Franssons shredders and services

Financing guide

Our service

By providing financing, we can do more for our customers.

LARS FRANSSON,CEO FRANSSONS RECYCLING MACHINES

It all starts with Franssons Finance

We finance your machine

Franssons Recycling Machines manufactured shredders since 1945. The brand Franssons represents strong and robust machi-nery, made for real life.

Now Franssons gives the customers possibility to also become stronger and more competitive, with advantageous financing of Franssons machines.

Recently Franssons and the Swedish bank Handelsbanken has reached several agreements advantageous to their customers.

From this arises Franssons Finance, whose role is to co-finance the acquisition of machinery Franssons.

- We work to develop our services according to the needs of our customers, says Lars Fransson, CEO of Franssons Recycling Machines.

Our service

3

Advantages

A proper machine and good financing is the key to success.

3

9 points for a viable investment

Advantages

1. No financial burden in your country. The financing is in Sweden and is not registered in your local

bank.

2. Low interest 2-4 %¹.

3. Linear amortization of outstanding amount. The cost of interest decreases and therefore also the install-

ments.

4. Purchase without VAT. Increase your liquidity. Buy directly from Franssons Sweden,

invoices are intra-EC and therefore have no value added tax.

5. Installments every 6 months. First installment six months after delivery. In total 10 install-

ments over five years.

6. No residual value. The 10 installments consist of the total value of the inves-

tment.

7. Easy submission of documents. Normally enough with a financial report of the past three

years obtained from D&B.

8. Fast handling, 7-14 days.

9. Possibility to finance whole plants. Financing is available for Franssons machines and partly

peripheral equipment.

¹ Fixed interest 2-4%, 2% cost of the guarantee, and study 2% opening and register. Franssons reserves to changes.

Advantages

5

Requirements

Financing should be available to successful investments.

Easy financing in difficult times

Requirements

• Entry in 2 installments: 10% upon signing the order and 10% before delivery of the products.

• Customer’s financial situation must be accepted by the finance department (balance from the last three years).

• The object must be new and Franssons manufactured products and / or services provided by Franssons.

• All documentation will be provided and maintained in English.

• The client must be permitted to make intra-EC transactions (only necessary for European countries).

• Financing is valid for investments >150.000€, outside Scandi-navian Countries.

• The client inspects and accepts the machine at the factory before shipment.

• Semiannual dues are paid to the Swedish bank Handels-banken.

Requirements

7

Practical case

Ensure the sustainability of your business.

9

Finally a common sense funding

Practical case

Amortization of the capital is linear. This means, you pay less interest at the end, because the loan decreases. Below is a practical example. Franssons reserves the right to changes.

Investment: € 200.0001st entry 10%: € 20.000 2nd entry 10%: € 20.000 Disbursed: € 160.000Installments: 10

No. days

Installment OutstandingInterest

6,9%Amount on

each billMonthly

cost

160.000,00

153 16.000,00 144.000,00 4.692,00 20.692,00 3.448,67

181 16.000,00 128.000,00 4.995,60 20.995,60 3.499,27

184 16.000,00 112.000,00 4.514,13 20.514,13 3.419,02

181 16.000,00 96.000,00 3.885,47 19.885,47 3.314,25

184 16.000,00 80.000,00 3.385,60 19.385,60 3.230,93

181 16.000,00 64.000,00 2.775,33 18.775,33 3.129,22

184 16.000,00 48.000,00 2.257,07 18.257,07 3.042,85

182 16.000,00 32.000,00 1.674,40 17.674,40 2.945,73

184 16.000,00 16.000,00 1.128,53 17.128,53 2.854,76

181 16.000,00 0,00 555,07 16.555,07 2.759,18

Total 160.000,00 29.863,20 189.863,20

Total amount: 189.863,20

Steps

A world of oportunities.

Steps

11

Simplicity is a great advantage

Steps

First installment after six months

Delivery of the products

Second entry 10% Franssons manufactures the products

Invoice 80%

First entry 10%Financing offerComercial agreement

1. You make a trade agreement with Franssons. 2. After 7-14 days you receive a financing quote. 3. You accept the quote and pay first entry 10%. 4. Franssons manufactures the products in Sweden.5. You inspect the finished machine and pay the second entry.6. Franssons issues the invoice of rest 80% and you pay the

invoice with the letters you have signed with Handelsbanken.7. Franssons delivers the products. 8. You pay the first installment to Handelsbanken after six

months.

www.franssons-finance.com

Franssons FinanceTimmervägen 8852 53 Sundsvall, SWEDENTel: +46 60 56 78 60info@franssons-finance.com