NOT FDIC/NCUA INSURED, MAY LOSE VALUE,NO BANK/CU GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL AGENCY

19864M REV 08-17

LiveWell® Mutual Fund IRAOver 150 Mutual Funds From 25+ Fund Managers

2

1 Excessive Trading Policy: More than one “round trip” involving the same investment option within a 60-calendar-day period is considered excessive trading. Please review the Disclosure Statement & Custodial Account Agreement of the LiveWell® Mutual Fund IRA booklet.

2 Dollar Cost Averaging does not ensure profit or protect against loss in a declining market. Such a plan involves continuous investment in securities regardless of fluctuating price levels of such securities. Investors should consider their financial ability to continue purchases through periods of low price levels.

3 Statements regarding product simplicity are based on current research and comparison and do not completely compare all product features. If there are questions regarding this information, contact a representative from the applicable company. This data is for informational purposes and is not intended as a solicitation or a recommendation of any product.

Simple And Innovative Investing Solutions.Straightforward Retirement Planning.

Setting up a solid retirement savings plan shouldn’t require managing multiple accounts, high management fees, or complex investment strategies. It also shouldn’t lead to paperwork headaches or mountains of quarterly statements.

Now, you can practically eliminate the hassles of setting up a well-rounded retirement savings program just by taking advantage of the simplified investment options from the LiveWell Mutual Fund IRA.3

Simple.One-Stop Solution With Over 135 Mutual Fund Options The LiveWell Mutual Fund IRA gives you the freedom to invest with a wide variety of the nation’s most well-known money managers and mutual funds. But instead of working with each on an individual basis, you save time and money by investing in one easy-to-manage IRA.3

With over 150 mutual funds from 25+ fund families to choose from, you have maximum flexibility to tailor your portfolio to your risk tolerance and investment goals. From conservative bond funds to growth-oriented mutual funds to alternative investments, the LiveWell Mutual Fund IRA delivers a full spectrum of investment options.

Plus, you’re not locked into any one investment strategy. If you decide to change your investment options along the way, simply update your allocations. There are no transaction fees or sales loads to worry about.

The LiveWell Mutual Fund IRA – A Smart Retirement SolutionWhen you change jobs or retire, you have choices to make with your retirement savings. In some cases, it may be beneficial to leave money in your current retirement plan. You may also consider rolling assets into a new employer plan, receiving installments or annuities (if available), cashing out your account value, or rolling assets into an IRA like the LiveWell Mutual Fund IRA from Sammons Retirement Solutions.

The LiveWell Mutual Fund IRA is designed specifically to save you time and money when it comes to retirement and planning solutions.

The LiveWell® Mutual Fund IRA Provides You With:

More than 150 mutual funds in one convenient spot

25+ of the country’s most popular fund managers

No front-end charges

No back-end charges

No charge for Systematic Withdrawals

No fees for automatic Required Minimum Distributions (RMDs)

No charge to reallocate or rebalance assets1

Optional features like Dollar Cost Averaging2, Automatic Rebalancing, and Systematic Withdrawals available at no extra charge

Dollar Cost Averaging and Automatic Rebalancing are not available together

Multiple Alternative Investment Strategies

See page 3 for a list of fees and expenses.

33

1 Excessive Trading Policy; more than one “round trip” involving the same investment option within a 60-calendar-day period is considered excessive trading. Please review the Disclosure Statement & Custodial Account Agreement of the LiveWell® Mutual Fund IRA booklet.

2 Fund options and associated standard mutual fund fees are as of 5/31/2017. Standard mutual fund fees, ranging from 0.54%-2.67% net, also apply.

More Than 150 Mutual Funds From 25+ Of The Most Popular Fund Managers

Innovative.Helping Your Retirement Savings Grow By Keeping Investment Costs DownWhen it comes to your retirement savings, holding down investment costs can be critical. That’s another area where the LiveWell Mutual Fund IRA shines.

• No front-end charges

• No back-end charges

• No charge to reallocate your investment options1

• No charge for systematic withdrawals

• No charge to rebalance your funds1

• No ticket charges

• No fees for automatic required minimum distributions

Straightforward.One Affordable Recordkeeping Fee With the LiveWell Mutual Fund IRA, you can access some of the nation’s most popular mutual funds with only a recordkeeping fee and standard fund expenses.2 Total Assets Annual Recordkeeping Fee $100,000+ 0.40% $50,000 - <$100,000 0.50% $25,000 - <$50,000 0.60% Less than $25,000 0.75%

Getting Started Is EasyJust work with your financial professional to determine your investment goals, pros and cons of options like leaving money in your existing plan, and which types of funds best fit your situation. Then choose from the highly respected funds and money managers available in the LiveWell Mutual Fund IRA. Your financial professional can quickly set everything up for you.

Learn more by visiting www.srslivewell.com today!

4

Fund options and associated standard mutual fund fees are as of 5/31/2017. Standard mutual fund fees, ranging from 0.54%-2.67% net, also apply.1 Excessive Trading Policy: More than one “round trip” involving the same investment option within a 60-calendar-day period is considered excessive trading. Please review the Disclosure

Statement & Custodial Account Agreement of the LiveWell® Mutual Fund IRA booklet.2 Asset Allocation (and/or diversification) does not ensure a profit or guarantee against loss; it is a method used to help manage risk. 3 Dollar Cost Averaging does not ensure profit or protect against loss in a declining market. Such a plan involves continuous investment in securities regardless of fluctuating price levels

of such securities. Investors should consider their financial ability to continue purchases through periods of low price levels.

Minimum Age For Opening An Account

18+

Type of Money Rollovers or transfers from qualified plans such as 401(k), 403(b), and governmental 457 plans.

Traditional IRAs, SEP-IRAs, Roth IRAs, and Inherited IRAs.

Minimum Initial Contribution $10,000

Minimum Additional Contributions

$1,000 or $100 for contributions made through monthly Electronic Funds Transfer (EFT)

Full Liquidity No withdrawal charges. No front-end loads. No back-end loads. No charge for reallocations or rebalancing.1 No transaction fees. No fees for automatic required minimum distributions.

Fund Options More than 150 mutual funds from 25+ fund managers.

LiveWell® Models2 powered by Morningstar Investment Management LLC.

Fees Total Assets$100,000+$50,000 - < $100,000$25,000 - < $50,000Less than $25,000

Annual Recordkeeping Fee0.40%0.50%0.60%0.75%

Other Features AvailableOne option may be elected

Dollar Cost Averaging (DCA)3 OR Automatic Rebalancing.

Select quarterly, semi-annual, or annual mode.

Monthly mode is also available for DCA.

LiveWell® Mutual Fund IRA At A GlanceLiveWell Mutual Fund IRA brought to you by Sammons Retirement Solutions® Inc

5

1 Statutory Basis as of 12/31/2016.2 Ranked No. 86 on Forbes’ 2016 List of America’s Largest Private Companies. The list includes 223 privately held companies with revenues of more than $2 billion.

Brought To You By Sammons Retirement SolutionsSammons Retirement Solutions® Inc. provides simple, innovative, and straightforward solutions that can help individual investors live well in retirement. These solutions include mutual fund IRAs and annuities.

Headquartered in West Des Moines, Iowa, we work with a nationwide network of banks and broker/dealers to provide retirement solutions that meet the needs of financial advisers and their clients.

We constantly review the market to ensure our solutions meet the ever-changing challenges faced by advisers and investors when planning for retirement. Our solutions give advisers and their clients clear-cut choices for financial planning. We apply original thinking to retirement planning, while ensuring that traditional values such as trust, transparency, and customer service are maintained at all times.

So whether you’re conservative or aggressive, and no matter what your retirement timeline looks like, Sammons Retirement Solutions provides solutions for your financial planning with the LiveWell® Retirement Series.

Sammons Retirement SolutionsA Member of Sammons® Financial Group Sammons Financial Group (SFG) is an insurance holding company with over $73 billion in assets.1 SFG member companies offer a diverse portfolio of financial services, including life insurance, annuities, and securities. Sammons Financial Group is comprised of:

• Midland National® Life Insurance Company

• Sammons Annuity Group (a division of Midland National)

• Sammons Financial Network® LLC.

• North American Company for Life and Health Insurance®

• Sammons® Corporate Markets Group (a division of Midland National)

• Sammons Retirement Solutions® Inc.

The parent company, Sammons Enterprises, Inc., is a multifaceted, diversified international holding corporation that owns and operates businesses across a diverse range of industries. Headquartered in Dallas, Texas, Sammons Enterprises, Inc. ranks as one of the largest privately held companies in the United States.2

Invest With Some Of The Most Popular Mutual Funds Managed By Some Of The Nation’s Most Talented Fund Managers

6

INVESTMENT OPTION BY ASSET CLASS TICKER

LARGE VALUE

American Century Value R AVURX

BlackRock Equity Dividend A MDDVX

Columbia Dividend Opportunity R RSOOX

Columbia Select Large-Cap Value R SLVRX

Fidelity Advisor Value Strategies M FASPX

Lord Abbett Fundamental Equity R3 LAVRX

Pioneer Equity Income R PQIRX

Power Dividend Index A PWDAX

LARGE BLEND

Calvert U.S. Large Cap Core Responsible Index A CSXAX

ClearBridge Dividend Strategy R LMMRX

Columbia Contrarian Core R CCCRX

Fidelity Advisor Large Cap M FALGX

Franklin Rising Dividends R FRDRX

Oppenheimer Main Street R OMGNX

PIMCO StocksPLUS R PSPRX

LARGE GROWTH

Alger Capital Appreciation Instl R ACARX

American Century Disciplined Growth R ADRRX

American Century Ultra R AULRX

ClearBridge Aggressive Growth R LMPRX

ClearBridge Large Cap Growth R LMPLX

Fidelity Advisor New Insights M FNITX

Franklin DynaTech R FDNRX

Ivy Large Cap Growth R WLGRX

Pioneer Fundamental Growth R PFGRX

T. Rowe Price Blue Chip Growth R RRBGX

T. Rowe Price Growth Stock R RRGSX

MID VALUE

Deutsche Mid Cap Value R MIDQX

Fidelity Advisor Leveraged Company Stock M FLSTX

Janus Henderson Mid Cap Value R JDPRX

Lord Abbett Calibrated Mid Cap Value R3 LVMRX

Prudential QMA Mid-Cap Value R SDVRX

Transamerica Small/Mid Cap Value A IIVAX

MID BLEND

Calvert Capital Accumulation A CCAFX

ClearBridge Mid Cap R LMREX

First Investors Opportunity A FIUSX

MID GROWTH

Eaton Vance Atlanta Capital SMID-Cap R ERSMX

Fidelity Advisor Mid Cap II M FITIX

Ivy Mid Cap Growth R WMGRX

Oppenheimer Discovery Mid Cap Growth R OEGNX

SMALL VALUE

Janus Henderson Small Cap Value R JDSRX

Prudential QMA Small Cap Value R TSVRX

Royce Opportunity R ROFRX

SMALL BLEND

Fidelity Advisor Small Cap M FSCTX

Ivy Small Cap Core R IYSMX

Oppenheimer Main Street Small Cap R OSCNX

SMALL GROWTH

ClearBridge Small Cap Growth R LMPOX

Ivy Small Cap Growth R WSGRX

Janus Henderson Triton R JGMRX

INTERNATIONAL LARGE

Aberdeen International Equity R GIRRX

First Investors International A FIINX

Ivy International Core Equity R IYITX

Lord Abbett International Dividend Income R3 LIRRX

Oppenheimer International Diversified R OIDNX

Oppenheimer International Equity R QIVNX

Oppenheimer International Growth R OIGNX

T. Rowe Price International Value Equity R RRIGX

Templeton Foreign R TEFRX

Transamerica International Equity A TRWAX

INTERNATIONAL SMALL

Aberdeen International Small Cap R WPVAX

BlackRock Global Small Cap A MDGCX

Oppenheimer International Small-Mid Company R OSMNX

WORLD STOCK

Franklin Mutual European R FMURX

Janus Henderson Global Research R JDWRX

Oppenheimer Global R OGLNX

Oppenheimer Global Opportunities R OGINX

Oppenheimer Global Value R GLVNX

EMERGING MARKETS

Aberdeen China Opportunities R GOPRX

Aberdeen Emerging Markets R GEMRX

Templeton Developing Markets R TDMRX

Templeton Emerging Markets Small Cap R FTESX

COMMODITIES/PRECIOUS METALS

Oppenheimer Gold & Special Minerals R OGMNX

PIMCO Commodity Real Return Strategy R PCSRX

COMMUNICATIONS

Fidelity Advisor Telecommunications M FTUTX

ENERGY/NATURAL RESOURCES

Fidelity Advisor Materials M FMFTX

LiveWell® ModelsACCUMULATION INCOME

Conservative High Income

Moderate Diversified Income

Moderate Growth

Growth

Aggressive Growth

7

Ivy Energy R IYEFX

Ivy Natural Resources R IGNRX

Prudential Jennison Natural Resources R JNRRX

FINANCIAL SERVICES

Prudential Financial Services R PSSRX

HEALTH

Eaton Vance Worldwide Health Science R ERHSX

Fidelity Advisor Biotechnology M FBTTX

REAL ESTATE

Fidelity Advisor Real Estate M FHETX

Prudential Global Real Estate R PURRX

TECHNOLOGY

Columbia Seligman Global Technology R SGTRX

Ivy Science & Technology R WSTRX

UTILITIES

Franklin Utilities R FRURX

Prudential Jennison Utility R JDURX

BALANCED

Columbia Income Builder R CBURX

Eaton Vance Balanced R ERIFX

Fidelity Advisor Strategic Div & Inc M FTSDX

First Investors Total Return A FITRX

Franklin Income R FISRX

Franklin Mutual Shares R TESRX

Ivy Balanced R IYBFX

Janus Henderson Balanced R JDBRX

Lord Abbett Multi-Asset Income R3 LIXRX

Transamerica Multi-Managed Balanced A IBALX

RISK BASED ALLOCATION

Fidelity Advisor Asset Manager 85% M FEYTX

Fidelity Advisor Asset Manager 70% M FTASX

Fidelity Advisor Asset Manager 50% M FFTMX

Fidelity Advisor Asset Manager 30% M FTTNX

TARGET DATE ALLOCATION

American Century One Choice 2020 R ARBRX

American Century One Choice 2030 R ARCRX

American Century One Choice 2040 R ARDRX

American Century One Choice 2050 R ARFWX

American Century One Choice in Retirement R ARSRX

WORLD ALLOCATION

BlackRock Global Allocation A MDLOX

Franklin Mutual Quest R FMQSX

PIMCO All Asset R PATRX

TACTICAL

Aberdeen Diversified Alternatives R GASRX

Aberdeen Equity Long-Short R GLSRX

AC Alternatives Equity Market Neutral R ALIRX

ALPS | Red Rocks Listed Private Equity R LPERX

Deutsche Real Assets R AAAQX

First Investors Covered Call Strat A FRCCX

Oppenheimer Global Multi-Alternatives R ODANX

PIMCO Global Multi-Asset R PGMRX

Transamerica Multi-Manager Alternative Strategies A IMUAX

SHORT TERM BOND

Lord Abbett Short Duration Income R3 LDLRX

PIMCO Low Duration R PLDRX

PIMCO Short-Term R PTSRX

Prudential Short-Term Corporate Bond R JDTRX

INTERMEDIATE BOND

Janus Henderson Flexible Bond R JDFRX

Lord Abbett Income R3 LAURX

Oppenheimer Core Bond R OPBNX

PIMCO Total Return R PTRRX

Pioneer Bond R PBFRX

Prudential Total Return Bond R DTBRX

Western Asset Core Plus Bond R WAPRX

MULTISECTOR BOND

Eaton Vance Multi-Sector Income R EVBRX

Fidelity Advisor Strategic Income M FSIAX

Lord Abbett Bond-Debenture R3 LBNRX

PIMCO Income R PONRX

Pioneer Strategic Income R STIRX

WORLD BOND

Ivy Global Bond R IYGOX

PIMCO Foreign Bond (USD-Hedged) R PFRRX

Templeton Global Bond R FGBRX

Templeton Global Total Return R FRRGX

EMERGING MARKETS BOND

Columbia Emerging Markets Bond R CMBRX

HIGH YIELD BOND

Columbia High Yield Bond R CHBRX

Ivy High Income R IYHIX

Lord Abbett High Yield R3 LHYRX

PIMCO High Yield R PHYRX

Power Income A PWRAX

INFLATION PROTECTION

American Century Inflation-Adjusted Bond R AIARX

PIMCO Real Return R PRRRX

BANK LOAN

Lord Abbett Floating Rate R3 LRRRX

Oppenheimer Senior Floating Rate R OOSNX

GOVERNMENT BOND

American Century Ginnie Mae R AGMWX

Columbia US Government Mortgage R CUGUX

Eaton Vance Government Obligations R ERGOX

CONVERTIBLE BOND

Lord Abbett Convertible R3 LCFRX

NONTRADITIONAL BOND

Janus Henderson Global Unconstrained Bond R JUCRX

PIMCO Unconstrained Bond R PUBRX

8

INVESTMENT OPTION BY FUND FAMILY TICKER

Aberdeen China Opportunities R GOPRX

Aberdeen Diversified Alternatives R GASRX

Aberdeen Emerging Markets R GEMRX

Aberdeen Equity Long-Short R GLSRX

Aberdeen International Small Cap R WPVAX

Aberdeen International Equity R GIRRX

Alger Capital Appreciation Instl R ACARX

ALPS | Red Rocks Listed Private Equity R LPERX

AC Alternatives Equity Market Neutral R ALIRX

American Century Disciplined Growth R ADRRX

American Century Ginnie Mae R AGMWX

American Century Inflation-Adjusted Bond R AIARX

American Century One Choice 2020 R ARBRX

American Century One Choice 2030 R ARCRX

American Century One Choice 2040 R ARDRX

American Century One Choice 2050 R ARFWX

American Century One Choice in Retirement R ARSRX

American Century Ultra R AULRX

American Century Value R AVURX

BlackRock Equity Dividend A MDDVX

BlackRock Global Allocation A MDLOX

BlackRock Global Small Cap A MDGCX

Calvert Capital Accumulation A CCAFX

Calvert U.S. Large Cap Core Responsible Index A CSXAX

Columbia Contrarian Core R CCCRX

Columbia Dividend Opportunity R RSOOX

Columbia Emerging Markets Bond R CMBRX

Columbia High Yield Bond R CHBRX

Columbia Income Builder R CBURX

Columbia Select Large-Cap Value R SLVRX

Columbia Seligman Global Technology R SGTRX

Columbia US Government Mortgage R CUGUX

Deutsche Mid Cap Value R MIDQX

Deutsche Real Assets R AAAQX

Eaton Vance Atlanta Capital SMID-Cap R ERSMX

Eaton Vance Balanced R ERIFX

Eaton Vance Government Obligations R ERGOX

Eaton Vance Multi-Sector Income R EVBRX

Eaton Vance Worldwide Health Science R ERHSX

Fidelity Advisor Asset Manager 30% M FTTNX

Fidelity Advisor Asset Manager 50% M FFTMX

Fidelity Advisor Asset Manager 70% M FTASX

Fidelity Advisor Asset Manager 85% M FEYTX

Fidelity Advisor Biotechnology M FBTTX

Fidelity Advisor Large Cap M FALGX

Fidelity Advisor Leveraged Company Stock M FLSTX

Fidelity Advisor Materials M FMFTX

Fidelity Advisor Mid Cap II M FITIX

Fidelity Advisor New Insights M FNITX

Fidelity Advisor Real Estate M FHETX

Fidelity Advisor Small Cap M FSCTX

Fidelity Advisor Strategic Div & Inc M FTSDX

Fidelity Advisor Strategic Income M FSIAX

Fidelity Advisor Telecommunications M FTUTX

Fidelity Advisor Value Strategies M FASPX

First Investors Covered Call Strat A FRCCX

First Investors International A FIINX

First Investors Opportunity A FIUSX

First Investors Total Return A FITRX

Franklin DynaTech R FDNRX

Franklin Income R FISRX

Franklin Mutual European R FMURX

Franklin Mutual Quest R FMQSX

Franklin Mutual Shares R TESRX

Franklin Rising Dividends R FRDRX

Franklin Utilities R FRURX

Templeton Developing Markets R TDMRX

Templeton Emerging Markets Small Cap R FTESX

Templeton Foreign R TEFRX

Templeton Global Bond R FGBRX

Templeton Global Total Return R FRRGX

Ivy Balanced R IYBFX

Ivy Energy R IYEFX

Ivy Global Bond R IYGOX

9

Ivy High Income R IYHIX

Ivy International Core Equity R IYITX

Ivy Large Cap Growth R WLGRX

Ivy Mid Cap Growth R WMGRX

Ivy Natural Resources R IGNRX

Ivy Science & Technology R WSTRX

Ivy Small Cap Core R IYSMX

Ivy Small Cap Growth R WSGRX

Janus Henderson Balanced R JDBRX

Janus Henderson Flexible Bond R JDFRX

Janus Henderson Global Research R JDWRX

Janus Henderson Global Unconstrained Bond R JUCRX

Janus Henderson Mid Cap Value R JDPRX

Janus Henderson Small Cap Value R JDSRX

Janus Henderson Triton R JGMRX

ClearBridge Aggressive Growth R LMPRX

ClearBridge Dividend Strategy R LMMRX

ClearBridge Large Cap Growth R LMPLX

ClearBridge Mid Cap R LMREX

ClearBridge Small Cap Growth R LMPOX

Western Asset Core Plus Bond R WAPRX

Lord Abbett Bond-Debenture R3 LBNRX

Lord Abbett Calibrated Mid Cap Value R3 LVMRX

Lord Abbett Convertible R3 LCFRX

Lord Abbett Floating Rate R3 LRRRX

Lord Abbett Fundamental Equity R3 LAVRX

Lord Abbett High Yield R3 LHYRX

Lord Abbett Income R3 LAURX

Lord Abbett International Dividend Income R3 LIRRX

Lord Abbett Multi-Asset Income R3 LIXRX

Lord Abbett Short Duration Income R3 LDLRX

Oppenheimer Core Bond R OPBNX

Oppenheimer Discovery Mid Cap Growth R OEGNX

Oppenheimer Global R OGLNX

Oppenheimer Global Multi-Alternatives R ODANX

Oppenheimer Global Opportunities R OGINX

Oppenheimer Global Value R GLVNX

Oppenheimer Gold & Special Minerals R OGMNX

Oppenheimer International Diversified R OIDNX

Oppenheimer International Equity R QIVNX

Oppenheimer International Growth R OIGNX

Oppenheimer International Small-Mid Company R OSMNX

Oppenheimer Main Street R OMGNX

Oppenheimer Main Street Small Cap R OSCNX

Oppenheimer Senior Floating Rate R OOSNX

PIMCO All Asset R PATRX

PIMCO Commodity Real Return Strategy R PCSRX

PIMCO Foreign Bond (USD-Hedged) R PFRRX

PIMCO Global Multi-Asset R PGMRX

PIMCO High Yield R PHYRX

PIMCO Income R PONRX

PIMCO Low Duration R PLDRX

PIMCO Real Return R PRRRX

PIMCO Short-Term R PTSRX

PIMCO StocksPLUS R PSPRX

PIMCO Total Return R PTRRX

PIMCO Unconstrained Bond R PUBRX

Pioneer Bond R PBFRX

Pioneer Equity Income R PQIRX

Pioneer Fundamental Growth R PFGRX

Pioneer Strategic Income R STIRX

Prudential Financial Services R PSSRX

Prudential Global Real Estate R PURRX

Prudential Jennison Natural Resources R JNRRX

Prudential Jennison Utility R JDURX

Prudential QMA Mid-Cap Value R SDVRX

Prudential QMA Small Cap Value R TSVRX

Prudential Short-Term Corporate Bond R JDTRX

Prudential Total Return Bond R DTBRX

Royce Opportunity R ROFRX

T. Rowe Price Blue Chip Growth R RRBGX

T. Rowe Price Growth Stock R RRGSX

T. Rowe Price International Value Equity R RRIGX

Transamerica International Equity A TRWAX

Transamerica Multi-Manager Alternative Strategies A IMUAX

Transamerica Multi-Managed Balanced A IBALX

Transamerica Small/Mid Cap Value A IIVAX

Power Dividend Index A PWDAX

Power Income A PWRAX

10 16756M REV 08-17

Asset allocation (and/or diversification) does not ensure a profit or guarantee against loss; it is a method to help manage risk.

LESS RISK MORE RISKSHORTER INVESTMENT TIME HORIZON LONGER INVESTMENT TIME HORIZONLESS VOLATILE MORE VOLATILE

CONSERVATIVE MODERATE MODERATE GROWTH GROWTH AGGRESSIVE GROWTH

ASSET-CLASS BREAKDOWN ASSET-CLASS BREAKDOWN ASSET-CLASS BREAKDOWN ASSET-CLASS BREAKDOWN ASSET-CLASS BREAKDOWN

Fixed Income: 80% | Equity: 20% Fixed Income: 60% | Equity: 40% Fixed Income: 40% | Equity: 60% Fixed Income: 20% | Equity: 80% Fixed Income: 5% | Equity: 95%

28.0% Western Asset Core Plus Bond R 23.0% Western Asset Core

Plus Bond R 17.0% Western Asset Core Plus Bond R 16.0% American Century

Value R 19.0% American Century Value R

17.0% Pioneer Bond R 13.0% Pioneer Bond R 13.0% American Century Value R 13.0% Aberdeen Emerging

Markets R 14.0% Aberdeen Emerging Markets R

12.0% PIMCO Short-Term R 10.0% American Century Value R 11.0% Pioneer Bond R 10.0% Western Asset Core Plus

Bond R 11.0% ClearBridge Large Cap Growth R

11.0% Lord Abbett Short Duration Income R3 10.0% ClearBridge Large Cap

Growth R 8.0% Aberdeen Emerging Markets R 9.0% ClearBridge Large Cap

Growth R 10.0% First Investors Opportunity A

7.0% Templeton Global Bond R 10.0% Templeton Foreign R 8.0% Templeton Foreign R 8.0% T. Rowe Price Blue Chip

Growth R 10.0% T. Rowe Price Blue Chip Growth R

5.0% American Century Value R 9.0% Lord Abbett Short

Duration Income R3 7.0% ClearBridge Large Cap Growth R 7.0% First Investors

Opportunity A 8.0% Templeton Foreign R

5.0% ClearBridge Large Cap Growth R 7.0% PIMCO Short-Term R 6.0% Oppenheimer

International Growth R 7.0% Pioneer Bond R 7.0% Eaton Vance Atlanta Capital SMID-Cap R

5.0% PIMCO Real Return R 4.0% Aberdeen Emerging Markets R 6.0% T. Rowe Price Blue Chip

Growth R 6.0% Eaton Vance Atlanta Capital SMID-Cap R 7.0% Ivy International Core

Equity R

5.0% Templeton Foreign R 4.0% First Investors Opportunity A 5.0% First Investors

Opportunity A 6.0% Ivy International Core Equity R 7.0% Oppenheimer

International Growth R

3.0% First Investors Opportunity A 4.0% PIMCO Real Return R 5.0% Lord Abbett Short

Duration Income R3 6.0% Oppenheimer International Growth R 4.0% Deutsche Mid Cap

Value R

2.0% Aberdeen Emerging Markets R 3.0% Eaton Vance Atlanta

Capital SMID-Cap R 4.0% Eaton Vance Atlanta Capital SMID-Cap R 6.0% Templeton Foreign R 3.0% Western Asset Core Plus

Bond R

3.0% Templeton Global Bond R 3.0% Deutsche Mid Cap

Value R 4.0% Deutsche Mid Cap Value R

3.0% PIMCO Short-Term R 2.0% Templeton Global Bond R

2.0% PIMCO Real Return R

2.0% Templeton Global Bond R

LiveWell® Models

11

HIGHER INCOME POTENTIALLESS VOLATILE

LOWER INCOME POTENTIALMORE VOLATILE WITH HIGHER

TOTAL RETURN POTENTIAL

HIGH INCOME DIVERSIFIED INCOME

ASSET-CLASS BREAKDOWN ASSET-CLASS BREAKDOWN

Fixed Income: 84% | Equity: 16% Fixed Income: 64% | Equity: 36%

20.0% Western Asset Core Plus Bond R 18.0% ClearBridge Dividend Strategy R

12.0% PIMCO Income R 15.0% PIMCO Income R

11.0% ClearBridge Dividend Strategy R 10.0% Western Asset Core Plus Bond R

10.0% Franklin Income R 9.0% T. Rowe Price International Value Equity R

8.0% Pioneer Strategic Income R 7.0% Templeton Global Bond R

7.0% Templeton Global Bond R 6.0% Franklin Income R

6.0% Lord Abbett Short Duration Income R3 5.0% Lord Abbett Floating Rate R3

5.0% Lord Abbett Floating Rate R3 5.0% Lord Abbett Short Duration Income R3

5.0% Lord Abbett High Yield R3 5.0% PIMCO Real Return R

4.0% PIMCO Short-Term R 5.0% Pioneer Strategic Income R

4.0% T. Rowe Price International Value Equity R 3.0% Aberdeen Emerging Markets R

3.0% PIMCO Foreign Bond (USD-Hedged) R 3.0% Deutsche Mid Cap Value R

3.0% PIMCO Real Return R 3.0% Janus Henderson Small Cap Value R

2.0% Aberdeen Emerging Markets R 3.0% Lord Abbett High Yield R3

3.0% PIMCO Short-Term R

Asset allocation (and/or diversification) does not ensure a profit or guarantee against loss; it is a method to help manage risk.

16756M REV 08-17

LiveWell® Models

Before making any rollover decisions, you must carefully consider all available retirement plan options including leaving the money in the current plan (which may be beneficial in certain circumstances), rolling the money to the new employer’s plan, installment and annuity payments (if available) and IRA rollovers. The key factors for the decision include: 1) investment options, 2) fees and expenses (including both investment options and account-related fees and expenses), 3) differing service levels available, 4) withdrawal penalties, 5) creditor and legal protections, 6) required minimum distributions, 7) employer stock, 8) income needs, and 9) tax impact and penalties. Tax consequences will vary and you should consult with a tax or legal adviser.

Investing in mutual funds involves risk, including potential loss of investment. You should consider the fund’s investment objectives, risks, charges, and expenses carefully before investing. The prospectus and/or summary prospectus contain this and other information. You may contact your financial professional or call 866-747-3421 to obtain a current fund prospectus. Please read it carefully.

You should also consider the expenses of the IRA program before investing. You must receive a fund prospectus and the LiveWell® Mutual Fund IRA disclosure form before investing.

IRAs are considered a long-term investment. Withdrawals from a Traditional or SEP-IRA are generally subject to income taxes, and if taken before age 59½, may be subject to an additional 10% IRS tax penalty. Withdrawals from a Roth IRA are generally not subject to income tax provided certain requirements are met. Information on Traditional, Roth, and SEP-IRAs is available in the LiveWell® Mutual Fund IRA disclosure.

Sammons Retirement Solutions® Inc. does not give tax, legal, or investment advice. Please consult with and rely upon your own tax, legal, or investment adviser(s).

Securities distributed by Sammons Financial Network® LLC, member FINRA. Sammons Retirement Solutions® Inc. provides administrative services. Sammons Financial Network® LLC and Sammons Retirement Solutions are affiliated companies and indirect wholly owned subsidiaries of Sammons Enterprises, Inc. of Dallas, Texas.

UMB Bank n.a. is the custodian for the LiveWell® Mutual Fund IRA program. The mutual funds offered through the LiveWell® Mutual Fund IRA are made available through Sammons Financial Network® LLC, member FINRA, 4546 Corporate Drive, Suite 100, West Des Moines, IA 50266. Information about the LiveWell® Mutual Fund IRA and the funds can be obtained by calling 866-747-3421. Sammons Retirement Solutions and Sammons Financial Network LLC, member FINRA are affiliated companies and are not affiliated with UMB Bank n.a.

Morningstar Investment Management LLC is a registered investment adviser and subsidiary of Morningstar, Inc. Morningstar Investment Management provides nondiscretionary consulting services to Sammons Retirement Solutions® Inc. (SRS) but is not acting in the capacity of adviser to individual investors. Morningstar Investment Management provides recommendations to SRS regarding asset allocation targets, for certain LiveWell® products/programs, which are subject to change without notice. Morningstar Investment Management establishes the allocations using its proprietary asset classifications. If alternative classification methods are used, the allocations may not meet the asset allocation targets. The Morningstar name and logo are registered marks of Morningstar, Inc. Morningstar Investment Management is not affiliated with SRS.

NOT FDIC/NCUA INSURED, MAY LOSE VALUE INCLUDING LOSS OF PRINCIPAL, NO BANK/CU GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

SAMMONS RETIREMENT SOLUTIONS® INC.Customer Service Center | 866-747-3421 | 5801 SW 6th Avenue | Topeka, Kansas 66636-1001

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If you have questions or want additional information,please contact Sammons Retirement Solutions at

866-747-3421 or go online to www.srslivewell.com.

If you’re a financial professional and are interested in more details about the LiveWell® Mutual Fund IRA, please call the

Sammons Retirement Solutions Sales Desk at 855-624-0201.