fa execsummary

7/29/2019 FA ExecSummary

1/5
http://portal.sliderocket.com/ALSXE/In-Captivity


2/5

Finding Hidden Benefits for PHYSICIANS is a book that describes an opportunity for you as afinancial advisor to add value to your relationship with existing clients and a way to entice new

clients to your practice. It will take about 30 minutes to read, longer to understand, but when

you do, the idea becomes compelling.

In July of 2010, a company entered the US marketplace for medical malpractice insurance

that is dramatically different from existing commercial liability insurance companies. Why, you

ask, does this have anything to do with wealth management.

Physicians Benefit Resources Risk Retention Group, Inc. is a medical malpractice insurance

company. The insurance product, sold only to physicians, returns up 50% of each annual

premium. It does this in a tax advantaged way that is approved by the IRS, is richly rewarding

to the participant, and to you as a financial advisor.

The target client for you is a physician or medical group in private practice in any of the 50

states. In addition, medical associations, small private hospitals, CPAs and Attorneys willhave a strong interest as it represents benefits they are looking for to gain an advantage.

This Executive Summary will help you realize the benefits from this idea. The image at the top

of each page is a direct link to BenefitsForDocs.com where you can download a copy of

Finding Hidden Benefits for PHYSICIANS. Share it with your physician clients!If you are uncertain about spending an 30 minutes to an hour to discover these benefits for

your clients, here is a link to a short web video that will get you excited about the idea:

A Better Way to Buy MedMal Insurance

Or visit this website for access to this and other documentation:

www.BenefitsForDocs.com
http://mdcaptives.files.wordpress.com/2013/02/findingbenefits.pdfhttp://mdcaptives.files.wordpress.com/2013/02/findingbenefits.pdfhttp://portal.sliderocket.com/ALSXE/A-Better-Wayhttp://www.benefitsfordocs.com/http://www.benefitsfordocs.com/http://mdcaptives.files.wordpress.com/2013/02/findingbenefits.pdfhttp://portal.sliderocket.com/ALSXE/A-Better-Wayhttp://www.benefitsfordocs.com/http://mdcaptives.files.wordpress.com/2013/02/findingbenefits.pdf


3/5

Dr. Vicki Rackner has these words for financial advisors:"If you would like to acquire physician clients, read this book. Here you'll get a solution to a

hot button problem for doctors: how to deal with the medical malpractice problem. The

solution outlined in this book leverages a financial product that allows you to take some of the

money that doctors spend on medical malpractice premiums, and invest it for them.

"What's in it for you? First, it sets you apart. Doctors get pitches every day from financial

advisors who want to help them with retirement. The unique offerings in this book put you in

a class of one. Second, you're having a conversation that will attract doctors. Third, you are

creating your own funds to invest! The ideas in this book are a win all around.

"Does this sound like a free lunch? This is the real deal. The price of admission is your time

to understand a new way of thinking about a tough problem and helping physicians

understand. As a physician myself I encourage your to make the investment."
http://www.targetingdoctors.com/http://www.benefitsfordocs.com/


4/5

The companies that play a role in this financial strategy are:
http://floridawealthadvisors.com/about-fwa/about-tk/http://www.captivetransactions.com/http://pbrrrg.com/?page_id=425http://www.benefitsfordocs.com/


5/5

Summary for Financial Advisors:If youve read everything written up to this point, including Finding Hidden Benefits for PHYSICIANS,

you now have a fundamental understanding of the idea and how it might be implemented. But whats

in it for YOU?

The assumption is that you will be driven by the financial opportunity represented here. This is a

dramatic way for you to add value to your existing client relationships. And a way to introduce

something unique to those prospects you would like to have as clients.

There are several levels where opportunities exist. The first is the financial management of the pool

of money thats growing inside the captive insurance companyor CIC. As the financial advisor of

record for the insured medical group, association or hospital, you are the one who will be charged

with advising the client how that money is put to work.

Once a CIC has been established, there are other risks beyond medical malpractice that can be

addressed. This leads to additional efficiencies that add to the financial benefits associated with

captives. For example, you might discover it can replace a 401(k) plan, resulting in more tax

favorable retirement income for the owners. Consider, Is retirement income subject to a capital gainstax a better option than money subject to ordinary income tax?

Mindful that captives that qualify underIRS Section 831(b) are taxed only on investment income, is it

possible to allocate some of the surplus funds to life insurance premiums? These contracts dont

result in taxable earnings and can sometimes provide a tax free retirement income. And if owned in

certain ways, can escape potential estate tax issues.

If your physician client or prospect has reservations about how the Affordable Care Act is going to

influence their financial lives, here is a way for you to mitigate that concern, and allow him or her to

continue their commitment to good medicine and positive patient outcomes. Well be in the

background, getting paid for what we do, and theyll be in the foreground, doing what they do best.

And youll be there along with your clients, advising them and getting paid for it.

Send me an email with your questions and concerns, and Ill arrange a webinar with whomever you

want on your end to help you get started.Tony Kendzior, CLU, ChFC

Florida Wealth Advisors LLC

352-332-0749

[email protected]
http://mdcaptives.files.wordpress.com/2013/02/findingbenefits.pdfhttp://portal.sliderocket.com/ALSXE/In-Captivityhttp://portal.sliderocket.com/ALSXE/In-Captivityhttp://portal.sliderocket.com/ALSXE/In-Captivitymailto:[email protected]://www.floridawealthadvisors.com/http://www.benefitsfordocs.com/http://mdcaptives.files.wordpress.com/2013/02/findingbenefits.pdfhttp://portal.sliderocket.com/ALSXE/In-Captivityhttp://portal.sliderocket.com/ALSXE/In-Captivitymailto:[email protected]

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