Program Highlights

Employment Practices LiabilityInsurance for Small Business

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Employment Practices Liability Insurance (EPLI)

Now is a great time to grow your EPLI business Progressive’s EPLI product offers low rates, specialized coverage and superior service. With our fast and easy quoting process, you now have the opportunity to grow your business by quoting and selling EPLI to all your commercial customers.

It’s easy! Use our agency-dedicated Web site, ForAgentsOnly.com (FAO), to easily quote and bind a Progressive EPLI policy for all your commercial customers. You only need to answer eight (8) questions to generate a quote! You can fax or email quotes to your customers, and your customers can even complete and sign their application online.

Direct billing Eliminate the costs of processing, collection and billing your customers. Progressive bills your customer directly.

Coverage features • Full Prior Acts coverage—No restrictions as to when a Wrongful Employment Act takes place • Broad definition of Wrongful Employment Acts • Claims made and reported form • Third-party coverage available for most classes of business. • Defense Outside the Limits option—Defense costs do not reduce the limit of liability • Coverage for claims brought by current, former and future employees, INCLUDING applicants and volunteers • Duty to Defend provision—Progressive will defend the insured at the time a claim is reported to us, even if

the allegation is groundless, false, or fraudulent • Definition of Claim includes civil, administrative, alternative dispute resolution, arbitration proceeding or

other legal proceedings • Definition of Loss includes judgments, settlements, defense costs, back pay, front pay and punitive damages

(where insurable)

Legal services Progressive’s EPLI product includes exclusive employment practices legal services through Littler Mendelson P.C., the nation’s leading labor and employment law firm. Your customers will get the following services, AT NO ADDITIONAL CHARGE:

• Free Employment Law Hotline Advice: Your customers can talk with an employment attorney for legal advice about specific employment issues or problems.

• Sample employee handbook and policies: Useful templates to develop their own company policies • “Hire & Fire” Guide: Helps your customers manage their workforce and make the right decisions during

critical times • “Preventing Unlawful Harassment” Guide: Helps your customer prevent, address and resolve

harassment issues in the workplace • Employment Law News Alert E-mails: Informs your customers on significant employment law

developments relevant to their workplace

Questions? 1-866-483-EPLI (3754) or epli@progressive.com.