Download - Status of Microfinance in India 2015-16

“SHGs, Saving for the present, securing the future”

¼ããÀ¦ã ½ãò Ôãîà½ã ãäÌã§ã ‡ãŠãè ãäÔ©ããä¦ãStatus of microfinance in India

DISCLAIMER

This Status of Microfinance in India report has been prepared based on the data compiled and collated by us as received from various reporting banks across the country. While due care has been taken to ensure the correctness and purity of the data, NABARD does not exercise any editorial control over the data reproduced here. NABARD is therefore not responsible for data inaccuracies, if any, reported in this publication.


FOREWORD

Achieving balanced and inclusive economic growth is a key challenge faced by policy makers in countries around the world. Gains of economic growth are easily accessible to relatively advantaged, who find it easier to participate in the growth process while, poor people have to wait much longer to reap the benefits. Engaging these sections of society to mainstream economically is essential to achieve equitable growth, which is critical for the long-term sustainability of social development and economic prosperity.

Microfinance sector has responded to these challenges admirably in the last 20 years. NABARD is proud to say that the Self Help Group- Bank linkage programme, which is the largest microfinance programme in the world, today touches 101 million households through 7.9 million SHGs with thrift & deposits of about INR 1,36,914 million, annual loan offtake of INR 3,72,869 million and loan outstanding of nearly INR 5,71,192 million.

Despite these milestones, a large section of the poor population still remain unreached and even majority who are in the SHG fold face the issue of inadequate credit. Bridging the last mile gap and forging partnerships to meet the myriad needs of the poor and to ensure sustainable livelihoods to them are the biggest challenges being faced today. I exhort all stakeholders viz. the banks, the SHG Federations, the NGOs, the MFIs, the Government agencies to put their compassionate foot forward to bring together complementary resources to address complex development problems that no one agency can address alone.

During the year, NABARD and NRLM collaborated in a meaningful way to bring greater synergy in efforts and in taking SHG Bank linkage programme to a higher plane. NABARD revisited its policy and added selectively the NGO-MFIs as partners in SHG formation in priority states and also revised the handholding period for fresh projects to four years. During the year a new sustainable livelihood initiative viz. Livelihood Enterprise Development Programme (LEDP) has also been introduced. LEDP is a project based approach encompassing the complete value chain for offering end to end solutions to the SHG members in a cluster of villages.

Being a movement, implemented through various channel partners poses its own problems in publishing reliable data. NABARD had however, taken up this onerous task and is painstakingly collecting, collating and publishing the same as “Status of Microfinance in India” year after year. This document which has received accolades from policy makers, researchers as well as practitioners in the past will find it compelling this time also. I congratulate the entire team of Micro Credit Innovation Department (MCID) for bringing out such useful Year Book and it gives me great pleasure in placing this publication before you.

Dr. Harsh Kumar Bhanwala

Chairman, NABARD


Contents

PARTICULARS Page No.

Highlights - SHG - Bank Linkage Programme 2015-16 1

Status of Micro Finance in India 2015-16 3

No. STATEMENTS

I-A Savings of SHG with Banks - Agency-wise position as on 31 March 2016 49

I-B Bank loans disbursed to SHGs - Agency-wise position during 2015-16 49

I-C Bank loans outstanding against SHGs - Agency-wise position as on 31 March 2016 49

I-D Non Performing Assets of Banks against SHGs - Agency-wise position as on 31 March 2016 50

I-E Agency-wise Bank Loans provided to MFIs during 2015-16 and loans outstanding as on 31 March 2016

50

II-A Savings of SHGs with Banks - Region-wise/State-wise/Agency-wise position as on 31 March 2016

51

II-B Bank Loans disbursed to SHGs during the year 2015-16 - Region-wise/State-wise/ Agency-wise position

52

II-C Bank Loans Outstanding against SHGs - Region-wise/State-wise/Agency-wise position as on 31 March 2016

53

II-D Non Performing Assets against Bank Loans to SHGs - Region-wise/State-wise/ Agency-wise position as on 31 March 2016

54

II-E Savings of SHGs with Banks under NULM- Region-wise/State-wise/Agency-wise position as on 31 March 2016

56

II-F Bank Loans disbursed to SHGs under NULM during the year 2015-16 - Region-wise/State-wise/ Agency-wise position

57

II-G Bank Loans Outstanding against SHGs under NULM - Region-wise/State-wise/Agency-wise position as on 31 March 2016

58

II-H Non Performing Assets against Bank Loans to SHGs under NULM- Region-wise/State-wise/ Agency-wise position as on 31 March 2016

59

III-A(i) Savings of SHGs with Public Sector Commercial Banks as on 31 March 2016 60

III-A(ii) Savings of SHGs with Private Sector Commercial Banks as on 31 March 2016 82

III-B Savings of SHGs with Regional Rural Banks as on 31 March 2016 89

III-C Savings of SHGs with Co-operative Banks as on 31 March 2016 93

IV-A(i) Bank Loans disbursed by Public Sector Commercial Banks to SHGs during 2015-16 104

IV-A(ii) Bank Loans disbursed by Private Sector Commercial Banks to SHGs during 2015-16 126

IV-B Bank Loans disbursed by Regional Rural Banks to SHGs during 2015-16 133

IV-C Bank Loans disbursed by Co-operative Banks to SHGs during 2015-16 137

“Taking Rural India >> Forward”

PARTICULARS Page No.

V-A(i) Bank loans outstanding against SHGs as on 31 March 2016 - Public Sector Commercial Banks

148

V-A(ii) Bank loans outstanding against SHGs as on 31 March 2016 - Private Sector Commercial Banks

169

V-B Bank loans outstanding against SHGs as on 31 March 2016 - Regional Rural Banks 176

V-C Bank loans outstanding against SHGs as on 31 March 2016 -Co-operative Banks 180

VI-A(i) NPA against Bank loans to SHGs of Commercial Banks (Public Sector) as on 31 March 2016 191

VI-A(ii) NPA against Bank loans to SHGs of Commercial Banks (Private Sector) as on 31 March 2016

212

VI-B NPA against Bank loans to SHGs of Regional Rural Banks (RRBs) as on 31 March 2016 219

VI-C NPA against Bank loans to SHGs of Co-operative Banks as on 31 March 2016 223

VII Bank Loans provided to MFIs during 2015-16 and NPAs and Recovery Performance 234

VIII(A) NABARD Support for training and capacity building SHG-BLP during 2015-16 236

VIII(B) NABARD Support for training and capacity building – JLG stakeholders during 2015-16 238

VIII(C) Training and capacity building for SHG-BLP during 2015-16 from WSHG Development Fund 239

IX-A (I) State-wise Grant Support sanctioned to Non Government Organizations (NGOs) functioning as SHPIs as on 31 March 2016

240

IX–A (II) State-wise Grant Support sanctioned to anchor NGOs under WSHG Scheme (in LWE affected and backward districts) as on 31 March 2016

241

IX-B State-wise Grant Support sanctioned to Regional Rural Banks (RRBs) functioning as SHPIs as on 31 March 2016

242

IX-C State-wise Grant Support sanctioned to Cooperative Banks functioning as SHPIs as on 31 March 2016

243

IX-D State-wise Grant Support sanctioned to Individual Rural Volunteers (IRVs) functioning as SHPIs as on 31 March 2016

244

IX-E State-wise Grant Support sanctioned to Farmers’ Clubs functioning as SHPIs as on 31 March 2016

245

IX-F State-wise Grant Support sanctioned to SHG Federations functioning as SHPIs as on 31 March 2016

246

IX-G State-wise Grant Support sanctioned to PACS functioning as SHPIs as on 31 March 2016 246

IX-H Promotional Support sanctioned and released to NGO-MFIs as on 31 March 2016 246

IX-I State-wise Grant Support sanctioned to Joint Liability Group Promoting Institutions (JLPIs) as on 31 March 2016

247

X Data on financing of JLGs as on 31 March 2016 248

XI-A Agencies having outstanding Revolving Fund Assistance as on 31 March 2016 249

XI-B Agencies having outstanding Capital Support as on 31 March 2016 250

Glossary / Abbreviations 251

“SHGs, Saving for the present, securing the future”1

Highlights of the SHG-Bank Linkage Programme 2015-16

Sr. No.

Particulars

Achievements

Physical(No. in lakh)

Financial(` in crore)

1 Total number of SHGs saving linked with banks 79.03 13691.39

(i) Out of total SHGs - exclusive Women SHGs 67.63 12035.78

(ii) Out of total SHGs- under NRLM/SGSY 34.57 6244.97

(iii) Out of total SHGs -under NULM/SJSRY 4.45 1006.22

2 Total number of SHGs credit linked during 2015-16 18.32 37286.90


(ii) Out of total SHGs – under NRLM/SGSY 8.16 16785.78

(iii) Out of total SHGs – under NULM/SJSRY 1.11 2620.22

3 Total number of SHGs having loans outstanding as on 31 March 2016

46.73 57119.23


(ii) Out of total SHGs - under NRLM/SGSY 21.91 26610.16

(iii) Out of total SHGs - under NULM/SJSRY 3.13 3979.75

4 Average loan amount outstanding/SHG as on March 2016 (in `) 122242.39

5 Average loan amount disbursed/SHG during 2015-16 (in `) 203495.24

6 Estimated number of families covered up to 31 March 2016 1010

7 No of Banks and Financial Institutions submitted MIS (in number) 392

8 Data on Joint Liability Groups

(i) Joint Liability Groups promoted during the year 2015-16 5.72

(ii) Loan disbursed to Joint Liability Groups (JLGs) during the year 2015-16

6160.72

(iii) Cumulative Joint Liability Groups promoted as on 31 March 2016 17.34

(iv) Cumulative loan disbursed to JLGs as on 31 March 2016 17336.95

“Taking Rural India >> Forward” 2

Sr. No.

Particulars

Achievements

Physical(No. in lakh)

Financial(` in crore)

9 Support from NABARD

(i) Capacity building for partner institutions

Under SHG-BLP and JLGs

Number of Programmes conducted during 2015-16 (in no.only) 3906

Number of participants covered during 2015-16 ( in lakh) 1.21

Cumulative number of participants trained upto March 2016 (in lakh)

34.02

Under WSHG Scheme (in LWE affected and backward districts)

Number of Programmes conducted during 2015-16 (in no. only) 1194

Number of participants covered during 2015-16 (in lakh) 0.38

(ii) Refinance Support

Refinance to banks during 2015-16 6906.03

Cumulative refinance released upto 31 March 2016 37663.60

(iii) Revolving Fund Assistance (RFA) and Capital Support to MFIs

RFA outstanding as on 31 March 2016 7.25

Capital support outstanding as on 31 March 2016 4.42

Refinance disbursed to NBFC-MFIs during 2015-16 2300.00

(iv) Grant assistance to SHPIs for promotion of SHGs under SHG-BLP

Grant assistance sanctioned during 2015-16 29.49

Cumulative sanctioned upto 31 March 2016 330.78

(v) Cumulative grant assistance sanctioned to anchor NGOs for promotion of SHGs under WSHG Development Scheme upto 31 March 2016

204.98

(vi) Cumulative grant assistance sanctioned to JLPIs for promotion of JLGs upto 31 March 2016

129.30


STATUS OF MICROFINANCE IN INDIA 2015-16

1. Introduction

1.1 Inadequacies in access to formal finance has led to the growth of microfinance in India. In India

microfinance operates through two main channels viz. a) banking system through the SHGs under SHG-Bank

Linkage Programme (SHG-BLP) and JLG bank lending programme and b) through Micro Finance Institutions

(MFIs) lending through individual and group approach.

1.2 Microfinance Institutions in India emerged in the late 1980s in response to the gap in availability of

banking services for the unserved and underserved rural population. Their business proliferated in 1990s

under the open economy regime. Most of the institutions that entered the field were from the social sector

and hence they took the legal form of trusts or Societies. However, not-for-profit status of those institutions

started becoming a limitation for the sustainability and scalability forcing them to morph as MFIs with the

business growth. However, due to specificity of the business they were pursuing, these institutions were then

registered as NBFC-MFIs under the category created by RBI based on Malegam committee recommendations.

1.3 MFIs have evolved into a vibrant segment of financial sector exhibiting a variety of business models

in recent years. Non adherence to rules and going overboard, by some MFIs, had brought a setback to the

sector, albeit temporarily. But the sector regained its traction from 2012 onwards and is showing a consistent

growth. Spate of policy actions to strengthen the regulation of MF sector, including RBI guidelines on NBFC-

MFIs and inclusion of loans to MFIs by banks under priority sector had done a world of good for the sector.

As a result, lending by MFIs exhibited a robust growth with 50% jump in loans disbursed consecutively

during last three years from ` 23682 crore during 2013-14 to ` 37599 crore and further to ` 61860 crore

during 2015-16 (as per MFIN data).

The success and outreach of MFIs, especially the large ones both in credit and financial penetration enabled

them to obtain approval to operate as mainstream banks/ Small Finance banks which will facilitate lowering

the cost of funds and also passing on the benefit to their clients.

1.4 Despite the positive trend being exhibited there is a lurking fear regarding overheating of the sector,

multiple financing to the poor clients, poor financial literacy and some grey areas in regulation. Competition

to secure and retain the clients by many MFIs both old and new may again lead to over indebtedness and the

domino effect needs to be avoided at any cost.


1.5 SHG-BLP is rather uncharitably being compared by many with MFI led Micro finance programmes

ignoring its contribution in terms of thrift & savings, handholding to inculcate financial literacy, provision of

credit besides bringing community participation and building social capital etc. In the last four-five years,

the buzz was that SHG-BLP had lost its focus and has been overshadowed by the MFI sector in the country,

which is growing at a faster rate and more efficiently through corporate, regulatory, environmental, financial

and technology support. While the growth of MFI sector has been phenomenal, driven mainly by corporate

entities, the SHG Bank Linkage Program has also been growing steadily despite its slow growth in priority

states, concerns regarding book keeping, quality of groups and diminishing attention of banks.

1.6 While discussing the contribution of SHG-BLP, unfortunately emphasis is laid more on financial aspects

rather than the seminal social aspects of the SHG programme. We need to remember and continuously

emphasize the fact that SHG is a tool for holistic empowerment of poor and not just a provider of credit or a

conduit of financial inclusion. The thrust of the affinity Self Help Groups is on imbibing the ability among poor

women to self-manage their finances, participation in decision making, assuming leadership role, collective

action, learning the ropes of banking etc. To bring more and more poor women into SHG fold and also to

realize the ultimate potential, rejuvenation of institutions for imparting training to stakeholders on various

crucial aspects and also the capacity building for members is the need of the hour.

1.7 Efforts of NABARD during the year had paid off and can be seen in the turnaround made. It is heartening

to share that green shoots are visible in all aspects of the movement as compared to last year. There was

a net addition of 2.06 lakh SHGs during the year increasing the number of SHGs having savings linkage to

79.03 lakh as on 31 March 2016. During the year, banks disbursed loan of ` 37,287 crore, recording 35%

increase over the last year. The savings outstanding of SHGs with banks as on 31 March 2016 has reached

an all-time high of ` 13,691 crore. Assuming that about one-third of thrift of SHG is kept as savings with

banks and rest used for internal lending, total thrift mobilized by SHGs may be to the tune of ` 41,000 crore.

The total bank loan outstanding to SHGs increased by 10.8% and stood at ` 57,119 crore against ` 51,545

crore as on 31 March 2015. By including internal lending at two times of the savings lying with banks, total

microcredit through SHG-BLP channel was of the order of ` 78,000 crore. With higher growth in SHG-BLP in

priority states, there has been correction in the southern bias of SHG-BLP (Figure 4.2). The share of Southern

Region in number of SHGs has declined from almost half (49.75%) in 2013-14 to 44.87% in 2015-16. The

most heartening development during the year is improved repayment and reduced NPA in SHG-BLP. The

gross NPA of bank loans to SHGs declined by about 100 basis points from 7.4% as on 31 March 2015 to

6.4% as on 31 March 2016. This was achieved in a year when there was overall deterioration in quality of

assets and mounting NPAs in the banking sector.


2. What led to the positive story during the year?

The answer perhaps is the coordinated efforts by all the stake-holders. NABARD led the process through

establishment of an Advisory Board under the chairmanship of DMD, NABARD and members drawn from

various stake-holders including MoRD, DFS, Banks, Sa-Dhan, MCRIL, etc. to give focused direction to

the movement. Secondly increased coordination between NABARD and NRLM during the year also led to

improved focus on capacity building of bankers, SHG promoters and SHGs. Digitisation pilots implemented

by NABARD in two districts have been successful in bringing back the interest of bankers in the movement.

NABARD also introduced new livelihood framework i.e. Livelihood and Enterprise Development Programme

(LEDP) during the year and the Centre for Microfinance Research (CMR) was made functional again at BIRD.

Regular interaction among stake-holders through workshops, seminars and sensitisation of senior bankers

as well as recognizing good performances in the SHG-BLP sector both at National and State level forums

also led to better involvement of the stakeholders in the movement.

SHG-BLP Strategic Advisory Board

An “Expert Group on DFI for Women SHGs” was set up by MoRD, GoI under the Chairmanship of Smt.

Usha Thorat, Ex-DG, RBI. To operationalize the recommendation of the Expert Group, a meeting of DFS,

MoRD and NABARD officials was held on 19 February 2015 under the Chairmanship of Dr. Hasmukh

Adhia, Secretary (FS), DFS. It was decided in the meeting that a separate institution for facilitating greater

credit flow to Women SHG is not required as the related functions were already a part of NABARD’s

overall mandate and NABARD has been successfully performing the same. Accordingly, the alternative

recommendation of the Expert Committee of carrying out these functions departmentally within NABARD

with an Advisory Board to give a proper focus was approved for implementation. The members of the

Board should consist of representatives of stake-holders including NRLM and MoRD.

Accordingly, NABARD has constituted the SHG-BLP Strategic Advisory Board under the Chairmanship of

Deputy Managing Director, NABARD and other stake holders as members including representatives of

DFS, NRLM, RBI, bankers and domain experts.

The Board will primarily focus on a strategic action plan on SHG-BLP, evolving quality standards, financial

literacy, digitization of SHGs, livelihood promotion, creating proper eco-system for SHG-BLP and other

functions facilitating greater credit flow to SHG.

First meeting of the Board was held during the year.


3. Way forward

3.1 It is needless to surmise that both the mF models will coexist in the country for a long time to come.

While the MFI model reaches microcredit quickly and efficiently to the financially excluded, the SHG-BLP

programme besides credit and savings provides wholesome social and economic justice to the excluded and

deprived section of the society and has proven itself as an invaluable platform for inclusive growth.

3.2 As interest outgo undermines the ability of the poor client to earmark some funds for education, health

etc., MFIs need to bring about more efficiency in their operations so as to lower the cost of delivery. They

further need to introspect and orient themselves to more responsible finance - avoiding multiple financing,

over indebtedness, reporting to Credit Bureaus, adherence to the code of conduct and increasing their reach

to most excluded areas of the country. NABARD on its part would be supporting the sector through its

existing product of refinance and would also consider coming out with an appropriate product for small and

medium level MFIs.

3.3 Under the initiatives of PMJDY, during 2015-16, nearly 4.4 crore rural individuals got linked to banking

by opening their savings account. Taking this forward there appears a need to map all SHG members to

their individual SB accounts and Aadhaar numbers. NABARD through its digitisation pilot is attempting that.

Digitisation is also attempting to update the SHG bookkeeping on real time basis to bring transparency and

credibility. These efforts are required to be taken forward on a larger scale so that its benefits are well

appreciated by all stakeholders.

3.4 The programme of coopting SHG members as agents/ BC of banks needs to be taken forward so

that its advantages accrue to both the banks and also group members. Involvement of banks in the SHG

programme is required to be recaptured through innovative BC/ agency models so that a lot of work of the

branch managers can be outsourced to an external agent who is part of the group and lives in close proximity

with them.

3.5 The issue of community support structures of SHGs in the form of SHG federations needs a relook.

NABARD would be examining the policy support required for the development of second level institutions and

would come out with a suitable consultation paper.

3.6 Potential for organising 43 lakh new SHGs was assessed in the Status of Microfinance in India 2014-

15 and as per this assessment there still exists a potential for formation of nearly 37 lakh SHGs. Apart

from formation of SHGs in priority States - identification of appropriate livelihoods, improvement of skills,

mentoring, handholding and extending credit in larger doses through NABARD’s LEDP interventions and

NRLM’s livelihood interventions should be the major plank of all development practitioners in the future.


Transformation: paper to digital

Progress of project EShakti for Digitisation of SHGs.

Existence of a large number of institutions and multitude of schemes does not in itself lead poor to the desired deliverance. The poor and under privileged need to have unhindered access to credit at affordable price through cent per cent credit linkage of SHGs for mainstreaming the bottom of the pyramid.

Digitisation of Self Help Groups is a step towards achieving the avowed goals by facilitating the banks to take informed credit decisions on real time basis.

Continuing the initiatives which began during 2015 from Ramgarh (Jharkhand) and Dhule (Maharashtra) under Phase I, NABARD is moving to expand project EShakti for digitisation of SHGs under Phase II to another 22 districts across different geographies of the country. About 2.3 lakh SHGs touching the lives of around 35 lakh SHG members mostly impoverished rural women will be covered in this Phase.

Roll out in Phase II will be in Nalbari (Assam), Muzaffarpur (Bihar), Rajnandgaon (Chhattisgarh), Mehsana (Gujarat), Mandi (HP), Ambala (Haryana), Udhampur (J&K), Mysuru (Karnataka), Kasaragod (Kerala), Indore (MP), Wardha (Maharashtra), West Garo Hills (Meghalaya), Jagatsinghpur (Odisha), Bikaner (Rajasthan), Jhalawar (Rajasthan), West Tripura (Tripura), Barabanki (UP), Varanasi (UP), Dehradun (Uttarakhand), West Midnapur (West Bengal), Hazaribagh (Jharkhand) and UT of Puducherry. The digitisation of SHGs was kicked off from Ramgarh on 15 March 2015 and took momentum only in November 2015. The early benefits of the pilot

Early impact of Phase I of pilot on digitisation of SHGs

District Ramgarh (Jharkhand)

No of SHGs credit linked before digitisation

340 No of SHGs credit linked after digitisation

1006

District Dhule (Maharashtra)

No of SHGs credit linked before digitisation

1424 No of SHGs credit linked after digitisation

2254

which have started accruing to banks and SHGs are as under:

i. Advantage of the grading reports auto generated by the system was taken by many bank branches in Ramgarh and Dhule.

ii. Grading reports are being used by banks for appraising SHGs before credit linkage.

iii. Large number of first as well as subsequent linkages for many SHGs.

iv. Increase in credit flow to SHGs.v. Increased levels of awareness amongst bank

branches about the functioning of SHG dealing with them through MIS generated from the system.

vi. The real time SMS alerts brought transparency in the operations /transactions and confidence among the SHG members.


4. Progress of SHG-BLP

4.1 Rejuvenation of SHG-BLP requires coordinated efforts by all stake-holders to tackle the issues of heavy

south concentration, stagnation in growth, multiple membership, lower bank linkage both in number and

quantum, rising NPAs, etc. which have been an area of concern in the recent past. Efforts at coordination

with all stake-holders, capacity building of bankers and SHPIs including NRLM / SRLMs and village level

meets with SHGs have shown improved performance of SHG-BLP during 2015-16. The number of SHGs

having savings linkage increased to 79.03 lakh as on 31 March 2016 from 76.97 lakh a year back. There

was a net addition of 2.06 lakh SHGs during the year. The domain of SHGs consists of 85.6% women

groups which play a crucial role in empowerment of the poor rural women. During the year 2015-16, the

coordination between NABARD and NRLM/ SRLM ensured that more and more SHGs got bank loans. NRLM

is working since April 2013 with its agenda to cover 7 crore rural poor households across the country with

sustainable livelihoods through self-managed SHGs and federations.

During the year, 18.32 lakh SHGs were disbursed bank loan of ` 37, 287 crore. About 44.5% of total SHGs

receiving bank credit during the year were covered under NRLM and they availed 45% (` 16,786 crore) of the

total amount disbursed. Table 4.1 gives an account of savings, credit disbursement and credit outstanding of

total SHGs and under NRLM and NULM during past three years.

4.2 SHG-BLP is a strong intervention in financial inclusion for the bottom of pyramid. A proven platform

initially conceived for increasing the outreach of banking services amongst the poor it has since graduated to

a programme for promotion of livelihoods and poverty alleviation. The number of SHGs with savings linkage,

credit disbursed during the year and bank loans outstanding as well as the quantum of savings outstanding,

loan disbursed during the year and total loan outstanding had shown positive growth during the past three

years (Figure 4.1). Year 2015-16 was particulary positive for the growth of SHG-BLP.

0

20

40

60

80

9.90

13.6

624

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41.9

7

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41.9

7

11.0

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Figure 4 .1 (N

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Table 4.1: Overall Progress under SHG-Bank Linkage Programme during past Three Years

(Numbers in lakh/Amount ` crore)

Particulars2013-14 2014-15 2015-16

No. of SHGs Amount No. of

SHGs Amount No. of SHGs Amount

SHG Savings with Banks as on 31st March

Total SHG Nos.74.30

(1.53%)9897.42

(20.45%)76.97

(3.59%)11059.84(11.74%)

79.03(2.68%)

13691.39(23.79%)

All women SHGs62.52

(5.27%)8012.89

(22.99%)66.51

(6.38%)9264.33

(15.61%)67.63

(1.68%)12035.78(29.92%)

Percentage of Women Groups 84.15 80.96 86.41 83.77 85.58 87.91

Of which NRLM/SGSY 22.62 (10.46%)

2477.58 (36.01%)

30.52(34.92%)

4424.03(78.56%)

34.57(13.27%)

6244.97(41.16%)

% of NRLM/SGSY Groups to Total 30.45 25.03 39.65 40.00 43.74 45.61

Of which NULM/SJSRYNA NA 4.33 1071.81 4.46

(3.00%)1006.22(6.12%)

% of NULM/SJSRY Groups to Total NA NA 5.63 9.69 5.64 7.35

Loans Disbursed to SHGs during the year

No. of SHGs extended loans13.66

(12.02%)24017.36 (16.67%)

16.26(19.03%)

27582.31(14.84%)

18.32(12.67%)

37286.90(35.18%)

All women SHGs11.52

(11.02%)21037.97 (17.83%)

14.48(25.69%)

24419.75(16.07%)

16.29(12.50%)

34411.42(40.92%)

Percentage of Women Groups 84.3 87.6 89.05 83.53 88.92 92.29

Of which NRLM/SGSY 2.26

(24.56%)3480.60

(57.67%)6.43

(28.45%)9487.69

(27.26%)8.16

(26.91%)16785.78(76.92%)



(5.71%)2620.22

(40.00%)


Loans Outstanding against SHGs as on 31March

Total No. of SHGs linked41.97

(-5.71%)42927.52

(9.02%)44.68

(6.46%)51545.46(20.06%)

46.73(4.59%)

57119.23(10.81%)

No. of all Women SHGs linked34.06

(-9.34%)36151.58 (10.08%)

38.58(13.27%)

45901.95(26.97%)

40.36(4.61%)

51428.91(12.04%)

Percentage Of Women SHGs 81.2 84.2 86.35 89.05 86.37 90.04

Of which NRLM/SGSY 13.07

(9.55%)10177.42 (18.38%)

18.46(41.24%)

19752.74(94.08%)

21.91(18.69%)

26610.16(34.72%)



(-1.57%)3979.75

(14.93%)


(Figures in parentheses indicate increase/decrease over the previous year)


4.3 No. of Savings linked SHGs

With higher growth in SHG-BLP in North East Region and other priority states during the last three years,

there has been slight correction in the southern bias of SHG-BLP (Figure 4.2). The share of Southern Region

in number of SHGs has declined from almost half (49.8%) in 2013-14 to 44.9% in 2015-16. Saturation in

the scope of formation of new SHGs and rationalization of data by banks, especially in Kerala, Tamil Nadu

and Puducherry, has resulted in decline in the number of savings linked SHGs in South Region by 4.7% from

37.19 lakh as on 31 March 2015 to 35.46 lakh as on 31 March 2016. North Eastern Region has recorded

a 29% rise in number of SHGs during 2015-16 owing to a jump in Tripura, Nagaland and Assam. All states

in Northern, North Eastern, Western and Eastern Regions have registered increase in number of SHGs with

savings linkage during the year. The state-wise details of number of SHGs are given in Statement IIA.

N or

2013-14

2014-15

2015-16

0

10

20

30

40

50

rth E astern R egion

4. 26

4. 34

5. 44

N orthern R egion

4. 92

4. 69

4. 98

Central R egion

9. 23

10. 62

10. 32

W esternR egion

12. 07

12. 23

12. 88

E asterR egio

19. 77

19. 81

21. 51

rn n

S outhR eg

7 49. 7

1 48.

1 44. 8

hern ion

75

32

87

ti

4.4 Savings Outstanding

The savings outstanding of SHGs as on 31 March 2016 has reached all-time high of ` 13,691 crore. The

average savings outstanding per SHG increased by 21% during the year to ` 17,324 as on 31 March 2016

from ` 14,368 a year back. The average savings outstanding was highest in Southern Region and lowest in

North East Region (Figure 4.3). Southern states have a sizeable number of matured SHGs that contribute

higher amount of monthly savings leading to higher average savings rate. Whereas in North Eastern States

and other priority states, the average savings are low. States that have added more number of new SHGs

during the year like Nagaland, Tripura, Bihar, Jharkhand, Maharashtra, etc., have recorded decline in average

savings outstanding during the year. The total savings outstanding of SHGs has recorded increase in all

Regions except Western Region owing to decline in Maharashtra. The increase in total savings outstanding


was prominent in North (88%), North East (46%) and Southern Regions (31%). The state-wise savings

outstanding position is given in Statement IIA.

N orth E ast

W est

Cen

N orth

E ast

S outh

Fig

0

ern R egion

ern R egion

tral R egion

ern R egion

ern R egion

ern R egion

A ll I ndia

ure 4 .3 : R e

4 , 4 27

500

egion-w ise A

1 0 , 3 8 3

1 0 , 0 79

1 1 , 4 4

0 1000

A v erage S avp er S H G

44 4 0

1 4 , 6 0 8

1 7

00 1500

v ings O ut stG )

77, 3 24

00 200

t anding : 20

24 , 4 4 9

00 250

0 1 5 -1 6

000

`

The Southern Region has

maintained its prominence in

upkeep of savings linked SHGs

and savings balances with

44.9% of SHGs and 63.3%

of total savings outstanding

(Fig. 4.4) followed by Eastern

Region with 21.5% of SHGs and

18.1% of savings balances.

N

N

C e

W

E a

S o

Figure 4 .

I nner CirclOuter Circ

ort h E ast ern

ort h ern R egio

ent ral R egion

W est ern R egio

ast ern R egion

out h ern R egio

.4 : R egion-

e : N o. of S Hcle : A m ount o

R egion

on

on

n

on

w ise S h are 20 1 5 -1 6

H G sof S av ings Ou

44. 87

63. 32

of S av ing l6 ( % )

utstanding w i

5. 44 4. 9810. 32

12. 88

21. 51

1. 393. 29

6. 147. 72

18.

ink age of S

ith B anks

18. 14

H Gs :

4.5 Credit disbursement by banks

During 2015-16, banks provided loans to 18.32 lakh SHGs (23.2% of total SHGs) as compared to 16.26 lakh

SHGs (21.1% of total SHGs) during 2014-15. Number of SHGs provided loans during the year was lower

than last year in Northern Region and Central Region by 13.1% and 22.8% respectively, while banks in North

Eastern Region achieved highest increase in SHG credit linkage among all regions increasing linkage by


38.6% as compared to previous year. Credit linkage to SHGs in some priority states was a concern in states

like Rajasthan (-23%), Odisha (-48%), Chhattisgarh (-36%) and Uttar Pradesh (-56%) where banks have

provided credit to lesser number of SHGs compared to the previous year. A decline in credit linkage of SHGs

during the year was also observed in Goa (-12.4%) Telangana (-14.8%) and Himachal Pradesh (-20.6%).

On the other hand, banks in priority states like Haryana (53%), Jammu & Kashmir (48%), Assam (29%),

Bihar (51%), Jharkhand (142%), West Bengal (50%), Uttarakhand (34%) and Maharashtra (19%) along with

Andhra Pradesh (46%) have provided credit to more SHGs during 2015-16 than during the previous year.

There was overall 35% increase in the amount of loan disbursed by banks to SHGs during the year, taking it to

` 37,287 crore as against ` 27,582 crore during the previous year. The average loan disbursement per group

during 2015-16 was ` 2.03 lakh which showed a healthy increase of 20% from ` 1.69 lakh during 2014-15.

Southern Region continued to have the distinction of having highest per group average credit disbursement

of ` 2.59 lakh whereas other Regions had loan disbursement below the national average (Figure 4.5). Eastern

Region recorded 10% fall in the average loan disbursement owing to fall in the same in Bihar, Jharkhand and

West Bengal. Number of credit linked SHGs in these states increased significantly (more than 50%) during

the year. As banks provide lower amount in the first credit linkage, this appears to have dragged down the

average credit per group. Central Region and Western Region witnessed 39% hike in average per group credit

while it was 22% higher in Southern Region.

500

1000

1500

2000

2500

3000

84,3

75

8

0

000

000

000

000

000

000

N orth E aR egio

126,

746

I N DI A : 203,495

4,056

stern on

N ortheR egio

Figure

141,

272

97,777

ern on

Central R

4 .5 : A v era

2015-1

167,

636

101,536

R egion W esteR egio

ge Loan Dis (` p er S H

16 I N D

84,7

09

120,27993,69

ern on

E asteR egio

sbursem entH G )

I A 2014

84,7

0984

,709

258,

996

90

ern on

S outhR egio

t : 20 1 5 -1 6

4-15

,,

203,

495

213,083

ern on

A ll I n

203,

495

495

,169,608

dia

The dominance of Southern Region continued during 2015-16 in disbursement of bank loans to SHGs.

Southern Region disbursed ` 30,012 crore (80.5% of the total credit) to 11.59 lakh SHGs (63.2% of the total)

during 2015-16. Eastern Region stood second with 22.5% of SHGs availing 9.4% of bank loan disbursed

during the year (Figure 4.6).


FigurI nner Outer

N

N

C

W

E

S o

re 4 .6 :R egiocircle : N o. of Circle : T otal

N orth E astern

N orthern R eg

Central R egio

W estern R egi

astern R egio

outhern R eg

on-w ise DistS H G sLoan Disburse

n R egion

gion

n

on

on

gion

t r ti of

em ent to S H GG

63. 24

80. 49

f Loan t o S H

G s

4

1. 422. 08

4. 60 6.

22. 54

0. 591. 30

3. 19

H Gs ( % )

55

4

52

9. 37

5. 06

1

The number of SHGs availing bank loan, total amount of credit disbursed by banks as well as the average

credit disbursement to SHGs in different Regions during past three years are given in Table 4.2. There was

35% jump in quantum of credit disbursement in 2015-16 compared to 15% last year and 20% jump in average

credit disbursement per SHG compared to a decline of 3.5%. The states of Andhra Pradesh, Telangana,

Karnataka, Tamil Nadu and West Bengal were the major contributors to this quantum growth. The state-wise

position of bank loans disbursed to SHGs during 2015-16 is given in Statement II B.

Table 4.2: Region-wise Status of Bank Loan Disbursed to SHGs during 2015-16

(Total Loan Disbursed in ` Lakh; Average Loan Disbursed in ` / SHG)

Regions

2013-14 2014-15 2015-16

No. of SHGs

Total Loans Dis-

bursed

Average Loan Dis-

bursed

No. of SHGs

Total Loans Dis-

bursed

Average Loan Dis-

bursed

No. of SHGs

Total Loans Dis-

bursed

Average Loan Dis-

bursed

North Eastern

16201 12819 79125 18791 15795 84056 26037 21969 84375

Northern 23918 28048 117269 43848 42873 97777 38106 48298 126746

Central 66393 61807 93092 109231 110909 101536 84282 119067 141272

Western 87846 86444 98404 97341 117080 120279 112525 188632 167636

Eastern 297478 151067 50783 351800 329602 93690 412576 349489 84709

Southern 874585 2061551 235718 1005227 2141972 213083 1158797 3001235 258996

All India 1366421 2401736 175768 1626238 2758231 169608 1832323 3728690 203495


4.6 Credit Outstanding

As of 31 March 2016, 46.72 lakh SHGs (59.1% of total SHGs) were having credit outstanding against 44.68

lakh (58.1%) a year back. Among the regions, percentage of groups having credit linkage was highest in

South (71.7%) followed by East (66.5%). This percentage was lowest in Western Region at 25.4% only.

Among the states, percentage of groups having highest credit linkage were Bihar (96%), Telangana (91%)

and Andhra Pradesh (89%). This percentage was lowest in Arunachal Pradesh (8.8%) and among larger

states in Gujarat (21.8%).

The total bank loan outstanding of SHGs increased by 10.8% and was ` 57,119 crore against ` 51,545 crore

as on 31 March 2015. The average loan outstanding increased by 6% to ` 1,22,242 from ` 1,15,361 per

SHG. Northern Region registered a decline in the average loan outstanding compared to previous year. The

average loan outstanding was highest in Southern Region and lowest in North Eastern Region (Figure 4.7).

Among States, highest average per group loan outstanding was recorded by Andhra Pradesh (` 2.15 lakh)

followed by Telangana (` 2.00 lakh), while it was lowest in Chhattisgarh and Bihar at ` 0.37 lakh per group.

N oorth E astern R

N orthern R

Central R

W estern R

E astern R

S outhern R

A

0

R egion

R egion

R egion

R egion

R egion

R egion

ll I ndia

5

20000 400

555 8 , 6 4 6

74 , 9 1 2

6 6 , 6 0 4

78 , 8 25

6 2, 23 1

000 60000

(` p er S H

2555

1 2

80000 10000

H G )

2222, 24 2

00 120000 14

Figure 44 .7 : R egionn-w ise A v eraage Loan O uut st anding

1 6 9 , 4 9 9

40000 160000

Southern Region continued its dominance in share of bank loan outstanding position as well and accounted

for more than half (54.4%) of SHGs with credit linkage and three fourth of the bank loan outstanding to SHGs

in the country as on 31 March 2016. There was a marginal increase both in the number of SHGs credit linked

as well as total outstanding amount in Southern Region. Eastern Region stood next with 24.2% of the SHGs

with credit linkage and 12.3% of loan outstanding (Figure 4.8).


Figure

I nner CirOuter Ci

N ort

N ort

Cent

W es

E ast

S out

4 .8 : R egion

rcle : N o. of S H G sircle : T otal Lo

th E astern R e

thern R egion

tral R egion

stern R egion

ern R egion

thern R egion

n-w ise S h are

oan Outstandi

egion

n

n

e in Loan O u

ng of S H G s

5

75 .4

ut st anding

5

4

3 .233 .3 1

9

4 .4 3

1 .5 52.0

4 7

( % )

11

99

2.0

1

9 .3 15 .5 2

24 .20

35 .0 7

3 .5 6

1 2.3 2

North Eastern Region recorded a rise of 22.5% in both, number of SHGs and amount of total loan outstanding

as at end of FY 2016 over FY 2015. Eastern Region and Southern Region also recorded rise in both

parameters. Northern Region posted a fall in both (-12.5% & -24.7%, respectively) while Central and Western

region posted a marginal decline in number of SHGs with outstanding loans but recorded a rise in amount

outstanding.

Table 4.3: Region-wise Status of Bank Loan Outstanding to SHGs during Past Three Years

(Total Loan o/s in ` Lakh; Average Loan o/s in ` / SHG)

Regions2013-14 2014-15 2015-16

No. of SHGs

Total Loan o/s

Average Loan o/s

No. of SHGs

Total Loan o/s

Average Loan o/s

No. of SHGs

Total Loan o/s

Average Loan o/s

North Eastern

183929 110064 59840 176904 153970 87036 150860 88473 58646

Northern 124569 75380 60513 123041 72209 58687 154724 115907 74912

Central 419834 269666 64232 438216 248614 56733 434797 289590 66604

Western 269008 164046 60982 270718 198739 73412 258119 203462 78825

Eastern 978960 494463 50509 1069329 617046 57704 1130902 703767 62231

Southern 2221038 3179133 143137 2389972 3863969 161674 2543219 4310725 169499

All India 4197338 4292752 102273 4468180 5154546 115361 4672621 5711923 122242

NB: o/s = Outstanding as on 31 March of the financial year.


Among the states, Andhra Pradesh continued to have the largest share in number of SHGs with outstanding

bank loan(17.17%) and total bank loan outstanding (30.15%) though there was a marginal decline in both

shares over the previous year. Among the states outside Southern Region, West Bengal had the maximum

share with 12.5% of SHGs having outstanding credit and 6.6% of outstanding loan amount. The state-wise

details of bank loan outstanding is given in Statement V.

4.7 NPAs in SHG-BLP

The gross NPAs in bank loans to SHGs declined by about 1% from 7.4% in 2014-15 to 6.4% in 2015-16.

This is a development contrary to the overall trend of NPAs in the banking sector, which reported to have

deteriorated asset quality during 2015-16, exceeding 9% in case of Public Sector Commercial banks. The ratio

of Loan Outstanding to Loan Disbursement during 2015-16 under SHG-BLP was 1.5 for all India, declined

from 2.1 in previous year. High ratio indicates a relatively high NPA rate and vice versa. High outstanding

joined with low disbursement implies a situation where repayment rate is low and many of the SHGs are

not eligible for subsequent doses of loans because of outstanding loans. The ratio was high at 4.0 for North

Eastern Region followed by 2.4 in Central and Northern Regions while it was the lowest at 1.4 in Southern

Region. The NPA rate was also high in North Eastern Region (16.5%), Northern Region (19.1%) and Central

Region (15.7%) whereas it was lowest in Southern Region (4.2%) during 2015-16 (Figure 4.9). There was

decline in the overall NPA position in Central and Southern Regions while the NPA rate increased significantly

in Northern and North Eastern Region and marginally in case of Western and Eastern Regions during 2015-

16 as compared to previous year.

0

5

10

15

20

16.4

9

11. 75

N orth E astern R egion

N oR

Figure

19.1

4

1572

10. 62

orthern R egion

CenR eg

4 .9 : R egi

11557272

15.7

2

9.20

16. 87

ntral gion

W esteR egio

on-w ise N P 20 1 5 -1 6

20 1 5 -1 6

12.6

5

8. 64

11

rn n

E astern R egion

P A Lev el dur 6 ( % )

20 1 4 -1 5

4.14

1. 10

5. 93

S outhern R egion

ring 20 1 4 -16.

45

7. 40

A ll I ndia

1 5 &


The Gross NPAs as on 31 March 2016

were ` 3686.2 crore, which witnessed

a decline by 3.4% from ` 3814.7

crore a year back. Southern Region

accounted for nearly half (48.4%) of the

gross NPAs in the country. However,

its share declined substantially from

60% a year back. On the other hand,

the share of all other regions in gross

NPAs increased. Eastern Region

accounted for about a quarter (24.2%).

North Eastern and Northern Regions

recorded rise in gross NPAs during the

year (Figure 4.10).

Three states viz. Tamil Nadu (18.7%), Andhra Pradesh (15.7%) and Odisha (12.7%) together accounted for

nearly half of the gross NPAs as on 31 March 2016. During the year Odisha recorded an absolute increase of

` 173.63 crore in gross NPAs followed by Tamil Nadu (` 117.37) crore. On the other side, Andhra Pradesh

(- ` 405.32 crore), Karnataka (- ` 210.94 crore) have reduced their gross NPAs during the year which

contributed to overall declined of NPAs in the Sector. The state-wise status of NPAs in bank loans to SHGs is

given in Statement VI.

4.8 Agency-wise distribution of SHG-BLP

Commercial Banks by virtue of their vast network take the lead in SHG-BLP. More than half (41.40 lakh,

52.39%) of the SHGs in the country maintain their savings account with the Commercial Banks. During 2015-

16, the share of Commercial Banks in terms of SHGs with savings linkage marginally declined, however, their

share in quantum of savings outstanding increased from 60% in the previous year to almost two thirds during

2015-16 (Table 4.4). On the other hand, the share of RRBs increased both in terms of number of SHGs

and savings balances. The cooperatives increased their share in number of SHGs but their share in savings

outstanding declined. Bank-wise details of savings under SHG-BLP are given in Statement IA.

S

I nn

60. 04

N E a

S outhern 48. 43

Figure 4 .1 0Gross

ner Circle : 20

4

2. 224. 29

11. 004. 50

17. 954

N orth astern 3. 9

6

0 : R egionws N P A A m ou14-15 Oute

N orthern 6. 02

Ce

W

E aster 16

w ise S h are ount ( % )er Circle : 201

entral 12. 35

W estern 5. 08

rn 24.

of

15-16


Table 4.4: Agency-wise status of SHG-BLP in 2015-16(Amount ` lakh)

Name of the Agency

Total Savings of SHGs with Banks as on 31 March 2016

Loans disbursed to SHGs by Banks during the year

Total Outstanding Bank Loans against

SHGsNPAs

No. of SHGs

Savings Amount

No. of SHGs

Loans dis-

bursed

No. of SHGs

Loan Out-standing

Amount of Gross

NPANPA (%)

Commercial Banks 4140111 903389 1132281 2518497 2626364 3714562 232140 6.25

% Share 52.6 66.0 61.8 67.5 56.2 65.0 62.98

Regional Rural Banks 2256811 248428 470399 916493 1445476 1610935 106429 6.61

% Share 28.56 18.1 25.7 24.6 30.9 28.2 28.87

Cooperative Banks 1506080 217322 229643 293700 600781 386426 30054 7.78

% Share 19.1 15.9 12.5 7.9 12.9 6.8 8.15

Total 7903002 1369139 1832323 3728690 4672621 5711923 368623 6.45

During 2015-16, Commercial Banks had disbursed ` 25185 crore (` 17334 crore in 2014-15) to 11.32

lakh SHGs (8.56 lakh in 2014-15) with an average of ` 2,22,482 (` 2,02,567 in 2014-15) per SHG, against

national average of ` 2,03,495. Commercial banks accounted for 67.5% of bank loans disbursed to 61.8%

SHGs during the year. The share of RRBs in credit disbursement to SHGs stood at 24.6%. However, the

number of SHGs declined substantially to 25.7% from 32.1%. The average loan disbursement by RRBs

during the year was ` 1,94,833. The share of Cooperatives both in number of SHGs provided bank loan

during the year as well as the quantum of loan disbursed declined in 2015-16 as compared to previous year.

The average loan per SHG provided by Cooperatives was ` 1,27,894. Bank-wise details of loans disbursed

during the year under SHG-BLP are given in Statement IB.

The number of SHGs having loan outstanding as on 31 March 2016 increased in case of all categories of

banks, however, the increase was more prominent in case of RRBs from 12.7 lakh a year back to 14.4 lakh.

Commercial Banks accounted for about two thirds of the bank loan outstanding under SHG-BLP. The average

loan outstanding in case of Commercial banks was ` 1,41,433 where as it was ` 1,11,447 in case of RRBs

and ` 64,321 in case of Cooperatives. Low average lending by Cooperatives was the cause of low credit

outstanding in case of Cooperative Banks. Bank-wise details of loans outstanding at the end of financial year

2015-16 under SHG-BLP are given in Statement IC.


The overall NPA rate in bank loan to SHGs declined to 6.4% as on 31 March 2016 from 7.4% a year back.

This was mainly due to the fall in gross NPAs from ` 3814.7 crore to ` 3686.2 crore, combined with increase

in loan disbursement. The NPA level of all categories of banks declined during the year as compared to

previous year (Figure 4.11). There was also a fall in NPAs of NRLM supported SHGs, from 8.7% in 2014-15

to 6.2% in 2015-16. Agency-wise details of NPAs are given in Statement 1D.

0

2

4

6

8

10

7.17

Com m erc

Figu6.

25

cial B anks

ure 4 .1 1 : N P

7.71

R egional R u

P A P osition

20 1 4

6.61

ural B anks

n of B ank s d

4 -1 58.

52

Coop er v e

during 20 1 4

20 1

7.78

e B anks

4 -1 5 & 20 1 5

1 5 -1 6

7.40

6.45

A ll I ndia

5 -1 6 ( % )

6.45

6.45

5. MFI-Banks Linkage Programme

5.1 Micro Finance Institutions (MFIs) act as an important conduit for extending financial services to the

microfinance sector in the country by raising resources from Banks and other institutions and extending

loans to individuals or members of SHGs/ JLGs. MFIs could be (1) NGO-MFIs – registered under the

Societies Registration Act, 1860 or the Indian Trust Act, 1880; (2) Cooperative MFIs – registered under

the State Cooperative Societies Act or Mutually Aided Cooperative Societies Act or Multi State Cooperative

Societies Act; (3) MFIs incorporated under Section 25 of Companies Act, 1956 or Section 8 of Companies

Act 2013; (4) NBFC and NBFC-MFIs incorporated under the Companies Act, 1956 and registered with RBI. In

addition to their internal resources, the MFIs have been allowed to mobilize resources through various ways

including obtaining of bulk loans from Banks/ other Financial Institutions. Though most of the MFIs entered

the microfinance arena only after the SHG-Bank linkage programme was well entrenched, business of these

institutions grew at a much faster pace than the former. MFIs are more aggressive and innovative in reaching

out to the rural poor with well-oiled distribution channels as compare to the formal banking system.


Post Andhra crisis, the Reserve Bank of India has notified guidelines for the lending operations of MFIs based

on the Malegam Committee recommendations. A new class of financial organisations named as NBFC–MFIs

have been created subject to satisfying certain conditions regarding the capital to be employed, lending to

members, cap on interest to be charged and margin to be retained, etc. The loans extended to the MFIs by

banks qualify for priority sector category. RBI’s upgraded regulations and guidelines on NBFC-MFIs and

inclusion of loans to MFIs by banks under priority sector have resulted in phenomenal growth of MFIs during

the last three years.

5.2 Progress under MFI-Bank Linkage Programme

The Progress under MFI-Bank linkage programme during the last 3 years is shown in Table 5.1:

Table 5.1: Progress under MFI-Bank Linkage

(Amount ` Crore)

Particulars

2013-14 2014-15 2015-16

No. of accounts

AmountNo. of

accountsAmount

No. of accounts

Amount

Loans disbursed by banks/FIs to MFIs

54510282.49(31.16%)

58915190.13(47.73%)

64720795.57(36.90%)

Loans outstanding against MFIs as on 31 March

242216517.43 (14.50%)

466222500.46(36.22%)

202025580.84(13.69%)

Loan Outstanding as % of fresh loans

160.64 148.13 123.00

(Figures in parenthesis indicates growth/decline over the previous year)

Source: Reporting Banks

The MFIs were able to garner higher confidence of banks and financial institutions. The total loans to MFIs by

banks and financial institutions increased by over 36.90% during the current year as against 47.73% during

the previous year. The agency wise details of loans extended to MFIs are shown in Table 5.2.


Table 5.2: Loans to MFIs by Banks/Financial Institutions

Financing Agency

Period

Loans disbursed to MFIs during the year

Loan outstanding against MFIs as on 31 March

No. of loan accounts

Amount(` Crore)

No. of loan accounts

Amount(` Crore)

Commercial Banks

2013-14 484 9468.83 2197 14307.57

2014-15 541 13858.64 4445 18720.61

2015-16 564 19324.14 1561 22682.85

Regional Rural Banks

2013-14 16 163.18 124 222.00

2014-15 15 47.69 131 1186.62

2015-16 31 52.42 344 210.23

Cooperative Banks

2013-14 4 4.48 17 7.97

2014-15 0 0 0 0

2015-16 3 6.00 17 11.76

SIDBI

2013-14 41 646.01 84 1979.90

2014-15 33 1283.80 86 2593.23

2015-16 49 1413.01 98 2676.00

Total by all agencies

2013-14 545 10282.49 2422 16517.43

2014-15 589 15190.13 4662 22500.46

2015-16 647 20795.57 2020 25580.84

Source: Reporting Banks

Bank wise details of MFIs financed are given in Statement VII. (In case of abridged version, refer to enclosed

CD for Statements).

5.3 Revolving Fund Assistance / Capital Support to MFIs by NABARD

NABARD had been providing financial assistance to MFIs by way of capital/equity support to help them to

extend their outreach to the poor households and to enable them to leverage commercial borrowings from

banks. Similarly, Revolving Fund Assistance (RFA) was provided to MFIs by NABARD, for on-lending to poor.


The schemes were in operation since 2007-08. After the announcement of creation of “India Microfinance

Equity Fund” with SIDBI for the same purpose by Government of India in its 2011-12 budget, these supports

were discontinued with effect from 1st April, 2011. The outstanding against capital support provided stood at

` 4.42 crore to 37 entities and the RFA outstanding was ` 7.25 crore against 36 entities. Agency details are

given in statements XI-A and XI-B. (In case of abridged version, refer to enclosed CD for Statements).

5.4 Refinance to MFIs

NABARD had been providing financial assistance to MFIs by way of Long Term Refinance support to eligible

NBFC-MFIs since 2014-15. NBFC-MFIs having grading upto mfR2 (mfR3 in North Eastern states and Hilly

areas) by CRISIL or equivalent and continuous profit during last three years are eligible for refinance subject

to fulfilling other conditions. During 2015-16, refinance to the tune of ` 2300 crore have been disbursed to

17 MFIs.

6. NABARD as microfinance facilitator

6.1 NABARD continued with its role as the main facilitator and mentor of microfinance initiatives in the

country, particularly the SHG Bank Linkage initiative. It continued to provide support in the form of grant

assistance for formation, nurturing and credit linking of SHGs with the banks, capacity building of various

stakeholders through training, exposure visits, seminars, workshops etc. With the SHG programme now

more than two decades old, NABARD intensified its efforts to promote sustainable livelihoods among SHG

members by launching Livelihood and Enterprise Development Programme (LEDP), pilots in micro insurance

and pension, digitization of SHGs, commissioning studies on topics related to micro credit/ SHG–BLP. A

glimpse of the facilitator role played by NABARD during 2015-16 is given in following paragraphs:

6.2 Refinance to Banks

NABARD has been extending 100% refinance to banks towards their lending to SHGs and MFIs to supplement

their resources. Total loans issued by banks to SHGs and the refinance extended by NABARD for such loans

is shown in Figure 6.1. During 2015-16, NABARD extended refinance to the extent of ` 6906.03 crore against

their SHG lending forming 14.36 % of the total refinance provided to banks for investment credit, as against

` 4493.67 crore disbursed during the previous year. Cumulative disbursement of refinance by NABARD for

SHG lending now stands at ` 37634 crore.


Figure 6.1: Refinance to Banks

0

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6.3 Expenditure on SHGs/JLGs - Funds utilised

6.3.1 ‘Financial Inclusion Fund’ and ‘Women Self Help Group Development Fund’ were utilised during

the year for various microfinance related activities such as formation and linkage of SHGs/JLGs through

SHPIs/JLGPIs, training and capacity building of stakeholders, livelihood promotion, studies, documentation,

awareness and innovations etc. NABARD expended a sum of ` 52.92 crore during 2015-16 from these funds.

6.3.2 Support for training and capacity building of microfinance clients

NABARD gave due recognition to training and capacity building of various stakeholders such as bankers,

NGOs, Government officials, SHGs, SHG Federations and trainers. During 2015-16 more than 5100 training

programmes were conducted and about 1.81 lakh participants were trained. Cumulatively, around 35.94 lakh

participants have been imparted training as on 31st March 2016 leading to a strong team for implementation

of the microfinance programmes. The region-wise number of stakeholders trained by NABARD is given in

Statements – VIII(A) to VIII(C). (In case of abridged version refer to enclosed CD for Statements).

6.3.3 Grant Support to Partner Agencies for Promotion and Nurturing of SHGs

NABARD extended grant support to NGOs, Federations of SHGs, RRBs, NGO-MFIs, CCBs, PACS, Farmers’

Clubs and Individual Rural Volunteers (IRVs) for promotion, nurturing and credit linkage of SHGs with the

banks. Untiring efforts of all these agencies has led to spectacular growth of the movement and SHG concept


is known to a vast majority throughout the country. The financial support extended by NABARD to various

SHPIs till 31 March, 2016 is indicated in Table 6.1.

Table 6.1: Grant Support to Partner Agencies

(Amount ` Lakh)

Agency

Cumulative Sanctions up to 31.03.2016

Cumulative Releases 31.03.2016

Amount SHG Nos. Amount SHG Nos.

NGOs 29445.13 625235 10637.23 453511

RRBs 1341.44 55351 331.75 43933

Coop. Banks 1014.00 67795 422.96 59126

IRVs 503.26 28910 85.09 12758

Farmers Clubs 46.00 5128 20.32 4469

PACS 596.57 13490 37.13 1522

SHG Federations 32.40 300 15.07 195

NGOs - MFIs 100.00 2000 0 0

Total 33078.80 798209 11549.55 575514

Women SHG Scheme (in LWE affected & backward districts)

Anchor NGOs 20498.10 204981 5611.43 188254

Agency wise, State wise details of grant assistance extended to partner agencies have been given in

Statements – IX-A (i) - IX-H. (In case of abridged version, refer to enclosed CD for Statements.)

6.3.4 Village Level Programmes

In order to give the SHG-BLP a leg-up, Village Level Programmes on SHGs were planned and sponsored by

NABARD with the support of banks and NRLM in 13 priority states. The aim was to foster better understanding

of mutual requirements between banks, SHGs and SHPIs at ground level and to sort out issues like saving

linkage, credit linkage and repayment, etc. at the ground level.

These programmes were organized in 13 priority states viz. Assam, Bihar, Chhattisgarh, Gujarat, Himachal

Pradesh, Jharkhand, Maharashtra, Madhya Pradesh, Odisha, Rajasthan, Uttarakhand, Uttar Pradesh and

West Bengal during the months of February and March 2016. NABARD supported more than 42000 village


level programmes during this period. SRLMs and State Government departments also participated in the

programmes. Banks reported credit linkage of more than 70000 SHGs and account opening of about 25000

new SHGs during these programmes. These programmes resulted in better interface between bankers

and SHGs leading to increased credit flow and appreciation of each other’s needs. It has been decided by

NABARD to undertake this intervention in priority states periodically.

6.3.5 Centre for Microfinance Research (CMR)

The Centre for Microfinance Research (CMR) set up within Bankers Institute of Rural Development (BIRD)

was revived during the year. The centre is set up for focused attention on Microfinance research, Studies,

Seminars etc. The agency takes up research activities in the field of Microfinance for facilitating policy

initiatives and improvement in design and delivery system of microfinance. CMR also publishes half-yearly

Journals “The Microfinance Review” which contains research articles on topical issues of microfinance.

During the year, CMR organised ‘4th National Seminar on Microfinance: Issues and Challenges’ at Lucknow

and deliberated on the broad themes in the Microfinance sector. Two volumes of “The Microfinance Review”

were also published by CMR.

7. On-going Initiatives

7.1.1 Financing of Joint Liability Groups

Financing of JLGs was introduced as a pilot project in 2004-05 by NABARD in 8 States with the support of

13 RRBs and was later mainstreamed. Apart from extending 100% refinance support to Banks, NABARD

also extends financial support for awareness creation and capacity building of all stakeholders of this

programme. Besides, NABARD extends grant support for formation and nurturing of JLGs to banks and other

JLG promoting agencies. As against 4.57 lakh JLGs promoted during 2014-15, JLGs promoted during 2015-

16 were 5.72 lakh taking the cumulative number of JLGs promoted and financed by banks to 17.52 lakh as at

the end of March 2016. Although the Southern States top the list with over 6.04 lakh JLGs organized so far,

Eastern Region follows closely with 4.66 lakh JLGs. In terms of loans disbursed, however, Southern States

account for nearly 45% of the total loans disbursed.

With a view to sensitising the stakeholders of the JLG programme, NABARD has been arranging training

programmes and exposure visits to successful JLGs, to the functionaries of these institutions including

financing banks. Nearly 77000 personnel have already been benefitted from these trainings and exposure

visits.


3149

0

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9 1804

89

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81

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8

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N orthern R egion


E astern R egion Central R egion W estern R egion S outhern R egion

T otal

No. o

f JLGs

prom

oted

Figure 7.1 : N o. of JLGs organised

A s on M arch 2014 A s on M arch 2015 A s on M arch 2016

N orthern R egion


E astern R egion

Central R egion

W estern R egion

S outhern R egion T otal

Loan disbursed during 2013-14 353. 62 291. 45 1277. 93 709. 17 426. 41 3717. 15 6775. 73



0

1000

2000

3000

4000

5000

6000

7000

8000

` cr

ore

Figure 7.2: JLG - Loan Disbursed

7.1.2 Livelihood Interventions for SHGs

Skill development is an important tool for improving the employability and enhancing productivity of the

working poor and thereby reducing poverty and exclusion. Rural poor women typically face difficulties or

discrimination in accessing good quality training. Keeping the above in view, NABARD continued with Micro

Enterprise Development Programme (MEDP) to nurture the entrepreneurial talents of members of mature

SHGs to set up and run micro enterprises as a livelihood option in farm or non-farm sector. Around 14352


skill upgradation training programmes have been conducted under this initiative covering about 4.02 lakh

members of matured SHGs up to 31 March, 2016.

During the year, NABARD introduced a new Livelihood and Enterprise Development Programme with a view

to create sustainable livelihoods among SHG members and to create maximum impact of skill upgradation.

These programmes are implemented in small batches for a maximum of 150 SHG members in a cluster

of contiguous villages on a project basis covering 15 to 30 SHGs. The programme provides for livelihood

creation in agricultural & allied activities as well as rural non-farm sector activities. As on 31 March 2016, 56

proposals have been sanctioned to various agencies across India.

Livelihood and Enterprise Development Programme

Generating income and alleviating poverty through the creation of livelihoods, is one of the goals of

the SHG–Bank Linkage Programme (SHG–BLP). NABARD has been enabling livelihood promotion and

graduation of SHG members through a variety of programmes that focus on up gradation of skills and

developing entrepreneurship abilities. However, skill upgradation trainings alone could generate limited

impact on livelihood creation among SHG members. With a view to create sustainable livelihoods among

SHG members and to create maximum impact of skill upgradation with hand holding and credit linkages,

the Livelihood and Enterprise Development Programme (LEDP) has been launched in December 2015.

These programmes are implemented in small batches for a maximum of 150 SHG members in a cluster

of contiguous villages on a project basis covering 15 to 30 SHGs in a cluster of contiguous villages.

The programme covers agricultural & allied activities as well as rural nonfarm sector activities. There is

provision for intensive training for skill building, refresher training, backward-forward linkages offering

end to end solutions to the SHG members.

7.2 Special Initiatives

7.2.1 Scheme for Promotion of Women SHGs in backward districts of India

NABARD, in association with the Department of Financial Services, Ministry of Finance, Govt. of India

continued to implement a scheme for promotion and financing of Women Self Help Groups in 150 identified

backward districts of the country. The USP of this scheme is that it provides for selection of an anchor

NGO in each of the district not only for promoting and enabling credit linkage of these groups with banks

(like any other SHPIs under SHG-BLP of NABARD) but also serving as a business facilitator for extending

outreach of the banks, regular monitoring of the SHGs promoted and also being responsible for repayment


of loans by SHGs to banks. For these services the Anchor NGO is entitled for service charges @5% of the

outstanding loan amount. This approach is expected to facilitate sustained financial inclusion by extending

banking services to women members of SHGs, promote sustainable livelihood opportunities to the members

and facilitate effective implementation of other social development programmes for women through SHGs.

The progress under the scheme as on 31 March, 2016 is given in Statement IX-A(ii). (In case of abridged

version, refer to enclosed CD for Statements).

7.2.2 Implementation of National Rural Livelihood Mission (NRLM) and Scheme for Interest Subvention

to Women SHGs.

The Ministry of Rural Development (MoRD), Government of India has launched the National Rural Livelihood

Mission (NRLM) by restructuring Swarnajayanti Gram Swarojgar Yojana (SGSY) with effect from 1 April

2013 (RBI circular no. RBI/2012-13/559 dated June 27, 2013). NABARD forwarded the detailed guidelines

on NRLM issued by RBI to RRBs and Cooperative Banks for effective implementation of the programme.

NABARD is also implementing the Interest Subvention Scheme for Women SHGs under the National Rural

Livelihood Mission (NRLM) for Regional Rural Banks (RRBs) and Cooperative Banks in Category I districts.

Further, as a part of collaboration between NABARD and NRLM, BIRD-Lucknow successfully conducted

Training of Trainers programme (ToT) for NABARD officers, bankers and SRLM staff from 17 states. In order

to achieve the goal of training of bankers at the ground level, the participants of the programme had drawn up

an Action Plan for the year 2016 to conduct training in respective States. NABARD ROs are coordinating with

the concerned SRLM to achieve the goal of training of all rural bank managers during 2016 as per the Action

Plan.

Besides, to address the issue of low credit linkages under SHG-BLP, NABARD has planned to conduct

block level programmes in DDM districts so as to increase the credit linkages during this financial year.

Such programmes would be on the lines of credit camps/ linkage meets involving bank branch officials,

SHPIs, ANGOs, SRLM representatives, SHG leaders, NGOs, livelihood experts etc. State level sensitisation

programmes on SHG-BLP for senior bank executives would also be organised during the current financial

year with the overall objective of increasing credit linkages.

Further, for extending the facilities of Revolving Fund and CIF to all eligible SHGs in NRLM intensive blocks,

NABARD ROs were requested to make available the list of SHGs to respective SRLMs. Accordingly, a list of

3573 SHGs from 8 States were handed over to respective SRLM as on 31st March, 2016.


Micro Insurance

To increase awareness regarding micro insurance among SHG members and to enhance their enrolment

under the scheme Religare Health Insurance has been sanctioned two pilot projects, one in Alwar district

of Rajasthan and another in Ramgarh district of Jharkhand. The projects cover 1000 SHG members and

their family (five) in Alwar district and 2000 SHG members and their spouse in Ramgarh district. Fifty

per cent of the premium for SHG members is supported for two years under the project. The projects

envisages:

• provision of Health Insurance and Personal Accident Cover;

• issuance of a Master Policy in the name of the SHPI and individual cover in the name of SHG member

and his/her spouse (the couple being treated as one unit);

• that the insured must be at least 18 years and not more than 70 years of age;

• that insurance cover will be provided for a period of one year to each beneficiary from the date the

policy comes into effect; and will enable SHG members/families to avail cashless treatment in a hospital

for any illness/injury/disease (that is not specifically excluded) and also for maternity treatment needs

upto a maximum limit of ` 50,000/-.

Micro Pension

International Network of Alternative Financial Institutions (INAFI) has been sanctioned a micro pension

pilot project to be implemented in the tribal district of Dungarpur in Rajasthan. The project envisages

educating SHG leaders, federation leaders and NGOs on the micro pension products, through pension

literacy/ mobilization meetings and workshops for NGO staff members and technical workshops for

finalizing the pension products. The project targets coverage of minimum 1000 SHG members under

micro pension.

8. ‘SHG-BLP a business proposition’ - with BC/ agency based initiatives

8.1 Introduction

Providing appropriate access to financial services of formal banking sector in rural areas has always remained

a formidable task owing to several supply side constraints including poor branch network in remote areas,

lack of appropriate financial products and demand side constraints like financial illiteracy etc.


SHG-Bank Linkage Programme through its innovative model of linking informal SHGs with the formal banking

system had brought in a paradigm shift in expanding the credit penetration and financial inclusion of the

marginalized and excluded sections in society. The community based microfinance approach under SHG-BLP,

which centered on bringing the poor onto the frontline in terms of thrift, credit linkage, livelihood activities,

income generation, financial management and overall socio economic empowerment was well accepted by

the financial institutions, NGOs, civil society organizations, governments as well as other stakeholders. During

the course of its evolution the SHG-BLP programme metamorphed itself to adapt to various socio-geographic

situations. In the past more than two decades, many new initiatives within the SHG concept, designing and

launching of target driven government programs, efforts to enmesh SHG with Financial Inclusion etc., have

taken place. In the process, convergence of institutions, programmes, funds, infrastructure, etc. happened in

various spheres.

‘The International Year of Microcredit 2005’, brought several policy changes and coordinated efforts to ensure

financial inclusion to all. RBI came with specific guidelines for financial inclusion including allowing banks to

appoint Business Correspondents (BCs) to render financial services. Banks were allowed to designate NGOs,

MFIs, Cooperatives, individuals, SHGs, etc. as BC to extend banking services in the excluded areas. BCs

would be paid reasonable commission or fee by the bank for their services. Each Bank was to formulate its

own scheme for using the entities as BC within the framework of overall guidelines.

RBI also permitted since 2009 charging of reasonable BC fee from the client. As per the RBI circular “With

a view to ensuring the viability of the BC model, banks (and not BCs) are permitted to collect reasonable

service charges from the customer, in a transparent manner under a Board-approved policy. Considering

the profile of the clientele to whom banking services are being delivered through the BC model, banks should

ensure that the service charges/ fees collected from the customer for delivery of banking services through

the BC model is not only fair and reasonable but also seen to be so.”

BC model has emerged as a major strategy of banks for financial inclusion to bridge the geographical gap

between the excluded populace and themselves.

8.2 Issues

The BC model has faced challenges of viability, sustainability, satisfaction level, trust and client dormancy.

National surveys of CSPs undertaken jointly by CGAP and the College of Agricultural Banking (an affiliate of

the Reserve Bank of India) in March/April of 2012 and again in September / October 2013, have highlighted

these issues. As per these surveys, many CSPs were reported to be unwilling and unhappy with CSP work and

stopped it, while certain others lacked the technical capability. There was little increase in daily transaction


frequency in the accounts, which continued to be very low with median transaction at 9 % as compared to

62% in Kenya. The result was very low level of compensation at an average of ` 2700 per month resulting in

high attrition.

While the implementation of PMJDY led to increased number of accounts and increased transactions in the

accounts being served through CSP resulting in increased average remuneration to CSPs, dormant agents

and inactive accounts are still a common challenge across the country.

The number of SHG accounts opened and linked by banks continued to increase, the growth seemed to

have decelerated and plateaued with thrust on financial inclusion through individual accounts. Banks’ lower

engagement with SHGs resulted in delay in linkage, almost negligible subsequent linkages, weakness in

credit rating, lack of follow up & monitoring and resultant rise in NPAs. A vicious cycle of lower linkage and

lower repayment is emerging in case of several banks.

With increased institutional support leading to higher bank, investor and corporate support, MFIs with their

intensive distribution channels have grown fast during the last decade to match the SHG BLP in purveying

microcredit to the excluded populace. NBFC-MFIs, particularly have shown immense growth after the issue

of regulatory guidelines from RBI and after modification of Priority sector guidelines making lending to MFIs

suitable for fulfilling the priority sector norms by banks. However, the NGO-MFIs lack regulatory support and

their growth is relatively muted as they are unable to tap the adequate equity support and resultantly bank

credit. The ecosystem of SHGs has also seen growth of community based SHG federations, which have

emerged as support structures on problem solving, livelihoods, access to bank credit and special purpose

vehicles for socio economic empowerment of SHGs.

8.3 Convergence Models

Against the general trend of viewing BC based financial inclusion and SHG BLP in silos, several banks

have redesigned their products through convergence of the two instruments of financial inclusion in order

to provide a liberal and flexible system enabling greater financial outreach to the excluded sections. The

convergence models are win-win propositions for all the stakeholders.

8.3.1 NGO-MFI / SHG Federations as BC to Banks

8.3.1.1 SKDRDP (Shree Kshetra Dharmasthala Rural Development Project) has adopted a distinct Business

Correspondent (SHG-BC) model to provide financial services to the rural poor to maximize efficiency and

scale.


SKDRDP started out as a charitable trust in 1982 with an aim to undertake rural development projects in

various parts of Karnataka. SKDRDP promotes a network of Self Help Groups (SHGs) under its Suvidha

programme. During the period, 2002 to 2009, SKDRDP moved into direct lending module, became MFI, took

loans from banks for on-lending to SHGs.

However, SKDRDP’s legal status as a charitable trust restricted its ability to raise capital making it difficult

to maintain the minimum CAR as per the prudential norms of the RBI. In 2009, when RBI liberalized the BC

norms whereby the expenses could be charged to the customer, SKDRDP adopted the BC Suvidha model in

3 districts with SBI. Other banks also gradually became interested in this model. Presently, the organisation is

implementing the programme in Karnataka partnering with 10 banks and plans to implement the programme

in its entire area, severing its past linkage with the MFI model. The organisation acts as a business

correspondent network manager (BCNM) for bank in order to provide access to formal financial services

to the poor who are unbanked. As a BCNM, SKDRDP promotes SHGs, helps them to open accounts with

the partner bank, processes their loan documents, disburses loan cash (and savings withdrawals), collects

repayments (and deposits), and monitors their overall performance. SKDRDP offers banking products (in

this case savings accounts and credit) to SHGs, on behalf of partner banks, through a network of field sub-

agents. The interest rates charged by banks is around 12%, to which 5% fee of SKDRDP gets added to make

loan available to SHG and its members at around 17%, making the model completely sustainable. Part of the

fee is paid to the BC-NGO at the time of disbursement and the balance on recovery of loan. Similar model is

now being increasingly used by many banks for increasing their SHG portfolio and at the same time ensuring

that quality of portfolio is not contaminated by huge NPAs. ICICI Bank, Yes Bank, Bank of Maharashtra, IDBI

Bank are some of the front runners in this regard. The banks generally use the hub and spoke model of

lending. Branches of banks or dedicated verticals act as hub and the NGO-BCs or federations act as spokes.

In most cases the banks coopt the NGO-SHPIs to act as agent/ BC for SHG lending.

8.3.1.2 SHG Federations promoted by Chaitanya are arranging loan to their constituent SHGs through BC/

agency of Yes Bank, ICICI and IDBI Bank. Chaitanya SHG Federation is the service provider. It has the role in

identification, training, promotion and nurturing of SHGs. They also identify such of the groups who fulfil the

eligibility criteria of the bank and recommend the SHGs to the bank. The groups are also helped to complete

the loan application procedure. After the bank financing, the federation continues to monitor, ensure the end

use, nurture the SHGs and also supports the bank in recovery.

8.3.1.3 Advantages of BC/ agency channel to Banks

Financing SHGs through BC/ agency channel offers a great value proposition to Banks in outsourcing their

work of credit and financial penetration to the unserved segment of the society in a sustainable and profitable


manner. The collaborative arrangement is a potentially

viable endeavor to serve the bottom of pyramid with

more efficiency. Contrary to individuals acting as

BCs, the NGOs, SHPIs and SHG Federations acting

as BC offers more conveniences as they have already

established themselves in microfinance operations in

underserved areas. The positive benefits of engaging

with such institutions are their reach to an established

client base underserved through banking channels

through a network of skilled and experienced field

staff / community resource persons. While NGOs /

SHG Federations are not permitted to provide saving

services on their own, they are better placed for

mobilizing savings of the poor on behalf of the bank

because of the trust earned by them.

Such hi-touch and many times technology based

models of dealing with SHGs provides immense

potential to reduce transaction cost of banks in

banking with SHG. While innovative technology

solutions may be used for capturing field data, making

faster appraisal, monitoring account balances,

tracking loan repayments, sending communication to

the groups, etc., frequent monitoring of large number of SHG accounts would be done by the BC. Moreover,

the arrangement would be decongesting the bank branch as the SHGs are not required to go to the branch for

banking operations. An efficient use of BC agents has the potential to save the business time of bank staff,

which would be gainfully utilized to focus on other high value transactions. Many NGO BCs/ agents operate

on a computerized system for maintaining data and furnish the necessary MIS to banks. BC/ agent model

of reaching the SHGs has reignited the interest of many banks in SHG bank linkage programme as they are

able to increase the credit flow to SHGs without earmarking their resources substantially. The recovery rate

of SHG portfolio under almost all such BC models has remained very high with negligible stressed assets. As

the cost of the BC/ agency services is borne by the SHG and not the bank, this acts as a booster for the banks

to adopt the model for successful credit penetration in SHG sector at the same time making it a business

proposition. Some of the financing banks have also created dedicated teams for this kind of intervention.

YES Livelihood Enhancement Program

(YES LEAP)

YES BANK has been developing innovative

business models to reach out to “The Next

Billion’’ customers. YES Bank implemented

innovated process solutions to cater to excluded

population in rural and urban India through YES

Livelihood Enhancement Program (YES LEAP) in

Sept 2011 – an initiative to create savings linked

credit accounts through a Self Help Promoting

Institutions (SHPI) network. Bank appoints

potential SHPI as BC after detailed due diligence.

YES LEAP has reached to over 2 million women

via about 1.5 lakh Self Help Groups spread

across 19 states and 250 districts of the country

as on March 31, 2016. As on March 31, 2016,

the portfolio outstanding of YES LEAP is about

` 1,578 Cr and cumulative disbursements are

about ` 3,987 Cr. The repayment rate has been

consistently high at about 99.7%.


8.3.1.4 Drivers for NGOs/ SHG Federations as BCs/ agents

NGOs / SHG Federations are deeply embedded in the rural landscape and are highly connected to the

rural society due to various projects and ongoing or past programmes. Most of them have functioned as

SHPIs in the past and have helped in the formation and nurturing of SHGs in their area of operation. They

themselves are generally are unable to access bulk loans from banks for on-lending to SHGs uninterruptedly

and repeatedly because of various limitations. As a BC or agent of banks, they can facilitate credit reach to

their SHGs without worrying for funds raising themselves. The NGOs/ federations due to their deep connect

with the SHGs are also able to imbibe financial discipline among SHG members and are able to ensure timely

repayments to banks. BC commission or agency fee takes care of the transaction costs of these agencies. As

a BC partner of banks, they may also help their constituents/ SHG members to avail other financial services

including savings, insurance, etc.

8.3.1.5 Willingness to Pay for Conveniences

The arrangement of BC channel enables the SHGs in remote areas to access appropriate banking services

and ensures their financial inclusion. Even though BC channel puts additional interest burden on SHGs’

bank credit, borrowers see value in the hassle free door step services offered by BCs, free from botheration

of improper documentation and repeat visits to bank branch thereby saving on travel cost and time. It is

observed that SHGs are willing to pay for the efficiency of services, functionality and convenience offered

through the BC channel.

8.3.1.6 Some issues and potential

There is good scope for engaging NGOs/ SHG Federations as BCs/ agents for increasing the outreach of

banks for credit linkages. The model also has great potential to enlarge its scope and deliver diverse products

and services to the SHGs. The model can be strengthened by banks with proper product design to offer value

added products/services such as remittance services, recurring/ fixed deposits, insurance services, utility

bill payments etc. This will enable close engagement of NGOs with the community and access to a bouquet

of products to SHGs and higher level FI activity. Tackling commission payment related problems is another

urgent issue to be addressed for long term sustainability of the model.

8.3.2 SHG member as BC: Bank Sakhi Model

8.3.2.1 The Pilots: In 2012, the Rural Financial Institutions Programme (RFIP), a joint NABARD-GIZ

programme, decided to start pilots connecting the two dots i.e., enmeshing the bank agents and the


community by appointing SHG members as agents. The RFIP engaged itself in two pilot projects. The first

pilot project was rolled out in May 2013, with the Gramin Bank of Aryavart (GBA) in Unnao District of Uttar

Pradesh (UP). Second pilot project was started in Indore District of Madhya Pradesh (MP) in May 2014

with Narmada Jhabua Gramin Bank (NJGB). In both the projects, banks have partnered with a local SHG

Federation, a corporate BC and a technology service provider.

8.3.2.2 Methodology: Women members of local SHGs were appointed as BC agents called Bank Sakhis

(friends of Bank). The strategy involved partnership with local community institutions such as SHPIs,

Federations and Gram Panchayat members in selection of a SHG member to work as Bank Sakhi. As official

agents they entered into a formal agreement with the Corporate BC to deliver financial services on behalf of the

bank. They were trained on ICT based financial inclusion using classroom training modules and continuous

handholding support provided by RFIP team and community volunteers appointed by SHG Federation. These

Bank Sakhis conduct bank transactions leveraging affordable technology in the eco-system of SHGs with an

objective of widening and deepening of financial inclusion in unbanked / under banked villages.

8.3.2.3 Benefits

The pilots emerged as a win-win strategy for customers, Bank Sakhis and Banks. It benefitted villages

customers through provision of the banking facilities as and when needed at the doorstep. They were not

required to travel to far off bank branch for conducting their transactions. Govt. payments routed through CSP

made it further relevant for the rural society. On the other hand, Bank Sakhis with average 500 transactions

earned up to INR 5000 per month as a commission from BC and BF activities. Bank Sakhis also gained in

terms of social recognition and self-esteem as bank’s representative.

The banks were the largest beneficiaries. The issue of dormancy and trust applicable to corporate BC were

easily addressed. Bank Sakhi, being a SHG member was already having adequate financial literacy and

knowledge of bank products and has evolved socially to interact with bankers and others. Training on banking

products and use of technology to them was easier. Bank Sakhi, being a resident of the area continued the

work and also garnered high trust among the villagers. The Bank Sakhi project has led to expansion of

financial services to the door step with very limited cost. Many villagers were keen to open basic accounts

through the Bank Sakhis. The bank was able to reduce its transaction cost substantially. The operational cost

for the coverage of some operational areas had reduced by 70 to 90%. Outsourcing also reduced the footfalls

in the branches and created a space for the branch staff to improve services for other sectors and tap high

value business.


8.3.2.4 Mainstreaming

After the completion of the RFIP project in December 2015, the pilot projects are now owned by the concerned

banks as a part of their corporate strategy. The pilots have shown the way to other banks how to use the CSP

model for business development through a member of the community level organisation. Some banks have

started implementation of the model on a larger scale. NABARD has issued a detailed circular as regards

mainstreaming of the model to all Scheduled commercial banks and RRBs and offered support for capacity

building, orientation of stakeholders, etc. to banks from FIF.

9. Emerging Microfinance Landscape in India-post SFBs1

9.1 Microfinance had never been a static phenomenon. In its initial days it operated within the confines of

NGO space, dependent more on grant funding and donor agency support. Gradually it entered the mainstream

financial sector discourse. Time has not withered Marguerite Robinson’s classic definition of Microfinance,

“Microfinance refers to small-scale financial services for both credits and deposits — that are provided to

people who farm or fish or herd; operate small or microenterprises where goods are produced, recycled,

repaired, or traded; provide services; work for wages or commissions; gain income from renting out small

amounts of land, vehicles, draft animals, or machinery and tools; and to other individuals and local groups in

developing countries, in both rural and urban areas”. (Robinson, 1998)

Often the term is limited to the narrow definition of ‘microcredit for microenterprise’. However, microfinance,

in theory and in practice, includes a wider range of services. It represents something more than microcredit;

microfinance is the provision of a broad range of financial services such as deposits, loans, payment services,

money transfers, and insurance to the poor and low-income households and to their microenterprises through

a wide variety of institutions. This definition reflects a growing recognition that poor people need and use

financial services beyond credit to expand their choices and better manage their financial lives.

In India, the National Bank for Agriculture and Rural Development (NABARD) has defined microfinance as

the “provision of thrift, credit and other financial services and products of very small amounts to the poor in

rural, semi-urban or urban areas for enabling them to raise their income levels and improve living standards”

(NABARD, 1999) While exclusively covering the poor, it lays emphasis on graduating borrowers from the pre-

microfinance stage to the post-microfinance stage with the support of financial and non-financial services.

Thus, while the definition of microfinance may be ‘minimalist’ the intent is to support what may be described

as a microcredit plus approach.

1 This article is contributed by Shri P Satish, Executive Director, Sa-Dhan, The Association of Community Development Finance Institutions, New Delhi-110070


9.2 The Early Days

Microfinancing by ‘non-formal’ financial organisations already had tentative beginnings by the time NABARD

initiated the pilot project for Self Help Group-Bank Linkage in 1992. The earliest instance of microfinance in

India can be traced to the initiatives undertaken for providing banking services to the poor women employed

in the unorganised sector of Ahmedabad city in Gujarat through the SEWA Bank, set up as an urban

cooperative bank in early seventies. Since then the bank has been providing banking services to the poor

and self-employed working as hawkers, vendors, domestic servants etc. This model has not been replicated

elsewhere in the country, though the Working Women’s Forum (WWF) started promoting working women’s

cooperative societies in Tamil Nadu since 1980. Annapurna of Pune and Shreyas in Kerala were other similar

initiatives.

The Savings and Credit Groups experiment of MYRADA was later supported by NABARD and emerged as

the crucible of its pilot project for linking banks with self-help groups (SHGs) This pilot evolved into a regular

lending programme as an outcome of the recommendations of the RBI’s Working Group on NGOs and SHGs

(RBI,1996). The number of SHGs expanded exponentially with governments’ poverty alleviation programmes

using them as the base as in Kudumbashree of Kerala or Velugu in Andhra Pradesh. Thus the SHG-Bank

Linkage Programme has expanded at a fast pace in India to evolve into the largest microfinance programme

in the world, and undoubtedly, it is the main microfinance programme in India.

Microfinance in India is not confined to SHGs alone. There are also microfinance institutions (MFIs) operating

in the country following a variety of credit methodologies. The work of these institutions commenced around

the same time as the SHG-Bank Linkage Programme was evolving. Many of them were inspired by the

Grameen Bank in Bangladesh and the innovations taking place in Latin America. Voluntary agencies and

Non-Governmental Organisations (NGOs) undertook financial intermediation as a part of larger social good.

Majority of these NGOs were registered as a Trust or a Society. Many NGOs have also helped SHGs to

organise themselves into federations and these federations were performing non-financial functions like social

and capacity building activities, facilitate training of SHGs undertake internal audit, promote new groups.

In the initial phase these NGO-MFIs received funding support from NABARD to incubate their ideas and

innovations. Initially, while these institutions were strong on social and community capacity building, they

were inexperienced as far as financial management issues were concerned. However with the growth in their

operations they had to acquire financial management skills by capacity building and systems improvement.

The establishment of SIDBI Foundation for Micro Credit (SFMC) in 1999 gave a further fillip to the sector.

9.3 Evolution of MFIs


The NGO-MFIs by their charter are non-profit organisations and as a result faced several problems in

borrowing funds from higher financial institutions. Many NGOs felt that combining financial intermediation

with their core competency activity of social intermediation is not the right path. It was felt that a financial

institution including a company set up for this purpose does a better banking function. Further, if MFIs

are to demonstrate that banking with the poor is indeed profitable and sustainable, it has to function as a

distinct institution which makes profit. As the institutions grew and expanded their operations, gradually they

converted themselves into Non-Banking Financial Companies (NBFCs). This form offered MFIs the scope

for functioning as financial institutions regulated by the central bank. NBFCs are companies registered under

Companies Act, 1956 and regulated by Reserve Bank of India.

While the larger MFIs graduated to become NBFCs, an overwhelming majority of the MFIs are operating on a

smaller scale with clients ranging between 100 and 1500 per MFI. Some of the larger MFIs also desisted from

converting themselves into NBFCs as they were philosophically wedded to the concept of microfinance being

a not-for-profit activity. Some NGO-MFIs started setting up Not-for-Profit Companies for their microfinance

operation.

Some State Governments have enacted the Mutually Aided Cooperative Societies (MACS) Act for enabling

promotion of self-reliant and vibrant cooperative societies based on thrift and self-help. MACS enjoy the

advantages of operational freedom and virtually no interference from state government. Some MFIs working

on principles of cooperation got themselves registered under MACS Acts. However MACS Acts now exist only

in a handful of states, with many states repealing them or watering them down. Few MFIs are Cooperative

Societies or Cooperative Banks under regular Cooperative Societies Acts.

After the crisis in the Microfinance sector in Andhra Pradesh in 2010, RBI set up a Sub-Committee of its

Board (Malegam Committee) to go into the issues relating to the sector. Based on the recommendations of

the Malegam Committee, RBI came up with a range of guidelines to ensure the orderly growth of the sector.

One element of these guidelines was the introduction of new category of NBFCs-the NBFC-MFI. Based on

fulfillment of certain norms RBI would designate an NBFC undertaking microfinance business as an NBFC-

MFI.

Hitherto there was no authentic data on the number of MFIs operating in India. The estimates by various

sources ranged anywhere from 300 to 800. To overcome this issue Sa-Dhan started bringing out the

‘MFI Directory’ from the year 2014 onwards, with verified data on each MFI. As per the latest version of

this directory there are 223 MFIs functioning in the country. These function under a variety of legal forms

(Table 9.1).


Table 9.1 : No. of MFIs in India

Legal form No. of MFIs

Society 78

Trust 19

Section 8 (Sec 25) Company 29

MACS/Cooperative 12

Local Area Bank 1

NBFC 13

NBFC-MFI 71

Total 223

Source: Sa-Dhan (2016)

Of these 223 institutions only 28 MFIs have a client outreach of more than 2.5 lakhs. 45 MFIs have client

coverage between 50,000 and 2.5 lakhs. The remaining 150 are relatively small catering to a clientele of

less than 50,000, each. But these small institutions cover poorer clients in remote geographies and they are

crucial for financial services to underserved populations.

The basic hindrance for the rapid growth of microfinance relates to the issue of accessing public deposits.

Deposits from the public are less volatile and more cost-effective sources of funds than alternative

sources such as refinance from second-tier institutions, lines of credit from banks or funds from donor

agencies. A reliable funding source like savings can expand loaning operations and hence also benefit

poor borrowers. Microfinance institutions expanding their activities to accept public deposits would imply

that suitable regulatory and supervisory mechanisms by the central banks have been put in place in those

countries. Institutions receiving public deposits need to be regulated and supervised by the central banks for

superintendence of financial entities as well as the existence of supportive legal framework. Absence of such

enabling environment in many countries has stunted the growth of MFIs into full-fledged financial institutions.

Over the last three decades a small number of successful MFIs have built up sufficient financial strength and

managerial capability to allow them to become commercial banks. While Grameen Bank in Bangladesh has

a special regulation which authorizes its working, PRODEM in Bolivia and K-REP in Kenya had to necessarily

transform themselves into full-fledged commercial banks to enable them to access public deposits. Later,

Bolivia enacted the law on private financial funds which enabled MFIs to access public deposits. Many


countries in Asia, Africa and Latin America followed suit with regulations for the microfinance sector. In

South Asia, Bangladesh came up with regulations and set up the Microcredit Regulatory Authority (MRA) in

2006. Pakistan has a specialized law for Microfinance Banks (MFBs), Microfinance Institutions Ordinance

and Prudential Regulations for MFBs.

In India, the Task Force on Regulation of Microfinance was of the view that since SHGs do not access public

savings, there is no need for specific regulation for these entities. As the deposit taking NBFCs are already

regulated by RBI, any MFI desirous of accessing public savings should evolve into a deposit taking NBFC and

get itself registered under the relevant statutes. All other MFIs should subject themselves to their own Self-

Regulatory Organisations (SROs) (NABARD, 1999). Similar views were expressed by the Vyas Committee,

which recommended that while the MFIs may continue to work as wholesalers of microcredit by entering

into tie-ups with banks or apex development finance institutions, more experimentations have to be done to

satisfy about the MFI model. Such experimentation needs to be encouraged in areas where banks are still not

meeting adequate credit demand of the poor, especially the rural poor. In regard to offering thrift products,

the Committee felt that, while the NGO-MFIs can continue to extend microcredit services to their clients, they

could play an important role in facilitating access of their clients to savings services from the regulated banks.

As regards allowing NGO-MFIs to access deposits from public/ clients/members the Committee considers

that in view of the need to protect the interests of depositors, they may not be permitted to accept public

deposits unless they comply with the extant regulatory framework of the RBI. As no depositors’ interest is

involved where they do not accept public deposits, RBI need not regulate such MFIs (RBI, 2004). After this

there were two attempts at microfinance regulation aimed at regulating the institutions and at the same time

enabling them to access public deposits. Microfinance Regulation and Development Bills were placed before

the 14th and 15th Lok Sabhas but could not pass the muster of the parliamentarians.

9.4 Groundwork for Small Finance Banks

Concurrently there were demands from the microfinance sector for allowing them to convert to full-fledged

banks or limited banks. Initially not much heed was paid to these demands. But in the meanwhile, the

intellectual grounds for meeting these demands were being laid. The Rajan Committee opined that there

was sufficient change in environment to warrant experimentation with licencing of small finance banks. It

recommended allowing entry to private well governed deposit taking small finance banks offsetting their

higher risk from being geographically focused by requiring higher capital, a stricter prohibition on related party

transactions, and lower allowable concentration norms (GoI, 2007). Further the Mor Committee suggested

two broad designs for differentiated banks in India-the Horizontally Differentiated Banking System and the

Vertically Differentiated Banking System based on building blocks of payments, deposits and credit (RBI,


2014). RBI was thus in the process of expanding the banking space to ensure greater financial inclusion.

It came out with guidelines on licencing of new banks in February 2013. In November 2014 RBI issued

guidelines for the setting up of Small Finance Banks and Payments Banks.

Small Finance Banks (SFBs) would essentially undertake basic banking activities that include: accepting

deposits and lending to under-served sections. SFBs can also take up other non-risk sharing simple financial

services activities, with prior approval of RBI. They can also become a Category II authorised dealer in foreign

exchange business and set up subsidiaries to undertake non-banking financial services activities. They would

be required to extend 75 % of credit to priority sectors as against 40 % prescribed for commercial banks.

While 40 % of the credit will have to be allocated under different sub-sectors mandated under priority sector

lending (PSL) guidelines, balance of 35 % will be towards one or more subsectors of PSL in which the SFB

has competitive advantage. The maximum exposure to a single entity and group would be restricted to 10 %

and 15 % of its capital funds respectively. Further, in order to ensure that the bank extends loans primarily

to small borrowers, at least 50 % of its loan portfolio should constitute loans and advances of up to ` 25

lakh. Reserve Bank received 72 applications for setting up of SFBs. On 16 September 2015, RBI granted in-

principle approval to ten entities to start Small Finance Banks valid for 18 months to enable the applicants

to comply with the requirements under the guidelines and fulfil other conditions stipulated by RBI. Eight of

the ten grantees are NBFC-MFIs, one is a Local Area bank and the last one is an NBFC. All these institutions

are already working in the ‘small finance’ space and SFB is a natural graduation process for them. The

performance of the sector in extending financial services to the marginalised and neglected sections of the

society enabled it be the frontrunner in the SFB race.

While the range of products offered as MFIs was limited, as SFBs these entities will be able to extend their

product range in terms of savings, credit, insurance, remittances etc. and also increase the ticket size of

their offerings. In addition they will have the freedom to add many new innovative products. Those entities

which display a significant ability to innovate, both on liability and asset side products, with extensive use

of technology will acquire the edge as successful niche banks. In a way SFBs will cater to the segment of

clientele which was encountering ‘the missing middle’

9.5 Raison d’être for Microfinance

While the crisis in Andhra Pradesh was indeed a dampener on the steady growth of the MFIs’ loan portfolios

and client outreach, with a tighter regulatory oversight and operational guidelines framed by RBI, the sector

stabilised. Added to this were the industry’s own efforts in improving the systems and processes and a

tighter self-enforcement of code of conduct. The growth trends as indicated in the Table 2 below confirm that


the sector is bouncing back.

Table 9.2: Growth in Microfinance Sector

Sl. No

YearOutstanding Loan

Portfolio (Rs crore)Loan Disbursed

(Rs crore)Client Outreach

(in lakhs)

1 2009-10 22,544 29,330 267

2 2010-11 24,332 35,176 317

3 2011-12 24,607 22,635 275

4 2012-13 25,699 25,635 275

5 2013-14 33,517 38,558 330

6 2014-15 48,882 56,860 371

Source: Sa-Dhan (2015)

Figure 9.1: Growth in Microfinance Sector

0

10,000

20,000

30,000

40,000

50,000

60,000

22,544

29,330

2

2009-1

Outstandin

24,330

35

267

10 20

ng Loan Portfo

224

5,176

317

010-11

olio (` crore)

4,60722,635

275

2011-12

Loan Dis

25,69925,635

2

2012-1

sbursed (` cr

33,517

5

38

275

3 20

rore) Clie

48,8

8,558

330

13-14

ent Outreach (

882

56,860

371

2014-15

(in lakhs)

The data for the year 2015-16 based on audited financial statements is still being consolidated. However

provisional figures indicate to an outstanding loan portfolio of ` 68,496 crores as on 31 March 2016. Of

this amount the 8 SFB licensees account for a portfolio of ` 23,553 crores. This implies that on a standstill

basis the MFI sector portfolio would reduce to ` 44,943 crores once all these eight institutions become SFBs,


indicating a contraction of nearly 35 %. The provisional estimate of clients served by MFIs for the year ending

March 2016 was 476 lakhs, out of which nearly 135 lakhs are being served by would-be SFBs. While the

lending philosophy and methodology of each of the SFBs would be for them to decide upon, few of them

would be able to continue with the present systems of unsecured group lending. As such a huge space is

about to be created for medium and small MFIs to expand their operations. Opportunity also opens up for

not-for profit MFIs, i.e. NGO-MFIs, Mutuals/Cooperatives and Section 8 Companies. The trajectory of growth

of MFI sector since 2010 is an indication of the absorption capacity and potential for such type of lending.

This potential opportunity calls for a vigorous role to be played by the development finance institutions. It may

be recalled that in the initial years of setting up of MFIs in their NGO-MFI form it was NABARD which assisted

them with grant support and Revolving Fund Assistance (RFA). Later NABARD helped a number of MFIs with

quasi-equity and subordinated debt instruments from Micro Finance Development and Equity Fund (MFDEF).

Similarly SIDBI supported the growth story of MFIs through its SIDBI Foundation for Micro Credit (SFMC).

The India Microfinance Equity Fund (IMEF) later supported MFIs, especially the medium and smaller ones

with equity and quasi-equity. Such pioneering roles may be required to be played again in nurturing a newer

set of institutions to take their places in the space vacated by the SFBs. Of course MUDRA with its total focus

on microenterprise has to hand-hold and facilitate the development process of smaller MFIs and not-for profit

MFIs as they are the ones who operate in remoter locations and with the more underserved populations.

The establishment of Small Finance Banks also opens up another window of opportunity for reinvigorating

the SHG-Bank Linkage Programme. We are aware that there is greater enthusiasm for SBLP from smaller

institutions like RRBs, DCCBs and smaller banks than from bigger banks. This phenomenon would apply to

SFBs also. Moreover as eight of them (nine, if you include Capital) are from the microfinance stable, they

would be more positively inclined for SHG linkage. While all of them operated on the JLG methodology, some

of them worked on the SHG model also. Strategic partnerships with them for SHG-Bank Linkage Programme

have the potential to take SBLP to greater heights in the next couple of years.

The setting up of Payment Banks would also give a further fillip to the microfinance sector. Partnerships

between MFIs and Payment Banks can ensure that MFIs’ clients can avail of financial products other than

credit from the latter. Additionally the cash and remittance management services of MFIs can be taken care

of by the Payments Banks. RBI’s discussion paper on Peer to Peer (P2P) lending also opens up a window

for some MFIs with technology wherewithal to transform themselves into P2P players for the microfinance

segment. Institutions like Kiva and Rang-De are already working in this area, but there is a scope for a

number of other institutions to enter this niche.


9.5 Conclusion

As in other financial services models the microfinance model also has evolved over the last two decades.

Both the indirect SHG model and the direct MFI model have facilitated a number of clients to graduate to

become clients of mainstream financial institutions. But this graduation process was neither seamless nor

automatic. The establishment of Small Finance Banks makes this process smoother. While increasingly a

large number of clients will be served by mainstream banks (including SFBs), for unsecured credit products

of small volumes, there is no alternative to the microfinance sector. This is proved by the existence of

microfinance services in one form or other even in advanced economies like USA and Europe. Suffice to

state that microfinance sector would also be evolving with the use of technology, especially mobile and other

digital platforms. There could be systems and process innovations which could transform the manner in

which the microfinance services are provided-both in the SHG and MFI modes.

India is a country in which stone-age tribal communities and twenty-first century condominiums cohabit.

Bullock carts and bullet trains are contemporaries. Likewise even in the financial services sector, despite

expansion taking place with increased outreach of mainstream institutions through a range of technology

platforms and novel institutions like small finance banks and payments banks coming into being, the niche

area for microfinance will continue to exist, not only till the complete eradication of poverty, but even beyond

that. In the nook and corner of the country NGO-MFIs, for-profit MFIs, Self Help Groups will keep up their

activities, providing services to the needy as long as they are demanded. In this gigantic effort, the spectrum

of stakeholders is contributing its mite to nurture and strengthen this institutional infrastructure so that

financial services reach the last person in the remotest corner of the country. As Voltaire said ‘Tout est pour

le mieux dans le meilleur des mondes possible’ (Everything is for the best of all possible worlds).


References

GoI (2007), ‘A Hundred Small Steps: Report of the Committee on Financial Sector Reforms’ (Chairman: Dr

Raghuram G. Rajan), Planning Commission, Government of India, New Delhi

NABARD (1999), ‘Task Force on Supportive Policy and Regulatory Framework for Microfinance’, (Chairman:

Y.C. Nanda), National Bank for Agriculture and Rural Development, Mumbai.

RBI (1996), ‘Linking of Self-Help Groups with Banks-Working Group on NGOs and SHGs-Recommendations-

Follow up’, Reserve Bank of India, Mumbai

RBI (2004), ‘Advisory Committee on Flow of Credit to Agriculture and Related Activities from the Banking

System’ (Chairman: Prof V.S. Vyas), Reserve Bank of India, Mumbai

RBI (2014), ‘Committee on Comprehensive Financial Services for Small Businesses and Low Income

Households (Chairman: Dr Nachiket Mor), Reserve Bank of India, Mumbai

Robinson, Marguerite (1998), ‘Microfinance: The paradigm shift from credit delivery to sustainable financial

intermediation’. In Strategic Issues in Microfinance, eds. MS Kimenyi, Robert C. Wieland and JD Von Pischke,

Ashgate Publishing. Aldershot. England.

Sa-Dhan (2015), ‘Bharat Microfinance Report-2015’, Sa-Dhan, The Association of Community Development

Finance Institutions’, New Delhi

Sa-Dhan (2016), ‘Microfinance Directory’, 2nd Edition, Sa-Dhan, The Association of Community Development

Finance Institutions’, New Delhi

-----


STATEMENTS


STATEMENT - I - A

Progress under Microfinance - Savings of SHGs with Banks Agency-wise position as on 31 March 2016

(Amount ` lakh)

Sr. No. Name of the Agency

Total Savings of SHGs with Banks as on

31 March 2016

Out of Total -Exclusive Women SHGs

Out of Total - Under NRLM/SGSY

Out of Total - Under NULM/SJSRY

No. of SHGs Savings Amount No. of SHGs Savings

Amount No. of SHGs Savings Amount No. of SHGs Savings

Amount

1 Commercial Banks 4140111 903388.77 3568978 808070.05 1816663 465619.76 363848 92893.78

2 Regional Rural Banks 2256811 248428.13 1963790 224941.90 1340791 126645.29 63292 6915.59

3 Cooperative Banks 1506080 217322.11 1230689 170566.23 299392 32232.26 18405 813.08

Total 7903002 1369139.01 6763457 1203578.18 3456846 624497.31 445545 100622.45

STATEMENT - I - B

Progress under Microfinance - Bank Loans disbursed to SHGs Agency-wise position during 2015-16

(Amount ` lakh)

Sr. No.

Name of the Agency

Loans disbursed to SHGs by Banks during the year




No. of SHGs Loans disbursed







Total 1832323 3728690.09 1628671 3441141.94 815532 1678578.30 111171 262022.47

STATEMENT - I - C

Progress under Microfinance - Bank Loans outstanding against SHGs Agency-wise position as on 31 March 2016

(Amount ` lakh)

Sr. No.

Name of the Agency

Total Outstanding Bank Loans against SHGs




No. of SHGs Loan Outstanding

No. of SHGs Loan Outstanding No. of SHGs Loan

Outstanding No. of SHGsLoan

Outstanding




Total 4672621 5711923.47 4036225 5142890.64 2191171 2661015.54 312766 397975.18


STATEMENT - I - D

Progress under Microfinance - Non Performing Assets of Banks against SHG Loans Outstanding Agency-wise position as onz 31 March 2016

(Amount ` lakh)

Sr. No.

Name of the Agency

Non Performing Assets of Banks against SHG Loans Outstanding Out of Total -Exclusive Women SHGs Out of total - Bank loans O/S & NPAs

against NRLM/SGSY Out of Total - Under NULM/SJSRY

Bank Loans Outstanding

against SHGs

Amount of NPAs

Percentage of NPAs to Total loans Outstanding


against SHGs

Amount of NPAs



against SHGs

Amount of NPAs



against SHGs

Amount of NPAs


1Commercial Banks

3714562.48 232139.69 6.25 3319487.00 178004.52 5.36 1767089.93 108890.95 6.16 286006.89 20818.66 7.28

2Regional Rural Banks

1610934.50 106429.49 6.61 1525307.68 82692.09 5.42 804654.04 47614.88 5.92 106318.04 2048.69 1.93

3Cooperative Banks

386426.49 30053.72 7.78 298095.96 20931.96 7.02 89271.57 9247.10 10.36 5650.25 341.77 6.05

Total 5711923.47 368622.90 6.45 5142890.64 281628.57 5.48 2661015.54 165752.93 6.23 397975.18 23209.12 5.83

STATEMENT - I - E

Agency wise Bank Loans provided to MFIs during 2015-16 and loans outstanding as on 31 March 2016

(Amount ` lakh)

Sr. No. Name of the Agency

Loans disbursed by Banks / FI to MFIs during the year

Bank Loans Outstanding against MFIs as on 31 March 2015

No.of MFIs Amount No.of MFIs Amount

1 Commercial Banks 564 1932413.85 1561 2268285.22

2 Regional Rural Banks 31 5242.25 344 21023.15

3 Coop. Banks 3 599.70 17 1175.90

Sub total 598 1938255.80 1922 2290484.27

3 SIDBI 49 141301.00 98 267600.00

Grand total 647 2079556.80 2020 2558084.27


STATEMENT - II - AProgress under Microfinance - Savings of SHGs with Banks

Region-wise/ State-wise/ Agency-wise position as on 31 March 2016(Amount ` lakh)

Sr. No. Region/State

Commercial Banks Regional Rural Banks Cooperative Banks Total



AmountNORTHERN REGION

1 Chandigarh 225 127.85 0 0.00 0 0.00 225 127.852 Haryana 21987 13709.97 17031 1844.00 3903 337.47 42921 15891.443 Himachal Pradesh 14976 1417.40 9649 786.00 19560 1207.72 44185 3411.124 Jammu & Kashmir 3772 1038.53 3927 1355.27 687 16.70 8386 2410.505 New Delhi 3221 464.57 0 0.00 447 71.30 3668 535.876 Punjab 15246 2761.84 7966 698.39 6759 517.97 29971 3978.207 Rajasthan 94710 6538.92 81882 7098.37 87527 5021.77 264119 18659.06 Total 154137 26059.08 120455 11782.03 118883 7172.93 393475 45014.04

NORTH EASTERN REGION1 Assam 87045 5612.88 221073 5232.14 25568 283.20 333686 11128.222 Arunachal Pradesh 1652 223.69 1496 101.25 1469 92.39 4617 417.333 Manipur 3947 201.73 7129 133.07 2544 22.18 13620 356.984 Meghalaya 1406 125.86 4194 545.82 2596 266.09 8196 937.775 Mizoram 203 11.89 7327 465.54 542 19.71 8072 497.146 Nagaland 3037 297.75 801 0.45 7594 400.00 11432 698.207 Sikkim 1186 291.85 0 0.00 356 104.57 1542 396.428 Tripura 9261 843.77 29285 3235.00 10112 515.50 48658 4594.27 Total 107737 7609.42 271305 9713.27 50781 1703.64 429823 19026.33

EASTERN REGION1 A & N Islands (UT) 341 25.76 0 0.00 4134 634.73 4475 660.492 Bihar 154216 20640.83 124392 15365.54 0 0.00 278608 36006.373 Jharkhand 62490 6731.85 36769 2820.41 67 6.19 99326 9558.454 Odisha 218514 23599.70 184452 18638.31 83720 6349.71 486686 48587.725 West Bengal 259085 37912.68 207401 49864.62 364525 65761.45 831011 153538.75 Total 694646 88910.82 553014 86688.88 452446 72752.08 1700106 248351.78

CENTRAL REGION1 Chhattisgarh 43826 5064.85 98070 10131.00 18565 850.52 160461 16046.372 Madhya Pradesh 138100 18027.00 97995 5987.23 12523 816.90 248618 24831.133 Uttar Pradesh 129172 25933.39 233625 12230.09 1182 42.81 363979 38206.294 Uttarakhand 13740 2786.20 22696 1592.99 6159 645.69 42595 5024.88 Total 324838 51811.44 452386 29941.31 38429 2355.92 815653 84108.67

WESTERN REGION1 Goa 3928 665.23 0 0.00 3613 878.72 7541 1543.952 Gujarat 136431 11420.15 51287 4589.62 33632 2404.46 221350 18414.233 Maharashtra 336380 40136.52 104400 5569.59 348378 40039.57 789158 85745.68 Total 476739 52221.90 155687 10159.21 385623 43322.75 1018049 105703.86

SOUTHERN REGION1 Andhra Pradesh 613603 357295.05 270560 49869.79 17354 7397.12 901517 414561.962 Karnataka 605154 79879.15 137921 16132.89 219371 48230.09 962446 144242.133 Kerala 176301 47662.29 54527 7548.00 42031 7696.89 272859 62907.184 Lakshadweep 2 0.10 0 0.00 0 0.00 2 0.105 Puducherry 9062 3254.68 3961 576.92 1740 258.11 14763 4089.716 Tamil Nadu 640316 65754.35 42497 4381.37 169221 21867.44 852034 92003.167 Telangana 337576 122930.49 194498 21634.46 10201 4565.14 542275 149130.09 Total 2382014 676776.11 703964 100143.43 459918 90014.79 3545896 866934.33 Grant Total 4140111 903388.77 2256811 248428.13 1506080 217322.11 7903002 1369139.01


STATEMENT - II- BProgress under Microfinance - Bank Loans disbursed during the year 2015-16

Region-wise/ State-wise/ Agency-wise position(Amount ` lakh)



No. of SHGsLoans

Disbursed Amount

No. of SHGsLoans

Disbursed Amount

No. of SHGsLoans

Disbursed Amount

No. of SHGsLoans

Disbursed Amount

NORTHERN REGION1 Chandigarh 5 8.00 0 0.00 0 0.00 5 8.002 Haryana 2649 4249.12 1168 1082.00 52 67.79 3869 5398.913 Himachal Pradesh 1093 1666.37 669 996.00 1464 1864.91 3226 4527.284 Jammu & Kashmir 1778 1200.07 1049 980.34 2 2.00 2829 2182.415 New Delhi 263 216.58 0 0.00 8 4.00 271 220.586 Punjab 1636 2940.01 763 631.97 257 211.59 2656 3783.577 Rajasthan 12932 23139.12 3816 2841.57 8502 6196.50 25250 32177.19 Total 20356 33419.27 7465 6531.88 10285 8346.79 38106 48297.94





SOUTHERN REGION1 Andhra Pradesh 290983 830537.96 107761 304992.55 5327 15017.15 404071 1150547.662 Karnataka 195477 483737.82 43056 65159.58 42856 77010.73 281389 625908.133 Kerala 58677 98974.43 8592 21089.00 11999 20624.95 79268 140688.384 Lakshadweep 0 0.00 0 0.00 0 0.00 0 0.005 Puducherry 620 1223.25 493 1429.20 295 774.23 1408 3426.686 Tamil Nadu 121937 356545.13 20738 67453.56 27684 58616.83 170359 482615.527 Telangana 121294 325285.90 97757 262008.28 3251 10754.89 222302 598049.07 Total 788988 2096304.49 278397 722132.17 91412 182798.78 1158797 3001235.44 Grand Total 1132281 2518497.23 470399 916492.88 229643 293699.98 1832323 3728690.09


STATEMENT - II- CProgress under Microfinance - Bank Loans outstanding against SHGsRegion-wise/ State-wise/ Agency-wise position as on 31 March 2016

(Amount ` lakh)



No. of SHGs Loans O/S Amount No. of SHGs Loans O/S

Amount No. of SHGs Loans O/S Amount No. of SHGs Loans O/S

Amount NORTHERN REGION






SOUTHERN REGION1 Andhra Pradesh 553081 1218561.78 231841 484370.18 17305 19150.61 802227 1722082.572 Karnataka 448290 530201.33 106262 131371.68 77885 85901.73 632437 747474.743 Kerala 112859 162959.00 24002 24795.00 41019 25371.28 177880 213125.284 Lakshadweep 2 1.50 0 0.00 0 0.00 2 1.505 Puducherry 3004 3486.53 1389 1597.84 440 731.35 4833 5815.726 Tamil Nadu 307738 495725.04 32063 54415.11 93092 85761.91 432893 635902.067 Telangana 300004 587632.96 181669 384761.33 11274 13929.07 492947 986323.36 Total 1724978 2998568.14 577226 1081311.14 241015 230845.95 2543219 4310725.23

Grand Total 2626364 3714562.48 1445476 1610934.50 600781 386426.49 4672621 5711923.47


STATEMENT - II- D

Progress under Microfinance - Non-Performing Assets of Banks against SHGs- Position as on 31 March 2016

(Amount ` lakh)

Sr. No.

Region/ State

Public Sector Commercial Banks Private Sector Commercial Banks Regional Rural Banks Cooperative Banks Total

Loan Amount

OS against SHGs

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Loan Amount

OS against SHGs

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Loan Amount

OS against SHGs

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Loan Amount

OS against SHGs

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Loan Amount

OS against SHGs

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Northern Region

1 Chandigarh 198.09 47.58 24.02% 0.00 0.00 0.00% 0.00 0.00 0.00% 0.00 0.00 0.00% 198.09 47.58 24.02%

2 Haryana 10674.42 2101.09 19.68% 2402.40 0.00 0.00% 6847.00 284.00 4.15% 589.07 440.00 74.69% 20512.89 2825.09 13.77%

3Himachal Pradesh

4050.91 427.98 10.57% 296.54 0.00 0.00% 2332.00 262.00 11.23% 4486.35 831.48 18.53% 11165.80 1521.46 13.63%

4Jammu & Kashmir

786.49 47.88 6.09% 674.49 3.16 0.00% 1011.71 43.47 0.00% 31.85 15.98 50.17% 2504.54 110.49 4.41%

5 New Delhi 495.42 107.48 21.69% 0.00 0.00 0.00% 0.00 0.00 0.00% 4.06 0.00 0.00% 499.48 107.48 21.52%

6 Punjab 10275.47 836.09 8.14% 2342.40 0.15 0.01% 2345.38 192.84 8.22% 879.91 200.00 22.73% 15843.16 1229.08 7.76%

7 Rajasthan 20087.22 9366.71 46.63% 19414.91 805.25 4.15% 9859.54 4042.20 41.00% 15821.39 2134.54 13.49% 65183.06 16348.70 25.08%

Total 46568.02 12934.81 27.78% 25130.74 808.56 3.22% 22395.63 4824.51 21.54% 21812.63 3622.00 16.61% 115907.02 22189.88 19.14%

North Eastern Region

1 Assam 32169.03 5299.24 16.47% 45.21 0.87 1.92% 32930.60 2982.16 9.06% 886.28 441.20 49.78% 66031.12 8723.47 13.21%

2Arunachal Pradesh

237.97 37.39 15.71% 1.21 0.00 0.00% 60.10 25.54 42.50% 66.16 20.31 30.70% 365.44 83.24 22.78%

3 Manipur 415.26 183.13 44.10% 0.00 0.00 0.00% 517.28 44.16 8.54% 2.30 2.30 0.00% 934.84 229.59 24.56%

4 Meghalaya 242.00 102.49 42.35% 0.00 0.00 0.00% 674.83 138.41 20.51% 250.17 89.50 35.78% 1167.00 330.40 28.31%

5 Mizoram 83.38 22.70 27.22% 0.00 0.00 0.00% 1440.05 137.61 9.56% 1440.05 13.26 0.92% 2963.48 173.57 5.86%

6 Nagaland 781.01 217.89 27.90% 0.54 0.29 53.70% 2.32 0.15 6.47% 2179.38 224.53 10.30% 2963.25 442.86 14.95%

7 Sikkim 595.43 32.66 5.49% 0.00 0.00 0.00% 0.00 0.00 0.00% 23.12 0.00 0.00% 618.55 32.66 5.28%

8 Tripura 4005.01 1198.17 29.92% 0.00 0.00 0.00% 6709.00 2871.00 42.79% 2715.04 506.51 18.66% 13429.05 4575.68 34.07%

Total 38529.09 7093.67 18.41% 46.96 1.16 2.47% 42334.18 6199.03 14.64% 7562.50 1297.61 17.16% 88472.73 14591.47 16.49%

Eastern Region

1A & N Islands (UT)

55.47 6.64 11.97% 0.00 0.00 0.00% 0.00 0.00 0.00% 495.10 73.06 14.76% 550.57 79.70 14.48%

2 Bihar 46389.44 9317.36 20.09% 4495.10 0.53 0.00% 49362.98 3962.23 8.03% 0.00 0.00 0.00% 100247.52 13280.12 13.25%

3 Jharkhand 28971.44 4474.19 15.44% 356.13 0.00 0.00% 7236.39 970.42 13.41% 129.45 0.00 0.00% 36693.41 5444.61 14.84%

4 Orissa 71759.41 19436.54 27.09% 19725.65 16.29 0.08% 83268.65 25365.17 30.46% 13581.47 2141.00 15.76% 188335.18 46959.00 24.93%

5 West Bengal 103353.62 9580.48 9.27% 5754.38 0.00 0.00% 178439.24 9450.67 5.30% 90392.67 4246.77 4.70% 377939.91 23277.92 6.16%

Total 250529.38 42815.21 17.09% 30331.26 16.82 0.06% 318307.26 39748.49 12.49% 104598.69 6460.83 6.18% 703766.59 89041.35 12.65%


(Amount ` lakh)

Sr. No.

Region/ State

Public Sector Commercial Banks Private Sector Commercial Banks Regional Rural Banks Cooperative Banks Total

Loan Amount

OS against SHGs

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Loan Amount

OS against SHGs

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Loan Amount

OS against SHGs

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Loan Amount

OS against SHGs

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Loan Amount

OS against SHGs

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Central Region

1 Chhattisgarh 9280.58 1664.75 17.94% 1357.49 2.89 0.21% 18620.00 1107.00 5.95% 585.31 87.26 14.91% 29843.38 2861.90 9.59%

2Madhya Pradesh

31528.52 6211.04 19.70% 40540.83 209.12 0.52% 23973.80 3434.63 14.33% 1245.04 135.63 10.89% 97288.19 9990.42 10.27%

3 Uttar Pradesh 66349.53 12084.40 18.21% 18342.98 37.33 0.00% 67354.88 18425.50 27.36% 520.73 140.66 27.01% 152568.12 30687.89 20.11%

4 Uttarakhand 4107.68 671.18 16.34% 1005.96 0.00 0.00% 2531.36 533.90 21.09% 2245.65 791.29 35.24% 9890.65 1996.37 20.18%

Total 111266.31 20631.37 18.54% 61247.26 249.34 0.41% 112480.04 23501.03 20.89% 4596.73 1154.84 25.12% 289590.34 45536.58 15.72%

Western Region

1 Goa 1479.17 77.52 5.24% 582.48 1.12 0.19% 0.00 0.00 0.00% 999.00 44.92 4.50% 3060.65 123.56 4.04%

2 Gujarat 18486.21 1367.86 7.40% 4989.95 60.30 1.21% 5543.75 362.58 6.54% 1649.10 463.78 28.12% 30669.01 2254.52 7.35%

3 Maharashtra 56640.57 9252.69 16.34% 70166.94 715.51 1.02% 28562.50 2864.13 10.03% 14361.89 3514.22 24.47% 169731.90 16346.55 9.63%

Total 76605.95 10698.07 13.97% 75739.37 776.93 1.03% 34106.25 3226.71 9.46% 17009.99 4022.92 23.65% 203461.56 18724.63 9.20%

Southern Region

1Andhra Pradesh

1218187.02 42692.94 3.50% 374.76 21.98 5.87% 484370.18 12447.16 2.57% 19150.61 383.02 2.00% 1722082.57 55545.10 3.23%

2 Karnataka 456497.29 8084.31 1.77% 73704.04 504.17 0.68% 131371.68 5132.99 3.91% 85901.73 1947.08 2.27% 747474.74 15668.55 2.10%

3 Kerala 152312.42 8940.50 5.87% 10646.58 248.19 2.33% 24795.00 745.00 3.00% 25371.28 1511.02 5.96% 213125.28 11444.71 5.37%

4 Lakshadweep 1.50 0.00 0.00% 0.00 0.00 0.00% 0.00 0.00 0.00% 0.00 0.00 0.00% 1.50 0.00 0.00%

5 Puducherry 3486.53 1072.32 30.76% 0.00 0.00 0.00% 1597.84 54.73 3.43% 731.35 81.64 11.16% 5815.72 1208.69 20.78%

6 Tamil Nadu 318281.54 50876.16 15.98% 177443.50 3575.90 2.02% 54415.11 5469.57 10.05% 85761.91 9143.89 10.66% 635902.06 69065.52 10.86%

7 Telangana 587632.96 20097.28 3.42% 0.00 0.00 384761.33 5080.27 1.32% 13929.07 428.87 3.08% 986323.36 25606.42 2.60%

Total 2736399.26 131763.51 4.82% 262168.88 4350.24 1.66% 1081311.14 28929.72 2.68% 230845.95 13495.52 5.85% 4310725.23 178538.99 4.14%

Grand Total 3259898.01 225936.64 6.93% 454664.47 6203.05 1.36% 1610934.50 106429.49 6.61% 386426.49 30053.72 7.78% 5711923.47 368622.90 6.45%

STATEMENT - II- D (contd.)


STATEMENT - II - EProgress under Microfinance - Savings of SHGs with Banks under NULM






AmountNORTHERN REGION






SOUTHERN REGION1 Andhra Pradesh 69379 47160.08 30688 3312.41 0 0.00 100067 50472.492 Karnataka 120005 15371.55 23168 3295.83 294 105.70 143467 18773.083 Kerala 2780 451.32 0 0.00 35 3.87 2815 455.194 Lakshadweep 1 0.02 0 0.00 0 0.00 1 0.025 Puducherry 146 8.44 4 1.82 290 82.10 440 92.366 Tamil Nadu 12226 1019.58 43 0.41 9921 307.23 22190 1327.227 Telangana 24398 11151.16 6806 121.27 19 11.25 31223 11283.68 Total 228935 75162.15 60709 6731.74 10559 510.15 300203 82404.04 Grant Total 363848 92893.78 63292 6915.59 18405 813.08 445545 100622.45


STATEMENT - II- FProgress under Microfinance - Bank Loans disbursed during the year 2015-16 under NULM

Region-wise/ State-wise/ Agency-wise position(Amount ` lakh)



No. of SHGsLoans

Disbursed Amount

No. of SHGsLoans

Disbursed Amount

No. of SHGsLoans

Disbursed Amount

No. of SHGsLoans

Disbursed Amount

NORTHERN REGION1 Chandigarh 2 2.00 0 0.00 0 0.00 2 2.002 Haryana 114 93.89 3 7.00 0 0.00 117 100.893 Himachal Pradesh 16 18.76 0 0.00 0 0.00 16 18.764 Jammu & Kashmir 9 10.24 0 0.00 0 0.00 9 10.245 New Delhi 10 8.00 0 0.00 0 0.00 10 8.006 Punjab 18 16.80 0 0.00 0 0.00 18 16.807 Rajasthan 317 199.56 34 12.13 0 0.00 351 211.69 Total 486 349.25 37 19.13 0 0.00 523 368.38





SOUTHERN REGION1 Andhra Pradesh 32346 95840.80 16645 41654.16 0 0.00 48991 137494.962 Karnataka 21769 32596.32 8076 10596.44 96 81.60 29941 43274.363 Kerala 1360 3841.28 0 0.00 11 16.65 1371 3857.934 Lakshadweep 0 0.00 0 0.00 0 0.00 0 0.005 Puducherry 6 19.00 3 1.51 0 0.00 9 20.516 Tamil Nadu 932 2875.27 3 9.00 1243 2808.15 2178 5692.427 Telangana 14750 38010.96 4660 12908.97 19 66.70 19429 50986.63 Total 71163 173183.63 29387 65170.08 1369 2973.10 101919 241326.81 Grand Total 79117 193173.20 30299 65790.18 1755 3059.09 111171 262022.47


STATEMENT - II- GProgress under Microfinance - Bank Loans outstanding against SHGs under NULM




No. of SHGs Loans O/S Amount No. of SHGs Loans O/S

Amount No. of SHGs Loans O/S Amount No. of SHGs Loans O/S

Amount NORTHERN REGION






SOUTHERN REGION1 Andhra Pradesh 62937 126336.44 25934 60050.01 0 0.00 88871 186386.452 Karnataka 91490 50806.96 24114 28002.46 44 61.55 115648 78870.973 Kerala 2965 4998.77 0 0.00 30 63.30 2995 5062.074 Lakshadweep 0 0.00 0 0.00 0 0.00 0 0.005 Puducherry 349 191.37 12 10.02 0 0.00 361 201.396 Tamil Nadu 9176 9631.15 198 99.16 4857 4876.04 14231 14606.357 Telangana 23907 51561.75 6593 16607.53 19 66.70 30519 68235.98 Total 190824 243526.44 56851 104769.18 4950 5067.59 252625 353363.21

Grand Total 244007 286006.89 62152 106318.04 6607 5650.25 312766 397975.18


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STATEMENT - III - A (i)

Progress under Microfinance - Savings of SHGs with Public Sector Commercial Banks as on 31 March 2016

(Amount ` lakh)

Sl. No. Name of the Bank

Details of SHGs Saving linked with Banks

Out of Total SHGs - Exclusive Women SHGs

Out of Total SHGs - Under NRLM/SGSY Scheme

No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

NORTHERN REGION

Chandigarh

1 Allahabad Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 Bank of Baroda 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of Maharashtra 30 300 13.50 20 200 8.50 0 0 0.00

4 Canara Bank 156 0 110.00 0 0 0.00 0 0 0.00

5 Central Bank of India 0 0 0.00 0 0 0.00 0 0 0.00

6 Dena Bank 0 0 0.00 0 0 0.00 0 0 0.00

7 IDBI Bank 3 30 0.64 1 10 0.00 0 0 0.00

8 Indian Bank 1 13 0.01 1 13 0.01 0 0 0.00

9 Oriental Bank of Commerce 11 99 0.10 1 9 0.00 0 0 0.00

10 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00

11 State Bank of India 1 0 0.00 0 0 0.00 0 0 0.00

12 State Bank of Patiala 0 0 0.00 0 0 0.00 0 0 0.00

13 UCO Bank 5 41 1.13 4 33 0.79 3 22 0.20

14 Union Bank of India 17 183 2.00 14 155 1.00 15 169 1.00

15 Vijaya Bank 0 0 0.00 0 0 0.00 0 0 0.00

Total 224 666 127.38 41 420 10.30 18 191 1.20

Haryana

1 Allahabad Bank 525 6029 67.62 457 5240 57.81 55 653 6.01

2 Andhra Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of Baroda 82 847 3.01 22 220 0.59 33 339 1.26

4 Bank of India 272 2536 8.53 132 1393 5.60 45 500 2.62


6 Canara Bank 1131 13530 11364.00 917 11013 9733.00 0 0 0.00


8 Corporation Bank 18 180 1.24 17 170 1.23 11 110 0.55

9 Dena Bank 73 530 5.45 54 378 4.32 66 477 5.00

10 IDBI Bank 17 170 0.59 14 140 0.00 0 0 0.00

11 Indian Bank 142 1846 12.47 139 1809 12.22 106 1378 4.10

12 Indian Overseas Bank 11 165 0.89 0 0 0.00 0 0 0.00



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

14 Punjab National Bank 10522 106617 1425.52 8063 83300 1292.93 4920 51224 438.61

15 Punjab & Sind Bank 705 7050 44.01 459 4590 28.11 0 0 0.00

16 State Bank of Hyderabad 0 0 0.00 0 0 0.00 0 0 0.00



19 Syndicate Bank 170 2550 13.00 150 2250 9.00 150 2150 11.00

20 UCO Bank 342 2820 16.32 230 2050 11.95 166 1484 3.08


22 Vijaya Bank 77 847 7.20 61 671 6.23 61 671 6.23

Total 19785 207217 13402.75 13570 145910 11400.30 7052 76709 577.20

Himachal Pradesh

1 Allahabad Bank 8 95 0.05 7 84 0.02 8 95 0.05

2 Bank of Baroda 5 77 1.66 2 44 0.10 4 66 1.33

3 Bank of India 121 1610 11.10 61 629 5.57 24 243 1.20


5 Canara Bank 179 1785 15.00 94 951 8.00 25 250 4.00



8 Dena Bank 7 56 0.41 2 16 0.05 7 50 0.41

9 IDBI Bank 31 310 3.57 25 250 2.90 0 0 0.00

10 Indian Bank 52 676 4.67 52 662 4.58 48 624 4.43




14 Punjab & Sind Bank 18 193 1.98 13 141 13.25 6 62 0.71



17 Syndicate Bank 7 70 1.00 3 30 1.00 5 50 1.00

18 UCO Bank 3345 31100 259.19 2278 21650 200.01 1643 15405 44.60

19 Vijaya Bank 8 88 0.35 7 77 0.35 7 77 0.35

Total 14817 147420 1405.30 11360 110063 1170.60 4920 52491 356.91

Jammu & Kashmir

1 Allahabad Bank 8 86 3.51 0 0 0.00 0 0 0.00

2 Bank of Baroda 0 0 0.00 0 0 0.00 0 0 0.00

STATEMENT - III - A (i) (contd.)


(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

3 Bank of India 0 0 0.00 0 0 0.00 0 0 0.00

4 Canara Bank 0 0 0.00 0 0 0.00 0 0 0.00





9 Punjab & Sind Bank 4 44 0.30 4 44 0.30 4 44 0.30



12 Syndicate Bank 3 35 1.00 2 22 1.00 3 35 1.00

13 UCO Bank 15 105 0.01 8 72 0.00 6 54 0.01

Total 1210 12788 71.52 948 9728 43.01 989 10466 55.54

New Delhi

1 Allahabad Bank 69 800 10.75 1 12 0.51 1 12 0.51

2 Bank of Baroda 140 1516 7.85 79 821 4.85 18 190 1.40

3 Bank of India 21 336 4.46 21 336 4.46 0 0 0.00


5 Canara Bank 313 4325 25.00 313 4325 25.00 0 0 0.00



8 Dena Bank 81 712 27.64 17 136 1.55 48 428 17.00

9 IDBI Bank 77 770 60.04 32 320 10.59 0 0 0.00

10 Indian Bank 678 8814 33.25 664 8638 32.59 0 0 0.00




14 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00



17 Syndicate Bank 12 130 1.00 6 75 1.00 12 130 1.00

18 UCO Bank 57 560 3.71 44 415 2.75 32 297 1.41


20 Vijaya Bank 150 1650 20.75 59 649 8.54 59 649 8.54

Total 3090 35339 457.72 2220 26364 247.67 307 3188 43.66



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

Punjab

1 Allahabad Bank 179 1936 36.85 58 657 12.84 3 35 4.12

2 Bank of Baroda 57 561 6.41 18 187 3.59 1 11 0.16

3 Bank of India 9 82 0.52 8 73 0.52 1 12 0.13


5 Canara Bank 458 4596 1262.00 344 3421 893.00 141 1594 22.00



8 Dena Bank 49 441 6.70 31 279 0.37 46 419 6.00

9 IDBI Bank 30 300 2.67 1 10 0.00 0 0 0.00

10 Indian Bank 93 1209 6.27 91 1185 6.14 28 364 0.16




14 Punjab & Sind Bank 1454 15915 679.84 956 10054 571.46 954 10953 619.67



17 Syndicate Bank 13 140 1.00 13 140 1.00 13 140 1.00

18 UCO Bank 473 3825 33.70 303 2785 24.41 219 2039 4.98


20 Vijaya Bank 68 748 2.43 37 407 1.65 37 407 1.65

Total 12970 150594 2517.67 8165 92714 1800.62 4225 47866 823.51

Rajasthan

1 Allahabad Bank 327 3862 200.12 133 1553 185.56 267 3177 200.12

2 Andhra Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of Baroda 16620 168159 1926.07 11102 111515 1479.53 3187 32557 530.42

4 Bank of India 694 7940 40.52 557 6570 30.92 694 7940 40.52


6 Canara Bank 567 8505 55.00 501 7515 39.00 21 315 1.00



9 Dena Bank 193 1737 12.95 72 648 5.93 174 1563 11.00

10 IDBI Bank 200 2000 15.72 177 1770 14.41 0 0 0.00

11 Indian Bank 136 1768 14.56 133 1733 14.27 101 1313 4.52



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount




15 Punjab & Sind Bank 49 569 3.10 104 149 0.60 4 49 0.50

16 State Bank of Bikaner & Jaipur 27276 272760 1378.15 24548 245480 1240.34 0 0 0.00



19 Syndicate Bank 35 525 2.00 28 425 1.00 35 525 2.00

20 UCO Bank 3824 32525 518.07 2478 23500 199.23 1787 16776 59.13


22 Vijaya Bank 253 2783 27.02 157 1727 15.85 157 1727 15.85

Total 66917 677598 4865.30 52200 530097 3614.20 16239 166626 1084.87

Total Northern Region 119013 1231622 22847.64 88504 915296 18286.70 33750 357537 2942.89

NORTH EASTERN REGION

Assam

1 Allahabad Bank 5617 66333 1687.20 3681 43549 1253.46 5121 60784 1493.93

2 Andhra Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of Baroda 819 8466 3.00 479 4913 1.90 228 2252 1.51

4 Bank of India 313 3887 9.23 196 2352 7.66 175 2275 5.17


6 Canara Bank 1507 16577 111.00 662 7282 49.00 433 4763 32.00



9 Dena Bank 193 1351 19.74 92 644 9.84 174 1216 18.00

10 IDBI Bank 1223 12230 240.04 682 6820 78.25 0 0 0.00

11 Indian Bank 2930 38090 136.19 2871 37328 133.47 1011 13143 32.33




15 Punjab & Sind Bank 41 385 163.00 12 106 32.00 35 333 137.00


17 Syndicate Bank 122 1585 8.00 78 1015 5.00 40 520 4.00

18 UCO Bank 18350 98630 1014.35 12647 68500 790.25 9120 49018 237.18




(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

20 United Bank of India 17291 144160 938.00 17169 142734 933.00 16621 137125 912.00

21 Vijaya Bank 1139 12529 41.63 420 4620 19.44 420 4620 19.44

Total 86761 856190 5591.02 62770 605805 4050.96 53297 517567 3539.60

Arunachal Pradesh

1 Bank of Baroda 2 22 0.01 1 11 0.01 0 0 0.00

2 Bank of India 23 230 0.41 23 230 0.41 3 30 0.05


4 Canara Bank 0 0 0.00 0 0 0.00 0 0 0.00


6 Indian Bank 8 104 0.12 8 104 0.12 8 104 0.12




10 Syndicate Bank 13 48 1.00 13 48 1.00 13 48 1.00

11 UCO Bank 44 244 3.23 34 161 2.65 24 131 1.09

12 Vijaya Bank 75 825 6.86 28 308 2.42 28 308 2.42

Total 1651 16523 223.59 1369 13676 187.82 482 4981 83.58

Manipur

1 Allahabad Bank 13 153 3.57 8 96 1.32 11 131 2.45

2 Bank of Baroda 160 1703 1.00 130 1339 0.90 104 1099 0.73

3 Bank of India 31 359 6.12 31 359 6.12 0 0 0.00


5 Canara Bank 0 0 0.00 0 0 0.00 0 0 0.00


7 IDBI Bank 23 230 2.57 20 200 2.57 0 0 0.00



10 Punjab & Sind Bank 5 52 10.00 4 48 9.00 5 52 10.00


12 Syndicate Bank 6 65 1.00 6 65 1.00 6 65 1.00

13 UCO Bank 646 1595 14.99 219 1145 8.50 158 849 1.41

14 Vijaya Bank 355 3905 20.61 253 2783 10.40 253 2783 10.40

Total 3946 34066 201.73 3068 28754 156.66 1760 16732 98.79



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

Meghalaya

1 Bank of Baroda 14 166 0.28 9 111 0.18 9 101 0.19

2 Bank of India 1 13 0.02 0 0 0.00 0 0 0.00

3 Canara Bank 0 0 0.00 0 0 0.00 0 0 0.00


5 Indian Bank 47 611 4.88 47 611 4.78 0 0 0.00




9 Syndicate Bank 4 60 1.00 4 60 1.00 4 60 1.00

10 UCO Bank 4 23 0.03 3 16 0.01 2 13 0.01


12 Vijaya Bank 4 44 5.94 1 11 5.83 1 11 5.83

Total 1405 13679 125.86 1178 11396 102.96 690 6718 71.13

Mizoram

1 Bank of Baroda 1 9 0.01 1 9 0.01 1 9 0.01

2 Bank of India 1 10 0.07 1 10 0.07 0 0 0.00

3 Canara Bank 0 0 0.00 0 0 0.00 0 0 0.00


5 IDBI Bank 86 860 7.69 77 770 7.17 0 0 0.00


7 Syndicate Bank 8 85 1.00 8 85 1.00 8 85 1.00

8 UCO Bank 11 47 0.09 7 32 0.08 5 25 0.03

9 Vijaya Bank 0 0 0.00 0 0 0.00 0 0 0.00

Total 203 1931 11.89 182 1752 11.33 64 598 3.04

Nagaland

1 Allahabad Bank 49 586 10.23 36 429 8.69 48 575 10.23

2 Bank of Baroda 141 1424 1.25 64 671 1.20 97 978 0.70

3 Bank of India 74 835 2.50 63 712 1.50 74 835 2.50


5 Canara Bank 0 0 0.00 0 0 0.00 0 0 0.00


7 IDBI Bank 46 460 2.44 39 390 1.89 0 0 0.00

8 Indian Bank 32 416 0.51 32 416 0.51 0 0 0.00



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount



11 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00


13 Syndicate Bank 5 50 1.00 5 50 1.00 5 50 1.00

14 UCO Bank 123 670 33.19 91 435 19.25 65 353 2.70

15 Vijaya Bank 153 1683 6.90 89 979 2.19 89 979 2.19

Total 3012 28955 296.67 2368 22533 234.20 1407 13565 124.79

Sikkim

1 Bank of Baroda 0 0 0.00 0 0 0.00 0 0 0.00

2 Bank of India 0 0 0.00 0 0 0.00 0 0 0.00

3 Canara Bank 0 0 0.00 0 0 0.00 0 0 0.00


5 Dena Bank 0 0 0.00 0 0 0.00 0 0 0.00

6 IDBI Bank 34 340 19.01 32 320 18.92 0 0 0.00

7 Indian Bank 0 0 0.00 0 0 0.00 0 0 0.00




11 Syndicate Bank 20 300 2.00 17 250 1.00 20 300 2.00

12 UCO Bank 96 546 6.88 76 360 5.37 54 291 1.45


14 Vijaya Bank 3 33 0.02 0 0 0.00 0 0 0.00

Total 1185 13667 291.66 919 10495 237.18 394 4554 109.97

Tripura

1 Bank of Baroda 20 209 0.22 18 198 0.20 16 162 0.16

2 Bank of India 169 1703 5.43 169 1703 5.43 169 1703 5.43

3 Canara Bank 0 0 0.00 0 0 0.00 0 0 0.00


5 IDBI Bank 166 1660 34.63 130 1300 25.62 0 0 0.00

6 Indian Bank 3 39 0.04 3 39 0.04 2 26 0.02






(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

10 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00


12 UCO Bank 680 2025 86.69 278 1335 59.35 201 1078 5.02



15 Vijaya Bank 6 66 10.62 1 11 0.03 1 11 0.03

Total 9259 87568 843.67 8508 83520 778.67 7573 74843 656.66

Total North Eastern Region 107422 1052579 7586.09 80362 777931 5759.78 65667 639558 4687.56

EASTERN REGION

A & N Islands (UT)

1 Allahabad Bank 2 22 0.31 1 11 0.31 0 0 0.00

2 Dena Bank 2 16 0.04 1 9 0.03 2 16 0.04

3 IDBI Bank 29 290 1.07 28 280 1.06 0 0 0.00

4 Indian Bank 0 0 0.00 0 0 0.00 0 0 0.00



7 Syndicate Bank 5 55 1.00 5 55 1.00 5 55 1.00

8 UCO Bank 10 34 0.85 8 20 0.67 6 18 0.24

9 Vijaya Bank 46 506 4.49 37 407 3.98 37 407 3.98

Total 341 3981 25.76 288 3339 22.05 96 1061 8.26

Bihar

1 Allahabad Bank 12517 143951 3621.00 8276 94309 2731.98 8413 99863 2541.12

2 Bank of Baroda 6493 67549 918.29 5436 55837 881.00 1946 21200 73.49

3 Bank of India 10932 121847 585.49 10647 118103 580.93 10319 115853 546.14


5 Canara Bank 6222 39640 1308.00 6222 39640 1308.00 0 0 0.00



8 Dena Bank 402 2814 24.14 284 1988 10.97 362 2532 21.97

9 IDBI Bank 43 430 6.95 30 300 1.61 0 0 0.00

10 Indian Bank 4500 58500 517.38 4410 57330 507.03 375 4875 86.15






(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount


15 Syndicate Bank 208 3126 17.00 48 630 4.00 40 490 3.00

16 UCO Bank 13191 99300 1944.66 7803 74500 1497.50 5627 51933 375.60



19 Vijaya Bank 142 1562 8.77 83 913 5.43 83 913 5.43

Total 148369 1638566 19520.43 109698 1224741 15178.63 72716 826661 9335.02

Jharkhand

1 Allahabad Bank 2759 32155 587.81 2197 25659 424.18 1401 16632 451.16

2 Andhra Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of Baroda 479 4915 35.00 173 1753 21.00 0 0 0.00

4 Bank of India 26201 286767 3300.68 24092 262162 3248.81 11291 120568 1639.54


6 Canara Bank 856 9844 46.00 742 8533 40.00 689 7502 34.00



9 Dena Bank 242 1936 19.33 146 1168 10.40 217 1742 17.00

10 IDBI Bank 529 5290 26.79 436 4360 21.95 0 0 0.00

11 Indian Bank 848 11024 110.41 831 10804 108.20 835 10855 103.23




15 Punjab & Sind Bank 14 140 0.14 14 140 0.14 0 0 0.00


17 Syndicate Bank 55 825 3.00 50 750 2.00 55 825 3.00

18 UCO Bank 546 4225 33.56 317 2975 26.45 228 2140 10.19



21 Vijaya Bank 149 1639 5.01 77 847 2.55 77 847 2.55

Total 62190 706661 6666.36 54643 624348 6074.54 26148 285056 3166.38

Odisha

1 Allahabad Bank 5939 68447 224.31 4406 50943 155.38 1266 15024 151.45

2 Andhra Bank 3213 38556 524.98 3148 37776 521.00 2823 33876 488.55

3 Bank of Baroda 6132 58771 683.00 5095 48434 534.00 0 0 0.00



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

4 Bank of India 29341 337348 4247.40 29019 334080 4232.30 20952 222040 1882.67


6 Canara Bank 1436 15796 95.00 1436 15796 95.00 206 2266 14.00



9 Dena Bank 404 3433 9.39 203 1624 6.73 364 3090 8.00

10 IDBI Bank 830 8300 25.37 768 7680 13.06 0 0 0.00

11 Indian Bank 7581 98553 1209.23 7429 96582 1185.05 3281 42653 440.55




15 Punjab & Sind Bank 1 10 0.01 1 10 0.01 0 0 0.00



18 Syndicate Bank 1065 13900 53.00 960 12480 48.00 905 11765 45.00

19 UCO Bank 24565 225250 3989.41 17539 163750 3276.78 12647 119782 844.56



22 Vijaya Bank 742 8162 71.74 621 6831 64.23 621 6831 64.23

Total 187316 2047085 23450.25 164479 1813755 20721.57 100443 1090447 10415.82

West Bengal

1 Allahabad Bank 41398 485447 14060.00 32764 384769 11738.70 30214 358645 10412.56

2 Andhra Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of Baroda 2850 28564 563.00 2562 26477 443.00 31 379 13.84

4 Bank of India 19067 214634 686.93 12254 137872 460.49 4780 49215 56.74


6 Canara Bank 2735 34414 227.00 507 7067 39.00 259 2868 27.00



9 Dena Bank 385 3465 43.08 115 1035 21.54 347 3119 38.00

10 IDBI Bank 1050 10500 548.67 579 5790 490.88 0 0 0.00

11 Indian Bank 6284 81692 632.62 6158 80058 619.97 1303 16939 234.02





(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount


15 Punjab & Sind Bank 4 40 0.01 4 40 0.01 4 40 0.01


17 State Bank of Travancore 0 0 0.00 0 0 0.00 0 0 0.00

18 Syndicate Bank 2209 24300 55.00 1520 16725 38.00 2209 24300 55.00

19 UCO Bank 18737 177150 2599.04 12725 122700 2085.86 9176 87171 632.74



22 Vijaya Bank 374 4114 75.66 151 1661 14.96 151 1661 14.96

Total 252270 2842864 37371.06 206028 2253141 30543.24 161402 1750668 23307.81

Total Eastern Region 650486 7239157 87033.86 535136 5919324 72540.03 360805 3953893 46233.29

CENTRAL REGION

Chhattisgarh

1 Allahabad Bank 633 7465 257.16 568 6644 246.03 501 5910 240.48

2 Andhra Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of Baroda 702 6628 558.00 519 4918 320.00 557 5013 545.00

4 Bank of India 550 5500 43.00 105 1050 7.00 275 2750 21.00


6 Canara Bank 1384 13840 94.85 512 5120 32.46 31 310 17.25



9 Dena Bank 5419 37933 483.10 4084 28588 352.30 4878 34140 435.00

10 IDBI Bank 277 2770 269.15 202 2020 257.90 0 0 0.00

11 Indian Bank 795 10335 50.51 779 10128 49.50 152 1976 6.44




15 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00


17 Syndicate Bank 40 450 2.00 30 320 1.00 40 450 2.00

18 UCO Bank 0 0 0.00 0 0 0.00 0 0 0.00


20 Vijaya Bank 685 7535 39.14 229 2519 11.58 227 2497 11.37

Total 42030 432633 4975.04 29660 296466 3199.88 22726 225463 2722.83



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

Madhya Pradesh

1 Allahabad Bank 3674 42696 777.67 2859 33277 526.05 2501 29687 541.54

2 Andhra Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of Baroda 3345 36795 69.07 1922 21142 46.78 103 1133 4.00

4 Bank of India 33753 368629 7267.08 28946 324648 6145.00 25388 286504 4497.59


6 Canara Bank 1997 28353 209.00 1553 22705 168.00 31 465 2.00



9 Dena Bank 537 4296 79.84 212 1696 8.13 484 3866 72.00

10 IDBI Bank 237 2370 196.23 223 2230 166.65 0 0 0.00

11 Indian Bank 1313 17069 212.31 1287 16728 208.06 120 1560 6.81




15 Punjab & Sind Bank 156 2400 37.88 28 644 8.99 20 285 3.00




19 Syndicate Bank 139 1950 7.00 115 1560 5.00 110 1540 5.00

20 UCO Bank 4363 39825 310.88 3010 29120 254.05 2171 21263 75.34



23 Vijaya Bank 497 5467 35.98 175 1925 10.92 175 1925 10.92

Total 94107 1112722 14014.03 66998 773098 10069.16 54965 651669 7906.77

Uttar Pradesh

1 Allahabad Bank 27856 326420 11079.00 14676 171295 4847.53 11412 135462 4888.58

2 Andhra Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of Baroda 20282 223102 1835.57 10111 111221 597.31 4027 44297 766.48

4 Bank of India 9731 99205 1306.68 2536 25095 237.23 7581 79734 1195.68


6 Canara Bank 3659 40665 7863.00 1661 16808 3228.00 3552 39468 7699.00




(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount


9 Dena Bank 337 3033 24.92 190 1710 15.32 303 2730 23.00

10 IDBI Bank 679 6790 22.19 586 5860 5.32 0 0 0.00

11 Indian Bank 1245 16185 115.97 1220 15861 113.65 298 3874 17.04




15 Punjab & Sind Bank 2098 24397 56.69 390 3571 16.93 1763 22035 52.42



18 Syndicate Bank 520 7900 15.00 470 7000 12.00 460 6850 10.00

19 UCO Bank 1932 17250 100.44 1217 12350 76.63 878 8626 28.98



22 Vijaya Bank 362 3982 30.58 148 1628 9.21 148 1628 9.21

Total 112017 1251165 24760.42 54386 610584 10295.96 47411 533907 15830.18

Uttarakhand

1 Allahabad Bank 308 3558 87.85 188 2168 55.17 38 451 32.49

2 Andhra Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of Baroda 328 3608 328.00 91 1001 91.00 146 1606 165.45

4 Bank of India 141 1692 21.15 45 540 6.75 13 156 1.95


6 Canara Bank 364 1820 22.00 242 1210 14.00 25 125 4.00



9 Dena Bank 33 297 2.31 19 171 1.38 30 267 1.93

10 IDBI Bank 143 1430 24.13 128 1280 3.38 0 0 0.00

11 Indian Bank 24 312 0.74 24 312 0.73 0 0 0.00




15 Punjab & Sind Bank 53 563 15.84 19 196 5.62 53 563 15.84




(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount


18 Syndicate Bank 22 240 2.00 10 110 1.00 22 240 2.00

19 UCO Bank 325 2545 112.58 202 1855 59.48 146 1352 3.85


21 Vijaya Bank 11 121 5.41 1 11 0.02 1 11 0.02

Total 13031 123593 2740.11 7331 69160 1029.03 4985 48277 1251.13

Total Central Region 261185 2920113 46489.60 158375 1749308 24594.03 130087 1459316 27710.91

WESTERN REGION

Goa

1 Bank of Baroda 359 3949 117.86 318 3498 101.69 141 1551 42.90

2 Bank of India 792 9531 60.33 729 8775 51.83 445 4960 39.18


4 Canara Bank 258 2368 96.00 196 1820 73.00 63 670 23.00



7 Dena Bank 219 1555 51.78 197 1379 47.11 131 933 31.00

8 IDBI Bank 1 10 0.07 0 0 0.00 0 0 0.00

9 Indian Bank 37 481 3.64 37 481 3.57 23 299 2.60




13 Syndicate Bank 56 670 4.00 50 600 3.00 56 670 4.00

14 UCO Bank 52 530 16.11 42 390 12.25 30 282 3.76


16 Vijaya Bank 8 88 2.48 3 33 1.11 3 33 1.11

Total 3440 37748 621.53 2955 32168 470.07 2011 22086 272.13

Gujarat

1 Allahabad Bank 169 1955 16.64 163 1880 14.53 13 161 6.10

2 Bank of Baroda 41962 461582 3320.28 23403 257433 2149.42 6424 70664 1051.31

3 Bank of India 11557 115941 1008.44 9714 99407 750.63 9477 94853 804.24


5 Canara Bank 401 4628 60.00 270 3063 38.00 0 0 0.00




(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount


8 Dena Bank 28499 205510 2551.30 22098 154686 1601.87 22799 164408 1997.00

9 IDBI Bank 99 990 67.35 77 770 8.13 0 0 0.00

10 Indian Bank 3068 39884 590.51 3007 39086 578.70 156 2028 10.94




14 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00



17 Syndicate Bank 167 2000 7.00 125 1625 5.00 150 1500 5.00

18 UCO Bank 1589 14520 194.68 1118 9945 146.32 807 7208 34.35


20 Vijaya Bank 515 5665 53.47 197 2167 19.58 197 2167 19.58

Total 127932 1326444 11092.38 91802 945876 7795.03 46568 419158 4515.79

Maharashtra

1 Allahabad Bank 3103 35612 613.24 2307 26385 411.26 651 7736 212.45

2 Andhra Bank 208 2496 36.00 208 2496 36.00 166 1992 31.00

3 Bank of Baroda 8189 90079 1007.72 5744 63184 687.46 1768 19448 165.71

4 Bank of India 43159 454845 10998.58 35832 366507 9391.89 24842 255492 9349.76


6 Canara Bank 3594 39197 444.00 3152 34472 396.00 749 8979 104.00



9 Dena Bank 7880 65573 793.20 5347 42776 498.32 7092 59015 713.00

10 IDBI Bank 2686 26860 573.85 2357 23570 309.65 0 0 0.00

11 Indian Bank 4721 61373 563.46 4627 60146 552.19 159 2067 17.28




15 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00





(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

18 State Bank of Mysore 65 650 5.00 65 650 5.00 0 0 0.00


20 Syndicate Bank 644 10305 25.00 495 8415 20.00 580 7550 22.00

21 UCO Bank 2853 26330 272.93 2001 19610 217.91 1443 13522 58.24


23 Vijaya Bank 1984 21824 206.51 1137 12507 92.87 1134 12474 92.52

Total 257320 2731071 32663.78 207727 2173870 23157.38 135278 1384229 16770.87

Total Western Region 388692 4095263 44377.69 302484 3151914 31422.48 183857 1825473 21558.79

SOUTHERN REGION

Andhra Pradesh

1 Allahabad Bank 2749 28538 484.61 1991 21139 417.90 355 4214 177.49

2 Andhra Bank 159500 1913987 140836.00 159414 1912968 140656.00 124162 1489931 111554.00

3 Bank of Baroda 3781 41591 3731.34 3781 41591 3731.34 1000 11000 1380.13

4 Bank of India 10449 121879 10889.00 9987 116005 10286.00 1809 21874 1940.00


6 Canara Bank 21548 240437 15242.00 20507 228481 14233.00 5858 69293 4653.00



9 Dena Bank 73 511 11.54 57 399 11.08 44 306 7.00

10 IDBI Bank 82 820 56.46 67 670 48.50 0 0 0.00

11 Indian Bank 69740 906620 38934.54 68345 888488 38155.85 15470 201110 7182.84


13 Punjab & Sind Bank 6 60 0.79 6 60 0.79 0 0 0.00








21 Syndicate Bank 58000 754000 3970.00 38280 603200 2620.00 38335 498355 2622.00

22 UCO Bank 4377 43500 1349.66 3366 33750 990.25 2427 22495 365.78




(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount


25 Vijaya Bank 9938 109318 4492.19 7393 81323 3928.92 7393 81323 3928.92

Total 606837 7450779 357118.34 560880 6960993 340891.32 351535 4346870 212694.38

Karnataka

1 Allahabad Bank 172 2015 83.24 138 1619 69.99 114 1356 72.45

2 Andhra Bank 371 4452 94.39 364 4368 94.00 201 2412 27.08

3 Bank of Baroda 552 6072 262.00 457 5027 192.00 61 671 1.23

4 Bank of India 750 6505 38.91 661 5906 36.23 55 275 0.74


6 Canara Bank 50188 726734 24707.00 41656 650842 21674.00 3177 50361 5116.00



9 Dena Bank 610 4880 52.90 496 3968 48.00 549 4392 47.00

10 IDBI Bank 516 5160 171.51 410 4100 149.86 0 0 0.00

11 Indian Bank 4333 56329 526.47 4246 55202 515.94 910 11830 82.03




15 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00






21 Syndicate Bank 40426 485000 1010.00 30320 363800 710.00 23916 310900 435.00

22 UCO Bank 1357 11900 164.90 929 8700 134.12 669 6333 32.23


24 Vijaya Bank 36783 404612 5174.00 22639 249030 3456.00 22631 248945 3455.00

Total 530248 5303158 71705.32 475043 4710901 65082.03 239604 2287344 28683.77

Kerala

1 Allahabad Bank 156 1825 61.40 124 1455 49.34 84 997 51.46

2 Andhra Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Bank of Baroda 945 10395 1485.00 762 8382 1154.00 92 1012 78.22



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

4 Bank of India 11690 175350 1054.00 10605 159075 846.00 860 12900 78.00


6 Canara Bank 20558 277143 5385.00 18987 258300 4705.00 8901 122653 2185.00



9 Dena Bank 27 216 1.81 17 136 0.63 24 194 1.63

10 IDBI Bank 1001 10010 455.55 936 9360 443.58 0 0 0.00

11 Indian Bank 17461 226993 2409.95 17112 222453 2361.75 1848 24024 288.41




15 Punjab & Sind Bank 0 0 0.00 0 0 0.00 0 0 0.00





20 Syndicate Bank 3878 46540 113.00 2100 25200 84.00 3878 46540 113.00

21 UCO Bank 1227 10530 117.85 779 7510 94.50 562 5350 20.19


23 Vijaya Bank 5230 57530 749.12 3204 35244 503.75 3204 35244 503.75

Total 139804 2031862 44774.42 116116 1657432 39543.71 73456 1089075 31022.23

Lakshadweep

1 Syndicate Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 UCO Bank 2 12 0.10 1 6 0.08 1 6 0.03

Total 2 12 0.10 1 6 0.08 1 6 0.03

Pudducherry

1 Andhra Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 Bank of India 721 10094 2425.00 721 10094 2425.00 0 0 0.00




6 Dena Bank 0 0 0.00 0 0 0.00 0 0 0.00

7 IDBI Bank 70 700 0.03 69 690 0.02 0 0 0.00



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

8 Indian Bank 6093 79209 613.51 5971 77625 601.24 34 442 2.34




12 Syndicate Bank 0 0 0.00 0 0 0.00 0 0 0.00

13 UCO Bank 610 5850 35.55 467 4265 28.15 336 3110 3.45

13 Vijaya Bank 372 4092 36.66 265 2915 28.96 265 2915 28.96

Total 9058 115444 3254.61 8413 107593 3189.63 1141 12351 83.37

Tamil Nadu

1 Allahabad Bank 1437 16652 118.64 1286 14949 83.07 451 5356 13.87

2 Andhra Bank 522 6264 67.51 513 6156 67.00 335 4020 27.03

3 Bank of Baroda 2332 25652 774.49 2199 24189 711.02 1260 13860 74.80

4 Bank of India 28971 413704 555.03 23102 331524 542.94 21341 308038 250.91


6 Canara Bank 23703 262349 8099.69 22236 250166 7557.11 5267 40544 1641.52



9 Dena Bank 1710 15390 629.80 972 8748 594.91 1539 13851 566.00

10 IDBI Bank 4174 41740 150.40 3781 37810 104.72 0 0 0.00

11 Indian Bank 210805 2740465 29321.46 206589 2685656 28735.03 49691 645983 7356.32









20 Syndicate Bank 7535 90400 173.00 4975 60000 149.00 6000 72000 137.00

21 UCO Bank 3908 36560 166.31 2841 27395 135.20 2049 19521 35.31



24 Vijaya Bank 4657 51227 298.97 2889 31779 175.94 2889 31779 175.94

Total 424005 5916060 53287.18 382466 5286953 49198.70 151872 2237060 17523.82



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

Telangana

1 Allahabad Bank 2168 24144 335.58 1960 21943 314.15 1026 12178 114.58

2 Andhra Bank 74875 897432 42265.00 74496 893952 42134.00 59160 709920 33225.00

3 Bank of Baroda 2133 23463 119.25 2043 22473 111.00 2133 23463 119.25

4 Bank of India 1721 17210 194.56 1721 17210 194.56 1262 12620 146.31


6 Canara Bank 14712 143638 19631.00 14576 142278 19349.00 1712 17120 1096.00



9 Dena Bank 982 8838 121.40 952 8568 116.21 884 7954 110.00

10 IDBI Bank 22 220 268.32 8 80 219.50 0 0 0.00

11 Indian Bank 18247 237211 5818.08 17882 232467 5701.72 272 3536 41.49








19 Syndicate Bank 23150 300950 830.00 18520 240800 670.00 23150 300950 830.00

20 UCO Bank 289 1395 541.34 107 1025 429.60 77 743 117.81

21 Vijaya Bank 4242 46662 943.35 3200 35200 767.77 3200 35200 767.77

Total 332838 3905474 122926.69 315365 3655460 118013.30 221071 2545494 71353.70

Total Southern Region 2042792 24722789 653066.66 1858284 22379338 615918.77 1038680 12518200 361361.30

Total Pub.Sec.Com.Banks 3569590 41261523 861401.54 3023145 34893111 768521.79 1812846 20753977 464494.74



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

PUBLIC SECTOR COM. BANKS - All India Position

1 Allahabad Bank 111835 1300782 34428.36 78285 910065 23605.78 63954 759134 21625.20

2 Andhra Bank 238689 2863187 183823.88 238143 2857716 183508.00 186847 2242151 145352.66

3 Bank of Baroda 118925 1275874 17758.64 76541 816599 13265.08 23387 253061 5019.68

4 Bank of India 241255 2780222 44771.17 201978 2332420 39511.85 141875 1601370 22508.07


6 Canara Bank 157926 1930184 96471.54 137286 1720808 83696.57 31140 369546 22674.77



9 Dena Bank 48357 364523 4972.77 35658 260750 3366.99 40564 306708 4146.98

10 IDBI Bank 14404 144040 3253.70 11915 119150 2408.09 0 0 0.00

11 Indian Bank 361217 4695821 81843.76 353995 4601945 80206.91 76231 991003 15924.17




15 Punjab & Sind Bank 4608 51818 1013.59 2014 19793 687.21 2848 34416 839.45

16 State Bank of Bikaner & Jaipur 27276 272760 1378.15 24548 245480 1240.34 0 0 0.00






22 Syndicate Bank 138537 1748254 6321.00 98406 1347785 4398.00 100225 1289138 4322.00

23 UCO Bank 107948 891462 13942.43 73172 642355 10790.40 52765 458690 3004.95



26 Vijaya Bank 69028 759307 12383.86 43562 479183 9170.71 43549 479043 9169.15

Total of All Pub. Sec. Com. Banks 3569590 41261523 861401.54 3023145 34893111 768521.79 1812846 20753977 464494.74



STATEMENT - III - A (ii)

Progress under Microfinance - Savings of SHGs with Private Sector Commercial Banks as on 31 March 2016

(Amount ` lakh)

Sl. No.

Name of the Bank




No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

NORTHERN REGION

Chandigarh

1 HDFC Bank 1 15 0.47 1 15 0.47 0 0 0.00

Total 1 15 0.47 1 15 0.47 0 0 0.00

Haryana

1 AXIS Bank 8 120 0.53 8 120 0.53 8 120 0.53

2 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 HDFC Bank 179 2685 6.32 179 2685 6.32 0 0 0.00

4 ICICI Bank 8 104 1.20 8 104 1.20 0 0 0.00

5 YES Bank 2007 26091 299.17 2007 26091 299.17 0 0 0.00

Total 2202 29000 307.22 2202 29000 307.22 8 120 0.53

Himachal Pradesh

1 ICICI Bank 2 26 0.00 2 26 0.00 0 0 0.00

2 YES Bank 157 2041 12.10 157 2041 12.10 0 0 0.00

Total 159 2067 12.10 159 2067 12.10 0 0 0.00

Jammu & Kashmir

1 HDFC Bank 13 195 0.01 13 195 0.01 0 0 0.00

2 ICICI Bank 1 13 0.00 1 13 0.00 0 0 0.00

3 Jammu & Kashmir Bank 2548 20384 967.00 2272 18176 932.00 2061 18156 877.00

Total 2562 20592 967.01 2286 18384 932.01 2061 18156 877.00

New Delhi

1 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 HDFC Bank 108 1620 1.56 108 1620 1.56 0 0 0.00

3 ICICI Bank 3 26 0.00 3 26 0.00 0 0 0.00

4 South Indian Bank 20 100 5.29 9 45 2.43 0 0 0.00

Total 131 1746 6.85 120 1691 3.99 0 0 0.00

Punjab

1 Capital Local Area Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 HDFC Bank 413 6195 1.17 413 6195 1.17 0 0 0.00

4 ICICI Bank 27 351 5.80 27 351 5.80 0 0 0.00

5 YES Bank 1836 23868 237.20 1836 23868 237.20 0 0 0.00

Total 2276 30414 244.17 2276 30414 244.17 0 0 0.00


(Amount ` lakh)

Sl. No.

Name of the Bank




No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

Rajasthan

1 City Union Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 HDFC Bank 2072 31080 80.46 2072 31080 80.46 0 0 0.00

4 ICICI Bank 16454 213902 588.60 16454 213902 588.60 0 0 0.00

5 YES Bank 9267 120471 1004.56 9267 120471 1004.56 0 0 0.00

Total 27793 365453 1673.62 27793 365453 1673.62 0 0 0.00



Arunachal Pradesh

1 AXIS Bank 1 15 0.10 1 15 0.10 0 0 0.00

Total 1 15 0.10 1 15 0.10 0 0 0.00

Assam

1 AXIS Bank 1 15 0.00 1 15 0.00 1 15 0.00

2 Federal Bank 26 260 2.00 7 70 1.00 0 0 0.00

3 HDFC Bank 255 3825 19.86 255 3825 19.86 0 0 0.00

4 ICICI Bank 2 26 0.00 2 26 0.00 0 0 0.00

Total 284 4126 21.86 265 3936 20.86 1 15 0.00

Manipur

1 HDFC Bank 1 15 0.00 1 15 0.00 0 0 0.00

Total 1 15 0.00 1 15 0.00 0 0 0.00

Meghalaya

1 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 HDFC Bank 1 15 0.00 1 15 0.00 0 0 0.00

Total 1 15 0.00 1 15 0.00 0 0 0.00

Nagaland

1 AXIS Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 Federal Bank 24 240 1.08 8 80 0.33 0 0 0.00

3 ICICI Bank 1 13 0.00 1 13 0.00 0 0 0.00

Total 25 253 1.08 9 93 0.33 0 0 0.00

Sikkim

1 AXIS Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 HDFC Bank 1 15 0.19 1 15 0.19 0 0 0.00

Total 1 15 0.19 1 15 0.19 0 0 0.00

STATEMENT - III - A (ii) (contd.)


(Amount ` lakh)

Sl. No.

Name of the Bank




No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

Tripura

1 HDFC Bank 2 30 0.10 2 30 0.10 0 0 0.00

Total 2 30 0.10 2 30 0.10 0 0 0.00


EASTERN REGION

Bihar

1 HDFC Bank 650 9750 24.19 650 9750 24.19 0 0 0.00

2 ICICI Bank 4 52 0.10 4 52 0.10 0 0 0.00

3 YES Bank 5193 67509 1096.11 5193 67509 1096.11 0 0 0.00

Total 5847 77311 1120.40 5847 77311 1120.40 0 0 0.00

Jharkhand

1 HDFC Bank 123 1845 5.56 123 1845 5.56 0 0 0.00

2 ICICI Bank 5 65 0.00 5 65 0.00 0 0 0.00

3 YES Bank 172 2236 59.93 172 2236 59.93 0 0 0.00

Total 300 4146 65.49 300 4146 65.49 0 0 0.00

Odisha

1 AXIS Bank 43 645 9.25 43 645 9.25 34 510 8.06

2 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 HDFC Bank 6014 90210 12.68 6014 90210 12.68 0 0 0.00

4 ICICI Bank 111 1443 3.50 111 1443 3.50 0 0 0.00

5 YES Bank 25030 325390 124.02 25030 325390 124.02 0 0 0.00

Total 31198 417688 149.45 31198 417688 149.45 34 510 8.06

West Bengal

1 Federal Bank 5 50 0.13 0 0 0.00 0 0 0.00

2 HDFC Bank 498 7470 49.08 498 7470 49.08 0 0 0.00

3 ICICI Bank 8 104 0.00 8 104 0.00 0 0 0.00

4 Karnataka Bank 0 0 0.00 0 0 0.00 0 0 0.00

5 YES Bank 6304 81952 492.41 6304 81952 492.41 0 0 0.00

Total 6815 89576 541.62 6810 89526 541.49 0 0 0.00


CENTRAL REGION

Chhattisgarh

1 AXIS Bank 33 495 6.11 15 495 6.11 31 465 5.68

2 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00



(Amount ` lakh)

Sl. No.

Name of the Bank




No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

3 HDFC Bank 274 4110 20.99 274 4110 20.99 0 0 0.00


5 YES Bank 1487 19331 62.68 1487 19331 62.68 0 0 0.00

Total 1796 23946 89.81 1778 23946 89.81 31 465 5.68

Madhya Pradesh

1 AXIS Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 HDFC Bank 18155 272325 2420.16 18155 272325 2420.16 0 0 0.00

3 ICICI Bank 12699 165087 477.80 12699 165087 477.80 0 0 0.00


5 YES Bank 13138 170794 1115.00 13138 170794 1115.00 0 0 0.00

Total 43993 608211 4012.97 43993 608211 4012.97 0 0 0.00

Uttar Pradesh

1 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 HDFC Bank 552 8280 6.87 552 8280 6.87 0 0 0.00

3 ICICI Bank 4 52 0.10 4 52 0.10 0 0 0.00

4 YES Bank 16599 215787 1166.00 16599 215787 1166.00 0 0 0.00

Total 17155 224119 1172.97 17155 224119 1172.97 0 0 0.00

Uttarakhand

1 HDFC Bank 23 345 2.36 23 345 2.36 0 0 0.00

2 ICICI Bank 1 13 0.00 1 13 0.00 0 0 0.00

3 Nainital Bank 0 0 0.00 0 0 0.00 0 0 0.00

4 Tamilnad Mercantile Bank 2 24 0.34 2 24 0.34 0 0 0.00

5 YES Bank 683 8879 43.39 683 8879 43.39 0 0 0.00

Total 709 9261 46.09 709 9261 46.09 0 0 0.00

Total Cenral Region 63653 865537 5321.84 63635 865537 5321.84 31 465 5.68

WESTERN REGION

Goa

1 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 HDFC Bank 488 7320 43.70 488 7320 43.70 0 0 0.00

Total 488 7320 43.70 488 7320 43.70 0 0 0.00

Gujarat

1 AXIS Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 City Union Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Federal Bank 41 410 3.21 0 0 0.00 0 0 0.00



(Amount ` lakh)

Sl. No.

Name of the Bank




No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

4 HDFC Bank 658 9870 53.16 658 9870 53.16 0 0 0.00

5 ICICI Bank 7800 101400 271.40 7800 101400 271.40 0 0 0.00

6 YES Bank 0 0 0.00 0 0 0.00 0 0 0.00

Total 8499 111680 327.77 8458 111270 324.56 0 0 0.00

Maharashtra

1 AXIS Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 Federal Bank 164 1640 19.71 0 0 0.00 12 120 0.67

3 HDFC Bank 15804 237060 3261.30 15804 237060 3261.30 0 0 0.00

4 ICICI Bank 51121 664573 1769.10 51121 664573 1769.10 0 0 0.00

5 Induslnd Bank 1 3 2.77 0 0 0.00 0 0 0.00

6 Karnataka Bank 254 4582 8.77 251 4522 8.73 0 0 0.00

7 Kotak Mahindra Bank 2497 29964 1030.50 2497 29964 1030.50 330 3960 163.37

8 Ratnakar Bank 127 1270 6.43 127 1270 6.43 7 70 0.00



11 YES Bank 9078 118014 1369.90 9078 118014 1369.90 0 0 0.00

Total 79060 1057274 7472.74 78891 1055566 7450.11 349 4150 164.04


SOUTHERN REGION

Andhra Pradesh

1 AXIS Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 City Union Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

4 HDFC Bank 6318 94770 9.08 6318 94770 9.08 0 0 0.00

5 ICICI Bank 11 143 0.01 11 143 0.01 0 0 0.00

6 ING-Vysya Bank 0 0 0.00 0 0 0.00 0 0 0.00

7 Karnataka Bank 348 3318 48.12 282 2943 31.08 32 320 0.30



Total 6766 98707 176.71 6699 98327 159.49 32 320 0.30

Karnataka

1 AXIS Bank 1 15 0.11 1 15 0.11 0 0 0.00

2 City Union Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Federal Bank 195 1950 69.02 9 90 0.68 0 0 0.00



(Amount ` lakh)

Sl. No.

Name of the Bank




No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

4 HDFC Bank 29234 438510 2260.63 29234 438510 2260.63 0 0 0.00

5 ICICI Bank 20002 260026 452.40 20002 260026 452.40 0 0 0.00

6 ING-Vysya Bank 0 0 0.00 0 0 0.00 0 0 0.00

7 Karnataka Bank 3466 42526 3109.19 2804 33509 2937.04 162 2089 33.73

8 Ratnakar Bank 11396 113960 306.41 11396 113960 306.41 0 0 0.00



11 YES Bank 10551 137163 1969.88 10551 137163 1969.88 0 0 0.00

Total 74906 994500 8173.83 74052 983593 7932.93 162 2089 33.73

Kerala

1 Catholic Syrian Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 City Union Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 Dhanalakshmi Bank 11640 174600 27.81 6721 100815 11.14 769 11535 2.50

4 Federal Bank 18528 185280 2331.60 2840 28400 467.02 63 630 15.33

5 HDFC Bank 688 10320 54.42 688 10320 54.42 0 0 0.00

6 ICICI Bank 2687 34931 104.20 2687 34931 104.20 0 0 0.00

7 ING-Vysya Bank 0 0 0.00 0 0 0.00 0 0 0.00



10 YES Bank 1432 18616 85.34 1432 18616 85.34 0 0 0.00

Total 36497 432198 2887.87 15346 198763 897.09 834 12190 17.83

Pudducherry

1 City Union Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

3 ICICI Bank 0 0 0.00 0 0 0.00 0 0 0.00


Total 4 56 0.07 4 56 0.07 0 0 0.00

Tamil Nadu

1 City Union Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 Federal Bank 879 8790 91.90 220 2200 37.46 0 0 0.00

3 HDFC Bank 74154 1112310 5848.59 74154 1112310 5848.59 0 0 0.00

4 ICICI Bank 88384 1148992 3201.70 88384 1148992 3201.70 0 0 0.00

5 ING-Vysya Bank 0 0 0.00 0 0 0.00 0 0 0.00

6 Karnataka Bank 0 0 0.00 0 0 0.00 0 0 0.00



(Amount ` lakh)

Sl. No.

Name of the Bank




No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

7 Karur VYSYA BANK 12892 193380 424.61 12816 192240 417.91 20 300 10.55



10 YES Bank 27273 354549 2331.12 27273 354549 2331.12 0 0 0.00

Total 216311 2978276 12467.17 214250 2954589 12342.68 305 4219 17.85

Telangana

1 Federal Bank 0 0 0.00 0 0 0.00 0 0 0.00

2 HDFC Bank 4733 70995 3.80 4733 70995 3.80 0 0 0.00

3 ICICI Bank 5 65 0.00 5 65 0.00 0 0 0.00

Total 4738 71060 3.80 4738 71060 3.80 0 0 0.00


Total - Pvt Sector Com. Banks 570521 7659085 41987.23 545833 7385895 39548.26 3817 42234 1125.02

PRIVATE SECTOR BANKS ALL INIDA POSITION

1 AXIS Bank 87 1305 16.10 69 1305 16.10 74 1110 14.27

2 Dhanalakshmi Bank 11640 174600 27.81 6721 100815 11.14 769 11535 2.50

3 Federal Bank 19862 198620 2518.65 3084 30840 506.49 75 750 16.00

4 HDFC Bank 161412 2421180 14186.71 161412 2421180 14186.71 0 0 0.00

5 ICICI Bank 199340 2591407 6875.91 199340 2591407 6875.91 0 0 0.00

6 Induslnd Bank 1 3 2.77 0 0 0.00 0 0 0.00

7 Jammu & Kashmir Bank 2548 20384 967.00 2272 18176 932.00 2061 18156 877.00

8 Karnataka Bank 4068 50426 3166.08 3337 40974 2976.85 194 2409 34.03

9 Kotak Mahindra Bank 2497 29964 1030.50 2497 29964 1030.50 330 3960 163.37

10 Ratnakar Bank 11523 115230 312.84 11523 115230 312.84 7 70 0.00



13 YES Bank 130207 1692691 11468.81 130207 1692691 11468.81 0 0 0.00

14 Karur VYSYA BANK 12892 193380 424.61 12816 192240 417.91 20 300 10.55

Total Pvt. Sec. Com. Banks III - A (ii)

570521 7659085 41987.23 545833 7385895 39548.26 3817 42234 1125.02

Total of All Pub. Sec. Com. Banks - III A(i)

3569590 41261523 861401.54 3023145 34893111 768521.79 1812846 20753977 464494.74

Grand Total - Commercial Banks

4140111 48920608 903388.77 3568978 42279006 808070.05 1816663 20796211 465619.76



STATEMENT - III - B

Progress under Microfinance - Savings of SHGs with Regional Rural Banks as on 31 March 2016

(Amount ` lakh)





No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

NORTHERN REGION

Haryana

1 Haryana Gramin Bank 17031 188192 1844.00 13583 151722 1249.00 8147 95890 1133.00

Total 17031 188192 1844.00 13583 151722 1249.00 8147 95890 1133.00

Himachal Pradesh

1 Himachal Pradesh Gramin Bank 9649 90593 786.00 9263 83978 712.00 4395 40166 353.40

Total 9649 90593 786 9263 83978 712.00 4395 40166 353.40

Jammu & Kashmir

1 Ellaquai Dehati Bank 1249 17055 282.71 872 11620 175.47 512 6229 31.25

2 Jammu and Kashmir Gramin Bank 2678 21424 1072.56 2678 21424 1072.56 1234 9872 123.10

Total 3927 38479 1355.27 3550 33044 1248.03 1746 16101 154.35

Punjab

1 Punjab Gramin Bank 6097 76210 481.10 5731 74500 384.20 1162 14525 32.68

2 Malwa Gramin Bank 1517 15597 203.23 1334 13987 195.58 287 2931 35.81

3 Satluj Gramin Bank 352 4377 14.06 352 4377 14.06 0 0 0.00

Total 7966 96184 698.39 7417 92864 593.84 1449 17456 68.49

Rajasthan

1Baroda Rajasthan Kshetriya Gramin Bank

56224 607926 4654.37 49216 541170 4235.53 6693 72622 675.92

2 Marudhara Grameen Bank 25658 256580 2444.00 23092 230920 2197.00 4 40 0.27

Total 81882 864506 7098.37 72308 772090 6432.53 6697 72662 676.19



Assam

1 Assam Gramin Vikash Bank 205750 2260607 4078.00 154273 1694021 3207.57 101954 1116523 2496.53

2 Langpi Dehangi Rural Bank 15323 160892 1154.14 14404 151242 1038.73 1532 18384 206.74

Total 221073 2421499 5232.14 168677 1845263 4246.30 103486 1134907 2703.27

Arunachal Pradesh

1 Arunachal Pradesh RB 1496 16456 101.25 1496 16456 101.25 0 0 0.00

Total 1496 16456 101.25 1496 16456 101.25 0 0 0.00

Manipur

1 Manipur Rural Bank 7129 99806 133.07 7129 99806 133.07 15 210 0.11

Total 7129 99806 133.07 7129 99806 133.07 15 210 0.11


(Amount ` lakh)





No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

Meghalaya

1 Meghalaya Rural Bank 4194 35650 545.82 2223 19912 307.08 3262 29233 409.18

Total 4194 35650 545.82 2223 19912 307.08 3262 29233 409.18

Mizoram

1 Mizoram Rural Bank 7327 75911 465.54 4083 42664 295.33 2518 19144 141.92

Total 7327 75911 465.54 4083 42664 295.33 2518 19144 141.92

Nagaland

1 Nagaland Rural Bank 801 8010 0.45 801 8010 0.45 5 50 0.01

Total 801 8010 0.45 801 8010 0.45 5 50 0.01

Tripura

1 Tripura Gramin Bank 29285 282850 3235.00 29285 282850 3235.00 327 3270 791.00

Total 29285 282850 3235.00 29285 282850 3235.00 327 3270 791.00


EASTERN REGION

Bihar

1 Madhya Bihar Gramin Bank 24360 268102 687.00 22036 242413 615.00 23507 258582 601.00

2 Uttar Bihar Gramin Bank 69914 742754 14190.39 59046 622929 12993.23 69914 742754 14190.39

3 Bihar Gramin Bank 30118 331196 488.15 24062 264676 380.15 30118 331196 488.15

Total 124392 1342052 15365.54 105144 1130018 13988.38 123539 1332532 15279.54

Jharkhand

1 Jharkhand Gramin Bank 12827 159734 1053.41 10773 137756 852.16 7184 87516 719.49

2 Vananchal Gramin Bank 23942 287304 1767.00 14605 197083 1346.00 23942 287304 1767.00

Total 36769 447038 2820.41 25378 334839 2198.16 31126 374820 2486.49

Odisha

1 Odisha Gramya Bank 149199 2148531 9770.00 149199 2148531 9770.00 0 0 0.00

2 Utkal Gramya Bank 35253 455244 8868.31 32541 412882 7271.85 627 7529 1884.12

Total 184452 2603775 18638.31 181740 2561413 17041.85 627 7529 1884.12

West Bengal

1 Bangiya Gramin Vikash Bank 120910 1132769 29721.62 118384 1112228 28759.33 83119 898682 20099.56

2 Paschim Banga Gramin Bank 52916 476244 12975.00 48237 434133 11902.00 46212 415908 11103.00

3 Uttarbanga Kshetriya Gramin Bank 33575 342465 7168.00 31895 325329 6809.00 32357 330041 6908.00

Total 207401 1951478 49864.62 198516 1871690 47470.33 161688 1644631 38110.56


STATEMENT - III - B (contd.)


(Amount ` lakh)





No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

CENTRAL REGION

Chhattisgarh

1 Chhattisgarh Rajya Gramin Bank 98070 1141866 10131.00 86052 997637 7749.00 94127 1094550 9688.00

Total 98070 1141866 10131.00 86052 997637 7749.00 94127 1094550 9688.00

Madhya Pradesh

1 Central Madhya Pradesh GB 20341 223751 2798.78 5238 54999 419.04 5238 54999 419.04

2 Madhyanchal GB 37548 375480 2444.00 26705 267050 1785.00 31838 318380 1767.00

3 Narmada Jhabua GB 40106 409059 744.45 31187 328140 621.02 24084 244429 402.11

Total 97995 1008290 5987.23 63130 650189 2825.06 61160 617808 2588.15

Uttar Pradesh

1 Purvanchal Bank 34452 344520 172.26 23253 232530 116.26 8453 85410 42.26

2 Sarva UP Gramin Bank 8927 95391 675.29 4160 44004 383.36 6540 70573 544.65

3 Kashi Gomti Samyut Gramin Bank 33475 334750 3313.01 13716 137160 1337.87 24987 249870 2486.54

4 Parthma Bank 1217 13387 1338.00 996 11455 1195.00 205 2358 246.00

5 Baroda U P Gramin bank 78517 942325 4929.25 56375 648310 3045.44 54805 630240 3498.85

6 Allahabad UP Gramin Bank 35645 385400 748.48 14519 157320 348.45 248170 26833 521.12

7 Gramin Bank of Aryavart 41392 416596 1053.80 24277 250303 552.30 25796 260451 727.32

Total 233625 2532369 12230.09 137296 1481082 6978.68 368956 1325735 8066.74

Uttarakhand

1 Uttarakhand Gramin Bank 22696 181794 1592.99 14816 116120 1082.32 14124 107070 1019.24

Total 22696 181794 1592.99 14816 116120 1082.32 14124 107070 1019.24


WESTERN REGION

Gujarat

1 Dena Gujarat Gramin Bank 13342 150638 1114.01 12483 140760 1061.41 2748 35836 166.70

2 Baroda Gujarat Gramin Bank 25556 268290 2537.00 24749 259300 2468.66 5965 71380 865.59

3 Saurashtra Gramin Bank 12389 123890 938.61 10793 106635 817.27 6920 70930 561.24

Total 51287 542818 4589.62 48025 506695 4347.34 15633 178146 1593.53

Maharashtra

1 Maharashtra Gramin Bank 57719 634909 490.61 52524 577767 446.46 6349 698840 178.58

2 Vidharbha Konkan Gramin Bank 46681 546168 5078.98 39472 463027 4190.96 8733 91765 558.43

Total 104400 1181077 5569.59 91996 1040794 4637.42 15082 790605 737.01




(Amount ` lakh)





No. of SHGs

No. of Members

Savings Amount

No of SHGs

No. of Members

Savings Amount

No. of SHGs

No. of Members

Savings Amount

SOUTHERN REGION

Andhra Pradesh

1 Saptagiri Grameena Bank 43951 432114 10677.00 43951 432114 10677.00 0 0 0.00

2Andhra Pradesh Grameena Vikas Bank

70937 780307 1186.07 70937 780307 1186.07 58356 641916 975.72

3Chaitanya Godavari Grameena Bank

35598 427176 18373.03 35598 427176 18373.03 4393 52716 2900.37

4 Andhra Pragathi Grameena Bank 120074 1260777 19633.69 120074 1260777 19633.69 100862 1059051 16492.30

Total 270560 2900374 49869.79 270560 2900374 49869.79 163611 1753683 20368.39

Karnataka

1 Kaveri Grameena Bank 41992 705466 8209.89 37394 628217 7001.39 16027 272459 3629.52

2 Pragathi Krishna Grameena Bank 46169 692695 4187.00 43802 657130 3972.30 3286 49371 298.00

3 Karnataka Vikasa Grameena Bank 49760 621050 3736.00 47887 597761 3503.00 39850 517783 2998.00

Total 137921 2019211 16132.89 129083 1883108 14476.69 59163 839613 6925.52

Kerala

1 Kerala Gramin Bank 54527 817905 7548.00 51810 777150 7172.00 5455 27275 218.00

Total 54527 817905 7548.00 51810 777150 7172.00 5455 27275 218.00

Puducherry

1 Puduvai Bharathiar Grama Bank 3961 76279 576.92 3817 72594 548.37 59 1048 10.57

Total 3961 76279 576.92 3817 72594 548.37 59 1048 10.57

Tamil Nadu

1 Pandyan Grama Bank 1724 23600 131.06 1602 22126 123.21 885 12320 73.84

2 Pallavan Grama Bank 40773 611698 4250.31 40512 607695 4244.96 18248 273842 1344.07

Total 42497 635298 4381.37 42114 629821 4368.17 19133 286162 1417.91

Telangana

1Grameena Vikas Bank (Telangana Region)

119036 1309396 2014.46 119036 1309396 2014.46 40322 443542 779.24

2 Telangana Grameena Bank 75462 905544 19620.00 75462 905544 19620.00 34939 419268 9041.36

Total 194498 2214940 21634.46 194498 2214940 21634.46 75261 862810 9820.60


Total - Regional Rural Banks 2256811 25814700 248428.13 1963790 22617123 224941.90 1340791 12673106 126645.29



STATEMENT - III - C

Progress under Microfinance - Savings of SHGs with Co-operative Banks as on 31 March 2016

(Amount ` lakh)




Out of Total, SHGs under NRLM/SGSY

No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

NORTHERN REGION

Haryana

1 Ambala DCCB 145 1401 19.72 118 1273 14.76 0 0 0.00

2 Bhiwani DCCB 3 28 0.45 2 20 0.20 0 0 0.00

3 Faridabad DCCB 0 0 0 0 0 0 0 0 0

4 Fatahabad DCCB 252 2580 14.35 118 1210 6.74 252 2580 14.35

5 Gurgaon DCCB 245 2944 19.11 241 2883 16.46 0 0 0.00

6 Hissar DCCB 384 4013 14.36 69 699 2.14 384 4013 14.36

7 Jhajjar DCCB 37 370 1.30 25 250 0.94 0 0 0

8 Jind DCCB 1 10 0.06 1 10 0.06 0 0 0.00

9 Kaithal DCCB 0 0 0 0 0 0 0 0 0

10 Karnal DCCB 218 2810 37.79 218 2810 33.79 0 0 0

11 Kurukshetra DCCB 0 0 0 0 0 0 0 0 0

12 Mahindergarh DCCB 103 1238 4.01 97 1158 3.03 103 1238 4.01

13 Panchkula DCCB 199 1299 16.69 15 128 2.06 0 0 0

14 Panipat DCCB 149 1635 19.32 126 1443 15.17 131 1501 15.12

15 Rewari DCCB 259 2945 28.37 259 2945 28.37 259 2945 28.37

16 Rohtak DCCB 253 2644 12.96 8 85 0.89 14 145 2.18

17 Sirsa DCCB 332 3320 58.11 322 3220 52.30 332 3320 58.11

18 Sonepat DCCB 1165 9320 62.75 1165 9320 62.75 23 230 0.70

19 Yamuna Nagar DCCB 158 1434 28.12 141 1357 25.58 110 1075 19.20

Total 3903 37991 337.47 2925 28811 265.24 1608 17047 156.40

Himachal Pradesh

1 Himachal Pradesh SCB 11346 112325 843.10 8395 83111 670.54 3062 30314 244.65

2 Jogindra DCCB 4168 36328 287.87 4168 36328 287.87 157 1256 67.22

3 Kangra DCCB 4046 34203 76.75 510 5010 25.40 833 8178 20.10

Total 19560 182856 1207.72 13073 124449 983.81 4052 39748 331.97

Jammu & Kashmir

1 J & K SCB 687 6870 16.70 69 690 1.68 687 6870 16.70

Total 687 6870 16.70 69 690 1.68 687 6870 16.70

New Delhi

1 Delhi SCB 447 6403 71.30 443 6342 68.04 0 0 0.00

Toral 447 6403 71.30 443 6342 68.04 0 0 0.00


(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

Punjab

1 Amritsar DCCB 175 2525 4.45 168 2520 4.39 0 0 0.00

2 Bathinda DCCB 491 5473 18.81 491 5473 18.81 0 0 0.00

3 Faridkot DCCB 233 2796 10.32 233 2796 10.32 0 0 0.00

4 Fategarh Sahib DCCB 743 7430 94.09 740 7400 93.18 0 0 0.00

5 Fazilka DCCB 111 1154 13.86 111 1154 13.86 0 0 0.00

6 Ferozepur DCCB 32 380 1.39 32 380 1.39 22 250 0.39

7 Gurdaspur DCCB 425 3439 33.67 425 3439 33.67 0 0 0.00

8 Hoshiarpur DCCB 735 9285 51.91 696 8843 48.53 0 0 0.00

9 Jalandhar DCCB 645 9675 35.77 644 9665 35.74 0 0 0.00

10 Kapurthala DCCB 192 2370 8.86 192 2370 8.86 0 0 0.00

11 Ludhiana DCCB 394 4373 20.26 0 0 0.00 0 0 0.00

12 Mansa DCCB 46 514 4.83 46 514 4.83 46 514 4.83

13 Moga DCCB 245 2695 7.43 165 1816 7.06 0 0 0.00

14 Mohali DCCB 0 0 0.00 0 0 0.00 0 0 0.00

15 Muktsar DCCB 125 2750 7.44 122 2210 7.44 125 2750 7.44

16 Nawanshahr DCCB 414 5081 23.58 414 5081 23.58 0 0 0.00

17 Patiala DCCB 543 7025 96.07 535 6420 95.25 23 341 0.95

18 Ropar DCCB 466 5593 26.51 466 5593 26.51 466 5593 26.51

19 Sangrur DCCB 332 4025 11.34 43 501 1.12 0 0 0.00

20 SAS Nagar DCCB 369 4963 46.28 369 4963 46.28 369 4963 46.28

21 Taran Taaran DCCB 43 733 1.10 43 733 1.10 0 0 0.00

Total 6759 82279 517.97 5935 71871 481.92 1051 14411 86.40

Rajasthan

1 Ajmer DCCB 5491 55688 677.13 5386 53672 644.43 86 903 11.10

2 Alwar DCCB 4573 45830 48.30 4423 44261 46.55 120 1137 1.36

3 Banswara DCCB 988 12610 56.60 988 12610 56.60 988 12610 56.60

4 Baran DCCB 2370 24077 129.00 2140 21547 105.00 210 2100 11.00

5 Barmer DCCB 6024 65462 502.03 5 550 1.50 0 0 0.00

6 Bharatpur DCCB 2408 24080 218.25 2408 24080 218.25 0 0 0.00

7 Bhilwara DCCB 5350 54045 246.30 5186 51916 236.71 110 1115 5.79

8 Bikaner DCCB 37 370 0.37 25 250 0.25 0 0 0.00

9 Bundi DCCB 2672 30045 238.47 2838 29733 224.37 34 312 0.34

10 Chittorgarh DCCB 3166 33705 99.75 2946 31324 93.83 50 546 1.65

STATEMENT - III - C (contd.)


(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

11 Churu DCCB 2693 28530 73.91 2306 23786 57.70 32 329 1.82

12 Dausa DCCB 1600 16000 130.87 1425 14250 103.27 0 0 0.00

13 Dungarpur DCCB 2217 26152 76.52 2008 23886 75.11 402 4447 3.74

14 Hanumangarh DCCB 3406 38122 275.46 3267 36703 264.97 101 1024 8.14

15 Jaipur DCCB 6084 60840 175.87 6084 60840 175.87 0 0 0.00

16 Jaisalmer DCCB 1582 16005 49.41 1520 15314 47.25 32 320 1.12

17 Jalore DCCB 2360 23344 153.28 2263 22408 149.43 63 578 13.39

18 Jhalawar DCCB 2647 27295 186.27 2098 21969 141.70 162 1650 12.52

19 Jhunjhunu DCCB 3812 38120 94.65 3776 37760 94.43 0 0 0.00

20 Jodhpur DCCB 2060 22686 253.37 1971 21607 228.30 104 1044 14.61

21 Kota DCCB 3468 37522 83.44 3267 32708 74.36 168 1680 16.80

22 Nagaur DCCB 3733 37963 147.08 18 181 0.78 46 461 3.14

23 Pali DCCB 63 642 188.94 63 642 188.94 0 0 0.00

25 Sikar DCCB 3114 31140 151.76 3114 31140 151.76 41 410 2.71

26 Sirohi DCCB 1623 16498 65.54 1487 15118 56.67 90 920 6.49

27 Sri Ganganagar DCCB 4425 43150 147.25 4425 43150 147.25 29 290 4.61

24 Swai MadhopurDCCB 2324 23245 195.27 2291 22913 189.59 17 171 2.89

28 Tonk DCCB 554 6657 47.89 198 2356 9.34 349 4216 34.10

29 Udaipur DCCB 6683 69500 308.79 6499 67544 294.57 1221 13585 63.07

Total 87527 909323 5021.77 74425 764218 4078.78 4455 49848 276.99



Assam

1 Assam SCB 25568 289165 283.20 21797 218358 241.09 18844 188462 169.59

Total 25568 289165 283.20 21797 218358 241.09 18844 188462 169.59

Arunachal Pradesh

1 Arunachal Pradesh SCB 1469 17628 92.39 1322 13864 83.15 294 3525 18.47

Total 1469 17628 92.39 1322 13864 83.15 294 3525 18.47

Manipur

1 Manipur SCB 2544 0 22.18 2544 0 22.18 2544 0 22.18

Total 2544 0 22.18 2544 0 22.18 2544 0 22.18

Meghalaya

2 Meghalaya SCB 2596 38940 266.09 1088 16320 54.40 63 945 2.52

Total 2596 38940 266.09 1088 16320 54.40 63 945 2.52



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

Mizoram

1 Mizoram SCB 542 5420 19.71 122 1220 6.62 0 0 0

Total 542 5420 19.71 122 1220 6.62 0 0 0.00

Nagaland

1 Nagaland SCB 7594 76890 400.00 6059 61512 320.00 5300 53000 250.00

Total 7594 76890 400.00 6059 61512 320.00 5300 53000 250.00

Sikkim

1 Sikkim SCB 356 3210 104.57 0 0 0.00 0 0 0.00

Total 356 3210 104.57 0 0 0.00 0 0 0.00

Tripura

1 Tripura SCB 10112 121732 515.50 8689 105255 402.10 1190 14508 69.31

Total 10112 121732 515.50 8689 105255 402.10 1190 14508 69.31


Eastern Region

A & N Islands (UT)

1 A & N SCB 4134 49608 634.73 3803 45639 584.00 0 0 0.00

Total 4134 49608 634.73 3803 45639 584.00 0 0 0.00

Jharkhand

1 Ranchi - Khunti DCCB 67 938 6.19 67 938 6.19 67 938 6.19

Total 67 938 6.19 67 938 6.19 67 938 6.19

Odisha

1 Odisha SCB 0 0 0.00 0 0 0.00 0 0 0.00

2 Angul DCCB 9757 117084 498.03 9757 117084 498.03 0 0 0.00

3 Aska DCCB 1875 22500 41.82 1875 22500 39.82 0 0 0.00

4 Balasore DCCB 12646 151752 1858.42 12503 150036 1852.82 0 0 0.00

5 Banki DCCB 1066 12792 29.37 1066 12792 29.37 0 0 0.00

6 Berhampur DCCB 3076 36912 327.31 3076 36912 327.31 0 0 0.00

7 Bhawanipatna DCCB 833 9996 25.47 720 8640 24.73 0 0 0.00

8 Bolangir DCCB 3640 43680 116.47 3472 41664 115.00 0 0 0.00

9 Boudh DCCB 1457 17484 127.682 1457 17484 127.67 0 0 0.00

10 Cuttack DCCB 7260 87120 331.71 7260 87120 331.71 0 0 0.00

11 Keonjhar DCCB 2639 31668 368.84 2390 28680 337.49 0 0 0.00

12 Khurda DCCB 6383 76596 192.16 4998 59976 155.65 0 0 0.00

13 Koraput DCCB 12295 147540 1488.4 11183 134196 1232.38 0 0 0.00



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

14 Mayurbhanj DCCB 1376 16512 56.06 1376 16512 56.06 0 0 0.00

15 Nayagarh DCCB 2799 33588 48.47 2327 27924 39.29 0 0 0.00

16 Puri-Nimapara DCCB 2932 35184 50.85 2932 35184 50.85 0 0 0.00

17 Sambalpur DCCB 5029 60348 89.84 5029 60348 89.84 0 0 0.00

18 Sundargarh DCCB 8657 103884 698.81 8657 103884 698.81 0 0 0.00

Total 83720 1004640 6349.71 80078 960936 6006.83 0 0 0.00

West Bengal

1 West Bengal SCB 193208 1967953 33752.14 147852 1366786 25436.96 0 0 0.00

2 Bankura DCCB 16628 152036 2648.45 248 2730 25.73 0 0 0.00

3 Birbhum DCCB 0 0 0.00 0 0 0.00 0 0 0.00

4 Burdwan DCCB 12571 99727 1663.04 9742 81247 0.00 0 0 0.00

5 Balageria DCCB 2895 30845 617.27 2758 27760 586.41 0 0 0.00

6 Darjeeling DCCB 621 6421 117.51 371 4579 94.01 0 0 0.00

7 Daxin Dinajpur DCCB 2758 25373 385.16 2615 24316 373.54 0 0 0.00

8 Hooghly DCCB 26487 177701 4637.58 26092 174352 4568.45 0 0 0.00

9 Howrah DCCB 7322 62588 1426.67 6523 58228 1270.99 0 0 0.00

10 Jalpaiguri DCCB 2731 18884 301.15 2486 17220 278.20 0 0 0.00

11 Malda DCCB 19977 186479 2517.72 17743 168346 2401.26 0 0 0.00

12 Mugberia DCCB 7294 58115 1685.82 6744 53145 1543.87 0 0 0.00

13 Murshidabad DCCB 15866 134120 3353.30 15866 134120 3353.30 15866 134120 3353.30

14 Nadia DCCB 26820 258559 7474.95 24512 234968 6831.69 0 0 0.00

15 Purulia DCCB 5389 55368 592.36 5138 52386 567.26 3045 32869 354.20

16 Raiganj DCCB 8929 80396 1145.20 8657 77872 1102.25 0 0 0.00

17 Tamluk Ghatal DCCB 8347 72553 1661.62 7247 65044 0 0 0.00 0.00

18 Vidyasagar DCCB 6682 68229 1781.51 5985 61406 1584.79 2168 21962 522.31

Total 364525 3455347 65761.45 290579 2604505 50018.71 21079 188951 4229.81


CENTRAL REGION

Chhattisgarh

1 Ambikapur DCCB 1721 20798 99.14 1460 1410 79.83 56 715 0.89

2 Jagdalpur DCCB 7712 92544 112.05 7712 92544 112.05 0 0 0

3 Raipur DCCB 1666 15134 204.05 1666 15134 204.05 40 445 1.57

4 Rajnandgaon DCCB 7466 90572 435.28 7275 88222 432.88 7275 88222 432.88

Total 18565 219048 850.52 18113 197310 828.81 7371 89382 435.34



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

Madhya Pradesh

1 Balaghat DCCB 188 2159 9.47 38 441 1.42 1 11 0.10

2 Betul DCCB 76 0 5.75 0 0 0.00 0 0 0.00

3 Chhindwara DCCB 41 981 40.77 1 24 1.05 0 0 0.00

4 Dhar DCCB 299 3289 9.56 270 2970 8.63 85 935 2.67

5 Gwalior DCCB 619 6780 35.16 546 6006 7.55 0 0 0.00

6 Indore DCCB 403 4612 25.52 365 4177 23.18 0 0 0

7 Jhabua DCCB 1042 10622 47.22 459 2216 33.99 114 1125 15.47

8 Khandwa DCCB 1356 13724 60.07 1161 11702 59 63 638 6.97

9 Khargaon DCCB 3475 37750 410.50 1700 18000 175.75 3175 31750 210.00

10 Panna DCCB 1665 16652 49.95 1498 14980 44.94 1665 16652 49.95

11 Raisen DCCB 224 2688 4.48 59 699 1.18 25 319 0.63

12 Ratlam DCCB 2185 26220 76.71 1420 17040 49.86 0 0 0.00

13 Satna DCCB 19 342 0.94 19 342 0.94 19 342 0.94

14 Sehore DCCB 20 198 0.83 4 44 0.50 16 154 0.63

15 Shajapur DCCB 528 6336 21.76 380 4560 15.67 0 0 0

16 Shivpuri DCCB 70 0 1.79 56 0 1.35 0 0 0.00

17 Vidisha DCCB 313 4695 16.42 275 4125 14.52 0 0 0.00

Total 12523 137048 816.90 8251 87326 439.52 5163 51926 287.36

Uttar Pradesh

1 Barabanki DCCB 302 3395 14.07 302 3395 14.07 0 0 0.00

2 Deoria DCCB 0 0 0.00 0 0 0.00 0 0 0.00

4 Lucknow DCCB 7 56 0.04 7 56 0.04 0 0 0.00

5 Mirzapur DCCB 447 5014 12.91 178 2018 4.15 447 5014 12.91

6 Muradabad DCCB 0 0 0.00 0 0 0.00 0 0 0.00

7 Muzaffar Nagar DCCB 146 1679 5.75 122 1397 5.16 146 1679 5.75

3 Pilibhit DCCB 87 1010 5.10 44 528 1.92 36 409 1.24

8 Raibareily DCCB 15 180 0.62 0 0 0.00 0 0 0.00

9 Unnao DCCB 178 1849 4.32 78 873 1.44 0 0 0.00

10 Varanasi DCCB 0 0 0.00 0 0 0.00 0 0 0.00

Total 1182 13183 42.81 731 8267 26.78 629 7102 19.90

Uttarakhand

1 Uttarakhand SCB 0 0 0.00 0 0 0.00 0 0 0.00

2 Almora DCCB 776 3727 36.73 704 3537 33.98 704 3537 33.98



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

3 Chamoli DCCB 783 3335 114.35 236 622 24.18 172 946 17.68

4 Dehradun DCCB 777 6050 70.44 343 2150 30.60 346 3460 33.90

5 Garhwal (Kotdar) DCCB 122 510 8.16 40 152 2.41 0 0 0.00

6 Haldwani DCCB 718 5744 87.11 364 2605 36.03 339 2712 52.94

7 Haridwar DCCB 73 620 2.85 18 180 1.85 73 620 2.85

8 Pithoragarh DCCB 407 2645 112.66 77 385 23.12 0 0 0

9 Tehri DCCB 1146 6876 99.10 230 1610 29.73 710 4260 66.40

10 Udham Singh Nagar DCCB 699 6990 64.39 126 1260 18.65 595 5950 50.72

11 Uttarkashi DCCB 658 6680 49.90 598 6100 31.90 234 1200 18.00

Total 6159 43177 645.69 2736 18601 232.45 3173 22685 276.47


WESTERN REGION

Goa

1 Goa SCB 3613 52415 878.72 3289 48660 826.83 0 0 0.00

Total 3613 52415 878.72 3289 48660 826.83 0 0 0.00

Gujarat

1 Ahmedabad DCCB 4712 54007 251.32 3835 44169 227.87 3284 37847 185.69

2 Amreli DCCB 1571 17495 88.93 1431 15268 74.88 0 0 0.00

3 Banaskantha DCCB 8292 124380 368.70 8292 124380 368.70 8292 124380 368.70

4 Baroda DCCB 15 178 0.72 9 109 0.45 0 0 0.00

5 Bharuch DCCB 873 10344 178.62 554 6585 60.82 0 0 0.00

6 Bhavnagar DCCB 617 8047 44.15 270 3404 17.29 0 0 0.00

7 Jamnagar DCCB 808 8581 78.46 546 5809 49.60 64 622 3.60

8 Junagadh DCCB 513 5764 36.74 493 5537 34.33 513 5764 36.44

9 Kheda DCCB 654 7223 25.57 386 4281 12.56 0 0 0.00

10 Kodinar DCCB 1140 14168 112.41 35 418 1.17 1105 13750 111.24

11 Kutch DCCB 465 5190 14.11 389 4297 13.91 0 0 0.00

12 Mehsana DCCB 3742 52388 317.02 3671 51394 297.02 3671 51394 297.02

13 Panchmahal DCCB 876 8486 45.32 642 6976 37.14 721 6539 39.03

14 Rajkot DCCB 4376 57642 443.62 3943 52247 363.58 339 3773 28.64

15 Sabarkantha DCCB 2054 24648 185.80 1349 16188 115.35 705 8460 42.52

16 Surat DCCB 2441 28037 148.00 2075 24200 137.00 2441 28031 148.00

17 Surendranagar DCCB 49 915 2.10 23 405 1.24 0 0 0.00

18 Vadodara DCCB 0 0 0.00 0 0 0.00 0 0 0.00



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

19 Valsad DCCB 434 6005 62.87 401 5516 35.64 64 651 17.14

Total 33632 433498 2404.46 28344 371183 1848.55 21199 281211 1278.02

Maharashtra

1 Ahmednagar DCCB 24924 321502 2417.00 24924 321502 2417.00 3327 36656 709.60

2 Akola DCCB 11079 132948 728.02 9749 116988 640.66 1035 10350 62.07

3 Amravati DCCB 325 4550 75.20 302 4228 69.18 0 0 0.00

4 Aurangabad DCCB 9322 121186 882.00 8053 104689 715.00 1025 11272 39.00

5 Beed DCCB 2852 31372 73.00 2850 31372 73.00 0 0 0.00

6 Bhandara DCCB 6189 826080 281.10 5841 78180 265.77 2080 25960 96.60

7 Buldhana DCCB 1992 21912 34.25 609 6699 12.30 181 1991 2.67

8 Chandrapur DCCB 25335 289108 451.37 21434 256883 420.33 25335 289108 451.37

9 Dhule DCCB 3087 37850 1078.87 305 4275 3.95 238 2483 7.10

10 Gadchiroli DCCB 9135 109620 412.25 8730 104760 375.00 3790 45480 85.20

11 Gondia DCCB 6960 76560 405.68 5846 64306 340.70 4315 47465 251.50

12 Jalgaon DCCB 5800 65548 1017.00 5800 65548 1017.00 0 0 0.00

13 Jalna DCCB 1809 21708 144.26 1623 17853 140.20 0 0 0.00

14 Kolhapur DCCB 35888 523672 1512.98 35722 521386 1512.98 4110 47002 67.73

15 Latur DCCB 12326 184890 954.43 11199 167985 796.92 10738 161992 786.46

16 Nagpur DCCB 6490 84370 254.88 5643 73359 235.58 801 10413 27.00

17 Nanded DCCB 0 0 0.00 0 0 0.00 0 0 0.00

18 NandurbarDCCB 2484 30390 746.53 693 8316 6.90 515 6025 9.05

19 Nashik DCCB 6417 72780 412.27 3535 36005 148.02 2863 30615 183.93

20 Osmanabad DCCB 4823 48235 105.78 4097 41120 104.03 1121 11215 24.46

21 Parbhani DCCB 6476 72528 37.00 6108 67084 34.60 1958 26566 11.17

22 Pune DCCB 34648 519720 3646.17 32099 481485 3299.20 2520 37800 24.20

23 Raigad DCCB 13570 154805 844.27 12149 151539 828.91 325 4436 2.63

24 Ratnagiri DCCB 4646 57168 207.04 4121 51355 187.11 541 5410 29.66

25 Sangli DCCB 19847 266416 10808.39 18732 250232 10794.43 2952 32246 1490.03

26 Satara DCCB 23094 346410 6772.22 22425 336375 6722.22 669 10035 133.80

27 Sindhudurg DCCB 5744 66780 443.26 4839 58068 381.76 970 11686 96.12

28 Solapur DCCB 12568 138843 26.75 11360 125366 23.26 4304 47322 11.65

29 Thane DCCB 31159 373908 3961.11 2923 35076 320.64 5653 67836 77.84

30 Wardha DCCB 0 0 0.00 0 0 0.00 0 0 0.00

31 Washim DCCB 0 0 0.00 0 0 0.00 0 0 0.00



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

32 Yavatmal DCCB 19389 237088 1306.49 16358 200796 1106.19 2110 25320 76.40

Total 348378 5237947 40039.57 288069 3782830 32992.84 83476 1006684 4757.24


SOUTHERN REGION

Andhra Pradesh

1 Anantapur DCCB 1241 12410 23.98 1241 12410 23.98 0 0 0.00

2 Chittoor DCCB 474 4740 59.20 474 4740 59.20 0 0 0.00

3 East Godavari DCCB 0 0 0.00 0 0 0.00 0 0 0.00

4 Eluru DCCB 2408 24080 879.21 2408 24080 879.21 0 0 0.00

5 Guntur DCCB 1558 16130 825.74 1558 16130 825.74 0 0 0.00

6 Kadapa DCCB 0 0 0.00 0 0 0.00 0 0 0.00

7 Kakinada DCCB 264 2640 72.50 264 2640 72.50 0 0 0.00

8 Krishna DCCB 9732 105918 4947.84 9732 105918 4947.84 0 0 0.00

9 Kurnool DCCB 61 612 17.15 61 612 17.15 0 0 0.00

10 Nellore DCCB 8 70 0.31 7 59 0.30 0 0 0.00

11 Prakasam DCCB 444 4440 204.56 444 4440 204.56 0 0 0.00

12 Srikakulam DCCB 3 36 1.47 3 36 1.47 0 0 0.00

13 Visakhapatnam DCCB 1156 11752 362.69 1090 11422 360.26 358 3942 110.15

14 Vizianagaram DCCB 5 29 2.47 4 20 1.97 0 0 0.00

15 West Godavari DCCB 0 0 0.00 0 0 0.00 0 0 0.00

Total 17354 182857 7397.12 17286 182507 7394.18 358 3942 110.15

Karnataka

1 Bagalkot DCCB 8046 87457 661.13 1053 13050 95.45 0 0 0.00

2 Belgavi DCCB 1299 18186 52.85 1039 14548 42.28 0 0 0.00

3 Bellary DCCB 7218 86614 465.15 7135 85618 457.53 900 10914 136.78

4Bengaluru, Bengaluru Rural & Ramanagara DCCB

8351 1,25,143 337.51 8292 124191 319.21 0 0 0.00

5 Bidar DCCB 23620 360451 10310.18 23221 352368 10298.18 1602 19169 112.11

6 Bijapur DCCB 7365 110475 1942.00 6589 98835 1650.00 0 0 0.00

7 Chikmagalur DCCB 13123 156607 689.22 12073 144970 654.28 232 3712 188.45

8 Chitradurga DCCB 1236 17304 200.85 1197 16758 200.03 0 0 0.00

9 Davangere D C C B 1160 15080 422.69 1102 14326 396.72 174 2262 62.64

10 Dharwad DCCB 11183 133912 866.45 9891 109226 766.65 0 0 0.00

11 Hassan DCCB 14428 199688 2614.67 12499 168452 2483.94 0 0 0.00



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

12 Kalaburgi DCCB 8035 105916 1332.55 8035 105916 1332.55 0 0 0.00

13 Kanara DCCB 7597 94400 1072.63 5849 75145 1000.45 348 4286 61.71

14 Kodagu DCCB 5080 67803 1199.56 3955 55589 919.50 0 0 0.00

15 Kolar & Chickaballapur DCCB 3781 62247 357.24 3781 62247 357.24 0 0 0.00

16 Mandya DCCB 18674 280110 1866.58 18048 270720 1804.08 0 0 0.00

17 Mysore & Chamarajanagar DCCB 11766 192732 1569.02 10629 160911 1415.85 452 6780 1507.88

18 Raichur DCCB 7297 109455 383.95 7297 109455 383.95 0 0 0.00

19 Shimoga DCCB 9719 126347 1209.43 8347 108511 1045.50 2947 38487 654.43

20 South Canara DCCB 42536 238363 19550.05 14507 67451 6451.32 891 8185 413.87

21 Tumkur DCCB 7857 104644 1126.38 5876 86143 950.96 0 0 0.00

Total 219371 2567791 48230.09 170415 2244430 33025.67 7546 93795 3137.87

Kerala

1 Alappuzha DCCB 6465 96593 1327.53 5856 88143 1154.15 0 0 0.00

2 Ernakulam DCCB 765 7855 64.10 753 7722 57.80 0 0 0.00

3 Idukki DCCB 7884 149796 2212.17 5469 103911 1776.06 0 0 0.00

4 Kannur DCCB 301 3010 65.20 9 18 2.14 0 0 0.00

5 Kasaragod DCCB 764 14516 47.84 731 13889 41.93 0 0 0.00

6 Kollam DCCB 7950 130212 1750.00 3577 71616 805.00 3821 68700 875.00

7 Kozhikode DCCB 157 2345 20.10 101 1501 17.18 122 1812 14.98

8 Malappuram DCCB 1680 31920 164.21 1680 31920 164.21 298 5662 29.13

9 Palakkad DCCB 178 2663 21.95 177 2654 21.85 138 1905 15.88

10 Pathanamthitta DCCB 978 11736 76.12 954 11148 69.43 0 0 0.00

11 Thrissur DCCB 210 3570 23.85 210 3570 23.85 0 0 0.00

12 Trivandrum DCCB 1940 0 162.07 0 0 0.00 0 0 0.00

13 Wayanad DCCB 12759 153108 1761.75 12121 145452 1673.66 116 1392 21.23

Total 42031 607324 7696.89 31638 481544 5807.26 4495 79471 956.22

Puducherry

1 Pondicherry SCB 1740 27703 258.11 1359 20607 193.30 248 3663 36.06

Total 1740 27703 258.11 1359 20607 193.30 248 3663 36.06

Tamil Nadu

1 Chennai DCCB 4291 64365 408.75 4291 64365 408.75 0 0 0.00

2 Coimbatore DCCB 6409 77769 1160.03 6149 74637 1093.46 6409 77769 1160.03

3 Cuddalore DCCB 10390 199125 435.40 10253 196590 428.15 8675 164825 372.62

4 Dharmapuri DCCB 646 7752 3023.81 566 6792 1898.10 168 2490 588.15



(Amount ` lakh)





No. of SHGs

No. of Members

Savings - Amount

No of SHGs

No. of Members

Savings - Amount

No. of SHGs

No. of Members

Savings - Amount

5 Dindigul DCCB 7831 97888 712.43 625 7813 56.25 7206 90075 612.51

6 Erode DCCB 7899 102687 2099.73 7410 96330 2089.24 7899 102687 2099.73

7 Kancheepuram DCCB 11229 145666 4718.91 11229 145666 4718.91 6133 65937 2342.46

8 Kanyakumari DCCB 7331 131145 1213.00 7160 127790 1090.00 0 0 0.00

9 Kumbakonam DCCB 8063 129008 723.67 8063 129008 723.67 0 0 0.00

10 Madurai DCCB 9018 108216 126.45 9018 108216 126.45 5410 64920 75.87

11 Nilgiris DCCB 3109 58851 194.39 3032 57771 163.39 3109 58851 194.39

12 Pudukottai DCCB 4800 71844 698.63 4458 66725 648.85 0 0 0.00

13 Ramnathapuram DCCB 8216 98592 198.13 0 0 0.00 0 0 0.00

14 Salem DCCB 16244 237701 423.99 15350 224152 398.55 9746 142620 254.39

15 Sivagangai DCCB 2255 26996 100.82 2255 26996 100.82 393 4680 34.10

16 Thanjavur DCCB 2362 28344 94.48 2362 28344 94.48 1 12 5.00

17 Thoothukudi DCCB 1320 23760 1125.30 1056 19008 900.25 264 4752 225.05

18 Tiruchirapalli DCCB 18403 249553 996.58 17808 240991 956.68 15957 213356 862.40

19 Tirunelveli DCCB 1967 39340 62.94 1770 35400 51.62 1967 39340 62.94

20 Tiruvannamalai DCCB 11936 186202 1476.40 11815 184238 1336.01 11936 186202 1476.40

21 Vellore DCCB 8704 139264 1178.74 8699 139184 1166.75 570 9120 425.80

22 Villupuram DCCB 14280 257040 419.86 1428 25704 41.98 14280 257040 419.86

23 Virudhunagar DCCB 2518 36544 275.00 2518 36544 275.00 0 0 0.00

Total 169221 2517652 21867.44 137315 2042264 18767.36 100123 1484676 11211.70

Telangana

1 Telangana SCB 19 216 11.25 19 216 11.25 0 0 0.00

2 Adilabad DCCB 205 2050 22.38 205 2050 22.38 0 0 0.00

3 Hyderabad DCCB 0 0 0.00 0 0 0.00 0 0 0.00

4 Karimnagar DCCB 3942 39420 3942.00 3942 39420 3942.00 3942 39420 3942.00

5 Khammam DCCB 435 4350 147.40 435 4350 147.40 435 4350 147.40

6 Mahabubnagar DCCB 22 311 2.08 22 311 2.08 0 0 0.00

7 Medak DCCB 76 807 7.19 0 0 0.00 0 0 0.00

8 Nalgonda DCCB 443 4430 46.32 443 4430 46.32 0 0 0.00

9 Nizamabad DCCB 5059 51362 386.52 5059 51362 386.52 0 0 0.00

10 Warangal DCCB 0 0 0.00 0 0 0.00 0 0 0.00

Total 10201 102946 4565.14 10125 102139 4557.95 4377 43770 4089.40


Total Cooperative Banks 1506080 18431829 217322.11 1230689 14612596 170566.24 299392 3746560 32232.26



STATEMENT - IV - A (i)

Progress under Microfinance - Bank loans disbursed by Public Sector Commercial Banks to SHGs during 2015-16

(Amount ` lakh)

S. No Name of the Banks

Total Loans disbursed during the year

Out of Total - Loan disbursed to Exclusive Women SHGs

Out of Total - Loan disbursed under NRLM/ SGSY

No. of SHGs Loans Disbursed No. of SHGs Loans

Disbursed No. of SHGs Loans Disbursed

NORTHERN REGION

Chandigarh

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00

3 Bank of Maharashtra 0 0.00 0 0.00 0 0.00

4 Canara Bank 0 0.00 0 0.00 0 0.00

5 Central Bank of India 0 0.00 0 0.00 0 0.00

6 Dena Bank 0 0.00 0 0.00 0 0.00

7 IDBI Bank 0 0.00 0 0.00 0 0.00

8 Indian Bank 0 0.00 0 0.00 0 0.00

9 Oriental Bank of Commerce 0 0.00 0 0.00 0 0.00

10 Punjab & Sind Bank 1 1.50 0 0.00 0 0.00

11 State Bank of India 0 0.00 0 0.00 0 0.00

12 State Bank of Patiala 0 0.00 0 0.00 0 0.00

13 UCO Bank 1 0.50 1 0.50 0 0.00

14 Union Bank of India 3 6.00 3 6.00 3 6.00

15 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 5 8.00 4 6.50 3 6.00

Haryana

1 Allahabad Bank 175 34.65 112 26.68 48 18.79

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 1 1.00 0 0.00 1 1.00

4 Bank of India 15 15.00 10 10.00 10 10.00


6 Canara Bank 122 76.00 96 60.00 72 42.00


8 Corporation Bank 10 5.97 9 5.87 8 5.75

9 Dena Bank 11 5.16 11 5.16 9 4.00

10 IDBI Bank 13 30.80 13 30.80 0 0.00

11 Indian Bank 16 9.00 16 9.00 16 9.00

12 Indian Overseas Bank 0 0.00 0 0.00 0 0.00



(Amount ` lakh)







14 Punjab National Bank 321 221.07 272 165.66 179 134.22

15 Punjab & Sind Bank 15 7.25 3 1.50 6 2.75

16 State Bank of Hyderabad 0 0.00 0 0.00 0 0.00



19 Syndicate Bank 93 62.00 85 50.00 87 56.00

20 UCO Bank 77 54.23 22 15.62 41 23.58


22 Vijaya Bank 1 0.50 1 0.50 1 0.50

Total 1162 768.65 846 560.36 575 385.09

Himachal Pradesh

1 Allahabad Bank 8 5.71 8 5.71 8 5.71

2 Bank of Baroda 1 0.50 1 0.50 1 0.50

3 Bank of India 14 14.00 9 9.00 6 6.00


5 Canara Bank 20 25.00 13 16.00 13 20.00



8 Dena Bank 1 0.68 1 0.68 1 0.68

9 IDBI Bank 6 20.44 5 18.84 5 19.94

10 Indian Bank 1 1.00 1 1.00 1 1.00




14 Punjab & Sind Bank 1 1.88 1 1.88 1 1.88



17 Syndicate Bank 1 1.00 1 1.00 1 1.00

18 UCO Bank 164 251.84 73 124.65 134 226.82

19 Vijaya Bank 2 1.00 2 1.00 2 1.00

Total 940 1308.12 659 944.68 610 855.72

Jammu & Kashmir

1 Allahabad Bank 8 4.00 0 0.00 0 0.00

1 Bank of Baroda 0 0.00 0 0.00 0 0.00

STATEMENT - IV - A (i) (contd.)


(Amount ` lakh)







2 Bank of India 0 0.00 0 0.00 0 0.00

3 Canara Bank 0 0.00 0 0.00 0 0.00





8 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00



12 Syndicate Bank

13 UCO Bank 9 10.24 4 4.29 0 0.00

Total 274 247.37 220 207.91 228 212.06

New Delhi

1 Allahabad Bank 2 0.17 2 0.17 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00


5 Canara Bank 9 7.00 9 7.00 0 0.00



8 Dena Bank 0 0.00 0 0.00 0 0.00

9 IDBI Bank 1 3.10 0 0.00 0 0.00

10 Indian Bank 0 0.00 0 0.00 0 0.00




13 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00



16 Syndicate Bank 7 26.00 7 26.00 7 26.00

17 UCO Bank 0 0.00 0 0.00 0 0.00


19 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 184 125.38 142 112.73 119 49.24



(Amount ` lakh)







Punjab

1 Allahabad Bank 24 2.99 13 2.02 1 1.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00


5 Canara Bank 22 53.22 10 22.75 19 43.22



8 Dena Bank 1 0.55 1 0.55 1 0.55

9 IDBI Bank 0 0.00 0 0.00 0 0.00

10 Indian Bank 4 3.00 4 3.00 4 3.00




14 Punjab & Sind Bank 16 46.45 13 11.97 16 46.45



17 Syndicate Bank 2 30.00 2 30.00 2 30.00

18 UCO Bank 13 14.45 1 0.28 1 0.28


20 Vijaya Bank 4 9.85 2 4.40 2 4.40

Total 324 426.95 185 194.89 99 162.95

Rajasthan

1 Allahabad Bank 118 34.96 93 32.81 61 29.80

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 642 505.16 151 83.85 212 163.14

4 Bank of India 0 0.00 0 0.00 0 0.00


6 Canara Bank 2 6.00 2 6.00 2 6.00



9 Dena Bank 4 1.05 4 1.05 4 1.00

10 IDBI Bank 26 145.90 25 50.90 0 0.00

11 Indian Bank 9 3.00 9 3.00 7 3.00



(Amount ` lakh)










15 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00

16 State Bank of Bikaner & Jaipur 575 326.34 459 275.53 0 0.00



19 Syndicate Bank 18 8.00 12 6.00 18 8.00

20 UCO Bank 131 90.99 42 23.55 28 18.18


22 Vijaya Bank 2 1.00 2 1.00 2 1.00

Total 1938 1330.83 1059 644.64 533 354.93

Total Northern Region 4827 4215.30 3115 2671.71 2167 2025.99


Assam

1 Allahabad Bank 1253 317.30 1026 296.60 757 249.90

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 37 21.55 22 10.72 30 14.75

4 Bank of India 53 26.00 53 26.00 53 26.00


6 Canara Bank 108 78.00 108 78.00 108 78.00



9 Dena Bank 11 2.58 11 2.58 10 2.00

10 IDBI Bank 602 1248.25 302 640.19 150 138.40

11 Indian Bank 54 34.00 53 33.00 16 11.00




15 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


17 Syndicate Bank 45 35.00 30 25.00 35 28.00

18 UCO Bank 262 216.19 42 31.00 187 138.40




(Amount ` lakh)







20 United Bank of India 1252 1007.00 1232 994.00 1052 886.00

21 Vijaya Bank 30 48.26 17 16.35 17 16.35

Total 7705 5284.34 5388 3717.44 4215 2594.26

Arunachal Pradesh

1 Bank of Baroda 0 0.00 0 0.00 0 0.00

2 Bank of India 10 9.00 10 9.00 0 0.00


4 Canara Bank 0 0.00 0 0.00 0 0.00


6 Indian Bank 0 0.00 0 0.00 0 0.00




10 Syndicate Bank 3 4.00 3 4.00 3 4.00

11 UCO Bank 0 0.00 0 0.00 0 0.00

12 Vijaya Bank 4 22.14 4 22.14 4 22.14

Total 27 39.34 21 37.14 15 29.14

Manipur

1 Allahabad Bank 2 0.17 0 0.00 0 0.00

2 Bank of Baroda 8 7.47 4 3.49 6 4.80

3 Bank of India 1 0.00 1 0.00 0 0.00


5 Canara Bank 0 0.00 0 0.00 0 0.00


7 IDBI Bank 0 0.00 0 0.00 0 0.00



10 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


12 Syndicate Bank 0 0.00 0 0.00 0 0.00

13 UCO Bank 5 3.00 0 0.00 0 0.00

14 Vijaya Bank 2 1.80 2 1.80 2 1.80

Total 88 100.26 65 84.75 8 6.60



(Amount ` lakh)







Meghalaya

1 Bank of Baroda 1 1.05 0 0.00 0 0.00

2 Bank of India 0 0.00 0 0.00 0 0.00

3 Canara Bank 0 0.00 0 0.00 0 0.00


5 Indian Bank 0 0.00 0 0.00 0 0.00




9 Syndicate Bank 0 0.00 0 0.00 0 0.00

10 UCO Bank 1 2.00 0 0.00 0 0.00


12 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 41 36.05 27 23.00 0 0.00

Mizoram

1 Bank of Baroda 0 0.00 0 0.00 0 0.00

2 Bank of India 0 0.00 0 0.00 0 0.00

3 Canara Bank 0 0.00 0 0.00 0 0.00


5 IDBI Bank 0 0.00 0 0.00 0 0.00


7 Syndicate Bank 4 2.00 4 2.00 4 2.00

8 UCO Bank 0 0.00 0 0.00 0 0.00

9 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 4 2.00 4 2.00 4 2.00

Nagaland

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 11 11.60 1 5.00 1 5.00

3 Bank of India 4 2.00 4 2.00 4 2.00


5 Canara Bank 0 0.00 0 0.00 0 0.00


7 IDBI Bank 3 4.00 3 4.00 0 0.00

8 Indian Bank 0 0.00 0 0.00 0 0.00



(Amount ` lakh)









11 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


13 Syndicate Bank 0 0.00 0 0.00 0 0.00

14 UCO Bank 4 1.03 3 0.53 1 0.50

15 Vijaya Bank 7 22.70 6 19.10 6 19.10

Total 123 231.45 86 210.43 19 37.40

Sikkim

1 Bank of Baroda 0 0.00 0 0.00 0 0.00

2 Bank of India 0 0.00 0 0.00 0 0.00

3 Canara Bank 0 0.00 0 0.00 0 0.00


5 Dena Bank 0 0.00 0 0.00 0 0.00

6 IDBI Bank 5 21.50 5 21.50 0 0.00

7 Indian Bank 0 0.00 0 0.00 0 0.00




11 Syndicate Bank 0 0.00 0 0.00 0 0.00

12 UCO Bank 3 4.35 2 2.85 0 0.00


14 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 112 64.28 73 53.38 63 27.27

Tripura

1 Bank of Baroda 0 0.00 0 0.00 0 0.00

2 Bank of India 0 0.00 0 0.00 0 0.00

3 Canara Bank 0 0.00 0 0.00 0 0.00


5 IDBI Bank 1 0.80 1 0.80 0 0.00

6 Indian Bank 0 0.00 0 0.00 0 0.00






(Amount ` lakh)







10 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


12 UCO Bank 12 18.43 0 0.00 0 0.00



15 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 626 415.23 602 390.80 456 320.00

Total - North Eastern Region 8726 6172.95 6266 4518.94 4780 3016.67

EASTERN REGION

A & N Islands (UT)

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Dena Bank 0 0.00 0 0.00 0 0.00

3 IDBI Bank 6 20.90 6 20.90 0 0.00

4 Indian Bank 0 0.00 0 0.00 0 0.00



7 Syndicate Bank 0 0.00 0 0.00 0 0.00

8 UCO Bank 0 0.00 0 0.00 0 0.00

9 Vijaya Bank 13 7.55 10 6.15 10 6.15

Total 29 41.45 26 40.05 10 6.15

Bihar

1 Allahabad Bank 1595 217.90 1257 210.30 898 164.60

2 Bank of Baroda 246 179.54 150 102.98 125 122.18

3 Bank of India 961 852.00 951 842.00 941 832.00


5 Canara Bank 2106 1244.00 2106 1244.00 1886 1024.00



8 Dena Bank 0 0.00 0 0.00 0 0.00

9 IDBI Bank 0 0.00 0 0.00 0 0.00

10 Indian Bank 161 330.00 158 323.00 1 1.00






(Amount ` lakh)








15 Syndicate Bank 23 23.00 8 12.00 12 17.00

16 UCO Bank 1238 565.35 149 69.30 1097 503.36



19 Vijaya Bank 7 3.20 7 3.20 7 3.20

Total 30047 18428.16 21933 14876.81 13384 8523.98

Jharkhand

1 Allahabad Bank 1060 135.00 717 124.20 353 113.10

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 4 2.00 3 1.45 0 0.00

4 Bank of India 3869 2040.00 3060 1774.00 2387 1221.00


6 Canara Bank 318 140.00 318 140.00 318 140.00



9 Dena Bank 4 2.40 4 2.40 4 2.00

10 IDBI Bank 104 200.03 89 165.95 6 4.50

11 Indian Bank 167 553.00 164 542.00 167 553.00




15 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


17 Syndicate Bank 9 3.00 7 3.00 9 3.00

18 UCO Bank 21 16.31 2 0.75 8 5.50



21 Vijaya Bank 7 5.50 6 5.00 6 5.00

Total 7130 4106.35 5692 3601.99 4183 2512.85

Odisha

1 Allahabad Bank 2362 1237.00 1690 988.40 978 719.30

2 Andhra Bank 1403 1469.84 1396 1468.00 1307 1359.73

3 Bank of Baroda 840 1387.11 262 257.93 150 253.55



(Amount ` lakh)







4 Bank of India 1403 1854.00 1403 1613.00 1395 1835.00


6 Canara Bank 1444 1012.00 1444 1012.00 176 134.00



9 Dena Bank 14 14.95 14 14.95 13 14.00

10 IDBI Bank 1501 2993.31 1483 2954.35 0 0.00

11 Indian Bank 514 529.00 504 518.00 142 136.00




15 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00



18 Syndicate Bank 425 397.00 340 317.00 305 260.00

19 UCO Bank 2021 2306.65 317 323.63 1092 1238.63



22 Vijaya Bank 32 52.71 32 52.71 32 52.71

Total 21831 24459.31 17117 19189.60 11638 12624.48

West Bengal

1 Allahabad Bank 19917 15203.00 17820 13933.00 15404 11535.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 133 92.65 63 38.50 82 52.02

4 Bank of India 555 456.00 326 333.00 316 331.00


6 Canara Bank 532 469.00 133 183.00 58 65.00



9 Dena Bank 0 0.00 0 0.00 0 0.00

10 IDBI Bank 476 1164.40 283 756.41 0 0.00

11 Indian Bank 241 344.00 236 337.00 51 55.00





(Amount ` lakh)








15 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


17 State Bank of Travancore 0 0.00 0 0.00 0 0.00

18 Syndicate Bank 1209 458.00 1015 390.00 1209 458.00

19 UCO Bank 1200 1211.12 203 204.92 863 897.77



21 Vijaya Bank 79 83.65 76 82.05 76 82.05

Total 94674 53498.59 42310 35364.87 31859 23741.56

Total Eastern Region 153711 100533.86 87078 73073.32 61074 47409.02

CENTRAL REGION

Chhattisgarh

1 Allahabad Bank 573 348.90 508 337.60 443 324.36

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 254 322.00 38 63.93 47 82.52

4 Bank of India 120 79.00 80 41.00 36 35.00


6 Canara Bank 63 61.00 28 27.00 18 18.00



9 Dena Bank 872 551.14 809 501.64 785 496.00

10 IDBI Bank 40 43.93 33 39.60 17 22.50

11 Indian Bank 50 63.00 49 61.00 38 19.00




14 Punjab & Sind Bank 1 3.00 0 0.00 1 3.00


17 Syndicate Bank 19 13.00 19 13.00 19 13.00

18 UCO Bank 0 0.00 0 0.00 0 0.00


20 Vijaya Bank 19 20.30 15 18.00 13 15.50

Total 5472 4688.98 3518 3083.47 4007 2849.44



(Amount ` lakh)







Madhya Pradesh

1 Allahabad Bank 1517 436.70 1276 398.70 992 356.80

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 26 102.71 11 53.03 9 28.91

4 Bank of India 7969 6456.00 7331 6108.00 6309 5727.00


6 Canara Bank 106 74.00 99 68.00 19 17.00



9 Dena Bank 14 9.96 13 8.08 13 8.88

10 IDBI Bank 273 703.40 273 703.40 0 0.00

11 Indian Bank 223 614.00 219 601.00 25 15.00




15 Punjab & Sind Bank 1 0.50 0 0.00 1 0.50




19 Syndicate Bank 40 19.00 32 16.00 40 19.00

20 UCO Bank 206 122.74 59 34.90 23 10.13



23 Vijaya Bank 13 9.05 13 9.05 13 9.05

Total 16049 11461.87 11422 9320.27 11220 7890.98

Uttar Pradesh

1 Allahabad Bank 6449 1021.00 3934 728.80 1291 407.66

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 1101 1359.68 268 236.74 54 14.93

4 Bank of India 273 352.00 66 59.00 155 202.00


6 Canara Bank 266 209.00 264 207.00 261 204.00





(Amount ` lakh)







9 Dena Bank 21 3.84 17 1.99 19 3.84

10 IDBI Bank 508 1219.95 460 1098.15 36 18.00

11 Indian Bank 82 102.00 80 100.00 37 25.00




15 Punjab & Sind Bank 26 45.16 0 0.00 24 18.70



18 Syndicate Bank 219 315.00 180 252.00 175 225.00

19 UCO Bank 294 373.30 48 62.65 29 7.97



22 Vijaya Bank 24 12.00 24 12.00 24 12.00

Total 11326 6650.65 6463 3746.69 2909 1774.47

Uttarakhand

1 Allahabad Bank 268 28.86 143 17.05 13 4.95

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 50 34.54 10 11.62 5 3.61

4 Bank of India 27 14.00 5 3.00 5 3.00


6 Canara Bank 61 42.00 51 28.00 9 6.00



9 Dena Bank 0 0.00 0 0.00 0 0.00

10 IDBI Bank 74 178.07 73 177.79 2 1.00

11 Indian Bank 2 3.00 2 3.00 1 1.00




15 Punjab & Sind Bank 2 9.00 0 0.00 2 9.00



18 Syndicate Bank 2 3.00 2 3.00 2 3.00



(Amount ` lakh)







19 UCO Bank 23 21.67 2 2.99 4 1.42


21 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 1086 711.81 767 577.52 189 158.08

Total Central Region 33933 23513.31 22170 16727.95 18325 12672.97

WESTERN REGION

Goa

1 Bank of Baroda 6 20.50 3 11.99 3 8.28

2 Bank of India 26 60.00 26 60.00 23 56.00


4 Canara Bank 57 78.00 39 69.00 7 7.00



7 Dena Bank 10 25.58 9 22.58 9 23.00

8 IDBI Bank 0 0.00 0 0.00 0 0.00

9 Indian Bank 0 0.00 0 0.00 0 0.00




13 Syndicate Bank 17 28.00 17 28.00 17 28.00

14 UCO Bank 2 5.00 0 0.00 1 3.00


16 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 331 730.94 276 672.81 248 572.94

Gujarat

1 Allahabad Bank 10 0.71 10 0.71 10 0.71

2 Bank of Baroda 8247 2326.52 736 627.19 272 193.75

3 Bank of India 1404 10541.00 1215 2477.00 428 1729.00


5 Canara Bank 8 10.00 8 10.00 0 0.00



8 Dena Bank 1487 1029.54 1429 987.59 1189 824.00



(Amount ` lakh)







9 IDBI Bank 5 10.92 5 10.92 0 0.00

10 Indian Bank 310 484.00 304 475.00 17 8.00




14 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00



17 Syndicate Bank 80 58.00 60 46.00 72 42.00

18 UCO Bank 48 40.73 9 7.60 0 0.00


20 Vijaya Bank 29 24.85 28 24.17 28 24.17

Total 14161 16194.84 5478 5788.20 2381 3051.00

Maharashtra

1 Allahabad Bank 646 183.80 461 163.70 249 113.80

2 Andhra Bank 155 103.00 153 102.00 134 87.00

3 Bank of Baroda 736 806.90 204 222.43 163 129.21

4 Bank of India 7737 47630.00 5419 25360.00 5929 34363.00


6 Canara Bank 364 440.00 343 412.00 58 67.00



9 Dena Bank 389 349.22 377 333.28 233 210.00

10 IDBI Bank 410 567.53 407 562.38 89 108.91

11 Indian Bank 159 258.00 156 253.00 20 13.00




15 Punjab & Sind Bank 3 1.50 0 0.00 3 1.50



18 State Bank of Mysore 0 0.00 0 0.00 0 0.00




(Amount ` lakh)







20 Syndicate Bank 229 245.00 185 190.00 180 180.00

21 UCO Bank 214 222.66 46 39.92 54 53.99


23 Vijaya Bank 149 228.55 137 208.90 132 198.90

Total 25019 65984.25 17837 39120.94 14280 43458.17

Total Western Region 39511 82910.03 23591 45581.95 16909 47082.11

SOUTHERN REGION

Andhra Pradesh

1 Allahabad Bank 1354 2984.00 894 1753.00 355 453.30

2 Andhra Bank 110377 324433.00 110201 324283.00 87639 255172.00

3 Bank of Baroda 1882 6469.83 883 2675.84 1027 2849.37

4 Bank of India 1281 1281.00 1261 1261.00 530 530.00


6 Canara Bank 11851 4565.00 10810 4409.00 769 197.00



9 Dena Bank 38 39.73 37 37.40 31 32.00

10 IDBI Bank 28 135.50 28 135.50 0 0.00

11 Indian Bank 17963 69630.00 17604 68237.00 3887 11959.00




15 Punjab & Sind Bank 1 0.50 0 0.00 0 0.00






21 Syndicate Bank 32820 102496.00 22830 72678.00 23060 77230.00

22 UCO Bank 659 2156.12 79 271.67 177 354.85



25 Vijaya Bank 2608 7998.10 2504 7835.41 2497 7835.40

Total 290875 830234.36 266276 763230.47 164893 467498.82



(Amount ` lakh)







Karnataka

1 Allahabad Bank 57 80.47 34 45.35 5 3.40

2 Andhra Bank 169 335.00 169 335.00 98 181.00

3 Bank of Baroda 47 120.00 34 86.45 3 9.92

4 Bank of India 245 93.00 214 82.00 3 4.00


6 Canara Bank 5092 11058.00 4659 9718.00 764 1868.00



9 Dena Bank 17 58.92 16 54.84 15 53.00

10 IDBI Bank 1378 4163.89 1348 4062.57 112 336.00

11 Indian Bank 332 1148.00 325 1125.00 198 651.00




15 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00






21 Syndicate Bank 14725 44427.00 12600 40005.00 14690 44339.00

22 UCO Bank 91 194.11 41 57.30 2 11.00


24 Vijaya Bank 7877 28631.00 7541 27596.00 7523 27576.00

Total 166655 412787.28 151094 379440.24 95346 203540.24

Kerala

1 Allahabad Bank 72 76.34 0 0.00 0 0.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 363 1035.00 129 310.24 33 103.64

4 Bank of India 446 2850.00 402 2804.00 296 909.00


6 Canara Bank 18377 11202.00 16815 10343.00 8554 6291.00



(Amount ` lakh)









9 Dena Bank 14 25.81 13 24.25 13 23.00

10 IDBI Bank 651 3266.31 619 3120.35 16 44.80

11 Indian Bank 2236 8922.00 2191 8743.00 212 786.00




15 Punjab & Sind Bank 2 2.35 0 0.00 0 0.00





20 Syndicate Bank 1289 4141.00 1117 3610.00 1289 4141.00

21 UCO Bank 106 328.52 7 15.75 21 70.49


23 Vijaya Bank 709 2127.90 687 2040.00 687 2040.00

Total 51995 89434.24 44901 75915.90 31278 52840.85

Lakshadweep

1 Syndicate Bank 0 0.00 0 0.00 0 0.00

2 UCO Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Puducherry

1 Andhra Bank 0 0.00 0 0.00 0 0.00

2 Bank of India 56 103.00 56 103.00 0 0.00




6 Dena Bank 0 0.00 0 0.00 0 0.00

7 IDBI Bank 22 97.25 22 97.25 0 0.00

8 Indian Bank 96 296.00 94 290.00 5 4.00





(Amount ` lakh)








12 Syndicate Bank 0 0.00 0 0.00 0 0.00

13 UCO Bank 0 0.00 0 0.00 0 0.00

14 Vijaya Bank 24 83.62 23 77.62 23 77.62

Total 620 1223.25 511 1079.69 322 544.34

Tamil Nadu

1 Allahabad Bank 202 179.20 130 169.50 45 25.67

2 Andhra Bank 205 498.00 205 498.00 148 359.00

3 Bank of Baroda 173 355.25 82 214.24 23 80.14

4 Bank of India 3410 7963.00 2982 7061.00 3236 7850.00


6 Canara Bank 7167 21355.00 6696 19334.00 2383 7529.24



9 Dena Bank 38 36.36 37 31.69 34 33.00

10 IDBI Bank 2286 6984.60 2230 6830.60 0 0.00

11 Indian Bank 19610 76236.00 19218 74711.00 4679 17240.00









20 Syndicate Bank 1786 7516.00 1430 6013.00 1482 6010.00

21 UCO Bank 104 249.71 12 26.94 0 0.00



24 Vijaya Bank 356 977.14 343 922.66 343 922.66

Total 66363 175735.51 60908 162943.37 35624 78083.86

Telangana

1 Allahabad Bank 1182 1253.00 1112 1224.00 1023 1172.00

2 Andhra Bank 48792 131153.00 48659 131037.00 37737 102034.00



(Amount ` lakh)







3 Bank of Baroda 361 1165.00 188 634.23 300 971.04


5 Bank of India 502 2200.00 502 2200.00 491 1774.00

6 Canara Bank 1970 3919.00 1970 3919.00 42 152.00



9 Dena Bank 343 515.85 343 515.85 309 464.00

10 IDBI Bank 4 12.50 2 5.00 0 0.00

11 Indian Bank 4919 15832.00 4821 15516.00 135 360.00








19 Syndicate Bank 7175 26558.00 5860 19858.00 7175 26558.00

20 UCO Bank 552 1918.32 34 116.68 37 92.50

21 Vijaya Bank 893 2215.80 872 2191.64 870 2190.14

Total 121294 325285.90 113731 306127.59 79467 221482.91

Total Southern Region 697802 1834700.54 637421 1688737.26 406930 1023991.02

Total - Public Sector Commercial Banks

938510 2052045.99 779641 1831311.13 510185 1136197.78



(Amount ` lakh)







PUBLIC SECTOR COM. BANKS - All India Position

1 Allahabad Bank 38854 23785.83 31240 20458.30 22934 15699.85

2 Andhra Bank 161101 457991.84 160783 457723.00 127063 359192.73

3 Bank of Baroda 15170 16327.56 3243 5652.35 2547 5092.26

4 Bank of India 30381 84890.00 25386 52237.00 22553 57445.00


6 Canara Bank 50065 56123.22 46021 51312.75 15536 17908.46



9 Dena Bank 3289 2673.32 3146 2546.56 2692 2194.95

10 IDBI Bank 8423 23237.28 7715 21508.15 433 694.05

11 Indian Bank 47149 175394.00 46208 171884.00 9659 31853.00




15 Punjab & Sind Bank 69 119.09 17 15.35 54 83.78







22 Syndicate Bank 60240 186868.00 45846 143578.00 49893 159681.00

23 UCO Bank 7461 10399.56 1198 1438.27 3800 3658.37



26 Vijaya Bank 12891 42588.17 12354 41150.85 12320 41116.84

Total 938510 2052045.99 779641 1831311.13 510185 1136197.78



STATEMENT - IV - A (ii)

Progress under Microfinance - Bank loans disbursed by Private Sector Commercial Banks to SHGs during 2015-16

(Amount ` lakh)

S. No

Name of the Bank


Out of Total - Loan disbursed Exclusive to Women SHGs




Northern Region

Chandigarh

1 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Haryana

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 21 39.72 21 39.72 0 0.00

4 ICICI Bank 0 0.00 0 0.00 0 0.00

5 YES Bank 1466 3440.75 1466 3440.75 0 0.00

Total 1487 3480.47 1487 3480.47 0 0.00

Himachal Pradesh

1 ICICI Bank 0 0.00 0 0.00 0 0.00

2 YES Bank 153 358.25 153 358.25 0 0.00

Total 153 358.25 153 358.25 0 0.00

Jammu & Kashmir

1 HDFC Bank 0 0.00 0 0.00 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00

3 Jammu & Kashmir Bank 1504 952.70 1471 921.85 1472 937.86

Total 1504 952.70 1471 921.85 1472 937.86

New Delhi

1 Federal Bank 0 0.00 0 0.00 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 79 91.20 79 91.20 0 0.00

4 South Indian Bank 0 0.00 0 0.00 0 0.00

Total 79 91.20 79 91.20 0 0.00

Punjab

1 Capital Local Area Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 0 0.00 0 0.00 0 0.00

4 HDFC Bank 0 0.00 0 0.00 0 0.00

3 ICICI Bank 0 0.00 0 0.00 0 0.00

5 YES Bank 1312 2513.06 1312 2513.06 0 0.00

Total 1312 2513.06 1312 2513.06 0 0.00


(Amount ` lakh)

S. No

Name of the Bank






Rajasthan

1 City Union Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 156 318.71 156 318.71 0 0.00

4 ICICI Bank 6098 9708.43 6098 9708.43 0 0.00

5 YES Bank 4740 11781.15 4740 11781.15 0 0.00

Total 10994 21808.29 10994 21808.29 0 0.00



Arunachal Pradesh

1 AXIS Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Assam

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 3 0.13 2 0.13 0 0.00

3 HDFC Bank 64 77.01 64 77.01 0 0.00

4 ICICI Bank 0 0.00 0 0.00 0 0.00

Total 67 77.14 66 77.14 0 0.00

Manipur

1 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Meghalaya

1 Federal Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Nagaland

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 ICICI Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Sikkim

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

STATEMENT - IV - A (ii) (contd.)


(Amount ` lakh)

S. No

Name of the Bank






Tripura

1 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Total North Eastern Region 67 77.14 66 77.14 0 0.00

Eastern Region

Bihar

1 HDFC Bank 89 125.73 89 125.73 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00

3 YES Bank 1539 4401.93 1539 4401.93 0 0.00

Total 1628 4527.66 1628 4527.66 0 0.00

Jharkhand

1 HDFC Bank 1 1.66 1 1.66 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00

3 YES Bank 172 488.78 172 488.78 0 0.00

Total 173 490.44 173 490.44 0 0.00

Odisha

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 9 12.87 9 12.87 0 0.00

4 ICICI Bank 0 0.00 0 0.00 0 0.00

5 YES Bank 10475 20365.76 10475 20365.76 0 0.00

Total 10484 20378.63 10484 20378.63 0 0.00

West Bengal

1 Federal Bank 1 51.29 0 0.00 0 0.00

2 HDFC Bank 194 181.50 194 181.50 0 0.00

3 ICICI Bank 0 0.00 0 0.00 0 0.00

4 Karnataka Bank 0 0.00 0 0.00 0 0.00

5 YES Bank 4216 8217.05 4216 8217.05 0 0.00

Total 4411 8449.84 4410 8398.55 0 0.00


Central Region

Chhattisgarh

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 28 21.27 28 21.27 0 0.00



(Amount ` lakh)

S. No

Name of the Bank







5 YES Bank 1116 1841.59 1116 1841.59 0 0.00

Total 1144 1862.86 1144 1862.86 0 0.00

Madhya Pradesh

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 8101 23783.82 8101 23783.82 0 0.00

3 ICICI Bank 3763 3986.69 3763 3986.69 0 0.00


5 YES Bank 7556 15336.40 7556 15336.40 0 0.00

Total 19420 43106.91 19420 43106.91 0 0.00

Uttar Pradesh

1 Federal Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 1 1.75 1 1.75 0 0.00

3 ICICI Bank 0 0.00 0 0.00 0 0.00

4 YES Bank 6846 17282.93 6846 17282.93 0 0.00

Total 6847 17284.68 6847 17284.68 0 0.00

Uttarakhand

1 HDFC Bank 0 0.00 0 0.00 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00

3 Nainital Bank 0 0.00 0 0.00 0 0.00

4 Tamilnad Mercantile Bank 0 0.00 0 0.00 0 0.00

5 YES Bank 525 1166.05 525 1166.05 0 0.00

Total 525 1166.05 525 1166.05 0 0.00


Western Region

Goa

1 Federal Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 170 628.97 170 628.97 0 0.00

Total 170 628.97 170 628.97 0 0.00

Gujarat

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 City Union Bank 0 0.00 0 0.00 0 0.00

3 Federal Bank 0 0.00 0 0.00 0 0.00

4 HDFC Bank 319 420.14 319 420.14 0 0.00

5 ICICI Bank 2768 3740.59 2768 3740.59 0 0.00



(Amount ` lakh)

S. No

Name of the Bank






6 YES Bank 0 0.00 0 0.00 0 0.00

Total 3087 4160.73 3087 4160.73 0 0.00

Maharashtra

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 3 4.79 1 0.95 0 0.00

3 HDFC Bank 9053 22615.53 9053 22615.53 0 0.00

4 ICICI Bank 23262 31463.81 23262 31463.81 0 0.00

5 IndusInd Bank 0 0.00 0 0.00 0 0.00

6 Karnataka Bank 1 1.00 1 1.00 1 1.00

7 Kotak Mahindra Bank 0 0.00 0 0.00 0 0.00

8 Ratnakar Bank 1 0.99 1 0.99 0 0.00



11 YES Bank 6779 19423.04 6779 19423.04 0 0.00

Total 39100 73509.41 39098 73505.57 1 1.00


Southern Region

Andhra Pradesh

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 City Union Bank 0 0.00 0 0.00 0 0.00

3 Federal Bank 0 0.00 0 0.00 0 0.00

4 HDFC Bank 0 0.00 0 0.00 0 0.00

5 ICICI Bank 0 0.00 0 0.00 0 0.00

6 ING-Vysya Bank 0 0.00 0 0.00 0 0.00

7 Karnataka Bank 108 303.60 92 254.85 0 0.00



Total 108 303.60 92 254.85 0 0.00

Karnataka

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 City Union Bank 0 0.00 0 0.00 0 0.00

3 Federal Bank 1 0.20 1 0.20 0 0.00

4 HDFC Bank 10637 34359.35 10637 34359.35 0 0.00

5 ICICI Bank 8409 18340.95 8409 18340.95 0 0.00

6 ING-Vysya Bank 0 0.00 0 0.00 0 0.00



(Amount ` lakh)

S. No

Name of the Bank






7 Karnataka Bank 413 696.28 331 558.38 3 8.00

Ratnakar Bank 3452 2510.39 3452 2510.39 0 0.00



10 YES Bank 5908 15037.93 5908 15037.93 0 0.00

Total 28822 70950.54 28740 70812.64 3 8.00

Kerala

1 Catholic Syrian Bank 0 0.00 0 0.00 0 0.00

2 City Union Bank 0 0.00 0 0.00 0 0.00

3 Dhanalakshmi Bank 2317 137.79 2060 126.44 0 0.00

4 Federal Bank 859 1260.00 399 534.71 43 16.54

5 HDFC Bank 128 230.45 128 230.45 0 0.00

6 ICICI Bank 1909 4509.26 1909 4509.26 0 0.00

7 ING-Vysya Bank 0 0.00 0 0.00 0 0.00



10 YES Bank 1273 3270.25 1273 3270.25 0 0.00

Total 6682 9540.19 5952 8793.27 43 16.54

Pudducherry

1 City Union Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 ICICI Bank 0 0.00 0 0.00 0 0.00


Total 0 0.00 0 0.00 0 0.00

Tamil Nadu

1 City Union Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 33 16.17 32 9.73 0 0.00

3 HDFC Bank 15971 50725.85 15971 50725.85 0 0.00

4 ICICI Bank 26650 91339.57 26650 91339.57 0 0.00

5 ING-Vysya Bank 0 0.00 0 0.00 0 0.00

6 Karnataka Bank 0 0.00 0 0.00 0 0.00

7 Karur Vysya bank 60 60.00 58 58.00 40 40.00



10 YES Bank 12632 38130.03 12632 38130.03 0 0.00

Total 55574 180809.62 55551 180758.89 41 40.60



(Amount ` lakh)

S. No

Name of the Bank






Telangana

1 Federal Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 0 0.00 0 0.00 0 0.00

3 ICICI Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00


Total - Private Sec.Com. Banks 193771 466451.24 192883 465380.96 1560 1004.00

Private Sector Commercial Banks - all India Position

1 AXIS Bank 0 0.00 0 0.00 0 0.00


3 Federal Bank 900 1332.58 435 545.72 43 16.54

4 HDFC Bank 45021 133635.53 45021 133635.53 0 0.00

5 ICICI Bank 72859 163089.30 72859 163089.30 0 0.00

6 IndusInd Bank 0 0.00 0 0.00 0 0.00


8 Karnataka Bank 522 1000.88 424 814.23 4 9.00

9 Karur Vysya bank 60 60.00 58 58.00 40 40.00


11 Ratnakar Bank 3453 2511.38 3453 2511.38 0 0.00



14 YES Bank 66708 163054.95 66708 163054.95 0 0.00

Total Pvt. Sec. Com. Banks IV - A (ii)

193771 466451.24 192883 465380.96 1560 1004.00

Total of All Pub. Sec. Com. Banks - IV A(i)

938510 2052045.99 779641 1831311.13 510185 1136197.78

Grand Total - Commercial Banks 1132281 2518497.23 972524 2296692.09 511745 1137201.78



STATEMENT - IV - B

Prgress under Microfinance - Bank loans disbursed by Regional Rural Banks to SHGs during 2015-16

(Amount ` lakh)

S. No Name of the Bank






NORTHERN REGION

Haryana

1 Haryana Gramin Bank 1168 1082.00 1147 1049.00 1078 928.00

Total 1168 1082.00 1147 1049.00 1078 928.00

Himachal Pradesh

1 Himachal Pradesh Gramin Bank 669 996.00 658 983.00 307 457.00

Total 669 996.00 658 983.00 307 457.00

Jammu & Kashmir

1 Ellaquai Dehati Bank 336 438.82 292 416.82 292 416.82

2 Jammu and Kashmir Gramin Bank 713 541.52 713 541.52 555 488.50

Total 1049 980.34 1005 958.34 847 905.32

Punjab

1 Punjab Gramin Bank 619 495.20 582 465.60 310 248.00

2 Malwa Gramin Bank 129 129.87 129 129.87 26 28.30

3 Satluj Gramin Bank 15 6.90 15 6.90 0 0.00

Total 763 631.97 726 602.37 336 276.30

Rajasthan

1Baroda Rajasthan Kshetriya Gramin Bank

2201 1775.94 1965 1627.07 776 585.17

2 Marudhara Grameen Bank 1615 1065.63 1524 1012.19 540 413.47

Total 3816 2841.57 3489 2639.26 1316 998.64



Assam

1 Assam Gramin Vikash Bank 13395 9615.11 11737 8270.98 11221 7907.36

2 Langpi Dehangi Rural Bank 911 550.45 729 440.36 127 76.03

Total 14306 10165.56 12466 8711.34 11348 7983.39

Arunachal Pradesh

1 Arunachal Pradesh Rural Bank 6 11.00 6 11.00 0 0.00

Total 6 11.00 6 11.00 0 0.00

Manipur

1 Manipur Rural Bank 214 220.33 214 220.33 8 7.20

Total 214 220.33 214 220.33 8 7.20


(Amount ` lakh)







Meghalaya

1 Meghalaya Rural Bank 149 125.75 72 49.36 28 15.90

Total 149 125.75 72 49.36 28 15.90

Mizoram

1 Mizoram Rural Bank 315 459.85 124 27.55 45 27.55

Total 315 459.85 124 27.55 45 27.55

Nagaland

1 Nagaland Rural Bank 47 1.49 47 1.49 5 0.03

Total 47 1.49 47 1.49 5 0.03

Tripura

1 Tripura Gramin Bank 21 2967.00 21 2967.00 21 2967.00

Total 21 2967.00 21 2967.00 21 2967.00


EASTERN REGION

Bihar

1 Madhya Bihar Gramin Bank 23739 15670.00 21602 13615.00 19238 12380.00

2 Uttar Bihar Gramin Bank 29294 17642.00 29294 17642.00 29294 17642.00

3 Bihar Gramin Bank 13900 4788.57 13900 4788.57 13900 4788.57

Total 66933 38100.57 64796 36045.57 62432 34810.57

Jharkhand

1 Jharkhand Gramin Bank 1798 1010.93 1780 999.99 1737 975.47

2 Vananchal Gramin Bank 1696 885.00 1696 885.00 1696 885.00

Total 3494 1895.93 3476 1884.99 3433 1860.47

Odisha

1 Odisha Gramya Bank 14285 23783.00 14285 23783.00 14285 23783.00

2 Utkal Gramya Bank 11114 11697.94 10078 10925.21 15 5.40

Total 25399 35480.94 24363 34708.21 14300 23788.40

West Bengal

1 Bangiya Gramin Vikash Bank 8674 8768.69 8659 8751.65 3961 4040.25

2 Paschim Banga Gramin Bank 19492 49443.00 18520 48374.00 18520 48374.00

3 Uttarbanga Kshetriya Gramin Bank 12342 12772.00 12342 12772.00 12342 12772.00

Total 40508 70983.69 39521 69897.65 34823 65186.25


STATEMENT - IV - B (contd.)


(Amount ` lakh)







CENTRAL REGION

Chhattisgarh

1 Chhattisgarh Rajya Gramin Bank 3220 2235.00 2903 1532.00 3144 2076.00

Total 3220 2235.00 2903 1532.00 3144 2076.00

Madhya Pradesh

1 Central Madhya Pradesh GB 1822 446.08 1117 313.50 1117 313.50

2 Madhyanchal GB 1666 1352.00 1666 1352.00 1666 1352.00

3 Narmada Jhabua GB 4137 2617.00 4045 2525.08 3982 2502.75

Total 7625 4415.08 6828 4190.58 6765 4168.25

Uttar Pradesh

1 Purvanchal Bank 1174 638.00 853 459.00 835 422.00

2 Sarva UP Gramin Bank 508 318.20 450 291.99 339 236.93

3 Kashi Gomti Samyut Gramin Bank 1053 526.50 860 385.00 1053 526.50

4 Parthma Bank 1562 468.10 998 299.40 205 86.58

5 Baroda U P Gramin bank 1494 2146.89 1404 1978.68 1404 1978.68

6 Allahabad UP Gramin Bank 1047 1009.39 1047 1009.39 625 515.15

7 Gramin Bank of Aryavart 854 393.09 745 344.50 735 348.00

Total 7692 5500.17 6357 4767.96 5196 4113.84

Uttarakhand

1 Uttaranchal Gramin Bank 1101 729.50 844 555.65 281 233.26

Total 1101 729.50 844 555.65 281 233.26


WESTERN REGION

Gujarat

1 Dena Gujarat Gramin Bank 2698 2294.92 2680 2284.40 234 191.83

2 Baroda Gujarat Gramin Bank 1743 1597.48 1671 1529.84 421 408.53

3 Saurashtra Gramin Bank 686 668.11 672 632.16 637 605.49

Total 5127 4560.51 5023 4446.40 1292 1205.85

Maharashtra

1 Maharashtra Gramin Bank 5013 6269.14 4561 5704.92 1639 1576.33

2 Vidharbha Konkan Gramin Bank 3367 3707.32 2250 2568.86 1510 1893.89

Total 8380 9976.46 6811 8273.78 3149 3470.22




(Amount ` lakh)







SOUTHERN REGION

Andhra Pradesh

1 Saptagiri Grameena Bank 9714 32300.00 9714 32300.00 0 0.00

2Andhra Pradesh Grameena Vikas Bank

42225 94986.42 42225 94986.42 30464 70879.33

3 Chaitanya Godavari Grameena Bank 14261 46658.19 14261 46658.19 4102 13417.33

4 Andhra Pragathi Grameena Bank 41561 131047.94 41561 131047.94 35175 108068.40

Total 107761 304992.55 107761 304992.55 69741 192365.06

Karnataka

1 Kaveri Grameena Bank 6489 19674.58 5701 17298.00 2828 8515.43

2 Pragathi Krishna Grameena Bank 30971 34028.00 29726 32657.12 1479 1594.98

3 Karnataka Vikasa Grameena Bank 5596 11457.00 5427 11110.32 4031 7930.17

Total 43056 65159.58 40854 61065.44 8338 18040.58

Kerala

1 Kerala Gramin Bank 8592 21089.00 8163 20035.00 2033 5427.00

Total 8592 21089.00 8163 20035.00 2033 5427.00

Puducherry

1 Puduvai Bharathiar Grama Bank 493 1429.20 259 826.97 11 12.59

Total 493 1429.20 259 826.97 11 12.59

Tamil Nadu

1 Pandyan Grama Bank 1278 3199.43 1259 3147.03 812 2335.71

2 Pallavan Grama Bank 19460 64254.13 19402 64148.08 4084 14237.02

Total 20738 67453.56 20661 67295.11 4896 16572.73

Telangana

1Grameena Vikas Bank (Telangana Region)

71195 182396.02 71195 182396.02 23031 59324.97

2 Telangana Grameena Bank 26562 79612.26 26562 79612.26 13219 35416.63

Total 97757 262008.28 97757 262008.28 36250 94741.60


Grand Total - RRBs 470399 916492.88 456352 900746.18 271423 482639.00



STATEMENT - IV - C

Progress under Microfinance - Bank loans disbursed by Co-operative Banks to SHGs during 2015-16

(Amount ` lakh)

Sr. No. Name of the Bank






NORTHERN REGION

Haryana

1 Ambala DCCB 0 0.00 0 0.00 0 0.00

2 Bhiwani DCCB 0 0.00 0 0.00 0 0.00

3 Faridabad DCCB 0 0.00 0 0.00 0 0.00

4 Fatahabad DCCB 10 22.68 0 0.00 10 22.68

5 Gurgaon DCCB 9 9.90 9 9.90 0 0.00

6 Hissar DCCB 0 0.00 0 0.00 0 0.00

7 Jhajjar DCCB 0 0.00 0 0.00 0 0.00

8 Jind DCCB 0 0.00 0 0.00 0 0.00

9 Kaithal DCCB 0 0.00 0 0.00 0 0.00

10 Karnal DCCB 19 13.61 19 13.61 0 0.00

11 Kurukshetra DCCB 0 0.00 0 0.00 0 0.00

12 Mahindergarh DCCB 1 5.00 1 5.00 1 5.00

13 Panchkula DCCB 0 0.00 0 0.00 0 0.00

14 Panipat DCCB 0 0.00 0 0.00 0 0.00

15 Rewari DCCB 6 9.40 6 9.40 6 9.40

16 Rohtak DCCB 0 0.00 0 0.00 0 0.00

17 Sirsa DCCB 7 7.20 7 7.20 7 7.20

18 Sonepat DCCB 0 0.00 0 0.00 0 0.00

19 Yamuna Nagar DCCB 0 0.00 0 0.00 0 0.00

Total 52 67.79 42 45.11 24 44.28

Himachal Pradesh

1 Himachal Pradesh SCB 869 854.75 659 649.52 282 358.90

2 Jogindra DCCB 249 381.71 249 381.70 29 72.26

3 Kangra DCCB 346 628.45 54 89.30 196 337.36

Total 1464 1864.91 962 1120.52 507 768.52

Jammu & Kashmir

1 J&K SCB 2 2.00 2 2.00 2 2.00

Total 2 2.00 2 2.00 2 2.00

New Delhi

1 Delhi SCB 8 4.00 8 4.00 0 0.00

Total 8 4.00 8 4.00 0 0.00


(Amount ` lakh)







Punjab

1 Amritsar DCCB 0 0.00 0 0.00 0 0.00

2 Bathinda DCCB 2 2.60 2 2.60 0 0.00

3 Faridkot DCCB 1 0.60 1 0.60 0 0.00

4 Fatehgarh DCCB 35 63.02 35 63.02 0 0.00

5 Fazilka DCCB 6 1.00 6 1.00 0 0.00

6 Firozpur DCCB 10 3.90 10 3.90 0 0.00

7 Gurdaspur DCCB 3 3.60 3 3.60 0 0.00

8 Hoshiarpur DCCB 56 31.25 56 31.25 0 0.00

9 Jalandhar DCCB 25 14.87 25 14.87 0 0.00

10 Kapurthala DCCB 6 2.80 6 2.80 0 0.00

11 Ludhiana DCCB 40 13.72 0 0.00 0 0.00

12 Mansa DCCB 3 3.24 3 3.24 3 3.24

13 Moga DCCB 1 1.00 1 1.00 0 0.00

14 Mohali DCCB 0 0.00 0 0.00 0 0.00

15 Muktsar DCCB 4 2.00 4 2.00 4 2.00

16 Nawanshahr DCCB 20 17.55 20 17.55 0 0.00

17 Patiala DCCB 29 32.80 29 32.80 0 0.00

18 Ropar DCCB 8 6.85 8 6.85 0 0.00

19 Sangrur DCCB 1 1.00 0 0.00 0 0.00

20 SAS Nagar DCCB 7 9.79 7 9.79 7 9.79

21 Tarn Taran DCCB 0 0.00 0 0.00 0 0.00

Total 257 211.59 216 196.87 14 15.03

Rajasthan

1 Ajmer DCCB 5839 3415.19 5765 3269.53 97 93.27

2 Alwar DCCB 60 101.05 60 101.05 0 0.00

3 Banswara DCCB 5 1.00 5 1.00 5 1.00

4 Baran DCCB 15 8.00 15 8.00 0 0.00

5 Barmer DCCB 3 2.30 3 2.30 0 0.00

6 Bharatpur DCCB 0 0.00 0 0.00 0 0.00

7 Bhilwara DCCB 150 96.80 150 96.80 0 0.00

8 Bikaner DCCB 44 79.27 33 59.45 0 0.00

9 Bundi DCCB 341 201.43 340 199.43 31 33.60

10 Chittorgarh DCCB 62 87.56 56 75.62 6 11.94

11 Churu DCCB 41 65.88 39 54.41 0 0.00

STATEMENT - IV - C (contd.)


(Amount ` lakh)







12 Dausa DCCB 37 25.98 37 25.98 0 0.00

13 Dungarpur DCCB 36 15.11 36 15.11 0 0.00

14 Hanumangarh DCCB 27 29.30 27 29.30 0 0.00

15 Jaipur DCCB 140 82.59 140 82.59 0 0.00

16 Jaisalmer DCCB 0 0.00 0 0.00 0 0.00

17 Jalore DCCB 6 6.50 6 6.50 6 6.50

18 Jhalawar DCCB 186 147.00 183 145.09 3 1.77

19 Jhunjhunu DCCB 286 267.16 286 267.16 0 0.00

20 Jodhpur DCCB 16 46.95 16 46.95 0 0.00

21 Kota DCCB 145 79.66 145 79.66 62 5.76

22 Nagaur DCCB 47 110.57 47 110.57 0 0.00

23 Pali DCCB 63 188.94 63 188.94 0 0.00

24 Swai Madhopur DCCB 48 24.20 48 24.20 0 0.00

25 Sikar DCCB 710 824.99 710 824.99 17 16.83

26 Sirohi DCCB 37 48.06 37 48.06 0 0.00

27 S.Ganganagar DCCB 99 160.26 99 160.26 0 0.00

28 Tonk DCCB 0 0.00 0 0.00 0 0.00

29 Udaipur DCCB 59 80.75 59 80.75 0 0.00

Total 8502 6196.50 8405 6003.70 227 170.67

Total - Northern Region 10285 8346.79 9635 7372.20 774 1000.50


Assam

1 Assam SCB 547 338.52 522 261.00 435 229.14

Total 547 338.52 522 261.00 435 229.14

Arunachal Pradesh

1 Arunachal Pradesh SCB 24 16.45 24 16.45 23 12.70

Total 24 16.45 24 16.45 23 12.70

Manipur

1 Manipur SCB 80 40.00 80 40.00 80 40.00

Total 80 40.00 80 40.00 80 40.00

Meghalaya

1 Meghalaya SCB 14 18.45 0 0.00 0 0.00

Total 14 18.45 0 0.00 0 0.00

Mizoram

1 Mizoram SCB 8 11.20 0 0.00 0 0.00

Total 8 11.20 0 0.00 0 0.00



(Amount ` lakh)







Nagaland

1 Nagaland SCB 1085 1127.15 870 901.00 650 675.00

Total 1085 1127.15 870 901.00 650 675.00

Sikkim

1 Sikkim SCB 22 26.00 0 0.00 0 0.00

Total 22 26.00 0 0.00 0 0.00

Tripura

1 Tripura SCB 406 189.86 366 146.00 10 5.36

Total 406 189.86 366 146.00 10 5.36


EASTERN REGION

A & N Islands (UT)

1 A & N SCB 223 359.47 211 337.90 0 0.00

Total 223 359.47 211 337.90 0 0.00

Jharkhand

1 Ranchi - Khunti DCCB 21 128.45 21 128.45 0 0.00

Total 21 128.45 21 128.45 0 0.00

Odisha

1 Odisha SCB 0 0.00 0 0.00 0 0.00

2 Angul DCCB 542 435.44 542 435.44 0 0.00

3 Aska DCCB 25 17.10 25 17.10 0 0.00

4 Balasore DCCB 1702 1640.17 1117 1033.58 0 0.00

5 Banki DCCB 89 79.35 89 79.35 0 0.00

6 Berhampur DCCB 73 208.40 73 208.40 0 0.00

7 Bhawanipatna DCCB 3 4.30 3 4.30 0 0.00

8 Bolangir DCCB 24 18.91 24 18.91 0 0.00

9 Boudh DCCB 37 72.82 37 72.82 0 0.00

10 Cuttack DCCB 734 765.26 734 765.26 0 0.00

11 Keonjhar DCCB 218 202.02 215 196.57 0 0.00

12 Khurda DCCB 548 596.23 548 596.23 0 0.00

13 Koraput DCCB 516 543.40 516 543.40 0 0.00

14 Mayurbhanj DCCB 56 78.38 56 78.38 0 0.00

15 Nayagarh DCCB 171 116.30 171 116.30 0 0.00

16 Puri-Nimapara DCCB 41 35.80 41 35.80 0 0.00



(Amount ` lakh)







17 Sambalpur DCCB 242 255.34 242 255.34 0 0.00

18 Sundargarh DCCB 929 643.87 929 643.87 0 0.00

Total 5950 5713.09 5362.00 5101.05 0 0.00

West Bengal

1 West Bengal SCB 55107 36399.36 52106 33526.67 0 0.00

2 Bankura DCCB 12018 7787.36 122 182.00 0 0.00

3 Birbhum DCCB 0 0.00 0 0.00 0 0.00

4 Burdwan DCCB 41 36.08 30 0.00 0 0.00

5 Balageria DCCB 491 530.51 468 503.98 0 0.00

6 Darjeeling DCCB 12 12.84 8 10.30 0 0.00

7 Daxin Dinajpur DCCB 28 18.10 28 18.10 0 0.00

8 Hooghly DCCB 10306 4185.93 10272 4172.39 0 0.00

9 Howrah DCCB 2713 1631.33 2446 1470.90 0 0.00

10 Jalpaiguri DCCB 2273 37.50 2267 37.50 0 0.00

11 Malda DCCB 3132 1884.88 3073 1868.22 0 0.00

12 Mugberia DCCB 3012 2676.09 2871 2554.47 0 0.00

13 Murshidabad DCCB 3821 3625.04 3821 3625.04 3821 3625.04

14 Nadia DCCB 2486 745.80 2412 724.46 0 0.00

15 Purulia DCCB 587 170.95 587 170.95 212 93.71

16 Raiganj DCCB 1073 762.01 1073 762.01 0 0.00

17 Tamluk Ghatal DCCB 1366 282.45 1361 281.78 0 0.00

18 Vidyasagar DCCB 1175 1660.27 1042 1444.72 325 279.43

Total 99641 62446.50 83987 51353.49 4358 3998.18


CENTRAL REGION

Chhattisgarh

1 Ambikapur DCCB 33 14.68 26 12.10 0 0.00

2 Jagdalpur DCCB 136 182.90 136 182.90 0 0.00

3 Raipur DCCB 73 123.55 73 123.55 11 22.60

4 Rajnandgaon DCCB 1007 528.08 1007 528.08 1007 528.08

Total 1249 849.21 1242 846.63 1018 550.68

Madhya Pradesh

1 Balaghat DCCB 0 0.00 0 0.00 0 0.00

2 Betul DCCB 8 0.80 0 0.00 0 0.00

3 Chhindwara DCCB 31 2.43 0 0.00 0 0.00



(Amount ` lakh)







4 Dhar DCCB 0 0.00 0 0.00 0 0.00

5 Gwalior DCCB 6 23.80 3 11.90 6 23.80

6 Indore DCCB 0 0.00 0 0.00 0 0.00

7 Jhabua DCCB 0 0.00 0 0.00 0 0.00

8 Khandwa DCCB 5 4.25 5 4.25 0 0.00

9 KhargaonDCCB 34 61.25 0 0.00 0 0.00

10 Panna DCCB 0 0.00 0 0.00 0 0.00

11 Raisen DCCB 0 0.00 0 0.00 0 0.00

12 Ratlam DCCB 1 5.00 1 5.00 1 5.00

13 Satna DCCB 0 0.00 0 0.00 0 0.00

14 Sehore DCCB 0 0.00 0 0.00 0 0.00

15 Shajapur DCCB 6 4.10 3 2.40 0 0.00

16 Shivpuri DCCB 0 0.00 0 0.00 0 0.00

17 Vidisha DCCB 0 0.00 0 0.00 0 0.00

Total 91 101.63 12 23.55 7 28.80

Uttar Pradesh

1 Barabanki DCCB 39 3.69 39 3.69 0 0.00

2 Deoria DCCB 0 0.00 0 0.00 0 0.00

3 Lucknow DCCB 0 0.00 0 0.00 0 0.00

4 Mirzapur DCCB 0 0.00 0 0.00 0 0.00

5 Muradabad DCCB 0 0.00 0 0.00 0 0.00

6 Muzaffar Nagar DCCB 0 0.00 0 0.00 0 0.00

7 Pilibhit DCCB 4 1.10 4 1.10 0 0.00

8 Raibareily DCCB 0 0.00 0 0.00 0 0.00

9 Unnao DCCB 0 0.00 0 0.00 0 0.00

10 Varanasi DCCB 0 0.00 0 0.00 0 0.00

Total 43 4.79 43 4.79 0 0.00

Uttarakhand

1 Uttarakhand SCB 0 0.00 0 0.00 0 0.00

2 Almora DCCB 57.00 52.15 57.00 52.15 34.00 51.00

3 Chamoli DCCB 74.00 23.49 17.00 6.80 4.00 3.21

4 Dehradun DCCB 51.00 65.25 7.00 13.36 48.00 57.75

5 Garhwal (Kotdar) DCCB 0.00 0.00 0.00 0.00 0.00 0.00

6 Haldwani DCCB 64.00 48.35 13.00 26.85 11.00 21.50

7 Haridwar DCCB 0.00 0.00 0.00 0.00 0.00 0.00



(Amount ` lakh)







8 Pithoragarh DCCB 407 487.09 77 0.00 0 0.00

9 Tehri DCCB 556.00 449.33 30.00 30.00 282.00 376.40

10 Udham Singh Nagar DCCB 108.00 17100.00 108.00 17.00 9.00 9.00

11 Uttarkashi DCCB 75 71.88 71 68.28 37 52.35

Total 1392 18297.54 380 214.44 425 571.21


WESTERN REGION

Goa

1 Goa SCB 202 618.87 200 609.25 0 0.00

Total 202 618.87 200 609.25 0 0.00

Gujarat

1 Ahmedabad DCCB 39 22.90 39 22.90 39 22.90

2 Amreli DCCB 25 12.50 25 12.50 0 0.00

3 Banaskantha DCCB 33 97.01 33 97.01 0 0.00

4 Baroda DCCB 0 0.00 0 0.00 0 0.00

5 Bharuch DCCB 112 612.01 43 202.01 0 0.00

6 Bhavnagar DCCB 15 44.13 6 30.83 0 0.00

7 Jamnagar DCCB 75 22.33 75 22.33 0 0.00

8 Junagadh dCCB 0 0.00 0 0.00 0 0.00

9 Kheda DCCB 0 0.00 0 0.00 0 0.00

10 Kodinar DCCB 93 37.85 0 0.00 93 37.85

11 Kutch DCCB 0 0.00 0 0.00 0 0.00

12 Mehsana DCCB 341 407.90 338 404.40 0 0.00

13 Panchmahal DCCB 12 5.10 12 5.10 12 5.10

14 Rajkot DCCB 252 282.80 252 282.80 9 10.10

15 Sabarkantha DCCB 82 66.57 82 66.57 82 66.57

16 Surat DCCB 178 93.00 178 93.00 178 93.00

17 Surendranagar DCCB 0 0.00 0.00 0.00 0 0.00

18 Vadodara DCCB 0 0.00 0 0.00 0 0.00

19 Valsad DCCB 6 5.50 6 5.50 1 0.50

Total 1263 1709.60 1089 1244.95 414 236.02

Maharashtra

1 Ahmednagar DCCB 725 824.31 725 824.31 333 429.45

2 Akola DCCB 99 50.80 99 50.80 75 41.00

3 Amravati DCCB 307 114.15 290 102.15 0 0.00



(Amount ` lakh)







4 Aurangabad DCCB 122 62.00 105 52.00 4 4.00

5 Beed DCCB 0 0.00 0 0.00 0 0.00

6 Bhandara DCCB 712 725.85 712 725.85 585 557.51

7 Buldhana DCCB 0 0.00 0 0.00 0 0.00

8 Chandrapur DCCB 2226 1342.49 2226 1342.49 163 89.47

9 Dhule DCCB 141 222.75 11 20.80 0 0.00

10 Gadchiroli DCCB 1530 1082.06 1525 1080.20 783 503.87

11 Gondia DCCB 248 62.12 210 52.60 5 9.90

12 Jalgaon DCCB 78 172.97 78 172.97 0 0.00

13 Jalna DCCB 61 30.90 60 30.88 0 0.00

14 Kolhapur DCCB 1923 1155.16 1923 1155.16 625 435.60

15 Latur DCCB 573 573.13 509 531.57 360 412.80

16 Nagpur DCCB 0 0.00 0 0.00 0 0.00

17 Nanded DCCB 0 0.00 0 0.00 0 0.00

18 NandurbarDCCB 83 87.13 6 11.80 0 0.00

19 Nashik DCCB 0 0.00 0 0.00 0 0.00

20 Osmanabad DCCB 0 0.00 0 0.00 0 0.00

21 Parbhani DCCB 144 87.80 139 74.80 139 74.80

22 Pune DCCB 552 494.21 552 494.21 0 0.00

23 Raigad DCCB 2503 1180.26 2480 1171.06 145 71.00

24 Ratnagiri DCCB 303 199.74 294 194.89 32 19.45

25 Sangli DCCB 272 280.06 255 279.69 243 265.27

26 Satara DCCB 968 152.60 968 152.60 21 14.00

27 Sindhudurg DCCB 825 639.16 790 584.16 87 58.67

28 Solapur DCCB 3 13.27 3 13.27 3 13.27

29 Thane DCCB 1283 993.71 245 71.12 94 52.19

30 Wardha DCCB 0 0.00 0 0.00 0 0.00

31 Washim DCCB 0 0.00 0 0.00 0 0.00

32 Yavatmal DCCB 4 11.00 3 8.00 0 0.00

Total 15685 10557.63 14208 9197.38 3697 3052.25

Total - Western Region 17150 12886.10 15497 11051.58 4111 3288.27

SOUTHERN REGION

Andhra Pradesh

1 Anantapur DCCB 49 140.04 49 82.79 0 0.00

2 Chittoor DCCB 8 33.00 8 33.00 0 0.00



(Amount ` lakh)







3 East Godavari DCCB 0 0.00 0 0.00 0 0.00

4 Eluru DCCB 467 1308.42 467 1308.42 0 0.00

5 Guntur DCCB 385 1052.40 385 1052.40 0 0.00

6 Kadapa DCCB 0 0.00 0 0.00 0 0.00

7 Kakinada DCCB 58 133.58 58 133.58 0 0.00

8 Krishna DCCB 4039 11362.34 4039 11362.34 0 0.00

9 Kurnool DCCB 68 100.30 68 100.30 0 0.00

10 Nellore DCCB 0 0.00 0 0.00 0 0.00

11 Prakasam DCCB 167 621.03 167 621.03 0 0.00

12 Srikakulam DCCB 3 7.00 3 7.00 0 0.00

13 Visakhapatnam DCCB 83 259.04 68 226.74 32 67.45

14 Vizianagaram DCCB 0 0.00 0 0.00 0 0.00

15 West Godavari DCCB 0 0.00 0 0.00 0 0.00

Total 5327 15017.15 5312 14927.60 32 67.45

Karnataka

1 Bagalkot DCCB 280 188.21 32 23.50 0 0.00

2 Belgavi DCCB 783 1810.53 626 1448.42 0 0.00

3 Bellary DCCB 1697 2340.50 1687 2321.25 0 0.00


233 826.91 227 812.06 0 0.00

5 Bidar DCCB 1523 9189.03 1523 9189.03 0 0.00

6 Bijapur DCCB 4704 5980.00 3998 5083.00 0 0.00

7 Chikmagalur DCCB 347 766.50 326.00 752.25 58 96.72

8 Chitradurga DCCB 990 1293.47 971 1265.07 0 0.00

9 Davangere DCCB 640 546.85 610 518.70 54 46.52

10 Dharwad DCCB 756 1128.80 712 992.99 0 0.00

11 Hassan DCCB 1832 4121.43 1679 3798.83 0 0.00

12 Kalaburgi DCCB 724 847.75 724 847.25 0 0.00

13 Kanara DCCB 647 881.12 583 789.12 63 83.77

14 Kodagu DCCB 3915 2329.54 3067 1972.95 0 0.00

15 Kolar & Chickaballapur DCCB 540 2006.05 540 2006.05 0 0.00

16 Mandya DCCB 1775 3915.21 1597 3522.58 0 0.00

17 Mysore & Chamarajanagar DCCB 7185 15750.57 6758 14752.56 452 1509.68

18 Raichur DCCB 4547 4394.30 4547 4394.30 0 0.00

19 Shimoga DCCB 3157 4811.44 2541 3768.15 0 0.00



(Amount ` lakh)







20 South Canara DCCB 2625 2609.20 664 709.34 0 0.00

21 Tumkur DCCB 3956 11273.32 3180 8982.87 0 0.00

Total 42856 77010.73 36592 67950.27 627 1736.69

Kerala

1 Alappuzha DCCB 2382 3046.34 2144 2741.71 0 0.00

2 Ernakulam DCCB 18 36.55 18 36.55 0 0.00

3 Idukki DCCB 1084 4287.68 903 3276.46 0 0.00

4 Kannur DCCB 99 287.50 7 0.00 0 0.00

5 Kasaragod DCCB 78 7.43 73 6.95 0 0.00

6 Kollam DCCB 1233 2700.00 481 972.00 518 1080.00

7 Kozhikode DCCB 53 75.40 48 67.28 42 58.75

8 Malappuram DCCB 323 854.35 323 854.35 298 798.85

9 Palakkad DCCB 49 119.30 49 119.30 49 119.30

10 Pathamanthitta DCCB 217 1008.44 212 982.44 0 0.00

11 Thrissur DCCB 361 13.83 361 13.83 0 0.00

12 Trivandrum DCCB 52 294.05 52 294.05 47 174.24

13 Wayanad DCCB 6050 7894.08 5748 7499.38 116 122.50

Total 11999 20624.95 10419 16864.30 1070 2353.64

Puducherry

1 Pondicherry SCB 295 774.23 295 774.23 1 3.00

Total 295 774.23 295 774.23 1 3.00

Tamil Nadu

1 Chennai DCCB 298 953.55 298 953.55 0 0.00

2 Coimbatore DCCB 890 2763.30 877 2719.55 890 2763.30

3 Cuddalore DCCB 1047 1490.84 1031 1470.34 1025 1445.69

4 Dharmapuri DCCB 646 1953.05 638 1860.12 166 504.10

5 Dindigul DCCB 743 882.52 41 49.20 345 479.55

6 Erode DCCB 2006 4127.58 1938 4059.58 2006 4127.58

7 Kancheepuram DCCB 1186 1948.25 1186 1948.25 940 1367.76

8 Kanyakumari DCCB 1675 5512.15 1675 5512.15 0 0.00

9 Kumbakonam DCCB 750 1178.27 750 1178.27 0 0.00

10 Madurai DCCB 586 1572.09 586 1572.09 481 1308.65

11 Nilgiris DCCB 659 3013.35 646 2948.35 659 3013.35

12 Pudukottai DCCB 647 1733.73 605 1616.87 0 0.00

13 Ramnathapuram DCCB 483 1710.42 0 0.00 0 0.00



(Amount ` lakh)







14 Salem DCCB 3203 6953.39 3042 6605.72 1921 4172.03

15 Sivagangai DCCB 187 287.72 187 287.72 0 0.00

16 Thanjavur DCCB 2362 94.48 2362 94.48 1 5.00

17 Thoothukudi DCCB 608 1947.50 581 1876.69 27 70.81

18 Tiruchirapalli DCCB 2915 5610.52 2851 5522.37 2713 5090.82

19 Tirunelveli DCCB 553 1370.60 481 1315.00 553 1370.60

20 Tiruvannamalai DCCB 3974 8618.46 3933 8534.74 3974 8618.46

21 Vellore DCCB 1544 3672.51 1544 3672.51 570 1634.42

22 Villupuram DCCB 330 428.25 30 42.00 330 428.25

23 Virudhunagar DCCB 392 794.30 392 794.30 0 0.00

Total 27684 58616.83 25674 54633.85 16601 36400.37

Telangana

1 Telangana SCB 19 66.70 19 66.70 0 0.00

2 Adilabad DCCB 153 173.95 153 173.95 0 0.00

3 Hyderabad DCCB 0 0.00 0 0.00 0 0.00

4 Karimnagar DCCB 2071 7551.69 2071 7551.69 2071 7551.69

5 Khammam DCCB 71 224.84 71 224.84 71 224.84

6 Mahabubnagar DCCB 5 25.61 5 25.61 0 0.00

7 Medak DCCB 55 167.00 55 167.00 0 0.00

8 Nalgonda DCCB 877 2545.10 877 2545.10 0 0.00

9 Nizamabad DCCB 0 0.00 0 0.00 0 0.00

10 Warangal DCCB 0 0.00 0 0.00 0 0.00

Total 3251 10754.89 3251 10754.89 2142 7776.53

Total - southern Region 91412 182798.78 81543 165905.14 20473 48337.68

Grand Total - Co-operative Banks 229643 293699.98 199795 243703.67 32364 58737.52



STATEMENT - V - A (i)

Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016 - Public Sector Com. Banks

(Amount ` lakh)

S. No Name of the SCB/ DCCB

Total Bank Loans outstanding against SHGs Out of Total - Exclusive Women Out of Total NRLM/SGSY SHGs

No. of SHGs Loans O/S No. of SHGs Loans O/S No. of SHGs Loans O/S

NORTHERN REGION

Chandigarh

1 Allahabad Bank 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00


4 Canara Bank 156 110.00 110 70.00 0 0.00


6 Dena Bank 0 0.00 0 0.00 0 0.00

7 IDBI Bank 0 0.00 0 0.00 0 0.00

8 Indian Bank 0 0.00 0 0.00 0 0.00


10 Punjab & Sind Bank 6 51.49 0 0.00 0 0.00



13 UCO Bank 7 3.50 4 2.28 0 0.00


15 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 211 198.09 148 97.38 34 24.00

Haryana

1 Allahabad Bank 181 155.03 117 95.61 54 35.69

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 18 16.00 14 13.00 1 3.74

4 Bank of India 231 211.60 60 117.00 43 68.35


6 Canara Bank 218 126.00 169 78.00 114 69.00



9 Dena Bank 24 16.64 24 16.64 19 13.00

10 IDBI Bank 14 30.66 13 29.84 0 0.00

11 Indian Bank 57 34.00 57 34.00 43 18.00





(Amount ` lakh)




15 Punjab & Sind Bank 236 201.55 48 32.24 201 183.59




19 Syndicate Bank 157 120.00 118 96.00 145 108.00

20 UCO Bank 524 224.00 320 168.10 197 51.00


22 Vijaya Bank 9 7.31 9 7.31 8 6.46

Total 10277 10674.42 7358 7664.78 3988 2557.94

Himachal Pradesh

1 Allahabad Bank 8 10.47 7 10.47 8 10.47

2 Bank of Baroda 5 1.66 2 0.10 5 1.66

3 Bank of India 71 61.61 27 21.00 8 16.80


5 Canara Bank 39 59.57 27 31.59 28 30.59



8 Dena Bank 3 5.08 3 5.08 3 5.08

9 IDBI Bank 7 14.23 6 13.05 6 13.88

10 Indian Bank 7 3.00 7 3.00 7 3.00




14 Punjab & Sind Bank 33 30.57 13 15.22 33 30.57



17 Syndicate Bank 3 6.00 2 4.00 2 4.00

18 UCO Bank 1122 826.74 684 628.32 891 704.00

19 Vijaya Bank 2 0.41 2 0.41 2 0.41

Total 5600 4050.91 4156 2983.28 3055 2240.93

Jammu & Kashmir

1 Allahabad Bank 8 3.94 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00

4 Canara Bank 0 0.00 0 0.00 0 0.00

STATEMENT - V - A (i) (contd.)


(Amount ` lakh)








9 Punjab & Sind Bank 2 375.76 0 0.00 0 0.00



12 Syndicate Bank 0 0.00 0 0.00 0 0.00

13 UCO Bank 87 41.00 49 30.00 4 1.00

Total 887 786.49 724 322.90 688 295.35

New Delhi

1 Allahabad Bank 3 3.91 1 0.80 1 1.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00


5 Canara Bank 21 36.00 21 36.00 0 0.00



8 Dena Bank 0 0.00 0 0.00 0 0.00

9 IDBI Bank 0 0.00 0 0.00 0 0.00

10 Indian Bank 87 88.00 85 87.00 0 0.00




14 Punjab & Sind Bank 13 40.00 3 0.03 0 0.00



17 Syndicate Bank 8 44.00 8 44.00 8 44.00

18 UCO Bank 5 0.48 3 0.36 0 0.00


20 Vijaya Bank 2 0.56 2 0.56 2 0.56

Total 549 495.42 490 399.15 87 81.80

Punjab

1 Allahabad Bank 26 11.56 14 6.55 3 2.44

2 Bank of Baroda 26 27.43 20 17.22 1 0.49



(Amount ` lakh)




3 Bank of India 8 7.40 7 6.00 0 0.00


5 Canara Bank 80 102.22 57 77.25 80 102.22



8 Dena Bank 2 0.93 2 0.93 2 0.93

9 IDBI Bank 0 0.00 0 0.00 0 0.00

10 Indian Bank 27 6.00 26 5.00 25 5.00




14 Punjab & Sind Bank 827 684.57 135 122.97 817 591.45



17 Syndicate Bank 8 20.00 8 20.00 8 20.00

18 UCO Bank 561 163.07 342 123.93 464 99.00


20 Vijaya Bank 15 24.60 9 11.70 7 6.80

Total 6748 10275.47 3861 3166.45 2300 1703.27

Rajasthan

1 Allahabad Bank 182 123.82 132 64.83 125 63.25

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 4525 3853.69 3393 2775.05 1884 1004.13

4 Bank of India 193 140.99 151 123.00 193 140.99


6 Canara Bank 12 10.00 12 10.00 12 10.00



9 Dena Bank 36 21.02 29 16.07 32 18.00

10 IDBI Bank 33 68.23 32 64.73 0 0.00

11 Indian Bank 14 2.00 14 2.00 4 1.00




15 Punjab & Sind Bank 100 49.03 16 10.06 58 22.36



(Amount ` lakh)







19 Syndicate Bank 28 5.00 21 4.00 28 5.00

20 UCO Bank 4273 1275.00 2607 967.00 2086 699.00


22 Vijaya Bank 7 2.64 7 2.64 7 2.64

Total 36578 20087.22 30262 16749.19 6064 3955.22



Assam

1 Allahabad Bank 1835 1430.67 1491 1205.00 1339 1028.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 233 152.81 111 52.31 138 93.31

4 Bank of India 181 109.00 126 59.00 164 96.00


6 Canara Bank 141 125.00 53 40.00 141 125.00



9 Dena Bank 26 5.03 26 5.03 23 5.00

10 IDBI Bank 594 1150.35 332 644.44 146 130.65

11 Indian Bank 164 63.00 161 61.00 69 21.00




15 Punjab & Sind Bank 40 7.73 7 2.01 21 0.89


17 Syndicate Bank 64 38.00 46 31.00 54 34.00

18 UCO Bank 7362 5517.93 4491 4193.63 5302 5005.00



21 Vijaya Bank 91 75.38 46 30.35 23 18.81

Total 42435 32169.03 28155 19087.03 29202 22166.71

Arunachal Pradesh

1 Bank of Baroda 0 0.00 0 0.00 0 0.00



(Amount ` lakh)




2 Bank of India 10 6.97 10 6.97 0 0.00


4 Canara Bank 0 0.00 0 0.00 0 0.00


6 Indian Bank 0 0.00 0 0.00 0 0.00




10 Syndicate Bank 4 9.00 4 9.00 4 9.00

11 UCO Bank 5 0.21 3 0.16 1 0.00

12 Vijaya Bank 7 29.31 6 28.80 6 28.80

Total 231 237.97 218 228.43 51 72.05

Manipur

1 Allahabad Bank 2 0.81 0 0.00 0 0.00

2 Bank of Baroda 41 18.47 40 17.24 25 10.53

3 Bank of India 2 0.50 2 1.00 0 0.00


5 Canara Bank 0 0.00 0 0.00 0 0.00


7 IDBI Bank 0 0.00 0 0.00 0 0.00



10 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


12 Syndicate Bank 0 0.00 0 0.00 0 0.00

13 UCO Bank 42 16.97 26 12.90 30 9.00

14 Vijaya Bank 32 16.61 30 16.44 29 16.02

Total 912 415.26 799 337.33 184 78.66

Meghalaya

1 Bank of Baroda 6 1.05 2 1.05 5 0.87

2 Bank of India 0 0.00 0 0.00 0 0.00

3 Canara Bank 0 0.00 0 0.00 0 0.00


5 Indian Bank 2 3.00 2 3.00 1 2.00




(Amount ` lakh)






9 Syndicate Bank 0 0.00 0 0.00 0 0.00

10 UCO Bank 39 26.13 24 19.86 14 16.00


12 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 424 242.00 395 223.11 67 33.77

Mizoram

1 Bank of Baroda 1 0.88 1 0.88 1 0.88

2 Bank of India 0 0.00 0 0.00 0 0.00

3 Canara Bank 0 0.00 0 0.00 0 0.00


5 IDBI Bank 0 0.00 0 0.00 0 0.00


7 Syndicate Bank 4 2.00 4 2.00 4 2.00

8 UCO Bank 51 45.00 28 32.65 0 0.00

9 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 80 83.38 55 70.53 10 7.94

Nagaland

1 Allahabad Bank 19 8.52 14 7.10 18 7.56

2 Bank of Baroda 45 33.93 22 21.23 26 11.69

3 Bank of India 4 2.00 4 2.00 4 2.00


5 Canara Bank 3 3.00 3 3.00 0 0.00


7 IDBI Bank 1 2.00 1 2.00 0 0.00

8 Indian Bank 2 0.00 2 0.00 0 0.00



11 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00


13 Syndicate Bank 0 0.00 0 0.00 0 0.00

14 UCO Bank 115 73.00 68 54.00 46 27.00

15 Vijaya Bank 14 27.73 9 23.21 6 18.51

Total 1104 781.01 971 715.16 547 265.22



(Amount ` lakh)




Sikkim

1 Bank of Baroda 0 0.00 0 0.00 0 0.00

2 Bank of India 0 0.00 0 0.00 0 0.00

3 Canara Bank 1 0.00 0 0.00 0 0.00


5 Dena Bank 0 0.00 0 0.00 0 0.00

6 IDBI Bank 5 20.82 5 20.82 0 0.00

7 Indian Bank 0 0.00 0 0.00 0 0.00




11 Syndicate Bank 0 0.00 0 0.00 0 0.00

12 UCO Bank 13 9.15 8 6.70 0 0.00


14 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 610 595.43 508 360.90 470 314.12

Tripura

1 Bank of Baroda 8 2.27 6 1.95 6 1.51

2 Bank of India 0 0.00 0 0.00 0 0.00

3 Canara Bank 0 0.00 0 0.00 0 0.00


5 IDBI Bank 1 0.80 1 0.80 0 0.00

6 Indian Bank 1 1.00 1 1.00 1 1.00




10 Punjab & Sind Bank 2 0.45 0 0.00 0 0.00


12 UCO Bank 366 238.00 223 178.83 162 139.00



15 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 6000 4005.01 5777 3872.58 4472 2451.51




(Amount ` lakh)




EASTERN REGION

A & N Islands (UT)

1 Allahabad Bank 1 0.64 0 0.00 0 0.00

2 Dena Bank 0 0.00 0 0.00 0 0.00

3 IDBI Bank 6 20.03 6 20.03 0 0.00

4 Indian Bank 0 0.00 0 0.00 0 0.00



7 Syndicate Bank 0 0.00 0 0.00 0 0.00

8 UCO Bank 11 7.90 6 5.86 0 0.00

9 Vijaya Bank 16 6.90 13 5.71 11 5.18

Total 87 55.47 78 51.60 13 5.18

Bihar

1 Allahabad Bank 2574 2050.99 2034 1491.00 1588 1313.00

2 Bank of Baroda 2434 1350.00 1552 823.00 1590 527.56

3 Bank of India 5737 1836.71 5607 1792.00 5407 1751.71


5 Canara Bank 3558 1657.42 3558 1657.42 3167 1495.00



8 Dena Bank 12 5.51 10 4.75 11 4.76

9 IDBI Bank 0 0.00 0 0.00 0 0.00

10 Indian Bank 595 461.00 583 452.00 259 155.00





15 Syndicate Bank 52 52.00 35 40.00 40 40.00

16 UCO Bank 14445 5817.42 8811 4421.24 10686 4392.00



19 Vijaya Bank 7 3.19 7 3.19 7 3.19

Total 97512 46389.44 73406 35758.78 54449 24619.95

Jharkhand

1 Allahabad Bank 1619 1776.98 1171 1194.00 910 901.70



(Amount ` lakh)




2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 391 656.00 291 476.00 0 0.00

4 Bank of India 12613 8175.52 5938 3839.00 2065 999.08


6 Canara Bank 745 419.00 689 381.00 745 419.00



9 Dena Bank 16 6.22 12 4.44 15 5.78

10 IDBI Bank 136 210.01 112 176.65 7 2.30

11 Indian Bank 386 656.00 378 643.00 386 656.00




15 Punjab & Sind Bank 17 10.33 11 5.94 11 3.98


17 Syndicate Bank 52 32.00 43 23.00 52 32.00

18 UCO Bank 2961 1058.90 1806 790.00 2450 807.00



21 Vijaya Bank 12 6.00 11 5.60 8 5.15

Total 31657 28971.44 21088 15715.53 12968 11739.29

Odisha

1 Allahabad Bank 2643 3014.01 2038 2349.00 1259 1453.00

2 Andhra Bank 3228 2679.00 3163 2628.00 2838 2312.00

3 Bank of Baroda 2295 2662.78 1942 2347.59 244 283.47

4 Bank of India 5492 5452.75 5440 5384.00 5409 5348.37


6 Canara Bank 1632 1237.00 1632 1237.00 194 35.00



9 Dena Bank 19 17.40 19 17.40 18 17.00

10 IDBI Bank 1513 2805.30 1493 2771.60 0 0.00

11 Indian Bank 1516 1343.00 1486 1317.00 640 297.00





(Amount ` lakh)





15 Punjab & Sind Bank 1 0.75 0 0.00 1 0.75



18 Syndicate Bank 685 513.00 540 405.00 560 366.00

19 UCO Bank 22630 15967.94 13804 12135.63 15141 10711.00



22 Vijaya Bank 157 177.37 153 172.80 79 105.08

Total 89205 71759.41 73661 62212.03 57003 42978.01

West Bengal

1 Allahabad Bank 26024 19034.53 22020 17398.00 16595 13644.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 3703 1130.00 3166 1042.00 3501 1071.01

4 Bank of India 6030 2466.65 3902 2114.00 2846 1373.49


6 Canara Bank 1393 859.00 166 340.00 48 39.00



9 Dena Bank 5 1.41 5 1.41 5 1.41

10 IDBI Bank 504 1744.13 308 753.27 0 0.00

11 Indian Bank 1179 1268.00 1155 1243.00 476 466.00




15 Punjab & Sind Bank 6 12.43 2 0.06 3 0.70



18 Syndicate Bank 1549 553.00 1185 425.00 1549 553.00

19 UCO Bank 18113 11042.28 11049 8392.13 5247 4046.00



22 Vijaya Bank 128 51.49 121 48.21 120 47.43

Total 189791 103353.62 153979 86380.65 116198 59075.22




(Amount ` lakh)




CENTRAL REGION

Chhattisgarh

1 Allahabad Bank 633 464.09 568 418.00 501 375.20

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 702 558.00 519 320.00 457 508.59

4 Bank of India 225 101.00 185 83.00 110 49.00


6 Canara Bank 118 79.00 66 45.00 25 21.00



9 Dena Bank 2287 1033.31 1920 880.53 2058 930.00

10 IDBI Bank 113 111.13 100 99.20 51 43.55

11 Indian Bank 184 108.00 180 106.00 117 34.00




15 Punjab & Sind Bank 38 17.13 18 13.76 25 16.70


17 Syndicate Bank 27 9.00 27 9.00 27 9.00

18 UCO Bank 0 0.00 0 0.00 0 0.00


20 Vijaya Bank 28 8.82 24 6.86 22 6.35

Total 13556 9280.58 9642 6419.71 8122 5390.40

Madhya Pradesh

1 Allahabad Bank 2003 1798.65 1696 1485.00 1478 1382.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 414 599.03 301 417.67 311 462.59

4 Bank of India 15364 10344.00 13342 9093.00 10198 7509.00


6 Canara Bank 632 526.00 616 499.00 23 21.00



9 Dena Bank 66 63.12 54 43.83 60 56.00

10 IDBI Bank 300 734.35 298 731.12 6 6.27



(Amount ` lakh)




11 Indian Bank 539 755.00 528 740.00 61 28.00




15 Punjab & Sind Bank 84 44.99 17 14.20 53 31.11




19 Syndicate Bank 100 47.00 78 32.00 100 47.00

20 UCO Bank 4756 2390.00 2901 1802.32 1995 1248.00



23 Vijaya Bank 27 12.87 27 12.87 23 10.37

Total 41842 31528.52 29430 22111.09 23564 16889.03

Uttar Pradesh

1 Allahabad Bank 13677 22887.11 9806 17955.00 6631 12097.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 11784 11211.86 4304 4289.54 1525 1580.79

4 Bank of India 8421 3698.60 1549 1290.00 7274 2361.84


6 Canara Bank 812 683.93 790 648.60 773 636.00



9 Dena Bank 247 60.18 130 22.37 222 54.00

10 IDBI Bank 513 1107.87 459 998.87 42 1.38

11 Indian Bank 457 502.00 448 492.00 105 79.00




15 Punjab & Sind Bank 627 409.74 198 112.22 597 320.04



18 Syndicate Bank 492 503.00 395 410.00 305 335.00

19 UCO Bank 5177 3068.97 3158 2300.00 2480 1243.00



(Amount ` lakh)






22 Vijaya Bank 64 26.27 50 22.16 29 14.81

Total 69922 66349.53 34285 38580.95 35697 29821.29

Uttarakhand

1 Allahabad Bank 290 210.23 181 175.80 35 41.52

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 328 219.71 91 58.64 44 61.38

4 Bank of India 27 13.50 5 3.00 5 2.50


6 Canara Bank 183 309.00 113 226.00 28 46.00



9 Dena Bank 7 2.48 7 2.48 6 2.00

10 IDBI Bank 75 176.54 73 172.42 2 0.96

11 Indian Bank 4 4.00 4 4.00 1 0.00




15 Punjab & Sind Bank 44 36.60 11 4.76 42 33.92



18 Syndicate Bank 7 32.00 7 32.00 7 32.00

19 UCO Bank 402 219.14 245 163.00 166 79.00


21 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 6926 4107.68 3338 2384.24 3501 2159.21

Total - Central Region 132246 111266.31 76695 69495.99 70884 54259.93

WESTERN REGION

Goa

1 Bank of Baroda 63 92.37 61 90.63 26 40.31

2 Bank of India 208 436.08 197 413.00 163 371.27


4 Canara Bank 121 237.00 109 213.00 23 44.00



(Amount ` lakh)






7 Dena Bank 28 44.47 27 41.47 25 40.00

8 IDBI Bank 0 0.00 0 0.00 0 0.00

9 Indian Bank 0 0.00 0 0.00 0 0.00




13 Syndicate Bank 25 30.00 20 27.00 25 30.00

14 UCO Bank 4 11.72 2 8.91 1 3.00


16 Vijaya Bank 0 0.00 0 0.00 0 0.00

Total 831 1479.17 759 1356.25 581 1045.02

Gujarat

1 Allahabad Bank 12 5.85 10 5.30 12 5.85

2 Bank of Baroda 8884 4086.15 4296 2022.11 1519 1051.87

3 Bank of India 2127 7032.00 1391 4669.00 1302 869.00


5 Canara Bank 19 65.49 18 65.00 0 0.00



8 Dena Bank 7569 2866.27 7277 2711.12 6056 2293.00

9 IDBI Bank 5 9.57 5 9.57 0 0.00

10 Indian Bank 791 594.00 775 582.00 41 14.00




14 Punjab & Sind Bank 1 2.37 0 0.00 0 0.00



17 Syndicate Bank 145 60.00 121 42.00 135 51.00

18 UCO Bank 868 230.77 529 175.39 190 29.00


20 Vijaya Bank 59 34.54 56 27.79 56 27.79

Total 27229 18486.21 19664 12841.01 11226 5324.74



(Amount ` lakh)




Maharashtra

1 Allahabad Bank 702 528.96 538 405.40 305 161.10

2 Andhra Bank 212 94.80 209 93.00 170 69.80

3 Bank of Baroda 3086 2762.23 2811 2444.05 1581 1333.72

4 Bank of India 10840 7306.87 9042 6279.00 7561 5121.51


6 Canara Bank 759 791.33 720 741.33 168 215.00



9 Dena Bank 1645 986.39 1514 912.16 987 592.00

10 IDBI Bank 1170 1212.84 1105 1140.96 410 324.24

11 Indian Bank 562 1368.00 551 1341.00 47 28.00




15 Punjab & Sind Bank 12 35.68 11 7.92 3 1.52





20 Syndicate Bank 409 357.00 295 300.00 325 280.00

21 UCO Bank 1773 962.64 1082 731.61 505 211.00


23 Vijaya Bank 254 300.61 238 283.94 211 243.32

Total 66727 56640.57 51848 44329.96 30592 26944.60


SOUTHERN REGION

Andhra Pradesh

1 Allahabad Bank 1738 3533.71 1083 2313.00 355 651.70

2 Andhra Bank 159800 370102.00 159414 369777.00 124462 294274.00

3 Bank of Baroda 5557 11306.82 3557 6806.82 3850 10549.34

4 Bank of India 1471 2432.00 1379 2227.00 278 1187.00


6 Canara Bank 20825 52879.00 19875 49759.00 865 2441.00




(Amount ` lakh)





9 Dena Bank 44 43.84 43 41.51 35 35.00

10 IDBI Bank 30 133.48 30 133.48 0 0.00

11 Indian Bank 48673 117012.00 47700 114672.00 10471 21882.00


13 Punjab & Sind Bank 1 0.50 1 0.42 0 0.00








21 Syndicate Bank 54580 137310.00 36205 86659.00 35189 77640.00

22 UCO Bank 2167 3851.47 1322 2927.12 713 776.00



25 Vijaya Bank 5811 10285.70 5689 10074.00 4880 9730.50

Total 552813 1218187.02 504536 1104617.97 291458 636447.82

Karnataka

1 Allahabad Bank 58 128.99 38 84.00 6 15.71

2 Andhra Bank 365 452.10 364 447.00 195 212.00

3 Bank of Baroda 280 390.00 245 288.00 26 46.27

4 Bank of India 423 599.58 367 500.00 55 124.00


6 Canara Bank 30177 65079.00 26162 58386.00 3887 4520.00



9 Dena Bank 108 133.33 105 128.46 98 120.00

10 IDBI Bank 1709 1896.69 1604 1758.63 570 647.87

11 Indian Bank 890 1879.00 872 1842.00 370 730.00




15 Punjab & Sind Bank 4 3.29 2 1.51 3 2.17



(Amount ` lakh)









21 Syndicate Bank 18461 47203.00 16380 34239.00 18416 47116.00

22 UCO Bank 476 530.57 290 403.23 39 21.00


24 Vijaya Bank 17777 48767.00 16750 46407.00 15162 45078.00

Total 398557 456497.29 375148 412742.82 217800 238558.93

Kerala

1 Allahabad Bank 72 109.95 45 62.15 0 0.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 945 1485.00 762 1154.00 32 44.08

4 Bank of India 4403 5878.00 4318 5406.00 650 1310.00


6 Canara Bank 18780 30093.00 16455 26901.00 6225 11261.00



9 Dena Bank 23 35.42 22 33.86 21 31.00

10 IDBI Bank 707 3121.74 661 3006.17 26 44.50

11 Indian Bank 5892 13466.00 5774 13197.00 562 1025.00




15 Punjab & Sind Bank 1 11.61 0 0.00 0 0.00





20 Syndicate Bank 2861 5001.00 2388 4280.00 2861 5001.00

21 UCO Bank 854 929.36 521 706.31 197 163.00


23 Vijaya Bank 1710 2949.20 1649 2831.00 1578 2782.70

Total 94828 152312.42 81026 125143.30 51997 74254.73



(Amount ` lakh)




Lakshadweep

1 Syndicate Bank 0 0.00 0 0.00 0 0.00

2 UCO Bank 2 1.50 1 0.52 2 1.00

Total 2 1.50 1 0.52 2 1.00

Pudducherry

1 Andhra Bank 0 0.00 0 0.00 0 0.00

2 Bank of India 312 441.00 312 441.00 0 0.00




6 Dena Bank 0 0.00 0 0.00 0 0.00

7 IDBI Bank 22 95.63 22 95.63 0 0.00

8 Indian Bank 1577 1903.00 1545 1865.00 29 11.00




12 Syndicate Bank 0 0.00 0 0.00 0 0.00

13 UCO Bank 314 179.44 192 136.37 5 4.00

14 Vijaya Bank 84 140.12 82 134.89 64 122.95

Total 3004 3486.53 2729 3279.52 439 537.53

Tamil Nadu

1 Allahabad Bank 248 329.23 170 285.00 47 92.55

2 Andhra Bank 523 645.80 514 637.00 336 434.10

3 Bank of Baroda 2239 1573.68 2030 1422.28 668 377.24

4 Bank of India 13979 19945.00 12356 17162.00 10153 18348.00


6 Canara Bank 26696 48644.90 24512 46189.66 7631 18112.30



9 Dena Bank 404 192.19 371 164.99 364 173.00

10 IDBI Bank 2416 6378.24 2308 6139.36 4 12.75

11 Indian Bank 64607 112902.00 63315 110644.00 20688 30876.00







(Amount ` lakh)








20 Syndicate Bank 5269 12335.00 4220 9870.00 4100 10670.00

21 UCO Bank 1763 1320.71 1075 1003.74 203 248.00



24 Vijaya Bank 956 1275.07 917 1208.86 539 934.32

Total 217891 318281.54 190985 281981.67 101668 142166.38

Telangana

1 Allahabad Bank 1182 2050.71 1121 1990.00 1023 1869.50

2 Andhra Bank 75005 163297.00 74715 163064.00 59379 129313.00

3 Bank of Baroda 2171 3471.00 2031 3169.00 1704 2277.33

4 Bank of India 1721 2236.00 1721 2236.00 1262 2186.00


6 Canara Bank 14712 30312.00 14576 29992.00 1712 4064.00



9 Dena Bank 510 603.01 505 602.52 460 542.00

10 IDBI Bank 6 13.56 3 5.36 0 0.00

11 Indian Bank 11269 23261.00 11044 22795.00 94 275.00








19 Syndicate Bank 14556 49441.00 9834 37285.00 14556 49441.00

20 UCO Bank 1647 3243.23 1005 2464.85 145 147.00

21 Vijaya Bank 2299 3343.48 2262 3306.70 1928 3106.74

Total 300004 587632.96 281614 555127.23 204480 411254.95

Total - Southern Region 1567099 2736399.26 1436039 2482893.03 867844 1503221.34

Grand Total - Public Sec. Com. Banks 2315030 3259898.01 1991095 2867313.03 1272977 1765461.77



(Amount ` lakh)

PUBLIC SECTOR BANKS ALL INIDA POSITION

S. No.

Name of the Bank

Total Loans Outstanding against SHGs Out of Total - Exclusive Women Out of Total NRLM/SGSY SHGs

- under SGSY


1 Allahabad Bank 55740 59673.36 44295 49001.01 32293 35152.24

2 Andhra Bank 239133 537270.70 238379 536646.00 187380 426614.90

3 Bank of Baroda 50184 47662.82 31570 30071.36 19170 21344.36

4 Bank of India 90093 78935.33 67438 63266.97 55150 49235.91


6 Canara Bank 121833 234443.86 110510 217626.85 25889 43706.11



9 Dena Bank 13081 6143.25 12105 5657.05 10520 4938.96

10 IDBI Bank 9880 21058.20 8977 18788.00 1270 1228.35

11 Indian Bank 139482 277682.00 136693 272131.00 34497 56607.00




15 Punjab & Sind Bank 2095 2026.57 493 343.32 1868 1239.75







22 Syndicate Bank 99546 253722.00 71984 174288.00 78500 191869.00

23 UCO Bank 92935 59294.14 56679 44986.95 49362 30879.00



26 Vijaya Bank 29568 67573.18 28169 64673.00 24807 62322.89

Total all India Public Sec. Com. Banks 2315030 3259898.01 1991095 2867313.03 1272977 1765461.77



STATEMENT - V - A (ii)

Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016 - Private Sector Com. Banks

(Amount ` lakh)



- under SGSY


NORTHERN REGION

Chandigarh

1 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Haryana

1 AXIS Bank 8 7.33 8 7.33 8 7.33

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 23 26.86 23 26.86 0 0.00

4 ICICI Bank 0 0.00 0 0.00 0 0.00

5 YES Bank 1586 2368.21 1586 2368.21 0 0.00

Total 1617 2402.40 1617 2402.40 8 7.33

Himachal Pradesh

1 ICICI Bank 0 0.00 0 0.00 0 0.00

2 YES Bank 161 296.54 161 296.54 0 0.00

Total 161 296.54 161 296.54 0 0.00

Jammu & Kashmir

1 HDFC Bank 0 0.00 0 0.00 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00


Total 1299 674.49 1266 640.00 1239 609.53

New Delhi

1 Federal Bank 0 0.00 0 0.00 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 0 0.00 0 0.00 0 0.00


Total 0 0.00 0 0.00 0 0.00

Punjab

1 Capital Local Area Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 5 2.32 5 2.32 0 0.00

4 ICICI Bank 0 0.00 0 0.00 0 0.00

5 YES Bank 1755 2340.08 1755 2340.08 0 0.00

Total 1760 2342.40 1760 2342.40 0 0.00


(Amount ` lakh)



- under SGSY


Rajasthan

1 City Union Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 245 263.00 245 263.00 0 0.00

4 ICICI Bank 9967 9568.36 9873 9476.10 227 173.82

5 YES Bank 5286 9583.55 5286 9583.55 0 0.00

Total 15498 19414.91 15404 19322.65 227 173.82


NORTH-EASTERN REGION

Arunachal Pradesh

1 AXIS Bank 1 1.21 1 1.21 0 0.00

Total 1 1.21 1 1.21 0 0.00

Assam

1 AXIS Bank 1 0.06 1 0.06 1 0.06

2 Federal Bank 10 2.72 6 1.91 0 0.00

3 HDFC Bank 49 42.43 49 42.43 0 0.00

4 ICICI Bank 0 0.00 0 0.00 0 0.00

Total 60 45.21 56 44.40 1 0.06

Manipur

1 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Meghalaya

1 Federal Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

Nagaland

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 3 0.25 3 0.25 0 0.00

3 ICICI Bank 1 0.29 0 0.00 1 0.29

Total 4 0.54 3 0.25 1 0.29

Sikkim

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00

STATEMENT - V - A (ii) (contd.)


(Amount ` lakh)



- under SGSY


Tripura

1 HDFC Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00


EASTERN REGION

Bihar

1 HDFC Bank 83 84.92 83 84.92 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00

3 YES Bank 3641 4410.18 3641 4410.18 0 0.00

Total 3724 4495.10 3724 4495.10 0 0.00

Jharkhand

1 HDFC Bank 3 1.32 3 1.32 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00

3 YES Bank 172 354.81 172 354.81 0 0.00

Total 175 356.13 175 356.13 0 0.00

Odisha

1 AXIS Bank 43 21.22 43 21.22 34 20.34

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 11 9.40 11 9.40 0 0.00

4 ICICI Bank 0 0.00 0 0.00 0 0.00

5 YES Bank 16743 19695.03 16743 19695.03 0 0.00

Total 16797 19725.65 16797 19725.65 34 20.34

West Bengal

1 Federal Bank 1 23.00 0 0.00 0 0.00

2 HDFC Bank 122 88.89 122 88.89 0 0.00

3 ICICI Bank 0 0.00 0 0.00 0 0.00

4 Karnataka Bank 0 0.00 0 0.00 0 0.00

5 YES Bank 4407 5642.49 4407 5642.49 0 0.00

Total 4530 5754.38 4529 5731.38 0 0.00


CENTRAL REGION

Chhattisgarh

1 AXIS Bank 33 39.03 33 39.03 31 28.56

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 HDFC Bank 26 8.11 26 8.11 0 0.00



(Amount ` lakh)



- under SGSY



5 YES Bank 1187 1310.35 1187 1310.35 0 0.00

Total 1246 1357.49 1246 1357.49 31 28.56

Madhya Pradesh

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 12906 24304.20 12906 24304.20 0 0.00

3 ICICI Bank 6799 4352.44 6797 4349.91 2 2.53


5 YES Bank 9132 11884.19 9132 11884.19 0 0.00

Total 28837 40540.83 28835 40538.30 2 2.53

Uttar Pradesh

1 Federal Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 1 0.92 1 0.92 0 0.00

3 ICICI Bank 0 0.00 0 0.00 0 0.00

4 YES Bank 12620 18342.06 12620 18342.06 0 0.00

Total 12621 18342.98 12621 18342.98 0 0.00

Uttarakhand

1 HDFC Bank 1 0.22 1 0.22 0 0.00

2 ICICI Bank 0 0.00 0 0.00 0 0.00

3 Nainital Bank 0 0.00 0 0.00 0 0.00


5 YES Bank 563 1005.74 563 1005.74 0 0.00

Total 564 1005.96 564 1005.96 0 0.00


WESTERN REGION

Goa

1 Federal Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 251 582.48 251 582.48 0 0.00

Total 251 582.48 251 582.48 0 0.00

Gujarat

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 City Union Bank 0 0.00 0 0.00 0 0.00

3 Federal Bank 0 0.00 0 0.00 0 0.00

4 HDFC Bank 371 369.66 371 369.66 0 0.00

5 ICICI Bank 5678 4620.29 5678 4620.29 0 0.00



(Amount ` lakh)



- under SGSY


6 YES Bank 0 0.00 0 0.00 0 0.00

Total 6049 4989.95 6049 4989.95 0 0.00

Maharashtra

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 10 7.36 4 1.39 0 0.00

3 HDFC Bank 10526 18528.04 10526 18528.04 0 0.00

4 ICICI Bank 36498 31582.98 36494 31580.19 12 7.63

5 IndusInd Bank 0 0.00 0 0.00 0 0.00

6 Karnataka Bank 2 5.63 2 5.63 1 1.60


8 Ratnakar Bank 18 11.96 18 11.96 7 3.31



11 YES Bank 8282 17011.07 8282 17011.07 0 0.00

Total 58261 70166.94 58251 70158.18 471 550.59


SOUTHERN REGION

Andhra Pradesh

1 AXIS Bank 0 0.00 0 0.00 0 0.00

2 City Union Bank 0 0.00 0 0.00 0 0.00

3 Federal Bank 0 0.00 0 0.00 0 0.00

4 HDFC Bank 0 0.00 0 0.00 0 0.00

5 ICICI Bank 69 19.70 69 19.70 0 0.00

6 ING-Vysya Bank 0 0.00 0 0.00 0 0.00

7 Karnataka Bank 198 354.62 168 294.67 0 0.00



Total 268 374.76 238 314.81 0 0.00

Karnataka

1 AXIS Bank 1 3.36 1 3.36 0 0.00

2 City Union Bank 0 0.00 0 0.00 0 0.00

3 Federal Bank 6 5.75 2 4.72 0 0.00

4 HDFC Bank 15128 31637.04 15128 31637.04 0 0.00

5 ICICI Bank 13235 19349.42 13235 19349.42 0 0.00

6 ING-Vysya Bank 0 0.00 0 0.00 0 0.00



(Amount ` lakh)



- under SGSY


7 Karnataka Bank 1104 2005.15 833 1595.77 39 51.82

8 Ratnakar Bank 11396 5183.48 11396 5183.48 0 6.60



11 YES Bank 8859 15513.79 8859 15513.79 0 0.00

Total 49733 73704.04 49458 73293.63 39 58.42

Kerala

1 Catholic Syrian Bank 0 0.00 0 0.00 0 0.00

2 City Union Bank 0 0.00 0 0.00 0 0.00


4 Federal Bank 2369 2233.00 1437 1064.35 82 0.21

5 HDFC Bank 141 165.28 141 165.28 0 0.00

6 ICICI Bank 2418 4781.01 2418 4781.01 0 0.00

7 ING-Vysya Bank 0 0.00 0 0.00 0 0.00



10 YES Bank 1359 2780.72 1359 2780.72 0 0.00

Total 18031 10646.58 16692 9431.17 88 8.69

Pudducherry

1 City Union Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 0 0.00 0 0.00 0 0.00

3 ICICI Bank 0 0.00 0 0.00 0 0.00


Total 0 0.00 0 0.00 0 0.00

Tamil Nadu

1 City Union Bank 0 0.00 0 0.00 0 0.00

2 Federal Bank 50 24.73 48 14.42 0 0.00

3 HDFC Bank 21572 44503.77 21572 44503.77 0 0.00

4 ICICI Bank 45657 93376.14 45647 93366.72 17 15.09

5 ING-Vysya Bank 0 0.00 0 0.00 0 0.00

6 Karnataka Bank 4 523.90 0 0.00 0 0.00

7 Karur Vysya Bank 251 170.63 248 165.46 58 48.99



10 YES Bank 20797 37388.09 20797 37388.09 0 0.00

Total 89847 177443.50 89728 176800.91 370 168.00



(Amount ` lakh)



- under SGSY


Telangana

1 Federal Bank 0 0.00 0 0.00 0 0.00

2 HDFC Bank 0 0.00 0 0.00 0 0.00

3 ICICI Bank 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00


Total Pvt. Sec. Com. Banks 311334 454664.47 309426 452173.97 2511 1628.16

PRIVATE SECTOR BANKS ALL INIDA POSITION

1 AXIS Bank 87 72.21 87 72.21 74 56.29


3 Federal Bank 2449 2296.81 1500 1087.04 82 0.21

4 HDFC Bank 61464 120618.86 61464 120618.86 0 0.00

5 ICICI Bank 120322 167650.63 120211 167543.34 259 199.36

6 IndusInd Bank 0 0.00 0 0.00 0 0.00


8 Karnataka Bank 1308 2889.30 1003 1896.07 40 53.42

9 Karur Vysya Bank 251 170.63 248 165.46 58 48.99


11 Ratnakar Bank 11414 5195.44 11414 5195.44 7 9.91



14 YES Bank 96550 149926.90 96550 149926.90 0 0.00

Total Pvt. Sec. Com. Banks - V (ii) 311334 454664.47 309426 452173.97 2511 1628.16

Total all India Public Sec. Com. Banks 2315030 3259898.01 1991095 2867313.03 1272977 1765461.77

Grand Total - Commercial Banks 2626364 3714562.48 2300521 3319487.00 1275488 1767089.93



STATEMENT - V - B

Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016 - Regional Rural Banks

(Amount ` lakh)


Total Bank Loans outstanding against SHGs

Out of Total - Exclusive Women

Out of Total NRLM/SGSY SHGs - under SGSY


NORTHERN REGION

Haryana

1 Haryana Gramin Bank 6248 6847.00 5321 5369.00 5308 5566.00

Total 6248 6847.00 5321 5369.00 5308 5566.00

Himachal Pradesh

1 Himachal Pradesh Gramin Bank 6808 2332.00 6480 2204.00 3172 1224.00

Total 6808 2332.00 6480 2204.00 3172 1224.00

Jammu & Kashmir

1 Ellaquai Dehati Bank 449 487.71 390 389.26 360 312.15

2 Jammu and Kashmir Gramin Bank 988 524.00 988 524.00 552 381.78

Total 1437 1011.71 1378 913.26 912 693.93

Punjab

1 Punjab Gramin Bank 4103 1900.38 3857 1582.30 867 398.80

2 Malwa Gramin Bank 492 347.00 441 311.00 90 156.00

3 Satluj Gramin Bank 173 98.00 173 98.00 0 0.00

Total 4768 2345.38 4471 1991.30 957 554.80

Rajasthan

1 Baroda Rajasthan Kshetriya Gramin Bank 11180 6356.70 9411 5410.27 2395 1273.45

2 Marudhara Grameen Bank 5356 3502.84 4597 2992.22 1013 744.66

Total 16536 9859.54 14008 8402.49 3408 2018.11



Assam

1 Assam Gramin Vikash Bank 58412 32111.91 46612 25624.87 23967 14893.23

2 Langpi Dehangi Rural Bank 1579 818.69 1247 646.77 767 426.35

Total 59991 32930.60 47859 26271.64 24734 15319.58

Arunachal Pradesh

1 Arunachal Pradesh Rural Bank 58 60.10 58 60.00 0 0.00

Total 58 60.10 58 60.00 0 0.00

Manipur

1 Manipur Rural Bank 1149 517.28 1149 517.28 61 44.75

Total 1149 517.28 1149 517.28 61 44.75


(Amount ` lakh)






Meghalaya

1 Meghalaya Rural Bank 669 674.83 343 353.61 376 273.38

Total 669 674.83 343 353.61 376 273.38

Mizoram

1 Mizoram Rural Bank 1038 1440.05 127 115.52 99 115.52

Total 1038 1440.05 127 115.52 99 115.52

Nagaland

1 Nagaland Rural Bank 98 2.32 98 2.32 5 0.03

Total 98 2.32 98 2.32 5 0.03

Tripura

1 Tripura Gramin Bank 20398 6709.00 20378 6709.00 327 791.00

Total 20398 6709.00 20378 6709.00 327 791.00


EASTERN REGION

Bihar

1 Madhya Bihar Gramin Bank 67533 10156.00 60653 9024.00 54505 8076.00

2 Uttar Bihar Gramin Bank 61738 22756.98 52630 18876.43 61738 22756.98

3 Bihar Gramin Bank 36831 16450.00 36695 16001.00 36831 16450.00

Total 166102 49362.98 149978 43901.43 153074 47282.98

Jharkhand

1 Jharkhand Gramin Bank 9328 3190.39 8965.00 2894.93 7876 2833.94

2 Vananchal Gramin Bank 23810 4046.00 14524 2428.00 14524 2428.00

Total 33138 7236.39 23489 5322.93 22400 5261.94

Odisha

1 Odisha Gramya Bank 46124 48379.00 43124 48379.00 0 0.00

2 Utkal Gramya Bank 35253 34889.65 32541 32203.19 627 785.65

Total 81377 83268.65 75665 80582.19 627 785.65

West Bengal

1 Bangiya Gramin Vikash Bank 100685 96141.77 99357 94782.81 69924 61406.71

2 Paschim Banga Gramin Bank 39731 64549.00 35114 57533.00 33669 55444.00

3 Uttarbanga Kshetriya Gramin Bank 26602 17748.47 25653 17115.00 26115 17423.00

Total 167018 178439.24 160124 169430.81 129708 134273.71


STATEMENT - V - B (contd.)


(Amount ` lakh)






CENTRAL REGION

Chhattisgarh

1 Chhattisgarh Rajya Gramin Bank 63589 18620.00 44349 16117.00 61691 16885.00

Total 63589 18620.00 44349 16117.00 61691 16885.00

Madhya Pradesh

1 Central Madhya Pradesh GB 12997 3502.91 5238 1225.37 5238 1225.37

2 Madhyanchal GB 14574 4753.00 9598 3497.00 11042 4115.00

3 Narmada Jhabua GB 17318 15717.89 15784 14577.05 12127 13639.67

Total 44889 23973.80 30620 19299.42 28407 18980.04

Uttar Pradesh

1 Purvanchal Bank 13870 7953.34 8961 6123.14 5669 3529.78

2 Sarva UP Gramin Bank 3262 1710.95 1348 690.77 2670 1478.70

3 Kashi Gomti Samyut Gramin Bank 26443 7337.00 11866 4104.00 19112 4703.00

4 Parthma Bank 12016 5981.21 8657.00 3934.00 588 505.60

5 Baroda U P Gramin bank 35019 17150.52 21825 10911.00 23735 12743.56

6 Allahabad UP Gramin Bank 24728 14558.86 8289 4890.51 18501 11012.38

7 Gramin Bank of Aryavart 18625 12663.00 8008.00 5824.00 15272 9243.00

Total 133963 67354.88 68954 36477.42 85547 43216.02

Uttarakhand

1 Uttaranchal Gramin Bank 6807 2531.36 4854 2064.30 4421 1546.74

Total 6807 2531.36 4854 2064.30 4421 1546.74


WESTERN REGION

Gujarat

1 Dena Gujarat Gramin Bank 4930 2236.83 4836 2197.00 389 287.83

2 Baroda Gujarat Gramin Bank 6480 2817.09 6430 2803.35 3033 1003.28

3 Saurashtra Gramin Bank 913 489.83 880 464.65 492 271.53

Total 12323 5543.75 12146 5465.00 3914 1562.64

Maharashtra

1 Maharashtra Gramin Bank 16430 17957.11 14787 16161.39 3807 3207.00

2 Vidharbha Konkan Gramin Bank 23416 10605.39 18874 8610.87 4686 2788.59

Total 39846 28562.50 33661 24772.26 8493 5995.59




(Amount ` lakh)






SOUTHERN REGION

Andhra Pradesh

1 Saptagiri Grameena Bank 43726 105250.00 43726 102520.00 0 0.00

2 Andhra Pradesh Grameena Vikas Bank 69139 138549.76 69139 138549.76 56877 109462.23

3 Chaitanya Godavari Grameena Bank 24498 49387.41 24498 49387.41 103 302.90

4 Andhra Pragathi Grameena Bank 94478 191183.01 94478 191183.01 79729 157722.56

Total 231841 484370.18 231841 481640.18 136709 267487.69

Karnataka

1 Kaveri Grameena Bank 19155 34500.23 17086 30774.21 7887 13932.80

2 Pragathi Krishna Grameena Bank 67880 81137.45 65836 79112.27 3658 4372.68

3 Karnataka Vikasa Grameena Bank 19227 15734.00 17751 14846.00 15347 12526.00

Total 106262 131371.68 100673 124732.48 26892 30831.48

Kerala

1 Kerala Gramin Bank 24002 24795.00 22805 23556.00 3922 7225.00

Total 24002 24795.00 22805 23556.00 3922 7225.00

Pudducherry

1 Puduvai Bharathiar Grama Bank 1389 1597.84 1308 1516.05 157 18.57

Total 1389 1597.84 1308 1516.05 157 18.57

Tamil Nadu

1 Pandyan Grama Bank 11969 18505.49 8237 17082.05 3966 2325.81

2 Pallavan Grama Bank 20094 35909.62 19978 35677.42 7706 18830.11

Total 32063 54415.11 28215 52759.47 11672 21155.92

Telangana

1 Grameena Vikas Bank (Telangana Region) 115301 259918.85 115301 259918.85 39060 89028.13

2 Telangana Grameena Bank 66368 124842.48 66368 124842.48 46723 86515.84

Total 181669 384761.33 181669 384761.33 85783 175543.97


Grand Total - RRBs 1445476 1610934.50 1272022 1525307.68 802776 804654.04



STATEMENT - V - C

Progress under Microfinance - Bank Loans outstanding against SHGs as on 31 March 2016- Cooperative Banks

(Amount ` lakh)

Sr. No. Name of the SCB/ DCCB

Total Bank Loans outstanding against SHGs Out of Total - Exclusive Women Out of Total, SHGs under

NRLM/SGSY


NORTHERN REGION

Haryana

1 Ambala DCCB 0 0.00 0 0.00 0 0.00

2 Bhiwani DCCB 0 0.00 0 0.00 0 0.00

3 Faridabad DCCB 8 1.02 0 0.00 8 1.02

4 Fatahabad DCCB 85 117.27 40 54.38 85 117.27

5 Gurgaon DCCB 9 15.51 9 15.51 0 0.00

6 Hissar DCCB 340 259.23 65 78.15 340 259.23

7 Jhajjar DCCB 4 3.77 2 2.77 0 0.00

8 Jind DCCB 3 10.31 0 0.00 3 10.31

9 Kaithal DCCB 0 0.00 0 0.00 0 0.00

10 Karnal DCCB 128 52.36 128 52.36 0 0.00

11 Kurukshetra DCCB 0 0.00 0 0.00 0 0.00

12 Mahindergarh DCCB 70 18.00 70 18.00 70 18.00

13 Panchkula DCCB 2 11.06 0 0.00 2 11.06

14 Panipat DCCB 3 6.27 0 0.00 3 6.27

15 Rewari DCCB 65 27.52 65 27.52 0 0.00

16 Rohtak DCCB 8 29.17 2 2.80 8 29.17

17 Sirsa DCCB 39 27.70 39 27.70 39 27.70

18 Sonepat DCCB 3 5.78 2 2.60 1 0.60

19 Yamuna Nagar DCCB 3 4.10 0 0.00 3 4.10

Total 770 589.07 422 281.79 562 484.73

Himachal Pradesh

1 Himachal Pradesh SCB 3230 2322.39 1679 1126.94 710 631.91

2 Jogindra DCCB 871 718.37 871 718.37 93 153.12

3 KangraDCCB 1591 1445.59 153 147.10 568 723.45

Total 5692 4486.35 2703 1992.41 1371 1508.48

Jammu & Kashmir

1 J & K SCB 18 31.85 6 10.62 18 31.25

Total 18 31.85 6 10.62 18 31.25

New Delhi

1 Delhi State Cooperative Bank 9 4.06 9 4.06 0 0.00

Total 9 4.06 9 4.06 0 0.00


(Amount ` lakh)



NRLM/SGSY


Punjab

1 Amritsar DCCB 71 37.18 71 37.18 0 0.00

2 Bathinda DCCB 112 47.71 112 47.71 0 0.00

3 Faridkot DCCB 36 18.53 36 18.53 0 0.00

4 Fatehgarh DCCB 271 100.95 271 100.95 0 0.00

5 Fazilka DCCB 12 12.93 12 12.93 0 0.00

6 Ferozepur DCCB 32 47.76 10 3.54 22 44.22

7 Gurdaspur DCCB 198 48.58 198 48.58 0 0.00

8 Hoshiarpur DCCB 140 76.91 130 59.22 0 0.00

9 Jalandhar DCCB 121 91.69 120 89.69 0 0.00

10 Kapurthala DCCB 22 5.80 22 5.80 0 0.00

11 Ludhiana DCCB 228 100.47 0 0.00 0 0.00

12 Mansa DCCB 12 4.83 12 4.83 12 4.83

13 Moga DCCB 67 30.76 67 30.76 0 0.00

14 Mohali DCCB 0 0.00 0 0.00 0 0.00

15 Muktsar DCCB 85 52.00 85 52.00 85 52.00

16 Nawanshahr DCCB 96 29.36 96 29.36 0 0.00

17 Patiala DCCB 154 95.84 147 83.89 7 11.95

18 Ropar DCCB 31 10.14 31 10.14 0 0.00

19 Sangrur DCCB 49 55.89 2 1.22 0 0.00

20 SAS Nagar DCCB 13 11.12 13 11.12 0 0.00

21 Taran Taaran DCCB 8 1.46 8 1.46 0 0.00

Total 1758 879.91 1443 648.91 126 113.00

Rajasthan

1 Ajmer DCCB 549 132.61 544 113.43 5 19.18

2 Alwar DCCB 3642 3661.58 2220 3564.07 120 215.65

3 Banswara DCCB 674 255.96 0 0.00 674 255.96

4 Baran DCCB 425 263.00 383 173.00 26 82.00

5 Barmer DCCB 0 539.30 0 0.00 0 0.00

6 Bharatpur DCCB 488 132.80 488 132.80 0 0.00

7 Bhilwara DCCB 2223 481.45 2110 257.52 85 140.95

8 Bikaner DCCB 480 302.16 215 114.42 18 29.09

9 Bundi DCCB 2164 385.02 2144 381.02 31 33.60

10 Chittorgarh DCCB 438 250.24 355 192.74 10 13.67

STATEMENT - V - C (contd.)


(Amount ` lakh)



NRLM/SGSY


11 Churu DCCB 530 241.93 460 175.48 32 43.14

12 Dausa DCCB 172 121.60 104 59.93 0 0.00

13 Dungarpur DCCB 558 285.25 494 218.10 64 66.20

14 Hanumangarh DCCB 1856 710.00 1760 552.36 73 150.46

15 Jaipur DCCB 6153 3364.91 0 0.00 0 0.00

16 Jaisalmer DCCB 562 324.98 0 0.00 33 67.69

17 Jalore DCCB 431 106.72 375 99.27 181 92.12

18 Jhalawar DCCB 527 464.00 315 39.00 0 0.00

19 Jhunjhunu DCCB 491 270.37 491 270.37 0 0.00

20 Jodhpur DCCB 336 227.26 321 218.60 63 105.76

21 Kota DCCB 1308 343.52 1250 333.39 58 10.13

22 Nagaur DCCB 1090 338.10 1065 299.88 22 37.11

23 Pali DCCB 514 538.31 514 538.31 0 0.00

24 Swai Madhopur DCCB 383 120.76 365 101.47 10 16.67

25 Sikar DCCB 1235 842.52 1235 842.52 39 135.88

26 Sirohi DCCB 281 123.53 281 123.53 25 14.15

27 S.Ganganagar DCCB 531 223.78 531 223.78 16 16.98

28 Tonk DCCB 258 85.32 95 17.99 156 56.21

29 Udaipur DCCB 1196 684.41 1174 667.01 238 361.95

Total 29495 15821.39 19289 9709.99 1979 1964.55



Assam

1 Assam SCB 4651 886.28 3788 695.18 2286 526.59

Total 4651 886.28 3788 695.18 2286 526.59

Arunachal Pradesh

1 Arunachal Pradesh SCB 118 66.16 105 61.35 53 18.43

Total 118 66.16 105 61.35 53 18.43

Manipur

1 Manipur SCB 2 2.30 2 2.30 2 2.30

Total 2 2.30 2 2.30 2 2.30

Meghalaya

1 Meghalaya SCB 480 250.17 0 0.00 0 0.00

Total 480 250.17 0 0.00 0 0.00



(Amount ` lakh)



NRLM/SGSY


Mizoram

1 Mizoram SCB 1038 1440.05 127 115.52 99 115.52

Total 1038 1440.05 127 115.52 99 115.52

Nagaland

1 Nagaland SCB 2142 2179.38 1700 1743.00 1500 1525.00

Total 2142 2179.38 1700 1743.00 1500 1525.00

Sikkim

1 Sikkim SCB 22 23.12 0 0.00 0 0.00

Total 22 23.12 0 0.00 0 0.00

Tripura

1 Tripura SCB 7145 2715.04 6073 2308.05 807 2019.00

Total 7145 2715.04 6073 2308.05 807 2019.00


EASTERN REGION

A & N Islands (UT)

1 Andaman & Nicobar SCB 536 495.10 503 455.00 0 0.00

Total 536 495.10 503 455.00 0 0.00

Jharkhand

1 Ranchi - Khunti DCCB 29 129.45 29 129.45 0 0.00

Total 29 129.45 29 129.45 0 0.00

Odisha

1 Odisha SCB 0 0.00 0 0.00 0 0.00

2 Angul DCCB 3939 1565.93 3939 1565.93 0 0.00

3 Aska DCCB 514 29.87 514 29.87 0 0.00

4 Balasore DCCB 5331 3509.76 5331 3509.76 0 0.00

5 Banki DCCB 174 77.80 174 77.80 0 0.00

6 Berhampur DCCB 1238 522.69 1238 522.69 0 0.00

7 Bhawanipatna DCCB 156 62.15 156 62.15 0 0.00

8 Bolangir DCCB 576 170.97 557 145.66 0 0.00

9 Boudh DCCB 360 282.97 360 282.97 0 0.00

10 Cuttack DCCB 2617 1314.57 2617 1310.57 0 0.00

11 Keonjhar DCCB 1004 642.36 984 621.79 0 0.00

12 Khurda DCCB 1552 1057.28 1516 1045.52 0 0.00

13 Koraput DCCB 2778 1508.21 2778 1508.21 0 0.00



(Amount ` lakh)



NRLM/SGSY


14 Mayurbhanj DCCB 456 262.00 456 262.00 0 0.00

15 Nayagarh DCCB 1023 283.68 1015 283.10 0 0.00

16 Puri-Nimapara DCCB 240 109.88 240 109.88 0 0.00

17 Sambalpur DCCB 745 638.78 745 638.78 0 0.00

18 Sundargarh DCCB 3789 1542.57 3789 1542.57 0 0.00

Total 26492 13581.47 26409 13519.25 0 0.00

West Bengal

1 West Bengal SCB 116675 48011.43 106174 40598.47 0 0.00

2 Bankura DCCB 12018 5029.42 122 85.38 0 0.00

3 Birbhum DCCB 0 0.00 0 0.00 0 0.00

4 Burdwan DCCB 8379 1241.20 7453 0.00 0 0.00

5 Balageria DCCB 91 409.35 80 368.42 0 0.00

6 Darjeeling DCCB 19 17.96 15 14.38 0 0.00

7 Daxin Dinajpur DCCB 2146 400.68 2101 395.63 0 0.00

8 Hooghly DCCB 25669 6240.82 25595 6228.65 0 0.00

9 Howrah DCCB 4920 2120.40 4383 1889.02 0 0.00

10 Jalpaiguri DCCB 2273 287.99 2056 267.12 0 0.00

11 Malda DCCB 2870 1946.20 2813 1814.23 0 0.00

12 Mugberia DCCB 5101 3165.71 4893 3037.72 0 0.00

13 Murshidabad DCCB 13239 6965.67 0 0.00 13239 6965.67

14 Nadia DCCB 20524 11468.35 19657 10983.89 0 0.00

15 Purulia DCCB 2009 213.83 2009 213.83 1299 106.87

16 Raiganj DCCB 4134 1165.80 3862 1165.80 0 0.00

17 Tamluk Ghatal DCCB 0 0.00 0 0.00 0 0.00

18 Vidyasagar DCCB 2665 1707.86 2248 1489.69 1004 345.61

Total 222732 90392.67 183461 68552.23 15542 7418.15

Total - Eastern Region 249789 104598.69 210402 82655.93 15542 7418.15

CENTRAL REGION

Chhattisgarh

1 Ambikapur DCCB 33 14.68 26 12.10 0 0.00

2 Jagdalpur DCCB 1890 230.20 1890 230.20 0 0.00

3 Raipur DCCB 7 11.40 7 11.40 0 0.00

4 Rajnandgaon DCCB 1007 329.03 1007 329.03 1007 329.03

Total 2937 585.31 2930 582.73 1007 329.03



(Amount ` lakh)



NRLM/SGSY


Madhya Pradesh

1 Balaghat DCCB 0 0.00 0 0.00 0 0.00

2 Betul DCCB 8 0.80 0 0.00 0 0.00

3 Chhindwara DCCB 34 2.43 0 0.00 0 0.00

4 Dhar DCCB 0 0.00 0 0.00 0 0.00

5 Gwalior DCCB 514 35.16 460 31.46 0 0.00

6 Indore DCCB 15 1.07 0 0.00 0 0.00

7 Jhabua DCCB 373 11.95 149 4.78 235 10.33

8 Khandwa DCCB 138 102.49 17 43.02 44 58.58

9 Khargaon DCCB 218 88.90 66 26.40 15 6.00

10 Panna DCCB 84 162.53 0 0.00 84 162.53

11 Raisen DCCB 377 7.16 330 6.26 377 7.16

12 Ratlam DCCB 44 24.75 29 16.09 0 0.00

13 Satna DCCB 0 0.00 0 0.00 0 0.00

14 Sehore DCCB 7 23.18 6 17.20 0 0.00

15 Shajapur DCCB 9 7.96 3 4.10 0 0.00

16 Shivpuri DCCB 1534 776.00 570 256.00 0 0.00

17 Vidisha DCCB 3 0.66 0 0.00 0 0.00

Total 3358 1245.04 1630 405.31 755 244.60

Uttar Pradesh

1 Barabanki DCCB 447 400.82 178 156.92 447 400.82

2 Deoria DCCB 0 0.00 0 0.00 0 0.00

3 Lucknow DCCB 1 1.12 0 0.00 1 1.12

4 Mirzapur DCCB 27 2.48 27 2.48 0 0.00

5 Muradabad DCCB 88 49.44 0 0.00 80 48.59

6 Muzaffar Nagar DCCB 13 17.66 6 7.93 13 17.66

7 Pilibhit DCCB 38 46.66 21 22.86 16 25.52

8 Raibareily DCCB 15 0.62 0 0.00 0 0.00

9 Unnao DCCB 24 1.93 11 0.93 0 0.00

10 Varanasi DCCB 0 0.00 0 0.00 0 0.00

Total 653 520.73 243 191.12 557 493.71

Uttarakhand

1 Uttarakhand SCB 0 0.00 0 0.00 0 0.00

2 Almora DCCB 548 254.73 326 244.52 326 244.52

3 Chamoli DCCB 214 111.21 34 25.13 172 88.37



(Amount ` lakh)



NRLM/SGSY


4 Dehradun DCCB 142 101.70 66 49.83 139 94.30

5 Garhwal (Kotdar) DCCB 122 47.84 40 18.30 0 0.00

6 Haldwani DCCB 436 245.46 212 93.33 174 152.48

7 Haridwar DCCB 67 106.25 12 19.65 67 106.25

8 Pithoragarh DCCB 387 142.07 45 2.88 0 0.00

9 Tehri DCCB 760 753.85 130 140.10 416 369.54

10 Udham Singh Nagar DCCB 137 71.82 117 32.94 33 35.81

11 Uttarkashi DCCB 274 410.72 246 369.74 37 48.82

Total 3087 2245.65 1228 996.42 1364 1140.09


WESTERN REGION

Goa

1 Goa SCB 709 999.00 700 985.17 0 0.00

Total 709 999.00 700 985.17 0 0.00

Gujarat

1 Ahmedabad DCCB 175 58.22 151 50.02 162 48.47

2 Amreli DCCB 54 20.83 54 20.83 0 0.00

3 Banaskantha DCCB 33 97.01 33 97.01 33 97.01

4 Baroda DCCB 0 0.00 0 0.00 0 0.00

5 Bharuch DCCB 59 354.61 27 158.26 0 0.00

6 Bhavnagar DCCB 9 52.17 4 12.75 0 0.00

7 Jamnagar DCCB 75 22.33 75 22.33 0 0.00

8 Junagadh DCCB 0 0.00 0 0.00 0 0.00

9 Kheda DCCB 3 0.13 1 0.01 0 0.00

10 Kodinar DCCB 158 62.73 0 0.00 158 62.73

11 Kutch DCCB 0 0.00 0 0.00 0 0.00

12 Mehsana DCCB 521 334.99 518 330.29 0 0.00

13 Panchmahal DCCB 13 5.62 5 2.29 5 2.29

14 Rajkot DCCB 511 388.78 505 382.97 83 60.57

15 Sabarkantha DCCB 0 0.00 0 0.00 0 0.00

16 Surat DCCB 972 250.00 972 250.00 191 99.00

17 Surendranagar DCCB 0 0.00 0 0.00 0 0.00

18 Vadodara DCCB 0 0.00 0 0.00 0 0.00

19 Valsad DCCB 3 1.68 3 1.68 0 0.00

Total 2586 1649.10 2348 1328.44 632 370.07



(Amount ` lakh)



NRLM/SGSY


Maharashtra

1 Ahmednagar DCCB 1978 1318.12 1978 1318.12 847 792.56

2 Akola DCCB 300 89.46 294 87.40 138 38.17

3 Amravati DCCB 462 198.61 407 172.96 0 0.00

4 Aurangabad DCCB 330 140.00 296 121.00 32 17.00

5 Beed DCCB 210 164.09 0 0.00 0 0.00

6 Bhandara DCCB 1237 830.46 1231 824.46 794 630.12

7 Buldhana DCCB 55 42.97 16 10.05 3 4.44

8 Chandrapur DCCB 1277 1277.34 1070 1200.30 160 248.43

9 Dhule DCCB 174 150.56 11 14.60 7 6.94

10 Gadchiroli DCCB 2283 1035.43 2110 1002.10 783 503.87

11 Gondia DCCB 373 85.89 317 73.00 74 14.90

12 Jalgaon DCCB 300 220.28 300 220.28 0 0.00

13 Jalna DCCB 61 30.90 31 0.00 0 0.00

14 Kolhapur DCCB 3034 997.08 3034 997.08 1033 372.98

15 Latur DCCB 1430 554.65 1430 554.65 1242 449.94

16 Nagpur DCCB 111 27.27 107 25.09 3 2.81

17 Nanded DCCB 0 0.00 0 0.00 0 0.00

18 NandurbarDCCB 214 173.91 19 18.30 88 88.95

19 Nashik DCCB 66 64.73 66 61.73 66 61.73

20 Osmanabad DCCB 2410 461.47 1198 392.24 1477 193.79

21 Parbhani DCCB 1147 616.61 0 0.00 899 415.55

22 Pune DCCB 1102 605.14 1102 605.14 0 0.00

23 Raigad DCCB 3215 1114.78 3026 1039.18 197 51.71

24 Ratnagiri DCCB 353 207.15 21 202.36 12 7.40

25 Sangli DCCB 11226 241.48 10100 241.03 11226 241.48

26 Satara DCCB 2161 152.20 2161 152.20 63 18.15

27 Sindhudurg DCCB 1234 636.93 1139 621.71 125 63.65

28 Solapur DCCB 158 252.61 158 252.61 158 252.61

29 Thane DCCB 3220 1272.52 317 71.00 87 30.20

30 Wardha DCCB 463 199.02 298 96.80 150 88.48

31 Washim DCCB 0 0.00 0 0.00 0 0.00

32 Yavatmal DCCB 2723 1200.23 2540 1088.00 546 240.04

Total 43307 14361.89 34777 11463.39 20210 4835.90




(Amount ` lakh)



NRLM/SGSY


SOUTHERN REGION

Andhra Pradesh

1 Anantapur DCCB 1241 1454.71 1241 1454.71 0 0.00

2 Chittoor DCCB 474 282.74 0 0.00 0 0.00

3 East Godavari DCCB 0 0.00 0 0.00 0 0.00

4 Eluru DCCB 1512 1987.94 1512 1987.94 0 0.00

5 Guntur DCCB 1280 1402.03 1280 1402.03 0 0.00

6 Kadapa DCCB 0 0.00 0 0.00 0 0.00

7 Kakinada DCCB 113 146.00 113 146.00 0 0.00

8 Krishna DCCB 11229 11842.99 11229 11842.99 0 0.00

9 Kurnool DCCB 61 69.68 61 69.68 0 0.00

10 Nellore DCCB 8 2.57 7 2.37 0 0.00

11 Prakasam DCCB 444 941.13 444 941.13 0 0.00

12 Srikakulam DCCB 3 5.07 3 5.07 0 0.00

13 Visakhapatnam DCCB 940 1015.75 771 955.19 282 364.12

14 Vizianagaram DCCB 0 0.00 0 0.00 0 0.00

15 West Godavari DCCB 0 0.00 0 0.00 0 0.00

Total 17305 19150.61 16661 18807.11 282 364.12

Karnataka

1 Bagalkot DCCB 1369 655.44 152 72.50 0 0.00

2 Belgavi DCCB 1622 2121.05 1297 1696.84 0 0.00

3 Bellary DCCB 1728 1307.41 1700 1289.16 0 0.00


1907 1626.41 1890 1552.07 6 50.28

5 Bidar DCCB 11151 11097.94 11151 11097.94 0 0.00

6 Bijapur DCCB 2156 1949.00 1832 1696.00 0 0.00

7 Chikmagalur DCCB 1682 1276.53 1598 1170.07 148 109.78

8 Chitradurga DCCB 1050 1019.21 1033 994.21 0 0.00

9 Davangere D C C B 282 410.51 267 389.98 240 349.61

10 Dharwad DCCB 2939 1000.09 2468 896.20 0 0.00

11 Hassan DCCB 6988 6077.77 6569 5713.10 0 0.00

12 Kalaburgi DCCB 1553 1035.76 1553 1035.76 0 0.00

13 Kanara DCCB 1084 738.92 979 659.26 241 151.66

14 Kodagu DCCB 8676 12204.12 7319 9044.92 0 0.00

15 Kolar & Chickaballapur DCCB 1006 2170.97 1006 2170.97 0 0.00



(Amount ` lakh)



NRLM/SGSY


16 Mandya DCCB 2216 4379.58 0 0.00 0 0.00

17 Mysore & Chamarajanagar DCCB 2115 1742.22 2073 1689.95 183 269.38

18 Raichur DCCB 1304 1082.34 1304 1082.34 0 0.00

19 Shimoga DCCB 2981 4493.15 2316 3348.24 80 83.95

20 South Canara DCCB 18871 17127.51 5682 5364.55 156 179.56

21 Tumkur DCCB 5205 12385.80 4467 10386.37 0 0.00

Total 77885 85901.73 56656 61350.43 1054 1194.22

Kerala

1 Alappuzha DCCB 1400 4790.31 1260 4311.28 0 0.00

2 Ernakulam DCCB 125 84.11 113 73.56 0 0.00

3 Idukki DCCB 2246 6252.40 1668 4572.54 0 0.00

4 Kannur DCCB 85 111.55 8 0.00 0 0.00

5 Kasaragod DCCB 764 917.48 731 856.39 0 0.00

6 Kollam DCCB 30213 3923.00 1359 1569.00 1510 1746.00

7 Kozhikode DCCB 152 310.75 135 274.88 122 247.45

8 Malappuram DCCB 434 846.00 434 846.00 298 726.00

9 Palakkad DCCB 140 215.49 139 212.37 132 201.63

10 Pathamanthitta DCCB 945 1952.58 927 1861.08 0 0.00

11 Thrissur DCCB 951 20.57 951 20.57 0 0.00

12 Trivandrum DCCB 309 1237.07 0 0.00 282 716.55

13 Wayanad DCCB 3255 4709.97 3092 4474.47 126 118.43

Total 41019 25371.28 10817 19072.14 2470 3756.06

Puducherry

1 Puducherry SCB 440 731.35 440 731.35 29 5.65

Total 440 731.35 440 731.35 29 5.65

Tamil Nadu

1 Chennai DCCB 362 520.94 362 520.94 0 0.00

2 Coimbatore DCCB 2595 3883.00 2536 3800.06 2595 3883.00

3 Cuddalore DCCB 8519 5325.07 8491 5307.57 7883 4441.15

4 Dharmapuri DCCB 3008 2098.57 2960 2044.25 166 504.10

5 Dindigul DCCB 3921 2156.43 548 657.60 1686 606.96

6 Erode DCCB 3547 4163.16 3467 4127.16 3547 4163.16

7 Kancheepuram DCCB 2905 2731.81 2905 2731.81 2059 1522.88

8 Kanyakumari DCCB 5644 6742.29 654 885.00 0 0.00

9 Kumbakonam 4084 2512.58 4084 2512.58 0 0.00



(Amount ` lakh)



NRLM/SGSY


10 Madurai DCCB 1579 1590.60 1579 1590.60 790 794.82

11 Nilgiris DCCB 1676 4856.25 1609 4621.75 1676 4856.25

12 Pudukottai DCCB 1328 2348.12 1238 2192.20 0 0.00

13 Ramnathapuram DCCB 1572 2926.82 0 0.00 0 0.00

14 Salem DCCB 9814 8719.02 9127 8108.68 5888 5231.41

15 Sivagangai DCCB 1390 1948.56 1356 1846.34 34 102.22

16 Thanjavur DCCB 2479 1013.98 2479 1013.98 31 143.23

17 Thoothukudi DCCB 1634 2472.85 0 0.00 1353 1881.67

18 Tiruchirapalli DCCB 13360 8014.95 13141 7827.20 12529 7234.89

19 Tirunelveli DCCB 665 1944.82 585 1711.40 665 1944.82

20 Tiruvannamalai DCCB 12114 10666.28 11990 10557.83 12114 10666.28

21 Vellore DCCB 7965 5515.99 7965 5155.99 570 1307.72

22 Villupuram DCCB 2239 2799.44 220 268.40 2239 2799.44

23 Virudhunagar DCCB 692 810.38 690 810.38 0 0.00

Total 93092 85761.91 77986 68291.72 55825 52084.00

Telangana

1 Telangana SCB 19 66.70 19 66.70 0 0.00

2 Adilabad DCCB 246 196.52 246 196.52 0 0.00

3 Hyderabad DCCB 0 0.00 0 0.00 0 0.00

4 Karimnagar DCCB 3942 8204.26 3942 8204.26 3942 8204.26

5 Khammam DCCB 435 522.86 435 522.86 435 522.86

6 Mahabubnagar DCCB 22 24.23 22 24.23 0 0.00

7 Medak DCCB 76 267.55 0 0.00 0 0.00

8 Nalgonda DCCB 443 453.40 443 453.40 0 0.00

9 Nizamabad DCCB 6091 4193.55 6091 4193.55 0 0.00

10 Warangal DCCB 0 0.00 0 0.00 0 0.00

Total 11274 13929.07 11198 13661.52 4377 8727.12


Grand Total - Coop Banks 600781 386426.49 463683 298095.96 112907 89271.57



STATEMENT - VI - A (i)

Progress under Microfinance - NPAs against Bank loans to SHGs of Public Sector Com. Banks as on 31 March 2016

(Amount ` lakh)


For Total SHGs For SHGs under NRLM/SGSYY

Total outstanding

against SHGs

Amount of NPAs

NPA as %age to Total loans

O/S

Total outstanding

against SHGs

Amount of NPAs

NPA as %age to loans O/S against SHGs under SGSY

NORTHERN REGION

Chandigarh

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Maharashtra 0.10 0.00 0.00 0.00 0.00 0.00

4 Canara Bank 110.00 0.00 0.00 0.00 0.00 0.00

5 Central Bank of India 0.00 0.00 0.00 0.00 0.00 0.00

6 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00

7 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00

8 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00

9 Oriental Bank of Commerce 0.00 0.00 0.00 0.00 0.00 0.00

10 Punjab & Sind Bank 51.49 38.96 75.67 0.00 0.00 0.00

11 State Bank of India 0.00 0.00 0.00 0.00 0.00 0.00

12 State Bank of Patiala 0.00 0.00 0.00 0.00 0.00 0.00

13 UCO Bank 3.50 1.62 46.29 0.00 0.00 0.00

14 Union Bank of India 33.00 7.00 21.21 24.00 7.00 29.17

15 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 198.09 47.58 24.02 24.00 7.00 29.17

Haryana

1 Allahabad Bank 155.03 22.13 14.27 35.69 3.54 9.92

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 16.00 0.00 0.00 3.74 0.00 0.00

4 Bank of India 211.60 22.00 10.40 68.35 0.00 0.00


6 Canara Bank 126.00 29.00 23.02 69.00 14.00 20.29


8 Corporation Bank 10.04 0.84 8.37 4.86 0.84 17.28

9 Dena Bank 16.64 1.06 6.37 13.00 1.00 7.69

10 IDBI Bank 30.66 0.00 0.00 0.00 0.00 0.00

11 Indian Bank 34.00 1.00 2.94 18.00 1.00 5.56

12 Indian Overseas Bank 0.47 0.34 72.34 0.47 0.34 72.34



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


14 Punjab National Bank 7696.96 938.13 12.19 1717.30 722.71 42.08

15 Punjab & Sind Bank 201.55 106.07 52.63 183.59 94.87 51.67

16 State Bank of Hyderabad 0.00 0.00 0.00 0.00 0.00 0.00



19 Syndicate Bank 120.00 9.00 7.50 108.00 5.00 4.63

20 UCO Bank 224.00 111.28 49.68 51.00 29.15 57.16


22 Vijaya Bank 7.31 0.00 0.00 6.46 0.00 0.00

Total 10674.42 2101.09 19.68 2557.94 1000.60 39.12

Himachal Pradesh

1 Allahabad Bank 10.47 0.00 0.00 10.47 0.00 0.00

2 Bank of Baroda 1.66 0.00 0.00 1.66 0.00 0.00

3 Bank of India 61.61 6.00 9.74 16.80 0.00 0.00


5 Canara Bank 59.57 0.00 0.00 30.59 0.00 0.00



8 Dena Bank 5.08 0.00 0.00 5.08 0.00 0.00

9 IDBI Bank 14.23 0.00 0.00 13.88 0.00 0.00

10 Indian Bank 3.00 0.00 0.00 3.00 0.00 0.00




14 Punjab & Sind Bank 30.57 6.22 20.35 30.57 6.22 20.35



17 Syndicate Bank 6.00 4.00 66.67 4.00 4.00 100.00

18 UCO Bank 826.74 118.34 14.31 704.00 98.39 13.98

19 Vijaya Bank 0.41 0.00 0.00 0.41 0.00 0.00

Total 4050.91 427.98 10.57 2240.93 163.22 7.28

Jammu & Kashmir

1 Allahabad Bank 3.94 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00

STATEMENT - VI - A (i) (contd.)


(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00

4 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00





9 Punjab & Sind Bank 375.76 0.00 0.00 0.00 0.00 0.00



12 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00

13 UCO Bank 41.00 19.93 48.61 1.00 0.12 12.00

Total 786.49 47.88 6.09 295.35 11.13 3.77

New Delhi

1 Allahabad Bank 3.91 0.00 0.00 1.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 36.00 0.00 0.00 0.00 0.00 0.00



8 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00

9 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00

10 Indian Bank 88.00 76.00 86.36 0.00 0.00 0.00




14 Punjab & Sind Bank 40.00 0.07 0.18 0.00 0.00 0.00



17 Syndicate Bank 44.00 0.00 0.00 44.00 0.00 0.00

18 UCO Bank 0.48 0.48 100.00 0.00 0.00 0.00


20 Vijaya Bank 0.56 0.00 0.00 0.56 0.00 0.00

Total 495.42 107.48 21.69 81.80 7.51 9.18



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


Punjab

1 Allahabad Bank 11.56 3.04 26.30 2.44 1.98 81.15

2 Bank of Baroda 27.43 1.36 4.96 0.49 0.00 0.00

3 Bank of India 7.40 4.00 54.05 0.00 0.00 0.00


5 Canara Bank 102.22 1.23 1.20 102.22 1.23 1.20



8 Dena Bank 0.93 0.00 0.00 0.93 0.00 0.00

9 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00

10 Indian Bank 6.00 0.00 0.00 5.00 0.00 0.00




14 Punjab & Sind Bank 684.57 293.02 42.80 591.45 292.99 49.54



17 Syndicate Bank 20.00 1.00 5.00 20.00 1.00 5.00

18 UCO Bank 163.07 89.67 54.99 99.00 61.50 62.12


20 Vijaya Bank 24.60 0.10 0.41 6.80 0.00 0.00

Total 10275.47 836.09 8.14 1703.27 553.21 32.48

Rajasthan

1 Allahabad Bank 123.82 59.58 48.12 63.25 22.23 35.15

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 3853.69 423.91 11.00 1004.13 110.45 11.00

4 Bank of India 140.99 49.00 34.75 140.99 49.00 34.75


6 Canara Bank 10.00 0.00 0.00 10.00 0.00 0.00



9 Dena Bank 21.02 3.01 14.32 18.00 3.00 16.67

10 IDBI Bank 68.23 0.00 0.00 0.00 0.00 0.00

11 Indian Bank 2.00 0.00 0.00 1.00 0.00 0.00



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs





15 Punjab & Sind Bank 49.03 21.87 44.61 22.36 10.79 48.26

16 State Bank of Bikaner & Jaipur 10953.46 6823.70 62.30 0.00 0.00 0.00



19 Syndicate Bank 5.00 0.00 0.00 5.00 0.00 0.00

20 UCO Bank 1275.00 769.88 60.38 699.00 501.50 71.75


22 Vijaya Bank 2.64 0.00 0.00 2.64 0.00 0.00

Total 20087.22 9366.71 46.63 3955.22 1556.94 39.36

Total - Northern Region 46568.02 12934.81 27.78 10858.51 3299.61 30.39

NORTH- EASTERN REGION

Assam

1 Allahabad Bank 1430.67 120.40 8.42 1028.00 53.94 5.25

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 152.81 18.52 12.12 93.31 11.31 12.12

4 Bank of India 109.00 33.00 30.28 96.00 29.00 30.21


6 Canara Bank 125.00 81.00 64.80 125.00 81.00 64.80



9 Dena Bank 5.03 0.81 16.10 5.00 0.81 16.20

10 IDBI Bank 1150.35 0.00 0.00 130.65 0.00 0.00

11 Indian Bank 63.00 20.00 31.75 21.00 11.00 52.38




15 Punjab & Sind Bank 7.73 2.22 28.72 0.89 0.89 100.00


17 Syndicate Bank 38.00 15.00 39.47 34.00 15.00 44.12

18 UCO Bank 5517.93 1456.83 26.40 5005.00 1195.37 23.88



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs



20 United Bank of India 4734.00 700.00 14.79 4159.00 623.00 14.98

21 Vijaya Bank 75.38 22.80 30.25 18.81 0.31 1.65

Total 32169.03 5299.24 16.47 22166.71 3712.98 16.75

Arunachal Pradesh

1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of India 6.97 0.00 0.00 0.00 0.00 0.00


4 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00


6 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00




10 Syndicate Bank 9.00 0.00 0.00 9.00 0.00 0.00

11 UCO Bank 0.21 0.00 0.00 0.00 0.00 0.00

12 Vijaya Bank 29.31 2.39 8.15 28.80 1.88 6.53

Total 237.97 37.39 15.71 72.05 20.88 28.98

Manipur

1 Allahabad Bank 0.81 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 18.47 1.44 7.80 10.53 0.96 9.12

3 Bank of India 0.50 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00


7 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00



10 Punjab & Sind Bank 0.00 0.00 0.00 0.00 0.00 0.00


12 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00

13 UCO Bank 16.97 3.84 22.63 9.00 0.96 10.67

14 Vijaya Bank 16.61 3.96 23.84 16.02 3.96 24.72

Total 415.26 183.13 44.10 78.66 29.88 37.99



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


Meghalaya

1 Bank of Baroda 1.05 0.00 0.00 0.87 0.00 0.00

2 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00

3 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00


5 Indian Bank 3.00 2.00 66.67 2.00 2.00 100.00




9 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00

10 UCO Bank 26.13 21.49 82.24 16.00 16.01 100.06


12 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 242.00 102.49 42.35 33.77 24.01 71.10

Mizoram

1 Bank of Baroda 0.88 0.00 0.00 0.88 0.00 0.00

2 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00

3 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00


5 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00


7 Syndicate Bank 2.00 0.00 0.00 2.00 0.00 0.00

8 UCO Bank 45.00 14.70 32.67 0.00 0.00 0.00

9 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 83.38 22.70 27.22 7.94 2.00 25.19

Nagaland

1 Allahabad Bank 8.52 2.63 30.87 7.56 1.67 22.09

2 Bank of Baroda 33.93 3.47 10.23 11.69 1.20 10.27

3 Bank of India 2.00 0.00 0.00 2.00 0.00 0.00


5 Canara Bank 3.00 0.00 0.00 0.00 0.00 0.00


7 IDBI Bank 2.00 0.00 0.00 0.00 0.00 0.00

8 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs




11 Punjab & Sind Bank 0.00 0.00 0.00 0.00 0.00 0.00


13 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00

14 UCO Bank 73.00 2.88 3.95 27.00 0.18 0.67

15 Vijaya Bank 27.73 5.09 18.36 18.51 0.00 0.00

Total 781.01 217.89 27.90 265.22 98.68 37.21

Sikkim

1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00

3 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00


5 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00

6 IDBI Bank 20.82 0.00 0.00 0.00 0.00 0.00

7 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00




11 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00

12 UCO Bank 9.15 2.61 28.52 0.00 0.00 0.00


14 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 595.43 32.66 5.49 314.12 23.00 7.32

Tripura

1 Bank of Baroda 2.27 0.76 33.48 1.51 0.00 0.00

2 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00

3 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00


5 IDBI Bank 0.80 0.00 0.00 0.00 0.00 0.00

6 Indian Bank 1.00 0.00 0.00 1.00 0.00 0.00






(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


10 Punjab & Sind Bank 0.45 0.00 0.00 0.00 0.00 0.00


12 UCO Bank 238.00 187.05 78.59 139.00 127.73 91.89



15 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 4005.01 1198.17 29.92 2451.51 592.73 24.18

Total - North Eastern Region 38529.09 7093.67 18.41 25389.98 4504.16 17.74

EASTERN REGION

A & N Islands (UT)

1 Allahabad Bank 0.64 0.00 0.00 0.00 0.00 0.00

2 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 IDBI Bank 20.03 0.00 0.00 0.00 0.00 0.00

4 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00



7 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00

8 UCO Bank 7.90 5.64 71.39 0.00 0.00 0.00

9 Vijaya Bank 6.90 0.00 0.00 5.18 0.00 0.00

Total 55.47 6.64 11.97 5.18 0.00 0.00

Bihar

1 Allahabad Bank 2050.99 404.60 19.73 1313.00 311.30 23.71

2 Bank of Baroda 1350.00 136.62 10.12 527.56 53.39 10.12

3 Bank of India 1836.71 48.00 2.61 1751.71 19.00 1.08


5 Canara Bank 1657.42 95.07 5.74 1495.00 74.00 4.95



8 Dena Bank 5.51 3.99 72.41 4.76 3.58 75.21

9 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00

10 Indian Bank 461.00 33.00 7.16 155.00 29.00 18.71






(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs



15 Syndicate Bank 52.00 7.00 13.46 40.00 7.00 17.50

16 UCO Bank 5817.42 4102.85 70.53 4392.00 3232.00 73.59



19 Vijaya Bank 3.19 0.00 0.00 3.19 0.00 0.00

Total 46389.44 9317.36 20.09 24619.95 5067.81 20.58

Jharkhand

1 Allahabad Bank 1776.98 545.00 30.67 901.70 349.30 38.74

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 656.00 68.07 10.38 0.00 0.00 0.00

4 Bank of India 8175.52 970.00 11.86 999.08 13.00 1.30


6 Canara Bank 419.00 91.00 21.72 419.00 91.00 21.72



9 Dena Bank 6.22 1.98 31.83 5.78 1.72 29.76

10 IDBI Bank 210.01 12.29 5.85 2.30 0.00 0.00

11 Indian Bank 656.00 80.00 12.20 656.00 80.00 12.20




15 Punjab & Sind Bank 10.33 4.85 46.95 3.98 0.55 13.82


17 Syndicate Bank 32.00 3.00 9.38 32.00 3.00 9.38

18 UCO Bank 1058.90 910.45 85.98 807.00 702.97 87.11



21 Vijaya Bank 6.00 0.36 6.00 5.15 0.00 0.00

Total 28971.44 4474.19 15.44 11739.29 1884.13 16.05

Odisha

1 Allahabad Bank 3014.01 317.20 10.52 1453.00 137.50 9.46

2 Andhra Bank 2679.00 793.40 29.62 2312.00 625.00 27.03

3 Bank of Baroda 2662.78 242.58 9.11 283.47 25.82 9.11



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


4 Bank of India 5452.75 349.00 6.40 5348.37 340.00 6.36


6 Canara Bank 1237.00 38.00 3.07 35.00 0.00 0.00



9 Dena Bank 17.40 0.41 2.36 17.00 0.00 0.00

10 IDBI Bank 2805.30 0.00 0.00 0.00 0.00 0.00

11 Indian Bank 1343.00 410.00 30.53 297.00 92.00 30.98




15 Punjab & Sind Bank 0.75 0.00 0.00 0.75 0.00 0.00



18 Syndicate Bank 513.00 26.00 5.07 366.00 24.00 6.56

19 UCO Bank 15967.94 8893.17 55.69 10711.00 6754.65 63.06



22 Vijaya Bank 177.37 71.81 40.49 105.08 0.00 0.00

Total 71759.41 19436.54 27.09 42978.01 14016.07 32.61

West Bengal

1 Allahabad Bank 19034.53 664.10 3.49 13644.00 278.50 2.04

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 1130.00 93.00 8.23 1071.01 88.14 8.23

4 Bank of India 2466.65 187.00 7.58 1373.49 82.00 5.97


6 Canara Bank 859.00 20.00 2.33 39.00 0.00 0.00



9 Dena Bank 1.41 0.22 15.60 1.41 0.00 0.00

10 IDBI Bank 1744.13 601.37 34.48 0.00 0.00 0.00

11 Indian Bank 1268.00 308.00 24.29 466.00 22.00 4.72





(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs



15 Punjab & Sind Bank 12.43 0.10 0.80 0.70 0.10 14.29


17 State Bank of Travancore 0.00 0.00 0.00 0.00 0.00 0.00

18 Syndicate Bank 553.00 9.00 1.63 553.00 9.00 1.63

19 UCO Bank 11042.28 1979.91 17.93 4046.00 575.29 14.22



22 Vijaya Bank 51.49 0.31 0.60 47.43 0.31 0.65

Total 103353.62 9580.48 9.27 59075.22 3826.46 6.48

Total Eastern Region 250529.38 42815.21 17.09 138417.65 24794.47 17.91

CENTRAL REGION

Chhattisgarh

1 Allahabad Bank 464.09 57.29 12.34 375.20 16.66 4.44

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 558.00 51.45 9.22 508.59 46.89 9.22

4 Bank of India 101.00 5.00 4.95 49.00 2.00 4.08


6 Canara Bank 79.00 0.00 0.00 21.00 0.00 0.00



9 Dena Bank 1033.31 187.60 18.16 930.00 169.00 18.17

10 IDBI Bank 111.13 9.09 8.18 43.55 4.65 10.68

11 Indian Bank 108.00 7.00 6.48 34.00 7.00 20.59




15 Punjab & Sind Bank 17.13 2.15 12.55 16.70 2.14 12.81


17 Syndicate Bank 9.00 6.00 66.67 9.00 6.00 66.67

18 UCO Bank 0.00 0.00 0.00 0.00 0.00 0.00


20 Vijaya Bank 8.82 0.00 0.00 6.35 0.00 0.00

Total 9280.58 1664.75 17.94 5390.40 756.38 14.03



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


Madhya Pradesh

1 Allahabad Bank 1798.65 511.20 28.42 1382.00 372.10 26.92

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 599.03 48.82 8.15 462.59 37.70 8.15

4 Bank of India 10344.00 692.00 6.69 7509.00 230.00 3.06


6 Canara Bank 526.00 53.00 10.08 21.00 0.00 0.00



9 Dena Bank 63.12 45.24 71.67 56.00 41.00 73.21

10 IDBI Bank 734.35 0.00 0.00 6.27 0.00 0.00

11 Indian Bank 755.00 17.00 2.25 28.00 17.00 60.71




15 Punjab & Sind Bank 44.99 33.94 75.44 31.11 21.44 68.92




19 Syndicate Bank 47.00 28.00 59.57 47.00 28.00 59.57

20 UCO Bank 2390.00 1456.22 60.93 1248.00 843.15 67.56



23 Vijaya Bank 12.87 5.44 42.27 10.37 2.94 28.35

Total 31528.52 6211.04 19.70 16889.03 2950.22 17.47

Uttar Pradesh

1 Allahabad Bank 22887.11 2296.00 10.03 12097.00 1306.50 10.80

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 11211.86 1247.88 11.13 1580.79 175.94 11.13

4 Bank of India 3698.60 1556.00 42.07 2361.84 1186.00 50.22


6 Canara Bank 683.93 191.70 28.03 636.00 188.00 29.56





(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


9 Dena Bank 60.18 31.57 52.46 54.00 29.00 53.70

10 IDBI Bank 1107.87 1.32 0.12 1.38 1.32 95.65

11 Indian Bank 502.00 49.00 9.76 79.00 28.00 35.44




15 Punjab & Sind Bank 409.74 179.96 43.92 320.04 175.90 54.96



18 Syndicate Bank 503.00 254.00 50.50 335.00 254.00 75.82

19 UCO Bank 3068.97 1784.64 58.15 1243.00 759.82 61.13



22 Vijaya Bank 26.27 3.94 15.00 14.81 0.00 0.00

Total 66349.53 12084.40 18.21 29821.29 6304.86 21.14

Uttarakhand

1 Allahabad Bank 210.23 40.17 19.11 41.52 20.52 49.42

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 219.71 15.64 7.12 61.38 4.37 7.12

4 Bank of India 13.50 0.00 0.00 2.50 0.00 0.00


6 Canara Bank 309.00 34.00 11.00 46.00 5.00 10.87



9 Dena Bank 2.48 0.00 0.00 2.00 0.00 0.00

10 IDBI Bank 176.54 0.00 0.00 0.96 0.00 0.00

11 Indian Bank 4.00 0.00 0.00 0.00 0.00 0.00




15 Punjab & Sind Bank 36.60 9.24 25.25 33.92 6.56 19.34



18 Syndicate Bank 32.00 0.00 0.00 32.00 0.00 0.00



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


19 UCO Bank 219.14 60.00 27.38 79.00 8.32 10.53


21 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 4107.68 671.18 16.34 2159.21 273.68 12.68

Total - Central Region 111266.31 20631.37 18.54 54259.93 10285.14 18.96

WESTERN REGION

Goa

1 Bank of Baroda 92.37 0.00 0.00 40.31 0.00 0.00

2 Bank of India 436.08 67.00 15.36 371.27 61.00 16.43


4 Canara Bank 237.00 0.00 0.00 44.00 0.00 0.00



7 Dena Bank 44.47 0.56 1.26 40.00 0.56 1.40

8 IDBI Bank 0.00 0.00 0.00 0.00 0.00 0.00

9 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00




13 Syndicate Bank 30.00 0.00 0.00 30.00 0.00 0.00

14 UCO Bank 11.72 0.00 0.00 3.00 0.00 0.00


16 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 1479.17 77.52 5.24 1045.02 67.52 6.46

Gujarat

1 Allahabad Bank 5.85 0.87 14.87 5.85 0.87 14.87

2 Bank of Baroda 4086.15 331.80 8.12 1051.87 85.41 8.12

3 Bank of India 7032.00 45.00 0.64 869.00 40.00 4.60


5 Canara Bank 65.49 1.00 1.53 0.00 0.00 0.00



8 Dena Bank 2866.27 407.81 14.23 2293.00 326.00 14.22

9 IDBI Bank 9.57 0.00 0.00 0.00 0.00 0.00



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


10 Indian Bank 594.00 47.00 7.91 14.00 4.00 28.57




14 Punjab & Sind Bank 2.37 0.00 0.00 0.00 0.00 0.00



17 Syndicate Bank 60.00 2.00 3.33 51.00 2.00 3.92

18 UCO Bank 230.77 78.97 34.22 29.00 19.47 67.14


20 Vijaya Bank 34.54 2.72 7.87 27.79 1.59 5.72

Total 18486.21 1367.86 7.40 5324.74 648.95 12.19

Maharashtra

1 Allahabad Bank 528.96 28.69 5.42 161.10 2.04 1.27

2 Andhra Bank 94.80 5.00 5.27 69.80 1.00 1.43

3 Bank of Baroda 2762.23 337.54 12.22 1333.72 162.98 12.22

4 Bank of India 7306.87 847.00 11.59 5121.51 624.00 12.18


6 Canara Bank 791.33 91.00 11.50 215.00 7.00 3.26



9 Dena Bank 986.39 300.35 30.45 592.00 180.00 30.41

10 IDBI Bank 1212.84 467.16 38.52 324.24 157.71 48.64

11 Indian Bank 1368.00 214.00 15.64 28.00 12.00 42.86




15 Punjab & Sind Bank 35.68 2.99 8.38 1.52 0.00 0.00



18 State Bank of Mysore 0.10 0.00 0.00 0.00 0.00 0.00


20 Syndicate Bank 357.00 49.00 13.73 280.00 42.00 15.00



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


21 UCO Bank 962.64 360.26 37.42 211.00 90.55 42.91


23 Vijaya Bank 300.61 37.46 12.46 243.32 10.42 4.28

Total 56640.57 9252.69 16.34 26944.60 3889.47 14.44

Total - Western Region 76605.95 10698.07 13.97 33314.36 4605.94 13.83

SOUTHERN REGION

Andhra Pradesh

1 Allahabad Bank 3533.71 143.30 4.06 651.70 40.91 6.28

2 Andhra Bank 370102.00 8332.00 2.25 294274.00 6299.00 2.14

3 Bank of Baroda 11306.82 1068.49 9.45 10549.34 996.91 9.45

4 Bank of India 2432.00 89.00 3.66 1187.00 0.00 0.00


6 Canara Bank 52879.00 640.00 1.21 2441.00 79.00 3.24



9 Dena Bank 43.84 0.06 0.14 35.00 0.00 0.00

10 IDBI Bank 133.48 0.00 0.00 0.00 0.00 0.00

11 Indian Bank 117012.00 2725.00 2.33 21882.00 441.00 2.02


13 Punjab & Sind Bank 0.50 0.00 0.00 0.00 0.00 0.00








21 Syndicate Bank 137310.00 2625.00 1.91 77640.00 2553.00 3.29

22 UCO Bank 3851.47 49.94 1.30 776.00 5.28 0.68



25 Vijaya Bank 10285.70 309.60 3.01 9730.50 55.66 0.57

Total 1218187.02 42692.94 3.50 636447.82 19527.69 3.07



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


Karnataka

1 Allahabad Bank 128.99 15.31 11.87 15.71 0.00 0.00

2 Andhra Bank 452.10 21.25 4.70 212.00 9.25 4.36

3 Bank of Baroda 390.00 36.86 9.45 46.27 4.37 9.44

4 Bank of India 599.58 55.00 9.17 124.00 0.00 0.00


6 Canara Bank 65079.00 1517.65 2.33 4520.00 257.00 5.69



9 Dena Bank 133.33 40.17 30.13 120.00 36.67 30.56

10 IDBI Bank 1896.69 0.00 0.00 647.87 0.00 0.00

11 Indian Bank 1879.00 157.00 8.36 730.00 63.00 8.63




15 Punjab & Sind Bank 3.29 3.29 100.00 2.17 2.17 100.00






21 Syndicate Bank 47203.00 344.00 0.73 47116.00 344.00 0.73

22 UCO Bank 530.57 94.69 17.85 21.00 7.21 34.33


24 Vijaya Bank 48767.00 1352.00 2.77 45078.00 348.30 0.77

Total 456497.29 8084.31 1.77 238558.93 2856.96 1.20

Kerala

1 Allahabad Bank 109.95 13.81 12.56 0.00 0.00 0.00

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 1485.00 90.88 6.12 44.08 2.70 6.13

4 Bank of India 5878.00 858.00 14.60 1310.00 16.00 1.22


6 Canara Bank 30093.00 502.00 1.67 11261.00 62.00 0.55




(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs



9 Dena Bank 35.42 0.33 0.93 31.00 0.00 0.00

10 IDBI Bank 3121.74 0.00 0.00 44.50 0.00 0.00

11 Indian Bank 13466.00 376.00 2.79 1025.00 45.00 4.39




15 Punjab & Sind Bank 11.61 0.00 0.00 0.00 0.00 0.00





20 Syndicate Bank 5001.00 139.00 2.78 5001.00 139.00 2.78

21 UCO Bank 929.36 80.11 8.62 163.00 24.01 14.73


23 Vijaya Bank 2949.20 48.11 1.63 2782.70 6.42 0.23

Total 152312.42 8940.50 5.87 74254.73 2922.69 3.94

Lakshadweep

1 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 UCO Bank 1.50 0.00 0.00 1.00 0.00 0.00

Total 1.50 0.00 0.00 1.00 0.00 0.00

Puducherry

1 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of India 441.00 15.00 3.40 0.00 0.00 0.00




6 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00

7 IDBI Bank 95.63 0.00 0.00 0.00 0.00 0.00

8 Indian Bank 1903.00 863.00 45.35 11.00 8.00 72.73




12 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


13 UCO Bank 179.44 104.99 58.51 4.00 3.60 90.00

14 Vijaya Bank 140.12 15.68 11.19 122.95 4.15 3.38

Total 3486.53 1072.32 30.76 537.53 26.34 4.90

Tamil Nadu

1 Allahabad Bank 329.23 115.30 35.02 92.55 20.54 22.19

2 Andhra Bank 645.80 87.00 13.47 434.10 35.00 8.06

3 Bank of Baroda 1573.68 127.63 8.11 377.24 30.59 8.11

4 Bank of India 19945.00 1378.00 6.91 18348.00 839.00 4.57


6 Canara Bank 48644.90 5829.00 11.98 18112.30 1975.52 10.91



9 Dena Bank 192.19 126.24 65.68 173.00 114.00 65.90

10 IDBI Bank 6378.24 68.60 1.08 12.75 12.75 100.00

11 Indian Bank 112902.00 15952.00 14.13 30876.00 5543.00 17.95









20 Syndicate Bank 12335.00 2646.00 21.45 10670.00 2646.00 24.80

21 UCO Bank 1320.71 868.03 65.72 248.00 240.13 96.83



24 Vijaya Bank 1275.07 316.05 24.79 934.32 39.73 4.25

Total 318281.54 50876.16 15.98 142166.38 23938.02 16.84

Telangana

1 Allahabad Bank 2050.71 121.50 5.92 1869.50 97.32 5.21

2 Andhra Bank 163297.00 5175.00 3.17 129313.00 4386.00 3.39

3 Bank of Baroda 3471.00 350.92 10.11 2277.33 230.24 10.11

4 Bank of India 2236.00 62.00 2.77 2186.00 55.00 2.52



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs



6 Canara Bank 30312.00 1412.00 4.66 4064.00 428.00 10.53



9 Dena Bank 603.01 17.44 2.89 542.00 15.00 2.77

10 IDBI Bank 13.56 0.00 0.00 0.00 0.00 0.00

11 Indian Bank 23261.00 318.00 1.37 275.00 3.00 1.09








19 Syndicate Bank 49441.00 630.00 1.27 49441.00 630.00 1.27

20 UCO Bank 3243.23 21.68 0.67 147.00 3.57 2.43

21 Vijaya Bank 3343.48 171.09 5.12 3106.74 44.95 1.45

Total 587632.96 20097.28 3.42 411254.95 11820.40 2.87

Total - Southern Region 2736399.26 131763.51 4.82 1503221.34 61092.10 4.06

Grand Total - All India Public Sec. Com. Banks

3259898.01 225936.64 6.93 1765461.77 108581.42 6.15



STATEMENT - VI - A (ii)

Progress under Microfinance - NPAs against Bank loans to SHGs of Private Sector Com. Banks as on 31 March 2016

(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


NORTHERN REGION

Chandigarh

1 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00

Haryana

1 AXIS Bank 7.33 0.00 0.00 7.33 0.00 0.00

2 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank 26.86 0.00 0.00 0.00 0.00 0.00

4 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

5 YES Bank 2368.21 0.00 0.00 0.00 0.00 0.00

Total 2402.40 0.00 0.00 7.33 0.00 0.00

Himachal Pradesh

1 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 YES Bank 296.54 0.00 0.00 0.00 0.00 0.00

Total 296.54 0.00 0.00 0.00 0.00 0.00

Jammu & Kashmir

1 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 Jammu & Kashmir Bank 674.49 3.16 0.47 609.53 0.66 0.11

Total 674.49 3.16 0.47 609.53 0.66 0.11

New Delhi

1 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00

4 South Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00

Punjab

1 Capital Local Area Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank 2.32 0.15 6.47 0.00 0.00 0.00


STATEMENT - VI - A (ii) (contd.) (Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


4 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

5 YES Bank 2340.08 0.00 0.00 0.00 0.00 0.00

Total 2342.40 0.15 0.01 0.00 0.00 0.00

Rajasthan

1 City Union Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank 263.00 7.93 3.02 0.00 0.00 0.00

4 ICICI Bank 9568.36 795.90 8.32 173.82 114.84 66.07

5 YES Bank 9583.55 1.42 0.01 0.00 0.00 0.00

Total 19414.91 805.25 4.15 173.82 114.84 66.07



Arunachal Pradesh

1 AXIS Bank 1.21 0.00 0.00 0.00 0.00 0.00

Total 1.21 0.00 0.00 0.00 0.00 0.00

Assam

1 AXIS Bank 0.06 0.06 100.00 0.06 0.06 100.00

2 Federal Bank 2.72 0.81 29.78 0.00 0.00 0.00

3 HDFC Bank 42.43 0.00 0.00 0.00 0.00 0.00

4 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 45.21 0.87 1.92 0.06 0.06 100.00

Manipur

1 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00

Meghalaya

1 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00

Nagaland

1 AXIS Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 Federal Bank 0.25 0.00 0.00 0.00 0.00 0.00

3 ICICI Bank 0.29 0.29 100.00 0.29 0.29 100.00

Total 0.54 0.29 53.70 0.29 0.29 100.00


(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


Sikkim

1 AXIS Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00

Tripura

1 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00


EASTERN REGION

Bihar

1 HDFC Bank 84.92 0.00 0.00 0.00 0.00 0.00

2 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 YES Bank 4410.18 0.53 0.01 0.00 0.00 0.00

Total 4495.10 0.53 0.01 0.00 0.00 0.00

Jharkhand

1 HDFC Bank 1.32 0.00 0.00 0.00 0.00 0.00

2 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 YES Bank 354.81 0.00 0.00 0.00 0.00 0.00

Total 356.13 0.00 0.00 0.00 0.00 0.00

Odisha

1 AXIS Bank 21.22 5.70 26.86 20.34 5.70 28.02

2 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank 9.40 0.00 0.00 0.00 0.00 0.00

4 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

5 YES Bank 19695.03 10.59 0.05 0.00 0.00 0.00

Total 19725.65 16.29 0.08 20.34 5.70 28.02

West Bengal

1 Federal Bank 23.00 0.00 0.00 0.00 0.00 0.00

2 HDFC Bank 88.89 0.00 0.00 0.00 0.00 0.00

3 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

4 Karnataka Bank 0.00 0.00 0.00 0.00 0.00 0.00

STATEMENT - VI - A (ii) (contd.)


(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


5 YES Bank 5642.49 0.00 0.00 0.00 0.00 0.00

Total 5754.38 0.00 0.00 0.00 0.00 0.00

Total - Eastern Region 30331.26 16.82 0.06 20.34 5.70 28.02

CENTRAL REGION

Chhattisgarh

1 AXIS Bank 39.03 2.89 7.40 28.56 2.89 10.12

2 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank 8.11 0.00 0.00 0.00 0.00 0.00


5 YES Bank 1310.35 0.00 0.00 0.00 0.00 0.00

Total 1357.49 2.89 0.21 28.56 2.89 10.12

Madhya Pradesh

1 AXIS Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 HDFC Bank 24304.20 28.78 0.12 0.00 0.00 0.00

3 ICICI Bank 4352.44 141.66 3.25 2.53 2.45 96.84


5 YES Bank 11884.19 38.68 0.33 0.00 0.00 0.00

Total 40540.83 209.12 0.52 2.53 2.45 96.84

Uttar Pradesh

1 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 HDFC Bank 0.92 0.00 0.00 0.00 0.00 0.00

3 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

4 YES Bank 18342.06 37.33 0.20 0.00 0.00 0.00

Total 18342.98 37.33 0.20 0.00 0.00 0.00

Uttarakhand

1 HDFC Bank 0.22 0.00 0.00 0.00 0.00 0.00

2 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Nainital Bank 0.00 0.00 0.00 0.00 0.00 0.00

4 Tamilnad Mercantile Bank 0.00 0.00 0.00 0.00 0.00 0.00

5 YES Bank 1005.74 0.00 0.00 0.00 0.00 0.00

Total 1005.96 0.00 0.00 0.00 0.00 0.00




(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


WESTERN REGION

Goa

1 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 HDFC Bank 582.48 1.12 0.19 0.00 0.00 0.00

Total 582.48 1.12 0.19 0.00 0.00 0.00

Gujarat

1 AXIS Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 City Union Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

4 HDFC Bank 369.66 0.08 0.02 0.00 0.00 0.00

5 ICICI Bank 4620.29 60.22 1.30 0.00 0.00 0.00

6 YES Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 4989.95 60.30 1.21 0.00 0.00 0.00

Maharashtra

1 AXIS Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 Federal Bank 7.36 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank 18528.04 3.64 0.02 0.00 0.00 0.00

4 ICICI Bank 31582.98 57.21 0.18 7.63 7.31 95.81

5 IndusInd Bank 0.00 0.00 0.00 0.00 0.00 0.00

6 Karnataka Bank 5.63 4.03 71.58 1.60 0.00 0.00

7 Kotak Mahindra Bank 3019.75 650.63 21.55 538.05 63.38 11.78

8 Ratnakar Bank 11.96 0.00 0.00 3.31 0.00 0.00



11 YES Bank 17011.07 0.00 0.00 0.00 0.00 0.00

Total 70166.94 715.51 1.02 550.59 70.69 12.84

Total Western Region 75739.37 776.93 1.03 550.59 70.69 12.84

SOUTHERN REGION

Andhra Pradesh

1 AXIS Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 City Union Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


4 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00

5 ICICI Bank 19.70 19.70 100.00 0.00 0.00 0.00

6 ING-Vysya Bank 0.00 0.00 0.00 0.00 0.00 0.00

7 Karnataka Bank 354.62 2.28 0.64 0.00 0.00 0.00



Total 374.76 21.98 5.87 0.00 0.00 0.00

Karnataka

1 AXIS Bank 3.36 0.00 0.00 0.00 0.00 0.00

2 City Union Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Federal Bank 5.75 3.73 64.87 0.00 0.00 0.00

4 HDFC Bank 31637.04 154.79 0.49 0.00 0.00 0.00

5 ICICI Bank 19349.42 278.58 1.44 0.00 0.00 0.00

6 ING-Vysya Bank 0.00 0.00 0.00 0.00 0.00 0.00

7 Karnataka Bank 2005.15 60.77 3.03 51.82 6.07 11.71

8 Ratnakar Bank 5183.48 0.00 0.00 6.60 0.00 0.00



11 YES Bank 15513.79 6.30 0.04 0.00 0.00 0.00

Total 73704.04 504.17 0.68 58.42 6.07 10.39

Kerala

1 Catholic Syrian Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 City Union Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 Dhanalakshmi Bank 410.33 37.20 9.07 0.00 0.00 0.00

4 Federal Bank 2233.00 175.68 7.87 0.21 0.03 14.29

5 HDFC Bank 165.28 0.00 0.00 0.00 0.00 0.00

6 ICICI Bank 4781.01 26.99 0.56 0.00 0.00 0.00

7 ING-Vysya Bank 0.00 0.00 0.00 0.00 0.00 0.00



10 YES Bank 2780.72 0.00 0.00 0.00 0.00 0.00

Total 10646.58 248.19 2.33 8.69 0.03 0.35



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


Pudducherry

1 City Union Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00


Total 0.00 0.00 0.00 0.00 0.00 0.00

Tamil Nadu

1 City Union Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 Federal Bank 24.73 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank 44503.77 109.75 0.25 0.00 0.00 0.00

4 ICICI Bank 93376.14 2547.20 2.73 15.09 10.33 68.46

5 ING-Vysya Bank 0.00 0.00 0.00 0.00 0.00 0.00

6 Karnataka Bank 523.90 0.00 0.00 0.00 0.00 0.00

7 Karur Bank 170.63 77.96 45.69 48.99 0.00 0.00



10 YES Bank 37388.09 0.42 0.00 0.00 0.00 0.00

Total 177443.50 3575.90 2.02 168.00 105.85 63.01

Telangana

1 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00

2 HDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00

3 ICICI Bank 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00

Total Southern Region 262168.88 4350.24 1.66 235.11 111.95 47.62

Total - all Private Sector Com. Banks 454664.47 6203.05 1.36 1628.16 309.53 19.01

Total - All India Public Sec. Com. Banks 3259898.01 225936.64 6.93 1765461.77 108581.42 6.15

Grand Total all Commecial Banks 3714562.48 232139.69 6.25 1767089.93 108890.95 6.16



STATEMENT - VI - B

Progress under Microfinance - NPAs against Bank loans to SHGs of Regional Rural Banks as on 31 March 2016

(Amount ` lakh)

Sr. No Name of the Bank


Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


NORTHERN REGION

Haryana

1 Haryana Gramin Bank 6847.00 284.00 4.15 5566.00 188.00 3.38

Total 6847.00 284.00 4.15 5566.00 188.00 3.38

Himachal Pradesh

1 Himachal Pradesh Gramin Bank 2332.00 262.00 11.23 1224.00 0.00 0.00

Total 2332.00 262.00 11.23 1224.00 0.00 0.00

Jammu & Kashmir

1 Ellaquai Dehati Bank 487.71 17.91 3.67 312.15 11.96 3.83

2 Jammu and Kashmir Gramin Bank 524.00 25.56 4.88 381.78 0.00 0.00

Total 1011.71 43.47 4.30 693.93 11.96 1.72

Punjab

1 Punjab Gramin Bank 1900.38 81.52 4.29 398.80 33.60 8.43

2 Malwa Gramin Bank 347.00 88.32 25.45 156.00 62.25 39.90

3 Satluj Gramin Bank 98.00 23.00 23.47 0.00 0.00 0.00

Total 2345.38 192.84 8.22 554.80 95.85 17.28

Rajasthan

1 Baroda Rajasthan Kshetriya Gramin Bank 6356.70 2080.80 32.73 1273.45 496.19 38.96

2 Marudhara Grameen Bank 3502.84 1961.40 55.99 744.66 315.29 42.34

Total 9859.54 4042.20 41.00 2018.11 811.48 40.21



Assam

1 Assam Gramin Vikash Bank 32111.91 2931.85 9.13 14893.23 1517.06 10.19

2 Langpi Dehangi Rural Bank 818.69 50.31 6.15 426.35 17.71 4.15

Total 32930.60 2982.16 9.06 15319.58 1534.77 10.02

Arunachal Pradesh

1 Arunachal Pradesh Rural Bank 60.10 25.54 42.50 0.00 0.00 0.00

Total 60.10 25.54 42.50 0.00 0.00 0.00

Manipur

1 Manipur Rural Bank 517.28 44.16 8.54 44.75 3.56 7.96

Total 517.28 44.16 8.54 44.75 3.56 7.96


(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


Meghalaya

1 Meghalaya Rural Bank 674.83 138.41 20.51 273.38 55.71 20.38

Total 674.83 138.41 20.51 273.38 55.71 20.38

Mizoram

1 Mizoram Rural Bank 1440.05 137.61 9.56 115.52 3.01 2.61

Total 1440.05 137.61 9.56 115.52 3.01 2.61

Nagaland

1 Nagaland Rural Bank 2.32 0.15 6.47 0.03 0.00 0.00

Total 2.32 0.15 6.47 0.03 0.00 0.00

Tripura

1 Tripura Gramin Bank 6709.00 2871.00 42.79 0.00 0.00 0.00

Total 6709.00 2871.00 42.79 0.00 0.00 0.00


EASTERN REGION

Bihar

1 Madhya Bihar Gramin Bank 10156.00 297.00 2.92 8076.00 0.00 0.00

2 Uttar Bihar Gramin Bank 22756.98 3490.00 15.34 22756.98 3490.00 15.34

3 Bihar Gramin Bank 16450.00 175.23 1.07 16450.00 175.23 1.07

Total 49362.98 3962.23 8.03 47282.98 3665.23 7.75

Jharkhand

1 Jharkhand Gramin Bank 3190.39 95.42 2.99 2833.94 14.00 0.49

2 Vananchal Gramin Bank 4046.00 875.00 21.63 2428.00 875.00 36.04

Total 7236.39 970.42 13.41 5261.94 889.00 16.89

Odisha

1 Odisha Gramya Bank 48379.00 8233.00 17.02 0.00 0.00 0.00

2 Utkal Gramya Bank 34889.65 17132.17 49.10 785.65 389.68 49.60

Total 83268.65 25365.17 30.46 785.65 389.68 49.60

West Bengal

1 Bangiya Gramin Vikash Bank 96141.77 6931.82 7.21 61406.71 4812.44 7.84

2 Paschim Banga Gramin Bank 64549.00 1368.00 2.12 55444.00 703.00 1.27

3 Uttarbanga Kshetriya Gramin Bank 17748.47 1150.85 6.48 17423.00 1088.00 6.24

Total 178439.24 9450.67 5.30 134273.71 6603.44 4.92

Total - Eastern Region 318307.26 39748.49 12.49 187604.28 11547.35 6.16

STATEMENT - VI - B (contd.)


(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


CENTRAL REGION

Chhattisgarh

1 Chhattisgarh Rajya Gramin Bank 18620.00 1107.00 5.95 16885.00 963.00 5.70

Total 18620.00 1107.00 5.95 16885.00 963.00 5.70

Madhya Pradesh

1 Central Madhya Pradesh GB 3502.91 1086.23 31.01 1225.37 118.38 9.66

2 Madhyanchal GB 4753.00 1719.00 36.17 4115.00 1486.00 36.11

3 Narmada Jhabua GB 15717.89 629.40 4.00 13639.67 301.92 2.21

Total 23973.80 3434.63 14.33 18980.04 1906.30 10.04

Uttar Pradesh

1 Purvanchal Bank 7953.34 1625.24 20.43 3529.78 1624.71 46.03

2 Sarva UP Gramin Bank 1710.95 658.50 38.49 1478.70 562.76 38.06

3 Kashi Gomti Samyut Gramin Bank 7337.00 2876.00 39.20 4703.00 2181.00 46.37

4 Parthma Bank 5981.21 157.00 2.62 505.60 16.21 3.21

5 Baroda U P Gramin bank 17150.52 1765.00 10.29 12743.56 1495.00 11.73

6 Allahabad UP Gramin Bank 14558.86 4471.76 30.72 11012.38 2966.46 26.94

7 Gramin Bank of Aryavart 12663.00 6872.00 54.27 9243.00 5772.00 62.45

Total 67354.88 18425.50 27.36 43216.02 14618.14 33.83

Uttarakhand

1 Uttaranchal Gramin Bank 2531.36 533.90 21.09 1546.74 314.66 20.34

Total 2531.36 533.90 21.09 1546.74 314.66 20.34


WESTERN REGION

Gujarat

1 Dena Gujarat Gramin Bank 2236.83 184.32 8.24 287.83 103.79 36.06

2 Baroda Gujarat Gramin Bank 2817.09 163.51 5.80 1003.28 96.82 9.65

3 Saurashtra Gramin Bank 489.83 14.75 3.01 271.53 8.93 3.29

Total 5543.75 362.58 6.54 1562.64 209.54 13.41

Maharashtra

1 Maharashtra Gramin Bank 17957.11 1247.61 6.95 3207.00 123.08 3.84

2 Vidharbha Konkan Gramin Bank 10605.39 1616.52 15.24 2788.59 774.55 27.78

Total 28562.50 2864.13 10.03 5995.59 897.63 14.97




(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


SOUTHERN REGION

Andhra Pradesh

1 Andhra Pragati Grameena Bank 105250.00 1692.00 1.61 0.00 0.00 0.00

2 APGrameena Vikas Bank 138549.76 773.00 0.56 109462.23 475.74 0.43

3 Chaitanya Godavari Gr. Bank 49387.41 868.60 1.76 302.90 72.42 23.91

4 Saptagiri Grameena Bank 191183.01 9113.56 4.77 157722.56 8163.96 5.18

Total 484370.18 12447.16 2.57 267487.69 8712.12 3.26

Karnataka

1 Kaveri Grameena Bank 34500.23 2083.99 6.04 13932.80 986.48 7.08

2 Pragathi Krishna Grameena Bank 81137.45 1798.00 2.22 4372.68 216.00 4.94

3 Karnataka Vikasa Grameena Bank 15734.00 1251.00 7.95 12526.00 879.66 7.02

Total 131371.68 5132.99 3.91 30831.48 2082.14 6.75

Kerala

1 Kerala Gramin Bank 24795.00 745.00 3.00 7225.00 157.00 2.17

Total 24795.00 745.00 3.00 7225.00 157.00 2.17

Puducherry

1 Puduvai Bharathiar Grama Bank 1597.84 54.73 3.43 18.57 0.00 0.00

Total 1597.84 54.73 3.43 18.57 0.00 0.00

Tamil Nadu

1 Pandyan Grama Bank 18505.49 4546.83 24.57 2325.81 588.42 25.30

2 Pallavan Grama Bank 35909.62 922.74 2.57 18830.11 574.19 3.05

Total 54415.11 5469.57 10.05 21155.92 1162.61 5.50

Telangana

1 Grameena Vikas Bank (Telangana Region) 259918.85 3114.00 1.20 89028.13 867.31 0.97

2 Telangana Grameena Bank 124842.48 1966.27 1.58 86515.84 1472.74 1.70

Total 384761.33 5080.27 1.32 175543.97 2340.05 1.33


Grand Total - RRBs 1610934.50 106429.49 6.61 803863.04 47614.88 5.92



STATEMENT - VI - C

Progress under Microfinance - NPAs against Bank loans to SHGs of Co-operative Banks as on 31 March 2016

(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


NORTHERN REGION

Haryana

1 Ambala DCCB 0.00 0.00 0.00 0.00 0.00 0.00

2 Bhiwani DCCB 0.00 0.00 0.00 0.00 0.00 0.00

3 Faridabad DCCB 1.02 1.02 100.00 1.02 0.00 0.00

4 Fatahabad DCCB 117.27 96.90 82.63 117.27 96.90 82.63

5 Gurgaon DCCB 15.51 0.00 0.00 0.00 0.00 0.00

6 Hissar DCCB 259.23 237.68 91.69 259.23 237.68 91.69

7 Jhajjar DCCB 3.77 3.77 100.00 0.00 0.00 0.00

8 Jind DCCB 10.31 10.31 100.00 10.31 10.31 100.00

9 Kaithal DCCB 0.00 0.00 0.00 0.00 0.00 0.00

10 Karnal DCCB 52.36 0.00 0.00 0.00 0.00 0.00

11 Kurukshetra DCCB 0.00 0.00 0.00 0.00 0.00 0.00

12 Mahindergarh DCCB 18.00 5.39 29.94 18.00 5.39 29.94

13 Panchkula DCCB 11.06 11.06 100.00 11.06 11.06 100.00

14 Panipat DCCB 6.27 6.27 100.00 6.27 6.27 100.00

15 Rewari DCCB 27.52 17.69 64.28 0.00 0.00 0.00

16 Rohtak DCCB 29.17 29.17 100.00 29.17 29.17 100.00

17 Sirsa DCCB 27.70 10.86 39.21 27.70 10.86 39.21

18 Sonepat DCCB 5.78 5.78 100.00 0.60 0.60 100.00

19 Yamuna Nagar DCCB 4.10 4.10 100.00 4.10 4.10 100.00

Total 589.07 440.00 74.69 484.73 412.34 85.07

Himachal Pradesh

1 Himachal Pradesh SCB 2322.39 323.27 13.92 631.91 103.55 16.39

2 Jogindra DCCB 718.37 295.76 41.17 153.12 0.00 0.00

3 Kangra DCCB 1445.59 212.45 14.70 723.45 0.00 0.00

Total 4486.35 831.48 18.53 1508.48 103.55 6.86

Jammu & Kashmir

1 J & K SCB 31.85 15.98 50.17 31.25 15.98 51.14

Total 31.85 15.98 50.17 31.25 15.98 51.14

New Delhi

1 Delhi SCB 4.06 0.00 0.00 0.00 0.00 0.00

Total 4.06 0.00 0.00 0.00 0.00 0.00


(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


Punjab

1 Amritsar DCCB 37.18 22.17 59.63 0.00 0.00 0.00

2 Bathinda DCCB 47.71 5.69 11.93 0.00 0.00 0.00

3 Faridkot DCCB 18.53 9.83 53.05 0.00 0.00 0.00

4 Fatehgarh CCB 100.95 18.91 18.73 0.00 0.00 0.00

5 Fazilka DCCB 12.93 9.92 76.72 0.00 0.00 0.00

6 Ferozepur DCCB 47.76 26.64 55.78 44.22 0.00 0.00

7 Gurdaspur DCCB 48.58 1.87 3.85 0.00 0.00 0.00

8 Hoshiarpur DCCB 76.91 13.26 17.24 0.00 0.00 0.00

9 Jalandhar DCCB 91.69 23.22 25.32 0.00 0.00 0.00

10 Kapurthala DCCB 5.80 0.02 0.34 0.00 0.00 0.00

11 Ludhiana DCCB 100.47 0.36 0.36 0.00 0.00 0.00

12 Mansa DCCB 4.83 0.86 17.81 4.83 0.86 17.81

13 Moga DCCB 30.76 0.32 1.04 0.00 0.00 0.00

14 Mohali DCCB 0.00 0.00 0.00 0.00 0.00 0.00

15 Muktsar DCCB 52.00 19.26 37.04 52.00 19.26 37.04

16 Nawanshahr DCCB 29.36 0.53 1.81 0.00 0.00 0.00

17 Patiala DCCB 95.84 24.20 25.25 11.95 11.95 100.00

18 Ropar DCCB 10.14 3.29 32.45 0.00 0.00 0.00

19 Sangrur DCCB 55.89 19.65 35.16 0.00 0.00 0.00

20 SAS Nagar DCCB 11.12 0.00 0.00 0.00 0.00 0.00

21 Taran Taaran DCCB 1.46 0.00 0.00 0.00 0.00 0.00

Total 879.91 200.00 22.73 113.00 32.07 28.38

Rajasthan

1 Ajmer DCCB 132.61 0.00 0.00 19.18 0.00 0.00

2 Alwar DCCB 3661.58 60.40 1.65 215.65 2.24 1.04

3 Banswara DCCB 255.96 201.02 78.54 255.96 201.02 78.54

4 Baran DCCB 263.00 54.00 20.53 82.00 27.00 32.93

5 Barmer DCCB 539.30 330.85 61.35 0.00 0.00 0.00

6 Bharatpur DCCB 132.80 132.80 100.00 0.00 0.00 0.00

7 Bhilwara DCCB 481.45 25.84 5.37 140.95 11.55 8.19

8 Bikaner DCCB 302.16 67.72 22.41 29.09 4.42 15.19

9 Bundi DCCB 385.02 34.83 9.05 33.60 0.00 0.00

10 Chittorgarh DCCB 250.24 69.24 27.67 13.67 0.00 0.00

STATEMENT - VI - C (contd.)


(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


11 Churu DCCB 241.93 80.98 33.47 43.14 38.07 88.25

12 Dausa DCCB 121.60 54.57 44.88 0.00 0.00 0.00

13 Dungarpur DCCB 285.25 24.31 8.52 66.20 17.33 26.18

14 Hanumangarh DCCB 710.00 11.40 1.61 150.46 2.90 1.93

15 Jaipur DCCB 3364.91 9.19 0.27 0.00 0.00 0.00

16 Jaisalmer DCCB 324.98 74.48 22.92 67.69 0.00 0.00

17 Jalore DCCB 106.72 25.01 23.44 92.12 25.01 27.15

18 Jhalawar DCCB 464.00 232.43 50.09 0.00 0.00 0.00

19 Jhunjhunu DCCB 270.37 11.46 4.24 0.00 0.00 0.00

20 Jodhpur DCCB 227.26 128.93 56.73 105.76 0.00 0.00

21 Kota DCCB 343.52 64.99 18.92 10.13 6.25 61.70

22 Nagaur DCCB 338.10 23.14 6.84 37.11 19.95 53.76

23 Pali DCCB 538.31 27.03 5.02 0.00 0.00 0.00

24 Swai Madhopur DCCB 120.76 42.64 35.31 16.67 0.00 0.00

25 Sikar DCCB 842.52 34.43 4.09 135.88 1.21 0.89

26 Sirohi DCCB 123.53 64.36 52.10 14.15 7.24 51.17

27 S.Ganganagar DCCB 223.78 36.24 16.19 16.98 1.20 7.07

28 Tonk DCCB 85.32 85.32 100.00 56.21 56.21 100.00

29 Udaipur DCCB 684.41 126.93 18.55 361.95 56.40 15.58

Total 15821.39 2134.54 13.49 1964.55 478.00 24.33



Assam

1 Assam SCB 886.28 441.20 49.78 526.59 286.78 54.46

Total 886.28 441.20 49.78 526.59 286.78 54.46

Arunachal Pradesh

1 Arunachal Pradesh SCB 66.16 20.31 30.70 18.43 8.13 44.11

Total 66.16 20.31 30.70 18.43 8.13 44.11

Manipur

1 Manipur SCB 2.30 2.30 100.00 2.30 2.30 100.00

Total 2.30 2.30 100.00 2.30 2.30 100.00

Meghalaya

1 Meghalaya SCB 250.17 89.50 35.78 0.00 0.00 0.00

Total 250.17 89.50 35.78 0.00 0.00 0.00



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


Mizoram

1 Mizoram SCB 1440.05 13.26 0.92 115.52 0.00 0.00

Total 1440.05 13.26 0.92 115.52 0.00 0.00

Nagaland

1 Nagaland SCB 2179.38 224.53 10.30 1525.00 0.00 0.00

Total 2179.38 224.53 10.30 1525.00 0.00 0.00

Sikkim

1 Sikkim SCB 23.12 0.00 0.00 0.00 0.00 0.00

Total 23.12 0.00 0.00 0.00 0.00 0.00

Tripura

1 Tripura SCB 2715.04 506.51 18.66 2019.00 449.35 22.26

Total 2715.04 506.51 18.66 2019.00 449.35 22.26

Total North Eastern Region 7562.50 1297.61 17.16 4206.84 796.11 18.92

EASTERN REGION

A & N Islands (UT)

1 A & N SCB 495.10 73.06 14.76 0.00 0.00 0.00

Total 495.10 73.06 14.76 0.00 0.00 0.00

Jharkhand

1 Ranchi - Khunti DCCB 129.45 0.00 0.00 0.00 0.00 0.00

Total 129.45 0.00 0.00 0.00 0.00 0.00

Odisha

1 Odisha SCB 0.00 0.00 0.00 0.00 0.00 0.00

2 Angul DCCB 1565.93 176.00 11.24 0.00 0.00 0.00

3 Aska DCCB 29.87 27.00 90.39 0.00 0.00 0.00

4 Balasore DCCB 3509.76 31.00 0.88 0.00 0.00 0.00

5 Banki DCCB 77.80 24.00 30.85 0.00 0.00 0.00

6 Berhampur DCCB 522.69 119.00 22.77 0.00 0.00 0.00

7 Bhawanipatna DCCB 62.15 44.00 70.80 0.00 0.00 0.00

8 Bolangir DCCB 170.97 60.00 35.09 0.00 0.00 0.00

9 Boudh DCCB 282.97 72.00 25.44 0.00 0.00 0.00

10 Cuttack DCCB 1314.57 272.00 20.69 0.00 0.00 0.00

11 Keonjhar DCCB 642.36 187.00 29.11 0.00 0.00 0.00

12 Khurda DCCB 1057.28 171.00 16.17 0.00 0.00 0.00

13 Koraput DCCB 1508.21 260.00 17.24 0.00 0.00 0.00



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


14 Mayurbhanj DCCB 262.00 94.00 35.88 0.00 0.00 0.00

15 Nayagarh DCCB 283.68 63.00 22.21 0.00 0.00 0.00

16 Puri-Nimapara DCCB 109.88 25.00 22.75 0.00 0.00 0.00

17 Sambalpur DCCB 638.78 478.00 74.83 0.00 0.00 0.00

18 Sundargarh DCCB 1542.57 38.00 2.46 0.00 0.00 0.00

Total 13581.47 2141.00 15.76 0.00 0.00 0.00

West Bengal

1 West Bengal SCB 48011.43 2150.59 4.48 0.00 0.00 0.00

2 Bankura DCCB 5029.42 492.33 9.79 0.00 0.00 0.00

3 Birbhum DCCB 0.00 0.00 0.00 0.00 0.00 0.00

4 Burdwan DCCB 1241.20 343.13 27.65 0.00 0.00 0.00

5 Balageria DCCB 409.35 0.00 0.00 0.00 0.00 0.00

6 Darjeeling DCCB 17.96 8.66 48.22 0.00 0.00 0.00

7 Daxin Dinajpur DCCB 400.68 127.89 31.92 0.00 0.00 0.00

8 Hooghly DCCB 6240.82 305.17 4.89 0.00 0.00 0.00

9 Howrah DCCB 2120.40 32.57 1.54 0.00 0.00 0.00

10 Jalpaiguri DCCB 287.99 16.25 5.64 0.00 0.00 0.00

11 Malda DCCB 1946.20 145.92 7.50 0.00 0.00 0.00

12 Mugberia DCCB 3165.71 9.20 0.29 0.00 0.00 0.00

13 Murshidabad DCCB 6965.67 274.85 3.95 6965.67 274.85 3.95

14 Nadia DCCB 11468.35 109.78 0.96 0.00 0.00 0.00

15 Purulia DCCB 213.83 9.22 4.31 106.87 0.32 0.30

16 Raiganj DCCB 1165.80 45.46 3.90 0.00 0.00 0.00

17 Tamluk Ghatal DCCB 0.00 0.00 0.00 0.00 0.00 0.00

18 Vidyasagar DCCB 1707.86 175.75 10.29 345.61 50.65 14.66

Total 90392.67 4246.77 4.70 7418.15 325.82 4.39

Total Eastern Region 104598.69 6460.83 6.18 7418.15 325.82 4.39

CENTRAL REGION

Chhattisgarh

1 Ambikapur DCCB 14.68 14.68 100.00 0.00 0.00 0.00

2 Jagdalpur DCCB 230.20 38.89 16.89 0.00 0.00 0.00

3 Raipur DCCB 11.40 4.20 36.84 0.00 0.00 0.00

4 Rajnandgaon DCCB 329.03 29.49 8.96 329.03 29.49 8.96

Total 585.31 87.26 14.91 329.03 29.49 8.96



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


Madhya Pradesh

1 Balaghat DCCB 0.00 0.00 0.00 0.00 0.00 0.00

2 Betul DCCB 0.80 0.00 0.00 0.00 0.00 0.00

3 Chhindwara DCCB 2.43 0.86 35.39 0.00 0.00 0.00

4 Dhar DCCB 0.00 0.00 0.00 0.00 0.00 0.00

5 Gwalior DCCB 35.16 0.00 0.00 0.00 0.00 0.00

6 Indore DCCB 1.07 1.07 100.00 0.00 0.00 0.00

7 Jhabua DCCB 11.95 0.00 0.00 10.33 0.00 0.00

8 Khandwa DCCB 102.49 102.63 100.14 58.58 58.58 100.00

9 Khargaon DCCB 88.90 0.00 0.00 6.00 0.00 0.00

10 Panna DCCB 162.53 0.00 0.00 162.53 0.00 0.00

11 Raisen DCCB 7.16 0.00 0.00 7.16 0.00 0.00

12 Ratlam DCCB 24.75 24.80 100.20 0.00 0.00 0.00

13 Satna DCCB 0.00 0.00 0.00 0.00 0.00 0.00

14 Sehore DCCB 23.18 0.00 0.00 0.00 0.00 0.00

15 Shajapur DCCB 7.96 5.61 70.48 0.00 5.61 0.00

16 Shivpuri DCCB 776.00 0.00 0.00 0.00 0.00 0.00

17 Vidisha DCCB 0.66 0.66 100.00 0.00 0.00 0.00

Total 1245.04 135.63 10.89 244.60 64.19 26.24

Uttar Pradesh

1 Barabanki DCCB 400.82 42.29 10.55 400.82 42.29 10.55

2 Deoria DCCB 0.00 0.00 0.00 0.00 0.00 0.00

3 Lucknow DCCB 1.12 1.12 100.00 1.12 1.12 100.00

4 Mirzapur DCCB 2.48 0.00 0.00 0.00 0.00 0.00

5 Muradabad DCCB 49.44 49.44 100.00 48.59 48.59 100.00

6 Muzaffar Nagar DCCB 17.66 17-84 0.00 17.66 17.84 101.02

7 Pilibhit DCCB 46.66 45.53 97.58 25.52 25.52 100.00

8 Raibareily DCCB 0.62 0.35 56.45 0.00 0.00 0.00

9 Unnao DCCB 1.93 1.93 100.00 0.00 0.00 0.00

10 Varanasi DCCB 0.00 0.00 0.00 0.00 0.00 0.00

Total 520.73 140.66 27.01 493.71 135.36 27.42

Uttarakhand

1 Uttarakhand SCB 0.00 0.00 0.00 0.00 0.00 0.00

2 Almora DCCB 254.73 46.59 18.29 244.52 46.59 19.05

3 Chamoli DCCB 111.21 26.67 23.98 88.37 18.64 21.09



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


4 Dehradun DCCB 101.70 16.11 15.84 94.30 16.11 17.08

5 Garhwal (Kotdar) DCCB 47.84 35.08 73.33 0.00 0.00 0.00

6 Haldwani DCCB 245.46 77.02 31.38 152.48 17.48 11.46

7 Haridwar DCCB 106.25 87.32 82.18 106.25 87.32 82.18

8 Pithoragarh DCCB 142.07 86.25 60.71 0.00 0.00 0.00

9 Tehri DCCB 753.85 146.63 19.45 369.54 42.19 11.42

10 Udham Singh Nagar DCCB 71.82 23.19 32.29 35.81 23.19 64.76

11 Uttarkashi DCCB 410.72 246.43 60.00 48.82 184.84 378.62

Total 2245.65 791.29 35.24 1140.09 436.36 38.27

Total Central Region 4596.73 1154.84 25.12 2207.43 665.40 30.14

WESTERN REGION

Goa

1 Goa SCB 999.00 44.92 4.50 0.00 0.00 0.00

Total 999.00 44.92 4.50 0.00 0.00 0.00

Gujarat

1 Ahmedabad DCCB 58.22 23.12 39.71 48.47 23.12 47.70

2 Amreli DCCB 20.83 20.83 100.00 0.00 0.00 0.00

3 Banaskantha DCCB 97.01 30.45 31.39 97.01 0.00 0.00

4 Baroda DCCB 0.00 0.00 0.00 0.00 0.00 0.00

5 Bharuch DCCB 354.61 337.63 95.21 0.00 0.00 0.00

6 Bhavnagar DCCB 52.17 10.35 19.84 0.00 0.00 0.00

7 Jamnagar DCCB 22.33 6.10 27.32 0.00 0.00 0.00

8 Junagad DCCB 0.00 0.00 0.00 0.00 0.00 0.00

9 Kheda DCCB 0.13 0.13 100.00 0.00 0.00 0.00

10 Kodinar DCCB 62.73 0.00 0.00 62.73 0.00 0.00

11 Kutch DCCB 0.00 0.00 0.00 0.00 0.00 0.00

12 Mehsana DCCB 334.99 18.69 5.58 0.00 0.00 0.00

13 Panchmahal DCCB 5.62 4.03 71.71 2.29 0.70 30.57

14 Rajkot DCCB 388.78 12.25 3.15 60.57 0.56 0.92

15 Sabarkantha DCCB 0.00 0.00 0.00 0.00 0.00 0.00

16 Surat DCCB 250.00 0.00 0.00 99.00 0.00 0.00

17 Surendranagar DCCB 0.00 0.00 0.00 0.00 0.00 0.00

18 Vadodara DCCB 0.00 0.00 0.00 0.00 0.00 0.00

19 Valsad DCCB 1.68 0.20 11.90 0.00 0.20 0.00

Total 1649.10 463.78 28.12 370.07 24.58 6.64



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


Maharashtra

1 Ahmednagar DCCB 1318.12 61.31 4.65 792.56 26.85 3.39

2 Akola DCCB 89.46 0.00 0.00 38.17 0.00 0.00

3 Amravati DCCB 198.61 97.75 49.22 0.00 0.00 0.00

4 Aurangabad DCCB 140.00 29.00 20.71 17.00 13.00 76.47

5 Beed DCCB 164.09 164.09 100.00 0.00 0.00 0.00

6 Bhandara DCCB 830.46 318.71 38.38 630.12 240.35 38.14

7 Buldhana DCCB 42.97 42.50 98.91 4.44 4.44 100.00

8 Chandrapur DCCB 1277.34 177.70 13.91 248.43 105.17 42.33

9 Dhule DCCB 150.56 9.81 6.52 6.94 6.94 100.00

10 Gadchiroli DCCB 1035.43 111.18 10.74 503.87 12.57 2.49

11 Gondia DCCB 85.89 68.23 79.44 14.90 10.79 72.42

12 Jalgaon DCCB 220.28 140.18 63.64 0.00 0.00 0.00

13 Jalna DCCB 30.90 13.64 44.14 0.00 0.00 0.00

14 Kolhapur DCCB 997.08 0.81 0.08 372.98 0.81 0.22

15 Latur DCCB 554.65 65.60 11.83 449.94 0.00 0.00

16 Nagpur DCCB 27.27 0.00 0.00 2.81 0.00 0.00

17 Nanded DCCB 0.00 92.76 0.00 0.00 78.27 0.00

18 NandurbarDCCB 173.91 27.27 15.68 88.95 2.81 3.16

19 Nashik DCCB 64.73 0.00 0.00 61.73 0.00 0.00

20 Osmanabad DCCB 461.47 53.81 11.66 193.79 21.76 11.23

21 Parbhani DCCB 616.61 357.69 58.01 415.55 240.45 57.86

22 Pune DCCB 605.14 96.53 15.95 0.00 59.42 0.00

23 Raigad DCCB 1114.78 0.00 0.00 51.71 0.00 0.00

24 Ratnagiri DCCB 207.15 2.73 1.32 7.40 0.00 0.00

25 Sangli DCCB 241.48 32.58 13.49 241.48 32.58 13.49

26 Satara DCCB 152.20 0.00 0.00 18.15 0.00 0.00

27 Sindhudurg DCCB 636.93 2.32 0.36 63.65 0.00 0.00

28 Solapur DCCB 252.61 161.99 64.13 252.61 161.99 64.13

29 Thane DCCB 1272.52 0.00 0.00 30.20 0.00 0.00

30 Wardha DCCB 199.02 197.33 99.15 88.48 86.79 98.09

31 Washim DCCB 0.00 0.00 0.00 0.00 0.00 0.00

32 Yavatmal DCCB 1200.23 1188.70 99.04 240.04 237.74 99.04

Total 14361.89 3514.22 24.47 4835.90 1342.73 27.77




(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


SOUTHERN REGION

Andhra Pradesh

1 Anantapur DCCB 1454.71 153.57 10.56 0.00 0.00 0.00

2 Chittoor DCCB 282.74 41.94 14.83 0.00 0.00 0.00

3 East Godavari DCCB 0.00 0.00 0.00 0.00 0.00 0.00

4 Eluru DCCB 1987.94 0.00 0.00 0.00 0.00 0.00

5 Guntur DCCB 1402.03 62.55 4.46 0.00 0.00 0.00

6 Kadapa DCCB 0.00 0.00 0.00 0.00 0.00 0.00

7 Kakinada DCCB 146.00 6.02 4.12 0.00 0.00 0.00

8 Krishna DCCB 11842.99 101.57 0.86 0.00 0.00 0.00

9 Kurnool DCCB 69.68 1.49 2.14 0.00 0.00 0.00

10 Nellore DCCB 2.57 2.57 100.00 0.00 0.00 0.00

11 Prakasam DCCB 941.13 12.31 1.31 0.00 0.00 0.00

12 Srikakulam DCCB 5.07 0.00 0.00 0.00 0.00 0.00

13 Visakhapatnam DCCB 1015.75 0.00 0.00 364.12 0.00 0.00

14 Vizianagaram DCCB 0.00 1.00 0.00 0.00 0.00 0.00

15 West Godavari DCCB 0.00 0.00 0.00 0.00 0.00 0.00

Total 19150.61 383.02 2.00 364.12 0.00 0.00

Karnataka

1 Bagalkot DCCB 655.44 40.45 6.17 0.00 0.00 0.00

2 Belgavi DCCB 2121.05 2.36 0.11 0.00 0.00 0.00

3 Bellary DCCB 1307.41 52.90 4.05 0.00 0.00 0.00


1626.41 165.82 10.20 50.28 0.00 0.00

5 Bidar DCCB 11097.94 24.45 0.22 0.00 0.00 0.00

6 Bijapur DCCB 1949.00 2.59 0.13 0.00 0.00 0.00

7 Chikmagalur DCCB 1276.53 241.87 18.95 109.78 14.24 12.97

8 Chitradurga DCCB 1019.21 153.19 15.03 0.00 0.00 0.00

9 Davangere D C C B 410.51 35.40 8.62 349.61 35.40 10.13

10 Dharwad DCCB 1000.09 8.82 0.88 0.00 0.00 0.00

11 Hassan DCCB 6077.77 285.88 4.70 0.00 0.00 0.00

12 Kalaburgi DCCB 1035.76 90.82 8.77 0.00 0.00 0.00

13 Kanara DCCB 738.92 6.42 0.87 151.66 0.00 0.00

14 Kodagu DCCB 12204.12 11.48 0.09 0.00 0.00 0.00



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


15 Kolar & Chickaballapur DCCB 2170.97 76.50 3.52 0.00 0.00 0.00

16 Mandya DCCB 4379.58 231.54 5.29 0.00 0.00 0.00

17 Mysore & Chamarajanagar DCCB 1742.22 321.27 18.44 269.38 5.43 2.02

18 Raichur DCCB 1082.34 90.23 8.34 0.00 0.00 0.00

19 Shimoga DCCB 4493.15 27.36 0.61 83.95 0.12 0.14

20 South Canara DCCB 17127.51 77.73 0.45 179.56 26.29 14.64

21 Tumkur DCCB 12385.80 0.00 0.00 0.00 0.00 0.00

Total 85901.73 1947.08 2.27 1194.22 81.48 6.82

Kerala

1 Alappuzha DCCB 4790.31 193.58 4.04 0.00 0.00 0.00

2 Ernakulam DCCB 84.11 7.51 8.93 0.00 0.00 0.00

3 Idukki DCCB 6252.40 198.55 3.18 0.00 0.00 0.00

4 Kannur DCCB 111.55 0.00 0.00 0.00 0.00 0.00

5 Kasaragod DCCB 917.48 11.16 1.22 0.00 0.00 0.00

6 Kollam DCCB 3923.00 163.00 4.15 1746.00 104.00 5.96

7 Kozhikode DCCB 310.75 0.00 0.00 247.45 0.00 0.00

8 Malappuram DCCB 846.00 3.65 0.43 726.00 0.00 0.00

9 Palakkad DCCB 215.49 0.00 0.00 201.63 0.00 0.00

10 Pathamanthitta DCCB 1952.58 168.54 8.63 0.00 0.00 0.00

11 Thrissur DCCB 20.57 7.17 34.86 0.00 0.00 0.00

12 Trivandrum DCCB 1237.07 531.70 42.98 716.55 444.72 62.06

13 Wayanad DCCB 4709.97 226.16 4.80 118.43 11.12 9.39

Total 25371.28 1511.02 5.96 3756.06 559.84 14.90

Puducherry

1 Puducherry SCB 731.35 81.64 11.16 5.65 4.22 74.69

Total 731.35 81.64 11.16 5.65 4.22 74.69

Tamil Nadu

1 Chennai DCCB 520.94 41.62 7.99 0.00 0.00 0.00

2 Coimbatore DCCB 3883.00 292.64 7.54 3883.00 292.64 7.54

3 Cuddalore DCCB 5325.07 1662.34 31.22 4441.15 1305.15 29.39

4 Dharmapuri DCCB 2098.57 298.15 14.21 504.10 0.00 0.00

5 Dindigul DCCB 2156.43 421.50 19.55 606.96 399.32 65.79

6 Erode DCCB 4163.16 150.31 3.61 4163.16 150.31 3.61

7 Kancheepuram DCCB 2731.81 767.87 28.11 1522.88 767.87 50.42



(Amount ` lakh)



Total outstanding

against SHGs

Amount of NPAs


O/S

Total outstanding

against SHGs

Amount of NPAs


8 Kanyakumari DCCB 6742.29 0.00 0.00 0.00 0.00 0.00

9 Kumbakonam DCCB 2512.58 378.91 15.08 0.00 0.00 0.00

10 Madurai DCCB 1590.60 398.14 25.03 794.82 238.88 30.05

11 Nilgiris DCCB 4856.25 218.00 4.49 4856.25 218.00 4.49

12 Pudukottai DCCB 2348.12 301.42 12.84 0.00 0.00 0.00

13 Ramnathapuram DCCB 2926.82 289.24 9.88 0.00 0.00 0.00

14 Salem DCCB 8719.02 359.88 4.13 5231.41 215.92 4.13

15 Sivagangai DCCB 1948.56 292.47 15.01 102.22 0.00 0.00

16 Thanjavur DCCB 1013.98 241.11 23.78 143.23 0.00 0.00

17 Thoothukudi DCCB 2472.85 7.36 0.30 1881.67 5.18 0.28

18 Tiruchirapalli DCCB 8014.95 1692.84 21.12 7234.89 0.00 0.00

19 Tirunelveli DCCB 1944.82 33.59 1.73 1944.82 33.59 1.73

20 Tiruvannamalai DCCB 10666.28 302.33 2.83 10666.28 302.33 2.83

21 Vellore DCCB 5515.99 681.73 12.36 1307.72 0.00 0.00

22 Villupuram DCCB 2799.44 279.04 9.97 2799.44 279.04 9.97

23 Virudhunagar DCCB 810.38 33.40 4.12 0.00 0.00 0.00

Total 85761.91 9143.89 10.66 52084.00 4208.23 8.08

Telangana

1 Telangana SCB 66.70 0.00 0.00 0.00 0.00 0.00

2 Adilabad DCCB 196.52 0.00 0.00 0.00 0.00 0.00

3 Hyderabad DCCB 0.00 0.00 0.00 0.00 0.00 0.00

4 Karimnagar DCCB 8204.26 196.75 2.40 8204.26 196.75 2.40

5 Khammam DCCB 522.86 0.00 0.00 522.86 0.00 0.00

6 Mahabubnagar DCCB 24.23 0.00 0.00 0.00 0.00 0.00

7 Medak DCCB 267.55 0.00 0.00 0.00 0.00 0.00

8 Nalgonda DCCB 453.40 211.18 46.58 0.00 0.00 0.00

9 Nizamabad DCCB 4193.55 20.94 0.50 0.00 0.00 0.00

10 Warangal DCCB 0.00 0.00 0.00 0.00 0.00 0.00

Total 13929.07 428.87 3.08 8727.12 196.75 2.25


Grand Total - Co-operative Banks 386426.49 30053.72 7.78 89271.57 9247.10 10.36



STATEMENT - VII

Bank Loans provided to MFIs and their Non-performing Assets (NPAs) and Recovery Performance - 2015-16

(Amount ` lakh)


Loan disbursed by Banks to MFIs during

the year 2015-16

Outstanding Bank Loans against MFIs as on 31

March 2016Gross NPAs of Bank loans to MFIs

Percentage of recovery to demand

of bank loan to MFIs

No. of MFI

accounts

Amount disbursed

No. of MFI accounts Amount Amount No. of MFI

accounts

% to total outstanding

loans

A Commercial Banks - Public Sector Banks

1 Allahabad Bank 0 0.00 13 9883.36 998.22 6 10.10 65.0

2 Andhra Bank 1 500.00 2 3315.00 284.00 1 8.57 75.0

3 Bank of India 7 74671.00 18 71535.00 1030.00 1 1.44 95.0

4 Bank of Maharashtra 23 64385.56 49 104310.17 0.00 0 0.00 100.0

5 Canara Bank 25 33353.00 76 72049.07 658.93 19 0.91 100.0

6 Corporation Bank 3 1751.42 19 13279.36 12200.86 14 91.88 59.0

7 IDBI Bank 42 176157.97 70 264892.64 2319.11 7 0.88 99.0

8 Indian Bank 12 11602.01 35 14004.06 30.93 7 0.22 99.0

9 Indian Overseas Bank 22 9917.76 195 40484.05 5215.02 39 12.88 NA

10 Oriental Bank of Commerce 98 21277.66 108 27714.60 2833.13 3 10.22 75.7

11 Punjab & Sind Bank 0 0.00 3 33264.22 0.00 0 0.00 100.0

12 State Bank of India 33 171387.00 126 226381.00 10572.00 36 4.67 94.0

13 State Bank of Mysore 1 230.00 4 17566.00 0.00 0 0.00 100.0

14 State Bank of Travancore 0 0.00 283 9243.00 0.00 0 0.00 100.0

15 State Bank of Patiala 5 2591.00 25 15905.00 0.00 0 0.00 100.0

16 Syndicate Bank 4 10700.00 7 10934.00 0.00 0 0.00 100.0

17 United Bank of India 16 1025.00 18 1130.00 50.00 4 4.42 90.0

18 Vijaya Bank 0 0.00 34 58602.00 612.00 2 1.04 94.2

Sub total - Public Sector Com. Banks 292 579549.38 1085 994492.53 36804.20 139 3.70

B Commercial Banks - Private Sector Com. Banks

1 Axis Bank 23 149474.52 34 171320.18 10512.89 5 6.14 100.0

2 Bandhan Bank 0 3100.00 5 3100.00 0.00 0 0.00 100.0

3 Dhanalakshmi Bank 0 0.00 9 151.22 4.91 3 3.25 NA

4 Federal Bank 68 19872.97 107 53657.63 11.16 3 0.02 NA

5 HDFC Bank 23 237325.00 26 264026.00 15244.00 3 5.77 100.0

6 ICICI Bank 13 114005.00 20 236976.00 16632.00 9 7.02 52.6

7 Jammu & Kashmir Bank 0 0.00 3 2.16 2.16 3 100.00 0.0

8 Karnataka Bank 7 5700.00 16 11235.41 2568.18 4 22.86 100.0

9 Ratnakar Bank 42 96636.45 73 99645.39 0.00 0 0.00 100.0

10 Tamilnad Mercentile Bank 1 60.00 4 131.69 0.00 0 0.00 100.0

11 Kotak Mahindra Bank 38 351092.94 40 195317.36 5872.89 1 3.01 NA

12 South Indian Bank 14 8281.74 87 43070.06 455.27 2 1.06 NA

13 Indusind Bank 12 9170.30 13 967.42 0.00 0 0.00 100.0


(Amount ` lakh)


Loan disbursed by Banks to MFIs during

the year 2015-16

Outstanding Bank Loans against MFIs as on 31

March 2016Gross NPAs of Bank loans to MFIs

Percentage of recovery to demand

of bank loan to MFIs

No. of MFI

accounts

Amount disbursed

No. of MFI accounts Amount Amount No. of MFI

accounts

% to total outstanding

loans

14 Yes Bank 17 149275.00 22 152888.00 0.00 0 0.00 100.0

15 BNP Paribas 10 18070.55 12 21311.52 1208.40 3 5.67 NA

Sub total - Private Sector Com. Banks 268 1162064.47 471 1253800.04 52511.86 36 4.19

C Commercial Banks - Foreign Banks

1 Citi Bank 4 190800.00 5 19992.65 192.65 1 0.96 98.9

Sub total - Foreign Banks 4 190800.00 5 19992.65 192.65 1 0.96

Total- All Commercial Banks 564 1932413.85 1561 2268285.22 89508.71 176 3.95

D Regional Rural Banks

1 Assam Gramin Vikas Bank 0 0.00 8 1125.54 83.62 4 7.43 70.0

2 Bihar Gramin Bank 0 0.00 92 3999.44 9.00 13 0.23 95.8

3 Narmada Jhabua gramin Bank 1 25.00 1 23.26 0.00 0 0.00 100.0

4 Bangiya Gramin Bank 0 0.00 92 3999.44 12.66 9 0.32 95.8

5 Odisha Gramya Bank 1 42.00 1 42.00 42.00 1 100.00 0.0

6 Pallavan Gramin Bank 7 1073.25 10 2285.50 0.00 0 0.00 100.0

7 Cauvery Gramin Bank 2 350.00 3 631.84 0.00 0 0.00 100.0

8 Karnataka Vikasa Grameena Bank 7 2450.00 7 2336.95 0.00 0 0.00 100.0

9 Manipur Rural Bank 1 30.00 3 66.52 0.00 0 0.00 100.0

10Kashi Gomati Samyut Gramin Bank

2 421.00 3 671.00 0.00 0 0.00 100.0

11 Allahabad UPGB 1 50.00 1 48.38 0.00 0 0.00 100.0

13 Malwa Gramin Bank 1 5.00 0 0.00 0.00 0 0.00 100.0

14 Bangiya Gramin Vikas Bank 0 0.00 92 3999.44 12.66 9 0.32 95.8

15 Kashi Gomti Samyut Gramin Bank 2 421.00 3 671.00 0.00 0 0.00 100.0

16 Kaveri Grameen Bank 2 350.00 3 631.84 0.00 0 0.00 100.0

17 Kerala Gramin Bank 4 25.00 25 491.00 16.00 6 3.26 89.0

Sub total Regional Rural Banks 31 5242.25 344 21023.15 175.94 42 0.84

E Cooperative banks

1 Assam SCB 2 399.70 16 1018.24 261.14 11 25.65 27.4

2 Idukki DCCB 1 200.00 1 157.66 0.00 0 0.00 100.0

Total Coop. 3 599.70 17 1175.90 261.14 11 22.21

Total [Com. Banks (Public, Pvt., & Foregin) + RRBs + Coop.]

598 1938255.80 1922 2290484.27 89945.79 229 3.93

F Financial Instituions

1 SIDBI 49 141301.00 98 267600.00 42128.00 31 15.74 96.0

G Grand Total of Lending to MFIs 647 2079556.80 2020 2558084.27 132073.79 260 5.16

NA : Not available/Not reported

STATEMENT - VII (contd.)


Statement VIII - ANABARD Support for Training and Capacity Building for SHG-BLP during 2015-16

(No. of participants) (No. of participants)

Sr. No. State

Bankers Trainers NGOs Govt. officials SHG leaders/members Exposure visits Field visits of

BLBCs to SHGsTrng for Elected

Members of PRIs Other Trainings MEDP LEDP MEPA Bankers' Meets NGOs Meets SLRCCDI Other Meets Grand Total

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NORTHERN REGION

1 Himachal Pradesh 216 3258 0 0 211 4504 74 4364 2324 22777 0 3994 637 2074 0 0 0 91 1438 5271 0 0 0 0 56 788 0 149 0 187 2832 4038 7788 51495

2 Haryana 690 7031 0 70 0 1091 0 685 1326 10239 0 34 181 3839 0 1457 0 2702 240 3587 0 0 0 0 0 342 105 584 0 34 8 47 2550 31742

3 Rajasthan 658 20467 0 38 88 5382 0 24278 255 10165 0 100 0 2226 0 50 637 3917 1170 14176 0 0 0 0 55 722 0 662 0 14 74 1656 2937 83853

4 Punjab 25 6049 0 72 30 1135 0 705 0 9133 0 38 0 3440 0 1465 0 40 4279 14332 0 0 0 0 311 715 197 765 0 36 886 930 5728 38855

5 Jammu & Kashmir 1330 3954 0 0 58 1086 0 196 0 6533 0 0 718 1311 0 445 0 1887 0 120 0 0 0 0 0 267 50 750 0 73 118 432 2274 17054

6 New Delhi 0 265 0 0 0 434 0 0 0 335 0 21 0 70 0 0 0 100 0 671 0 0 0 0 0 0 0 100 0 0 1 4069 1 6065

Sub Total 2919 41024 0 180 387 13632 74 30228 3905 59182 0 4187 1536 12960 0 3417 637 8737 7127 38157 0 0 0 0 422 2834 352 3010 0 344 3919 11172 21278 229064


7 Assam 626 5207 0 123 296 4436 605 5605 3754 154792 0 31 0 870 0 1704 0 3187 1231 10744 0 0 0 0 46 471 91 652 0 113 169 662 6818 188597

8 Meghalaya 0 673 0 0 30 85 0 68 226 3266 0 57 0 0 0 36 0 1308 150 482 0 0 0 0 0 177 0 139 0 0 15 552 421 6843

9 Mizoram 0 451 0 0 0 220 0 0 120 4910 0 0 0 0 0 0 0 1209 60 562 0 0 0 0 0 7 90 124 0 0 0 1400 270 8883

10 Tripura 0 525 0 18 0 400 0 515 0 11778 0 0 0 0 0 21 0 252 0 1799 0 0 0 0 0 0 0 0 0 71 0 0 0 15379

11 Sikkim 0 158 0 0 0 215 0 137 0 2295 0 159 0 0 0 0 0 76 0 0 0 0 0 0 0 172 0 81 0 22 2 75 2 3390

12 Manipur 0 223 0 0 0 70 0 44 415 4873 0 0 0 0 0 0 0 1485 79 109 0 0 0 0 148 375 0 99 0 0 0 1385 642 8663

13 Nagaland 0 141 0 0 30 277 0 14 0 4844 0 80 0 0 0 57 0 146 0 279 0 0 0 0 0 11 0 0 0 0 0 526 30 6375

14 Arunachal Pradesh 10 221 0 0 30 311 0 1715 260 2233 0 0 0 0 0 0 0 404 0 700 0 0 0 0 0 22 0 45 0 0 0 1385 300 7036

Sub Total 636 7599 0 141 386 6014 605 8098 4775 188991 0 327 0 870 0 1818 0 8067 1520 14675 0 0 0 0 194 1235 181 1140 0 206 186 5985 8483 245166

EASTERN REGION

15 Odisha 0 13771 0 0 0 6415 0 14597 3500 130357 0 163 0 2391 0 3530 0 3020 1290 31744 0 0 0 0 0 992 0 15553 0 82 300 1447 5090 224062

16 Bihar 0 9884 0 0 35 3659 0 160 0 25906 0 402 0 1362 0 520 0 494 1297 8539 0 0 0 0 0 794 120 408 0 171 45 687 1497 52986

17 Jharkhand 0 1567 30 132 100 2228 0 189 300 11702 0 372 0 990 0 1920 0 1425 1444 4252 0 0 0 0 50 628 0 690 0 90 0 704 1924 26889

18 West Bengal 2080 98915 0 0 120 58391 0 669 5820 748032 0 88 0 1121 0 262 0 16110 5220 46612 0 0 0 534 0 6773 0 521 0 50 0 2843 13240 980921

19 UT of A & N Islands 70 908 65 282 50 105 203 405 330 15480 0 18 0 0 0 478 0 190 1195 2884 0 0 0 0 0 48 0 0 0 0 1255 2853 3168 23651

Sub Total 2150 125045 95 414 305 70798 203 16020 9950 931477 0 1043 0 5864 0 6710 0 21239 10446 94031 0 0 0 534 50 9235 120 17172 0 393 1600 8534 24919 1308509

CENTRAL REGION

20 Madhya Pradesh 793 16931 0 0 0 424 0 2556 3152 37035 0 71 0 6383 0 314 0 3412 1877 5913 0 0 0 57 0 603 0 355 0 43 3 83 5825 74180

21 Chhattisgarh 219 8697 0 114 89 1849 25 2057 5725 61473 0 203 0 1254 0 60 0 28404 360 9670 0 0 0 0 7 154 155 525 0 78 84 697 6664 115235

22 Uttar Pradesh 1579 37074 0 690 1097 21412 96 3269 9902 120781 3100 3555 0 9116 0 249 0 47716 875 18202 0 0 0 0 0 2066 75 1466 0 20 830 1812 17554 267428

23 Uttarakhand 220 3371 0 172 190 1956 90 180 640 7445 0 17 0 1732 0 27 0 242 0 3070 0 0 0 0 0 173 0 408 0 0 62 152 1202 18945

Sub Total 2811 66073 0 976 1376 25641 211 8062 19419 226734 3100 3846 0 18485 0 650 0 79774 3112 36855 0 0 0 57 7 2996 230 2754 0 141 979 2744 31245 475788

WESTERN REGION

24 Gujarat 950 17549 0 1058 2 2425 0 725 0 19128 0 298 0 5056 0 2231 0 3805 2447 17578 0 0 0 0 0 575 0 1294 0 85 40 40 3439 71847

25 Maharashtra 885 21713 0 429 33 3871 0 1664 1505 131133 1415 3843 0 13742 428 3939 0 13927 4993 36462 0 0 0 1000 0 1987 0 1005 0 130 524 766 9783 235611

26 Goa 79 716 0 0 30 218 0 1 0 2300 0 89 0 126 0 26 0 145 0 404 0 0 0 0 15 25 10 18 0 0 40 40 174 4108

Sub Total 1914 39978 0 1487 65 6514 0 2390 1505 152561 1415 4230 0 18924 428 6196 0 17877 7440 54444 0 0 0 1000 15 2587 10 2317 0 215 604 846 13396 311566

SOUTHERN REGION

27 Andhra Pradesh 58 11556 0 0 0 417 0 4506 0 12299 0 438 0 0 0 0 0 55038 1605 39796 0 0 0 0 0 2813 0 49 0 597 18 170 1681 127679

28 Telangana 28 28 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 30 30 0 0 0 0 0 0 0 0 0 0 20 20 78 78

29 Karnataka 0 19663 0 1930 0 1348 0 4923 916 166908 0 609 0 5230 0 365 0 18281 815 18487 0 0 0 0 0 1158 0 1476 0 220 3111 3510 4842 244108

30 Kerala 90 7276 0 60 0 1250 0 193 0 68162 0 410 0 291 0 34 0 161 2500 18777 0 0 0 0 0 0 8 374 0 45 150 655 2748 97688

31 Tamil Nadu 3859 26646 0 98 0 4908 0 205 0 136418 0 125 1473 13199 0 319 0 91718 4603 46752 0 0 0 0 0 2348 0 3695 0 60 68 4214 10003 330705

Sub Total 4035 65169 0 2088 0 7923 0 9827 916 383787 0 1582 1473 18720 0 718 0 165198 9553 123842 0 0 0 0 0 6319 8 5594 0 922 3367 8569 19352 800258

32 BIRD, Mangalore 311 5490 0 24 344 975 68 68 0 0 0 0 0 0 0 0 0 52 0 0 0 0 0 0 0 0 0 0 0 0 0 0 723 6609

33 BIRD, Bolpur 617 7173 0 90 247 1493 0 413 0 2562 0 18 0 0 0 0 0 866 0 0 0 0 0 0 0 0 0 0 0 0 0 0 864 12615

34 Head Office,Mumbai 0 117 0 0 0 8 0 317 0 0 0 0 0 0 0 0 0 1271 0 0 0 0 0 0 0 0 0 0 0 0 0 300 0 2013

35 BIRD, Lucknow 144 2870 0 19 230 2674 166 706 0 475 0 0 0 0 0 0 0 3446 0 0 0 0 0 0 0 0 0 0 0 0 0 0 540 10190

Sub Total 1072 15650 0 133 344 5150 234 1504 0 3037 0 18 0 0 0 0 0 5635 0 0 0 0 0 0 0 0 0 0 0 0 0 300 2127 31427

Grand Total 15537 360538 95 5419 2863 135672 1327 76129 40470 1945769 4515 15233 3009 75823 428 19509 637 306527 39198 362004 0 0 0 1591 688 25206 901 31987 0 2221 10655 38150 120800 3401778


Statement VIII - ANABARD Support for Training and Capacity Building for SHG-BLP during 2015-16

(No. of participants) (No. of participants)

Sr. No. State

Bankers Trainers NGOs Govt. officials SHG leaders/members Exposure visits Field visits of

BLBCs to SHGsTrng for Elected

Members of PRIs Other Trainings MEDP LEDP MEPA Bankers' Meets NGOs Meets SLRCCDI Other Meets Grand Total

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NORTHERN REGION

1 Himachal Pradesh 216 3258 0 0 211 4504 74 4364 2324 22777 0 3994 637 2074 0 0 0 91 1438 5271 0 0 0 0 56 788 0 149 0 187 2832 4038 7788 51495

2 Haryana 690 7031 0 70 0 1091 0 685 1326 10239 0 34 181 3839 0 1457 0 2702 240 3587 0 0 0 0 0 342 105 584 0 34 8 47 2550 31742

3 Rajasthan 658 20467 0 38 88 5382 0 24278 255 10165 0 100 0 2226 0 50 637 3917 1170 14176 0 0 0 0 55 722 0 662 0 14 74 1656 2937 83853

4 Punjab 25 6049 0 72 30 1135 0 705 0 9133 0 38 0 3440 0 1465 0 40 4279 14332 0 0 0 0 311 715 197 765 0 36 886 930 5728 38855

5 Jammu & Kashmir 1330 3954 0 0 58 1086 0 196 0 6533 0 0 718 1311 0 445 0 1887 0 120 0 0 0 0 0 267 50 750 0 73 118 432 2274 17054

6 New Delhi 0 265 0 0 0 434 0 0 0 335 0 21 0 70 0 0 0 100 0 671 0 0 0 0 0 0 0 100 0 0 1 4069 1 6065

Sub Total 2919 41024 0 180 387 13632 74 30228 3905 59182 0 4187 1536 12960 0 3417 637 8737 7127 38157 0 0 0 0 422 2834 352 3010 0 344 3919 11172 21278 229064


7 Assam 626 5207 0 123 296 4436 605 5605 3754 154792 0 31 0 870 0 1704 0 3187 1231 10744 0 0 0 0 46 471 91 652 0 113 169 662 6818 188597

8 Meghalaya 0 673 0 0 30 85 0 68 226 3266 0 57 0 0 0 36 0 1308 150 482 0 0 0 0 0 177 0 139 0 0 15 552 421 6843

9 Mizoram 0 451 0 0 0 220 0 0 120 4910 0 0 0 0 0 0 0 1209 60 562 0 0 0 0 0 7 90 124 0 0 0 1400 270 8883

10 Tripura 0 525 0 18 0 400 0 515 0 11778 0 0 0 0 0 21 0 252 0 1799 0 0 0 0 0 0 0 0 0 71 0 0 0 15379

11 Sikkim 0 158 0 0 0 215 0 137 0 2295 0 159 0 0 0 0 0 76 0 0 0 0 0 0 0 172 0 81 0 22 2 75 2 3390

12 Manipur 0 223 0 0 0 70 0 44 415 4873 0 0 0 0 0 0 0 1485 79 109 0 0 0 0 148 375 0 99 0 0 0 1385 642 8663

13 Nagaland 0 141 0 0 30 277 0 14 0 4844 0 80 0 0 0 57 0 146 0 279 0 0 0 0 0 11 0 0 0 0 0 526 30 6375

14 Arunachal Pradesh 10 221 0 0 30 311 0 1715 260 2233 0 0 0 0 0 0 0 404 0 700 0 0 0 0 0 22 0 45 0 0 0 1385 300 7036

Sub Total 636 7599 0 141 386 6014 605 8098 4775 188991 0 327 0 870 0 1818 0 8067 1520 14675 0 0 0 0 194 1235 181 1140 0 206 186 5985 8483 245166

EASTERN REGION

15 Odisha 0 13771 0 0 0 6415 0 14597 3500 130357 0 163 0 2391 0 3530 0 3020 1290 31744 0 0 0 0 0 992 0 15553 0 82 300 1447 5090 224062

16 Bihar 0 9884 0 0 35 3659 0 160 0 25906 0 402 0 1362 0 520 0 494 1297 8539 0 0 0 0 0 794 120 408 0 171 45 687 1497 52986

17 Jharkhand 0 1567 30 132 100 2228 0 189 300 11702 0 372 0 990 0 1920 0 1425 1444 4252 0 0 0 0 50 628 0 690 0 90 0 704 1924 26889

18 West Bengal 2080 98915 0 0 120 58391 0 669 5820 748032 0 88 0 1121 0 262 0 16110 5220 46612 0 0 0 534 0 6773 0 521 0 50 0 2843 13240 980921

19 UT of A & N Islands 70 908 65 282 50 105 203 405 330 15480 0 18 0 0 0 478 0 190 1195 2884 0 0 0 0 0 48 0 0 0 0 1255 2853 3168 23651

Sub Total 2150 125045 95 414 305 70798 203 16020 9950 931477 0 1043 0 5864 0 6710 0 21239 10446 94031 0 0 0 534 50 9235 120 17172 0 393 1600 8534 24919 1308509

CENTRAL REGION

20 Madhya Pradesh 793 16931 0 0 0 424 0 2556 3152 37035 0 71 0 6383 0 314 0 3412 1877 5913 0 0 0 57 0 603 0 355 0 43 3 83 5825 74180

21 Chhattisgarh 219 8697 0 114 89 1849 25 2057 5725 61473 0 203 0 1254 0 60 0 28404 360 9670 0 0 0 0 7 154 155 525 0 78 84 697 6664 115235

22 Uttar Pradesh 1579 37074 0 690 1097 21412 96 3269 9902 120781 3100 3555 0 9116 0 249 0 47716 875 18202 0 0 0 0 0 2066 75 1466 0 20 830 1812 17554 267428

23 Uttarakhand 220 3371 0 172 190 1956 90 180 640 7445 0 17 0 1732 0 27 0 242 0 3070 0 0 0 0 0 173 0 408 0 0 62 152 1202 18945

Sub Total 2811 66073 0 976 1376 25641 211 8062 19419 226734 3100 3846 0 18485 0 650 0 79774 3112 36855 0 0 0 57 7 2996 230 2754 0 141 979 2744 31245 475788

WESTERN REGION

24 Gujarat 950 17549 0 1058 2 2425 0 725 0 19128 0 298 0 5056 0 2231 0 3805 2447 17578 0 0 0 0 0 575 0 1294 0 85 40 40 3439 71847

25 Maharashtra 885 21713 0 429 33 3871 0 1664 1505 131133 1415 3843 0 13742 428 3939 0 13927 4993 36462 0 0 0 1000 0 1987 0 1005 0 130 524 766 9783 235611

26 Goa 79 716 0 0 30 218 0 1 0 2300 0 89 0 126 0 26 0 145 0 404 0 0 0 0 15 25 10 18 0 0 40 40 174 4108

Sub Total 1914 39978 0 1487 65 6514 0 2390 1505 152561 1415 4230 0 18924 428 6196 0 17877 7440 54444 0 0 0 1000 15 2587 10 2317 0 215 604 846 13396 311566

SOUTHERN REGION

27 Andhra Pradesh 58 11556 0 0 0 417 0 4506 0 12299 0 438 0 0 0 0 0 55038 1605 39796 0 0 0 0 0 2813 0 49 0 597 18 170 1681 127679

28 Telangana 28 28 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 30 30 0 0 0 0 0 0 0 0 0 0 20 20 78 78

29 Karnataka 0 19663 0 1930 0 1348 0 4923 916 166908 0 609 0 5230 0 365 0 18281 815 18487 0 0 0 0 0 1158 0 1476 0 220 3111 3510 4842 244108

30 Kerala 90 7276 0 60 0 1250 0 193 0 68162 0 410 0 291 0 34 0 161 2500 18777 0 0 0 0 0 0 8 374 0 45 150 655 2748 97688

31 Tamil Nadu 3859 26646 0 98 0 4908 0 205 0 136418 0 125 1473 13199 0 319 0 91718 4603 46752 0 0 0 0 0 2348 0 3695 0 60 68 4214 10003 330705

Sub Total 4035 65169 0 2088 0 7923 0 9827 916 383787 0 1582 1473 18720 0 718 0 165198 9553 123842 0 0 0 0 0 6319 8 5594 0 922 3367 8569 19352 800258

32 BIRD, Mangalore 311 5490 0 24 344 975 68 68 0 0 0 0 0 0 0 0 0 52 0 0 0 0 0 0 0 0 0 0 0 0 0 0 723 6609

33 BIRD, Bolpur 617 7173 0 90 247 1493 0 413 0 2562 0 18 0 0 0 0 0 866 0 0 0 0 0 0 0 0 0 0 0 0 0 0 864 12615

34 Head Office,Mumbai 0 117 0 0 0 8 0 317 0 0 0 0 0 0 0 0 0 1271 0 0 0 0 0 0 0 0 0 0 0 0 0 300 0 2013

35 BIRD, Lucknow 144 2870 0 19 230 2674 166 706 0 475 0 0 0 0 0 0 0 3446 0 0 0 0 0 0 0 0 0 0 0 0 0 0 540 10190

Sub Total 1072 15650 0 133 344 5150 234 1504 0 3037 0 18 0 0 0 0 0 5635 0 0 0 0 0 0 0 0 0 0 0 0 0 300 2127 31427

Grand Total 15537 360538 95 5419 2863 135672 1327 76129 40470 1945769 4515 15233 3009 75823 428 19509 637 306527 39198 362004 0 0 0 1591 688 25206 901 31987 0 2221 10655 38150 120800 3401778

Statement VIII - A (contd.)


Statement VIII - B

NABARD support for Training and Capacity Building - Joint Liability Groups during 2015-16(No. of participants)

Sr. No. State

Commercial Banks/RRBs

Cooperative Banks (DCCBs/ PACS)

NGOs/KVKs/ FCs/BCs & Other Agencies JLG Exposure Visits Grand Total

During 2015-16 Cumulative During

2015-16 Cumulative During 2015-16 Cumulative During

2015-16 Cumulative During 2015-16 Cumulative

NORTHERN REGION1 Himachal Pradesh 209 763 0 30 181 371 8 148 398 13122 Haryana 0 411 0 22 0 0 0 78 0 5113 Rajasthan 0 294 0 15 0 82 0 20 0 4114 Punjab 265 553 0 24 0 0 0 101 265 6785 Jammu & Kashmir 0 240 0 0 0 2822 0 0 0 30626 New Delhi 0 0 0 0 0 0 0 0 0 0

Sub Total 474 2261 0 91 181 3275 8 347 663 5974NORTH EASTERN REGION7 Assam 277 333 0 0 2755 4067 39 39 3071 44398 Meghalaya 0 0 0 0 207 312 0 0 207 3129 Mizoram 0 0 0 0 0 0 0 0 0 0

10 Tripura 152 152 0 0 0 140 0 0 152 29211 Sikkim 0 15 0 2 30 38 0 39 30 9412 Manipur 0 25 0 0 0 0 0 29 0 5413 Nagaland 0 0 0 0 1237 1387 55 136 1292 152314 Arunachal Pradesh 0 0 0 0 0 50 0 0 0 50 Sub Total 429 525 0 2 4229 5994 94 243 4752 6764EASTERN REGION15 Odisha 0 4990 0 295 0 1573 0 120 0 697816 Bihar 1125 2265 0 152 3820 12281 0 0 4945 1469817 Jharkhand 334 1364 0 150 0 1211 0 0 334 272518 West Bengal 0 1110 0 0 0 0 0 0 0 111019 UT of A & N Islands 0 0 0 40 300 345 0 18 300 403 Sub Total 1459 9729 0 637 4120 15410 0 138 5579 25914CENTRAL REGION20 Madhya Pradesh 146 306 0 0 59 59 0 0 205 36521 Chhatisgarh 96 188 72 158 26 61 0 0 194 40722 Uttar Pradesh 591 1049 0 0 0 0 0 0 591 104923 Uttarakhand 351 1057 220 1810 486 2709 60 60 1117 5636 Sub Total 1184 2600 292 1968 571 2829 60 60 2107 7457WESTERN REGION24 Gujarat 475 832 100 1026 0 94 0 0 575 195225 Maharashtra 1412 2289 136 136 151 439 0 0 1699 286426 Goa 0 59 0 1 192 685 0 0 192 745 Sub Total 1887 3180 236 1163 343 1218 0 0 2466 5561SOUTHERN REGION27 Andhra Pradesh 34 345 0 201 0 0 0 0 34 54628 Telangana 120 120 0 0 0 0 0 0 120 12029 Karnataka 0 1322 0 200 0 65 200 385 200 197230 Kerala 32 152 0 580 865 2512 0 0 897 324431 Tamil Nadu 1348 3408 1579 5915 2325 9511 0 218 5252 19052 Sub Total 1534 5347 1579 6896 3190 12088 200 603 6503 2493432 BIRD, Mangalore 0 124 0 76 0 10 55 521 55 73133 BIRD, Bolpur 0 46 0 0 0 0 0 0 0 4634 Head Office, Mumbai 0 0 0 0 0 0 0 0 0 035 BIRD, Lucknow 106 106 45 45 0 0 0 0 151 151 Sub Total 106 276 45 121 0 10 55 521 206 928 Grand Total 7073 23918 2152 10878 12634 40824 417 1912 22276 77532


STATEMENT - VIII - C

NABARD Support for Training and Capacity Building for SHG-BLP during 2015-16 from WSHG Fund(No. of participants)

Sr. No. State

MEDPs All Other Programmes (excluding MEDPs) Total Progs.

No. of Progs No. of Participants No. of Progs No. of Participants No. of Progs No. of Participants

NORTHERN REGION

1 Himachal Pradesh 0 0 2 72 2 72

2 Haryana 0 0 13 790 13 790

3 Rajasthan 10 300 2 60 12 360

4 Punjab 9 270 3 106 12 376

5 Jammu & Kashmir 0 0 0 0 0 0

6 New Delhi 0 0 0 0 0 0

Sub Total 19 570 20 1028 39 1598


7 Assam 0 0 20 723 20 723

8 Meghalaya 1 30 3 154 4 184

9 Mizoram 1 30 0 0 1 30

10 Tripura 0 0 0 0 0 0

11 Sikkim 0 0 31 640 31 640

12 Manipur 3 108 3 96 6 204

13 Nagaland 0 0 0 0 0 0

14 Arunachal Pradesh 0 0 0 0 0 0

Sub Total 5 168 57 1613 62 1781

EASTERN REGION

15 Odisha 26 780 32 1160 58 1940

16 Bihar 0 0 0 0 0 0

17 Jharkhand 174 5708 29 1165 203 6873

18 West Bengal 0 0 53 1590 53 1590

19 UT of A & N Islands 0 0 0 0 0 0

Sub Total 200 6488 114 3915 314 10403

CENTRAL REGION

20 Madhya Pradesh 21 671 17 698 38 1369

21 Chhatisgarh 0 0 110 5388 110 5388

22 Uttar Pradesh 0 0 205 3458 205 3458

23 Uttarakhand 0 0 59 2567 59 2567

Sub Total 21 671 391 12111 412 12782

WESTERN REGION

24 Gujarat 0 0 0 0 0 0

23 Maharashtra 0 0 87 2805 87 2805

26 Goa 11 390 3 50 14 440

Sub Total 11 390 90 2855 101 3245

SOUTHERN REGION

27 Andhra Pradesh 142 4200 0 0 142 4200

28 Telangana 88 2600 0 0 88 2600

29 Karnataka 0 0 0 0 0 0

30 Kerala 0 0 0 0 0 0

31 Tamil Nadu 19 560 17 406 36 966

Sub Total 249 7360 17 406 266 7766

Grand Total 505 15647 689 21928 1194 37575


STATEMENT - IX - A(i)

Statewise Grant support sanctioned and released to Non Government Organisations (NGOs) as SHPIs as on 31 March 2016(Amount ` lakh)

Sr. No. Name of State

No.of Beneficiary

NGOs

No.of Proposals

No.of SHGs to be promoted/ credit linked

Grant sanctioned

Grant released

No.of SHGs promoted

No.of SHGs savings linked

No.of SHGs credit linked

Northern Region

1 Haryana 71 76 8838 485.86 124.35 4931 3463 2404

2 Himachal Pradesh 37 37 2475 171.58 40.05 1487 1461 392

3 Jammu & Kashmir 58 66 3519 299.50 47.80 1785 1499 1232

4 New Delhi 7 10 1075 39.00 23.99 918 883 700

5 Punjab 65 90 6300 345.60 201.13 3384 3297 1402

6 Rajasthan 362 543 52878 3008.41 811.95 24038 21928 13963

Sub total 600 822 75085 4349.95 1249.27 36543 32531 20093


7 Arunachal Pradesh 21 27 1464 94.40 19.22 616 580 30

8 Assam 116 127 17119 470.94 281.91 13887 13671 10815

9 Manipur 3 3 170 14.90 0.87 48 48 7

10 Meghalaya 18 21 2274 133.73 25.82 1056 802 160

11 Mizoram 6 6 550 33.50 9.58 437 380 66

12 Nagaland 13 13 1800 90.00 36.91 1264 751 569

13 Sikkim 7 7 360 18.00 5.50 198 182 70

14 Tripura 13 13 1050 30.73 11.63 893 893 555

Sub total 197 217 24787 886.20 391.44 18399 17307 12272

Eastern Region

15 Andaman & Nicobar 17 22 1960 95.38 43.58 1286 1251 901

16 Bihar 364 378 39502 1800.50 481.16 19945 17591 6715

17 Jharkhand 214 257 24050 972.24 183.59 6875 6875 2984

18 Odisha 321 391 38822 2341.41 560.69 26632 24545 12056

19 West Bengal 189 227 39075 1517.49 450.48 24656 24656 12985

Sub total 1105 1275 143409 6727.02 1719.51 79394 74918 35641

Central Region

20 Chhattisgarh 45 48 8095 504.74 163.33 7883 6320 2180

21 Madhya Pradesh 116 133 34180 1994.70 613.31 19514 17439 7708

22 Uttar Pradesh 682 897 150085 8424.57 3360.63 130176 125601 61579

23 Uttarakhand 313 389 29810 1627.59 314.14 23770 18976 6969

Sub total 1156 1467 222170 12551.60 4451.41 181343 168336 78436

Western Region

24 Goa 4 4 250 8.25 5.83 241 241 188

25 Gujarat 259 276 22066 552.62 211.29 15317 15717 6051

26 Maharashtra 341 513 85003 3265.88 2044.13 75249 73775 57060

Sub total 604 793 107319 3826.75 2261.25 90807 89733 63299

Southern Region

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 0

28 Karnataka 173 216 20374 660.68 302.51 19934 19934 12594

29 Kerala 51 51 10056 122.99 84.62 7149 7149 5872

30 Tamil Nadu 96 106 22035 319.94 177.24 19942 19876 18702

31 Telangana 0 0 0 0.00 0.00 0 0 0

Sub total 320 373 52465 1103.61 564.36 47025 46959 37168

Grand total 3982 4947 625235 29445.13 10637.23 453511 429784 246909


Statement - IX - A(ii)

Statewise Grant support sanctioned and released to Anchor NGOs under Women Self Help Group Scheme (in LWE affected and backward dists.) as on 31 March 2016

(Amount ` lakh)

Sr. No. Name of State No.of Districts

covered Grant sanctioned Promotional Grant released

No.of SHGs to be promoted/ credit

linked

No.of SHGs promoted &

savings linked


Northern Region

1 Haryana 2 300.00 111.61 3000 2535 1332

2 Himachal Pradesh 2 295.50 123.85 2955 2752 2050

3 Jammu & Kashmir 3 200.00 35.81 2000 1477 181

4 New Delhi 0 0.00 0.00 0 0 0

5 Punjab 1 180.00 57.55 1800 1066 593

6 Rajasthan 4 710.00 264.22 7100 7297 3693

Sub total 12 1685.50 593.04 16855 15127 7849


7 Arunachal Pradesh 2 148.90 10.22 1489 286 11

8 Assam 4 132.00 28.54 1320 1004 352

9 Manipur 2 76.70 16.46 767 691 84

10 Meghalaya 2 100.00 18.53 1000 732 111

11 Mizoram 2 145.00 35.25 1450 1450 206

12 Nagaland 2 50.00 7.49 500 275 0

13 Sikkim 2 95.00 19.54 950 705 127

14 Tripura 2 150.00 33.36 1500 996 497

Sub total 18 897.60 169.39 8976 6139 1388

Eastern Region

15 Andaman & Nicobar 0 0.00 0.00 0 0 0

16 Bihar 16 1700.00 235.26 17000 16592 15112

17 Jharkhand 18 4900.00 1019.30 49000 29453 7328

18 Odisha 19 1861.50 554.47 18615 14933 6142

19 West Bengal 6 1319.00 414.10 13190 10237 4625

Sub total 59 9780.50 2223.13 97805 71215 33207

Central Region

20 Chhattisgarh 10 1168.50 326.64 11685 10895 5569

21 Madhya Pradesh 9 1142.50 353.64 11425 9582 3355

22 Uttar Pradesh 8 1290.00 200.77 12900 9052 1864

23 Uttarakhand 2 543.00 142.55 5430 3164 1184

Sub total 29 4144.00 1023.60 41440 32693 11972

Western Region

24 Goa 1 38.70 14.67 387 334 174

25 Gujarat 3 375.00 49.60 3750 3844 1258

26 Maharashtra 6 1414.90 480.10 14149 13123 6561

Sub total 10 1828.60 544.37 18286 17301 7993

Southern Region

27 Andhra Pradesh 8 698.50 240.79 6985 25237 23844

28 Karnataka 2 300.00 157.61 3000 7826 7487

29 Kerala 2 220.00 111.16 2200 2370 1301

30 Tamil Nadu 2 192.90 42.27 1929 1253 661

31 Telangana 8 750.50 506.07 7505 9093 8285

Sub total 22 2161.90 1057.90 21619 45779 41578

Grand Total 150 20498.10 5611.43 204981 188254 103987


STATEMENT - IX - B

Statewise Grant support sanctioned and released to Regional Rural Banks (RRBs) as SHPIs as on 31 March 2016(Amount ` lakh)


No.of Beneficiary

RRBs

No.of Proposals


Grant sanctioned Grant released No.of SHGs

promotedNo.of SHGs credit linked

Northern Region

1 Haryana * 1 5 1763 55.87 27.42 2381 1600

2 Himachal Pradesh * 1 2 500 4.25 2.61 1259 749

3 Jammu & Kashmir 2 2 1000 25.00 5.00 248 199

4 New Delhi 0 0 0 0.00 0.00 0 0

5 Punjab 3 5 2050 55.25 16.19 842 653

6 Rajasthan * 2 5 2620 103.56 10.55 741 485

Sub total 9 19 7933 243.93 61.77 5471 3686


7 Arunachal Pradesh 0 0 0 0.00 0.00 0 0

8 Assam 1 11 9300 458.95 95.32 5969 1554

9 Manipur 1 1 210 11.76 2.66 95 0

10 Meghalaya 0 0 0 0.00 0.00 0 0

11 Mizoram 1 2 700 12.50 6.19 482 429

12 Nagaland 0 0 0 0.00 0.00 0 0

13 Sikkim 0 0 0 0.00 0.00 0 0

14 Tripura 1 1 200 1.00 1.00 200 200

Sub total 4 15 10410 484.21 105.17 6746 2183

Eastern Region

15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0

16 Bihar 0 0 0 0.00 0.00 0 0

17 Jharkhand * 2 4 1100 5.72 0.85 259 68

18 Odisha * 2 14 6450 54.09 24.93 12348 8206

19 West Bengal * 3 8 4230 27.96 18.12 4583 3072

Sub total 7 26 11780 87.77 43.90 17190 11346

Central Region

20 Chhattisgarh 1 2 1500 47.50 0.00 0 375

21 Madhya Pradesh 3 4 5348 160.68 43.70 3210 843

22 Uttar Pradesh * 7 19 11720 248.12 32.58 5607 863

23 Uttarakhand 0 0 0 0.00 0.00 0 0

Sub total 11 25 18568 456.30 76.28 8817 2081

Western Region

24 Goa 0 0 0 0.00 0.00 0 0

25 Gujarat 1 1 1575 19.50 0.00 85 6

26 Maharashtra 1 1 500 6.60 5.84 492 393

Sub total 2 2 2075 26.10 5.84 577 399

Southern Region

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0

28 Karnataka * 3 10 3535 34.28 30.46 4124 3784

29 Kerala 0 0 0 0.00 0.00 0 0

30 Tamil Nadu * 2 3 1050 8.85 8.33 1008 943

31 Telangana 0 0 0 0.00 0.00 0 0

Sub total 5 13 4585 43.13 38.79 5132 4727

Grand total 38 100 55351 1341.44 331.75 43933 24422

* - Due to merger of RRBs number of beneficiary figure is reduced from 68 to 38.


STATEMENT - IX - C Statewise Grant support sanctioned and released to Cooperative Banks (Coops) as SHPIs as on 31 March 2016

(Amount ` lakh)


No.of Beneficiary

Coops

No.of Proposals




Northern Region

1 Haryana 5 5 1750 43.75 5.87 1012 443

2 Himachal Pradesh 0 0 0 0.00 0.00 0 0

3 Jammu & Kashmir 0 0 0 0.00 0.00 0 0

4 New Delhi 0 0 0 0.00 0.00 0 0

5 Punjab 1 1 138 3.50 0.69 38 5

6 Rajasthan 14 14 8135 121.58 52.34 3574 2133

Sub total 20 20 10023 168.83 58.90 4624 2581



8 Assam 0 0 0 0.00 0.00 0 0

9 Manipur 0 0 0 0.00 0.00 0 0

10 Meghalaya 1 1 300 4.50 3.44 385 229

11 Mizoram 0 0 0 0.00 0.00 0 0

12 Nagaland 1 1 1000 25.00 25.00 1000 1000

13 Sikkim 1 1 200 3.00 0.52 41 41

14 Tripura 0 0 0 0.00 0.00 0 0

Sub total 3 3 1500 32.50 28.96 1426 1270

Eastern Region

15 Andaman & Nicobar 1 2 130 7.00 4.09 177 80

16 Bihar 0 0 0 0.00 0.00 0 0

17 Jharkhand 0 0 0 0.00 0.00 0 0

18 Odisha 5 5 2860 27.42 9.54 2485 1356

19 West Bengal 14 19 18300 144.80 90.85 14245 10490

Sub total 20 26 21290 179.22 104.48 16907 11926

Central Region

20 Chhattisgarh 0 0 0 0.00 0.00 0 0

21 Madhya Pradesh 1 1 1000 7.00 5.45 1000 850

22 Uttar Pradesh 8 8 3150 53.60 11.68 2133 923

23 Uttarakhand 0 0 0 0.00 0.00 0 0

Sub total 9 9 4150 60.60 17.13 3133 1773

Western Region

24 Goa 0 0 0 0.00 0.00 0 0

25 Gujarat 5 5 2000 18.50 7.93 1858 396

26 Maharashtra 19 19 12257 259.10 105.41 7853 3040

Sub total 24 24 14257 277.60 113.34 9711 3436

Southern Region

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0

28 Karnataka 17 24 16575 295.25 100.16 23325 15345

29 Kerala 0 0 0 0.00 0.00 0 0

30 Tamil Nadu 0 0 0 0.00 0.00 0 0

31 Telangana 0 0 0 0.00 0.00 0 0

Sub total 17 24 16575 295.25 100.16 23325 15345

Grand total 93 106 67795 1014.00 422.96 59126 36331


STATEMENT - IX - D

Statewise Grant support sanctioned and released to Individual Rural Volunters (IRVs) as SHPIs as on 31 March 2016(Amount ` lakh)


No.of Beneficiary

IRVs

No.of Proposals




Northern Region

1 Haryana 0 0 0 0.00 0.00 0 0

2 Himachal Pradesh 300 1 3000 42.00 10.05 3000 180

3 Jammu & Kashmir 3 3 340 6.12 0.24 0 0

4 New Delhi 0 0 0 0.00 0.00 0 0

5 Punjab 0 0 0 0.00 0.00 0 0

6 Rajasthan 9 9 2660 48.08 6.84 445 187

Sub total 312 13 6000 96.20 17.13 3445 367



8 Assam 3 4 7510 135.18 27.04 3210 1647

9 Manipur 0 0 0 0.00 0.00 0 0

10 Meghalaya 0 0 0 0.00 0.00 0 0

11 Mizoram 0 0 0 0.00 0.00 0 0

12 Nagaland 0 0 0 0.00 0.00 0 0

13 Sikkim 0 0 0 0.00 0.00 0 0

14 Tripura 0 0 0 0.00 0.00 0 0

Sub total 3 4 7510 135.18 27.04 3210 1647

Eastern Region

15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0

16 Bihar 0 0 0 0.00 0.00 0 0

17 Jharkhand 1 1 0 5.40 0.00 0 0

18 Odisha 4 4 2175 34.30 8.13 1139 739

19 West Bengal 4 4 1175 16.53 7.53 909 635

Sub total 9 9 3350 56.23 15.66 2048 1374

Central Region

20 Chhattisgarh 0 0 0 0.00 0.00 0 0

21 Madhya Pradesh 0 0 0 0.00 0.00 0 0

22 Uttar Pradesh 850 14 8500 151.75 7.33 1922 1293

23 Uttarakhand 0 0 0 0.00 0.00 0 0

Sub total 850 14 8500 151.75 7.33 1922 1293

Western Region

24 Goa 0 0 0 0.00 0.00 0 0

25 Gujarat 1 1 250 4.50 0.88 159 101

26 Maharashtra 4 4 3300 59.40 17.05 1974 720

Sub total 5 5 3550 63.90 17.93 2133 821

Southern Region

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0

28 Karnataka 0 0 0 0.00 0.00 0 0

29 Kerala 0 0 0 0.00 0.00 0 0

30 Tamil Nadu 0 0 0 0.00 0.00 0 0

31 Telangana 0 0 0 0.00 0.00 0 0

Sub total 0 0 0 0.00 0.00 0 0

Grand total 1179 45 28910 503.26 85.09 12758 5502


STATEMENT - IX - E

Statewise Grant support sanctioned and released to Farmers' Clubs (FCs) as SHPIs as on 31 March 2016(Amount ` lakh)


No.of Beneficiary

Farmers' Clubs

No.of Proposals

SHGs to be promoted/

credit linked

Grant sanctioned

Grant released

No.of SHGs promoted

No.of SHGs savings linked


Northern Region

1 Haryana 2 2 10 0.32 0.00 0 0 0

2 Himachal Pradesh 15 15 320 3.91 2.84 299 299 284

3 Jammu & Kashmir 0 0 0 0.00 0.00 0 0 0

4 New Delhi 0 0 0 0.00 0.00 0 0 0

5 Punjab 0 0 0 0.00 0.00 0 0 0

6 Rajasthan 0 0 0 0.00 0.00 0 0 0

Sub total 17 17 330 4.23 2.84 299 299 284


7 Arunachal Pradesh 0 0 0 0.00 0.00 0 0 0

8 Assam 56 57 794 7.94 2.03 323 323 231

9 Manipur 0 0 0 0.00 0.00 0 0 0

10 Meghalaya 0 0 0 0.00 0.00 0 0 0

11 Mizoram 0 0 0 0.00 0.00 0 0 0

12 Nagaland 0 0 0 0.00 0.00 0 0 0

13 Sikkim 0 0 0 0.00 0.00 0 0 0

14 Tripura 3 3 39 0.55 0.55 25 25 13

Sub total 59 60 833 8.49 2.58 348 348 244

Eastern Region

15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 0

16 Bihar 0 0 0 0.00 0.00 0 0 0

17 Jharkhand 1 1 100 4.50 0.00 0 0 0

18 Odisha 0 0 0 0.00 0.00 0 0 0

19 West Bengal 87 87 1260 16.38 3.92 1260 1260 574

Sub total 88 88 1360 20.88 3.92 1260 1260 574

Central Region

20 Chhattisgarh 0 0 0 0.00 0.00 0 0 0

21 Madhya Pradesh 0 0 0 0.00 0.00 0 0 0

22 Uttar Pradesh 102 226 2535 11.30 10.83 2535 0 0

23 Uttarakhand 0 0 0 0.00 0.00 0 0 0

Sub total 102 226 2535 11.30 10.83 2535 0 0

Western Region

24 Goa 2 2 20 0.10 0.10 22 22 9

25 Gujarat 1 1 50 1.00 0.05 5 5 0

26 Maharashtra 0 0 0 0.00 0.00 0 0 0

Sub total 3 3 70 1.10 0.15 27 27 9

Southern Region

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 0

28 Karnataka 0 0 0 0.00 0.00 0 0 0

29 Kerala 0 0 0 0.00 0.00 0 0 0

30 Tamil Nadu 0 0 0 0.00 0.00 0 0 0

31 Telangana 0 0 0 0.00 0.00 0 0 0

Sub total 0 0 0 0.00 0.00 0 0 0

Grand total 269 394 5128 46.00 20.32 4469 1934 1111


STATEMENT - IX - FStatewise Grant support sanctioned and released to SHG Federations as SHPIs as on 31 March 2016

(Amount ` lakh)Sr. No. Name of State No.of SHG

FederationsNo.of

ProposalsNo.of SHGs to be

promoted/ credit linkedGrant

sanctionedGrant

released No.of SHGs promoted


Northern Region 1 Rajasthan 2 2 100 7.00 2.70 149 100 North Eastern Region 0 0 0 0.00 0.00 0 0 Eastern Region 0 0 0 0.00 0.00 0 0 Central Region 0 0 0 0.00 0.00 0 01 Uttar Pradesh 3 3 100 17.40 11.17 46 02 Uttarakhand 1 1 100 8.00 1.20 0 0 Sub total 4 4 200 25.40 12.37 46 0 Western Region 0 0 0 0.00 0.00 0 0 Southern Region 0 0 0 0.00 0.00 0 0 Grand total 6 6 300 32.40 15.07 195 100

STATEMENT - IX - GStatewise Grant support sanctioned and released to PACS as SHPIs as on 31 March 2016

(Amount ` lakh)

Sr. No.

Name of StateNo.of

Beneficiary PACS

No.of Proposals


Grant sanctioned

Grant released

No.of SHGs promoted


Northern Region1 Punjab 3 3 580 14.00 0.40 0 02 Rajasthan 321 12 5113 255.56 0.00 0 0

Sub total 324 15 5693 269.56 0.40 0 0North Eastern Region 0 0 0 0.00 0.00 0 0Eastern Region

1 Andaman & Nicobar 1 1 40 2.00 0.20 0 02 Odisha 37 37 3877 162.85 0.00 0 03 West Bengal 25 25 1625 49.41 16.24 930 506

Sub total 63 63 5542 214.26 16.44 930 506Central Region

1 Uttar Pradesh 15 15 500 25.00 2.25 0 0Western Region

1 Maharashtra 2 2 1680 84.00 17.67 592 17Southern Region

1 Karnataka 1 1 75 3.75 0.38 0 0 Grand total 405 96 13490 596.57 37.13 1522 523

STATEMENT - IX - H Promotional Grant support sanctioned and released to NGO-MFIs as on 31 March 2016

(Amount ` akh)


No.of Beneficiary NGO-MFIs

No.of Proposals


Grant sanctioned

Grant released

No.of SHGs promoted


Northern Region 0 0 0 0.00 0.00 0 0 North Eastern Region 0 0 0 0.00 0.00 0 0 Eastern Region 0 0 0 0.00 0.00 0 0

Central Region1 Uttar Pradesh 2 2 2000 100.00 0.00 0 0

Western Region 0 0 0 0.00 0.00 0 0 Southern Region 0 0 0 0.00 0.00 0 0 Grand total 2 2 2000 100.00 0 0 0


STATEMENT - IX - I

Promotional Grant support sanctioned and released to JLGPIs as on 31 March 2016(Amount ` lakh)

Sr. No. Name of State No.of JLGs to be

promoted/ credit linked Grant sanctioned Grant released No.of JLGs credit linked

Northern Region

1 Haryana 3553 55.43 21.08 4022

2 Himachal Pradesh 4349 86.98 32.05 2805

3 Jammu & Kashmir 2865 57.30 4.05 846

4 New Delhi 125 2.50 0.33 48

5 Punjab 5630 112.60 27.06 1766

6 Rajasthan 11501 224.02 55.19 3854

Sub total 28023 535.83 136.68 13085


7 Arunachal Pradesh 0 0.00 0.00 0

8 Assam 14725 294.50 46.48 3579

9 Manipur 345 6.90 0.00 100

10 Meghalaya 810 14.22 5.59 229

11 Mizoram 325 6.50 1.07 56

12 Nagaland 2642 52.84 1.85 185

13 Sikkim 380 7.60 0.82 149

14 Tripura 1370 27.40 2.53 203

Sub total 20597 410 58 4501

Eastern Region

15 Andaman & Nicobar 765 15.30 3.80 484

16 Bihar 213650 2421.90 346.71 178312

17 Jharkhand 11625 232.50 8.00 5138

18 Odisha 48110 962.20 376.16 42261

19 West Bengal 58887 1177.74 159.79 13334

Sub total 333037 4809.64 894.46 239529

Central Region

20 Chhattisgarh 7475 149.50 27.11 3459

21 Madhya Pradesh 13816 276.32 39.55 5242

22 Uttar Pradesh 47773 955.54 142.17 13750

23 Uttarakhand 13701 274.42 36.78 6546

Sub total 82765 1655.78 245.61 28997

Western Region

24 Goa 1900 38.00 9.97 1091

25 Gujarat 26179 523.58 111.88 8940

26 Maharashtra 72807 1456.14 307.22 117583

Sub total 100886 2017.72 429.07 127614

Southern Region

27 Andhra Pradesh 19079 381.58 122.01 11920

28 Karnataka 67557 1471.44 323.73 23507

29 Kerala 62314 1222.28 317.41 20512

30 Tamil Nadu 60424 1208.48 334.57 21603

31 Telangana 14266 211.43 91.03 11748

Sub total 223640 4495.21 1188.75 89290

Grand total 788948 13924.14 2952.90 503016


STATEMENT - X

Bank Loan Disbursed and Outstanding - Joint Liability Groups as on 31 March 2016(Amount ` lakh)

Sr. No.

Name of the Regional Office

Cumulative No. of JLGs promoted as on 31.03.2015

Cumulative loan disbursed as on

31.03.2015

No. of JLGs promoted during

2015-16

Loan Disbursed during 2015-16

Cumulative No. of JLGs promoted as on 31.03.2016

Cumulative Loan disbursed as on

31.03.2016

NORTHERN REGION

1 Haryana 4809 7332.17 2082 2576.49 6891 9908.66

2 Himachal Pradesh 2255 3230.59 986 11.65 3241 3242.24

3 Jammu & Kashmir 0 0.00 0 0.00 0 0.00

4 New Delhi 1527 1154.57 419 587.00 1946 1741.57

5 Punjab 15794 16240.44 7756 8566.15 23550 24806.59

6 Rajasthan 52813 51014.01 24088 9411.97 76901 60425.98

Sub Total 77198 78971.78 35331 21153.26 112529 100125.04


7 Arunachal Pradesh 0 0.00 0 0.00 0 0.00

8 Assam 44944 38244.99 10888 20377.65 55832 58622.64

9 Manipur 413 272.66 203 195.40 616 468.06

10 Meghalaya 371 373.90 822 NA 1193 1740.22

11 Mizoram 1815 2194.98 322 717.94 2137 2912.92

12 Nagaland 1033 293.61 115 459.61 1148 753.22

13 Sikkim 112 147.35 626 453.26 738 600.61

14 Tripura 132 426.20 2851 3222.84 2983 3649.04

Sub Total 48820 41953.69 15827 25426.70 64647 68746.71

EASTERN REGION

15 Andaman & Nicobar 406 590.27 105 138.39 511 728.66

16 Bihar 126352 118669.22 32591 46720.52 158943 165389.74

17 Jharkhand 3816 4103.78 3034 4366.76 6850 8470.54

18 Orissa 100361 63235.52 76846 67170.00 177207 130405.52

19 West Bengal 70847 51581.33 52050 29112.50 122897 80693.83

Sub Total 301782 238180.12 164626 147508.17 466408 385688.29

CENTRAL REGION

20 Chhattisgarh 15106 10370.97 5440 5489.28 20546 15860.25

21 Madhya Pradesh 68850 53393.34 41761 40502.60 110611 93895.94

22 Uttar Pradesh 109701 63889.93 40173 30665.00 149874 94554.93

23 Uttarakhand 5625 8274.77 1267 1861.21 6892 10135.98

Sub Total 199282 135929.01 88641 78518.09 287923 214447.10

WESTERN REGION

24 Goa 2477 2289.90 1074 323.78 3551 2613.68

25 Gujarat 46327 40296.00 47953 36426.00 94280 76722.00

26 Maharashtra 77530 66392.71 40104 41527.91 117634 107920.62

Sub Total 126334 108978.61 89131 78277.69 215465 187256.30

SOUTHERN REGION

27 Andhra Pradesh 144735 94523.30 26139 38386.57 170874 132909.87

28 Karnataka 87605 101116.99 67749 80519.00 155354 181635.99

29 Kerala 39473 61795.21 33557 36302.00 73030 98097.21

30 Tamil Nadu 154138 254808.10 26644 62097.37 180782 316905.47

31 Telangana 0 0.00 24710 47883.48 24710 47883.48

Sub Total 425951 512243.60 178799 265188.42 604750 777432.02

GRAND TOTAL 1179367 1116256.81 572355 616072.33 1751722 1733695.46


Statement - XI - A

Agencies having outstanding Revolving Fund Assistance (RFA) as on 31 March 2016(Amount ` lakh)

Sl. No. Name of the Agency State Legal Form Sanctioned Disbursed Outstanding

(1) (2) (3) (4) (5) (6) (7)

1 ABTM Weaving Co-op Society ltd Nagaland Society 3.600 3.600 0.000

2 Adhikar Orissa Society 100.000 100.000 20.000

3 Arman Financial Services Ltd. Gujarat Sec 25 Co. 100.000 100.000 0.000

4 Astha Mahila Block UP Society 25.000 25.000 10.000

5 Balaji Seva Sansthan Uttarakhand Society 7.000 7.000 0.000

6 Bandhan Financial Services Pvt Ltd West Bengal NBFC 100.000 100.000 20.000

7 Bhartiya Micro Credit UP Sec 25 Co. 50.000 50.000 20.000

8 Bihar Development Trust Bihar Trust 33.000 33.000 4.355

9 BOSCO Reach Out, Guwahati Assam Society 45.000 45.000 3.000

10 Cashpor Micro Credit, Varanasi UP Sec 25 Co. 300.000 300.000 0.000

11 Eleutheros Christian Society Nagaland Society 14.000 14.000 0.000

12 Friends of Women's World Banking (FWWB), Ahmedabad II Gujarat Society 1740.000 1740.000 117.500

13 Gandhi Smaraka Gram Seva Kendra Kerala Society 50.000 50.000 10.000

14 Gobindakant Sunderban Sarvik Jankalyan Society West Bengal Society 5.000 5.000 0.000

15 Gram Utthan Orissa Society 100.000 100.000 20.000

16 Gramin Mahila Swayamsidh Sangh Maharashtra Society 50.000 50.000 0.000

17 Initiatives Development Foundation, Bengaluru/IDF Financial Services Pvt. Ltd.

Karnataka Trust 550.000 550.000 60.000

18 Joygopalpur Youth development Center West Bengal Society 10.000 10.000 0.000

19 Kalana Chember of commerce West Bengal Society 10.000 10.000 6.000

20 Mahila Chetana Munch MP Society 50.000 50.000 0.000

21 Network Entrepreneurship & Economic Development (NEED) UP Society 100.000 100.000 0.000

22 Parama Mahila Samitee West Bengal Society 25.000 25.000 1.750

23 Payakaraopeta Womens MAC AP Coop Soc 500.000 500.000 350.000

24 Post office (Tamil Nadu) TN 101.000 101.000 11.358

25 Rashtriya Seva Samithi (RASS), Tirupati AP Society 500.000 500.000 0.000

26 Roopan Trust TN Trust 10.000 10.000 0.000

27 Sanchetana Financial Services Pvt. Ltd. UP NBFC 50.000 50.000 0.000

28 Sanghamithra Rural Financial Services (SRFS), Bengaluru Karnataka Sec 25 Co. 500.000 500.000 20.000

29 Shakti Mahila Block UP Society 25.000 25.000 10.000

30 Shree Ramakrishna Seva Nilayam TN Society 50.000 50.000 0.000

31 Shri Kshethra Dharmasthala Rural Development Project (SKDRDP), Dharmasthala

Karnataka Trust 200.000 200.000 0.000

32 Swayamshree Micro Credit Services (SMCS) Orissa Sec 25 Co. 100.000 100.000 20.000

33 Ushamath Mahila Self Reliant Uttarakhand Society 50.000 50.000 0.000

34 Utkarsh Micro Finance Pvt.Ltd UP Sec 25 Co. 25.000 25.000 10.000

35 Vikas Mahila Block UP Society 25.000 25.000 10.000

36 Women's Voluntary Organisation Manipur Society 15.000 15.000 1.500

TOTAL = A 5618.600 5618.600 725.463


Statement - XI - B

Agencies having outstanding Capital support as on 31 March 2016 (Amount ` lakh)

Sl. No. Name of the Agency State Legal Form Sanctioned Disbursed Outstanding

(1) (2) (3) (4) (5) (6)

1 Adhikar Orissa Society 100.000 100.000 0.000

2 Ajiwika Society Jharkhand Society 50.000 50.000 45.083

3An Institution for Promotion of Secure Sustainable Livelihood (ASOMI), Guwahati

Assam Society 100.000 100.000 0.000

4 Balaji Seva Sanstha Uttarkhand Society 3.000 3.000 0.000

5 Bandhan Financial Services Pvt Ltd West Bengal NBFC 100.000 100.000 0.000

6 Bharat Integrated Social Welfare Agency (BISWA) Orissa Society 100.000 100.000 97.000

7 Bhartiya MicroCredit UP Sec 25 Co. 25.000 25.000 10.000

8 Cashpor Micro Credit, Varanasi UP Sec 25 Co. 100.000 100.000 0.000

9 Community Development Centre (CDC), Genguvarpatti TN Trust 100.000 100.000 60.000

10 Disha India Micro Credit UP Sec 25 Co. 25.000 25.000 10.000

11 Gram Utthan Orissa Society 100.000 100.000 0.000

12 Gramin Mahila Swayamsidh Sangh Maharashtra Society 25.000 25.000 0.000

13Guidance Society for Labour and Orphan Womens (GLOW) Vellur

TN Society 40.000 40.000 21.510

14 Humana People to People India Rajashtan Sec 25 Co. 11.672 11.672 0.000

15 ISHARA Foundation UP Sec 25 Co. 100.000 100.000 55.000

16 Jaago Samajik Arthik and Harit Vikas Sangathan UP Sec 25 Co. 25.000 25.000 22.500

17 Liberal Association for Movement of People (LAMP) West Bengal Society 50.000 50.000 30.000

18 Light Micro Finance Gujarat NBFC 10.000 10.000 0.000

19 Mahashakti Foundation Orissa Trust 50.000 50.000 10.000

20 Margdarshk Development Services (MARGDARSHAK) UP Sec 25 Co. 25.000 25.000 0.000

21 Mimoza Enterprises Finance Pvt. Ltd. (MEFPL), Dehradun Uttarkhand NBFC 250.000 250.000 0.000

22 Nanayasurabhi Dev Financial Services (NDFS), Trichy TN Sec 25 Co. 50.000 50.000 0.000

23 Network Entrepreneurship & Economic Development (NEED) UP Society 50.000 50.000 0.000

24 Parama Mahila Samitee West Bengal Society 25.000 25.000 5.500

25 Payakaraopeta Women's MACS (PWMACS) AP Society 50.000 50.000 30.000

26 People's Forum Orissa Society 50.000 50.000 0.000

27 Pustikar Laghu Vyaparik Avam BSSS Ltd. Rajashtan Society 100.000 100.000 0.000

28 Rashtriya Gramin Vikas Nidhi (RGVN), Guwahati Assam Society 100.000 100.000 0.000

29 Rashtriya Seva Samithi (RASS), Tirupati AP Society 100.000 100.000 0.000

30 Sahara Utsarga Welfare Society West Bengal Society 100.000 100.000 0.000

31 Sanchetna Financial Services Pvt. Ltd UP NBFC 25.000 25.000 0.000

32 Sarala Women Welfare Society West Bengal Sec 25 Co. 75.000 75.000 15.000

33 Sreema Mahila Samiti West Bengal Society 100.000 100.000 0.000

34 Swayamshree Micro Credit Services (SMCS) Orissa Sec 25 Co. 100.000 100.000 0.000

35 Trust Micofin Networks UP Trust 50.000 50.000 20.000

36 Utkarsh Micro Finance Pvt. Ltd UP Sec 25 Co. 25.000 25.000 10.000

37 Welfare Service Ernakulam Kerala Society 50.000 50.000 0.000

TOTAL = B 2439.672 2439.672 441.593

Grand Total of Revolving Assistance (XI -A) + Capital Support (XI-B) = 8058.272 8058.272 1167.056


GLOSSARY / ABBREVIATIONS

1 APMAS Andhra Pradesh Mahila Abhivruddi Sangham

2 BC Business Correspondents

3 BF Business Facilitator

4 BPL Below Poverty Line

5 BRLPS Bihar Rural Livelihoods Promotion Society

6 CGAP Consultative Group to Assist Poor

7 CLF Cluster Level Federation

8 CSR Corporate Social Responsibility

9 CSP Customer Service Point

10 IFAD International Fund for Agriculture Development

11 JLG Joint Liability Group

12 JLGPI Joint Liability Groups Promotion Institution

13 LWE Left Wing Extremism

14 MFDEF Micro Finance Development and Equity Fund

15 MFI Micro Finance Institution

16 MNC Multi National Company

17 MoU Memorandum of Understanding

18 MP Madhya Pradesh

19 MoWCD Ministry of Women and Child Development

20 NABARD National Bank for Agriculture and Rural Development

21 NBFC Non-Banking Financial Company

22 NGO Non Governmental Organisation

23 NPA Non-Performing Asset

24 NRLM National Rural Livelihoods Mission

25 NULM National Urban Livelihoods Mission

26 RBI Reserve Bank of India

27 RFI Rural Financial Institution

28 RFIP Rural Financial Institutions Programme

29 RRB Regional Rural Bank

30 SGSY Swarnajayanti Gram Swarojgar Yojana

31 SHG Self Help Group

32 SHPI Self Help Groups Promotion Institution

33 SIDBI Small Industries Development Bank of India

34 SRLM State Rural Livelihoods Mission

35 TSP Technical Service Provider

36 UP Uttar Pradesh

37 USP Unique Selling Point or Unique Selling Proposition

38 WSHG Women Self Help Group

Download - Status of Microfinance in India 2015-16

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