financial planning resources for the small business community
DESCRIPTION
Presentation done for the Georgetown County Public Library, SC on January 13, 2012TRANSCRIPT
Financial Planning Resources for the Small Business Community
Presenter: Amanda Holling
amandaholling.com
About Me
Our Topic? Money…
…and resources for helping small businesses find it.
Meet your business patrons
“A hope-er, a pray-er, a magic bean buyer…”
Most won’t make it
Either way, they need more help than we can give ourselves
So what are your patrons looking for?
Where should you look to help find it?
Startup help
Business financing
Taxes
Disaster planning
Employee costs
Retirement
Librarian’s Resources
Dummies Books
“A business plan…covers the financial aspects of starting or expanding your business—how much money you need and how you’ll pay it back.”
Mike McKeever in How to Write a Business Plan. Nolo Press, 2008.
Capital
spending
planCash flow
forecast
Personal
financial
statement
Profit &
loss
forecast
Business Plan Financials
Career eBook Collection
bplans.com
Local Business Assistance
mbscore.org
coastal.edu/sbdc/
bit.ly/wfIDqY
More local business
assistance resources & information
bit.ly/xyadr9
http://1.usa.gov/yyxlzv
Business Ratios
Business Ratios
bizstats.com/industry-financials.php
Personal Credit
=
nfcc.org
dandb.com
Startup help
Business
financing
Taxes
Disaster planning
Employee costs
Retirement
Librarian’s Resources
Self-funded
Bank loans
SBA Lendersin SC
smallbusiness3.com/pdf/english/ southcarolina.pdf
Harvard Business School Research Guide:
VC & Private Equitylibrary.hbs.edu/guides/vcpe.html
angelresourceinstitute.org
Nonbank loans
Nontraditional financing
http://kck.st/zPebH5
Where can I find those grants to start my small business?
Try asking these guys
bit.ly/A3R4ic
Grants for businesses*
* Not for startup funding. Creating 20,000 jobs? Sure, we have grants! Maybe.
Grants for nonprofits
cfda.gov
Startup help
Business financing
Taxes
Disaster planning
Employee costs
Retirement
Librarian’s Resources
irs.gov/businesses/small/
www.tax.gov/virtualworkshop/
ssa.gov/pgm/business.htm
sctax.org
www.sctax.org/Tax+Workshops/
scbos.sc.gov
Startup help
Business financing
Taxes
Disaster
planning
Employee costs
Retirement
Librarian’s Resources
ready.gov/business
http://1.usa.gov/z2LCFa
Startup help
Business financing
Taxes
Disaster planning
Employee
costs Retirement
Librarian’s Resources
georgetownworkforce.org/ojt.htm
scworks.org/directory.asp
dol.gov/dol/topic/wages/
ehealthinsurance.com
Key person
Worker’s Comp
Unemployment
Insurance
“Business Insurance—What You Need and What You Do Not Need”
Startup help
Business financing
Taxes
Disaster planning
Employee costs
Retirement
Librarian’s Resources
The Usual Suspects
kiplinger.com/retirement/
Startup help
Business financing
Taxes
Disaster planning
Employee costs
Retirement
Librarian’s
Resources
ala.org/rusa/sections/brass
http://bit.ly/zSmp2t
http://bit.ly/zaz46Z
http://bit.ly/A0j793
Best of BRASS
bit.ly/z46T8r
Most recent business reference handbook…
…with a new edition coming in February!
Dated, but has its uses
© 2011!
scstatelibrary.lib.overdrive.com
So now you know a bit more about what your patrons are looking for.
And you’ve got a better idea where to find it, too.
Startup help
Business financing
Taxes
Disaster planning
Employee costs
Retirement
Librarian’s Resources
Who:Amanda HollingLibrarian, Geek, Knitter, Fangirl, Writeramandaholling.com