AN EASY WAY TO INVEST OUR MONEY!

By : Faradila Nagasari

Why?

Are you a first jobber?

Fresh Graduate 21-27 years old

Staff/Officer Spend a lot of money

first jobber

Most of first jobbers do not think

about saving and investing.

They are too happy to spend

their own money.

But, some of first jobbers have saving.

How about investment?

Is it important for us?

v

Why do we need investing our money?

InflationFuture needs

PensionHigher return

Inflation (5,90%)* Interest rate of saving account (0,5-2%)

Return of Investment(6-25%)

InflationFuture needs

PensionHigher return

* Per June 2013 (YoY)

InflationFuture needs

PensionHigher return

HolidayEducation Hospital

House & Car Pension

What?

What is investment?

Physical Asset

PropertyCommodity,

Precious Metal

Financial Asset

Money Market

Capital Market

These are some instruments

of investment :

Risk & Return

Deposit

Saving

Bond

Mutual Fund

Ris

k

Stock

Return

“High Risk, High Return”

How?

So what is The best

instrument of

investment for the first

jobbers? It is Mutual Fund!

Mutual Fund is.......

type of professionally managed collective

investment vehicle that pools money from

many investors to purchase securities. (www.wikipedia.com)

“Wadah yang dipergunakan untuk menghimpun

dana dari masyarakat pemodal untuk selanjutnya

diinvestasikan dalam portfolio efek oleh Manager

Investasi.“ (UU Pasar Modal No 8 tahun 1995)

Mutual Fund is not a banking product, it is a product

of Fund manager and Custodian Bank.

+ =Money Market

Custodian BankFund Manager Mutual Fund A

Stock of Astra Mutual Fund

X √

“Don’t put all of your eggs in one basket”

Money

Market

Type of Mutual Fund

Mutual Fund

High return in long term

Diversification

Managed by

professional

Controlled by OJK

High Liquidity

Transparant

Easy Access to buy stock and bond

Need a view money

Customer Bank

Mutual Fund Scheme

Thank You