due from Tata AIA Life Insurance Company Limited

- -

Salvage and Subrogation - - Other Receivables - - TOTAL (B) 3,983,259 3,151,208 TOTAL (A+B) 4,332,260 3,566,700


FORM NL-17-CURRENT LIABILITIES SCHEDULE

CURRENT LIABILITIES



(Rs.’000). (Rs.’000).1 Agents’ Balances 143,217 114,404 2 Balances due to other insurance

companies (including. reinsurers) 2,198,281 4,902,378

3 Deposits held on re-insurance ceded - -

4 Premiums received in advance 2,375,260 1,406,210 5 Unallocated Premium 127,723 116,246 6 Sundry creditors 680,402 849,941 7 Due to subsidiaries/ holding

company - -

8 Claims Outstanding 12,589,073 9,807,292 9 Due to Officers/ Directors - -

10 Unclaimed Amount of Policyholders 156,623 144,432

11 Due to Officers/Directors 7,500 - 12 Others (to be specified)

Due to Tata AIA Life Insurance Company Limited

- -

Deposit from Service Providers - - Other Deposits Accepted - 12,090 Due to Environment Relief Fund 669 630 Due to Solatium Fund 13,189 8,740 Due to Statutory Authorities 85,049 70,183 Payable on purchase of investments 95 15

Service Tax Liability - 3,192 Salvage and Subrogation 8,515 3,011 TOTAL 18,385,596 17,438,764


FORM NL-18-PROVISIONS SCHEDULE

PROVISIONS



(Rs.’000). (Rs.’000).1 Reserve for Unexpired Risk 10,068,147 8,434,381 2 For taxation (less advance tax paid and

taxes deducted at source) 37,374 8,302

3 For proposed dividends 378,750 505,000 4 For dividend distribution tax 77,105 85,825 5 Others (for unrealised cheques) - - 6 Reserve for Premium Deficiency - -

TOTAL 10,561,376 9,033,508


FORM NL-19 MISC EXPENDITURE SCHEDULE

MISCELLANEOUS EXPENDITURE(To the extent not written off or adjusted)



(Rs.’000). (Rs.’000).1 Discount Allowed in issue of shares/

debentures - -

2 Others (to be specified) - - TOTAL - -


FORM NL-20-RECEIPT AND PAYMENTS SCHEDULE

Format of Receipts and Payments A/c for the year en ded March 31, 2015(Rs in '000's)

Cash Flows from the operating activities:Premium received from policyholders, including advance receipts 32,683,791 Other receipts - Payments to the re-insurers, net of commissions and claims (6,572,846) Payments to co-insurers, net of claims recovery (563,720) Payments of claims (13,479,941) Payments of commission and brokerage (1,893,886) Payments of other operating expenses (6,383,838) Preliminary and pre-operative expenses - Deposits, advances and staff loans (78,889) Income taxes paid (Net) (555,108) Service tax paid (2,564,624) Other payments - Cash flows before extraordinary items 590,939 Cash flow from extraordinary operations - Net cash flow from operating activities 590,939 Cash flows from investing activities:Purchase of fixed assets (136,208) Proceeds from sale of fixed assets 173 Purchases of investments (28,295,406) Loans disbursed - Sales of investments 26,957,427 Repayments received - Rents/Interests/ Dividends received 2,204,692 Investments in money market instruments and in liquid mutual funds (Net)* - Expenses related to investments - Net cash flow from investing activities 730,678 Cash flows from financing activities:Proceeds from issuance of share capital - Proceeds from borrowing - Repayments of borrowing - Interest/dividends paid (590,825) Net cash flow from financing activities (590,825)

Effect of foreign exchange rates on cash and cash equivalents, net 2,103

Net increase in cash and cash equivalents: 732,895 Cash and cash equivalents at the beginning of the year 1,397,411 Cash and cash equivalents at the end of the year 2,130,306

2. Cash and cash equivalents at the end of the current accounting year comprise of the following Balance Sheet amounts:(Rs in '000's)

Cash (including cheques on hand, stamps on hand) 347,081 Bank Balances (with scheduled banks) 1,403,459 Balance in Reverse Repo Account 379,766

2,130,306


Total

Insurer: Tata AIG General Insurance Co. Ltd. Date:

(Rs in Lakhs)

Sl.No. ParticularReserves for

unexpired risksReserve for

Outstanding ClaimsIBNR Reserves Total Reserves

Reserves for unexpired risks

Reserve for Outstanding Claims

IBNR Reserves Total Reserves

1 Fire 9,433 2,234 623 12,290 5,722 2,078 512 8,312 2 Marine 6,784 10,109 1,985 18,877 6,023 8,090 1,731 15,844

a Marine Cargo 6,784 10,109 1,985 18,877 6,023 8,090 1,731 15,844 b Marine Hull - - - - - - - -

3 Miscellaneous 74,206 56,446 42,783 173,436 63,196 46,089 30,520 139,806 a Motor 61,853 52,223 38,636 152,712 51,193 43,109 26,943 121,244 b Engineering 331 365 442 1,138 285 169 439 894 c Aviation 0 - 0 0 0 (0) 0 0 d Liability 9,530 3,280 2,925 15,735 9,091 2,424 2,675 14,190 e Others 2,492 578 779 3,850 2,626 388 465 3,479

4 Health Insurance 10,258 6,802 4,909 21,970 9,403 6,359 2,692 18,454 5 Total Liabilities 100,681 75,591 50,300 226,573 84,344 62,616 35,457 182,417

Note Figures including Motor Pool & Declined Pool

Health Insurance includes Personal Accident.

Reserve for Outstanding Claims for Motor includes Rs. 7,971 'lakhs (Previous year 13,560 'lakhs) representing additional reserves on own commercial vehicle third party portfolio as a consequence of dismantling of MotorPool on 31st March, 2012. It also includes additional reserves on own commercial vehicle third party portfolio for Declined Pool is Rs 530 lakhs (Previous Year 530 lakhs)

PERIODIC DISCLOSURESFORM NL-21


31-March-2015


Statement of Liabilities

FORM NL-22 Geographical Distribution of Business

Insurer: TATA AIG General Insurance Company Limited Date:

GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE QUARTER: MARCH 2015

(Rs in Lakhs)

STATES

For the qtrUpto the

qtr For the qtrUpto the




qtr For the qtr Upto the qtr For the qtrUpto the







qtr For the qtr Upto the qtr

Andhra Pradesh 51 1,359 19 736 1 472 0 159 1,008 158 842 8 276 17 186 43 152 21 228 0 4 65 481 5,324

Arunachal Pradesh 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Assam 48 158 7 19 3 10 0 42 98 51 119 1 6 26 82 53 164 1 9 0 2 10 234 675

Bihar 16 56 2 8 0 0 0 191 526 134 443 1 4 15 86 16 56 1 5 0 3 6 378 1,192

Chhattisgarh 26 101 1 20 0 2 0 148 522 138 457 7 17 31 195 35 103 2 11 0 2 5 389 1,433

Goa 47 63 7 35 0 0 0 49 140 32 108 49 72 3 15 10 28 5 20 0 1 3 203 485

Gujarat 592 2,864 504 2,514 37 300 0 1,863 6,380 798 2,702 285 1,163 163 781 105 326 158 870 0 186 501 4,690 18,400

Haryana 79 805 206 1,334 7 67 0 475 1,560 140 513 2 29 69 290 2 10 13 47 0 26 117 1,020 4,772

Himachal Pradesh 0 1 0 3 0 0 0 27 58 16 31 0 0 0 1 0 1 0 0 0 0 0 44 97

Jammu & Kashmir 0 0 0 0 0 0 0 36 92 8 20 0 0 0 0 0 0 0 0 0 0 0 44 113

Jharkhand 38 166 11 76 9 38 0 269 889 176 615 4 26 15 76 12 40 8 42 0 4 17 547 1,987

Karnataka 588 2,262 660 2,734 41 266 0 1,729 5,891 1,142 3,898 409 3,619 501 2,372 173 622 1,169 4,575 0 98 354 6,510 26,592

Kerala 81 247 3 16 12 19 0 129 559 134 655 36 109 10 54 12 45 30 134 0 4 9 451 1,846

Madhya Pradesh 70 252 65 344 0 3 0 530 1,780 334 1,099 21 83 23 110 60 182 13 61 2 2 5 16 1,124 3,932

Maharasthra 5,872 18,485 2,304 10,011 692 4,394 83 220 4,795 13,527 3,393 7,840 2,833 12,940 1,310 6,181 1,193 4,900 954 4,520 4,181 12,331 1,224 4,622 28,834 99,972

Manipur 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Meghalaya 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Mizoram 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Nagaland 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Orissa 33 102 6 37 1 10 0 190 643 189 605 2 7 28 131 33 95 3 12 0 4 16 489 1,658

Punjab 46 134 131 283 3 9 0 671 2,267 230 881 11 48 40 164 44 125 10 53 2 2 6 38 1,194 4,004

Rajasthan 64 200 19 75 4 16 0 1,262 4,134 935 2,887 72 163 37 165 28 82 8 52 0 19 45 2,448 7,819

Sikkim 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Tamil Nadu 375 1,532 369 1,263 49 180 0 1,371 5,582 1,735 6,576 329 1,282 108 642 109 302 226 1,060 0 54 236 4,725 18,654

Telangana 464 1,556 302 1,200 169 772 0 776 2,344 435 1,981 343 901 80 426 57 158 104 336 0 50 169 2,780 9,843

Tripura 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Uttar Pradesh 59 200 35 169 1 3 0 1,167 3,691 486 1,689 12 51 19 70 40 132 8 38 0 8 26 1,835 6,068

Uttrakhand 9 26 6 17 4 10 0 206 663 90 306 2 6 4 18 13 41 1 9 0 1 2 336 1,098

West Bengal 188 1,081 204 1,071 36 112 0 515 1,661 509 1,453 83 375 171 581 174 508 75 412 0 31 108 1,986 7,361

Andaman & Nicobar Is. 0 0 0 0 0 26 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 26

Chandigarh 35 152 20 161 2 4 0 704 2,243 236 862 7 32 56 252 33 106 20 114 0 4 16 1,117 3,942

Dadra & Nagra Haveli 0 0 0 0 0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2

Daman & Diu 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Delhi 412 3,006 631 2,777 89 382 0 7,338 22,441 1,774 6,351 714 3,315 232 1,267 210 1,056 380 1,917 0 142 559 11,923 43,074

Lakshadweep 0 0 0 0 0 142 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 142

Puducherry 18 56 0 0 - - - 105 352 157 471 0 1 1 3 4 17 0 3 - 0 1 285 904

Total 9,211 34,863 5,513 24,905 - - 1,160 7,239 83 220 24,746 79,054 13,433 43,404 5,231 24,525 2,959 14,146 2,457 9,253 3,211 14,529 4,186 12,335 1,878 6,940 74,068 271,414

Grand Total

PERIODIC DISCLOSURES

Motor Third Party Liability insurance Personal Accident M edical InsuranceMarine (Hull) Engineering AviationOverseas medical

InsuranceMotor Own Damage

31-March-2015

Fire Marine (Cargo)All Other

MiscellaneousCrop Insurance

FORM NL-23 Reinsurance Risk Concentration

Insurer: TATA AIG General Insurance Company Limited Date:

(Rs in Lakhs)

S.No. Reinsurance Placements

Proportional Non-Proportional Facultative1 No. of Reinsurers with rating of AAA and above - - - - 0.00%

2 No. of Reinsurers with rating AA but less than AAA 20 22,747 6,325 941 34.99%

3 No. of Reinsurers with rating A but less than AA 118 35,039 7,525 13,203 65.01%

4 No. of Reinsurers with rating BBB but less than A - - - - 0.00%

5 No. of Reinsurres with rating less than BBB - - - - 0.00%

6 No. of Indian reinsures other than GIC 6 - - 1 0.00%

Total 144 57,787 13,850 14,145 100.00%


Premium ceded to reinsurers / Total

reinsurance premium ceded (%)

31-March-2015

No. of reinsurers

Premium ceded to reinsurers

Reinsurance Risk Concentration

FORM NL-24 Ageing of Claims


(Rs in Lakhs)

Line of BusinessTotal No. of claims paid

Total amount of claims

paid

1 month 1 - 3 months 3 - 6 months6 months - 1

year> 1 year

1Fire 206 211 173 101 62 753 3,371

2 Marine Cargo 4,790 3,594 973 365 110 9,832 5,648

3 Marine Hull -

4 Engineering 17 41 39 40 12 149 496

5 Motor OD 42,451 14,904 1,564 498 150 59,567 13,195

6 Motor TP 39 109 197 297 618 1,260 4,910

7 Health 12,527 1,122 414 161 14 14,238 2,714

8 Overseas Travel 1,465 2,510 438 139 33 4,585 1,552

9 Personal Accident 854 1,244 423 154 3 2,678 1,749

10 Liability 133 162 73 28 29 425 794

11 Crop 221 221 1,494

12 Aviation -

13 Miscellaneous 3,410 4,295 767 363 130 8,965 997

Total 65,892 28,413 5,061 2,146 1,161 102,673 36,921


No. of claims paid

31-Mar-2015

Ageing of Claims - Quarter Ended March 31, 2015

Sl.No.

Insurer: TATA AIG General Insurance Company Limited D ate:

No. of claims only

Sl. No. Claims Experience FireMarine Cargo

Marine Hull

Engineering

Motor ODMotor TP

HealthOverseas Travel

Personal Accident

Liability Crop CreditMiscellaneous

Total

1 Claims O/S at the beginning of the period 1,558 5,497 387 12,336 12,809 4,473 1,860 1,988 882 60 5 5,764 47,619 2 Claims reported during the period 868 14,523 170 63,140 2,201 14,287 5,579 4,242 698 221 3 10,244 116,176 3 Claims Settled during the period 753 9,832 149 59,567 1,260 14,238 4,585 2,678 425 221 - 8,965 102,673 4 Claims Repudiated during the period 103 918 18 608 - 1,055 236 352 65 148 3,503 5 Claims closed during the period 254 2,756 47 5,132 1,100 1,973 770 906 297 - 2,683 15,918 6 Claims O/S at End of the period 1,316 6,514 343 10,169 12,650 1,494 1,848 2,294 793 60 8 4,212 41,701

Less than 3months 327 4,826 102 8,413 1,621 893 1,330 1,567 346 3 2,576 22,004 3 months to 6 months 248 712 88 646 1,352 405 252 399 143 1 476 4,722 6months to 1 year 356 595 79 445 2,614 82 163 190 106 372 5,002 1year and above 385 381 74 665 7,063 114 103 138 198 60 4 788 9,973

31-March-2015


Quarter Ended March 31 2015

FORM NL-26 - CLAIMS INFORMATION - KG Table I

Insurer : TATA AIG General Insurance Company Ltd.Solvency as on March 31, 2015Required solvency margin based on net premium and n et incurred claims (Rs. in Lacs)

RSM1 Fire 39,135 6,135 23,131 2,032 3,913 3,469 3,913 2 Marine Cargo 25,432 21,849 18,296 15,458 4,370 4,638 4,637 3 Marine Hull - - - - - - - 4 Motor 122,426 115,418 90,214 79,233 23,084 23,770 23,770 5 Engineering 8,181 634 4,084 291 818 612 818 6 Aviation 220 0 33 0 22 5 22 7 Liabilities 26,325 12,065 4,203 2,276 3,949 946 3,949 8 Others 18,860 4,016 5,695 3,434 2,640 1,196 2,640 9 Health 38,798 36,446 25,993 24,892 7,289 7,468 7,468

Total 279,376 196,562 171,650 127,616 46,085 42,104 47,218

Item No. Description

PREMIUM

Gross Premium Net Premium

Gross incurred claim

Net incurred Claim RSM-1 RSM-2

FORM NL-27 Offices information for Non-Life

Insurer: TATA AIG General Insurance Company Limited Date: 31-March-2015

Sl. No.

12

3Out of approvals of previous year

4 Out of approvals of this year56789


Number

780

Office Information

098

No. of offices at the beginning of the yearNo. of branches approved during the period

No. of branches closed during the periodNo of branches at the end of the period

No. of branches opened during the period 020

No. of branches approved but not openedNo. of rural branchesNo. of urban branches

00

98

FORM NL-28-STATEMENT OF ASSETS - 3B

Company Name & Code: Tata AIG General Insurance Co. Ltd. - Code 108

Statement as on: 31-March-2015

Statement of Investment Assets

(Business within India) Rs. In Lakhs

Periodicity of Submission: Quarterly

Section I

No PARTICULARS SCH AMOUNT

1 Investments 8 302,824

2 Loans 9 -

3 Fixed Assets 10 9,683

4 Current Assets

a. Cash & Bank Balance 11 17,505

b. Advances & Other Assets 12 43,323

5 Current Liabilities

a. Current Liabilities 13 183,856

b. Provisions 14 105,614

c. Misc. Exp not Written Off 15 -

d. Debit Balance of P&L A/c -

Application of Funds as per Balance Sheet (A) 83,865

Less: Other Assets SCH Amount

1 Loans (if any) 9 -

2 Fixed Assets (if any) 10 9,683

3 Cash & Bank Balance (if any) 11 17,505

4 Advances & Other Assets (if any) 12 43,323

5 Current Liabilities 13 183,856

6 Provisions 14 105,614

7 Misc. Exp not Written Off 15 -

8 Debit Balance of P&L A/c -

TOTAL (B) (218,959)

'Investment Assets' As per FORM 3B (A-B) 302,824

Section II

Balance FRSM+

(a) (b) (c) d = (b+c) (e) (d + e)

1 Central Government SecuritiesNot less than

20%26,851 70,156 97,007 32% 97,007 97,724

2 Central 'G. Sec /State Govt Bondsor Other Apporved Sec. (incl. (1) above)Not less than

30%29,089 76,003 105,091 35% 105,091 105,813

3 Investment subject to Exposure Norms 54,391 142,111 196,502 65% - 197,733 207,770

a. 'Housing & Loans to SG for Housing and FFE,Not less than

15%- -

1.Approved Invetsments 11,367 29,701 41,068 13.62% 41,068 41,576

2.Other Invetsments - - - -

b.' Infrastructure Investments - - - -

1.Approved Invetsments 35,651 93,149 128,800 42.71% 128,800 138,280

2.Other Invetsments - - - -

c. Approved Investments - -

7,372 19,262 26,634 8.83% 1,231 27,865 27,914

- -

d. Other Investments (not exceeding 25%) - - - - - - -

Total Investment Assets 100% 83,479 218,114 301,593 100% 302,824 313,584

Certification:

Certified that the information given herein are correct and complete to the best

of my knowledge and belief and nothing has been concealed or suppressed

No 'Investment' represented as Reg. %

SHTotal

% Actual

Not

exceeding

55%

Market

Value

PHBook Value (SH

+ PH)FVC Amount

FORM NL-29 Detail regarding debt securities

Insurer: TATA AIG General Insurance Company Ltd. Date:

(Rs in Lakhs)


as % of total for this class







Break down by credit ratingAAA rated 180,375 63% 146,056 57% 170,365 61% 149,047 56%AA or better 2,027 1% 1,997 1% 2,000 1% 2,000 1%Rated below AA but above A - 0% - 0% - 0% - 0%Rated below A but above B - 0% - 0% - 0% - 0%Any other 105,813 37% 109,060 42% 105,091 38% 116,685 44%Total 288,216 100% 257,113 100% 277,456 100% 267,732 100%BREAKDOWN BY RESIDUALMATURITYUp to 1 year 64,100 22% 45,052 18% 64,092 23% 45,048 17%

more than 1 yearand upto 3years 32,556 11% 29,592 12% 32,337 12% 29,691 11%

More than 3years and up to 7years

27,472 10% 34,178 13% 26,652 10% 34,724 13%

More than 7 years and up to 10 years

45,702 16% 41,749 16% 44,280 16% 43,679 16%

above 10 years 118,386 41% 106,542 41% 110,095 40% 114,590 43%Total 288,216 100% 257,113 100% 277,456 100% 267,732 100%Breakdown by type of the issurera. Central Government 97,724 34% 109,060 42% 97,007 35% 116,685 44%b. State Government 8,089 3% - 0% 8,084 3% - 0%c.Corporate Securities 182,403 63% 148,053 58% 172,365 62% 151,047 56%Total 288,216 100% 257,113 100% 277,456 100% 267,732 100%

Note1. In case of a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification.


2. Market value of the securities will be in accordnace with the valuation method specified by the Authority under Accounting/ Investment regulations.

MARKET VALUE Book ValueDetail Regarding debt securities

31-March-2015

FORM NL-30 Analytical Ratios


Sl.No. Particular Total FIRE MARINE



Health Insurance Liability Engineering Trade Credit Avi ation Others Total

1 Gross Direct Premium Growth Rate 15% 12% 10% 12% 19% 14% 7% -5% 11% 12% -5% 13% -18% 135% 16%2 Gross Direct Premium to Net Worth Ratio 3.253 Growth rate of Net Worth 15%4 Net Retention Ratio 70% 15% 86% 94% 94% 94% 84% 93% 95% 42% 8% 58% 0% 18% 78%5 Net Commission Ratio 2% -94% 13% 7% 0% 5% 7% 7% 6% 24% -191% 15% -4330% -71% 4%

6 Expense of Management to Gross Direct Premium Ratio 28%

7 Expense of Management to Net Written Premium Ratio 38%8 Net Incurred Claims to Net Earned Premium 71%9 Combined Ratio 102%10 Technical Reserves to Net Premium Ratio 1.1511 Underwriting Balance Ratio -0.05 0.85 -0.03 -0.01 -0.27 -0.10 0.20 -0.04 -0.22 0.32 2.19 0.32 21.71 0.21 -0.0612 Operating Profit Ratio 7%13 Liquid Assets to Liabilities Ratio 0.4714 Net Earning Ratio 8%15 Return on Net Worth Ratio 18%16 Available Solvency to Required Solvency Margin Rati o 1.5517 NPA Ratio

Gross NPA Ratio NANet NPA Ratio NA





1 Gross Direct Premium Growth Rate 11% 14% 8% -7% 29% 3% 4% 24% 18% 12% 49% 32% 143% 67% 11%2 Gross Direct Premium to Net Worth Ratio 3.253 Growth rate of Net Worth 17%4 Net Retention Ratio 71% 16% 85% 95% 91% 94% 83% 94% 81% 42% 7% 62% 0% 36% 80%5 Net Commission Ratio 2% -90% 12% 7% 0% 4% 6% 6% 1% 24% -110% 17% -1597% -30% 4%


7 Expense of Management to Net Written Premium Ratio 38%8 Net Incurred Claims to Net Earned Premium 68%9 Combined Ratio 99%10 Technical Reserves to Net Premium Ratio 1.0511 Underwriting Balance Ratio 0.00 1.35 0.27 0.05 -0.33 -0.07 0.42 0.07 -0.24 -0.04 1.15 0.57 19.59 -0.22 -0.0712 Operating Profit Ratio 10%13 Liquid Assets to Liabilities Ratio 0.3914 Net Earning Ratio 9%15 Return on Net Worth Ratio 22%16 Available Solvency to Required Solvency Margin Rati o 1.5917 NPA Ratio


MISCELLANEOUSAnalytical Ratios for the year ended March 31, 2014


31-March-2015

Analytical Ratios for the year ended March 31, 2015MISCELLANEOUS

FORM NL-30 Analytical Ratios



31-March-2015





1 Gross Direct Premium Growth Rate 22% 16% 7% 263% -42% 27% 17% -13% 26% 0% 15% 21% 319% 90% 25%2 Gross Direct Premium to Net Worth Ratio 0.893 Growth rate of Net Worth 15%4 Net Retention Ratio 72% 17% 86% 95% 94% 94% 84% 92% 95% 36% 9% 86% 0% 17% 80%5 Net Commission Ratio 2% -74% 11% 7% 0% 5% 2% 9% 8% 30% -185% 15% #DIV/0! -82% 4%


7 Expense of Management to Net Written Premium Ratio 39%8 Net Incurred Claims to Net Earned Premium 67%9 Combined Ratio 100%10 Technical Reserves to Net Premium Ratio 4.1711 Underwriting Balance Ratio -0.05 1.18 0.21 -0.12 -0.26 -0.17 0.15 -0.14 -0.31 0.50 3.02 -0.22 105.50 0.52 -0.1012 Operating Profit Ratio 5%13 Liquid Assets to Liabilities Ratio 0.4714 Net Earning Ratio 6%15 Return on Net Worth Ratio 4%16 Available Solvency to Required Solvency Margin Rati o 1.5517 NPA Ratio






1 Gross Direct Premium Growth Rate 2% 13% 0% -71% 173% -6% -10% 27% -23% 10% 95% 34% -23% 198% 1%2 Gross Direct Premium to Net Worth Ratio 0.833 Growth rate of Net Worth 17%4 Net Retention Ratio 73% 18% 86% 113% 88% 94% 81% 94% 89% 43% 11% 71% -176% 28% 82%5 Net Commission Ratio 2% -85% 12% 16% 0% 4% -5% 3% 4% 13% 333% 19% 20% -52% 4%


7 Expense of Management to Net Written Premium Ratio 39%8 Net Incurred Claims to Net Earned Premium 69%9 Combined Ratio 101%10 Technical Reserves to Net Premium Ratio 4.0011 Underwriting Balance Ratio -0.03 1.11 0.38 -0.31 0.02 -0.12 0.75 0.11 -0.48 0.28 -4.35 0.51 0.45 -0.05 -0.1212 Operating Profit Ratio 6%13 Liquid Assets to Liabilities Ratio 0.3914 Net Earning Ratio 6%15 Return on Net Worth Ratio 4%16 Available Solvency to Required Solvency Margin Rati o 1.5917 NPA Ratio


Analytical Ratios for the Quarter ended March 31, 2 015MISCELLANEOUS

Analytical Ratios for the Quarter ended March 31, 2 014MISCELLANEOUS

FORM NL-31 : RELATED PARTY TRANSACTIONS

INSURER: TATA AIG GENERAL INSURANCE COMPANY LIMITED DATE:(Rs in Lakhs)

FOR THE QUARTER

UP TO THE QUARTER

CORRESPONDING QUARTER OF THE

PRECEEDING YEAR

UP TO THE QUARTER OF

THE PRECEEDING

YEAR1 AUTOMOTIVE STAMPINGS AND ASSEMBLIES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 13 17 - -

2 C-EDGE TECHNOLOGIES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 8 - 0

3 CMC LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 2 15 0 14 4 CMC LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED - 281 27 47 5 CMC LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - - 2 2 6 CMC LIMITED FELLOW SUBSIDIARIES AMOUNT DUE TO THE ENTITY - - 14 14 7 CMC LIMITED FELLOW SUBSIDIARIES CAPITAL ASSETS - - - 941 8 DRIVE INDIA ENTERPRISE SOLUTIONS LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED - - 1 1 9 E NXT FINANCIALS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 0 - 0 10 EWART INVESTMENTS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 5 5 - 4 11 HELA SYSTEMS PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 3 28 - - 12 INDIAN ROTORCRAFT LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 2 - 1 13 INDIAN ROTORCRAFT LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - - - 5 14 INFINITI RETAIL LIMITED FELLOW SUBSIDIARIES CLAIMS PAID 5 14 423 1,718 15 INFINITI RETAIL LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 136 984 425 1,703 16 INFINITI RETAIL LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 1 1 - 4 17 INFINITI RETAIL LIMITED FELLOW SUBSIDIARIES CAPITAL ASSETS - - - 13 18 INFINITI WHOLESALE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - - - 2 19 KRIDAY REALTY PRIVATE LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - 39 - - 20 KRIDAY REALTY PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 6 19 - - 21 LEMON TREE LAND AND DEVELOPERS PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 7 24 - - 22 NOVA INTEGRATED SYSTEMS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 2 15 3 7 23 PROMONT HILLTOP PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 1 33 - - 24 SMART VALUE HOMES (PEENYA PROJECT) PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 2 2 - - 25 TAJ AIR LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 0 - - 26 TATA SIKORSKY AEROSPACE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 6 67 9 44 27 TATA ADVANCED MATERIALS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 198 0 - 1 28 TATA ADVANCED SYSTEMS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 399 87 92 29 TATA ADVANCED SYSTEMS LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - - - 7 30 TATA AIA LIFE INSURANCE COMPANY LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 1 123 66 217 31 TATA AIA LIFE INSURANCE COMPANY LIMITED FELLOW SUBSIDIARIES SERVICES PROVIDED - - 2 8 32 TATA AIA LIFE INSURANCE COMPANY LIMITED FELLOW SUBSIDIARIES CLAIMS PAID 9 9 - 4 33 TATA AIA LIFE INSURANCE COMPANY LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 7 16 9 22 34 TATA AIA LIFE INSURANCE COMPANY LIMITED FELLOW SUBSIDIARIES AMOUNT DUE TO THE ENTITY 1 1 31 31 35 TATA ASSET MANAGEMENT LTD FELLOW SUBSIDIARIES PREMIUM RECEIVED 26 33 0 7 36 TATA AUTOCOMP SYSTEMS LTD FELLOW SUBSIDIARIES CLAIMS PAID - 3 0 0 37 TATA AUTOCOMP SYSTEMS LTD FELLOW SUBSIDIARIES PREMIUM RECEIVED 40 70 20 82 38 TATA BUSINESS SUPPORT SERVICES LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 335 1,307 506 894 39 TATA BUSINESS SUPPORT SERVICES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 26 28 28 31 40 TATA BUSINESS SUPPORT SERVICES LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - - 8 8 41 TATA BUSINESS SUPPORT SERVICES LIMITED FELLOW SUBSIDIARIES AMOUNT DUE TO THE ENTITY 138 138 12 12 42 TATA CAPITAL FINANCIAL SERVICES LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED - 122 94 112 43 TATA CAPITAL FINANCIAL SERVICES LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - - 9 94 44 TATA CAPITAL FINANCIAL SERVICES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 100 314 12 34

45 Tata Capital Forex Limited (formerly TT Holdings & Services Limited) FELLOW SUBSIDIARIES PREMIUM RECEIVED - 0 - -

46TATA CAPITAL FOREX LIMITED (Formerly TT Holdings & Services Limited)

FELLOW SUBSIDIARIES SERVICES RECEIVED 8 22 0 1

47TATA CAPITAL FOREX LIMITED (Formerly TT Holdings & Services Limited)

FELLOW SUBSIDIARIES AMOUNT DUE TO THE ENTITY (1) (1) 0 0

48 TATA CAPITAL HOUSING FINANCE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 2 5 1 1 49 TATA CAPITAL LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 4 8 3 10 50 TATA CLASSEDGE FELLOW SUBSIDIARIES PREMIUM RECEIVED 3 33 - -

31-MARCH-2015


`

SL.NO. NAME OF THE RELATED PARTYNATURE OF RELATIONSHIP

WITH THE CCOMPANYDESCRIPTION OF

TRANSACTIONS / CATEGORIES

CONSIDERATION PAID / RECEIVED



FOR THE QUARTER

UP TO THE QUARTER


PRECEEDING YEAR


THE PRECEEDING

YEAR

31-MARCH-2015


`





51 TATA CLEANTECH CAPITAL LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 1 2 0 1 52 TATA CONSULTANCY SERVICES BELGIUM FELLOW SUBSIDIARIES CLAIMS PAID - 2,217 - - 53 TATA CONSULTANCY SERVICES LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - - - 1,901 54 TATA CONSULTANCY SERVICES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 20 2,052 27 1,363 55 TATA CONSULTANCY SERVICES LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 313 830 168 373 56 TATA CONSULTANCY SERVICES LIMITED FELLOW SUBSIDIARIES AMOUNT DUE TO THE ENTITY 105 105 151 151 57 TATA CONSULTING ENGINEERS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 2 - - 58 TATA HOUSING DEVELOPMENT COMPANY LTD FELLOW SUBSIDIARIES PREMIUM RECEIVED 25 322 52 263 59 TATA HOUSING DEVELOPMENT COMPANY LTD FELLOW SUBSIDIARIES CLAIMS PAID 0 3 6 74 60 TATA INDUSTRIES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 1 13 2 13 61 TATA INDUSTRIAL SERVICES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 0 0 1 62 TATA INTERACTIVE SYSTEMS FELLOW SUBSIDIARIES CLAIMS PAID 0 0 - - 63 TATA INTERACTIVE SYSTEMS FELLOW SUBSIDIARIES PREMIUM RECEIVED 12 15 - - 64 TATA INTERACTIVE SYSTEMS FELLOW SUBSIDIARIES SERVICES RECEIVED 7 7 - - 65 TATA INTERNATIONAL LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 10 28 2 29 66 TATA INTERNATIONAL LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED - 1 0 2 67 TATA INTERNATIONAL LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - - - - 68 TATA LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - - 25 175 69 TATA LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 9 64 18 77 70 TATA LOCKHEED MARTIN AEROSTRUCTURES LIMITED. FELLOW SUBSIDIARIES PREMIUM RECEIVED 97 109 136 144 71 TATA LOCKHEED MARTIN AEROSTRUCTURES LIMITED. FELLOW SUBSIDIARIES CLAIMS PAID - - 0 123 72 TATA PETRODYNE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 0 0 1 73 TATA PETRODYNE LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - - - 0 74 TATA REALITY AND INFRASTRUCTURE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 83 0 34 75 TATA SIA AIRLINES LTD FELLOW SUBSIDIARIES PREMIUM RECEIVED 1 1 - - 76 TATA SECURITIES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 1 0 1 77 TATA SKY LIMITED FELLOW SUBSIDIARIES CLAIMS PAID 2 15 11 13 78 TATA SKY LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 3 212 5 144 79 TATA SKY LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED - - - 2 80 TATA SONS LIMITED JOINT VENTURE PROMOTERS SERVICES RECEIVED 4 11 6 6 81 TATA SONS LIMITED JOINT VENTURE PROMOTERS CLAIMS PAID - - - 1 82 TATA SONS LIMITED JOINT VENTURE PROMOTERS AMOUNT DUE TO THE ENTITY 1 1 0 0 83 TATA SONS LIMITED JOINT VENTURE PROMOTERS PREMIUM RECEIVED 8 118 11 98 84 TATA SONS LIMITED JOINT VENTURE PROMOTERS SHARE CAPITAL - - 85 TATA TRUSTEE COMPANY LIMITED JOINT VENTURE PROMOTERS PREMIUM RECEIVED 26 26 - - 86 CHARTIS MEMSA HOLDINGS INC JOINT VENTURE PROMOTERS SHARE CAPITAL - - 87 TATA TELESERVICES MAHARASHTRA LTD FELLOW SUBSIDIARIES PREMIUM RECEIVED - - 673 675 88 TATA TELESERVICES MAHARASHTRA LTD FELLOW SUBSIDIARIES SERVICES RECEIVED - - 15 51 89 TATA TELESERVICES PVT LTD FELLOW SUBSIDIARIES CLAIMS PAID - - 1 6 90 TATA TELESERVICES PVT LTD FELLOW SUBSIDIARIES PREMIUM RECEIVED - - 39 169 91 TATA TELESERVICES PVT LTD FELLOW SUBSIDIARIES SERVICES RECEIVED - - 57 226 92 TATA TOYO RADIATOR PVT LIMITED FELLOW SUBSIDIARIES CLAIMS PAID 3 7 - 2 93 TATA TOYO RADIATOR PVT LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 19 29 12 32 94 TATA VALUE HOMES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 3 19 6 10 95 TC TRAVEL AND SERVICES LIMITED FELLOW SUBSIDIARIES AMOUNT DUE TO THE ENTITY 12 12 16 16 96 TC TRAVEL AND SERVICES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 14 58 11 50 97 TC TRAVEL AND SERVICES LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 51 244 66 150 98 TC TRAVEL AND SERVICES LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - 0 - 0 99 THDC FACILITY MANAGEMENT LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 2 7 - - 100 VIOM NETWORKS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 14 - - 101 Tata Sons Limited HOLDING COMPANY DIVIDEND 2,803 2,803 3,737 3,737 102 Chartis Memsa Holdings Inc JOINT VENTURE PROMOTERS DIVIDEND 985 985 1,313 1,313

103 KAUSHAL K. MISHRAKEY MANAGEMENT PERSONNEL

REMUNERATION 57 233 42 185



FOR THE QUARTER

UP TO THE QUARTER


PRECEEDING YEAR


THE PRECEEDING

YEAR

31-MARCH-2015


`





5,677 14,833 8,404 17,802

FORM NL-32

Insurer: TATA AIG GENERAL INSURANCE COMPANY LIMITED D ate:

List below the products and/or add-ons introduced during the period

Sl. No. Name of Product Co. Ref. No. IRDA Ref.no. Class of Business* Category of productDate of filing of Product

Date IRDA confirmed filing/ approval

1 Internet Purchase Protection TAG-OT-P15-58-V01-14-15IRDA/NL/F&U/TAG/P/Internet Purchase Protection/2014-15 Personal Lines Internal Tariff rated products 8-Aug-14 20-Jan-15

2 Personal All Risk Policy TAG-OT-P15-57-V01-14-15 IRDA/NL/F&U/TAG/P/Personal All Risks/2014-15 Personal Lines Internal Tariff rated products 7-Aug-14 20-Jan-1534

Products Information - For the Quarter Ended March 2015

PERIODIC DISCLOSURES Products Information

31-March-2015

TABLE - IIInsurer: TATA AIG General Insurance Company LimitedSolvency as on March 31, 2015Available Solvency Margin and Solvency Ratio

(Rs. in Lacs)Item Description Notes No. Amount(1) (2) (3) (4)1 Available Assets in Policyholders’ Funds (adjusted value

of Assets as mentioned in Form IRDA-Assets-AA): 284,911 Deduct:

2 Liabilities (reserves as mentioned in Form HG) 226,572

3 Other Liabilities (other liabilities in respect of 58,339 Policyholders’ Fund as mentioned in Balance Sheet)

4 Excess in Policyholders’ Funds (1-2-3) 0

5 Available Assets in Shareholders’ Funds (value ofAssets as mentioned in Form IRDA-Assets-AA): 77,541 Deduct:

6 Other Liabilities (other liabilities in respect of Shareholders’ Fund as mentioned in Balance Sheet) 4,558

7 Excess in Shareholders’ Funds (5-6) 72,983

8 Total Available Solvency Margin [ASM] (4+7) 72,983

9 Total Required Solvency Margin [RSM] 47,218

10 Solvency Ratio (Total ASM/Total RSM) 1.55

PERIODIC DISCLOSURESFORM NL-33 - SOLVENCY MARGIN - KGII

FORM NL-34


Sl. No. Name of person Role/designation1 Mr. Ishaat Hussain Chairman2 Mr. B.D. Banerjee Independent Director3 Mr. Ashok R Soni Director No Change4 Mr. F.N. Subedar Director No Change5 Mr. Janki Ballabh Independent Director No Change6 Ms. Seraina Maag Director No Change7 Mr. Madhusudan Kannan Director No Change8 Mr. Michael Jensen Director No Change9 Mr. Kaushal K. Mishra Managing Director & CEO No Change

10 Mr. Kurush J Daruwalla Chief Operating Officer & Company Secretary No Change11 Mr. M. Ravichandran President Insurance No Change12 Mr. Miranjit Mukherjee Senior Vice President Finance & CFO No Change13 Mr. Subramanian Suryanarayanan National Head - HR No Change14 Mr. Saket Singhal Appointed Actuary No Change15 Mr. Koushik Gopinath Chief Investment Officer No Change16 Mr. Vijay Pandit National Head - Internal Audit No Change

Key Persons as defined in IRDA Registration of Companies Regulations, 2000

No Change

PERIODIC DISCLOSURES: Board of Directors & Key Person

BOD and Key Person informationDetails of change in the period

31-Mar-2015

No Change

FORM NL-35-NON PERFORMING ASSETS-7A


Statement as on: 31-March-2015

Details of Investment Portfolio

Periodicity of Submission : Quarterly

%Has there been

revision?Amount

Board Approval Ref

CERTIFICATION

Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.

NIL

Name of the Fund

COI Company NameInstrument

Type

Interest RateTotal O/s (Book

Value)

Default Principal (Book

Value)

Default Interest (Book Value)

Principal Due from

Interest Due from

Deferred Principal

Deferred Interest

Provision (Rs)Rolled Over?

Has there been any Principal Waiver?

Classification Provision (%)

FORM NL-36-YIELD ON INVESTMENTS 1Company Name & Code: Tata AIG General Insurance Co. Ltd. - Code 108Statement as on: 31-March-2015Statement of Investment and Income on Investment

Periodicity of Submission: Quarterly Rs. Lakhs

NoCategory of Investment Cat Code Book Value

Market Value

Inc from Invest

Gross Yield % Net Yield % Book Value Market ValueInc from Invest

Gross Yield % Net Yield % Book Value Market ValueInc from Invest

Gross Yield %

Net Yield %

A CENTRAL GOVERNMENT SECURITIES 99,145 97,724 2,281 2.30 1.61 103,963 97,724 8,805 8.47 5.93 115,557 109,060 10,481 9.07 9.07A01 Central Government Bonds CGSB 57,151 49,743 1,446 2.53 1.77 72,280 49,743 6,267 8.67 6.07 85,723 74,930 8,499 9.92 6.94A03 Deposit under Section 7 of Insurance Act, 1938 CDSS 1,505 1,486 27 1.79 1.25 1,511 1,486 107 7.11 4.98 1,522 1,470 117 7.05 4.94A04 Treasury Bills CTRB 40,489 46,495 808 2.00 1.40 30,173 46,495 2,431 8.06 5.64 28,311 32,660 1,865 6.59 4.61B GOVERNMENT SECURITIES/ OTHER APPROVED SECURITIES 3,563 8,089 57 0.00 0.00 3,563 8,089 57 1.61 1.12 500 0 7 0.00 0.00B01 Central Government Guaranteed Loans and Bonds CGSL 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00B03 State Government Guaranteed Loans SGGL 3,563 8,089 57 1.61 1.13 3,563 8,089 57 1.61 1.13 500 0 7 1.45 1.02C HOUSING SECTOR INVESTMENTS 44,904 41,576 888 1.98 1.98 47,066 41,576 3,456 7.34 5.14 42,292 41,167 3,917 8.00 8.00

Taxable Bonds 40,595 36,973 812 2.00 2.00 42,876 36,973 3,254 7.59 5.31 42,292 41,167 3,917 8.00 8.00Term Loan Debentures & CP to institutions accredited by NHB HTLN 6,240 7,093 134 2.15 1.51 4,810 7,093 162 3.37 2.36 0 0 0 0.00 0.00

C07 Taxable - Bonds / Debentures issued by NHB HTDN 0 0 0 0.00 0.00 0 0 0 0.00 0.00 270 0 10 3.70 2.59C08 Taxable - Bonds / Debentures issued by Authority constitued under any Housing/Building Scheme approved by Central/State/any Authority or Body Constituted by Central Sate ActHTDA 29,729 29,880 672 2.26 1.58 33,698 29,880 3,086 9.16 6.41 42,022 41,167 3,907 9.30 6.51

Debentures / Bonds / CPs / Loans HODS 4,626 0 6 0.12 0.12 4,367 0 6 0.13 0.13C10 Taxfree - Bonds / Debentures issued by NHB HFDN 4,309 4,604 77 1.78 1.78 4,190 4,604 202 4.83 4.83 0 0 0 0.00 0.00D INFRASTRUCTURE INVESTMENTS 130,367 138,280 2,709 2.08 2.08 124,445 138,280 10,604 8.52 5.96 92,130 102,010 8,549 9.00 9.00

Taxable Bonds 71,902 74,058 1,558 2.17 2.17 74,229 74,058 6,546 8.82 6.17 77,803 66,408 7,355 9.11 9.11D06 Taxable - Infrastructure / Social Sector - PSU - Debentures / Bonds IPTD 70,902 73,058 1,536 2.17 1.52 72,694 73,058 6,404 8.81 6.17 75,659 62,913 7,154 9.45 6.62D07 Taxable - Infrastructure / Social Sector - Other Co rporate Securities (Approved Investments) - Debentu res/BondsICTD 999 1,000 22 2.22 1.55 1,534 1,000 142 9.25 6.48 2,144 3,495 201 9.36 6.55

Taxfree Bonds 58,466 64,222 1,151 1.97 1.97 50,216 64,222 4,058 8.08 8.08 14,327 35,602 1,195 7.88 7.88D09 Taxfree - Infrastructure / Social Sector - PSU - Debentures / Bonds IPFD 58,466 64,222 1,151 1.97 1.97 50,216 64,222 4,058 8.08 8.08 14,327 35,602 1,195 8.34 8.34D11 Infrastructure - Other Corporate Securities - CPs ICCP 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00E INVESTMENT SUBJECT TO EXPOSURE NORMS 29,492 27,914 578 1.96 1.96 26,521 27,914 5,689 21.45 21.45 2,049,724 18,221 1,224 -7.73 -7.73E01 PSU (Approved Investment) - Equity Shares - quoted EAEQ 3,667 2,281 -62 -1.69 -1.18 3,305 2,281 455 13.77 9.64 1,345 1,520 -50 -3.72 -2.60E02 Corporate Securities (Approved Investment) - Equity Shares (Ordinary) - quotedEACE 18,437 19,289 488 2.65 1.86 13,329 19,289 4,573 34.31 24.02 8,701 10,330 263 3.02 2.11E03 Equity Shares ( incl.Equity Related Instru) - Promoter Group EEPG 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00E04 Corporate Securites - Bonds - Taxable EPBT 2,497 2,546 58 2.33 1.63 2,497 2,546 236 9.44 6.61 2,536 2,479 239 9.43 6.60E08 Corporate Securites - (Approved Investment) - Debentures ECOS 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00E14 Deposits - Deposit with Scheduled Banks ECDB 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00E15 Deposits- CDs with Scheduled Banks EDCD 0 0 0 0.00 0.00 2,418 0 44 1.83 1.28 7,976 2,397 323 4.05 2.84E16 Deposits - Money at call and short notice with banks / Repo ECMR 4,891 3,798 93 1.91 1.34 4,972 3,798 381 7.66 5.36 2,029,166 1,495 450 0.02 0.01E19 Commercial Papers issued by a Company or All India Financial Institutions rated Very Strong or moreECCP 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00F OTHER INVESTMENTS 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 4.90 4.90F01 Other than Approved Investments - Bonds - PSU - Taxable OBPT 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00F03 Other than Approved Investments - Equity Shares (in cl. PSUs and Unlisted)OESH 0 0 0 0 0 0 0 0 0 0 0 0 0 - -

Grand Total 307,472 313,584 6,513 2.12 1.48 305,559 313,584 28,612 9.36 6.55 2,300,202 270,458 24,179 8.09 5.66

Note: Category of Investments (COI) shall be as per the Guidelines as amended from time to time.1 Based on daily simple Average of Investments.2 Yield netted for tax.

Current Quarter as at 31-March-2015 Year ended as at 31-March-2015 Year ended as at 31-March-2014

FORM NL-37-DOWN GRADING OF INVESTMENT-2


Statement as on: 31-March-2015 Name of Fund

From Date : 01-January-2015 To Date : 31-March-201 5

Statement of Down Graded Investments

Periodicity of Submission: Quarterly

Rs. Lakhs

No Name of the Security COI AmountDate of

PurchaseRating Agency Original Grade Current Grade

Date of Downgrade

Remarks

A. During the Quarter ¹

NA NA NA NA NA NA NA NA NA

B. As on Date ²

NA NA NA NA NA NA NA NA NA

CERTIFICATION

Certified that the information given herein are correct and complete to the best of my

knowledge and belief and nothing has been concealed or suppressed.

Date:

Note:

1 Provide details of Down Graded Investments during the Quarter.

2 Investments currently upgraded, listed as Down Graded during earlier Quarter shall be deleted from the Cumulative listing.

3 FORM-2 shall be prepared in respect of each fund.

4 Category of Investmet (COI) shall be as per INV/GLN/001/2003-04


(Rs in Lakhs)

Premium No. of Policies Premium No. of Policies Premium No. of Policies Premium No. of Policies

1 Fire 9,211 46,228 7,952 26,731 34,863 117,823 31,246 94,986 2 Cargo & Hull 5,513 7,577 5,156 7,117 24,905 28,840 22,668 33,587 3 Motor TP 13,433 37,978 23,307 26,714 43,404 353,285 36,529 78,021 4 Motor OD 24,746 344,148 6,821 335,782 79,054 942,373 70,874 1,358,784 5 Engineering 1,161 1,425 1,006 622 7,239 3,552 7,602 2,286 6 Workmen's Compensation 548 1,675 467 1,603 2,179 6,392 2,041 5,964 7 Employer's Liability 4,683 2,527 4,697 2,275 22,347 9,592 19,907 8,794 8 Aviation 83 2 20 1 220 9 267 6 9 Personal Accident 2,959 712,037 3,412 228,934 14,146 1,419,373 14,896 870,788 10 Health 5,668 441,959 4,510 156,690 23,782 978,545 21,442 592,278 11 Others 6,063 34,585 3,285 30,180 19,275 90,637 8,799 84,391

Total 74,068 1,630,141 60,633 816,649 271,414 3,950,421 236,271 3,129,885

Note:1. Premium stands for amount of premium2. The line of business which are not applicable for any company should be filled up with NA. Figure '0' in those fields will imply no business in the segment.*any other segment contributing more than 5% of the total premium needs to be shown separately

Quarterly Business Returns across line of Business

upto the period same period of the previos year


Current Quarter Same Quarter previous year

Sl.No. Line of Business

31-March-2015

FORM NL-39 Rural & Social Obligations (Quarterly Ret urns)

Insurer: Tata AIG General Insurance Co. Ltd.Date:

(Rs in Lakhs)

Sl.No. Line of Business Particular No. of Policies Issued Premium Collected Sum Assured No. of Policies Issued Premium Collected Sum Assured

Rural 5,270 917 1,194,996 16,496 2,688 17,842,742 Social - - - - - - Rural 432 526 139,410 1,687 2,700 719,829 Social - - - - - - Rural - - - - - - Social - - - - - - Rural 59,799 5,874 208,383 261,916 22,835 863,336 Social - - - - - - Rural 36 41 104,304 158 140 1,115,375 Social - - - - - - Rural 13 4 701 16 37 220,478 Social - - - - - - Rural 483 389 189,836 1,875 1,422 984,772 Social - - - - - - Rural - - - - - - Social - - - - - - Rural 14,604 359 923,793 64,000 1,761 3,745,714 Social - - - - - - Rural 17,457 1,453 1,280,124 61,612 5,372 4,539,250 Social - 895 - 13 3,407 - Rural 8,807 4,407 305,671 21,451 12,923 429,880 Social 0 0 0 - - -

*any other segment contributing more than 5% needs to be shown separately


31-March-2015

CURRENT QUARTER

10 Health

YEAR TO DATE

Rural & Social Obligations (Quarterly Returns)

5 Engineering

4 Motor OD

1 Fire

2 Cargo & Hull

3 Motor TP

11 Others*

6 Workmen's Compensation

7 Employer's Liability

8 Aviation

9 Personal Accident


(Rs in Lakhs)

1 Individual agents 310,472 21,227 213,149 18,309 906,418 72,895 803,105 66,661 2 Corporate Agents-Banks 191,657 6,279 136,891 5,303 542,160 21,563 432,872 17,494 3 Corporate Agents -Others 34,082 778 44,299 946 167,641 3,423 193,769 3,861 4 Brokers 436,961 22,440 89,192 15,697 792,197 93,347 349,184 78,574 5 Micro Agents - - - - 6 Direct Business 656,969 23,344 333,118 20,379 1,542,005 80,186 1,350,955 69,681

Total (A) 1,630,141 74,068 816,649 60,633 3,950,421 271,414 3,129,885 236,271 1 Referral (B) - - - - - - - -

Grand Total (A+B) 1,630,141 74,068 816,649 60,633 3,950,421 271,414 3,129,885 236,271

Note:1. Premium means amount of premium received from business acquired by the source2. No of Policies stand for no. of policies sold at coverage level

Premium


Same period of the previous year

Sl.No.

Business Acquisition through different channels

Channels

Current Quarter Same quarter Previous Year Up to the period

PremiumNo. of

PoliciesNo. of

PoliciesPremiumNo. of

Policies Premium

31-March-2015

No. of Policies


Additions during the quarter

Full Accepted

Partial Accepted Rejected

1 Complaints made by customersa) Proposal Related - 4 3 - - 1 22 b) Claim 22 274 121 84 83 8 1,073 c) Policy Related 29 367 323 28 27 18 1,649 d) Premium - 11 7 1 2 1 48 e) Refund 2 31 22 3 6 2 161 f) Coverage 8 120 65 20 34 9 588 g) Cover Note Related - 3 2 - 1 - 7 h) Product - 4 2 1 1 - 8 i) Others 10 71 54 13 6 8 415

Total Number of complaints: 71 885 599 150 160 47 3,971

2 Total No. of policies during previous year:

3 Total No. of claims during previous year:

4 Total No. of policies during current year:

5 Total No. of claims during current year:

6Total No. of Policy complaints (current year) per 10,000 policies (current year) ;

7Total No. of Claim Complaints (current year) per 10,000 claims registered (current year)

8 Duration wise Pending StatusComplaints made by

CustomersComplaints made by

Intermediaries Total( a ) Upto 7 days 42 - 42 ( b ) 7 - 15 Days 5 - 5 ( c ) 15 - 30 Days - - -( d ) 30 - 90 Days - - -( e ) 90 days & Beyond - - -

Total No. of Complaints 47 - 47

Note:1 Points 1 (a) to 1 (i) and Point No.4 have been considered for the calculation of Point No. 62 Points 1 (b) and Point No. 5 have been considered for the calculation of Point No. 73 Complaints received in Escalated Status from IRDA are not included in this report

Total Complaints registered upto the quarter during the

financial year

* Opening balance should tally with the closing balance of the previous financial year

2,354,805

447,086

16.86

24.00

PERIODIC DISCLOSURERSFORM NL-41 GRIEVANCE DISPOSAL

31-March-2015

2,404,161

460,118

Sl. No. ParticularsOpening Balance* As on beginning of the quarter

Complaints Resolved / Settled during the quarter

Complaints Pending at the

end of the quarter

GRIEVANCE DISPOSAL FOR THE QUARTER ENDED 31ST MARCH , 2015


Additions during the period

Full Accepted

Partial Accepted Rejected

1 Complaints made by customersa) Proposal Related 1 22 9 4 9 1 22 b) Claim 19 1,073 489 299 296 8 1,073 c) Policy Related 34 1,649 1,399 101 165 18 1,649 d) Premium - 48 32 5 10 1 48 e) Refund 3 161 125 14 23 2 161 f) Coverage 27 588 308 113 185 9 588 g) Cover Note Related - 7 6 - 1 - 7 h) Product - 8 4 2 2 - 8 i) Others 14 415 312 42 67 8 415

Total Number of complaints: 98 3,971 2,684 580 758 47 3,971

2 Total No. of policies during previous year:

3 Total No. of claims during previous year:

4 Total No. of policies during current year:

5 Total No. of claims during current year:

6Total No. of Policy complaints (current year) per 10,000 policies (current year) ;

7Total No. of Claim Complaints (current year) per 10,000 claims registered (current year)

8 Duration wise Pending StatusComplaints made by

CustomersComplaints made by

Intermediaries Total( a ) Upto 7 days 42 - 42 ( b ) 7 - 15 Days 5 - 5 ( c ) 15 - 30 Days - - -( d ) 30 - 90 Days - - -( e ) 90 days & Beyond - - -

Total No. of Complaints 47 - 47

Note:1 Points 1 (a) to 1 (i) and Point No.2 have been considered for the calculation of Point No. 62 Points 1 (b) and Point No. 5 have been considered for the calculation of Point No. 73 Complaints received in Escalated Status from IRDA are not included in this report

PERIODIC DISCLOSURERSFORM NL-41 GRIEVANCE DISPOSAL

31-March-2015

Sl. No. ParticularsOpening Balance* As on

beginning of the year

Complaints Resolved / Settled during the period

Complaints Pending at the

end of the period

GRIEVANCE DISPOSAL FOR THE YEAR ENDED 31ST MARCH, 2015

24.00

* Opening balance should tally with the closing balance of the previous financial year

Total Complaints registered upto the period during the

financial year

2,404,161

460,118

2,354,805

447,086

16.86

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